Underwriting Supervisor Resume Samples

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PW
P Wunsch
Pat
Wunsch
3143 Christ Mountains
Philadelphia
PA
+1 (555) 192 1694
3143 Christ Mountains
Philadelphia
PA
Phone
p +1 (555) 192 1694
Experience Experience
Houston, TX
Underwriting Supervisor
Houston, TX
Daugherty, Mann and Pouros
Houston, TX
Underwriting Supervisor
  • Maximize productivity and efficiency of the team by monitoring and managing work queues, assigning and adjusting workflow as volume dictates
  • Review all underwriting information to include applications, photographs, elevation certificates and third-party internet resources to correctly underwrite the policy
  • Manage performance of team through proactive coaching, training and supporting employee development
  • Manage to service level objectives by directing the activities of associates responsible for reviewing, evaluating, analyzing risk, processing and issuing policies to ensure quality underwriting and risk selection occur
  • At management's direction, perform other duties that are not specifically set forth
  • Manage team performance related to service delivery, quality expectations and productivity benchmarks
  • Continually find ways to improve processes and/or workflow procedures
Chicago, IL
Uhnw Underwriting Supervisor
Chicago, IL
Lindgren Group
Chicago, IL
Uhnw Underwriting Supervisor
  • Assist the Head of UHNW Underwriting in managing and evaluating their team
  • Work with the Head of UHNW Underwriting to provide guidance to underwriters specializing in large complex jumbo mortgage transactions for high net worth clients
  • Foster an environment of high energy and continuous improvement
  • Ensure accurate and timely pipeline management including but not limited to reports and pipeline meetings to ensure transactions are moving through the process efficiently
  • Document background information, issue, next steps, and perform necessary follow-up for resolution
  • Manage the daily pipeline report; escalate critical files with approaching closing date or rate lock expirations for communication to UHNW clients and manage loan applications to the agreed upon cycle time
  • Work with vendors and various Firm departments to streamline processes, maintain quality and perform risk assessments along with suggesting improvements to our credit guidelines
present
Los Angeles, CA
Mortgage Underwriting Supervisor
Los Angeles, CA
Orn-Mohr
present
Los Angeles, CA
Mortgage Underwriting Supervisor
present
  • Partner with Regional Sales Managers, Private Bankers, Credit Risk Management and Senior Management on mortgage transactions
  • Work with fulfillment outsource provider to usher MSPBNA clients through the mortgage process
  • Professional development - SunTrust University, an in-house career growth and employee development program
  • Work in conjunction with Sr. Lending professionals to assist in structuring complex mortgage transactions
  • Assist the Regional Underwriting Manager in managing and evaluating their team, including the underwriter scorecard
  • Time away from work – vacations and holidays
  • Make sound approvals and decline recommendations based on the facts of the transaction
Education Education
Bachelor’s Degree in Accounting
Bachelor’s Degree in Accounting
University of Delaware
Bachelor’s Degree in Accounting
Skills Skills
  • Knowledge and proficiency in all levels of mortgage underwriting including Government, Agency, Jumbo and Super Jumbo lending
  • Strong attention to detail and accuracy
  • Basic to intermediate technical knowledge of systems and procedures
  • Ability to acquire national (NMLS) and applicable state licenses
  • Strong ability to manage multiple priorities and meet deadlines in a fast paced, high volume work environment
  • Strong analytical skills and decision making ability in order to make lending decisions and translate guidelines
  • Proven interpersonal skills, ability to interact with other departments and vendors in a professional manner
  • Strong attention to detail, proven follow-up and organizational skills
  • Operational knowledge of wholesale residential lending, including production and support functions
  • Extensive knowledge of investor guidelines and mortgage processing procedures
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9 Underwriting Supervisor resume templates

1

Mortgage Underwriting Supervisor Resume Examples & Samples

  • 3 year management experience in a credit/financial review environment
  • 5 years underwriting mortgage loans. In-depth knowledge of credit policy, mortgage products, loan documentation, compliance/related laws, other real estate industry terminology and practices
  • 4 years management experience in a centralized loan origination/closing environment
  • DE certification
  • In-depth knowledge of credit policy, mortgage products, loan documentation, compliance/related laws, other real estate industry terminology and practices
  • DE Certification
2

Private Bank Mortgage Underwriting Supervisor Resume Examples & Samples

  • Manage a staff of underwriters, to include the hiring, coaching and development of staff to maximize production results and efficiencies. Responsible for evaluating and managing performance, conducting performance reviews, development of staff to include corrective action and termination recommendations, managing schedules and approving time. Conduct regular team meetings to ensure that staff is informed and aware of changes impacting their role and the department.Underwrite mortgage loans for high net worth individuals
  • The mortgage supervisor manages and prioritizes the workflow for the day to day operation of the Underwriting team to maximize productivity and quality. Ensure that department standards, volumes, and SLAs are met. Ensure compliance with process and procedures, as well as maintaining high customer service levels for internal partners and customers. Regularly monitor incoming volumes to ensure appropriate alignment of headcount and resources
  • Collaborate with the mortgage advisory team and internal mortgage center partners to resolve production, quality, and service related issues within the team and the Mortgage Center more broadly. Participate in projects related to productivity improvements, compliance, and others matters as needed
  • Monitor and identify trends, best practices, and regulatory developments. Recommend suggestions for improving efficiencies within the department, as well as more broadly within the Mortgage Center. Recommend and document changes to process and policy. Oversee compliance with regulatory requirements that impact the department, including Regulations Z and B, RESPA and HMDA
  • Typically a minimum of 5 years mortgage operations experience; preferably with Underwriting knowkedge of Jumbo mortgages and/or complex financing considerations
  • Typically 1-3 years mortgage operations supervisory or management experience, including experience coaching, team-building, and mentoring others
  • Excellent verbal and written communication skills required
  • Ability to manage and maintain productivity during peak periods, high volumes, and stressful situations
  • Knowledge and understanding of federal, state and local regulations
  • Demonstrated ability to manage workflow and priorities
  • Proven record of reliable customer service to internal and external customers
  • Proficient PC skills, including Word, Excel, Outlook
3

Commercial Underwriting Supervisor Eugene Resume Examples & Samples

  • Analyze complex financial data, such as income growth, quality of management, market share/inventory, and overall borrower business plans in order to make recommendations with regard to credits. Includes analysis of credit information from other sources, lenders, and credit reporting agencies
  • Oversee initial reviews of credit requests and make recommendations while ensuring compliance with bank and other applicable policies and procedures
  • Responsible for management of Credit Analysts and Underwriters, including hiring, on-going training, performance reviews, coaching/development. May be required to create internships for local university students
  • Oversee accurate and uniform written communication to clients, including commitment letters, declinations, and needs letters. Ensure compliance with all applicable regulations
  • Monitor point of contact for all underwriting/approval processes
  • Facilitate a complete understanding of bank credit policies and systems through training of your direct reports and our internal partners
  • Administer assignments and follow up on all types of complex credits. Serve as a point of contact for related questions from direct reports and employees from other departments. Participate in internal credit and pipeline calls as necessary
  • Coordinate with Credit Quality Administration and Credit Review to respond to audit exceptions. Prepare Loan Committee presentations. Perform annual credit quality reviews on assigned files
  • Supervise 2-4 employees
  • 0-1 year of related supervisory/management experience
  • Ability to read and interpret data from credit reports, financial tables and charts, financial ratios, tax returns, and other financial statements and information
  • Proficient in word processing, spreadsheet, and industry specific software
  • LI-DNP
4

Underwriting Supervisor Resume Examples & Samples

  • Four year college degree and five to seven years of commercial underwriting or equivalent experience
  • Commercial property experience a must
  • Prior experience as a supervisor and/or manager leading teams
  • Professional designation as Associate Underwriter (AU), Associate in Risk Management (ARM) or CPCU obtained or in process with a goal to complete
  • Strong interpersonal skills with the ability to work in a team environment
  • Ability to work in a fast-paced environment with seasonal volume
  • Must be a self-starter with the ability to work with limited supervision
  • Must possess a strong customer service commitment
  • Proficient with Microsoft Excel and Word
  • Prior experience underwriting Program business a plus
5

Underwriting Supervisor Resume Examples & Samples

  • Lead the team of Underwriters to meet overall role, territory, department and company objectives and positively impact organizational profitability through effective management of rate to risk. Provide leadership to underwriting staff through effective performance management practices, providing feedback, coaching, auditing and skill/knowledge development to staff
  • Project and reunderwrite work with return on investment/cost benefit analysis knowledge/commitment on strategic, company level projects
  • Work with various departments to streamline process/procedures. Monitor impact of implemented changes and adjust accordingly
  • Bachelor’s Degree or equivalent
  • 3 to 5 years relevant experience
  • Chartered Property Casualty Underwriter (American Institute of CPCU)
  • Exceptional analytical and decision-making skills. Ability to readily adapt to change
  • Exceptional organizational and interpersonal skills
  • Previous underwriting experience, strong relationship building experience and ability to coach and mentor
  • Coaching, mentoring or previous leadership experience
6

Correspondent Underwriting Supervisor Resume Examples & Samples

  • Maximize productivity and efficiency of the team by monitoring and managing work queues, assigning and adjusting workflow as volume dictates
  • Manage team performance related to service delivery, quality expectations and productivity benchmarks
  • Three years of frontline Underwriting experience
  • Prior management or Manager experience strongly preferred
  • Ability to articulate decisions and discuss options with confidence
7

Underwriting Supervisor Resume Examples & Samples

  • 5+ years experience as an underwriter (conventional, government)
  • 7 + years mortgage experience
  • 5+ years mortgage/underwriting supervisory experience preferred
  • Thorough knowledge of MI policies
  • Strong supervisory skills within home lending department
  • Thorough knowledge of complex personal and business financial analysis and an expertise in tax return and balance sheet analysis, including both cash flow and AGI methods
  • Knowledge and proficiency in all levels of mortgage underwriting including Government, Agency, Jumbo and Super Jumbo lending
  • All government designations preferred (FHA DE, VA Auto, VA Lapp)
8

Mortgage Banking Underwriting Supervisor Resume Examples & Samples

  • Manage performance of team through proactive coaching, training and supporting employee development
  • Supervise a team of employees by monitoring workflow and ensuring compliance with Chase policy and procedure
  • Manage team performance related to service delivery, quality expectations and productivity benchmarks
  • Recommend personnel actions such as hiring, training, terminations, promotions, transfers, disciplinary and salary actions
  • Three years of Underwriting, Quality Control or equivalent experience in the Mortgage Industry
  • Prior management or Manager I experience preferred
9

Underwriting Supervisor Resume Examples & Samples

  • Minimum of five years mortgage underwriting experience
  • 5 years’ experience managing staff
  • Demonstrated interpersonal skills necessary to manage and motive a group of people
  • Thorough knowledge of residential mortgage lending, products and procedures
  • In-depth working knowledge of ATR/QM and CFPB requirements
  • Strong knowledge of FNMA/FHLMC, FHA, VA guidelines and procedures
  • Proficient in Desktop Underwriter and Loan Prospector
  • DE, and SAR certifications preferred; experience with USDA is a plus
  • Working knowledge of Empower LOS is a plus
  • Strong analytical skills ; accuracy, consistency and completeness is critical
  • Ability to work in a fast paced, fluid environment and be held to meet minimum production standards for self and staff
  • High integrity and outstanding work ethic required
  • Strong computer skills; proficient in Microsoft Office
  • Proficient written and verbal communication skills
  • Proven knowledge of compliance and disclosure requirements
  • Proven knowledge of closing, post-closing & quality control responsibilities
10

Mortgage Banking Collateral Underwriting Supervisor Resume Examples & Samples

  • Escalation point for team and internal partners
  • Ensure team consistently meets or exceeds established productivity and quality targets
  • Improve timeliness and effectiveness of the team/department
  • Proactively manage daily reports ensuring SLA’s are consistently met
  • Monitor Team's progress working follow up items
  • Underwrite Appraisals as necessary
  • Review a minimum of 3 appraisals per month per Underwriter to gain an understanding of their strengths and weaknesses. Provide coaching and counseling as necessary
  • 5 years appraisal review experience as a licensed appraiser (certified residential or general) or 5 years underwriting experience required
  • 3-5 years supervisory experience in mortgage banking
  • FHA and/or VA Appraisal/LAAP Certification preferred
  • Process Improvement experience
11

Small Business Underwriting Supervisor Resume Examples & Samples

  • Analyzes financial data, such as cash flow, debt service coverage ratios, loan-to-value, repayment source, and overall loan request in order to make recommendations with regard to requests for credit. Includes analysis of credit and financial information from other sources, lenders, and credit reporting agencies
  • Oversees reviews of credit requests and make recommendations while ensuring compliance with Bank and other applicable policies and procedures
  • Responsible for management of Underwriters, on-going training, performance reviews, workflow management, and coaching/development
  • Oversees accurate and uniform written communication to internal & external clients, including approval letters, counteroffer letters, incomplete letters, and declination letters
  • Ensures compliance with all applicable regulations
  • Monitors point of contact for all underwriting/approval processes
  • Facilitates a complete understanding of Bank credit policies and systems through training of direct reports and internal partners
  • Administers assignments and follow up on all types of complex credits. Serves as a point of contact for related questions from direct reports and associates from other departments. Participates in internal credit and department calls as necessary
  • Performs annual credit quality reviews on assigned files
  • Supervises 2-6 employees
  • 5+ years of relevant credit analysis or commercial underwriting experience
  • 1+ years of related supervisory/management experience
  • Advanced analytical and problem solving skills with prior commercial lending experience, wide-ranging and in-depth knowledge of industry practices
  • Advanced credit and credit quality skills including accounting, financial statement spreading, and cash flow analysis experience
  • Advanced knowledge of credit policies, procedures, practices, and documentation
  • Ability to work effectively with individuals and groups across the company to manage internal and external customer relationships
  • Proficiency with personal computers and related software packages such as Word and Excel, and other business machines
  • Must have completed accounting and credit training courses
  • Requires a bachelor’s degree or equivalent
12

Underwriting Supervisor Resume Examples & Samples

  • Communication, organizational and analytical abilities typically acquired through attainment of an Undergraduate degree
  • 5 year management experience in a credit/financial review environment
  • 8 years underwriting mortgage loans
  • Strong background knowledge of mortgage lending guidelines
  • Understanding of FHA, VA and Bond guidelines
13

Mtg Underwriting Supervisor Resume Examples & Samples

  • Medical, Dental, and Vision Plans
  • Disability insurance
  • Tuition Assistance - financial help for going back to school
14

MB Underwriting Supervisor Resume Examples & Samples

  • Manage performance of team through proactive coaching, training and supporting employee development
  • Anticipates problems; sees how a problem and its solution will affect other teams; gathers information before making decisions; weighs alternatives to arrive at reasonable decision
  • Three years of Underwriting, Quality Control or equivalent experience in the Mortgage Industry
  • Excellent analytical and decision making skills
15

Underwriting Supervisor Resume Examples & Samples

  • Supervise a team of employees by monitoring workflow and ensuring compliance with Chase policy and procedure
  • Recommend personnel actions such as hiring, training, terminations, promotions, transfers, disciplinary and salary actions
  • Prior management or Manager I experience preferred
16

Underwriting Supervisor Resume Examples & Samples

  • High school diploma or equivalent required
  • 4 years of mortgage underwriting experience is required
  • Previous supervisory/leadership experience preferred
  • Extensive knowledge of investor guidelines and mortgage processing procedures
  • Strong attention to detail, proven follow-up and organizational skills
  • Proven interpersonal skills, ability to interact with other departments and vendors in a professional manner
  • Strong analytical skills and decision making ability in order to make lending decisions and translate guidelines
  • Strong ability to manage multiple priorities and meet deadlines in a fast paced, high volume work environment
  • Proficiency with Microsoft applications (Excel, Word, Outlook) is required
  • Experience with Mortgage Processing/Underwriting Software systems is required
17

Underwriting Supervisor Resume Examples & Samples

  • Assesses and effectively manages all of the risks associated with their business objectives and activities to ensure activities are in alignment with the bank's and unit's risk appetite and risk management framework
  • Understanding of the issues related to the decision-making process; ability to analyze situations fully and accurately, and reach productive decisions
  • Knowledge of and ability to utilize tools, techniques and practices for determining the credit-worthiness of an applicant
  • Knowledge of and ability to read, interpret and draw accurate conclusions from financial and numerical material
  • Knowledge of the full spectrum of underwriting activities, practices, tools and considerations, and the ability to utilize these to manage the underwriting process
18

Underwriting Supervisor Resume Examples & Samples

  • 3 year management experience in a credit/financial review environment
  • 5 years underwriting mortgage loans. In-depth knowledge of credit policy, mortgage products, loan documentation, compliance/related laws, other real estate industry terminology and practices
  • 4 years management experience in a centralized loan origination/closing environment
  • DE certification
19

Collateral Underwriting Supervisor Resume Examples & Samples

  • Ensure team consistently meets or exceeds established productivity and quality targets
  • Improve timeliness and effectiveness of the team/department
  • Proactively manage daily reports ensuring SLA’s are consistently met
  • Monitor Team's progress working follow up items
  • Underwrite Appraisals as necessary
  • High school diploma or equivalent is required, business degree preferred
  • 5 years appraisal review experience as a licensed appraiser (certified residential or general) or 5 years underwriting experience, required
  • 3-5 years supervisory experience in mortgage banking
  • FHA and/or VA Appraisal/LAAP Certification preferred
  • Process Improvement experience
20

BLC Underwriting Supervisor Resume Examples & Samples

  • Two to three years of experience in an applicable risk management environment
  • Thorough knowledge of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business
  • Proficient computer skills, especially Microsoft Office applications
21

Correspondent Underwriting Supervisor Resume Examples & Samples

  • Minimum of 5+ years of mortgage banking underwriting experience with demonstrated leadership abilities required
  • Minimum of two years of mortgage banking underwriting supervisory level experience preferred
  • Knowledge and proficiency in all levels of mortgage underwriting including Agency, Jumbo and Super Jumbo lending
  • Knowledge of FHA/VA a plus but not required
22

Underwriting Supervisor Resume Examples & Samples

  • 8+ years Insurance or Underwriting Experience
  • Demonstrated technical knowledge and skills reflective of progression of positions of increasing responsibility
  • Operations management background, a plus
  • Metrics and results analysis - ability to calibrate results and determine opportunities and challenges
  • Excellent written and verbal computer skills
  • MS Excel and other standard computer skills
  • CPCU certification/courses, a plus
  • Employee development skills, performance management experience
  • Strong collaboration skills, ability to interact with various levels of people in the organization
23

Underwriting Supervisor Resume Examples & Samples

  • Positive work attitude
  • Had 5 years UW practice and handle BA,TM and agency channel
  • Familiar with microsoft Office skill
  • No other bad habit at work
24

MB Collateral Underwriting Supervisor Resume Examples & Samples

  • Escalation point for team and internal partners
  • Review a minimum of 3 appraisals per month per Underwriter to gain an understanding of their strengths and weaknesses. Provide coaching and counseling as necessary
  • High school diploma or equivalent required; business degree preferred
  • 5 years appraisal review experience as a licensed appraiser (certified residential or general) OR 5 years underwriting experience required
  • 3 years experience managing underwriters required
25

Underwriting Supervisor Resume Examples & Samples

  • Support adherence to risk management policies and procedures by conducting routine spot-checks on associates work output
  • Ensure adherence to underwriting letters of authority and provide consultation to underwriters on issues in accordance with such authority
  • Manage to service level objectives by directing the activities of associates responsible for reviewing, evaluating, analyzing risk, processing and issuing policies to ensure quality underwriting and risk selection occur
  • Coach employees to ensure a combination of logic, analysis, experience, wisdom and underwriting methods are consistently used to make sound, timely decisions to solve problems
  • Oversee employee and/or team performance in order to identify and address top line growth and bottom line profitability trends thereby resulting in completion of required analyses
  • Represent the Personal Lines Underwriting Department in a professional, customer centric manner
  • Effectively work with other functional departments to resolve issues and build a team-oriented approach to related operations
  • Foster an environment that includes active listening, team building and dynamic dialog resulting in increased employee engagement
  • Continually find ways to improve processes and/or workflow procedures
  • Ensure daily work is completed in accordance with all applicable law, rules and regulations
  • Embrace a culture of compliance that encourages concerns surrounding non-compliance of business operations within and outside the division to be appropriately reported
  • Holds regular one-on-one meetings with their direct reports to have dialogue that includes coaching and development
26

Government Underwriting Supervisor Resume Examples & Samples

  • Five or more years of experience in mortgage servicing or operations activities
  • One to two years of supervisory experience
  • Good understanding of all aspects of Default Management loan workout and loan servicing support functions along with the associated operational policies and practices
  • Effective analytical and decision-making skills
  • Good organizational and project management skills
  • Basic knowledge of human resources functions
  • Effective supervisory skills
27

Mortgage Underwriting Supervisor Resume Examples & Samples

  • Ensures compliance with the Bank’s credit policies. Exhibits good judgment and ensures accurate and balanced loan presentations
  • Monitors loan packages for completeness and accuracy
  • Underwrites loans within specific authority
  • Responsible for training and supervising of underwriting staff. Assists in training branch and other line staff
  • Communicates regularly with Loan Representatives, branch officers and customers to ensure quality service is being provided and to help structure complex loan transactions
  • Assists in the development and implementation of customer service standards, and provides written reports on service standards, including turnaround time. Ensures that customer service levels and stated service standards are met
  • Recommends new policies and procedures to improve overall operations
  • Keeps informed of trends and developments in the local real estate market, as well as changing rules and regulations pertaining to both private, insured mortgages, and FNMA
  • Manages the underwriting staff's pipeline to ensure all loans are effectively processed to fund on time
  • Bachelor’s Degree in Business required
  • 7+ years of residential real estate loan experience
  • Years of supervisory or managerial experience: 2-3 years
  • Complete knowledge of residential real estate origination and related legal and regulatory issues. Thorough knowledge of loan documents and real estate terminology, FHLMC/FNMA and portfolio lending practices, and State and Federal agency policies and procedures
  • Analytical and research; compile statistics
  • Effective problem solving
  • Training skills
28

Home Equity Underwriting Supervisor Resume Examples & Samples

  • 3 years of Underwriting or equivalent experience in the Mortgage Industry
  • Prior management or supervisory experience preferred
  • Comprehensive appraisal knowledge required
29

Underwriting Supervisor Resume Examples & Samples

  • Provides general supervision to assigned employees including coaching, counseling and direction on tasks. Will also manage attendance; prepare and deliver annual performance reviews and compensation recommendations. Prepares and delivers progressive counseling as needed. Works with colleagues to set annual goals and works with colleagues on ongoing professional development
  • Underwrites new submissions to ensure new policies are correct, per NFIP guidelines
  • Process endorsements, cancellations and reinstatements, and handle billing issues
  • Completes policy issuance
  • Review all underwriting information to include applications, photographs, elevation certificates and third-party internet resources to correctly underwrite the policy
  • Respond to Agent inquiries by phone support, online chat and emails
  • Meet required production KPIs as defined by leadership
  • Proper grammar, language, spelling to professionally represent the organization
  • Reviews correspondence from agency including requests for endorsements for acceptability
  • Communicates in a concise, tactful, prompt and effective manner both over the phone and by email
  • Maintains a positive working relationship with agents, customers, coworkers and others
  • At management's direction, perform other duties that are not specifically set forth
  • 3-5 years’ experience in the insurance industry preferred
  • Basic to intermediate technical knowledge of systems and procedures
  • MS Office Suite, familiar internet skills – typing skills
30

Uhnw Underwriting Supervisor Resume Examples & Samples

  • Work with the Head of UHNW Underwriting to provide guidance to underwriters specializing in large complex jumbo mortgage transactions for high net worth clients
  • Assist the Head of UHNW Underwriting in managing and evaluating their team
  • Partner with Regional Sales Managers, UHNW Specialists, Tailored Lending Transactors, Private Bankers, Credit Risk Management and Senior Management on mortgage transactions
  • Independently suggest appropriate deal structures and communicate directly with clients about documentation requirements
  • Be able to suggest alternate structures and create counter offers as additional facts become known
  • Underwrite complex residential mortgage loans for UHNW clients
  • Perform complex income and tax return analysis through review of income tax returns, personal financial statements (when required), global cash flow and leverage
  • Prepare and present deal memos to MSPBNA Senior Management, Credit Risk and Bank Risk Committee
  • Manage the daily pipeline report; escalate critical files with approaching closing date or rate lock expirations for communication to UHNW clients and manage loan applications to the agreed upon cycle time
  • Speak directly to UHNW clients to swiftly address and resolve escalated issues
  • Document background information, issue, next steps, and perform necessary follow-up for resolution
  • Educate and train the underwriting team and sales partners
  • Work with vendors and various Firm departments to streamline processes, maintain quality and perform risk assessments along with suggesting improvements to our credit guidelines
  • Communication with our partners on different underwriting requirements
  • Ensure adherence to credit policy, all updates and mandatory Firm training
  • Make sound approvals and decline recommendations based on the facts of the transaction
  • Ensure accurate and timely pipeline management including but not limited to reports and pipeline meetings to ensure transactions are moving through the process efficiently
  • Foster an environment of high energy and continuous improvement
  • Additional responsibilities as required by management
  • 5-10% travel required
  • 7-10 years of residential mortgage underwriting experience, along with commercial mortgage underwriting experience
  • 1-3 years of management experience
  • Experience working on transactions for high profile clients and ultra-high net worth clients
  • Ability to analyze complex business and personal tax returns, along with personal financial statements and understanding of contingent liabilities
  • Knowledge of unique vestings (i.e. irrevocable trusts, LLCs, partnerships and corporate entities)
  • Advanced knowledge/experience of self-employed income analysis is required
  • Must have current industry knowledge of underwriting regulations and policies, creditor financial analysis techniques, investor requirements and processes
  • Thorough understanding of the appraisal, credit report, income, title, insurance documentation
  • Prior credit authority delegation is preferred
  • Completion of formal credit training is preferred
  • End to end mortgage fulfillment knowledge
  • Must be proficient in Microsoft Outlook, Word, Excel & PowerPoint
  • Must have knowledge of Windows and its relation PC Applications
  • Bachelor’s Degree required, advanced degree preferred
  • Must have a high level of attention to details and accuracy
  • Meticulous follow-up and follow through
  • Demonstrate initiative, leadership and comfort working in a fast paced environment
  • Maintain poise, presence and professionalism with Financial Advisors and their affluent clients in various circumstances
  • Strong knowledge of how residential mortgage products are distributed via a Wealth Management platform associated with a Private Bank
  • Ability to deliver reports in an effective manner with clear and concise material
31

Commercial Lines Underwriting Supervisor Resume Examples & Samples

  • Perform team management, coaching, training and nurturing of our future leaders. Develop, evaluate and administer annual performance appraisals. Make salary and promotion recommendations, including annual operating plan. Document and discuss performance - related matters as necessary
  • Review and sign off on file referrals for underwriting staff. Coordinate and assist in production, underwriting, training and workflow for all team members. Exercise underwriting authority and establish underwriting authorities for team members. Coordinate maintenance of rates, rules and forms, including gathering and analyzing information
  • Monitor underwriting quality, performance and team results, and report them to the Underwriting Manager. Develop and implement actions when required
  • Agency Management/Marketing. Coordinate and assist in customer/agency relations including agency review, implementation of action and proactively going out on location as needed. Collaborate in the identification of new production sources
  • Involved with the conceptual design of developing new program business platforms
  • Complete special tasks and projects as assigned
  • Must have
32

Underwriting Supervisor Resume Examples & Samples

  • Work with the Regional Underwriting Manager to provide guidance to Underwriters specializing in large complex jumbo mortgage transactions for high net worth clients
  • Assist the Regional Underwriting Manager in managing and evaluating their team, including the underwriter scorecard
  • Partner with Regional Sales Managers, Private Bankers, Credit Risk Management and Senior Management on mortgage transactions
  • Work with fulfillment outsource provider to usher MSPBNA clients through the mortgage process
  • Work with members of the client’s inner circle to advance their loan transaction – i.e. business managers, family office, CPA and others as required
  • Monitor team performance from a production and quality perspective to uphold the Firm’s requirements and core values
  • Oversight of the underwriters in moving files through the pipeline and ensuring appropriate communication with our partners on different underwriting requirements
  • Work in conjunction with Sr. Lending professionals to assist in structuring complex mortgage transactions
  • Ensure accurate and timely pipeline management including the day to day deal assignment to the underwriters
  • Work with vendors and various Firm departments to streamline processes, quality and risk assessment
  • Proficient with Regulatory Changes, FNMA and Nonconforming Loans
  • Expert experience underwriting jumbo loans in the high net worth, Private Banking environment
  • Strong Knowledge of industry compliance regulations, OCC & CFPB
  • Agency guidelines a plus
  • Strong knowledge of business process outsource management
  • Analyzing complex information i.e. self-employed income and structuring complex mortgage transactions
  • 7-10 years of residential mortgage underwriting experience
  • Track record of effectively communicating with executive management
  • College degree, Advanced degree a plus
  • Proven ability to speak effectively in front of Sr. Management, Private Bankers, Financial Advisors, employees and others are required
33

Mortgage Underwriting Supervisor Resume Examples & Samples

  • Work with the Regional Underwriting Manager to provide guidance to Underwriters specializing in large complex jumbo mortgage transactions for high net worth clients
  • Assist the Regional Underwriting Manager in managing and evaluating their team, including the underwriter scorecard
  • Partner with Regional Sales Managers, Private Bankers, Credit Risk Management and Senior Management on mortgage transactions
  • Work with fulfillment outsource provider to usher MSPBNA clients through the mortgage process
  • Oversight of the underwriters in moving files through the pipeline and ensuring appropriate communication with our partners on different underwriting requirements
  • Ensure adherence to credit policy, all updates and mandatory Firm training
  • Work in conjunction with Sr. Lending professionals to assist in structuring complex mortgage transactions
  • Make sound approvals and decline recommendations based on the facts of the transaction
  • Ensure accurate and timely pipeline management including the day to day deal assignment to the underwriters
  • Foster an environment of high energy and continuous improvement
  • 5-10% travel required
  • Strong oral and written communication
  • Ability to deliver reports in an effective manner with clear and concise material
34

Consumer Underwriting Supervisor Resume Examples & Samples

  • Ability to operate a desktop computer to perform the essential job functions
  • Ability to read and interpret a document to perform the essential job functions
  • Ability to travel to perform the essential job functions
35

Mortgage Underwriting Supervisor Resume Examples & Samples

  • Be responsible for analyzing, underwriting, evaluating and forming opinions for approving or denying mortgage residential and construction loan applications according to business and credit standards as well as applicable laws and regulations
  • Review documents and forms within system
  • Gather information as necessary to make sound decisions
  • Respond to internal and external customer inquiries
  • Recommend exceptions based on findings
  • Have authority to approve loans beyond the organizations guidelines
  • Perform other duties as assigned
  • Requires a Bachelors and 6+ years of residential lending/credit, appraisal analysis, FHA/VA/FNMA/FHLMC guidelines and income tax analysis, including 4+ years of direct work experience in mortgage loan origination in processing and underwriting or other related lending experience
  • Employs advanced knowledge as a generalist or specialist of mortgage residential and construction credit, spread analysis, finance and lending procedures
  • Extensive understanding of mortgage products and regulations
  • Advanced mathematical and analytical skills
  • Ability to prioritize and organize multiple tasks
  • Working knowledge of computer software, i.e. word processing, spreadsheets, etc
  • May lead or train lower level underwriters
36

Underwriting Supervisor Resume Examples & Samples

  • Superior oral and written communication, organizational leadership and interpersonal skills to supervise, instruct, counsel and evaluate employees and communicate with policyholders, agents and other Company personnel
  • Exceptional ability to assess risks, make decisions, analyze and interpret reports
  • Thorough understanding of operation and function of various corporate computer systems
  • Must have broad knowledge of loss control and safety principles
  • Three to five years general insurance experience with thorough knowledge of underwriting principles and techniques
  • Works under general supervision exercising considerable discretion in assessing and determining acceptable exposure, property inspection needs and agency reviews for various lines of insurance, as well as, departmental process evaluation/improvement and management of policy billing processes
  • Accountable for determining and securing reinsurance when necessary and may perform various follow-up, such as billing reviews, as needed
  • Accountable for daily operation of underwriting unit which includes employee guidance and development, staffing, budgeting, monitoring productivity levels, and evaluating employee performance to provide a high level of personal service and contributions to Company profitability
  • Responsible for effectively managing multiple projects and assignments while simultaneously performing supervisory duties in a professional manner
  • Requires approximately 15% travel for field trips, district and interdepartmental meetings, etc. If supervising field employees, travel requirement increases to approximately 50%
  • Ability to perform essential functions of the job, with or without a reasonable accommodation
37

Underwriting Supervisor Resume Examples & Samples

  • Responsible to ensure the proper training of the Underwriters on regulatory and compliance policies, negotiating skills, 3rd party vendor services and any other area necessary to be effective in their role
  • Conduct the review of files requiring a second look at established by LDW policies
  • Complete credit exception reviews and track results
  • Manage workload and strategic planning for load balancing to meet and exceed published SLAs
  • Establish a monthly feedback process that provides consistent, meaningful feedback to underwriters on underwriting related issues found in post fund audits and reviews
  • Coordinate with PFQC and Post Funding Departments to assure salability of all loans originated or purchased
  • Participate in the selection and interview process for Underwriter candidates
  • Participate in management meetings as needed
  • Carry out responsibilities in accordance with LDW’s policies; including training, coaching, motivating, planning, assigning, directing work and monitoring performance
  • Constantly evaluate the processes for improvement opportunities
  • Provide feedback to the other department Team Leads and the Operations Manager
  • Develop and/or work with the training resources to develop training programs to ensure adequate growth and development of associates
  • Provide quality control responses in a timely manner
  • Display excellent verbal, written and interpersonal skills
  • Effectively communicate all decisions and any required conditions to the Broker, Account Manager, Territory Manager and or Sales Manager
  • Maintain and cultivate an effective working relationship with internal and external customers
  • Participate in and/or facilitates resolutions of individual file conflicts
  • Respond to all inquiries in a timely manner as established by company SLA’s
  • Embrace company culture
  • Participate as a mentor to Underwriters and other leaders within the organization
  • Act as a role model of the company’s values, acting in an ethical and professional manner in all respects
  • Demonstrated leadership qualities with the ability to provide vision and inspiration to peers and others
  • A thorough knowledge of FHA or VA regulations and FNMA/FHLMC and investor underwriting guidelines
  • Ability to identify and resolve problems in a timely manner
  • Deep understanding of the sourcing, fulfillment and quality control activities necessary to produce high quality, salable, well-performing residential mortgage loans
  • Maintain working knowledge of all LDW programs to ensure loans conform with program requirements through the loan process and to able to answer questions as needed
  • Working knowledge of lending regulations
  • Natural collaborative approach to decision-making
  • Clear understanding of the implications of customer service
  • Effective decision-making, customer service, sales, customer support and problem-solving skills
  • Working knowledge of government and agency requirements as well as investor underwriting guidelines
  • Ability to multi-task and work in a deadline driven environment
  • Ability to work effectively in a team environment
  • Expert level underwriting skills as it relates to title, income , credit reports and collateral
  • Minimum of 10 years residential mortgage underwriting experience with recent exposure in both government and agency originations
  • Previous experience as a mentor or Team Lead to Underwriters
  • Operational knowledge of wholesale residential lending, including production and support functions
  • Professional written, verbal and interpersonal communication skills
  • Proficient at running, reading and interpreting AUS results including DU/LP and TOTAL Scorecard