Director, Credit Resume Samples

4.8 (110 votes) for Director, Credit Resume Samples

The Guide To Resume Tailoring

Guide the recruiter to the conclusion that you are the best candidate for the director, credit job. It’s actually very simple. Tailor your resume by picking relevant responsibilities from the examples below and then add your accomplishments. This way, you can position yourself in the best way to get hired.

Craft your perfect resume by picking job responsibilities written by professional recruiters

Pick from the thousands of curated job responsibilities used by the leading companies

Tailor your resume & cover letter with wording that best fits for each job you apply

Resume Builder

Create a Resume in Minutes with Professional Resume Templates

Resume Builder
CHOOSE THE BEST TEMPLATE - Choose from 15 Leading Templates. No need to think about design details.
USE PRE-WRITTEN BULLET POINTS - Select from thousands of pre-written bullet points.
SAVE YOUR DOCUMENTS IN PDF FILES - Instantly download in PDF format or share a custom link.

Resume Builder

Create a Resume in Minutes with Professional Resume Templates

Create a Resume in Minutes
JK
J Kiehn
Jordi
Kiehn
62145 O'Connell Rue
San Francisco
CA
+1 (555) 359 4581
62145 O'Connell Rue
San Francisco
CA
Phone
p +1 (555) 359 4581
Experience Experience
Phoenix, AZ
Area Director Credit / Collect
Phoenix, AZ
King, Hammes and Boyle
Phoenix, AZ
Area Director Credit / Collect
  • Special training in Business management, Accounting, Finance, Economics, Credit & Collections, & Negotiation
  • Create a work environment that fosters the Corporate values and guiding principles
  • Aptitude to utilize major mainframe operating systems (Salesforce, PeopleSoft, Oracle, SAP, etc.) and Microsoft Excel, PowerPoint, Word and Access
  • Practice conformance with company policies embodying commitment to ethical, honest conduct
  • Seek to understand and address the concerns and interests of others with opposing viewpoints
  • Set high standards of performance for self and others
  • Responsible for the overall administration and enforcement of the Corporate Credit & Collections policies
Los Angeles, CA
Director, Credit, Loyalty & Partnerships
Los Angeles, CA
Hegmann LLC
Los Angeles, CA
Director, Credit, Loyalty & Partnerships
  • Create in-store marketing and prospecting materials to acquire new cardholders
  • Motivate stores in support of credit marketing programs and ensure consistent training and communication of field management and all store associates
  • Oversee design and distribution of all supporting credit marketing communications
  • Work in multiple, concurrent projects requiring interaction with all levels of the organization
  • Manage budget for all aspects of credit marketing programs
  • Prepare segmented communication strategies to retain, increase card usage and build loyalty among existing cardholders
  • Collaborate with all internal and external contacts to ensure accurate information for program analysis
present
Los Angeles, CA
Senior Director Credit Product Client Engagement
Los Angeles, CA
McKenzie-Bogan
present
Los Angeles, CA
Senior Director Credit Product Client Engagement
present
  • Work with marketing business partners to optimize national advertising campaigns and to inform sponsorship investment decisions
  • Actively engage with internal teams to create innovative affluent marketing strategies that leverage benefits and capabilities
  • Work with clients to customize benefits and benefit marketing plans to differentiate their products and capture affluent cardholder spend
  • Work with Sales and Consulting teams to utilize benefits to win and retain credit card issuer and cobrand client deals
  • Partner with Product Management teams to utilize benefits to develop competitive credit card product value
  • Partner with Assets team to identify, develop and onboard best in class travel and lifestyle benefits
  • Communicate at a senior leader level and lead collaborative efforts with internal stakeholders and with clients to identify and pursue new benefit opportunities that will drive cardholder acquisition, usage and loyalty
Education Education
Bachelor’s Degree in Business
Bachelor’s Degree in Business
The George Washington University
Bachelor’s Degree in Business
Skills Skills
  • Excellent analytical skills and knowledge of collections, credit, accounting and financial principles
  • Proficient in MS Office, including strong Excel skills
  • Ability to work successfully within time constraints and deadlines
  • Excellent communication skills (verbal and written)
  • Thorough knowledge and understanding of UMG’s policies, procedures, and corporate objectives
  • Detail –Oriented
  • Strong leadership and management skills
  • Thorough understanding of the credit process
  • Quantitative financial skills
  • 5-10 years of experience in leading and managing a credit department
Create a Resume in Minutes

15 Director, Credit resume templates

1

Director, Credit, Loyalty & Partnerships Resume Examples & Samples

  • ·Develop and recommend innovative credit acquisition plans that expand cardholder base, improve retention, enhance market share and increase program profitability
  • ·Design program and benefit enhancements to drive customer acquisition and loyalty
  • ·Develop integrated marketing strategies for the New York & Company Credit Card covering in-store marketing, direct mail, email, digital, social, text, and statement communications
  • ·Create in-store marketing and prospecting materials to acquire new cardholders
  • ·Prepare segmented communication strategies to retain, increase card usage and build loyalty among existing cardholders
  • ·Motivate stores in support of credit marketing programs and ensure consistent training and communication of field management and all store associates
  • ·Be day-to-day manager of our relationship with our credit provider
  • ·Oversee and manage technical enhancements to the loyalty program in partnership with IT, database and credit card provider. Build business cases for enhancements and ensure timely and accurate execution
  • ·Provide top level findings and recommend strategies from these analyses. Assist in the development of Quarterly Credit Hindsight
  • ·Collaborate with all internal and external contacts to ensure accurate information for program analysis
  • ·Develop data driven credit programs and provide in-depth analysis and interpretation of customer data
  • ·Oversee design and distribution of all supporting credit marketing communications
  • ·Ensure compliance with all legal requirements and monitor developments within credit industry
  • ·Identify third parties for brand right partnership efforts with the focus of driving new customers to the brand. Manage and oversee the execution and analysis for these partnership efforts
  • ·Work in multiple, concurrent projects requiring interaction with all levels of the organization
  • ·Assist in various ad hoc credit analyses for various internal clients
  • ·Manage budget for all aspects of credit marketing programs
2

Director, Credit, Loyalty & Partnerships Resume Examples & Samples

  • Develop and recommend innovative credit acquisition plans that expand cardholder base, improve retention, enhance market share and increase program profitability
  • Design program and benefit enhancements to drive customer acquisition and loyalty
  • Develop integrated marketing strategies for the New York & Company Credit Card covering in-store marketing, direct mail, email, digital, social, text, and statement communications
  • Create in-store marketing and prospecting materials to acquire new cardholders
  • Prepare segmented communication strategies to retain, increase card usage and build loyalty among existing cardholders
  • Motivate stores in support of credit marketing programs and ensure consistent training and communication of field management and all store associates
  • Be day-to-day manager of our relationship with our credit provider
  • Oversee and manage technical enhancements to the loyalty program in partnership with IT, database and credit card provider. Build business cases for enhancements and ensure timely and accurate execution
  • Provide top level findings and recommend strategies from these analyses. Assist in the development of Quarterly Credit Hindsight
  • Collaborate with all internal and external contacts to ensure accurate information for program analysis
  • Develop data driven credit programs and provide in-depth analysis and interpretation of customer data
  • Oversee design and distribution of all supporting credit marketing communications
  • Ensure compliance with all legal requirements and monitor developments within credit industry
  • Identify third parties for brand right partnership efforts with the focus of driving new customers to the brand. Manage and oversee the execution and analysis for these partnership efforts
  • Work in multiple, concurrent projects requiring interaction with all levels of the organization
  • Assist in various ad hoc credit analyses for various internal clients
  • Manage budget for all aspects of credit marketing programs
  • 5+ years Private Label or Co-Brand Credit Card Marketing experience
  • Credit Card Program Development
  • Experience in creating and planning marketing offers and campaigns
  • Ability to think analytically and creatively
  • Technical skill proficiency in Microsoft Excel including advanced functions
  • Technical skill proficiency in Microsoft Word and PowerPoint for presentations
  • Strong English language skills, both written and verbal
  • Strong oral and written presentation skills
  • Technical skill proficiency in Microstrategy, a plus
  • Experience in retail or apparel manufacturing environment, a plus – especially in working with stores
  • A passion for credit and retail
3

Director Credit Products & Policy Resume Examples & Samples

  • MBA, CFA, or other professional related qualification (CFA preferred)
  • A thorough knowledge (minimum 10 years) of the processing, delivery and management of credit within RBC Financial Group
  • Prior experience in private client, commercial or corporate account management, credit administration and/or risk management
  • A proven record of sound risk assessment and analytical skills
  • A demonstrated ability to pro-actively develop and implement credit policy and a full knowledge of the process inherent therein
  • A team player with good interpersonal skills
  • Excellent organization skills and the ability to work to tight timetables, competing priorities and multi-task
  • Sound general banking skills
  • PC literacy (Word, Excel, Power Point)
  • Global mindset: International lending experience preferred
  • Experience in various aspects of counterparty risk, e.g. Corporate, Private Client, Funds, Fund Managers, Captive Insurance, Trust and Derivatives knowledge would be a distinct advantage
4

Director, Credit Structures Resume Examples & Samples

  • Discovery / Underwriting of new lending opportunities (80%)
  • Larger, complex transactions
  • Holding / investment companies
  • Borrowers with complex personal / business / structure
  • Securities / portfolio analysis
  • Tax / trust complexity
  • National centre of expertise (10%)
  • Special project / program implementation (10%)
  • Strong lending experience
  • Familiar with corporate secured lending structures and required documentation
  • Experience in business / commercial markets or risk management
  • Strong business development orientation
  • Ability to manage to tight timelines
  • University graduate with business related knowledge (preferred: CFA or MBA)
  • Knowledge of securities / portfolio management
  • Good working knowledge of excel / financial modeling
  • Team player and self motivated
  • Excellent communication – written and verbal in both French and English
5

Regional Director, Credit Structures Resume Examples & Samples

  • Lead a credit specialist team within Private Banking
  • Responsible for the delivery of credit solutions and products to the high net worth customer base – including
  • Standard retail product (e.g. mortgages, Royal Credit Lines)
  • Secured investment lines
  • Develop and implement appropriate lending strategies / business plans based on local market opportunities
  • New business management – through active coaching – ensuring new business opportunities are identified and actively managed, appropriate resources allocated, quality solutions delivered, turnaround standards delivered
  • Ensure high quality of service in the delivery of credit solutions – flexible solutions reflective of customer needs and financial wherewithal, turnaround, etc
  • Provide ongoing coaching and development of team of credit specialists ensuring a high level of employee capability and employee engagement
  • Coach in the development of appropriate credit solutions and structures, partnering with risk management etc
  • Responsible for ensuring strong credit discipline within the platform
  • Ongoing portfolio management – including proactive loan monitoring, watch list, etc
  • Build effective partnerships with other areas of the bank – and leverage them in the delivery of comprehensive credit solutions – e.g. Risk Management, Business/Commercial Markets, Capital Markets, Insurance, Products
  • Human resource management – new staff selection, training, succession planning
  • As part of the national team – ensuring consistent lending approaches are applied across the national platform, lead the launch of new products, support for special projects and initiatives
  • Strong leadership / coaching capability
  • Bilingualism, French and English
  • Excellent interpersonal skills, ability to partner / communicate effectively
  • Ability to manage tight timelines, competing priorities, multiple responsibilities
  • Business growth mindset required, creatively working to structure credit solutions
  • Strong client focus, negotiating skills
  • Strong lending / credit experience. Sound credit skills
  • Decisiveness, results orientation
  • University graduate
6

Director, Credit Review Resume Examples & Samples

  • Assist in the development, implementation, and oversight of ongoing risk-based credit review programs for all EMEA loan portfolios
  • Proficient analytical and technical skills
  • Excellent oral and written communication skills; ability to make clear, logical, concise presentations to Board and its Risk Committee and executive management
  • Proficient project management and leadership skills
  • Thorough knowledge of relevant banking laws and regulatory guidance – especially as it pertains to leveraged lending
7

Area Director Credit / Collect Resume Examples & Samples

  • Responsible and accountable for directing the daily activities of their credit teams in their assigned geographical areas
  • Responsible and accountable for risk management and administration/collections of accounts receivables generated by sales revenue on all assigned accounts, including directing negotiations with clients and senior Sales management
  • Specifically responsible for successful monthly collections of a multi-million dollar portfolio ($100+ million), bad debt performance goals and DSO expectation compliance
  • Recommend and create productivity and staffing credit and collections metrics, and monitor the overall performance to ensure the effective operation of the Credit department
  • Assume responsibilities beyond the scope of normal work duties
  • Provide leadership and strategic direction to a large collections team handling multi-million dollar portfolios in receivables
  • Responsible for the overall administration and enforcement of the Corporate Credit & Collections policies
  • Recommend and implement changes where necessary to meet overall business objectives and which often times have company-wide effect
  • Seek to understand and address the concerns and interests of others with opposing viewpoints
  • Be able to influence or gain acceptance from others, in sensitive situations regarding matters of financial implications to the department and/or organization (sales adjustments, financial settlements, write-offs that ultimately leads to a field compensation/ commissions impact)
  • Lead, direct or participate in cross-departmental special projects
  • Bachelor’s degree in Business, Accounting, or Finance, or equivalent work experience
  • Special training in Business management, Accounting, Finance, Economics, Credit & Collections, & Negotiation
  • 10+ years’ of credit and collections background required, in a high volume environment. Industry-related experience is preferable
  • Credit and Collections related undergraduate, graduate and seminar courses work is helpful
8

Director, Credit Adjudication Resume Examples & Samples

  • Superior analytical capabilities
  • A proven track record of successful contribution to a team environment
  • Demonstrable coaching and partnering skills; and
  • A long term commitment to learning and continuous improvement
  • A university undergraduate degree and at least 5 years of commercial banking credit experience (and other designations will be considered an asset e.g. MBA, CPA, CFA, etc.)
  • Excellent analytical and pragmatic decision-making skills
  • Strong credit risk management expertise (with specific knowledge of CIBC’s lending policies, procedures and practices being advantageous)
  • Sound knowledge of the general economic, industry, business, accounting, legal, tax, and regulatory environment affecting customers
  • Proven ability to perform occasionally under time pressure
  • Strong interpersonal, relationship building and communication skills
  • Leadership qualities and potential
  • Works to multiple deadlines
  • Requires occasional travel to branches
  • Will be located either in Calgary or Vancouver
9

Director Credit Adjudication Resume Examples & Samples

  • Adjudicate and authorize credits within the delegated limits jointly with appropriate banking counterpart, while adhering to the Bank's guidelines for hedge funds
  • Attend Senior Credit Committee and discuss credit applications as required
  • Oversee and contribute to the preparation of industry reports and other industry account information as required, e.g. quarterly and annual reports for the board and senior management
  • Engage banking clients to assist in creating bankable transactions and ensure the maintenance of acceptable quality in the portfolio by scanning hedge fund environment and news on ongoing basis, participating in due diligence interviews with hedge fund counterparties, monitoring the quality of the accounts and their compliance with the terms, and providing constructive comments to banking clients on credit applications and other submissions
  • Collaborate with the Director, Hedge Funds Analytics in ongoing enhancements of hedge funds risk measurement and monitoring, including credit scoring and rating methodologies, databases, and reporting
  • Supervise and coach staff to ensure efficient operations and attainment of group's objectives, and assist in their overall professional development
  • Seasoned and progressive credit experience in a risk management or banking capacity, with a particular emphasis on funds, structured transactions, and capital market products. Familiarity with the hedge funds industry, e.g. strategies, market, regulations, risk and performance measurements, is a definite asset
  • In-depth working knowledge of the Bank’s risk appetite, credit policies, procedures and practices
  • Good understanding of risks and exposures of derivative trading facilities, prime brokerage and structured lending facilities, and related
10

VP / Director, Credit Restructuring, Asia Resume Examples & Samples

  • Manage problem exposures to maximise recoveries through restructuring debt repayment terms, enforcement, or asset sales
  • Formulate and present restructuring proposals for approval
  • Negotiate restructuring / repayment plans with Borrowers / Counterparties, together with other creditors, interacting where necessary with legal, financial and technical advisors
  • Prepare quarterly credit reviews of the portfolio and appropriate provisioning
  • Monitor watch list accounts and be prepared for action on anticipated defaults
  • [Act as an alternate regional B mandate in some areas of the credit process*]
  • Confident presentation and negotiating style
  • Strong credit and documentation skills
  • Ability to strategise and persuade, verbally and in writing
  • Interest in a wide range of business types and situations
  • Preferred, subject to evaluation
11

Senior Director Credit Product Client Engagement Resume Examples & Samples

  • Develop an overall sales framework for Visa's travel and entertainment benefits, in direct alignment with Visa's North America Affluent Credit strategy
  • Coordinate the content deliverables from travel and lifestyle benefit managers useful for developing sales and marketing materials for internal Visa and external client utilization (benefit overviews, offer terms and conditions, legal-approved marketing messaging, creative assets and implementation requirements)
  • Develop and maintain affluent asset activation calendar and sales materials for internal use and consultation
  • Actively engage with internal teams to create innovative affluent marketing strategies that leverage benefits and capabilities
  • Define and manage research projects into importance of benefits and level of engagement of industry players
  • Communicate at a senior leader level and lead collaborative efforts with internal stakeholders and with clients to identify and pursue new benefit opportunities that will drive cardholder acquisition, usage and loyalty
  • Partner with Assets team to identify, develop and onboard best in class travel and lifestyle benefits
  • Partner with Product Management teams to utilize benefits to develop competitive credit card product value
  • Work with Sales and Consulting teams to utilize benefits to win and retain credit card issuer and cobrand client deals
  • Work with marketing business partners to optimize national advertising campaigns and to inform sponsorship investment decisions
  • Work with clients to customize benefits and benefit marketing plans to differentiate their products and capture affluent cardholder spend
  • Work closely with Operations and Concierge teams to ensure best possible customer service experiences
  • Maintain strong understanding of competitive activity and affluent market to deliver best strategic recommendations to client
  • Develop and manage ongoing benchmarking of travel and lifestyle benefit utilization by clients to support , enhancements, benefit business reviews, ROI models and renewals
  • Manage agency resources
  • Critical thinking skills and demonstrated ability to translate analytics into strategic, actionable insights
  • Strong collaboration and influence skills to effectively lead cross-functional teams to drive deliverables, projects and engagements to completion
  • Ability to explain complex business concepts to a broad audience
  • Excellent written and verbal communication skills with the ability to establish effective relationships internally with all levels including executive management, and externally with clients and partners
  • Ability to manage and grow internal and external resources and cross functional relationships
  • The successful candidate will be responsible for coordinating cross functional teams which will include, but will not be limited to: product management, sales and consulting, legal, analytics, marketing, corporate communications, agency partners and the benefit providers to ensure the client access and utilization of Visa's travel and lifestyle benefits is consistent with our strategy and executed effectively
  • 10-12+ years of proven experience in affluent product management or benefit procurement and management, ideally in the payments or banking space
  • Proven track record of success in developing & implementing credit card product features and benefits
  • Demonstrated experience engaging with clients and partners as a subject matter expert
  • Proficient on all Microsoft products including Excel, Word, and Outlook
  • MBA or further academic qualifications preferred
12

Director Credit Solutions Resume Examples & Samples

  • Ensuring the timely analysis, structure and presentation of credit / financial solutions proposals within prescribed segment
  • Providing prompt and sound recommendations in the analysis and adjudication of credit proposals
  • Ensuring that writings to the Director, Client Relationships clearly convey the rationale for decisions, so that they may respond effectively to clients
  • Approving or recommending pricing for loans and credit-related fees which yield a return commensurate with risk and due regard to profit, administration and competitive considerations
  • Restructuring marginal proposals into bankable deals where possible
  • Providing guidance, coaching and counsel to Director, Client Relationships, so that they may better serve clients’ needs
  • Ensures the accurate communication of the terms and conditions of an authorization and supervises the effective and timely implementation of same by
  • Writing or reviewing all written authorizations to ensure accuracy, completeness and clarity
  • Liaise to ensure any required changes to the Director, Client Relationships and follow-up for the accurate execution and delivery of same prior to disbursement of funds
  • Ensure the ongoing quality of the assigned credit portfolio through control and administration of the specific conditions and reporting requirements, in conjunction with the Client Portfolio Management Group, as specified in individual authorizations are adhered to by
  • Directing and assisting Senior Credit Solutions Analysts in the detailed evaluation of all information received, reporting deficiencies or any negative findings to senior management
  • Maintaining adherence to the Bank’s Anti-Money Laundering program and Guidelines for Business Conduct, by reporting any unusual occurrences or fraudulent activities per established procedures
  • Provide coaching/counseling to Senior Credit Solutions Analyst by
  • Developing the credit competencies of Senior Credit Solutions Analysts in relation to assigned accounts
  • Providing timely performance feedback on credit analysis presented for review
  • Excellent knowledge of Commercial Banking products and services
  • Superior credit skills and sound judgement, as demonstrated through his/her previous track record and experience
  • Superior risk assessment and analytical skills
  • Superior accounting and financial analysis skills
  • Strong coaching skills
  • Good understanding of commercial management systems
  • Superior industry knowledge with areas of specialization where required
13

Director Credit Solutions Group Resume Examples & Samples

  • Lead the design and management of projects with the objective of streamlining credit related and operational processes for productivity gains. The ability to implement these projects and influence participation from partners is essential
  • Co-ordinate necessary communication and training as required for introduced process changes and oversee acceptance of the changes
  • Ensure initiatives impacting Commercail Banking and partners maintain a client centric focus, utlimately improving the client experience
  • Collarorate with partners to maintain an up to date understanding of activities which may assist in developing strategies for both revenue generation and/or compliance
  • Participate in projects initiatives from other departments which will have an impact on the Commercial Banking team
  • Provide the SVP, Real Estate Banking, SVP & Head, Commercial Banking and the VP, Credit Solutions Group with solutions and recommendations to address opportuntiies and/or challenges and documenting the agreed plan and timeframes
  • Oversee monitoring of compliance measurements and promptly identify and address any deteriorations. A monthly report to Senior Credit Committee will be required to advise senior management
  • Champion best practices by developing a comprehensive strategic network of contacts and promote alternatives to senior level management
  • Co-ordinate strategies with partners to address issues raised by Audit and Credit Risk Policy
  • 5+ years of progressive Commercial Banking experience
  • Solid understading of Commercial Banking work flow processes and the differing information needs of both credit and banking units
  • Excellent ability to develop credibility and influence with stakeholders in Banking, Global Risk Management, the Business Service Centre, Global Transaction Banking and Audit
  • Solid understanding of how key units across the Bank connect from a credit process perspective
  • Ability to propose and excute solutions to new and developing requests
  • Thorough appreciation of how processes will impact the customer experience
  • Strong business acumen, analysis and problem solving skills
  • Ability to work under tight dealines with competing demands and priorities
  • Working knowledge of Commercial Banking Systems (eg., the HUM, SDR, e-tracker, PMR, ClientNet, etc.)
14

Regional Director, Credit Structures Resume Examples & Samples

  • Structured transactions
  • Personal holding and investment companies
  • Including thorough client discovery, quality loan structuring and underwriting, quality credit submissions
  • Ensure Private Banking credit portfolio is of high quality
  • Ensure lending policies, liability control and credit operations are conducted in accordance with established policies and procedures
  • Minimum 5+ years’ experience with Personal and Commercial Lending
  • Minimum 5+ years Management experience
15

Director, Credit Structures Resume Examples & Samples

  • In-depth knowledge of complex credit products, associated legal structures, documentation, policies, procedures and practices
  • Strong financial accounting, analysis and credit risk assessment skills for complex / sophisticated credit solutions
  • Good working knowledge of financial modeling and Microsoft applications including Word, Excel and PowerPoint
  • Excellent communication – written and verbal
16

Director Credit Resume Examples & Samples

  • Managing the commercial credit portfolio through review and verification of all credits, both new and existing,
  • Executing sound credit decisions and recommendations,
  • Supporting the continuity of Dealer Finance Centre (DFC) operations by managing the Centre when the DFC Head is out of the office
  • Manages the commercial Automotive credit portfolio of the Centre through review and verification of all credit documents as well as all presentations prepared by the Senior Credit Solutions Managers and the (Senior) Relationship Managers. Management of the portfolio includes both the executions of new credits as well as ongoing routine credit monitoring
  • Executes sound credit decisions and recommendations on all credits prepared in the Centre through review and analyses of documentation, discussion of the customers’ profile and needs, as well as other supporting rationale
  • Manages the performance of the Credit staff to ensure that productivity, customer service and quality standards are met and exceeded
  • Manages the day-to-day workflow and operation of the Credit unit in order to meet deadlines and procedural requirements
  • In-depth commercial credit knowledge and proven ability to make sound credit decisions,
  • Extensive knowledge of the industry lines the DFC is serving ( Automotive, RV/Leisure, Marine and other consumer goods and services),
  • Extensive knowledge of all commercial lending products which are provided to meet customers’ needs as well as a solid knowledge of retail indirect loan and leasing products,
  • Solid understanding of the most current Indirect Retail Lending Policy Bulletin and DVLP Monograph guidelines,
  • Solid knowledge of all other commercial deposit and retail products which are provided to customers but not serviced directly at the DFC, but can be referred to other BNS counterparts,
  • Effective communication skills,
  • Strength in ability to negotiate/mediate between multiple groups with potential for conflicting priorities/sense of urgency,
  • Effective interpersonal and management skills,
  • Strong organization ability,
  • Strong analytical and problem solving skills,
  • Sound sense of judgement in assessment of priorities
17

Managing Director Credit Solutions Resume Examples & Samples

  • MBA/CFA/CA or other professional designation Eight to ten years credit review and adjudication experience
  • Broad financial industry experience at a senior level
  • Good knowledge of the Bank’s trading businesses, and SM product suite Extensive knowledge of GRM policies and practices, coupled with specific regulatory or compliance knowledge
  • Leadership, managerial or supervisory skills
18

Director, Credit Structuring Resume Examples & Samples

  • Business Acumen
  • Business Valuation
  • Financial Understanding
  • Analytical Thinking
  • Change Leadership
  • Conflict Management & Resolution
  • Environmental Understanding
  • Coaching/Mentoring
  • Managerial Leadership
  • Problem Solving
  • Sales & Service Processes
19

Director, Credit Card Products Resume Examples & Samples

  • Grow Visa’s market leadership on credit in Indonesia by supporting continued growth of key clients. Achieve client specific product and volume targets as per agreed budget targets
  • Develop an annual operating plan of market interventions in partnership with large clients to improve their portfolio metrics and maximize the impact of Visa’s product and marketing investments activities each year
  • Work with business development managers to retain and gain market share - in identifying high potential new clients to launch credit products and provide product support from the initial pitch to their public launch (implementation support) and in the ongoing development of the business
  • Work with client organizations and cross functional teams to help them develop internal plans and processes to help them achieve growth ambitions in credit
  • Drive technology and alliance partners and develop solutions / business opportunities that will provide value added services to Visa clients in an effort to support new product launches, issuer customization, and activation and usage programs
  • Utilize industry, consumer purchasing behavior, retail banking and digital trend analysis and customer knowledge to seek out new business / growth opportunities in Indonesia for the credit product category
  • Develop compelling, differentiated and relevant product plans that leverage Visa’s system, IP, brand/marketing program and partnership assets to provide competitive advantage
  • Being a credit product advocate in Indonesia, work with cross functional partners to ensure that credit considerations, programs and product pilots/ developments are top of mind
  • Partner with key business stakeholders within Visa to create programs that contribute competitive advantage and revenue growth to deliver the products revenue plan for Indonesia
  • Develop key client strategy and roadmap for growth, work with client organizations and internal teams to ensure execution and delivery of key growth targets
20

Director, Credit Review Group Manager Resume Examples & Samples

  • Management of assigned FCR Review Entities through quarterly Business Monitoring and periodic Reviews
  • Assessment of the quality and adequacy of credit analysis and exposure analysis as well as accuracy and appropriateness of risk ratings of Retail Entities
  • Assessment of the appropriateness, completeness, and usage trends of the credit risk components of the Risk Appetite Framework for assigned Review Entities
  • Assessment of the effectiveness of the credit risk processes and standards of assigned entities to promote leading practices and identify opportunities for improvements
  • Approval of testing prepared by FCR Credit Risk Analysts and Guest Reviewers
  • Demonstrable financial services experience including 8-10 years of credit experience in retail banking,
  • Good knowledge of retail banking products
  • Strong project management skills, with the ability to coordinate and manage large review and highly complex entities
21

Director, Credit Administration Resume Examples & Samples

  • This position is responsible for establishing and maintaining the Original Programming credit policies for Showtime (SNI) and ensuring that this policy is adhered to both internally and by its various production entities. An important aspect of the position is to establish and maintain relationships with the various Entertainment unions - Writers Guild of America (WGA) and the Directors Guild of America (DGA), Screen Actors Guild (SAG) and the American Federation of Television & Radio Artists (AFTRA) for Showtime’s benefit. This involves direct negotiation with the Guilds for on-screen credit waivers, outdoor and print advertising waivers. Position also oversees filing of the Notices of Tentative Writing Credits to determine which writers should be accorded screenwriting credit, and negotiates with DGA representatives regarding on screen credit policies. It is also a requirement of this position to be aware of all industry trends with respect to credits and maintaining relationships with counterparts at other production companies
  • Analyze and interpret contracts and create the on-screen main and end title credit formats. Direct the design for both the main and end title format for Showtime’s Original Programming, which includes working with film producers, directors, casting directors and various guilds to confirm that not only are credit obligations met, but that their specific credit requests are addressed as well
  • Advise advertising, marketing and sales departments of all stills, photography and biography requirements for original programming talent in addition to credit and likeness requirements. Review all original materials created by the Red Group and Affiliate Sales Department (including those materials created by SNI Affiliates such as Xfinity and DirecTV) for compliance with these requirements. Authorize the use of talent likenesses in the creation of all internet materials from those included on Sho.com and Showtime Facebook pages to blogs, tweets, instagrams, gifs, Showtime PR Tumblr blogs and other new media ventures
  • Approve all tune-in, campaign, award, nomination and congratulatory advertising for the Showtime Advertising and Marketing Departments including all print advertising, television advertising, affiliate materials, outdoor advertising, promotional DVD’s, and inflight advertising for all of Showtime’s services including Showtime Anytime. Additionally, this position oversees approval of all PR Department Materials such as the Emmy and Golden Globe nominations, TCA, Comic-Con materials, press releases, press kits, cast and crew lists, and tv screening invitations
  • Direct, review and approve all domestic and international DVD packaging and advertising materials for both the home video and soundtrack releases for Showtime’s Original Programming. Provide outside distributors with contractual requirements so that they will abide by our contractual obligations in creating the home video and sound track packaging. Review international materials provided by home video partners Paramount and CBS and provide guidance with layout and credits. Work directly with Soundtrack publishers like Milan and Varese Sarabande to balance creative impulses with contractual obligations. Consult appropriate internal Showtime personnel to make sure that the packaging meets with SNI’s expectations and responsible for enforcing these requirements with our external soundtrack partners
  • Review and analyze contracts to determine which performers have merchandising rights. Advise Showtime and CBS Merchandising Departments which talent they are allowed to use in creation of all merchandising materials. Scope of work includes subsequent review and approval of all merchandising materials from Bobbleheads to Video Games and Dolls to Coffee Table Books
  • A minimum of five (5) years of experience working in credit administration on major feature films, network television series and/or cable television networks in addition to strong industry relationships is highly preferred
  • Excellent organization, proofreading, editing and research skills are a plus
  • Highly organized and able to direct the flow of many different projects simultaneously
  • Ability to perform successfully within a high volume, deadline oriented environment with quick turnaround times
  • Knowledge of the WGA, DGA, SAG-AFTRA rules, regulations and contractual requirements as they relate to on-screen and on-line credits and paid advertising. Familiarity with the credit provisions of both the U.S. and international film unions and guilds. And working knowledge of the
  • Different credit formats used by other film and television companies, and
  • Credit history and trends within the motion picture and cable television industry
  • Possess strong interpersonal and consultative skills with all levels of management at Showtime as well as with management of outside production companies, distributors and key members of the Writers and Directors Guilds
  • Must be able to accurately analyze and interpret highly detailed and technical legal information/contracts and convey those conclusions to various internal departments in a clear and concise manner
22

Director, Credit TRX Resume Examples & Samples

  • Ensure that policies, procedures, and internal controls maintain credit risk within tolerance, and customer accounts are collected in a timely manner
  • Monitor departmental goals, sustaining achievement, identifying gaps between goals and actual performance, and taking corrective action as necessary
  • Develop and maintain reporting to effectively monitor and manage productivity and adherence to policies and procedures. Provides regular updates on performance and credit risk to Company Executive and Sales Management Staff
  • Provide oversight, and strategic direction for third-party collection agencies and legal counsel; review and evaluate performance to maximize recoveries
  • Five years related experience
  • Internal: Two years of credit supervisory experience
  • External: Three years supervisory experience
  • Bachelor’s Degree in Business Administration, Economics, or related quantitative background
  • Strong verbal and written communication. Financial analysis
  • Facilitation
  • Project management
23

Director, Credit Resume Examples & Samples

  • Manages Retail Credit with an operational focus
  • Manages activities through others, cost and budgetary accountability
  • Decisions typically related to implementation of department strategy, intradepartmental coordination, and business outcomes
  • Results have significant impact on costs and achievement of department objectives
  • Identifies opportunities, which make a significant difference to the performance of multiple department functions and possibly organization-wide impact
  • Makes decisions for large-scale projects, a closely related set of projects and/or initiatives
  • Establishes operational objectives for the credit function including work plans and delegating assignments to subordinate professionals
  • Works within broad guidelines; applies advanced technical knowledge to solve complex problems, which may have a long-term impact on the department
  • Manages the department with responsibility for results in terms of costs, methods and employees
  • Responsible for performance reviews, promotional decisions, and pay actions
24

Director, Credit Resume Examples & Samples

  • Maintain a thorough knowledge and understanding of all jobs performed within the credit department
  • Direct and manage all credit activities within the credit department; including but not limited to the management of all UMG receivables to ensure timely collections and increased productivity while minimizing risks
  • Ensure that all financial transactions, policies and procedures meet corporate objectives
  • Provide analysis and interpretation of customer and industry trends requiring management’s attention
  • Act as a corporate liaison in conducting business with outside financial institutions and vendors
  • Responsible for fulfilling all staffing needs within the department. Interview, hire and train personnel; assign work and direct activities; perform annual and bi-annual performance reviews
  • Confer with and advise subordinates on administrative policies and procedures, priorities and methods
  • Build and maintain strong and effective working relationships with both internal and external customers
  • Monitor all credit processes and procedures to ensure that the most accurate and efficient methods are used
  • Assist the SVP in routine duties relating to credit, collections and general office procedures, as well as the creation and completion of any ad hoc reports and special projects as assigned
  • Excellent analytical skills and knowledge of collections, credit, accounting and financial principles
  • Thorough understanding of the credit process
  • Proficient in MS Office, including strong Excel skills
  • Thorough knowledge and understanding of UMG’s policies, procedures, and corporate objectives
  • 5-10 years of experience in leading and managing a credit department
25

Director, Credit Solutions Resume Examples & Samples

  • Contributes to the profitable development of Commercial Credit business by
  • Reviewing and supporting pricing for loans and credit-related fees which yield a return commensurate with risk and due regard to profit, administration and competitive considerations. Engaging Global Loan Syndications as required
  • Recommending alternative terms, conditions and covenants to provide a viable banking proposal to the client within sound credit lending practices
  • Ensuring effective communication with the Director, Client relationship and providing guidance, coaching and counsel so that they may better serve clients? needs
  • Providing advice and solutions to clients through the credit structuring process and by identifying and recommending referral opportunities to Director, Client Relationship and/or to bank partners; and
  • Negotiating and closing all aspects of the credit authorization including terms, conditions, pricing, derivative products, security, etc
  • Participating in client meetings with team members as required supporting more complex negotiations
  • Liaise with internal and external legal counsel on the drafting of loan documents (credit agreements) and security agreements
  • Promptly and effectively addressing issues surrounding the adequacy, quality and completeness of loan documentation and security
  • Liaise with Global Banking and Markets to ensure that all requirements for derivative facilities are supported; and, Ensuring any required changes are followed-up for the accurate execution and delivery of same prior to disbursement of funds, engaging the Director, Client relationship if required
  • Ensure the ongoing quality of the assigned credit portfolio and supports the maintenance of acceptable quality of his/her team through control and administration of the specific conditions and reporting requirements, in conjunction with the Client Portfolio Management Group, as specified in individual authorizations are adhered to by
  • Directing and assisting Senior Credit Solutions Analysts and Client Relationship Managers in the detailed evaluation of all information received, reporting deficiencies or any negative findings to senior management
  • Making recommendations relative to structure, monitoring and risk rating to Global Risk Management as issues are identified. This may include exit a relationship
  • Adhere to any regulatory and internal Bank policies and requirements
  • Monitoring and reviewing the quality of his/hers Credit Solution teams account management, and,
  • Maintaining adherence to the Bank's Anti-Money Laundering program and Guidelines for Business Conduct, by reporting any unusual occurrences or fraudulent activities per established procedures
  • Provide coaching/counselling to Senior Credit Solutions Analyst and Senior Managers Credit Solutions by
  • Developing the credit competencies of Senior Credit Solutions Analysts and Senior Credit Solutions Managers in relation to assigned accounts
  • Providing timely performance feedback through evaluations of the quality and adequacy of financial analysis and submissions and recommendations
  • Providing career development feedback
  • Developing communication skills (oral and written)
  • Developing product and service competencies
  • Excellent credit skills and significant credit experience
  • Excellent risk assessment and analysis skills, including Moody?s Financial Analysis
  • Excellent accounting and financial analysis skills
  • Excellent deal structuring skills
  • Good understanding of customer profitability model
  • Excellent ability to articulate strategies, business cases, rational and justification for deals
  • Superior negotiation and problem resolution skills
  • Superior interpersonal and teamwork skills
  • Superior communication skills (oral & written)
  • Superior sales/closing capabilities
  • Superior product knowledge
26

Managing Director Credit Resume Examples & Samples

  • Monitors and/or manages the performance, risk profile, portfolio positions, current events and organizational changes of CCIO's existing public and private managers (credit, absolute return and real assets) and complete analytical reviews to evaluate the relative performance of each sub portfolio and individual fund manager on a regular basis
  • Prepares and presents portfolio level analysis and dashboards, and make recommendations regarding new investment opportunities and manager terminations to CCIO staff, Clinic leadership and the Investment Committee
  • Maintains a network with the outside investment community to expand CCIO knowledge regarding emerging investment opportunities and top performing investment managers and strategies
  • Supervises a team of 2-4 employees and encourage their professional development
  • Assign ongoing and ad hoc duties and responsibilities as appropriate
  • Manages expenses to meet annual budget, as well as business and strategic goals
  • Minimum of 15 years of professional experience in making direct investments in fixed income markets or evaluating third-party (fixed income, absolute return, commodity) managers for an endowment, foundation or pension fund
  • Experience in both domestic and international investment markets is preferred
27

Director, Credit & Loyalty Resume Examples & Samples

  • Minimum of 7 years direct marketing experience in a leadership role, on either the agency or client side
  • Understanding of Credit and Loyalty marketing a plus
  • Excellent Communicator – strong verbal and written skills. Persuasive, experienced presenter
  • Highly proactive – consistently demonstrates initiative in managing projects, finding solutions, contributing ideas
  • Strong strategic and analytical abilities. Ability to think critically
  • Strong creative sensibilities. Ability to judge creative work, and offer useful and constructive feedback to creative teams
  • Desire to Learn – demonstrates natural curiosity and takes the initiative to stay informed about industry, company, consumers, culture, competition
  • Great Team Player – makes decisions based on what’s right for the team and the business
  • People and Team Management Skills – manages direct reports constructively, delegates responsibility to continually stretch their abilities and develop their skills, provides timely feedback. Keeps manager, other team members, direct reports well-informed
  • Upbeat, naturally positive outlook and demeanor
  • Must have strong proficiency in Word, Excel, Powerpoint
  • Must understand and use social media, and be up-to-date on latest trends and platforms, particularly as they relate to direct marketing
28

Director Credit Card Issuing & Payables Resume Examples & Samples

  • Directs the Bank Card issuing sales strategies and plans for the Consumer and Business Credit Card, Purchasing Card, Stored-Value Cards and Bank Debit Cards. Manages the development and delivery of marketing strategies to ensure growth and retention of the customer base
  • Directs the management of the sales performance of the Bank Card issuing product lines. Ensures growth and profitability through leveraging Insurance Company internal business partners and Community Banking Branches and partners
  • Leads and manages the development and implementation of the Bank Card issuing programs, ensuring sales, production, profitability and growth goals are aligned with the Banks strategy. Increases the penetration of the product and services through the development and execution of the business plan, which includes the management of production goals, marketing strategies, sales relationships and tactics
  • Manages vendor relationships and contracts related to the product line. Reviews and evaluates the vendors performance, products and services levels. Provides recommendations and/or takes corrective action as necessary to contribute to the growth and profitability of the product line
  • Partners and collaborates with internal and external business partners to include distribution channels, markets, vendors and key business areas to ensure marketing plans, financial commitments, sales structure, product functionality, customer deliverables and the Mutual of Omaha Bank brand is seamlessly controlled and align with the Banks strategy and business objectives
  • Manages the development and execution of the marketing and training plans for new and/or enhanced Bank Card Issuing products and services. Ensures training materials and documentation support the product specification and are compliant with bank practices and applicable federal/state regulations, statues and/or requirements
  • Leads product/project teams and ensures the development and delivery of work products based on specifications and timelines
  • Monitors the progress of the product/project and is accountable for reporting and changes made to the work plans. Partners with the appropriate technical areas, Vendors, and/or teams to ensure product specifications and timelines can be achieved
  • Provides recommendations to support short and long-term strategic business strategies, objectives and budgets
  • Establishes policies, procedures and aligns objectives with sales and service strategies, distribution channels, sales and marketing, training and communication plans
  • Develops annual budget and strategic plans for the Bank Card Issuing product lines. Analyzes and reviews budget vs actual results and makes adjustments as necessary
  • This position requires up to 20% travel, which may include flying and/or driving and some overnight stays and a valid drivers license
  • Thorough knowledge and experience in all aspects of the payment industry including Credit Cards, Purchasing Cards, and Debit Cards
  • Strong financial aptitude for evaluating and predicting results
  • Thorough knowledge and experience in strategic product design, development, sales and service and implementation
  • Excellent communication, interpersonal, consultative sales and the ability to make effective presentations to vendors, prospective customers and company principals, existing customers, banking officials and community leaders
  • Thorough understanding of industry products, marketing philosophies, distribution channels and competition to include market research, trend identification
  • Thorough knowledge of compliance with federal and state regulations
  • Ability to develop and operate within budget
  • Ability to teach, motivate and foster development in others
  • Ability to make others comply in fair, equitable, non punishing fashion
  • Strong background in Issuing, Property Management, Banking/Finance, HOA, and Credit Card experience
29

Director, Credit Services Resume Examples & Samples

  • Requires a broad knowledge of banking and expert knowledge of lending, lending risk, regulations, operations, policies and procedures
  • Ability to provide input on strategies and objectives
  • Excellent leadership and management skills
  • Exceptional oral and written communication skills with all levels of the organization
  • Sound critical thinking, business judgment, change management, and process improvement skills
  • Strong work ethic, commitment to responsibilities, and demonstrated ability to speak candidly to management in a tactful manner
  • Ability to work with various affiliates, regulators and senior management
  • Requires a Bachelor's degree in finance, accounting, business management, economic or a related field
  • 15+ years of directly related financial services or lending experience with an emphasis on Commercial and Industrial lending and /or Commercial Real Estate lending
  • 5 years’ minimum executive experience in managing multiple departments or divisions
  • Advanced degree preferred