Mortgage Loan Closer Resume Samples

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K Spencer

Korey

Spencer

9939 Bayer Dale

New York

+1 (555) 845 9980

9939 Bayer Dale

New York

Phone

p +1 (555) 845 9980

Experience Experience

Chicago, IL

Junior Mortgage Loan Closer

Chicago, IL

Wyman Inc

Chicago, IL

Junior Mortgage Loan Closer

Maintain accurate closing schedule
Balance Closing Disclosures
Order funds for loan closing
Scan closed loan file to corporate after closing
Review sales contracts, addenda, home owner’s insurance, final inspection, flood certificate, title commitment and other documents
Process home loans
Prepare all closing documents

San Francisco, CA

Mortgage Loan Closer

San Francisco, CA

Brakus LLC

San Francisco, CA

Mortgage Loan Closer

Promotes our culture by living-out the cultural pillars (People, Integrity, Partnership, Teamwork, and Fun) on a daily basis
Other duties as assigned by the branch or operations managers
Time away from work – vacations and holidays
Time away from work â€“ vacations and holidays
Assist Post Closing in scanning and retrieval of recorded final documents
Prepare closing worksheet
Assist Post Closing Department in audit process and shipping of closed loan files

present

San Francisco, CA

Commercial Mortgage Loan Closer

San Francisco, CA

Kunze, Price and Strosin

present

San Francisco, CA

Commercial Mortgage Loan Closer

present

Interfaces with internal and external parties, including underwriter, analyst, closing attorney, Title Company, servicing and asset management personnel
Works directly with Title Company to complete final closing statements prior to disbursement of loan proceeds
Post closing functions include, preparing standardized loan modifications and partial releases
Responsible for initial review of draft loan documents, verifying general business terms and verifying legal descriptions
Prepares draft settlement statements
Self motivated and Detail Oriented essential
Professional development - SunTrust University, an in-house career growth and employee development program

Education Education

Bachelor’s Degree in Business Professional Behaviors Including Punctuality

University of California, San Diego

Bachelor’s Degree in Business Professional Behaviors Including Punctuality

Skills Skills

Strong knowledge of loan processing and closing policies and procedures
Proficient knowledge of loan closing processes, lending compliance and regulations, loan systems and loan documentation
Ability to learn, or knowledge of, Microsoft Office products to include Word, Excel, Access, Powerpoint and Outlook
Good knowledge of loan processing and closing policies and practices
Strong attention to detail
Ability to work effectively with all levels of professionals including borrowers, attorneys, title companies, etc
Solid knowledge of state and local real estate markets
Able to handle multiple priorities and meet deadlines with quality in a fast-paced environment
Good verbal and written communications skills
Team oriented with ability to interact within and outside of the organization

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8 Mortgage Loan Closer resume templates

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Mortgage Loan Closer Resume Examples & Samples

Writing — Communicating effectively in writing as appropriate for the needs of the audience
1 year experience in a mortgage or banking environment
1-3 years mortgage closing experience

Sc Mortgage Loan Closer Resume Examples & Samples

Responsible for preparation of loan closing documents
Close loans in accordance with current investor guidelines and ensure accuracy of forms and content
Responsible for obtaining and clearing all documentation needed to authorize disbursement of loan proceeds
Ensure proper handling of loan closings for compliance with all federal, state, and investor and internal policies and procedures
Reconcile fees to approve funding of net loan proceeds

Mortgage Loan Closer Resume Examples & Samples

Ensure loans close in accordance with Underwriter’s approval and NPF’s policies and procedures
Prepare collateral files to Funding within required timeframes
Review post-closing packages for accuracy and completeness
Assist other departments as needed
Meet performance requirements for volume, quality and timeliness

Mortgage Loan Closer Resume Examples & Samples

Balances closing figures and prepares closing papers in accordance with FHLMC, FNMA, RD and Bond agency and Bank requirements in an accurate and timely manner
Works with lending institutions and customers to clear various title problems, such as liens, lawsuits, and judgments
Determines and prepares the appropriate loan documents needed to satisfy internal, external and regulatory requirements in accordance with loan program
Coordinates and communicates commitment periods, loan terms, conditions, and funding and recording dates to escrow
Reviews payoffs on existing loans, title commitments, surveys, and insurance information. Verifies accuracy, identifying potential issues and works to resolve those issues in a timely manner such as scheduling and balancing issues
Maintains tickler and status file on all assigned files to monitor and track appropriate documentation requirements
Sets up loan funding calculations. Balances closing figures with the title company and prepare closing documents in accordance with FHLMC, FNMA, RD and Bond agency. Prepares checks or wire and balance cash reconciliation statement in accordance with corporate guidelines
Prepares required closing package for delivery to title company via e-mail transmission in a timely manner
Interfaces with Branch Officers, HMC’s, Escrow Officers, Title Officers, and Insurance Agents
Monitors and tracks closing volumes to report to management to make adjustments to workloads where necessary to ensure that maximum capacity is obtained in a timely fashion
Researches inquiries made by post closing and various outside agencies with respect to closed loans and reports to management any non-conformance to company policy
Thorough knowledge of residential real estate loan products and related processing and underwriting procedures and requirements
Customer service experience necessary
Good verbal and written communication
Math and analysis

Mortgage Loan Closer Resume Examples & Samples

Verifies accuracy of file documentation, and enters all document preparation information into the computer system. Verification processes includes: verifying correct vesting, legal description, and required title endorsements
Determines and prepares the appropriate loan documents needed to satisfy internal, external and regulatory requirements in accordance with loan program. Works with lending institutions and customers to clear various title problems, such as liens, lawsuits, and judgments
High school diploma and or combination of education or equivalent related experience
3+ years in closing and funding experience
2 years customer service experience
Thorough knowledge of residential real estate loan products and related processing procedures and requirements

Mortgage Loan Closer Resume Examples & Samples

Verify that Title is free of extraneous liens, Ensure proper vesting and legal description, Adequate Homeowners Insurance is provided, Verify CPL, Verify Flood Certs, Verify Taxes
Monitor and maintain a pipeline to anticipate estimated closing date
Entry of loan data into the origination system to produce closing documents
Review and ensure the loan closing package is accurate, complete and documents meet all applicable agency and investor requirements
Responsible for efficiently and effectively communicating with all parties involved in the transaction
Ensure receipt and review of Subordination Agreements as required in the Loan Approval
Verification that all requirements of the loan process have been met prior to wire of funds
Perform other job duties and assist with other office assignments when needed within the mortgage department
Minimum of 2+ years residential mortgage loan closing experience
Strong attention to detail with effective time management/organizational skills
Ability to handle multiple tasks under tight time constraints with high volume

Mortgage Loan Closer Resume Examples & Samples

To ensure accuracy, organize, review, and analyze documents in the loan file related to closing; work with appropriate departments or third parties to rectify any problems
Enter, review and validate loan information in the appropriate loan origination system
Create and review closing documents appropriate for the specific loan type, which includes down payment assistance programs
Prepare and deliver complete and accurate loan closing documents and closing instructions, including HUD 1 instructions and title documents, to the Closing Agent in a timely and professional manner
Act as a communication touch point with the processing center, loan officers, Closing Agent, and post closing departments
Accurately calculate all fees due and payable in order to timely request funds for wire through the loan origination system
Validate funding documents, including any outstanding loan conditions
Confirm fundings are successful; request return of funds if a closing is canceled
Review final closing package for delivery to corporate, image the closing package, and deliver collateral within required time frames
Resolve, or assist in resolving, post closing and quality control audit issues
Remain abreast of department, corporate, investor and industry guidelines and requirements
Ability to champion ways to maximize opportunities and challenge the status quo
Ability to plan for contingencies and anticipate problems and identify risks
Ability to effectively listen and respond to customers' needs
Ability to demonstrate a strong desire to satisfy one's internal and external customers by displaying superior customer services skills
Ability to show dignity and fairness toward others
Ability to exhibit professional written and verbal communication at all times
Ability to value contribution of all team members and is effective at resolving workplace conflicts
Ability to take personal ownership for self-development
Ability to focus on speed and set the right priorities without compromising accuracy
Ability to adapt to the needs of the business
Ability to demonstrate a high degree of business professional behaviors including punctuality, attendance, responsiveness, and dependability
Strong knowledge of RESPA and other federal compliance requirements and regulations
Proficient in personal computer use in a Microsoft Windows based environment
High-school diploma or GED and a minimum
Strong PC skills, including Power Point, Excel, Word and Lotus Notes
Solid knowledge of state and local real estate markets

Senior Mortgage Loan Closer Resume Examples & Samples

10:00AM to 7:00PM M-F Shift
Ensures accuracy of all related accounting entries
Reviews payoffs on existing loans, title commitments, surveys, and insurance information. Verifies accuracy, identifying potential issues and works to resolve those issues in a timely manner such as scheduling and balancing issues. Communicates commitment periods, loan terms, conditions and funding dates to escrow. Coordinates the funding and recording dates with escrow
Ensures all underwriting conditions have been satisfied, RESPA issues have been addressed and properly documented
Prepares required closing package for delivery to title company via email transmission in a timely manner
General familiarity with office procedures
Good verbal and written communications skills

Mortgage Loan Closer Resume Examples & Samples

Confirm GFE is in compliance
Ensure Encompass records are current and accurate
Review and utilize compliance system report to ensure all loan data is compliant
Work with title companies and loan officers to help with a successful closing
Prepare closing worksheet
Experience with all loan types (Conventional, FHA, USDA and VA)
Paperless system a plus
Ability to multi-task and succeed in a fast-paced environment

Commercial Mortgage Loan Closer Resume Examples & Samples

Interfaces with internal and external parties, including underwriter, analyst, closing attorney, Title Company, servicing and asset management personnel
Responsible for initial review of draft loan documents, verifying general business terms and verifying legal descriptions
Responsible for performing pre and post closing functions including managing closing checklist to ensure that closing counsel has received all required documents to review and process the loan
Prepares draft settlement statements
Works directly with Title Company to complete final closing statements prior to disbursement of loan proceeds
Must be able to perform quality control functions on loans, verifying accuracy of data prior to submission to investors
Working knowledge of required insurance accord forms and policies needed for closing
Ability to create and maintain working spreadsheet of status of loans closings
Post closing functions include, preparing standardized loan modifications and partial releases
Bachelor's degree preferred but not required
A minimum of 3-5 years mortgage closing experience; closing experience in agriculture and/or timber sectors preferred but not required
Working knowledge of mortgage loan document types required for closing and servicing of loans
Commercial Loan documentation experience preferred
Strong organizational skills required with the ability to multi-task and work independently in a time sensitive environment where meeting established deadlines are critical
Strong interpersonal/customer service skills essential with the ability to create/build and maintain relationships with internal and external parties
Personal Computer Skills (Advanced Excel, Access, Word, Microsoft Packages)
Self motivated and Detail Oriented essential
Limited travel may be required

Mortgage Loan Closer Resume Examples & Samples

Verifies accuracy of file documentation, correct vesting, legal description and required title endorsements and enters all document preparation information into the computer system
Associate’s Degree
Years of functional/professional experience 3+ years of closing/funding experience
More than one year of customer service experience
Good knowledge of residential real estate loan products and related processing and underwriting procedures and requirements
Demonstrated customer service skills
Familiarity with office procedures
Demonstrated math and analysis skills
PC Proficiency with Windows based software in Word, Outlook and Excel

Residential Mortgage Loan Closer Resume Examples & Samples

Confirm to make certain that any outstanding pre-closing conditions have been cleared prior to closing
Review of loan files including but not limited to
Mortgage Experience required
Knowledge of banking, finance or business
Strong computer skills, numbers oriented and attention to detail essential
Solid organizational skills and ability to prioritize
College degree preferred, Bachelor’s degree or a paralegal background
5-7 years of mortgage closing experience
Experience with Power Lender/Remote Lender application or similar Loan Origination System application

Mortgage Loan Closer Resume Examples & Samples

2+ years of Closing or related experience
Current knowledge of Loan Closing and Documentation procedures
Exceptional records and file management skills
Solid analytical, problem-solving and decision-making skills

Mortgage Loan Closer Resume Examples & Samples

Responsible for coordinating loan closing with Partners, and/or title companies, preparing loan closing documentation, calculating closing costs and coordinating delivery of documents
Works with partners, borrowers and vendors to request, obtain and/or follow-up on all documentation required for the loan closing. Reviews the documentation and file notes, and updates the mortgage system as such to ensure all loan documents and fees are accurate at the time of delivery to the settlement agent
Responds to, and documents inquiries from partners, borrowers and outside vendors to resolve discrepancies
Maintains tracking of files to ensure timeframes and measurement standards are being met
Ensures closing requirements are met, authorizes disbursement of funds to borrow/title company and inputs all new account information into servicing system
Assists partners or borrowers with post-closing inquiries or issues. Assists other team members with workload as needed and with special projects if called upon
Knowledge of residential mortgage processing, closing and post-closing usually acquired through related work experience is required to gather and review mortgage and Equity Credit Line documentation and to ensure closing requirements are met

Mortgage Loan Closer Resume Examples & Samples

3-5 years of Quality Assurance experience
Proficiency in Quality Center
Previous analytical experience (analyzing problems and analyzing results)
Ability to work in a fast-paced, dynamic environment
Technical Experience is a plus (.Net, Java, Mainframe, SQL, etc)
QA Lead experience
Query experience for SQL or Oracle databases
Troubleshooting skills

Mortgage Loan Closer Senior Resume Examples & Samples

Review the loan file for completeness, per the product profile, prior to the preparation of the Closing Instructions
Audit closing documents and ATC conditions (at time of closing) for completeness prior to submitting the closed loan file to the Post Closing Department
1 - 2 years closing and/or title experience with FHA/VA/FNMA/FHLMC
Experience should include the ability to close Conventional, FHA, VA and Construction Perm mortgage loan products
Able to perform in a fast paced work environment and maintain attention to detail and accuracy
Require multi-tasking, independent thinking, professional demeanor, and an ability to meet time sensitive deadlines

Mortgage Loan Closer Resume Examples & Samples

Minimum of two years mortgage document experience or equivalent in preparing mortgage loan closing documents
Must possess excellent communication skills, both written and verbal
Strong time management and prioritization skills with the ability to perform well under pressure

Mortgage Loan Closer Resume Examples & Samples

Prepare closing documents for first and second mortgages ensuring quality, accuracy of closing fees and proper closing conditions
Ensure all closing documents are issued timely and accurately
College Degree preferred but not required

Mortgage Loan Closer Resume Examples & Samples

Prepares closing documents; HUD Settlement Statements; Regulation required documentation
Forwards documents to appropriate Title Company
Reviewing and approving Final Settlement Statements
Disburses loan
Forwards file to Post Closing Department
Proficient in E3 and BlitzDocs
Understanding of paperless file systems
Working knowledge of MS Office Suite Products
Must be flexible to change and fast paced environment
Knowledge of all loan types and the associated documentation that pertains to each

Mortgage Loan Closer Resume Examples & Samples

Reviews application/Loan approval for completeness, accuracy and proper approval
Reviews approved mortgage loan to determine conditions that must be met prior to closing, such as purchase of private mortgage insurance
Calls borrower, real estate broker, and title company to request specified documents, such as receipt for payment of outstanding tax bill
Coordinates with outside attorney, vendor, etc. to obtain documents based on conditions of loan approval and type of financing
Assembles package of Mortgage documents and supporting documents received
Verifies accuracy and consistency of specifications on documents, such as title abstract and insurance forms
Evaluates package and communicates any issues to loan originator and/or processor that impacts loan closing
Assists in correction of issues impacting closing
Identifies legal, policy and documentation deficiencies and determines method to be used to correct deficiencies
Enters numbers and calculates loan interest and principal payment, and closing costs
Assembles documents for delivery to title company, real estate broker, lending officer and/or attorney for closing
Delivers ready-to-close package to attorney by electronic delivery through computer system
Calls borrower, broker, and other specified individuals to arrange time and date for closing
Assists attorney with any questions regarding conditions of loan closing
Answers questions from borrower, originator, etc. regarding closing requirements
Evaluates documentation on various escrowed items to determine compliance with company policies and procedures
Calculates final figures for HUD settlement statement and instructs attorney accordingly paying close attention to final HUD figures
Records loan information in log and on government reporting forms
Compiles closed loan forms for delivery to Mortgage Post Closers for sale to investors
Assist Post Closing Department in audit process and shipping of closed loan files
Back up front desk if Mortgage Support Specialist is out
Assist Post Closing in scanning and retrieval of recorded final documents
Ability to communicate effectively orally and in writing using the English language Ability to read and comprehend simple instructions, short correspondence, and memos
Ability to write simple correspondence
Ability to deal with problems involving several concrete variables in standardized situations

Mortgage Loan Closer Resume Examples & Samples

Close secondary market and portfolio loans
Verifies that all documents contained in the loan file indicate the same name & address for each borrower. Verifies information contained on the interest rate lock sheet matches the information indicated in the loan operating system
Follows underwriting instruction on obtaining and verifying documentation needed at closing to approve loans for funding
Prepares closing packages according to product type, lock information and underwriting approval. Verifies loan amount, interest rate, closing date, all fees agree with the loan officer closing instructions and all regulations related to maximum loan fees, minimum borrower investment and good faith estimates have been met. Enters in all information required in closing documents preparation software. Including but not limited to flood cert information, insurance, tax and mortgage insurance. Prepares closing instructions with fees according to information provided by loan officer on closing fee sheet
Checks all applicable documents in file for accuracy and consistency
Provides all closing conditions and closing requirements to the closing agent
Review and approves Closing Disclosure, informs closing agents of any needed corrections. Verifies that all fees included on the Closing Disclosure prepared by the closer are correct
Review hazard, title commitment and any other applicable insurance for accuracy and sufficient coverage
Requests wire from designated funder
Prepares funding checklist for reviewer
Works with Post Closing and shipping Department to make corrections and obtain documentation needed to ensure loan purchase in timely manner
Works closely with all mortgage operations staff, closing agents and loan officers to guaranty a smooth closing, answer questions and solve problems
Protect Company’s reputation and image by maintaining Borrower confidence; deliver a high level of customer service and by keeping mortgage loan information confidential
Organizational skills with ability to prioritize and manage multiple tasks at the same time
Responsibility includes but is not limited to: answer questions, review files, audit files, taking over files in a closer’s absence, training, preparing procedures/processes, and assist with post-closing
High School Diploma or GED equivalent required, some college preferred; B.S. Degree desired
Proficient skills with MS Office, Excel and Mortgage Industry Loan Applications/Software. Encompass 360 Software
Minimum of two (2) years’ of recent work experience in mortgage loan support, processing, or closing. Three (3) years’ work experience in mortgage loan industry preferred
Excellent customer service skills; written and oral communication skills and ability to demonstrate control, flexibility and maintain quality and high productivity when dealing with customers and changing work demand
Must be detail-oriented, organized with excellent vocal and written communication skills. Strong math and calculation skills required
Must have ability to multi-task and operate in a high-volume, fast-paced environment
Knowledge of all compliance, loan disclosure, 3-day rule, 7-day rule and TIL. Knowledge of all Federal and State regulatory compliance requirements that apply required
Must be able to perform essential responsibilities with or without reasonable accommodation
Multiple language skills are a plus

Mortgage Loan Closer Resume Examples & Samples

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned
Review the loan estimate and settlement disclosure
Review Case Number Assignment, Title Commitments, Insurance Policies, PMI Certification and all loan documents for accuracy
Review all files for completeness and accuracy to ensure compliance with underwriting, government, and investor and company requirements
Maintain open lines of communication with all parties to obtain loan status information
Provide timely communications regarding closing status as appropriate
Responsible for preparing and verifying final figures
Coordinating closings with title companies

Mortgage Loan Closer Resume Examples & Samples

High school diploma or equivalent is required; Associate’s or Bachelor’s Degree preferred
Able to maintain confidentiality and exercise discretion in the evaluation of information and actions taken
Detail oriented and results-focused, able to organize and prioritize actions to achieve objectives
This job occasionally requires standing and walking and on rare occasions, may require the ability to balance, bend, stoop, kneel, climb stairs or lift and carry up to 25 pounds
High school diploma or equivalent is required; Associate or Bachelor degree is preferred
A minimum of three years of mortgage closing experience is required
A minimum of five years of mortgage closing experience is required
Accurately prepares consumer mortgage loan closing documentation
Communicates with internal and external customers (borrowers, closing agents, loan officers, underwriters, post-closing coordinators, Realtors, builders, etc.) to successfully coordinate all closing requirements
Completes a pre-closing audit of the real estate loan package to ensure compliance with all regulatory requirements as well as department policies and procedures

Mortgage Loan Closer Resume Examples & Samples

Ensure the loan is complete and ready for closing: confirm that all underwriting conditions have been cleared, the fee sheet is completed, the verbal verification of employment is completed and the rate lock has been validated with Secondary Marketing
Prepare and forward closing documents to attorneys
Review loans for compliance to RESPA 2010 rules and requirements, including review of all applicable Good Faith Estimates and Truth-In-Lendings
Confirm that the closing documents are prepared under the same terms, conditions, rate and pricing as the loan approval and rate lock
Review and approve all HUD-1 Settlement Statements prior to loan closing. Issue final instructions and Truth-In-Lending documents as applicable. Complete itemizations for any seller/lender credits that are allowed at closing
Assist Post-Closing department in obtaining any corrections required on closing documents or closing documentation that are missing from the closed loan package

Mortgage Loan Closer Resume Examples & Samples

Prepare all closing documents and review for compliance
Order title commitments and required documents
Balance Closing Disclosures with title company, M/I Homes and M/I Financial
Review sales contracts, addendums, home owner’s insurance, final inspection, flood certificate, title commitment and other documents pertaining to the closing of the loan
Maintain accurate closing schedules and funding schedules
Responsible for the accurate delivery of closed files to post closing
Manage/resolve post-closing requests and/or suspense items on closed loans
Ability to work in a fast paced environment and perform multiple functions within the branch

Junior Mortgage Loan Closer Resume Examples & Samples

Process home loans
Prepare all closing documents
Balance Closing Disclosures
Order funds for loan closing
Review sales contracts, addenda, home owner’s insurance, final inspection, flood certificate, title commitment and other documents
Maintain accurate closing schedule
Scan closed loan file to corporate after closing
Other duties as assigned by the branch or operations managers

Mortgage Loan Closer Resume Examples & Samples

Conducting quality checks of electronic mortgage files for completeness and accuracy
Prepare Closing Disclosure according to TRID regulations
Create and ensure accurate closing instructions to send to title
Balance the Closing Disclosure with title’s settlement statements and approve
Ensure that closing packages are accurately and efficiently generated according to company set milestones
Receive and review funding documents from title/attorney for accuracy and be able to facilitate in resolving any closing table issues
Minimum High Diploma or equivalent
Two or more years of mortgage closer experience

Mortgage Loan Closer Resume Examples & Samples

Prepares closing loan package necessary for individual loan types in accordance with Bank and Investor guidelines as well as Secondary Marketing commitments and requirements
Ensures the timely movement and closing of approved loans through the pipeline
Contacts Title Companies, Attorneys, Loan Officers, Processors and Insurance Companies to obtain documentation necessary to close mortgage loans
Monitors loan status on a continual basis to ensure that timely/qualify standards are achieved
Advises all parties of any changes or issues that may occur to ensure high quality standards and customer service
Performs a pre-closing quality review of loan files prior to releasing closing package
Reviews all preliminary documents provided from attorney/title company to include, but not limited to: Title binder, survey, termite report, Hazard/Flood insurance binder, Deed, HUD1 Settlement Statement, Power of Attorney and/or Trust documentation
Completes all disbursement procedures for issuing of funds to attorneys/title company, any necessary refund checks, and release of escrow monies withheld
Responds to and resolves technical and complex problems that arise
Follows up on any deficiency requests by Shipping and Post-Closing to ensure timely procedure for loan funding
Recommends procedural changes to management
Obeys all applicable federal laws, rules, and regulations relating to Anti-Money Laundering (AML) including the Bank Secrecy Act (BSA)
Minimum two years’ experience closing Conventional and government loans
Knowledge of real estate lending criteria, compliance, federal/state regulations
Experience with Microsoft Word
Experience with Mortgage Builder software

Mortgage Loan Closer Resume Examples & Samples

Coordinate with loan officer and loan processor to schedule the closing date, time and location
Review files received from processing thoroughly to check if all documents needed for closing are available. Work with processing to obtain any missing documentation. The closer is the next in line to check the processor's work for completion
Review files for to ensure all the fees and cost are accurately calculated
Prepare closing instructions and coordinate with Title Company to monitor the closing and funding
Ensure all at close and funding conditions are met as per investor requirements
The mortgage loan closer usually has 24 to 48 hours to complete the file and ready it for closing
Verification of accuracy and consistency of all the loan information from application documents, title, appraisal, insurance which also includes updating LOS system
Closer completes all the closing paperwork on behalf of the lender to send to the title company and/or real estate attorney to complete the closing
Reviews approved mortgage loan to determine conditions that must be met prior to closing and funding such as purchase of private mortgage insurance, Taxes & HOI to be paid
Coordinating with the Lender and Escrow Company on HUD approval and final loan Document
Funding the loan after complete verification of the signed documents and ensuring compliance to relevant state/lender guidelines
Working on secondary market loans to satisfy all the requirements of the investors to sell the loan in the market

Mortgage Loan Closer Resume Examples & Samples

Associate’s Degree or equivalent work experience is required
Bachelor’s degree is strongly preferred
Previous mortgage processing or closing experience is preferred
Must have previous customer service experience
Knowledge of federal and state regulatory requirements is strongly preferred
Must have a proven track record of dependability and the ability to multi-task and work in a fast-paced environment
Must have strong verbal and written communication skills
Must be proficient in using Windows and Microsoft Office products
The incumbent will be required to walk, reach with hands and arms, push items overhead, occasionally climb or balance, stoop, kneel, crouch or crawl

Mortgage Loan Closer Resume Examples & Samples

Be responsible to prepare and initiate loan proceeds according to bank and federal requirements
Evaluate and coordinate the priority of loan packages to be pre-reviewed, prepared and closed within the required deadlines
Review loan documents to ensure proper execution and that complete information, fees and additionally required documentation have been obtained from the customer
Verify that proper legal compliance requirements have been followed to ensure perfection of bank's interest and that proper documentation has been done ensuring our lien will be perfected
Audit and transmit loan documentation
Post reviews and closes loans
Correct inaccuracies in documentation as needed
Process and submit lien instructions for recording to provide prompt assignment of bank's interest
Confirm that all required coding and risk management information is present
Prepare documentation for all types of loans, to include new and renewed, and supporting documents
Perform other duties assigned
Requires a High School degree or Equivalent and 2+ years of directly related experience in loan processing, packaging, approvals, closing, accounting, selling and post-closing of mortgage loans
Proficient knowledge of loan closing processes, lending compliance and regulations, loan systems and loan documentation
Must be accurate, detail oriented and have ability to multi-task

Mortgage Loan Closer Resume Examples & Samples

Requires a High School degree or Equivalent
2+ years of directly related experience in loan processing, packaging, approvals, closing, accounting, selling and post-closing of mortgage loans
Must have good audit, pc and customer service skill loan principles, loan systems and pc's

Mortgage Loan Closer Resume Examples & Samples

Reviewing HUDs
Must have current knowledge of RESPA and TILA guidelines
Must have experience preparing mortgage closing documents for Conventional, VA and FHA loan programs

Mortgage Loan Closer Resume Examples & Samples

Monitor high cost, TILA violations, and RESPA regulations including review of the Closing Disclosure for accuracy and adherence to the 0% and 10% tolerance rules
Communicate details of the Final Closing Disclosure with the MLO, title agent or attorney
Follow up with the closing agent for the approval of Closing Disclosure and return of closing document package
Adhere to bank policies and procedures and comply with legal and regulatory requirements
This position may handle a greater case load and transactions of a more complex nature as directed by the Closing Manager
Perform some reporting functions
Incumbents in this group are fully experienced and are capable of performing with minimal supervision
1-3 years closing and/or title experience with FHA/VA/FNMA/FHLMC
Excellent written, verbal communication, organization, and customer service skills required to provide Simply the Best service
Previous experience with Word, Access and Excel

Mortgage Loan Closer Resume Examples & Samples

At least 2 years’ experience as a loan processor, funder or closer
Working knowledge of TRID regulations, RESPA 2010, HMDA and Appraisal Independence Requirements (AIR)
MS Office Proficient
Able to work in a fast paced team environment
Requires excellent verbal and written communication skills, the ability to multitask and meet deadlines

Mortgage Loan Closer Resume Examples & Samples

High school diploma or equivalent required; associate’s degree preferred
2 – 3 year related closing experience and/or training, minimum of two years in the mortgage industry
Ability to write reports, business correspondence
Ability to read and interpret documents such as policies, memos, and job instructions and procedure manual
Ability to effectively present information and respond to questions from groups of managers, customers and the general public
Intermediate Skills: Ability to calculate figures and amounts, such as interest, commissions, and percentages
Bankway Teller Software, Encompass Mortgage Software, Microsoft EXCEL, Novell Microsoft Office e-mail software. The ability to type, the ability to use a 10 key calculator, the use of FAX, and the use of copier

Mortgage Loan Closer / Wealth Management Resume Examples & Samples

Two to three years of experience in loan processing and closing activities
Two to three years of experience applying general accounting principles
Well-developed ability to manage multiple tasks/projects and deadlines simultaneously

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