Mortgage Banker Resume Samples

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MS
M Schinner
Murray
Schinner
7050 Creola Road
Phoenix
AZ
+1 (555) 176 0299
7050 Creola Road
Phoenix
AZ
Phone
p +1 (555) 176 0299
Experience Experience
New York, NY
Mortgage Banker
New York, NY
O'Kon Inc
New York, NY
Mortgage Banker
  • Provide assistance in the implementation of targeted marketing programs, promotions and initiatives
  • Create and execute individual sales plans and revenue goals for mortgage sales through branch visits and referrals
  • Communicate frequently and clearly to set expectations, keep abreast of developments and provide excellent customer service
  • Create and execute individual sales plans and revenue goals for mortgage sales through Branch visits and referrals
  • Monitors market area for interest rates and products. Assists in coordinating product development and marketing efforts to Realtors within specific market area
  • Assisting in collecting additional documents and communicating loan status to all parties
  • Seek opportunities to expand network by obtaining referrals from existing relationships
Los Angeles, CA
Private Bank Mortgage Banker
Los Angeles, CA
Schroeder and Sons
Los Angeles, CA
Private Bank Mortgage Banker
  • Manages a monthly expense allowance/account designed to assist in building good client relationships
  • 60%: Mortgage Sales and Support
  • Responsible for generating leads via two main sources, 50% from internal branch referrals and 50% from external sourcing
  • Maintain the confidentiality of both customer and Bank information ensuring compliance with Bank Policies & Procedures
  • Adheres to policy regarding travel and expense reimbursement
  • Participate in various community events to generate interest in BMO Harris mortgage products and services
  • Create and execute individual sales plans and revenue goals for mortgage sales through Branch visits and referrals. Successfully execute on all promotional mortgage marketing plans in order to meet or exceed mortgage production goals of 110 units and $20 Million volume (year)
present
Los Angeles, CA
Consumer Direct Mortgage Banker
Los Angeles, CA
Bauch-Bashirian
present
Los Angeles, CA
Consumer Direct Mortgage Banker
present
  • Provide feedback on lead quality to management team and referral sources
  • Manage changing mix of daily inbound and outbound call volume
  • Actively develop referral relationships with Branches, Realtors, and other Centers of Influence
  • Extremely detail oriented
  • Responsible for actively managing pipeline of mortgages as they move through the origination process
  • Meet or exceed Funded Loan targets via proactively converting inbound and outbound sales leads into applications/funded loans
  • Consultative selling of mortgage programs in a fast paced telephone sales center environment
Education Education
Bachelor’s Degree in Finance
Bachelor’s Degree in Finance
San Diego State University
Bachelor’s Degree in Finance
Skills Skills
  • Proficient with Microsoft Applications (Word, Excel and Powerpoint)
  • Extremely detail oriented
  • Excellent oral and written communication skills are necessary
  • Highly organized with a demonstrated ability to manage multiple tasks and meet deadlines timely
  • Demonstrated ability in providing superior customer service and consultative selling
  • Self motivation and demonstration of initiatives
  • Strong communication skills, and a focus on superb customer service
  • Proficient with Microsoft Applications (Word, Excel, PowerPoint)
  • Self-motivation and demonstration of initiatives
  • Proven sales experience with the ability to meet production standards of $12 Million over a 12 month period
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8 Mortgage Banker resume templates

1

Mortgage Banker Resume Examples & Samples

  • This position will actively pursue leads generated through branch visits and referrals in order to secure new mortgage sales. Through providing exceptional customer service and advocacy, the role will build, maintain and expand customer relationships in order to generate business opportunities
  • This role will prequalify prospective home buyers and advise them on financing alternatives. In addition, the Mortgage Banker 1 will provide guidance to customers throughout mortgage application and processing activities
  • This position will ensure that own sales efforts are aligned with regional mortgage growth and profitability objectives
  • This role will support mortgage sales and marketing efforts within assigned region, and seek opportunities to expand customers’ relationship with BMO Harris Bank
  • Create and execute individual sales plans and revenue goals for mortgage sales through branch visits and referrals
  • Successfully execute on all promotional mortgage marketing plans in order to meet or exceed mortgage production goals
  • Analyze customer financial, credit data and other relevant information to evaluate level of risk
  • Serve as an advocate for the customer during application and processing activities
  • Communicate frequently and clearly to set expectations, keep abreast of developments and provide excellent customer service
  • Provide assistance in the implementation of targeted marketing programs, promotions and initiatives
  • Also assist in achieving regional CRA goals and executing CRA activities
  • 20%: Client Relationships
  • Identify prospects to gain new business, including broadening and deepening relationships with existing clients as well as following up on new leads through branch referrals
  • Seek opportunities to expand network by obtaining referrals from existing relationships
  • Act in accordance with regulatory and compliance requirements that include, but are not limited to, Anti-Money Laundering and Terrorist Financing Reporting requirements, FCAC consumer provision requirements, and Privacy Act provisions in accordance with bank policies and procedures
  • Follow security and safeguarding procedures and apply appropriate due diligence in accordance with bank policy for the prevention of loss due to fraud, robbery, counterfeiting, money laundering or defalcation
  • Maintain the confidentiality of both customer and bank information ensuring compliance with Bank Policies & Procedures
  • Understand risks and take appropriate actions as they relate to personal banking, deposit and investments
  • 1 to 2 years of previous mortgage loan origination experience required
  • Experience in mortgage sales within the last 12 months
  • High School Diploma or equivalent required, Bachelors Degree preferred
  • This position requires credit qualification. The incumbent must possess a basic level of credit knowledge and skills and a basic level of portfolio management knowledge and skills according to the standards established within the Credit Qualification Process Policies & Procedures
  • Demonstrated PC/computer skills with solid understanding of MS Office and the ability to use the bank’s loan origination system and other applicable mortgage applications
  • Strong business acumen with ability to convert prospects to profitable customers
  • Basic to intermediate negotiation skills
  • Basic to intermediate analytical skills
2

Ccb-cd Mortgage Banker Resume Examples & Samples

  • Proactively converting inbound and outbound sales leads into applications, including Prime and FHA products
  • Recommending optimum product / rate program combinations to prospects
  • Meeting required sales performance for pre-established funded loan volume goal
  • College Degree preferred
  • Proficient with Microsoft Applications (Word, Excel, PowerPoint)
  • Bilingual Spanish/English Preferred
3

Home Team Mortgage Banker Resume Examples & Samples

  • Receives incoming calls from customers and BOW employees requesting information regarding loan products and services offered by BOW. Identifies cross-sell opportunities and makes or refers additional product sales (home equity loans, personal loans, checking, savings etc.). Researches/resolves customer problems on an as-needed basis, provides outstanding customer service, and strives to exceed customer expectations
  • Completes overview of customer portfolio, analyzes customer qualifications (i.e. financial and credit data) and needs, makes decision on how to proceed with the application. Determines the best program by analyzing current rates and loan programs and provides accurate and timely information to customers. Negotiates terms and conditions of loans with applicants
  • Tracks and reports sales activity, including mortgage loan funding’s, consumer loan referrals and new account referrals
  • LI-TW1
  • Three to five years of experience in the banking/financial industry; Two to four years of experience in mortgage lending
  • Thorough knowledge of mortgage finance
  • Thorough knowledge of financial markets, trends, products, and characteristics
  • Thorough knowledge of the requirements, documentation and procedures required for mortgager loans as related to financial and portfolio impacts and corporate goals
4

Mbd Mortgage Banker Sacramento Resume Examples & Samples

  • Analyzes current rates and loan programs and provides accurate and timely information to customers
  • Negotiates terms and conditions of loans with applicants
  • Acts as liaison with borrowers/customers, other bank employees, outside entities (realtors, title and escrow officers, etc.) as well as other division staff, to facilitate a prompt, efficient closing of each loan
  • Consistently works in accordance to published department sales and service standards
5

Mortgage Banker Resume Examples & Samples

  • Conducts presentations at branches, real estate office sales meetings, homebuyer’s seminars or any other venue to solicit first mortgage business
  • Advises new and existing customers on various loan programs based on the customers’ financial needs
  • Obtains and analyzes pertinent financial and credit data
  • Keeps informed on trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages
  • Bachelor’s or Associate’s degree preferred Required Experience
  • Two to three years mortgage sales experience Field of Experience
  • PC proficiencies
  • Compose letters/memos
  • Filing and typing documents
  • Research information
  • Negotiation skills
  • Planning and organizing
  • Ability to work independently Level Supervised
  • No supervisory responsibility Physical Requirements
  • Sedentary Work: lifting a maximum of 10 pounds, frequent standing/walking
6

MBD Mortgage Banker Resume Examples & Samples

  • Bachelor's or Associate's degree preferred
  • Advanced written and verbal communications
  • Superior listening
  • Perform math and analysis
  • Proactive problem resolution
7

Mortgage Banker Resume Examples & Samples

  • Responding to customer inquiries regarding Home Equity product offers
  • Originate consumer loan applications through Loan By Phone
  • Contact and process applications through on-line resources
  • Set clear expectations on process and time frames of the application to loan closing
8

Mortgage Banker Resume Examples & Samples

  • Develop and execute a personal marketing plan that will build and maintain relationships with outside referral sources (Realtors, builders, etc.) and internal referral sources (FCB retail bankers, etc.) that lead to mortgage loan referrals
  • Managing the progression of those loans through the loan process
  • Maintain overall accountability for ensuring adherence to regulatory and corporate guidelines
  • Ensuring client service standards are met
9

Affordable Lending Mortgage Banker Resume Examples & Samples

  • Ensure a thorough understanding of applicable mortgage products, pricing programs and underwriting guidelines and requirements
  • Create and execute individual sales plans and revenue goals for mortgage sales through Branch visits and referrals. Successfully execute on all promotional mortgage marketing plans in order to meet or exceed mortgage production goals
  • Collaborate with the CRA Manager in the facilitation of community events, presentations and or workshops
  • Develop complete understanding of customer needs in the CRA client group. Analyze customer financial, credit data and other relevant information to evaluate level of risk. Present viable financial alternatives and advice to customers regarding how mortgage products can best fulfill customer needs
  • Identify prospects to gain new business, including broadening and deepening relationships with existing clients as well as following up on new leads through Branch referrals. Seek opportunities to expand network by obtaining referrals from existing relationships
  • Partner with the CRA Relationship Manager to develop and maintain sound business relationships between the surrounding communities and the Bank
  • Participate in various community events targeted towards the needs of the CRA markets in efforts to generate interest in Harris mortgage products and services
  • Act in accordance with regulatory and compliance requirements that include, but are not limited to, Anti-Money Laundering and Terrorist Financing Reporting requirements, FCAC consumer provision requirements, and Privacy Act provisions in accordance with Bank policies and procedures
  • Understand risks and take appropriate actions as they relate to personal banking, deposit and investment products, including all documentation, and any other requirements to maintain operational integrity
  • Broad-based knowledge of Community Reinvestment programs
  • Proven sales experience with the ability to produce 60 closed loans in a 12 month period
  • Established track record of building and developing relationships and business contacts through local and community involvement
  • Good negotiation skills
  • Bi-lingual (Spanish) skills preferred
10

Private Bank Mortgage Banker Resume Examples & Samples

  • Responsible for generating leads via two main sources, 50% from internal branch referrals and 50% from external sourcing
  • Create and execute individual sales plans and revenue goals for mortgage sales through Branch visits and referrals. Successfully execute on all promotional mortgage marketing plans in order to meet or exceed mortgage production goals of 110 units and $20 Million volume (year)
  • Serve as an expert within the Branch in the area of mortgage loans. Recognize and partner with the Bank Manager and Personal Bankers by advising and consulting regarding the financial mortgage products and opportunities
  • According to productivity guidelines, may be responsible for working with Residential Mortgage Sales Assistant to coordinate the accurate and timely processing of applications and supporting documentation
  • Provide assistance in the implementation of targeted marketing programs, promotions and initiatives. Also assist in achieving Regional CRA goals and executing CRA activities
  • Identify prospects to gain new business, including broadening and deepening relationships with existing clients as well as following up on new leads through Private Bank and Branch referrals. Seek opportunities to expand network by obtaining referrals from existing relationships
  • Manages a monthly expense allowance/account designed to assist in building good client relationships
  • 20% Compliance
  • Adheres to policy regarding travel and expense reimbursement
  • 3 to 5 years experience of mortgage experience with a reputable financial services organization
  • Documented residential mortgage sales experience in the last 12 month period spanning 65 units and $12 Million volume
  • Strong interpersonal, sales and customer service skills
  • Required Credit Skills
11

Private Mortgage Banker Resume Examples & Samples

  • Sources and obtains first mortgage inquiries from Wealth Management and high net worth clients using targeted marketing and/or advertising efforts. Serves as "product champion" for Wealth Management and as the primary resource to accrue and communicate product information
  • Identifies all cross-sell opportunities to Private Client Advisors as part of client contact. Conducts presentations at branches, real estate office sales meetings, homebuyer's seminary or any other venue to solicit first mortgage business. Advises new and existing customers on various loan programs based on the customer's financial needs
  • Interviews applicants to develop information concerning their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk to the Bank. Analyzes detailed financial and credit data, matching client needs with an appropriate loan program. Negotiates terms and conditions of loans with applicants
  • Obtains and analyzes pertinent financial and credit data. Analyzes current rates and loan programs and provides accurate and timely information to customers
  • Develops knowledge of company products, policies and procedures, and underwriting requirements. Transact business in conformance with state and federal regulations such as, but not limited to RESPA, HMDA, and Fair Lending Practices
  • NMLS certification is required
  • 5 or more years mortgage sales experience
  • 3 or more years of sales experience
  • 2 or more years retail mortgage origination experience
  • Strong consultative and interpersonal skills; and a high level of written and verbal communication skills
  • Ability to service affluent customers lending needs, and goal orientated
  • Strong team, client and service orientation as well as problem solving ability and understanding of basic credit and tax analysis skills
  • Preferred documented retail residential mortgage funding of 60 units and $40 million in originations per year
12

Mortgage Banker, Downers Grove Resume Examples & Samples

  • Ensuring compliance with applicable statues and procedures
  • Extremely detail oriented
  • Excellent oral and written communication skills are necessary
13

Mortgage Banker Resume Examples & Samples

  • 60% Mortgage Sales and Support
  • 20% Client Relationships
  • This position requires Credit Qualification. The incumbent must possess a basic level of Credit knowledge and skills and a basic level of Portfolio Management knowledge and skills according to the standards established within the Credit Qualification Process Policies & Procedures. Fundamental understanding and knowledge of the mortgage lending process and applicable regulatory requirements. Understanding of the credit and lending process and related systems
  • Proven sales experience with the ability to meet production standards of $12 Million over a 12 month period. Strong interpersonal, sales and customer service skills. Strong communication and relationship building skills. Demonstrated PC/computer skills with solid understanding of MS Office and the ability to use the Bank's loan origination system and other applicable mortgage applications. Strong organizational skills. Strong business acumen with ability to convert prospects to profitable customers
  • Basic to intermediate negotiation skills. Basic to intermediate analytical skills
14

Mortgage Banker Resume Examples & Samples

  • Also assist in achieving market CRA goals and executing CRA activities
  • Participate in various community events to generate interest in BMO Harris mortgage products and services
  • 20%: Compliance
  • Adhere to all required lending policies, procedures and standards, including First Principles and BMO Harris Code of Business Conduct and Ethics
  • Maintain the confidentiality of both customer and Bank information ensuring compliance with Bank Policies and Procedures
  • This position requires Credit Qualification
  • The incumbent must possess a basic level of Credit knowledge and skills and a basic level of Portfolio Management knowledge and skills according to the standards established within the Credit Qualification Process Policies and Procedures
  • Strong interpersonal, sales and customer service skills.Strong communication and relationship building skills
  • Demonstrated PC/computer skills with solid understanding of MS Office and the ability to use the Banks loan origination system and other applicable mortgage applications
  • Basic to intermediate negotiation skills.Basic to intermediate analytical skills
  • This position will act as a Mortgage Banker as defined by the Secure and Fair Enforcement for Mortgage Licensing Act (the S.A.F.E. Act) and the Bank will instruct you on how to comply with the requirement to register with the Nationwide Mortgage Licensing System Registry
15

Private Bank Mortgage Banker Resume Examples & Samples

  • Create and execute individual sales plans and revenue goals for mortgage sales through Branch visits and referrals
  • Successfully execute on all promotional mortgage marketing plans in order to meet or exceed mortgage production goals of 110 units and $20 Million volume (year)
  • Develop complete understanding of customer needs
  • Present viable financial alternatives and advice to customers regarding how mortgage products can best fulfill customer needs
  • Serve as an expert within the Branch in the area of mortgage loans
  • Recognize and partner with the Bank Manager and Personal Bankers by advising and consulting regarding the financial mortgage products and opportunities
  • Receive customer applications, quote mortgage rates/points and complete necessary follow-up activities to acquire mortgage sales
  • Also assist in achieving Regional CRA goals and executing CRA activities
  • Identify prospects to gain new business, including broadening and deepening relationships with existing clients as well as following up on new leads through Private Bank and Branch referrals
  • Adhere to all required lending policies, procedures and standards, including First Principles and Harris Code of Business Conduct and Ethics
16

Cres Non-ntwk Mortgage Banker Resume Examples & Samples

  • Sources and obtains first mortgage inquiries from external business sources using his/her network and COI, and targeted marketing and/or advertising efforts
  • Conducts presentations atreal estate office sales meetings, homebuyer's seminary or any other venue to solicit first mortgage business. Advises new and existing customers on various loan programs based on the customers' financial needs
  • Transacts business in conformance with state and federal regulations such as, but not limited to, RESPA, HMDA, and Fair Lending Practices
  • Acts as liaison with borrowers/customers, other bank employees, outside entities (realtors, title and escrwo officers, etc.) as well as other division staff, to facilitate a prompt, efficient closing of each loan
  • Keeps informed on trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government -insured mortgages
  • Consistently manages to prescribed personal and business unit sales plans as well as the overall strategy of Mortage Banking
  • 10+ years mortgage sales experience
  • Prior experience, with proven results, in first mortgage sales and customer service preferred
  • Self sourcing of mortgage loans preferable
17

Cres Mortgage Banker Resume Examples & Samples

  • Conducts presentations at branches, real estate office sales meetings, homebuyer's seminary or any other venue to solicit first mortgage business. Advises new and existing customers on various loan programs based on the customers' financial needs
  • Interviews applicants to develop information concerning their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk to the Bank. Negotiates terms and conditions of loans with applicants
  • Years of functional/professional experience: Two + years mortgage sales experience
18

Mobile Mortgage Banker Resume Examples & Samples

  • Strong understanding of the current lending market and local business knowledge
  • Exceptional influencing, negotiation and time management skills
  • Focused on creating exceptional customer experiences
19

Mortgage Banker Market Specialist Resume Examples & Samples

  • Bachelor degree with a minimum of 1 year experience in mortgage origination or 1 year mortgage telephone sales experience
  • High school diploma or GED with a minimum of 5 years experience in mortgage origination or 5 years mortgage telephone sales experience
  • Mortgage lending experience within a banking institution
20

Mortgage Banker Team Lead Resume Examples & Samples

  • Develop and implement processes that enable a team of mortgage bankers to deliver expert advice and counsel in order to solve complex liability management needs for high net worth clients and financial advisors
  • Coach and develop a team of mortgage bankers enabling them to anticipate and exceed client and financial advisor needs and expectations throughout all stages of the loan process
  • Demonstrate leadership abilities, organizational skills and proficiency in working in a fast paced, demanding and dynamic environment
  • Work closely with UBS Mortgage Specialists (field sales) in order to develop comprehensive strategies customized towards serving the needs of each region's overall growth target and market strategy
  • Ensure the timely completion of required training and licensing applicable to this role as well as direct reports
  • Adhere to all Federal and State laws and regulations applicable to the firm
21

Mortgage Banker Resume Examples & Samples

  • Key responsibilities of this role include
  • Originates first mortgage residential loans for inclusion in the Bank's portfolio and/or sale on the secondary mortgage market; also originates modifications and refinances of current loans in the Bank's portfolio
  • Coordinates production with centralized processing center and other parties necessary to facilitate loan closings
  • Quotes and negotiates mortgage loan pricing to current customer base, prospective customers and general public
  • Proactively initiate contact with realtors, builders, and the general public to generate business
  • Develop and deliver presentations
  • Requires the ability to achieve stated production goals of mortgage originations with limited supervision
  • For this position, federal regulations require Commerce Bank to prepare an investigatory consumer report which will disclose credit history. If you express interest in and are considered for this position, you will be asked to authorize that report
22

Mortgage Banker Resume Examples & Samples

  • Must have a current and active NMLS in good standing
  • Must have State Licensing
  • Must have 2+ years of Builder Lending experience
  • We offer competitive compensation, an excellent benefit package including medical, dental, vision, and (401k with employer match)!*
23

Mortgage Banker Assistant Resume Examples & Samples

  • Assist Loan Officer with all administrative responsibilities
  • Communicate with borrowers, processors, operations staff, closing attorneys, title companies, real estate brokers, etc in an effort to expedite mortgage process
  • Collect required documentation from borrowers
  • Handle prequalifications, run credit, submit loans to Operations Department
  • Communicate with Loan Officer Daily on the status of loans
  • Perform basic income calculations
  • Maintain and provide status reports
  • Meet goals set by team lead in regards to number of loans and closings
  • Order marketing materials and support Loan Officer in a marketing capacity to assist in generating new business
  • Minimum of one year in an office setting
  • Proficiency in Microsoft Suite of Products
24

Mortgage Banker Resume Examples & Samples

  • Originate all types of 1-4 family residential loans
  • Maintain written goals that are created in conjunction with the Mortgage Banking Department
  • Coordinate loan production throughout assigned service area
  • Maintain prescribed system status report of all loan cases in process
  • Report monthly on the calls made to banks, realtors, and builders
  • Communicate with the Mortgage Banking department in order to clarify program changes or updates to branch personnel throughout assigned service area
  • Counsel and communicate with the prospective borrower for the purpose of determining what loan products would be applicable
  • Schedule appointments to take applications at a location (home, branch office or work location) convenient to the customer and work with the customer in the completion of an accurate application and acquisition of supporting documentation
  • Gather additional information required for the closing of the mortgage which is requested by the Mortgage Banking Department in a timely manner and maintain a status report of all loans in process
  • Assist customer with closing contingencies
  • Prepare Good Faith Estimate and Truth-In-Lending within 72 hours from date of application on all applications taken
  • Provide the Realtor (if applicable) with a weekly written review on the progress of the loan
  • Educate and update branch personnel throughout immediate service area on identification of conforming loan requirements and how to answer customer inquiries
  • Establish rapport with the local real estate community and update regularly on programs available by calling on realtors, builders and attorneys that have an existing relationship with Renasant Bank for the solicitation of the origination of mortgage loans and to determine product needs and coordinate these needs with supervisor
  • Survey local market areas regularly
  • Establish priority accounts (realtors, builders, title companies, etc.) and visit respective offices at least once a week
  • Conduct seminars for local realtors and new associates on different aspects of lending; i.e., conventional, FHA/VA, ARM's, CRA)
  • Become active in local affiliations relative to mortgage loan production; i.e., Board of Realtors, Home Builders Association
  • Perform all duties in compliance with state and federal regulations and internal policies and procedures as is applicable to the responsibilities of the position
  • Attend production meetings as designated by management
  • Maintain licenses and certifications, if applicable
  • Work independently in an outside sales setting which requires reliable transportation
  • Ability to originate 1-4 family residential mortgage products
  • Thorough knowledge of FHLMC/FNMA, FHA, VA and other general mortgage banking lending procedures and requirements
  • Ability to communicate verbally and in writing and to deal cordially with the public
  • Ability to organize time effectively
  • Ability to learn and comprehend regulatory directives and procedures in a short period of time
  • Ability to represent Renasant Bank in a professional manner projecting the image of "Customer Focused Banking"
  • Ability to work independently and make decisions following state and federal regulatory guidelines; and
  • Must have a reliable means of transportation to facilitate responsibilities
25

Mortgage Banker Resume Examples & Samples

  • Perform all duties in compliance with state and federal regulations and internal policies and procedures as is applicable to the responsibilities of the position. Attend production meetings as designated by management
  • Ability to represent Renasant Bank in a professional manner projecting the image of "Customer Focused Banking."
  • Ability to work independently and make decisions following state and federal regulatory guidelines
26

Mortgage Banker Resume Examples & Samples

  • Calls on Brokers, Realtors, builders, developers, and other centers of influence regularly to generate new mortgage loans and promote S&T products
  • Delivers exceptional levels of customer service, responds to customers quickly, and follows up with borrower(s) throughout the loan process
  • Interviews potential mortgage loan customers. Determines product to best fit customer needs. Meets customer(s) at a time and location convenient to the customer
  • Enters complete and accurate mortgage loan applications and gathers necessary information and documentation for processing
  • Has a complete understanding of products, processes, guidelines, and regulatory requirements
  • Submits completed application package to Retail Mortgage Lending for processing within 24 hours
  • Maintains communication with processors and underwriters as to status of loan. Continually keeps Realtors and borrowers informed
  • Follows-up on information and documentation required for processing and closing conditions
  • Monitors market area for interest rates and products. Assists in coordinating product development and marketing efforts to Realtors within specific market area
  • Attends Realtor, building, and other networking events within market area
  • Cross-sells other bank products and services. Refers new customers to Branch Managers for additional services
  • Performs construction inspections as needed on new properties
  • Promotes Bankers Settlement Services to borrowers
  • Requires S.A.F.E. Act certification. Proof of registration with the registry and verification of a unique identifier as established under the guidelines of the S.A.F.E. Act is required upon hire and/or must be obtained prior to performing the duties of a Mortgage Loan Originator, as defined by the Act. This registration must be maintained annually in accordance with the S.A.F.E. Act
  • Performs additional duties as required
  • 2-5 years: A minimum of two to five years general business experience required. A strong knowledge and sales background supports success in the origination of mortgages
27

Mortgage Banker Assistant Resume Examples & Samples

  • Collect all loan conditions. Measurement: 90% of all purchase loans close on time
  • Call and obtain loan conditions from borrowers and Realtors
  • New contracts - introduction to Realtors via email and LO call
  • All files turned into processing within 24 hours of receipt of initial needs list
  • Understands and researchs all loan guidelines that may affect the processing or originating of loans in pipeline
  • Communicates with your team all info pertaining to client and/or property to meet file expectations
  • Responsible for once a week status calls to all parties involved in transaction (Clients, Realtors, Builder, etc.). Consistently exceed borrower and/or Realtor/Builder expectations
  • Set up file using the LO checklist and push file to "ready for processing"
  • Coordinate closing details with Client/Realtor - final payment, rate, cash to close, Est HUD, etc
28

Mortgage Banker Resume Examples & Samples

  • Presents mortgages in accordance with all regulations and training and only takes calls in areas where licensed
  • Attend all trainings, sales meetings, orientations as directed
  • High School Diploma, GED or military experience equivalent
  • Ability to interview, evaluate, pitch, and close loans with minimal supervision
  • Proficiency in MS Office programs, specifically Word, Excel, Outlook. Able to use Internet and CRM’s such as SalesForce or other software programs
29

Mortgage Banking Consumer Direct Mortgage Banker Resume Examples & Samples

  • Focus on the Customer via optimal product / rate program recommendations to potential customers; maintain follow up on all potential customers to secure new loan applications, set appropriate expectations and follow through via active communication throughout transaction and after loan closing
  • Accurately source all leads, log all contacts with prospects, and follow-up with referral sources
  • Actively develop referral relationships with Branches, Realtors, and other Centers of Influence
  • Provide feedback on lead quality to management team and referral sources
  • Cross Selling or referring other Chase products
  • Manage changing mix of daily inbound and outbound call volume
  • Proficient with Microsoft Applications (Word, Excel and PowerPoint)
30

Consumer Direct Mortgage Banker Resume Examples & Samples

  • Consultative selling of mortgage programs in a fast paced telephone sales center environment
  • Meet or exceed Funded Loan targets via proactively converting inbound and outbound sales leads into applications/funded loans
  • Responsible for adhering to all call monitoring attributes based on the standards set by the business
  • Responsible for maintaining a consistently high level of accuracy during the application process
  • Responsible for actively managing pipeline of mortgages as they move through the origination process
31

Mortgage Banker Resume Examples & Samples

  • Complete and pass all assigned Mortgage Banker training and licensing activities – 15 weeks of Mortgage Banker training and licensing completely paid by Quicken Loans
  • Consult with our clients about current and future needs in achieving their financial goals
  • Deliver world-class client service and establish ongoing financial services relationships
  • Interview clients to gather information about their unique financial situations, needs and objectives
  • Use state-of-the-art technologies to conduct credit, underwriting and financial analyses to qualify clients for various loan programs
  • Evaluate various loan programs and affordable financing plans from a broad range of Quicken Loans mortgage options
  • Educate and advise clients on the home buying process and how to best manage their mortgage(s)
  • Ensure exceptional client experiences with ongoing communication throughout the entire loan process
  • Protect Quicken Loans’ interest and reputation as the nation’s largest online retail mortgage lender and the second largest retail mortgage lender in the U.S
  • Lending experience or a finance degree. We’ll teach you everything you need to know. Seriously
  • The ability to make cold calls. You’ll only talk to people who are already looking to buy or refi
32

Mortgage Banker Resume Examples & Samples

  • Consult with clients about their needs to help them achieve their financial goals
  • Establish an ongoing relationship with clients through the delivery of world-class service
  • Interview clients and gather information pertaining to their financial situations, needs and objectives
  • Use state-of-the-art technologies to conduct credit, underwriting and financial analyses and qualify the client for various loan programs
  • Advise and educate clients on the Reverse Mortgage product and how to better manage their finances
  • Assist clients through the loan process from application to closing and troubleshoot any transaction issues
33

In-house Mortgage Banker Resume Examples & Samples

  • Assist branches in developing realtor or business partner relationships
  • Handle referrals of internet applications when the applicant or property being purchased comes from a market not served by a mortgage banker
  • Act as a resource to customers of bank personnel for mortgage sales and services activities
  • Leverage Business Partners to ensure full spectrum of institutional ability is brought to the customer experience
  • Adhere to required compliance with lending regulations and bank's underwriting guidelines and lending policies
  • Demonstrates effective business communication skills, both verbal & written
  • Demonstrates effective time management and organizational skills
  • Demonstrates ability to work independently, with strong initiative and reliability
  • Demonstrates thorough knowledge of FHA, VA, CONV, guidelines and real estate market in local area
  • Demonstrates knowledge of necessary computer programs
  • Networking skills
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Mortgage Banker Resume Examples & Samples

  • Serves as primary contact with all parties on individual loans originated from application to closing; duties may include
  • Counseling and pre-qualifying potential home buyers
  • Completing applications
  • Obtaining all necessary support documents along with appropriate fee and lock-in information in compliance with FNMA, FHLMC, VA, FHA, and mortgage lending regulations includes of RESPA, Truth-in-Lending, and HMDA
  • Overseeing loan process by monitoring loan status and ensuring conformity with terms
  • Obtaining loan documentation prior to closing
  • Assisting in collecting additional documents and communicating loan status to all parties
  • Thorough knowledge of mortgage lending guidelines and regulations (FHA, VA Conventional, FHLMC, FNMA and private investor)
  • Ability to perform complex mathematical calculations and to learn complex technical information
  • Ability to operate PC and 10 key by touch
  • Working knowledge of underwriting criteria
  • Excellent interpersonal skills, and oral and written communication skills
35

Mortgage Banker Resume Examples & Samples

  • Communicates daily with loan processors, buyers, realtors, and builders on status of loan files
  • Inputs approval or declination information into computer system; prepares required notices to send to customer if loan denied; informs borrowers, realtors, builders, and closer of status of loans
  • Assists customer via telephone and walk-in customers directly to discuss loan programs and pre-qualifying requirements and procedures
  • Attends open houses, broker open trade fairs, RESAT, Women's Council, and APMW and other organizational meetings in order to promote mortgage financing
  • Trains new real estate agents and brokers in areas of financing, qualifying buyers, and lending guidelines