Corporate Banker Job Description
Corporate banker
provides effective leadership to Loan Administration personnel, as applicable, to ensure effective management of the Corporate loan portfolio.
Corporate Banker Duties & Responsibilities
To write an effective corporate banker job description, begin by listing detailed duties, responsibilities and expectations. We have included corporate banker job description templates that you can modify and use.
Sample responsibilities for this position include:
Preparation of credit submissions and other documentation related to the transaction approval process (including assistance related to loans syndications, pipeline management, single name strategies and Exceptions Committee papers) through closing and ongoing monitoring
Structure and monitor syndicated and bi-lateral loan market and transactions
Work in a team environment with Investment Banking, DCM, FX
Liaise and be primary contact with back and middle office functions connected to, for examples, wires, payments, settlements
Engage peers in Risk Management and Credit Portfolio Management in the application for credit and in subsequent administration and monitoring
Identifying cross sell opportunities when assessing customers financial needs and referring them to the appropriate specialists
Providing existing and prospective customers with the correct information regarding national products and services, including their options
Ensuring a high level of customer satisfaction
Having a strong focus on first call resolution
Follow up and coordinate all deals and requests from clients and coordinate with the Financial Solutions, execution and other internal teams, external professional consultants
Corporate Banker Qualifications
Qualifications for a job description may include education, certification, and experience.
Education for Corporate Banker
Typically a job would require a certain level of education.
Employers hiring for the corporate banker job most commonly would prefer for their future employee to have a relevant degree such as Bachelor's and University Degree in Education, Business, Finance, Economics, Accounting, MBA, Business/Administration, Communication, Management, General Education
Skills for Corporate Banker
Desired skills for corporate banker include:
Corporate banking products
Commercial loan products & lending / compliance regulations
Cash management
Commercial loan products
Commercial/corporate loan structures
Credit analysis techniques
Disbursement procedures
Experience with industry standard loan documentation
Setting of appropriate loan and financial covenants
Underwriting functions
Desired experience for corporate banker includes:
5-7 years of experience in capital markets with 3-5 years of investment banking/corporate finance experience or direct interaction in a business development role with corporate CFOs/ treasury staff
Detailed understanding of the debt capital markets (bonds and loans) and the roles of other key market participants (issuers, investors)
Maintaining constant awareness of debt market conditions/trends across the Leveraged Finance and Investment Grade markets and, furthermore, how or where these may impact rating agencies and the firms’ new business initiatives
Researching marketing angles or areas where firm can differentiate itself from the competition, communicate and present findings to co-workers for discussion
Developing marketing case studies and presentation slides dedicated to a specific product, sector or vertical for an upcoming or prospective meeting
Creating, coordinating and implementing outreach plans (eg, research report distribution, promoting ‘wins’) for key targets
Corporate Banker Examples
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Corporate Banker Job Description
Job Description Example
Our innovative and growing company is looking to fill the role of corporate banker. To join our growing team, please review the list of responsibilities and qualifications.
Responsibilities for corporate banker
- Provides guidance and direction to less experienced lenders in analyzing financial data and evaluating credit worthiness
- Interprets, applies and recommends changes to credit policies and procedures
- May assist in the development of credit policies
- Contacts customers and prospects to market loan demand deposit products
- Advises senior management on complex commercial lending issues
- Interviews loan applicants
- Obtains, interprets and evaluates financial information to determine credit worthiness and make decisions at the highest lending limits
- Handles difficult negotiations and credit assessments on an independent basis
- Creates a pipeline of business of secure, profitable loans, deposits and specialty commercial finance services
- Maintains a customer/prospect database
Qualifications for corporate banker
- Travel limited, but primarily within the Continental U.S. , amount dependent on business need
- Adept at preparing Powerpoint presentations and building Excel spreadsheets, experience with Bloomberg and/or other financial data platforms essential
- Leadership skills for both direct team members affiliated internal partners
- Ability to manage and develop junior resources--both direct team members with product partners
- A minimum of 8-10 years of progressive Corporate and Commercial Real Estate banking experience
- Influenced the strategic direction and develop tactical plans to complete large and complex Corporate Real Estate transactions
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Corporate Banker Job Description
Job Description Example
Our growing company is hiring for a corporate banker. If you are looking for an exciting place to work, please take a look at the list of qualifications below.
Responsibilities for corporate banker
- Responsibility for marketing in-scope, EMEA specific, solutions across multiple disciplines, including traditional credit products, core cash management and liquidity, FX, Flow derivatives, and all non-IB products
- Develops and maintains a balanced and sound loan portfolio in conformance with established policies, strategies and procedures
- Structures and prices loans, negotiates with customers and obtains approvals
- Monitors existing loans to ensure compliance with terms of the loan and takes corrective action on variances
- Build and develop Treasurer/CFO level coverage of Corporate Bank selected clients in Japan
- Responsible for partnering with HQ parent teams and regional teams to drive and deliver financial goals for GCB and TS Sales for Japan MNC
- Promote the needs of the Japan-based MNC clients with local and regional product partners
- Build and develop relationship with selected Corporate Banking clients in Japan
- Development of forward looking new business and account plans for clients and the maintenance of existing business relationships
- You will be expected to drive account planning processes for Corporate Bank selected clients
Qualifications for corporate banker
- Loan portfolios, capital lines, equipment term loans, and commercial real estate and Small Business Administration (SBA) loans
- Established organizational policies, strategies and procedures for commercial lending
- Analyzing financial information and determining credit worthiness
- Interpreting and applying credit policies and procedures
- Developing credit policies
- Marketing loan demand deposit products
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Corporate Banker Job Description
Job Description Example
Our growing company is searching for experienced candidates for the position of corporate banker. Thank you in advance for taking a look at the list of responsibilities and qualifications. We look forward to reviewing your resume.
Responsibilities for corporate banker
- Responsible for growing the business, increasing clients buying power for all business originated in North China
- Be a Greater China knowledge subject matter expert
- Be the central point for recruiting for bankers in for North China
- Assure that bank polices are uniformly understood and properly interpreted and administered by subordinates
- Represent the bank in targeted business community through active participation in the community affairs and ensure the marketing of all of the banks' products and services
- Negotiate terms, structures loan financing based on risk considerations, and present credits for approval to appropriate levels of authority within the bank as required
- Operate as key member of the deal and leads preparation of lending proposals and pitch to prospective clients with efforts to maximize sector penetration and returns deliver activities in instituting cross-selling initiatives to clients across all areas of the company and transition them into significant sales
- If you are a CIB staff who is a registered representative, you are expected to refer business to BTMUS
- Develop relationship and close deals, taking responsibility for Treasury Service (TS) clients
- Support the implementation of new client solutions and follow up client queries
Qualifications for corporate banker
- Maintaining a customer and prospect database
- Developing and maintaining a loan portfolio
- Structuring and pricing commercial loans
- Verifying customer compliance with terms
- In partnership with the Headquarter Corporate Banker or Global Subsidiary Bankers, drive account planning processes for selected clients
- These points have been carefully considered as being essential for the role
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Corporate Banker Job Description
Job Description Example
Our growing company is hiring for a corporate banker. To join our growing team, please review the list of responsibilities and qualifications.
Responsibilities for corporate banker
- Build and develop Treasurer/CFO level coverage of subsidiaries of Corporate Bank Chinese clients in Latin America jointly with local MNC corporate bankers
- Identify new business opportunities, collaborate on deal execution
- Development forward looking new business plans for clients and the maintenance of existing business relationships
- Responsible for partnering with HQ parent teams in China to drive and deliver financial goals for GCB and TS Sales for LatAm MNC
- Conduct regular cross functional reviews with peers (locally and regionally) to ensure coordinated management of client relationships
- Ensure a strong Risk & Control framework is maintained with an ongoing focus on adherence to KYC, AML, GFCC, PAD, PEP and Reputation Risk standards
- Promote the ongoing needs of the Latin America based MNC clients with local and regional product partners
- Originating and executing bond transactions in partnership with DCM partners, including onshore domestic bond deals, panda bond deals supporting offshore deals
- Daily responsibilities include both leading or assisting in bond execution marketing, preparing bond market updates, conducting due diligence, internal/external project management, and client management through marketing and pricing dynamics
- Successfully completes specialized training courses covering accrual accounting, debt service coverage and more complex accounting concepts as applied to the analysis of financial risk
Qualifications for corporate banker
- Requires Bachelors in Finance, Economics or business degree
- Credit Training a plus
- Understanding of international economy and markets
- Spanish language skills are preferred
- Bachelor Degree holder with at least 10 years of relevant experience in investment banking or corporate finance, or M&A experience in corporate strategy or investment management in oil and gas
- Excellent Interpersonal and communication skills and an ability to influence top business leadership
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Corporate Banker Job Description
Job Description Example
Our innovative and growing company is looking for a corporate banker. Please review the list of responsibilities and qualifications. While this is our ideal list, we will consider candidates that do not necessarily have all of the qualifications, but have sufficient experience and talent.
Responsibilities for corporate banker
- Successfully completes training courses covering business lending, cash flow and asset conversion
- Develops advanced client service skills, including knowledge of products and services used to help commercial and corporate customers succeed
- Build and develop Regional / in-country Treasurer level coverage of selected MNC Corporate Bank clients in Hong Kong
- Plans and executes a strategic direct calling program for large corporate companies in a designated geography, executes a strategic networking program on centers of influence
- Develops and maintains relationships with large corporate prospects to actively market and solicit commercial loans
- Build and develop Regional / in-country Treasurer level coverage of selected MNC Corporate Bank clients in Singapore
- Prepares analyses, reports and presentations for review and approval
- Develops and maintains relationships with large corporate market prospects to actively market and solicit commercial loan
- Relationship management for existing European high growth Technology clients
- Ability to identify, build, maintain and develop brand new client relationships across Europe
Qualifications for corporate banker
- Must be able to demonstrate strong credit knowledge, preferably have either been in credit or debt capital markets
- Demonstrable proficiency with market and product terms
- Self-directed, highly motivated, and able to work independently and in team
- The ability to read and speak English and Mandarin would be desirable
- Minimum of 5 years post MBA graduate and banking experience and/or equivalent combination of experience and education
- Client relationship and marketing presentation skills