Commercial Lending Resume Samples
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Commercial Lending Resume Samples
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NV
N Volkman
Nelle
Volkman
4462 Lindgren Cliff
Philadelphia
PA
+1 (555) 898 4427
4462 Lindgren Cliff
Philadelphia
PA
Phone
p
+1 (555) 898 4427
Experience
Experience
Detroit, MI
Commercial Lending Assistant
Detroit, MI
Schinner, Corkery and Dare
Detroit, MI
Commercial Lending Assistant
- Accounting and mathematical aptitude
- Sends complete documentation packet ONSD and completes processing
- Will be providing additional front line support such as account advances, account pay downs, general ledger transactions, financial tracking and assist in loan processing
- Completes pre-closing tasks for new and renewed commercial and small business loans such as ordering title work, flood certifications and appraisals
- Interface with other departments including branch personnel, Loan Operations, Central Document Processing (CDP), Wire Transfer, Treasury Services, Mail Distribution, Trust, Compliance, Credit Analysis and Credit Operations, and the Legal Department
- Knowledge of general banking and commercial lending procedures and practices
- Will be responsible in providing daily, weekly and monthly financial and account specific reports to internal commercial associates
Philadelphia, PA
Commercial Lending Management Analyst
Philadelphia, PA
Prohaska-Runolfsson
Philadelphia, PA
Commercial Lending Management Analyst
- Make balanced credit decision within established authority taking into account credit, operational, legal, compliance and other risks
- The position is primarily office based, with visits to companies in Bucharest or in other cities to meet with management
- Proactively seeking information on country, region, industry, competition or customer specific development that impact the financial performance of borrowers and their credit wothiness
- Participate and interact with internal and external reviewers on Peer Review / FCR / Internal Audit etc.. Provide timely feed-back on comments / queries received
- Timely communication and planning/tracking with the relevant colleagues that s/he is working with on specific cases
- Work with RMs in the market on new client onboarding, underwriting, credit reviews, and annual reviews of existing credit facilities
- Prepare / process credit write-up and other activities related to following reviews: Initial, Interim, Annual Review, credit memos, quarterly CCRs, monthly CCRs within the targeted turnaround times
present
Chicago, IL
Commercial Lending Management Team Lead
Chicago, IL
Thiel-Deckow
present
Chicago, IL
Commercial Lending Management Team Lead
present
- Provide assistance from CLM for the preparation of any ad hoc reports, information requests etc. from Relationship Managers and Risk
- Work with the country CCB Head on sales and credit matters, including lending process management
- Partner with Relationship Managers in customer meetings, engaging clients’ senior managers, as well as with external advisors and consultants
- Manage as many as three separate site locations throughout the NY Metropolitan area with five or more Credit Officers/ Managers in each location
- Manage as many as three separate site locations with five or more Credit Officers/ Managers in each location
- Work with Independent Risk to monitor external environment or any potential emerging risks which may have an impact on individual or overall credit portfolio
- Provide input on pitch books and marketing proposals to support Relationship
Education
Education
Bachelor’s Degree in Finance
Bachelor’s Degree in Finance
University of Southern California
Bachelor’s Degree in Finance
Skills
Skills
- Strong risk judgment and credit structuring ability to own/represent a strong and effective portfolio
- Strong analytical skills, strong numerical ability and quantitative skills
- Ability to research, evaluate, present in a good summary
- Ability to decide on how to structure loans
- Advance Finance qualifications desirable
- Relationship skills and ability to multi-task
- Strong work ethic
- Attention to details
- Proficient in Office programs, Excel is particularly important as role involves financial analysis and projection work
- Proficient in spoken and written English and Romanian
15 Commercial Lending resume templates
Read our complete resume writing guides
1
Svp Team Leader Commercial Lending Resume Examples & Samples
- Eight or more years of commercial banking experience
- Three or more years of managerial experience
- Strong credit skills
- Excellent business development/sales and relationship management skills
- Well-developed leadership and strategic management skills
- Considerable tact, diplomacy and people skills
- Strong analytical, decision-making and problem-solving skills
- Excellent presentation and strong verbal and written communication skills
2
Senior Auditor IT Commercial Lending And Resume Examples & Samples
- Plan, coordinate and maintain full ownership over execution of internal audit examinations and validation procedures in accordance with the Internal Audit department’s audit methodology and professional standards. Work with the IT Audit Manager to establish appropriate budgets and timeframes for these examinations
- Independently document and communicate recommendations to Business Unit and Technology Management in order to improve internal controls and reduce risk to the organization
- Supervise Assistant Senior Auditors and Staff Auditors as needed, per audit engagement
- Responsible for becoming familiar with the organizational structure for the Bank’s Technology organization as well as key Commercial Lending and Credit Administration areas
- Function as one of the primary contacts within the IT Audit group responsible for understanding the Commercial Lending and Credit Administration lines of business and their supporting technology. Work within an integrated audit environment reporting to the IT Audit Manager to develop an effective approach to gaining this knowledge
- Keep abreast of current developments and emerging issues and risks both within the Technology organization as well as the Commercial Lending and Credit Administration lines of business, and apply knowledge gained to audit practices
- Responsible for establishing a relationship with the IT Audit Manager to fully understand the key ongoing projects in the Commercial Lending and Credit Administration lines of business. Participate on key projects as well as other investigations and initiatives as necessary; and
- Directly communicate with Senior, Middle and Line Management within the Technology organization, as well as External Auditors as needed, and maintain and enhance these professional relationships
- Bachelor’s Degree/MBA, preferably in Accounting, Accounting Information Systems, Computer Science or Management Information Systems
- 3-5 years relevant professional work experience (i.e. auditing within the financial services industry)
- General knowledge of audit theory, the banking industry, and Commercial Lending and/or Credit Administration related technologies
- A relevant professional certification(s) (e.g. CISA, CIA, etc.), or actively pursuing a relevant professional certification
- Strong experience in Commercial and/or Business Banking auditing (preferably in the banking/financial services sector)
- Working knowledge and experience with audit standards and federal and state regulations. Alternatively – Working knowledge and experience in auditing standards, Commercial Loan underwriting and approval, credit scorecard and/or credit risk related technologies
- Certification such as CISSP, and PMP, as well as other technical vendor certifications is a definite asset
- In-depth knowledge of IT General Computer Controls
- Understanding of regulatory requirements as they relate to the technology in the financial services industry
- Excellent verbal and written communication skills, including presentations and interaction with management at all levels. Ability to convey complex conceptual information/ideas on issues requiring extensive interpretation and opinion. Experience in applying appropriate discretion when dealing with sensitive issues
- Proven ability in managing multiple audits, projects and initiatives simultaneously under tight deadlines
- Proven leadership skills, with the ability to develop and motivate teams
- Strong PC skills
- Strong organizational and resource management skills
3
Large Commercial Lending Manager Resume Examples & Samples
- Manage the processing to complete loan requests timely and effectively with review and analysis including, but not limited to the following: Dealer Application, Tax Returns, Financial Statements, Account Performance & History, UCC Searches, Bank Statements, Credit Reports, and Field Recommendations
- Generate Financial Ratios to evaluate customer repayment and financial capacity
- Compare liquidity, profitability and credit histories of the dealership and owners being evaluated with those similar in the same industries and geographic locations
- Identify the strengths and weaknesses of the application highlighting delinquency and negative trends and obtain a full understanding of the account history/background to become the matter expert
- Complete a current and up to date Asset Search for all accounts over $250K and for other accounts as warranted based on overall risk, account history and exposure
- Research and validate the correct business entity and guarantors on all applications
- Promote team to have open telephone dialogue with field colleagues and dealers summarizing all conversations with email correspondence and detailed account notes
- Ensure team has prompt Follow-up maintained to receive the required documentation to process the application timely and efficiently
- Ensure that team has consistent and timely interaction with supporting staff (Loan Assistants) and UCC Department to ensure information and documentation on file is both accurate and up to date
- Review dealer inventory aging, account history, audit history, incident history including resolution, account loan documentation and UCC filings to ensure correctness and to determine the overall account risk and exposure
- Ensure compliance to Policies & Procedures that are currently in place
- Identify Policy and Procedure that needs modification and lead the process of change while maintaining communication to all affected parties related to changes
- Be self-guided with minimal supervision and be able to balance workflow and met set guidelines
- Demonstrate leadership by inserting self into the process and individual decisions
- Coach and Mentor team on methodology, thought process and communication/documentation of the credit process
- Administer the account status as needed (active/inactive/unauthorized) and detail account notes as applicable
- Communicate effectively with the team, peers and field/corporate colleagues, Risk Management and the dealers to collectively make informed decisions on the account handling and overall account maintenance and risk assessment
- Draft contract with accuracy and detail, communicate any specific requirements, and follow up with dealer/field on outstanding items
- College degree preferred in Finance, Business, Accounting or related business field
- 7 – 10 years’ Commercial/Retail Lending experience preferred and/or working with Financial Credit Systems
- Experience managing teams of people in a credit environment
- Strong communication written and oral, mentoring, building accountability, detail oriented and organizational skills
- Advanced proficiency in Microsoft Suite Products
- Experience in the credit environment of the Automotive, Finance, or Vehicle Auction Industry prefer Franchise Dealership experience
- Possess and demonstrate excellent verbal and written effective and professional communication skills as this position requires a high level of interaction between internal and external customers
- Must be detail-oriented, organized and possess strong problem solving skills with the ability to make quick, accurate decision with limited information
- Possess the ability to manage multiple priorities and meet deadlines in a fast paced, high volume work environment
- Ability to coach and hold team members accountable for their responsibilities
- High degree of experience with business documentation including but not limited to sole proprietorships, S-corps, C-corps, partnerships and limited liability corporations is preferred
- This is a salaried position and is expected to work the necessary hours to complete all assigned tasks, service field operations and provide excellent customer service to the dealers as needed
- May be considered as a remote and would need to meet remote user requirement
4
Internal Control Lead Commercial Lending Resume Examples & Samples
- Partner with process owners to identify processes, assemble/maintain process maps, and identify risks and controls
- Work with process owners to identify gaps in the current processes and internal controls
- Validate remediated process or control gaps to ensure the gap has been sufficiently remediated
- Interface with process owners to ensure policies and procedures are appropriately documented and compliant with regulatory requirements
- Utilize CAP (change acceleration process) tools and personal network to influence stakeholders and related affiliates to implement necessary process modifications to meet regulatory needs
- Act as tollgate examining existing baseline processes, approving new proposed processes and/or changes to existing processes
- Provide interpretation and guidance to process owners regarding key risks, key controls, procedures and proposed process changes
- Develop regularly scheduled control testing to ensure key risks are mitigated for the Bank
- Review control testing results with stakeholders and discuss viable solutions to close gaps
- Track any corrective action plans that come from the control testing
- Bachelors degree or in lieu of degree, 6 years Internal Controls or Internal Audit experience
- 3+ years of experience in Internal Control or Internal Audit
- Must be willing to travel up to 20% of the time
- Proficiency in Microsoft Office Suite applications
- Demonstrated ability to communicate effectively to multiple stakeholders
- Experience working independently and cross-functionally
- Strong business process mapping and MS Visio skills
- Familiarity with and operating understanding of consumer loan products and processes
- Attention to detail and follow up skills essential
- Project Management experience is a plus
- Certified Internal Auditor (CIA) or similar certification(s)
- Lean / Six Sigma trained and/or tested
- Experience with MS Excel
5
Commercial Lending Management Team Lead Resume Examples & Samples
- Work with the country CCB Head on sales and credit matters, including lending process management
- Act as a link between Sales and Risk to facilitate strong cooperation to achieve financial and other goals
- Work with Independent Risk to monitor external environment or any potential emerging risks which may have an impact on individual or overall credit portfolio
- Partner with risk to recommend restructuring activity for classified facilities (if necessary)
- Escalate credit issues in a timely manner to regional or country seniors if required
- Provide input on pitch books and marketing proposals to support Relationship
- Demonstrated knowledge of intermediate accounting and its practical application in the credit underwriting process
- Extensive negotiating experience
- Experience with people management (preferred)
6
Commercial Lending Portfolio Manager Resume Examples & Samples
- Sr role requires 8 - 12 years of complex commercial lending experience with exposure to commercial credit deals (Junior role 5- 7 years)
- Thorough knowledge of credit policies, procedures and terminology
- Excellent analytical and problem-solving skills
- Well-developed negotiation and networking ability
- 9-10+
7
Servicing Analyst Corporate & Commercial Lending Resume Examples & Samples
- 2 to 3 years of related experience
- Good knowledge of departmental systems and applications
- Good analytical and problem-solving skills
- Good prioritization skills
8
Commercial Lending Associate Atlanta, Georgia Resume Examples & Samples
- Extensive experience with secured lending transactions and Article 9 of the UCC
- Familiarity with loan workouts and real estate finance is helpful but not required
- GA bar license preferred
- At least three years of firm experience
- Strong written and verbal skills
- Licensed and in good standing with the Georgia Bar or any other state bar
9
Servicing Coordinator Corporate & Commercial Lending Resume Examples & Samples
- 3 to 5 years of related experience
- Good knowledge of standard desktop applications used by the business unit
- Strong knowledge and understanding of the business unit’s key products and services, processes and controls
- Strong understanding of the business unit’s risk and regulatory requirements
- Strong knowledge of departmental systems and applications
- Good customer service and relationship management skills
10
Mid-level Commercial Lending Associate Resume Examples & Samples
- Extensive experience with secured lending transactions
- Experience representing banking institutions
- Experience documenting, structuring, negotiating and closing commercial finance transactions
- At least four years of firm experience
- A keen interest in sophisticated lending transactions
11
AVP Senior Auditor Commercial Lending Resume Examples & Samples
- 7+ years of audit experience in a financial services or an external audit firm
- Ability to work independently and as a team member to meet objectives
- Bachelor's degree in Accounting, Finance, or related discipline
12
Team Lead-corporate & Commercial Lending Resume Examples & Samples
- 5 to 7 years of related experience
- Solid knowledge and understanding of the business unit’s key products and services, processes and controls
- Solid knowledge of resource scheduling
13
Commercial Lending Loan Servicer Resume Examples & Samples
- Previous loan accounting experience
- Knowledge of loan and retail systems preferred
- Knowledge of legal documentation requirements
14
Commercial Lending Analyst Resume Examples & Samples
- Commercial lending experience and knowledge of the credit process is essential
- Strong analytical skills including the ability to read a balance sheet and translate numbers into meaningful information
- Sound judgment and the ability to make good decisions under pressure
- Relationship and stakeholder management skills
15
Head of Business Banking Commercial Lending Resume Examples & Samples
- Effectively operate as one team by working across the Global Consumer Bank to get the best outcome
- Possess a franchise and strategic management mindset with a general manager orientation
- Builds great teams, is a team player, builds strong partnerships
- Highly effective influencing and motivational skills
- Exceptional networking and relationship building skills
- Client oriented with a focus on responsiveness and execution
- High levels of energy and enthusiasm
- Should be able to effectively interact with a variety of internal and external stakeholders including regulators
- Candidate must have strong negotiation skills
- Align teams to organizational vision
- Candidate must have the ability to continually use strong business knowledge and sound judgment to direct multiple projects and resources
- Candidate must have the ability to engage with all levels of executives to communicate project mission, needs, status, issues, etc
- Must have superior organizational skills
- Must have excellent written and presentation skills
- Must be able to express a sound opinion, able to agreeably present another viewpoint
16
Loan Servicing Specialist, Commercial Lending Resume Examples & Samples
- High School diploma required
- 2 or more years of experience in loan operations or related lending experience preferred
- Must possess strong working knowledge of Microsoft Office Suite
- Experience with loan systems such as AFS, CLO and/or OnBase a plus
- Familiarity with the following loan products a plus
17
Loan Servicing Generalist, Commercial Lending Resume Examples & Samples
- High school diploma. Bachelor’s degree preferred
- Two to three years of experience in loan operations or related lending experience
- Knowledge of AFS, CLO and/or OnBase preferred
- Familiarity with the following loan products a plus: Term Loans, Lines of Credit, Commercial Real Estate, Construction Loans, Film and Media Lending, and Standby Letter of Credits
- Ability to interact comfortably with individuals within the organization at several levels, in addition to verbal and written interaction on complex items where customer/vendor interaction includes basic loan resolution
- Proactive individual able to operate efficiently in a fast paced environment, especially at month and quarter end
- Provides extraordinary service
18
Commercial Lending Analyst Resume Examples & Samples
- Portfolio Management & Administration – Actively support RMs in the management of their portfolio. This includes assisting in developing an action plan for each matter, inclusive of time lines, resolution targets and alternative strategies. Provide assistance in the approvals of all strategies consistent with CFG & CRM guidelines and do so with concise and accurate written cases. Duties also include maintaining credit files and securing required financial data
- Internal & External Reporting – Provide support in the maintenance of all required internal and external reporting, including but not limited to PERs, SCRs, FAS114, charge off forecasts, CPS and modification requests, annual reviews, PD & LGD ratings, Dashboard and all other CRM, Bank and regulatory requirements
- Adherence to all compliance requirements and all internal/external regulations
- Analysis and Valuation – Perform routine enterprise, appraisal, collateral, net present value, legal and field exam review analysis as part of the ordinary administration of the portfolio
- 2 years experience in Commercial Lending preferred but not required
- Ability to prepare well written presentations
- Ability to retrieve and analyze industry data
- Ability to provide analysis on fiscal year end and interim financial accounts
- Ability to analyze cash flow/debt repayment capacity
- Ability to perform collateral analysis to determine secondary sources of repayment
- Excellent math and analytical skills
- Excellent communication skills both oral and written
- Strong computer skills, primarily Microsoft Office suite based
19
Commercial Lending Manager Resume Examples & Samples
- 5 years of operations experience - preferably in commercial lending documentation or support
- 4 year college degree or equivalent work experience
- Demonstrated ability to manage
- Ability to lead and motivate a large team of professionals to achieve daily/monthly productivity, quality, and client satisfaction goals
- Thorough understanding of credit process - Doc & Booking
- Knowledge of Commercial loan guidelines
- Flood insurance regulatory compliance knowledge
20
Commercial Lending Resume Examples & Samples
- 1-2 years’ of experience in a law firm or government setting working with regulatory and administrative law
- U.S. JD, with U.S. bar membership and ability to be admitted to the Washington, DC Bar via waiver
- Excellent law school credentials and grades
21
FS BCM Commercial Lending Configuration Experienced Associate Resume Examples & Samples
- Application development with multi-tier architectures using C#, ASP.NET, Winforms, Angular, MVC with .NET Framework 4.0/4.5
- Object Oriented software design and architecture experience of using best practice (from Microsoft), design patterns, software framework development
- Database skills, preferring experience with SQL Server (2012) with other DB objects such as stored procedures, functions, views, triggers, SSRS, SSIS etc
- Team collaboration tools/source control programs, preferably Team Foundation Server
- Utilizing financial industry experience, preferably with Market data
- Utilizing big data (MongoDB/NoSQL) an added advantage
- Collaborating with offshore team(s)
- Applying strong business sense to capture and fulfill the business requirements for all products and articulate in an architecture model
22
Commercial Lending Management Analyst Resume Examples & Samples
- Conduct an objective and thorough credit analysis of the financial condition and credit-worthiness of existing and new to bank borrowers using analysis of historical and projected financial statements, biographical data, market information, credit reports and other data, including getting in contact with the customers; identifies key transactional risks and mitigants
- Raise relevant questions to drive deeper analysis of customers for periodical reviews, annual reviews and new underwritings
- High quality research, market awareness, internal/extrnal source facilitation to undertake high quality analysis and decisions
- Proactively seeking information on country, region, industry, competition or customer specific development that impact the financial performance of borrowers and their credit wothiness
- Maintain in depth knowledge of Citi Credit policies, practices, procedures, guidelines and applicable local and US regulations to assisst the Business in achieving compliance and satisfactory internal and external audit results
- Decision making on credit relationships
- Arranging greenlight meetings and presenting the proposals to approvers
- Prioritise and process incoming credit requests; annual reviews, any new and interim transaction requests
- Check and support the completion of relevant parts of the credit package received from Relationship Manager (RM) and ensure timely completion of credit underwriting on the same, including close follow ups on what approvers might further need to complete the package after submission for approval
- Effective communication with the peers in CLM, Independent Risk and Business. Communicating ideas/conclusions about analysis, structuring in a constructive way
- Advising and guiding the RMs on credit related topics
- Work with RMs in the market on new client onboarding, underwriting, credit reviews, and annual reviews of existing credit facilities
- Work with RMs in the preperation and presentation of materials for greenlighting and credit approval
- Work with Independent Risk and Early Warning teams to timely identify and escalate risk issues/trends
- Work with RM and Independent Risk on preparing Classified Credit Reports for classified (Special Mention and Substandard names, when needed for the latter) and monitoring triggers/covenants and agreed actions plans
- Ensures adequate back-up through appropiate sharing of required information during leaves
- Continue to generate ideas and implement new methods for improving lending process efficiency
- Compliance with Citi Employee Handbook
- Keeps abreast with Citi policies and procedures follows Citi policies and procedures
- The position is primarily office based, with visits to companies in Bucharest or in other cities to meet with management
- BA in Business management, Finance, Economics, Sales/Marketing
- 3-5 years relevant work experience in credit risk
- Strong risk judgment and credit structuring ability to own/represent a strong and effective portfolio
23
Commercial Lending Intern Resume Examples & Samples
- Must have proficient verbal and written communication skills
- Must be able to work in a deadline-oriented environment
- Must be proficient in basic software applications, such as Microsoft Excel and Word
- High level of attention to detail is necessary
24
Senior Commercial Lending Imaging Specialist Resume Examples & Samples
- Provide Commercial Lending Management and Relationship Officers, other internal departments, vendors, and customers with optimal customer service
- Participate as a Commercial Lending Document Imaging representative on the “Business Resumption Plan” (BRP)
- Assist all members of the Department by handling routine customer service transactions
- Prior experience in Commercial Lending environment preferred
- Experience with LaserPro loan documentation program preferred
- Proficient with keyboarding, both alpha and numeric
- Proficient in MS Word and Excel
- Able to work overtime when needed, and maintain regular and punctual attendance
25
Commercial Lending Assistant Resume Examples & Samples
- Reviews loan requests and assists in gathering required items to prepare a complete application for submission to underwriting; works with customer and lender to obtain information
- Completes pre-closing tasks for new and renewed commercial and small business loans such as ordering title work, flood certifications and appraisals
- Performs customer service tasks such as handling questions and requests
- Verifies new loan documents for signatures and complete documentation. Perfects security interest in collateral
- Prepares and maintains collateral files
- Sends complete documentation packet ONSD and completes processing
- Maintains sales records for Relationship Managers
- Minimum of one year of prior experience in credit administration (processing, reading and understanding loan documentation) is essential
- Excellent communication and customer service skills
- Proficient in Microsoft Word and Excel
- Ability to meet strict deadlines, multi-task and work with other departments
26
Corporate Commercial Lending Team Manager Resume Examples & Samples
- Develops an annual business plan of new loan growth, both commitments and outstanding, as well as setting targets for deposit growth and fee generation for the entire team
- Discuss the annual goals with management and communicate them to the individual staff on the team responsible for loan and/or deposit growth
- Manages existing loan portfolios to track the performance of the credit and monitor borrower’s compliance with covenants and be able to make specific risk rating recommendations
- Maintain and grow the existing client base with multiple loan and deposit products
- Review and edit all loan presentations before submitting to Credit Administration
- Oversee operational and risk management activities to ensure the highest level of customer service and operating efficiencies and compliance with Bank, regulatory and credit requirements
- Ensure compliance with all internal operating policies, procedures and audit standards
- Maintain a highly motivated and qualified division staff through the selection, placement, training, counseling and promotion of people to achieve optimal team performance
- Act as a strong mentor to the staff of Loan Officers and Loan Assistants and provide them with defined goals and a vision of their career path
- Actively participates in business community activities, including attending business functions and networking events where new business opportunity is possible or deepening an existing relationship is the goal
- Education: College degree in business-related discipline preferred
- Experience: Minimum 7-10 years of commercial lending experience with at least 3-5 years of management experience
- Skills/Ability: PC proficient. Excellent verbal and written communication skills. Bilingual (English/Mandarin or Cantonese). Excellent credit knowledge of Bank’s credit underwriting policies and approval process for assigned loan. Ability to work effectively in a fast paced, high production environment. Strong business development skills. Strong financial analysis and accounting skills. Ability to plan, organize, prioritize, and delegate. Ability to exercise sound judgment
27
Commercial Lending Financial Analyst Resume Examples & Samples
- Conduct annual reviews on existing AFCO borrowers
- Assist in the documentation of loan packages
- Market the loan program to existing and prospective Allstate Agents
- Conduct in person training and webinars
- Attend regional and national kickoff meetings
- Assist in the annual review of all electronic marketing materials
- Basic lending and credit training will be provided
- Recent college graduates will be considered
- Strong Excel and PowerPoint background required
- Basic knowledge of website construction preferred
- Must demonstrate public speaking and group project skills
- Strong work ethic, including ability to follow-up, focus on details and take initiative
- Intellectual curiosity and drive for continuous improvement - personally and with work assignments
- Strong oral and written communication skills, able to work effectively with employees both internal and external to the finance function
- Strong interpersonal skills to work effectively in a team environment
- Advanced time management skills and organization skills with the ability to adapt to the changing needs of the business
28
Commercial Lending Team Leader Resume Examples & Samples
- Manage, develop and maintain the overall portfolio
- Develop and implement a business plan and marketing strategy that targets middle market borrowers
- Generate loans, deposits and fee income in accordance with new business goals
- Cross-sell bank products as appropriate
- Analyze financial data and underwrite and structure loan requests in accordance with Bank policies
- Participate in credit approval process by presenting loans for approval, as well as supporting loans for approval presented by other team members to the required level of authority and/or appropriate Loan Committee
- Complete annual employee performance evaluations and salary increase recommendations
- Actively participate, develop, and coordinate all industry related seminars, events and sponsorships as well as entertainment of customers and prospects
- Establish and communicate team and group goals by setting financial objectives and priorities, measuring and recognizing individual contributions, and coaching and co-calling with individuals needing support
- Provide exemplary/professional customer service to internal and external customers
- Establish and communicate team and group goals by setting financial objectives around individual contributions; coaching and co-calling with individuals
- Ability to cold-call and make a warm, positive impression
- Comprehensive knowledge of bank product and service capabilities
- Ability to motivate and lead a diverse group of highly talented individuals
- Minimum of 5-7 years of commercial lending experience
- Previous management experience and demonstrated leadership ability
- Demonstrated recent and historical new business development track record
- Direct knowledge of credit and non-credit bank services and products
- Strong presentation and interpersonal skills required
- Ability to work within a high production work environment within tight time frames
- Bachelor’s degree preferred or related work experience
29
Agribusiness & Capital Markets Commercial Lending Financial Analyst Resume Examples & Samples
- Gather and analyze financials statements and prepare business models and projections to determine credit worthiness of the customer
- Assist with the maintenance, expansion, and administration of credit to existing customers
- Work with team members to develop and structure credit packages, and make credit recommendations; and
- Prepare assessments of existing customers and identify opportunities and concerns
30
Commercial Lending Business Analyst Resume Examples & Samples
- Provide both strategic and detailed support to the Project Manager on significant projects and initiatives
- Responsible for working with various business units to analyze and define functional, process, and technical requirements to develop the service/product that meets the strategic needs of the Business Unit
- Proactively collaborates with the business to identify potential process improvements and enhancements that increase efficiencies and decrease costs
- Translate business needs into design documents and specifications; document current state and future state process workflows
- Work with vendors on configuring third party solutions to meet the process needs of the Business Unit
- Defines and documents the test plan and coordinates user acceptance testing to help ensure delivery of a quality solution
- Applies knowledge of the BankUnited PMO process to enhance PMO methodology, tools, and templates for continuous improvement of best practices
- Administer the PMO’s project portfolio management system (Workfront) and assist with development of reports which allow the PMO team to monitor its execution
- Contribute to the development of a Business Analyst Community of Practice
- Bachelor’s Degree or equivalent
- 3-5 years of experience in retail/commercial banking project implementations
- Knowledge of Commercial Lending preferred
- 5+ years business analyst experience
- Six Sigma background a plus
- Knowledge of and experience on BankUnited Lending Systems banking systems preferred
- Experience with BankUnited’s project implementation and testing process preferred
- PMP and/or IIBA certification strongly preferred
- Experience in requirements gathering & facilitation sessions
- Experience with vendor management
- Demonstrates understanding of banking regulations
- Demonstrates critical thinking, problem solving and independent execution skills
- Demonstrates ability to grasp new concepts quickly
- Demonstrates facilitation, collaboration and relationship management skills
- Strong skills in MS Office Visio and workflow or data flow diagramming tools
31
Commercial Lending Senior Consultant Resume Examples & Samples
- Industry experience in one or more of the following segments: Commercial Lending / Leasing, Small Business Administration (SBA) Lending, Equipment Finance, Alternative Business Lending, Consumer Lending / Leasing, Mortgage / Home Equity, Commercial Banking
- Experience with one or more of the following Competencies: Anti-Money Laundering (AML), Business Architecture, Business Process Mapping, Business Requirements Development / Gap Analysis, Business Strategy Development and Execution, Change Management, Digitization / Imaging, Program / Project Management (PMO), Quality Assurance, Regulatory Compliance, Risk Management, Software Development Lifecycle (SDLC) Experience, System Implementation / Integration, Testing, Training, Use Case Methodology (Waterfall, Agile), Vendor Analysis / Selection
- Experience with industry-leading Customer Relationship Management (CRM) systems including Salesforce, Microsoft Dynamics, NetSuite, Oracle, etc. desired
- At least 3-5+ combined years of Financial Services industry and professional services consulting experience including Client delivery
- Commercial Lending experience within the Financial Services industry is required
- Strong entrepreneurial spirit
- Strong communication skills to be able to work with Client representatives at all levels
- Candidates must be eligible to work permanently in the United States without sponsorship
32
EVP, Manager of Commercial Lending Resume Examples & Samples
- Manages and directs staff of the department
- Negotiates and structures new and existing loan requests serving on the ILC and DLC
- Exercises individual loan authority as appropriate
- Ensures high credit quality of the loan portfolio by continually evaluating underwriting standards and overseeing the ongoing monitoring of the loan portfolio, the collection of delinquent accounts, and assignment of proper risk rating grades and proper reserve levels
- Develops and refines commercial lending policies for approval by DLC and the Board
- Makes regular presentations to the DLC and to the Board on the status of the department
- Develops relationships with the field force, conducts training presentations to the field, and acts as a liaison to the field in an effort to market the Bank's commercial loan products
- Ensures compliance with regulatory requirements; acts as the primary department contact for outside Loan Review,OCC examiners, and Internal/External auditors
- Develops, refines, and executes department business plan within the Bank’s strategic plan
- Prepares the annual operating budget for the department
- Directs, manages, and hires the staff of the Bank's Commercial Lending Department
- Performs performance review appraisals, recommends annual raises, promotions and bonus amounts. Develops actions plans for employees as needed
- Overall responsibility for supervision and evaluation of exempt and non-exempt employees
- Ensures there is proper communication and training for the staff
- 15+ years in commercial lending
- 10+ years management experience
- Experience in Professional and Executive, or Private Banking preferred, particularly lending to the dental/medical/and veterinary fields
- Experience dealing with Bank Examiners preferred
- Must have extensive commercial lending background to include underwriting, credit analysis, collections, loan documentation, and loan operations to act on virtually all credit matters
- Must be able to interact professionally with DLC, the full Board, the OCC, Field Leadership, and the Advisor force
- Must have the ability to comply with internal policies and discernment with respect to making appropriate exceptions to policy to maximize production and customer service levels, while still adequately protecting the bank
- Must maintain mental concentration with frequent interruptions and handle numerous projects simultaneously while keeping a level composure and reflecting a positive attitude to subordinate staff
- Must be able to work independently with little or no supervision
- Must possess strong verbal and written communication skills
- Must be able to handle difficult customer or Field issues in a professional manner
33
Commercial Lending Banking Data Analyst Resume Examples & Samples
- Work with the FDS team to deliver financial and regulatory data driven projects and deliverables
- Motivate and drive tactical team of analysts to execute project deliverables
- Assist with definition of data requirements, including documentation
- Support data sourcing for Finance and Regulatory Initiatives
- Support writing Business Requirements Documents (BRD)
- Perform complex data analysis on compliance and transactional system databases
- Support a BI/data analytics platform within the compliance environment and work with key stakeholders to improve BI function and reduce risk to the Bank through ongoing intelligence identified from compliance data
- 3-7 years of overall professional experience
- Working knowledge of banking product(s), with primary experience in operations, accounting, regulatory reporting and/or data analysis experience required
- Product specialization in Commercial Real Estate banking products required
- Excellent communication skills and problem solving a must
- Self-starter, team player with excellent organizational and time management skills who can work with minimal direct supervision
- Should have strong collaborative, analytical, written and verbal communication (specifically technical writing) skills
34
Commercial Lending Data Analyst Resume Examples & Samples
- Lead teams of 2-4 associates and analysts to focus on key deliverables within the initiative
- Drive consensus meetings to define business and data requirements
- Assist with developing Data Requirements Documents (DRD) by determining what data is required to fulfill the business requirements and objectives of the finance or regulatory project
- Lead team members to query data, perform trend analysis using customized analytical techniques, and analyze results alongside subject matter experts
- Lead team to derive business insights from custom-built datasets via data analysis
- Assist with development of data quality, normalization, and reconciliation testing scripts
- 7-10 years of overall professional experience
- Working knowledge of banking product(s), with primary experience in operations, accounting, regulatory reporting and/or data analysis required
- Product specialization in Commercial Lending products required
- Experience leading teams to achieve specific objectives, develop high quality deliverables, and demonstrate accountability for quality results
- Experience or expertise with data analysis and BI reporting
- Knowledge on mathematical modeling or statistical analysis is a plus
- Superior quantitative capabilities and demonstrated analytical skills
- Ability to speak and write complex information and results clearly and concisely
- Well versed with MS Office suite of products
35
Commercial Lending Manager, UDC Resume Examples & Samples
- Strong analytical skills with financial accounts and an ability to translate numbers into meaningful information for a target audience
- Sound judgement and the ability to make good decisions under pressure
- Relationship and stakeholder management skills in order to achieve desired outcomes
- Continuous Improvements focus with an ability to mentor and develop others
- Ability to work independently and as part of a team, contributing to staff engagement & collaboration of the team
- Asset Finance experience advantageous
36
Commercial Lending Assistant Resume Examples & Samples
- Provide administrative support for the department. Duties include, but not limited to answering phones and referring calls to appropriate staff, coordinating officer calendars and scheduling appointments, preparing correspondence, memos, reports, ordering supplies and maintenance requests, training new associates, opening and distributing mail, and preparing expense reports
- Gather information and prepare loan applications, disburse loan advances, accurately quote payoffs, order credit reports, pull financial statements, collect and review documentation for accuracy and compliance prior to submission for processing, manage exception list, work closely with Relationship Managers in attaining and approving collateral releases, complete, file and release Universal Commercial Code (UCCs), complete application for Letters of Credit, and retrieve and utilize information on sweep accounts
- Interface with other departments including branch personnel, Loan Operations, Central Document Processing (CDP), Wire Transfer, Treasury Services, Mail Distribution, Trust, Compliance, Credit Analysis and Credit Operations, and the Legal Department
- Assisting customers with general banking functions (post close) as needed including transferring funds, wires, and balancing checking accounts
- Provide excellent customer service to all clients, internally and externally
- Knowledge of general banking and commercial lending procedures and practices
- Accounting and mathematical aptitude
- Good organizational skills with demonstrable ability to multitask
- Good communication skills (verbal and written) while demonstrating ability to use lending terminology
- Intermediate computer skills, including function ability with Word, Excel, and other bank systems (such as B2B, On Demand, Lotus Notes, etc.) necessary to perform tasks
37
Commercial Lending Management Analyst Resume Examples & Samples
- Prepare / process credit write-up and other activities related to following reviews: Initial, Interim, Annual Review, credit memos, quarterly CCRs, monthly CCRs within the targeted turnaround times
- Perform independent review and approval of extension of credit requests to new and existing customers
- Analyze and asses clients’ economic situation, identify key risks and vet / finalize lines’ structure
- Input financial and other information to the systems, obtain other information as required
- Obtain market information about clients and industries through all the sources available
- Conduct periodic meetings/inspections with clients linked with due diligence required for review
- Remain updated about the clients' credit standing by gathering the market/industry information and coordinating with the Relationship Managers
- Prepare, maintain and update clients’ credit files
- Document appropriate rationale for exceptions to Credit Policy / Credit Program / Risk Framework
- Implement and ensure compliance to Credit Approvers recommendations and conditions
- Participate and interact with internal and external reviewers on Peer Review / FCR / Internal Audit etc.. Provide timely feed-back on comments / queries received
- Remain updated about the credit processes, policies, systems and incorporate the required changes in the credit packages and decisions
- Assign accurate rating (ORR) to the obligors in accordance with available customer data
- Assign accurate FRRs to the facilities that are being approved
- Make balanced credit decision within established authority taking into account credit, operational, legal, compliance and other risks
- Analyze portfolio performance through reviews and approvals
- Ensure that credit extensions are within defined target markets and risk acceptance criteria; and meet with applicable policy and procedures
- Set classification triggers and co-operate with Remedial when triggers are breached
- Recommend / approve adequate classification of Bank exposure, set the classification according to Credit Policies and local regulatory
- Extensive years of credit experience and knowledge of Financial Analysis
- A thorough understanding of financials, business models and risks
- Financial statement understanding
- Relationship skills and ability to multi-task
- Excel/Financial modeling skills
- Graduate in Business/Commerce or Banking Diploma
- Advance Finance qualifications desirable
38
Loan Servicing Specialist, Commercial Lending Resume Examples & Samples
- Two to three years of experience in loan operations or related lending experience, specifically in Participation and Syndication department
- Knowledge of residential and commercial loan systems (PowerLender, TotalPlus, ML and/or IL) and operations, a plus
- Strong working knowledge of Microsoft Office Suite (Word, Excel, Visio, PowerPoint)
- Must be proactive to operate efficiently in a fast paced environment, especially at month and quarter end
- Must be adept at successfully meeting goals in a highly fluid work environment
- Quick learner and ability to manage multiple priorities
- Must be able to quickly forge effective working relationships with a variety of personalities
- Provides extraordinary service and have fun!
- Furthers First Republic Bank culture and values
39
Commercial Lending Manager Senior Resume Examples & Samples
- Manages revenue generation activities, such as wealth management, deposits, ATM/EFT, consumer credit and small business/treasury management, through developing sales plans and tactics to achieve sales results in key result areas, and developing, coordinating and implementing marketing efforts and sales plans that address local market opportunities
- Supervises subordinate staff including: hiring recommendations; determining workload and delegating assignments; training, monitoring and evaluating performance; and initiating corrective and disciplinary actions to include terminations
- Responsible for the financial performance of the delivery system including implementation of strategy, and monitoring of performance
40
Commercial Lending Documentation Manager Resume Examples & Samples
- Supervises loan documentation and quality assurance in the performance of daily tasks, holding them accountable for quantifiable results. Monitors and reports on service level standards performance
- Provides technical support and assistance to quality assurance, helping to troubleshoot and determines how and when to escalate issues
- Ensures staff performs their duties in compliance with bank policies and procedures and supports management in the development of new and revised procedures, methods and forms that relate to loan production
- Performs performance reviews, disciplinary actions, and interviewing candidates for employment, develops work schedules and provides necessary training and coaching
- Lead and promote a culture of continuous process improvement to ensure highly efficient operations with minimal errors
- Partner with Commercial Lending Management and Relationship Officers, other internal departments, vendors, and customers to ensure optimal customer service to Commercial Lending borrowers
- Assist the Relationship Officers by ordering, UCC searches, title policies, etc., and reviewing those to ensure the borrower will be in compliance with the terms of approved loan commitments and that the Bank’s collateral position can be adequately perfected
- As appropriate, perform post documentation audit reviews to ensure that all documents have been returned, are properly signed, notarized, and initialed as required and accurately booked on the loan system
- Monitor and update various internal tickler systems, tracking UCC filings, insurance, final title policies, and statement letters, identifying issues of concern and keeping department management informed as needed
- Responsible to maintain and update, on an “as needed” basis, the Commercial Lending “Business Resumption Plan” (BRP)
- Minimum 7 years lead or supervisory experience in Commercial Lending documentation environment required
- General banking, including understanding of bank products, services and regulations, policies and procedures, with an emphasis in loan origination, production/servicing or a combination
- Ability to work as part of a team as well as independently and with people of diverse backgrounds
- Possess strong multitasking capabilities, as well as the ability to troubleshoot and resolve problems quickly and accurately
- Ability to analyze information and make decisions
41
Commercial Lending Credit Analyst Resume Examples & Samples
- Conducting credit investigations, credit and loan analysis, underwriting and other documentation review pertaining to loan analysis
- Investigating all available sources of credit and financial information, including reporting services, credit bureaus, other companies, main office files, and branches
- Analyzing financial conditions and trends; reviews and reports non-compliance with loan covenants. Determines cash flow using appropriate tax analysis. Prepares summaries, presents facts, and offers opinions concerning credit-worthiness and any risk items or issues
- Spread customer financial statements. Complete on-going review of covenants and follow-up. Prepare tax analysis on personal tax returns. May perform accounts receivable analysis. May conduct some underwriting activities
- Providing frequent internal and external customer contact
- May assist with projects as needed. Other duties as assigned
- Solid experience working with various types of loans
- Extensive knowledge of credit risk, legal and regulatory requirements
- Strong client relationship and communication skills, both verbal and written. The ability to work with lending officers and staff
- Ability to make sound decisions and recommendations regarding loans
- Working knowledge of computer software programs including spreadsheets, word processing, etc. required
42
Application Development Lead-commercial Lending Resume Examples & Samples
- Works with technical leadership to implement new applications and/or improvements to existing applications
- Manages and be accountable for development projects
- Fixes incidents and be available for incident fixes outside of normal business hours
- Participates in design sessions with development team, architects, and Information Security
- Participates in activities that ensure the successful use of these systems including: developing documentation, test scripts, and training materials
- Designs, codes and debugs features in various software languages while adhering to our established best practices
- Develops and tests new code to ensure logic and syntax are correct, and results are accurate
- Works with technical writers to create comprehensive software documents (installation, test, and version description)
- Integrates and test multiple platforms across multiple baselines
- Designs, codes, benchmarks testing, debugging, and documenting application features and changes
- Works directly with Third Party vendors for integration or configuration of applications
- Reports to the Development Manager (eventually) but for Wave 1 will report direct to CIO
- Must be willing to travel (<10%) to support project work
- Bachelor's degree in Business, Computer Science, Computer Information Sciences, and/or technology related field required
- Additional business or management related education a plus
- ISTQB and ITIL certifications preferred
- 3+ years of technical experience post college
- Must have knowledge and experience in Software Development Life Cycle
- Ability to communicate at both functional and technical levels with their management
- Experience with practical hands on coding in 2 or more languages
- Experience with basic network understanding
- Experience installing and configuring software applications
- Experience developing and executing test plans
- Experience with third party applications
- Experience planning project development activities for a team a plus
- Ability to performance tune, debug, and integrate with existing features
- Experience with both waterfall and agile methodologies
- Degree in Computer Science or equivalent
- Development/coding/testing skills in one or more of the following: Web based applications; .net Applications, Mainframe based code, SQL / Oracle, ETL / BI Tools
- Functional Knowledge in one or more of the following: Loan Servicing, Commercial Credit Risk, Concepts around Obligor
- Ability to communicate at both functional and technical levels with team
- Demonstrated business acumen, problem solving skills, and relationship management skills
- Ability to work effectively with continuous change and short deadlines
- Excellent written and oral communication skills (English required)
- Ability to operating independently and take ownership of projects/test requests, without close supervision, but also work as part of a team
- Ability to effectively prioritize and execute tasks in a consistently changing environment
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Commercial Lending Manager Senior Resume Examples & Samples
- Validates and evaluates policies and procedures by conducting reviews to assess compliance with Federal law and regulations and internal policies, ensuring the sufficiency of existing processes and controls, document testing results; provides procedural recommendations and participates in the implementation and monitoring of corrective actions
- Works closely with business managers to develop and/or modify policies and procedures to meet regulatory requirements, performing testing to identify and assess critical risks
- 10 years experience required; 10+ years preferred
44
Commercial Lending Assistant Resume Examples & Samples
- Works with a diverse group of bank personnel at several levels of the organization in the coordination of commercial application requirements leading up to documentation delivery
- Requests/orders a variety of documentation in support of the lending request such as, title insurance, flood insurance, appraisals, and lien searches
- Prepares weekly and/or monthly reports regarding past due loans, and the loan-exception report
- Prepares loan proceed disbursements, pay downs on lines of credit, and account transfers on behalf of commercial customers
- Coordinates risk rating changes, loan maintenance, payment postings, and non-accrual status changes
- Assists lenders with closings and as well as conducts independent closings as directed
- Provides a variety of general administrative duties such as file review, document retrieval and assisting customers with routine to moderately complex questions regarding their banking relationship
- Analytical and problem solving skills as it relates primarily to accounting and processes
- Working knowledge of Word, Excel, Outlook and Windows based software
- Superior organizational and time management skills to handle competing priorities and projects effectively
- Customer Service skills that anticipate and meet customer needs
- Knowledge of commercial loan documentation necessary. Required for Administrative Assistant 2 position
- Working knowledge of commercial real estate transactions preferred for Administrative Assistant 1 position. Required for Administrative Assistant 2 position
45
SVP Commercial Lending Resume Examples & Samples
- Origination of commercial loans
- Direct supervision of a commercial lending team
- Accurately analyzing financial statements
- Asset liability determination
- Exercise discretion and judgment in the performance of essential job functions
- Drive an automobile on company business
- Maintain good punctuality and attendance to work
- Ability to accurately analyze financial statements and cash flows
- Complete understanding of all lending regulations including fair lending
- Business development skills
- Understanding of how to properly protect the Bank’s interest in collateral
- Major Job Demands (Physical/Mental)
- Decision making
- Problem solving
- Five (5) years of commercial lending experience preferred. Minimum four (4) years experience required
- Valid driver’s license with a good driving record
46
SVP Commercial Lending Resume Examples & Samples
- Originates commercial loans
- Services commercial loans
- Collects on commercial loans
- Accurately analyzes financial statements
- Accurately determines and documents asset liability and collateral risk
- Engages in business development
- Regularly exercises discretion and judgment in the performance of the other essential job functions
- Maintains good punctuality and attendance to work
- Travels on Company business
- Ability to use Microsoft Outlook, Excel, Word expertly and acquire other computer skills, as needed
- Bachelor’s degree in Finance, Business, or related field or equivalent lending experience required
47
Commercial Lending Center Manager Resume Examples & Samples
- Undergraduate business degree, advanced degree is preferred
- Should have a minimum of 10 years commercial banking experience
- Advanced knowledge of credit process and formal credit training required
- Prior commercial business development experience
- Must be team oriented
- Proven leadership ability
- Must have a sharp business development focus
- Must have strong organization skills
- Must be able to express a sound opinion, and able to agreeably disagree
48
CCB MME Commercial Lending Management Resume Examples & Samples
- Work with RM’s in the market on new client on-boarding, underwriting, credit reviews, and annual renewals of existing credit facilities
- Assist RM’s with the preparation and presentation of materials for credit approvals
- Work with Independent Risk and Early Warning teams to timely identify and escalate risk issues/ trends - this would include making credit calls on clients
- Work with RMs & Risk on preparing CCR for Special Mention names and monitoring triggers and agreed action plans
- Complete all relevant training (classroom and/or self-paced)
- Build and maintain a sound understanding of Citi products, policies and processes(within Commercial Banking and the broader organization)
