Commercial Lender Resume Samples

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Guide the recruiter to the conclusion that you are the best candidate for the commercial lender job. It’s actually very simple. Tailor your resume by picking relevant responsibilities from the examples below and then add your accomplishments. This way, you can position yourself in the best way to get hired.

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M Marquardt

Maureen

Marquardt

15847 Lavon Prairie

Boston

+1 (555) 765 8742

15847 Lavon Prairie

Boston

Phone

p +1 (555) 765 8742

Experience Experience

San Francisco, CA

Commercial Lender

San Francisco, CA

Hoeger, Toy and Hansen

San Francisco, CA

Commercial Lender

Comprehensive management of commercial loan portfolio, to include all aspects of growth and management of their book of business
Manages a portfolio of commercial customers, to include deposit relationships, renewal of credits, management of past dues, and troubled credits, etc
Manage loan and deposit portfolio as established
Working knowledge of standard office equipment
Make both credit and pricing recommendations for credits above assigned authority and decisions for credits within assigned authority
Guides the credit department or junior officers in the development and analysis of financial background data for new or renewed loans
Monitor, maintain and update sales activity, pipeline, and other pertinent information using the Bank’s contact management system

New York, NY

Relationship Mgr / Commercial Lender

New York, NY

Legros-Kuphal

New York, NY

Relationship Mgr / Commercial Lender

Monitor and manages existing credit relationships
Develops new business by identifying and contacting existing or prospective customers and promotes the banking services to include loans, deposits, treasury management, private banking, wealth management, insurance, brokerage, and mortgage banking. Meet and exceed performance based goals
Manages the bank's relationship with individuals and business clients
Caters to a wide variety of commercial and individual loans, both secured and unsecured
Successfully and in a timely manner maintain Salesforce with sales and service updates
Other duties as assigned
Makes the decisions on loans and terms within established lending limits, or makes recommendation to a superior

present

Los Angeles, CA

Senior Commercial Lender

Los Angeles, CA

Stokes-Bosco

present

Los Angeles, CA

Senior Commercial Lender

present

Develop, underwrite, and service business loans for business and individual clients including management of past dues and maturing loans
Monitor loans to ensure complete conformity with terms and to ascertain any developing trends
Monitor, maintain, and update sales activity, pipeline, and other pertinent information using the Bank’s contact management system
Evaluate and extend credit and terms in accordance with policy and lending authority
Identify and market non-credit services by partnering with Financial Services Specialists in sales meetings, client and prospect calls, and developing and delivery of custom solutions
Represent BB&T in the community by actively participating in civic affairs and local and professional organizations to identify and develop new clients and enhance the Bank’s image
Assume responsibility for proper documentation and data integrity

Education Education

Bachelor’s Degree in Business

Kennesaw State University

Bachelor’s Degree in Business

Skills Skills

Demonstrated proficiency in basic computer applications, such as Microsoft Office software products
Keep abreast of changing business and economic developments which impact the loan portfolio, its profitability, and banking in general
Possess accounting and finance knowledge, and commercial banking experience
Proven ability to communicate verbally and in writing with internal and external customers and with various levels of management
Ability to work in a team environment
Excellent negotiation skills
Ability to investigate, recommend and initiate process improvements
Strong analytical and problem-solving skills
Ability to travel, occasionally overnight
Understanding of the appraisal process and ability to adequately review appraisals

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4 Commercial Lender resume templates

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Middle Market Commercial Lender Resume Examples & Samples

Maintain and develop customer relationships, new business, and periodic review of existing loan arrangements
Negotiate and structure complex commercial loans, sell the Bank' s credit and non-credit products
Bachelor's Degree from an accredited university
Minimum 7 years commercial lending experience
Minimum 3 years managing a portfolio of clients
Completion of a formal Commercial Credit Training Program
Successful track record of bringing in new business

Commercial Lender Resume Examples & Samples

Assist customers in analyzing problems and propose Regions solutions
Analyze financial statements
Respond promptly to customer issues, questions and concerns
Make financing proposals
Actively cross-sell bank products
Exercise strong credit and pricing skills
Sponsor loan requests through the appropriate credit approval process
Manage administrative tasks, including credit analysis and processing

Svp Commercial Lender Resume Examples & Samples

Coordinate the design and development of strategic commercial banking sales and marketing plans
Identify prospects through the Bank’s internal network as well as through external means such as cold calling, research and industry conferences
Schedule and perform prospect meetings in person and remotely with current and prospective clients to actively promote and sell products and services
Establish and maintain internal relationships within the Bank to facilitate an effective referral program
B.A./B.S. degree required
Must possess at least 5-8 years of experience in the Commercial Banking industry
Must possess advanced knowledge of credit and credit quality
Must be able to quickly build effective relationships with clients, colleagues and supervisors

Commercial Lender Resume Examples & Samples

Achieve individual business development revenue goals
Maintain required subject expertise including product knowledge, general organization practices, policies and procedures applicable to product lines and services
Establish and maintain good public relations with the community to enhance the Bank’s image and develop new business
Collaborate with other business development areas to promote cross-sell opportunities
Maintain an active pipeline of prospects through contact and follow-ups to ensure all needs are being met throughout the sales cycle
Must possess strong sales, marketing, business development and negotiation skills

Houston Commercial Lender Resume Examples & Samples

Identifies business development opportunities with prospects or current customers; markets and provides counsel on the Bank’s products and services
Collects application documents and analyzes client’s financial condition; determines credit risk and makes loan structuring and underwriting decisions within approval authority; coordinates closing and the completion and review of final documents
Serves as a Relationship Manager by providing ongoing customer service support and guidance to existing clients; maintains up-to-date client files, manages renewals, and processes servicing requests such as collecting past due payments, exception clearing, responding to information inquires and facilitating transfer and draw requests
Maintains current knowledge on banking and lending products, policies, procedures and regulatory requirements, as well as market and industry activities and trends
Represents and promotes the Bank in a positive manner through active involvement in community activities and service projects
Assists Branch as needed and performs other job related duties or special projects as assigned
Excellent customer service and relationship management skills with the ability to convey a positive attitude and maintain a high degree of confidentiality, diplomacy, tact and salesmanship
Excellent written and verbal communication skills with effective sales acumen
Strong practical knowledge of banking and lending products, policies, procedures, regulatory guidelines, and market trends
5-7 years commercial lending or credit analyst experience in the banking, mortgage, or financial services industry
Portfolio management experience preferred
0-2 direct reports

Commercial Lender Resume Examples & Samples

Connect to potential customers of the bank and generate Commercial and Industrial ( C & I ) loans
Provide initial credit analysis
Employ a conservative approach to lending and credit assessment

Commercial Lender, VP Resume Examples & Samples

Advise the customer of the advantages and disadvantages of the various loan products available as well as the requirements necessary to qualify for various loans
Approve or deny loans within assigned lending authority. If request exceeds authority, deny or recommend approval to appropriate committee/individual
Actively participant in civic and public relations activities that provides new business for the bank and further development of relationships with existing customers
Understand and comply with bank policy, laws, regulations, and the bank's BSA/AML Program, as applicable to your job duties. This includes but is not limited to; complete compliance training and adhere to internal procedures and controls; report any known violations of compliance policy, laws, or regulations and report any suspicious customer and/or account activity

Commercial Lender Resume Examples & Samples

Maintain contact with customers to ensure compliance with loan terms and/or determine if any other financial assistance or advice is required
Work within underwriting authority and exercise appropriate discretion daily to analyze loan prospects
Analyze potential loan markets to develop prospects for loans
Keep abreast of current and new regulations

Relationship Mgr / Commercial Lender Resume Examples & Samples

Manages the bank's relationship with individuals and business clients
Understands the needs of his/her clients and accordingly caters to those requirements
Monitor and manages existing credit relationships
Develops new business by identifying and contacting existing or prospective customers and promotes the banking services to include loans, deposits, treasury management, private banking, wealth management, insurance, brokerage, and mortgage banking. Meet and exceed performance based goals
Caters to a wide variety of commercial and individual loans, both secured and unsecured
Maintain fundamental knowledge of business processes and be able to analyze the nuances of business deals
Successfully and in a timely manner maintain Salesforce with sales and service updates
Bachelor's degree in business, finance, accounting or related field and/or equivalent training and experience. Minimum of 7-10 years of banking business experience. A strong network among high net worth individuals and business owners in and around San Antonio required. Strong communication, leadership, negotiation and presentation skills a must. Thorough credit knowledge and banking products offerings

Commercial Lender Resume Examples & Samples

Monitor an existing commercial loan portfolio to ensure proper risk ratings and early identification of potential problems
Source, develop and underwrite new commercial loan financing requests for new and existing customers
Maximize bank profitability through appropriate pricing of new loan originations, fee income and selling of all bank products and services
Daily review, approval and disposition of commercial overdrafts
Negotiate terms, structure loan financing based on risk considerations and present credits for approval to appropriate levels of authority with the bank as required
Support the bank’s strong relationship banking culture through on-going customer contact, quality customer service and superior product knowledge
Formal credit training, understanding of financial/cash flow analysis, underwriting functions and loan documentation and strong math skills
Proven track record of working successfully with customers, team members and management
Must have proficient verbal and written communication skills; time management skills; and excellent sales and negotiation skills
Working knowledge of Microsoft Office suite and Windows based software
10+ years of experience in Commercial Lending

Commercial Lender Resume Examples & Samples

Prepare loan packages for prospects and customers, and present for approval. Ensure loans presented achieve an acceptable level of income, profit, and risk for the Bank
Develop and manage a pipeline of appropriate new business opportunities in conjunction with credit quality objectives. This includes qualifying prospects by obtaining pertinent financial data and developing a comprehensive understanding of the client’s needs; evaluating data to determine if the credit is an acceptable risk and ensuring credits are properly documented in all areas including rate, terms, and collateral conditions
Assist with the credit and analytical function throughout the process to provide a detailed analysis of financial statements, an analysis of cash flow, leverage, profitability and collateral coverage
Build a relationship with customers and prospects by providing outstanding customer service. Market a full range of bank products to customers and prospects and focus on cross-selling bank products to individuals with whom a relationship has been established
Represent the Bank through involvement in community activities, networking functions and other business development activities

Commercial Lender Resume Examples & Samples

Meet or exceed loan production goal as set annually by manager in conjunction with goals set for Glacier Bank annual production
Obtain loan applications and interview clients. Analyze financial and related data to determine credit worthiness, appropriate pricing and loan structure while focusing on prompt and fair service regardless of approval or denial
Confirm details on loan documentation are complete and correct prior to closing to insure accuracy and are in compliance with state and federal regulations as well as bank policy. All credit reports, financial statements, tax returns, title insurance commitments and appraisals are reviewed prior to closings. All supporting documentation is in the file and initialed
Monitor loan delinquency and proactively identify credit problems. Manage loan accounts for current documentation, performance and total bank relationship. Respond to exception and compliance error reporting promptly to prevent or minimize potential losses
Keep current on loan programs and lending (federal and state) regulations as well as all compliance and bank policies and procedures. Participate in the preparation and presentation of commercial training sessions
Assist and respond to new loan requests in a timely manner by approving, declining (if within lending limitations) or submitting recommendation to loan committee. Assist as needed, in processing requests from Glacier Bank commercial lenders
Sales: Meet or exceed loan production goal for the department as set annually by Commercial Loan Manager. Maintain a delinquency ratio of not more than 1%. Cross sell bank products and continue to refer clients, when appropriate, to other departments or affiliate banks. Maintain an aggressive customer call schedule; with an annual minimum of 100 calls on existing and/or prospective customers
Has open communications with Commercial Loan Manager through sharing and accepting suggestions and ideas. Promote team efforts in all areas. Adjustments to change are made as necessary while maintaining a positive attitude
Prepare month-end reporting requirements in timely fashion. Additional Responsibilities
Participate in Community Service and Bank-sponsored activities that serve and support the mission and values of Glacier Bank. Provide superior internal and external customer service: must demonstrate self-governance, courtesy and respect toward external customers as well as internal customers (all organization personnel)
Complete required bank and BVS training courses within assigned time frame(s)
Represent Glacier Bank in a professional manner which includes a professional image, confidentiality, a positive “can-do” attitude, good attendance, punctuality, flexibility and adaptability in meeting bank and customer needs. Keep work area tidy and maintain customer privacy
Additional duties as requested or assigned
All employees are accountable for compliance with applicable laws and regulations when performing their job duties. Each employee is expected to participate in required training to become familiar with the legal and regulatory requirements affecting his or her job responsibilities. It is the affirmative duty of each employee to carry out these responsibilities at all times in a manner that complies with all applicable legal and regulatory requirements, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control
Previous lending experience and/or education
High degree of attention to detail as well as excellent organizational skill(s) to perform in a fast-paced environment
Must have ability to prioritize and organize heavy workload(s) and demonstrate effective time management skill(s)
Ability to work quickly and accurately: perform effectively under pressure; meeting multiple and sometimes competing deadlines and make decisions based on regulation(s), company policy(s), knowledge and experience
Basic computer skill with working knowledge of word processing, spreadsheets, ten-key, and general computer applications
Working knowledge of standard office equipment
Three to five years experience as a Commercial Lender preferred

Senior Commercial Lender Resume Examples & Samples

Handle loan requests from $1,000,000 up to a total credit relationship of $50,000,000; demonstrate a general understanding of major technical aspects of lending, and have a clear understanding of the basics of credit and finance
Work with Market Presidents, senior Relationship Managers and Credit Officers to develop skills in prospecting, client management, call execution, IRM and credit underwriting
Evaluate and extend credit and terms in accordance with policy and lending authority
Monitor loans to ensure complete conformity with terms and to ascertain any developing trends
Aggressively call on potential and existing clients to maintain productivity and profitability in lending and non-lending relationships; successfully execute the BB&T Decathlon Sales Process and the Consultative Sales & Retention Process
Deliver the Perfect Client Experience in all interactions with clients, prospects, and centers of influence
Monitor, maintain, and update sales activity, pipeline, and other pertinent information using the Bank’s contact management system
Keep abreast of changing business and economic developments which impact the loan portfolio, its profitability, and banking in general
BB&T’s Leadership Development Program graduate or equivalent program at another financial institution, Stonier or Louisiana State University graduate, PSS III, Managing Interpersonal Relationships, Leadership Management
Eight years of experience
Strong command of credit and finance

Commercial Lender Resume Examples & Samples

Attends to the needs of customers seeking loans or lines of credit on terms that involve significant amounts of unsecured funds and/or credit secured by mortgages or other collateral
Interviews applicants to develop information concerning their businesses, needs, desires, abilities, and earnings to determine whether a loan may be an acceptable risk
Guides the credit department or junior officers in the development and analysis of financial background data for new or renewed loans
Makes the decisions on loans and terms within established lending limits, or makes recommendation to a superior
Follows current loans and credit lines to ensure complete compliance with terms
Gives financial advice and counsel to customers and prospective customers
Studies industrial, commercial, and financial situations relating to new or existing business
Makes recommendations on financial and organization structure, locations, and other matters on which the company may have information
Participates with senior officers on larger loans and lines
Keeps informed as to the status of loans in the department
Participates in Business Development of Deposit Accounts (Commercial Customers)
Makes referrals for consumer and mortgage loans
Approves Commercial, Consumer, and Mortgage credits within their authority
Calls on potential or existing customers to develop new business and increase or retain existing business
Manages a portfolio of commercial customers, to include deposit relationships, renewal of credits, management of past dues, and troubled credits, etc
Comprehensive management of commercial loan portfolio, to include all aspects of growth and management of their book of business

Commercial Lender Resume Examples & Samples

Evaluate complex loan transactions while maintaining compliance with Loan Policy
Effectively communicate (written and oral) with prospective borrowers, partner banks, investment bankers, equity research analysts, and executive management
Analyze financial statements and develop cash flow models to be utilized in support of corporate/commercial loans. The ability to construct and modify Excel spreadsheets is required
Due diligence will often include extensive industry research
Work closely with credit analysts in the underwriting process, using a team approach during the preparation of credit evaluation memos for new loans. Although credit analysts will normally be able to assist with the preparation of credit evaluation memos, the Commercial Loan Officer will have final responsibility for them and may need to prepare a full memo independently on occasion
Present loan opportunities to requisite Loan Committees
Manage the overall documentation process and negotiate Credit Agreements as needed (loans are generally documented by outside counsel) to facilitate closing of approved loans
Work closely with credit analysts in the preparation of quarterly trend analyses, risk rating memos, annual reviews, and other amendment memos. Portfolio maintenance will include ensuring that financial statements, compliance certificates, and other required reports are up-to-date
Facilitate training for less-senior and/or new Commercial team members

Junior Commercial Lender Resume Examples & Samples

Bachelor's degree in business or finance preferred, or equivalent experience
Five to seven years of lending experience within a financial institution
Demonstrated ability to communicate effectively and professionally with business customers and with team members
Strong attention to detail, good judgment and decision making skills
Ability to exercise personal and professional responsibility and work under minimum supervision

Commercial Lender Resume Examples & Samples

Must have excellent knowledge of real estate loans, both investor and owner occupied
Must have excellent communication skills in English, both verbal and written
Must have strong presentation skills

Commercial Lender Resume Examples & Samples

Regularly exercise discretion and judgment in the performance of the other essential job functions
Computer skills
Bachelor’s degree in Finance or Business or minimum two (2) years’ experience as a commercial lender or other equivalent lending experience

Commercial Lender Resume Examples & Samples

Call on prospective and existing clients to generate loans, deposits and referrals to other areas of the Bank
Participate in community-oriented and professional organizations
Analyze financial statements, underwrite credit, prepare credit memos and assist in the preparation of loan presentations
Ensure loans are documented and closed properly
Ensure loans meet all regulatory and compliance guidelines
Manage loan and deposit portfolio as established
Present loan information to top management and board of directors
3+ years of commercial lending experience
2-3 years of experience as credit analyst
Proven track record of meeting/exceeding production goals
Ability to present to the board of directors
Strong networking/business development skills
Established client base within the Madison area preferred
Ability to work within a team environment

Experienced Commercial Lender Resume Examples & Samples

Three to five years minimum commercial lending experience
Well-developed analytical and problem-solving skills
Excellent presentation, verbal and written communication skills
Previous small business banking, commercial real estate, and/or agriculture lending experience

Commercial Lender Resume Examples & Samples

Handle loan requests from $250,000 up to a total credit relationship of $10,000,000; demonstrate a general understanding of major technical aspects of lending, and have a clear understanding of the basics of credit and finance
Develop, underwrite, and service business loans for business and individual clients including management of past dues and maturing loans
Interview applicants to develop financial and credit information, to ascertain needs, abilities, earnings, and risk; request necessary information, such as financial and operating statements
Assume responsibility for proper documentation and data integrity
Monitor, maintain and update sales activity, pipeline, and other pertinent information using the Bank’s contact management system
Ensure commercial banking relationships are fully developed, including specific efforts to serve the retail banking needs of the clients’ owners/management/associates by partnering with Wealth Management Advisors, Private Bankers and Relationship Managers
Identify and market non-credit services by partnering with Financial Services Specialists in sales meetings, client and prospect calls, and developing and delivery of custom solutions
Represent BB&T in the community by actively participating in civic affairs and local and professional organizations to identify and develop new clients and enhance the Bank’s image
BB&T’s Leadership Program graduate or equivalent program at another financial institution, PSS III, Managing Interpersonal Relationships, Leadership Management
Five years of experience
Clear understanding of credit and finance
Excellent negotiation skills

Svp Commercial Lender Resume Examples & Samples

Accurately determine and document asset liability and collateral risk
Travel on Company business
Ability to use Microsoft Outlook, Excel, Word and acquire other computer skills, as needed
Minimum five (5) years’ experience as a commercial lender or commensurate work experience
Bachelor’s degree in Finance or business or minimum of five (5) years’ experience as a commercial lender or other equivalent lending experience

Commercial Lender Resume Examples & Samples

Building portfolio
Providing excellent customer service
Outbound sales calls
Involvement in the community
Eight plus years in commercial banking
Experience in commercial lending
Credit experience

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