Credit Products Resume Samples

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A Wehner

Allan

Wehner

956 Eldridge Bypass

Detroit

+1 (555) 600 5723

956 Eldridge Bypass

Detroit

Phone

p +1 (555) 600 5723

Experience Experience

Los Angeles, CA

Credit Products Manager

Los Angeles, CA

Welch, Reinger and Roberts

Los Angeles, CA

Credit Products Manager

Serves as a coaching resource around client selectivity, loan structuring, underwriting, servicing and risk rating
Maintains strong culture of risk rating timeliness and accuracy. Leads culture of dynamic risk rating
Ensures credit monitoring and servicing is timely and accurate
Creates and maintains strong working relationships with Key Stakeholders including supported DPO teams and Human Resources
Deepens client satisfaction by driving consistent execution of the Client Management Process
Hires/develops/coaches/manages Debt Product Organization personnel
Serves as the primary contact with Credit Risk

Houston, TX

Credit Products Team Lead-abl / Sponsor

Houston, TX

Turner-Hand

Houston, TX

Credit Products Team Lead-abl / Sponsor

Contribute to client planning sessions (development of financial program) with Client Managers or Relationship Managers and other Credit Products Officers
Work with Client Managers or Relationship Managers and other Credit Products Officers to structure idea pitches
Monitor financial statements, borrowing base, covenant compliance, exception management
Complete administrative items associated with employee management responsibilities
Manage Credit Products Officers and Analysts
Reviewing closing documents and ensuring proper booking of transactions
Underwrite credit (new / renewals / modifications)

present

New York, NY

Director, Consumer Credit Products

New York, NY

Schinner-Batz

present

New York, NY

Director, Consumer Credit Products

present

Support both cross-functional and cross-regional teams to ensure the successful management of Visa’s core credit and co brand/PLCC products in Vietnam. Cambodia, Laos and Myanmar
Provide thought leadership to Visa in market anagement team in developing and implementing consumer credit product plans and strategie
Conduct complex analysis, including the analysis of business metrics, portfolio level performance, segment penetration, customer behavioural profiles and competitive product & program assessment to identify gaps and opportunities
Structure analysis, develop issuer specific recommendations and deliver findings in the context of broader market and industry trends to make effective investment decisions
Grow Visa's market leadership on cards in AP and by enabling continued growth of key markets
Assist in developing the AP consumer credit strategy and product solutions including but not limited to consumer value proposition, product rules, pricing, system infrastructure capabilities and through leadership materials
Provide regional product specialist support to global clients and together with Global Client Account team achieve client specific product and volume targets

Education Education

Bachelor’s Degree in Business Administration With Emphasis

James Madison University

Bachelor’s Degree in Business Administration With Emphasis

Skills Skills

Strong knowledge of credit process
Attention to detail; intent on delivery high quality work product
Highly proficient in Excel and PowerPoint
Strong project management skills; proven time and task management expertise with the ability to multi-task effectively
Able to work across all areas of the firm
Strong quantitative and pricing skills
Knowledge of the various Product Programs within the U.S. CCB
Communications skills to effectively present findings to senior management; ability to convey complex matters in a concise manner
Proactive professional approach
Self-starter, with strong organizational, planning and follow-up skills

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9 Credit Products resume templates

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Senior Credit Products Manager Desert Mountain Global Credit Products Resume Examples & Samples

Delivering the Bank: Review and approve credit actions as determined by CPE. This could include specific oversight for renewals, transactions within certain TRE limits, or review of work product from specific CPM’s/PMO’s. In times of high new transaction volume, work with CPM’s/CPO’s as needed on complex transactions and/or in winning and negotiating new transactions. Work with CPE to achieve and/or maintain high client satisfaction and employee engagement
Coaching and Development: Responsible for the rigorous development of direct reports, including the preparation of specific development plans and frequent one-on-one coaching. Manage & facilitate CPA/PMOI training, working with other markets as appropriate. Includes: 1) Formal classroom training (e.g. Credit Fundamentals, Interpretation of Corp Financial Statements, etc) 2) Semi-formal training (e.g. Risk led Credit Underwriting training) 3) Ad-hoc training on an “as-needed”/requested basis 4) Training for new hires (e.g. on-boarding plan)
Quality and Governance
In conjunction with Risk, set and maintain high quality benchmarks for credit analysis in approval documents with action plans for specific employees. Set periodic meetings with CPE and Risk Exec to evaluate progress on specific individuals
In conjunction with CPE and Risk, insure high risk rating accuracy and integrity with the RRSC. Determine oversight needs for specific employees
Run/organize monthly credit meetings, with CPE, CPM and CRE attendance
Assume responsibility for adherence to policy/procedure changes
Manage the FAS, AER, Streamlined FAS/AER, Borrowing Base and In Progress Scorecard reports on a weekly basis. Track for timely completion
Manage load-leveling of CPA/PMOI employees by working collaboratively with other markets as needed
Champion change and ensure changes are effectively implemented
Able to drive integration among multiple partners and functions
Unquestionable business and personal integrity

Credit Products Specialist Resume Examples & Samples

Work closely with banker team in the identification of opportunities, including assisting them with obtaining information needed to conduct required due diligence to structure the loans
Assist the Portfolio Management team in their functions of maintaining existing business, and assuming responsibility for new business
Compliance Monitoring and Reporting on Policies and Procedures: EDAC process, Covenant Monitoring, Margin Process, Overdrafts, Pricipal & Interest Payments, Aggregation of Exposure, tracking and reconciliation of cross-border and 23A usage, etc
Responsible for ensuring that products and services comply with all internal bank policies and external laws and regulations. Therefore, the incumbent, must have detailed understanding of regulations governing the credit offer and be able to make necessary product modifications to ensure compliance with legal and regulatory changes
Support and execute Credit product strategies to grow the acquisition and penetration of the products
Liaison to address services and clients issues with all internal stakeholders
Ensure Sales force has superior training and marketing materials
Deal evaluation and sales support/liason between sales team and operations

Senior Credit Products Manager Resume Examples & Samples

Partners closely with teammates in both the Global Commercial Bank and Global Investment Bank to consult on sales opportunities and to provide the product expertise and consultation necessary to deliver the best solution to the client
Develops and maintains strong cross functional partnerships with Market Executives, Treasury Solutions Managers, Risk Management and others to ensure that strategic business objectives for the market are realized. The Senior Credit Products Manager is an integral member of the market leadership team
Deepens client satisfaction by driving consistent execution of the Client Management Process and relentless focus and dedication to the client experience
Responsible for associate development and selection of new team members, arranging appropriate training, managing performance, and identifying and addressing obstacles to ensure the team's success. Coaching team members and partners to improve performance is a key requirement and component of the team's success
Visibly represent Bank of America as a senior leader in the community and leverage community events to promote Bank of America brand image
Products per relationship
Business Integration
Asset quality and risk management
Leadership behaviors and teamwork
Strong background in credit, underwriting, structuring and negotiation skills
Knowledge of complex credit structures
Demonstrates deep and broad business acumen - a strong business person with technical skills
Demonstrates sound judgment and acts with speed - able to achieve results quickly
Complex problem resolution abilities

Administrative Assistant, Credit Products Resume Examples & Samples

Co-ordinate diaries and organise meetings, conference calls and other business related engagements. Ensuring internal meeting rooms are reserved and refreshment bookings are made, highlighting conflicting appointments and use initiative to resolve sudden changes to itineraries
Organise domestic and international trips including all travel arrangements, accommodation, visas, maintain itinerary with updates, prepare expense re-claims, respond to changing travel arrangements at short notice
Respond in a professional manner to incoming telephone calls, and monitor and respond to incoming email and voicemails. Deal with internal and external contacts including clients to gather or relay information, including sensitive matters that require diplomacy
Organise incoming/ outgoing mail and faxes, courier services, special delivery requirements and maintain filing systems, including confidential material
Printing / Scanning as required to assist documentation and credit teams
Monitor and maintain team diaries re forthcoming and overdue reviews and any documentation out of order including proactively contacting wealth managers for receipt of any required documentation post drawdown
Transfer of completed documentation to credit management team as required (Broad Street)
Undertake reseach assignments, compiling information using own initiative
Co-ordinate visits from Senior Management from overseas and where required organise their itineraries, accomodation and hotel transfers
Other ad hoc duties
Ability to work under pressure and within tight deadlines
Self-motivated with the ability to act on own initiative
LI-VC2

International Credit Products Manager Resume Examples & Samples

The International Credit Product Manager will lead a team of specialist in the following primary and cross over functions
Minimum of 8 years’ experience working in a financial institution in a credit role (credit trained)
Exposure to the broad array of corporate capital markets products including high yield notes, convertible bonds and private and public equity
Bachelor’s degree in finance, economics, accounting or directly related; MBA preferred
FINRA Security Licensed a plus (Series 7 or 79 and 63)
Strong financial and analytic skills and ability to rapidly assimilate complex information
Strong peer relationship and management skills
Experience in cash flow, borrowing base and commercial real estate loan structures
Self-motivated with ability to work independently as well lead a team
Excellent organizational skills, attention to detail, and the ability to complete assignments in a timely manner

CBG Credit Products Offcr Resume Examples & Samples

May assist department manager in overseeing credit and underwriting activities of other officers to ensure that current and potential customers are properly analyzed to minimize credit losses. Oversees the work of others, including preparation of CRRs/CRMs by training less-experienced credit staff, allocating, and monitoring work
Together with Relationship Manager, takes primary responsibility for managing credit needs of a portfolio of 15 or more commercial banking relationships providing consultative underwriting advice, credit analysis and on-gong monitoring of credit products and services to meet customer's needs and minimize credit losses to the Bank
Develops innovative credit solutions to meet customer/prospect credit needs
Works closely with Cash Management, Capital Markets, Equipment Leasing, Trade Finance, and other major areas of the Bank to manage the risk of complex financial products and services
Ensures development and preparation of effective proposals for presentation to existing and potential customers
Ensures quality control and risk management of relationships managed. Identifies, classifies, and monitors problems or potential problem loans in compliance with the internal credit review policy. Directly, or through credit officers or analysts, tracks and monitors receipt of financial reporting and covenant compliance certificates. Attempts to collect on accounts that are delinquent including negotiating payment schedules, obtaining proper pre-approval if required
Bachelor's Degree in Finance required
Master's/Advance Degree in Finance preferred
Over fifteen years of directly related experience
Excellent knowledge and ability to analyze financial statements, tax returns and cash flow
Excellent working knowledge of other software used for analysis such as MFA and Tax Analysis
Ability to perform independently with a minimum of supervision

International Credit Products Transactor Resume Examples & Samples

The International Credit Product Transactor will serve as a specialist in the following primary and cross over functions
Bachelor’s degree in mathematics, engineering, quantitative finance, or similar mathematical discipline; MS in mathematics, engineering, or quantitative finance preferred. MBA also preferred
Minimum of 4 years’ experience working in a financial institution involving structuring, credit analysis, modeling, and relationship management responsibilities
Broad understanding of the International Credit and Banking markets
Experience with customers with credit needs in the Commercial Bank Target Market
Understanding of the Loan Syndication marketplace and its impact on the assessment of credit and market risk
Ability to model, structure, negotiate and manage complex credit transactions

Credit Products Manager Resume Examples & Samples

Able to establish and maintain collaborative partnerships
Demonstrates strong teaming behavior that creates win-win solutions that build trust
Able to influence executive management and provide thought leadership across the organization
Easily navigates multiple client and support organizations
Communicates crisply and candidly

Senior Credit Products Manager Middle Markets Resume Examples & Samples

Strong background in portfolio management, credit, underwriting, structuring and negotiation skills
Knowledge of systems related to loan monitoring, credit approval, covenant tracking and risk rating scorecards
Management and coaching experience, or demonstrated interpersonal and leadership skills supporting success in those areas
Knowledge of complex credit structures and underwriting at both the project and enterprise level
Displays personal courage, makes tough people and business decisions

CBG Credit Products Offcr Resume Examples & Samples

1-May act as a team leader overseeing credit and underwriting activities of other officers to ensure that current and potential customers are properly analyzed to minimize credit losses. Oversees the work of others, including preparation of CRRs/CRMs by training less-experienced credit staff, allocating, and monitoring work
2-Supports unit's growth and profitability through underwriting credit requests and proactively monitoring credit portfolio
3-Together with Relationship Manager, takes primary responsibility for managing credit needs of a portfolio of 15 or more commercial banking relationships providing consultative underwriting advice, credit analysis and on-gong monitoring of credit products and services to meet customer's needs and minimize credit losses to the Bank
4-Develops innovative credit solutions to meet customer/prospect credit needs
5-Works closely with other CBG Departments (e.g. Cash Management, Capital Markets, Equipment Leasing, Trade Finance), and other major areas of the Bank to manage the risk of complex financial products and services
6-Ensures development and preparation of effective proposals for presentation to existing and potential customers
7-Participates, oversees, and assists in the preparation of CRRs, recommending credit facilities by signing final document. Ensures credit facilities and transactions are properly structured, priced, and documented
8-Ensures quality control and risk management of relationships managed. Identifies, classifies, and monitors problems or potential problem loans in compliance with the internal credit review policy. Directly, or through credit officers or analysts, tracks and monitors receipt of financial reporting and covenant compliance certificates. Attempts to collect on accounts that are delinquent including negotiating payment schedules, obtaining proper pre-approval if required
9-Interacts with Credit Administration, Appraisals, Legal, and other related Bank personnel regarding issues of credit quality, appropriate compensation for risk, as well as new business and related trends
10-Views credit quality as a personal obligation; exhibits independent judgment; ensures balanced loan presentations; responsible for on-going account monitoring; proactive in problem detection/resolution; maintains balance between growth and credit quality
11-May act as a specialist for the Bank in specific industry. Keeps current on all economic and other issues impacting industry
12-Performs other duties as assigned

Director, Consumer Credit Products Resume Examples & Samples

Retail banking/financial services business experience with demonstrated experience in product development and/or marketing communications
Demonstrated leadership skills in an international / matrix management role
Deep understanding of banking operations and/ or payment schemes, including products & services, business systems and processes
Expert knowledge of how the brand, product platforms, and rules interact for existing and new payment solutions
Strong commercial acumen with product line P&L responsibility
Strong communication, interpersonal and collaboration skills are needed to influence direction and change attitudes and decisions of senior level international bankers
Strong self-management skills including demonstrable drive and energy
Customer-facing experience, Sales experience and proven negotiation skills
Possession of strong knowledge and skills across a range of functions including strategy, marketing, operations, budgetary/accounting and administration, at a professional level
Strategic and innovative thinker also capable of strong execution
Strong communication and influencing skills, to work at all levels
Multicultural sensitivity and interpersonal relationship management, including the ability to work effectively within Country, between regions and with Worldwide Staff
Candidate must have the ability to travel frequently

Administrative Assistant, Credit Products Resume Examples & Samples

Monitor and maintain team diaries re forthcoming and overdue reviews and any documentation out of order including proactively contacting wealth managers and external lawyers for receipt of any required documentation post drawdown
Undertake initial preparation of Forward Foreign Exchange facility annual reviews
Proven client facing experience
Client Service, including problem resolution
Collaborative, working in partnerships to create effective outcomes
Good interpersonal, & communication (written & oral) skills
Prioritize, streamline & simplify work for self & others
Organisational skils
Fully PC proficient including Microsoft applications WORD, EXCEL, PPT, OUTLOOK and proven ability to quickly learn and easily adapt to in-house credit & other workflow systems
LI-SS2

Credit Products Team Lead-abl / Sponsor Resume Examples & Samples

Manage Credit Products Officers and Analysts
Contribute to production goals
Complete administrative items associated with employee management responsibilities
Call on key clients and prospects, as necessary, in concert with the Client Strategy
Structure credit to market (asset quality and competitiveness balanced)
Conduct financial modeling (projections for term debt and transactions)
Underwrite credit (new / renewals / modifications)
Complete due diligence
Negotiate credit (with Client Manager or Relationship Manager involved as needed) and assist other Credit Products Officers, if applicable
Gain credit approval (with Client Manager or Relationship Manager as sponsor) and assist other Credit Products Officers, if applicable
Monitor financial statements, borrowing base, covenant compliance, exception management
Overdrafts and ACH approvals
Contribute to client planning sessions (development of financial program) with Client Managers or Relationship Managers and other Credit Products Officers
Work with Client Managers or Relationship Managers and other Credit Products Officers to structure idea pitches
Perform relationship reviews to determine appropriateness and competitiveness of credit package for assigned requests and assist Credit Products Officers and Client Managers or Relationship Managers with their requests
Train Credit Products staff
Travel as necessary approximately 25% of the month
Bachelor’s degree in business administration with emphasis in management, accounting, finance, or a related field. A MBA or graduate level degree is preferred for this position
10+ years of experience in risk, credit analysis and/or account management
Prior experience with sponsor and ABL type transactions are strongly preferred
Candidates will have expertise in leveraged cash flow, collateral based lending, senior debt markets and broader capital markets including credit underwriting, structuring, negotiation, syndicated/ complex credits, and cross-selling opportunities
Formal credit or commercial loan training is a plus
Previous credit decisioning experience is preferred
Must possess superior verbal, written, and organizational skills
Must be able to prioritize tasks demonstrating both management skills and ability to achieve communicated deadlines
High integrity and respect for confidentiality are invaluable
Strong understanding of business and personal financial statements
Good phone and presentation skills required

Credit Products Manager Resume Examples & Samples

Partners closely with teammates in the Global Commercial Bank to consult on sales opportunities and to provide the product expertise and consultation necessary to deliver the best solution to the client
Develops and maintains strong cross functional partnerships with CPM, Market Executive, Market Manager, Treasury Solutions Manager, Risk Management and others to ensure that strategic business objectives for the market are realized. The Credit Products Manager is an important member of the market leadership team
Develops strategies, processes and plans that enable the team to help clients meet their business goals while achieving the bank's goals
Deepens the client experience by driving consistent execution of the Client Management Process
Responsible for employee development and selection of new team members, arranging appropriate training, managing performance, and identifying and addressing obstacles to ensure the team's success. Coaching team members and partners to improve performance is a key requirement and component of the team's success

Credit Products Regional Mgr Resume Examples & Samples

Negotiate credit (with Client Manager or Relationship Manager involved as needed)
Reviewing closing documents and ensuring proper booking of transactions
Monitor financial statements, borrowing base, covenant compliance, exception management overdrafts and ACH approvals
Contribute to client planning sessions (development of financial program)
Work with Client Managers or Relationship Managers to structure idea pitches
With Client Manager or Relationship Manager, perform relationship reviews to determine appropriateness and competitiveness of credit package
Lead or participate in various projects related to underwriting, process improvement, and/or policy setting
Talent management, staff training & development
Identify cross-sell opportunities
Call on key clients and prospects as necessary and in concert with the Client Strategy
This position requires a bachelor’s degree in business administration with emphasis in management, accounting, finance, or a related field. A MBA or graduate level degree is preferred for this position
Individuals typically have 10-15+ years of experience in account relationship management
Candidates will have expertise in the senior debt markets and broader capital markets including credit underwriting, structuring, negotiation, syndicated/ complex credits, and cross-selling opportunities
Formal credit or commercial loan training is a plus.Previous credit decisioning experience is preferred
Candidates must possess superior verbal, written, and organizational skills
Individuals must be able to prioritize tasks demonstrating both management skills and ability to achieve communicated deadlines
Excellent computer skills in Windows, understanding of business and personal financial statements, good phone and presentation skills required

CBG Credit Products Offcr Resume Examples & Samples

Will provided ongoing coaching and support to other Credit Product Officers and train less-experienced credit staff
Will drive efficiency in the credit process and proactively manage new business and existing customer deal flow within the credit team to assure efficiency in transaction processing time to approval
Has authority to approve loans within delegated signing authority level; recommends to higher level of authority if appropriate and/or recommends loans for denial. Ensure all credit exposures are approved at the appropriate level and/or within assigned delegation. Will oversee credit and underwriting activities of other officers to ensure that current and potential customers are properly analyzed to minimize credit losses
For complex customers, develop a well-informed and balanced view of the business, financial and competitive risks faced by a company, sector, and industry. Provide a well-researched and thoughtful risk assessment of each assigned client; in addition to developing alternative credit solutions to meet both bank and customer's need on an ongoing basis. Ensures development and preparation of well thought out and effective credit write-ups for presentation that complies to bank policies and ensures exceptions are properly reported
Capacity to proactively identify deteriorating credit solutions and manage the process through strong communication skills with both the client and internal business partners. Directly or through Credit Team, monitors, tracks and manages the credit portfolio with the goal of minimizing credit losses and maintaining compliance with credit review policy while keeping the Division Credit Manager current on any credit issues that require attention
Bachelor’s Degree in Finance
Master’s/Advanced Degree in Finance
Years of functional/professional experience 10+ years of credit-related experience
Years of supervisory or managerial experience 3+ years managing a credit function and staff preferred
Proficient knowledge of financial services used by commercial customers
Demonstrated experience in financial projection modeling
Proficient working knowledge of Microsoft Office Word, Outlook, and Excel

Credit Products Resume Examples & Samples

Develop and execute a long term business plan for the Interest Rate Derivative product within the U.S. CCB, which generates appropriate revenues and risk adjusted returns
Partner with GNI and MMR Segment Heads to develop targeted account calling strategies for key relationships and “must win” clients
Develop, market, and execute derivative products for the commercial banking client base
Ensure product activities are carried out in accordance with all internal policies, and all regulatory, legal, and governmental regulations
Identify and monitor the key financial metrics that measure success for the Interest Rate Derivative product within the GNI and MMR client segments
Communicate effectively with Citi senior management, Independent Risk, Audit, Legal, Finance, ICG, and the regulators
Mentor and train U.S. CCB client managers to properly identify Interest Rate Derivative product opportunities
Manage all HR responsibilities for the Interest Rate Derivatives team, including performance reviews/ communication, compensation planning, and the establishment and monitoring of Scorecards and key performance metrics
Strong quantitative and pricing skills
Entrepreneurial
Able to work across all areas of the firm
Demonstrated ability to build relationships, negotiate and influence others

GM, Credit Products Resume Examples & Samples

Proactively service CS Clients, promptly answer multiple phone lines, proactively following up on client requests, and monitoring email of sales team when appropriate to make sure client requests are responded to ASAP
Send out hard and soft copies of research
Monitor new events for clients that come out on email, EVENTS VIEW, and other internal systems to keep in front of sales/clients
Fill out and submit Expense Reports
Coordinate Entertainment events
Proactively set up analyst meetings, management meetings, and conference schedules

Credit Products Manager Resume Examples & Samples

Manages Shares Services workflow for his/her group. Plans, assigns, and directs the work and activities of each team member
Ensures that the group provides timely and accurate analytical support for assigned DPO teams. Ensures that all Shared Services work product meets or exceeds bank standards and service level agreement requirements
Recruits, hires, develops, manages, coaches, and mentors all Shared Services Analysts in his/her group. Ensures Regions is building the best team and a sufficiently deep bench. Ensures that the group maintains proper staffing levels
Maintains primary responsibility for training and developing Management Associates and other entry-level Shared Services Analysts such that at the appropriate time each is ready to join a DPO team at a Debt Products Associate I level
Utilizes established performance metrics to monitor productivity and efficiency of the group. Works with the DPO Shared Services Group Manager as needed to develop or modify performance metrics
Serves in a leadership position on Shared Services management initiatives and activities
Creates and maintains strong working relationships with Key Stakeholders including supported DPO teams and Human Resources
Provides leadership to the Management Associate Training Program and DPO talent management through recruiting, training, and development of qualified candidates
Provides strategic and tactical support for the DPO Shared Services Group Manager as needed
Serves periodically on committees/task forces/groups as needed
Ability to lead, manage, and coach others
Well organized, detail-oriented, and able to manage multiple projects under pressure
Demonstrates analytical and problem solving skills as well as sound judgment
Ability to identify and voice issues
Works collaboratively with multiple stakeholders

Credit Products Manager Resume Examples & Samples

Works in support of coverage banker to develop target set of companies within markets to enhance proper client selectivity
Maintains market knowledge of loan pricing and structural trends to match client needs with Regions’ debt product solutions
Calls jointly on clients with coverage bankers to understand clients’ needs and specific risks to client business
Serves as a mentor/coach to team members, specifically Debt Products Associates assigned to managed clients
Demonstrated strong verbal and written communication skills
Well organized, attention to detail, and able to manage multiple projects under pressure
Ability to negotiate with both internal and external parties

CBG Credit Products Assoc Resume Examples & Samples

Produces qualitative financial review for credit requests. Handles basic to moderately complex credit relationships. Analyzes credits including financial statement spreading analysis, tax return analysis, and financial statement projections to make recommendations of client's credit situation
Ensures portfolio maintenance by monitoring delinquencies, matured and maturing loans, and assisting with the preparation of extension requests. Sets up credit files and ensures assigned files are complete and updated according to BOW compliance standards. Also sets up covenant and compliance tracking on Balenz
Provides support to the regional and division managers for special projects and reporting tasks. Such special projects may include compliance tracking, portfolio analysis, budget forecasts and the creation of excel based underwriting tools
Attends client and team meetings and assists in determination of client needs. Assists Relationship Managers and others with completion of Credit Requests and other tasks as needed, providing analysis and review as applicable in a timely fashion free of errors
Associate’s Degree in Business or Finance preferred
Bachelor’s Degree in Business or Finance preferred
0 to 2 years of direct experience including financial statements, tax returns, and/or cash flow analysis, or related equivalent
This CBG Credit Analyst position is assumed to be part of the career path for future relationship management or credit-related job families
Strong knowledge and ability to analyze financial statements, tax returns and cash flow
Strong working knowledge of Microsoft Office (Word, Outlook, Excel)
Strong working knowledge of other software used for analysis such as MFA and Tax Analysis
Strong written and verbal communication

Director, Consumer Credit Products Resume Examples & Samples

Grow Visa's market leadership on cards in AP and by enabling continued growth of key markets
Assist in developing the AP consumer credit strategy and product solutions including but not limited to consumer value proposition, product rules, pricing, system infrastructure capabilities and through leadership materials
Provide regional product specialist support to global clients and together with Global Client Account team achieve client specific product and volume targets
Develop bespoke and scalable product benefits for global and key clients in the region, manage key partners to continuously improve consumer value propositions
Working closely with country teams on understand key growth barriers and develop mitigation strategy, identify high potential new business opportunities to launch credit products and provide support from the initial pitch to ongoing portfolio management
Actively consult with, and provide product knowledge and expertise to the sales and in country product team to win new mandates across AP
Manage A&P initiatives and the relevant budgets associated with these items to ensure due process is followed and that initiatives are delivered on time and within agreed budget
Utilize industry, consumer purchasing behavior, consumer research and customer knowledge to seek out new business opportunities in Singapore for the debit product category
Develop compelling, differentiated and relevant product plans that leverage Visa's system, IP, brand/marketing program and partnership assets to provide competitive advantage
Support growth of Visa credit portfolio in AP with a focus on driving online and international usage and digital channels
Interface with key clients from time to time assisting them with credit product support and pushing forward the credit agenda

Credit Products Resume Examples & Samples

Entrepreneurial and capable of driving success within a complex organization and across multiple reporting verticals
Strong project management skills; proven time and task management expertise with the ability to multi-task effectively
Self-starter, with strong organizational, planning and follow-up skills
Highly proficient in Excel and PowerPoint
Proactive professional approach
Communications skills to effectively present findings to senior management; ability to convey complex matters in a concise manner
Attention to detail; intent on delivery high quality work product
Maturity, credibility, energy and enthusiasm

Credit Products Manager Resume Examples & Samples

Ensures new loans and renewals are underwritten to prudent risk standards and are in compliance with the commercial loan policy and the credit risk management policy
Supports, communicates and leads new risk management initiatives in partnership with DPO Risk Compliance
Serves as a coaching resource around client selectivity, loan structuring, underwriting, servicing and risk rating
Maintains limited client portfolio direct management
Hires/develops/coaches/manages Debt Product Organization personnel
Ensures Regions is building the best team and a bench to replace talent at all levels as needed
Creates and maintains strong working relationships with key stakeholders including Debt Products Managers, Debt Products Associates, Credit Officers, Coverage Bankers, Business Unit Leadership, Geography Leadership and Human Resources
Maintains strong culture of risk rating timeliness and accuracy. Leads culture of dynamic risk rating
Ensures credit monitoring and servicing is timely and accurate
Partners with Credit Officers to serve as Area or Group point of contact for Credit Review, Problem Asset Management, and internal and external auditors in partnership with the DPO Risk Compliance Group
Demonstrated self-starter with strong work ethic, excellent verbal and written communication skills, interpersonal skills, problem solving skills, multi-tasking skills, time management skills, and ability to lead and coach
Ability to build a cohesive team that incorporates core values and creates a motivational environment that achieves business and credit risk goals
Strong working knowledge of the group’s emerging and key risks

CBG Credit Products Assoc Resume Examples & Samples

When requested, acts as a team member providing support to the relationship managers and Regional Manager, providing current and timely analysis during the loan underwriting process
When applicable, interfaces directly with borrowers to obtain financial information and review financial information directly
May assist in review of credit requests
Prepares and updates reports as necessary
Associate’s Degree in Business or Finance - Preferred
Bachelor’s Degree in Business or Finance - Preferred
Requires practical knowledge of job area typically obtained through advanced education combined with experience
Requires 3 years minimum prior relevant experience
Position will involve preparation of credit proposals or credit synopsis covering credit limits for banks and financial institutions for Trade Finance, Treasury, Syndications, or other business groups that may require Credit and Counterparty Risk approvals

Credit Products Manager Resume Examples & Samples

Develops and maintains strong cross functional partnerships with Market Executives, Treasury Solutions Managers, Leasing Managers, and Risk Management and others to ensure that strategic business objectives for the market are realized
Deepens client satisfaction by driving consistent execution of the Client Management Process
Strong understanding of sales organizations and sales processes
Prior experience leading a team
Prior experience mentoring less experienced associates
Knowledge of the franchised automobile business

Cb-wholesale Lending Services Credit Products Execution VP Resume Examples & Samples

Coordinate documentation across core corporate lending categories, with a focus on bilateral and syndicated working capital facilities and traditional trade finance facilities for EMEA clients
Deliver best-in-class credit documentation processes including managing the negotiation and execution of credit facilities and ancillary documentation. Maintain oversight of the deal closing process
Manage controls framework, reporting and escalation for transaction execution (including. preparing and coordinating documentation deviations and approvals during negotiations)
Obtain input from appropriate stakeholders (Compliance, Credit, Tax, etc) as necessary, ensuring they are brought into the debate in a timely manner to reach resolution
Participate alongside and contribute to functional areas to ensure all operational and financial risks have been addressed
Collaborate with business' and support functions to drive best practices both internally and in the external markets
A strong interest in/ sound understanding of credit execution, transaction management, credit products and banking processes
Technical understanding of lending products and agreements (e.g. Loans (including LMA) and Traditional Trade products)
Excellent coordination skills
Strong control mindset
Demonstrated ability to manage relationships, both internal and external
Highly organised, detail oriented and proactive
Ability to work well under pressure and tight deadlines, including strong prioritisation skills
History of success working in a team
Solid decision making capabilities and the ability to identify problems and drive to resolution
Focus on continual improvement and capacity management
Spanish or German language skills preferred

Credit Products Division, Senior Manager Resume Examples & Samples

Conducts projection spreads, analysis and summary, covenant analysis and commitment summary for new and existing customers
Ensure risk ratings are accurate and reflect our current forward-looking view of the customer
May act as a specialist for the Bank in specific industry. Keeps current on all economic and other issues impacting industry. Prepares and updates reports as necessary
Requires broad management knowledge to lead project teams in one department. Typically has mastery level knowledge and skills within a specific technical or professional discipline with broad understanding of other areas within the job function
General Administrative/Technical Skills
Proficient written and verbal communication
Demonstrated experience in portfolio management and quality control
Proficient working knowledge of other software used for analysis such as MFA and Tax Analysis
Agribusiness Banking Division