Commercial Portfolio Manager Resume Samples
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Commercial Portfolio Manager Resume Samples
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AB
A Bartoletti
Andreane
Bartoletti
1917 Stiedemann Hill
San Francisco
CA
+1 (555) 311 2201
1917 Stiedemann Hill
San Francisco
CA
Phone
p
+1 (555) 311 2201
Experience
Experience
Houston, TX
Commercial Portfolio Manager
Houston, TX
Nolan-Cole
Houston, TX
Commercial Portfolio Manager
- Provides assistance in working with the RM to structure and underwrite new loan requests
- Supports and assists other Portfolio Managers as team workload dictates
- Works under direct supervision of a Portfolio Group Manager and as a partner with Relationship Managers (RMs)
- Incumbent works under general supervision and will work very closely with Group Manager, Senior Credit Officer, and RMs in all aspects of the loan process
- Incumbent works under general supervision and will work very closely with Group Manager, Senior Credit Officer and RM in all aspects of the loan process
- Incumbent works under general supervision and will work very closely with Group Manager, RMs, and RLs in all aspects of the loan process
- Work on special projects as requested to help improve efficiencies in the overall loan portfolio management of the region
Dallas, TX
Commercial Portfolio Manager, Small Business
Dallas, TX
Beahan Group
Dallas, TX
Commercial Portfolio Manager, Small Business
- Works with Relationship Manager to solve for situations where changes in structure, may be necessary due to borrower, market or industry changes
- Provide customer with advisory capabilities in credit related matters
- Adheres to all bank policies, directives and procedures
- Seeks alternative means of financing or counteroffers for all borrowers when it is determined that modifications to loan structure and/or pricing are necessary due to changes in business and/or industry performance
- Ensures that renewals are completed on a timely basis to avoid any administrative past dues
- Ensures all necessary documentation is completed for all transactions
- Increase share of wallet with customer by identifying cross-sell opportunities or enhance existing services by recommending, credit, deposit, cash management, etc
present
New York, NY
Senior Commercial Portfolio Manager
New York, NY
Crist LLC
present
New York, NY
Senior Commercial Portfolio Manager
present
- Analyzes individual company performance and the impact of industry and competitive dynamics and macroeconomic events on the creditworthiness of clients and prospects
- Provides an independent, in-depth analysis of financial statements, projections and business plans; identifies and mitigates key risks
- Prepares informative, well thought out and concise credit approval documents for new loans, amendments and renewals
- Actively participates in research, preparation and execution of customer calls
- Works autonomously, with little supervision
- Leads discussions with credit approvers
- Maintains credit files in good working order; ensures files are complete with all up to date information
Education
Education
Bachelor’s Degree in Accounting
Bachelor’s Degree in Accounting
California State University, Los Angeles
Bachelor’s Degree in Accounting
Skills
Skills
- Excellent communication skills and the ability to interact professionally with internal and external members
- Demonstrates strong proficiency in Word, Excel, PowerPoint
- Provide customer service through clear communication skills, approachability, and working knowledge of all processes
- Solid working relationship with Credit Partners to ensure ongoing credit quality of portfolio
- Demonstrates ability to be self-starter, show initiative, and transfer knowledge to less experienced peers
- Demonstrates strong knowledge of bank products, services, and bank operations
- Proficient in basic software applications such Microsoft Word and Excel
- Ability to effectively present information in one-on-one and small group situations, to customers, clients and other employees in the organization
- Knowledge of Laser Pro
- Strong computer skills
15 Commercial Portfolio Manager resume templates
Read our complete resume writing guides
1
Commercial Portfolio Manager Resume Examples & Samples
- 10 or more years of experience in credit analysis and/or lending activities
- Two or more years of supervisory experience
- Considerable credit analysis and analytical skills
- Extensive knowledge of credit administration, policy and procedures
2
Senior Commercial Portfolio Manager Resume Examples & Samples
- Determines the appropriate risk rating for a company, proactively identifying risk rating changes
- Actively participates in research, preparation and execution of customer calls
- Works autonomously, with little supervision
- Leads discussions with credit approvers
3
Commercial Portfolio Manager Resume Examples & Samples
- Assist RMs in preparing cash-flow and collateral schedules, covenant sensitivity calculations, financial models, and guarantor statement analysis
- Proactively identify warning signs of declining creditworthiness and work with RM’s to ensure early intervention in order to minimize losses
- Support RM’s to ensure new and ongoing credit facilities are documented and closed according to the approval document
- Five (5) years of commercial credit or relevant banking experience
- Thorough knowledge of various software programs; including Word, Excel
- Commercial lending experience
- Accounting or finance degree
- Highly motivated, detail-oriented self-starter
4
Commercial Portfolio Manager Ii Cyrf Resume Examples & Samples
- Attend client/prospect calls with RMs in order to gain a thorough understanding of the client/prospect and their business in order to effectively assist in annual reviews, renewals, and prospect conversions
- Assist RM’s in preparing cash-flow and collateral schedules, covenant sensitivity calculations, financial models, and guarantor statement analysis
- Support RMs to ensure new and ongoing credit facilities are documented and closed according to the approval document
5
Commercial Portfolio Manager, Czh Resume Examples & Samples
- Liaison between Commercial Banking RMs and Loan Analysis for the purpose of preparing and facilitating annual loan reviews and renewals. Includes tracking the receipt of financial statements, compliance of covenants, and borrowing base certificates in addition to underwriting, and scheduling the presentation of analyses at various loan committees
- Support underwriting efforts by completing due diligence on prospects including: trade reference verification, credit reports and industry/company research. Analyze financial information
- Perform other related duties and special projects as requested by management. Incumbent works under general supervision and will work very closely with Group Manager, Senior Credit Officer, and RMs in all aspects of the loan process. Impact extends to the Bank’s long-term operations, revenues, and profitability
6
Commercial Portfolio Manager Resume Examples & Samples
- The Capital Markets Portfolio Manager III is expected to be a contributing member of the deal team, managing very complex transactions and multiple large corporate and specialty business portfolio tasks. This candidate would be expected tobeintimately involved in making recommendations on appropriate credit structures, pricing, etc. Additionally, the PM III will develop knowledge of the specifics related to the large corporate and specialty clients being supported, including uniquecreditarrangements. Interacts with clients to understand their current performance and proactively identify potential risks at the account and portfolio level. Customer support including assisting in cross sell efforts. Directly accountable for managingaportfolio of accounts through their review of updated financial statements, proactive monitoring and interaction with Credit Officer, Relationship Team as well as Clients
- The PM III will interact with internal and external clients in an effort to proactively understand their goals, their current performance, and their needs. The PM uses this client knowledge as well as the help of the SCO to assess the appropriatenessofexisting solutions and to propose optimal financing alternatives or additional financing solutions
- Undertake analysis of industries and relevant peer groups within them to determine key industry drivers and how these affect individual market participants. Such analysis to be factored into client specific or industry wide credit reports
- Managing the credit transactions process; from the approval process and communicating with various involved groups (e.g. different product groups on a complex transaction) through to arranging for processing of details and changes into the bank'sowninternal systems
- Preparation, review and negotiation of documentation related to transactions, such as loan documents, guarantees, and security documents
- Participation in the structuring of credit transactions, including negotiations with potential and existing clients
- Evaluation, booking and management of collateral relating to loans, etc
- Monitoring the ongoing business activities and financial performance of existing clients, including financial covenant monitoring
- Implementation of risk management and compliance procedures in accordance with Bank requirements and corporate policies
- Contribute to development of the bank's credit evaluation methodology
- Maintain appropriate client records and an archive of the bank's industry wide and client specific credit work
- Deals with large credit exposures, most complex loans, difficult foreign exchange, interest rate and commodity derivatives
- Following credit policy, structures and underwrites commercial loans or makes a recommendation to the appropriate level of credit administration
- Services portfolio and prospective customers
- Manages commercial portfolio risk on an ongoing basis by monitoring customer credit-worthiness, adherence to loan terms and general business conditions
- Responsibility for approval within designated authorities
- Bachelor degree or equivalent experience. Degree in Accounting, Finance or Economics preferred
- Five or more years credit experience in commercial banking or finance industry or advanced degree with five or more years of business related experience
- Strong credit and risk analysis skills
- Clear and articulate oral and written communication skills
- Exhibit teamwork
- Results oriented - demonstrated ability to accomplish objectives in a specified timeframe
- Proficient in basic software applications such Microsoft Word and Excel
- Familiarity with the bank's internal applications a plus
7
Commercial Portfolio Manager Resume Examples & Samples
- Bachelor’s degree or in lieu of degree, four years relevant experience
- Five years of commercial credit experience
- Solid knowledge of personal computers including knowledge of various software programs Word, Excel and other departmental software
- Knowledge of credit principles
- Commercial lending experience preferred
8
Commercial Portfolio Manager Rotation Resume Examples & Samples
- Perform credit underwriting duties for existing/prospective client relationships, which may include but are not limited to the following: perform detailed credit analysis to determine borrower/guarantor repayment capacity, appropriate loan structuring recommendations, provide detailed industry and company loan opportunity memos for in depth deal discussion with lending officers and complete credit packages for credit committee approval (new business/reaffirmations) submission. Preparation of underwriting documents will also include collateral analysis on multiple asset classes and preparation of pricing and risk rating models suitable for each credit request
- Continuously monitor borrowing base reports and covenant compliance with regular (weekly or monthly) reporting requirements to loan officers and loan/credit monitoring and credit review. Establish protocols and maintain tracking of documentation exceptions, past dues, field exams, borrowing base reports and covenant exceptions
- Demonstrates ability to be self-starter and show initiative
- Demonstrates knowledge and understanding in how to identify and process maturing loans, line renewals, term loans that need to be extended, how loans can be restructured, approval process, change terms, etc
- Demonstrates knowledge of bank products, services, and bank operations
9
Commercial Portfolio Manager, Small Business Resume Examples & Samples
- Ensures that renewals are completed on a timely basis to avoid any administrative past dues
- Ensures that annual loan renewals, reviews and monitoring are completed in a timely fashion to avoid any administrative past dues
- Maintain and promote a customer service environment, to include satisfying and exceeding customer needs and expectations
- Joint responsibility with Relationship Managers for enhancing the customer experience during annual renewal / review process by making it easy to do business with us
- Seeks alternative means of financing or counteroffers for all borrowers when it is determined that modifications to loan structure and/or pricing are necessary due to changes in business and/or industry performance
- Verifies that proper approvals have been obtained and regulatory, credit policy, legal and operational requirements have been met
- Bachelor’s degree or equivalent work experience; Bachelor’s degree preferred
- Ability to work independently and take ownership of personal performance and development
10
Commercial Portfolio Manager Resume Examples & Samples
- Works with Relationship Manager to solve for situations where changes in structure, may be necessary due to borrower, market or industry changes
- Contact clients by phone, mail, and other channels to request necessary financial statements to process loan renewals and reviews
- Provide customer with advisory capabilities in credit related matters
- Increase share of wallet with customer by identifying cross-sell opportunities or enhance existing services by recommending, credit, deposit, cash management, etc
- Adheres to all bank policies, directives and procedures
- Ensures all necessary documentation is completed for all transactions
- Minimum of 2 year previous Banking / Loan / Deposit or Sales experience. Previous loan processing experience a plus
- Ability to make sound transactional decisions to ensure policies and directives are met
- Ability to make timely decisions in a fast paced, production environment
- Ability to communicate effectively by adding value to Relationship Managers and Customers
- At BMO Harris Bank, we have been helping our customers and communities for over 130 years. Working with us means being part of a team of talented, passionate individuals with a shared focus on working together to deliver great customer experiences. We stand behind your success with the support you need to turn your potential into performance
11
Commercial Portfolio Manager Resume Examples & Samples
- Completes all requirements of loan bookings- all preparation, review, documentation and filing
- Supports the Relationship Manager in monitoring information concerning customer performance, abilities, and industry to determine that loan is an acceptable risk. This will consist of but not be limited to statement, covenant and insurance tracking, Dual Risk Rating updates, and Admin Loan Status Report updated and other commercial scorecard items
- Bachelors degree in accounting, finance or economics preferred
- 5+ years of credit analysis and/or loan review experience, preferably in the banking industry. Or an advanced business degree with 5+ years of business related experience
- Must be proficient in basic software applications such as Microsoft Word and Excel
- Familiarity with the Bank’s internal applications is a plus
12
Commercial Portfolio Manager Resume Examples & Samples
- Supports the Department Manager, Team Leader, Relationship Managers and/or other Portfolio managers in their credit underwriting and monitoring efforts including using industry and other research, to validate underwriting thesis, credit memo preparation and assisting in the sales proposal process, including accompanyingthe Relationship Managers on customer and prospect calls
- Develops an in depthknowledge of customers, businesses, industry sectors and prospect opportunities
- Supports the Relationship Manager in monitoring on an on-going basis information concerning customer performance, abilities, and industry to determine that loan is an acceptable risk. This will consist of but not be limited to statement, covenant andinsurance tracking, Dual Risk Rating updates, and Admin Loan Status Report updated and other commercial scorecard items
13
Commercial Portfolio Manager Resume Examples & Samples
- Support underwriting efforts by completing due diligence on prospects including: trade reference verification, credit reports and industry/company research
- Analyze financial information
- Will assist RMs and RLs with sales activity reporting (CLAS & ERM) and “know your customer” compliance (KYC)
- Proactively identify warning signs of declining creditworthiness and work with RMs to ensure early intervention in order to minimize losses
- Will be responsible for direct account management for a limited number of client relationships
- Incumbent works under general supervision and will work very closely with Group Manager, RMs, and RLs in all aspects of the loan process
- Impact extends to the Bank’s long-term operations, revenues, and profitability
- Bachelor’s degree, or in lieu of a degree a minimum of four (4) year’s work experience
- A minimum of five (5) years of related experience
- Thorough knowledge of various software programs Word, Excel and other departmental software
14
Commercial Portfolio Manager Resume Examples & Samples
- Perform credit underwriting duties for existing/prospective client relationships, which may include but are not limited to the following: perform detailed credit analysis to determine borrower/guarantor repayment capacity, appropriate loan structuring recommendations and complete credit packages for credit committee approval (new business/reaffirmations) submission. Preparation of underwriting documents will also include collateral analysis on multiple asset classes and preparation of pricing and risk rating models suitable for each credit request
- Provide recurring customer service to existing and prospective clients, which includes direct contact with customers either through participation in joint sales calls with loan officers or direct correspondence with clients and perform various projects/tasks as needed with an emphasis on maintaining UMB TUCE at all times
- Demonstrates strong level of understanding of credit underwriting
15
Commercial Portfolio Manager Resume Examples & Samples
- Supports the Department Manager, Team Leader, and/or Relationship Managers in their sales and credit underwriting efforts
- Supports the Relationship Manager in monitoring information concerning customer performance, abilities, and industry to determine that loan is an acceptable risk
- Bachelor’s degree in accounting, finance or economics preferred
- 5+ years of credit analysis and/or loan review experience, preferably in Dealer Finance/Floor Plan
- Must be proficient in basic software applications such as Microsoft Word and Excel. Familiarity with the Bank’s internal applications is a plus
- Flexibility to travel, as needed, to meet with customers
16
Commercial Portfolio Manager Resume Examples & Samples
- Perform credit underwriting duties for existing/prospective client relationships, which may include but are not limited to the following: perform detailed credit analysis to determine borrower/guarantor repayment capacity, appropriate loan structuring recommendations, complete credit packages for credit committee approval (new business/reaffirmations) submission. Preparation of underwriting documents will also include collateral analysis on multiple asset classes and preparation of pricing and risk rating models suitable for each credit request
- May mentor less experience Portfolio Managers
- Demonstrates ability to be self-starter, show initiative, and transfer knowledge to less experienced peers
17
Commercial Portfolio Manager Resume Examples & Samples
- Liaison between Commercial Banking RM’s and Loan Analysis for the purpose of preparing and facilitating annual loan reviews and renewals. Includes tracking the receipt of financial statements, compliance of covenants, and borrowing base certificates in addition to underwriting, and scheduling the presentation of analyses at various loan committees
- Perform other related duties and special projects as requested by management. Incumbent works under general supervision and will work very closely with Group Manager, Senior Credit Officer, and RM’s in all aspects of the loan process. Impact extends to the Bank’s long-term operations, revenues, and profitability
- Seven (7) years of commercial credit or relevant banking experience
18
Commercial Portfolio Manager Resume Examples & Samples
- Liaison between Commercial Banking RMs and Loan Analysis for the purpose of preparing and facilitating annual loan reviews and renewals
- Includes tracking the receipt of financial statements, compliance of covenants, and borrowing base certificates in addition to underwriting, and scheduling the presentation of analyses at various loan committees
- Incumbent works under general supervision and will work very closely with Group Manager, Senior Credit Officer, and RMs in all aspects of the loan process
- Increased complexity and size of deals managed
- A minimum of seven (7) years of commercial credit experience
- Bachelors degree in Accounting/ Finance preferred
19
Commercial Portfolio Manager Resume Examples & Samples
- Supports the Department Manager, Team Leader, and/or Relationship Managers in their sales and credit underwriting efforts including conducting industry and company research, assisting in the sales proposal process, accompanying the Relationship Managers on customer/prospect calls, and various other sales/customer oriented projects
- Completes all requirements of loan bookings, including preparation, review, documentation and filing
- Reviews current account status and makes appropriate recommendations for these accounts
- Monitors customer performance, abilities, and industry information to determine that loan is an acceptable risk
20
Commercial Portfolio Manager Resume Examples & Samples
- Incumbent works under general supervision and will work very closely with Group Manager, Senior Credit Officer, and RMs in all aspects of the loan process. Increased complexity and size of deals managed. Impact extends to the Bank’s long-term operations, revenues, and profitability
- Five years of commercial credit or relevant portfolio management experience
- Thorough knowledge of MS Office
- Ability to travel up to 25%
- Degree in Accounting or Finance
21
Senior Commercial Portfolio Manager Resume Examples & Samples
- Continuously monitor borrowing base reports and covenant compliance with regular reporting requirements to loan officers and loan/credit monitoring and credit review. Establish protocols and maintain tracking of documentation exceptions, past dues, field exams, borrowing base reports and covenant exceptions
- Recognize and manage early warning signs for the portfolio on a recurring basis, which may include but are not limited to the following: analyze borrower/guarantor financial performance upon receipt of reporting requirements, either monthly, quarterly or annually. Fully analyze and confirm borrowing base and financial covenant compliance, analyze payment performance benchmarks and perform regular financial reviews
- File all required reports, and resolve all related issues in a timely and efficient manner
- Demonstrates strong knowledge of bank products, services, and bank operations
- Demonstrates ability to interpret policies/procedures, loan contracts, and understanding of credit reports, financial statements and loan documents
- Demonstrates strong proficiency in Word, Excel, PowerPoint
- Demonstrates knowledge of commercial lending software
22
Commercial Portfolio Manager Resume Examples & Samples
- Bachelor's Degree or equivalent work experience
- Knowledge of accounting
- Foundational understanding of financial statement analysis and cash flows
- Strong analytical and technical skills
- Ability to analyze complex issues, identify and execute on practical solutions
- Ability to interact with clients in a professional manner
- Minimum 4 years experience in commercial portfolio administration or underwriting and/ or 3 years of specialty lending experience
23
Commercial Portfolio Manager, Not for Profit Resume Examples & Samples
- 5-7 years of related training and experience in commercial credit analysis and managing a portfolio of credit clients
- Completion of Commercial Banking Training Program
- Experience in Not-for-Profit underwriting preferred, but not required
24
Commercial Portfolio Manager Resume Examples & Samples
- Liaison between Middle Market RM’s and Loan Analysis for the purpose of preparing and facilitating annual loan reviews and renewals. Includes tracking the receipt of financial statements, compliance of covenants, and borrowing base certificates in addition to underwriting, and scheduling the presentation of analyses at various loan committees
- Incumbent works under general supervision and will work very closely with Group Manager, Senior Credit Officer, and RMs in all aspects of the loan process. Impact extends to the Bank’s long-term operations, revenues, and profitability
- Five (5) years of commercial credit or related experience
- Thorough knowledge of various software programs Word and Excel
- Degree in Accounting/ Finance
25
Commercial Portfolio Manager Resume Examples & Samples
- Program design, including identification, analysis and selection of appropriate energy efficiency measures and development of effective delivery strategies
- Program implementation including development and execution of detailed and effective implementation and management plans, quality control, or program evaluation
- Manage program forecasts goals and budgets along with providing regulatory support
- Day to day management of program managers
- Primary interface with client(s) – day to day and future planning
- Building and maintaining relationships while driving businesses towards the implementation of energy performance improvements through the use of existing market knowledge and proven energy efficient technologies
- Master’s degree in Environmental Studies, Energy Resources, Policy, or Business Management
- 10+ years of experience developing designing and administering successful energy efficiency and demand reduction programs, with specific expertise focused on the Commercial & Industrial sectors
- 5+ years of experience managing consulting projects for utilities, state energy offices, state/local governments, and regional non-profits
- Strong analytical, problem-solving and decision making capabilities
- Superior interpersonal skills including courtesy, professionalism, and a cooperative attitude
26
Commercial Portfolio Manager Resume Examples & Samples
- Underwrite and assist in the structuring of complex commercial loans and leases
- Review and negotiate loan documentation in consultation with legal counsel
- Manage risk on an ongoing basis by monitoring customer credit worthiness, adherence to credit terms, and general business conditions
- Manage annual reviews and renewals, portfolio reviews, delinquencies, and other reporting
- As appropriate, assist in optimizing customer relationships working directly with Relationship Managers, Treasury Management, Capital Markets, and other team members
- Minimum of Three to Five years of experience underwriting and documenting complex and/or syndicated commercial credits
27
Commercial Portfolio Manager Nfp-flexible STI Location Resume Examples & Samples
- Mastery level proficiency with MS Office desktop applications
- Successfully held similar role with commercial financial institution or has demonstrated mastery with the Commercial Portfolio Sr. Analyst functions
- Mastery of SunTrust operating systems inclusive of COMPASS and other Commercial applications (i.e. MRA, salesforce.com, CLO, CMT)
- Experience underwriting Not for Profit entities
28
Commercial Portfolio Manager Resume Examples & Samples
- Seven (7) years of commercial credit experience
- Bachelor’s degree in Accounting/ Finance preferred
- Commercial real estate and middle market lending experience preferred
29
Senior Commercial Portfolio Manager Resume Examples & Samples
- Structure, underwrite, and close complex commercial Franchise loans
- Manage portfolio reviews, collateral exceptions, borrowing bases, delinquencies, and other reporting
- Manage risk on an ongoing basis by monitoring customer credit-worthiness, adherence to loan terms and general business conditions
- One or more years of experience underwriting and documenting commercial Middle Market loans
30
Commercial Portfolio Manager Resume Examples & Samples
- Three or more years of experience underwriting and documenting complex and/or commercial loans
- Demonstrated success structuring complex credits; researching, judging and presenting information verbally and in writing; and creating documentation to support the credit and minimize risk
- Demonstrated leadership experience by providing coaching, skill development, and feedback to team members
- Proficiency using Microsoft Word and Excel
- Proven negotiation skills
- High level of professionalism
- Previous formalized credit training is a must
31
Commercial Portfolio Manager Resume Examples & Samples
- Bachelor’s degree preferred or equivalent work experience
- Minimum of 5 years of previous credit analyst or portfolio management experience
- Knowledge of small business loans, deposits and sales is a plus
32
Commercial Portfolio Manager Resume Examples & Samples
- Liaison between Commercial Banking Relationship Managers and the Credit Division (Loan Analysis or Credit Shared Services) for facilitating credit needs of customers, whether through new requests, modifications or annual reviews / renewals. Includes documenting and tracking of relevant information, reports and memos to ensure necessary credit approvals are obtained, documented and adhered to from fulfillment through closing and maintenance
- Attend client / prospect calls with RMs in order to gain a thorough understanding of the client / prospect and their business in order to effectively assist in annual reviews, renewals and prospect conversions
- Support underwriting efforts by completing due diligence on prospects or customers as may be required and coordinate such work with Credit Division and Relationship Managers
- Analyze financial information under direction of Relationship Manager or Group Manager. Assists in preparing cash flow and collateral schedules, covenant sensitivity calculations, financial models and guarantor statement analysis
- Monitor credit performance of customer portfolios and alert personnel to changes that may require action to ensure risk mitigation in order to minimize potential losses
- Support Relationship Managers in related portfolio management activities, whether related to credit, depository or other banking services. Perform other related duties and special projects as requested by management
- Perform other related duties and special projects as requested by management, which could include managing a limited number of customer relationships, performing the functions of a Relationship Manager in oversight of these customers, whether in identifying and providing product solutions, or in ongoing servicing of the account relationships
- A minimum of seven (7) years of commercial credit experience or equivalent in relevant experience
- Solid knowledge of personal computers
- Excellent analytical capability
33
Commercial Portfolio Manager Resume Examples & Samples
- Partners with Relationship Managers
- Supports and assists other Portfolio Managers as team workload dictates
- Works as a member of the customer’s Credit Deliver Team in conjunction with Relationship Manager, Credit Officer, etc
- Works under direct supervision of a Portfolio Group Manager and as a partner with Relationship Managers (RMs)
- Provides assistance in working with the RM to structure and underwrite new loan requests
- Underwrites extensions, modifications, renewals and new loan requests
- Presents basic loan requests as needed to Credit Officers/ Loan Committee
- Works directly with the Middle Market and Commercial Bankers to obtain all necessary financial statements and transaction information in order to analyze credit requests
- Tracks Loan Agreement Compliance ensuring that relationships within their portfolio are monitored per the terms of the Loan Agreement
- Monitors and works with RM to clear payment Past Dues
- Prepare risk rating scorecards and related forms/reports to verify that ratings are accurately reflected and documented
- Completes due diligence process by ordering appropriate reports
- Conducts company, industry and market analyses to further assess borrower credit quality
- Reviews and approves all legal documents, whether internally or externally prepared, to ensure accuracy and completing in accordance with loan approval
- Tracks and resolves document exceptions related to closing and ongoing exceptions. Monitors credit status and quality of loans on a regularly scheduled basis, including assessment of current risk rating
- Tests borrower operating performance against original underwriting and projections upon receipt of required reporting information (i.e. monthly, quarterly, semi-annual, or annual financial statements, etc.)
- Performs, at minimum, annual reviews to assess borrower performance and risks associated with the loan, borrower and guarantors
- Secures and safeguards all customer information according to Bank guidelines, including cash, customer account data, and other sensitive information
- Participates in civic, community and industry activities as needed
- Incumbent is required to comply with all applicable federal, state, and local banking and industry related laws and regulations including but not limited to the Bank Secrecy Act
- Bachelor's degree in Business Administration, Finance, Accounting or a related field
- 3-5 years of credit analysis experience and working with Credit Analysts/Underwriters and Relationship Managers or bankers
- Successful completion of a formal credit training program or certificate program
- Experience assisting Senior Bank Officers with a variety of low to intermediate level transactions
- Experienced knowledge of commercial and retail lending services, documentation, underwriting and regulatory guidelines
- Experienced understanding of financial ratios and business principles
- Knowledge of credit analysis and lending functions
- Ability to calculate financial ratios and apply basic business principles
- Experienced working knowledge of all bank products and services
- Ability to interpret personal and business tax returns and financial statements
- Ability to use sound logic to solve problems with effective solutions
- Ability to communicate effectively orally and in writing using the English language; ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations; ability to write reports, business correspondence, and procedure manuals; ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public
- Ability to work with mathematical concepts such as probability and statistical inference; ability to apply concepts such as fractions, percentages, ratios and proportions to practical situations
- Ability to solve practical problems and deal with a variety of instructions furnished in written, oral, diagram, or schedule form
34
Commercial Portfolio Manager Resume Examples & Samples
- Structures, underwrites, closes and manages complex middle market and large corporate credit transactions for Food and Agribusiness relationships
- Partners with Relationship managers in presenting credit approval requests for Regional Credit Officer and/or Loan Committee approval
- Owns primary responsibility for the credit and monitoring of Food and Agribusiness portfolio risks
- Responsible for underwriting quality, portfolio administration, and credit quality of assigned Agriculture portfolio working directly with the Managing Director Food and Agribusiness, and Regional Credit Officer
- Engages in direct customer interaction, travels to client offices and optimizes relationships working with Relationship Managers and other team members as requested or deemed necessary
- Builds client relationships by supporting relationship managers and product partners in growing revenue i.e. fees, deposits, and loans and presents financial solutions to customers
- Participate in and own accountability for audit performance, risk management, and compliance of portfolio
- Quality Assurance: Adheres to bank policies and procedures and complies with legal and regulatory requirements. Accountable for risk management, compliance and audit performance for area(s) of responsibility whether a supervisor, manager or individual contributor. Establishes or works with management to develop effective controls and processes to ensure risks are measured, monitored and controlled and compliance requirements are adhered to on an on-going basis. If applicable, ensures staff is properly trained, provided with appropriate resources and motivated to adhere to risk management principles. Maintains current knowledge of risk-related changes that may impact assigned area(s) of responsibility
- Leadership: Supervises and coaches analysts as needed or requested by managing director; organizes work flow for designated group and/or projects: reviews the work of others, sets team goals
- Bachelor's Degree in Finance, Business or related field
- 5-7 years of experience underwriting and documenting commercial loans
- Specialized underwriting knowledge of consumer product food trends, the US grain origination/merchandising system, unique production and processing issues involving dairy and food processing, and prior experience with animal production is required
- Knowledge of the Syndicated Loan Market
- Previous formalized credit training required
35
Commercial Portfolio Manager Resume Examples & Samples
- Responsible for oversight for the performance of assigned portfolio of nonperforming small balance commercial assets
- Maintain frequent contact with borrowers and/or third party representatives as the single point of contact regarding the status of the account
- Determine best asset performance strategy (for non-performing/ defaulted assets) such as repayment plans, modifications, short sales, deed in lieu or foreclosure by acquiring/analyzing financial information, examining loan documents, understanding market conditions and evaluating alternatives on a net present value basis
- Coordinate and review workout documents with attorneys, inter departments and 3rd party when applicable
- Follow up with borrowers, attorneys, internal departments and 3rd parties to complete and close out workout transactions. Verify completed resolution is documented appropriately
- Document actions and borrower requests in Company’s internal software applications
- Analyze the foreclosure and bankruptcy status on each loan in assigned portfolio. Identify and resolve potential delays or escalate as necessary
- Assemble and analyze required supporting documentation to prepare a thorough analysis of recommended loss mitigation/ liquidation strategy
- Review completed property inspections for overall property condition. Identify and resolve significant property issues
- Handle property issues such as property preservation, tenants, city code violations, etc
- Prepare monthly reports to monitor the performance of the assigned portfolio
- Manage relationships with investors and develop loss mitigation strategies to align with investor needs
- Working knowledge of the servicing agreements directing investor requirements
- Bachelor’s degree or equivalent is required
- 5+ years of experience in the mortgage industry required. Direct experience handling portfolio of nonperforming commercial loans preferred
- Proficient in use of Microsoft Office including report development in Excel and Access as well as Word, PowerPoint and Outlook
- Strong leadership, analytical and problem solving skills
- Demonstrate effective use of organizational and time management skills
- Strong Oral/ Written communication skills
- Customer service oriented
- Bilingual (English and Spanish) considered a plus
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Commercial Portfolio Manager Resume Examples & Samples
- Series 7 before hire (S63 also if state requirement)
- Ability to make professional sales presentations and be able to build credibility with Huntington's client base
- PC and internet proficiency
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Commercial Portfolio Manager Resume Examples & Samples
- Performs initial screening and underwriting of new lending opportunities developed by the commercial lender
- Prepares memorandum and facilitates the initial underwriting of new transactions and/or renewals
- Works directly with other internal departments including commercial credit analysts, appraisal services group and loan administration
- Ensures adherence to credit policy, guidelines and regulatory requirements
- Assists in the lending and sales process by accompanying the lenders on customer and prospect calls when necessary
- Responsible for ongoing portfolio review of past dues, exceptions and maturing loan reports
- Reports past dues to officer or makes contact to collect payment
- Works with officer to collect items needed for renewal processing
- Makes appropriate recommendations for these accounts
- Reports deteriorating credit situations to officer
- Ensures funding of construction loan disbursements in accordance with bank policy. Works closely with borrower, title companies and other third parties to ensure accurate disbursements with ongoing monitoring and record keeping
- Participates in evaluating risk rating and makes revision recommendations
- Ability to read and interpret documents such as procedure manuals, general business correspondence and/or journals or government regulations
- Ability to read, analyze and interpret financial report and/or legal documents
- Ability to respond in writing to customer complaints, regulatory agencies or members of the business community
- BS/BA Degree in applicable field of study or
- 1-2 years’ prior applicable experience
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Commercial Portfolio Manager Resume Examples & Samples
- Exceptional customer service and communication skills
- Sales ability – you know how to market and promote loan products by utilizing a variety of tools and techniques
- Proven track record of ethical behavior
- 1-2 years of experience in Commercial Lending
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Commercial Portfolio Manager Resume Examples & Samples
- Has a solid knowledge of Commercial Credit Products and Services
- Works with the RM and internal partners to develop basic understanding of how to identify cross sell opportunities
- Minimum of 2 years of Commercial Credit/Banking and/or related experience
- Credit Trained or equivalent level of experience
- Strong working knowledge of Loan policy and proven ability to adhere to sound risk management/pricing practices as well as to all internal and external credit/regulatory requirements
- Ability to prioritize and work under pressure
- Flexibility to work on both commercial real estate and C & I credits
- Demonstrated ability to execute and work as a team member
- Computer skills including web-based searches
- Strong written/verbal communication and interpersonal skills
- Ability to present identified issues and recommended solutions to RM/Senior Management as appropriate
- Solid working relationship with Credit Partners to ensure ongoing credit quality of portfolio
- Ability to prepare Opportunity Review Committee Memos under the direction of the RM
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Commercial Portfolio Manager Resume Examples & Samples
- Serves as an extension of the Sr. RM. Supports new business opportunities >$1.5MM and takes ownership of smaller requests. Provides a 2nd set of ears on credit decisions and presents requests to Credit. Performs client relationship management duties, with strong connections to client company CFOs and Controllers; fields special requests. Monitors interactions with other line of business sales activities
- Performs a variety of sales activities in an inside sales capacity. Proactively analyzes the portfolio to identify opportunities, mine cross-LOB opportunities and make cross-LOB referrals. Performs client prospecting duties, including client calling efforts and setting appointments
- Serves as a bridge between Credit and Sales. Analyzes the portfolio to prepare for quarterly and annual reviews. Develops spreads and risk ratings for deals in the proposal stage. Completes PLR and LCT analyses. Manages the annual renewal process, including the renewal schedule, meeting with clients, analyzing credit and client business activity, interfacing with Credit and identifying cross-sell opportunities
- Performs account administration activities. Follows up with clients to gather documentation and obtain signatures. Works with Relationship Managers and clients to clear exceptions. Conducts analysis for the monthly borrowing base to identify collection needs
- Supporting high-performing C&I Relationship Managers
- Supporting high-performing ICRE Relationship Managers
- Supporting legacy accounts – focused on cross-selling within an existing book
- College degree - Finance or related area preferred
- 2-3 years Credit Analyst experience
- Business/financial acumen
- Self-driven/strong initiative
- Strong interpersonal / communication skill
- Avid learner
- Professional image
- Strong team player
- Comfortable engaging in direct client sales activities / negotiations
- No supervisory responsibility
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Commercial Portfolio Manager Resume Examples & Samples
- Be responsible for managing and servicing a portfolio of commercial loan relationships Responsible for spreading and analyzing financial statements, addressing industry risks, collateral requirements, loan structuring and pricing, credit analysis, monitoring credit performance and loan presentations
- Handle reporting on loans, involving such things as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, etc
- Handles maintenance of existing relationships
- Assists Relationship Managers and Branch Managers with credit requests
- Responsible for expanding, building and maintaining relationships, with a resulting high degree of customer satisfaction
- Typically requires a Bachelors degree and 2 to 4 years credit associated lending or 5 years related experience
- An equivalent combination of education and experience may meet qualifications
- Working knowledge of commercial and/or related lending
- Knowledge of credit analysis, spreading and analyzing financial statements, credit scoring, loan documentation, etc
- PC skills required
- Experience with bank loan and deposit systems preferred
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Commercial Portfolio Manager Resume Examples & Samples
- Oversee, lead and direct a team of Credit Analysts
- Responsible for managing and servicing a portfolio of existing relationships
- Responsible for expanding and building relationships with a high degree of resultant customer satisfaction
- Responsible for ensuring financial statements are spread and analyzed, addressing industry risks, monitoring collateral requirements, loan structuring and pricing, credit analysis, monitoring credit performance and assisting with loan presentations
- Handle reporting on loans such as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, risk grades, etc
- Keep informed of financial and market trends in the portfolio and analyzes those trends for the effect they will have on the portfolio
- Assist bankers with new and existing loan requests and other special projects
- Coordinate workflow to provide optimum efficiency and productivity and ensuring effective service quality standards are met
- Partner with Lenders from lines of businesses and Credit Administrators on appropriate and proficient underwriting and credit risk analysis for all types of commercial and construction loans
- Underwrite larger, more complex loans
- Typically reviews and oversees final credit packages sent for approval to assure appropriate deal structure
- Provide mentoring and guidance to staff accountable for credit presentation and portfolio management on a variety of accounting/finance/underwriting structuring topics
- Ensure compliance to established investor and regulatory guidelines
- Typically has authority concerning staffing, effective department policies and procedures to remain in line with industry trends, market needs and bank objectives
- Control department expenses
- MUST HAVE a bachelor's degree in Finance, Business or other related field
- MUST HAVE 6+ years of banking, relationship management, underwriting and credit experience or other directly related experience
- Advanced knowledge of various types of loans, credit analysis, spreading and analyzing financial statements, risk analysis, credit scoring, loan documentation, etc
- Strong working knowledge of banking products, services, policies, procedures and regulations
- Advanced credit skills in underwriting, financial modeling, valuations and adherence to policy
- Management experience preferred
- Requires excellent customer service, relationship, organizational, analytical and creative problem solving skills
- Must have excellent communication skills, both verbal and written
- Knowledge of various software applications including word processing and spreadsheets
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Commercial Portfolio Manager Resume Examples & Samples
- Underwrite and service a portfolio of commercial loan relationships
- Spread and analyze financial statements, address industry risks, collateral requirements, loan structuring and pricing, credit analysis, monitor credit performance and loan presentations
- Provide customer service through clear communication skills, approachability, and working knowledge of all processes
- Work closely with the Relationship Manager (RM) to assist with the management of existing client relationships
- Assist the RM to expand existing relationships and to identity new opportunities
- Collaborate and communicate with internal and external clients at a high level regarding sensitive matters, as well as routine matters
- May be asked to perform other duties
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Commercial Portfolio Manager Resume Examples & Samples
- Manage and service a portfolio of commercial loan relationships
- Spread and analyze financial statements, addressing industry risks, collateral requirements, loan structuring and pricing, credit analysis, monitoring credit performance and loan presentations
- Handle maintenance of existing relationships
- Be adaptable and take on additional assignments as needed
45
Commercial Portfolio Manager Resume Examples & Samples
- Analyze financial information under direction of Relationship Manager or Group Manager
- Assists in preparing cash flow and collateral schedules, covenant sensitivity calculations, financial models and guarantor statement analysis
- Support Relationship Managers in related portfolio management activities, whether related to credit, depository or other banking services
- Bachelor's degree in Accounting/Finance (or related discipline) with a minimum of 2 years Accounting, Finance, or Credit professional work experience or in lieu of a degree, a combined minimum of 6 years higher education and/or relevant work experience to include a minimum of 2 years Accounting, Finance, or Credit professional work experience
- We encourage candidates with relevant military experience to apply
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Commercial Portfolio Manager Resume Examples & Samples
- Assist with Relationship Managers and Bankers regarding credit requests
- Maintain, expand and build relationships, with a high degree of customer satisfaction
- Excellent oral and written communication skills needed to create relationships with clients and when making loan presentations
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Commercial Portfolio Manager Resume Examples & Samples
- Manage timely collection of corporate and personal financial information from all borrowers and guarantors subject to annual review and/or covenant compliance testing
- Generate/complete Financial Spreads and required cash flow analysis as needed based on submitted customer information
- Conduct timely covenant testing on credit relationships where covenants are required to be tested per the loan and credit agreement and/or credit approval
- Perform testing as needed in response to requests for advances under any approved Development Lines and prepare credit memo to be signed by the Sr. Credit Officer
- Prepare annual assessments/reviews on all client relationships as determined by BFG Credit Policy
- Perform reviews of Franchisor Financial Disclosure Documents both for prospective new concepts and for existing concepts with which BFG is active
- Ensures proper documentation of the credit files with financial reporting, covenant testing, file memos, annual reviews, and all pertinent information that pertains to maintaining an active and up-to-date credit file that reflects the most current status of the relationship
- Undertake risk rating changes in compliance with BFG Credit Policy
- Work with IT and BFG administrative staff to develop and maintain system based reporting and monitoring of annual reviews and covenant compliance
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Senior Commercial Portfolio Manager Resume Examples & Samples
- Analyze financial statements, industry risks, collateral requirements and credit to structure and price loans
- Monitor credit performance
- Prepare reports on loans, including information such as past dues, documentation and collateral exceptions, financial performance updates and portfolio profitability
- Assist with Relationship Managers/Bankers regarding credit requests
- Strong working knowledge of commercial loans, credit and/or related lending processes and procedures
- Experience/working knowledge of commercial credit analysis, spreading and analyzing financial statements, credit scoring, documentation, etc
- Analytical skills needed for lease approvals, credit analysis and underwriting. Good organizational and problem resolution skills
- PC skills required. Other duties as assigned
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Commercial Portfolio Manager Resume Examples & Samples
- Will be responsible for scheduling, completion and execution of all Annual Reviews, new loan and interim loan requests
- Prepares scorecards, profitability analysis and CLAS set-up
- Will prepare all PLM and HLT reports and will attend Catalog meetings
- Will assist with “know your customer” and BSA compliance
- Thorough knowledge of various software programs: Word, Excel and other departmental software
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Commercial Portfolio Manager Resume Examples & Samples
- Evaluates pertinent information to determine risk rating and whether a prospect and/or existing credit is an acceptable risk
- Works with Commercial Loan Officer(s) prospects and clients answering questions needed for the loan underwriting
- Partners with Commercial Loan Officers in meeting with current and prospective clients to understand the specific customer requirements and needs. Collects appropriate financial data and information to ensure an accurate risk assessment and thorough underwriting
- Assist in the pricing and structure of new loans and renewals with the Commercial Loan Officer(s)
- Makes individual client calls and visits as needed to gain a complete understanding of the financial analysis
- Prepares all required financial spreads, Credit Presentation Sheets, Loan Officer Narrative, Relationship Summary, and Loan Pricing Model and prepares packages for approval on all new and existing credits
- Analyses global cash flow for commercial and individual prospects, borrowers and guarantors to identify financial condition, profitability, repayment ability, operating trends, financial support of credit and other various financial indicators
- Ensures a 120 day renewal letter is sent to the customer identifying the key financial information needed in advance to process the renewal request
- Completes loan covenant compliance reviews and review findings with Commercial Loan (Officer(s)
- Prepares forms for transfer of clients into Special Assets
- Maintains, tracks and clears financial exception reports
- Maintains, tracks and clears documentation exception reports
- Works with the loan assistant to clear exceptions
- Monitors and collects past due accounts
- Orders Appraisals and Phase I reports for real estate transactions
- Complete annual loan reviews on each credit with the assigned portfolio
- Complete and pass BVS courses by due date
- Bachelor’s Degree in Finance/Accounting or related business field from a four year college or university
- 5 years minimum experience in Loan Review, Credit Analysis, or Commercial Loans
- Consultative approach to business development
- Analytical by nature and sound business judgment
- Outstanding business development/relationship management skills as well as the ability to handle multiple tasks in a fast paced, diverse growth environment
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AG Commercial Portfolio Manager Resume Examples & Samples
- Manage and service a portfolio of AG loan relationships
- Initiate effective credit presentations for approval by senior managers and credit administration
- Report on loans involving such things as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, etc
- Assist Relationship Managers and Branch Managers with credit requests
- Expand, build and maintain relationships, with a resulting high degree of customer satisfaction
52
Commercial Portfolio Manager Resume Examples & Samples
- Responsible for spreading and analyzing financial statements, addressing industry risks, collateral requirements, loan structuring and pricing, credit analysis, monitoring credit performance and preparing loan presentations
- Manage past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, various reports, etc
- Assist Relationship Managers with credit requests
- Responsible for helping expand, build and maintain client relationships, providing the highest level of customer service
- Good oral and written communication skills internally and externally
- Assist with creating the loan presentations and with seeking approval of loan requests
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Senior Commercial Portfolio Manager Resume Examples & Samples
- Proven ability, with a successful record of accomplishment in
- Commercial Management
- Ability to think strategically and laterally
- Highly developed planning and organisational skills
- Adaptable, flexible, with a self initiated approach to change, developing market demands and opportunities
54
RE Commercial Portfolio Manager Resume Examples & Samples
- Manage and service a portfolio of commercial real estate term loans and construction loans
- Analyze financial statements, facilitate MDM risk grading, address industry risks, collateral requirements, loan structuring, and credit analysis, and monitor individual and loan portfolio performance
- Report on loans, including but not limited to past dues, documentation and collateral exceptions, financial performance updates, taxes, insurance, property inspections, problem loans, loan concentrations and portfolio profitability, etc
- Assist Real Estate Bankers with underwriting new loan requests including the preparation of loan presentations
- Maintain strong working and communicative relationships, with a resulting high degree of customer satisfaction
- May be asked to help with other duties as needed
- Bachelor's degree in Finance, Business or a related field and 2+ year real estate credit associated lending or 4+ years related experience. An equivalent combination of education and experience may meet qualifications
- Knowledge of various software applications including Microsoft Office Suite
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Commercial Portfolio Manager Resume Examples & Samples
- Structure, underwrite, and close commercial loans, lines of credit and direct purchase bonds for higher education and other nonprofit clients
- Manage risk on an ongoing basis by monitoring customer credit worthiness, adherence to loan terms, and general business conditions
- Manage annual reviews and renewals, portfolio reviews, collateral exceptions, borrowing bases, delinquencies, and other reporting
- Ten or more years of experience underwriting and documenting complex and/or syndicated commercial loans
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Commercial Portfolio Manager Resume Examples & Samples
- Structure, underwrite, and close broadly-syndicated, complex commercial loans
- Three or more years of experience
- Three or more years of experience underwriting and documenting complex and/or syndicated commercial loans
- Previous formalized credit Training
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Commercial Portfolio Manager Resume Examples & Samples
- Manage and service a portfolio of real estate commercial term loans and construction loans
- Spread and analyze financial statements, MDM risk grading, address industry risks, collateral requirements, loan structuring, and credit analysis, assisting in the preparation of loan presentations and monitoring individual loan performance
- Report on loans, involving such things as past dues, documentation and collateral exceptions, financial performance updates, taxes, insurance, property inspections, problem loans, loan concentrations and portfolio profitability, etc
- Remain informed of financial and market trends in the portfolio and analyze those trends for the effect they have on the portfolio
- Assist Real Estate Bankers with underwriting new loan requests
- Bachelor's degree in Finance, Business or a related field and 1+ year real estate credit associated lending or 3+ years related experience. An equivalent combination of education and experience may meet qualifications
- Working knowledge of real estate commercial lending and/or related lending
- Knowledge of credit analysis, spreading and analyzing financial statements, tax analysis, credit scoring, loan documentation, etc
- Requires strong relationship, organizational and creative problem solving skills
- Must have excellent communications skills, both verbal and written
- Must be able to work with Officers, employees and clients
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Commercial Portfolio Manager Resume Examples & Samples
- Assist the loan officers with the loan approval process by obtaining and analyzing financials, preparing loan summaries and packages for approval
- Monitor the maturing loan report and assist loan officer and administrative officer in underwriting loans for renewal
- Complete quarterly Problem Asset Reports for the loan officer’s portfolio for review and approval and assist with managing credit monitoring items
- Learn about each of the Bank’s products and services as well affiliate companies to look for additional cross selling opportunities as well as assist the loan officer and administrative officer when needed. This will include traditional banking functions such as opening new accounts, transferring funds from accounts, etc. as well as following up with affiliate referrals
- Work on special projects as requested to help improve efficiencies in the overall loan portfolio management of the region
- Work along with and independently of the officers to understand closing requirements for all loans as well as help clear exceptions as needed
- Proactively build strong and effective partnerships with all business partners
- Promote TowneBank within the community by serving on outside boards and attending TowneBank sponsored events
- Excellent member service skills
- Excellent communication skills and the ability to interact professionally with internal and external members
- Complete understanding of TowneBank lending culture and philosophy
- Satisfactory completion of Credit and Small Business rotation
- Ability to work with minimum supervision
- Ability to work well with various internal departments to achieve team goals and objectives
- Previous lending experience or experience in loan operations
- Knowledge of Bank policies and procedures
- Computer skills (Word and Excel)
- Knowledge of Laser Pro
- Knowledge of B2C and B2B
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AVP, Commercial Portfolio Manager Resume Examples & Samples
- Ability to assess financial performance and risk including identifying ways to mitigate risk to the bank
- Preparation of Opportunity Review Committee Memos with minimal guidance from the RM
- Underwriting as necessary
- May have specialized industry/market knowledge consistent with portfolio (ABL/CRE/Healthcare)
- Solid knowledge of Commercial Credit Products and Services
- Developing well-rounded knowledge of products sold by internal partners including Cash Management, Private Banking, Wealth Management, Retail and Home Lending
- Ability to identify various cross sell opportunities and make solid product recommendations to meet customer needs
- Minimum of 3-5 years of Commercial Credit/Banking and/or related experience
- Solid written and verbal communications skills
- Ability to present identified issues and recommended solutions to RM/Senior Management/ORC/ELC as appropriate
- Strong computer skills
- Ability to work as a member of team
- Act as mentor to less senior PMs
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Commercial Portfolio Manager Resume Examples & Samples
- Must have a Bachelor's degree, preferably in a business related field but will accept equivalent experience in retail and commercial banking divisions
- Must have at least 5 years of relevant banking experience in the areas of Commercial Credit Administration, Commercial Real Estate, Middle Market, Business Banking, Small Business Banking and/or Private Banking
- Must have effective sales skills and superior customer service skills
- Must have strong knowledge of commercial and consumer loan and deposit products
- Must be self-motivated and able to work with minimal supervision
- Must have excellent written and oral communication skills, as well as excellent listening ability and presentation skills
- Incumbent may be required to sit for prolonged periods of time
- The incumbent will be required to walk, reach with hands and arms, push items overhead, occasionally climb or balance, stoop, kneel, crouch or crawl
- The incumbent will also be required to talk, hear, see, read and write
- This position requires regular lifting and moving of 10-25 lbs
- Specific vision abilities required by this job include close vision, distance vision, depth perception and ability to adjust focus
- Incumbent must possess the capability to understand, remember, and apply oral and/or written instructions or other information, organize thoughts and ideas into understandable terminology, prioritization of own work schedule, apply common sense in performing job duties and making decisions which have impact on immediate work unit
- Incumbent must be able to understand and follow basic instructions and guidelines, complete routine paperwork, use existing form letter and/or conduct routine oral communication, communicate with individuals using a telephone, hear and speak effectively on the telephone, express or exchange ideas by means of spoken word, communicate orally with others accurately and quickly, at an audible level that others can hear
