Credit Portfolio Group Resume Samples

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L Sipes

Lizeth

Sipes

95299 Johnson Flats

Dallas

+1 (555) 487 0693

95299 Johnson Flats

Dallas

Phone

p +1 (555) 487 0693

Experience Experience

Dallas, TX

Cib-credit Portfolio Group

Dallas, TX

Koepp Group

Dallas, TX

Cib-credit Portfolio Group

Overseeing the firm's counterparty credit calculation systems and ensuring that credit risk is properly measured and represented in the risk management systems
Maintain collateral optimizer and work with QR and Technology to reassess optimization algorithm due to changes in market conditions and JPM objectives
Understand the CDS markets and relative value of risk management alternatives
Formulate forward looking credit opinions and propose risk management solutions
Monitor industry developments and communicate implications for portfolio companies
Assess funding sources in order to achieve cost efficiency while incorporating operational complexities with our Settlements Division
Knowledge of portfolio companies underlying risk positions

Los Angeles, CA

Credit & Portfolio Group Mgr

Los Angeles, CA

Goodwin, White and Gusikowski

Los Angeles, CA

Credit & Portfolio Group Mgr

3-5 yrs Risk Management
Advise business on any new product offering and both NPAC and AML procedures for new products are properly adhered to
The role ensures the Fiduciary Committee is identifying fiduciary breaches, violations, and losses and will work with the Committees to analyse, and mitigate issues. The position will serve as the contact point for dissemination of best practices, the resolution of global issues, and creation and implementation of controls
As the ISSS Risk Manager, the individual will be the direct point of contact for both the Issuers and Securities Services Business Heads in the country for all product Risk matters
Create agenda and materials for the Fiduciary Quarterly Committee, managing the Committee, preparing the Fiduciary Business Head for the Global Committee meetings, creating the annual Fiduciary Report
Ensure that any failed controls or risks identified through any means are escalated and continue to work with management to drive action that will reduce material risks
Perform root-cause analysis on significant control events, evaluations of controls, trends, and related corrective action plans to prevent recurrence or other issues

present

Chicago, IL

Credit & Portfolio Group Manager

Chicago, IL

O'Kon Inc

present

Chicago, IL

Credit & Portfolio Group Manager

present

Lead annual and interim portfolio reviews of credit relationships managed by PSRM in the EMEA Region
Participate in new deal review process and NPAC with focus on potential risks and risk mitigation
Interact with legal counsel with regard to documentation negotiation (ISDA, GMRA) with counterparties and assess the legal environment of Citi’s memberships
Approve new FMI Memberships and Material Changes in existing FMI’s in EMEA. This includes setting the Membership Risk Rating (MRR) and Obligor Risk Rating (ORR), and preparing loss estimates
Provide Industry Specialist approvals and maintain credit oversight of Relationship Exposures to all FMI’s and Membership Exposures to Non-Qualifying FMI’s in EMEA
Update ORR's annually for all the Credit Managed FMIs in EMEA
Update on a periodic basis the uncapped loss sharing estimates where they have been used for FMI membership approvals

Education Education

Bachelor’s Degree in Business Administration

University of California, Irvine

Bachelor’s Degree in Business Administration

Skills Skills

Proven strong analytical skills with good attention to detail, ability to provide big picture decision making and to mentor junior staff
Strong analytical and problem solving ability
Good knowledge of market and credit risk methodologies (i.e., PSE, stress testing, rating) and processes (i.e. how transaction are booked in credit systems)
Good structuring experience with ability to understand complicated transactions from a holistic risk perspective
Strong written and verbal communication skills with the ability to present analysis and recommendation in a succinct manner
Self-directed and highly motivated; ability to work independently
Strong attention to detail
Ability to conduct onsite due diligence visits with relationship managers
Strong oral and written communication skills
Ability to collaborate with others to achieve objectives; effectively build business relationships

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Credit & Portfolio Group Manager Resume Examples & Samples

Requires Senior Credit Officer credit authority and college degree (BA or BS)
Should have at least 6 years of credit-related experience plus formal commercial credit or comparable training
Should demonstrate excellent leadership and management skills, ability to exercise credit authority independently, analytical, communication, interpersonal skills
Solid understanding of Third Party regulations, Commercial Cards business, Merchant Acquiring, and wholesale Credit risk. -Resourceful in Excel, PowerPoint, Word, and other standard computing tools

Credit & Portfolio Group Manager Resume Examples & Samples

Broad exposure to Commercial and Industrial (C & I) lending
Expertise in or the ability to quickly develop the required skill-set in identified specialized segments; e.g. real estate and agri-business
Strong credit and analytical skills with knowledge of credit products including derivatives, FX, letters of credit. Knowledge of collateral and U.S. collateral perfection requirements
Computer literate: Word, Excel, PowerPoint, and familiarity with internal bank systems and platforms. Attention to detail with focus on maintaining data integrity
Minimum Bachelor’s degree required. MBA or equivalent advanced training preferred
Minimum 10 years experience in commercial lending risk management and/or related assignments, with at least 3 years experience in the U.S. middle market, product, or industry expertise referred. Minimum 2 years of people management experience preferred
Senior Credit Officer (SCO) approval authority or equivalent required

Credit & Portfolio Group Mgr Resume Examples & Samples

Degree (Graduate preferred) in Business/ Finance/ Accounting/ Economics preferred
Senior Credit Officer or Credit Officer desirable
15 years of banking experience including at least 5 years of related risk experience
Knowledge of corporate, financial institution and middle market segments
Knowledge of credit, market and operational risk policies
Completion of advanced risk courses or equivalent
In-depth knowledge of key risk policies including credit, country and cross border
Ability to exercise sound, timely and independent judgment
Excellent written and oral communication skills with all management levels
Job Description
Excellent knowledge of Banking products, in particular Trade and Commodities Finance

Credit & Portfolio Group Mgr Resume Examples & Samples

Independent Risk Management for ISSS engages the business to ensure it is well controlled and in compliance with control-related policies and procedures. The job responsibilities directly support both the Issuers and Securities Services businesses in Mexico. The role consists of identifying risk, such as Product, Credit, Operational, Franchise, Regulatory, and Legal. This includes proactively identifying and assessing risks and controls, evaluating, and advising on significant issues, interfacing with internal and external audit examiners, and advising the Product on the best course of action and corrective action plans
In addition to identifying key risks, the individual must be cognizant of business and industry trends that present business opportunities and be able to provide advice to assist the Business in moving forward with new business in a controlled environment
The individual must maintain strong relationships with the business, Operations and other Control Functions to effectively influence changes that will improve the control environment. In addition, strong team interaction is required
The position supports both the Securities Services and Issuers Business, this includes supporting the Issuers Fiduciary Business Head in discharging all Issuer fiduciary duties, such as chairing and managing the Issuers Fiduciary Quarterly Committee, identifying fiduciary risks and mitigating them, advising on standards, procedures, policies across the Regions, and adherence to applicable regulations and law
The position ensures the Global, Regional, and Local Fiduciary committees are continually engaged and each serves as an escalation point to other
The role ensures the Fiduciary Committee is identifying fiduciary breaches, violations, and losses and will work with the Committees to analyse, and mitigate issues. The position will serve as the contact point for dissemination of best practices, the resolution of global issues, and creation and implementation of controls
In addition to identifying key Fiduciary Risks, the individual must be cognizant of Fiduciary industry trends that would impact the growth and business opportunities. The role covers multiple legal vehicles and complex processes. The individual must maintain strong relationships with Senior Management within the business, Operations and other Control Functions to effectively influence changes that will improve the Fiduciary control environment. In addition, strong team interaction is required. Solid understanding of Funds and Securities businesses and associated Fiduciary Risks within each business is essential
The position manages Issuer Fiduciary reporting requirements and ensures the Issuer Fiduciary Head is fully apprised of Issuers’ Fiduciary Business status to present same to the Global Issuers’ Fiduciary Committee
As the ISSS Risk Manager, the individual will be the direct point of contact for both the Issuers and Securities Services Business Heads in the country for all product Risk matters
Advise business and senior management on Fiduciary items impacting the business and across the industry. The position must identify and advise on Fiduciary Issues/Risks that are tangible and/ or conceptual and be able to assess those Fiduciary risks to determine impact; individual also required to work with the business on resolutions of significant Fiduciary risks (e.g., determine what policies or procedures, law, or regulations apply and to then be able to advise the business on the actions required to close that issue)
Create agenda and materials for the Fiduciary Quarterly Committee, managing the Committee, preparing the Fiduciary Business Head for the Global Committee meetings, creating the annual Fiduciary Report
Identify and advise on tangible or conceptual Issues/Risks and assess those risks to determine impact; individual is required to work with the business on resolutions of significant risks (e.g., determine what policies or procedures, law, or regulations apply and to then be able to advise the business on the actions required to close the issue). Ensure that any failed controls or risks identified through any means are escalated and continue to work with management to drive action to reduce material risks
Provide Internal Risk and Control Preparedness and Support – work with the business to ensure its control environment is robust, assist the business with analysis for formal audits/ exams and deliverables, ensure and participate in status meetings conducted during formal audits/exams, and advise the business on responses, protocol, and actions to be taken during a formal review
Ensure that any failed controls or risks identified through any means are escalated and continue to work with management to drive action that will reduce material risks
Perform root-cause analysis on significant control events, evaluations of controls, trends, and related corrective action plans to prevent recurrence or other issues
Interface with internal and external audit examiners, Fiduciary Counsel, and Compliance
Represent organization at Senior Management, Control Function, Compliance, Regulator and Industry meetings to obtain information that relates to organization/business strategy and control-related/risk processes
Coordinate communication of all material and BAU risk issues with Global and Regional organization
Advise business on any new product offering and both NPAC and AML procedures for new products are properly adhered to
Advise business on any relevant product risks during deal review process for pipeline transactions
BA/BS required; MBA or JD most desired
8 -10 Years’ Experience in Issuer Fiduciary and Securities Services products front-office with exposure to operations
3-5 yrs Risk Management
Legal training and background a plus
Project management experience
Solid understanding of Citi’s Fiduciary standards and Regulation 9 and the implications, as well as local Fiduciary standards and regulations
Compliance and/or Internal Audit experience a plus
Solid understanding of Issuers and Securities Services Fiduciary related products and associated Fiduciary Risks within each business is essential
Excellent problem-solving abilities; strong analytical skills; both quantitative and qualitative
Strong leadership/managerial skills; able to influence others
Strong written and oral communications skills (a writing sample is required)
Self-starter and able to execute and close out an issue in a timely manner
Results oriented and tenacious
Critical Thinking skill a must
Professional presence and attitude. Presentation skills
Project management and time management skills
Candidate should feel comfortable interacting with individuals at all levels of the organization
Strong analytical skills and ability to develop comprehensive plans addressing multi-faceted and complex problems
Ability to lead or participate in cross-functional project teams
Clear understanding of legal/regulatory environment
Critical thinking skills are essential for success
Ability to react quickly to a fluid environment, changing priorities while executing plans to achieve multiple objectives

Credit & Portfolio Group Manager Resume Examples & Samples

Gather, analyze and monitor FMI exposures and prepare exposure reports for senior management and regulators as/when needed
Lead annual and interim portfolio reviews of credit relationships managed by PSRM in the EMEA Region
Participate in new deal review process and NPAC with focus on potential risks and risk mitigation
Interact with legal counsel with regard to documentation negotiation (ISDA, GMRA) with counterparties and assess the legal environment of Citi’s memberships
Ensure full compliance with PSRM risk policies and procedures as applicable
Approve new FMI Memberships and Material Changes in existing FMI’s in EMEA. This includes setting the Membership Risk Rating (MRR) and Obligor Risk Rating (ORR), and preparing loss estimates
Provide Industry Specialist approvals and maintain credit oversight of Relationship Exposures to all FMI’s and Membership Exposures to Non-Qualifying FMI’s in EMEA
Update ORR's annually for all the Credit Managed FMIs in EMEA
Update on a periodic basis the uncapped loss sharing estimates where they have been used for FMI membership approvals
Track/facilitate the Annual Reassessment of Membership Risks by the respective Senior Business Approvers for all EMEA FMIs
Provide support to the RMs and Credit Officers who handle FMIs in EMEA, including on reporting of exposures, transition to Basle III, etc
Communicate PSRM policy requirements in the Region and maintain ongoing contact with Business/Product Managers in CTS/Markets, Operations, CRMS, Consumer Bank and NPAC
Call on EMEA FMIs and maintain ongoing contact with them
Assess the impact of emerging risks for new client propositions and help to calculate regulatory capital required
Represent Citi on the CCP risk working groups, risk committees, and industry working groups to advance the understanding of CCP/Clearing Member risks and drive a productive agenda with the regulators
Represent Citi in meetings with various European regulators including the Bank of England, HM Treasury, ESMA, EBA and others
Participate in regional/industry forums and initiatives (e.g. ISDA, FIA Europe, AFME)
Provide a direct focal point for the PRA and show the necessary commitment on a topic very close to the Bank of England’s core concerns around financial stability
In-depth knowledge of financial markets and products such as securities, derivatives (OTC derivatives) and/or cash clearing
Extensive experience in Risk Management, Relationship Management, or Trading Operations. Analytical roles preferred
Ability to collaborate with others to achieve objectives; effectively build business relationships
Self-directed and highly motivated; ability to work independently
Ability to think ‘out of the box&#8217

CIB Credit Portfolio Group Regulations Resume Examples & Samples

Managing the majority of the retained credit risk generated by the client-driven activities of the CIB which covers a portfolio in excess of $250bn across traditional credit products and credit risk associated with derivative counterparty transactions
Managing the market risk which arise from counterparty risk in derivative & securities transactions undertaken by the CIB & the Commercial Bank
Hedging funding risk and ensuring the efficient utilization of assets in collateral agreements with derivative counterparties
Working with stakeholders (such as Lines of Business [LOBs] and the Regulatory Capital Management Office [RCMO]) to facilitate the efficient use of capital, particularly of those components of total capital most related to CPG activities (CVA RWA, Default RWA and TCP RWA)
Partnering with the Credit organization in overseeing the firm's counterparty credit calculation systems and ensuring that credit risk is properly measured and represented in the risk management systems
Lead the production of CVA/FVA stress results in the context of regulatory requirements (US CCAR, UK FDSF) and internal JPM needs (Risk Appetite framework). Tasks include
Strong communication skills, plus ability to work in partnership with several other groups on a shared agenda
Numerical and technical skills at the level of BS (or higher) in Physical Sciences, Maths, Engineering, Economics, etc
Good understanding of fixed-income and derivatives pricing
Experience working in, or with, a derivatives business
Experience as business analyst, or business-user involved in planning, with respect to large and interconnected pieces of financial risk-management infrastructure
An understanding of counterparty credit risk and CVA modeling would be beneficial

Credit & Portfolio Group Manager Industry Enterprise Resume Examples & Samples

Design and production of standardized Industry Assessment templates to be used for Annual Industry Assessments and Semi-Annual Assessment Updates
Ongoing coordination and production support of Industry Working Group analyses and presentations
Maintenance of CCB NAICS to CCB “Top 40” Industry Mapping logic
Dedicated participation in Industry Working Group discussions and forums
Sourcing of relevant Industry research materials and Industry data from both external and internal sources
Production of pre-populated Industry portfolio templates
Generation of standardized financial profiles and financial metrics/ratios for select companies within each of the defined CCB Industry Segments
Ongoing participation in efforts to ensure continued improvement in data integrity and to support production automation efforts
Responsibility for ongoing maintenance and enhancement of the existing Industry Dashboard application
Maintenance of Industry focused SharePoint site

Credit & Portfolio Group Manager Resume Examples & Samples

Maintain and manage a portfolio of complex cross-product (derivatives, ECA financing), cross-market (senior bank / bond) transactions
Transactions include acquisition financings, leveraged financings, recapitalizations, and securitizations
Primary industry coverage for Western Europe TMT market
Work with Capital Markets counterparts on credit approval and execution of transactions identifying key risks and structuring transactions to mitigate credit concerns
Manage deal approval process including preparation of credit approval memos and transaction execution with product partners
Perform credit analysis on quarterly and annual basis
Co-manage troubled assets with IRM colleagues including valuation analysis, amendment approvals and monthly credit reviews
Assist with special projects including stress testing, portfolio reviews, FCR, Risk Rating processes, Credit Policies and other programs reviews across product groups
Assist in managing analysts and associates - provide oversight for writing of credit reviews, transaction memos, financial modeling and special projects
Train and mentor analysts and associates to help them develop knowledge across products and industries Interface with Banking and Products
Interface with internal product / regional counterparts on new and existing deals
Meet with sponsors and work with bank syndicates (as Agent) and consultants
Knowledge of bank and capital markets products and services; industry familiarity helpful Risk Mitigation
Work with portfolio manager on risk mitigation at both inception of transaction and ongoing
Strong understanding of corporate finance and banking products
Strong product and TMT industry knowledge
Solid understanding of policies and procedures impacting the Credit Risk Management framework
Sound risk and business judgment on the full spectrum of risk issues
Independent problem solving skills
Strong written and verbal communication skills with the ability to present analysis and recommendation in a succinct manner
Proven strong analytical skills with good attention to detail, ability to provide big picture decision making and to mentor junior staff
Demonstrated aptitude for tackling analytical questions through quantitative modeling and the analysis and manipulation of large data elements
Ability to meet deadlines created due to business needs
Ability to conduct onsite due diligence visits with relationship managers
Bachelor’s degree in Business Administration, Finance, or Economics preferred
Extensive years of credit risk or relevant experience, preferably gained at either Citigroup or at a major institution
An MBA, CPA, or CFA preferred and formal Credit Training is a plus

Credit & Portfolio Group Manager of Underserved Markets & Alternate Lending Resume Examples & Samples

Acquire deep understanding of customer segment needs and behaviors
Drive analytics that provides the granularity needed to identify targeted customer profile
Implement disciplined approach to testing and execution, and develops robust tracking and performance monitoring capabilities
Work with Risk Appetite team to develop risk appetite guardrails and performance benchmarks
Partnering with Marketing and Decision Management team to develop Marketing intelligence tools and tracking mechanism
Drive initiatives to develop and leverage modeling capabilities on key product levers including losses and revenue drivers
Continue to identify pockets of opportunities for improvements and broadening our underwriting
Lead presentations and discussions with Executive team, Global Risk, internal auditors and external regulators
Hire and coach team of analysts to transform into high performing independent team
Extensive (11+ Years) experience in consumer lending business and/or risk management, preferably credit cards
Understanding of P&Ls of the lending/cards business, and key drivers of profit and loss
Proven track record for leading teams, with excellent relationship management skills
Strong ability to lead complex analysis, produce compelling presentations and influence executive audiences
Excellent analytical, integrative strategic thinking and project management skills

Credit & Portfolio Group Manager Resume Examples & Samples

PhD in a quantitative field (Statistics, Econometrics, Mathematics, Physics)
Profound expertise in mortgage modeling
Strong applied mathematical, computer, and communication skills
The individual should have a solid statistical background, sound understanding of multivariate statistics and/or stochastic calculus and partial differential equations, data-driven statistical modeling techniques, and the ability to work on large databases and to transform technical research into working models
The implementation work will require a strong knowledge and demonstrable experience of programming in SAS, R, C++
Team work and commitment are a must

Credit & Portfolio Group Manager Resume Examples & Samples

Highly motivated, self-starter, inquisitive and willing to learn
Thrives in dynamic, entrepreneurial and start-up type environment where structure is fluid
Comfortable multi-tasking on a variety of responsibilities
Creative and resourceful in problem solving
Organized, good time management and a work history of delivering results
A Senior Credit Officer
Good knowledge of market and credit risk methodologies (i.e., PSE, stress testing, rating) and processes (i.e. how transaction are booked in credit systems)
Good structuring experience with ability to understand complicated transactions from a holistic risk perspective
Experience with the credit approval process, presenting and representing key risks to senior management
Broad knowledge of financial products
Project management skills
Solid applied computer skills (Microsoft Office) skills

Credit Portfolio Group Resume Examples & Samples

Responsible for managing a team of 1-2 people, providing guidance and training to junior members in the team
Active management of, and primary responsibility for, the CVA & FVA-related credit and market risk in Asia; must be self-sufficient with regards to trade bookings for Credit and FX
Responsible for pricing and maintaining Asia Generic Grids used to price illiquid CVA risk
Interpret and act upon analytical work around stress tests and risk metrics in the portfolio with regard to tail hedge or general hedge strategies
Daily production of the Asia P&L flash
Daily review and sign-off of all the CPT Asia Risk and P&L reports
Monthly review and sign-off for VCG reserves in the region
Work with portfolio managers in CPG on loan pricing & loan sale execution
Coordinate with internal and external Sales to optimize the risk management of the portfolio
Communication to senior management within and outside of CPG on general market issues, portfolio changes and P&L
High level interaction with senior management and regulators across the region/LOBs with regard to general infrastructure matters related to Loan portfolio, CVA and FVA
Work with Product Control/Middle Office/Technology on ongoing system and process improvements
Involvement in high level projects (e.g. legal entity strategy) on a regional and global basis
Participation in and contribution to the weekly APAC CRO Management Team meetings and Risk Committees

Credit & Portfolio Group Manager Resume Examples & Samples

Strong risk management, organizational and business process skills
Excellent written and verbal communication skills,
Solid Managerial capability
Proven change management skills

Cib-credit Portfolio Group Qr-VP Resume Examples & Samples

Design and implement state of the art simulation models for counterparty risk calculation
Produce best in class model documentation and testing notes
Support dedicated trading team and risk organization in pricing and management of counterparty and funding risks
Support credit risk capital team in calculation and verification of counterparty risk capitals
Work closely with LOB quantitative research teams to develop derivative pricing models
Liaise with technology for end-to-end deployment and testing of new models
Excellent analytical and problem solving abilities
Strong communication skills (both written and verbal)
Understanding of probability theory, stochastic processes, numerical methods
C/C++ programming experience
PhD or MS degree in Math, Finance, Physics, Computer Science, Engineering or similar
Python coding experience a plus
Machine learning and ability to work with data a plus

Cbna-gcg-credit & Portfolio Group Manager Resume Examples & Samples

Manage the portfolio returns, credit quality and the performance of the consumer lending portfolio in line with stated benchmarks/hurdles
Credit Cards is long standing business with > 25 years history and suitable scale
Cards ANR of ~$ 1 Bn with >800M accounts and Citi is market share leader with ~20% share
Ready credit is a new product with ~$100MM ENR, which replaced the erstwhile UPL product
Establish and manage the risk appetite framework and appetite of the portfolios
Working in partnership with the business units, define the target market, determine the business strategy and the set of performance and return metrics that comply with corporate standards and are appropriate to the local operating environment
Design, implement and monitor the effectiveness of the credit policies and where warranted, adjust credit policies to ensure performance and return are in accordance with established risk appetite statement
Ensure that the policies are in full compliance with global corporate policies, governing regulations and where required, document and obtain approval for exceptions
Manage loan losses and reserves
Perform scenario planning to dimension potential risk to the franchise under adverse situation
Design, implement and manage production systems capabilities in order to ensure that credit processes are executed in line with product program design and credit policies
Provide oversight to the relevant operation units to ensure that credit processes and staffing are appropriate, effective, and executed in full compliance with policies, both local and corporate
Provide risk management leadership through the RMCO function and represent overall risk management to the Philippines Country Coordinating Committee. Co-chair with CCO, the Risk Management Committee
Responsible for regular credit performance reporting to regulators, regional and head offices. Maintain close and transparent communication to ensure that all stakeholders outside of the business are fully apprised of the strategy, performance and events that are impacting the portfolio
Jointly with Finance, responsible for capital adequacy, recovery & resolution planning based on local and US regulatory standards and requirements
Evaluate and approve high value credit transactions and those with exception/deviation requests
Represent the business in relevant external forums such as industry bodies, bureau membership group, and contributing expertise and to promote responsible finance for the betterment of the industry
In times of downturn or crisis, devise policies and processes to provide appropriate relief to customers and reduce financial losses to the franchise
Manage the local risk management team, recruit, develop and retain talent and bench
Act as a senior resource to the Asia consumer risk management functional group and provide expertise and support to regional initiatives and/or ad hoc needs of other countries. This includes acting as reviewers to FCR, independent ICAAP reviews, lead or participants to swat teams, regional project groups on topical basis, etc
Senior Credit Officer (SCO) designation for 1-3 years
Minimum 12 years' experience in consumer credit risk management covering wide range of products
Experience in Credit Operations (Collections/underwriting) will be desirable
Able to identify and influence key decision makers across various levels and functions within the organization
Able to work in a rapidly changing external environment and support business in a highly competitive and challenging market
Thinks and acts decisively in high risk scenarios, appropriately assessing a situation based on available data, experience, intuition, and judgment
Effectiveness in working within a matrix organization is essential
Demonstrates strong ethics and integrity
Excellent verbal & written English communication skills
Active listening skills
Candidates must have effective negotiation skills, a proactive and 'no surprises' approach in communicating Risk issues, strength in sustaining independent views
Able to “roll up sleeves” and work across levels in risk management and also with other operations and business teams
Excellent Presentation skills – adept at presenting effectively to audiences of various sizes and adapting style as necessary
Acts as a role model for managing people, coaching, and serving as a mentor

Cib-credit Portfolio Group Resume Examples & Samples

Managing the majority of the retained credit risk generated by the client-driven activities of the CIB which covers a portfolio in excess of $260bn across traditional credit products and credit risk associated with derivative counterparty transactions
Managing the market risk which arise from derivative & securities transactions undertaken by the CIB & the Commercial Bank
Hedging funding risk associated with counterparty specific collateral arrangements and
Overseeing the firm's counterparty credit calculation systems and ensuring that credit risk is properly measured and represented in the risk management systems
Research coverage on portfolio companies
Build and maintain financial models
Knowledge of portfolio companies underlying risk positions
Formulate forward looking credit opinions and propose risk management solutions
Understand implications of financial accounting and valuation
Monitor industry developments and communicate implications for portfolio companies
Understand the CDS markets and relative value of risk management alternatives
Develop Portfolio Management skills with a view to taking on responsibility for the active management of a portfolio of credits as his/her experience and skill set develops

Cib-credit Portfolio Group Differential Discounting Collateral Resume Examples & Samples

Maintain dialogue with other key areas such as CIB Treasury, Credit Portfolio Trading (CPT), Operations, etc in order to understand internal constraints and objectives and incorporate them into our daily processes and be able to form an opinion when working with Marketing on CSA negotiations
Maintain an understand of current and future regulatory changes and their implications to our business
Experience working in (or with) fixed income derivatives business and/or good understanding of fixed-income and derivatives pricing and Financing (Repo)
Strong technical and quantitative skills; modeling skills; understanding of Python and VBA would be beneficial; any trading/structuring experience is a plus

SVP, Credit & Portfolio Group Manager Resume Examples & Samples

Implement disciplined approach to testing and execution, and develop robust tracking and performance monitoring capabilities
Work with the Risk Appetite team to develop risk appetite guardrails and performance benchmarks
Partner with Marketing and Decision Management teams to develop marketing intelligence tools and tracking mechanism
Drive initiatives to develop and leverage modeling capabilities on key product levers, including losses and revenue drivers
Hire and coach team of analysts to transform into a high-performing, independent team
Bachelor’s Degree required in statistics, mathematics, or similar quantitative discipline. Master’s Degree preferred in Mathematics, Economics, Statistics, Engineering, Management or a similar quantitative discipline
10+ years of relevant financial services experience in Risk Management
Full knowledge of the credit card life cycle and complete understanding of the credit card P&L
Strong analytical skills, integrative thinking and demonstrated success in designing Strategy and driving the business agenda
Experience managing a high performing team and creating a strong environment for risk management
Ability to produce compelling presentations and influence executive audiences; an effective communicator with the ability to interact with all levels of management and external audiences
The following skills are also crucial: SAS/SQL and/or experience in working with data and data manipulation tools; MS Office, PowerPoint, and EXCEL

Cib-credit Portfolio Group Resume Examples & Samples

Maintain collateral optimizer and work with QR and Technology to reassess optimization algorithm due to changes in market conditions and JPM objectives
Optimize posted collateral on a daily/weekly basis in order to efficiently meet JPM’s collateral requirements, entailing working with other functional areas in order to meet this objective
Assess funding sources in order to achieve cost efficiency while incorporating operational complexities with our Settlements Division
Look for opportunities to source collateral on a more efficient basis
Assess funding implications of Collateral Support Annex (CSA) Amendments and advise Marketing and Risk of economic and capital impacts resulting from such amendments
Maintain dialogue with other key areas such as CIB Treasury, Credit Portfolio Trading (CPT), Operations, etc in order to understand internal constraints and objectives and incorporate them into our optimizations
Project Management: Manage range of projects for the team, working with a number of internal stakeholders across trading, operations, finance, technology, treasury and business management
Maintain an understand of current and future regulatory changes and their implications to our business *LI-POST
Repo Trading experience preferable; understanding of repo bookings and settlements for bilateral and triparty trades a plus
Experience working in (or with) fixed income derivatives business and/or good understanding of fixed-income and derivatives pricing would be beneficial
Strong technical and quantitative skills; any trading/structuring experience is a plus
Candidate should possess strategic mindset, be an independent thinker and be able to set direction and lead projects on their own
Strong communication and organization skills, plus ability to work in partnership with several other groups on a shared agenda
Independent thinker and ability to network as needed in order to deliver results
Ability to multi-task and manage multiple projects while continuing to deliver on daily requirements

Credit & Portfolio Group Mgr Resume Examples & Samples

Degree in business, economics, statistics and or related disciplines
Master degree preferred
Minimum 10 years of experience in consumer credit risk management covering wide range of products
Experience in Credit Operations (Collections / underwriting) highly preferred
Prior knowledge of and experience in retail banking and interaction with regulators preferred
Excellent verbal & written English and Spanish communication skills. Active listening skills
Excellent presentation skills - adept at presenting effectively to audiences of various sizes and adapting style as necessary
Able to "roll up sleeves" and work across levels in risk management and also with other operations and business teams
Ability to inspire trust, influence others, promote collaboration and motivate
Strong business acumen and analytic ability with capability of identifying business trends and opportunities
Ability to develop people and build great teams by creating a culture of meritocracy and transparency, and celebrating excellence, initiative and courage
Builds a culture that is agile and capable of quickly responding to changes in the environment
Champions a culture of high standards, pushes for progress, embraces change and challenges the status quo in support of Citi’s vision and global strategy

Credit & Portfolio Group Mgr Resume Examples & Samples

Bachelors in Business Administration, Actuarial, Mathematics, Economy, Industrial or System Engineering. MBA/ Masters preferred
11+ years experienced Risk Management
2+ years experienced as Project Manager, Scoring models
Ability to establish strong working relationships with colleagues and partners at all levels
Demonstrated leadership, strategic planning, project management, analytical, talent management, performance management, culture change and organizational skills
Seeks opportunities to work collaboratively across boundaries for shared wins
Team player, flexible, high level of diplomacy
Acts with curiosity and takes the initiative to identify problems, offer creative solutions and resolve issues
Demonstrated history of driving change and managing for results
Integrity and high professional standards
Creates and inclusive and positive team-oriented work environment

Credit & Portfolio Group Mgr / Collections Resume Examples & Samples

Minimum of 10 years’ experience in Collections and/or Risk management for Consumer loans including Strategy development
Experience working in the Collections Operations is a plus
This role requires strong analytical skills, very good follow-through on problem resolution including the ability to extract and synthesize data, determine trends and make recommendations based on facts and data
Develops our People: Builds talent and teams for Citi by creating a culture of meritocracy and transparency, and celebrating excellence, initiative and courage
Drives Value for Clients: Acts as a trusted partner to clients by delivering superior advice, products and services
Works as a Partner: Works collaboratively across the firm and encourages others to achieve the best results for Citi and our clients
Champions Progress: Champions a culture of high standards, pushes for progress, embraces change and challenges the status quo in support of Citi’s vision and global strategy
Lives our Values: Ensures systematically responsible outcomes while driving performance and balancing short and long term risks
Delivers Results: Sets high standards and achieves performance objectives by creating a clear path toward ethical and sustainable results
Strong analytical, project management and communications skills (written and verbal)
Knowledge of CACS and UIP Dialer