Community Banker Job Description
Community banker
provides exceptional customer service while up-selling and cross-selling products and services to our prospective and established customers.
Community Banker Duties & Responsibilities
To write an effective community banker job description, begin by listing detailed duties, responsibilities and expectations. We have included community banker job description templates that you can modify and use.
Sample responsibilities for this position include:
Take the time to understand the customer’s needs and develop trusting relationships by becoming the ‘Go To’ person whilst promoting the Banks products and services
Be aware of activities in the Local Community by getting to know your Customers and acknowledging events
With proficiency in credit fundamentals, determines the appropriate risks in prospective and existing customers and transactions so that all relationships are entirely in strategic alignment with Bank risk profiles while delivering maximum CRA benefit to the Bank
Maintains knowledge of all Bank products and continually develops product expertise
Analyze, review, prepare, and structure new LIHTC construction and/or perm loans non-tax credit loan opportunities with Community Development oriented organizations
Prepare complex written loan credit packages for review and approval by Senior Credit Executives of the Bank
Direct and oversee the work of Portfolio Managers assigned to your transactions
Analyze and review loan opportunities utilizing sound commercial real estate underwriting fundamentals Community Development Credit policies
Work closely with Community Development Investment team working on shared tax credit and non-tax credit financing opportunities
Represent the Bank at internal and external meetings, have a presence at industry conferences and demonstrate leadership in the field of Community Development
Community Banker Qualifications
Qualifications for a job description may include education, certification, and experience.
Education for Community Banker
Typically a job would require a certain level of education.
Employers hiring for the community banker job most commonly would prefer for their future employee to have a relevant degree such as Bachelor's and Associate Degree in Education, Business, Finance, Accounting, Business/Administration, Economics
Skills for Community Banker
Desired skills for community banker include:
Our specialist areas
Business banking products
Business deposit products
Current and future trends to help customers use our services
Current and future trends
Company products and making referrals to other areas
Federal and state laws and regulations relating to lending
Knowing where to find information about them to ensure you deliver the most appropriate outcome for the customer
Our products and services up to date
Products and services
Desired experience for community banker includes:
Works on special team projects as assigned
Minimum of 5 years of community development and/or commercial real estate lending experience working in the tax credit industry
Preferred experience in Low Income Housing Tax Credit (LIHTC) industry
Understands programs and agencies that are vital to the affordable housing and community development industry (HUD, HOME, HAP, CDBG, etc)
Advanced skills as a consultative sales professional
Strong skills in working with complex financing structures
Community Banker Examples
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Community Banker Job Description
Job Description Example
Our company is growing rapidly and is looking to fill the role of community banker. Thank you in advance for taking a look at the list of responsibilities and qualifications. We look forward to reviewing your resume.
Responsibilities for community banker
- Responsible for developing specific levels of new business account openings
- Develop internal and external referral sources through centers of influence, participation in bank events and community activity
- Set-up and coordinate meetings between prospective customers and appropriate line of business partners (Commercial Loan Officers, Branch Managers, Cash Management Representatives, Mortgage Loan Officers, Investments Officers, Outside Affiliated Product Reps.)
- Delivering an expert, quality-driven service to our customers
- Demonstrating ownership of all queries and acting as the first point-of-contact for all their day-to-day banking requirements, using various communication methods
- Proactively educating customers on the features and benefits of the international proposition, and managing clients throughout the proposition tiers
- Providing exquisite customer service in every interaction you have with our customers in the branch
- Learn the basics of commercial and agriculture lending through on the job training
- Participate on sales calls/visits
- Create business development strategies for approaching existing commercial clients new prospects
Qualifications for community banker
- Keeps things simple and on track
- Can manage up down and sideways in the organization
- Has led people and process
- Identifies problems and recommends appropriate solutions
- Two or more years in retail banking or business development
- Ability to develop business relationships
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Community Banker Job Description
Job Description Example
Our company is growing rapidly and is searching for experienced candidates for the position of community banker. If you are looking for an exciting place to work, please take a look at the list of qualifications below.
Responsibilities for community banker
- Builds and maintains a portfolio mix of targeted high value and high potential small business clients
- Acts as a financial advisor by educating the customer about financial strategies
- Assisting with key banking tasks, process audits, or reports
- Delivering innovative tailored solutions and exquisite service by listening to our customers’ needs and wants
- Being aware of and participating in activities in the Local Community by getting to know your customers and acknowledging events
- Develop new relationships through calling on targeted potential clients
- Cross-sell retail and trust services such as credit cards, personal trusts, and investment, financial, and estate planning services
- Act as a financial advisor by educating the customer about financial strategies
- Build and maintains a portfolio mix of targeted high value and high potential clients
Qualifications for community banker
- Strong presentations and negotiation skills
- An excellent level of attention to detail actively listening to customers to be able to anticipate and meet their servicing needs
- You may have worked previously for a financial organisation
- You will have commitment to provide a world-class service and drive our dedication to the customer experience
- Experience in the local market preferred for better understanding of the lending environment and potential customer base
- Pursuing a degree in business, accounting or a related area of study at an accredited college or university