Mortgage Closer Resume Samples
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Mortgage Closer Resume Samples
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SN
S Nikolaus
Shayna
Nikolaus
3112 Katelyn Ports
Los Angeles
CA
+1 (555) 287 7027
3112 Katelyn Ports
Los Angeles
CA
Phone
p
+1 (555) 287 7027
Experience
Experience
New York, NY
Mortgage Closer
New York, NY
Bruen, Sipes and Abshire
New York, NY
Mortgage Closer
- Professional development - SunTrust University, an in-house career growth and employee development program
- Develop in-depth knowledge of entire loan life cycle in order to fully understand implication of the work of the closing function
- Assist in training new hires
- Perform any other duties as assigned
- Time away from work – vacations and holidays
- Creates CIF’s for customers not in the system
- Time away from work – vacations and holidays
San Francisco, CA
Retail Mortgage Closer
San Francisco, CA
Donnelly and Sons
San Francisco, CA
Retail Mortgage Closer
- Assist in resolving issues at closing
- Assists in resolving issues at closing
- Works with title companies on loan scheduling, document delivery, final sign-off of HUD-1
- Work with title companies on loan scheduling, document delivery, final sign-off of HUD-1
- Prepare legal documents according to state and/or federal regulations
- Reviews post-closing packages for accuracy and completeness
- Prepares legal documents according to state and/or federal regulations
present
Phoenix, AZ
Mortgage Closer / Funder Rep
Phoenix, AZ
Lehner, West and Nicolas
present
Phoenix, AZ
Mortgage Closer / Funder Rep
present
- Provide outstanding customer service and display a positive attitude at all times
- Offer recommendations to streamline and improve processes for the benefit of the customer and the Bank
- Implement Bank directed policy and any changes relating to regulatory amendments
- Determine that all underwriting and closing conditions are satisfied prior to disbursement
- Prepare closing documents
- Move loan to closing within 30 days of application on 90% of all loan files
- Complete Pre-Closing checklist to insure compliance with all regulatory and investor guidelines
Education
Education
Bachelor’s Degree in Creativity
Bachelor’s Degree in Creativity
East Carolina University
Bachelor’s Degree in Creativity
Skills
Skills
- Team oriented with ability to interact within and outside of the organization
- Able to handle multiple priorities and meet deadlines with quality in a fast-paced environment
- Strong written and verbal communication skills
- Provide funding condition lists to settlement agents/Closing Attorneys after signed documents have been received and reviewed prior to disbursement of loan proceeds
- Ensure that documents are drawn and loans are funded in compliance with all bank policies and procedures and applicable state and federal regulations
- Knowledge of FNMA / Freddie Mac and PMI guidelines
- Update the loan origination system with closing information and print loan documents to reflect the correct borrower name, vesting, property address, and loan terms
- Microsoft Office/Suite proficient
- Solid analytical and research skills
- Great interpersonal skills
10 Mortgage Closer resume templates
Read our complete resume writing guides
1
Mortgage Closer Resume Examples & Samples
- Prepare and audit closing documents in a timely manner
- Ensure the data integrity on processing/closing system is accurate
- Prepare for the disbursement of funds as per the terms of the transaction
- Responsible for appropriate section of HMDA Worksheet
- Review funding reports to ensure loans are funded within appropriate timeframes
2
Retail Mortgage Closer Resume Examples & Samples
- Prepare legal documents according to state and/or federal regulations
- Work with title companies on loan scheduling, document delivery, final sign-off of HUD-1
- Assist in resolving issues at closing
- Cure deficiencies
- Minimum 2 years mortgage Closing or Post- Closing experience is required!
- Minimum High School Diploma or equivalent
- Proficient with Microsoft Office
- Able to handle multiple priorities and meet deadlines with quality in a fast-paced environment
3
Mortgage Closer Resume Examples & Samples
- Obtains signatures on all closing documents and verifies their accuracy and completion
- Distributes loan proceeds in accordance with mortgage documentation, and prepares loan closing journal
- Prepares loan data for entry into the computer system
4
June rd Fair Mortgage Closer Resume Examples & Samples
- Communicate with escrow/title companies, loan originators, and other parties to ensure all conditions and regulatory requirements are met prior to funding. Obtain or request missing conditions
- Review signed closing documents to approve the funding of the loan
- Perform various post closing tasks such as: Auditing closed files, creating delivery-servicing packages, follow-up to internal and external customers for needed documents and insurance, and ensuring all required documents are present in file prior to shipping to Central Files
- Assist in training new hires
- Take an active role as an escalation point within the team based on experience/knowledge
5
Mortgage Closer Resume Examples & Samples
- Perform various post closing tasks such as: Auditing closed files, creating delivery-servicing packages, follow-up to internal and external customers for needed documents and insurance, and ensuring all required documents are present in file prior toshipping to Central Files
- High school diploma or equivalent. Knowledge of real estate documentation requirements and the closing process
- Previous Mortgage experience (closing, processing, sales assistant, etc.) preferred
- Strong PC skills (MS Office) required. Experience with Mortgage origination systems, platforms tools and technology preferred
- Demonstrated organizational skills. Demonstrated teamwork and customer service skills
6
Retail Mortgage Closer Resume Examples & Samples
- Prepares legal documents according to state and/or federal regulations
- Ensures loans close in accordance with Underwriter’s approval and NPF’s policies and procedures
- Works with title companies on loan scheduling, document delivery, final sign-off of HUD-1
- Assists in resolving issues at closing
- Prepares collateral files to Funding within required timeframes
- Reviews post-closing packages for accuracy and completeness
- Cures deficiencies
- Assists other departments as needed
- Meets performance requirements for volume, quality and timeliness
- Minimum two (2) years mortgage Closing or Post- Closing experience is required
7
Mortgage Closer Resume Examples & Samples
- Prepare and audit closing documents with a high level of accuracy and in a timely manner
- Communicate with escrow/title companies, loan originators, and other parties to ensure all
- Actively participate in ongoing efforts to continually improve customer service for internal and
8
Mortgage Closer Resume Examples & Samples
- Proficiently close all assigned approved loan files rendering current Service Level Agreement-required closing’s per month
- Review each approved file and make contact to schedule closing upon of receipt of the file
- Maintain open communication with all appropriate parties to the transaction in accordance with current Service Level Agreements (SLAs)
- Thoroughly review loans received from processing to verify completeness of data prior to preparing closing documents. This includes final verification, as applicable, of third party vendor work such as Homeowners Insurance and title work
- Verify approved file documentation meets CMC/Investor/Agency Standards. Ensure LOS system is updated to contain appropriate system input as well as accurate and consistent data based on the supporting documentation that has been obtained
- Satisfy required underwriting conditions
- Ensure LOS system is utilized in accordance with policy and procedures (including accurate file status throughout closing process and all required data fields have been completed in compliance with government reporting requirements
- Timely submission of approved files to Title Company/Settlement Agent for settlement
- Close FHA & VA application according to respective agency guidelines
- Independently and proficiently close highly complex files
- Timely correction and follow up of post closing deficiencies
- This position is eligible for a $2,500 sign on bonus
9
Mortgage Closer Resume Examples & Samples
- Competently review loan files to insure all conditions are cleared and file is ready to close
- Track and support information, ensuring the highest quality in loan document preparation and timely submission of loan packaging to the settlement agents
- Coordinate with Settlement Agent to obtain HUD-1/Closing Disclosure. Review HUD/Closing Disclosure for compliance with closing instructions and balance the HUD-1/Closing Disclosure
- Keeps information accessible by sorting, organizing, and filing documents
- Working knowledge of FHA, VA and conventional guidelines for mortgage loan origination
- Working knowledge of various regulatory guidelines (e.g., Truth-in-Lending, HMDA, RESPA, etc.)
- Ability to work in paperless system environment
- Ability to prioritize and meet deadlines
- Must demonstrate the ability to work in a fast-pace, high volume, market driven work environment, while remaining motivated and focused completing repetitive, yet business critical tasks
- Ability to handle confidential material in a professional, highly ethical manner
10
Mortgage Closer Resume Examples & Samples
- Strong knowledge of mortgage processes
- High School Degree
- 2-3 years of first mortgage processing experience
- Detail-oriented
- Some college experience
- Title review experience
11
Mortgage Closer / Funder Resume Examples & Samples
- Prepare Closing packages using Encompass and Doc Magic system
- Review Closing Disclosure and required @ funding documents for accuracy
- Provide funding authorization to Title/Escrow Agents
- Experience and extensive knowledge of new TRID guidelines
- Knowledge of State Bond programs a plus!
- Ability to work in a “High Volume" environment
- Great work ethic
- Type 45 words per minute
- Working with Encompass software a plus
- Minimum of 2 years experience in Mortgage Closings preparing closing packages and funding loans
12
Home Mortgage Closer Resume Examples & Samples
- Access websites as needed
- Follow up on documentation issues with customers
- Complete review within department standards
- Able to process all mortgage or home equity products efficiently
- High School or Equivalent (GED) Required
- Associate / Bachelor Degree Preferred
- Time management and ability to meet deadlines is critical to this position
- Attention to detail and organizational skills are required
- Requires work in a fast pace environment with the ability to multitask
- Office Experience 2-3 years of work experience in either an office or retail environment
- Banking or mortgage experience 2-3 years knowledge of DTI and LTV ratios with ability to decipher loan documentation and related reports and/or websites
- Customer Service 2-3 years experience in oral and written communication with internal and external customers
13
Mortgage Closer Resume Examples & Samples
- Establishes and maintains a thorough knowledge of all products and investor requirements to ensure quality closing packages
- Handle all revision requests in a timely manner
- Ensure loan documents are delivered on time as determined by our service level agreements
- Review title information to ensure appropriate vesting is determined at time of closing
- Prepares all closing documents required to close mortgage loans, ensuring documentation is complete and accurate; follows up with any discrepancies
- Ensures that all loans meet guidelines for quality and regulatory compliance and investor closing standards are met
- Adhere to Liberty’s Service Philosophy and Standards
- Minimum of two years of Closing experience required. Reverse mortgage industry experience a plus
- High School Diploma, GED, equivalent certification, or military experience
- Ability to prepare routine administrative paperwork
- Organizing and coordinating skills
- Proficient computer skills including proficiency in Microsoft Word, Excel, Outlook, and Internet Explorer
- Individual must be extremely detailed-oriented
14
Mortgage Closer Resume Examples & Samples
- Prepare and review loan documents
- Review funding packages, calculate fees and arrange for the disbursement of loan funds
- Review approved loan files for closing
- Prepare loan data for entry into the computer system
- Good telephone and customer service skills
- Proficient in Microsoft Word and Excel
- Ability to prioritize and organize assignments
- High School Diploma or GED and a minimum of six months related experience in the residential mortgage field
15
Mortgage Closer / Funder Rep Resume Examples & Samples
- Ensure compliance with all Bank, regulatory and investor requirements
- Request and review funding requirements and purchase reconciliations from Bank and/ or investors
- Gather all necessary documents for closing from other parties – Hazard insurance information, subordination agreements, payoffs, taxes, etc. in a timely fashion
- Determine that all underwriting and closing conditions are satisfied prior to disbursement
- Complete Pre-Closing checklist to insure compliance with all regulatory and investor guidelines
- Prepare closing documents
- Participate in all required training sessions to increase knowledge and ensure compliance
- Prepare funding advices and monitor wires/ funding’s
- Review final loan documents and deliver files to end investors according to individual investor requirements
- Provide outstanding customer service and display a positive attitude at all times
- Move loan to closing within 30 days of application on 90% of all loan files
- Offer recommendations to streamline and improve processes for the benefit of the customer and the Bank
- HUD-1 to be reviewed and sent to appropriate parties prior to closing (lenders, attorney, client, etc.)
16
Mortgage Closer Resume Examples & Samples
- Reviews loan files received from processing thoroughly verifying accuracy and consistency on documents such as purchase agreements, title, appraisal and homeowners insurance
- Verifies and updates details of the loan into the system to correspond with supporting documents in the file
- Ensures all fees and costs are accurately calculated
- Prepares closing instructions/preliminary numbers and coordinates with title company
- Reviews and approves the loan closing disclosure
- Coordinates with mortgage loan officers and escrow company’s on closing disclosure approval
- Ensures all closing conditions are met per investors guidelines
- Prepares loan closing documents to send to the escrow company completing the closing
- Calculates and confirms loan proceeds with the escrow company. Disburses loan proceeds in an accurate and timely manner
- Funds the loan after verification of signed documents
- Registers the loan with Mortgage Electronic Registration System (MERS)
- Pays Federal Housing Administration (FHA), Veteran’s Administration (VA) funding fee and upfront/split mortgage insurance premiums
- Activates mortgage insurance and transfers servicing to new investor
- Creates CIF’s for customers not in the system
- Updates primary address on CIF’s with banker on account if the address is not current
- 1-2 years of mortgage closing experience in the residential mortgage industry
- Basic knowledge of conventional, Rural Development (RD), Federal Housing Administration (FHA), Veteran’s Administration(VA) loans and First Time Homebuyer products
- Basic experience with TILA-RESPA Integrated Disclosure (TRID)
- Ability to build a positive working relationships, interact effectively and proactively with individuals
- Ability to work in a fast-paced atmosphere with frequent interruptions
17
Mortgage Closer Resume Examples & Samples
- Prepare ALTA Statement /Closing Disclosure and required closing documents
- Review Title Commitment and clearing title conditions
- Interpret and execute lenders closing instructions
- Utilize excellent customer service
- Develops and maintain clientele
- Excellent multi-tasking ability
- 2+ years escrow experience
- Intermediate MS Office Skills
- Strong Communication and organizational skills
- Conducts formal closing presentations with buyers, sellers and agents
- Enjoy the title industry and love what you do
18
Junior Mortgage Closer Resume Examples & Samples
- Understanding fee tolerances, how to handle tolerance violations, when 3 day wait periods apply
- Review Mavent specific to TRID messages, fee compliance and APR tolerances to ensure there are no issues
- Preparing the CD out of Encompass
- Ensure the CD is fully complete and accurate and compliant which includes but is not limited to
19
Mortgage Closer Resume Examples & Samples
- Responsible for sending closing instructions and reviewing HUD-1 Settlement statements to assure adherence to Regulatory and Investor guidelines
- Prepare closing documents and deliver to Closing Agent
- Balance and Wire loan in accordance with company policy
- Receive closing documents and correspondence for loan files
- Ship loans to investor in accordance with investor requirements
- Review and respond to pending requests from investors
- Prepare and deliver boarding documents to Consumer Loan Servicing
- All other duties as assigned.Minimum Knowledge, Skills, and Abilities Needed to Perform Essential Functions of the Job
- 2- 4 years related experience and/or training; or equivalent combination of education and experience
- High School Diploma or general education degree (GED)
20
Mortgage Closer Resume Examples & Samples
- Prepare accurate closing documents daily to insure timely disbursements of loans
- Review files that are in the ‘to closer’ milestone for all pertinent documentation required
- Review closing conditions and clear as applicable
- Make follow up calls as needed to title companies on settlement statement delivery times, if no funder
- Give funding approval to title companies
- Post closing, follow up on closing documents as needed for delivery on the secondary market, if requested by post closing
- Review returned packages to insure accuracy in areas such as signed documents, accurate down payments, etc
- Always deliver the WOW factor in service to all customers, internal and external
- Constantly be aware of areas, tasks or functions to create efficiencies and/or improvements
- Promotes honest and open communication throughout the company
- Demonstrate behaviors that are consistent with the Credit Union Values, philosophies and leadership characteristics
- Work with other departments to insure the workflow or process is providing the best service to the members
- Ability to communicate effectively in writing and orally
- Ability to resolve interpersonal conflict and miscommunications
- Knowledge of Mortgage Lending Regulations
- Must be bondable
21
Home Mortgage Closer Resume Examples & Samples
- 5-7 years credit card, mortgage, and security loan processing experience
- Working knowledge of mortgage loan documentation
- Strong knowledge of lending compliance regulations (Reg. Z, RESPA, Truth in Lending, Reg. B, HMDA)
- Knowledge of business desktop applications (i.e.: Microsoft Word, Excel, PowerPoint, Access & Project, Windows, Visio, etc.)
- Knowledge of proper English usage, grammar, spelling, vocabulary and of generally accepted office practices, procedures and equipment
- Knowledge of compliance in a banking environment
- Accurate with numbers and attention to details
- Ability to work independently or with minimal supervision
- Ability to perform mathematical calculations (or analysis)
- Ability to organize and prioritize workflow and to coordinate the work of others
- Ability to maintain updated knowledge of procedures, products and activities of assigned area
- Ability to accurately proofread documents
- Ability to perform multiple tasks in a fast-paced, team environment
- Working knowledge of loan and revolving credit terms
- Working knowledge of loan and revolving credit documentation
22
Mortgage Closer Resume Examples & Samples
- Ensure file and documents meet company, investor, and compliance requirements
- Confirm that documents are drawn within posted turn times and consistently meet deadlines
- Process minimum of 8 files per day during normal business operations. Adhere to fluctuating file processing minimums as set by management
- Process files within a 1 hour average time-frame, subject to business needs
- Complete quality, salable loans with minimal errors
- Verify several aspects of the documentation and process including, but not limited to: property address, wire information for funding, information on insurance policy, all fees, impound and MI. Ensure documents correspond to the correct program and investor
- Coordinate and communicate with: processing department for correcting and completing the file, funding department for HUD approval, escrow department for document signing and post-closing team to ensure file is purchased and insured
- Develop in-depth knowledge of entire loan life cycle in order to fully understand implication of the work of the closing function
- Become proficient with the document management system
- Accurately file documents and information in the system and ensure all information is complete and accurate. Use checklists and other job aides as necessary to accurately complete all required information
- Perform other related duties as assigned and required
- Minimum 1 year of related experience, preferably within the mortgage lending industry
23
Mortgage Closer Resume Examples & Samples
- Communicates with borrowers, attorneys and Loan Officers
- Reviews LP and DU findings and credit reports
- Between 3 - 5 years of experience
- Ability to work effectively in a team
- PC skills
24
Mortgage Closer Resume Examples & Samples
- Verify loan files for receipt of the appraisal, title report, hazard and flood insurance and other required documentation. Verify loan program, loan amount, lock terms, and that all prior to doc loan conditions have been cleared prior to document drawing
- Update the loan origination system with closing information and print loan documents to reflect the correct borrower name, vesting, property address, and loan terms
- Ensure that documents are drawn and loans are funded in compliance with all bank policies and procedures and applicable state and federal regulations
- Deliver loan documents to settlement agents/Closing Attorneys in a timely manner
- Follow up on signed documents sent for closing
- Provide funding condition lists to settlement agents/Closing Attorneys after signed documents have been received and reviewed prior to disbursement of loan proceeds
- Follow up with settlement agents, loan processors or branch sales personnel on any outstanding funding conditions prior to funding
- Authorize disbursement of funds once required loan documents are received via email or fax from Closing Attorneys in wet settlement states. Follow up on original signed loan documents
- Verify that closing disclosure statements or settlement statements are correctly prepared by settlement agents prior to funding
- Prepare and balance funding worksheets and request outgoing wires
- Redraw loan documents as needed
- Escalate to management all unresolved issues, when appropriate
- Ensure that closed files are delivered to post closing team in an accurate and timely manner
- Education: Associates Degree preferred by not required
- Experience: 3-5 years mortgage lending and banking experience with good knowledge of lending regulations and loan processing in a multi-state lending environment
- Skills/Ability: Organized and detail oriented. Able to develop working knowledge of Bank’s credit policies and approval process for assigned loans. Ability to work effectively in a fast paced, high production environment. Strong organizing and problem-solving skills; strong written and verbal communication skills; must be able to adapt well to a fast paced and constantly changing business environment; PC proficient at the intermediate level; demonstrated ability to work in a team-oriented environment; demonstrated ability to provide good customer service; Bilingual is a plus
