Mortgage Closer Cover Letter

Please consider me for the mortgage closer opportunity. I am including my resume that lists my qualifications and experience.

In the previous role, I was responsible for guidance to the Mortgage Bulk Purchase channel in all aspects of compliance, taking a consultative approach to the compliance process.

Please consider my qualifications and experience:

• Contacting closing agents to schedule closings and prepare closing documents
• Provide excellent cllent service and builder of relationships
• Critical thinker - analytical
• Organized and motivated - willing to go the extra mile
• Able to review complicated data
• Computer Savvy - MS office
• Mortgagefunding experience
• Understanding of Mortgage lending and the origination/closing processes

Please consider me for the mortgage closer opportunity. I am including my resume that lists my qualifications and experience.

In my previous role, I was responsible for mortgage loan fulfillment services and post-closing quality control for the mortgage loan program.

My experience is an excellent fit for the list of requirements in this job:

• Representation of lender and/or title insurer at the closing
• Ensures that all closed loans, including conventional and government, are properly documented and comply with Regulations B, C, X, and Z
• Bi-lingual, fluent in both English and Spanish preferred
• Reviewing files for completeness and adherence of fees and compliance with TRID regulation
• Closing documents
• Washington State Limited Practice Officer ("LPO") Certification
• Knowledge of commercial real estate loan closing process, including the review and analysis of entity formation documentation, title insurance, surveys, engineering reports, due diligence requirements and standard loan documents
• Attention to detail and accuracy when performing verification of due diligence items, and document drafting

I submit this application to express my sincere interest in the mortgage closer position.

In my previous role, I was responsible for support and guidance as needed to the 1st Mortgage Post Closing Clerks.

Please consider my qualifications and experience:

• Knowledge of Fannie Mae, PMI and Credit Union lending guidelines
• Knowledge of RESPA GFE Preparation and Audits/Changed Circumstances
• Closes loans and disburses loan funds
• Reviews all loan documents for completeness and accuracy
• Preparing broker and correspondent loan closing packages, and ordering funds at the appropriate time for scheduled funding
• Reconcile HUD-1 to ensure correct loan settlement, review closed loan docs prior to funding and issue a funding number
• Deal proactively with all parties involved in the loan closing to avoid and/or resolve problems at closing
• Familiarity with mortgage marketplace

I am excited to be applying for the position of mortgage closer. Please accept this letter and the attached resume as my interest in this position.

Previously, I was responsible for direction and recommendations to Mutual of Omaha Mortgage to ensure compliance with corporate policies and required legislative and regulatory rules in all required jurisdictions.

Please consider my experience and qualifications for this position:

• Basic knowledge of Mortgage Compliance, Flood and Title Insurance, Agency and FHA/VA/USDA guidelines
• Basic understanding of loan process flow from origination to loan sale
• Technologically savvy with working knowledge of Encompass desirable
• Comfortable asking and answering questions
• Good organization skills to accommodate involvement in multiple areas
• Clear knowledge and understanding of an outsourcer's role and responsibilities in a mortgage transaction
• Some legal experience would be preferred
• Handles the actual closing of a mortgage, deed of trust or similar real-estate related transaction

I am excited to be applying for the position of mortgage closer. Please accept this letter and the attached resume as my interest in this position.

Previously, I was responsible for timely updates to the referring Banking Centre or CIBC Mortgage Advisor on the customers’ application status with alternate lender and scheduled closing dates.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Prepare closing packages for FHA & VA applications according to respective agency
• Working knowledge of loan documentation
• Document preparation for loans
• Update rate changes on various loan systems
• Create new loan checklists
• Board new loans on various loan systems
• Strong communication, organization, and problem-solving/analytical skills
• Detail oriented with an appreciation for accuracy