Credit Lead Resume Samples

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Guide the recruiter to the conclusion that you are the best candidate for the credit lead job. It’s actually very simple. Tailor your resume by picking relevant responsibilities from the examples below and then add your accomplishments. This way, you can position yourself in the best way to get hired.

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M Mueller

Maritza

Mueller

6664 Reichert Burgs

San Francisco

+1 (555) 280 0077

6664 Reichert Burgs

San Francisco

Phone

p +1 (555) 280 0077

Experience Experience

Boston, MA

Credit Team Lead

Boston, MA

Feest LLC

Boston, MA

Credit Team Lead

Responsible for applying the company’s credit policies, practices, and procedures to resolve credit issues and set proper credit limits resulting in well informed business decisions that significantly affect customer relationships and economic earnings.
Collaborates regularly with Clearlane credit analytics team to ensure that application assignment and underwriting is consistent with the risk appetite of Clearlane Lenders and internal risk modeling
History of solid performance in meeting metric goals. For internal candidates, metrics include quality assurance scores with minimal or no auto fails or transaction errors and decisions/day
Manages workload and priorities to meet established service levels, and applies sound judgment when competing priorities are presented
Team Lead will provide feedback on the performance of the order release team to the supervisor/manager
Recruits, retains, and develops a high quality team through effective performance management, training, counseling, and coaching
Identify and leverage teammates’ strengths to maximize performance and development

Boston, MA

Team Lead-credit Balance

Boston, MA

McGlynn Inc

Boston, MA

Team Lead-credit Balance

Dedication, above all, to caring for patients suffering from chronic kidney failure across the nation
Effectively utilizes various means for refunds and overpayment processing, including but not limited to phone, fax, mail, and online methods
Demonstrates good judgment in selecting methods and techniques for obtaining solutions
Award-winning education and training across multiple career paths to help you reach your potential
Reports any reimbursement delays to supervisor (e.g. billing denials, claim denials, pricing errors, payments, etc.)
A comprehensive benefits package designed to enhance your health, your financial well-being and your future
Communicates effectively to payers to ensure accurate and timely refund processing

present

New York, NY

Credit Team Lead With Italian ADI

New York, NY

Purdy, Bahringer and Wiegand

present

New York, NY

Credit Team Lead With Italian ADI

present

Periodic reviews of customer’s payment performance and credit facilities in cooperation with matrix managers
Assisting the Cash Team on improving day to day processes and cooperation
Manages a portfolio of customer accounts
Work towards goals and behaviours assigned in personal HPD
Assist team with queries and guidance
Personal development: Assign mandatory trainings to be followed by Team members
Support senior management with ad hoc projects and activities

Education Education

Bachelor’s Degree in Finance

Northeastern University

Bachelor’s Degree in Finance

Skills Skills

Strong organizational skills; attention to detail
Accountability and ability to work independently and as a team
Strong analytical skills to identify issues and trends
General knowledge of accounting principles, pharmacy operations, and medical claims
Strong mathematical skills
Ability to identify issues and trends to communicate and escalate to leadership
Strong interpersonal skills
Ability to build productive internal/external working relationships
Ability to communicate effectively both orally and in writing
Demonstrates good judgment in selecting methods and techniques for obtaining solutions

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15 Credit Lead resume templates

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Credit Systems Lead Liaison Resume Examples & Samples

Responsible for providing support for all affiliate users of the credit system
Collaboration with Credit Systems and Initiatives on credit application use including User Certification, Training, Quality Assurance, Reporting and User Support for Credit LEAD, Moody's, Tax Analysis, Risk Grade (MDM) and other related applications
Functions as the expert in the affiliate banks and will serve as the first point of contact for business questions, as well as the liaison between the affiliate and CSI/Bancorp
Provides mentoring and training in a variety of settings; link training needs of individuals and groups to support the alignment of future Credit LEAD training initiatives
Develops and implements Risk Grade User Certification process to ensure standard level of competency amongst affiliate Risk Grade user base
Develops quality control processes to ensure consistent and high level of accuracy through regular and timely audits
Facilitate semi-annual report process for Commercial and CRE loans
Manage quarterly affiliate Credit Systems SOX Certification process
Participate in CSI Risk Grade and Credit LEAD Forums (as appropriate
May be responsible for a Credit LEAD Liaison Team supporting the detailed systems and user groups
Requires a Bachelors degree in Finance, Business Administration or other related field
4+ years experience in underwriting, lending processes and procedures, training development, data reporting tools, report writing and analytics and project management
Some lead or supervisory experience
Extensive knowledge of Commercial risk grading systems, lending, high level understanding of best practice software delivery processes, high level project techniques and practices, and workflow systems
Proficient analytical, organizational and problem solving skills
Ability to elicit, gather and communicate user requirements
Strong presentation and communication skills, both verbal and written
Ability to function in a consultative role
Requires strong interpersonal skills with the ability to work with and establish partnerships with management, (CSI), Corporate Credit, and affiliate banks
Ability to produce high quality results and meet deadlines
Proficient knowledge of various software programs, including word processing, spreadsheets, etc

Ccar Workstream Lead Wholesale Credit Workstream Resume Examples & Samples

Lead the day-to-day work – being able to direct, prioritize and allocate resources to manage the workload, accordingly
Detailed understanding of workstream content in order to assess progress and identify issues
Leading, or co-leading, all regulatory discussions
Subject matter knowledge is a must – Wholesale credit and the general principles of credit and market risk management should be embedded within the individual’s area of expertise
An understanding of the Wholesale credit portfolios and businesses, the risk rating process across businesses and how we assess, manage and monitor risk
Understanding the inner workings of Citi’s architecture including data, processes, systems / infrastructure and technology
Identification and prioritization of opportunities for Citi to remediate and enhance its credit loss forecasting
Working closely with members of Risk, Finance and the businesses across Citi
Review and challenge the workstream methodologies and remediation initiatives
Preparing and presenting clear, concise and insightful materials on the workstream, remediation efforts and outcomes to Senior Management and Regulators
Exceptional oral communication and writing skills, with ability to synthesize complex concepts, translate into "user-friendly" language, and effectively present in text or slide format
Ability to quickly assimilate and analyze large amounts of information
Ability to manage multiple priorities and tasks, lead or matrix manage, escalate or voice concerns or questions and exhibit strong people skills
Strong attention to detail, willingness to "roll up sleeves"; tireless work ethic
Subject matter expertise or strong understanding of risk and/or finance areas (e.g., pre-provision net revenue, credit risk, Basel II and Basel III, VaR, economic capital, stress testing, etc.)
Strong interpersonal skills including influencing, facilitation, and partnering skills
Organizational savviness with ability to expand internal network across functions and various levels of seniority
BA/BS and 10+ years of experience

Credit Initiation Team Lead Resume Examples & Samples

Attention to details, high level of accuracy and productivity
Good analytical and problem solving skills
Strong financial background with the ability to read/interpret financial statements
Ability to exercise credit judgment in ensuring that applications are approved within the credit/regulatory guidelines
Ability to work under pressure, handle routine daily volume driven of applications and turnaround within the standard time set
Team player with strong interpersonal and communication skills
High level of service to internal and external customers
Relevant credit evaluation experience is preferred

Lead, Credit Assessment Resume Examples & Samples

Ensuring customer satisfaction remains high by delivering a high quality lending process through effective people leadership
People Leadership – providing direction by translating business plans in to meaningful performance outcomes and effectively managing the performance of the team
Coaching, mentoring, and developing your team to develop their customer and risk management skills for the best outcomes for customers
Effectively managing the workflow activity and the pipeline of the team
Planning for and actively managing workloads and prioritising work across the team – ensuring good management of the risk profile and asset quality; managing operational risk; improving operational efficiency; reducing error rates; and championing a culture of continuous improvement
Coaching the team on credit writing and/or customer support activities
Ability to understand and interpret basic financial statements & conduct basic financial analysis
Possess a strong understanding in and delivery of Operations Management principals and practises
Sound understanding of credit and risk frameworks
Experience in leading Operational Excellence fundamentals
Experience in coaching and building high performing teams
Experience in managing competing priorities, influencing outcomes and negotiating resolution
Experience in leading teams through change while mitigating risks that may impact customer or business performance
Business Banking, finance or accounting industry experience is preferred but not essential

Lead Statistical Modeler Consumer Credit Resume Examples & Samples

5+ years related professional experience is required for this position including
3 years experience in a Statistics-related role
3 years experience in financial services industry, specifically within the area of credit risk
2 years experience in data Analysis or Modeling with large transactional database
Analytical and conceptual thinking – using logic and reason, creative and strategic
Computer Savvy – highly skilled in software use and programming
Results-driven
Process-oriented
Advanced knowledge of concepts, principles, standards, practices and techniques relating to statistical modeling, analysis, interpretation and communication
Advanced knowledge of advanced applied statistical methodologies including least squares regression, logistic regression and credit scoring, sampling methodologies, time series analysis, generalized linear modeling, cluster analysis, categorical data analysis, decision trees and other multivariate methodologies
Ability to conduct large scale projects and research through all stages: concept formulation, definition of metrics, determination of appropriate methodology, research evaluation and final research report
Demonstrated understanding and experience with relational datasets, data warehouses, data mining and data analysis techniques
Excellent computer skills and techniques using multi-variant statistical analysis packages (SAS, SPSS, Knowledge Studio) and standard reporting and data analysis tools (Business Objects, Access, Excel)
Established data mining skills using existing databases, third party-provided data, or creating your own when necessary
Ability to “think out of the box” and use unconventional methods where necessary
Specialized ability to communicate highly technical subjects to the senior executives and others who have limited background in mathematics or statistics

Credit Team Lead Resume Examples & Samples

Direct and coordinate work flow and analysis for regional credit team
Analyze and interpret financial statements including proforma and projections using trend analysis, ratio analysis, cash flow analysis, discounted cash flow analysis and industry averages, as well as macro/industry trends review. This could include working with the loan officer and/or the potential/present customer when necessary to obtain the needed data
Review credits for document deficiencies and perfection while reviewing the financial condition of the firm. This includes making recommendations as to what documentation is required for potential loans
Provide a written review of the details uncovered while analyzing the financial statements. This includes providing recommendations and concerns regarding the prospective/present customers
Maintain high credit quality throughout Great Western Bank; coach, develop and manage performance of staff at all locations to ensure a consistent credit culture
Complete loan review of existing credits working closely with the respective loan officer to gain a comprehensive view of the customer, including on-site collateral inspections
Participate, support and lead in other risk initiatives in the region and throughout GWB as needed
Respond to and resolve customer service requests according to Great Western policies in a prompt, efficient and courteous manner at all times
Perform other job-related duties or special projects as assigned
Degree in Business, Finance, Accounting or related field preferred
5-8 years credit analysis, agri/commercial banking or accounting experience
Credit analysis, real estate banking or accounting experience preferred
1-3 years supervisory experience preferred
Must be detail oriented with strong math skills and customer service skills
Demonstrate excellent verbal and written communications

Credit Team Lead With Italian ADI Resume Examples & Samples

Daily follow up on team activities
Drive daily Tier Meetings and update Tier Boards with relevant actions
Manages a portfolio of customer accounts
Drive HOS initiatives and enforce compliance
Review and ensure that customer contacts need to be stored/maintained on SAP and mail communication copied to one of the existing shared mail boxes
Assisting the Cash Team on improving day to day processes and cooperation
Work with customers and team to expand electronic invoicing and Direct Debit (where possible)
Processing and generating reminder emails and account statements
Record and assign disputes in SAP
Liaising with the sales and customer care teams to resolve outstanding queries
Ensuring that all account settings are daily reviewed and maintained in partnership with customer master team (IE: Duplicate account ...)
Daily and month end AR reporting and account reconciliations
Investigating and resolving queries relating to non-payment of invoices
Working to strict monthly and annually collections targets (AOP)
Daily Team attendance / vacation management
Management of Blocked orders: release, reporting and communication towards business and customers alike
Handling of customer related documentation I.e. Letter of Credit and Bank Guarantees
Ensuring that delinquent accounts are placed on hold for deliveries / services and business is informed accordingly
Conducting business in a manner that promotes both internal and external customer satisfaction
Periodic reviews of customer’s payment performance and credit facilities in cooperation with matrix managers
Approve refunds when necessary/appropriate
Personal development: Assign mandatory trainings to be followed by Team members
Assist team with queries and guidance
Work towards goals and behaviours assigned in personal HPD
Owning initiatives to streamline and enhance day to day tasks
Support senior management with ad hoc projects and activities
Hold regular team meetings and individual 1-2-1’s
Partner with HR organization on employee matters
Handling business escalations
Build and develop business partnering with multiple departments to ensure organizational success
Finance Degree or 5 years of relevant experience on Credit and Collections with Previous team Management Experience (min 1 Year)
Open Minded and proactive approach
Fluent in the relevant languages required to perform duties (Italian and English)
Proven track record in delivering results and meeting deadline
Advanced English and Italian knowledge

Credit Team Lead Resume Examples & Samples

Minimum 2 years of relevant experience on leading a team
University Degree required
Language requirements , Fluent in English and German-nice to have
Excellent Knowledge of SAP or other major Financial ERP, Strong Technical Skills
Empathy, Natural leadership skills, excellent oral and written communication, business acumen, project skills, results driven, etc.

Credit Card Disputes Team Lead Resume Examples & Samples

Experience supporting and coaching team members to achieve performance goals
Good knowledge of credit card processes, accounting and SOX controls
Strong customer services, business partnership and cross-functional leadership skills
Strong process and data analytical skills
Strong time management skills and ability to work in a high volume environment with stringent deadlines
Prior experience with SAP, RCDM and TRECS preferred
Prior experience with payment processing preferred

Revolving Credit Team Lead Resume Examples & Samples

Works closely with Business Leadership and various DFS/non-DFS teams including Corporate Finance, Risk Management, Credit, Pricing, Accounting, Business Intelligence and Sales
Develops, interprets and implements financial concepts for financial planning and control
Creates and maintains periodic outlooks, forecasts, annual and 3-year operating plans
Performs technical analysis to determine present and future financial performance
Prepares financial and business related analyses, research and risk assessment in such areas as financial and expense performance, rate of return, depreciation, revenue recognition, working capital and investments
Prepares forecasts and analyzes trends in financial services, sales, finance, general business conditions, competitors and other related areas within the industry
Utilizes computer systems to compile and prepare reports, graphs and charts of data developed
Assists in the development of business policies, conducts special financial and business related studies, and cooperates with other departments in the preparation of analyses
Builds and develops relationships with key stakeholders and internal customers in order to achieve business goals
Analyzes and evaluates financial plans, including actual and planned results
Ensures corporate compliance to government regulations and internal controls

Credit Team Lead Resume Examples & Samples

Support supervisors by backing up leadership in assisting representatives with elevated loan and document review as well as call escalations
Lead the team when supervisors are in meetings or out of the office. Team Lead helps support supervisors in the daily management of the team, and will step in as needed if the supervisor is unavailable
Perform loan review for a minimum of 60%-80% of their bandwidth, dependent upon other non-production assignments
Professionalism in dress and demeanor
Maintain exemplary performance metric goals including quality assurance scores, decisions/day, and turnaround time
Participate in other tasks/projects in conjunction with Operations and interdepartmental partners
Motivate peers and align teammates with team and department goals
Identify and leverage teammates’ strengths to maximize performance and development
Personifies Lending Club values through behaviors and actions

Team Lead-am Credit Center Quality Resume Examples & Samples

Documentation Preparation and Review
Client & Facility Set-up and Maintenance
Annual Review Coordination
Exception Tracking & Escalation Coordination
Data Report Generation
Data Entry and Quality Review
Vendor Work Ordering & Invoice Processing
Covenant Process Coordination
Application Folder Maintenance
Collateral Monitoring
B.A., B.S., in relevant field
Minimum 6-7 years prior experience in a related position
Ability to perform in a fast paced environment and handle multiple tasks through effective prioritization
Understanding of credit concepts
Understanding of credit legal issues and be able to quickly determine sensitivity to business risk
Prior exposure to traditional credit products and traditional credit product loan documentation a plus
Experience using the Credit Risk Infrastructure tools and applications (ARC, EN, SRGT, CRRT, OWL, SELM, etc) a plus
Have strong communication skills (written and verbal)
Highly detail and results oriented
Strong verbal and written communication
Strong analytic skill
Self-motivated and able to work independently
Ability to multi-task and reprioritize work
Ability to interact with varying levels throughout the organization
Ability to recognize work in the pipeline and willing to work to completion
Data mining
MS Office
Languages: English is mandatory
Have the ability to work independently and to proactively seek guidance from others as needed
Strong team player and has the capacity to build good working relationships with cross functional/geographical teams
Result oriented, accepting responsibilities and challenges that take them outside their comfort zone
Positive outlook and a desire to stretch themselves to achieve both personal and functional success

Valuation Control Lead-credit Resume Examples & Samples

Extensive years of experience in a valuation, risk or product control related discipline
Strong understanding of current global accounting and regulatory developments pertaining to valuation of financial instruments
Ability to understand complex concepts and effectively challenge peers in Finance, Risk and the Business
Strong communication skills, both written and oral
Excellent understanding of complex structured products and different models used for valuation
Ability to communicate and deliver key messages to senior audience
Credible in front of regulators and external auditors
A Bachelor’s or Master’s degree in any finance, economics or quantitative related subject

Credit Lead Resume Examples & Samples

30% Credit Process, Strategy, Governance: Establishment and oversight of credit policies and processes that comply with the OTSC Credit Global Process Owner and enterprise risk tolerance while also facilitating desired growth objectives. Ensure ongoing compliance to policy guidelines including ensuring adequate credit controls are in place at the business/enterprise level
40% Business Partnering: Drives enterprise approach to managing customers’ risk by connecting all BU stakeholders in order to affect one Cargill voice to the customer. Communicate issues, define and follow-up action plans to appropriate levels to all BU’s. Provides timely and informative analysis to management based on the operational performance metrics reporting provided by CBS (i.e. recommended reserves for bad debt, changes in global credit issues and updates on industry and high risk accounts). Serves as a key role in any Business Development/M&A
30% Collaboration with CBS and Continuous Improvement: Partners with CBS Centers to communicate changes in credit risk for portofolio of account, Drives initiatives across the Enterprise to resolve customer issues, and implements solutions and risk management practices based on the rootcause analysis done by the CBS centers
Bachelor’s Degree in Finance or Accounting or equivalent experience
Minimum 5 years experience in credit management or Finance
Knowledge of credit, collection, bankruptcy laws, UCC-1 rules, collection agencies and attorneys
Understanding of business structures, corporate hierarchies, subsidiaries
Excellent written communication skills
Strong interpersonal skills / ability to communicate effectively and build collaborative relationships
Knowledge of Dun and Bradstreet and other credit monitoring tools

Consumer Lending Consumer Credit Lead Specialist Resume Examples & Samples

High School diploma and sufficient related experience
Strong verbal and written communications skills
Must have a commitment to continuous learning and improvement as opportunities arise
Ability to work flexible and/or extended hours during peak volume times preferred

Team Lead-credit Balance Resume Examples & Samples

The Team Lead- Credit Balance facilitates the resolution of insurance and patient credit balances to ensure patient satisfaction and compliance with corporate, federal and or state regulations
This role requires a strong attention to detail and accuracy partnered with strong problem solving skills
Provides support and floor training to new teammates. Serves as a “Go To” resource for new teammates
This position works directly with patients, insurance carriers and internal personnel. Must have the ability to review and analyze accounts and/or credit balance reports. This includes reviewing explanation of benefits, contacting insurance carriers for additional information, and communicating with insurance carriers to gather information. Performs and assists with all other department duties as needed
Works on complex problems of diverse scope where analysis of data requires evaluation of identifiable factors
Demonstrates good judgment in selecting methods and techniques for obtaining solutions
Ability to identify issues and trends to communicate and escalate to leadership
Networks with internal and external personnel in own area of expertise
Identify problems/issues and report opportunities for TMS coaching to Supervisor/Manager
Collects and reviews all patient insurance benefit information, to the degree authorized by the SOP of the program
Researches and resolves any potential credits identified
Researches and resolves any claim denials or underpayment of claims
Effectively utilizes various means for refunds and overpayment processing, including but not limited to phone, fax, mail, and online methods
Provides exceptional customer service to internal and external customers; resolves any customer requests in a timely and accurate manner; escalates complaints accordingly
Maintains frequent phone contact with provider representatives, third party customer service representatives, pharmacy staff, and patients as needed
Reports any reimbursement delays to supervisor (e.g. billing denials, claim denials, pricing errors, payments, etc.)
Coordinates with inter-departmental associates to obtain appropriate information as they relate to the reimbursement process
Maintains confidentiality in regards to patient account status and the financial affairs of pharmacy/corporation
Communicates effectively to payers to ensure accurate and timely refund processing
Maintain designated percentage of collections as defined by the department manager
Typically receives little instruction on day-to-day work, general instructions on new assignments
Associate's degree in related area strongly preferred; Bachelor's degree in Business, Accounting, or other related area preferred
Requires broad training in fields such as business administration, accounting, computer sciences, medical billing and coding, or similar vocations
Minimum seven (7) years directly related and progressively responsible experience
Requires extensive knowledge and experience in Medicare Regulations, PBM claims, Major Medical claims
Proven record of collections from third party payers
Proficiency with computer systems and Microsoft Office (Word and Excel) required
Demonstrate knowledge of state, federal, and third party claims processing required
Demonstrate knowledge of state & federal collections
Ability to understand and explain SOP to support team members
Accountability and ability to work independently and as a team
Ability to build productive internal/external working relationships
Strong analytical skills to identify issues and trends
Strong mathematical skills
Strong organizational skills; attention to detail
General knowledge of accounting principles, pharmacy operations, and medical claims
General knowledge of HCPCS, CPT, ICD-9 and ICD-10 coding preferred

Senior Lead CBG Credit Prod Ofc Resume Examples & Samples

May act as a team leader overseeing credit and underwriting activities of other officers to ensure that current and potential customers are properly analyzed to minimize credit losses. Oversees the work of others, including preparation of CRRs/CRMs by training less-experienced credit staff, allocating, and monitoring work
Supports unit's growth and profitability through underwriting credit requests and proactively monitoring credit portfolio
Works closely with other CBG Departments (e.g. Cash Management, Capital Markets, Equipment Leasing, Trade Finance), and other major areas of the Bank to manage the risk of complex financial products and services
Participates, oversees, and assists in the preparation of CRRs, recommending credit facilities by signing final document. Ensures credit facilities and transactions are properly structured, priced, and documented
Interacts with Credit Administration, Appraisals, Legal, and other related Bank personnel regarding issues of credit quality, appropriate compensation for risk, as well as new business and related trends
Views credit quality as a personal obligation; exhibits independent judgment; ensures balanced loan presentations; responsible for on-going account monitoring; proactive in problem detection/resolution; maintains balance between growth and credit quality
May act as a specialist for the Bank in specific industry. Keeps current on all economic and other issues impacting industry
Master’s/Advanced Degree in Finance - Preferred
Requires 10 years minimum prior relevant experience
Excellent knowledge of commercial lending policies, procedures, practices and documentation
Excellent working knowledge of Microsoft Office (Word, Outlook, Excel)
Excellent written and verbal communication
National Banking Division
Generally targets companies with sales of $25 million or higher
Asset Based Lending Division
This is the ABL Product Manager entry level role and provides individuals the opportunity to grow the skill set required for a career in ABL
This ABL Credit Analyst position is assumed to be part of the career path for future Product Manager or Underwriting position. Some knowledge of collateral exam and liquidation process
Strong knowledge and ability to analyze financial statements, tax returns and collateral from an ABL perspective
Strong working knowledge of other software used for analysis such as MFA

Credit Team Lead Resume Examples & Samples

Responsible for applying the company’s credit policies, practices, and procedures to resolve credit issues and set proper credit limits resulting in well informed business decisions that significantly affect customer relationships and economic earnings
Work closely with Customers, Sales and Branch partners, Ebusiness, Perfect Order, Legal, On-site Services (keepstock), Collections, and Accounts Receivable departments to resolve to determine credit worthiness evaluations utilizing D&B financial statements, etc., to facilitate effective decision-making with authority up to $50K
Initiate and participate in meetings with internal and/or external business partners to resolve credit issues
Provides guidance and/or direction to staff with day-to-day credit worthy challenges
Provide orientation and training of new employees
Generate reports and analyze/distribute as required
Team Lead will provide feedback on the performance of the order release team to the supervisor/manager
Use of professional credit skills and techniques to identify blocked orders to promote sales
Communicate with Collections, Sales and Operations regarding specific situations and/or general credit issues
Maintain knowledge of regulatory guidelines and changes (Sarbanes Oxley, SEC, GAAP, UCC guidelines, NACM, etc.)
Understand Grainger’s core business
Work a rotation of 10:30-7 shifts to cover when needed
High school diploma; some college and/or specialized training preferred; Experience in finance, credit and process resolution
A comprehensive understanding of business principals including accounting, credit and collections, financial statement analysis, banking and finance, commercial law, marketing statistics, and economics
Good attendance and work ethics
Working ability in SAP and Microsoft programs (Excel and Word)
Effective interpersonal, negotiation, leadership, presentation and communications skills
Strong organizational skills with a proven ability to plan and deliver results
Demonstrated ability to work in complex situations with professionalism and decorum

Lead Credit Structurer Resume Examples & Samples

Responsible for structuring credit transactions in Mexico, including pre-export facilities, asset back financings, bridge loans, etc
Lead on structuring (including adding collateral or call features, step-up/down coupons, embedded options, etc.), documentation (with external and internal lawyers), negotiation of terms with clients and investors, as well as with internal approval committees, and pricing of loans
Analyze credit worthiness of the borrowers/projects
Prepare and present credit committee documents, in coordination with coverage
Run pre-screening meetings in coordination with coverage
Work with compliance to ensure appropriate wall-crossing controls/disclaimers/NDA’s are in place prior to discussing with external counterparties
Discuss with Distribution and outline the perspective external clients who may want to buy the loans
Coordinate sales/distribution effort with Syndicate desk and in coordination with the coverage team
Organize booking of loans with respective loan operations team
Consistent follow up of all the Mexican structured loans, outstanding in our portfolio
Ensure appropriate PnL is recorded
Proven experience working with senior stakeholders
Attention to detail a must
Strong written and verbal skills
Strong analytical skills – ability to transform data into meaningful key points
Proven ability to develop strong relationship at senior management levels
Ability to work independently and create solutions to unique problems
Flexibility to perform varying tasks depending on need
Exceptional organizational skills; strong multitasking capabilities

Lead Credit Balance Specialist Resume Examples & Samples

Determine coordination of benefits, contractual rates and patient responsibilities
Provide work direction to staff
Provide training to new staff as well as continuing education with existing staff
Audit staff work for accuracy
Service Driven Culture Behavioral Standards

Lead, Credit Liaison Resume Examples & Samples

Leading an energised and performance driven service team
Fostering a team culture focused on satisfying adviser and customer needs to meet best practice and service standards
Collaborating with other teams within Advantedge to continually improve the service experience
Working closely with the other Team Leaders, Operations Managers and other peers, to provide a consistent seamless service across the business unit
Developing team rosters to ensure team is 'manned' during business hours in order to deliver team service standards and adviser expectations
Performing daily resource analysis and contingency planning
Leading the team as a service professional, driving the principles of service and cultural excellence
Performing 10 hours per week of structured side by side coaching
Taking responsibility for the career development of each team member, via regular assessment of competencies and performance against objectives by providing guidance and support
Measuring and evaluating individual and team performance through relevant and appropriate reporting mechanisms
Ensuring all relevant administration processes are in place and continually reviewed, improved and documented to enable the area to deliver service excellence to our customers and advisers
Driving change by encouraging and supporting continuous improvement projects
Assisting in the development of robust processes to support the achievement of the Businesses Unit objectives
Recruiting, developing and deploying resources appropriately

Credit Team Lead Resume Examples & Samples

Recruits, retains, and develops a high quality team through effective performance management, training, counseling, and coaching
Establishes and tracks appropriate performance metrics that support organizational goals. Assigns team resources accordingly, and works with other managers to ensure that the organization meets all key performance objectives
Collaborates regularly with Clearlane credit analytics team to ensure that application assignment and underwriting is consistent with the risk appetite of Clearlane Lenders and internal risk modeling
Works closely with Clearlane Lenders to calibrate application assignment for optimal efficiencies, and to ensure that they are not missing out on viable loan opportunities within their stated risk parameters
Ensures team members complete all required training and remain in compliance with company policies and regulatory requirements including, but not limited to, BSA regulations
Acts in the role of Credit Analyst or Underwriter as needed. Duties include, but are not limited to conducting customer interviews, analyzing credit applications, ensuring loans are appropriately documented, and making sound credit decisions within established guidelines and delegated authority
Manages workload and priorities to meet established service levels, and applies sound judgment when competing priorities are presented
Regularly and effectively engages with other team members and workgroups to identify opportunities to improve internal processes, and to ensure that the loan origination experience for all stakeholders is seamless and transparent
Meets customer satisfaction requirements by demonstrating tact, empathy and appropriate follow up
Performs other related duties as assigned or requested
5+ years experience in consumer loan underwriting (auto, personal loans, credit cards, or home equity)
2+ years experience in a managerial or supervisory role; preferably in a call center, operations, or financial institution
Strong leadership skills required to develop and retain team members in a fast-paced and rapidly growing organization. Must serve as an agent and advocate of change
Proven management skills required to effectively coach, train, and counsel team members through a sound performance management program
Requires strong analytical skills and the ability to underwrite loans while considering a variety of factors in a relative and holistic manner. Must have the ability to mitigate risk, while not avoiding it, to optimize returns for lenders and stakeholders
Strong interpersonal, written, and verbal communication needed to successfully build partnerships and negotiate business transactions with internal and external stakeholders
Thorough understanding of all applicable state and federal regulations required
Excellent organizational and time management skills with strong attention to detail. Ability to handle multiple tasks simultaneously and meet assigned project deadlines in a timely manner
Must be proficient with computers and able to learn proprietary programs as well as Word, Excel, and Outlook. Advanced Excel and Access skills are a plus
Requires four-year college degree or equivalent combination of education and relevant experience

Letter of Credit Lead Resume Examples & Samples

Processing very complex Letters of Credit, Collection and Trade Finance transactions to facilitate revenue generation and business development
Responsible to ensure compliance with all Letter of Credit laws and regulations
Draft and approve Letter of Credit contracts, including all legal language
Approve Trade Finance Transactions including payments for Letter(s) of Credit
Responsible for one or more of the following
Requires a college degree or equivalent and 6+ years of related international trade and/or letter of credit operations, processing and regulatory experience within a financial institution or other directly related experience
Lead experience preferred. A combination of education and experience may meet job requirements
Expert knowledge of trade finance transactions, letter of credit issuance and documents, collections and compliance regulations
Expert knowledge of and understands SWIFT and FedWIRE transactions
Expert analytical and problem solving skills
Must be detail-oriented and accurate in a deadline-driven, multitask-oriented environment
Advanced computer experience required, e.g. Microsoft Word, Excel, Outlook and PowerPoint
Ability to train, lead and mentor lower level staff

Credit Card Service Team Lead Resume Examples & Samples

Typically requires 1+ years of previous Retail Customer Services Team Lead I experience, preferably 2+ years of work direction experience
Typically requires 1+ years of college or equivalent work experience
Advanced knowledge of banking products and services, retail applications, and services available on www.unionbank.com
Proficient skills in Microsoft Office Suite and Bank applications
Ability to work independently and efficiently with minimal supervision in a high productivity and time sensitive environment
Well-developed decision making skills, demonstrating flexibility, originality, and resourcefulness for creative and innovative solutions in problem solving
Strongly preferred experience includes credit card product servicing, back office operations, familiarity with First Data Systems, Verint call recording and quality management, analytical skills to review call recording, and case work to determine gaps and propose processes to fix issues

Team Lead & Senior Credit Approver Resume Examples & Samples

10 years of experience in consumer credit risk, with at least 3 years of direct experience in approving credit cards and unsecured lending
Sound knowledge on consumer lending and credit cards/unsecured lending business
Strong understanding of the Singapore credit card regulations and all related notices on unsecured credit facilities, including MAS Notice 635
Team player and willing to take on additional responsibilities and work improvement projects

Local Credit Lead Resume Examples & Samples

15%
Ensure self-compliancy to the policies in the day to day activities
Help to identify any elements of non-compliancy to the policies
Actively driving improvement of local processes or defining follow-up action plan to address such non-compliancy
Develop others in gaining understanding of the credit policies and processes – formal or informal basis
Review Credit policy and procedures and ensure they are up to date and sufficiently tailored to the needs of the business
Provide training and ensure relevant stakeholders understand policy and procedures and execute accordingly
50%
Credit decision making and management
Perform independent credit assessment on limit request
Approve credit exposure request within the delegated approval authority
Initiate for credit risk mitigation solutions
Ensure proper documentation in place as required by the policy and or credit approval
Perform customer visit to develop understanding of the market and business requirement and demonstrate such understanding in his/her credit decision
Design and monitor credit key performance indicators; work with business leaders for root causes analysis of performance
Oversee Reporting & monitoring
Work closely with CBS Finance Team to ensure reporting is done on time and completely
Provide in-depth analysis and ensure sufficient early warnings signs are given to the business when payment behaviors of customers is out of line
Ensure compliance with insurance policy for location where applicable
Actively drive pro-active sharing of information by the Credit team with all key stakeholders
10%
Credit Collection
Owner of collection strategy and ensure relevant stakeholders are handled collection activities properly
Review and approve hold and release at delegated authority or escalate to approvers as defined under local credit annex
Work with legal for litigation process for bad debt cases
Credit Solutions
Exploring availability of financing solutions in the market
Actively provide analysis to the business for potential solutions for customers
Others as required by the credit organization and the locations (in line with designated time per BU)
Bachelor degree in finance / banking
4+ years hands-on working experience in MNC company or banks
Excellent communicator
Able to deal with ambiguity and complexity
Fluent English (spoken & written)

Consumer Lending Consumer Credit Lead Specialist Resume Examples & Samples

Appraisal value review comments and system updating
Flood policy reviews
Calculating amount of flood insurance coverage
Review of ownership reports
Review of title reports
Monitoring overdue appraisals, title and ownership reports
Responding to internal email requests and external vendor requests
Working daily reports within service level standards
Researching and resolving rejected mortgage deed issues
Working with contracted recording vendors and Bank’s Legal Department to resolve over encumbered recordings
Resolving fraud alerts with other lenders
Monitoring and Tracking of KYC forms
Training of new hires and team members on specific functions
Assisting with all additional functions as needed by the business unit
Assisting with special projects
HS Diploma or work related experience
Minimum of 1 to 3 years customer service experience
Problem solving skills, capable of handling multi-functions, detail oriented, work well under pressure, team player. PC Skills: keyboard, word excel, internet
Experience concentrated in a Consumer Lending or Mortgage environment is a plus
Experience concentrated in title reviews, appraisal knowledge and mortgage recordings a plus

Regional GS ITC Credit Team Lead Resume Examples & Samples

Strong working knowledge of credit management, accounting principles, concepts (both USGAAP and Local GAAP) and J&J policies and procedures (e.g. WWP & ICH, SOX 404)
Familiarity with SAP and/or ERP system working framework, Excel and J&J financial tools
Able to read, write and speak English fluently
Strong communication with the customers/stakeholders1700166869W

Credit Ncino Functional Lead MC Resume Examples & Samples

Perform vendor assessment and due diligence of packaged platforms, e.g. Salesforce.com, nCino, AFS, Misys
Lead process design, requirements gathering, and functional design as part of Wholesale credit systems implementation engagements
Serve as a business architect during client engagements
Industry experience within business, commercial, or large corporate lending segments
Successful track record of leading operating model design, business process design, and system functional design
3-5 years of Wholesale Lending industry experience 2+ years consulting experience Bachelor’s Degree**

Credit Ncino Functional Lead TC Resume Examples & Samples

Develop best-in-class, re-useable Wholesale lending assets
Participate in business development to originate new client opportunities
Demonstrated experience developing and managing relationships with senior client management
Experience with Salesforce.com or nCino is preferred
WIllingness to travel up to 80% (Monday - Thursday)
3-5 years of Wholesale Lending industry experience

Consumer Lending Consumer Credit Lead Specialist Resume Examples & Samples

Research and follow-up on customer issues is often required
Regular functions can also include reviewing applications for Ready to Schedule, and then notifying branches when appropriate, and requesting and reviewing of payoff statements
Team members in this role will also participate in our new hire training and development, be involved in the more advanced special projects available to our team, potentially have the ability to move agents into and out of various phone queues, and step in for supervisors temporarily during meetings
Other related duties can be assigned as needed
Minimum productivity of 12 units per hour is our standard when volume permits
A minimum monthly QAR score of 95 is our quality standard

Team Lead Credit Card Resume Examples & Samples

High school diploma or GED
3-5 years of customer service or call center experience, to include at least 1 year of collections experience
Working knowledge of Microsoft Word and Excel and MSP, TSYS and FDR
Qualified candidate should possess excellent skills in verbal and written communication, negotiation, interpersonal relationships, decision making and time management
Previous management and/or Senior Collector experience is a plus
Will need to demonstrate through experience and during interview the ability to lead a dynamic group, manage diversity, effective listening and having provided coaching, skill development and feedback to the staff

NA Cborc Credit Bureau Utility Lead Resume Examples & Samples

Responsibility for centralized credit bureau management for NA; including relationship management procurement, and timely resolution of disputes; adhering to all regulatory obligations correcting inaccurate or incomplete information
Utility consists of Credit Bureau Reporting Strategy and Operations, Credit Bureau Policy, Credit Bureau Dispute Oversight, Issues Management, and MIS/Analytics for the businesses supported by the Utility
Manage headcount of approximately 5 directs with oversight of 28 managers and analysts; responsible for managing Budget of $5MM
Own Credit Bureau Policy for the US businesses and drive change where appropriate based on regulatory feedback
Citi NA's single point of contact for Trans Union, Experian and Equifax, aligning with the agencies primary points of contact. Support relationship management of other bureaus, including Lexis Nexis, Dunn and Bradstreet, Chex Systems, and EWS
Influence pricing with procurement in order to coordinate one contract/pricing structure on behalf of all lines of business. Create and execute financial objectives for bureau pricing
Engage in internal and external negotiations that have major impact to the organization
Responsible for creating consistency in approach with the three major consumer reporting agencies; leveraging solutions offered by the bureaus
Responsible for contributing to the enterprise by setting and influencing functional strategy in order to drive consistency for usage of credit bureau attributes as well as defining the attributes
Applies a broad and comprehensive understanding in multiple functional areas and their underlying business principles; specifically with the credit and risk functions, which are the largest entities utilizing the bureau data
Manages a variety of broad based and complex issues requiring conceptual analysis
Evaluates industry future directions and relates to future architecture needs and projects regarding credit bureau strategy, reporting and dispute resolution
As a recognized subject matter expert, influences the way things are done, internally as well as across the industry
Responsible for defining and driving a common set of credit bureau capabilities across North America, ensuring that the organization consistently adheres to all regulatory requirements (CFPB)
Acts as a strategic partner and key advisor to senior stakeholders in recommending, developing and executing business plans
Develops strategic direction of the function to harmonize with overall business objectives
Ensures that the NA Credit Bureau Utility is defining and implementing systems that are aligned with business strategy and goals
Responsible for driving process integration, execution and control. Define best practices and to set business process and technology direction
Collaborates on medium to long-term planning for broad issues affecting the business; with comprehensive understanding of standards and impacts
Understands how Credit Bureau Utility integrates within the overall organization to contribute to achieving business objectives; requires a superior working knowledge of the industry
Oversees managers who resource hire, and maintain a diverse and effective workforce. Evaluates subordinates' performance and makes recommendations for pay increases, hiring, terminations and other personnel actions
BS/BA degree or equivalent combination of education/experience
Advanced level experience in a related role with extensive experience in business, functional and people management
Proven leadership ability, with virtual and distributed teams
10 - 12 years of experience leading an operations / credit function
Proven risk analysis skills and a strong understanding of the industry and credit bureau management concepts
Strong understanding of business procedures, financial services, collections industry knowledge
Excellent leadership and relationship skills
Detailed understanding of functional area's financial results and impact to customers and regulators
Ability to operate in a highly matrix and ambiguous environment
Excellent communication, organizational, analytical, decision-making, and problem-solving skills

Credit Methodology Team Lead / Developer Resume Examples & Samples

Lead a team of twelve quantitative developers to design and develop a risk calculations including calculation modules, connectivity to data sources
Ensure Credit Analytics Team Warsaw is strategically aligned with the global and local Credit Suisse team in Warsaw
Work with Pricing and Risk Quants and IT and to ensure code is seamlessly integrated within the banks’ IT systems
Coordinate implementation planning with project management and ensure delivery to agreed timelines
Manage and support model release processes including integration, regression testing, user acceptance testing
Understand current Credit Portfolio Models and their implementation
Expand the existing C++ quantitative library to accommodate additional model features
Use and expand C# and Java-based interfaces to other parts of Risk IT system
Establish a thorough life cycling process for model development
Build and maintain a team culture that develops team performance and commits to their well-being in line with Credit Suisse values