Mortgage Loan Originator Resume Samples
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Mortgage Loan Originator Resume Samples
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MM
M Metz
Magdalen
Metz
2281 Marquardt Camp
Los Angeles
CA
+1 (555) 316 2840
2281 Marquardt Camp
Los Angeles
CA
Phone
p
+1 (555) 316 2840
Experience
Experience
Phoenix, AZ
Mortgage Loan Originator
Phoenix, AZ
Wiza, Walter and McClure
Phoenix, AZ
Mortgage Loan Originator
- Responsible for sourcing and developing client relationships and referrals using branch personnel to capitalize on cross-selling opportunities
- Knowledge of residential mortgage processing, underwriting, and closing procedures
- Knowledge of processing, underwriting and federal lending regulations
- Maximizes all opportunities in the process of closing a sale resulting in the taking of market share from larger competitors
- Develops a database of qualified leads through referrals, telephone canvassing, face to face cold calling, direct mail, email and networking
- Prepares files for underwriting, loan committee, private mortgage insurance company and investor including preparation of loan approval sheet
- Originating and servicing mortgage loans
New York, NY
Bilingual Mortgage Loan Originator
New York, NY
Schowalter-Luettgen
New York, NY
Bilingual Mortgage Loan Originator
- Makes sales calls on potential or existing customers as established in marketing plan to develop new business or retain existing business
- Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business
- May participate in networking through professional, business and community organizations and activities to promote and market loan products
- Networks through professional, business and community organizations and activities to promote and market loan products
- Answers customer calls and walks in customers to discuss various loan products and qualification information
- Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact
- Completes mortgage applications for submission to the loan processing and underwriting departments
present
San Francisco, CA
Banking Center Mortgage Loan Originator
San Francisco, CA
Rohan Inc
present
San Francisco, CA
Banking Center Mortgage Loan Originator
present
- Develop referral contacts (realtors, builders, professional and personal contacts)
- Work with assigned branch office(s) to ensure awareness of mortgage loan products and policies
- Communicate with branches and/or applicants of providing timely updates and progress reports
- Develop CRA prospects & referral contacts (realtors, builders, professional and personal contacts)
- Communicate with applicants and/or referral sources by providing timely updates and progress reports
- Established book of business (local centers of influence willing to refer mortgage loans to you)
- Knowledge of federal lending regulations governing real estate lending
Education
Education
Bachelor’s Degree in Business
Bachelor’s Degree in Business
Webster University
Bachelor’s Degree in Business
Skills
Skills
- Strong sales ability
- Ability to analyze financial information
- Excellent verbal and written communication skills
- Bilingual (Spanish or Chaldean)
- Knowledge of conventional and/or government lending guidelines
- Knowledge of residential mortgage processing, underwriting, and closing procedures
- Knowledge of federal lending regulations governing real estate lending
- Demonstrated organizational skills
- Strong written and verbal communications skills
- Demonstrated teamwork and customer service skills
4 Mortgage Loan Originator resume templates
Read our complete resume writing guides
1
Builder Relationship Mortgage Loan Originator Resume Examples & Samples
- Familiar with local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)
- Strong sales ability
- Experience working with contractors and developers
2
Mortgage Loan Originator Low Pen Market Resume Examples & Samples
- Develop referral contacts (realtors, builders, professional and personal contacts)
- Maintain knowledge of available loan products, processing procedures, and underwriting and
- Knowledge of residential mortgage processing, underwriting, and closing procedures
- Proven computer skills
- This position requires S.A.F.E. Act registration at the time of employment through the
3
Mortgage Loan Originator Chapel Hill Resume Examples & Samples
- Follow defined protocol for escalation exceptions
- Take applicant applications by completing Fannie Mae form 1003 on the laptop
- Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses and transmitting the loan to LOMAS
- Communicate with branches and/or applicants of providing timely updates and progress reports
4
Mortgage Loan Originator Resume Examples & Samples
- Work with assigned branch office(s) to ensure awareness of mortgage loan products and policies
- Maintain knowledge of Fifth Third Mortgage Company’s policies and procedures
- Maintain high levels of customer service while managing each applicant’s and support staff’s expectations
- This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position
5
Mortgage Loan Originator College Mall Resume Examples & Samples
- In partnership with experienced MLO, attends loan closings and ensures exceptional customer experience is achieved for both the consumer and referral partner
- Ensures customer is well informed and quickly responds to requests
- Presents self in a courteous, friendly and professional manner
- Encourages customer to complete Customer Experience survey and maintains future contact to build long term trust and loyalty
- Finds opportunities to deliver our brand promise through community service. May volunteer on community Board(s) and/or present at seminars/conferences
- High school diploma or equivalent required. Four-year college degree preferred
- Desire to excel through strong collaboration with a team in a competitive environment
- Demonstrates organizational skills, written and verbal communications skills
- This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions andregistrationrequiredforemployment in this position
- Knowledge of residential mortgage processing, underwriting, and closing procedures beneficial
- Easily learns, adapts and uses various software programs. PC proficient in Windows based software programs (Outlook, Word, Excel, and PowerPoint). Experience with Mortgage origination systems preferred
6
Mortgage Loan Originator Resume Examples & Samples
- Makes sales calls on potential or existing customers as established in marketing plan to develop new business or retain existing business
- Structures loan to comply with acceptable lending practices and Federal regulations
- Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
- Participates in worthwhile community activities to promote and enhances the Regions integrity in the community
- Compensation is Commission based
7
Bilingual Mortgage Loan Originator Resume Examples & Samples
- Completes mortgage applications for submission to the loan processing and underwriting departments
- Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact
- Answers customer calls and walks in customers to discuss various loan products and qualification information
- Makes sales calls on potential or existing customers as established in marketing plan to develop new business or retain existing business
- Prepares and distributes approved promotional flyers and materials
- Establishes and implements such other marketing strategies as may be required, including, but not limited to First Time Buyer seminars, First Sale by Owner contacts, letters to past customers, financing seminars
- Networks through professional, business and community organizations and activities to promote and market loan products
- Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history
- Structures loan to comply with acceptable lending practices and Federal regulations
- Cross-sells other bank products and services
- Prepares files for underwriting, loan committee, private mortgage insurance company and investor including preparation of loan approval sheet
- Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
- Qualifies loan for final approval by Loan Committee
- Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation
- Participates in worthwhile community activities to promote and enhances the Regions integrity in the community
- Compensation is Commission based
8
Mortgage Loan Originator Resume Examples & Samples
- Bachelor’s degree in Business or Communication or two years of loan origination experience
- A thorough understanding of underwriting criteria and guidelines
- Mortgage banking background preferred, with a proven track record of success
- Ability to generate annual production volumes of $10-12+ million
- Public speaking skills with the ability to make presentations
- Ability to education borrowers on loan products and process
9
Mortgage Loan Originator Resume Examples & Samples
- Professional demeanor demonstrating patience, composure, and a positive attitude
- Ability to interact effectively with peers, immediate and senior level management
- Demonstrates the ability to identify customer needs and recommend solutions quickly
- Must be detailed-oriented and able to multi-task, organize, and prioritize issues
- Flexible and able to adapt quickly to change in a fast-paced environment and deliver on tight deadlines
- 3+ Years Loan Structuring (Mortgage Sales, Processing, Closing, or Underwriting) experience
- Must have High School diploma or GED equivalent, but Bachelor’s degree in Business, Accounting, Finance, Marketing, or related field preferred
- Knowledge of Fannie Mae / Freddie Mac products and services
- Scheduling flexibility required to ensure sufficient support for Retail Bank Branches located across different time zones (call center will be staffed from 7AM – 7PM CST)
10
Mortgage Loan Originator Homewood, Al Resume Examples & Samples
- Proven track record of success in Sales and / or Sales Management
- Must possess and demonstrate excellent interpersonal and customer service skills
- Must have assertive communication skills, both written and verbal
- General knowledge of a broad array of mortgage and home equity lending products
- 5+ Years Sales (preferably Call Center or Telemarketing) experience
- Knowledge of Federal Lending Regulations governing Real Estate Lending preferred (e.g. RESPA, HMDA, etc.)
- Must meet credit history and criminal background requirements associated with Nationwide Mortgage Licensing System (NMLS) registration process, to include FBI fingerprinting
11
Mortgage Loan Originator Private Banking Resume Examples & Samples
- Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management
- Manage pipeline for all originated loans through closing and complete required management reports
- Maintain high levels of customer service while managing each applicant's and support staff#s expectations
12
Emerging Markets Mortgage Loan Originator Resume Examples & Samples
- Develop CRA prospects & referral contacts (realtors, builders, professional and personal contacts)
- Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines
- Conduct and coordinate homebuyer-training seminars for CRA potential applicants
13
Mortgage Loan Originator Resume Examples & Samples
- Handle employee loans and participate in appropriate Fifth Third-coordinated functions to promote employee loans
- Follow defined protocol for escalation of exceptions
- Maintain high levels of customer service while managing each applicant#s and support staff#s expectations
14
Banking Center Mortgage Loan Originator Resume Examples & Samples
- Three years of mortgage lending experience
- Established book of business (local centers of influence willing to refer mortgage loans to you)
- Existing mortgage sales of $1million per month, and 4 purchase units closed per month
15
Mortgage Loan Originator Resume Examples & Samples
- Sales Skills: Ability to identify and uncover appropriate sales opportunities with probing techniques to discover needs. Experience in conveying lending knowledge confidently. Ability to offer comparisons and alternatives to competitor’s offerings. Identifies trends in the market place and suggests appropriate products and services to meet clients’ needs and objectives
- Customer Service: Builds and maintains strong relationships with clients and their representatives. Strives to resolve client requests and provide accurate information. Handles stress appropriately while maintaining performance and diplomacy. Utilizes problem solving and conflict resolution skills. Exhibits confidence and an energetic phone presence. Provide distinctive service, defined as ‘better’ or ‘much better’ than our competition, as measured through client surveys
- Communication: Articulate verbal and written/documentation skills with the ability to communicate with and adapt to a diverse client population. Strong listening skills. Maintains the highest level of professionalism
- Time Management: Completes assignments on-time. Prioritize and plan work assignments appropriately and balance multiple responsibilities, expectations, and objectives. Responds promptly to inquiries from team members or management. Effectively manages time to adhere to schedules including start times, breaks, call handle time, after call work, etc. Ability to multi-task while handling client requests, maneuvering through systems, probing for information and conversing with client. Must be flexible, client-focused and results oriented
- Teamwork: Ability to closely partner with internal business partners and with team members. Ability to operate flexibly and independently when appropriate
- Technology: Must have strong working knowledge of applications/systems to access and maintain individual customer information. Comprehensively navigates all work systems and applications. Loan origination system experience, as well as, Microsoft Office applications including Outlook
- Job Knowledge: Requires a comprehensive understanding of the features, design, and benefits of all TIAA Direct’s residential mortgage lending products, services, and platforms. Must be able to communicate and clarify complex features and regulations. Understands operational procedures/processes, and balances regulatory and industry acceptable guidelines
- 3+ years’ experience originating residential mortgage and home equity loans in a call center environment
- Bachelor’s degree strongly desired
16
Mortgage Loan Originator Resume Examples & Samples
- Maximize mortgage loan production through consultative selling, receiving internal transfers and making outbound calls, converting leads into committed applications, and exceeding monthly goals
- Maintain a high level of industry specific knowledge, including, but not limited to loan program guidelines and current regulatory requirements
- Review documentation with Borrower for accuracy, completeness, and acceptability
- Work closely with Operations’ partners to effectively manage a mortgage loan pipeline and expedite loan closings for customers
- Respond to consumer inquiries and resolve loan qualification problems in a timely manner
- Bilingual Spanish Skills Preferred
17
Mortgage Loan Originator Resume Examples & Samples
- This position is located in St. Paul Park, MN
- 2 years financial services and sales skills desired
- Must be able to multi-task and coordinate work-flow
- Must possess excellent time management skills
- Must be goal oriented while working within framework of applicable rules and regulations
- Must possess good interpersonal communication skills
- Excellent problem solving and member relations skills
- Must be flexible to handle the varying demands of the mortgage market
- Applicants must be authorized to work in the United States
18
Mortgage Loan Originator Resume Examples & Samples
- Engages in business development activities; instills and maintains a positive sales environment through education of the Bank's products and services; attains established individual, department and Bank sales goals; cross sells other banking products and services, referring clients to appropriate lines of business as necessary
- Reinforces the application of exceptional client service through his or her own example; follows through with clients and coworkers
- Establishes and maintains a close working relationship with mortgage and title companies, contractors, builders, appraisers, real estate agents and other industry professionals
- Interviews prospective applicants and meets with existing clients; obtains necessary information and assists in the loan application process; helps applicants determine the most appropriate lending product to suit their needs, based on loan duration, interest rate and repayment terms; corresponds with applicants to resolve questions regarding application information
- Performs borrower prequalification assessment and analysis of financial condition; carefully assesses and evaluates the risk of financing requests within the framework of the Bank's credit culture and current economic and industry trends
- Authorizes commitment, engagement, auction and decline letters
- Prepares and submits formal financing requests for approval; meets with existing or potential clients to negotiate final loan terms and conditions
- Coordinates the processing of approved loans and ensures that loans are processed according to agreement, meets client needs and conform to Bank lending policies; obtains sufficient information and/or documentation from clients and applicants; resolves problems relative to processing and servicing of loans within his or her portfolio; approves loan disbursements in accordance with agreements
- Approves loan payments, draws from lines of credit, and fund transfers within specified limits
- Ensures that certification or deletion of collateral is made by the appropriate personnel
- Corresponds with the Bank's legal counsel and loan workout department on workouts, bankruptcies, and charge-offs to ensure all possible precautionary actions or measures are taken
- Consistently applies superior decision making techniques pertaining to inquiries, approvals and requests as they apply to existing policies and procedures, keeping within assigned approval limits and using these instances as learning tools for employee development
- Demonstrates knowledge of and adherence to Equal Employment Opportunity (EEO) policy; shows respect and sensitivity for cultural differences; educates others on the value of diversity; promotes a working environment free of harassment of any type and supports affirmative action
- Assures compliance with all Bank policies, procedures and processes, and all applicable state and federal banking laws, rules and regulations; adheres to Bank Secrecy Act (BSA) responsibilities specific to the position
- Develops and maintains an advanced knowledge of the financial industry, economy, market conditions, rates, vendors and competition; remains informed of trends and developments in the local market and changes to regulations governing private and government issued mortgages
- Represents the Bank in various community, civic, and community reinvestment functions to further enhance the Bank's image and develop additional business; assists the Bank in establishing and maintaining market position in the financing arena
- Assumes responsibility for special projects; gathers data and prepares reports for senior management, auditors and other personnel
- Performs other duties specific to the position and other functions as assigned
- Two or more years of experience as a mortgage loan officer
- Basic knowledge of commercial, construction, real estate and consumer mortgage loan origination, underwriting, documentation and processing
- Experience, knowledge and training in all lending activities and terminology
- Basic experience, knowledge and training in financial statement and tax return analysis typically resulting from a combination of education in accounting, financial and/or credit analysis or related areas
- Ability to utilize marketing and business development skills
- Basic knowledge of Bank procedures, products and services
- Intermediate math skills; ability to calculate interest, commissions, proportions, and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical errors; compute rate, ratio and percent, including the drafting and interpretation of bar graphs
- Exceptional verbal, written and interpersonal communication skills
- Ability to deal with complex problems involving multiple facets and variables in non-standardized situations
- Ability to work with minimal supervision while performing duties
- Current driver's license and a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities
19
Mortgage Loan Originator / Homewood, AL Resume Examples & Samples
- Provide an exceptional customer experience for all parties involved in every transaction
- Establish and build rapport and trust with internal business partners, such as Retail Bank Branch employees, to deepen relationships and increase mortgage referrals
- Develop solutions to help clients achieve their personal and financial goals while guiding them through the mortgage loan origination process from application to closing
- Evaluate different loan structuring alternatives and present prospects with multiple product options to choose from, educating the Borrower on the benefits and features of each
- Negotiate and Lock optimal pricing for customers
- Request, collect, and upload all supporting income and asset documentation and initial disclosures from clients
- Ensure the provision of proper financial advice to support the growth of long-term customer relationships
- Ambitious with a strong sense of urgency and initiative to accomplish individual sales quantity and quality goals established by management
- Experience with various mortgage origination software (point-of-sale applications, loan origination systems, product and pricing engines, digital file imaging systems, etc.)
- Experience with Desktop Underwriter (DU) or other AUS preferred
- Familiar with common Call Center applications and tools (Automated Call Distribution software)
- Bilingual (Spanish) preferred
20
Mortgage Loan Originator Resume Examples & Samples
- Obtains closing agent approvals and changes
- Prepares file for submission to the Operations department
- Obtains corrections for any audit or post closing exceptions required from the MLO
- Answers and directs incoming phone calls
- Assists with walk-in customers
- Orders supplies and handles mail
21
Mortgage Loan Originator Resume Examples & Samples
- A minimum of five years experience in bank or credit union mortgage originations required
- Must possess current NMLS registration or successfully obtain NMLS registration within two months of hire to retain position
- A thorough background and finger print check will be required within that time frame, if registration or renewal is required
- Must have an understanding of underwriting loans to meet secondary market guidelines. Familiarity with state and federal banking laws
- Ability to communicate clearly and effectively both verbally and in writing across a variety of audiences
- Must be proficient with Microsoft Word and Excel software and database management
- Must be detail-oriented with solid time management skills and the ability to organize and perform multiple tasks simultaneously
- Previous sales experience preferred and ability to work cooperatively and possess a friendly demeanor. Must meet SAFE Act requirements
- Please note: Harvard University requires pre-employment reference and background screening
- Harvard University is unable to provide work authorization and/or visa sponsorship
- This position has a 90-day orientation and review period
22
Mortgage Loan Originator Resume Examples & Samples
- Provides expert mortgage advice to potential borrowers
- Stays current with o Bank's underwriting policy; Investor guidelines; Applicable State and Federal laws and regulations and Changes in other aspects of the mortgage industry
- Develops and maintains referral networks of Bank associates and external referral sources such as Realtors, Builders, friends, family and others in the community
- Manages a clean pipeline of loans in process coordinating with Processors, Underwriters and Closers on a daily basis
- Delivers all compliance documents and disclosures in a timely manner
- Takes a very complete application and collects all required documentation (such as income tax return, bank account number, purchase agreement, and property description, etc.) for verification
- Prepares the borrower(s) for the process and keeps ALL of the parties involves in the process, up to date on all important developments and current status of application
- Informs applicant of closing costs such as appraisal, credit report, and notary fees
- Coordinates the closing with the borrower(s), closing agents, Realtors and others involved in the transaction
- Interviews loan applicants to document income, debt, and credit history
- Determines if applicant meets establishment standards for further consideration
- Answers applicant's questions and asks for signature on information authorization forms
- Submits application forms to Mortgage Loan Processor for verification of application information
- Calls applicant or other persons to resolve discrepancies, such as credit report showing late payment history
- Informs applicant of loan denial or acceptance
- Keeps Bank associates up to date on changes in the industry and works as a team member with the other lines of business
- Keeps all compliance requirements up to date and maintains a working knowledge of the products and services provided by the other lines of business and Bank affiliates
- Incumbent is required to comply with all applicable federal, state, and local banking and industry related laws and regulations including but not limited to the Bank Secrecy Act
- 2 years of sales experience required o 2 – 4 years of Mortgage origination experience is preferred
- Ability to learn or knowledge of Microsoft Office products including Microsoft Word, Excel, PowerPoint and Access; Ability to learn or knowledge of Outlook email program
23
Mortgage Loan Originator Resume Examples & Samples
- Prospect for mortgage loan customers
- Develop relationships with professional Realtors, Home Builders, and internal bank partners
- Create rapport and trust with customers and referring partners
- Counsel with customers to identify mortgage loan needs and options
- Assist in the processing and closing of the loan in a professional manner that is profitable to the bank and creates customer loyalty
- Take complete, accurate, and compliant loan applications
- Order credit reports and resolve all discrepancies
- Input loan information into computer systems
- Utilize Automated Underwriting Systems for decisioning loans
- Order appraisals
- Cross sell the customer on the use of other Bank products
- Proactively communicate loan status and progress to the customer
- Exercise discretion and independent judgment
- Drive an automobile
- Maintain good punctuality and attendance to work
- Ability to meet strangers and create trust and rapport
- Excellent computer skills for preparation of application packages
- Knowledge of loan requirements for FHA, VA, and conventional loans
- Knowledge of interest rates, points, and fees for mortgage loans
- Knowledge of the basic elements required for closing a mortgage loan
- Knowledge of the real estate appraisals
- Ability to read and analyze credit reports
- Knowledge of basic Income Tax Forms and ability to analyze data
- Ability to develop a personal marketing plan, including ability to self-start
- Ability to drive an automobile
- Equipment Used in Job Performance/Working Environment
- Personal Computer
- 10-key Calculator
- Basic office equipment, including facsimile machine and copier
- Automobile
- At least one year previous experience in mortgage department
- At least one year of experience with sales
- Valid driver’s license and good driving record
24
Residential Mortgage Loan Originator Resume Examples & Samples
- Performs business development and sales generating activities such as attending community events and initiating an outside calling plan to develop referral sources and solicit customers resulting in acceptable loan production
- Profiles customers to determine lending needs, financial situation and credit standing to recommend appropriate mortgage product. Meets or exceeds defined production objectives. Generates and manages a robust pipeline of mortgage loan clients
- Experience in the execution of sales, lending, and customer service strategies to generate loan production including self-generated sales
- Strong knowledge of Microsoft Word, Excel and Outlook. Ability to learn and operate department/bank specific loan origination software
- This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS) and continued maintenance of the registry
- Certifications and Licenses: Valid State Driver’s License
25
Mortgage Loan Originator Resume Examples & Samples
- Takes applications for loans. Obtains necessary documents to underwrite and document credit requests. Performs analysis of borrower financial information. Assesses repayment ability and collateral valuation. Completes or directs completion of all loan documents and closes loans
- Participates in developing lending and deposit business for the company. Calls on clients to expand existing business. Calls on prospects seeking opportunities to expand the company’s client base. Actively engages in business development and civic initiatives with contacts throughout the community, including customers and prospective customers to achieve defined goals
- Prepares and presents credit requests to loan committees as needed
- Supports High Performance Checking customer acquisition strategy through Tell A Friend referral program
- Monitors loan portfolio to accurately identify risk and ensure asset quality. Maintains credit files with up to date financial information and collateral documentation. Identifies and appropriately documents problem loans, policy exceptions, and risk grade changes
- Assists in collection of past due loans
26
Mortgage Loan Originator Resume Examples & Samples
- Meet or exceed loan production goal as set annually by manager in conjunction with goals set for Glacier Bank annual production
- Interview credit applicants and determine borrowing requirements. Obtain complete application and analyze financial information. Conduct credit investigation. Provide credit approval (subject to appraisal and other key conditions) within credit approval authority and automated underwriting guidelines
- Identify and develop relationships with potential new customers. Maintain and develop an ongoing relationship with current customer base. Continuously project an image of professionalism and concern in dealings with the public. Promote Glacier Bank loan programs to best meet goals
- Work closely with loan processor as a team to efficiently close all loans in a timely manner with proper documentation. Work with loan processor to ensure that all disclosures reports, financial statements, tax returns, title insurance commitments and appraisals are reviewed prior to closings
- Keep current on loan programs and lending (federal and state) regulations as well as all compliance and bank policies and procedures. Respond to audit reports as requested or required
- Meet all requirements under RESPA. Respond to any audit reports and keep current with all lending (federal and state) regulations
- Pursuant to the SAFE Act requirements, all employees who will be engaged in residential loan mortgage originations (as defined by the SAFE Act) must register with the Nationwide Mortgage Licensing System and Registry (NMLS) and maintain a status in good standing under the SAFE ACT requirements. MLOs (Mortgage Loan Originators) will be assigned a Unique Identifier, which must be provided to applicants as required, following the procedures of Glacier Bancorp, Inc. Failure to register successfully or to maintain a status in good standing under the SAFE Act will affect your eligibility for continued employment
- Participate in Community Service and Bank-sponsored activities that serve and support the mission and values of Glacier Bank
- Provide superior internal and external customer service: must demonstrate self-governance, courtesy and respect toward external customers as well as internal customers (all organization personnel)
- At least one year sales and customer service experience
- Previous lending experience and/or education
- High degree of attention to detail as well as excellent organizational skill(s) to perform in a fast-paced environment
- Ability to work quickly and accurately: perform effectively under pressure; meeting multiple and sometimes competing deadlines and make decisions based on regulation(s), company policy(s), knowledge and experience
- Ability to understand and follow complex written and oral instructions
- Ability to communicate effectively verbally and in writing
- Three to five years experience as a Real Estate Loan Originator
27
Mortgage Loan Originator Resume Examples & Samples
- Develops a database of qualified leads through referrals, telephone canvassing, face to face cold calling, direct mail, email and networking
- Establish and maintain customer referral relationships with realtors, builders, and developers; make external/outside sales calls with follow-up visits on potential or existing customers to develop new business or retain existing business
- Develops annual business plan in conjunction with Manager which details activities to follow which will focus on meeting or exceeding sales quota. Attend all sales training and meet with manager weekly
- Maximizes all opportunities in the process of closing a sale resulting in the taking of market share from larger competitors
- Responsible for identifying and building effective networks with other professionals to maximize revenue
- Demonstrates the ability to counsel and pre-qualify potential home buyers, complete applications and obtain all necessary support documents along with appropriate fee and lock-in information in compliance with mortgage lending regulations
- Oversee loan process by monitoring loan status and ensuring conformity with terms. Assist in collecting additional documents and communicating loan status to all parties
- Compile, compute, and prepare handouts and finance information, such as closing costs and rate comparison sheets for realtors, builders, and developers
- Work with processor in preparing loan file for presentation to loan committee or secondary underwriting for review and approval
- Maintain current knowledge on mortgage products, underwriting guidelines, and industry regulations
- Maintain contact with customers in the market area to ensure high levels of customer satisfaction
28
Mortgage Loan Originator Resume Examples & Samples
- Prospects new mortgage lending opportunities
- Develop referral relationships with realtors, builders and other sources to proactively solicit business and to maintain a quality network of business referral sources
- Partner with lines of business within the organization to generate referral business
- Participate in business related development opportunities and community efforts to promote the Bank and generate new business
- Achieves production goals set by the Bank
- Counsel clients to recommend the best mortgage products for their individual circumstance
- Ensure exceptional customer experience by overseeing loan process from origination to close and providing on-going communication to customers and business partners
- Maintain current knowledge of lending programs, policies, procedure and regulatory requirements to ensure exceptional customer service
- Confer with Sales Managers and Underwriters to aid in resolving mortgage application problems
- Respond to incoming customer calls and questions
- Re-qualify loan applicants in office and by telephone
- Order appraisal and title commitment
- Review and clear title problems for all non-realtor loans
- Copy documents provided by applicant to verify income and assets
- Follow loan through entire process, updating clients, collecting required documentation and maintaining communications with all parties involved in the transaction until closing
- Cross-sell Bank products
- Minimum of three to five years of mortgage origination experience
- Proven and documented record of success in mortgage sales
- Well versed in consultative selling; ability to generate new business sales, retain existing business, and to close sales
- Demonstrated understanding of mortgage processing, underwriting and closing procedures
- Ability to communicate effectively, both verbally and in writing, across a variety of audiences
- Maintain professional image and standards consistent with company policies and procedures
29
Mortgage Loan Originator Resume Examples & Samples
- Develop and maintain relationships with members of the community who can provide quality leads
- Originate and process loans following underwriting requirements of the bank
- Provide excellent consultation to customers on loan options, rates and other bank products – referring leads to others within the bank as necessary
- At least 3 years’ experience as a Mortgage Loan Officer
- Established professional relationships with the real estate community, builders and other influencers
- Exceptional customer service and communication skills
30
Mortgage Loan Originator Resume Examples & Samples
- 2+ years residential mortgage lending experience, including a high proficiency in FHA, VA and conforming purchase/refinance products
- Ability to generate and sustain business partner relationships with realtors, builders, financial planner and other lead sources
- Ability to conduct business effectively in person
- Ability to communicate clearly and effectively; both verbally and in writing, across a variety of audiences
- Ability to obtain and maintain individual state license(s), and SAFE act compliance
- Understanding of Federal Regulations governing Real Estate Lending
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Inside Mortgage Loan Originator Resume Examples & Samples
- Solid time management skills and the ability to organize prioritize and perform multiple tasks simultaneously and without supervision
- Ability to conduct business effectively over the telephone or Internet
- Effectively and efficiently manage and follow-up on company generated leads
- Ability to obtain and maintain multiple state licensing, SAFE act compliant
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Mortgage Loan Originator Resume Examples & Samples
- Familiar with FHA, VA, USDA guidelines
- Strong computer skills including MS applications and previous experience utilizing laptop technology for communication purposes including assessing rate, credit and loan status information
- Ability to analyse and comprehend complex financial data and provide financial alternatives
- The Mortgage Loan Originator (MLO) proactively solicits new residential mortgage business and sells United Community Bank mortgage products to meet established loan quality and production goals
- The Mortgage Loan Originator continually identifies, develops and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities
- A Mortgage Loan Originator’s network may consist of bank referrals, real estate professionals, builders, professional and personal contacts, as well as other valuable referral sources, and is enhanced by the Mortgage Loan Originator’s regular participation in business related development opportunities, community efforts to promote homeownership and professional organizations
- The MLO responds to customer inquiries and referrals that are generated from both their own contacts and from other United Community Bank business channels
- The MLO conducts interviews with prospective borrowers in order to analyse financial and credit data, determine customer financing objectives, advise customers of product/pricing policies and guidelines, and gather any additional required information
- The MLO ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies and adhering to HMDA requirements
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Mortgage Loan Originator Resume Examples & Samples
- Generate new business opportunities through established realtor and customer relationships
- Proactively engage and partner with assigned banking centers to expand business
- Provide professional counsel to clients to understand the benefits of Old National products and services
- Engage with the customer throughout the loan application, approval and closing process
- 3+ years of established and successful mortgage loan origination experience required, preferably in the Evansville market
- Minimum annual production of 10 to 15 million preferred
- Must be knowledgeable in conventional and government loan requirements
- Must be an excellent communicator
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Mortgage Loan Originator Resume Examples & Samples
- Associate degree in Business or related field and three years experience in mortgage loan origination, stock brokerage or real estate sales required
- Ability to build relationships and networks to generate business and assist clients with loan decisions
- Analyzes and interprets financial statements, tax returns and loan applications with consideration of underwriting guidelines and loan programs
- Decision making ability and mathematical aptitude
- Personal computer experience required
- Effective verbal and written communication skills. Direct, written and telephone contact with title companies, customers, insurance agents, mortgage insurance companies
- Certification/Licensing: Origination licensing requirements of state and federal agencies must be met and maintained
- Valid driver's license required. Must be 21 years of age and have a good driving record for insurance purposes
- Must comply with all SAFE Mortgage Licensing Act requirements including but not limited to registering and maintaining a unique identifier with the Nationwide Mortgage Licensing System (NMLS)
- Consideration may be given to education/experience in lieu of these requirements
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Mortgage Loan Originator Resume Examples & Samples
- Provide professional counsel to clients to understand the benefits of Old National Bank’s products and services
- 2 to 3 years of prior sales experience preferably outside sales
- 2+ years of bank/financial services industry experience is essential
- Must be a self-starter who is organized
- Detail oriented is helpful
- Must be able to work independently without direct supervision
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Licensed Mortgage Loan Originator Resume Examples & Samples
- Analyzes applicant information to determine whether the client is likely to qualify for the desired loan program
- Assists customers in choosing the proper program that best fits their needs and takes the initial loan application
- Provides guidance on the risks and benefits of the different programs available to the client. Explains and communicates the terms of each product and ensures that all of the required documents and disclosures are signed and returned in a timely manner
- Builds relationships with both internal and external customers
- Is responsive to customer needs and expectations
- Exhibits professionalism and takes pride in work when dealing with the customers
- Utilizes Freedom Mortgage training materials, reference tools and other resources to provide accurate and up-to-date loan program/policy information to both external customers and internal business partners
- Ensures exceptional customer experience by overseeing the loan process from origination to close and providing on-going communication to customers and business partners
- Oversees and ensures successful completion of all assigned Mortgage Loan Officer Training activities
- Understands and complies with requirements of applicable federal and state laws and regulations
- Adheres to shift requirements
- Actively seeks to develop self to next level (Executive Loan Advisor)
- Has excellent communication skills and is clear and concise when speaking with customers
- Continually meets and/or exceeds the Sales KPI’s set by Management for Productivity and QA
- Self-starter, goal oriented sales professionally who is focused on providing the highest level of customer service to our customers
- Developing knowledge of the mortgage industry, products, lending practices, and regulatory guidelines
- Strong negotiation and time management skills
- Computer skills with ability to learn loan origination system and automated underwriting systems
- We offer competitive salaries, an excellent benefit package including medical, dental, vision, and (401k)!*
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Mortgage Loan Originator Assistant Resume Examples & Samples
- Answer phone calls, manage calendar for MLO and appts/schedule closing appts. This duty is performed daily, about 20% of the time
- Preparing files for processing and closing-submission and resubmission. This duty is performed daily, about 20% of the time
- Ordering appraisals, title work, and credit supplements. This duty is performed daily, about 10% of the time
- Preparing withdrawals & denials. This duty is performed weekly, about 5% of the time
- Marketing material, thank you notes and gifts for closing. This duty is performed weekly, about 10% of the time
- Ordering TRV's, SSN verification. This duty is performed daily, about 5% of the time
- Maintain closed loan files. This duty is performed monthly, about 10% of the time
- Obtain conditions/documents from clients (or other sources) for loan processing/approval. This duty is performed daily, about 10% of the time
- Complete required BSA/AML training and other compliance training as assigned. This duty is performed annually, about 5% of the time
- Perform any other related duties as required or assigned
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Mortgage Loan Originator Resume Examples & Samples
- Scheduling flexibility required to ensure sufficient support for Customers located across different time zones (call center will be staffed from 7AM – 7PM CST)
- Maximize mortgage loan production through consultative selling, receiving inbound telephone and internet leads, and making outbound calls, converting leads into committed applications, and exceeding monthly goals
- Establish and build rapport and trust with internal business partners, such as Operations (Processing, Underwriting and Closing) personnel, to deepen relationships, increase mortgage production and continually improve the overall Client Experience
- Work closely with Operations’ partners and Sales Management to effectively manage a mortgage loan pipeline and expedite loan closings for customers
- Ensure the provision of proper financial advice and a superior customer experience to support the growth of long-term referral relationships and repeat business
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VP, Mortgage Loan Originator Resume Examples & Samples
- Attracts new mortgage loan applications by developing relationships within the community, specifically with the real estate community and other sources in order to proactively solicit new business. This includes making outside sales calls to prospective customers
- Conducts sales-related activities that enhance the Bank’s image in the local community and raise the public’s awareness of the Bank’s mortgage and banking products and services
- Works with customers primarily in-person and at the customer’s home, business office or other locations away from the Bank’s offices to complete application packages and submit files for underwriting and processing in a timely manner
- Maintains front line contact with customers, brokers and realtors to ensure that documents required for underwriting, processing and closing are obtained and submitted in a timely manner
- Interviews customers and potential customers to develop a clear understanding regarding their product needs and determine the appropriate product, terms, and pricing that best suits their needs
- Answers all product and pricing-related inquiries from potential customers, branch/lending personnel and outside sales contacts
- Manages their loan pipeline so as to meet specific loan volume origination goals as established by management
- Makes in-person calls on real estate agents and brokers, financial advisors, and other potential referral sources to develop borrower leads
- Updates their personal job knowledge by participating in educational opportunities, reading professional publications, maintaining personal networks, and participating in professional organizations
- Keeps abreast of all state and federal regulatory changes as they apply specifically to residential lending loan origination
- Experience: 3-5 years of previous experience in a bank residential lending sales environment. Experience working as an outside sales professional is preferred
- Licensing: Must possess an active registration or be eligible for registration under the Nationwide Mortgage Licensing System & Registry (NMLS) within 90 days of hire
- Skills/Ability: Strong written and verbal communication skills; must be able to adapt well to a fast paced and constantly changing business environment; PC proficient at the intermediate level; demonstrated ability to work in a team-oriented environment; demonstrated ability to provide good customer service; Bilingual is a plus
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Mortgage Loan Originator Resume Examples & Samples
- Communicates professionally and clearly to clients when explaining mortgages
- Using leads developed by the Company, makes outbound calls on prospective clients and introduces them to Homeward, the mortgage, and qualifies for next steps as defined by the sales territory workflow
- As appropriate and allowed, collect pertinent information from client and originates mortgages Performs and sends all paperwork as necessary and provides excellent customer service and follow up. Partners with internal operations to consistently produce clean files
- Explain to clients over the phone on how to complete applications, ensuring all paperwork and signatures needed to process the mortgage are collected timely and accurately
- Maintains timely and accurate records of all customer activity within SalesForce CRM
- Occasional early morning/evening and weekend work required
- Maintain active communication with the processing team concerning client needs
- Increases public awareness of the mortgage industry by reading publications and the Internet
- Able to maintain licensing requirements and only conducts business in states where licensed
- Maintains a high level of accountability for results and metrics
- 3+ years of experience originating conventional and/or government loans directly with consumers
- Current NMLS State License(s)
- Proven track record of revenue generation, as evidenced by income statements
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Mortgage Loan Originator Resume Examples & Samples
- Bachelor’s degree (B.A.) from four-year college or university; or one to two years related experience and/or training; or equivalent combination of education and experience
- Must be trained in all areas of mortgage lending
- Two - Three years of selling/cross selling experience
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CRA Mortgage Loan Originator Resume Examples & Samples
- Originates services and arranges for a wide variety of mortgage, real-estate and construction loans
- Develops new business through contacts with realtors, builders and branch referrals
- Participates in related business development community activities in the assigned market
- System development, which includes the day to day knowledge and application of mortgage software including all applicable regulatory documents
- Working with managers and marketing coordinators to develop and implement a plan on an ongoing basis designed to enhance success
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Mortgage Loan Originator Auburn Hills Resume Examples & Samples
- Conduct a thorough point of sale interview and application by telephone complying with underwriting guidelines
- Create and maintain referral relationships with bank partners with an emphasis on the Retail Bank
- Coach referral sources both directly and indirectly to increase our mortgage business that is closed both by themselves, and also our mortgage call center
- Maintain a working knowledge of industry trends, product parameters and compliance guidelines to ensure that we convert the maximum number of leads into applications and closed loans
- Manage pipelines to ensure that leads move to applications and applications move to closed loans
- Input applications into an on-line application platform and work with an automated underwriting scoring system
- High school diploma or general equivalency diploma (GED)
- 2 years of sales experience
- 2 years of experience in customer service
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Licensed Mortgage Loan Originator Resume Examples & Samples
- Develops relationships with new and current customers, as well as realtors, builders, attorneys, and other third parties
- Inquires into the customer’s income, assets, investments, debt, credit history, prior bankruptcies, judgments and liens, as well as the characteristics of the property and other similar information in order to assess a customer’s financial circumstances and determine whether the customer and the property qualify for a particular loan
- Analyzes the customer’s particular reasons for purchase or refinance, plus their financial background, and reviews the availability of all loan products that might fit the customer’s needs
- Advises the customer of the inherent risks and benefits of loan alternatives in order to recommend the most suitable product
- Performs all steps and functions necessary to acquire, research/analyze, and approve mortgage packages to include property appraisals, credit reports, background checks, etc
- Submits complete and accurate mortgage loan packages that provide all of the information needed to make an underwriting decision
- Meets and maintains all mortgage loan origination licensing requirements including continuing education requirements
- Promotes team atmosphere with representatives from other Weichert Family of Company partners
- Stays up-to-date on availability of all products and provides customers with contact information of the appropriate Weichert product representative
- Ensures full compliance with all applicable federal and state law and regulations, all Company policies and procedures, and all applicable investor guidelines
- Develops and maintains strong relationships with Weichert Realtors Sales Associates for the purpose of recommending and selling mortgage products which meet the qualified customer’s needs
- Individual state loan originator license(s) required for specific states in which employee engages in any mortgage loan origination activity
- One (1) to three (3) years of retail mortgage loan origination experience preferred
- Ability to determine appropriate interest rate quote to customer and to determine maximum qualification amounts based on investor guidelines
- Ability to apply investor guidelines to specific sales situations and use discretion and judgment to recommend the most appropriate products to customers based on qualifications and needs identified by customer analysis
- Good problem solving skills are essential
- Proficiency in Microsoft Office suite of products and ability to quickly gain proficiency in the Company’s proprietary mortgage software products
- Good oral and written communications skills
- Ability to conduct presentations and hold one-on-one meetings
- Ability to multitask in a fast-paced environment
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Mortgage Loan Originator Resume Examples & Samples
- Develops annual business plan in conjunction with Manager which details activities
- Attend all sales meetings both in the residential lending department and branch
- Develops qualified leads through internal and external referrals, canvassing, face to face cold calling, direct mail, and networking the real estate community
- Establish and maintain customer referral relationships with realtors, builders, and developers
- Maximizes all opportunities in the process of closing a sale resulting in the taking of market share from competitors
- Since this position is Non-Exempt (hourly),employees must record their time in Ultipro each day and must adhere to an internal marketing plan designed specifically for this position (see attached)
- Demonstrates the ability to counsel and pre-qualify home buyers, complete applications and obtain all necessary support documents along with appropriate fee and lock-in information in compliance with mortgage lending regulations
- Assist in collecting any and all documentation and communicating loan status to all parties
- Work with the processor in preparing the loan file for underwriting
- Have strong well developed interpersonal skills in order to maximize business contacts and develop a working relationship with current and potential residential real estate loan
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Mortgage Loan Originator Resume Examples & Samples
- Interview loan applicants to collect and analyze financial data to determine the merits of the specific loan request
- Establish and negotiate terms under which credit will be extended, including costs, repayment method, repayment schedule, and collateral requirements
- Advise customers concerning financial matters
- Develop new business by contacting prospects and customers and cross-selling bank products via phone and referrals
- Serve as a contact for non-borrowing accounts and loan customers for matters relating to other bank services
- Develop and maintain relationships with realtors, builders, banking center personnel and existing customers to generate residential mortgage applications
- Is effective in a variety of formal presentation settings: one-on-one, small and large groups, with peers, direct reports and bosses
- Commands attention and can manage group processes during the presentation
- Can change communication tactics when something isn’t working
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Mortgage Loan Originator Resume Examples & Samples
- Proactively generate mortgage loan production to achieve goals established by management while assuming overall responsibility for the mortgage loan from application to closing
- Continually develop and maintain long-lasting relationships that will generate an on-going influx of mortgage loan production
- Deliver high levels of quality customer service by demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies and adhering to HDMA requirements
- Works closely with manager of assigned office(s)
- Promote and positively represent Howard Hanna Mortgage Services in your assigned office(s) and community
- Possess and maintain superior product knowledge of all lending programs available through Howard Hanna Mortgage Services
- Provide complete and accurate loan applications to processing department
- Adhere to all Howard Hanna Mortgage Services origination procedures and policies
- Attend and proactively participate in all sales meetings, trainings, and business-generating activities to maintain a competitive edge and sustain production
- Thoroughly understand all facets of the real estate transaction
- Superior sales and relationship-building skills
- Ability to handle multiple tasks simultaneously with demonstrated organization skills and attention to detail in a high-paced atmosphere
- Ability to think logically, analyze situations, and make sound decisions
- Effective PC Proficiency and working knowledge of mortgage lending software
- Bachelors Degree in Finance, Business, Economics, or Accounting. MBA preferred
- Minimum 3 years of real estate lending experience
- Must have a proven track record of success in the mortgage lending industry
- Must be licensed to originate loans through the Nationwide Mortgage Licensing System (NMLS)
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Mortgage Loan Originator Resume Examples & Samples
- Close mortgage loans. (Goal to be determined by Mortgage Department Manager in conjunction with goals set for 1st Bank for annual real estate production.) Obtain loan applications, counsel applicants on the best product that fits their needs and situation. Credit decisions will be made in accordance to bank policies and procedures regarding in-house loans and those loans originated to be sold onto the secondary market. Review all credit reports, financial information and title insurance policies for accuracy and completeness. To comply with all Federal and State laws and regulations relating to the initiation of and the denial of 1-4 family residential real estate loans (Adverse Actions)
- Identify and develop profitable relationships with potential new customers. Maintain and develop an ongoing relationship with current customer base. Maintain an aggressive customer calling (realtors, title companies, etc.) schedule, continuously project an image of professionalism and concern in dealings with the public, and promote our programs to best meet goals
- Manage construction loan budgets, coordinate monthly inspections (according to loan policy) and process payments
- Work closely with loan processor as a team at CCB, Division of Glacier Bank to efficiently close all loans in a timely manner with proper documentation. Work with loan processor to insure all disclosures reports, financial statements, tax returns, title insurance commitments and appraisals are reviewed prior to closings. Keep current on loan programs and lending (federal and state) regulations as well as all compliance and bank policies
- Responsible for maintaining loan quality in compliance with Bank policy, underwriting standards and documentation requirements
- Must comply with all company policies and procedures, applicable laws and regulations, including, but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control
- Perform various other duties, tasks and responsibilities as assigned
- Participate in bank sponsored activities that serve and support the mission and values of 1st Bank and Glacier Bancorp
- Provide superior service quality to existing and potential 1st Bank customers
- Complete required BVS training courses as assigned
- Demonstrated effective interpersonal relationships and teamwork. Professional verbal and written communication skills. Strong interpersonal skills, using considerable tact, diplomacy, and judgment. Strong organizational, customer service, communication and decision-making skills. Highly self motivated and directed. Well organized with ability to prioritize and multi-task in a fast paced work environment. Ability to read, analyze and interpret legal documents. Analytical ability oriented toward feasibility and cost considerations. Knowledge of applicable data privacy practices and laws. Thorough knowledge of or ability to learn various office software . Familiarity with the lending process Monitor, analyze and apply compliance rules, regulations and procedures Sufficient banking and regulatory knowledge, organizational and technical skill for performing all required monitoring
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Licensed Mortgage Loan Originator Resume Examples & Samples
- Inquires into the customer's income, assets, investments, debt, credit history, prior bankruptcies, judgments and liens, as well as the characteristics of the property and other similar information in order to assess a customer's financial circumstances and determine whether the customer and the property qualify for a particular loan
- Analyzes the customer's particular reasons for purchase or refinance, plus their financial background, and reviews the availability of all loan products that might fit the customer's needs
- Stays up-to-date on changes in market conditions that affect the Company's many loan products
- Fields customer complaints and provides problem resolution
- Updates customer status on a regular basis
- Promotes team atmosphere with representatives from other Weichert Family of Company partners. Stays up-to-date on availability of all products and provides customers with contact information of the appropriate Weichert product representative
- Develops and maintains strong relationships with Weichert Realtors Sales Associates for the purpose of recommending and selling mortgage products which meet the qualified customer's needs
- Updates OSSII and Weichert Lead Network portals on a daily basis
- High school diploma or GED
- Proficiency in Microsoft Office suite of products and ability to quickly gain proficiency in the Company's proprietary mortgage software products
50
CRA Mortgage Loan Originator Resume Examples & Samples
- Sales ability – you know how to market and promote loan products by utilizing a variety of tools and techniques
- Proven track record of ethical behavior
- Bachelor’s degree from an accredited university and 3-5 years experience in Mortgage Lending, or an equivalent combination of education and experience
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Mortgage Loan Originator Resume Examples & Samples
- 2+ years of established and successful mortgage loan origination experience in market is preferred
- 2+ years of prior sales experience preferably outside sales
- Detail orientation is helpful
- Must be able to work independently without supervision
- Must possess outstanding communication skills
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Mortgage Loan Originator Resume Examples & Samples
- Generate sales leads via warm-calling to current and past customers
- Strong working knowledge of all consumer regulations, including: Regulations B, G, and Z, Uniform Commercial Code, FHLBB, FSLIC, and State Statutes
- Review loan files and loan documents for completeness and accuracy ensuring compliance with TCF policies and state and federal regulatory requirements
53
Mortgage Loan Originator Resume Examples & Samples
- Inputs all borrower information into the 1003 (LOS)
- Reviews and understands AUS findings in detail and ensures that supporting borrower documentation (i.e. income, assets, liabilities and credit) match the information provided on the 1003
- Provides guidance to borrowers on loan processing flow including an introduction to assigned loan processor
- Works with dedicated Loan Processor to ensure optimum customer service and loan quality; collaborates with Loan Processor on follow-up of conditions and loan status communication to customer and referral partner
- Ensures federal and state required compliance documentation is signed at time of application or has been mailed to the client for signature within 3 days of application interview
- Locks loan in H2O, ensuring lock meets offered rate and covers estimated closing date
- Manages locks requiring corrective steps such as extensions or re-locks
- Communicates to borrowers and/or their agents regarding loan approval, suspense or denial
- Mortgage loan production at/above required volumes
- Presentation of Caliber Value Proposition to potential business sources
- Solicitation of new mortgage loan opportunities within existing and potential customer base
- Marketing activities to promote the Caliber brand; support and reinforce those actions and behaviors that enhance the brand
- 4 year degree or equivalent experience
- 2+ years mortgage company experience as a Loan Consultant
- Experience working at a company with centralized operations and paperless technology
- Must be in the top 1/3 of producers in their current market area
- Minimum of twenty loyal and producing Business Partners
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Mortgage Loan Originator Resume Examples & Samples
- Originating and servicing mortgage loans
- Gathering appropriate information to analyze financials
- Providing a high degree of customer service to current and new customers
- Managing close process
- Four years in mortgage loan origination
- Tech savvy
- Ability to provide excellent customer service
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Bilingual Mortgage Loan Originator Resume Examples & Samples
- Fluency in Spanish is a must
- Answers customer calls and walk- in customers to discuss various loan products and qualification information
- Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business
- May participate in networking through professional, business and community organizations and activities to promote and market loan products
56
LMI / Lmict Mortgage Loan Originator Resume Examples & Samples
- Ensures participation of LMI/LMICT activities within BOK Financial Mortgage Region includes low-to-moderate income and census tract outreach efforts through origination of mortgage loans, program development and training
- Establishes and maintains client referral relationships with Realtors, builders/developers; makes sales calls on potential or existing customers to develop new business or retain existing business
- Provides in house mortgage loan origination services; serves as primary contact with all parties on individual loans originated from application to closing; duties may include, but not limited to
- Involvement within the Communities and Community Branches to enhance LMI/LMICT
- Advanced knowledge of mortgage lending guidelines and regulations (FHA, VA, Conventional, FHLMC, FNMA and private investor)
- Advanced knowledge of secondary marketing, insuring, and post closing
- Advanced knowledge of various state lending laws
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Nmls License Mortgage Loan Originator Resume Examples & Samples
- Sell multiple mortgage loan products to prospective borrowers with the primary goal of converting them into closed loan accounts
- Manage active pipeline from origination to closing. Determine and communicate loan level pricing with customers
- Work effectively with fulfilment departments to ensure loan requirements are satisfied and deadlines are met
- Analyze underwriting guidelines to determine the documentation and locking/pricing requirements for each borrower
- Efficiently work in the necessary technology platforms to maximize time spend selling
- Work with management to develop and execute on sales plans to ensure the success of the business
- Learn various loan programs, processes and stay current with changes
- Provide excellent customer service
- Follow up with borrowers in a timely and efficient manner
- Adhere to all federal and state laws and compliance guidelines
- Continually develop sales skills through product training and educational opportunities
- The above information on this description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities and qualifications required of employees assigned to this job
- Must be a self-starter and self-motivated to meet job expectations and goals
- Must be able to thrive in a fast paced, multi-tasking environment
- Make decisive and accurate decisions
- Ability to manage multiple deadlines
- Possess superior written and verbal communication and customer service skills
- Must be organized and responsible and able to use good judgment
- Ability to operate in multiple technology application systems to include MS Word, Excel, Outlook, Powerpoint, CRM systems, Loan Origination software, the internet and others
- Ellie Mae Encompass or similar mortgage lending systems experience
- Salesforce.com or similar CRM experience
- 3+ years previous mortgage experience with heavy emphasis on customer contact
- Previous employment that includes interaction with clients by phone or direct contact
- Must be S.A.F.E. Act registered through NMLS **or** Have at least 1 year of mortgage related experience AND become S.A.F.E. Act registered through NMLS upon hire
- 1+ years Mortgage Loan Officer experience
- While performing the duties of this job the employee is regularly required to talk or hear. The employee is frequently required to sit, stand, walk, reach with hands and arms, and use hands to finger, handle, or feel. The employee may occasionally have reason to lift up to 10 pounds. The vision requirements include close and distant vision
