Underwriting Analyst Resume Samples
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Underwriting Analyst Resume Samples
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GC
G Corwin
Germaine
Corwin
8545 Jordane Fords
Philadelphia
PA
+1 (555) 913 4985
8545 Jordane Fords
Philadelphia
PA
Phone
p
+1 (555) 913 4985
Experience
Experience
New York, NY
Underwriting Analyst
New York, NY
Murazik, Prosacco and Kuhlman
New York, NY
Underwriting Analyst
- Working knowledge of Argus and other financial/analytical software is an added benefit
- Coordinate delivery of due diligence materials to third party report providers
- Performs basic due diligence, including reviewing relevant forms, providing analysis and ordering reports
- Establish and update ongoing tracking of outstanding and received due diligence
- Assist in developing consistent underwriting material of RealPage’s Underwriting Guidelines
- Provide product knowledge, marketing, cross selling and underwriting support
- Provide assistance, quality control monitoring, and training to develop underwriting processes for back up personnel
Houston, TX
DUS Underwriting Analyst
Houston, TX
Langworth Inc
Houston, TX
DUS Underwriting Analyst
- Review and analyze zoning and building code analysis provided by third party consultants
- Review and analyze third party reports (appraisal, environmental, engineering, etc.) as directed by senior staff
- Prepares underwriting template based on historical financial statements, projections, and market standards to determine a projected income, value and loan amount as directed by senior team members
- Responsible for providing support to their team by assisting in preparing loan request/investment report packaging, analyzing due diligence, and various support functions including
- Review Borrower structure by creating and/or reviewing organizational charts and organizational documents
- Research property taxes to verify payment, outstanding taxes, exemptions and appeals
- Analyze operating history, property rent roll, and other financial information
present
New York, NY
FHA Underwriting Analyst
New York, NY
Boehm, Hills and Hauck
present
New York, NY
FHA Underwriting Analyst
present
- Provide support to the underwriting team during loan application processing,, assist with underwriting/closing timelines, and make client introductions
- Complete various sections of the loan sizing model, including but not limited to HUD underwriting forms 92013, 92264, 92264a, 92329, FHA input data sheets and statement of sources and uses
- Engage, monitor progress, and review reports completed by third party consultants, as well as coordinating/attending site inspections that cover a national footprint
- Establish strong working relationships with clients and create high customer satisfaction and retention
- Create and foster relationships with HUD personnel and third party consultants
- Analyze property rent rolls and operating statements to determine a pro-forma NOI used for loan determination, to be reviewed and approved by Underwriter
- Complete various sections of the Underwriter’s narrative, including but not limited to the following
Education
Education
Bachelor’s Degree in Business
Bachelor’s Degree in Business
Columbia University
Bachelor’s Degree in Business
Skills
Skills
- Excellent attention to detail with the ability to audit own work
- Strong time management skills with ability to operate under demanding deadlines
- Strong time management skill and ability to operate under demanding deadlines
- 8) Computer skills with a primary focus on Excel knowledge. ARGUS knowledge
- Highly organized, ability to track multiple projects and processes simultaneously
- Strong proficiency in PC applications (including Microsoft Word, Excel, Outlook)
- Excellent organizational skills and communication skills to manage work flow, ability to handle multiple tasks in a high-volume, fast-paced environment
- Strong presentation skills; able to effectively articulate and defend processes and methodology to internal and external clients
- Attention to detail; quality-oriented
- Willingness and ability to learn new technology
15 Underwriting Analyst resume templates
Read our complete resume writing guides
1
Senior Underwriting Analyst Resume Examples & Samples
- Assess highly complex and sophisticated client risk, understanding the strategic implications of the competitive carrier/product marketplace, and make sound underwriting-based assumptions to find solutions to meet assigned Company clients’ objectives
- Lead and mentor Underwriting Analysts
- Analyze complex client demographics and other data to determine risk and appropriate carrier product solutions
- Provide direction to Analysts in drafting and distribution of Request for Proposals (RFPs) or Request for Renewals (RFRs), following up with carriers
- Analyze and calculate Company clients’ rates and benefit costs
- Analyze complex annual renewals and proposals from carriers for accuracy and financial reasonableness based on all factors
- Lead product/service quality improvement initiatives as needed
- Lead process improvement protocols for department, making suggestions to process improvements as applicable
- Design and create complex presentation reports for assigned Company clients’
- Work as a team with Account Management to understand expectations and in meeting deliverables
- Able to work in an environment where a wide degree of creativity and latitude is expected
- Exceptionally strong problem solving skills
- Advanced understanding of all employee benefit product lines
- Exceptional organizational and multi-project management skills
- Attention to detail; quality-oriented
- Exceptional analytical and writing skills
- Strong presentation skills; able to effectively articulate and defend complex processes and methodology to internal and external clients
- Bachelor’s degree in Math or related field required, or equivalent experience
- Minimum ten (10) years experience in the field of health and welfare benefits underwriting
- Advanced knowledge of alternative funding methodologies
- Effectively supervise, lead and direct the work of others in department
- Requires mobility and physical activity: Having an adequate range of body motion and mobility to work in an office environment including standing and walking, sitting for extended periods of time, bending, twisting, reaching, balancing, occasional lifting and carrying of up to 30 pounds
- Use of computer and telephone systems is required which includes coordination of eye and hand, and fine manipulation by the hands (typing, writing, and working with files)
- Requires talking: Expressing or exchanging ideas by means of the spoken work. Talking is required to impart oral information to employees, clients, and the public, and in those activities in which the employee is required to convey detailed or important spoken instructions to others accurately, loudly, or quickly
- Requires hearing: Hearing is required to receive and communicate detailed information through oral communication
- Requires seeing: Clarity of vision at 20 inches or less and at a distance. This factor is required to complete paperwork for many of the employee’s essential job functions
- Requires the ability to work and cooperate with clients, co-workers, managers, the public and employees at all levels in order to exchange ideas, information, instructions and opinions
2
Underwriting Analyst Resume Examples & Samples
- Serve as the primary point of contact for borrowers and be responsible for maintaining high customer service satisfaction for due diligence collection
- Communicate and interact with Underwriters and Originators and other internal clients regarding transaction status and issues
- Manage critical path items and communicate with transaction participants, collect and review due diligence materials and contribute to underwriting conclusions
- Coordinate delivery of due diligence materials to third party report providers
- Coordinate delivery of due diligence materials from borrower to underwriting team, including working with a processor to coordinate the collection of property and borrower information
- Manage transaction timelines
- Review and complete Quality Control checklist on reports when received (including appraisals, market studies, environmental reports, and property conditions assessments
- Compile high quality application packages with minimal deficiencies
- Research local real estate markets
- Assist in responses to HUD deficiencies as needed
- Provide Lender Counsel with requested documentation
- Conduct rent roll, operating statement, and other financial analyses
- Manage data integrity in proprietary loan tracking database
- Attend applicable HUD, external, or internal training as directed by management
- Bachelors Degree in Finance, Real Estate or similar preferred but not required
- Relevant work experience in the mortgage industry a plus
- Ability to multitask on several transactions at once
- Ability to work independently and collaboratively in a fast paced environment
- Ability to adapt to changing circumstances and adjust priorities as needed
- Ability to travel to site inspections required
- Familiarity with MS Office applications (Excel, Word, and PowerPoint) & ability to learn new applications
3
Underwriting Analyst Group Medicare Resume Examples & Samples
- Exercise limited authority in preparing quotes in conformance with underwriting policies, procedures and methodologies, keeping in mind overall profit objectives
- Bachelor’s Degree in Business, Finance, Mathematics or a related field
- Proficiency with Microsoft Word, Excel and Access
- Prior underwriting experience
- Comprehensive understanding of risk pool management
- Strong attention to detail and organization skills
4
Medical Underwriting Analyst Resume Examples & Samples
- Critical thinking skills (ability to use data to identify trends and propose solutions)
- Minimum 5 years Medical Underwriting experience preferred but not required
- Solid life and LTD product knowledge
- Experience with Association business preferred but not required
5
Underwriting Analyst Resume Examples & Samples
- Review and complete Quality Control checklist on reports when received (including appraisals, market studies, environmental reports, and property conditions assessments)
- Manage data integrity in Loan Connect
- Conduct mortgage credit, ESA, and PCNA analysis independently
- 1-5 years of experience in commercial real estate analysis, credit analysis or working in the mortgage industry strongly preferred
- Strong Excel skills, cash flow modeling experience and due diligence experience desired
6
Diligence & Advisory Underwriting Analyst Resume Examples & Samples
- Computer proficiency in MS Office, including Excel, Word, PowerPoint and Outlook
- Working knowledge of Argus and other financial/analytical software is an added benefit
- Strong organizational skills including the ability to multi-task and prioritize efficiently
- Ability to work independently on assigned projects
- Ability to work in a team environment with multiple points of contact
- Must enjoy working with numbers
- Ability to prepare written and conduct oral presentations as well as communicate accurately, effectively, and persuasively
- Knowledge of commercial real estate terms and definitions is preferred
- Knowledge of financial terms and definitions is preferred
- 3 to 5 years of finance or real estate experience preferred
- BA/BS degree in Finance or Real Estate preferred
7
MB Underwriting Analyst Resume Examples & Samples
- Certified Residential Appraiser required
- 5+ years of appraisal experience preferred; underwriting experience considered
- Excellent analytical and decision making skills
- VA and FHA experience desired
- Experience with Microsoft Word, Excel and Powerpoint preferred
- Repurchase risk and complex property experience strongly preferred
- Knowledge of TILA reporting requirements
- Understanding of Appraisal Standards and laws that govern appraisals/appraisers
8
Group Medicare Underwriting Analyst Resume Examples & Samples
- Analyze group benefits and claims data understanding Medicare Coordination
- Understands the underwriting, finance, and risk pool principles, guidelines, and procedures that are used to conduct risk assessments as part of the underwriting process. Understands how underwriting decisions are influenced by and influence other areas and processes that work together for Humana's overall success
- Master underwriting fundamentals, demonstrating a complex knowledge of concepts and processes in preparation for an underwriting consultant role
- Participate in special projects as assigned by the Underwriting Manager
- Proficiency with Microsoft Word and Excel
- Bachelor’s degree in business, finance, mathematics or a related field
- Comfortable with math
9
Underwriting Analyst Resume Examples & Samples
- Manage critical path items and communicate with transaction participants, review due diligence materials and contribute to underwriting conclusions
- Coordinate with Loan Processor the collection and delivery of due diligence materials from borrower to underwriting team
- Review and complete Quality Control checklist on reports when received (including appraisals, market studies, environmental reports, and property condition assessments
- Contribute to compilation of high quality underwriting packages with minimal deficiencies
- Research local real estate markets and provide analysis of findings in well written concise narrative
- Assist in responses to investor deficiencies as needed
- Manage data integrity in Loan Connect and other investor data collection and loan delivery systems
- Attend applicable investor, external, or internal training as directed by management
- Conduct mortgage credit, ESA, and PCNA analysis
- Bachelors Degree in Finance, Real Estate is highly preferred
- Minimum of 1-2 years of Financial Services experience
- Relevant work experience in the commercial mortgage industry a plus
- Ability to manage multiple transactions simultaneously
10
Lead Underwriting Analyst Resume Examples & Samples
- Previous demonstrable Analytics experience
- Looking to add a stronger management dimension to your role (i.e. 12 to 18 months away from stepping up to Vice President Level)
- Experience using statistical techniques – regression, hypothesis testing, data mining, reject inference, experimental design, etc
- Excellent mathematical skills, particularly in your ability to break complex problems into simple steps and solve them
- Strong Excel skills, familiarity with PowerPoint, and a solid working knowledge of data manipulation (eg. via SQL) and preferably SAS platforms
- Strong communication skills, articulate with the ability to operate and present to senior management and key stakeholders, as well as colleagues and support functions
- Ability to consolidate and analyse complex information in order to identify creative new ways of working and innovative solutions to problems
11
Underwriting Analyst Resume Examples & Samples
- To learn, experience and contribute to Diligence & Advisory Operations
- To gain an understanding of C&W businesses and service lines as well as the commercial real estate and financial services industry
- To be an active participant in C&W corporate activities
- 0 to 3 years of finance or real estate experience preferred
- BA/BS degree in Finance or Real Estate preferred
12
Underwriting Analyst Resume Examples & Samples
- Serve as the primary point of contact for third party vendors and back-up point of contact for borrowers
- Responsibility for the transfer of data to underwriting templates
- Oversee creation of checklist and appropriate Agency forms based on deal and borrower types
- Review/approve due diligence materials
- Create and analyze operating history, property rent roll, and other financial information
- Review Borrower structure by creating and/or reviewing organizational charts and organizational documents
- Review and analyze Sponsors real estate schedule
- Complete portions of underwriting model and narrative as directed by underwriters
- Engage and review third party reports as directed by Deputy Chief Underwriter
- Track third party report delivery timelines
- Review Agency response letters and commitments and assist in written and oral responses to Agencies
- Complete quality control review on final reports and due diligence
- Minimum of one year of real estate experience, preferably in underwriting multifamily real estate loans
- Familiarity with Fannie Mae or Freddie Mac multifamily conventional loan programs a plus
- BS/BA degree preferred in finance, real estate or a related discipline
- Strong organization skills needed, detailed oriented and a self starter
- Excellent interpersonal and negotiation skills
- Demonstrated computer knowledge and proficiency with Microsoft Office applications, in particularly Word and Excel, needed. Aptitude for Adobe and database applications preferred
- Excellent analytical and math skills are critical
- Strong organizational skills are required with the ability to multitask and effectively prioritize in a fast paced, exciting environment
- Ability to effectively work independently and also demonstrate strong partnering skills within a team environment
13
Underwriting Analyst, Loan Officer Resume Examples & Samples
- New LPL Recruit Production and Asset Verification & Underwriting (45% of time)
- Bachelor's degree in Business, Finance, Economics, or related field of study
- FINRA Series 7 and 63 a plus
- 3-5 years in a similar analytical function
- Strong familiarity with underwriting, asset verification, and loans processing
- General knowledge of investment products, the industry, and end investor preferred
- Demonstrated knowledge of LPL platforms, products and services a plus
- Prior experience interacting with advisors and leadership helpful
- Ability to perform in a fast-paced, dynamic environment
- Strong skills in MS Excel and Access
14
Underwriting Analyst Resume Examples & Samples
- Apply sound underwriting judgment in determining the appropriate underwriting action related to hold time and processing limits
- Review of financial statements, credit reports, applicable ratios (i.e. Debt ratios, loan-to-value) and other supporting documentation using an automated scoring system and traditional underwriting analysis as part of the complete client application underwriting approval review
- Analyze all electronic returns against bank statements and in-house spreadsheets to ensure there are no duplicate adjustments and/or not our adjustments
- Assists internal customers in understanding underwriting decisions and payment processing hold time and limits
- Identify and implement process improvements based on client feedback, input from team members as well as other RealPage divisions to improve the underwriting process
- Research technical underwriting issues and problems to provide alternative solutions to customers that support current underwriting guidelines while providing superior service to RealPage clients in a timely manner
- Provide assistance, quality control monitoring, and training to develop underwriting processes for back up personnel
- Complete weekly and monthly risk management analysis for all client processing
- Assist in developing consistent underwriting material of RealPage’s Underwriting Guidelines
- Communicate with other departments, management, and regulatory authorities in support of underwriting actions, decisions, and philosophies at any required time
- Responsible for the advanced knowledge of all RealPage products, pricing structures, underwriting/marketing philosophies, regulatory issues to provide consistent underwriting approvals
- Adapt to new developments and generate timely and innovative solutions to problems encountered with underwriting client submitted applications
- Provide technical expertise to other departments and or clients in reference to interpretation of underwriting, hold time requirement, payment processing limits, participant processing workflow and contract language in RealPage’s application and agreement
- Assist management in analyzing underwriting workflow, procedures and standards, identifying concerns, and making recommendations to improve efficiency and effectiveness within the department
- Contact internal customers and /or partners at times to gather additional information to make appropriate decisions
- The Payment Processing Underwriter must explain rationale behind the client application decisions while staying abreast of any changes in underwriting provisions
- Bachelors Degree majoring in Accounting, Computer Science, Finance, Information Science, Business Management, or minimum 5yrs industry experience
- 3-5 year’s prior underwriting experience with a demonstrated responsibility for exercising judgment and decision making
- Experience within the multifamily industry is desired
- Highly developed analytical, verbal and written communication skills
- Must possess good organization, time management skills and strong attention to detail
- Ability to work with little supervision, but knowing when to escalate problems to management
- Ability to recognize and escalate situations as deemed necessary
- Demonstrate consistent leadership and judgment
- Highly motivated, driven and results oriented self starter
- Ability to work extended hours when needed
15
Underwriting Analyst Resume Examples & Samples
- Manage data integrity in Loan Connect, PHPs document database
- Bachelor’s Degree in Finance, Real Estate or similar field preferred
- Minimum 2 years work experience in the mortgage industry required
- Familiarity with FHA loan underwriting and analysis preferred
- Familiarity with FNMA and FMAC loan underwriting and analysis preferred
- Strong organizational skills required
- Must be detail oriented and able to multitask on a daily basis
- Ability to work independently and collaboratively in a fast paced environment required
- Ability to adapt to changing circumstances and adjust priorities as needed required
- Proficiency with MS Office applications (Excel, Word, and PowerPoint) & ability to learn new applications required
16
Underwriting Analyst Resume Examples & Samples
- Accountable for the successful delivery of large case renewals by providing accurate reporting, data and scrubbed census to Underwriters; schedule and facilitate renewal meetings with key stakeholders; build accurate, robust and professional renewal packages for groups over 1000 lives
- Interpret contracts, multiple and varied plan designs; analyze and scrub census data provided on large case request for proposals, identify and communicate information needs to the Underwriter and Sales, apply sound underwriting and business judgment to prepare data for rate calculation; interpret competitor/internal reports and build financial experience to support Underwriter decision
- Provide system updates, build rate matrices, complete underwriting documents and data set up for new group implementation; partner with Benefits, Premiums and Actuarial to ensure accurate reporting structures in place
- Research documentation, contracts and systems to accurately complete amendments and contract rewrites; complete Underwriter to Actuarial documents and census data
- Perform quality review of new and inforce group premium; perform quality review of financial reports generated by Actuarial department; identify discrepancies and partner with appropriate stakeholders to correct
- Respond to field, producer and policyholder inquiries and build data analysis documents as requested
- Owns and maintains department renewal tracking; matrices, and SharePoint documents
17
Mortgage Banking Underwriting Analyst Resume Examples & Samples
- Performs pre-close and/or post-close reviews of files with defects to determine cause and potential remedy. Reviews may include unsalable loans, FHA Post Endorsement Technical reviews, FNMA and FHLMC loans with defects, loan delivery edits, high risk PQA findings, and other ad hoc audits as requested by management
- Provides clear and concise descriptions of loan defects and cause, articulating identifiable trends and concerns to management
- Engages appropriate internal and external partners, as appropriate, to remedy deficiencies
- Perform reviews on live production, when dictated by policy and/or procedure, to support production underwriting. Reviews may include lending authority submissions, random reviews dictated by policy based on Underwriting quality, loan exception reviews, CCR condition reviews, Executive Office complaints, and/or other files as referred by management
- Document review findings, provide feedback to internal and external partners based on the type of file review and drive resolution, as appropriate
- Perform second review of declined files, when dictated by procedure, to ensure accuracy of decision and initiate steps to remedy underwriting errors
- Perform tracking of quality performance and prepare reports as directed by management or procedure
- Act a subject matter expert in policies and procedures
- Minimum 5+ years in underwriting preferred
- Excellent negotiation, analytical, and decision making skills
- Through knowledge of Chase credit policies, products, and guidelines; agency products and guidelines; and private investor products, and guidelines
- Expert in personal and business financial analysis and in tax return and balance sheet analysis, including both cash flow and AGI methods
- VA and FHA experience preferred
- Experience with Microsoft Word, Excel and PowerPoint preferred
18
MB Underwriting Analyst Resume Examples & Samples
- Perform reviews on live production, when dictated by policy and/or procedure, to support production underwriting. Reviews may include lending authority submissions, random reviews dictated by policy based on Underwriting quality, loan exception reviews, CCR condition reviews, Executive Office complaints, and/or other files as referred by management
- Resolve appraisal underwriting questions and appraisal deficiencies in support of internal and external partners
- Document and communicate review findings, provide feedback to internal and external partners based on the type of file review and drive resolution, as appropriate
- Performs post-close review of residential appraisal files with defects to determine cause and potential remedy. Reviews may include appraisal escalations, unsalable loans, FHA Post Endorsement Technical reviews, FNMA and FHLMC loans with defects, loan delivery edits, high risk PQA findings, and other ad-hoc audits as requested by management
- Act a subject matter expert in policies and procedures
- Minimum 5+ years appraisal experience as a licensed appraiser (certified/licensed residential or general) required; Active licensure is a plus however will consider if license is currently inactive
- Minimum 5+ years in underwriting
- Mortgage Appraisal Review experience preferred
- Comprehensive knowledge of agency and private investor products and guidelines
- VA and FHA experience preferred
- High school diploma or equivalent is required
19
Senior Catastrophe Underwriting Analyst Resume Examples & Samples
- Supporting the definition, communication and implementation of best practice methodology for Cat underwriting, strategic Cat portfolio and accumulation Scenario management and Cat portfolio optimization
- Supporting the issuance of Cat planning guidelines and developing, maintaining and coordinating the Cat planning process
- Ensuring adherence to the Zurich Risk Policy and Global Underwriting Guidelines and supporting the Cat capacity allocation process in developing mitigation actions where necessary
- Assisting Lines of Business (LOBs) to develop and implement best practice Cat underwriting guidelines, best practice methodologies and insights on catastrophe underwriting and accumulation control
- Supporting the development of Cat underwriting and pricing systems, processes and insights
- Managing the use and deployment of Risk Browser in terms of content/subject matter expertise, including support, super user training and change requirements
- Supporting other areas of Global Cat Management or other functions with specific Cat insights in projects and initiatives
- ACII (or equivalent) or numerate degree level of education
- Further degree (Master’s, PhD etc.) highly desirable
- Typically four or more years of industry experience embracing catastrophe risk analysis in Property and Casualty lines of business
- Advanced knowledge in catastrophe modelling, including strong statistical and analytical skills, leading to improved Cat risk assessment and management
- Excellent IT knowledge and programming / database skills, at least SQL and Visual Basic but experience in a higher programming language but also GIS software desirable
- Expert ability to communicate complex results in a clear way to non-practitioners, including senior management level
- Effective communicator, oral and written, and strong negotiation and influencing track record
- Highly self-reliant and committed personality with strong interpersonal and networking skills
20
Underwriting Analyst / Test Rater Resume Examples & Samples
- College degree with emphasis on insurance, business or accounting preferred
- Minimum 4+ years commercial insurance experience with emphasis on analytic functions in underwriting, accounting or statistical disciplines. 2+ years experience as an underwriting analyst
- Test rating experience strongly preferred
- Thorough knowledge of primary insurance underwriting and coverages
- Expertise of ISO / NCCI rating methodology. Ability to locate ISO rules, rates and forms. Know rating components for multi-lines. Know how the data flows through, how to read and interpret policies, rating worksheets, applications. Ability to validate client’s rating and identify errors
- Very good interpersonal skills and demonstrates very good verbal and written communication skills
- Actively listens to others to ensure understanding of issues
- Solid experience of PC technology and software
21
Underwriting Analyst Resume Examples & Samples
- Bachelors degree with business or math related field of study; Strong Preference
- 1 year business experience and/or recent internship(s); Preference
- Basic Microsoft Office (Excel, Word, PowerPoint, Outlook) proficiency and reporting skills; Required
- Strong math aptitude; Required
22
Senior Performance Underwriting Analyst Resume Examples & Samples
- Provide technical and analytical underwriting support to achieve performance targets and the Underwriting strategy including supporting the delivery of change within Pricing & Underwriting and across divisions
- Evaluate benefits, make recommendations and ensure delivery of changes to underwriting rules (including referral rules), rating and footprint across all [Product] channels to deliver key trading performance metrics, whilst ensuring adequate control of risk appetite. Liaise with the Underwriting Development team on any future underwriting footprint development opportunities identified
- Monitor exposure trends in underwriting performance and mix monitoring MI, reviewing potential mitigating actions. Produce appropriate reports for relevant trading and risk forums
- Monitor the impact of the underwriting question set and underwriting data sources, including application fraud prevention measures, on key trading and customer metrics, and evaluate benefits, make recommendations and ensure delivery of changes. Liaise with the Underwriting Development team on any future question set, underwriting data and fraud prevention development opportunities identified
- Monitor the impact of the [Product] product structure, including cover levels, excesses and terms and conditions, on key trading and customer metrics, recommending changes to the Underwriting Development team, working with that team to implement changes into trading
- Deliver changes to align underwriting rules with Technical & Margin Pricing developments and changes in Pricing capability
- Ensure appropriate Underwriting controls are in place and followed with respect to testing, implementing and adhering to wider company risk appetite
- Liaise with a wide variety of teams in order to shape, own and deliver your team’s priorities, working effectively with the wider Underwriting team, Category teams, wider Pricing and Underwriting teams and other areas
- Ensure compliance with core Group policies, statutory policies, regulatory controls, and timely completion of risk and audit actions with a particular focus on Customer Conduct
23
Commercial Underwriting Analyst Resume Examples & Samples
- Conduct financial analysis on dealership wholesale accounts from data obtained from both internal and external sources
- Complete administrative review to document company compliance and ensure that guidelines are met
- Interface and communicate with Dealerships and stakeholders to obtain all information required
- Update company records, logs, reports, and internal control systems with information gathered during the underwriting review
- Undergraduate degree or equivalent training, Graduate degree preferred, but not required
- Strong financial analysis and analytic/problem solving skills required
- Proficient in intermediate MS applications (Word, Excel, Access and PowerPoint
- High level of written and oral communication skills as well as attention to detail
24
Mortgage Underwriting Analyst Resume Examples & Samples
- Verify all background checks have been completed and identify any potential risks and mitigating factors that could impact the customer's ability to repay
- Responsible for system processes and data input with vendors
- Monitor, track and manage appraisal process
- Work with Bank partners to ensure appropriate consumer regulatory disclosures are provided throughout the credit process
- Work with Bank partners to receive customer financial information and assist the mortgage underwriter with analysis
- Provide required management reports to ensure loan decisions comply with Regulation B requirements, monitor rate lock and loan commitment expirations dates, underwriter performance, mortgage exception and modification reporting and spot loans
- Assist in the workflow and processes associated with 1-4 family first Mortgages and HELOC Large Loans
- Provide assistance with special projects including writing and implementing department procedures
25
Underwriting Analyst Resume Examples & Samples
- Process incoming due diligence and other documentation required for loan approval
- Assist with the review of Borrower underwriting submissions in preparation for loan committee and final delivery of investor packages
- Assist in the preparation of investment memos for presentation to loan committee
- Perform property and market level due diligence
- Establish and update ongoing tracking of outstanding and received due diligence
- Complete property inspections
- Other related tasks include credit, market and real estate analysis
26
Underwriting Analyst Resume Examples & Samples
- Reviews new business submissions from retail broker to ensure content is complete
- Processes new business clearance through applicable carrier system to secure market for ASIS
- Communicates with retail broker to obtain necessary data for initial underwriting review for both new and renewal business
- Analyzes data to ensure program eligibility for new and renewal risks
- Pre-underwrite accounts responsibly by using sound judgment in support of established guidelines and profitability objectives
- Supports long and short term business strategies through quality underwriting, customer service and production initiatives
- Inputs data into carrier rating models and produce quote for Underwriter
- Coordinates delivery of quote(s) to co-Broker
- Coordinates process of binding coverage with carrier
- Manages policy review and delivery to co-Broker/Client
- Evaluates and underwrites policy and coverage change requests received from co-Broker/Client
- Manages endorsement process with carrier and delivery to co-Broker/Client
- Organizes and maintains department business reports and logs
- Organizes and maintains program underwriting files
- Manages day to day issues with Brokers/Clients
- Prepares and analyzes interim underwriting reviews for delegated accounts
- Participates in meetings with co-Brokers, Clients and Carriers
- 4 - 6 years related work experience; experience in insurance industry preferred
27
Pricing & Underwriting Analyst Resume Examples & Samples
- Establish effective business relationships with Sales and Account Management to execute a business plan that optimizes our opportunities across a book of business
- Produce accurate quotes in compliance with Underwriting and authority guidelines and state and federal laws for existing and prospective business
- Develop and execute account and/or book of business plans to ensure attainment of goals
- Lead peer review to ensure accuracy and appropriateness of quote
- Manage business processes and policies that support for all job levels particularly in areas of rate actions, benefit structure, customer engagements, etc
- Meets established department turn around goals by balancing deadlines
- Implement new and existing policies, procedures, and methodology
- Implement continuous quality improvement programs
- Strategize with internal customers on implications of decisions on business outcomes
- Position Underwriting is an integral partner in the creation of effective business solutions
- Establish relationships with Sales/Account Management to enhance business potential with purchasers, brokers and consultants
- Develop solutions that increase credibility withcustomers and Sales/Account Management and external customers
- Acquire and exhibit knowledge of the external business environment to add value
- One (1) year of experience in rating, underwriting, or performing analysis work
- Two (2) years of underwriting experience
- Previous experience with employee group benefits
- Proficiency and understanding of underwriting processes, healthcare products, and contracts
28
Underwriting Analyst Resume Examples & Samples
- Performs pre-close and/or post-close reviews of files with defects to determine cause and potential remedy. Reviews may include unsalable loans, FHA Post Endorsement Technical reviews, FNMA and FHLMC loans with defects, loan delivery edits, high risk PQA findings, and other ad hoc audits as requested by management
- Provides clear and concise descriptions of loan defects and cause, articulating identifiable trends and concerns to management
- Engages appropriate internal and external partners, as appropriate, to remedy deficiencies
- Document review findings, provide feedback to internal and external partners based on the type of file review and drive resolution, as appropriate
- Perform second review of declined files, when dictated by procedure, to ensure accuracy of decision and initiate steps to remedy underwriting errors
- Perform tracking of quality performance and prepare reports as directed by management or procedure
- Minimum 5 years in frontline mortgage underwriting required
- Excellent negotiation, analytical, and decision making skills
- Through knowledge of Chase credit policies, products, and guidelines; agency products and guidelines; and private investor products, and guidelines
- Expert in personal and business financial analysis and in tax return and balance sheet analysis, including both cash flow and AGI methods
- Experience with Microsoft Word, Excel and PowerPoint preferred
29
Regions Business Capital Underwriting Analyst Resume Examples & Samples
- Modeling financial projections and sensitizations
- Spreading and analyzing financial statements
- Evaluating risk ratings and calculating RAROC's
- Performing research on specific companies and industries
- Analyzing collateral data
- Writing analysis memos, and assisting in the preparation of credit approvals and preparing other documents
- Performs other duties necessary to support the goals and objectives of the department and overall business unit
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Underwriting Analyst Resume Examples & Samples
- Assess (client) risk, understand strategic implications of competitive carrier/product marketplace, and make sound underwriting-based assumptions to find solutions to meet assigned Company clients’ objectives
- Understand the changing carrier product landscape, maintaining good carrier/vendor relationships
- Renewing and marketing carriers for assigned book of Company clients, meeting all client deliverable timelines and deadlines
- Analyze client demographics and other data to determine risk and appropriate carrier product solutions
- Provide direction to other Analysts in drafting and distribution of Request for Proposals (RFPs) or Request for Renewals (RFRs), following up with carriers
- Analyze annual renewals and proposals from carriers for accuracy and financial reasonableness based on all factors
- Negotiate with carriers on behalf of assigned Company clients
- Participating in product/service quality improvement initiatives as needed
- Follow process improvement protocols for department, make suggestions to process improvements as applicable
- Design and create presentation reports for assigned Company clients’
- Ensure accuracy of premium rates and benefits collected from carriers
- Strong problem solving skills
- Solid understanding of all employee benefit product lines
- Effectively work within a team environment
- Good analytical and writing skills
- Strong presentation skills; able to effectively articulate and defend processes and methodology to internal and external clients
- Strong PC Skills: Microsoft Outlook, Excel, Word and PowerPoint a must
- Minimum five (5) years experience in the field of health and welfare benefits underwriting
- Knowledge of alternative funding methodologies
- Requires the ability to collect and analyze complex numerical and written data and verbal information to reach logical conclusions
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Underwriting Analyst Resume Examples & Samples
- Bachelor Degree Preferred; however, equivalent work experience considered
- Must enjoy working in a fast paced, team environment and be adaptable to changing priorities
- Must have superior excel skills
- Must be able to work under pressure and under short timelines
- Must be a team player, but able to work independently with limited supervision
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Merchant Underwriting Analyst Resume Examples & Samples
- Bachelors or Masters in law, finance, or business related field
- 3+ years of experience with risk evaluation associated with business models and financial data
- First several weeks of employment based in Stockholm, Sweden
- Communicative and solution oriented
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Medical Underwriting Analyst Resume Examples & Samples
- Proven project management skills
- Medical Underwriting experience preferred but not required
- Life and LTD product knowledge preferred
- Working knowledge of MS Power Point
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Underwriting Analyst Resume Examples & Samples
- Reviews applications for eligibility based on admitted health history, product, state or filing restrictions, MIB and any other source of information provided for review
- Review referred files from the claims area where information has been developed that was not disclosed on the original application
- Reviews requests for policy changes and reinstatements to determine eligibility
- Maintain positive relationships with our internal and external customers through effective Written and Verbal Communication skills, including agents, proposed insureds, and State Departments of Insurance
- Risk Selection decisions are handled in a quality, timely, and productive manner
- Proficiency in medical terminology and procedures
- Two years underwriting experience
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Principal Underwriting Analyst Resume Examples & Samples
- Providing technical and analytical underwriting support to achieve performance targets and the Underwriting strategy, including supporting the delivery of change within Pricing & Underwriting and across divisions
- Evaluating benefits, making recommendations, and ensuring the delivery of changes to
- Educated to degree level or with experience in Underwriting
- Demonstrable experience in the general insurance market
- Evidence of demonstrating personal effectiveness in prior roles
- Experience of analysis
- Competent user of Excel
- Experience using SAS and QlikSense (or equivalent) is preferable but not essential
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Medical Underwriting Analyst Resume Examples & Samples
- 1+ years of underwriting experience is required
- 2+ years of individual and/or group insurance industry experience related to medical underwriting and risk assessment
- Strong medical knowledge and analytical skills
- Must be detailed oriented with strong written and verbal communication skills
- Able to apply knowledge, judgment and skills to meet customer needs
- Proficient computer skills in Word, Excel and Outlook
37
Underwriting Analyst Resume Examples & Samples
- Manage CBRE operations for Fannie Mae
- Manage delivery pipeline
- Work closely with Underwriting, Closing, Legal and Asset Mgmt. to manage events in the loan commitment and delivery processes
- Act as Administrator for all Fannie Mae applications
- Review underwriting data obtained for compliance with Fannie Mae
- Special Projects / Audits
- Support underwriting team with various underwriting/analyses
- Manage loan related documents and exhibits
- Prepare and present training materials
- Maintain control files
- Maintain trading documents
- Participate in all underwriting meetings
- Represent CBRE in monthly and quarterly operations meetings
- Manage communications between Fannie Mae Operations teams and Underwriting
- Potential to manage staff
- Analyses of monthly metric reports
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Underwriting Analyst Resume Examples & Samples
- A strong math aptitude is essential
- The successful candidate will possess a positive and collaborative attitude and ability to adapt to changing priorities in a fast paced team environment
- Prior Underwriting Consultant background as well as knowledge of alternate funding arrangements is a plus
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Underwriting Analyst Resume Examples & Samples
- 2+ years of business experience or a background in financial lines insurance; preferably management liability
- Bachelor’s Degree; preferably RMI or Finance
- Working knowledge of financial statements and analysis
- Excellent interpersonal, communication and analytical skillset
- Excellent organizational skills and ability to handle multiple tasks in a high-volume, fast-paced environment
- Ability to facilitate cross-function collaboration, especially regarding technical aspects and other product offerings
- Highly motivated and results-oriented
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Underwriting Analyst Resume Examples & Samples
- Reviews applications and financial requirements for risks requiring underwriting
- Determines acceptability of risk in accordance with company guidelines and standards. Also, determines the need for additional evidence of insurability and appropriate strategy
- Determines appropriate pricing based on financial and competitive analysis in line with compliance requirements
- Prepares quotes and answers questions from brokers, policyholders or other external contacts and escalates issues to management along with proposed solutions as necessary
- Negotiates with brokers to reach positive and profitable outcomes
- Analyzes quality, quantity, and profitability of risks underwritten and prepares reports for management review
- Develops and maintains broker/client relationships
- Keeps current on macro economic issues and regulations, industry activity and trends and freely shares information with others
- Utilizes underwriting policies and guidelines, rating manual rules and insurance laws and regulations
- Production and underwriting of profitable new and renewal business across Canada to support global programs
- Ensure all accounts are underwritten and structured with full regard to risk and profitability
- Ensure files are well documented and comply with company and department standards
- Knowledge of underwriting and insurance industry theories and practices
- Strong interpersonal, communication and negotiation skills. Ability to effectively interact with all levels of AIG’s internal and external business partners
- Ability to exercise independent judgment and to make critical business decisions effectively
- Strong focus on due diligence and compliance
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Underwriting Analyst Resume Examples & Samples
- Strong understanding of business and computer technology concepts
- Must be a self-starter with a strong marketing presence
- Excellent analytical skills and computer skills
- Strong written and verbal communication, negotiation, and relationship building skills
- Ability to work in a fast paced, team oriented environment
- Bachelor's degree preferred: Business, Marketing, Information Technology a major plus
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Credit Underwriting Analyst Resume Examples & Samples
- To assess the risk and accurately underwrite referred applications in line with FIS and the bank’s approved processes. To perform underwriting in line with risk appetite and maintaining a focus on a fair outcome for the customers
- To review credit based appeals and make overturn decisions in accordance with client defined thresholds
- To follow agreed processes for customer contact and account blocking strategies
- Performing analysis of credit data and financial statements , to determine eligibility for increased lending to new and existing customers
- To provide a high level of service to both new and existing customers , at all stages of the underwriting process
- Detailed understanding of credit underwriting processes and procedures
- Detailed understanding of regulations relating to Treating Customers Fairly
- A clear understanding of the relevant aspects of the Data protection act
- Review of Notice of Corrections
- Incorporating TCF with Credit risk decisions
- A clear understanding and working knowledge of lending principles, credit analysis, and underwriting methodology
- The ability to determine the creditworthiness of each applicant , through the assessment of credit bureau and applicant information,
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Commercial CoE Underwriting Analyst Resume Examples & Samples
- Evaluating new and renewal submissions received to identify any missing information needed for underwriting purposes; logging submission information into proprietary underwriting systems
- Identifying requested coverage and account and location specific risk attributes such as construction, occupancy, protection and other factors that affect risk; assessing the impact such attributes have on the potential for loss
- Establishing appropriate structure for catastrophe coverage; securing catastrophe modeling and interpreting catastrophe modeling output data for completeness and accuracy
- Evaluating historical loss history, engineering loss estimates, and other relevant risk attributes
- Evaluating proposed policy wording against AIG standard wordings
- Conducting risk analysis inclusive of engineering and modeling output and recommending capacity and program structure(s)
- Working closely with the underwriter to create alternative structures and associated technical prices needed to support underwriter negotiations with brokers, agents, and clients
- 2 - 3 years in the insurance industry, at least one year in a property or casualty underwriting or pre-underwriting role
- Strong desire to have a career in insurance
- Good assessment and analytical skills
- Ability to evaluate alternatives and think critically
- Good communication skills – excellent reading and speaking English skills
- Ability to work flexible hours to meet demands
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Underwriting Analyst Resume Examples & Samples
- Learn to administer and monitor underwriting rules and guidelines, rating manual rules and insurance laws and regulations to review, underwrite and document new and renewal policy transactions, within authority
- Learn to review electronic insurance applications and/or other risk documentation. Learn to review basic underwriting requirements; refers applications or endorsements requests for further underwriting analysis when above authority limits
- Assist in reviewing paperwork and/or applications for signatures, dates and other considerations to ensure that coverage may be issued. Learn to verify coverage limits, perform necessary calculations and complete other checks before processing policies
- May learn to order, review and take appropriate action on required reports, endorsement requests, service requests and general correspondence
- Learn to monitor entry / processing to ensure data integrity and to avoid potential systemic issues
- Learn to communicate with agents to obtain information needed to underwrite policies, respond to questions and address issues
- Participate in other departmental processes / projects, such as changes / enhancements to forms and screens, user acceptance testing for systems and policies, and reviewing impact to current policies / practices
- May provide guidance and assistance to agents. May participate in developing training curriculum and/or training agents and staff
- Successfully completes all coursework / education as assigned
- Crop insurance experience preferred, but not required
45
Underwriting Analyst Resume Examples & Samples
- Provide support to the underwriting team during loan application processing,, assist with underwriting/closing timelines, and make client introductions
- Engage, monitor progress, and review reports completed by third party consultants, as well as coordinating/attending site inspections that cover a national footprint
- Analyze and evaluate ownership/borrower structures and financial wherewithal to ensure that the sponsorship meets JLL and FHA underwriting and credit standards
- Analyze property rent rolls and operating statements to determine a pro-forma NOI used for loan determination, to be reviewed and approved by Underwriter
- Complete various sections of the Underwriter’s narrative, including but not limited to the following: Property Description, Market, Submarket, Management, Capital Need, Environmental, Appraisal, Market Study, Architectural/Cost Review, and Waiver Form
- Additional duties and responsibilities will be assigned as the candidate advances their knowledge and understanding of JLL and FHA multifamily programs
- 2 + years of analytical and financial modeling skills
- 2 + years of experience in an investment environment or related experience
- Previous commercial lending or appraisal experience
- Familiarity with multifamily loan procedures
- Willingness and ability to learn new technology and FHA multifamily mortgage credit concepts
- Flexibility to work independently, unsupervised, or as a team player depending on the situation
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Underwriting Analyst Trainee Resume Examples & Samples
- Learns to administer and monitor underwriting rules and guidelines, rating manual rules and insurance laws and regulations to review, underwrite and document new and renewal policy transactions, within authority
- May learn to review electronic insurance applications and / or other risk documentation. Learns to review basic underwriting requirements; refers applications or endorsements requests for further underwriting analysis when above authority limits
- Assists in reviewing paperwork and / or applications for signatures, dates and other considerations to ensure that coverage may be issued. Learns to verify coverage limits, perform necessary calculations and complete other checks before processing policies
- Learns to analyze individual risk pricing for new business submissions and renewals against template expectations, and assists making appropriate changes, within authority
- Learns to monitor entry / processing to ensure data integrity and to avoid potential systemic issues
- Learns to communicate with agents, brokers and customers to obtain information needed to underwrite risks, respond to questions and address issues
- Participates in other departmental processes / projects, such as changes / enhancements to forms and screens, user acceptance testing for systems and policies, and reviewing impact to current policies / practices
- May provide guidance and assistance to agents. May participate in developing training curriculum and / or training agents and staff
- 0 to 2 years of related experience; insurance experience preferred
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Underwriting Analyst Resume Examples & Samples
- Underwrites individual insurance applications to cover property and casualty with guidelines set for the issuance of policies on a standard or substandard basis
- Determines whether to accept, modify or decline a risk through evaluation of the property's value, location, usage, and safety features, and other information pertinent to the decision
- Has frequent contact with field to gather information on which to base and defend underwriting decisions
- Does not have any assigned Production goals
- May provide support to Underwriter Senior in servicing and management of accounts
- Bachelor's degree and 2 or more years related work experience
- Working knowledge of Microsoft Windows and Microsoft Office applications
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PL Field Underwriting Analyst Resume Examples & Samples
- Completes assigned investigations and projects, partners with Field/Service Operations in identifying trends and influencers of underwriting results
- Review and appraising the field risk management/underwriting practices, ensuring consistent application of philosophy in execution; develop/maintain trends/results of individual units and activities to improve results
- Examines established profiles to identify profitable practices within operation units Monitor and report misrepresentation trends impacting underwriting results
- Establish reporting protocols to see remediation of poor field underwriting practices and behaviors
- Develop proficiency in Underwriting procedure, guidelines, effectively communicating philosophy
- 4 - 5 years of relevant industry experience Knowledge of underwriting guidelines and processes
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Underwriting Analyst, Management Liability Resume Examples & Samples
- Accountable for agency plan and is expected to develop and enhance underwriting skills, knowledge, and acumen
- Initial focus will be on developing renewal underwriting skills and book management, followed by developing new business underwriting and sales skills
- Bachelor’s degree preferred or currently being pursued
- 0-2+ years underwriting experience; 2+ years insurance experience preferred
- Ability to work collaboratively in a team oriented environment to achieve results
50
Underwriting Analyst Resume Examples & Samples
- Review RFP submissions under 500 lives. This includes verifying data integrity of the census and requesting additional information as needed
- Develop accurate manual ratings on 800 to 1,000 presale cases annually including matching requested plan designs while adhering to underwriting guidelines
- Maintain a strong working knowledge of rating programs and implementation process
- Provide timely delivery of all presale proposals on or before broker due dates
- Coordinate with Regional Sales Executives and Regional Sales Specialists to resolve rate appeals and questions related to proposals
- Create and maintain electronic presale case files for document preservation purposes
- Manage case level quote-to-manual and sold-to-manual pricing relationships in accordance with underwriting pricing guidelines
- Update presale business and pool usage tracking logs
- Coordinate with the Underwriting Analyst II position in reviewing sold case information to verify quality and accuracy of submissions and generating a sold case manual rating
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Premium Assignment Corp-credit Underwriting Analyst Resume Examples & Samples
- 1-4 years credit underwriting or loan processing support experience
- Commercial Insurance experience preferred
- Strong communication skills to work with agents and insured
- Attention to detail and ability to prioritize tasks and utilize organizational skills to maximize effectiveness
- Proficient in the use of Microsoft suite to include Outlook, Word and Excel
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Underwriting Analyst Resume Examples & Samples
- Offer direction to the team for guide compliance, assist with underwriting/closing timeline, and make borrower introductions
- Establish strong working relationships with clients and create high customer satisfaction
- Review reports completed by third party consultants as well as coordinating site inspections
- Analyze and evaluate ownership borrower structures to ensure that the application meets underwriting guidelines
- Regularly communicate loan status updates to underwriting team and originators as appropriate
- Work closely with closing team to complete any outstanding due diligence that may be required to close the loan
- Create and foster relationships with Fannie/Freddie personnel
- Analyze property rent rolls and operating statements and determine a pro-forma NOI used for Loan determination, to be reviewed and approved by UW
- Review appraisal, physical needs, architectural/cost, market study, environmental and any other relevant third party reports for accuracy and compliance with Investor requirements
- Complete various sections of the Underwriting workbook
- Undergraduate degree in a business related field (i.e. Finance, Accounting, Real Estate, Business)
- Familiarity with Agency multifamily loan procedures such as Fannie Mae DUS and Freddie Mac loan process, preferred
- Willingness and ability to learn new technology
- Strong time management skill and ability to operate under demanding deadlines
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Underwriting Analyst Resume Examples & Samples
- 1) Review Loan Request Memorandums, financial statements and proforma projections
- 2) Pre-screen potential lending opportunities for further analysis
- 3) Populate proprietary Bank financial Excel models for analysis and senior leadership review
- 4) Analysis Bank’s position within complex capital structures
- 5) Review and comprehend market data and real estate trends
- 6) Assist in drafting of credit memorandums for committee approval
- 7) Conduct other general financial analysis as required
- 8) Assist senior staff members with their responsibilities
- 9) Regularly exercise discretion and judgment in the performance of the other essential job functions
- 1) Knowledge of all types of real estate preferred
- 2) Ability to problem-solve using analytical, logistical, and verbal / written communication skills
- 3) Knowledge of financial concepts sufficient to allow candidate to analyze complex industry, economic and financial data and interpret results and present findings
- 4) Competent verbal and written communication skills and professional maturity to discuss complicated issues and opportunities with substantial real estate owners and developers
- 5) Ability to articulate the strengths, weaknesses and issues related to a transaction, in both written and oral presentations
- 6) Ability to multi-task and work well under pressure and with exacting deadlines
- 7) Ability to work under general supervision
- 8) Computer skills with a primary focus on Excel knowledge. ARGUS knowledge a plus
- 1) Bachelor’s degree in finance, accounting, economics or business required
- 2) 1-3 years’ experience in commercial real estate underwriting and/or asset management or relevant real estate coursework preferred
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Underwriting Analyst Resume Examples & Samples
- Strong Written and oral communications skills
- Strong negotiation and conflict management skills
- Strong Technical and PC (data analysis, reporting, etc.) skills
- Highly organized, ability to track multiple projects and processes simultaneously
- Four year college degree or equivalent work experience in Healthcare financing
- 6 to 9 years of experience in similar or related capacity
- In accordance with DentaQuest’s Compliance Plan, employee must conduct DQ business in accordance with applicable laws, regulations, professional standards and ethical standards and report potential compliance or ethical issues to manager or DQ’s Compliance Officer. **
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DUS Underwriting Analyst Resume Examples & Samples
- Responsible for providing support to their team by assisting in preparing loan request/investment report packaging, analyzing due diligence, and various support functions including
- Inventory and review data provided and request additional information from the Borrower, if needed
- Gathers site, neighborhood, and city data including demographics, sales and rent comparables, absorption surveys and occupancy studies
- Analyze operating history, property rent roll, and other financial information
- Prepares underwriting template based on historical financial statements, projections, and market standards to determine a projected income, value and loan amount as directed by senior team members
- Review and analyze third party reports (appraisal, environmental, engineering, etc.) as directed by senior staff
- Review and analyze zoning and building code analysis provided by third party consultants
- Research property taxes to verify payment, outstanding taxes, exemptions and appeals
- Review and analyze Sponsor's real estate schedule
- Review mortgage verifications and certifications to evaluate Borrower's loan history payments and creditworthiness; verify liquidity
- Plans and schedules own workload to best utilize time and most efficiently provide commercial real estate research, analysis, packaging, and loan closing services
- Oversee creation of checklist and appropriate forms based on transaction and borrower structure
- Track third party report delivery timelines; Complete quality control review on final reports and due diligence, when received
- Review Fannie Mae response letters and commitments
- Assist in written and oral responses to internal and external parties
- Assist with closing of the transaction, as needed
- Review due diligence materials for accuracy with assistance from senior team member
- Manage deal flow between Underwriters, prioritizing daily tasks and identifying immediate needs
- One to three years’ experience in a related field a plus, Commercial Real Estate experience preferred
- Four-year college degree, preferably with major in real estate finance or business administration; MBA degree desirable
- Demonstrated analytical skills and underwriting related experience
- Familiarity with Fannie Mae multifamily loan programs a plus
- Strong computer knowledge and proficiency with Microsoft Office applications, in particularly Word and Excel, needed. Aptitude preferred for Adobe, database applications, InDesign and ARGUS software a plus
- Strong organizational skills with the ability to multi-task while under pressure
- Ability to travel for site inspections is required
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Underwriting Analyst Resume Examples & Samples
- Manage CBRE operations for Freddie Mac and Fannie Mae deal flow
- Manage delivery pipeline and Underwriting Checklists
- Act as Administrator for all loan applications
- Review underwriting data obtained for compliance with Freddie Mac and Fannie Mae
- Special Projects / Prepare and present training materials/Audits
- Support underwriting team with various underwriting tasks/analyses
- Manage communications between Freddie Mac and Fannie Mae Operations teams and Underwriting
57
Underwriting Analyst Resume Examples & Samples
- Analyze, interpret and underwrite complex multifamily real estate transactions in compliance with respective agency guidelines (Fannie Mae/Freddie Mac)
- Conduct detailed economic and demographic research to determine feasibility of transactions
- Prepare and present comprehensive loan approval package to credit committee
- Develop and maintain strong relationships with origination and closing departments and external agency investors
- Conduct comprehensive inspections of physical real-estate assets on an as-needed basis
- Bachelor’s degree in Accounting, Finance, Economics, Real Estate, or other related fields
- Ability to travel a minimum of 10-20%
- 1-3 years of direct Fannie Mae/Freddie Mac underwriting experience with large loans ($10M average loan size)
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Commercial Risk Underwriting Analyst Resume Examples & Samples
- Produce formalized management reporting and analysis for post review
- Leverage information between other areas of expertise
- Understanding of dealership and wholesale administration a plus
- Strong organizational skills and time management abilities
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Underwriting Analyst Resume Examples & Samples
- The incumbent is accountable for writing and maintaining profitable fully insured contracts by using our product flexibility to maximize financial and sales objectives by applying sound Underwriting technique appropriate to the risk being evaluated. Underwriting techniques include the ability to analyze the in-force plan design correctly; account for the geographic and demographic factors accurately; and consider actuarial and case-specific statistics plus Company policies and administrative practices, as well recognizing and complying with as state and federal statutes
- The incumbent must be able to explain and justify their decisions to the Field by means of oral or written communication and provide education and explanation as needed to the Field and other Underwriting or Actuarial associates
- The incumbent expected to realize a sense of urgency to deadlines established by the department, new business RFP requirements, contract renewal dates and/or state laws
- The incumbent is accountable for updates, additions and reviews of the Underwriting e-Manual as directed by the Group Underwriting Management Team and to stay abreast of current and new compliance requirements
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FHA Underwriting Analyst Resume Examples & Samples
- Establish strong working relationships with clients and create high customer satisfaction and retention
- Work with clients, underwriter and vendors to ensure that all parties have a clear understanding of their responsibilities
- Regularly communicate transaction status updates to underwriting team and loan originators as appropriate
- Complete various sections of the Underwriter’s narrative, including but not limited to the following
- Competency of Microsoft office (Word, Excel, Outlook)
