Credit Administrator Resume Samples

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CM
C Maggio
Conrad
Maggio
7552 Russel Tunnel
Detroit
MI
+1 (555) 538 1110
7552 Russel Tunnel
Detroit
MI
Phone
p +1 (555) 538 1110
Experience Experience
Houston, TX
Credit Administrator
Houston, TX
Haag and Sons
Houston, TX
Credit Administrator
  • Assist with CIF creation, deal creation, wave set-up for new loans and assist with Annual Reviews for Account Managers
  • Rely on instructions and pre-established guidelines to perform the functions of the position
  • Prepare licensee documents for management signature and return fully executed set of documents to the retailer
  • Complete all work in conformance with Company and Department ISO 9001-2000 and 14001 policies, procedures, and work instructions
  • Assist with list management for the underwriting staff
  • Verification of daily work and to cover the Manager in times of absence
  • Providing assistance to London team with the removal of liens and restraints
Houston, TX
Wholesale Credit Administrator
Houston, TX
Lind, Roob and DuBuque
Houston, TX
Wholesale Credit Administrator
  • Delivers excellence in portfolio management
  • Makes credit decision utilizing assigned lending authority
  • Works with tracking systems to ensure timely credit approvals and quality feedback as necessary to the BUs
  • Monitors that risk ratings are accurate and changed on a timely basis as necessary
  • Responsible to provide guidance and other resources to support management oversight of portfolio risk, such as delinquencies, large borrower and industry concentrations, and policy exceptions
  • Actively monitors portfolios for changes in trends and risk profile
  • Partners and/or collaborates effectively with BU Managers and Primary Relationship Officers (PROs) and underwriters to achieve BU credit quality objectives and expedite decisioning
present
Los Angeles, CA
Senior Credit Administrator
Los Angeles, CA
Ernser Inc
present
Los Angeles, CA
Senior Credit Administrator
present
  • Participates in various internal committees assigned by senior management
  • Actively participates in evaluating all criticized and classified credits and approves action plans intended to remedy troubled credit situations. Works with relationship managers to identify alternatives to resolve problem loan situations
  • Maintains a proactive commitment to established bank programs, such as CustomerFirst, Community Reinvestment Act (CRA) and Affirmative Action
  • 15 years in Commercial lending
  • Thorough knowledge of Bank business practices and ethics
  • Thorough knowledge of Bank credit products, policies, procedures and philosophy
  • General knowledge of overall Bank products
Education Education
Bachelor’s Degree in Related Field
Bachelor’s Degree in Related Field
University of Southern California
Bachelor’s Degree in Related Field
Skills Skills
  • A flexible and adaptable attitude, with the ability to multi-task and respond quickly to changing priorities
  • An analytical mind-set, solid numerical skills and a high level of attention to detail; able to analyse and interpret complex information
  • Detail-oriented and professional
  • Attention to detail with strong
  • Strong organizational skills; attention to detail
  • Strong communication skills, able to interact with both internal and external management
  • Knowledge of Microsoft programs; extensive knowledge of Excel
  • Excellent verbal and written communication skills, able to present information in a concise, logical manner, and with a level of authority
  • Bank product and service knowledge
  • Strong verbal and written communication skills
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12 Credit Administrator resume templates

1

Credit Administrator Resume Examples & Samples

  • The preparation and review of daily monitoring reports
  • Setting up and administration of all lending facilities
  • Updating of collateral valuations for hedge fund facilities in accordance with sanctioned terms
  • Margin stocks in accordance with CRCO2-4 and monitor the Lien list
  • Inputting and maintenance of credit related databases to ensure all amendments and additions are recorded
  • Maintaining lien markers and account Restraints, accurately and in a timely manner
  • Providing assistance to London team with the removal of liens and restraints
  • Provide assistance and cover for Assistant Manager as required. This includes BB Bond check, 80+ days prices and Structured note checks
  • Preparation of monthly reports for Finance Department in relation to Credit
  • Monitor for and set up DCDs in CoMS
  • Proven general banking experience
  • PC literate (RIBS/Databank/Word/Excel/Outlook)
  • Understanding of treasury fundamentals (interest rates/FOREX)
2

Credit Administrator Resume Examples & Samples

  • Act as a liaison between Credit team and other company departments such as Trading, Legal, Finance
  • Maintain and update internal reports for credit department and company management
  • Monitor and keep a log of credit limits and company overdues, ensuring Credit team and Traders are informed and up-to-date with any issues
  • Liaise with credit insurers and apply for credit insurance where appropriate
  • Help with general admin tasks and assist in the smooth running of the Credit department
  • Hard-working, goal-oriented and with a high level of energy and enthusiasm, able to operate efficiently, effectively and professionally within a fast paced, dynamic and results driven business environment
  • Exceptional time management and organisational skills with the ability to prioritise work effectively within time constraints, work under pressure and meet deadlines
  • Excellent verbal and written communication skills, able to present information in a concise, logical manner, and with a level of authority
  • An analytical mind-set, solid numerical skills and a high level of attention to detail; able to analyse and interpret complex information
  • A flexible and adaptable attitude, with the ability to multi-task and respond quickly to changing priorities
  • High level of commercial acumen, understands the wider business context; and able to demonstrate a high level of cultural awareness and sensitivity and the ability to engage with a culturally diverse population remotely and across geographical boundaries
  • Able to work co-operatively and productively with others; actively contributes to successful team performance and the achievement of shared goals
  • Ambitious, self-motivated and demonstrating a willingness to continually develop
3

Credit Administrator Resume Examples & Samples

  • Four to five years of experience in commercial real estate, credit analysis and/or lending activities
  • Knowledge of commercial real estate
  • Knowledge of credit administration, policy and procedures
  • Excellent computer skills including Excel, Word and Access
4

Credit Administrator Resume Examples & Samples

  • Facilitates commercial and/or real estate loan originations by working with line officers in structuring and development of loan proposals to meet the customers’ or prospects’ needs while conforming to bank and regulatory requirements. Makes joint calls as needed
  • Reviews and has credit oversight over small exposure credits with commitments to $10MM
  • Reinforces adherence to bank underwriting policies and procedures promoting growth, quality and profit objectives through the loan approval process
  • May conduct training classes on new or updated procedures
  • Assists in identifying troubled assets and potential troubled assets in assigned area
  • Keeps informed of competitors’ rates and loan programs and recommends appropriate changes to current bank programs and rates
  • Five years
  • Complete knowledge of commercial and/or real estate lending policies, practices, documentation, and legal and regulatory requirements
  • Complete knowledge of financial statement, business, industry and economic analysis
  • May require specific industry knowledge, ie. agribusiness, real estate construction, etc
  • Analytical and research
  • Bank product and service knowledge
  • Presentation skills
  • Use of computer and proficient with Microsoft Window programs
5

Credit Administrator Resume Examples & Samples

  • Ensure all relevant documentation is in place prior to drawdown
  • Advise Position Desk of all applicable cash with stipulated time frames
  • Obtain funding in a timely manner to avoid any Market fluctuations which may cause a loss to the Bank
  • Responsible for recoding new or renewal of all loans into RIBS in an accurate manner
  • Maintenance of all customer records in RIBS
  • Ensure all Property Insurance letters are up to date and in order along with the preparation of Collateral Valuations and to ensure awareness of Market fluctuation
  • Loan confirmations to be actioned on the day of rollover/new
  • Reconciliation of Imatch
  • Filing to be done daily
  • Distribution of daily reports
  • Verification of daily work and to cover the Manager in times of absence
  • Ability to react quickly to volatile market conditions
  • Maintenance and control of all IWM non-negs – ensuring all documentation is recorded using DMS & CCMS
  • Maintenance and control of CCMS – (Client Credit Monitoring System)
  • Maintenance and control of CoMs – to be actioned by no later then 10:00am daily and to perform valuations of collateral held as security for credit facilities according to CRCO Credit Policy
  • Prepare and distribution of FSA Annual Mortgage Loan Statements no later then two weeks after due date
  • Work within the guidelines of the Credit Consumer Act which becomes in force April 2008
  • Prepare and input payments using Online Services within stipulated time frames and or verification as appropriate
  • Prior experience of Banking from an Operations background
  • General Private Banking knowledge/experience highly advantageous
  • Computer literate with confidence in MS Word, Excel, PowePoint
  • Good organisation skills and ability to meet timelines
  • Methodical and accurate worker
  • Confident personality with excellent verbal and written skills
6

Credit Administrator Resume Examples & Samples

  • Facilities commercial and/or real estate loan originations by working with line officers in structuring and development of loan proposals to meet the customers’ or prospects’ needs while conforming to bank and regulatory requirements. Makes joint calls as needed
  • Assists in identifying and managing troubled assets and potential troubled assets in assigned area
  • Provides guidance to line offices as applicable on identification and management of classified and/or troubled loans
  • Five to seven years
  • Use personal computer
7

Credit Administrator, Disney Vacation Club Resume Examples & Samples

  • Work with the Credit Underwriting Team to process financing requests, including detailed analysis and communication of final credit decisions in compliance with company guidelines and Federal Laws and Regulations
  • Responsible for the communication and maintenance of Underwriting Status by updating the system and reports related to the Credit Underwriting process
  • Prepare and send correspondence in support of the Credit Underwriting Team
  • Minimum 3 yrs experience in consumer credit industry, including familiarity with Federal Consumer Credit Regulations
  • Minimum 2 years of direct customer contact experience or Banking experience
  • Demonstrated proficiency with computer systems including AS400 , Microsoft Excel/Word and Power Point
  • Demonstrate strong problem solving skills
  • Demonstrate strong analytical skills associated with analysis of multiple facts of varying weight
  • Demonstrate strong written and verbal communication skills as well as excellent telephone etiquette
  • Proven ability in handling confidential information such as credit and income , denial of credit request and extending counter offers
  • Ability to be flexible with work schedule, including holidays, evening hours and weekends
  • High energy and flexibility for demands associated with high pressure environment
  • Demonstrate strong Guest Service skills
  • Ability to lift 20 pounds
  • Proven knowledge of Federal Laws and Regulations as well as DVC policies and procedures concerning consumer lending
  • Demonstrate proficiency with a ten key calculator
8

Credit Administrator Resume Examples & Samples

  • Reconciliation of I-match
  • Proven experience of Banking
  • General Private Banking knowledge/experience
  • Confident personality with good verbal and written skills
9

Credit Administrator Resume Examples & Samples

  • Assess credit data to determine credit worthiness
  • Perform new client account setup and account changes
  • Order management
  • Mitigate risk through account review
  • Provide excellent customer service to our internal and external clients
  • Enforce and communicate company policies and procedures
  • Other duties as assigned by management
  • Accounts receivable knowledge with experience in credit review
  • Experience with commercial credit report review
  • Proficient in all Windows & Microsoft applications
  • Attention to detail
  • Motivated team player
10

Credit Administrator Resume Examples & Samples

  • Able to work in a fast-paced environment
  • Flexible and able to adapt to change
  • Knowledge of SOX guidelines and procedures
11

Credit Administrator, Senior Resume Examples & Samples

  • Assists in monitoring compliance with internal and regulatory requirements
  • Analyzes pertinent financial and credit data and makes final credit decisions (approval or declination) within signing authority. Recommends to higher level of authority if appropriate
  • Follows commercial loan risk ratings to ensure maintenance of a quality loan portfolio
  • Seven years or more
  • May require specific industry knowledge in more than one industry, ie. agribusiness, real estate construction, etc., or knowledge of numerous complex geographical areas
12

Credit Administrator, Senior Resume Examples & Samples

  • Facilitates commercial and/or real estate loan originations by working with line officers in structuring and development of loan proposals to meet the customers’ or prospects’ needs while conforming to bank and regulatory requirements
  • Makes joint calls as needed
  • Keeps informed of competitors’ rates and loan programs and recommends appropriate changes to current bank
  • Over ten years of banking experience with over 5 years of credit risk management experience
  • Thorough knowledge of commercial and/or real estate lending policies, practices, documentation, and legal and
  • Regulatory requirements
  • Administrative/Technical Skills
13

Credit Administrator, Senior Resume Examples & Samples

  • Facilitates loan originations by working with line officers in structuring and development of loan proposals to meet the customers’ or prospects’ needs while conforming to bank and regulatory requirements. Makes joint calls as needed
  • Interacts with internal and external auditors on regulatory issues of quality and on related trends.- Assists in identifying potential troubled assets in assigned area
  • Assigns commercial loan risk ratings to ensure maintenance of a quality loan portfolio
  • Over Ten to fifteen years with over 7-10 years of credit risk approval experience
  • Thorough knowledge of commercial lending policies, practices, documentation, and legal and
  • Indepth knowledge of financial statements, accounting principles and legal documentation
  • Bank products and regulations knowledge
14

Credit Administrator Resume Examples & Samples

  • Facilitates commercial and real estate loan originations by assisting loan officers and underwriters in loan structuring and the development of loan proposals in accordance with regulatory requirements
  • Provides guidance to loan offices as applicable on the handling of credit issues that may arise post loan closing
  • Reinforces adherence to bank underwriting and credit policies throughout the loan approval process
  • Assists in loan portfolio management by evaluating annual credit reviews and identifying and managing troubled loans
  • Analyzes pertinent financial and credit data and makes final credit decisions (approval or declination) within signing authority
  • Interacts with internal and external auditors and regulators on issues of credit quality and credit risk management
15

Credit Administrator Resume Examples & Samples

  • Responsible for billing activities for the region (Southern California)
  • Perform credit investigations to determine a credit rating and terms for prospective accounts
  • Utilizes credit information to determine credit terms for customer/dealer accounts
  • Periodically reviews existing credit ratings, and communicate any changes to Credit Manager,
  • High School diploma, Some college preferred
  • Extensive credit collection
  • Strong MS Office (Word, Excel, Outlook, and PowerPoint), Oracle experience a plus!
  • Sense of urgency and
  • Ability to work under pressure and
  • Attention to detail with strong
16

Credit Administrator Resume Examples & Samples

  • 3 years banking experience, with loans or leasing exposure
  • Working knowledge of Moody’s Financial Analyst an asset
  • Strong knowledge of the Banking System, Microsoft Office Suite, Adobe Forms
  • Prior experience with financial statement analysis and software programs
  • Good interpersonal and communication (written & verbal) skills
  • Prepare and input Moody’s Financial Analyst reports for the Account Manager’s analysis
  • Prepare amendment and annual review credit applications
  • Calculate and review monthly operating line margins and financial covenants
  • Review signing and approval authorities for completeness and accuracy
  • Ensure required reports and other financial data is received and analyzed promptly in accordance with conditions of loan commitment
  • Organize all incoming loan applications, ensuring that all pertinent information is available prior to adjudication
  • Enter all loan decisions and customer information into the Bank’s loan origination system
  • Prepare all month end and other reports as assigned
  • Review new credits for reporting requirements and set up files and diary system as required for new and existing credit facilities
  • Contact Partners for adherence to reporting requirements, as required
  • Prepare letters for signature of Account Manager, such as commitments, annual reviews and notices of covenant breaches
17

Credit Administrator Resume Examples & Samples

  • Proactively solicits payment on overdue account according to payment terms - Average 40 outgoing calls per day. (For Phone Interview: Expectation of 6 hrs of daily phone time; past due is defined by 1 day past due)
  • Responsible for maintaining and documenting all records and interactions of delinquent accounts incomplete files and credit risks. These are handled in the JD Edwards and/or SAP system
  • Maintains contact with internal and external customers in order to address all credit and collection issues
  • Maintains a permanent record of each call made to the customer documenting specific details of the conversation as well as the amount and date of expected payments
  • Monitors customer payments
  • Initiates customer credit refunds when appropriate
  • Performs related duties as assigned
  • Demonstrated ability to resolve issues quickly and escalate appropriately
  • Demonstrated ability to communicate effectively both orally and in writing
  • Knowledge of general accounting principles
  • Good negotiating skills
  • Knowledge of Microsoft programs; extensive knowledge of Excel
18

Credit Administrator Resume Examples & Samples

  • *NOTE: This position requires an assessment prior to interview consideration. We ask you to please carefully read the instructions below
  • Valid driver's license
  • Candidates who successfully pass the assessment will be contacted to come in for an information session and interview
  • After attending our information session/interview, our Team Leaders will collaborate to decide which candidates are best qualified and offers will be made
  • Candidates who accept the employment offer will be required to pass Xcel Energy’s background check and drug test. This process can take up to two weeks before clearance is issued
  • After successful passing of the background check and drug test, candidates are ready to start the training class
19

Credit Administrator Resume Examples & Samples

  • Initial deal review for specifically defined criteria
  • Utilize third party on-line verification sources to validate new applications
  • Assist with list management for the underwriting staff
  • Assist in obtaining alternate credit bureau information when needed
  • Other duties as assigned Minimum
  • Ability to multitask and be fluid with the underwriter department needs throughout the day
  • Maintain organization and be detail oriented with strong self-initiative
  • Knowledge of credit and underwriting process and procedure
  • Ability to maintain a positive attitude in an ever-changing environment
  • Timely follow-through with a large number of internal staff
20

Credit Administrator Resume Examples & Samples

  • 3 years banking experience with exposure to commercial and real estate lending
  • Loan administration experiences an asset
  • Strong organizational and analytical skills with the ability to prioritize
  • Enter all loan decisions and customer information into the Bank’s loan origination and banking system
  • Custodian of negotiable securities
  • Assist in processing entries relating to new and existing loans, this includes input of information, preparation of loan advances, payments, fees, and mortgage renewals
  • Assist in maintaining and managing loan files, including diary system, PPR registrations, bank confirmations, credit reports, loan revolvement, land title searches and property tax confirmations
  • Key administrator in the compilation, distribution, and completion of credit administration reports
21

Credit Administrator Resume Examples & Samples

  • Responsible for billing activities for the location
  • Contact banks, credit and trade associations, salespeople and others to obtain credit information
  • Obtain and review personal and business credit reports of dealers for determination of credit terms
  • Obtain credit ratings on dealers, give credit ratings based on reviewed information, review existing credit ratings for any changes needed. Communicate changes, etc. to Sales Manager and Finance Manager
  • Responsible for actual collections, for following up on collections, interacting with dealers and with Sales Rep to ensure communication
  • Maintain accounts/database to ensure credit ratings, debt, etc., are current and communicated to appropriate individuals
  • Provide customer service to ensure customers (dealers, suppliers, Sales personnel, etc.) have all necessary current information. Follow up to ensure resolution of issues
  • Place phone calls to overdue accounts (dealers) while keeping the respective Sales Representative apprised
  • Responsible for account reconciliation and entry of accounts receivables
  • Place accounts on credit hold as necessary. Notify Sales manager and Sales Representative of hold
  • Extensive credit collection experience and knowledge of accounts receivables
  • Read, write and understand the English language
  • Sense of urgency and self-motivation; ability to work independently
  • Ability to work under pressure and meet deadlines
  • Computer literacy with ability to learn new computer software programs
  • Attention to detail with strong organizational skills
22

Senior Credit Administrator Resume Examples & Samples

  • Evaluates and examines credit requests which exceed local authority in order to assess credit worthiness including loan quality, credit risk classification, loan structure, collateral analysis, pricing and adherence to Bank policies. Approves or declines credit requests within assigned authority. Analyzes and recommends approval/declination of credit requests which exceed assigned authority
  • Reviews established credit policies and procedures and suggest and implements changes when and where appropriate. Ensures that all loans comply with established policies and procedures
  • Periodically reviews the portfolios of Relationship Managers within assigned regions to ensure appropriate loan classification/risk trend. Monitors the quality of the loan portfolio and exposures. Brings concerns to the attention of the relationship manager and provides guidance in developing plans for appropriate action in order to ensure quality portfolio management
  • Actively participates in evaluating all criticized and classified credits and approves action plans intended to remedy troubled credit situations. Works with relationship managers to identify alternatives to resolve problem loan situations
  • Participates in Loan Review and Compliance exit reviews and ensures that corrective actions are taken to cure exceptions and to prevent reoccurrence. Reviews appropriate reports for assigned regions to monitor delinquencies, accrual exceptions, and overdrafts
  • Provides support for compliance with all applicable laws, regulations and administrative duties
  • Maintains a proactive commitment to established bank programs, such as CustomerFirst, Community Reinvestment Act (CRA) and Affirmative Action
  • Complies fully with all bank risk management, operational and credit policies and procedures as well as all regulatory requirements (e.g., Bank Secrecy Act, Know Your Client, Community Reinvestment Act, Fair Lending Practices, City National Code of Conduct, etc.)
  • Bachelor's Degree required
  • 15 years in Commercial lending
  • 10 experience in a credit environment
  • Credit Administration experience preferred
  • Market downturn experience preferred
  • Strong interpersonal skills with excellent credit, problem solving and decision quality skills
  • Strong sense of urgency and ability to meet deadlines
  • Thorough knowledge of Bank business practices and ethics
  • May require specialized knowledge or experience in an assigned industry
  • Good negotiation skills
  • Thorough knowledge of Bank credit products, policies, procedures and philosophy
  • General knowledge of overall Bank products
23

Credit Administrator Resume Examples & Samples

  • Review Licensee Store Agreement Packages for accuracy, completeness and required signatures
  • Review Confidential Start Up Report for accuracy and complete information, submit for signature and route to appropriate person for entry into Store Maintenance
  • Verify that accurate disclosure documents are on file and recorded on spreadsheet prior to financial review being conducted
  • Collect and review Certificate of Insurance for new stores to confirm compliance with minimum general liability and workers compensation coverage as indicated in License Agreement
  • Prepare Summary Report for each new store or transfer in ownership and keep updated as new information is received
  • Communicate with field representatives requesting missing license documents/ items/information in advance of assigning store number to new location
  • Anticipate and announce new licensee store openings
  • Coordinate opening inventory needs for new stores with IT department and/or DC
  • Prepare requests to the Legal Department for Cross Pledge documents and Subordination Agreement requests
  • Prepare requests to Legal Dept. for updated Master Agreements
  • Assist in providing information relating to Applicants for Financial Review report; circulate report to relevant parties weekly
  • Route new store owner applications and confidential financial records to Credit Manager
  • Communicate Closed Store/Change of Ownership announcements to relevant parties
  • Prepare licensee documents for management signature and return fully executed set of documents to the retailer
  • Attend all Change of Ownership meetings to share update on store number assignment and to take note of changes in opening schedule
  • Submit inquires for personal credit history for new owner applicants upon request
  • Research legal entity/business name with appropriate Secretary of State office to determine current standing
  • Scan fully executed contracts and support documents as well as file hard copy in store file room
  • Calculate Security Deposit using Proforma information and communicate amount and draw date to DM
  • Prepare Vendor Setup requests and check requests for deposit refund on closed/sold stores
  • Coordinate and prepare requests for transfer of Thrift Plan balances and statement credits
  • Tracks closed stores for 30-day refund of statement credit or Thrift Plan balance
  • Send refunds to retailers and track via UPS
  • Request UCC-1 Financing Statements and maintain UCC-1 filings spreadsheet
24

Credit Administrator Resume Examples & Samples

  • Provide collection of open accounts receivable
  • Perform credit evaluation of new customers
  • Control recording of cash receipts
  • Maintain accuracy of cash deposits
  • Manage and maintain the accounts receivable portfolio, minimizing company risk while sustaining healthy profitable customer relationship
  • Review and approve orders as required in a timely fashion
  • Review and evaluate existing customer credit limits on a regular basis and approve or recommend increases where appropriate, with company authorization levels
  • Evaluate new customer applications for credit and approve or recommend credit limits within company authorization levels
  • Complete all work in conformance with Company and Department ISO 9001-2000 and 14001 policies, procedures, and work instructions
  • Support and adhere to all environmental, health and safety rules and regulations as described in the Environmental, Health and Safety Rules and Regulations Employee Handbook as well as WBA specific safety guidelines and procedures
25

Credit Administrator Resume Examples & Samples

  • Provide assistance to Credit Administrators in managing accounts in order to continually assess credit risks and increase/decrease credit limits as appropriate
  • Request bank, trades, financial statements, and credit reports in order to assist Credit Department personnel in analyzing potential new, and existing, customers to establish credit limits
  • Update credit files with commercial credit reports, bank and trade references, customer correspondence and other customer information
  • Update multiple systems with customer information
  • Maintain files to remain in compliance with policy and Sarbanes Oxley requirements
  • Respond to credit reference requests
  • Daily maintenance of the Trade AR Issues Log; which includes preparing and tracking of all necessary documentation for over/under payments
  • Assistance with Daily Adjustments for the Auto Parts Business
  • Work with team members and customers to research and resolve discrepancies in a timely manner
  • Extract historical customer information from I T systems and provide in report format as needed
  • Assist in the preparation of daily, weekly and monthly department reporting using Excel
  • Assist in preparing monthly compliance reporting for international sales and receipts
  • Assist in month end close activities
  • Perform other duties/projects as needed for the department
  • Responsible for anticorruption compliance set forth in the Anticorruption Manual. Specific anticorruption accountabilities include
  • Maintaining books, records and accounts in accordance with Generally Accepted Accounting Principles (“GAAP”) and the Anticorruption Manual
26

Market Credit Administrator Resume Examples & Samples

  • 10 or more years of experience in credit administration activities
  • Strong analytical skills in relation to evaluating asset utilization and goals
  • Advanced knowledge of organization, business practices, business philosophy, and ethics
  • Demonstrated management and leadership skills
  • Excellent verbal and written communication skills 
  • Knowledge of, or experience in Community Banking line of business preferred. 
27

Senior Credit Administrator Resume Examples & Samples

  • Research and reconcile deductions for an assigned portfolio of pharmaceutical wholesale accounts
  • Monitoring credit limits and orders on hold for an assigned portfolio of accounts
  • Manage all account inquiries on invoices, credit memos and payments
  • Liaison between internal and external management teams to troubleshoot and resolve issues that cause deductions and or delays in payments
  • Reconcile customer accounts; matching offsets, identifying on account payments, following up on credits for outstanding deductions
  • Process adjustments for write-off’s for approval upon research
  • Process requests for credit limits based on recommendation per credit check; D&B, Experian and other credit reporting agencies
  • Assist in month-end process as needed; provide bad debt recommendations on aged receivables, open deductions, credits or on account payments
  • Assist in acquisition activities related to AR as needed; such as collecting and reconciling acquired receivables
  • Assist in system enhancement/conversion testing as needed
  • 4 plus years of account reconciliation experience with pharmaceutical wholesalers
  • Bachelor’s degree in Accounting, Finance or related business discipline preferred
  • Strong deduction management experience
  • Able to work in fast-paced environment
  • Flexible and able to adapt with change
28

Secured Credit Administrator Resume Examples & Samples

  • Assumes additional responsibilities as required
  • Ensures compliance with existing loan policies and procedures and assists in policy development and modification
  • 1 year: Six months to one year specialized experience in which you would have comprehensive knowledge of short-term trading assets such as accounts receivable and inventory and the factors affecting them such as dilution, etc
29

Credit Administrator Resume Examples & Samples

  • Assist in SOX audits, support credit management as needed and follow SOP’s pertaining to SOX compliance
  • Review accounts in AR to recommend offsets to the business credit managers
  • Monitor our third-party collection accounts, ensuring accounts are placed for collections and the third party agencies are reimbursed
  • Ensure SOX compliance for credit line increases on requests
  • Responsible for departmental mail, sending live checks to the banks, distributing debit memo detail to credit analysts
  • Issue customer credit refunds through Blackhawk
  • Handle new account set up as well as monitoring account assignments
  • Maintaining various logs and reconciliations for offsets or manual adjustments
  • Assist in the month-end close process; support Management team in the month-end prep and close process around reporting as needed
  • Handle special projects assigned by management team
  • Flexible to be able to handle additional responsibilities assigned by management
  • Strong Excel skills a must, including the ability to do pivot tables and Vlookups
  • Strong communication skills, able to interact with both internal and external management
  • Sound judgment with exceptional problem-solving skills
  • Organized and works well under pressure
  • Detail-oriented and professional
30

SVP / FVP, Credit Administrator Resume Examples & Samples

  • Review and evaluate proposed new and renewal extensions of credit for commercial real estate borrowers including complex construction projects
  • Approve proposed extensions of credit within authorized loan limits
  • Develop, through a collaborative effort with account officers, alternative strategies to address unusually complex or difficult lending situations
  • Prepare transaction summaries for extensions of credit requiring approval by bank’s Credit Committee
  • Follow past due loans for ultimate repayment and assist in managing problem loan situations
  • Update monthly watch list report for assigned portfolio and ensure accurate risk ratings
  • While this position is commercial real estate focused, prior C & I lending experience is a plus, but not required
  • Education: College degree in general business or finance preferred but not mandatory
  • Experience: 7 to 15 years commercial lending experience with at least 5-7 years in a credit approval function with a commercial bank preferred
  • Skills/Ability: In-depth knowledge of commercial real estate lending, with a focus on commercial construction and commercial mortgage finance. Broad knowledge of regulatory requirements and standards applicable to commercial real estate and residential mortgage products. Superior credit analysis skills. Ability to develop strategies to manage problem real estate loans. Strong interpersonal, communication and presentation skills. Demonstrated ability to work in a team-oriented environment and on a collaborative basis. Demonstrated ability to manage high-volume work flow. Desire to work in a dynamic and challenging environment characterized by sometimes changing priorities and short term deadlines. Bilingual Chinese a plus
31

Finpac Credit Administrator Resume Examples & Samples

  • Retrieve data from core systems including Rapport and InfoLease; format and scrub for use in internal and external reporting
  • Assist CCO in development of additional reports and analytic tools to identify and measure risk in the portfolio
  • Annually, or as frequently as changes are necessary, update department policies and procedures, and publish to individuals or departments needing those updates
  • Record and maintain minutes for RMC and similar meetings, publish and store as required
  • Assist CCO with data management related to scorecard development, revalidation and/or testing, and maintain on behalf of FinPac, updates to and completion of tasks related to Model Risk Management’s SaS system
  • Maintain on behalf of the department the annual TPO review process as conducted by the Bank
  • Assist CCO with data integrity initiatives and projects related to potential conversions of systems or processes utilized within or by the department
  • Work with credit bureaus on reporting issues and/or data correction and reconciliation
  • Maintain confidentiality of all company information
  • Develop and maintain positive relationships with management, associates, service providers and clients
  • Assist and support other staff as needed
  • Perform all other duties as assigned by management
32

Credit Administrator Resume Examples & Samples

  • Bachelor's degree in finance or accounting, or equivalent work experience
  • Three to five years of experience in lending, credit analysis, or related activities
  • Excellent computer skills including, Excel, Word and Access
33

SVP / FVP, Credit Administrator Resume Examples & Samples

  • Working closely with Lending Teams including Team Managers and Portfolio Officers to review and evaluate proposed new and renewal extensions of credit for commercial borrowers paying particular attention to the quality and analysis of the credit presented
  • Prepare transaction summaries for extensions of credit requiring approval by bank’s board of directors (Credit Committee)
  • Work as a resource and mentor to other Credit Administrators. As a mentor, the essential trait/quality expected is the willingness to share experience, impart wisdom and knowledge to others related to a variety of lending/credit/work-related situations
  • Provide guidance and leadership to new Credit Administrators to ensure they quickly become acclimated to the bank’s culture and the specific job function
  • Provide guidance on credit issues including proper structuring, early detection of problem loans to Business Lending Units (i.e. Business Development Officers, Relationship Officers, Portfolio Officers, etc.) and Credit Analysis Department; and provide direction/coaching to enhance the lending staffs’ knowledge of assessing credit risk, with the ultimate goal of protecting the interests of the bank
  • Provide ongoing support when required to assist with the documentation of complex loan transactions and/or perform quality control reviews of loan files and/or loan documents
  • Provide training and mentorship to junior staff within various Lending Teams
  • Skills/Ability: In-depth knowledge of commercial lending, with a focus on trade finance and international banking, and commercial real estate lending, with a focus on owner-occupied commercial property and residential mortgage products. Broad knowledge of regulatory requirements and standards applicable to commercial lending, commercial real estate and residential mortgage products. Superior credit analysis skills. Ability to develop strategies to manage problem commercial loans. Strong interpersonal communication and presentation skills. Demonstrated ability to work in a team-oriented environment and on a collaborative basis. Demonstrated ability to manage high-volume work flow while averaging six to eight loan approvals per day. Desire to work in a dynamic and challenging environment characterized by sometimes changing priorities and short term deadlines
34

Credit Administrator Resume Examples & Samples

  • Evaluates new / existing customers credit worthiness, establishing credit limits and guidelines within assigned levels of approval
  • Establish Credit Limits by performing payment history and brief financial reviews to analyze the following but not limited to information: Corporate Description, Company Officers, Number of years in business, number of employees, payments within industry, Annual Sales, Net Profit, Cash Flow, DSO figures within industry, credit references, and etc. Credit limit authority $250,000.00
  • Re-evaluates existing customers credit worthiness to ensure credit lines are consistent with customers product requirements and financial capabilities. Re-evaluate Customer Credit Limits by performing payment history and brief financial reviews to analyze the following but not limited to information: Corporate Description, Company Officers, Number of years in business, number of employees, payments within industry, Annual Sales, Net Profit, Cash Flow, DSO figures within industry, credit references, and etc. Provides resolution to customers daily orders. Credit limit authority $250,000.00
  • Takes appropriate action on collection and delinquency issues. Contacts customer’s collecting on past due balances
  • Maintains a cooperative problem solving relationship with customers, the sales organization and manufacturing to ensure for the prompt turnover of receivables
  • Manage Dunning Process within their Portfolio
  • Minimum 2 years’ experience in commercial credit
  • Excellent communication and negotiation skills
  • Knowledge of computers and related business software programs
  • Basic understanding of accounting principles and financial statements
35

Market Credit Administrator Resume Examples & Samples

  • Ensuring that all credit actions are taken in a timely manner, to include
  • Eight to ten years of experience in credit administration activities
  • Advanced knowledge of credit policies, credit analysis, procedures and philosophy
  • Thorough knowledge of organization, business practices, business philosophy, and ethics
36

Credit Administrator Resume Examples & Samples

  • Assists and acts under delegated authority from the Chief Credit Administrator in credit administration responsibilities for the corporation’s Small Business Lending
  • Responsible to approve, administer, and review loan and loan commitments to ensure adherence to existing policy guidelines and that documentation is adequate to ensure security of collateral
  • Examines loan documentation on a wide variety of loans and loan commitment applications for adequacy and completeness
  • Assists with underwriting, analyzing, structuring, prescreening and approvals. Identifies deteriorating trends in credit quality and suggests downgrades as necessary
  • Monitors specifically identified credits for concerns or problems as assigned
  • Requires a Bachelor’s degree
  • 6 + years of any combination of underwriting, lending, credit risk assessment and policy and procedure writing for small business
  • Advanced knowledge in areas of risk assessment, scoring, grading, lending, credit policies, credit analysis, and regulations
  • Excellent written and verbal communications skills
  • Expert at solving problems in complex systems
  • Solid relationship building
  • Professional presence in working with bank management and executives
  • Ability to make decisions and lead
37

Credit Administrator Resume Examples & Samples

  • Perform clerical and administrative duties related to day to day activities of the Credit & Collections Department, including the processing and verifying of applications for credit. Compile necessary information from financial institutions such as banks and credit organizations, such as, D&B and Experian
  • Credit applications must be processed as required daily. Minimum of three responses are required. Follow up of inquiries must be done within 24 hours after initial contact. Contact the customer or the references if necessary to make sure we receive the maximum number of responses
  • Set up of new accounts and notify the Customer, Branch Managers and Analysts daily
  • Mail letters of acceptance or denial within 24 hours of decision
  • Maintenance on customer accounts, i.e., changes of addresses and phone number updates
  • Mail demand letters for those Analysts that work offsite
  • Resolve disputes on credit cards
  • File claims with UTA and contact Customers regarding returned checks
  • Issue Sales Tax Credits or Debits daily as required for both charge accounts and cash sales
  • Scan all references, credit applications and tax exempt certificates daily on customer accounts
  • Update and maintain credit files for the Credit Department which may include delinquent accounts and credit risks as requested by Credit Department members
  • Prepare various reports for the Vice President, Director of Credit and Credit Manager – maintain confidential files
  • Submit W9 forms when requested
  • Fill out all of the necessary documents for ACH electronic payments, etc
  • Print of invoices for “Special” projects
  • Involvement of State Sales Tax Audit as needed
  • Knowledge of commonly used business concepts, practices and procedures
  • Rely on instructions and pre-established guidelines to perform the functions of the position
  • Strong computer skills including all Microsoft Office applications
  • High school diploma with 1 to 2 years equivalent business experience
38

Wholesale Credit Administrator Resume Examples & Samples

  • Delivers excellence in portfolio management
  • Makes credit decision utilizing assigned lending authority
  • Works with tracking systems to ensure timely credit approvals and quality feedback as necessary to the BUs
  • Monitors that risk ratings are accurate and changed on a timely basis as necessary
  • Responsible to provide guidance and other resources to support management oversight of portfolio risk, such as delinquencies, large borrower and industry concentrations, and policy exceptions
  • Actively monitors portfolios for changes in trends and risk profile
  • Coordinates seamlessly with portfolio reporting and other partners, such as examiners, to ensure timely and dependable risk management
  • Partners and/or collaborates effectively with BU Managers and Primary Relationship Officers (PROs) and underwriters to achieve BU credit quality objectives and expedite decisioning
  • Delivers professional on-going coaching and mentoring to PROs, underwriters, and analysts to improve skill sets
  • Proactively partners with existing credit risk training resources to strengthen skill sets which are the foundation underlying the evaluation and communication of credit risk
  • Establishes a process for the review of BU client relationship strategies, and overall portfolio risk
  • Provides leadership as a “change agent” to assist in implementing the Credit Culture vision for the Bank
  • Ensures there is excellence in analysis and structure in all Credit Approval Memorandums reviewed or approved
  • Causes the establishment, review, update and implementation of, and compliance with, Bank’s credit policies and procedures
  • Ensures that there is proactive communication between Wholesale Credit and the BUs through a variety of channels
  • Ensures BU’s compliance with applicable laws, regulations, regulatory requirements and Bank policies and procedures
  • Performs all other miscellaneous responsibilities and duties as assigned
  • 10 years commercial credit experience in the middle market, commercial real estate or national corporate markets
  • Extensive experience in portfolio risk management required
  • 2 years management experience
  • Demonstrated proficiency with personal computers and Microsoft applications (Outlook, Word, Excel, MS Access, PowerPoint and SharePoint) or similar software
  • Sound understanding of basic credit, cash flow analysis, corporate finance, lending, and loan administration skills with the ability to teach these to others
  • Demonstrated verbal and written communication skills
  • Must be analytical, detail oriented, and organized
  • Ability to make decisions in a timely fashion not always with the benefit of complete information
  • Ability to work effectively in teams. Demonstrated creative problem-solving skills
  • Working knowledge of Bank’s products and services, credit policy and SPM
  • Working knowledge of Federal and State laws affecting commercial credit and real estate
  • Must be able to provide own transportation or to operate a vehicle with a valid driver’s license, and ability to commute and arrive at intended destination in a timely manner and/or as required
  • Travels by air as required
  • Able to work flexible hours including weekends and evenings as needed or assigned
39

Credit Administrator Resume Examples & Samples

  • Ensure policy and procedures are followed to ensure the branch’s security and loan exposure complies with applicable policies & regulatory requirements
  • Assist in ensuring the safety of the Bank’s funds through proper loan portfolio management with focus on loan quality, exposure limits and security requirements
  • Ensure a solid understanding of the Branch’s Strategic Plan
  • Maintain and manage loan files, including diary system, PPR registrations, bank confirmations, credit reports, loan revolvement, land title searches and property tax confirmations
  • Prepare and complete COPAL/Moody’s Financial Analyst reports for the Account Manager’s analysis
  • Maintain a high level of communication and rapport with the AVP & Branch Manager, AVP & Branch Manager, Assistant Manager Loan Administration, Portfolio Managers, and branch clientele
  • Working with the portfolio managers to ensure all general practices performed comply with the Bank’s policies and procedures (LPGL, Operations, and Security Manuals) to ensure a high level of customer service and maintain a satisfactory inspection rating
  • Assist in the preparation of wave required submissions relating to new and existing loans, and/or amendments, this includes input of information, due diligence and financial analysis, vetting of security and underwriting the deals according to bank policies and guidelines
  • Perform supporting administration required in the credit process such as credit reports, property assessments, land title searches etc
  • Adhere to the Bank’s credit administration, loan administration and security policies and procedures
  • Prepare and input data to the Margin Control Card for the Account Manager analysis
  • Assist in the preparation of letters for signature of Portfolio Managers, such as commitments, annual reviews and notices of covenant breaches
  • Minimum 4-5 years combined credit writing experience in both Commercial & Retail Banking
  • Experience in developing process to create efficiencies
  • Experience with financial statement analysis, working knowledge of Moody’s Financial Analyst an asset,
40

Credit Administrator Resume Examples & Samples

  • Wholesale distribution experience
  • Drive to assist team members with other tasks as required
  • Experience in Eclipse software system
41

Deal Closer & Credit Administrator Resume Examples & Samples

  • Work with all deal teams throughout the credit process from deal inception through to the closing and funding of each transaction. Responsibilities include liaising with internal and external legal counsel as well as operations and compliance
  • Maintain regular contact with internal deal teams to ensure a smooth execution process
  • Ensure that all documentary and internal system requirements are satisfied for all loan closings
  • Responsible for post-closing review and maintenance of documentation required by internal approvals and policy
  • Perform ad-hoc credit administration tasks to ensure the Bank’s systems are kept up to date
  • Perform some portfolio management duties, such as trend cards/financial analysis, on an ad hoc basis
  • Demonstrable banking experience, ideally with relevant exposure to deal closing/credit administration
  • Highly motivated, self-starter who enjoys working independently and under high time pressure
  • Ability to work as a member of a fast-paced, transaction-oriented team
  • Strong problem solving and communication skills
  • Strong organisational skills and the ability to prioritise workflows effectively whilst managing several transactions concurrently
  • Strong attention to detail but able to deliver high quality work to deadlines
42

Credit Administrator Resume Examples & Samples

  • Minimum of 2 years’ experience in credit and/or collections in related field
  • Basic bookkeeping knowledge and credit analysis experience
  • Strong and assertive communication skills with the ability to communicate and interact effectively with all levels inside and outside of the organization, including customers and vendors
  • Minimum of 2-year college or university degree in related field
  • 4-year degree in Accounting or Finance preferred
43

Credit Administrator Resume Examples & Samples

  • Work with individual Loan Officers, Underwriters/Managers and Business Unit Director in assigned LOB to provide guidance and preliminary review on pending credit requests to ensure that deals under consideration meet established credit criteria
  • Provide guidance to LOB on credit structure, proper underwriting, deal specific conditions and any other terms that may be required
  • Approve credit requests within delegated approval authority
  • Recommend approval to Senior Credit Administrator, Deputy Chief Credit Officer, Chief Credit Officer, Bank Loan Committee, &/or Board Credit Committee for requests exceeding approval authority
  • Manage the credit quality of an assigned loan portfolio, working with LOB staff as necessary
  • Provide ongoing monitoring, credit management & monthly reporting, including stress testing, early warning indicators (EWI’s), mitigation strategies and additional requirements for all Watch, Special Mention, Sub-Standard &OREO assets
  • Oversee the accuracy and timeliness of asset classification (AQR’s)
  • Maintain, update and recommend changes to the Bank’s loan policies and procedures including but not limited to, underwriting criteria, loan approval authorities, structure requirements, risk tolerance levels, portfolio concentrations, financial information and analysis requirements,
  • Maintain current knowledge of all applicable government lending guidelines and reporting requirements, and monitor portfolio to maintain compliance
  • Provide timely turnaround on credit requests while maintaining proper due diligence
  • Knowledge of SBA Lending, Foreign Exchange programs, and ABL
  • Bachelor’s Degree in Business or Finance or equivalent work experience
  • Strong credit underwriting experience is required, including in-depth knowledge of credit structure, credit risk and credit analysis
  • Minimum of ten years’ experience in business, builder, or commercial real estate underwriting/credit with a commercial or community bank
  • Five years in Credit Administration with credit approval responsibilities is preferred
  • Experience in dealing with loan classifications, collections and workouts are preferred
  • Familiarity with basic accounting principles and financial statement spreading techniques required
  • Proven ability to be a trusted advisor to both LOB and Credit Administration management, while maintaining a strong credit culture
  • Must possess a general knowledge of all federal and state laws and regulations governing credits
  • Excellent verbal and written communication skills, and able to handle multiple tasks simultaneously
  • Creative abilities to improve existing processes that will provide improved customer service while maintaining credit risk controls and improve department efficiencies
44

Credit Administrator Resume Examples & Samples

  • Process requests for new customers credit limits based on recommendation per credit check; D&B, Experian and other credit tools
  • Ability to read and understand contracts related to equipment purchases
  • Assist sales and customer service teams as it’s related to credit lines and the approval process for equipment related purchases
  • Monitoring credit limits and orders on hold for assigned portfolio of accounts
  • Assisting customers with inquiries; invoices, taking credit card payments, statements, and/or refunds
  • Liaison between internal and external customers to troubleshoot and resolve issues that may cause deductions and or delays in payments
  • Reconcile customer account as needed; matching offsets, identifying on account payments, following up on credits for outstanding deductions and processing adjustments for write offs and bad debt
  • Heavy collections calls and volume of accounts
  • Assist in month-end process as needed; providing comments and updates on aged receivables, open deductions, credits or on account payments
  • Liaison between customer and deductions and internal department on dispute resolution
  • Assist in SOX audit support as needed and follow SOP pertaining to SOX compliance
  • 2 plus years of experience within the Accounts Receivable Department/Credit & Collections Dept
  • Experience in Pharmaceutical, Retail, or Surgical accounts
  • Strong Excel skills including pivot tables and Vlookups
  • High school grad plus some college preferably
  • Familiar with SOX guidelines and procedures
  • Ability to work in a call center environment with a high call volume
45

Senior Credit Administrator Resume Examples & Samples

  • Retains accurate notes and ticklers to ensure compliance with all reporting requirements
  • Releases titles, collateral and insurance interests
  • Calculates and formulates payoff statements and re-conveyances
  • Ensure the final title policy is received and review for accuracy
  • Keeps lender(s) immediately abreast of documentation exceptions
  • Initiate engagement and acceptance letters for appraisals and environmental reports
  • Complete regulatory due diligence to validate information required for documentation; obtain and/or complete a thorough review of corporate and collateral documentation, (i.e., certificates of existence, flood determinations, appraisals, lien searches, title searches/commitment to check for accuracy, completeness and compliance with loan approval guidelines and internal policies)
  • Conduct a pre-funding review checklist to ensure accuracy of loan presentation to loan documentation, as well the notation of exceptions as they relate to policy and procedure
  • Set up and maintain all borrower legal and electronic files following established bank standards
  • Provides backing for implementation of annual portfolio audit
  • Print and mail payment notices to clients
  • Ensure daily balancing of internal loan accounts and general ledgers in addition to the research and clearing of any outages/discrepancies
  • Assures insurance and licensing requirements are met
  • Aids with on-going customer required financial reporting. Makes ongoing client compliance reporting
  • Partners with lenders to assure that financial statements, spread and credit notes are properly filed or documented
  • Bachelor’s degree in business, accounting, finance, quantitative analysis, mathematics, statistics, OR related disciplines
  • Four or more years of banking or financial experience, with two or more years’ experience in commercial and/or consumer loan documentation
  • Comply with bank regulations; maintain above average performance in all areas of compliance
  • Acquire and maintain a working knowledge of the laws and regulations that apply to loans and loan documentation
  • Effective/robust written and verbal communication skills
  • Ability to deliver a high level of responsiveness and “above average” customer service to external/internal customers
  • Very strong Analytical Skills
46

Senior Credit Administrator Resume Examples & Samples

  • Engages in the monitoring of existing credits to ensure the correct risk rating is in place
  • Assists in reviewing and updating credit policies and procedures
  • Assures compliance with all Bank policies and procedures, as well as, all applicable state and federal banking regulations
  • Reviews large and complex loans prior to submission to loan committee. Assists account officers in analyzing, underwriting, and managing credits
  • Reviews legal documents to ensure accuracy and consistency with approved terms and conditions
  • Performs periodic assessments of concentration limits and concentration risk to local economy and periodic local economic analysis. Assists in integrating results of portfolio risk analysis into the preparation of the ALLL report
  • Assists with preparation and review of quarterly portfolio reviews
  • Will assist the Special Assets Officer in managing for collection workout credits assigned to the department and prepare LAPSR’s for criticized loans, as well as preparing monitoring reports for Watch credits. Will assist Loan Officers in the management of weak credits
  • Responsible for developing a credit training program for all supported personnel related to the credit approval process and loan portfolio management. The program focuses on underwriting, loan management, early detection of loan weaknesses, and correct risk rating. Will also assist the supported departments in presentation of workshops/seminars on current credit issues to lending personnel
  • Performs post mortems on charged off loans
  • Provides information and support on credit practices for other Bank divisions or specialty groups as appropriate
  • Reinforces the application of superior customer service by example along with appropriate follow through with involved customers and employees
  • Consistently applies good decision making techniques pertaining to inquiries, approvals, requests as they apply to existing policies and procedures, keeping within assigned approval limits and using these instances as learning tools for employee development
  • Develops and maintains knowledge of financial industry, economy, market conditions, rates, vendors and competition
  • Represents the Bank in various community, civic, and community reinvestment functions to further enhance the Bank’s image and develop additional business; assists the Bank in establishing and maintaining market position in the financing arena
  • Updates and corresponds with legal counsel and collectors on workouts, bankruptcies, and charge-offs to ensure all possible precautionary actions or measures are taken
  • Responsible for completeness, accuracy and certification of credit data and resulting credit risk management reports provided to management and the Board of Directors
  • Work directly with the Bank’s overall Portfolio Credit Risk Management function providing data inputs, quality control correction and feedback, dashboard reporting, and execution of corporate efforts surrounding Credit Portfolio Stress Testing, Dual Risk Rating procedures, concentration management and related Portfolio Credit Risk Management processes
  • Participates in various internal committees assigned by senior management
  • Bachelor’s degree (BA) or equivalent from a four (4) year college or university and/or eight (8) or more years’ related experience and/or training; the equivalent combination of education and experience
  • O Work related experience should consist of a financial analysis or lending background
47

Credit Administrator Resume Examples & Samples

  • Minimum three years banking experience, with relevant exposure to deal closing/credit administration
  • Strong organizational skills and the ability to prioritize workflows effectively whilst managing several transactions concurrently
  • Strong problem solving and English communication skills
48

Trade Credit Administrator Resume Examples & Samples

  • An understanding of insurance and underwriting
  • Experienced administrator in a similar role
  • Strong organizational skills and the ability to handle multiple tasks and meet established service level agreements
  • Proficient in Microsoft Office (Outlook, Word, Excel, PowerPoint)
  • Ability to work in and effectively adjust to a rapidly changing environment
49

Senior Credit Administrator Resume Examples & Samples

  • Keeps lender abreast of documentation exceptions
  • Electronic File Administration; safeguard protocols for electronic file set up and maintenance is adhered to. Including working with lenders and to ensure e-files are audit ready always
  • Identify, input and maintain outstanding tickler items to ensure follow-up items are being reported, tracked and resolved properly
  • Robust Analytical Skills
50

Credit Administrator Resume Examples & Samples

  • Answerable for the overall system configuration, parameter setting and user administration rights for all systems used in the Lending and Administration Department
  • Meet with division heads and other bank team members to comprehend systems and training needs for both new and existing users
  • Handle annual vendor management reviews, system compliance, system upgrades, interface upgrades & testing and performance issues
  • Generate reports needed by the business unit to support management and compliance
  • Answerable for educating users and driving adoption through understanding business needs
  • Partner closely with the corresponding division, vendor and internal resources to develop and provide solutions. Assist in creating process augmentations to provide efficiency to streamline business processes
  • Create training material that reflects a balance of system processes and Bank practices
  • Supports users with system training, support and configuration requests
  • Create innovative templates for various software programs as needed
  • Answerable for other duties and tasks as assigned by management
  • 4 years of experience in commercial lending or commercial loan processing is preferred
51

Credit Administrator Resume Examples & Samples

  • Reviews large and complex loans prior to submission to loan committee
  • Will assist relationship managers and credit analysts in analyzing and managing credits
  • Performs periodic assessments of concentrations in the loan portfolio
  • Assists in integrating results of portfolio risk analyses
  • Participates in various internal committees assigned by the Chief Risk Officer
  • Prepares various loan reports and data analytics as requested by the Chief Risk Officer
  • Provides a quality control function in the review of all appraisal documents submitted on commercial files
  • Reinforces the application of superior customer service through his or her own example along with appropriate follow-through with involved customers and employees
  • Consistently applies good decision-making techniques pertaining to inquiries, approvals, requests as they apply to existing policies and procedures, keeping within assigned approval limits
  • Consults with Chief Risk Officer on correspondence with legal counsel and collectors on workouts, bankruptcies, and charge-offs to ensure all possible precautionary actions or measures are taken
  • Develops and maintains knowledge of financial industry, economy, market conditions, rates, and competition
  • Bachelor’s degree (BA) or equivalent from a four (4) year college or university
  • Five (5) or more years related experience and/or training; the equivalent combination of education and experience
  • Work related experience should consist of a financial analyzing or lending background
  • Experience in Financial Services is required
  • Advanced experience, knowledge and training in all lending activities and terminology
  • Excellent communication skills with the ability to apply common sense to carry out instructions and instruct others, interpret documents, understand procedures, write reports and correspondence, speak clearly to customers and employees
  • Performs other duties as assigned by Chief Risk Officer
52

Credit Administrator Resume Examples & Samples

  • Participate in development of workout strategies for problem credits
  • Provide ongoing monitoring, credit management & monthly reporting, including stress testing, early warning indicators (EWIs), implementation of mitigation strategies and additional requirements for all Watch, Special Mention, Sub-Standard & OREO assets
  • Oversee the accuracy and timeliness of asset classification (AQRs)
  • Minimum of ten years’ experience in business &/or commercial real estate underwriting/credit with a commercial or community bank
  • Five years in Credit Administration with significant credit approval authority
  • Experience in dealing with loan classifications, collections and workouts is preferred
  • PC literate and proficient in word processing and financial spreadsheet software including Word and Excel
53

Credit Administrator Resume Examples & Samples

  • Employs advanced knowledge as a generalist or specialist of all areas of structuring and underwriting a wide variety of lending credit transactions
  • Working knowledge of loan workout and problem loan management
  • Good leadership skills
  • Solid oral and written communication skills with all levels of the organization
  • Working knowledge of regulatory issues
  • Ability to identify, analyze, summarize, derive conclusions and provide relevant recommendations on a variety of issues
  • Strong proficiency in MS Office products
  • Sound business judgment, change management, and process improvement skills and people development
  • Ability for regular travel to various affiliate locations for direct contact with affiliate management, credit, line, loan administration and work-out officers
  • Gaming industry knowledge and lending experience preferred
  • Requires a Bachelor's degree in finance or accounting
  • 6+ years of directly related financial services experience with strong credit institutional experience
  • Experience in structuring and underwriting a wide variety of lending credit transactions
  • Loan workout and problem loan management experience