Business Banker Job Description
Business banker
provides strategic analysis of home lending products to assist in managing the mortgages back book for business lending;.
Business Banker Duties & Responsibilities
To write an effective business banker job description, begin by listing detailed duties, responsibilities and expectations. We have included business banker job description templates that you can modify and use.
Sample responsibilities for this position include:
Effectively onboard business prospects and grow existing business customer’s lending, depository, and treasury management relationships
Experienced in branch or small business lending, you will assess economic value and risk potential of new business
Actively cross sells other bank products, such as
Underwrites loan requests within the parameters of the Bank’s policies and procedures
Demonstrates a commitment to fair lending practices
Risk Management - Support PNCs strong risk management culture through awareness, knowledge and sound decision making
Coordinates with various divisions and departments (Trust, Branches, Operations, ) in the servicing of routine transactions and in solving the special customers
Follows up on loan exceptions to insure timely clearing
Identify and develop new business relationships that have annual revenues between $2MM - $20MM
80-90% of time will be spent in market generating business by meeting with prospects, outside calling, attending networking functions, and community events
Business Banker Qualifications
Qualifications for a job description may include education, certification, and experience.
Education for Business Banker
Typically a job would require a certain level of education.
Employers hiring for the business banker job most commonly would prefer for their future employee to have a relevant degree such as Bachelor's and Collage Degree in Business, Finance, Business/Administration, Economics, Management, Real Estate, Education, Communication, Accounting, Sound
Skills for Business Banker
Desired skills for business banker include:
Small business financial products and services
Bank products and services
Competitors’ products and pricing in the market served
Lending
Software applications
Credit analysis preferable in a commercial lending environment
Policies
Federal and state laws and regulations relating to commercial lending
Bank products
Desired experience for business banker includes:
3 years of proven success in consistently meeting or exceeding sales goals
Fosters collaborative partnerships that deliver value for customers, partners and the organization
At our company, we have been helping our customers and communities for over 195 years
Bachelors Degree with 7 years experience in Business Banking or sales
OR High School Degree or GED with 8 years experience in Business Banking or sales
High School Diploma, GED, Equivalent Certification, military experience
Business Banker Examples
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Business Banker Job Description
Job Description Example
Our company is growing rapidly and is hiring for a business banker. We appreciate you taking the time to review the list of qualifications and to apply for the position. If you don’t fill all of the qualifications, you may still be considered depending on your level of experience.
Responsibilities for business banker
- Understand and carry out senior management’s (Group Sales Executive, Market Sales Executive and Market Credit Executive) sales objective(s) within their respective marketplace / territory
- Stay current with national, regional, and local industry trends
- In partnership with the Branch Manager, you will coach staff to identify business opportunities and empower them to deliver superior customer service by running regular sales focus sessions
- Lead and/or participate in new business development initiatives targeting existing and prospective clients located in Southeast Houston, Baytown, Channel View, Ship Channel industrial areas
- Focusing on deposits and loan production, fee income generation
- Managing a portfolio of business relationships and serves as the primary contact for borrowing needs
- Engaging bank partners to help provide business services to meet the customers full range of needs
- Representing the Bank in various civic and community functions to enhance the Bank's image while developing additional relationships
- Utilizes bank contact management system to retain prospective client names and records, standard bank templates (such as term sheet template)
- Acquires and develops small and mid-sized business customer relationships by proactively developing business and community relationships
Qualifications for business banker
- Experience in building and maintaining relationships with customers and prospects
- Strong Center of Influence (COI) network – required
- Experience in analyzing financial statements - required
- Strong prospecting and sales skills
- Credit knowledge
- Career growth opportunities in Retail, Business Banking or Wealth Management, including, but not limited to, Licensed Relationship Banker, Branch Manager and Business Relationship Manager based on success in this front-line role
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Business Banker Job Description
Job Description Example
Our growing company is looking for a business banker. Please review the list of responsibilities and qualifications. While this is our ideal list, we will consider candidates that do not necessarily have all of the qualifications, but have sufficient experience and talent.
Responsibilities for business banker
- Profiles new and existing customers to discover their business and personal goals in order to provide business solutions to match their current and future needs
- Proactively identifies business customer opportunities and fulfills their needs or refers the customer to other specialized internal business partners
- Works in collaboration with internal business partners
- Uses every customer interaction as an opportunity to build a relationship with each customer through effective profiling, tele-consulting and where appropriate refers customers to business partners
- Meet sales goals as assigned
- Adheres to all operating and regulatory compliance guidelines
- Acts as lead to branch personnel in the absence of Business Development Manager and Assistant Manager
- Delivering a personalised, expert, quality-driven service to Barclays Business customers over the telephone
- Capturing customer information during calls to develop an understanding of the customer’s needs
- Actively participates in an aggressive business development plan to increase the Bank’s loan and deposit portfolio
Qualifications for business banker
- Minimum of 2 years of sales and customer service experience, preferably working with business clients
- Ability to effectively engage with customers and identify needs to enhance the small business customer relationship
- Self-motivated, confident and the ability to multitask effectively
- Negotiates loan terms and conditions
- Remains well versed in industrial, economic and financial situations relating to assigned clients
- MUST HAVE Bachelor degree in business, finance or a related field
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Business Banker Job Description
Job Description Example
Our company is looking to fill the role of business banker. To join our growing team, please review the list of responsibilities and qualifications.
Responsibilities for business banker
- Manages and services assigned loan and deposit portfolios
- Prices each loan and deposit product according to current Bank pricing guidelines
- Resolves client problems and assists with general inquiries
- The Business Banker will proactively and regularly contact clients and prospects to assess and provide solutions to short-term and long-term credit needs
- The Business Banker will obtain necessary financial and credit information such as financial and operating statements to develop understanding of business operations, assess management abilities and determine accurate assessment of risk
- Responsibility to manage and grow existing relationships
- Develops and implements strategies/plans to assist Branch Managers within assigned Markets and establishes behaviors for success to achieve Business Banking goals
- Participates in prospect and client meetings to observe Branch Managers in sales environment
- Participates in all bank marketing and sales promotions
- Manage Book of Business
Qualifications for business banker
- MUST HAVE advanced interpersonal, oral and written communication skills needed to create relationships with loan clients
- MUST know the Pasadena CA marketplace and have a successful history of closing business
- The ideal candidate has 3 to 5 years’ experience managing a portfolio of commercial banking clients, has a strong knowledge of the Barrington, Hoffman Estates, Palatine, Hanover Park and Schaumburg markets, and experience with Treasury Management products
- Bachelor’s Degree or Equivalent in Finance, Economics or related quantitative field preferred or equivalent experience
- Minimum of at least 1-3 years' Business Banking sales experience required
- High school or GED required, unless age 18
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Business Banker Job Description
Job Description Example
Our company is growing rapidly and is hiring for a business banker. Thank you in advance for taking a look at the list of responsibilities and qualifications. We look forward to reviewing your resume.
Responsibilities for business banker
- Ensuring that all activities and duties are carried out in full compliance with regulatory requirements, Enterprise-wide Risk Management Framework and Barclays’ Policies
- Consults with other Business Bankers and Branch Managers on challenging/complex sales opportunities
- Focuses on acquisition of new bank clients
- Sources and provides credit solutions for prospects and clients
- Develops small business skills and provides ongoing coaching to branch team
- Fosters teamwork by assisting the branch team in a front-line support capacity on an as needed basis
- Sell financial institution products and services, focused on Professional and PYMES clients
- Manages an existing loan portfolio in conjunction with the Manager of Business Banking
- Responds in a timely manner to all loan opportunities
- Provides a high level of service to existing clients to identify and expand the number of services provided
Qualifications for business banker
- Business to business sales or financial services sales experience preferred
- The ideal candidate has 5 years’ experience managing a portfolio of commercial banking clients, has a strong knowledge of the Chicagoland markets, and experience with Treasury Management products
- A Bachelor’s degree in business, finance, banking or related field is required
- Graduation from a recognized school of banking is an asset
- Experience should include previous loan structuring and credit analysis responsibilities
- Must have well-developed sales, interpersonal and negotiating skills
5
Business Banker Job Description
Job Description Example
Our innovative and growing company is looking to fill the role of business banker. Please review the list of responsibilities and qualifications. While this is our ideal list, we will consider candidates that do not necessarily have all of the qualifications, but have sufficient experience and talent.
Responsibilities for business banker
- Responsible for the Business segmentation of 3 to 5 bank branches
- Identifies risk rating changes promptly and retains clients with risk ratings of 1-5
- Collects from existing customers financial information business loan agreements require
- Work independently to identify, explore and acquire potential new Customers by prospecting and networking with businesses and COI's
- Builds relationships by visiting prospective Customers within assigned Market
- Analyzes opportunity of potential relationships balancing Customer needs/goals with Business needs/goals, evaluating options
- Manage production and record transactions on booked business
- Update pipeline and production reports weekly and/or monthly
- Update and maintain all Customer records, transactions, etc using 360, Aperio, and Signature
- Maintain a strong risk management perspective, including execution of all appropriate BSA /KYC/CDD processes and procedures in the opening of all deposit and credit accounts
Qualifications for business banker
- Must have basic accounting and credit skills
- Must be detail oriented and possess the proven ability to prioritize complex work assignments
- Must be proficient in the use of basic office equipment with an emphasis on calculator and computer
- Business Banker I - Associates degree or equivalent from two-year college or technical school
- Business Banker II - Bachelor'sdegree or equivalent
- Business Banker III - Bachelor's degree or equivalent