Credit Review Resume Samples

4.8 (82 votes) for Credit Review Resume Samples

The Guide To Resume Tailoring

Guide the recruiter to the conclusion that you are the best candidate for the credit review job. It’s actually very simple. Tailor your resume by picking relevant responsibilities from the examples below and then add your accomplishments. This way, you can position yourself in the best way to get hired.

Craft your perfect resume by picking job responsibilities written by professional recruiters

Pick from the thousands of curated job responsibilities used by the leading companies

Tailor your resume & cover letter with wording that best fits for each job you apply

Resume Builder

Create a Resume in Minutes with Professional Resume Templates

Resume Builder
CHOOSE THE BEST TEMPLATE - Choose from 15 Leading Templates. No need to think about design details.
USE PRE-WRITTEN BULLET POINTS - Select from thousands of pre-written bullet points.
SAVE YOUR DOCUMENTS IN PDF FILES - Instantly download in PDF format or share a custom link.

Resume Builder

Create a Resume in Minutes with Professional Resume Templates

Create a Resume in Minutes
FP
F Paucek
Friedrich
Paucek
17253 Schmitt Coves
Dallas
TX
+1 (555) 211 9280
17253 Schmitt Coves
Dallas
TX
Phone
p +1 (555) 211 9280
Experience Experience
San Francisco, CA
Credit Review Senior Manager
San Francisco, CA
Jerde-Beahan
San Francisco, CA
Credit Review Senior Manager
  • Supervise staff, delegate work assignments, mentor and coach staff to improve performance
  • Support of Credit Review Portfolio Managers, Regional Directors, and FCR Management on regional and/or global tasks
  • Engage with key regional partners to ensure efficient production of quarterly reports to Senior Management, Board of Directors and Regulatory Authorities
  • Manage assigned FCR Review Entities
  • Assess effectiveness of the credit risk processes and standards of assigned entities to promote leading practices and identify opportunities for improvements
  • This role provides the opportunity for exposure across the global Risk organization – all businesses, regions and products
  • Support the Head of GPO in special projects (e.g., reengineering efforts, opportunities for process improvement and operational efficiency)
Detroit, MI
Senior Credit Review Manager
Detroit, MI
Morar-Bashirian
Detroit, MI
Senior Credit Review Manager
  • Proactive communication to credit review portfolio managers and management of any concerns and/or emerging risks that may jeopardize the assigned entities
  • Coordinate the individual files to be reviewed by Credit Review Managers, prioritize work-load and ensure report deadlines are met
  • Responsibility for the superiority and constancy of work products that include documents and reports created for the assigned entities
  • Compliance with established credit policies
  • Confirm and finalize all recommendations and findings of the Credit Review Managers resulting from transactional/relationship/portfolio analyses
  • Assessment of the effectiveness of credit risk management of assigned businesses, proposal of practical solutions to risk and control questions
  • Management of quarterly business monitoring and periodic reviews
present
Chicago, IL
Credit Review Senior Portfolio Monitor Manager
Chicago, IL
Champlin, MacGyver and Torphy
present
Chicago, IL
Credit Review Senior Portfolio Monitor Manager
present
  • Works independently and receives little assistance/coaching from Credit Review Management
  • Provide on‐the‐job training for examiners around policies, procedures, and systems for their assigned portfolio
  • Meet with Management on Action Plans and Resolutions of Key issues
  • Works well independently and with others
  • Manage key issues follow up on portfolio assigned findings
  • Add value through direct consultative interactions with business line management regarding portfolio metrics and trends
  • Assist with planning of examination for assigned monitored portfolios
Education Education
Bachelor’s Degree in Business
Bachelor’s Degree in Business
Baylor University
Bachelor’s Degree in Business
Skills Skills
  • Basic credit analysis of wholesale customers including corporates and financial institutions, including ability to rate borrowers and counterparties
  • Basic knowledge of credit products – loans, derivatives and other traded products etc,, including ability to evaluate risks and mitigants of facility structures
  • Knowledge of banking regulations, pertaining to lending and credit extension
  • Basic auditing skills
  • Familiarity with basic tenets of general credit policies and procedures
  • Ability to work as part of a team, and under tight project completion timelines
  • Ability to produce written reports and present audit findings to credit risk managers
  • General understanding of key terms and conditions in credit agreements
Create a Resume in Minutes

11 Credit Review resume templates

1

Fundamental Credit Review Manager Resume Examples & Samples

  • Support Quality Assurance activities as Subject Matter Expert
  • Travel required (25%)
  • Demonstrable financial services experience including 6 years of credit experience in corporate, commercial or consumer banking
  • Ability to coordinate and manage large review teams
  • Regulatory experience or relevant experience in a similar role at another institution is desirable
  • Proficient in MS Office (Word, Excel and PowerPoint)
2

Credit Review Senior Manager Resume Examples & Samples

  • Engage with key regional partners to ensure efficient production of quarterly reports to Senior Management, Board of Directors and Regulatory Authorities
  • Monitoring and reporting of Control Metrics for Risk Scorecards, FCR MCA Process, FCR requirements (e.g., review timeline, Lead Reviewer tenure, actual versus planned reviews, outstanding CAPs)
  • Budget Management (e.g., track and coordinate expenses, headcount, staff planning and space)
  • Administration including coordination of FCR guest reviewer pipeline and maintenance of guest reviewer database; coordination of the global SCO process including update and maintenance of the SCO List, SCO pyramids; maintenance of the FCR SharePoint and FCR Website; maintenance of FCR calendars (e.g., FCR Coverage Plan rolling four quarter review schedule)
  • Change Control Management Process
  • Internal Controls: ensure that FCR (1) maintains a viable, tested, and cost–effective contingency plan, (2) meets all requirements of information security, and (3) maintains a consistent and thorough Manager’s Control Assessment (MCA) process
  • Data Management: ensure completeness, integrity and quality of data including FCR Coverage Universe / Review Entities (reconciliation, maintaining gold copy database of Review Entities, keeping database elements updated and relevant); Key Committee Membership List / Committee Charters; FCR Reports Distribution List
  • Supervise staff, delegate work assignments, mentor and coach staff to improve performance
  • Support the Head of GPO in special projects (e.g., reengineering efforts, opportunities for process improvement and operational efficiency)
  • Financial services experience including 8 years of credit experience
  • Technical expertise, strong understanding of products, tools and associated risks
  • Knowledge of credit risk
  • Knowledge of credit and banking products
  • Understanding of Citigroup credit policies and procedures
  • Ability to work at senior levels and build constructive and effective relationships with global peers
  • BA/BSc or higher degree in business (MBA), finance or any other related subject
3

Credit Review Senior Manager Resume Examples & Samples

  • Manage assigned FCR Review Entities
  • Keep FCR senior management informed of any concerns and/or emerging risks that may jeopardize their Review Entities
  • Support VOE initiatives for Fundamental Credit Risk
  • Travel (25%)
  • Ability to analyze root causes of problems and anticipate “horizon” issues
4

Team Lead Credit Review Resume Examples & Samples

  • Design and implementation of RBC’s wholesale credit review function
  • Development of an analysis and reporting framework that meets regulatory standards
  • Provides coaching to team members, as necessary
  • Demonstrates analytical and strategic mindset
5

Credit Review Specialist Resume Examples & Samples

  • Evaluating and decisioning credit card applications
  • Serves as a contact for Financial Institutions/Joint Issuance partners/U.S. Bank on new credit card applications as well as existing account requests
  • Maintains a working knowledge of underwriting guidelines, operational systems and process, regulatory or policy changes as well as industry changes
  • Attends and participates in formal and informal training programs
  • When necessary, contacts customers to validate or obtain additional information needed to make a credit decision
  • Effectively handles incoming calls from credit applicants on new applications as well as other credit questions
6

Credit Review Manager Resume Examples & Samples

  • Provides continual feedback to the Credit Review Manager regarding existing or emerging risks or issues
  • Serve as an Examiner in Charge for specific reviews/examinations which will encompass activities including proper sample selection, review team composition/ logistics, data compilation and analysis, written report generation
  • Communicate and interact with unit management
  • PC proficient including Word and Excel
7

Credit Review Group Manager Resume Examples & Samples

  • Manage global and more complex FCR Review Entities
  • Provide independent assessment of the accuracy and appropriateness of risk ratings and classifications of the assigned portfolios
  • Assess business/risk staffing models to ensure appropriate resources for assigned entities
  • Experience in remedial situations advantageous
  • Fully conversant in credit policy matters
  • Good knowledge of capital markets products, including derivatives
  • Ability to work at senior levels and build constructive and effective relationships with peers
  • Ability to recognize and address all types of risks, including market, operational and cross border
8

Credit Review Senior Manager Svp Resume Examples & Samples

  • Assess quality of assigned portfolios, including identification and evaluation of emerging risks
  • Support the FCR Region Head on regional and/or global tasks
  • Travel required (15%)
  • Some experience in credit risk preferred
  • Some knowledge of accounting, corporate finance, and credit and banking products
  • Some knowledge of Citigroup credit policies and procedures preferred
  • Some knowledge of fundamental credit risk concepts
  • Strong written and verbal communication skills - ability to express and communicate concisely and clearly
  • Familiarity with Citi risk systems
  • Highly proficient in MS Office (Word, Excel and PowerPoint)
  • BA/BSc degree
9

VP Wholesale Credit Review Resume Examples & Samples

  • Minimum of twelve years proven and progressive commercial credit risk, lending or credit analysis experience or equivalent; loan review, loan workout, public accounting and/or federal bank examination experience and/or proven experience within a large commercial bank, developing policies and procedures for commercial portfolios and interacting with third party regulators strongly preferred
  • Minimum of a bachelor’s degree in business, accounting, finance, economics, related field or equivalent experience; professional certification preferred
  • Strong managerial, communications, analytical (credit/financial), problem-solving, organizational and interpersonal skills
  • Ability to exercise discretion, work independently within broad guidelines, tactfully handle sensitive and confidential data, deliver high quality results within tight timeframes, manage multiple projects simultaneously, and ability to mentor, motivate and develop a professional staff
  • Proficiency with personal computers as well as pertinent mainframe systems and software programs
  • Thorough knowledge of application of law as it applies to banking, business loans, bankruptcy, contracts, securities law, Uniform Commercial Code and real estate
  • Knowledge of the Company, Group and financial services industry and the regulatory framework they operate in
  • Ability to travel 20 - 40% of the time
10

Assistant Credit Review Resume Examples & Samples

  • Ability to undertake a variety of administration tasks. (Essential)
  • Ability to work in a team. (Essential)
  • Ability to communicate in written and spoken Japanese at business fluency level.(Essential)
  • Microsoft Office Word/Excel (essential), Access (desirable)
11

CIB VP, Credit Review Resume Examples & Samples

  • 5 or more years experience in credit review, lending and/or credit administration either with a financial institution or a U.S. regulatory agency
  • Formal credit training
  • Bachelor's degree in Finance, Economics, Accounting or Business Administration or equivalent work experience necessary
  • Able to arrive at creative solutions; a self-starter
  • Familiarity with a variety of products such as: Corporate Credit, Acquisition Financing, Project Finance, Latin America Finance, Trade Finance, Leasing, Securitization, Derivatives. Willing to learn new credit products
  • Computer literate
  • Effective written communications skills
12

Gf-fundamental Credit Review Senior Lead Reviewer Resume Examples & Samples

  • Assess effectiveness of the credit risk processes and standards of assigned entities to promote leading practices and identify opportunities for improvements
  • Review and assess the appropriateness, completeness and usage trends of the credit risk components of the Risk Appetite framework for the assigned portfolios
  • Ensure that Corrective Action Plans for assigned businesses are appropriate, monitored and duly validated addressing concerns resulting from FCR Reviews or Business Monitoring
  • Ensure that FCR documents including the Credit Assessment Documents and the Fundamental Credit Review Reports meet quality and consistency standards
  • Support Quality Assurance activities as Subject Matter Expert (SME)
  • Demonstrable financial services experience including 8 years of credit experience in corporate, commercial or consumer banking
  • Expert in risk analysis and risk management processes for one or more products and lending areas
  • BA/BSc or higher degree in Business (MBA), Finance or any other related subject
  • Potential SCO Candidate or current SCO Delegation (Business or Risk)
13

Credit Review Manager Resume Examples & Samples

  • A minimum of 10 years of credit related experience including understanding of large or middle market commercial lending
  • Strong credit analysis and project management skills
  • Excellent verbal and written communication skills, and sound listening and leadership skills
  • Ability to support conclusions through fact-based analysis and ability to influence senior leaders
  • Proven organizational skills
  • Bachelors Degree
  • Experience in risk management, commerical lending, regulatory agencies, special assets, leveraged finance or debt underwriting is preferred
  • Experience with a Credit Review examination process
  • Resourcefulness in identifying, assessing, and reporting on emerging risks
14

Credit Review Portfolio Manager Resume Examples & Samples

  • Management of global and regional FCR Review Entities through quarterly Business Monitoring and periodic Reviews
  • Assessment of the quality of assigned portfolios and relationships, including identification and evaluation of emerging risks
  • Preparation of Credit Assessment Documents in accordance with and at the quality standards required by the FCR Manual and Review Guides
  • Accountability for the quality and consistency of work products that include Credit Assessment Documents, Sample Rationale Documents, and Fundamental Credit Review Reports created for the assigned Review Entities
  • Support of Regional Directors and FCR Management on regional and/or global tasks
  • Proactive communication to FCR Senior Management of any concerns and/or emerging risks that may jeopardize the assigned Review Entities
  • Demonstrable financial services experience including 8-10 years of credit experience in corporate, commercial, or retail banking
  • Strong project management skills, with the ability to coordinate and manage large review teams in different regions
  • Senior Credit Officer qualification preferred
15

Credit Review Specialist Resume Examples & Samples

  • Update third-party information in Verification Database as needed
  • Escalate derogatory results to the appropriate QA auditor for handling
  • Provide suggestions to management team for potential process improvements
  • Phone work is associated with the verifications
  • Excellent customer service is required
16

Credit Review Senior Manager Resume Examples & Samples

  • Management of regional FCR Review Entities through quarterly Business Monitoring and periodic Reviews
  • Assessment of Business and Risk staffing levels to determine the effects on assigned Review Entities
  • Evaluation of the appropriateness of Corrective Action Plans resulting from Reviews or Business Monitoring, and subsequent validation of the effectiveness of the same after implementation by the Business
  • Support of Credit Review Portfolio Managers, Regional Directors, and FCR Management on regional and/or global tasks
  • Travel required 25%
  • Strong project management skills, with the ability to coordinate and manage large review teams
  • Strong written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
17

Credit Review Manager Resume Examples & Samples

  • Assessment of the quality and adequacy of credit analysis and exposure analysis as well as accuracy and appropriateness of risk ratings and classifications of the assigned relationships
  • Review of relationship-level file testing prepared by FCR Credit Risk Analysts and Guest Reviewers
  • Accountability for the quality and consistency of Credit Assessment Documents
  • Support of Credit Review Senior Managers, Credit Review Portfolio Managers, Regional Directors, and FCR Management on regional and/or global tasks
  • Proactive communication to Credit Review Senior Managers and Credit Review Portfolio Managers of any concerns and/or emerging risks that may jeopardize the assigned Review Entities
  • Travel required (15% to 50% depending on Region)
  • Demonstrable financial services experience including extensive years of credit experience in corporate, commercial, or retail banking
  • Fully conversant in credit policy matters with proven sound judgment
  • BA/BSc or higher in business, finance, or a related field
18

AVP Credit Review Resume Examples & Samples

  • Evaluate and analyze credit trends to provide management with an independent assessment of credit performance and early indications of change, or expected change, in the performance of the Bank’s loan portfolio
  • Determine the risk profile of lending divisions and provide recommendations to better monitor and control risk
  • As assigned, perform loan reviews to include
  • 20160711
19

Credit Review Specialist, Citimortgage Resume Examples & Samples

  • Mortgage experience preferred
  • LPM/ACAPS/DRI experience preferred
  • Proficiency in MS Word/Excel/Outlook required
  • Accuracy & attention to detail
  • Good oral & written communication skills
20

SVP, Credit Review Senior Manager Resume Examples & Samples

  • Assessment of the quality and adequacy of credit analysis and exposure analysis as well as accuracy and appropriateness of risk ratings and classifications of corporate, commercial and high-net worth relationships
  • Assessment of the effectiveness of the credit risk processes and standards of assigned Review Entities to promote leading practices and identify opportunities for improvements
  • Approval of relationship-level file testing prepared by FCR Credit Risk Analysts and Guest Reviewers
  • Proactive communication to Credit Review Portfolio Managers and FCR Senior Management of any concerns and/or emerging risks that may jeopardize the assigned Review Entities
  • Demonstrable financial services experience including 6-8 years of credit experience in corporate, commercial, or retail banking
  • Proficient in Microsoft Office (Word, Excel, and PowerPoint)
21

Credit Review Specialist Resume Examples & Samples

  • Five or more years of experience in credit analysis and/or lending activities
  • Excellent credit analysis and analytical skills
  • Thorough knowledge of credit administration, policy and procedures
  • In-depth knowledge of risk analysis
22

Credit Review Resume Examples & Samples

  • Review credit files and provide an opinion on quality of underwriting and accuracy of credit rating (PD), Loss Given Default (LGD) and loan modifiers
  • Evaluate credit monitoring practices for adherence to credit policy and procedures
  • Analyze portfolio composition to identify trends and provide opinion on portfolio quality
  • Evaluating completeness and overall quality of credit files
  • Basic credit analysis of wholesale customers including corporates and financial institutions, including ability to rate borrowers and counterparties
  • Basic knowledge of credit products – loans, derivatives and other traded products etc,, including ability to evaluate risks and mitigants of facility structures
  • Knowledge of banking regulations, pertaining to lending and credit extension
  • Basic auditing skills
  • Ability to produce written reports and present audit findings to credit risk managers
  • Ability to work as part of a team, and under tight project completion timelines
  • Familiarity with basic tenets of general credit policies and procedures
  • General understanding of key terms and conditions in credit agreements
23

Head of Credit Review Resume Examples & Samples

  • Directs, mentors, trains, and evaluates assigned staff
  • Directs and supervises to ensure BNPP Inspection Generale and Bank of the West Inspection Group policies and procedures are adhered to on audit assignments
  • Develops, directs, and/or executes the audit plans, and may also be responsible for various projects to improve efficiencies. May complete 2nd level of review over audit recommendation closure for complex issues
  • Responsible for managing the assigned Head of Assignment for an audit project to include the related audit scoping, planning, evaluating, reporting, and supervising
  • Understands the underlying risks applicable to the related audit disciplines through continuous monitoring activities from the team
  • Supports special investigations or unplanned audits at the request of the General Auditor
  • Mentors and develops necessary talent to achieve audit discipline/functional strategic objectives
  • Reviews and effectively challenges completed risk assessments for the CCA assigned auditable entities. Also support the credit related auditable entities with the other Audit teams (example: National Finance Group)
  • Possesses strong audit, risk, compliance, banking, and/or product knowledge. Expected to be subject area expert in one (or more) specific skill sets, business areas or products
  • Works and collaborates to assure that the sub-audit discipline activity effectively supports the strategy of the audit discipline/function
  • Bachelor’s Degree in applicable and related field
  • Required license(s) or certification(s) CIA, CISA, CPA, CAMS, and/or CRCM
  • Minimum 15 years of audit and/or risk experience
  • Financial institution experience preferred
  • Candidates with an advanced degree or recognized certification in risk or lending (examples include graduates of Pacific Coast Banking School or RMA/Wharton Advanced Risk Management) is considered a strong plus
  • Understanding of the regulatory policies that directly impact the Credit Review function to include the following
24

Credit Review Specialist Senior Resume Examples & Samples

  • Bachelor's degree required or 3-4 years of additional Bank or Financial Services Credit underwriting or analysis experience
  • 5-7 years of commercial underwriting and analysis
  • Completed formal credit training is preferred
  • Strong knowledge of rules based strategy decision engines preferred
  • Prior experience in credit risk management banking environment preferred
  • Working knowledge of Retail Products, Capital Markets and/or Risk Analysis is a plus
  • Knowledge of traditional commercial credit products, variables that contribute to credit risk, and associated quality and performance metric indicators
  • Experience in extracting information from large datasets using various statistical analysis tools
  • Results oriented/delivery focused; able to deliver high quality results under tight deadlines
  • Comfortable working independently in a dynamic and challenging environment
25

Credit Review Specialist Resume Examples & Samples

  • Gathering necessary information to make an independent credit decision, based on behavioral factors, for maturing loans with exposure up to $750,000 in term loans and $250,000 in line of credit exposure
  • Preparing and presenting credit approval documents to appropriate credit approvers, to include discussions with Credit Risk Management
  • Contacting Business Bankers to discuss structure and obtain additional information as needed
  • Managing the renewal process for many customers at any given time
  • Daily multi-tasking as well as adherence to deadlines and production requirements
  • Strong problem solving, decision making, and negotiation skills
26

Credit Review Specialist Resume Examples & Samples

  • Gathering necessary information to make an independent credit decision, based on financial statements and behavioral factors, for maturing loans with exposure up to $1,000,000. The primary focus of this role will be evaluating renewal options for lines of credit
  • Daily multi-tasking as well as adherence to deadlines, production and audit requirements
  • Well-developed credit analysis and analytical skills, to include experience with business financial statements
27

Senior Credit Reviewer / Credit Review Lead Resume Examples & Samples

  • Bachelor’s or Master’s Degree is required, and industry certification(s) (e.g. CPA, CISA, CIA, etc.) is a plus
  • 5-7 years of direct or comparable experience in credit risk management including commercial and retail lending, credit administration or credit review
  • Must have a clear understanding of credit principles and strong analytical skills
  • Working knowledge of The Institute of Internal Auditors (IIA) International Professional Practices Framework (IPPF) a plus
28

Credit Review Specialist Resume Examples & Samples

  • Proficient computer skills, especially Microsoft Office applications
  • Ability to gather, interpret, analyze, verify and prepare information
  • Be an accounting, finance, or economics major between their sophomore and junior years
  • Have an overall GPA of 3.25 or higher with A's and B's (must provide transcript)
  • Provide a letter of recommendation from a faculty member
29

Summer Internship Wealth Management Credit Review Intern Resume Examples & Samples

  • Accounting, Finance, or related majors
  • Juniors highly preferred
  • Knowledge of Microsoft Excel, PowerPoint
  • Completion of basic accounting courses
30

Credit Review Manager Resume Examples & Samples

  • Must have a minimum of 5 years prior work experience in a relevant credit risk discipline
  • Advanced analytical, loan structuring, underwriting, credit, and administrative skill
  • Excellent organizational skills, ability to manage multiple projects and meet strict deadline
  • Strong negotiation skills with ability to defend position in collaborative manner
  • Self-motivated, ability to work independently in a geographically dispersed environment
  • Proven ability to work in a team environment, lead others, and appropriately prioritize workload
31

Credit Review Senior Portfolio Monitor Manager Resume Examples & Samples

  • Identify potential credit weaknesses on a more specialized or complex loan and portfolio basis
  • Evaluate adequacy of and adherence to policies and procedures and sound banking practices
  • Independently recognize market, industry and portfolio trends and their impact
  • Monitor, assess and report on portfolio credit quality and direction of risk
  • Monitor, assess and report on credit administration and direction of risk
  • Add value through direct consultative interactions with business line management regarding portfolio metrics and trends
  • Meet with Management on Action Plans and Resolutions of Key issues
  • Prepare portfolio monitoring reports on a quarterly or semi‐annual basis depending upon the level of portfolio risk
  • Maintain adequate documentation to support risk conclusions and portfolio monitoring efforts
  • Manage key issues follow up on portfolio assigned findings
  • Assist with planning of examination for assigned monitored portfolios
  • Provide on‐the‐job training for examiners around policies, procedures, and systems for their assigned portfolio
  • Is a subject matter expert in at least one retail/commercial line of business
  • Works independently and receives little assistance/coaching from Credit Review Management
  • May participate and/or lead assigned special projects
  • Travel 25% or less
  • 4 year undergraduate degree required
  • 10+ years of related business experience required in lending, credit, Regulatory or Credit Administration
  • Strong knowledge of loan review principles and practices
  • Ability to analyze large amounts of information/data to reach conclusions
  • Strong and proven credit skills
  • Coaching and counseling skills
  • Ability to delegate work to others
  • Strong decision‐making and follow through ability
  • PC skills (MS Office Suite)
  • Works well independently and with others
  • Ability to respond to shifting priorities quickly
  • Team working experience
  • Ability to build and maintain relationships with peers and management
  • Strong knowledge of laws and regulations governing the banking industry
32

CEP Credit Review Senior Manager Resume Examples & Samples

  • Management of regional CEP and related Review Entities through quarterly Business Monitoring and periodic Reviews (at least annual)
  • Assessment of the quality and adequacy of credit analysis and exposure analysis as well as accuracy and appropriateness of risk ratings and classifications of corporate, commercial and high-net worth relationships in line with CEP Credit Risk Management Framework and applicable EU / EBA regulations and guidelines
  • Preparation of Credit Assessment Documents in accordance with and at the quality standards required by the FCR Manual and Review Guides Evaluation of the appropriateness of Corrective Action Plans resulting from Reviews or Business Monitoring, and subsequent validation of the effectiveness of the same after implementation by the Business
  • Support of CEP CRO and FCR Management on other relevant CEP and/or FCR tasks
  • Proactive communication to CEP business and risk management of any concerns and/or emerging risks that may jeopardize the assigned Review Entities
  • Assist in the effective working relationship with the regulators and statutory auditors of CEP
  • Travel estimated at 25%
33

Credit Review Senior Manager Resume Examples & Samples

  • Management of quarterly business monitoring and periodic reviews
  • Assessment of the quality of allocated portfolios and relations, including identification and appraisal of emerging risks
  • Valuation of the quality and suitability of credit analysis and exposure analysis as well as accuracy and suitability of risk ratings and classifications of corporate, commercial and high-net worth clients
  • Assessment of the effectiveness of the credit risk methods and standards of allocated Review Entities to promote top practices and identify opportunities for enhancements
  • Calculation of business and risk staffing levels to determine the effects on allocated review entities
  • Demonstrable financial services knowledge including five or more years of credit experience in corporate, commercial, or retail banking environments
  • Regulatory experience or pertinent experience in a similar role at another institution is desirable
  • Robust analytical skills, with the ability to identify root causes and inclinations and anticipate horizon issues
  • Solid project management skills, with the capacity to coordinate and manage large review teams
  • Robust interpersonal skills, with the ability to build relationships and exert influence without direct authority
  • BA/BSc in business, finance, or a related field
34

Senior Credit Review Manager Resume Examples & Samples

  • Successfully completed a formal credit training program
  • Advanced analytical, loan structuring, underwriting, credit, and administrative skills
  • Excellent organizational skills, ability to manage multiple projects and meet strict deadlines
35

Senior Credit Review Manager Resume Examples & Samples

  • Execute the Credit Review business plan by through comprehensive analysis of highly complex transactions/relationships/portfolios to assess
  • Loan structure, quality and accuracy of underwriting, identification of key risks, and overall evaluation of the credit decision
  • Accuracy of assigned risk ratings and proper model use
  • Compliance with established credit policies
  • Evaluation of credit risk management practices
  • 7 plus years of experience with leveraged lending
  • Enterprise value analysis
  • Portfolio analysis
  • Corporate loan structuring
  • Strong writing skills
  • Experience in underwriting credit risk in a portfolio management or loan workout role
  • Loan review experience
  • Capital markets knowledge
36

Senior Credit Review Manager Resume Examples & Samples

  • Execution of reviews of the Bank portfolios, strategies, and credit risks
  • Assessment of the effectiveness of credit risk management of assigned businesses, proposal of practical solutions to risk and control questions
  • Responsibility for the superiority and constancy of work products that include documents and reports created for the assigned entities
  • Proactive communication to credit review portfolio managers and management of any concerns and/or emerging risks that may jeopardize the assigned entities
  • Assessment of the appropriateness of corrective action plans resulting from reviews and ensuing validation of the effectiveness of the same after implementation by the Business
  • Demonstrable financial services knowledge including four (4) or more years of credit experience in corporate, commercial, or retail banking environments
  • Fully conversant in credit policy matters with established sound judgment
  • Strong written and verbal communication skills, with the ability to communicate clearly and concisely. to audiences of varying levels of seniority
37

Credit Review Specialist Closing Date Resume Examples & Samples

  • Standard Credit Review
  • Complete file administration reviews as provided by the sampling programs for Retail, other business units, and targeted reviews based on risk assessments. Coordinate the activities of guest file reviewers who will assist in the conducting of review activities, and assure consistency among review team members in the review activities and supporting documentation
  • Develop sufficient analysis and documentation to support findings and recommendations and to identify significant trends. Identify the cause and effect of findings and work with team leaders to develop correction solutions
  • Develop proactive relationships with retail office and credit teams through reviews and meetings
  • Contribute to written reports by summarizing results, root causes, and recommendations in their areas of expertise, which will be provided and discussed with appropriate team members and leaders
  • Discuss the reports orally with appropriate retail and credit team members and leaders
  • Leads the annual system approved retail review, which includes selecting the scope based on the risk assessment, coordinating guest reviewers, reviewing financial statement input for accuracy, and writing the report
  • Special Reviews and other focuses
  • Provide input for constructing value-add review programs, which meet the objectives as specified by the VP – Credit Review
  • Independently carry out the approved program to completion with minimal coaching
  • Accurately record work performed and contributes to the preparation of the written report that conveys the scope, objectives, findings and creative recommendations for all issues noted
  • Perform research in the areas of credit administration best practices and prepare reports for use by the Associations in utilizing these best practice approaches
  • Promote the Credit Review goals and objectives by securing positions on cross functional teams where credit issues or other processes are being developed
  • Serve as a consultative resource to retail team members on file administration related issues and processes, which may include presenting at Learning Community meetings
  • Effectively communicate findings and recommendations to functional team members to achieve desired results
38

Credit Review Specialist Resume Examples & Samples

  • Conducts credit analyses including gathering, analyzing and interpreting all types of credit information on existing and prospective customers and portfolios
  • Inputs the data gathered into tracking and/or reporting computer systems and/or databases
  • Monitors customer accounts and/or loan portfolios in order to identify potential issues and thereby maximize credit quality and minimize the company’s credit risk and potential loss
  • Sets up and maintains databases used to analyze accounts and/or portfolios
  • Prepares and presents credit reports to person(s) responsible for maintaining control over the credit standings of individual accounts and portfolios and for making lending decisions on new, renewal and extension loans
  • Generally furnishes information relative to credit inquiries to appropriate parties
39

Assistant VP Credit Review Resume Examples & Samples

  • CRRI is a dynamic and proactive function, with changes to policies, processes and systems touching all areas of the Bank. As a result, the Department may have an impact upon the Bank’s income, provisions, costs and therefore profitability
  • The position requires some travel (typically three weeks a year), principally throughout the five major markets that the Bank operates from within Canada
  • Minimum 7 to 10 years of CMB Credit experience plus familiarity with RBWM credit products and policy
  • Proven ability to assess credit risk on complex credit files including specialized industries (such as real estate, automotive, etc.)
  • Independent problem solving and analytical skills – ability to identify issues at an account level and/or portfolio level and use this information to arrive at decisions in regard to credit, operational and compliance related issues
  • Superior written and verbal communication skills in assessing and finalizing comprehensive Credit Review reports and discussing review findings with branch and Head Office Department’s lending personnel