Senior Banker Job Description
Senior banker
provides fraud protection capability to all Retail Markets products including deposit accounts (business and personal), credit cards (Visa and MasterCard), debit cards, mortgages, loans & lines.
Senior Banker Duties & Responsibilities
To write an effective senior banker job description, begin by listing detailed duties, responsibilities and expectations. We have included senior banker job description templates that you can modify and use.
Sample responsibilities for this position include:
Utilizes lending and credit expertise to deliver sophisticated credit solutions best suited to meet the client objectives
Exhibit a solid understanding of the credit risks associated with business lending and customized personal lending to a high net worth client base
Contribute to increasing the Bank's share of wallet and profitability by providing clients referred by NBF Investment Advisors and Partners with appropriate credit and transactional banking solutions
Contribute to increasing the Bank's share of wallet and profitability by providing clients referred by NBF Investment Advisors with appropriate credit and transactional banking solutions
Prospect new relationships through proactive calling efforts, while retaining and deepening existing relationships
Opens deposit and loan accounts, verifies and processes changes to existing accounts, answers customer questions and resolves related account problems
Partners with internal and external service providers including, Centers of Influence
Adhere to and comply with all federal and state laws, regulations and guidance, including those related to anti-money laundering (Bank Secrecy Act, Patriot Act, Anti-Money Laundering, etc)
Work with other team members (RM’s, loan processors, client liaison) to provide a more efficient sales and workflow environment
Building and managing profitable banking relationships with high net worth customers
Senior Banker Qualifications
Qualifications for a job description may include education, certification, and experience.
Licensing or Certifications for Senior Banker
List any licenses or certifications required by the position: ICB, PFP
Education for Senior Banker
Typically a job would require a certain level of education.
Employers hiring for the senior banker job most commonly would prefer for their future employee to have a relevant degree such as Associate and Collage Degree in Education, Business, Finance, Accounting, MBA, General Education, Management, Real Estate, Military, Financial Services
Skills for Senior Banker
Desired skills for senior banker include:
Applicable bank and branch policies
Procedures and support systems
Retail products and services
Bank products and consumer lending
Personal and small business customer needs and solutions
Creditor insurance
Credit
Home equity lines of credit
Securities based loans
Banking products
Desired experience for senior banker includes:
Series 65 or 66 required (with the exception of WI) within 180 days
3-5 years of personal banker experience required
Proactively share customer information
Promptly action requests for additional information, deteriorating risk or early warning signs
Background in Wealth Management with an ability to prospect new clients while managing existing client portfolios
Strong product knowledge across all asset classes
Senior Banker Examples
1
Senior Banker Job Description
Job Description Example
Our company is growing rapidly and is searching for experienced candidates for the position of senior banker. To join our growing team, please review the list of responsibilities and qualifications.
Responsibilities for senior banker
- Interpret financial data using a sophisticated analysis and submit financing and credit renewal applications
- Developing and implementing comprehensive financial plan
- Conducting periodic interviews and working to further penetrate the customer's use of Bank services
- Achieving targeted growth in individual and team portfolio revenue
- Working with relationships of moderate to high complexity
- Ensure penetration of the service offers among NBF Investment Advisors linked to your branch
- Establish ongoing communication with our partners to identify IA needs and propose solutions to allow them to maximize sales opportunities with their clients
- Implement and maintain an exemplary level of client service
- Follow up with potential clients
- Establish ongoing communication with NBF Investment Advisors to identify IA needs and propose solutions to allow them to maximize sales opportunities with their clients
Qualifications for senior banker
- Strong personal credibility and ability to establish personal relationships quickly
- Confidence when dealing with clients and investment portfolios of moderate complexity
- Ability to uncover needs that are not articulated or clearly expressed by the client
- Strategic use of leverage as part of a financial plan
- Completion of the PFP or CFP designation
- Canadian Securities Course or IFIC
2
Senior Banker Job Description
Job Description Example
Our company is growing rapidly and is looking to fill the role of senior banker. We appreciate you taking the time to review the list of qualifications and to apply for the position. If you don’t fill all of the qualifications, you may still be considered depending on your level of experience.
Responsibilities for senior banker
- Assist clients in achieving their financial goals by determining the types of accounts that will meet their current and future financial needs, and present tailored solutions that meet those needs
- Establish and maintain on going relationships with clients, continuing to provide financial solutions that benefit the client and help grow the bank
- Provides training and acts as a mentor for new tellers
- Processes financial transactions including check cashing, withdrawals, deposits, and loan payments
- Maintain acceptable operational quality standards through compliance with policies, procedures, security requirements and government regulations
- Responsibilities Loan Payments
- Recognize needs and refer the client to the appropriate representative or line of business for cross-sell or service opportunities
- If trained, assist customers with safe deposit box entry
- Follow proper identification procedures and customer confidentiality guidelines
- Monetary Instrument Logs
Qualifications for senior banker
- Certified Retirement Specialist
- Professional Designations such as CSWP, CIM, TEP, are desirable, however are not required
- Use depth of product knowledge to profile and convert prospects into active customers
- Ttention to detail is critical
- Working towards Personal Financial Planning Designation (PFP)
- Understands / speaks Cantonese fluently
3
Senior Banker Job Description
Job Description Example
Our company is growing rapidly and is looking to fill the role of senior banker. We appreciate you taking the time to review the list of qualifications and to apply for the position. If you don’t fill all of the qualifications, you may still be considered depending on your level of experience.
Responsibilities for senior banker
- Balance the cash drawer at day’s end
- Ensure all supplies are stocked for customers and personal teller station
- Batch checks periodically throughout the day
- Periodically perform branch capture procedures throughout the day
- Count and roll loose coins as needed
- Manage client journey map with the Account Officer and the Personal Banker in keeping with the client base
- Build client relationships based on trust
- Guide clients accurately to achieve their financial planning goals
- Help grow the Bank's share of wallet and increase profitability by providing banking solutions to National Bank Financial clients, in line with their profiles and goals
- Be responsible for the sustainability of the relationship with your clients and ensure profitability of your clients' portfolios
Qualifications for senior banker
- Ability to understand / speak Cantonese and Mandarin fluently
- Required Education and/or Accreditation
- Strong organization skills• Analytical aptitude a must
- Investment Funds in Canada Course
- Funds Course
- Full Mortgage, Simple Wealth and Small Business accreditation (required)
4
Senior Banker Job Description
Job Description Example
Our innovative and growing company is searching for experienced candidates for the position of senior banker. To join our growing team, please review the list of responsibilities and qualifications.
Responsibilities for senior banker
- Early detection and identification of problem loan situations and the surfacing of any credit deterioration to appropriate management and maintaining accurate loan risk ratings
- Involve appropriate specialists/parties in the relationship, when needed, to properly meet clients' needs
- Rigorously apply processes and procedures to properly analyze clients' needs, and establish an integrated and profitable financial strategy with them
- Negotiate terms and conditions for files that conform to risk management standards and profitability criteria
- Establish ongoing communication and thorough follow-up with NBF Investment Advisors, to identify IA needs and provide solutions to allow them to maximize sales opportunities with their clients
- Deliver on the Advisor Promise at all times
- Provide exemplary service and a client-centric experience that align with our nine wealth management service values
- Ensure full understanding of the service offering among NBF Investment Advisors
- Outside business development calls with Relationship Manager
- Assist Relationship Managers with business development
Qualifications for senior banker
- Professional Designations such as the CSWP, CIM, TEP, are desirable, however are not required
- Minimum 3 years of experience in private banking
- Ability to understand / speak Cantonese and Mandarin is a must
- Sales drive & passion
- High degree of capability in building deep relationships with HNW clients and establishing HWN relationships with PB and PWM
- Ability to understand and assess pre-established financial plans of varying complexity and make product/solution recommendations
5
Senior Banker Job Description
Job Description Example
Our company is growing rapidly and is looking for a senior banker. To join our growing team, please review the list of responsibilities and qualifications.
Responsibilities for senior banker
- Posses thorough knowledge of existing bank products and keeping up to date with new products and services
- Work with other team members (Relationship Manager’s, loan processors, client liaisons) to provide a more efficient sales and workflow environment
- Assist clients with safe box entry
- Ensure proper and accurate documentation of loan requests
- Establish rapport with the local real estate community and update regularly on
- The aforementioned duties are all essential job functions of this position
- Research and resolve customer issues by acting as the liason between the customer and internal bank departments
- Retain branch clients and increase product usage by recognizing cross sell opportuntites
- Work as a back-up teller when needed
- Assist Branch Manager or other partners in conducting joint, outbound calls
Qualifications for senior banker
- Highly specialized and detailed level of knowledge
- Conceptual understanding required in order to profile business owner needs at a high level and make a handoff to the appropriate specialist
- Ability to speak / understand Cantonese is required
- All internal applicants must meet minimum sales performance requirements including 2 consecutive quarters of achieving sales targets
- 2 years sales and service experience in a licensed role required
- Able to communicate well in French English