Mortgage Consultant Resume Samples

The Guide To Resume Tailoring

Guide the recruiter to the conclusion that you are the best candidate for the mortgage consultant job. It’s actually very simple. Tailor your resume by picking relevant responsibilities from the examples below and then add your accomplishments. This way, you can position yourself in the best way to get hired.

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  • Pick from the thousands of curated job responsibilities used by the leading companies

  • Tailor your resume by selecting wording that best fits for each job you apply

AT
A Torphy
America
Torphy
778 Ali Road
Chicago
IL
+1 (555) 648 3302
778 Ali Road
Chicago
IL
Phone
p +1 (555) 648 3302
Experience Experience
06/2015 present
Boston, MA
Mortgage Consultant, Assistant VP-san Leandro
Boston, MA
Mortgage Consultant, Assistant VP-san Leandro
06/2015 present
Boston, MA
Mortgage Consultant, Assistant VP-san Leandro
06/2015 present
  • Keep abreast of trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to mortgages
  • Develop and implement a marketing territory to educate the community regarding the Bank's CRA programs
  • Call on potential or existing customers as assigned to develop new business or retain existing business
  • 100% Generate New Bank Business through Outside Sales Spends majority of time calling on clients, prospects, referral sources and Centers of Influence to develop new business, expand client base and to create a network of prospects from center of influence clients
  • Solicit residential first mortgages through contacts with realtors, builders and developers
  • Make sales calls to assigned Community Banking branches
  • Provide service to customers and prospects seeking residential mortgage loans
05/2011 01/2015
San Francisco, CA
Mortgage Consultant, Assistant VP-sacramento
San Francisco, CA
Mortgage Consultant, Assistant VP-sacramento
05/2011 01/2015
San Francisco, CA
Mortgage Consultant, Assistant VP-sacramento
05/2011 01/2015
  • Make sales calls to assigned Community Banking branches. Provide service to customers and prospects seeking residential mortgage loans
  • Keep abreast of trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to private insured mortgages
  • Private Mortgage Banker provide coaching to Private Bankers
  • Work together on strategic plans to acquire new customers
  • Follow up current loans to ensure conformity with terms. Negotiate terms and conditions of loans with mortgagors
  • Cross sell bank products. Answer inquiries regarding loan programs and rates
  • Attend daily huddles; conduct weekly pipeline reviews
04/2007 03/2011
Detroit, MI
Mortgage Consultant
Detroit, MI
Mortgage Consultant
04/2007 03/2011
Detroit, MI
Mortgage Consultant
04/2007 03/2011
  • Responsible for meeting production level as directed by Management. Assist with and involved with the Resolution Program/Department
  • Stay informed of developing trends in the mortgage industry
  • Provide superior customer service
  • Working knowledge of Microsoft Word and Excel
  • Produces high quality loans which meet Prosperity Mortgage guidelines while providing excellent customer service
  • Support the FMB Credit Control department by assisting with the restructuring or modification of past due portfolio mortgage loans
  • Develops and maintains relationship within the Real Estate community. Conducts seminars for broker sales personnel, tenants, committees, etc
Education Education
Bachelor’s Degree in Business
Bachelor’s Degree in Business
The University of Alabama
Bachelor’s Degree in Business
Skills Skills
  • Excellent verbal and written communication skills
  • Understanding and knowledge of call center operations best practices
  • Working knowledge of Microsoft Word and Excel
  • Basic math skills
  • Superior time management and multi-tasking abilities
  • Meets established service levels for productivity, accuracy and customer service
  • Main point of contact for clients, Financial Advisors, and Private Bankers throughout the registration process
  • Ensure proper communication with appropriate parties and provide proper documentation for the application
  • Aspects of the job will contain a variety of systems to operate for accurate reporting and tracking
  • Open to change and learning new skills to improve work processes
Create a Resume
1

Mortgage Consultant Resume Examples & Samples

  • Excellent interpersonal, communication, follow-up & relationship building skills
  • Must be self- motivated with high energy & a positive attitude
  • Must have the ability to multi-task, be detail oriented & results driven
  • Strong written and computer skills * Ability to work flexible shifts
  • Desired: 1-2 years prior mortgage industry sales or finance experience
  • Will consider recent college graduates with demonstrated high achievements and/or top sales producers outside the mortgage industry
  • Professional communication skills, both oral and written are required
  • NOTE** The information listed within this description summary is intended to indicate the general nature and level of work. It is not designed to contain or be interpreted as a comprehensive account of all the responsibilities, and/or minimum qualifications required of an employee assigned to this position. This position requires the employee to register as a mortgage loan originator with the Nationwide Mortgage Licensing System and Registry ("Registry") and obtain a unique identifier from the Registry before engaging in mortgage loan originator activities, to maintain and renew that registration on an annual basis, to update registration information with the Registry on a timely basis, and to provide that unique identifier to consumers as required by applicable SAFE Act regulations and Citi policies and procedures
2

Mortgage Consultant Resume Examples & Samples

  • Excellent interpersonal, communication, follow-up & relationship building skills *
  • Must be self- motivated with high energy & a positive attitude *
  • Must have the ability to multi-task, be detail oriented & results driven *
  • Strong written and computer skills *
  • Ability to work flexible shifts *
  • Desired: 1-2 years prior mortgage industry sales or finance experience *
  • Will consider recent college graduates with demonstrated high achievements and/or top sales producers outside the mortgage industry *
3

Premier Mortgage Consultant Resume Examples & Samples

  • May identify cross-sell opportunities, including opportunities to refer customers to other sales representatives of HSBC Securities (USA) through proper customer profiling and needs-based selling
  • May conduct needs assessments with current and potential Company customers and recommend appropriate investment and insurance products and services to meet individual needs, based on objectives, risk tolerance and proper asset allocations
  • May sell appropriate core financial service products, including investment and insurance products, to meet customer needs while developing and expanding account relationships
  • Must ensure adherence to established investment and insurance product set and selling limitations
  • Must comply with Company Nondeposit Investment Product policies and procedures, including the requirements of the Interagency Statement on Retail Sales of Nondeposit Investment Products. Unless otherwise assigned on an individual basis in writing, role does not include management and supervision of investment and insurance activities and sales, which lies within the brokerage business and supervisory structure of HSBC Securities (USA) Inc. as determined by its senior management
  • Incumbents in this role are available to conduct business, as appropriate, on a 24/7/365 schedule
  • Bilingual in English and Chinese; Mandarin or Cantonese required
  • Knowledge of HUD insured (FHA/VA) mortgage products and programs preferred
  • Experience with portfolio and relationship lending is preferred
  • Broad knowledge of financial services products and services preferred
4

Mortgage Consultant Safe Act Resume Examples & Samples

  • Two plus years of proven product sales capability is required (success in a commissioned environment preferred). -
  • FHA/VA & conventional loan origination experience is required. -
  • Banking experience preferred. -
  • Expert knowledge of general lending products and services and pricing alternatives in the industry. -
  • The ability to comprehend and explain financial calculations and pricing alternatives. -
  • The ability to communicate with customers about the proper documents and information needed to obtain a particular loan. -
  • Self-starters who can work independently or work with existing partnerships and branches. -
  • Proven track record of partnering with real estate agents to jointly fulfill customer home purchase and financing objectives. -
  • Ability to work as part of a team to grow the assigned branch/branches or community organization. -
  • Strong relationship development and management skills. -
  • Deep knowledge of the real estate sales business. -
  • Superior customer service skills
5

Junior Mortgage Consultant Resume Examples & Samples

  • Company-paid and maintained mortgage licensing
  • Company-provided leads (people who are in the market for a mortgage) – No cold- calling
  • Full benefits package (medical and dental insurance, company matching 401k, and more)
  • Complete work quickly and accurately
  • Delegate responsibility as needed in a positive manner
6

Mortgage Consultant Resume Examples & Samples

  • Provide superior customer service skills by responding to company-provided leads in a timely manner from: internet, direct mail campaigns, radio ads, referrals or other special marketing campaigns
  • Originate first home mortgages and refinance loans
  • Engage with consumers, determine their needs and offer the appropriate products
  • Take mortgage loan applications by phone and prepare effective loan proposals
  • Obtain all necessary information to close the loan in a timely manner, including but not limited to: credit reports, income verification, appraisals, lien searches, etc
  • Meet individual monthly sales goals
  • Provide superior customer service
  • Stay informed of developing trends in the mortgage industry
  • Maintain compliance with the New Penn Financial Code of Conduct
  • Recent origination experience in the mortgage industry required – NMLS Licensing preferred
  • This person is required to have experience utilizing persuasive, selling communication skills
  • Must possess the ability to work efficiently and accurately
  • Ability to analyze financial statements and related documentation
  • Ability to build and maintain strong business relationships
  • Ability to pass a background check for state licensing
7

Personal Mortgage Consultant Resume Examples & Samples

  • Meet department and individual sales targets for renewal retention by contacting clients, offering pricing scenarios, understanding needs and closing deals
  • Meet department objectives for saving potential discharges at maturity (to another lender or sale of home) by offering pricing scenarios, understanding needs and closing the deal
  • Answer renewal inquiries, remote fulfill the renewal and handle scenarios, questions, and issues in accordance with department objectives
  • Identify upsell refinance opportunities for referral to partner FLM Mortgage Specialist team
  • Identify cross-sell opportunities for other products such as life insurance and to meet sale targets in this area
  • Regularly update knowledge of new products, policies, procedures and competition in order to meet clients needs
  • Provide back up for other representatives when they are absent
  • Internal contacts - Extensive contact with mortgage specialists, back office Servicing partners, call centre, GMP
  • External contacts - Other financial institutions and brokers
  • Well-developed mortgage knowledge and experience with an ability to offer options based on different client situations
  • Knowledge of FLM & CIBC Mortgage products and policies is preferred
  • Mortgage underwriting knowledge would be an asset
  • Working knowledge of PC software-Microsoft Office (Excel, Word, Outlook)
  • Previous telephone/sales experience in call centre environment an asset
  • An ability to maintain an awareness of external competitive factorsStrong objection handling skills
8

Mortgage Consultant Resume Examples & Samples

  • Interprets Bank lending policies and programs
  • Supports the relationship and acts as liaison between realtor, borrower and the Bank, from application through closing
  • Maintains adequate records of loan solicitations made
9

Mortgage Consultant Safe Act Resume Examples & Samples

  • Excellent interpersonal, communication, follow-up & relationship building skills
  • Ability to work flexible shifts
  • No Relocation Available
10

Mortgage Consultant Safe Act Resume Examples & Samples

  • Ability to "sell" CitiMortgage products
  • Must possess solid math/analytical aptitude
  • Excellent interpersonal, communication (both on the phone and via E-mail), follow-up & relationship building skills
  • Ability to work flexible shifts and overtime when needed
  • Will consider those who can demonstrated top sales production outside the mortgage industry
  • Desired: Bilingual
11

Mortgage Consultant Resume Examples & Samples

  • Incumbents in this role operate autonomously with minimal supervision
  • Minimum of two years proven mortgage lending and customer service experience or equivalent preferred
  • Bachelor's degree in business, related field or equivalent experience preferred
  • Knowledge of local housing grants/subsidies available in market and capability to utilize in framework assisting borrowers in obtaining affordable housing preferred
  • Knowledge of applicable market specific (State/ City) mortgage programs supporting affordable housing preferred
12

Mortgage Consultant Resume Examples & Samples

  • NMLS License and Multiple State Licenses Required
  • Experience using persuasive, selling communication skills
  • Work efficiently and accurately with proven success
  • Detail-oriented with demonstrated, careful decision-making skills
  • Working independently with minimal supervision
  • Possessing basic computer skills
  • Passing a background check for state licensing
  • Origination experience in the mortgage or banking industry required – multiple mortgage licenses strongly preferred
  • Must have originated a loan in the past three months
  • Maintenance of mortgage licenses by completing mandatory annual continuing education
  • A solid understanding of appraisals, title reports and product guidelines
13

Junior Mortgage Consultant Resume Examples & Samples

  • Takes mortgage loan applications by phone and prepares effective loan proposals
  • Provides superior customer service
  • Attends/assists with scheduled meetings, training sessions and courses
  • Maintains compliance with the New Penn Financial Code of Conduct
  • 2-year or 4-year college degree preferred
14

Mortgage Consultant Resume Examples & Samples

  • Prepare, review and ensure the timely delivery of all loan disclosures to your clients in accordance with all governmental and investor requirements
  • Order and review all necessary AUS, appraisal and title documentation, as well as all required credit and underwriting documentation
  • At least 3 years of recent experience in an operational role in the residential mortgage industry – Conventional, FHA and VA
  • To be adept at calculating income from salaried and self-employed individuals
  • To be a self-starter with a strong desire to learn and be a member of an innovative winning team
  • An inherent desire to serve clients in order to create something unique and fantastic
15

Mortgage Consultant Resume Examples & Samples

  • Generate new wholesale business by identifying and developing new client relationships and growing existing client business
  • Drive retail loan business by developing contacts with traditional sources, such as accountants, attorneys, realtors, mortgage brokers and other business professionals
  • Build loan portfolio through mortgage loans related to purchase and refinancing of existing one-to-four family dwellings, condominium units and co-op apartments
  • Obtain all pertinent data on proposed loans and the related properties
  • Assist loan applicant and Emigrant colleagues in timely completion and review of documentation related to proposed loans
  • Minimum three years related experience
  • Core knowledge of Agency guidelines (Fannie Mae, Freddie Mac, etc.)
  • Clear understanding of industry regulations and acceptable business practices
  • Exceptional organizational skills and attention to detail
  • Ability to prioritize and manage multiple projects/tasks efficiently
  • High proficiency in Microsoft Word and Excel and applicable PC hardware
16

Private Wealth Management Mortgage Consultant Resume Examples & Samples

  • May coach and mentor others
  • Analyzes client financing needs and recommends suitable loan structure based on client circumstances and loan policy
  • Accountable for individual loan production goals, loan profitability, loan structuring and compliance
  • Originates Private Wealth Mortgage applications received through incoming calls to the RJ Bank loan line, and referrals from Financial Advisors
  • Manages high net worth client base and Financial Advisor relationship with the bank
  • Performs analysis of requested loan terms to ensure conformity to all guidelines
  • Manages initial and ongoing communication with the client and Financial Advisor through the loan process
  • Works with processing team for documentation collection, outside vendor management, regulatory compliance. Complies with all federal, state laws, as well as internal policies and procedures
  • Analyzes client needs for other financial services promoting bank products
  • Troubleshoots and resolves complex issues that arise during the loan process
  • Minimal Travel to conduct presentations to assigned Raymond James branches to create and develop relationships with Financial Advisors to create residential mortgage opportunities to meet production goals
  • Advanced principles, practices, and procedures of residential mortgage lending and Wealth Management
  • RJ Bank, Fannie Mae, Federal regulatory requirements, State regulatory requirements, and correspondent lender guidelines to ensure a profitable loan is originated
  • Advanced principles and methods for promoting and selling products or services
  • Operating standard office equipment and using required software applications to produce correspondence, reports, electronic communication, spreadsheets, and databases
  • Using appropriate interpersonal styles to communicate effectively, both orally and in writing, with all organizational levels
  • Providing a high level of customer service in the spirit of Raymond James’ Service 1st commitment
  • Learn regulatory, internal, and investor guidelines. Identify the needs of customers through effective questioning and listening techniques
  • Articulate reasons behind decisions
  • Make recommendations for initiating changes to policies and procedures
  • Bachelor’s Degree and a minimum of eight (8) to ten (10) years’ experience as a Mortgage Loan Officer or a verifiable sales track record sufficient to meet RJ Bank production goals
  • Previous experience with high net worth clients and Wealth Management preferred
17

Digital Mortgage Consultant Resume Examples & Samples

  • 2 years of Residential Mortgage and/ or Digital banking industry experience
  • Lending industry experience within mortgage or consumer lending products (origination focused including lead generation, marketing, application, fulfillment experience) OR
  • Experience working on digital initiatives and technologies including proven knowledge in one or more of these areas: experience design, UX/ UI, analytics and advanced marketing, FinTech evaluation and integration, API strategy/ design/ development
  • It is our intention for our people to work where they live. However, in the context of our profession and serving our clients there may be times when you will need to travel
18

Mortgage Consultant Resume Examples & Samples

  • Mortgage representative to walk-in customers providing exemplary customer service
  • Establish and negotiate terms under which credit will be extended, including costs, repayment method, repayment schedule, escrow accounts, workout situations and portfolio refinancing loans
  • Assist customers with mortgage servicing questions related to payment postings, escrow issues, etc
  • Support the FMB Credit Control department by assisting with the restructuring or modification of past due portfolio mortgage loans
  • Participate in community affairs to increase the Bank’s visibility and enhance new business opportunities
  • Maintain the public reputation of bank and corporation
19

Mortgage Consultant Resume Examples & Samples

  • Complies with the Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) requirements and registration requirements
  • Serves as customer liaison within assigned branches
  • Develop sales from independent sources and through designated branches, realtors and builders
  • Interview applicants to discuss their mortgage requirements and obtain credit history and income information
  • Advises applicants of options available to them, explains the differences between various types of mortgages and discuss terms and conditions of loan
  • Analyze and assesses the applicant's capacity to repay the loan
  • Handle multiple tasks simultaneously
  • Working knowledge of Microsoft Word and Excel
  • High School Diploma and a minimum of one year prior sales experience
  • Will be required to register with the federal Nationwide Mortgage Licensing System and Registry (NMLSR) as required by S.A.F.E. Act
  • Prior residential mortgage or real estate sales background preferred
  • Banking background preferred
20

Mortgage Consultant Resume Examples & Samples

  • 5+ year’s prior experience as a loan officer or experience interacting with UHNW clients in an Operations capacity can be considered
  • Strong understanding of mortgage products and processes - preferably high net worth loan origination experience
  • Proven ability to meet individual and organizational goals within a sales environment
  • Relationship management and developmental experience
  • Limited travel may be required on an as needed basis
  • Ensure proper communication with appropriate parties and provide proper documentation for the application
  • Manage active client referrals to ensure superior client service levels. Manage loan escalations as needed in a timely resolution
  • Outstanding written, verbal, and analytical skills
  • Proven ability to go above and beyond the MC requirements to improve client experience and grow the business
21

Mortgage Consultant Resume Examples & Samples

  • College degree or equivalent combination of training and experience required
  • One to 3 years experience in mortgage sales or operations preferred with an established track record of agency, government and jumbo origination
  • Phone skills and social media experience required
  • Required to possess all applicable licenses
  • Ability to travel within the local area; must be able to provide own transportation
22

Private Wealth Mortgage Consultant RJB Resume Examples & Samples

  • Analyze high net worth clients’ financial position to identify loan programs for which clients qualify that meet clients’ financial situation and plan
  • Provide information and consultation to Financial Advisors and clients regarding loan programs and the corresponding requirements
  • Determine structuring of loan programs and facilitating cross-sell opportunities promoting other Raymond James Bank products
  • Originate loan applications and manages through the mortgage loan process through closing, funding, and sale
  • May lead the work of others and provide training in loan origination
  • Analyze client financing needs and recommend suitable loan structure based on client circumstances and loan policy
  • Originate Private Wealth Mortgage applications received through calls to the Raymond James Bank loan line, and referrals from Financial Advisors
  • Manage high net worth client base and Financial Advisor relationship with the Bank
  • Perform analysis of requested loan terms to ensure alignment with all guidelines
  • Manage initial and ongoing communication with the client and Financial Advisor through the loan process
  • Work with processing team for documentation collection, outside vendor management, and regulatory compliance
  • Comply with all federal and state laws, as well as internal policies and procedures
  • Analyze clients’ financial needs in order to promote bank products
  • Troubleshoot and resolve complex issues that arise during the loan process
  • Conduct presentations to Raymond James branches to create and develop relationships with Financial Advisors
  • Create residential mortgage opportunities to meet production goals
  • Advanced principles and processes for providing customer and personal services. This includes customer needs assessment, meeting quality standards for services, and evaluation of customer satisfaction
  • Public speaking skills
  • Identifying the needs of customers through effective questioning and listening techniques
  • Clearly communicate regarding decisions, changes, and other relevant information
  • Establish and maintain effective working relationships with others
  • Incite enthusiasm and influence, motivate and persuade others to achieve desired outcomes
23

Senior Mortgage Consultant Resume Examples & Samples

  • Current MSPBNA Home Loans employee with a proven track record of building FA/PB relationships
  • 4-8 years of mortgage experience (Sales or Operations)
  • Prior experience as a successful loan officer in a high net worth role along with managing an employee loan pipeline
  • Established track record of developing relationships with Financial Advisors and Private Bankers
  • Strong understanding of mortgage products and processes
  • Team player with willingness to assist and help other team members. Ability to meet individual and organizational goals
  • Superior time management and multi-tasking abilities
  • Aspects of the job will contain a variety of systems to operate for accurate reporting and tracking
  • Understanding and knowledge of call center operations best practices
  • Manage active client referrals to increase conversion rates resulting in higher firm revenue and profitability
  • Proactively manage loan escalations as needed to ensure a timely resolution
  • Provide detailed communication to appropriate parties to ensure that proper loan documentation is requested
24

Mortgage Consultant, Assistant VP-san Leandro Resume Examples & Samples

  • Clearly communicate the application and credit decision process
  • Proactively following up on credit requirements
  • Act as liaison between processing center and client
25

Mortgage Consultant, Assistant VP-san Leandro Resume Examples & Samples

  • Solicit residential first mortgages through contacts with realtors, builders and developers
  • Make sales calls to assigned Community Banking branches
  • Interview applicants to develop information concerning their needs, desires and earnings to assist in determining whether the loan will be an acceptable risk; obtain and analyze pertinent financial and credit data
26

Trainee Mortgage Consultant Resume Examples & Samples

  • Provide expert mortgage advice to landlords and help build their property portfolios
  • Adhere to FCA guidelines, ensuring full compliance
  • Work closely with the protection team, provide quality referrals
  • Work in a telephone based office environment