Banker Job Description
Banker
provides deep understanding of Retail Banking and strong Customer Service Skills with the ability to engage customers in conversation regarding products and services.
Banker Duties & Responsibilities
To write an effective banker job description, begin by listing detailed duties, responsibilities and expectations. We have included banker job description templates that you can modify and use.
Sample responsibilities for this position include:
Knowledge of all Bank products and services and ability to educate and demonstrate customers on such, cross sell various products and services
Maintain a current understanding of Bank policies and procedures
Maintains a current understanding of Bank policies and procedures in compliance with all federal and state laws, including but not limited to Bank Secrecy Act (SARs, CIP, OFAC), Information Security (GLBA), Identity Theft Red Flags, Financial Elder Abuse Reporting, and any other applicable regulations that may be specific to your job duties
Assess the needs of customers and offer them banking services that meet their financial needs
Ability to perform all transactions required by a customer and use appropriate technology to provide services most effectively and efficiently
Generate leads and uncover new streams of revenue within existing relationships
Manage risk and compliance while supporting the operations of the branch
Expands knowledge of Bank standards and culture in order to make appropriate
Demonstrating a strong level of knowledge and understanding of our digital products, enabling you to proactively educate our customers to have confidence in using digital products
Reconciles customer accounts for issuance and redemption of markers, front money, safekeeping returns and write-offs
Banker Qualifications
Qualifications for a job description may include education, certification, and experience.
Licensing or Certifications for Banker
List any licenses or certifications required by the position: IRA
Education for Banker
Typically a job would require a certain level of education.
Employers hiring for the banker job most commonly would prefer for their future employee to have a relevant degree such as Collage and High School Degree in Education, Military, Business, Finance, Communication, Financial Services, Technology, General Education, Associates, Management
Skills for Banker
Desired skills for banker include:
Procedures
Services
Retail products and services
Financial services industry
Products and solutions
Policy
Policies
Regulatory guidelines
Ability to quickly learn banking and lending products
Effective marketing and sales practices
Desired experience for banker includes:
High School diploma or equivalency preferred, and college degree a plus
NMLS registration and successful completion of a credit check will be required
High School diploma or equivalency preferred, and college degree
NMLS registration and successful completion of a credit check will be require
NMLS registration and successful completion of a credit check will be requiredservice, universal banker, teller, finance, CSR, relationship banker
Based on the role assigned, NMLS registration and successful completion of a credit check may be required
Banker Examples
1
Banker Job Description
Job Description Example
Our growing company is searching for experienced candidates for the position of banker. We appreciate you taking the time to review the list of qualifications and to apply for the position. If you don’t fill all of the qualifications, you may still be considered depending on your level of experience.
Responsibilities for banker
- Prepares fills and credits for table games and processes Dealer’s tokes
- Prepares the daily deposit with negotiable instruments and cash and accompanies deposits for pick-up
- Encodes markers for daily deposits
- Rotates chips on a daily basis
- Accurately process Poker Room activity
- Begin with a personal welcome to everyone who calls or comes into a branch
- Use every customer interaction as an opportunity to have quality conversations and individually understand the financial needs and goals of our customers
- Employ appropriate solutions for your customers
- Responsible for providing exceptional customer service in accordance with Valley's mission statement
- Meets with customers to analyze financial needs and maximize sales opportunities
Qualifications for banker
- May be required to manage a cash drawer
- Life, Health, Series 6/63, and/or NMLS Registration preferred
- Must be able to manage and process information through contact management system
- Training will take place in Pasadena for about 2 weeks
- Opens and closes accounts, resolves inquiries and problems, and changes account types
- Approves and authorizes overdrafts
2
Banker Job Description
Job Description Example
Our innovative and growing company is looking to fill the role of banker. To join our growing team, please review the list of responsibilities and qualifications.
Responsibilities for banker
- Ensures adequacy of Branch cash for daily transactions by assisting the branch staff in ordering and shipping currency and coin, and controlling and distributing cash to Tellers in prescribed limits
- Complies with the Secure and First Enforcement for Mortgage Licensing Act (S.A..F.E
- Ensures and maintains compliance with Bank's established dress code
- Adheres to dress code and other appearance requirements
- Performs other duties in absence of branch management
- Maintain accurate sales records and regularly reviews sales results with Branch Manager and prepares an action plan taking appropriate steps to meet/exceed sales objectives
- Ensure that all customer transactions, ranging from check cashing to cash depositing to loan payments to counting currency and coin, are handled accurately and timely according to guidelines
- Assist in training branch team members, on product knowledge and skill development when necessary
- Assist other team members in non-primary assigned duties whenever necessary and perform other work-related duties as assigned
- Be a leader by living the One Team concept which includes personal joint calling efforts by collaborating with business partners to acquire, expand, and retain customer relationships
Qualifications for banker
- Three years of teller experience
- Must have previous money handling experience
- Listen to our customers to learn about their needs
- Provide an outstanding client banking experience
- Work as a key member of the branch banking team
- Perform settlements and transaction processing
3
Banker Job Description
Job Description Example
Our company is growing rapidly and is searching for experienced candidates for the position of banker. Please review the list of responsibilities and qualifications. While this is our ideal list, we will consider candidates that do not necessarily have all of the qualifications, but have sufficient experience and talent.
Responsibilities for banker
- Proactively engage in quality conversations with new and existing customers to discover their business and personal goals in order to individually understand their current and future needs
- Employ appropriate solutions for small business customers and their employees
- Prepare a calling plan for each new business prospect in conjunction with the strategic business development program
- Partner with Branch Manager to develop and implement promotional sales campaigns, cross-sell plans and tele-consulting activities
- Be a leader by living the One Team concept which includes personal joint calling efforts by collaborating with business partners to acquire, expand, and retain business customer relationships
- Maintain accurate sales records and regularly reviews sales results with Branch Manager and prepare an action plan taking appropriate steps to meet/exceed sales objectives
- Maintain an awareness of competitive products, practices, rates and changes in market area
- Loans -- New Production (Individual)
- At the direction of the District Operations Manager, must have the ability to travel to various branch locations to provide coverage which will continue to ensure high levels of customer service within the branch network
- Ability to adapt to different staff and customers daily due to continuously varying branches, while performing the same functions and providing the same level of service
Qualifications for banker
- Previous sales and cash handling experience, preferred
- Ability to present a confident and professional demeanor to establish trust and knowledge from the customer
- Must be self-driven with a positive outlook and have the ability to demonstrate confidence, tact, patience, and diplomacy while dealing with customers
- High School Diploma or GED and a minimum of two years Valley branch experience or three years financial institution/branch banking experience, and/or successful completion of the Valley internship program
- A degree from a 2 year or 4-year college or university preferred
- Previous experience with bank sales as a Personal Banker
4
Banker Job Description
Job Description Example
Our company is looking for a banker. We appreciate you taking the time to review the list of qualifications and to apply for the position. If you don’t fill all of the qualifications, you may still be considered depending on your level of experience.
Responsibilities for banker
- Will be required to assist other branches with staffing needs
- The incumbent on this position is responsible for accurate accountability of the cashier department activity - Performance in this position must be pleasant, efficient, an honest manner at all times - Will also be responsible for accurately completing and updating electronic MTL/MiL and chip bank - Accurately process Poker Room activity
- Experience comprehensive training to position you for success
- Be empowered to pursue your interests, develop new skills, and make a difference every day
- Provide exceptional customer service by efficiently and accurately processing customer transactions
- Identify and service customer needs and resolve issues while building relationships in your community
- Open new accounts and uncover cross-selling opportunities that benefit customer financial wellness
- Partner with and refer customers to internal insurance, mortgage, and other key areas within the bank to help meet their financial needs
- Support the operational integrity of the branch
- Proactively aisle prospect at our in-store locations
Qualifications for banker
- Demonstrated sales and marketing experience with a track record of exceptional customer service and proven high performance
- Business financial analysis experience preferred
- Basic math, computer and typing skills required
- Ability to maintain regular and punctual attendance with flexibility to work hours as needed, including but not limited to rotating Saturdays, as determined to meet business needs
- Must possess good judgment skills and the ability to handle confidential information
- Will obtain and maintain NMLS license