Underwriting Manager Resume Samples

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H Brakus

Hazel

Brakus

14208 Jarod Union

San Francisco

+1 (555) 303 6979

14208 Jarod Union

San Francisco

Phone

p +1 (555) 303 6979

Experience Experience

Dallas, TX

Underwriting Manager

Dallas, TX

Hagenes Group

Dallas, TX

Underwriting Manager

50 % - Plan, manage and evaluate work of staff, as well as make decisions regarding pay, performance management, employment and staffing
Assist is developing strategies to improve profit and growth results
Improves producer plant by revitalizing select producers, addressing underperforming producers, and establishing prospecting process
Develops and utilizes management reports and analytics tools to assist in monitoring team and individual underwriter results
Assist in developing procedures to affect service improvements and incorporate into a departmental procedures portal
Provide assistance, quality control monitoring, and training to develop underwriting processes for back up personnel
Create and execute quarterly and annual performance reviews

Detroit, MI

Regional Underwriting Manager

Detroit, MI

Schmidt, Reynolds and Durgan

Detroit, MI

Regional Underwriting Manager

Primary point of contact with Regional Sales Manager, Credit Risk Management and Senior Management on mortgage transactions
Develops customer service standards for commercial bond team. Drives customer service performance to established standards
Works with loan officers, branch managers, and other staff in the branches to properly structure the loan
Works with other members of the PRCB team, Specialty and P&C to develop and pursue cross selling opportunities
Monitors and manages daily workflow on loan files and maintaining company’s turn time
Provides support to Underwriting Managers with onboarding process and with employee relations issues
Create and maintain a highly efficient and productive environment/culture that values its team members and rewards performance

present

Philadelphia, PA

Underwriting Manager, Select Express

Philadelphia, PA

Feeney and Sons

present

Philadelphia, PA

Underwriting Manager, Select Express

present

Creates an environment of collaboration and continuous improvement with business partners
Staff Management and Development
Reviews and adjusts workload assignments to effectively manage individual underwriter
Quality Management
Provides guidance to underwriters to ensure quality underwriting decisions are consistent
Identifies opportunities for improvement and implements action plans to address underwriting
Approves or provides recommendations for situations involving Coverage Reformation or

Education Education

Bachelor’s Degree in Business

Portland State University

Bachelor’s Degree in Business

Skills Skills

Insurance industry knowledge, specifically a broad healthcare and professional liability background
Building and underwriting a diverse and profitable book of business
Maintain a strong working knowledge of business processes, guidelines, products and systems
Strong operational leadership is essential, with solid analytical, problem-solving and interpersonal skills
Excellent organisation and time management skills and ability to prioritise
Experience managing underwriting teams (P&C) and processes with a passion for the healthcare profession
Strong project management and reporting experience
Knowledge of Mortgage LOS systems, multiple AUS applications, and underwriting software systems
Ability to develop and build trust based business relationships with customers, producers and key business partners, locally and overseas
Knowledge of major legal & regulatory issues in HK and to some extent in overseas markets added advantage

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15 Underwriting Manager resume templates

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Credit Underwriting Manager Resume Examples & Samples

Bachelor's degree or equivalent experience required. Graduate School experience desired. Understanding of business needs/requirements
Six to ten years Credit Analysis & Risk Underwriting Management experience
Previous commercial credit authority required
Good corporate and merchant credit and exposure analysis skills
Strong process and project management skills
Ability to read and interpret commercial credit bureaus, analyze trade experience, and utilize external financial resources to underwrite credit requests
Demonstrated commercial underwriting experience
Strong communication skills; bother written and verbal
Proficient working knowledge of Windows and Excel
Multi-tasking in a high volume environment required
Commercial Financial Statement analysis
Moody's MFA
Broad based underwriting knowledge, and 6+ years decision-making experience

Small Business Credit Card Underwriting Manager Resume Examples & Samples

Ensure that all established goals and service-level commitments are met
Resolve any issues or problems that arise on a day-to-day basis conduct annual standard performance discussions, Provide weekly/monthly feedback and coaching sessions with your employees help drive business procedures and Reporting recommendations
Understanding of underwriting principles
5 or more years of relevant banking / credit / operations experience or equivalent required
3 or more years of prior management experience
Understanding of credit products, working knowledge of consumer and business lending laws and regulations
Excellent communications skills and attention to detail
Passion for customer service and ability to communicate clearly and professionally
Bachelors degree in business or related filed preferred but not required
Team attitude

Mortgage Underwriting Manager Resume Examples & Samples

Manage the underwriting decisions on a pipeline of conventional and/or government loans
Retrieve, review, distribute and discuss reports related to the Underwriting Department with staff
Monitor compliance issues, including that all department members attend required meetings and that staff is in compliance with state and federal regulations
Monitor quality levels to ensure adherence to standards
Perform human resource tasks for the department such as coaching and evaluation and training needs
Maintain knowledge of Fifth Third Mortgage Company policies and procedures

Home Loan Underwriting Manager Resume Examples & Samples

Provides appropriate guidance, on-going feedback, support and resources to improve effectiveness of individuals in meeting department production goals
Supports the strategic direction of the Credit Union and Mortgage Lending and contributes positively to corporate and team goals
Builds positive relationships by acting with consistent and appropriate authority. Promotes and adheres to Credit Union standards for conduct and performance
Acts within established internal and regulatory guidelines, making justifiable exceptions, within assigned authority, as appropriate
Ensures proper underwriting standards are implemented in order to safeguard company assets and ensure conformity for investor standards
Stay abreast of trends in the mortgage banking and financial industries in order to effectively anticipate the market changes and opportunities; enabling orderly reaction to industry/company expansion
Provides clear and concise information to team members and presents accurate reports to management, as required
Is available to support staff and management and motivates employees to meet internal and external demands
Constructs workflow to meet changing demands; works to maximize efficiency and provides team support
Participate in the implementation of advanced technology to improve underwriting and promote timely delivery to the secondary market
Stays abreast of internal and regulatory changes, and investor guidelines that affect tasks related to the loan origination area; stays abreast of changes and deadlines affecting disclosures and 3rd party vendor requirements; establishes tracks and meets processing team and individual goals
Provides and promotes exceptional customer service, internally and externally. Responds promptly to requests for information and other inquiries
Underwrite loans for Credit Union employees and Board Members
High School Diploma; some college preferred
5+ years management experience, with 3+ years managing a mortgage underwriting team
Minimum 7 years’ experience underwriting conventional real estate transactions
Experience processing and underwriting FHA, VA (LAPP/DE) or constructions loans preferred
May experience occasional travel for training and conferences
Proficient in MS Word, Excel and Outlook
Ability to lead and motivate a production team
Requires extensive knowledge of processing home loans in accordance with conventional underwriting guidelines, including knowledge of the Fannie Mae selling guide
Ability to analyze and calculate self-employed income including partnership and corporate returns
Able to thoroughly review mortgage credit applications and appropriately assess the risk to the Credit Union and/or Investor

Sba Credit Underwriting Manager La Mesa Resume Examples & Samples

Manages and trains the SBA underwriting staff, including hiring, performance management, associate development, disciplinary action, and salary recommendations
Ensures adherence to policies, procedures and underwriting guidelines
Reviews and monitors SBA underwriting and loan packages prior to submission
Reviews industry publications to stay abreast of industry trends and changes. Prepares and distributes instructional materials, including policies and procedures to ensure staff compliance with underwriting guidelines
Analyzes the risk associated with the financial condition of existing and prospective customers to assist management in making sound credit decisions
Provides financial analysis for all types of credits. Prepares written credit analyses, industry peer comparisons, cash flow analysis and updates written industry studies
Researches institution and industry issues. Handles technical, often difficult loan functions
Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities – knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes. Follows all Bank policies and procedures, compliance regulations, and completes all required annual required or job-specific training. Actively learns, demonstrates, and fosters the Umpqua corporate culture in all actions and words. Takes personal initiative and is a positive example for others to emulate. Embraces our vision to become "The World's Greatest Bank."
Bachelor's Degree in Business, Finance, Accounting, or other related field or the equivalent in education and experience
3 years of experience in related credit analysis, underwriting, and/or loan processing (commercial, SBA, etc, as applicable to the position)
Previous supervisory/management experience
Proficient knowledge of underwriting, loan documentation, appraisal, and closing processes
Thorough knowledge of SBA Credit and Environmental policies, SBA lending and eligibility standards, and SBA documentation as well as bank policies and procedures
Possess strong leadership, problem solving, analytical, mathematical, customer service, and interpersonal skills
Ability to read and interpret data from credit reports, financial tables and charts, financial ratios, tax returns, and other financial statements and information
Possess excellent written and verbal communication skills. Ability to prepare written reports, correspondence, and financial and background information required
Proficient in word processing, spreadsheet, and industry specific software (Word, Excel, T-Soft, and Filemaker Pro preferred)
Excellent project management skills

Commercial Underwriting Manager Resume Examples & Samples

Administer policy, procedures and standards related to department processes and servicing customers. Read, interpret, obtain clarifications from credit administration/legal/compliance or other applicable areas, and enforce compliance with policies and procedures pertaining to all applicable laws and regulations. Provide direction, leadership and support to department colleagues in the resolution of complex and unusual situations to ensure accuracy, efficiency and customer satisfaction
Manage and direct the daily activities of the Underwriting Department including interviewing, hiring, training, and managing staff performance to ensure quality standards and productivity objectives are achieved. Develop highly skilled staff with emphasis on quality, customer service, retention and proactive sales through ongoing coaching and training sessions. Provide timely coaching on performance and regulatory issues in addition to company procedures for underwriting. Prepare and administer performance reviews and make recommendations for promotions and salary increases
Review credit applications from all sources; analyze corporate tax returns, personal tax returns, personal financial statements, credit reports, and business reports and perform credit analysis by calculating financial ratios, interpret the ratios and compare to the industry for a loan decision. Apply credit judgment according to established policy and guidelines and government policies and regulations. Recommend credit decisions to management on requests exceeding assigned lending authority. Use discretionary judgement for approval of credit applications not meeting underwriting policies and procedures
Respond to, research, and analyze internal and external customer concerns to assure complete and agreeable solutions to complaints; promote goodwill and salvage relationships while protecting the company’s interest
Identify and develop continuous improvement workflows and processes to correct deficiencies and reduce costs; implement new tools and methods. Assist post closing department and auditors with questions on difficult files. Assist Director of Underwriting and Default Services on special projects
Review underwriter productivity reports on a daily basis to assure quality loan production, and that those productivity standards are met/exceeded
Identify and develop underwriting policy and procedures recommendations to improve on our underwriting and risk management practices. Assist in development and implementation of short and long term goals and objectives. Assist in completion of annual budget and review functional budgets
Commercial Banking Specific Job accountabilities: Leadership of an Underwriting team capable of supporting conventional and SBA loan products up to and including $1MM in client borrowing needs. Maintain approval authority of $1MM for loans within the definition of Business Banking policies

Mortgage Underwriting Manager Resume Examples & Samples

Minimum 2 years managerial skills and extensive mortgage backround
Time management and organizational skills are a must
5+ years of manual underwriting experience
Proven ability to simultaneously manage a variety of business functions
Working knowledge of First Mortgage Policies & Procedure and primary applications StatusMart /EDGE

Mortgage Underwriting Manager Resume Examples & Samples

Prior supervisory experience or leadership skills
6 Years Prior underwriting experience
Ability to collaborate with associates, business partners and customers to resolve issues
Ability to set priorities and meet performance goals
Strong coaching and motivational skills
Capacity to work in team-oriented environment
Organizational/Time Management skills
Computer literacy skills
Demonstrate thoroughness and accuracy
Business ethics
Flexibility/Ability to adapt to change
Critical thinking skills

Wholesale Regional Underwriting Manager Resume Examples & Samples

Provides overall direction to ensure effective underwriting support to TPO -West Channel that will produce quality loan decisions and enhance the customer experience
Work closely with TPO – East counterparts to ensure consistent processes across TPO Channel
Recommend operational processes/system changes to ensure ongoing efficient and effective underwriting of loans
Manage/oversee loan quality through effective data integrity, application of loan guidelines as well as legal & regulatory requirements, ensuring NPF is approving quality loans that are salable to the secondary market in compliance with investor, agency, FHA, VA guidelines
Build a first class customer service experience for NPF TPO customers
Leverage operational management and customer performance reporting to drive a quality and consistent experience
Manage capacity to ensure consistent and predictable operational results
Earn and maintain credit signing authority up to $2,000,000
Identify, review and escalate loans for exceptions with recommendation, as appropriate
Maintain knowledge of loan products and related investor guidelines as well as mortgage industry trends and best practices
Maintain a continuous improvement approach to processes and procedures to improve overall consistency and efficiency throughout the model and to ensure a best in performance and customer service, including trend analysis data and necessary action plans to improve ongoing process performance and results
Direct the people management processes for the team, including hiring, firing, promotions, performance, compensation management and training and development
Identify training needs, coaching and supervision for all channel underwriting functions and overall compliance with all company policies and procedures
Present teams with information on product development, policy decisions and the interpretation of policies and procedures for their use in job function
Work with Channel SVP-West to support long term growth strategy for the division
Notify QA/QC of loan integrity issues
Oversee/Engage in additional projects as assigned by Senior Management
Oversee Service Level Agreements covering all loan underwriting activities
Maintain availability to travel occasionally as required
Minimum of 7 years residential mortgage underwriting experience with sound working knowledge of Fannie Mae/Freddie Mac and FHA/VA Underwriting guidelines
FHA Direct Endorsement required
Experience with DU, LP and FHA Total Scorecard Automated Underwriting systems
A minimum of 8+ years overall mortgage banking experience, with progressive operational management experience including TPO underwriting oversight responsibility
Strong management, organizational, customer service, leadership, decision-making and communication skills required
Must be adaptable and able to work in a fast pace environment
Must be highly analytical, detail oriented and well organized
Ability to make risk based lending decisions supported with relevant data and research
Knowledgeable with MS Office

Underwriting Manager Resume Examples & Samples

Five years of Underwriting, Quality Control, or equivalent experience in the Mortgage Industry
Non-agency or Jumbo loan underwriting and/or origination experience strongly preferred
Three years of Management experience required
Excellent analytical and decision making skills
Ability to articulate decisions and discuss options with confidence

CDF Risk / Underwriting Manager Resume Examples & Samples

Assessment of all other aspects of risk including but not limited to; Documentation risk, Asset risk, Legal Risk, Compliance risk, Operational risk etc. ensuring any identified risks are mitigated appropriately
Carrying out rigorous annual risk reviews of existing customers, incorporating an assessment of their credit risk as well as their in-life operational performance and where appropriate peer-group comparisons
Visiting customers where Risk presence is deemed appropriate due to the size or risk profile of deals
Manage & administer initial transactional legal documentation, security registration, and AML requirements
Embrace GE Capital’s Enterprise Risk Management and Compliance framework in line with GE policies and guidelines
Deliver on risk metrics, such as Key Risk Indicators, credit reviews and Risk OP
Be a point of expert reference for Underwriting to provide advice and support as required in relation to CDF specific policies, processes and documentation along with general credit and risk matters
External Focus: Defines success through the customer’s eyes; is in tune with industry dynamics, identifies underlying trends
Imagination: Generates new and creative ideas, is open to change; resourceful, displays courage and tenacity
Inclusiveness: Engages in teamwork, respects others’ ideas and contributions; creates excitement and drives engagement
Degree-educated, ideally with a qualification in business finance or economics
Able to build rapport and to develop relationships various internal and external stakeholders at all levels
Fluency in both oral and written English (if non-native speaker)
Additional Language skills desirable, ideally Arabic

Credit Underwriting Manager Resume Examples & Samples

Supervision, coaching, training, and oversight of highline credit team analysts in Roy, Utah
Management of annual review process for Citibusiness, Home Depot, Specialty Merchants and Fuels highline portfolios
Manage new account and credit line increase requests and processes for Citibusiness, Specialty Merchants and Fuel clients within the highline portfolio
Oversight and review of credit recommendations from analysts including second and final signing procedures of credit requests
Project management of underwriting systems for the highline credit teams
Liaison between credit operations and risk management teams for classifiably managed relationships
Performs in-depth financial statement analysis to manage new and existing relationships with exposures >$250M in addition to high risk credits
Integrates in-depth credit operations knowledge with a solid understanding of industry standards and practices
Uses judgment to complete more complex credit transactions with direct business impact
Performs analysis of credit reports, financials, etc. to provide the status on credit and operating statements
Applies analytical thinking and knowledge of credit analysis tools and methodologies
Other duties and site leadership involvement as assigned

Underwriting Manager Resume Examples & Samples

Oversee daily underwriting operations for products supporting Healthcare professionals
Interact and negotiate with program carriers on individual accounts and at the program level
Manage employees to include: revenue, underwriting performance, productivity, time service levels, policy retention, new business conversion, compliance to underwriting authority guidelines, quality, general process management, training and development
Track and report on underwriting trends, broker activity, carrier referrals, individual underwriting performance metrics and other important information that can lead to improving our revenue results
Develop high performing underwriting teams
Develop relationships with clients, carriers and brokers
Work closely with broader Client Delivery management team to develop process efficiencies
Prepare for audits and responding to findings as required
Participate in planning and budgeting process
Plan and prioritize work for self and team
Work closely with the business leader and sales team to support new business growth and retention of business
Establish and maintain productive/collaborative relationships with functional partners, business unit, carriers, and sub-producers
Evaluate processes and procedures to identify, recommend and implement efficiencies
Experience managing underwriting teams (P&C) and processes with a passion for the healthcare profession
Insurance industry knowledge, specifically a broad healthcare and professional liability background
Strong client facing/presentation skills
Develop reports, spreadsheets and data analytics
Ability to multi-task and manage to multiple performance metrics
Strong project management and reporting experience
Organizing and leading team meetings
Ability to keep a proactive pulse on the business and provide quick response as required
5 years of management experience
3 - 5 years insurance experience preferably in a professional liability environment
Insurance license(s) or Professional designation preferred – P & C license required within 6 months of hire date

Underwriting Manager Ghhn Resume Examples & Samples

Help build and maintain a team of credit underwriters to effectively support the objectives of the business while maintaining the highest quality of risk management
Effectively understand, communicate and implement the firm’s risk appetite across the various industries we serve and in all geographic locations covered
Establish and oversee the resources and workflow process to manage new and renewed deal flow and other portfolio management related activities so that all deadlines are met
Performs necessary credit analysis, due diligence, and review of documents for new transactions and monitors/manages ongoing performance/risk of accounts within his/her assigned portfolio of GHHN clients
Taking ownership of the portfolio, acting with a sense of urgency, doing whatever it takes to effectively get the job done
Utilizing excellent credit skills to author well thought out and concise analysis of relationships using appropriate structure and identifying key risks
Ability to quickly and accurately evaluate smaller relationships to determine if the risk profile is acceptable and recommend simple structures that adequately protect the bank while not over engineering the transaction
Flexibility and the ability to identify larger opportunities and to effect warm hand-offs of same to other appropriate team members
Demonstrating excellent communication skills both internally and externally and using those communication skills to effectively solve problems
The ability and courage to voice your opinion in a clear, concise manner and to defend that position with management
BA/BBA/MBA and completion of a major corporate or commercial bank credit training program (or the equivalent corporate banking/corporate finance experience) and typically a minimum of eight years experience in commercial banking/lending which might include credit, structuring and marketing experience
Significant accounting and finance knowledge and commercial banking experience
Demonstrated excellent verbal and written skills, interpersonal skills, and analytical and problem solving skills
May or may not have prior experience in supervising with ability to manage, coach and motivate a team of underwriters who are at varying levels of development

Senior Underwriting Manager Resume Examples & Samples

Manages retail residential underwriters to ensure the quality of loans and that productivity goals are met while assuring compliance with regulatory, agency, and corporate policies used by the underwriters. Delegates authority, assigns deliverables, and holds team members accountable for timeframe, budget, and productivity expectations. Provides regular, ongoing verbal and written performance feedback. Manages regulatory compliance impacts due to changes in federal and state law governing loan production
Expands knowledge of underwriting personnel on underwriting activities and changes in regulations. Develops the expertise of the underwriting process and continually develops staff at all levels
Provides guidance to management on operations and sales regarding implementation of underwriting policies as risks are discovered and changes are needed. Formulates vision, strategy, focus, and business plan for maintaining customer satisfaction, loan production quality, productivity, financial integrity, and staffing goals/objectives of the division
Bachelor's Degree in Business Administration required
Master's/Advanced Degree preferred
10+ years of experience in the banking/financial industry
7 - 10 years of experience in lending and credit review of residential loans, including residential mortgage credit and property processing and underwriting
3 - 5 years of management experience accompanied by strong negotiating and collaborative decision making skills
Strong management and administrative experience, sufficient to direct a diverse group of retail residential underwriting, residential loan officers, state directors, and division heads
Proven experience with broad decision-making authority and record of making sound decisions which reflect well on the business, employees, and client relationships

Underwriting Manager Resume Examples & Samples

Lead and manage a team of underwriters in the underwriting and approval of wholesale guidance facilities, dealer lease finance facilities
Lead in negotiating facility terms and conditions, ensuring appropriate documentation is in place
Prepare detailed risk assessments and analysis and present senior management with a clear and consistent approach to manage transaction and portfolio risks
Manage existing commercial accounts, monitoring performance, facility utilization and dealer financial performance
Assist in resolving issues as the may arise in partnership with deal teams and workout specialists
Work closely with risk operations leader to share best practices and improve overall business performance
Maintain strong working relationship with sister platform to ensure conformance to all policy changes and industry updates

Risk Underwriting Manager Resume Examples & Samples

Underwrites new business opportunities in the vendor space, assessing the credit risk profile (i.e. financial and non-financial aspects) of both potential and existing customers as well as the in-life operational performance (where the opportunity is related to increases to existing facilities) ensuring programmes are correctly structured to mitigate against potential credit and operational risks
Carries out rigorous annual risk reviews of existing programmes, incorporating an assessment of their credit risk as well as their in-life operational performance
Presents new business opportunities to relevant
0 holders and/or committees
Is the go-to-person for assigned segments to provide advice and support as required in relation to CDF’s strike zone, specific policies, procedures and documentation along with general EOR matters
Is the Risk representative for their respective segment(s) on deal teams supporting New Relationship Development
Embraces GE Capital’s Enterprise Risk Management and Compliance framework in line with GE policies and guidelines
Interacts with 2nd and 3rd line of defense including tracking and closing out of any EOR/Metricstream – audit issues
Delivers on risk metrics, such as Key Risk Indicators, credit reviews and Risk OP
Proficient in MS Office Suite (i.e. Word, Excel, PowerPoint) programs
Able to work towards tight deadlines and to consistently meet objectives/targets
Language skills, ideally German, Spanish, Italian or French
Strong team player/self-starter

SBA Underwriting Manager Resume Examples & Samples

Manage and supervise SBA Commercial Underwriting Team regarding all credit reviews, analysis & recommendations to credit committee
Coach, mentor and evaluate underwriters with regard to credit analysis, industry and product knowledge
Conduct comprehensive financial analysis of the credit worthiness of existing or prospective borrowers
Ensure funding in compliance with credit policy
Present findings to Credit Committee
Submits write up for Credit Committee's approval
Improve, define and create credit and underwriting policies as necessary
Participate in audits with respect to the company's credit and collections policies
Must have SBA regulatory training & experience regarding 7A and 504 SBA loans
Minimum of 5-7 years of managerial credit underwriting experience
Formal Bank Credit training preferred
Strong analytical, organizational and decision-making skills
Verbal and written communications skills are essential
Advance knowledge of Excel

Commercial Underwriting Manager Resume Examples & Samples

Direct timely and accurate completion of credit authorizations, commitment letters, and other work products
Oversee initial reviews of credit requests and make recommendations to Credit Managers while ensuring compliance with bank and other applicable policies and procedures
Responsible for management of Credit Analysts, Underwriters, Assistant Relationship Managers, including hiring, on-going training, performance reviews, coaching/development. May be required to create internships for local university students
Facilitate a complete understanding of bank credit policies and systems through training of direct reports and internal partners
Supervise 5-9 employees
Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities – knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes. Follows all Bank policies and procedures, compliance regulations, and completes all required annual required or job-specific training. May be asked to coach, mentor, or train others and teach coursework as subject matter expert. Responsible for other duties as assigned. Actively learns, demonstrates, and fosters the Umpqua corporate culture in all actions and words. Takes personal initiative and is a positive example for others to emulate. Embraces our vision to become "The World's Greatest Bank."
Bachelor's Degree in Business, Finance, Accounting, or other related field
3-5 years of experience in related credit analysis, underwriting, and/or loan processing (commercial, SBA, etc, as applicable to the position)
1-3 years of related supervisory/management experience
Proficient knowledge of underwriting, loan documentation, appraisal, and closing processes
Proficient knowledge of bank policies and documentation. (Knowledge of SBA Credit and Environmental policies, SBA lending and eligibility standards, and SBA documentation, if applicable to assigned position)
Possess strong leadership, problem solving, analytical, mathematical, customer service, and interpersonal skills
Possess excellent written and verbal communication skills. Ability to prepare written reports, correspondence, and financial and background information required
Proficient in word processing, spreadsheet, and industry specific software (Word, Excel, CreditQuest preferred)

Commercial Bank Risk-underwriting Manager Resume Examples & Samples

Helping build and maintain a team of credit underwriters to effectively support the objectives of the business while maintaining the highest quality of risk management
Effectively understanding, communicating and implementing the firm’s risk appetite across the various industries we serve and in all geographic locations covered
Establishing and overseeing the resources and workflow process to manage new and renewed deal flow and other portfolio management related activities so that all deadlines are met
Performing necessary credit analysis, due diligence, and review of documents for new transactions and monitoring/managing ongoing performance/risk of accounts within his/her assigned portfolio of clients
Taking ownership of the portfolio, acting with a sense of urgency, doing whatever it takes to effectively get the job done
Utilizing excellent credit skills to author well thought out and concise analysis of relationships using appropriate structure and identifying key risks
Ability to quickly and accurately evaluate smaller relationships to determine if the risk profile is acceptable and recommend simple structures that adequately protect the bank while not over engineering the transaction
Flexibility and the ability to identify larger opportunities and to effect warm hand-offs of same to other appropriate team members
The ability and courage to voice your opinion in a clear, concise manner and to defend that position with management
Partnering with other functions to put in place and consistently improve processes to drive efficiency and consistency, while maintaining credit quality of portfolio
Using analytics and reporting to manage resourcing and workload
May or may not have prior experience in supervising with ability to manage, coach and motivate a team of underwriters who are at varying levels of development

MS Underwriting Manager Resume Examples & Samples

Manage the process of updating all Merchant Risk policies, procedures, and systems utilized to underwrite payment processing accounts and monitor risk
Underwrite complex payment processing account requests. This includes conducting analysis of commercial credit, analysis of personal credit, and assessment of specialized risk associated with payment processing methods
Implement and monitor a risk-based scoring system for underwriting payment processing account requests
Monitor the development of new payment acceptance channels and associated risk within the payment processing industry
Conduct ongoing Merchant Risk/Underwriting training for the Merchant sales force
Directly manage the Merchant Risk Underwriting staff including hiring, completion of performance evaluations, training, coaching, and personnel administration
Develop and monitor underwriting policies and procedures related to the Payments Industry Data Security Standard requirements
Monitor industry trends and the development of new methods and technologies for controlling risk
Support internal and external clients by responding to and resolving Merchant Risk related inquiries
Manage the processes and reporting related to underwriting payment processing relationships
Conduct special projects as requested
Bachelor's degree in a business-related field or equivalent education and related training
Five years experience as a commercial lending officer or commercial credit related function
Strong credit and analytical skills
Retail lending experience
Proficient use of the PC
Proven ability to perform under heavy workloads and critical deadlines
Graduate Degree or graduate of BB&T's Leadership Development Program
Merchant services experience or equivalent payment processing industry risk management experience

CDF Risk Underwriting Manager Resume Examples & Samples

Assessing the risk profile of both new business opportunities and existing customers on the basis of written credit reviews
The Risk Manager may be delegated their own lending authority and will be required to make written recommendations and present to management those deals above their own lending authority
Underwrites new business opportunities in the Technology, Electronics & Appliances space, assessing the credit risk profile (i.e. financial and non-financial aspects) of both potential and existing customers as well as the in-life operational performance (where the opportunity is related to increases to existing facilities) ensuring credit facilities are correctly structured to mitigate against potential credit and operational risks
Assessing the risk profile of both new business opportunities and existing customers incorporating a credit risk assessment (Analysis of financial statements, profit & loss, cash flow and balance sheet and review of financial forecasts) & an assessment of all other relevant credit information as applicable
Supporting New Relationship Development activity. Co-ordination of information flow from transaction stakeholders including clients, Capital Markets team and other GE associates (Legal, Finance, Operations, Treasury) as required
Involvement with Originators in preparation and presentation of preliminary credit presentation (“ERM”) if deemed appropriate. Prepare and Present new business opportunities to relevant
0 holders and/or committees as well as manage and administer the credit approval process for assigned transactions
Co-ordination of transaction closings and handovers to Account Management
Interact with 2nd and 3rd line of defense including tracking and closing out of any audit issues
Build awareness and experience of Credit Insurance as a key risk mitigant
Assist in the management, training and development of junior resources in both general Underwriting / Risk Management skills but also in specific the CDF product environment and ensure work prepared by them is of an appropriate standard
Must clearly exhibit and embrace all 5 Growth Values
Clear Thinker: Seeks simple solutions to complex problems, decisive; focus, communicates clear and consistent priorities
Imagination: Generates new and creative ideas, is open to change; resourceful, display courage and tenacity
Expertise: In-depth domain knowledge, credibility built from experience; continuously develops oneself, enjoys learning
Degree-educated, ideally with a qualification in business finance or economics or equivalent knowledge and experience
Demonstrable experience in risk management (i.e. credit, legal and assets), preferably in a regulated and fast-paced commercial finance environment
Readily able to adapt to using business tools to support role e.g. Siebel, Business Objects
Fluency in both oral and written English
Additional Language skills desirable

Mortgage Underwriting Manager Resume Examples & Samples

6 years prior manual underwriting experience
Strong organizational and interpersonal skills
Proven Leadership experience
Ability to prioritize multiple competing tasks and manage time effectively in a fast paced environment, while practicing sound lending judgment
Ability to motivate associates to meet production, quality and service standards along with providing direct coaching and feedback to ensure quality and an exquisite customer experience
Proficient with computers and strong typing skills
Experience in building relationships and partnership across the company

Mortgage Banking Underwriting Manager Resume Examples & Samples

Ensures employees are appropriately recruited, selected, appraised, and rewarded; takes action to address performance problems
Develops the ability of others to perform and contribute to the organization by providing ongoing feedback and by providing opportunities to learn through formal and informal methods
Collaborates across boundaries to build strategic relationships and achieve common goals
Organizes resources to accomplish tasks with maximum efficiency
Compiles mid-term strategies and objectives
Lead strategic initiatives in support of business enhancement
Values and acts upon employee feedback
Provides direction, guidance, priorities and oversight
Seasoned professional with 7 years experience in Mortgage industry preferred
Minimum of 5 years of Management experience
Demonstrated ability to lead, coach and develop a multi-functional talent base of high performing employees
Ability to articulate decisions and discuss options with confidence
Strong analytical and influence skills to analyze results

Underwriting Manager Resume Examples & Samples

Minimum 5+ years motor underwriting experience
Advanced technical knowledge and market experience
Product Development and Marketing experience
Strong knowledge of all underwriting touchpoints within the business
Knowledge of legal and regulatory issues relevant to Motor Product Line
Demonstrable ability to deal confidently and assertively with all levels of management
CIP Qualified
Laising and supporting the Head of Personal Lines Product and Underwriting Manager in the development of Personal Lines Underwriting Strategy and Business Plans
Developing the Pricing Function appropriate pricing proposals for consideration by the Underwriting Committee
Develop product propositions based on technical, customer and distribution channel insights; lead the design and delivery of new propositions
Reviewing and refining product underwriting criteria, policy wordings and features and benefits Portfolio Management, including development and reporting on business trends, risk limits and portfolio development in line with Underwriting Risk Policy and Risk Appetite
Developing appropriate acceptance criteria and terms for Personal Lines Motor Products
Development of appropriate Underwriting Guides to support front-line Underwriters and Distribution Channels
Implementation of Underwriting Risk Policy and ensuring products meet compliance and legal requirements and development of underwriting standards, practices and controls on these
Identifying and implementing appropriate Underwriting Process improvements to improve efficiency
Develop appropriate strategies/measures to tackle Fraud at Underwriting stage
Identifying and developing appropriate Distribution opportunities
Establishing quality and audit practices for distribution channels
Liaising with vendor management, reinsurers, intermediaries, industry bodies and other key stakeholders where required
Supporting Marketing in the development of marketing campaigns where appropriate

Underwriting Manager Resume Examples & Samples

Recommend personnel actions such as hiring, training, terminations, promotions, transfers, disciplinary and salary actions
Supervise a team of employees by monitoring workflow and ensuring compliance with Chase policy and procedure
Maximize productivity and efficiency of the team by monitoring and managing work queues, assigning and adjusting workflow as volume dictates
Manage team performance related to service delivery, quality expectations and productivity benchmarks
Manage performance of team through proactive coaching, training and supporting employee developmentActs as primary interface with internal and external clients such as high level brokers, Account Executives and Regional Sales Managers
Accept inquiry calls from sales/brokers regarding potential application scenarios
Serves as customer advocate to determine the best way to meet the needs of the customer, broker and sales
Three -five years of Underwriting or equivalent experience in the Mortgage Industry
Prior management/supervisory experience
Very strong verbal and written communication skills
Ability to communicate well in difficult situations
Comprehensive appraisal knowledge required
Strong customer service background

CRE Field Underwriting Manager Resume Examples & Samples

Prepare credit requests for submission to credit administration, making appropriate recommendations
Review, analyze and have extensive knowledge of various third party documents and reports, including property financial statements, rent rolls, appraisals, environmental and engineering data, personal credit, title, escrow, and borrowing entity structures
Analyze borrower financial statements and tax returns with emphasis on the cash flow of underlying investment real estate
Responsible for personally inspecting and managing third party site inspections on real estate collateral for all requested loans within the CRE Field Underwriting Manager's geographic assigned area and applying extensive regional knowledge of multifamily markets to incorporate analysis into presentations for the bank's credit decisions
Determine physical and market condition of multifamily properties with respect to third party reports, inspections, and through correspondence with CRE Field Underwriters and appraisal review department
Responsible for the initial risk grading of credits for approval and funding
Identify strengths and risks of loan requests, including recommendations for mitigating risks consistent with the bank's guidelines, and express reasons for support of the extension of credit
Remain up to date on Bank and Income Property Lending Division program guidelines and identify exceptions to policy, guidelines, and pricing in the Credit Request presentation
Partner with loan processors and closers to identify title, insurance, zoning, entity, or other issues that require analysis and resolution by the bank prior to approval, documentation, and funding of loans
Collaborate with production officers and staff to acquire sufficient information to make credit recommendations and to address credit concerns
Manage CRE Credit Analysts and CRE Underwriters as applicable and support their training and other identified activities
Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities – knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes. Follows all Bank policies and procedures, compliance regulations, and completes all required annual required or job-specific training. Follows all Bank policies and procedures and compliance regulations, and completes all required annual required or job-specific training. May be asked to coach, mentor, or train others and teach coursework as subject matter expert. Actively learns, demonstrates, and fosters the Umpqua corporate culture in all actions and words. Takes personal initiative and is a positive example for others to emulate. Embraces our vision to become "The World's Greatest Bank."
May perform other duties as assigned
Bachelor's Degree in Finance, Accounting, or other related field
More than 10 years of multifamily real estate experience. May be a combination of processing, underwriting, originating, or brokering sales of loans for commercial real estate
At least, 2-5 years of supervisory/management experience preferred
Extensive knowledge of standard concepts, practices, and procedures within the multifamily and commercial real estate (investor owned income property) lending field
Extensive knowledge of regional multifamily real estate markets
Proven ability to analyze financial conditions, financial statements, and tax returns. Experience with complex loan structures a plus
Extensive knowledge of financial policies and procedures
Demonstrate good organizational and time management skills. Ability to take initiative with minimal direction, to work on multiple transactions simultaneously, and to meet deadlines
Possess strong analytical, negotiation, problem solving, and interpersonal skills
Possess excellent written and verbal communication skills and work well in a team environment
Superior skills in database, spreadsheet and word processing software (Excel and Word preferred)

Business Link Underwriting Manager Resume Examples & Samples

Analyzes all necessary financial and credit data to make credit decision/recommendations
Ensures compliance with established Loan policies and regulatory requirements
Reviews loan policies and recommends changes to reflect group credit risk appetite
Identifies problems or potential problem loans and takes action to protect the Bank
Performs supervisory functions for underwriting team. This includes training, mentoring, and fostering interdepartmental support
Ensures personnel performance reviews are completed in a timely manner
Approve credit decisions proposed by subordinate staff
Review and decision branch appeals, balancing business needs with portfolio quality
Ensures that Service Level Agreements (SLAs) are met for credit decisions, telephone and email responses of underwriting staff
Identifies & implements opportunities to expand product line
Encourages interdepartmental cooperation and support
Identifies & implements opportunities to improve efficiencies throughout the entire department
Identifies and recommends opportunities to increase revenues
Maintains a high level of department morale
10 years
Commercial lending, including underwriting, documentation, legal/regulatory and other compliance issues
General & Process Management
Knowledge of Accounting
Computer/systems operation
Knowledge of the MS Office Suite, including Word, Excel, Outlook and Internet Explorer
Analytical and research
Demonstrated management skills
Written & Verbal communication skills

Home Lending Underwriting Manager Resume Examples & Samples

Ensures adherence to policies, procedures and portfolio and investor guidelines
Oversees underwriting supervisors to ensure consistent output throughout the division
Reviews industry publications to stay abreast of industry trends and changes
Prepares and distributes instructional materials, including policies and procedures to ensure staff compliance with underwriting guidelines
Reviews all Quality Control reports, internal and external audits to identify trends and make adjustments to procedures as necessary
Works closely with Area Managers to maintain a high customer experience and identify training needs to ensure a quality product
Requires a bachelor’s degree or equivalent
10 years of underwriting management experience
FHA CHUMS and VA SAR required, along with knowledge of various DPA, Bond, and portfolio programs
Proven track record of success and skills as Underwriting Manager
Knowledge of Mortgage policies, procedures, practices and documentation
Experience managing and developing others and ability to build and maintain relationships
Proficiency with personal computers and related software packages such as Word and Excel, and other business machines
Excellent management, leadership, and team building skills

Underwriting Manager, TPO Resume Examples & Samples

Provides overall direction to ensure effective underwriting support to the TPO Channel that will produce quality loan decisions and enhance the customer experience
Recommend operational processes/system changes to ensure ongoing efficient and effective underwriting of loans
Manage/oversee loan quality through effective data integrity, application of loan guidelines as well as legal & regulatory requirements, ensuring NPF is approving quality loans that are salable to the secondary market in compliance with investor, agency, FHA, VA guidelines
Build a first class customer service experience for NPF TPO customers
Leverage operational management and customer performance reporting to drive a quality and consistent experience
Manage capacity to ensure consistent and predictable operational results
Earn and maintain credit signing authority up to $2,000,000
Identify, review and escalate loans for exceptions with recommendation, as appropriate
Maintain knowledge of loan products and related investor guidelines as well as mortgage industry trends and best practices
Maintain a continuous improvement approach to processes and procedures to improve overall consistency and efficiency throughout the model and to ensure a best in performance and customer service, including trend analysis data and necessary action plans to improve ongoing process performance and results
Direct the people management processes for the team, including hiring, firing, promotions, performance, compensation management and training and development
Identify training needs, coaching and supervision for all channel underwriting functions and overall compliance with all company policies and procedures
Present teams with information on product development, policy decisions and the interpretation of policies and procedures for their use in job function
Work with Channel SVP to support long term growth strategy for the division
Notify QA/QC of loan integrity issues
Oversee/Engage in additional projects as assigned by Senior Management
Oversee Service Level Agreements covering all loan underwriting activities
Maintain availability to travel occasionally as required
Minimum of 7 years residential mortgage underwriting experience with sound working knowledge of Fannie Mae/Freddie Mac and FHA/VA Underwriting guidelines
FHA Direct Endorsement required
Experience with DU, LP and FHA Total Scorecard Automated Underwriting systems
A minimum of 8+ years overall mortgage banking experience, with progressive operational management experience including TPO underwriting oversight responsibility
Strong management, organizational, customer service, leadership, decision-making and communication skills required
Must have ability to travel as needed to fulfill needs of the role
Must be adaptable and able to work in a fast pace environment
Must be highly analytical, detail oriented and well organized
Ability to make risk based lending decisions supported with relevant data and research
Knowledgeable with MS Office
Excellent Customer Service skills

First Mortgage Underwriting Manager Resume Examples & Samples

Possesses in-depth knowledge of a variety of loan products and program guidelines
Excellent problem solving and customer service skills
Thorough understanding of underwriting and credit and an ability to review complex financial documents
Ability to deliver a difficult message with confidence
Effectively handle customer calls to drive for an exquisite customer experience
Ability to build partnerships across the organization to ensure efficiency and achieve customer satisfaction
Understanding of various income sources including Self-Employment income calculations and tax analysis
Experience in reviewing legal documents such as Trust and Power of Attorneys, etc
Ability to make and recommend exceptions within existing risk framework

Senior Underwriting Manager Resume Examples & Samples

Driven, independent self-starter. Strong ability to target things that need doing and to get them done without direction and close oversight
Bachelor’s degree required or equivalent work experience in credit, underwriting or risk management
Minimum 5 years’ experience in an underwriting and risk management role (direct experience in merchant services industries preferred, but other verticals considered)
Respond calmly, quickly and decisively to unpredictable or unexpected events and changes
Desire to work in a fast paced environment
Experience with SQL is strongly desired
Expert in Excel, Word and Outlook
Strong background in creating, executing and maintain policies & procedures
Previous experience in working with credit card brands and Payment Facilitator model is preferred
Experience reviewing and analyzing individual and company financial data
Must be a team oriented individual with willingness to work with all levels of staff & customers (not exclusively high level applicants) with a positive attitude and willingness to assist in training and development of new team members
Experience guiding and leading others without manager responsibilities

Underwriting Manager Resume Examples & Samples

**************************************************************************************************************************************************************************************
Minimum of five years mortgage underwriting experience
5 years’ experience managing staff
Demonstrated interpersonal skills necessary to manage and motive a group of people
Thorough knowledge of residential mortgage lending, products and procedures
In-depth working knowledge of ATR/QM and CFPB requirements
Strong knowledge of FNMA/FHLMC, FHA, VA guidelines and procedures
Proficient in Desktop Underwriter and Loan Prospector
DE, and SAR certifications preferred; experience with USDA is a plus
Working knowledge of Empower LOS is a plus
Strong analytical skills ; accuracy, consistency and completeness is critical
Ability to work in a fast paced, fluid environment and be held to meet minimum production standards for self and staff
High integrity and outstanding work ethic required
Strong computer skills; proficient in Microsoft Office
Proven knowledge of compliance and disclosure requirements
Proven knowledge of closing, post-closing & quality control responsibilities

National Underwriting Manager Resume Examples & Samples

Manage a team of underwriters enterprise wide supporting Commercial Services Factoring and ABL lines of business
Leadership and oversight of lending activities including credit authority delegation, education, development and quality monitoring across Commercial Services Business Group
Provides leadership to the identification and transformation of credit strategy that drives successful business outcomes
Accountable to oversee quality and performance monitoring of the portfolio including non-conforming
Leads lending performance engagement with GSE’s, HUD and Investor programs
Key business stakeholder accountable for overall credit strategy and lending policy and automated in partnership with Regional General Manager’s and Sales Teams
Identifies key risk insights and areas of opportunity to Commercial Services leadership for action and improvement
Recommend strategies and actions to be considered by top management that may impact products, services and process improvements in order to impact business results
Understand business strategies and objectives and collaborates across the channel and enterprise to predict current and future needs
Identify and integrate external market factors that impact or drive business outcomes
Assist in the assessment of new deals before term sheet issuance (financial statement analysis and financial modeling, transaction structuring and pricing, participate in meetings with prospects, complete pre-screen credit approval packages, etc.)
Manage the due diligence process (including analyzing due diligences results); the completion of a comprehensive underwriting approval package (including making presentations to credit committee for approval)
Facilitate the loan closing process (including negotiating legal documents)
Trains a team of underwriters on credit policy, underwriting guidelines and pricing
At least 10+ year’s management experience leading distributed teams in a large, highly matrixed institution
5+ years underwriting factoring or ABL transactions
Ability to underwrite complex factoring and ABL transactions secured by accounts receivable and inventory with seasonal over-formula components and term loans that are cash flow based or secured by trademarks and other intellectual property
Experience conducting transactions with private equity sponsors, agented and non-agented syndicated deals, acquisition financing, and bulk purchases
Demonstrated strategic planning and execution leadership
Proven success achieving objectives requiring a high level of cooperation from people in other parts of the organization
Excellent problem solving and analytic capabilities utilized to identify root cause issues/improvement opportunities, and designing approaches/programs to address those issues
Excellent written and verbal communication skills and the ability to present complex ideas in a straight forward and understandable manner
Strong partnership/collaboration skills
A strong and effective manager and leader, capable of attracting, mentoring, retaining and promoting talented and productive staff

Collateral Underwriting Manager Resume Examples & Samples

Organizes and manages functions related to underwriting consumer appraisals
Manages multiple underwriting teams in a designated site(s)
Ensure teams consistently meets or exceeds established productivity and quality targets
Proactively manages to key performance indicators
Meets all required milestone deliverable dates related to Action Plans
Drives change within teams
Partners with other leaders in Risk, Controls, Operations, Sales
Minimum 5 years senior operations management experience managing multiple teams
Experience in similar underwriting leadership role
Strong analytical skills related to management of production decision quality and KPI management
Strong communication skills (written and oral) with experience in presentation to executive

Underwriting Manager Resume Examples & Samples

Apply sound underwriting judgment in determining the appropriate underwriting action related to clearing time and processing limits
Review of financial statements, credit reports, applicable ratios (i.e. debt ratios) and other supporting documentation using an automated scoring system and traditional underwriting analysis as part of the complete client application underwriting approval review
Assists internal customers in understanding underwriting decisions and payment processing clearing time and limits
Identify and implement process improvements based on client feedback, input from team members as well as other RealPage divisions to improve the overall underwriting process
Research technical underwriting issues and problems to provide alternative solutions to customers that support current underwriting guidelines while providing superior service to RealPage clients in a timely manner
Provide assistance, quality control monitoring, and training to develop underwriting processes for back up personnel
Complete monthly risk management analysis for all client processing
Communicate with other departments, management, and regulatory authorities in support of underwriting actions, decisions, and philosophies at any required time
Responsible for the advanced knowledge of all RealPage products, pricing structures, underwriting/marketing philosophies, regulatory issues to provide consistent underwriting approvals
Adapt to new developments and generate timely and innovative solutions to problems encountered with underwriting client submitted applications
Provide technical expertise to other departments and or clients in reference to interpretation of underwriting, hold time requirement, payment processing limits, participant processing workflow and contract language in RealPage’s application and agreement
Assist management in analyzing underwriting workflow, procedures and standards, identifying concerns, and making recommendations to improve efficiency and effectiveness within the department
Contact internal customers and /or partners at times to gather additional information to make appropriate decisions

Assistant Underwriting Manager Resume Examples & Samples

Degree holder
4 to 5 years of relevant work experience, preferably from life insurance industry or medical field
LOMA qualification/FLMI preferred
Customer oriented and attentive to details
Good command of spoken and written English and Chinese
PC literate in Word, Excel, PowerPoint and Chinese word processing

Casualty Underwriting Manager Resume Examples & Samples

Coordinate with Home Office in building up the underwriting guideline, referral process and reporting rules
Finalize standard wordings/format relating to policy form, endorsements, quotations, application forms & marketing materials in English
Build up relationship with key brokers in the region
Handle daily quotations and to quote on them by referring to the underwriting authority delegated from Home office
Assist in building up the system for casualty products
Handle fronting arrangements in markets such as Singapore, Malaysia
Participate in future development of team members
Arrange trainings to business partners in markets such as Singapore and Malaysia
Avoid E & O issues
Adhere to operational procedures
Good knowledge of the market development in Asia
Broad network of relationships within the casualty market
At least 10 years+ relevant experience
Has a clear understanding of the value of delivering excellent customer services
Good connections with key brokers
Excellent communication skills in both written and oral English
A proven high level of technical underwriting and insurance knowledge
Strong planning and organisational skills
Experienced in the use of Word, Excel and Outlook and other industry related systems

Senior Loan Underwriting Manager Resume Examples & Samples

10 or more years of operations experience in the financial services industry
Five or more years of supervisory/management experience
Superior knowledge of operation functions, systems, policies and procedures for the assigned area
In-depth understanding and practical application of applicable laws and regulations
Strong analytical, decision-making, and problem-solving skills
Well-developed leadership abilities and strategic management skills
Thorough knowledge of banking operations and human resources

Underwriting Manager Resume Examples & Samples

This role is to plan, manage and control the underwriting and business development activities of non-marine insurance as sourced principally from identified both of CMB Broking source and Bank Agency source with the objective of achieving optimum profitability and efficiency
She/He is to work within the compliance standards as set by the company and within the authorities as delegated by the company
She/He is to exercise leadership to manage the staff to ensure they meet the same standards as required by the Company
She/He is to train the staff to maximize their potential for world class standard
She/He is to take up ad hoc tasks on related business activities and MI analysis for strategy implementation
Associate Degree or above
Preferably with 5 - 10 year experience in insurance industry
ANZII / Senior ANZII is preferable
Good leadership, customer servicing and interpersonal skills

Home Product & Underwriting Manager Resume Examples & Samples

Defining and delivering the Home underwriting strategy
Develop product propositions based on technical, customer and distribution channel insights; lead the design and delivery of new propositions
Developing appropriate acceptance criteria and terms for Home Products
Reviewing and refining product underwriting criteria, policy wordings and features and benefits
Portfolio Management , including development and reporting on business trends, risk limits and portfolio development in line with Underwriting Risk Policy and Risk Appetite
Developing in conjunction with the Pricing Function appropriate pricing proposals for consideration on Home
Implementation of agreed Pricing and Underwriting actions
Development of appropriate Underwriting Guides to support front-line Underwriters and Distribution Channels
Support Head of Personal Lines Product and Underwriting Manager in the development of Personal Lines Underwriting Strategy and Business Plans for the Home Products
Implementation of Underwriting Risk Policy and ensuring products meet compliance and legal requirements and development of underwriting standards, practices and controls on these
Identifying and implementing appropriate Underwriting Process improvements to improve efficiency
Develop appropriate strategies/measures to tackle Fraud at Underwriting stage
Identifying and developing appropriate Distribution opportunities
Establishing quality and audit practices for distribution channels
Liaising with vendor management, reinsurers, intermediaries, industry bodies and other key stakeholders where required
Supporting Marketing in the development of marketing campaigns where appropriate
Other responsibilities maybe assigned where appropriate
Minimum Insurance qualification - CIP
Minimum 5- 7 years underwriting experience in Home Products
Product development and market experience in Home Products
Advanced technical knowledge and market experience
Excellent numeric and analytical skills
Knowledge of legal and regulatory issues relevant to Home Product Line
Knowledge of all underwriting touchpoints within the business
Demonstrates active participation in establishing financial plans for the Home, with a knowledge of insurance claims metrics such as IBNR, reserving and loss development
Project Management Experience in financial services
Competencies
Ability to manage a team & have a flexible approach within the department and willing to travel between locations
Demonstrable ability to deal confidently and assertively with all levels of management
Self-motivated with ability to plan & prioritise workload in order to achieve tight deadlines
Ability to delegate appropriately

Mortgage Underwriting Manager Resume Examples & Samples

Working knowledge of First Mortgage policies & procedures
Minimum 2 years supervisor or managerial experience
Systems knowledge StatusMart/EDGE
Strong organizational, time management, and interpersonal skills required

Underwriting Manager Resume Examples & Samples

Understanding of effective communication concepts, tools and techniques; ability to effectively transmit, receive, and accurately interpret ideas, information, and needs through the application of appropriate communication behaviors
Knowledge of and ability to utilize tools, techniques and practices for determining the credit-worthiness of an applicant
Knowledge of the full spectrum of underwriting activities, practices, tools and considerations, and the ability to utilize these to manage the underwriting process

Mortgage Underwriting Manager Resume Examples & Samples

Five or more years of underwriting experience
Three or more years of supervisory experience
Thorough understanding of all aspects of mortgage lending, servicing or operational policies and practices
Proven supervisory and leadership skills, including well-developed knowledge of human resources functions

Underwriting Manager Resume Examples & Samples

Ensure team and individuals meet or exceed all quality/mortality expectations
Ensure team and individuals meet or exceed all customer service standards
Build and maintain strong relationships with our customers, the underwriting team and business leaders
Create and execute quarterly and annual performance reviews
Actively seek and encourage professional development opportunities for team
Maintain a strong working knowledge of business processes, guidelines, products and systems
Continually look for ways to improve the underwriting process and customer experience
Influence strategy
Visit customers and/or attend industry conferences as needed

Consumer Home Equity Underwriting Manager Resume Examples & Samples

7-10 years of Mortgage industry experience required. Operational manager experience required
7 -- 10 years in management experience to include coaching, developing and leading others
10 plus years in home equity underwriting experience
Be able to effectively manage a remote workforce
Excellent in customer service, highly motivated, focused, and goal oriented
Must have excellent written and verbal (face-to-face and phone) communication skills including professional grammar and demeanor
Strong organizational skills with attention to detail, planning and follow-up
Strong interpersonal and problem-solving skills
Computer literate with Microsoft Office products -- Word and Excel
Ability to multi-task and handle high volume and deadline driven work
Strong negotiation and presentation skills necessary

Underwriting Manager Resume Examples & Samples

Uses rate books, tables, code books and other reference material to make underwriting determinations
Ensures compliance with all standards and objectives
Assists assigned staff in the resolution of underwriting problems
Has overall responsibility for the Underwriting function within a branch or unit
Directly, and/or through other Managers or Supervisors, responsible for staff who are focused on analyzing risk information, recommending new and renewal rates, and policy terms
May work directly with Producers and/or Carrier Placements staff on regulatory compliance and industry standards within individual state laws and area(s) of coverage
Leads supervisors and staff
Bachelor's degree and 5 years related experience required
Computer experience with a variety of applications including Excel and Word and network systems as well as sufficient technological knowledge to facilitate decision-making regarding the direction of the automation systems
Able to drive and travel as needed
In-depth knowledge of the insurance brokerage business

Underwriting Manager Resume Examples & Samples

Provide leadership and development support to the business unit team to meet the business objectives and delivery of outstanding client service
Deliver business unit P&L performance against agreed plans and budgets through active performance management (target setting, monitoring and feedback) and review - including early identification and reaction to emergent opportunities/threats/challenges and development of required action plans
Drive forward growth through the application of strategic thinking and planning for the business unit, of both new product lines and new account development
Directly develop and maintain senior client (panels, insurers, cover holders etc.) relationships as required
Develop a pipeline of potential clients and actively manage to enhance the proposition to clients and deliver financial return to the business and its capacity providers
Accountable for the successful leadership of a business unit, establishing a high performance culture of motivation, employee engagement & empowerment
Ensure coaching and development of all team members takes place to support the future needs of the business, market growth and opportunities
Educate the team on the wider products and services on offer within the Pen division
Act in accordance with agreed service standards and report complaints effectively in line with the companies professional standards manual
Act as a role model to others for conducting business in accordance with the company ethos and values and in an ethical manner & comply with the AJG Professional Standards Manual
Take all reasonable steps to ensure the part of the business for which you are accountable for demonstrably complies with applicable laws, rules, regulations, good governance and Gallagher’s shared values, in particular, putting clients at the heart of our business. If shortcomings are identified take responsibility for remedial action planning, and action in conjunction with the relevant experts within the firm

Underwriting Manager Resume Examples & Samples

Develop and maintain strong relationships with brokers and other distributors in support of customer and/or business retention and acquisition, e.g. by handling a range of queries, providing advice to assist with the development of an account
Work with customers and distributors to determine their insurance related needs and provide solutions
Assist in formulating and executing underwriting plans for D&O, Crime and Financial Institution risks, as well as sales and service strategy for these product lines
Underwrite and analyze new and renewal business of GC/MM utilizing The Zurich Way of Underwriting (TZW) framework within delegated authority levels
Responsible for Business Development and market facing activities with key distribution partners, including International and local brokers and agency channels
Measure exposure and analyze risk
Determine technical price according to agreed pricing process
Quote and set coverage
Negotiate terms & conditions
Implement agreed technical standards, controls, practices and procedures, thereby maintaining underwriting discipline
Timely update and use of RCT to proactively manage and improve the pipeline
Contribute ideas and work for the development of new or enhanced propositions based on technical, customer and distributor insights
Bachelor’s Degree or typically hold or working towards relevant professional qualification such as ACII
Minimum 3-5 years of underwriting experience in domestic or international underwriting with strong preference for Financial Lines products, including Financial Institutions, D&O, Crime lines
Practical market-facing underwriting experience
Fluency in English, Cantonese and Mandarin speaking added advantage
Knowledge in Financial Lines products, including Financial Institutions, D&O and Crime lines underwriting
Skills in structuring multinational insurance business in a compliant manner added advantage
Knowledge of major legal & regulatory issues in Financial Lines in HK and to some extent in overseas markets added advantage
Experience in servicing multinational/ complex accounts with large/ key brokers
Pipeline management and new business development
Candidates with banking experience and passion/strong interest in Financial Lines underwriting will be considered as Underwriter
Fresh graduates who major in Legal, Finance or Accounting will also be considered for junior Underwriter position

Regional Underwriting Manager Resume Examples & Samples

8+ years of Underwriting
Commercial Surety or Contract Surety experience
2 years of management or leadership experience
Advanced knowledge Commercial Surety lines of business
Ability to manage and build rapport with team
Excellent organizational, written, oral communication and presentation skills
Must have an advanced knowledge of the insurance industry and the legal and regulatory guidelines
Must have established Producer relationships
Superior skills in relationship building, active listening, needs analysis, and win-win negotiating
Demonstrates strong presentation skills and a solutions and service orientation
Ability to effectively assess risk
Possess knowledge of time restraints for quotes on new and renewal business
Demonstrated technical knowledge and skills reflective of progression of positions of increasing responsibility
Ability to develop business opportunities within the region and guide staff to do the same
Adaptability to change
PC and related software skills

Regional Underwriting Manager Resume Examples & Samples

Contract Surety or Commercial Surety experience
Advanced knowledge Contract Surety lines of business
Experience working with National Accounts and publically traded companies
Must have established National Brokers relationships
Strong presentation skills and a solutions and service orientation
Strong technical knowledge and skills reflective of progression of positions of increasing responsibility

Underwriting Manager Resume Examples & Samples

Advanced knowledge of line/s of business
Excellent organizational, written, oral communication and presentation skills
Advanced knowledge of the insurance industry and the legal and regulatory guidelines
Experience providing leadership and direction to a tenured team

Underwriting Manager Resume Examples & Samples

Responsible for the premium budget of an underwriting unit
Manages within the underwriting guidelines
Manages business & marketing plans for scope of responsibility
Manages underwriting professionals & support staff. Responsible for talent processes including selection, development, and performance management, and makes compensation recommendations for assigned staff
Underwrites new and renewal business of complex accounts
Bachelor's degree or equivalent training plus at least 5 years of relevant and progressively more responsible production underwriting experience
Requires 1-2 years of previous people management/supervisory experience
Requires an advanced knowledge of underwriting concepts, practices, procedures and techniques, including, but not limited to coverage issues, product lines, marketing, computers and product competition within the marketplace
Advanced knowledge of a technical specialty

Underwriting Manager, Medical / Healthcare Resume Examples & Samples

Underwrites new and renewal business of complex accounts
Develop strategic and annual business plans, including sales goals and segment growth strategy
Provide a comprehensive approach to the Medical Professional Liability segment client acquisition and retention
Work with internal resources for cross-sell opportunities consistent with distribution strategy
Identify Medical Professional production opportunities and lead business development discussions with clients
Build and maintain a sales pipeline of Medical Professional Liability opportunities
Understand and be able to effectively communicate the value in helping clients meet their medical professional liability risks
Develop and deliver sales presentations and proposals that address the specific needs of a client
Keep abreast of competitive insight and intelligence to help craft continued value in LIU’s products/services
Maintain extensive knowledge of current and trending market conditions
Collaborate with the development of campaigns, tools, resources and metrics to ensure strategy results
Bachelor's degree or equivalent training plus at least 15+ years of relevant and progressively more responsible Production and Underwriting experience within Medical Professional Liability/Healthcare Professional Liability. Experience working for a Broker is a plus
Risk purchasing group experience preferred
Demonstrated expertise in managing partnerships with large and/or industry leading organizations
Excellent relationship building skills and the ability to establish trust and credibility across the LIU organization
Must be able to think and work independently and make sound decisions
Excellent interpersonal and communication sills (listening, verbal, written presentations
Requires an advanced knowledge of Medical Professional Liability/Healthcare Professional Liability underwriting concepts, practices, procedures and techniques, including, but not limited to coverage issues, product lines, marketing, computers and product competition within the marketplace
Must have 15 years + Medical Professional Liability/Healthcare Professional Liability knowledge and a solid market reputation with the ability to effectively interact with brokers and internal departments
Energy, grit, strong verbal and written communications, strong project management skills and strong negotiation, analytical and decision making skills are required
Must be able to work in a hectic and fast moving environment with ease
Must be flexible, enthusiastic and possess strong and amicable collaborative skillsets

Senior Underwriting Manager Resume Examples & Samples

Leadership: Select, train, lead, and develop a team of underwriters to become respected leaders and deal makers in the healthcare segment. Fosters an environment of intellectual curiosity, constructive disagreement, and customer-focused value creation
Risk taking: Maintains an underwriting culture focused on intelligent risk taking; ensures each specialist underwriter has deep technical skill and the confidence to make quality independent business decisions based on thorough understanding of individual risk characteristics
Agent/Broker Relationships: Establishes and maintains mutually beneficial, value-creating relationships with key Agents and Brokers. Holds underwriters accountable to create and cultivate strong relationships with assigned locations while promoting the entire CI portfolio of products
Portfolio Management: Evaluates portfolio performance based on risk quality, price adequacy, profitability metrics, multiline diversification, and industry/loss trends. Employs deep understanding of pricing tools to inform overall pricing decisions
Results: Drives accountability for achievement of business goals personally and in the team, using transparent expectations and consistent assessment
May also manage underwriting support function
Bachelor’s degree and 7+ years commercial lines underwriting experience
5+ years’ experience underwriting loss-sensitive and large casualty accounts
Exceptional negotiation, analytical, and leadership skills
5+ years management experience or other (in)formal leadership experience, with proven capability to develop others
Demonstrated experience in executive presentations, coverage analysis, broker relationship development, and portfolio analysis
CPCU designation preferred
NUALP/NMWB experience preferred
Please Note: Salary may vary depending on location

Underwriting Manager Resume Examples & Samples

Sets operational model and underwriting strategy and clarifies course of action to senior management
Maintains production, loss ratio and servicing standards prescribed by underwriting authority contracts and corporate standards
Sets leadership and direction of unit for profitable growth
Underwrites, rates risks, and communicates quotes to Producers, securing the best terms and conditions for more complex accounts and offers expertise to resolve underwriting issues
Must be familiar with state laws for the states in which business is written to ensure proper handling of surplus line taxes in a timely manner
Responsible for training, coaching and development of underwriting staff
Responsible for regular and ad hoc reports to Underwriting or program authorities and corporate staff
Minimum 10 years of insurance related experience, professional liability preferred
Professional designation desired (CPCU, ARM, etc.)
Ability to apply mathematical concepts to practical situations
Strong analytical and judgment skills; excellent problem solving ability
College degree, preferably in insurance or business administration / Insurance designations
Experience supervising and developing staff

Senior Underwriting Manager Resume Examples & Samples

Assesses background information regarding the individual or group requesting insurance coverage using standard practices
Minimum 6 years’ of Underwriting experience
Experience working underwriting methodologies and NFIP flood insurance practices is required
Experience working with organizational insurance procedures and policies
Experience working with Federal contracting requirements, rules, and regulations including submit for rate risks and all types of flood policies or applications
Strong interpersonal and presentation skills for interacting with team members and clients
Strong human relations skills to select, develop, mentor, discipline and reward employees

Direct Retail Lending Small Business Underwriting Manager Resume Examples & Samples

Provide guidance, coaching, management and leadership to Small Business Lender Support Officers to ensure the highest standards of underwriting skills possible. Effectively, efficiently and consistently execute upon strategies and processes to maximize small business lending opportunities that meet the bank’s risk and profitability standards
Encourage Small Business Lender Support Officers to grow and develop in their credit and leadership skills by serving as mentors to other Lender Support Officers within the department
Cultivate values such as independent thinking, reason and reality within the Small Business Credit Team in order to develop skill sets so that credit decisions are based on client’s overall financial situation as well as defined risk management policies
Constantly evaluate underwriting processes, as well as staffing levels, and make appropriate adjustments and recommendations in order to strive for optimal efficiency without compromising productivity, opportunities for coaching, compliance standards or risk management standards
Monitor workflow from a systems and technology standpoint and serve as liaison to appropriate IT and communication systems personnel in order to make recommendations and take full advantage of available technical enhancements that could provide benefits to the underwriting process
Co-approve or decline credit requests that exceed the lending authorities of the Small Business Lender Support Officers, based upon established policies and procedures, while providing adequate documentation and justification for decisions representing exceptions to policy or procedure. Provide second level reviews on loans recommended for decline, based upon established policies and procedures
Responsible for leading monthly Small Business Loan Review Committee meetings including representation from Small Business Credit, Community Banking, Risk Management and Small Business Strategy teams. Constantly review materials; format an attendee list to ensure maximum benefit is achieved through review committee process
Work closely with Direct Retail Lending (DRL) Portfolio Risk Manager to identify trends or concerns developing within the Small Business portfolio
Develop and execute strategies, in conjunction with the Small Business Strategist, designed to maximize productivity, growth and profitability while maintaining appropriate risk parameters. This could include, but is not limited to, product suite development, underwriting tools and processes, promotional offerings and other specialized lending opportunities
Develop strong working relationship with the Community Banking Network, with an emphasis on Retail Banking Manager (RBM) relationships. Provide clear feedback to RBM’s in order to collaborate on potential process improvements as well as provide direct guidance and support to Market Leaders, Market Executives and Small Business Support Officers, as appropriate
Develop strong working relationships with Small Commercial, Small Business Partners and Business Bankcard Leadership in order to create advocacy and partnership in balancing sales and service activities that will assist in executing upon the Bank’s strategy for Small Business
Serve as a mentor and provide guidance to other Underwriting Managers and Team Leaders within Direct Retail Lending
Bachelor’s degree in Business-related field, or equivalent education and related training
Seven years of large bank experience with heavy emphasis in loan administration and credit risk management
Understanding of complex personal and business tax returns, cash flow analysis and government guarantee programs
Strong leadership and management skills
Graduate of BB&T’s Leadership Development Program, BB&T’s Banking School, or similar training program at a financial institution
Retail and commercial lending experience
Experience in technology based, multi project work environment
Experience and training in public speaking and group facilitation
Knowledge of Bank's operations, systems, and compliance and regulatory issues

Underwriting Manager Resume Examples & Samples

Responsible for directing team members, including coaching and motivating
Provide technical underwriting guidance to members of underwriting team, including approving accounts that are outside the authority of underwriters
Work closely with staff to provide coordinated support to customers and field staff
Underwrite policies up to a pre-determined amount

Senior Underwriting Manager, E&S Property Resume Examples & Samples

Responsible for the full P & L in area of responsibility
Manages within underwriting guidelines
Manages other managers and/or underwriting staff. Responsible for talent processes including selection, development, performance management and compensation recommendations
Establishes and maintains a strategy to build broker relationships to facilitate the marketing of LIU products
Develops and manages budget
Bachelor's degree or equivalent training plus at least 7 years of relevant and progressively more responsible production underwriting experience
Requires at least 3 years of previous staff management experience
Should be a seasoned Underwriter with an advanced knowledge of underwriting concepts, practices, procedures and techniques, including, but not limited to coverage issues, product lines, marketing, computers and product competition within the marketplace
The ability to effectively interact with brokers and internal departments is also required
Should have solid network of property wholesale brokers with proven track record in expanding broker relations and operations. Wholesale property broker relations in the Westcoast market preferred
The ability to travel (aprox 20%)
Strong verbal and written communications, and organizational skills
Strong negotiation, analytical and decision making skills also required
Outward client facing marketing experience highly preferred

Regional Underwriting Manager Resume Examples & Samples

Delivery of regional financial plans (including loss ratio, rate strength, rate carry and revenue metrics)
Lead your region through creating and communicating a clear vision of your region’s plans and ambitions and by acting as a positive role model
The day to day management of your direct reports including all aspects of performance management and improving the individual performance of all staff and rigorously manage underperformance and talent
Cost Centre Management – especially P&L management
Broker service delivery in line with Broker Segmentation KPIs – liaising with Underwriting Centre Manager to ensure a joined up approach
Develop effective working relationships between the Trading Region and Underwriting Centre to support with the delivery of objectives and ensuring joined up approach between underwriting and distribution
Improving the technical and trading capability of the Regional Underwriting teams
Continually striving to improve the efficiency of your region
Contributing to wider business activities
Identify, own and manage the risks involved in running our business appropriate to my role and in line with the DLG Insurance Risk framework and associated governance frameworks
Maintain a high broker profile in your local market
Extensive commercial underwriting experience and the ability to demonstrate the highest level of underwriting expertise
Ability to demonstrate financial management experience, especially P&L management
Good communication skills, ability to develop and build working relationships
Ability to demonstrate excellent people management skills and experience

Underwriting Manager Resume Examples & Samples

Internal leveraging of information between other areas of expertise
Actively engage matrix partners to identify areas of opportunity within assigned territory
Continually identify and develop company talent; mentor Consumer Underwriting staff; establish annual objectives and monitor on-going performance; address performance concerns and employee issues as appropriate
Continually seek and develop dealer opportunities (application penetration, capture rates, etc), manage conquest efforts, and work to grow Ally's portfolio within assigned territory
Miscellaneous items - handle assigned projects from senior leadership
Bachelor's degree in related field strongly preferred, MBA is ideal. 7 + years in auto finance underwriting (prime, sub-prime, and/or non-prime) is needed. At least 5 years leadership experience preferred
Ability to provide advice/direction in primary areas of expertise
Data management capabilities

Regional Underwriting Manager Resume Examples & Samples

Create and maintain a highly efficient and productive environment/culture that values its team members and rewards performance
Ensures effective communication with staff, management, and partner credit unions
Manage the mortgage underwriting pipeline being cognizant of service levels, quality, compliance and member expectations
Plans, coordinates, directs, reviews and supervises work of subordinates in the underwriting of conventional first mortgage loans including
Oversees underwriting to ensure adherence to all investor and credit union guidelines
Reviews loans submitted to Underwriting to ensure they are complete and accurate and provides feedback to Processing team
Ensures the integrity of loan data entered and maintained in Empower LOS and investor AUS
Ensures that loan conditions submitted to obtain clear-to-close are reviewed in a timely manner
Ensure compliance with regulatory requirements including but not limited to: HMDA, RESPA, Reg Z, Reg B, Fact Act, and Safe Act
Monitor results of internal audits and suspensions for areas needing improvement and additional training opportunities
Demonstrate exceptional service in all interactions with members, prospective members and personnel in partner credit unions
Provide guidance, training, coaching and assistance to processing staff as needed
Responsible for hiring, employee evaluations, disciplinary actions, salary adjustments and termination functions
Review and analyze file documentation related to the loan decision and properly mitigate and document policy exceptions
Work closely with varying levels of management both internally and externally with members
Other various duties as required
ACTIVE CHUMS ID, VA LAPP AND SARS DESIGNATIONS ARE REQUIRED FOR CONSIDERATION
BS/BA in Finance, Operations, or Prior Management preferred
Typically five years’ experience in all aspects residential mortgage origination for both conventional and government products
Two or more years’ experience in a management role
Strong knowledge of Fannie Mae/Freddie Mac guidelines and AUS
Strong knowledge of State and Federal laws pertaining to the mortgage banking industry (i.e. RESPA, TILA, ECOA, etc.)
Ability to perform mathematical calculations with speed and accuracy
Proficiency in MS Office (Word, Excel, PowerPoint, Outlook)
Strong communication skills, both verbal and written, are necessary
Excellent customer service skills with strong attention to detail
Time Management skills and the ability to prioritize workload based on department SLA’s and member needs
Ability to multi-task in other areas of the unit
Ability to function in an ever changing environment
We offer competitive salaries, an excellent benefit package including medical, dental, vision, and (401k)!*

Underwriting Manager, Life Sciences Resume Examples & Samples

Lead a high performing national underwriting portfolio
Drives development of the business plan for the products in the area of responsibility reflective of a very competitive environment
Creates new product
Develops business & marketing plans for scope of responsibility
Manages within Company guidelines
Manages other managers and/or underwriting staff. Responsible for talent processes including selection, development, and performance management, and makes compensation recommendations for assigned staff
Establishes and maintains broker strategy building relationships to facilitate the marketing of LIU products
Bachelor's degree or equivalent training plus at least 10 to 15+ years of relevant and progressively more responsible production underwriting experience within the specialty focus of Life Sciences. Requires at least 5 years of previous staff management experience
Requires an advanced knowledge of Life Sciences underwriting concepts, practices, procedures and techniques, including, but not limited to coverage issues, product lines, marketing, computers and product competition within the marketplace
The individual hired for this position must have 10 to 15 years Life Sciences knowledge and a solid market reputation with the ability to effectively interact with brokers and internal departments
Energy, grit, organizational skills as well as strong verbal and written communications are necessary. Additionally, the candidate must have strong negotiation, policy wording, analytical and decision making skills. Underwriting Integrity is paramount. We write to a profitable bottom line

Senior Underwriting Manager Resume Examples & Samples

Leadership: Responsible for the acquisition, retention and development of senior level underwriting talent. Formally manages, guides, mentors, and coaches underwriters in both technical and professional skills. Fosters an environment conducive to continuous improvement and root cause problem solving activities
Risk Selection: Responsible for developing and implementing a strategy to better evaluate risk quality and further UWs skillset in qualifying, selecting and assessing risk
Expert level understanding of commercial property & casualty products; insurance operations; finance and actuarial concepts; regulatory environment; reinsurance; account management; underwriting; and producer management
Planning and organizing work; and achieving results
Advanced degree or equivalent training required, CPCU designation (or equivalent)
Experience managing or mentoring underwriting staff preferred

Underwriting Manager, Select Resume Examples & Samples

University degree or College diploma with insurance concentration preferred
Minimum Five years Commercial Underwriting experience, experience in Select accounts preferable
Highly regarded for level of expertise across all lines of business
Extensive knowledge of product, operations, and agency distribution
Demonstrated performance management experience and skills including setting clear goals and priorities; coaching and developing others; providing timely and consistent performance feedback
Ability to manage own work and effectively delegate and direct the work of others
Strong organizational, quantitative reasoning, critical thinking, interpersonal, time management, verbal and written communication skills
Demonstrated ability to effectively lead self and others through change
Executes Business Strategy
Leads Change
Promotes Enterprise Culture
Attracts Top Talent
Maximizes Individual and Organizational Performance
Creates and Sustains Dynamic Workplace
Communicates Effectively and Influences Others
Applies Critical Thinking
Demonstrates Self-Awareness

Underwriting Manager Resume Examples & Samples

Create and maintain a highly efficient and productive environment/culture that values its team members and rewards performance
Ensures effective communication with staff, management, and partner credit unions
Manage the mortgage underwriting pipeline being cognizant of service levels, quality, compliance and member expectations
Plans, coordinates, directs, reviews and supervises work of subordinates in the underwriting of conventional first mortgage loans including
Oversees underwriting to ensure adherence to all investor and credit union guidelines
Reviews loans submitted to Underwriting to ensure they are complete and accurate and provides feedback to Processing team
Ensures the integrity of loan data entered and maintained in Empower LOS and investor AUS
Ensures that loan conditions submitted to obtain clear-to-close are reviewed in a timely manner
Ensure compliance with regulatory requirements including but not limited to: HMDA, RESPA, Reg Z, Reg B, Fact Act, and Safe Act
Monitor results of internal audits and suspensions for areas needing improvement and additional training opportunities
Demonstrate exceptional service in all interactions with members, prospective members and personnel in partner credit unions
Provide guidance, training, coaching and assistance to processing staff as needed
Review and analyze file documentation related to the loan decision and properly mitigate and document policy exceptions
Work closely with varying levels of management both internally and externally with members
Other various duties as required
ACTIVE CHUMS ID/DE is REQUIRED
Typically five years’ experience in all aspects residential mortgage origination for both conventional and government products
Two or more years’ experience in a management role
Strong knowledge of Fannie Mae/Freddie Mac guidelines and AUS
Strong knowledge of State and Federal laws pertaining to the mortgage banking industry (i.e. RESPA, TILA, ECOA, etc.)
Ability to perform mathematical calculations with speed and accuracy
Proficiency in MS Office (Word, Excel, PowerPoint, Outlook)
Strong communication skills, both verbal and written, are necessary
Excellent customer service skills with strong attention to detail
Time Management skills and the ability to prioritize workload based on department SLA’s and member needs
Strong analytical skills required with a high degree of accuracy
Ability to work flexible hours as needed
Ability to multi-task in other areas of the unit
Positive attitude and team-oriented spirit

Senior Underwriting Manager Resume Examples & Samples

Agent/Broker Relationships: Establishes and maintains high level of relationship management with key Agents and Brokers. Develops underwriters? Negotiation, communication and general deal making skills
Skills required include analyzing and problem solving; adaptability; decision making, building relationships; working effectively with others; communicating effectively; negotiation; influencing others
As well as applying financial acumen; focusing on service; executing well; planning and organizing work; and achieving results
Experience managing or mentoring underwriting staff preferred, 7+ years of relevant experience

Underwriting Manager / Director Resume Examples & Samples

Marketing and underwriting Excess Casualty business
Exposure identification for a wide variety of business types
Contract analysis
Adhering to underwriting rules and guidelines
Developing and maintaining relationships with brokers to facilitate a flow of desirable new business and to maintain renewal business via quality service
Collaborating with other product lines to provide full product support to the client
Bachelor's degree or above and/or insurance certifications
A minimum of 5 years of experience in underwriting casualty business
Strong producer following
Demonstrated ability to generate profitable new business
Excellent analytical, communication, and computer skills
Ability to successfully complete multiple tasks concurrently within a fast-paced, team-oriented, working environment

Regional Underwriting Manager Resume Examples & Samples

Maintaining a thorough and current knowledge of all applicable underwriting guidelines, including Agency (FNMA/FHLMC), FHA, VA, USDA, Investor and Fidelity Mortgage loan products
Completing second level reviews for designated loan products and any loans requiring the review as determined by management and/or quality control
Directly supervising a group of underwriters within a specific region, to include

Underwriting Manager / Director Resume Examples & Samples

Market and underwrite Excess Casualty business
Adhere to underwriting rules and guidelines
Develop and maintain relationships with brokers to facilitate a flow of desirable new business and to maintain renewal business via quality service
Collaboration with other products lines to provide full product support to the client
5+ years of experience in underwriting casualty business desired

Underwriting Manager Resume Examples & Samples

Directs and monitors the underwriting strategy per carrier and corporate guidelines
Develops staff proficiencies with rules and regulations
Monitors and enforces underwriting procedures and guidelines, ensuring underwriter compliance with established authority levels
Monitors staffing levels and developmental needs of the underwriting staff and make recommendations, as needed
Develops program business, as needed
Maintains and manages operating results, competitor methods and analyzes insurance trends
Manages and provides guidance on complex issues
Develops, monitors, and maintains strong, profitable relationships within the company, brokers and insurance markets
Monitors and manages in force book of business to include close communication with loss control and claims staff
Handles new and renewal business coordination for program brokerage business
Creates timelines for renewals
Communicates effectively any underwriting changes as necessary
Maintains updated logs; submissions, written/lost business, bordereaux, etc
Commits to the complete servicing and overall handling of account submissions ensuring work is properly completed, which includes monitoring and checking the work from Retail Brokers and Underwriters
May meet with Companies, Retail Brokers, and Clients/Insured
Attends on-going training as required
Attends weekly meetings as required
Travels as necessary
Complies with agency management system data standards and data integrity (enters and maintains complete and accurate information)
10+ years related work experience; including Underwriting with emphasis in program business preferred

Underwriting Manager Financial Institutions Resume Examples & Samples

Underwrite and bind business within underwriting authority channel through superior risk selection, negotiation and analysis
Analysis of coverage and contract language based on industry accepted policy forms
Take lead role in client/underwriting meetings in order to qualify inherent risks and exposures within the prospective Insured’s operations and business practices
Manage distribution decisions and relationship both through a captive channel and with other production sources
Work closely with Executive Liability Management and the Product & Regulatory Services group to lead product oversight and enhancement including regulatory requirements, rate filings & rating tools, and other underwriting resources
Work closely with Executive Liability management on strategic hiring decisions when appropriate and manage staff in accordance
Work closely with Executive Liability team on strategic decisions and portfolio management
Bachelor’s degree in business or related field from an accredited University/College is preferred
7-10 years of management liability insurance experience – preferably within the financial institutions segment of the business
Extensive experience with industry accepted policy forms and strong working knowledge of applicable endorsement wordings
Proven experience required in a sales production role
Strong interpersonal skills, and the ability to communicate effectively, and excellent negotiation skills
Strong analytical skills and excellent problem solving/decision making abilities with a strong working knowledge of the various sectors within the Financial Institutions arena
Ability to work extended hours and travel at short notice
Key broker and client relationships

Regional Underwriting Manager Resume Examples & Samples

Supervise Underwriting Department Supervisory personnel. This includes hiring, training, coaching and conducting performance appraisals
Ability to underwrite loan files. Complete a thorough analysis of entire loan packages to determine compliance with company, investor, and FHA/VA guidelines
Ensure the accurate and timely underwriting of all loan files within the Regional departments
Monitor the performance of all employees individually and as a group. Ensure that standards are met for professionalism and teamwork
Understand and maintain a thorough knowledge of all company, investor, correspondent programs and requirements
Keep abreast of all investor and regulatory changes that affect the underwriting of all loan types. Ensure that all employees are kept informed of all underwriting guidelines and changes. Implement changes, as needed
Be available to Production and Processing staff for interpretations and questions in general or for specific loan files. Communicate effectively with personnel in other departments or mortgage branches
Provide daily review and support to underwriting staff as needed on files requiring a second signature
Work to create a positive, supportive and fun work environment in assigned group. Assist in creating this environment throughout the company
Attend company functions, industry events, training classes or other activities outside the office, as required
Assume or perform additional duties as they arise, cross-train within the department, and be responsive to the department
Minimum five years single family mortgage loan underwriting experience
Minimum two years management experience or the demonstrated ability to manage people
Thorough knowledge of all loan types, i.e.: Conventional, FHA, FHA 203K, VA, USDA, One Steps, Renovation and Portfolio
Good at problem solving, researching, and decision making
Willing to work overtime, when needed, to maintain an acceptable response time to our production staff, as outlined by manager
Excellent communication skills – phone, personal contact and written
Able to work as part of a team, as well as independently, and with people of diverse backgrounds
Maintain effective communication and working relationship with manager, co-workers, branches, home office departments, correspondents and brokers
Professional in standards, skills and manner of dealing with others
Versatility and ability to keep up with industry and technology changes
Ability to accept and facilitate change caused by customer demand, corporate needs or regulatory requirements
Proficiency with MS Office (Excel and Word) and MS Outlook

Retail Credit Administration Wealth Underwriting Manager Resume Examples & Samples

Provide guidance, coaching, management and leadership to underwriting staff to ensure the highest standards of underwriting skills possible. Effectively and consistently execute upon strategies and processes to maximize wealth lending opportunities that meet the Bank’s risk and profitability standards. Encourage the underwriting staff to grow and develop in their leadership skills by serving as mentors to other credit teams within the department
Cultivate values such as “Independent Thinking, Reason and Reality” within the Wealth Credit Team in order to develop skill sets so that credit decisions are based on client’s overall financial situation as well as defined risk management policies
Evaluate underwriting processes, as well as staffing levels, and make appropriate adjustments and recommendations in order to strive for optimal efficiency without compromising productivity or risk management standards
Monitor workflow from a systems and technology standpoint and serve as liaison to appropriate Information Technology (IT) and communication systems personnel in order to make recommendations and take full advantage of available technical enhancements that could provide benefits
Personally co-approve or decline credit requests that exceed the lending authorities of the underwriting staff, based upon established policies and procedures, while providing adequate documentation and justification for decisions representing exceptions to policy or procedure
Responsible for leading Wealth loan review committee meetings including representation from Wealth Credit, Wealth Division, Risk Management and Wealth Strategy teams. Constantly review materials, format and attendee list to ensure maximum benefit is achieved through review committee process
Work closely with the Portfolio Risk Manager to identify trends or concerns developing within the Wealth portfolio
Develop and execute strategies, in conjunction with the Wealth Strategist, designed to maximize productivity, growth and profitability while maintaining appropriate risk parameters. This will include, but is not limited to, product suite development, underwriting tools and processes, promotional offerings and other specialized lending opportunities
Develop a strong working relationship with the Wealth Lending Officers in order to take full advantage of the team’s support and function. Provide clear feedback to Wealth Lending Manager in order to collaborate on potential process improvements, as well as provide direct guidance and support to Wealth Lending Officers as appropriate
Develop strong working relationships with appropriate Wealth Division Leadership in order to create advocacy and partnership in balancing sales and service activities by the Wealth Division Sales team with appropriate risk management activities
Serve as a mentor and provide guidance to other Underwriting Managers
Add value to the entire department from a strategic decision making standpoint
Eight years of large bank experience with strong emphasis in loan administration and credit risk management
Understanding of complex personal and business tax returns, cash flow analysis, trust agreements and other legal documentation utilized in complex lending situations
Strong credit and analytical skills
Master’s degree in Business or related field, or equivalent education and related training
Graduate of BB&T’s Leadership Development Program, BB&T’s Banking School at Wake Forest, or similar training program at a financial institution
Knowledge of Bank’s operations, systems, and compliance and regulatory issues
Experience in affluent client underwriting or risk management

Regional Underwriting Manager Resume Examples & Samples

Provide leadership and guidance to Underwriting Supervisors and Underwriters specializing in large complex jumbo mortgage transactions for high net worth clients
Manage, mentor, train, up-skill and evaluate your team
Primary point of contact with Regional Sales Manager, Credit Risk Management and Senior Management on mortgage transactions
Work with members of the client’s inner circle to advance their loan transaction – i.e. business managers, family office, CPA and others as required
Monitor performance from a production and quality perspective to uphold the Firm’s requirements and core values
Directly manage and communicate appropriately on all deal escalations
Review potential deals and access risks and mitigants
Ensure adherence to credit policy, all updates and mandatory Firm training
Work in conjunction with Sr. Lending professionals to assist in structuring complex mortgage transactions
Make sound approvals and decline recommendations based on the facts of the transaction
Ensure accurate and timely pipeline management including but not limited to reports and pipeline meetings to ensure transactions are moving through the process efficiently
Conduct staff meetings to ensure a full understanding of new initiatives, Credit Risk updates, and production updates/goals
Work with vendors and various Firm departments to streamline processes, quality and risk assessment
Participate in an effective manner in meetings and training sessions
Foster an environment of high energy and continuous improvement
Proficient with Regulatory Changes, FNMA and Nonconforming Loans
Additional responsibilities as required by management
Travel Required: 5-10%
10+ years of experience in residential mortgage underwriting
5+ years of experience managing a team of underwriters
Expert experience underwriting jumbo loans in the high net worth, Private Banking environment
Strong Knowledge of industry compliance regulations, OCC & CFPB
Agency guidelines a plus
Strong knowledge of business process outsource management
Analyzing complex information i.e. self-employed income and structuring complex mortgage transactions
Track record of effectively communicating with executive management
End to end mortgage fulfillment knowledge
Must be proficient in Microsoft Outlook, Word, Excel & PowerPoint
Must have knowledge of Windows and its relation PC Applications
Bachelor’s degree required, advanced degree a plus
Proven ability to speak effectively in front of Sr. Management, Private Bankers, Financial Advisors, employees and others are required
Ability to deliver reports in an effective manner with clear and concise material
Ability to performance manage individuals were appropriate

Regional Underwriting Manager Resume Examples & Samples

Manage, mentor, train, upskill and evaluate your team
5+ years’ experience managing a team of underwriters
MTrack record of effectively communicating with executive management

Underwriting Manager Resume Examples & Samples

Monitors and enforces underwriting procedures and guidelines, underwriter compliance with established authority levels
Develop program business, as needed
Maintain and manage operating results, competitor methods and analyze insurance trends
Manage and provide guidance on complex issues
Develop, monitor, and maintain strong, profitable relationships within the company, brokers and insurance markets
Monitor and manage in force book of business to include close communication with loss control and claim staff
New and renewal business coordination for program brokerage business
Create timelines for renewals
Communicate effectively any underwriting changes as necessary
Maintain updated logs; submissions, written/lost business, bordereaux, etc
Commit to the complete servicing and overall handling of account submissions taking responsibility for getting the work properly completed which includes monitoring and checking the work from Retail Brokers and Underwriters
Ability to meet with Companies, Retail Brokers, and Clients/Insured
Attend on-going training as required
Attend weekly meetings as required
Travel as necessary
Engages in optimal and appropriate usage of applicable agency management systems

Divisional Underwriting Manager Resume Examples & Samples

Establish and manage enhancement of internal underwriting processes and procedures to increase workflow efficiencies
Generate and maintain underwriting team reporting metrics to show performance and monitor overall quality in partnership with Senior VP of Quality Control
Coordinate and sit on the Chair for Fidelity Bank Mortgage credit committee
Work in conjunction with Regional Underwriting Managers on loan level escalations and high priority risk decisions across all regions
Maintain a thorough and current knowledge of all applicable underwriting guidelines, including Agency (FNMA/FHLMC), FHA, VA, USDA, Jumbo Investor/Portfolio and Fidelity Mortgage loan products
Manage the Second Level Review process for designated loan products and any loans requiring this review as determined by Management and/or Quality Control
Directly supervise a group of underwriters and/or regional underwriting managers within a specific region, to include

Healthcare Analytics Underwriting Manager Resume Examples & Samples

Applies underwriting procedures to new and existing business. Achieve overall corporate financial goals by applying appropriate pricing methodologies
Analyze claims detail data from multiple in-house claims processing systems, as well as analyzing external claims data in various formats
Meet deadlines and assist with the fulfillment of financial requirements for RFPs which entails review, analysis, development of underwriting models and pricing, completion of all required RFP underwriting and pricing documentation, periodic recalibration and updating of underwriting model assumptions and cost drivers and development of pricing strategies
Develop and own underwriting and pricing policies and guidance and collaborate with the SBU and Corporate Underwriting on both strategic direction and pricing/underwriting parameters to be considered within the process

Underwriting Manager Resume Examples & Samples

Oversees, coordinates, and monitors activities and results of an underwriting team to obtain and ensure accurate, quality work while at the same time maintaining high production and service standards
Responsible for the profitability and production of the team per budget
Schedules, prioritizes and distributes workflow of unit to ensure work is done in a timely fashion and all deadlines are met
Provides guidance to agents and policyholders and provides technical guidance and expertise to underwriters. Acts as a liaison with other supervisors, branches and corporate departments with whom their unit interacts. Conducts agency visits as required by company standards
Works with Underwriters to up sell, cross sell coverage enhancements and additional lines of business to existing accounts and to support the marketing of company specific products and programs
Recommends procedural changes and plans, organizes and implements these changes. Keeps current on all changes effecting unit's work production and on changes within the insurance industry
Arbitrate problems between agents, insured’s, or other departments. Testifies in court and/or participates in the taking of depositions as needed on claims or coverage issues
Develops and utilizes management reports and analytics tools to assist in monitoring team and individual underwriter results
Participates in state pricing reviews and budget planning
Responsible for automobile travel within territory traveling to agent offices. Car travel represents approximately 10-15% of employee’s time
7+ years Underwriting experience required
3-4 years experience in rating, inspections, and claims is also preferred
Broad underwriting technical background
Proficient with Word, excel & Outlook

Regional Underwriting Manager Resume Examples & Samples

Ensures that all processes are done in a timely fashion and in compliance with all applicable underwriting criteria of the company, investors and mortgage insurers
Analyzes loan applications to determine risk to the company and acceptability to agency standards
Analyzes appraisals (including VA under the Lapp Program) for acceptability to agency standards
Works with loan officers, branch managers, and other staff in the branches to properly structure the loan
Answers technical questions with regard to all agencies’ guidelines (FNMA, FHLMC, FHA, VA) and private investors
Monitors and manages daily workflow on loan files and maintaining company’s turn time
Assists with quality control audits of loan files. Responsible for maintaining overall quality of credit risk for the region
Performs second review of loan files on potential repurchases
Prepares required reports for management
Performs employee reviews, and counseling when needed, as well as recommending salary increases, hiring and firing of regional underwriting staff, and tracking employee attendance
Perform second level reviews on denied loans
Stays abreast of all changes and updates in underwriting areas and communicates same to Regional Underwriters

Equipment Finance Commercial Credit Underwriting Manager Resume Examples & Samples

Manage the staff, workflow, policies and procedures for the credit function within EF first LOD
Work collaboratively with the EF sales, operations, collections, workout and asset management and CCA second LOD team leaders to ensure credit function is strategically aligned with the business and effective teamwork amongst peers is achieved
Work in conjunction with EF sales team and Integrated Relationship Management (IRM) partners to ensure that product focus is consistent with credit standards and policies of EF and BB&T. Provide credit guidance to the sales team as to credit screening, structuring, and pricing strategy via one-on-one interaction
Work with CCA team to ensure credit function is compliant and consistent with CCA requirements and expectations
Ensure that regulatory requirements for the credit function are fully comprehended by staff and that credit functions are fully compliant
Underwrite all equipment finance transactions. Properly identify and mitigate risk, when possible and include industry risk, obligor operating and capacity risk, transactional structure risk and end of term/residual risk. Adequacy of return is also a key factor and includes both appropriately priced yields, as well as, end of term residual opportunities. Make recommendations to CCA for approval of designated equipment finance transactions
Prepare concise and issue-focused Credit Approval Reports (CAR) and annual reviews, as required, properly identifying debt capacity, quality of earnings, cash flow adequacy, industry risk, overall risk and mitigants, potential exit strategies, risk rating identification and justification and establishment of conditions of funding
Manage risk within the portfolio through use of credit reviews, timely risk grade adjustments, payment monitoring, watch list activity and open commitment monitoring
Prepare portfolio reports and other special projects, as required
Bachelor’s degree in business, or equivalent education and related training
Ten years of experience in credit underwriting
Strong understanding of general accounting principles with an emphasis on cash flow analysis
Knowledge of equipment financing market, structures and risks
Knowledge of bank operations, policies/procedures and compliance/regulatory issues
Logical thinker, risk evaluator and problem-solver
Ability to decision transactions quickly, confidently and assertively
Highly responsive to requests and demands
Good communicator, both verbally and in writing
Extremely customer focused and service oriented
Ability to provide leadership in a team environment
Ability to travel, occasionally overnight
Master’s degree in business administration
Graduate of a banking management school
Extensive experience in banking of equipment finance
Proven leadership skills and abilities
Experience in public speaking and group facilitation

Underwriting Manager Senior Resume Examples & Samples

Manages the investigation of insurance risk including approval or rejection of applications for insurance up to a fixed dollar limit of risk
Has overall responsibility for the underwriting function within a branch or unit
Directly, and/or through other Managers or Supervisors, manages staff who are focused on analyzing risk information, recommending new and renewal rates, and policy terms
Works directly with Producers and/or Carrier Placements staff on regulatory compliance and industry standards within individual state laws and area(s) of coverage
Assists sales personnel in developing goals and monitoring achievement of those goals throughout the year
Monitors any material claims that could lead to potential problems
Informs management and corporate legal as appropriate of any issues that arise
Monitors any possible E&O claims and keeps corporate and regional management informed of any material issues that arise
Understands what makes a book profitable and manages book so that time is spent on accounts that generate good returns
Bachelor's degree and 7 years related experience required
Computer experience with a variety of applications including Excel, Word, and PowerPoint, as well as sufficient technological knowledge to facilitate decision-making regarding the direction of the automation systems
Able to drive and travel as needed. In-depth knowledge of the insurance brokerage business

Underwriting Manager Resume Examples & Samples

Minimum of 7 years’ experience as a Life Underwriter
Experience in staff management / leadership role preferred
An industry relevant tertiary level qualification
Ability to remain calm and focused under pressure and work to deadlines
Communication and Negotiation skills and an ability to manage performance and handle conflict
Excellent organisation and time management skills and ability to prioritise
A proactive, results-oriented and problem solving approach to ensure business objectives are met

Underwriting Manager, Career Sales Force Resume Examples & Samples

Lead and coach underwriters in their service delivery and development
Manage workload and priorities while promoting team work and a positive environment
Promote a sales culture while managing quality, service and expenses
Resolve and learn from escalated cases and areas of challenge
Using lean management concepts and methodology, identify areas for continuous improvement and implement using problem solving activities
Contribute to the leadership team by providing input on planning and priorities
New Business operations is a dynamic working environment with staff in multiple locations
Key relationships include the sales force as well as project, process and training teams within New Business
LI-RN1

Market Facing Underwriting Manager Resume Examples & Samples

High School Diploma or Equivalent and 5 or more years of experience in the Underwriting or Market Facing area
Advanced knowledge of Surety lines of business
Ability to manage and build rapport with team
Established Producer relationships
Advanced skills in relationship building, active listening, needs analysis, and win-win negotiating

Underwriting Manager Resume Examples & Samples

Responsible for the premium budget of a small product line, program or region within an entity
Manages underwriting professionals. Responsible for talent processes including selection, development, and performance management, and makes compensation recommendations for assigned staff
Bachelor's degree or equivalent training plus at least 6 years of relevant and progressively more responsible production underwriting experience
Requires 1-2 years of previous people management/supervisor experience

Small Commercial Field Underwriting Manager Resume Examples & Samples

Provides leadership and oversight of tactical and strategical production meetings
Scrubs Large Account Pipeline lists and provides feedback on the quality of the opportunity
Instills best sales approach across team to drive flow and improve hit / yield ratios
Demonstrates a solid understanding of our business strategy, territory appetite and understands our key agent partnerships in order to achieve growth and profitability goals
Exercise leadership actions known to maximize results; being a visible leader, communicating often, acknowledge facts, rebuild purpose, recognize and rewards employees
Manages GTU and LOB mix
Manages overall quality of the new business book through effective self audits and continuous feedback to underwriting staff
Provides proper training to underwriters and product knowledge through effective use of training meetings
Establishes individual goals and objectives based on branches plan, and continuously monitors performance and progress against these
Continuously seeks to improve sales and technical skills through effective coaching, training and development of current staff, and recruitment of industry talent when needed
Conducts annual performance and salary reviews
Manages performance issues on a timely basis, compliant with company policies
Participates in regularly scheduled meetings to keep the staff up to date on relevant issues and results
Oversees underwriting execution of loss control
Take a leadership role in SC Playbook development and State Management strategy execution

Small Commercial Lines Consolidation Underwriting Manager Resume Examples & Samples

Conducts regular triage of deals with Underwriters
Scrubs potential target lists and provides feedback on the quality of the opportunity
Leads consolidation kick off meeting with agency personnel
Monitor deal mix and proactively manage to ensure book aligns with agent and underwriting expectations, and overall Small CL strategy
Attends and monitor regular communications meeting with agents. Partners with each agency point person to ensure we convert competitive quotations
Provides review of underwriting results with each individual underwriter to ensure proper balance between transactional underwriting and portfolio strategies
Handles referrals and provides technical direction and coaching to staff
Provides deal assignments, written authority grants and manages workload balance
Manages overall quality of the new business book through effective self-audits and continuous feedback to underwriting staff
Establishes individual goals and objectives based on consolidations, and continuously monitors performance and progress against these
Conducts regularly scheduled meetings to keep the staff up to date on relevant issues and results
Works closely with Operations support team to achieve overall quality and time service SLA’s
Partners with Business Analysts and needed to provided needed data to run unit effectively

Group Underwriting Manager Resume Examples & Samples

Life Risk Underwriting experience
Demonstrates decisiveness that is supported by broad industry knowledge and experience, and seeks diverse views on complex matters
Shows attention to detail and has sound judgement
Demonstrated performance in customer service
Underwriting authority reflective of experience
Track record of delivery and able to prioritise own work

Credit Underwriting Manager Resume Examples & Samples

Bachelor's degree or equivalent experience required (Graduate School experience desired)
Understanding of business needs/requirements
Five+ years Credit Analysis experience required
Previous commercial credit authority preferred
Previous demonstrated ability to read and interpret commercial credit bureaus, analyze trade experience, and utilize external financial resources to underwrite commercial credit requests is required
Demonstrated commercial underwriting/analysis experience
Typing skills required
Phone etiquette skills required
Demonstrated Commercial Financial Statement analysis
Prior lending authority desired
Broad based underwriting knowledge, and 5+ years decision-making experience

Underwriting Manager, Select Express Resume Examples & Samples

Staff Management and Development
Recruits, selects, trains, and develops underwriters, QA Specialists or Technical
Specialists
Sets goals for employees with specific expectations based on performance categories and
Standards
Regularly assesses employee skills and performance with timely feedback and coaching
Activities
Make hiring, termination, and compensation decisions for team
Approves, adjusts, and implements individual underwriting authority levels as appropriate
Reviews and adjusts workload assignments to effectively manage individual underwriter
Productivity level
Effectively manages and monitors the QA program
Identifies opportunities for improvement and implements action plans to address underwriting
Quality gaps
Provides guidance to underwriters to ensure quality underwriting decisions are consistent
With company policies and programs, and in compliance with state laws and regulations
Reviews underwriting exception activities and provides timely approval as needed
Actively participates in company regulations and Quality Review programs
Customer Service and Productivity Management
Maximizes efficiency in underwriting operations while effectively utilizing available
Resources in support of company growth and profitability objectives
Regularly monitors workload to ensure acceptable service levels
Regularly monitors and manages the underwriting phone split
Ensures customer needs are consistently met with the highest standards of quality and
Timeliness
Identifies and resolves performance gaps in delivering quality service to customers
Business Relationships
Establishes effective business partnerships with Sales Regions and Product in managing the
Region results, where applicable
Proactively builds favorable business relationships with internal and external customers
Creates an environment of collaboration and continuous improvement with business partners
Actively engages in agency management activities in support of company and regional
Strategies
Plans and implements agency visits/travel plans as needed
Consistently demonstrates ability to influence and use effective communication skills in
Team or project settings
Other Responsibilities
Effectively manages team expenses
Supports and implements PL, Business Center, and Regional business plans and initiatives
Reviews and approves risks outside of underwriter authority
Reviews and provides recommendations for Reinsurance risks
Approves or provides recommendations for situations involving Coverage Reformation or
Ex-Gratia payments as appropriate
Effectively handles or approves Department of Insurance complaints
College/University diploma/degree preferred
CPCU designation desirable 3-5 years of underwriting experience in all major lines
3+ years of direct supervisory/management experience with a strong customer focus Excellent verbal and written communication skills Proficiency with Word, Excel, and Power Point applications

Underwriting Manager Resume Examples & Samples

Performs case-specific risk assessments, rate development, and customer presentations on complex book of business, made up predominately of large, multi-national corporations
Develops and monitors account earning plans to achieve growth and profitability, on both inforce and new business
Coordinates with management to develop and drive market and sales strategies, product development, pricing, and underwriting policy and procedure guidelines. Follows U.S. Financial markets and has strong business savvy
Mentors less experienced underwriters on risk analysis, rate development, and consultative underwriting responsibilities
Serves as technical resource for less experience underwriters on complex issues. In-depth rating, product, and financial knowledge
Minimum of five years of Group Underwriting (Life and Disability) experience and an in-depth knowledge of products, markets, and regulatory environment is required
General business acumen is also essential
Bachelor's degree or equivalent work experience required. Strong technical and analytic skills
Proven negotiation and conflict resolution skills, and is able to present position in a client setting
Ability to influence people in all levels of the Underwriting organization as well as in matrix management environments
Demonstrated historical results orientation, backed by specific accomplishments
Excellent written and verbal communication skills with emphasis on superior influencing skills
Recognized as a leader and expert in underwriting practice

Underwriting Manager Resume Examples & Samples

Recommend staffing levels and personal actions such as hiring, training, corrective action, promotions, and salary actions
Responsible for managing multiple teams of employees by monitoring workflow related to file reviews and ensure compliance with Chase policy and procedure
Responsible for leading, coaching and developing Supervisors and Employees
Responsible for team performance as it pertains to key functional aspects, which include daily benchmarks/scorecards, quality, and productivity
Lead strategic initiatives in support of business enhancements
Anticipates problems; sees how a problem and its solution will affect other teams; gathers information before making decisions; weighs alternatives to arrive at reasonable decision

Credit Underwriting Manager Resume Examples & Samples

Manages team of credit underwriters under minimal guidance of the LOB-D and DCO, assists in prioritizing and managing the work flows to meet the needs for the assigned lending teams
Provides training and guidance in completion of credit underwriting and the preparation of approval presentations. 
Verifies that the team is conducting in depth review of balance sheet, income statement, other financial information, tax returns, business plans and projections to independently determine that the borrower can generate income and cash flow sufficient to repay existing and proposed debt. 
Ensures that presentations are thorough and include the request, purpose, the business and/or industry involved, the background and history of the business. It also outlines the risk and mitigating factors to justify assigned risk rating and show that Bank policies, procedures and regulations are met. 
Assists Commercial Relationship Managers in prioritizing and managing workflow of new prospects, modifications, renewals/upcoming maturities, Portfolio Reviews and Special Asset Reports while developing a working knowledge of all prospective opportunities.  Interacts with clients to obtain financial information necessary to support the underwriting process of Commercial Banking loans. 
Accompanies Commercial Relationship Managers on client and prospect calls in conjunction with completion of the underwriting process of Commercial Banking loans.  Confirms that the team is reviewing third party reports such as real estate appraisals, property condition and environmental reports, Field Exams and or property inspections and environmental investigations. 
In partnership with the Commercial Relationship Managers and Line Managers, assists with the training of the Rotational Development Program Participants on the nuances of client and financial analysis. 
Maintains a network of financial and legal professionals to support the knowledge necessary to complete any necessary analysis. 
Participates in all required training for compliance. 
Maintains adequate controls to ensure compliance with consumer protection statutes/regulations in a defined area of responsibility. 
Assists in training new team members which may include underwriters, Relationship Managers, administrative support and interns
Bachelor’s degree in business with a major or minor in finance or accounting
Master’s degree preferred
Field Exam Experience preferred. 
4-6 years of supervisory and/or management experience
Minimum of 7 years of experience in Commercial Credit
The ability to underwrite complex financial transaction requests
The ability to make independent decisions as to what type of analysis is needed based on prior knowledge of the transaction type and or knowledge of the industry and client involved
Strong problem solving and follow up skills with the ability to make decisions based on research
Strong interpersonal and communication skills, written and verbal, internal and external
Demonstrated willingness and ability to train/mentor peers
Proficient in Microsoft Office programs
Position may require the need to travel to other offices or client locations
Possess the ability to clearly demonstrate their position on a request and professionally defend it, if challenged

Access Underwriting Manager Resume Examples & Samples

Significant experience in risk management, banking, financial services, analytics or related industry
A strong command of risk tools/metrics (i.e. RORWA, ROA, NPV, etc.)
Detailed knowledge of underwriting and credit risk management techniques, including risk/reward principles, application of scoring models, provisioning methodologies and risk governance processes
Strong experience in the Credit Risk industry or related analytical field - Proficiency in performing data analysis utilising a standard statistical package such as SAS (preferred). Excellent Excel skills and solid PowerPoint capabilities
Practical experience of using analytics to solve complex business problems
Candidates with a good degree 2:1 or higher or equivalent work-experience

Underwriting Manager Resume Examples & Samples

Directs and monitors the underwriting strategy according to carrier and corporate guidelines
Monitors staffing levels and developmental needs of the underwriting staff and makes recommendations, as needed
Develops, monitors, and maintains strong, profitable relationships within the company, with Producers and insurance markets
Monitors and manages in force book of business
Commits to the complete servicing and overall handling of account submissions taking responsibility for getting the work properly completed, which includes monitoring and checking the work from carriers, Producers and Underwriters
Ability to meet with clients, carriers, and vendors
Attends meetings as required

Loss Mitigation Underwriting Manager Resume Examples & Samples

Nine to ten years of experience in mortgage servicing or operations activities
Five or more years of managerial experience
Well-developed knowledge of human resources functions

100

Credit Underwriting Manager Resume Examples & Samples

Previsou demonstrated ability to read and interpret commercial credit bureaus, analyze trade experience, and utilize external financial resources to underwrite commercial credit requests is required
Strong analytic skills
Strong communication skills; both written and verbal
Seven+ years Credit Analysis experience required
Moody's MFA/Spreading experience
Broad based underwriting knowledge, and 7+ years decision-making experience

101

Credit Underwriting Manager Resume Examples & Samples

Bachelor's degree in finance / accounting (MBA preferred) or equivalent experience
5+ years in a commercial / business lending environment reviewing transactions up to $1,000,000 (minimum) or equivalent experience
Proficiency in evaluation and credit transaction structuring, including the ability to identify and prioritize the spectrum of risks for operating lines, term loans and real estate transactions within various industries
Proficient credit skills and experience in negotiating solutions that balance risk / reward with appropriate pricing, covenants and conditions as appropriate
Formal credit training background and prior credit authority experience
Extensive experience working in a regulatory and compliance policy environment
Small Business Administration (SBA) experience preferred (7a / Express / 504 programs)
Strong people management skills including personnel evaluation, capacity planning, allocation of resources, effective credit coaching and managing through adversity
Strong presentation skills, project management and team building experience
Proficiency in requisite credit skills including RAC analysis, industry and economic data, management analysis, trend analysis (profitability, leverage, liquidity, efficiency), cash flow and sensitivity analysis
Demonstrated sound credit judgment at both the transaction and portfolio levels with a strong background in credit administration and control practices
Proficiency with legal, regulatory, tax and compliance issues related to risk. Ability to identify current risk and to anticipate potential risks through strong analytical capabilities
Excellent organizational skills, strong multi-tasking capabilities, attention to detail, and the ability to complete assignments within required deadlines in a fast-paced environment
Strong inter-personal and written / verbal communication skills with a background in managing credit processes within audit compliance standards
Strong problem recognition and resolution skills
Pro-active disposition with ability to work independently and within a team
Advanced skills in office applications – Excel, Access, Word, PowerPoint, SharePoint

102

Underwriting Manager Resume Examples & Samples

Identifies new growth opportunities with key distributors for areas of responsibility
Ensure that accounts are qualified, and meet with the organization's appetite, balanced with sound business opportunity
Along with underwriters in areas supervised, make agents/broker/customer and on-sight calls with a planned and well-prepared purpose
Oversee negotiations of Terms & Conditions and closes deals
Ensure cross-sell within areas of responsibility to increase product density with the account
Provide continuous coaching on sales best practices
Mentor staff to develop strong broker and client networks as related to industries underwritten by Business Unit
Monitor Sales Funnel and Production Metrics of team
Calculate Target Price accurately by utilizing underwriting tools appropriately
Identify market trends and coverage's exposures that may impact business results. Work with actuarial to insure a proper rate / price structure
Manage relationships with producers by conducting line of business, book of business, class and segment analysis to ensure profitability and growth
Market company products and services through agency plant and brokerage community
Support development and maintenance of agent/broker relationships to achieve profitable growth, market share, product mix, new business and account retention
Improve customer relations, profitability and productivity by continually analyzing branch office´s new business, loss ratio, expense ratio, loss frequency, agency distribution, product mix to determine it´s impact on other business units
Review agency books of business as well as profit/growth results and trends to recommend and implement action plans
High School Diploma or Equivalent and 7 or more years of experience in the Underwriting or Market Facing area within the Commercial Insurance industry OR
High School Diploma or Equivalent and 14 or more years of experience in the Claims or Underwriting Support area within the Commercial Insurance industry
Advanced knowledge of Management Liability lines of business to include include: Directors & Officers Liability, Fiduciary Liability, Employment Practices Liability and Crime

103

MB Underwriting Manager Resume Examples & Samples

Ensures employees are appropriately recruited, selected, appraised, and rewarded; takes action to address performance problems
Organizes resources to accomplish tasks with maximum efficiency
Compiles mid-term strategies and objectives
Lead strategic initiatives in support of business enhancement
Values and acts upon employee feedback
Provides direction, guidance, priorities and oversight

104

Credit Risk & Underwriting Manager Resume Examples & Samples

Understand and further develop risk appetite and guidelines around this business
Manage complex deals and resultant portfolio including regular reviews and reporting
Responsible for independently reviewing, analyzing and recommending credit hold and underwriting amounts in a pressured deal environment
Responsible for ongoing monitoring and credit reviews of Sponsor loan portfolio and other sub-investment grade credits including internal and regulatory rating assignments, identification of underwriting weaknesses and recommending action steps based upon our risk appetite. Assess and determine de-risking strategies if required
Make presentations to senior management during transactions, ad hoc Credit Committees, and industry reviews
As required, participate in internal projects that improve credit process efficiency and effectiveness to assist in achieving key strategic objectives
As required, work with junior credit officers as needed to provide training and mentoring, though initially this position will not have any direct reports
Minimum 15-20 years of work experience with a major underwriting bank(s) (originate & distribute model), focused on Leveraged Finance/Sponsor channel
Extensive Capital markets perspective and structuring experience is crucial to evaluate distribution strategy and mechanics
BA degree required, MBA preferred
Demonstrated ability to lead deal teams; strong communication and presentation skills
Thorough knowledge of legal, regulatory and compliance issues with regard to this Business. Ability to differentiate Pass and non-Pass credits based on regulatory guidelines is a must
Comfortable with high-pressured environment

105

Territory Underwriting Manager Resume Examples & Samples

Agent/Broker Relationships: Fosters relationship management with key Agents and Brokers. Develops underwriter negotiation, communication and general deal making skills
Portfolio Management: Evaluates portfolio performance based on profitability metrics, multiline diversification, reinsurance, production metrics and industry trends
Quality Audit and Account Review: Ensure files meet regulatory requirements and internal documentation standards. Coaches underwriters to articulate thought process, decision making within both account reviews and file documentation
High level understanding of commercial property & casualty products; insurance operations; finance and actuarial concepts; regulatory environment; reinsurance; account management; underwriting; and producer management
Skills required include analyzing and problem solving; adaptability; decision making, building relationships; working effectively with others; communicating effectively; negotiation; influencing others; applying financial acumen; focusing on service; executing well
Advanced degree or equivalent training required,
CPCU designation (or equivalent),

106

Alternative Market Underwriting Manager Resume Examples & Samples

Manage the broad set of underwriting issues affecting the Alternative Market’s book of business
Manage and develop underwriters to achieve Alternative Market and SBU objectives. Direct and support underwriting of accounts within the Alternative Market’s book of business
Establish and maintain professional relationships with support areas outside of the Alternative Market, including support areas within the SBU and Corporate Centers
Establish and maintain underwriting processes and guidelines within the Client Group
Support production strategies to maximize profitable growth within the Client Group, advancing new and existing production source relationships
Assist Alternative Market Client Group Manager in developing and executing strategic business plans that support SBU objectives and assist with projects, seminars, meetings, etc. as assigned
Advance the Alternative Market’s visibility and presence within the Client Groups’ industry niche, supporting conferences, speaking engagements, and other industry initiatives
Advance the Alternative Market’s differentiation efforts, delivering value-added services to key clients to position the Client Group such that softening market cycle pricing has minimal impact on the Client Group’s retention of business and profitability
Minimum of 10 years prior underwriting experience with a minimum of 3 years prior management experience
Strong technical and analytical acumen including the understanding of insurance and reinsurance transactions and the public entity market
CPCU certification preferred with experience in multiple lines of business including property, liability, and workers’ compensation
Demonstrated superior negotiation skills, facilitating and managing the complexities and difficulties associated with sourcing business through third-party production sources and the ability to manage key client relationships while maintaining profitable relationships throughout market cycles
Strong ability to think strategically and demonstrated ability to contribute to new ideas and thinking within an industry niche
Ability to communicate effectively with clients, production sources and personnel at all levels throughout the Munich Re Group and the wider industry
Experience in providing underwriter training, with strong skill set in giving straight-forward, clear direction, guidance and coaching
Proficient in data extraction from proprietary mainframe systems and proficiency in Microsoft Office suite, particularly Excel and PowerPoint

107

AVP Underwriting Manager Central Resume Examples & Samples

Bachelor Degree or equivalent combination of education and work experience
Extensive property and casualty insurance underwriting experience; formal insurance coursework; experience managing or leading others; increasing levels of responsibility
Commercial Lines insurance industry; underwriting operations; experience managing or leading others; increasing levels of responsibility
Chartered Property Casualty Underwriter (CPCU); Certificate of General Insurance (INS); Associate in Insurance Production (AIP)
Advanced working knowledge of commercial lines products and insurance concepts
Advanced working knowledge of underwriting processes and procedures
Advanced working knowledge of laws and regulations related to area of responsibility
Advanced working knowledge of terminology, concepts and principles related to strategic planning
Relevant trends and information within the industry
Current and possible future policies, practices, trends, competition and information affecting his/her business and organization; knows how the business works
Assume a methodical approach to evaluate complex situations; conduct gap analysis of current state and desired future state
Provide vision and think creatively and innovatively; implement strategies to improve efficiency
Anticipate obstacles and challenges, identify root cause and strategize plans to address
Organize people, tasks and activities to yield efficient work flow
Build consensus through persuasion and influence
Critically review, analyze, and synthesize information for reporting purposes
Effectively present information to influence organizational leaders and key stakeholders
Analyze risks, benefits and opportunities to ensure organizational competitiveness and satisfaction of established long-range objectives
Foster and promote collaboration and teamwork
Build and capitalize on beneficial internal and external relationships including competitors
Use internal and external resources to gather, analyze, and reorganize information and use logic to address work-related issues and problems
Risk identification and mitigation
Creativity and alternative, open thinking to generate and support new or better ways of doing things
Communicate information in a clear, well-organized, and professional manner
Use relevant information and individual judgment to identify need for change
Establish a high degree of trust and credibility with others
Provide appropriate structure, direction and feedback
Build long-term collaborative working relationships with senior managers
Adapt and be flexible in a complex changing environment
Coach and encourage employees towards continuously improving performance and mentor team with feedback, on-the-job skill enhancement opportunities and career advice
Utilize motivational, inspirational and enthusiastic approach to managing team
Anticipate obstacles, estimate time and resources needed for the completion of a project

108

Third Party Underwriting Manager Resume Examples & Samples

Oversight and management of unit resources efficiently to provide excellent customer service support for both internal and external customers
Providing business development support with a focus on the advisory services, including helping develop marketing materials, participate in presentations to clients, prospective clients and rating agencies
Assist with pricing and cost analysis decisions as necessary. Lead management of client relationships
Ensure effective utilization of resources (teammates, vendors) for unit, departmental, division or corporate initiatives
Evaluate processes using process improvement approach to enhance productivity, efficiency and service levels
Responsible for proper execution of assigned duties utilizing appropriate policies, procedures, delegations of authority and applicable contracts for assigned staff and client accounts
Lead recruiting of staff from both internal and external sources, recommend hiring, ensure proper training of staff and proactively manage professional development

109

Mortgage VP Senior Government Underwriting Manager Resume Examples & Samples

Develops underwriters, including selecting team members, conducting performance appraisals, corrective action as necessary, and determining organization, processes, controls, procedures with regard to the underwriting function of the Residential Mortgage unit
Oversees the process and procedure of performing pre-closing credit analysis on loan documentation submitted for underwriting. Ensures all required documentation is present to validate AUS findings. Performs detailed analysis of property valuation. Ensures all additional MB Financial and investor requirements are met on each loan transaction. Ensures all compliance guidelines and documentation requirements are met
Oversees the process and procedure to ensure all third party resources are reviewed to validate critical risk components of the mortgage credit file. Reviews AVM, IRS tax transcripts and any other third party resource utilized to validate accuracy of data in the mortgage credit file
Performs additional responsibilities as needed

110

Excess Senior Underwriting Manager Resume Examples & Samples

Agent/Broker Relationships: Establishes and maintains high level of relationship management with key Agents and Brokers. Develops underwriters, negotiation, communication and general deal making skills
Portfolio Management: Evaluates portfolio performance based on profitability metrics, multiline diversification, reinsurance, production metrics and industry trends. Defines strategy and oversees execution of continuously improving portfolio in alignment with division or segment objectives
Quality Audit and Account Review:Ensure files meet regulatory requirements and internal documentation standards. Coaches underwriters to articulate thought process, decision making within both account reviews and file documentation
Skills required include analyzing and problem solving; adaptability; decision making, building relationships; working effectively with others; communicating effectively
Strong negotiation; influencing others; applying financial acumen; focusing on service; executing well
7+ years of relevant experience

111

Division Underwriting Manager Resume Examples & Samples

Minimum 15 years’ experience in surety management and direct underwriting with a major carrier
Experience managing staff (20+)
Experience in developing own book of business
Demonstrably high level of underwriting expertise
Strong analytical skills and business knowledge
Successfully managed business with comparative scale and complexity
Credit training and international experience a plus
Strategic orientation, managing vision and purpose, developing organizational capability
Results oriented and highly accountable
Strong influencing communication skills and ability to work across multiple culture areas within

112

Cres Underwriting Manager Resume Examples & Samples

Approves high risk loan requests and acts as a resource for exception items. Reviews exceptions and determines eligibility for risk-based pricing
Develops and administers credit policies. Develops and manages underwriting policies for submission and adoption by the BOW Board. Disseminates underwriting policy information
Manages the repurchase activity from the retail residential underwriters
Ensures corporate compliance with all regulatory and agency requirements, investor guidelines and internal audits. Oversees the preparations for regulatory examinations
Assesses changes to regulations, new regulations, and proposed regulations to determine impact. Assists in planning compliance audits and monitors any corrective action taken. Coordinates corrective action on all compliance related findings identified by regulators
Bachelor’s Degree in Business Administration
Master’s/Advanced Degree
Years of functional/professional experience: 10+ years of experience in the banking/financial industry; 7 - 10 years of experience in lending and credit review of residential loans, including residential mortgage credit and property processing and underwriting; 3 - 5 years of management experience accompanied by strong negotiating and collaborative decision making skills
Extensive knowledge of advanced underwriting principles, regulations, and programs

113

Underwriting Manager Resume Examples & Samples

Sales and Distribution Management
Drives prospecting discipline with underwriting staff along with consistent and effective sales coaching
Portfolio Management
Ensures achievement of gross written premium, retention, and new business plans
Underwriting Expertise
Effectively drives quality by achieving acceptable audit results
Assesses underwriting skills of underwriters, delegating underwriting authority based on demonstrated skills
Applies deep knowledge of market and industry to advise others and provide guidance in regards to complex risks, exposures, and decisions
Uses all appropriate underwriting tools (e.g. Underwriting Tools, Policy Center, Image Right, Merlin, etc.), discipline and knowledge of strategies to achieve successful audits
Strong communication, negotiation and presentation skills; ability to effectively interact with all levels of CNA’s internal and external business partners
Advanced analytical and problem solving skills, with the ability to manage and prioritize multiple projects
Ability to practice, teach and coach effective sales disciplines
Ability to achieve business goals and objectives

114

Underwriting Manager / Director Resume Examples & Samples

Adhering to strict underwriting discipline and strategic objectives
Maintaining existing relationships and develop new relationships with brokers and agents within the Southern California territory
Underwriting small to large Workers’ Compensation accounts on a Guaranteed Cost basis as well as Loss Sensitive Plans
Managing an assigned book of agents and brokers; setting goals and objectives for each agent and broker; terminating those that are not meeting their goals and appointing new agents and brokers. This includes Agency visits as appropriate for managing these goals and objectives
Working with Actuarial, Claims, Loss Control, Audit and MPN departments, as well as Underwriting Assistants and Support Staff

115

Underwriting Manager Resume Examples & Samples

Responsibility for Canada-wide P&L across Marine and Aviation
Overseeing the underwriting of a profitable book of business, adhering to company guidelines within assigned authority
Mentor and guide new and younger staff, provide direction to senior staff in implementation of branch goals and objectives
Provide underwriting guidance and expertise and assistance in negotiating policies, beyond what may be required for underwriting approvals
Executing plans through personal involvement and the leadership and management of any direct reports
Relationship development at all levels of the broker organization, by developing strong broker relationships and establishing new relationships
Communication of AIG products, resources and business development strategies to the brokerage community
Engagement in the Marine and Aviation insurance industry to maintain awareness of market trends and conditions
Delivering business presentations and marketing to brokers and insured’s
Assist in the recruiting, hiring and training of staff as needed
Participation and leadership in Sales and Marketing overall business development strategies, events and activities for AIG
Establishing field relationships across AIG and support cross marketing initiatives
Completing administrative duty requirements as needed as it relates to business plan execution
Demonstrated strategy development, business plan execution and achievement of results, meeting or exceeding plans
Success in people leadership, management, coaching and development
Detailed knowledge and management of Marine and/or Aviation insurance distribution channels
Strong communication and broker relationship/managements skills
Strong multi-tasking and time management skills
Ability to be flexible, creative and persistent when faced with challenges
Competent knowledge of systems and PC applications

116

FVP / SVP, Underwriting Manager Resume Examples & Samples

Acts as Player/Coach overseeing and actively contributing to the underwriting quality of credit commitment reports (CCRs) prepared by underwriters and other portfolio officers to ensure that underwriting department activities are conducted in a manner that compliments and enhances the bank’s lending strategies and market position, in addition to adherence to Bank’s Credit Policies and standard underwriting procedures
Trains underwriters and other officers in underwriting
Manages underwriting workflow allocating work assignments efficiently based on underwriter experience and monitors progress
Interacts with Credit Administration, Appraisals, Legal, and other related Bank due diligence personnel regarding issues of credit quality, appropriate compensation for risk, as well as new business and related trends
Together with Team Managers and Relationship Managers works collaboratively and proactively in providing underwriting advice to determine the best structure and pricing for the proposed risks
May from time to time prepare or review pre-screen memos
Education: Bachelor’s degree in Finance, Business, or other related field. MBA, CFA, or CPA a plus
Experience: 7-10 years of banking, underwriting, and credit experience; or other directly related experience. Minimum of 7 years of underwriting commercial loans including ability to analyze financial statements, tax returns, and collateral from an ABL perspective
Skills/Ability: Good knowledge of collateral exam and liquidation process. Excellent knowledge of commercial lending policies, procedures, practices and documentation. Excellent written and verbal communication skills. Ability to perform independently with a minimal of supervision. Good organizational and managerial skills. Strong knowledge of financial accounting and the interpretation of business and personal tax returns. Good understanding of commercial loan structures including those common to C&I, trade finance and commercial real estate transactions. Knowledge of potential misrepresentation and red flags in borrower financial information

117

Mortgage Underwriting Manager Resume Examples & Samples

Maintain efficient underwriting of loans through the team and preserve the integrity of the underwriting decisions and process by assisting with the coordination and enforcement of established department standards and procedures
Review and recommend changes and improvements to department practices as appropriate
Monitor underwriting production and turn times
Provide review of elevated underwriting decision. Review loans recommended for denial
Research and respond quickly to requests from self test and quality control findings
Provide coaching and oversight for underwriters and/or underwriting vendors including ongoing training and feedback to underwriters and spot review of underwriting decisions and decision letters
Lending authority to $1,500,000
5-7 years underwriting experience
Previous management experience required

118

Underwriting Manager Resume Examples & Samples

Provide guidance, direction and leadership support to a specific team of Underwriters & Underwriting Coordinators
Lead and review numbers and performance and report to management team
Monitor and maintain acceptable Service Level Agreement (SLA) for turn times/customer service & accuracy
Allocate resources/identify processes and procedures to meet goals; communicate needs to the VP
Assign new loan files and monitor loan reports for underwriter assignment, assigning the tasks, the daily work for each underwriter based on loan type, source, capacity etc
Track and answer overflow e-mails and phone calls regarding underwriting loan scenarios specific to assigned business unit
In cases of overflow/volume, review and re-underwrite test case loans for Underwriters in training to receive FHA, VA, FHA 203K, and/or USDA certifications
Review all finalized researched QC data from all sources and determine training needs; develop and implement training as needed and required
Review employees’ time and labor (including time cards and PTO requests) and monitor/manage overtime hours of underwriting staff
Attend Management Team meetings with the VP, assess information compiled and distribute as necessary
Review broker pipelines to identify training issues, monitor business, and provide feedback in order to increase time effective underwriting overall, chart & report findings
Bachelor’s degree from an accredited institution preferred; relevant experience will be considered in lieu of a degree
Five (5)+ years’ underwriting experience, preferably in manual/traditional processing
Must possess a thorough knowledge of Stonegate Mortgage Corporation’s product mix, appraisals, tax returns, disclosure compliance, and AUS underwriting engine
Experience in underwriting FHA, DE, VA, VA SAR, VA LAPP, USDA, Agency, High Balance Agency, and Jumbo Level 2
Experience in underwriting 203k, 203k(s), and Homestyle
Previous experience in a supervisor role preferred
NMLS Licensing may be required
Mortgage industry and/or Financial Services experience is a plus

119

Avp-regional Underwriting Manager Resume Examples & Samples

Bachelor degree or equivalent combination of education and work experience
7+ years of underwriting experience
3+ years of people leadership / management experience
Advanced working knowledge of Small Commercial Lines products and insurance concepts
Portfolio Management experience
Innovative mindset to improve customer value proposition
Advanced working knowledge of underwriting processes and procedures
Advanced working knowledge of laws and regulations related to area of responsibility
Advanced working knowledge of terminology, concepts and principles related to strategic planning
Relevant trends and information within the industry
Current and possible future policies, practices, trends, competition and information affecting his/her business and organization; knows how the business works
Assume a methodical approach to evaluate complex situations; conduct gap analysis of current state and desired future state
Provide vision and think creatively and innovatively; implement strategies to improve efficiency
Anticipate obstacles and challenges, identify root cause and strategize plans to address
Organize people, tasks and activities to yield efficient work flow
Build consensus through persuasion and influence
Critically review, analyze, and synthesize information for reporting purposes
Effectively present information to influence organizational leaders and key stakeholders
Analyze risks, benefits and opportunities to ensure organizational competitiveness and satisfaction of established long-range objectives
Foster and promote collaboration and teamwork
Build and capitalize on beneficial internal and external relationships including competitors
Use internal and external resources to gather, analyze, and reorganize information and use logic to address work-related issues and problems
Risk identification and mitigation
Creativity and alternative, open thinking to generate and support new or better ways of doing things
Communicate information in a clear, well-organized, and professional manner
Use relevant information and individual judgment to identify need for change
Establish a high degree of trust and credibility with others
Provide appropriate structure, direction and feedback
Build long-term collaborative working relationships with senior managers
Adapt and be flexible in a complex changing environment
Coach and encourage employees towards continuously improving performance and mentor team with feedback, on-the-job skill enhancement opportunities and career advice
Utilize motivational, inspirational and enthusiastic approach to managing team

120

Division Underwriting Manager Resume Examples & Samples

Execute the segment strategy for a division to attain profit, quality, growth, multi-line diversification, and operational objectives; monitor execution against the appetite and correct situations where objectives are not being met
Ensure underwriting managers focus efforts on sources of profitable growth, category execution, multi-line accounts and building expertise
Ensure that submissions are triaged and prioritized and skill-based routing practices enable the right underwriters to work the submissions in the right order
Analyze proposals prepared by underwriters and use letters of authority to provide approval for risk selection and acceptance, coverage, and price
Implement and maintain skill-based authority levels by line through underwriter certification
Collaborate with other functions and support initiatives in the areas of product development, operations, process, technology, distribution and claims management
Lead the division's selection, development, and management of underwriters needed to diversify the book and grow profitably; ensure that expertise is fostered through development, coaching and mentoring mechanisms
Maintain a quality assurance process that identifies and corrects gaps in decision making
Technical skills including advanced knowledge of commercial property and casualty, including competitive conditions; insurance operations; finance and actuarial concepts; regulatory environment; reinsurance; account management; underwriting; loss control; producer management; and industry trends
Professional/General Business skills: Managerial courage; ability to set direction, create alignment
Both inspire and motivate; creativity/entrepreneurial skills; work cross-functionally by engaging and motivating people
Skills in negotiation; influencing others; communicating effectively (listening, verbal, written, etc.); adapt, learn quickly, and respond effectively to varied and intense challenges
As normally acquired through an advanced degree or equivalent training, 12 or more years of relevant experience, several of which should be in an operations management capacity

121

Underwriting Manager Resume Examples & Samples

Monitors daily activities of underwriting, rating and service functions to ensure performance results are achieved. Provides direct management oversight to staff
Oversees the underwriting process, working with the Underwriting Team in reviewing existing insurance programs to evaluate the Captive's insurable risks and coverage gaps, in order to create an appropriate captive insurance platform
Oversees new business, quotation and renewal process to ensure proper tracking, efficient workflows and timely reporting to sales team, brokers and customers of status of quotes/renewals
Initiates growth and profit strategies for underwriting results, monitoring budget goals and regularly communicates results to management, with early warning of impending changes in results, including identification of root cause and recommendations on corrective actions to right course
Assist the Vice President in the preparation of feasibility studies, including review of operations, preparation of written reports, and spreadsheets
Assist in various other special projects as needed, including, but not limited to, processing claims, running reports, research projects, assembling documents for third-party auditors, as well as for legal and compliance teams
Annually review Broker production growth and profitability goals, supporting a marketing plan focused on achieving the programs strategic goals. Initiate and maintain good relationships between the sales team/brokers, reinsurer and underwriting/operations staff
Collaborates with sales leadership and sales team on process and/or technological enhancements to improve timeliness and quality of quoting/renewal process
Follows corporate procedures and, through use of corporate-defined technology, maintains weekly and monthly reports for use by management. Adhere to due dates for underwriting and financial reporting
Consistently demonstrates high standards of integrity by supporting the Cooperative mission and values
Maintains high regard for member privacy in accordance with the regulatory and corporate privacy policies and procedures
Maintains knowledge of all relevant legislative and regulatory mandates and ensures that all activities are in compliance with these requirements
Regular and reliable attendance is required
BS in Business Administration, Finance or similar field
5-8 years' experience in Property and Casualty commercial insurance underwriting, operations and marketing
Background in Captive and Alternative risk for Property & Casualty and Health insurance is desired
An agricultural background is helpful
Thorough knowledge of primary commercial insurance programs
Strong operational leadership is essential, with solid analytical, problem-solving and interpersonal skills
Must be able to establish effective relationships and independently manage those relations with all levels of internal staff and external customers, business partners and vendors
Excellent oral, written and presentation communication skills required for a diverse range of internal and external audiences
Demonstrated proficiency in Microsoft Office suite programs, including Word, Excel and email

122

Underwriting Manager Resume Examples & Samples

Analyzes, evaluates and reviews new business as necessary or as required
Provide support and coaching to underwriters and provide leadership for multiple products within the team
Determine acceptability of risk in accordance with company guidelines and standards
Setting terms and conditions for the Package, BOP, Auto, and Umbrella lines of business to meet target returns
Meet new business and total premium sales objectives development and delivery of an effective and efficient underwriting process
Interaction with various Product, Sales, and IT teams to manage day to day operations Identify, select, and retain talent as well as manage staffing
Create a top talent high performing team Accountable for compliance, audit, reinsurance processing, and accuracy of underwriting team's data
Assist is developing strategies to improve profit and growth results
Submits business to Home Office for approval over his/her underwriting authority as well as the branch authority level
Underwriting experience with franchise auto dealers and heavy property
Expert knowledge of insurance
Demonstrated effective Management of a Team, communication, and leadership skills
Excellent analytical and risk assessment ability
Significant multi-tasking capabilities; able to juggle multiple priorities in fast paced environment

123

Underwriting Manager, Workers Comp Resume Examples & Samples

5+ years’ experience leading workers compensation underwriting teams
Ability to articulate a clear purpose/vision for the team that motivates colleagues and guides their actions/decision making
Strong underwriting technical skills; prefer underwriting experience with PEO accounts
Exceptional organization, verbal and written communication skills; ability to negotiate effectively

124

Underwriting Manager, Multiline Resume Examples & Samples

Provide support and coaching to other underwriters and provide team leadership
Determine risk acceptability in accordance with company guidelines and standards
Manage the selection and denial of new and/or renewal business including management of pricing targets, renewal retention targets and profitability targets
Monitor underwriting decisions through regular audits and address issues as appropriate individually or through group training
Develop, maintain and collaborate with Line of Business representatives on referrals and other business related needs
Focus on producer relations including portfolio management by developing and implementing action plans as deemed appropriate
Manage and monitor all stages of underwriting execution
Create and distribute management reports detailing various functions and status on a monthly basis
15+ years of multi-line underwriting experience
10+ years of management/leadership experience, resulting in effective management and leadership skills
Excellent interpersonal, analytical and risk assessment ability
Superior skills in relationship building, active listening, needs analysis, and win-win negotiating
Deep knowledge of all Microsoft applications and strong Word, Excel and Power Point skills
Ability to download data and perform analytics
Ability to be highly productive in a fast-paced environment

125

Underwriting Manager Resume Examples & Samples

Provide support and coaching to underwriters and provide leadership within the team
Setting terms and conditions for the Workers Compensation line of business to meet target returns
Interaction with various Product, Sales, and IT teams to manage day to day operations
Create a top talent high performing team accountable for compliance, audit, and accuracy of underwriting team's data
Assist in developing strategies to improve profit and growth results
Excellent workers compensation analytical and risk assessment ability

126

Universal Underwriting Manager Resume Examples & Samples

Demonstrated business leadership effectiveness with 1-2 years of prior leadership experience
Personal Lines Underwriting experience preferred
Business acumen, with knowledge of the insurance industry and/or financial services industry is beneficial
Excellent ability to coach to improve, maintain and optimize performance of their staff
Strong working knowledge of our GROW coaching methodology
Solid financial/analytical skills to aid in effective risk assessment and accurate decision making
Exceptional organizational skills and the ability to establish priorities and manage time effectively to meet commitments
Ability to interact and lead effectively, foster teamwork, and build strong relationships with individuals at all levels in the organization both in person and remotely
Strong sense of urgency and attention to detail, with excellent change managements skills. Strong focus on our customer and company
Drive meaningful relationships with several key business partners from product and process

127

Territory Underwriting Manager Resume Examples & Samples

Profitable Growth
Bachelor’s degree; 5+ years of related experience
Excellent written and oral communication skills with ability to effectively communicate specialized terms and data
Knowledge of product, price, risk management and insurance regulation knowledge, with working knowledge of lines, rate plans and product offerings
Working knowledge of current industry standards/environment
Good collaboration and relationship skills
Ability to plan, implement, manage, and/or sponsor projects of medium/high complexity and/or medium/large scale key initiatives using accepted project management standards

128

Regional Underwriting Manager Commercial Bonds Resume Examples & Samples

Monitors market conditions and confirms information gathered within market space
Analyzes performance of portfolio as well as individual account performance and develops appropriate action to drive profitable growth based upon the analysis
Reviews and approves underwriting decisions of staff and ensures compliance to legal requirements and organizational, business and strategic objectives
Works with other members of the PRCB team, Specialty and P&C to develop and pursue cross selling opportunities
Determines priorities and workflow standards for the department
Plans, develops and integrates territory sales plans to achieve top and bottom line objectives
Communicates strategic direction and operational plans to external partners
Communicates policies, procedures, and financial budgets that result in attainment of business objectives
Develops and maintains strong business relationships with key groups and individuals within the commercial lines market
Develops customer service standards for commercial bond team. Drives customer service performance to established standards
Works in partnership with fellow leaders to manage the training of employees and to ensure a high degree of competency and professionalism
Sets operational expectations, goals and strategies
Education: Undergraduate degree in business, insurance, or a related field preferred
License/Certification/Designation: Actively pursuing of AFSB, CPCU or other insurance/finance related certification desired
Experience: Ten years commercial or contract surety or related underwriting experience preferred. Significant business management and people leadership experience desired
Knowledge: Requires advanced knowledge of contract and/or commercial surety operations products, procedures and practices. Expertise in bond lines of business, ratings, customer environment and markets. Requires extensive knowledge of bond underwriting best practices, field underwriting operations and day-to-day underwriting operational needs. Familiarity with other company products preferred
Skills/Competencies: Must have excellent verbal and written communication skills in order to disseminate vision of senior leadership and to motivate a large agency force. Ability to set work priorities and to initiate, evaluate and recommend solutions to upper management
Must have the ability to perform duties with independent judgment, with underwriting authority and company underwriting standards
Demonstrated decision-making ability required in day-to-day operations and recommending solutions to customer

129

Regional Underwriting Manager Resume Examples & Samples

Monitors market conditions and confirms information gathered within market space
Analyzes performance of portfolio as well as individual account performance and develops appropriate action to drive profitable growth based upon the analysis
Reviews and approves underwriting decisions of staff and ensures compliance to legal requirements and organizational, business and strategic objectives
Works with other members of the PRCB team, Specialty and P&C to develop and pursue cross selling opportunities
Determines priorities and workflow standards for the department
Plans, develops and integrates territory sales plans to achieve top and bottom line objectives
Communicates strategic direction and operational plans to external partners
Communicates policies, procedures, and financial budgets that result in attainment of business objectives
Develops and maintains strong business relationships with key groups and individuals within the commercial lines market
Develops customer service standards for commercial bond team. Drives customer service performance to established standards
Works in partnership with fellow leaders to manage the training of employees and to ensure a high degree of competency and professionalism
Sets operational expectations, goals and strategies
Education: Undergraduate degree in business, insurance, or a related field preferred
License/Certification/Designation: Actively pursuing of AFSB, CPCU or other insurance/finance related certification desired
Experience: Ten years commercial or contract surety or related underwriting experience preferred. Significant business management and people leadership experience desired
Knowledge: Requires advanced knowledge of contract and/or commercial surety operations products, procedures and practices. Expertise in bond lines of business, ratings, customer environment and markets. Requires extensive knowledge of bond underwriting best practices, field underwriting operations and day-to-day underwriting operational needs. Familiarity with other company products preferred
Skills/Competencies: Must have excellent verbal and written communication skills in order to disseminate vision of senior leadership and to motivate a large agency force. Ability to set work priorities and to initiate, evaluate and recommend solutions to upper management
Must have the ability to perform duties with independent judgment, with underwriting authority and company underwriting standards
Demonstrated decision-making ability required in day-to-day operations and recommending solutions to customer

130

Underwriting Manager Resume Examples & Samples

Partners with the Branch Manager, Commercial Underwriting Officer and Specialty Line partners to establish business sales objectives and is responsible for achieving sales targets
Drives prospecting discipline, including a cross-sell focus, with underwriting staff along with consistent and effective sales coaching
Acts as a relationship manager with key producers in the territory; establishes goals, provides timely communication, and conducts cross marketing efforts
Responsible for driving talent management, including but not limited not: attracting, managing, developing and retaining talent
Creates a high performance culture through effective communication and quality goal setting, differentiation of compensation and performance, proactive management of low performers and retention of top performers
Ensures development opportunities for high potential employees by ensuring development plans include special projects, assignments rotations, etc
Ability to interact, influence, and develop relationships within all levels and areas of the organization
Promotes diversity by managing and including team members of all backgrounds
Manages CAT aggregations, manage AAL to premium ratios, and implements CAT pricing discipline
Drives and achieves rate goals (by line) with rigorous emphasis in profit improvement businesses
Manages staff account referrals to meet productivity targets / effectively allocate for greatest return
Assesses underwriting skills of underwriters, delegating underwriting authority based on demonstrated skills, and creates a plan to increase underwriting technical capabilities
Uses all appropriate underwriting tools (e.g. RST, BPMT, Merlin, etc.), discipline and knowledge of strategies to achieve successful audits
Ability to effectively lead, coach and develop underwriting staff

131

Divisional Underwriting Manager Resume Examples & Samples

Handles escalated issues for Underwriting Department, prior to upper managements’ involvement
Working with Regional Underwriting Managers and ensures 24-48 hour turn times
Provides support to Regional Underwriting Managers & Underwriting Managers with onboarding process and with employee relations issues
Creates and employs consistent practices within day-to-day operations across Underwriting Department
Ensures that underwriting turn times and decisions are sound and within the scope of good business practices and company policies
Works with QC Department reviewing and reconciling Deficiency Review(s) from investors
Escalates issues to VP Underwriting when appropriate
Answers questions and gives direction to team regarding unusual or complex individual consumer requests
Analyzes and reviews financial statements, credit reports and applicable ratios for escalated files
Evaluates and examines escalated transactions to ensure accuracy and completeness
Provides explanation and supporting documentation rationale behind credit decisions
Communicates effectively with internal/external staff to maintain high level of customer service
Holds regular staff meetings
Performs second level reviews and exception
Assists Quality Control with audit responses
Reviews and second signs loan transactions that exceed underwriting manager lending authority
High school diploma or general education degree (GED)
8 or more years of successful FHA, VA and Conventional underwriting experience in the mortgage lending industry required, with a minimum of 3 years leading people
Valid and current FHA Direct Endorsement (DE) and SAR Certifications
Proficiency in DU (Desktop Underwriter) and LP (Loan Prospector) Programs

132

Commercial MBS Senior Underwriting Manager Resume Examples & Samples

Oversees production and review of underwriting files for CMBS Loans
Ensures the quality, completeness and accuracy of the analysis that precedes credit and business decisions as well as manage the overall delivery of the credit transaction
Provides preliminary underwriting metrics and analysis required to accurately price and size new lending opportunities
Evaluates loan suitability in the context of the current CMBS market
Partners with borrowers, brokers and originators to ensure information used for underwriting is accurate and received in a timely manner
Analyzes and recommends solutions for underwriting issues that arise during regional loan underwriting and securitizations
Responsible for representation of the credit metrics and quality of the loan to the CMBS Credit Committee and will be involved in transactions from their initial sizing/pricing up through securitization
Prepares and presents loan credit to Business Committees and Credit Committees to include reports with cash flow, risks and strengths, borrower / sponsor and market analysis
Reviews and analyzes third party reports, including appraisal results; as well as sponsors credit reports and representations
Produces asset summary reports and other support documentation to prepare loans for securitization
Creates and participates in presentations of loans to Rating Agencies and bond buyers
Oversees ongoing monitoring and management of the loan portfolio
Follows current underwriting trends, real estate markets, and rating agency guidance
Ensures loan underwriting is in compliance with Union Bank’s underwriting guidelines
Reviews and provides commentary on legal documents in conjunction with the relationship manager
Responsible for managing a team of CMBS underwriters and overseeing all aspects of the evaluation process including
15+ years of relevant experience underwriting CMBS Conduit loans for a financial institution
Extensive experience in commercial loan portfolio management
Bachelor’s degree required; advanced degree preferred
Extensive US Commercial Real Estate market knowledge
Prior rating agency experience preferred
Extensive knowledge and experience of credit policy and credit administration procedures
Ability to quickly become well versed in the Bank's credit policies and procedures and regularly adapt to change
Possesses effective management skills including recruitment, selection, and continuous development of employees
Effective leader who works collaboratively with executive management and line leadership across Bank divisions and disciplines to meet overall business line objectives
Sound operational and risk management knowledge
Excellent communication and interpersonal skills; with the ability to demonstrate the Bank's core competencies
Excellent financial acumen and strong analytical abilities

133

Underwriting Manager Resume Examples & Samples

Ensure the appropriate underwriting production is maintained on a daily basis
Ensure appropriate training of compliance and regulatory related issues in all jurisdictions
Assist in developing procedures to affect service improvements and incorporate into a departmental procedures portal
Assist in developing and communicating reports concerning underwriting service and quality to all stakeholders
Ensure and assist with the technical leads adequate training for each Underwriter on underwriting policies, procedures, systems, interfaces with new business
Develop plans/recommendations related to staff training/guidance requirements and manage potential staff performance issues
Provide team leadership by participating in regular team meetings, facilitating a team approach to work of the units, encouraging the sharing of knowledge and the development of the team’s collective knowledge
Monitor team service, quality and timeliness relating to unit service delivery objectives and recommend/implement operational changes as required to improve service
Build positive relationships with field partners and assist in managing escalated cases
Assist in resource planning and budget monitoring
5-7 years of progressive experience in a leadership role, within the insurance/financial services industry. Underwriting experience is preferred
Strong people leadership skills with the proven ability to coach and mentor employees and to create high performing teams through effective employee selection, motivation, and performance management techniques / programs
Understanding and experience in processing of life insurance applications/business and/or a life insurance operations business unit an asset
Good understanding of contract law as it applies to the formation, reformation and rescission of life and health insurance contracts. A solid understanding of contract law will allow the candidate to be trained on the reformation and rescission of insurance contracts
Excellent understanding of Foresters’ purpose, goals and objectives, including sales concepts, operations, insurance products, target markets and sales process
Excellent negotiating and consultation skills
Knowledge of human resources management principles, practices and team leadership skills
Thorough knowledge of customer service principles
Strong analytical, problem solving and decision making skills to identify and report on team’s progress, business trends, initiatives, customer and employee issues, including the ability to identify problems in their early stages and solve by analyzing options and developing alternative solutions
Ability to self-manage workload and priorities in a changing and evolving environment. This includes effective decision making, time management, multi-tasking, and prioritizing skills
Knowledge and skill in the application of a broad range of computer software applications and provide input to underwriting systems development and to provide reports as required

134

Government Guaranteed Lending Underwriting Manager Resume Examples & Samples

Minimum 6 years of experience analyzing and underwriting loans for business/commercial clients
Experience with SBA or other government guaranteed loan programs ideal
Outstanding client service skills, highly motivated, focused and goal oriented
Outstanding written and verbal communication skills, including professional grammar and demeanor

135

Underwriting Manager Resume Examples & Samples

Develop a West Coast presence by actively meeting with and soliciting brokers/agents
Underwrite mid and upper-mid market contract and Fortune 1,000 commercial surety accounts
Work with the New York Underwriting office and Credit functions to produce surety business that meets our underwriting and credit criteria
Managing an assigned book of agents and brokers; setting goals and objectives for each agent and broker. This includes Agency visits as appropriate for managing these goals and objectives
Implementing pricing and selection standards that support strategic objectives and achieve desired financial goals set by management
Providing highest level of product quality and customer service
Minimum of 5-10 years of experience as a Surety Underwriter A high level of technical underwriting and analytic skill is necessary to develop and manage business which achieves maximum underwriting profit
Excellent analytical, communication, negotiating and computer skills
A positive customer-oriented approach and self-motivated demeanor
Establish relationships with brokers and agents

136

Surety Underwriting Manager Resume Examples & Samples

Reviews bond submissions from large producers involving the complex or large contract and subdivision surety accounts. Reviews and recommends approval or denial for bonds beyond assigned underwriting authority
Analyzes, evaluates and reviews new business with superiors as necessary or as required
Underwrites assigned major accounts, programs and individual bond requests within higher level of authority as designated by company guidelines
Performs complete analysis of financial statements, credit references, prior account history, work in process schedules, and related surety data. Prepares underwriting financial data worksheets for reporting contract and subdivision bonds. Updates and maintains underwriting bond files, including work-in-progress, credit and reference information
Works with producers and customers to handle difficult, complex accounts and resolve issues beyond the authority of the branch underwriting staff
Travels within a designated territory with the responsibility of developing new sources of bond business, territorial analysis, and servicing existing accounts
Promotes business development through marketing calls on agents, clients, and attendance at industry functions. Promotes company programs and image as appropriate including contact with various industry representatives, regulators, and governmental officials
Identifies potential new agents and producers, promotes company to this group. Recommends new agents and producers for company appointment
Trains underwriters and underwriting trainees regarding underwriting and procedural guidelines and requirements, and others as may be delegated
Backs up the Branch Manager on active accounts and fills in for other underwriters when they are out of the office
Bachelor’s Degree in business administration, finance, or in a related field from a college or university is required
7+ years of surety underwriting experience

137

Multifamily Underwriting Manager Resume Examples & Samples

Manage and mentor a team of up to 6 Underwriting staff in Freddie Mac New York City office
Apply in-depth knowledge of NYC and Northeast region, SBL marketplace and Freddie Mac to ensure loans qualify under program credit requirements
Review and ensure concise, complete, and transparent Investment Briefs and ensure accurate data quality for loan securitization
Opine and conclude on unique SBL pro forma property financial statement considerations, resolve transactional issues that escalate in third party report, work with Producers to structure deals, review of borrower financial position, market analysis, property inspections, present deals for approval as needed
Collaborate with external customers, internal business partners, such as loan producers and legal counsel, and the leadership team to achieve shared success
Work closely with SBL Seller/Servicers to maximize efficiency and transparency in the Prior Approval model
Minimize major audit findings; promptly identify and successfully resolve operational issues
Able to complete tasks under a deadline and handling large volume of loan request
Participating in providing reporting and management feedback on these activities
Establishing and assuring adherence to budgets, schedules, work plans, and performance requirements
Keeping abreast of market changes and product enhancements needed to remain current and competitive will also be amongst the responsibilities
Receiving assignments in the form of objectives and determines how to use resources to meet schedules and goals
Providing guidance to subordinates within the latitude of established company policies
Recommending changes to policies and establishes procedures that affect immediate organization's operation
Position requires up to 10% to 25% travel
Minimum of 8+ years of Multifamily underwriting experience
Direct team management experience
GSE lending experience
Small balance MF loan knowledge
New York real estate knowledge
Ability to work independently (reporting manager is in Freddie Mac headquarters in Mclean, VA)
5+ years of GSE underwriting experience
3+ years of underwriting team management experience
MF real estate experience in NYC and deep fundamental understanding of the neighborhoods and submarkets
Graduate degree in Real Estate and/or Finance
Small balance loan underwriting experience
Strong network of commercial real estate lending contacts, especially local to NYC

138

Underwriting Manager, Southeast Zone Resume Examples & Samples

Manage and develop a team of 6 Underwriters
Manage insured and producer relationships across a large geographic territory which may consistent of 5 or more states
10 years Casualty Underwriting experience required, preferably Umbrella and Excess Liability
Broad knowledge of casualty lines of business: GL, AL, WC, Umbrella; reinsurance concept and business processes
Knowledge of functionality of systems
Strong Work Ethic
Ability to respond to a changing environment with flexibility and innovation
Strong customer service and negotiation skills
Strong time management skills; ability to multi task
Ability to lead in accordance with XL Catlin Core Values and Culture

139

Underwriting Manager, North Central Zone Resume Examples & Samples

Execute departmental strategy and achieve P&L metrics
Maintain visibility in the market by aggressively marketing to insureds and retail agents and brokers
Technical experience needed for role
Bachelors Degree Required; professional designations CPCU, ARM preferred
3-5 Years Prior Management experience

140

SBA Underwriting Manager Resume Examples & Samples

Compile and review credit memorandums for submission to the Senior Credit Officer for the segment in which the customer banking relationship resides
Manage a SBA Loan Processor and SBA Analyst in an efficient and effective manner
Work with business bankers and commercial lenders to obtain required documentation
Serve as a resource for SBA regulations and best practices for IBERIABANK
Provide regulatory oversight for the closing of new loans and servicing of the existing SBA 7(a) loan portfolio
Establish and maintain an efficient and productive working environment within the department based on continuous and effective staff communication
Achieve established departmental goals within defined timelines, as well as define and implement a measurement of acceptable staff performance in order to safeguard the Bank’s loan portfolio
Implement policies and procedures to ensure compliance with State and Federal regulations and internal compliance requirements
Conduct various assessments and audits to ensure department procedures are achieving accurate and desired results
Implement clean-up procedures and corresponding changes when necessary and as appropriate
Responsible for adhering to and complying with all Bank policies and Federal and State banking laws and regulations
Bachelor degree with minimum of 5 years of experience working in an SBA underwriting role within a bank

141

Transportation Underwriting Manager Resume Examples & Samples

Minimum five years of underwriting experience (transportation)
Minimum of 3 years managing a team
Strong sales and marketing skills a must, business acumen, interest in continued education and professional development
Insurance license, CPCU, CIC or comparable designations preferred

142

Underwriting Manager Resume Examples & Samples

Minimum 5 years of multi-line underwriting experience
Excess and surplus lines underwriting experience preferred
CPCU, ASLI, CIC or comparable designations preferred

143

Underwriting Manager Resume Examples & Samples

Personal insurance business underwriting management
Review, communicate and conduct training on underwriting guidelines
Manage business initiatives and projects to transform business to digital platform, improve underwriting quality and customer service, or to comply with regulatory, compliance, risks, or other business requirements
Provide input as business user to IT system development and testing
With focus on property and casualty classes of motor, home, personal accident, and travel etc

144

Surety Underwriting Manager Resume Examples & Samples

Drives full deployment of sales disciplines, processes, and tools to manage the sales process and audit results
Partners with the Underwriting Director and home office to establish business sales objectives and is responsible for achieving sales targets
Acts as a relationship manager with key producers in the territory; establishes goals and provides timely communication, and conducts cross marketing efforts
Improves producer plant by revitalizing select producers, addressing underperforming producers, and establishing prospecting process
Ensures achievement of gross written premium, retention, new business plans, and portfolio management goals
Ability to effectively coach and develop underwriting staff
Advanced technical expertise, underwriting skill and knowledge of insurance and underwriting principles, practices and procedures
Ability to deal with ambiguous situations and issues
LI-MV1

145

Underwriting Manager Resume Examples & Samples

Ensure that underwriting turn times and decisions are sound and within the scope of good business practices and company policies
Manage team pipeline by assigning files to team members
Order CVAS and One Time Credit Waiver documentation when appropriate
Evaluate and examine transactions to ensure accuracy, completeness, and compliance with investor and company guidelines
Prepare and communicate formal reports for team members and management
Ensure documents are consistent and uphold to company and industry guidelines
Identify red flags on documentation
Assist with renegotiation of loans based on lending guidelines
Maintain compliance with agency and FHA underwriting policies and procedures
Perform timely compliance reviews
Review and reconcile Deficiency Review(s) from investors
Provide direction to underwriting team regarding underwriting and program conditions
Train the underwriting staff in agency and government programs or products
Answer questions and give advice to team regarding unusual or complex individual consumer requests
Recommend products and programs within company and industry guidelines that will assist borrowers in obtaining home ownership
Analyze and review financial statements, credit reports and applicable ratios for escalated files
Provide explanation and supporting documentation rationale behind credit decisions
Communicate effectively with internal staff to maintain high level of customer service
Underwrite complex loans, employee transactions and perform second level reviews
Assist Quality Control with audit responses
Facilitate communication between lenders and mortgage insurance companies
Follow the Triangle Offense Policy
Adhere to department turnaround standard of 24 – 48 hours
Perform other related duties as assigned and required
5 - 8 years of successful FHA, VA and Conventional underwriting experience in the mortgage lending industry required, with a minimum of 3 years leading people

146

Market Facing Underwriting Manager Resume Examples & Samples

Strong underwriting acumen and expertise in commercial multi line package accounts
Advanced knowledge of product lines and insurance industry
Excellent skills in relationship building

147

Underwriting Manager Resume Examples & Samples

Building and underwriting a diverse and profitable book of business
Developing and maintaining productive working relationships with appointed brokers
Developing, implementing and controlling pricing and a risk selection standard that supports strategic objectives and achieve desired financial goals
Effectively working with Actuarial, Claims, Loss Control, Operations, Finance, and Information Technology
Maintain awareness of competitor capabilities and strategies, as well as the overall insurance marketplace
Bachelors or a Master’s Degree with a minimum of 5-7 years Commercial Property and/or Inland Marine underwriting experience
Be self-motivated and independent while maintaining underwriting discipline to achieve strategic objectives
Possess excellent communication skills and with in-depth product knowledge of property products, layered structures, and pricing methodology
Thorough understanding, knowledge and experience with property catastrophe exposures and portfolio management
Pro-active approach to a collaborative culture
Experience with shared/layered and ground up programs
Must be highly organized to balance marketing and production
Familiarity and understanding of broker manuscript form
Possess operational discipline to assure highest levels of product quality and customer service
Established relationships in the wholesale property market
The ability to travel up to 25%

148

PA Group / Underwriting Manager Resume Examples & Samples

2) Responsible for the quality of the underwriting practice, risk selection and pricing performance of assigned country/cluster. Improve service levels, reduce turn times, reduce underwriting leakage and improve Underwriter productivity
3) Lead the execution of underwriting best practices and guidelines to ensure rating and pricing adequacy
4) Act as underwriting authority for the country/cluster by ensuring the office adheres to underwriting authority and underwriting guidelines referenced in the underwriting manual. Ensure all underwriting directives and compliance processes are followed
5) Drive underwriting renewal strategy and ensure effective utilization of monitoring standards including quality reviews to assess underwriting results, loss ratio, renewal retention and rate changes
6) Collaborate with Product Management and Distribution across product to ensure a team approach to deliver customized and innovative solutions to customers
7) Assist in achieving overall GPW goal in collaboration with the Distribution. Work closely and share responsibility for overall revenue goal through new business and retention targets
8) Build, lead and motivate a talented underwriting team. Responsible for career development planning and ongoing capability development of staff
9) Develop and implement action plans based on audit recommendations and findings
10) Maintains effective producer and client relationships
11) Responsible for the operational execution of the underwriting process, including service levels, error rates, customer satisfaction, and underwriting leakage rates. Implement process improvement ideas
12) Achieve service levels by managing workflow between underwriting and distribution
13) Review business analytics and provide leadership in the decision making on required actions. Responsible for the execution of agreed underwriting corrective action plans
2) Advanced technical capabilities including risk pricing and analysis and product knowledge
3) Strong understanding of reinsurance placement
4) Analytical and quantitative skills
5) Process and system skills
6) Strong customer service ethic, with a sound understanding of the business processes
7) Strong understanding of legal and regulatory requirements
8) Knowledge of market segmentation, portfolio management, acquisition and multiple distribution systems

149

Mortgage Underwriting Manager Resume Examples & Samples

Manage staff of 12-16 underwriters
Responsible for underwriting mortgage files during high volume months
Underwrite and assist with high level complex mortgage files
Reviews and evaluates information on mortgage loan documents to determine if buyer, property, and loan conditions meet conventional and government standards
Coordinates underwriting activities with loan processing, Capital Markets, Loan Admin and loan closing to ensure loan requirements are met; notifies loan production personnel of incomplete files to obtain appropriate information necessary to complete loan packages
Ensures and upholds fair lending practices; meets targets for productivity, quality and customer satisfaction
Analyzes appraisals and converse with the Appraisal Support Department
Continually change the process to create efficiencies where needed
Assist Mortgage Training when additional staff is needed in the underwriting department as well as product training
Review audit results and comment when necessary
Perform annual performance reviews and recommendations
Travel for meetings and team building with managers and underwriting staff
Education: Bachelor’s degree or equivalent work experience
Experience: Minimum of 2 years’ experience in a senior conventional underwriting role
Knowledge: Must be able to multi-task; good computer, organizational and customer service skills; accurate typing, spelling and grammar skills. Must be able to work in a team environment. Strong knowledge of Fannie Mae FHA and VA guidelines; Knowledge of QM/ATR req

150

Assistant Regional Underwriting Manager Resume Examples & Samples

5-10 years of of successful production and underwriting experience with Atlanta region broker relationships a plus
High level of self motivation
Strong understanding of financial and insurance concepts
Excellent analytical, negotiation and communication skills are essential
Ability to work in a fast paced team oriented environment required
College Degree - Finance or Risk Management major a plus

151

Western Region Underwriting Manager Resume Examples & Samples

Responsible for the delivery of services of the Underwriting, Marketing, Customer Service, Operations and / or Claims areas to support achieving production, service and profit goals for the department
Administers, applies and may update underwriting rules and guidelines, rating manual rules and insurance laws and regulations
A bachelor’s degree in finance or accounting is preferred
Must have 10+ years of industry experience in Miscellaneous Professional Liability
A RPLU and/or CPCU certification is preferred
Ability to build relationships and expand territories
Excellent communication & marketing skills
Proficient use of Microsoft Office Suite and ability to learn new business-related software

152

Central Region Underwriting Manager Resume Examples & Samples

Has accountability for the risk selection / rejection, pricing, retention, growth and profitability (per divisional objectives) decisions made by members of the team / unit
Analyzes quality and quantity of risks underwritten and prepares reports to communicate this information
As appropriate for line of business
Excellent financial statement analysis, valuation analysis and problem solving skills

153

Underwriting Manager, Financial Institution Resume Examples & Samples

Produce, develop and underwrite Financial Institution business from wholesale brokers nationwide
Prioritize and underwrite new and renewal submissions
Cross-sell other Financial Lines insurance products
Maintain a high level of customer service
Assist in the development and maintenance of new and existing wholesale broker relationships
Promote the growth and strong reputation of ANV Global Services / AmTrust Group
Underwrite business in accordance with ANV’s policies / procedures, Professional Lines Business Plan, Underwriting Guidelines and Authority Statement once granted in maintaining high underwriting standards and discipline including adequate pricing, analysis and retention to ensure delivery of profitable results
Other related duties as assigned
Minimum 10 years of underwriting or broking experience with some or all FI related
Existing agent/broker licenses in P&C and Surplus Lines a plus
Experience in Surplus Lines/non-admitted market a plus
Four year college degree
PC Literate with emphasis on Word, Excel and PowerPoint
Strong analytical, organizational and multitasking skills
Excellent internal and external communication, interpersonal and listening skills
Must be a team player who enjoys a fast paced business and entrepreneurial environment

154

Global Personal Accident Underwriting Manager Resume Examples & Samples

Review new and renewal business underwriting referrals. Provide feedback, guidance and decision, or timely referral to next level of authority
Review and approve terms & conditions/policy language submitted as referrals for case underwriting and/or Product Development; providing feedback, amendments and guidance
Identify, recommend, develop and publish Underwriting Guidelines and Best Practice documents
Lead underwriting manual development, updates & improvements
Collaborate with Actuarial team on Rating tool development and country implementation plans; conduct review sessions as required with key stakeholders to identify areas of improvement, training needs, utilization improvement, etc
Work with Actuarial and Portfolio Management colleagues on individual account rate adequacy; country profitability plans; appropriate analysis and action plans to improve segment performance including by SIC and Occupation code as well as other key risk characteristics
Assist Chief Underwriting Officer – Group Personal Insurance
15 years Personal Accident/Accident & Health underwriting experience including underwriting Group Personal Accident, Corporate Travel, Specialty Markets and Supplemental Health
Experience with Global underwriting including business practices germane to both multinational deals and individual country markets
Strong decision making ability with capacity to balance underwriting standards with market demands
Strong technical underwriting skills including

155

Mortgage Underwriting Manager Resume Examples & Samples

Collaborate with mortgage originations & operations managers with the development and implementation of the training program for TruHome Solutions, globally and department specific
Partner with assigned TruHome Solutions department managers to develop and deliver training sessions
Partner with subject-matter experts to continually update and improve course materials
Develop expertise with Learning Management Software
Schedule/update company-wide training calendar
Analyze external and internal audit findings to identify new areas of training needed and assist in developing responsive curriculum
Develop and implement training and performance assessments based on learning objectives and new hire performance expectations
Document and share best practices and lessons learned with department managers
Provide training programs that result in increased productivity levels with fewer oversights
Manage and design department specific training development plans of all new and existing employees based on their position within the organization
Effectively analyze performance and assess trainees’ skill level, and make recommendations on progress to management
Promote honest and open communication throughout TruHome Solutions
Promote professional, friendly, honest and open communication with staff, members and other outside entities, working cross functionally in a positive and productive manner
Demonstrate behaviors that are consistent with the organization’s values, philosophies, and leadership characteristics
Work with other company departments to insure the workflow or process is providing the best service
Ability to conduct root cause analysis and diagnose performance issues
Ability to project a high degree of professionalism and positive image of themselves and TruHome Solutions
Strong knowledge of adult learning theories
Ability to train and facilitate meetings
Professional presentation and communication experience and skill in front of large groups
Strong ability to design and implement training courses
Strong ability to communicate effectively using correct grammar, in all means of communication
Excellent ability to work with diverse groups in a team atmosphere
Ability to analyze performance and assess a trainee’s skill level
Proficient in Microsoft Word, Excel, PowerPoint, Articulate, Encompass and SCORM
Must be detail-oriented with ability to maintain and organize workloads
Ability to resolve problems, interpersonal conflict and miscommunications
Ability to maintain a high level of confidentiality
Knowledge of mortgage products and programs
Must be able to be bonded

156

Underwriting Manager Resume Examples & Samples

Maintains a working and up-to-date knowledge of government regulations and real estate laws, in addition to all company products, systems, operational procedures and policies
Serves as a direct escalation point for Operations and Underwriting, as well as escalates to AVP, Underwriting Manager when Loan Committee meetings are needed to ensure all loans are of marketable quality
Responsible for maintaining Underwriting Purchase Deficiencies within company set standards; notifies the AVP of Underwriting upon discovery of deficiency or unsalable loan
Responds to post closing purchase deficiencies within company set standards
Ensures Department communicates all underwriting decisions verbally and in writing to business partners
Ensures Underwriting Department performs to company set standard productivity and customer service levels
Assists with department underwriting and conditions to maintain company set turnaround times
Conducts new and ongoing training for department underwriters, and leads staff meetings to communicate industry and company changes in order to maintain team unity and comprehension * Ability to work in a matrix hierarchy between Ops and Credit
Performs second Underwriter reviews as part of the Credit Authority Process
Performs second reviews for government loans recommended for denial as part of the regulatory process
Adheres to all compliance regulations demonstrating commitment to fair lending through monitoring activities and reporting issues, as needed
This position is considered a non-loan originator position, this means participants may not engage in activities of a loan originator, including: communicating directly with borrowers about credit qualification or loan terms, including pricing concessions or other transaction-specific terms or conditions
High school diploma or equivalent required; 4-year college degree preferred
10 Years in credit/management roles
Experience Managing Underwriting Groups/Teams
Demonstrated ability to interpret guidelines and make decisions based on these interpretations * VA/LAPP & FHA DE preferred

157

Underwriting Manager Resume Examples & Samples

Support the Head of Property and Engineering of Hong Kong Commercial Insurance, focusing on Middle Market business with development opportunities in the Corporate segment
Measure exposure and analyze risk, determine technical price according to agreed pricing process, quote and set coverage, negotiate terms & conditions
Underwrite and analyze new and renewal business of the target segments of Hong Kong Commercial Insurance within delegated authority levels
Develop and maintain relationships with brokers and other distributors in support of customer/ business retention and acquisition, provide advice to assist with the development of an account and determine their related needs
Bachelor’s Degree or typically hold or working towards relevant professional qualification such as ACII with minimum 6 years property underwriting experience in mid-market and major construction projects in Hong Kong and preferably overseas
Knowledge in Engineering Lines / Construction underwriting including CAR, EAR, DSU, Machinery Breakdown and Electronic Equipment insurances
Knowledge of major legal & regulatory issues in HK and to some extent in overseas markets added advantage
Experience in practical market-facing underwriting and servicing multinational/ complex accounts with large/ key brokers
Candidate with less experience will be considered as Assistant Underwriting Manager

158

Assistant Underwriting Manager Resume Examples & Samples

Support the Head of Property of Hong Kong Commercial Insurance, focusing on Middle Market business with the development opportunities in the Large Corporate & Commercial segment in the Hong Kong market
Underwrite new and existing Property business, including risk analysis, exposure measurement and terms & conditions negotiation, according to agreed pricing process and risk appetite within designated underwriting authority
Timely update and use of sales and accounting systems to proactively manage and improve the pipeline
Contribute ideas and work across business lines for the development of new or enhanced propositions based on technical, customer and distributor insights
Assist in formulating and executing underwriting strategy for Hong Kong Commercial Insurance
Develop and maintain relationships with brokers and customers in support of customer/ business retention and acquisition, provide advice to assist with the development of an account and determine their related needs
Ensuring the delivery of high quality service to internal and external clients, brokers and Management
Bachelor’s Degree or typically hold or working towards relevant professional qualification such as ACII with minimum 3-5 years general insurance underwriting experience
Property underwriting experience for Middle Market and Large Corporate & Commercial customers is preferred
Knowledge of Commercial Property insurance market in Hong Kong and to some extent in overseas markets added advantage
Experience in practical market-facing underwriting and servicing multinational/ complex accounts with large/ key brokers is preferred
Ability to develop and build trust based business relationships with customers, producers and key business partners, locally and overseas
Good command of written spoken English and Cantonese. Mandarin language skill is helpful but not a necessity
Strong communication, negotiation and interpersonal skills; Self-motivation and self-discipline is required
Proactive team player who contributes across business lines to support team success and able to confidently engage with senior leaders on referrals
Candidates with less experience will be considered as Senior Underwriter

159

Mtg Underwriting Manager Resume Examples & Samples

5+ years of experience with High Net-Worth Client Underwriting
Working knowledge of First Mortgage Policies & Procedure
Proven ability to simultaneously manage a variety of business functions
Managerial skills and extensive mortgage background
Time management and organizational skills are a must
Ability to prioritize and multitask
Knowledge of primary iFulfill applications

160

Collateral Underwriting Manager Resume Examples & Samples

Ensure teams consistently meet or exceed established productivity and quality targets
Partners with other leaders in Risk, Controls, Operations, and Sales
College Degree preferred
Minimum 10 years underwriting experience or underwriting combined with appraisal review
Management experience with national scope
Strong communication skills (written and oral) with experience in presentation to executive leadership
Ability to lead and drive change with focus on process and quality improvement

161

Commercial Underwriting Manager Resume Examples & Samples

Responsible for preparation and/or supervision of spreading financial statements, preparing statement analysis and covenant checks in support of the commercial lending function
Prepares and/or supervises Commercial Underwriters that produce comprehensive credit analyses of commercial relationships that facilitates the credit approval process
Ensures for proper staffing levels and, reporting in responding to Senior Management in regards to quality of product, quantity of product, turn-around times, satisfactory portfolio management duties
Provide underwriting staff with production goals based upon needed level of supervision and complexity of deal flow
Travel as needed to all markets their team is responsible for underwriting to ensure good communication between Relationship Managers and Commercial Underwriters
Continually work with other CUW Managers across the Bank to ensure consistency of policy, procedures, application, and credit analysis
Coach and mentor underwriting staff, provides guidance and direction on underwriting decisions, and offers expertise in financial and industry analysis, along with a strong knowledge of IBKC Credit Culture, IBKC Commercial Loan Policy, and Commercial Loan Processes
Works with Loan Review, Audit, and Examiners as needed and upon request
Ensures that Commercial Loan Origination Processes and Portfolio Management needs are adhered to in the market and/or Region as outlined below
Spread financial statements as provided by Commercial Relationship Manager (CRM)
Prepare Loss Given Default and Probability of Default models for new and renew opportunities
Prepare Risk Adjusted Return on Capital Model for new and renew opportunities
Maintain responsibility for completion of the Commercial Credit Application once engaged by CRM, and after receipt of Opportunity Memo explaining the request
Maintain responsibility for completion of the Commercial Credit Memo (approved template to be used) once engaged by CRM, and after receipt of Opportunity Memo explaining the request. Key items
Provide editing to document as dictated by acceptance of term sheet and results of deal team meetings
Participate if needed in credit decision with Market President, Senior Credit Officer, Executive Credit Officer, Chief Operations Officer, and Chief Executive Officer
Finalize credit package with any conditions precedent as needed to ensure Loan Closing has a complete approval package
Prepare and/or review (if prepared by centralized spreading team) spreads for commercial relationships upon receipt based upon requirements of Loan Agreement
Prepare financial analysis of spreads
Prepare covenant checks as required by Loan Agreement
Follow procedures to ensure that the system of record (Loan Quality Assurance System) is documented with the reviewed items and forwarded for signature to CRM
Identify portfolio weaknesses and trends and alert CRM and Senior Credit Officer to deteriorating portfolio conditions

162

Regional Underwriting Manager Resume Examples & Samples

Distributes files to Underwriting Managers and ensures 24-48 hour turn times
Provides support to Underwriting Managers with onboarding process and with employee relations issues
Creates and employs consistent practices within day-to-day operations
Ensures that underwriting turn times and decisions are sound and within the scope of good business practices and company policies
Maintains compliance with agency and GSE underwriting policies and procedures
Works with QC Department reviewing and reconciling Deficiency Review(s) from investors
Provides direction to underwriting team regarding underwriting and program conditions
Oversees and delegates training the underwriting staff in agency and government programs or products
Answers questions and gives direction to team regarding unusual or complex individual consumer requests
Analyzes and reviews financial statements, credit reports and applicable ratios for escalated files
Evaluates and examines escalated transactions to ensure accuracy and completeness
Provides explanation and supporting documentation rationale behind credit decisions
Communicates effectively with internal/external staff to maintain high level of customer service
Holds regular staff meetings
Underwrites complex loans, employee transactions and performs second level reviews
Assists Quality Control with audit responses
Reviews and second signs loan transactions that exceed underwriting manager lending authority
Facilitates communication between business leaders and mortgage insurance companies
Follows the Triangle Offense Policy
Perform other related duties as assigned and required
8 or more years of successful FHA, VA and Conventional underwriting experience in the mortgage lending industry required, with a minimum of 3 years leading people
Valid and current FHA Direct Endorsement (DE) and SAR Certifications
Proficiency in DU (Desktop Underwriter) and LP (Loan Prospector) Programs

163

Underwriting Manager Resume Examples & Samples

VA Preferred
5+ yrs work related experience
Prior work experience must include FHA underwriting and broad product experience
Knowledge of Mortgage LOS systems, multiple AUS applications, and underwriting software systems
Knowledge of tax return analysis for self-employed borrowers

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