Underwriting Resume Samples

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M Wilkinson

Maxime

Wilkinson

9520 Manuel Forges

Dallas

+1 (555) 693 8716

9520 Manuel Forges

Dallas

Phone

p +1 (555) 693 8716

Experience Experience

San Francisco, CA

Underwriting

San Francisco, CA

Buckridge Group

San Francisco, CA

Underwriting

Manages the established work procedures and schedules job assignments for their employees
Working with businesses to provide full but relevant transaction details in a clear, concise and complete memo in advance of screenings
Work closely with RMBC Hudson Field support leaders, to understand impacts of your teams work to agent inquiries
Analyzes and provides recommendations to improve operational results
Analyzes and provides recommendations to improve process results
Recommends Strategies to improve retention, education/training plans and employee development
Interact & collaborate with Marketing, Decision Management and Policy Execution teams to flawlessly execute credit strategies

Los Angeles, CA

Analyst, Underwriting

Los Angeles, CA

Hamill, Cummings and Kris

Los Angeles, CA

Analyst, Underwriting

Developing, enhancing and delivering asset-level, pool-level and / or portfolio-level stratification reports
Conducting historical market research to identify recent performance trends
Performing thorough data integrity analysis; identifying and resolving relevant data issues that affect pricing
Monitoring market trends and communicating / distributing findings to the broader team
Assisting with development of recurring underwriting and asset management reporting
Providing support in the pricing of live transactions
Perform quality control processes on periodic system updates and the implementation of underwriting rule changes

present

Chicago, IL

Underwriting Team Lead

Chicago, IL

Homenick-Koelpin

present

Chicago, IL

Underwriting Team Lead

present

Assist the Regional Underwriting Manager in monitoring turn times and managing "rush" files
Handle incoming calls from the branch managers, processors and loan officers, addressing issues and questions on loan files, and assisting with scenarios
Maintain open communication with branch managers to effectively inform them occurrences within the processing center and how it may affect that manager or Loan Officers
Identify deficiencies in underwriting procedures or processes, and implement changes to improve and maximize employee performance and service
Ensure that employee metrics and goals are met as they relate to defects; manage, coach and provide regular feedback to staff as it relates to achievement towards metrics and goals
Respond promptly to loan structuring request to determine feasibility and nature of analysis to be conducted. Identifies critical issues. Make Proceed/Stop decision within approval limits
Participate in and facilitate information sharing with your manager, business partners, peers, and direct reports in a timely and efficient fashion to ensure widespread communication

Education Education

Bachelor’s Degree in Accounting

Quinnipiac University

Bachelor’s Degree in Accounting

Skills Skills

Financial modeling and quantitative skills
Excellent project management and problem solving skills
Demonstrated ability to interpret data and draw conclusions
Excellent interpersonal skills, including ability to communicate clearly and concisely both orally and in writing with all levels of management
Ability to work autonomously and as a member of a team
High attention to detail and accountability in analytical assessments, but with the aptitude to maintain a big picture perspective
Ability to work in a dynamic, deadline-driven environment with low to moderate supervision
Strong business judgment and decision making
Ability to work in a fast-paced environment
Self-starter with the ability to multi-task

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15 Underwriting resume templates

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Mortgage Underwriting Credit Analyst Resume Examples & Samples

5-6 years credit analysis experience and/or direct commercial lending or private lending relationship management experience
Strong understanding of credit underwriting process
Ability to deliver complex credit and income solutions
Possesses Bachelors Degree in accounting, finance or business or comparable experience
Solid knowledge of SunTrust Credit policy

Head of Mortgage Underwriting Resume Examples & Samples

Provides leadership and guidance to three regional underwriting teams consisting of 3 Regional Underwriting Vice Presidents, 9 Transaction Mangers, 21 underwriters specializing in large complex jumbo mortgage transactions for high net worth borrowers
Proactively manages the underwriting pipeline and workflow to ensure service levels are achieved and production is managed across teams
Interface with Regional Sales Managers, Private Bankers, Credit Risk and Senior Management on large complex deals
Work with fulfillment outsource provider to usher high net worth clients through the mortgage process
Work with members of the client’s inner circle to advance their loan request i.e. business managers, family office, CPAs and others as needed
Hire, train, manage, coach and evaluate the team
Establish and manage department goals and key performance objectives
Advise and consult with business line management towards the development of effective underwriting program
Organize, manage, control and evaluate standards and controls necessary to ensure the timely and accurate credit decisions
Design processes and methods to ensure credit decisions are generated in an accurate and timely manner
Manage workflow and monitor daily productivity, ensure proper controls and procedures are documented, maintained and followed and identify trends
Foster an environment of continuous improvement
Prepare and issue senior management reports and deliver presentations to large audiences
Responds to Quality Control and audit findings
Additional responsibilities as required by management
Makes recommendations to enhance credit policy to meet business needs
Must have proven experience underwriting jumbo loans in the high net worth, Private Banking environment
Managing high performing teams of 25+ employees
Strong knowledge of business process outsource management
Excellent knowledge of mortgage compliance
Analyzing complex information i.e. self employed income and structuring complex mortgage transactions
Fifteen plus years of experience in residential mortgage underwriting
Track record of effectively communicating with executive management
End to end mortgage fulfillment knowledge
College degree, Advance degree a plus
Must have proficiency with Microsoft Outlook, Word, Excel, PowerPoint
Must have knowledge of Windows and its relation to PC applications
Six Sigma Green Belt preferred
Ability to speak effectively before groups of financial advisors, private bankers, clients, employees, senior management and others as needed
Ability to apply common sense understanding to carry out instructions furnished in written, oral and diagram form

Mortgage Underwriting Production Manager Resume Examples & Samples

DE certifications
Ability to provide recommendations to Management regarding revenue enhancements and efficiency opportunities within the centers
10 years mortgage underwriting and credit experience
10 years of management experience in a centralized production environment
Bachelors Degree or Equivalent Experience

Underwriting Quality Review Consultant Resume Examples & Samples

University degree, or equivalent
A minimum of 8 - 10 years of direct underwriting experience relating to the line(s) of business (life)
Expert knowledge of products relating to the line of business
Good presentation and communication (verbal and written) skills
Proven problem solving, analytical (including qualitative analysis), research, and quantitative skills
Ability to work effectively across a variety of departmental units
Proven time management skills
Biligualism (French and English) is an asset, but not required

Underwriting Quality Review Consultant Resume Examples & Samples

Plan and conduct quality reviews for the Life & Living Benefitsunderwriting functions (including Critical Illness, Disability, Group Excess) within RBC Insurance
A minimum of 8 – 10 years of direct underwriting experience relating to the line(s) of business (living benefits / group)
Expert knowledge of products relating to the line of business:Life, Living Benefits, Medical and Group Excess
Bilingual ( French – English ) is preferred

Analyst, Corporate Underwriting Resume Examples & Samples

Detail oriented with strong organizational skills
Advanced MS Word including formatting and field population
High level of accuracy and attention to detail
SharePoint experience an asset
French as a second language an asset

Associate, Whole Loan Underwriting Resume Examples & Samples

Tape-cracking, review and analysis of loan level data from sellers
Developing, enhancing and delivering asset-level, pool-level and/or portfolio-level stratification reports
Performing thorough data integrity analysis, identifying and resolving relevant data issues that affect pricing
Conducting historical market research to identify recent performance trends
Assisting with the development of credit assumptions and generating asset cash flows
Working with lead underwriter, servicer and asset management team in mapping out the Underwriting team’s asset management plan and periodically tracking performance against the plan
Keeping track of live transaction timelines and bid dates
Assisting with coordinating repurchases and maintaining repurchase management reports
Creating transaction management and due diligence ad hoc reports
Excellent interpersonal skills, including ability to communicate clearly and concisely both orally and in writing with all levels of management
3-5+ years of progressive work experience in the structured finance space specializing in residential mortgages
Experience with Collateral Analysis System (CAS)

Manager, Underwriting Analytics Resume Examples & Samples

Lead the development of new innovative underwriting strategies
Lead the development of strategies/tools/models to accelerate profitable growth of TD Insurance
Approval and implementation of underwriting initiatives
Support the Risk Control Champion in its underwriting analytic audit functions
Development and maintenance of controls, policies and procedures for the underwriting analytic function
Assistance to the Senior Manager, Underwriting Analytics in the management of the Underwriting Analytics team
Support in designing, implementing and managing the Risk Control Matrix(s) for all underwriting analytic processes
Support the implementation of activities required by the Risk and Control Self-Assessment process
Support in building a pre-audit program and conducting pre-audits
Supervise implementation of Risk and Control’s initiatives
Assist auditors when underwriting (analytic) audits are performed
Review all findings determined by auditors, negotiate the appropriate level of each finding and influence the wording and recommendations of the audit findings’ report
Implementation of controls’ adjustments that are required by auditors
Review with auditors that all required modifications on our controls are in place
The role will support the strategy and vision regarding Risk and Control for the Underwriting analytic team
Support development of all process, policy and procedures for the underwriting analytic function
Supervising the Policy and Procedures program to ensure that the team’s processes are documented and reviewed
Advising the team with respect to putting controls in place to reduce risks when developing new initiatives

Senior Analyst, Underwriting Analytics Resume Examples & Samples

Performance and presentation of numerous underwriting analyses
Development and maintenance of underwriting rules
Strong contribution in projects involving numerous departments
Communication with the various provincial governments
Contribution to the development of market intelligence efforts from an underwriting perspective
Coaching of other team members

Underwriting Site Manager Resume Examples & Samples

Develops the ability of others to perform and contribute to the organization by providing ongoing feedback and by providing opportunities to learn through formal and informal methods
Collaborates across boundaries to build strategic relationships and achieve common goals
Leads strategic initiatives in support of business enhancement
Maintains a comprehensive knowledge of Residential Mortgage Credit, and Collateral Underwriting
Leads multiple high performing teams in fast paced environment
Possesses strong process and controls background
Demonstrates an ability to analyze risk and recommend an informed course of action
Seasoned professional with 7 years experience in Mortgage industry preferred
Candidates should have strong Mortgage Underwriting experience
High level of knowledge and understanding of Conventional and Government lending and/or servicing guidelines is required
Knowledge of Federal and State regulatory requirements is needed
Minimum of 5 years of Management experience
Demonstrated ability to lead, coach and develop a multi-functional talent base of high performing employees

Mortgage Underwriting Tech Expert Resume Examples & Samples

5 or more years mortgage underwriting experience (FHA, VA, conventional, bond/housing authority, non-conforming)
In-depth knowledge in all facets of mortgage underwriting
Supervisory or training experience
Professional development - SunTrust University, an in-house career growth and employee development program

Underwriting & Physician Services Program Manager Resume Examples & Samples

5+ years of Clinical, Risk or Quality experience
Comfortable with a lot of paperwork
Diverse clinical background
Excellent communication skills (written and verbal)
Knowledge of insurance policy, coverage, endorsements, and exclusions

CCB Credit Risk-business Banking Underwriting Resume Examples & Samples

Clearly communicate progress and/or needs in a timely and precise manner throughout the underwriting process
Proactively develop alternative structures, including SBA enhancements, as appropriate, with a goal of growing loan portfolio while maintaining asset quality
Independently decision requests within individual loan authority or with the concurrence of the Underwriting Manager in cases where credit exposure exceeds individual loan authority
Construct supporting decision analysis, utilize loan grading tools and determine documentation requirements, all chronicled in proprietary software
Work with loan center staff to ensure consistent adherence to regulatory obligations and bank processes and act as a resource to RMs and less experienced CUs
This position could have Credit Approval Authority up to $5 million depending upon level and experience and offers a competitive base salary, bonus opportunity and unlimited career growth with a Global leader in Financial Services
Requires 5+ years experience in commercial credit underwriting and financial analysis, or equivalent related experience
Requires credit approval experience in comparable commercial lending/C & I environment requiring the exercise of credit judgment
Ability to formulate and articulate objective views based on professional credit analysis
Advanced knowledge of credit philosophy and policies, loan documentation, bankruptcy and related legal issues
Strong verbal, written, and interpersonal skills, as well as analytic and problem solving skills

Underwriting Customer Service Support Specialist Resume Examples & Samples

Analyzing all available credit information and routing applications to appropriate personnel for credit decisioning
Communicating daily with bank personal and customers throughout the application process
Ensuring all information is gathered to appropriately make a credit decision
Ensuring bank personnel and customers are fully informed as to the status of the application as it moves through the underwriting process
High school diploma or equivalent experience
Previous customer service related work experience
Excellent verbal and interpersonal communication and time management skills
A pleasant and professional telephone manner
Good keyboarding skills with PC proficiency utilizing Microsoft Office products in a Windows based environment
Strong problem-solving and negotiation skills and the ability to work well with limited direction

Risk Management Underwriting Resume Examples & Samples

Assist in deal screening and preparation of summary presentations of new real estate loans (for internal board discussion)
Assist in preparing documents for budget approvals related to capital expenditures, tenant improvements and/or loan restructurings
Conduct analysis of tenants and deal partners
Research and analysis of market data and comparable transaction data for real estate valuation purposes
Other duties or responsibilities as assigned
Excellent analytical and documentation skills
Teamplayer, focused on speed, change-oriented
High energy level, self-starter
Proven ability to work effectively under pressure & meet deadlines
Strong computer skills in MS Office (especially in Excel)
Interest in learning and applying new and existing technologies to business processes to enhance competitiveness
Fluent in English with a good command of German

Senior Credit Analyst Commercial Underwriting Resume Examples & Samples

Bachelor’s degree with two years of experience (or High School diploma/GED and six years of experience) in commercial underwriting, auditing or portfolio management
Master's degree in business administration or related field. Analytical skills: ability to analyze unstructured/complex problems using quantitative analysis
Communication skills: ability to write and speak in a concise and cogent fashion
Ability to make and deliver presentations to executives and external clients. cross-functional teamwork: ability to pull together teams comprised of individuals from multiple functional backgrounds and drive results

Bus Link Underwriting Spvsr Resume Examples & Samples

Analyzes all necessary financial and credit data to make credit decisions/recommendations. Ensures compliance with established loan policies, credit limits and regulatory requirements
Ensures timely renewal and/or review of BusinessLink portfolio. Identifies problems or potential problem loans and takes action to protect the Bank
Ensures that Service Level Agreements (SLAs) are met for own credit decisions, telephone and e-mail responses
Ensures that customers receive prompt, courteous and accurate responses
Identifies opportunities to pre-approve additional credit products as appropriate
Communicates with branch staff, as needed, to develop any additional information needed to ensure an acceptable credit decision
Performs supervisory functions for underwriting team. This includes training, mentoring, and fostering interdepartmental support. Provides ongoing training for underwriting staff to ensure consistent credit decisions
Ensures performance reviews are completed in a timely manner
Identifies and recommends opportunities to increase revenues, expand product line and improve efficiencies within the underwriting section

Senior Manager Commercial Pmt & Underwriting Resume Examples & Samples

Risk management of commercial portfolio to fulfill the business plans
Ensure the development and maintenance of commercial processes and provide support to information systems
Establish or change the terms of the provision of commercial credit transactions on the basis of risk analysis of the commercial portfolio development, propose action steps and changes
Present internal and external portfolio reports to SMT and HQ
Establish monitoring and control mechanisms for commercial portfolio (Quality Assurance ) and ensure the identification and investigation of frauds in the commercial portfolio
Manage the team, analyze and monitor performance of team members
University degree in economics
Experience in risk management - 5+ years
Knowledge of bank loan products
General legal awareness
Proactive interaction and maintaining professional relationship both in SBU and HQ
Demonstrated ability to lead a team including motivating, allocating resources to initiatives and providing coaching and feedback
Strong executive presence
High degree of inclusiveness
Excellent English skills – both in oral and written

Head of Credit Underwriting Elk Grove Village Resume Examples & Samples

Responsible for the oversight and management of credit underwriting strategy development and execution, portfolio analytics, testing, and Risk control and compliance, and program design
Responsible for adherence to the Risk Appetite Frameworks for the Sears Card portfolio's new accounts and exisitng customer credit line management programs
Effectively communicating with / ability to influence external clients, senior stakeholders, cross-functional partners, strategic vendors as well as internal and external oversight constituencies
Developing and lead a high performing risk policy team. Use expertise and experience to develop a pipeline of talented leaders

Underwriting Team Lead Resume Examples & Samples

Overall responsibility for the company’s underwriting function
Manage underwriting associates
Oversee the underwriting quality of residential loans
Provide quality loans for the company by underwriting and evaluating residential mortgage applications originated by the company’s branch offices
College Degree in Business, Finance, Real Estate, or Banking preferred
Minimum 5+ years experience in the mortgage or finance industry
Minimum 2+ years supervisory experience
Extensive underwriting skills and knowledge
DE Required
LAPP/SAR Preferred
Proficient with Microsoft Software

Director, Portfolio Management / Underwriting Resume Examples & Samples

Manage a portfolio of 5-10 asset based loan accounts
Provide high level customer service by maintaining a professional relationship with borrowers’ management, identifying new loan opportunities with borrowers and proactively identifying potential borrower issues
Appropriately address borrowers’ requests in a timely manner and ensure that any related credit applications are completed accurately and in a timely manner
Preparation of financing proposals (structuring terms and conditions including security, covenants and pricing) to properly reflect and compensate CIBC for assessed risk. Prepare draft recommendations on credit submissions and investment proposals to present to senior management. Assist with comprehensive due diligence on all transactions
Prepare credit memoranda and other credit correspondence in a well thought out, thorough and efficient manner and in accordance with policies and procedures
Review borrower collateral and financial condition to ensure borrowers’ creditworthiness
Ensure that appropriate steps are taken to verify the adequacy and legitimacy of the collateral for all assigned accounts
Provide management with information on accounts as needed; immediately inform management of problems or issues that will have a negative effect on CIBC ABL’s interests
Complete reviews and present analysis on borrowers’ financial condition/account status as required
Visit each assigned borrower’s main operating location on a regular basis
All units within Commercial Banking including Leveraged Finance, Investment Banking, Real Estate, Commercial Mortgages and Market teams
Partners across the broader CIBC including Credit Capital Markets, Debt Capital Markets, Corporate & Commercial Adjudication, Deposits & Payments, FX and Money Market Sales, Legal Division, Tax, Finance/Accounting, Cash Management and Credit Processing Services
5-7 years commercial banking relationship management experience, preferably in an asset based lending environment
Strong understanding of the Asset-Based Lending product, marketplace and loan structuring
Proven financial analysis and credit skills
Strong organizational skills and ability to multi-task, particularly the ability to manage multiple active accounts simultaneously
French language skills would be an asset

Credit Analyst Commercial Underwriting Resume Examples & Samples

Bachelor’s degree (or High School diploma/GED and four years of financial services experience)
Analytical skills: ability to analyze unstructured/complex problems using quantitative analysis. Communication skills: ability to write and speak in a concise and cogent fashion
Commercial underwriting or portfolio management experience

Senior Credit Support Specialist Underwriting Resume Examples & Samples

Support overall business needs by ensuring underwriting group makes quality credit decisions in a timely manner
Take an ACTIVE role within CyberSource to identify, recommend for approval and lead implementation of process/policy changes to make the group more effective
Assist Sales reps and Account Management with customer inquiries requiring explanation of specific credit policies and decisions related to those policies
Perform underwriting analysis on prospective merchant applications within published SLA's
1- 3 years experience with credit underwriting. Previous experience with Merchant Acquiring or Credit Card processing is a plus
Experience with financial analysis including reviewing financial statements

Underwriting Review Manager Resume Examples & Samples

Review credit underwriting of prospective and existing borrowers, particularly in the larger dollar and more complex credits, to assist lenders in determining loan eligibility. Ensure appropriate credit underwriting, reliable risk assessment, and credit loss minimization consistent with credit policy and regulatory requirements
Ensure portfolio administration and risk management of the assigned region is in compliance with established Associated Banc-Corp credit policy, procedure and business strategy as well as regulatory guidelines. Responsible for the coordination and execution of preparation activities related to portfolio audits/reviews for the assigned region. Act as primary point of contact for internal and external examiners
Provide a high level of expertise related to credit risk management and profitability by customer. Assist Business Segment Leaders in the analysis and decision-making related to customers with low profitability as a result of adverse credit risk ratings
Administer formal orientation and training curriculum for portfolio managers and other colleagues in the group. Develop skills of portfolio managers in the areas of commercial and personal lending analysis, application of credit policies and standards, and general portfolio administration. Related activities include training, coaching, and evaluating staff
Administer processes to ensure accuracy of risk ratings across the portfolio of an assigned region. Oversee asset quality reporting and coordinate quarterly criticized asset review meetings within an assigned region. Act as representative for the assigned region to the CRMC sub-committee
Coordinate the distribution of credit and portfolio related reporting to line personnel (e.g. relationships managers, portfolio managers, team leaders, etc.)
Monitor regional performance relative to portfolio administration through the use of various monthly and quarterly reports such as past due loans, maturing loans, annual reviews, documentation exceptions, etc. Report results to Business Segment and/or Group Leader as required
Works closely with the Credit Manager and Credit Administration on establishing, implementing and managing administrative and review systems and procedures to protect the quality of the loan portfolio. Including recommendations related to the corporate Lending Policy. Maintains the integrity of the Loan Policy through ongoing monitoring and reporting of exceptions
Act as representative for assigned region and subject matter expert on various projects sponsored by Specialized Lending and Credit Administration

National Mortgage Underwriting Director Resume Examples & Samples

Proactively partner with Director of Fulfillment and Multi Channel site managers on Underwriter
Actively manage the Resource Desk and call volume based on Service Level
Four-year degree or equivalent experience
Ten + years experience in Mortgage underwriting
Five + years management/supervisory experience
Direct Endorsement (DE) certified and able to perform FHA/VA underwriting preferred
In-depth knowledge of conventional, government and portfolio lending guidelines
Knowledge of the complete mortgage lending process
High degree of attention to detail
Demonstrated leadership, organizational, teamwork and customer service skills
Strong PC skills (MS Office) required, must have experience with Mortgage origination systems,

Mortgage Bank Head of Underwriting Resume Examples & Samples

Staff Size: 3-4K across approximately 10 locations
Budgeting, capacity planning, technology agenda, controls review, training, performance management, policy roll out and compliance with regulatory metrics for the following key functions
Minimum of ten years (10) experience in mortgage lending or risk management with proven results in originations and /or operations. Appraisal or underwriting experience a plus
Large scale operations experience across multiple locations
Strong knowledge of all aspects of mortgage origination, servicing and secondary marketing a plus
Strong knowledge of economic and housing environments along with critical factors affecting each
Experience building strong relationships with internal and external clients, facilitating successful achievement of goals

Associate, Whole Loan Underwriting Resume Examples & Samples

Working with lead underwriter, servicer and asset management team in mapping out the Underwriting team’s asset management plan and periodically track
Reviewing collateral, compliance, title and valuation due diligence results to identify loan level and potential trade level risks
Interfacing with whole loan portfolio sellers and vendors to review and interpret due diligence results
Experience with reviewing and interpreting due diligence results

Senior Credit Analyst Commercial Underwriting Resume Examples & Samples

Negotiate terms and conditions for transactions and work with deal teams to ensure appropriate documentation is in place
Manage existing commercial accounts, perform rigorous analysis of transactions, and resolve problem accounts in partnership with deal teams and specialists
Prepare risk assessments and present senior management with a clear and consistent approach to mitigate risks
Prepare scorecards and transaction summaries for review
Master's degree in business administration or related field
Analytical skills: ability to analyze unstructured/complex problems using quantitative analysis

Credit Officer Csc Underwriting June Resume Examples & Samples

Compile and analyze information according to established underwriting policies
Provide recommendation to Credit Approval Officer based upon financial analysis
Independently analyze and evaluate the risk of adding a transaction to the bank's portfolio, with supervision from manager when needed

Underwriting Review Officer Resume Examples & Samples

Review credit underwriting of prospective and existing borrowers, particularly in the larger dollar and more complex credits, to assist lenders in determining loan eligibility. Ensure appropriate credit underwriting, reliable risk assessment, and credit loss minimization consistent with credit policy and regulatory requirements
Ensure the portfolio administration and risk management of each client relationship is in compliance with established Associated Banc-Corp credit policy, procedure and business strategy as well as commercial and regulatory guidelines. Assists in the coordination and execution of preparation activities related to portfolio audits/reviews for the assigned region. Act as a point of contact for internal and external examiners
Maintain the integrity of the Loan Policy through ongoing monitoring and reporting of exceptions
Provide a high level of credit risk management expertise in concentration risk analysis, credit analysis, collateral examination, and workout
Develop skills of portfolio managers in the areas of commercial and personal lending analysis. Related activities include training, coaching, and evaluating staff
May monitor performance relative to portfolio administration through the use of various monthly and quarterly reports such as past due loans, maturing loans, annual reviews, documentation exceptions, etc. Report results to Underwriting Review Manager, Business Segment Leader, or other management as required

Blc Underwriting Team Lead Resume Examples & Samples

Maintains a thorough working knowledge of Fifth Third credit policies and procedures
Responsible for meeting fee realization goals and pricing/margin initiatives
Reviews new loan applications to determine level of complexity, and distributes packages to underwriters according to experience and ability
Provides override approval on all loan requests with two or more policy exceptions
Provides final approval for loan requests above the loan underwriter's lending authority
Educates and trains Branch personnel relating to commercial credit and policy issues, as well as department policies and procedures
Assists credit manager with the auditing of loan underwriter decisions to ensure credit standards are being met
Provides second review of loan applications as requested by Originators
Assists Portfolio Manager Team Lead as needed
Miscellaneous job duties as assigned
Assists department manager with recruiting, hiring, and training of department personnel
Provides on-going coaching and training of department staff
Provides accurate and timely communication to subordinates relating to changes in policies and procedures
Establish goals and ensure performance measurements are met
Complete employee performance evaluations
College degree in accounting or finance
4+ years related work experience. Supervisory experience preferred
Must be familiar with Windows based computer programs. Familiarity with the Bank's internal applications is helpful
Must be attentive to detail and possess excellent verbal and written communication skills

VP Partner Portfolio Risk Management Underwriting Resume Examples & Samples

Master of Science preferred in analytical or quantitative discipline
Demonstrated ability to multi-task effectively and work against tight deadlines
SAS/SQL and/or understanding of Data Files & Data manipulation – experience in working with data and data manipulation tools

Underwriting Support Associate Resume Examples & Samples

Intermediate to Advanced Microsoft Office skills
Excellent organizational, verbal and written communication skills
Good Analytical skills
Ability to work independently with moderate supervision
Knowledge of Group Insurance Life & Disability products a plus but not required

Underwriting Team Lead Resume Examples & Samples

Manage the recruiting, hiring, training, performance management and development of all direct reports; employees may be located out of state
Prepare and analyze underwriting reports; submit to management as necessary
Facilitate monthly staff meetings
Monitor staff underwriting volume and adjust for workload distribution as necessary
Ensure that employee metrics and goals are met as they relate to defects; manage, coach and provide regular feedback to staff as it relates to achievement towards metrics and goals
Effectively communicate any Company or process changes to staff, as well as changes and updates to policies, procedures and guidelines to relevant staff and Loan Officers as it relates to their job responsibilities
Establish relationships with new employees, including Loan Officer, Closers, Processors and Underwriters to ensure they have the resources and tools available as they relate to underwriting
Maintain open communication with branch managers to effectively inform them occurrences within the processing center and how it may affect that manager or Loan Officers
Monitor and maintain established service level agreements; adjust processes and procedures when necessary
Identify deficiencies in underwriting procedures or processes, and implement changes to improve and maximize employee performance and service
Ensure the highest level of customer service is provided by the underwriting team for all internal and external customers; remedy issues as they occur
Ability to plan for contingencies and anticipate problems and identify risks
Ability to effectively listen and respond to customers' needs
Ability to show dignity and fairness toward others
Ability to exhibit professional written and verbal communication at all times
Ability to build and maintain work relationships and contacts needed to effectively address issues and obstacles
Ability to delegate responsibility and work to others
Ability to share information, advice and suggestion to help others be more successful
Ability to act as a catalyst for and stimulate others to change
Ability to seek ways to break down silos; develop relationships with others inside and outside the organization who can provide information, assistance and support
Ability to exercise good judgment by making sound and well-informed decisions
Ability to perceive the impact and implications of decisions
Ability to make effective and timely decisions, even when data is limited or solutions produce unpleasant consequences
Must have an active state MLO license in each state where business is to be conducted
High-school diploma or GED and a minimum
1-year lending origination experience
Strong PC skills, including Power Point, Excel, Word and Lotus Notes
Solid knowledge of state and local real estate markets

Underwriting Resume Examples & Samples

Develop Credit Risk Strategies for Citi Brand Credit Cards Acquisitions and Portfolio programs by using statistical techniques such as linear regression and Chi square tests
Design and analyze credit tests leveraging statistical programs to enhance program performance
Leverage mathematical techniques to refine and optimize initial credit line assignment across acquisition programs
Develop requisite MIS to answer ad-hoc Senior Management Questions and manage program profitability. Review, internalize and provide meaningful commentary on MIS to recognize and establish connections to policy, population or market changes
Manage credit risk from Mail acquisition efforts
Leverage mathematical capabilities to review profit and loss equations that are used to forecast risk based campaign profits
Interact & collaborate with Marketing, Decision Management and Policy Execution teams to flawlessly execute credit strategies
Define and lead complex analytical assessments on the customer level to optimize the customer experience
Analyze bureau and credit information to determine statistical significance of information and perform risk and reward trade-off analysis
Perform ad-hoc analyses and use Reporting/MIS to answer senior leadership questions
Bachelor’s Degree is required or Master’s Degree preferred in Business, Mathematics, Economics, Statistics, Engineering or a similar quantitative discipline
2+ Years of experience in an analytical capacity is required
Understanding Profit & Loss Drivers
SAS / SQL, P&L Simulation
MS Office, MS Excel, Pivots & PowerPoint
Experience with a modeling package such as SAS E Miner or Knowledge Studio is a plus
Good written and verbal communication skills,
Comfortable presenting work to peers, cross functional businesses & Senior Management

Analyst, Underwriting Resume Examples & Samples

Developing, enhancing and delivering asset-level, pool-level and / or portfolio-level stratification reports
Providing support in the pricing of live transactions
Building ad-hoc analysis and preparing high-level research on other new investment initiatives as needed
Demonstrated ability to interpret data and draw conclusions
Ability to work autonomously and as a member of a team
Ability to work in a dynamic, deadline-driven environment with low to moderate supervision
2-3 years of progressive work experience in the mortgage space, specializing in residential mortgages
Efficiency in Excel, including ability to summarize data via formulas, lookups, Pivot Tables, conditional formatting, etc
Experience with Collateral Analysis System (CAS)

Wholesale Underwriting Team Lead Resume Examples & Samples

Manage a team of 6-10 Underwriters with Conventional, FHA, VA, USDA signing authority
Responsible for daily productivity, quality and service level agreements
Train, coach and lead a high performance team with superior customer service
Build relationships with all departments and peers
Minimum of 5 years in the Mortgage Industry with extensive underwriting background. Minimum of 2 years supervising others
FHA DE and VA SAR designations required
Manage mulitfacited workload in a fast pase environment

Associate Director, Underwriting Resume Examples & Samples

Owns one or more functions or processes with accountability to meet company objectives
Accountable for maintaining positive, proactive relationships with both internal and external customers
Continually search for ways to improve effectiveness, efficiency to all processes
Set department goals, objectives and priorities in alignment with company/divisional goals
Assist in the budget process by providing information on needs within the team
In the Director/VP’s absence resolve escalated issues that would normally be handled by the Director/VP as they arise
Set team goals, objectives, and priorities in alignment with the department goals
Facilitate resolution of any problem that arises with an internal or external customer
Works well with other managers on integrated strategies, workflows and system development efforts that maximize organizational effectiveness. Completes performance appraisals and evaluates overall performance of team
Participates in interviewing and selection of new employees. Skilled in managing the culture and climate of the department through effective communication, standards setting and leading by example. Provide input to Director/VP on team needs. Collaborate with Director/VP and or subordinates to design or recommend organizational changes to continually improve service delivery effectiveness, efficiency, and career path growth
Conforms with and abides by all regulations, policies, work procedures, instruction, and all safety rules
Exhibits regular, reliable, punctual and predictable attendance staff
FMLI or CLU designations
Minimum 7-10 years underwriting experience
Knowledge of insurance processes and products is preferred
Strong demonstrated leadership skills. Excellent communication skills both verbal and written including presentation skills
Must be able to deal directly and effectively with senior management level both internally and externally. Excellent problem solving and analytical skills. Ability to work under pressure. Excellent decision making skills
Demonstrated project management experience

Manager Debtor Underwriting Resume Examples & Samples

Lead and manage all day-to-day activities associated with underwriting and portfolio monitoring processes
Supervise, mentor, and coach a team of 10-12 risk professionals; provide technical and soft skills leadership to ensure high performance and positive morale; recruit staff as necessary
Liaise as necessary with Healthcare and other clients and WCS originations, finance, collections, compliance, & legal functions, as well as Capital Markets & other GECC BU’s to drive smooth execution of processes in compliance with policies and procedures
Maintain and enhance relationships with industrial clients; co-identify opportunities for growth and process enhancements
Execute all processes associated with the factoring portfolios, including: underwriting to establish debtor credit limits, preparation and presentation of credit write-ups at credit committees, approving credit limits within authority, projecting expected factoring volume for clients, monthly funding, post quarter close reconciliations, client reporting on funded volume and non-funded drivers, credit insurance management, etc
Manage portfolio quality on an on-going basis, including: maintaining Risk Asset Classification scorecards, monitoring credit limit approval conditions, portfolio and watch list reviews, reviewing accounts with significant past dues to assess credit risk and determine approach for resolution, which may include payment plans or legal action
Ensure compliance in credit policies and standard operating procedures
Participate in various cross-functional initiatives to support compliance and process enhancements; this includes but is not limited to operational risk, regulatory compliance, audits, systems enhancements, client engagement rules, process simplification initiatives, etc
Drive optimization of automated decision technologies in partnership with Risk Enabling team
Perform other assignments provided by the EMEA APAC Pole Underwriting Leader
Degree in Finance/ Economics or equivalent and/or directly related demonstrable experience
Proven Underwriting knowledge - detailed understanding of financial analysis and other factors influencing corporate risk
Country / Sector Analysis - high level understanding of economic and political factors influencing corporate risk
Proven analytical, problem solving, and process oriented skills
Ability to work and decide independently
Team work, motivational, & coaching skills
Applications from job seekers who require sponsorship to work in the UK are welcome and will be considered alongside all other applications. However, non-EU/EEA candidates may not be appointed to a post if a suitably qualified, experienced and skilled EU/EEA candidate is available to take up the post, as the employing body is unlikely, in these circumstances, to satisfy the Resident Labour Market Test. For further information please visit the UK Border Agency website http://www.ukba.homeoffice.gov.uk/visas-immigration/working
Knowledge of factoring, some knowledge of European Healthcare market
Fluency in Spanish, Italian, German, or Russian would be advantageous

VP Risk Underwriting Resume Examples & Samples

Lead for risk in the underwriting and approval of new credit requests, credit line renewals for existing customers, and ongoing monitoring of the current portfolio
Negotiate terms and conditions for transactions and works with cross functional teams to ensure
Bachelor's Degree with 6+ years experience in commercial lending or investment businesses
Finance or Business Administration

Dir Real Estate Policy & Underwriting Resume Examples & Samples

Provides strong leadership to several teams of underwriters and support staff throughout the footprint, with a commitment to employee engagement, customer service, and risk management
Works with risk management to evaluate credit appetite and align credit policy and guidelines accordingly
Maintains policies and guidelines for home equity loan products, including HELOAN and HELOC
Maintains policies and guidelines for all mortgage products, including traditional portfolio, Jumbo, PA, FNMA, FHLMC, FHA, VA, USDA, GNMA, private investors, and PMI
Coordinates updates to all agency and investor rules and guidelines, and establishing policy overlays as appropriate to manage risk
Directs loan decision and authority structure, including limits and overrides
Tracks exceptions to policy/guidelines and monitors performance of exception portfolios
Works closely with Director of Quality Control to ensure that errors are minimized and corrective action occurs as necessary to improve performance
Acts as the bank’s liaison with agencies and investors regarding policies, purchase criteria, and performance of relevant portfolios
Manages inquiries from regulators and auditors, and provides responses as appropriate. Monitors any action plans resulting from any audit findings
Ensures all defined business processes are executed pursuant to agreed upon timing, procedure and metrics
Engage in direct communication with third party vendor service providers to manage workflows and ensure commitment to service level agreements
Implements strategies that will result in a reduction of loan level defects through collaboration with key internal stakeholders
Communicate any credit risk issues and appropriate guide violations to both internal management and management of third-party originators
Participates with other senior managers to establish strategic plans and objectives
Makes final decisions on administrative or operational matters and ensures operations' effective achievement of objectives
Works on complex issues where analysis of situations or data requires an in-depth knowledge of the company and loan level QC/QA analyses
Participates in corporate development of methods, techniques and evaluation criteria of projects, programs and people
Ensures budgets and schedules meet corporate requirements
Regularly interacts with executive management, Legal, Audit, Risk, Compliance, Finance, TeSS, Project Management, Sales, Operations, and Segment leadership
College Degree or equivalent experience; advanced studies/degree preferred
Thorough proficiency in residential mortgage industry, with strong emphasis on agency programs
Strong credit risk acumen and deep understanding of loan level underwriting as well as relationship to QC/QA processes
Proven track record of leading teams through challenging, changing environments
Strong negotiation skills, with proven ability to execute directives set by senior management
Ability to effectively analyze results and develop strategic plans to solve problems and/or meet targeted goals
Ability to create positive work environment with high employee engagement
Minimum of 15 plus years proven experience in a credit risk or similar function, including a minimum of eight years proven management experience, or equivalent
Knowledge of bank products and procedures
Experience in managing similar functions in high-volume environment

Retail Underwriting VP Resume Examples & Samples

Provides overall direction to ensure effective underwriting support to Distributive Retail Channel that will produce quality loan decisions and enhance the customer experience
Recommend operational processes/system changes to ensure ongoing efficient and effective underwriting of loans
Manage/oversee loan quality through effective data integrity, application of loan guidelines as well as legal & regulatory requirements, ensuring NPF is approving quality loans that are salable to the secondary market in compliance with investor, agency, FHA, VA guidelines
Manage/oversee loan scenario desk to review potential loans/scenarios for eligibility and salability
Build a first class customer service experience for NPF distributive retail customers (borrowers, real estate agents and loan officers)
Leverage operational management and customer performance reporting to drive a quality and consistent experience
Manage capacity to ensure consistent and predictable operational results
Earn and maintain credit signing authority up to $2,000,000
Identify, review and escalate loans for exceptions with recommendation, as appropriate
Maintain knowledge of loan products and related investor guidelines as well as mortgage industry trends and best practices
Develop tools and departmental systems to minimize errors and increase ability to underwrite quality loans efficiently
Maintain a continuous improvement approach to processes and procedures to improve overall consistency and efficiency throughout the model and to ensure a best in performance and customer service, including trend analysis data and necessary action plans to improve ongoing process performance and results
Direct the people management processes for the team, including hiring, firing, promotions, performance, compensation management and training and development
Identify training needs, coaching and supervision for all channel underwriting functions and overall compliance with all company policies and procedures
Present teams with information on product development, policy decisions and the interpretation of policies and procedures for their use in job function
Work with Channel SVP to support long term growth strategy for the division
Notify QA/QC of loan integrity issues
Oversee/Engage in additional projects as assigned by Senior Management
Oversee Service Level Agreements covering all loan underwriting activities
Maintain availability to travel occasionally as required
Minimum of 7 years residential mortgage underwriting experience with sound working knowledge of Fannie Mae/Freddie Mac and FHA/VA Underwriting guidelines
FHA Direct Endorsement required
Experience with DU, LP and FHA Total Scorecard Automated Underwriting systems
A minimum of 8+ years overall mortgage banking experience, with progressive operational management experience including retail underwriting oversight responsibility
Strong management, organizational, customer service, leadership, decision-making and communication skills required
Must be adaptable and able to work in a fast pace environment
Must be highly analytical, detail oriented and well organized
Ability to make risk based lending decisions supported with relevant data and research
Knowledgeable with MS Office
Excellent Customer Service skills

Oa-am Mortgage Underwriting Resume Examples & Samples

Document Indexing,
Rate Lock Extensions
HMDA Reporting
Post Closing
Loan Cancellation
Pre-Approval Loan review
Preliminary review - Vendor Work
Underwriting (Date Entry), Underwriting (Internal Review)
Quality Control
8) Processing/ Production -90% of the daily productive time, 10% - Non BAU activities, Business initiatives, process reporting, process trainings/ huddles
9) Suggest process enhancements, possible automations for better controls, perform periodic risk and controls analysis with the team for process risk valuation
10) Interact with different stakeholders to resolve process issues and play key role in adding process controls and efficiencies
11) Conduct regular reviews of the activities performed by the team, set forth better governance structure, generate reports and MIS that help track the performance of the team
2) Good Analytical skills with an attention to detail, Quick Grasping and Retention
3) Coordination and Team work
4) Time Management, Flexibility & Adaptability to changes
5) Willingness to work in US, ASIA & EMEA shifts
6) Exception Handling & Subject Matter Expertise, Challenges status quo,
7) Leadership - Leads by example and is an effective role model
8) Thinking Strategically - Be able to drive positive changes, promote ownership and demonstrate "My business Mentality"
9) Manages Relationships through inclusivity and is able to actively manage stake holders and demonstrate collaborative team work
10) People management: Manages his teams through active engagement and develops key talent. Must be able to flex his/ her style to get the best out of the people
1 to 8 years of experience; in US Mortgage Originations preferably with Jumbo Loans

Manager, Underwriting Effectiveness Resume Examples & Samples

Past experience hands-on coding of pricing algorithms within underwriting rating tool in Group Insurance environment (Life, Disability, Critical Illness and Accident)
Strong understanding of group insurance product pricing (Life, Disability, Critical Illness & Accident)
Strong understanding of IT system and tools
Strong leadership, vision and decision making ability

Supervisor, Underwriting Resume Examples & Samples

Provide daily coaching, guidance, and leadership to the Underwriting team to ensure that all team members consistently and effectively meet day to day responsibilities including, but not limited to, the following
Education: Bachelor's degree or equivalent experience
Minimum 3 years of management experience
Minimum 3 years of experience in equipment finance and/or commercial lending, including business and personal credit analysis and financial statement analysis
Experience leading and motivating employees, with ability to delegate responsibilities to achieve desired outcomes
Best in class customer service and relationship management skills
Strong negotiating and lease structuring skills
Strong computer skills, including Word, Excel, and PowerPoint
Ability to multi-task and effectively prioritize competing interests
Ability to innovate and think creatively to resolve issues
Focused on continuous learning and development for self and staff
Self-starter and team player with cultural awareness and sensitivity

GWM Risk-credit Risk Underwriting Team Lead-associate Geneva Resume Examples & Samples

Team lead for a staff of analysts in Geneva
Manage and prioritize the workflow for the day to day activities of the analyst teams to maximize productivity and quality, ensuring standards, volumes, and SLAs are met
Monitor compliance with process and procedures, in addition to performing Quality Control and responsible for maintaining high service levels for internal partners and external clients. Regularly monitor incoming volumes to ensure appropriate alignment of headcount and resources
Partner with Credit Executives for portfolio reviews, risk exceptions and approval of annual/interim credit reviews
Partner with Lines of Business to keep credit portfolio current on key risk metrics and facilitate new transactions on the assigned portfolio of clients
Monitor and identify trends, best practices, and regulatory developments. Recommend suggestions for improving efficiencies across global credit analyst team
Oversee compliance with regulatory requirements that impact the department, monitor exception reports (Unlinked, Ungraded, Overlimits, Overdrafts, Past Dues, etc.)
Help identify and then track progress, performance and productivity of analysts
Ensure appropriate training for analysts
Complete understanding of Credit Policy and fully credit trained
Understanding of business within region (local legal entities etc.)
Business Control
Decision Making
Ability to manage team members in a high paced production environment
Manage the performance for adherence to quality goals and standards
Sense of Urgency
Proficient in multi-languages (Spanish, Italian, French, German, Portuguese, etc.)

Regional VP of Mortgage Underwriting Resume Examples & Samples

Provide leadership and guidance to Underwriters & Transaction Managers specializing in large complex jumbo mortgage transactions for high net worth clients
Manage, mentor and evaluate your team
Work with members of the client’s inner circle to advance their loan transaction – i.e. business managers, family office, CPA and others as required
Monitor performance from a production and quality perspective to uphold the Firm’s requirements and core values
Ensure accurate and timely pipeline management including but not limited to reports and pipeline meetings to ensure transactions are moving through the process efficiently
Conduct staff meetings to ensure a full understanding of new initiatives, Credit Risk updates, and production updates/goals
Work with vendors and various Firm departments to streamline processes, quality and risk assessment
Participate in an effective manner in meetings and training sessions
Must be proficient in Microsoft Outlook, Word, Excel & PowerPoint
Ability to common sense underwriting to carry out instructions furnished in written, oral and diagram form

Business Analyst Commercial Underwriting Resume Examples & Samples

Analyst / Internship Program
Work with direct manager to identify program objectives, designing workflows to optimize performance to those objectives, including the development of flowcharts, communication plans, etc
Actively participate in and identify world-class team members by effectively forecasting staffing needs, partnering with the recruiting team, participation on panel interviews, and supporting the new hire selection/training process
Identify, train and develop emerging talent within the program to ensure proper development and job placement
Coach Rotational Managers on effective rotations and feedback techniques to ensure proper development
Build individual assessments and career paths for analysts
Communicate the program’s progress, potential opportunities and developmental issues to executive management to ensure the programs aligned with the business’ vision, mission and goals and to make adjustments if necessary
Gather information and facilitate quarterly calibration sessions with underwriting leadership team to evaluate analysts performance and future potential
Report regularly to management on the progress and measurement of the programs
Market and promote the program to both internal and external audiences
Participation in on-going training activities for the analysts classes
Execute the strategic plan for Key’s undergraduate and/or graduate training and development program
Training / Development
While keeping within budgets and assessing the return on any training/development investments, identifies new-hire and ongoing training and development needs for all positions within the underwriting campuses through job analysis and regular consultation with business managers. Designing, implementing and constantly augmenting training programs to meet the requirements of the campus
Oversees the transition training and internal onboarding processes, including the ongoing augmentation of and adherence to the “Passports to Proficiency” used within the underwriting campuses
Design competency assessments, skill gap analysis tools, and evaluation metrics to track, report, and consult against results and cost effectiveness
Vendor Oversight
Ensure appropriate vendor oversight procedures are in place, including a standard governance and communication plan for each Risk Operations vendor
Serve as primary contact for campus vendors for system access requests, training, and workflow related questions
Trend, analyze, and provide regular reporting vendor compliance, and executive level reporting for the purpose of assessment and improvement
Adhoc Projects
A wide range of underwriting related projects
Examples could include (revising risk rating procedures, establishing process improvements, implementing change across Underwriting, Credit and the LOB, problem solving, policy and procedural changes, system enhancement roll out, etc
Degree, with a specialty in finance, accounting, management or a related field
2+ years of credit experience in Community Bank Credit
Strong analytical, interpersonal and negotiating skills
Ability to form partnerships with other teams, and team members, but able to work on own with limited direction on complete projects
High level of financial acumen, interpersonal skills, problem solving skills, and persistence
Strong report writing and presentation skills are essential

Mortgage Banking Underwriting Operations Specialist Resume Examples & Samples

Ability to become a licensed Notary Public
Strong verbal and written communication , interpersonal and customer service skills
Knowledge of clerical and administrative procedures
Previous clerical or administrative experience preferred
Previous work experience in a team environment preferred
Ability to multi-task in a fast-paced environment; adjust readily to multiple demands, shifting priorities and rapid change; prioritize and work with minimal direction
Highly motivated and takes initiative
Excellent analytical, attention to detail and decision making skills
Highly proficient in Microsoft Office programs, including Word, Outlook, Access, and Excel
Accurate keyboard skills and proven ability to enter data at the required speed
Knowledge of correct spelling, grammar and punctuation
Physical ability to move large, bulky or heavy boxes
Physical ability to perform tasks that may require prolonged standing and/or sitting
Current notary commission or ability to become a licensed Notary Public
Knowledge of Chase Booking Systems or similar systems
Proven ability to multi-task in a fast-paced production based environment
Capability to follow guidelines and procedures

Underwriting Resume Examples & Samples

NPAC which reviews all ICG new products / activities and complex transactions to ensure that all key risk risks (including reputation risk) are identified, are determined appropriate, are effectively controlled and have all necessary accountabilities in place
AP ComCom which reviews all local currency debt capital markets financing transactions for third parties in order to protect and enhance Citigroup’s reputation with issuers, investors and regulators for the highest quality financing transactions, and ensures consistent global application of Citigroup standards for financing transactions
This is a very high profile role as UDCS plays a key role in maintaining Citigroup’s reputation and receives a significant amount of focus from senior management
The UDCS team is responsible for identifying those proposals requiring NPAC / ComCom review, reviewing the transaction/product proposals to discern potential key issues, organizing screenings with the Committee and following up on issue resolution
The UDCS Coordinator’s responsibilities include
Prescreening all transactions and identifying key risks in order to draw together the appropriate review group
Working with businesses to provide full but relevant transaction details in a clear, concise and complete memo in advance of screenings
Scheduling the Committee meetings for transactions that require review
Attending all NPAC / ComCom screenings and documenting meeting discussions in conclusions and minutes
Liaising with businesses / control people to ensure follow-up issues identified in the review are completed and tracking compliance with approval conditions
Coordinating NPAC transaction approval extensions
Keeping updated logs of Committee activity
Training business and control functions as to UDCS, including preparing the material as well as presenting to the various groups
As needed, participating in meetings of Global Fixed Income and Equity Commitment Committees for transactions where there is a G10 issuance by Asian names
The Coordinator will be responsible for reading the deal memos, identifying issues and following up on questions raised by the Asia Pacific members of these Committees
Organized and able to work and think independently as well as a team player
Knowledgeable in finance
Able to look across different ICG business areas and understand the business and risk dynamics of each area
Able to read, understand and explain multiple ICG policies such as NPAC Policy, Tax Policy, CMB Credit Policies, etc
Able to write clear and concise English and to prepare memos which are complete and to the point
Strong in inter-personal skills including the ability to communicate in a diplomatic fashion while able to form and express independent opinions without offending other constituencies
Highly analytical, inquisitive and intelligent
Possessing considerable energy, focus and drive
Willing to learn constantly and have a high tolerance for change
Excellent in data management skills (Advanced Excel, Word, and PowerPoint)
The ability to analyze, prioritize, organize and communicate are key attributes to success
Multitasking as well as the ability to deal effectively with seniors in business and control functions are essential

Underwriting Team Lead Resume Examples & Samples

Develop Underwriter credit acumen by coaching them to interpret financial statements and analyze all other relevant financial analysis as well as non-financial data to develop a concise focused analytical foundation for a credit decision
Work with direct manager to identify process objectives, designing process workflows to optimize performance to those objectives, including the development of flowcharts, workflow prioritization, and measurement of performance to client expectations
Assist in the design and facilitatation of the underwriting scorecards
Deliver indidivual development plans and career path assessments to direct reports
Participate in and facilitate information sharing with your manager, business partners, peers, and direct reports in a timely and efficient fashion to ensure widespread communication
Utilize cash flow, balance sheet, income statements, and tax returns (both personal and business) to determine credit worthiness
Respond promptly to loan structuring request to determine feasibility and nature of analysis to be conducted. Identifies critical issues. Make Proceed/Stop decision within approval limits
Partner with bankers and credit partners on complex deals and/ or deals outside of his/her area of expertise
Provide direct feedback and guidance when edits are required to credit write ups
Advocate risk culture with banking professionals
Promote a credit culture based on strong asset quality and a moderate risk appetite
Keep abreast of industry and market trends and communicates these trends to peers and business partners
Demonstrated high level of financial acumen and decision/solution effectiveness
Superior verbal and written communications skills
Line of business experience is desired
Experience with multiple types of lending (e.g. middle market, private banking, specialty lending) and multiple economic cycles is preferred

Finance, Debt Underwriting Group, VP Resume Examples & Samples

Direct and provide guidance to IBD teams regarding Capital Committee rules and processes
Preview deals and provide comments on the deals and the memos
Follow-up with teams on memo quality and status
Ensure all Capital Committee and Firm processes for memos are followed
Write deal summaries for committee chairs and others
Ensure committee agendas are accurate
Introduce transactions to committee and help ensure key issues are raised and discussed
Review and comment on followups and minutes
Ensure followups are tracked and completed
Review changes to transactions post committee to determine if they need to be elevated and re-approved
Sign commitments and other relevant documents
Work closely with other control areas to ensure firm commitments are booked on an accurate and timely basis
Review status of approved transactions and keep relevant people posted
Keep updated on exposures relative to limits
Help maintain committee memo templates and other resources
Assist with regulator requests
Various presentations and special projects
Strong analytical skills for credit and business analysis
Excellent multi-tasking abilities required
An ability to implement solutions that appropriately balance business needs and a control

Clsc Underwriting / Lending Supervisor Resume Examples & Samples

4 years selling credit products or underwriting consumer loans
In-depth knowledge of credit policy, consumer products, loan documentation, compliance/related laws, other real estate industry terminology and practices
5 years selling credit products or consumer underwriting
Heavy consumer underwriting experience

Senior Manager Underwriting Operations Resume Examples & Samples

The incumbent will lead two Centers of Excellence as well as the Relationship Team, located across the country
Stands out for her judgment and analytical mind
Recognized for her thoroughness and the quality of her work
High understanding of developing good customer experience

Portfolio & Underwriting Services Resume Examples & Samples

At least 7+ year’s client management and/or insurance sales experience, preferably with an insurance brokerage industry leader
Experienced in underwriting revenue development, insurance and reinsurance
Demonstrable & current in-depth knowledge & understanding of the industry
A comprehensive & broad network of active contacts
First-class interpersonal skills, including relationship building & maintenance
Excellent communication (verbal & written), numerical, presentation & organizational skills
Self-motivated with the ability to work effectively as part of a team in a fast-paced, dynamic environment where superior time-management and prioritization skills are essential
Valid Broker license essential
The candidate must have proficient working knowledge of Microsoft Office systems, including Excel
Previous managerial or leadership experience in a client-facing mandate would be highly advantageous

Analyst / Associate, Underwriting Resume Examples & Samples

Objectively analyze complex commercial property market data, property condition reports, appraisals, and environmental reports
Model unlevered cash flows from complex lease and reimbursement structures and levered cash flows based on in-place debt / new acquisition financing
Perform valuation using industry-recognized approaches
Thoroughly analyze tenant level information including financial trends and credit ratings, stock market capitalization and key financial ratios pertaining to public and private companies
Recommend resolution strategy (i.e., discounted purchase, foreclosure, hold-to-maturity) for both performing / non-performing loans, and direct equity investments (i.e., optimal hold period, exit assumptions)
Develop full understanding of the borrower or sponsor creditworthiness
Prepare credit analysis reports for loan approval
Identify and quantify risks and describe mitigating factors for risks
Relate CRE cash flows and market valuations to capitalization structure to determine appropriate value and potential impact on loan level losses
Relay findings in a concise manner
Prepare commercial real estate market analysis on ongoing basis for presentation to Senior Management for assessment of the CRE markets
Perform ad hoc and special projects as requested by Senior Management
Solid quantitative and qualitative analysis skills with advanced experience in Excel and Argus property-level / loan-level modeling
Strong attention to detail in analytical assessments; experienced in developing and maintaining high quality reports and assessments
The ability to adapt to a rapidly changing business environment
The ability to work independently and operate effectively in a cross-functional environment
High degree of initiative and strong ability to meet principal accountabilities with limited direction and oversight
Analyst Level : 0-3 years of commercial real estate finance experience with a comprehensive understanding of CRE debt underwriting
Associate Level : 2-4 years of commercial real estate finance experience with a comprehensive understanding of CRE debt underwriting
Proficiency in Microsoft Office Suite (Word, Excel, Outlook, PowerPoint)
Excel modeling is a key competency
Working knowledge of Argus

SVP Head of Underwriting & Credit Initiation Resume Examples & Samples

Bachelor's degree required; Advanced degree preferred
Minimum 10 years leading a loan originations organization. Minimum of 15 years consumer financial services experience with the last 5 as Head of Underwriting
Strong business acumen coupled with management, organization, administrative and relationship management skills
Ability to influence others effectively and create support and buy-in across a wide range of stakeholders by using communication processes to ensure understanding and alignment
Highly developed process, analytical and project management skills

Debt Underwriting Group Resume Examples & Samples

Work with CUOs Bankers prior to Capital Committee memo submission to enhance accuracy/quality control, particularly leveraged lending sections
Track Capital Committee followup completion and preparation of relevant reports
Followup on leveraged lending requests from regulators
Followup post memo submission to Committee, to review leveraged lending sections to ensure highest quality final memos for files
Maintain underwriting standards database and manage presentations
After Committee, aid in the review of draft minutes and committee follow-ups to ensure accuracy
Track underwriting performance over time based on a set of variables
Work w/coordinators to ensure “pipeline” of deals flagged/agenda requests done
Work with Banking teams to help encourage timely memo submission
Pre-signature; review deal terms tracking in system and updated Term Sheets to ensure consistency w/approval,
Work closely with CUOs to identify changes in underwriting standards and key terms for potential escalation
Pre-signature; having checked all requirements, approve for commitment signature
Ensure transaction files are complete and ready to be reviewed by regulators (covering committee approval, signing and closing)
Ensure completion of GS Bank Compliance Checklists, as needed
Help with miscellaneous reports and presentations
Excellent multi-tasking abilities required; an ability to implement solutions that appropriately balance business needs and a control perspective is critical
Strong interpersonal, communication and analytical skills
Detail oriented; Ability to review many 30+ page documents each week, identify errors and ensure correction
Ability to work flexible hours given deal timelines
Self-starter with the ability to work effectively with minimum supervision; a proactive team player with a strong sense of urgency and the ability to get along with others
Must work well under pressure and have a positive, hands-on, “can do” attitude

VP-underwriting & Portfolio Management Resume Examples & Samples

Assist in the development of strategies to address any issues that may arise out of the Customer Satisfaction Survey
Solutions based mindset, developing innovative structures that meet and exceed client needs and expectations
Explore all opportunities in conjunction with Relationship Managers to deepen the share of the client’s wallet and bring the best of RBC to them
Degree in Finance or related discipline. MBA is an asset
Minimum of five (5) years in a Corporate and Commercial Banking environment with at least three (3) years experience functioning in Corporate Banking dealing with complex credits from a wide cross-section of clients and industries
Decision oriented
Sound planning and organizational skills
Strong risk evaluation and problem solving skills
Strong motivator and team builder
Strong Excel skills and ability to work with large amounts of information

VP-risk Underwriting Equity Investments Resume Examples & Samples

Serve as Risk lead in the due diligence, underwriting, and approval of new equity investments
Conduct financial analysis including developing assumptions and modeling projected results
Prepare risk assessments and present senior management with a clear and consistent approach to mitigate political, legal, regulatory, and other risks
Possess good understanding of the industry, as well as knowledge of how the competition aims to differentiate itself
Bachelor’s Degree with proven years of experience in commercial lending or investment businesses
Experience with {Add Transaction Type} transactions
Proven years of progressive complexity in financial modeling
Deal document experience
Formal credit training program or equivalent experience
Skilled communicator who possesses ability to negotiate internally and externally at high levels

Portfolio & Underwriting Services Project Manager Resume Examples & Samples

Master’s degree in business and/or insurance related field
Advanced knowledge of spreadsheet and database software
Ability to analyze large amounts of data and summarize into usable form
Knowledge of insurance and underwriting
Management and organizational skills to perform a variety of concurrent projects under specific time restraints
Strong written and oral communication skills in a variety of settings (one-on-ones, presentations, group discussions)
Ability to work independently under minimal supervision and perform well in a team environment
Ability to think creatively and problem solve
Work Experience
1 – 2 years experience working in a research/reporting/insurance role
Pressure of work
Attention to deadlines and ability to troubleshoot. Many projects are not strictly defined and it is left to the candidate to discover the best solution
Character of Supervision Received
Candidate must be a self-starter. Working environment is fast paced and supervision is limited, though periodic meetings are held to discuss progress and results. Assistance is always available if needed
Character of Supervision Given

Portfolio & Underwriting Services Product Specialist Resume Examples & Samples

Bachelor’s degree in business and/or insurance related field (graduate degree preferred)
Knowledge of insurance and underwriting
Management and organizational skills to perform a variety of concurrent projects under specific time restraints
Ability to analyze large amounts of data and summarize into usable form
Strong written and oral communication skills in a variety of settings (one-on-ones, presentations, group discussions)
Advanced knowledge of spreadsheet and database software
Ability to work independently under minimal supervision and perform well in a team environment
Ability to think creatively and problem solve
Work Experience
10 or more years of P&C product experience
Pressure Of Work
Attention to deadlines and ability to troubleshoot. Many projects are not strictly defined and it is left to the candidate to discover the best solution
Character Of Supervision Received
Candidate must be a self-starter. Working environment is fast paced and supervision is limited, though periodic meetings are held to discuss progress and results. Assistance is always available if needed
Character Of Supervision Given

MB Underwriting Channel Manager Resume Examples & Samples

Comprehensive knowledge of residential mortgage credit risk and policy
Ability to hear problems and challenges and immediately be able to visualize solutions and drive successful implementation
Strong leadership skills and ability to manage a large multi-site staff in a fast-paced environment
Ability to assess and mitigate risk
Understanding of team dynamics and how to foster commitment and teamwork
High business acumen and strategic planning capability
Strong financial management discipline
Understanding of electronic processing and workflow management
Provide leadership and oversight to direct reports on a day-to-day basis in underwriting or quality control centers nationally
Ensures employees are appropriated recruited, selected, appraised, and rewarded; takes action to address performance problems
Maintain all quality standards and manage performance of staff to ensure underwriting decisions are of investment quality
Collaborates across boundaries to build strategic relationships and achieve shared goals
Organize resources to accomplish tasks and meet business targets with maximum efficiency
Build a client and service centered organization with appropriate attention to proper controls
Communicate strategy and provide direction, guidance, priorities and oversight of execution across all centers
Continually review control environment and ensure staff adheres to all policies and procedures
Seasoned profession with 10 years of Mortgage industry experience
Minimum 7 years of management experience
Bachelors degree or equivielant experience required and masters degree is highly preferred
Experience in Credit Policy, Mortgage Operations, Quality Control and/or Origination's is desirable
Demonstrated ability to lead, coach, and develop a multi-functional talent base of high performing employees
Government underwriting experience preferred

Underwriting Technology Specialist Resume Examples & Samples

Deliver and enhance our automated underwriting service and solutions to our advisers and customers through maintaining and enhancing products like easywrite and Elevate
Maximise straight through processing rates through effective and robust automated e-underwriting solution that incorporates risk analysis and decision making rules, ensuring that AMP is protected from adverse risk exposure
Additionally, this role will require you to assist with the implementation of a program to increase adviser uptake of elevate online and sustain adviser usage of easywrite whilst reducing overall end to end times for new business applications
Thorough knowledge of rules analysis and enhancements, E- Technology Specialist
Demonstrated business analysis skills and ability to prioritise and manage competing demands
Demonstrated ability to translate and communicate actionable insights based on complex analysis
Strong stakeholder engagement skills, including negotiation and influencing
Have competency in test protocols and execution
Detailed understanding of the Insurance and Superannuation market
Understanding of compliance requirements & relevant legislation
Detailed understanding of sound underwriting principles and their application in the operating environment
Minimum of 5 years experience in underwriting operations/management role
Minimum of 3 years IT related project experience, such as a business analysis, quality assurance,
Electronic underwriting specialisation, implementation of electronic underwriting solutions, development/e-technology, maintenance and enhancement
Interpreting and communication of business concepts to a technical audience and technology concepts to a business audience
Facilitating business intelligence/management information reporting solutions to support the analysis and enhancements of underwriting technology
Relevant tertiary qualifications
Relevant post graduate qualifications

Underwriting Policy Manager Resume Examples & Samples

Stay current on GSE and investor guidelines appetite/changes
Provide inputs to various levels of management to modify underwriting policies
Monitor market and regulatory changes to proactively initiating underwriting policy revisions
Actively engage with mortgage product and sales teams to identify areas of opportunity or concern related to underwriting policy
Actively engage with mortgage credit risk team, while developing/reviewing Real Estate Lending policy and risk control framework
Actively engage quality control team to assess findings as they relate to underwriting policy and new mortgage account origination
Ensure strict compliance with all regulations and controls as set by the bank, Global risk and external regulatory authorities
Support Business to achieve consistent satisfactory audit rating, risk policy inputs
Lead teams in tactical and strategic initiatives. Represent and act as the business knowledge expert in matters pertaining to credit risk and operations
Familiarity with secondary market investors and must be proactive in surveying the market place for areas to expand or contract
Be a thought leader and be able to appropriately balance risk
Develop and manage to credit risk and operational initiatives, benchmarks, and metrics for standard of performance
Develop and modify underwriting policies to address both opportunities for expansion of volume as well as mitigate any quality or performance issues
Initiate underwriting policy revisions arising out of change in regulations or other market changes
Create training for underwriting and sales representatives
Responsible for establishing and complying with change management procedures related to guideline maintenance
Review guidelines from other originators and competing firms in comparisons to the Bank's guidelines including analysis of areas of increased/decreased risks
Education- B.A/B.S degree required
At least 10 years mortgage experience, preferably credit policy and portfolio underwriting background
Exceptional teamwork and ability
Work well under pressure
Detailed and organized in order to adapt to changing deadlines
Comfortable public speaking and giving presentations to audiences of all sizes
An excellent communicator and possess solid organizational skills
Expert problem solver
Able to interact with all levels of management, multi-task and work well under pressure
Able to prioritize and adapt to changing deadlines
Detail oriented and careful about quality of work

Associate, ABL Underwriting Resume Examples & Samples

Preparing credit submissions which adhere to RBC’s credit and risk policies
Requesting approval for the credit submission from both risk and the business unit
Negotiating loan documentation in a manner which accurately reflects the transaction
Coordinating with internal and external counterparties to ensure the transaction is properly completed

Head of Mortgage Underwriting Resume Examples & Samples

Provide leadership and guidance to four regional underwriting teams specializing in large complex jumbo mortgage transactions for high net worth borrowers
Responsible for employment and management of underwriting teams to include training and mentoring, coaching and development, performance evaluations, counseling and motivating groups. Responsible for management of the recruiting process for full time and contingent hires
Manage and execute high level process development as well as the quantity and quality of work performed by the business unit
Proactively manage the underwriting pipeline and workflow to ensure service levels are achieved and production is managed across teams
Manage, maintain and analyze the effectiveness of underwriting guidelines
Organize, manage, control and evaluate standards and controls necessary to ensure the timely and accurate credit decisions. Design processes and methods to ensure credit decisions are generated in an accurate and timely manner
Manage capacity and pipeline by monitoring workflow and monitor daily productivity, ensure proper controls and procedures are documented, maintained and followed and identify trends
Responds to Quality Control and Audit findings
Should have proven experience in leading teams which underwrite jumbo loans. Experience with high net worth borrowers and Private Banking is preferred
Will consider commercial credit trained leaders with a strong process discipline and an ability to manage pipeline and capacity planning in a high volume environment
Experience in a multi-jurisdictional underwriting leadership position with vendor management/selection expertise
Managed high performing teams of 50+ employees
Strong capability in high volume process management
Direct or delegated Credit Authority
Ability to analyze complex information i.e. self-employed income and structuring complex mortgage transactions
College degree, advance degree a plus
Excellent verbal and written communication skills to communicate with individuals and groups via telephone, fax, e-mail and in person
Advanced negotiation skills
Ability to devise business solutions to complex problems, implement the most appropriate and monitor effectiveness
Ability to make decisions on highly complex issues and work with minimal direction
Ability to coach, train and mentor managers and underwriting personnel
Ability to write presentations, summarize talking points from reports and frame correspondence for senior management
Effective presentation capability before groups of financial advisors, private bankers, clients, employees, senior management and others as needed

Senior Underwriting Account Executive Resume Examples & Samples

Actively pursue and develop new underwriting accounts utilizing local broadcast, digital, event marketing, and non-traditional assets
Effectively consult/service/sell and/or expand the utilization of station’s resources with existing assigned clients
Execute customer focused sales process by becoming proficient in consultative selling
Consistent generation of a large number of leads and face-to-face appointments
Sell all underwriting resources of station and obtain rates specified by management
Achieve or exceed assigned portion of established individual monthly underwriting revenue goals and overall budget goals by station
Become a complete underwriting resource for clients, understanding how their customers engage them on a regular basis
Must become versed in station music positioning and format, talent, demographics, and qualitative characteristics in order to identify the best prospects to activate our listeners to respond to client underwriting and create positive results and renewals
Share ideas and make positive contributions to management and staff to help formulate evolving underwriting sales tools
Must be able to effectively work within the KDFC Classical Public Broadcasting underwriting copy guidelines
Learn, become proficient and maintain established company utilization standards on the company-issued computer and software programs. Make full contribution to the company’s commitment to establish a meaningful client database and improve sales efficiency and revenue by utilizing an agreed upon CRM system. Assure the electronic client files setting forth all pertinent and necessary information on present and new business clients are kept up to date and maintained in an orderly fashion
Obtain necessary credit information, properly complete, appropriately sign and obtain approval on all underwriting sales contracts and collect past due amounts from underwriters in conformance with station policy in a timely manner
Provide own reliable transportation and maintain a valid driver’s license and proven ability to safely drive personal vehicle without exposing the company to serious liability risks

Director, Underwriting Excellence Resume Examples & Samples

Candidates should have a minimum of 10 years of insurance industry and/or financial services experience
Possess strong business writing, organization, presentation and time management skill
Proficient in Microsoft WORD, Access, Excel, and PowerPoint
Ability to analyze, assess, and communicate complex information to varied audiences
Ability to work independently as well as in a team environment
Ability to generate creative solutions and champion unique points of view or perspectives that will differentiate risk selection and drive a competitive advantage in Underwriting
Ability to develop and interpret advanced underwriting and financial models
ASA, FSA, CFA, MBA, or other relevant insurance or business designation preferred, but not required

Underwriting Control Analyst Resume Examples & Samples

Perform research and analysis on complex issues
Research and develop business cases and management presentations to show root cause and trending statistics relative to key measurements and metrics
Develop, implement, test and track action plans derived from audit findings or self identified issues
Handle special projects and other duties as assigned by management
Perform loan level reviews within the system(s) of record
Complete all assigned tasks & deliverables & provide feedback accordingly
Effectively partner with team members and peers both within and outside the line of business
Supports management in its analysis of production through reporting, analytics, and thought leadership
Responsible for change control procedures for Mortgage Banking Guide and/or desk aid changes. Attends meetings to discuss upcoming changes, obtain further information or get clarification on changes being made to determine impact. Adheres to deadlines for publishing change communications
Assists in identifying potential gaps in policies and/or procedures through trending; provides recommendations and tracks progress and collaborates with business partners for solution
Develop, maintain and review reporting as required by management or procedure in support of the business. May include identifying and rectifying process and procedural gaps through root cause analysis
Responsible for research and response on internal and external audits as directed by management. May include performing root cause analysis and tracking of audit findings for trending and gap identification
May be responsible for system of record coding continuity through script development, testing and maintenance
May be responsible for gathering topics from the LOB and creating content for Highlights Calls and/or QC Huddles and presenting pertinent information to management and staff
5+ years mortgage banking experience
Minimum 3 years experience in Underwriting or Quality Control experience preferred
Ability to work well in fast paced/multi-tasking environment
Demonstrated knowledge of mortgage industry in areas of investor, insurer, regulatory, and state requirements; remedies available for specific loan types; and real estate fundamentals preferred
Working knowledge of mortgage lending systems
Proficiency with using business presentation tools such as PowerPoint and Visio
Proficiency with office products such as Word and Excel - intermediate to advanced level

Debt Underwriting Group Resume Examples & Samples

Act as centralized product expert to ensure unified / consistent offering of Standby Letter of Credit product to clients
Manage transactional aspects of negotiating L/C facilities across various divisions
Lead internal approval and execution process including: reviewing business selection, ensuring requisite committee and credit

Asset Based Lending Portfolio Unit Senior Underwriting Team Leader Resume Examples & Samples

Excellent leadership and managerial skills with demonstrated experience managing and mentoring a junior team of credit professionals
Strong risk and financial analysis background
Ability to effectively analyze project related cash flows
Ability to exercise prudent judgment to make decision affecting both customers and bank
Underwriting experience required, with loan closing experience preferred

Underwriting Team Lead, Comml Bkg Resume Examples & Samples

Responsible for improving direct report’s job performance through coaching via the completion of quality reviews, review of performance to SLA’s, and adherence to Key values
Ensure accurate and timely risk rating of assigned portfolio
Make accurate recommendations in granting credit requests using understanding of credit and risk management concepts
Exercise loan authority on all extensions of credit (loans, lines, restructure, transaction services) within established limits. Loan authority will be based on experience level and size and/or type of credit treatment
Communicate status of credit decisions to analyst and associate team members
Assist Relationship Manager with AQR process
Closely monitors all asset quality measures including performance against tolerances
Ensure the proper utilization of credit systems and technology
Ensure group measures are within tolerances or that appropriate plans are in place to achieve tolerances
Responsible for being both player and coach to analysts and associates on the team
Undergraduate degree in accounting, finance, economics or related field or equivalent work experience
At least 5 years of experience within the financial lending/credit arena
Commitment to core values; Teamwork, Respect, Accountability, Integrity, Leadership
Proven ability to set and obtain goals

AVP Risk-frm Reinsurance & Underwriting Resume Examples & Samples

Support associates and leads in the execution of risk activities. Serve as a subject matter expert on risk principles throughout Transamerica and Aegon
Maintain strong relationships with senior level personnel across all of Transamerica and Group NV and conduct regular business and risk discussions. Participate in risk committee discussions
Work across functional areas to identify and recommend potential strategic changes to improve Transamerica's’ business position
Serve as a champion for creating a positive risk culture across the company
BA degree in related field (accounting, finance, IT, risk management, actuarial, mathematics, computer science, etc.) appropriate for the risk area/department above or equivalent experience
Seven years of experience for FRM or ten years of experience for ORM
Advanced understanding of Transamerica's’ business, objectives and risks and can compare and contrast them with peer companies
Communication skills to effectively persuade others and leads in facilitation of conversation in situations of conflict
In-depth understanding of quantitative finance, actuarial science, and modeling concepts

Analyst, Underwriting Resume Examples & Samples

Analyze property operating statements and rent rolls and determine a pro-forma NOI used for Loan determination, to be reviewed and approved by underwriting
Review reports completed by third parties, including but not limited to appraisal, physical condition assessments, architectural/cost, market study, environmental, zoning and any other relevant third party reports for accuracy and compliance with Investor requirements
Complete various sections of the Underwriter’s narrative, which may include the following
Familiarity with Agency multifamily loan procedures such as Fannie Mae DUS and Freddie Mac loan process
Undergraduate degree in a business related field (i.e. Finance, Accounting, Real Estate)
2-4 years of analytical and financial modeling skills in an investment environment (Real Estate background preferred)
Knowledge of Microsoft office (Word, Excel, Outlook, Access)
Ability to work independently, unsupervised, and as a team player
Must be able to physically inspect multiple residences and common areas within an apartment complex, as well as inspect comparable properties within the market
Excellent attention to detail with the ability to audit own work

Retail Business Banking Underwriting Team Lead Resume Examples & Samples

Minimum of eight years proven, progressive and broad-based commercial lending, credit and portfolio management experience or equivalent
Bachelors degree in business, finance, related field or equivalent experience
Credit training or equivalent experience
Strong communications, negotiations, analytical, planning, organizational, problem-solving, lateral thinking, decision-making and interpersonal skills
Thorough knowledge of the Company’s lending and credit approval processes and regulatory, economic and competitive market forces affecting small business

Risk Associate Underwriting Intern Resume Examples & Samples

Validation of customer names and ID’s with third party credit bureaus and credit insurance providers
Performing credit assessments, going through various financial and trade history metrics of debtors using various commercial trade reports
Ensuring credit documentation and rationales are stored in the system
Maintaining records of insurance approvals and complete various insurance coverage requests
Completing various post and pre-reconciliation and reporting duties for different levels of the Risk team and clients
Participating in various ad-hoc projects when required by management
Individuals with less than 2 years of work experience (outside of co-op/internship/summer work experience)
Strong Excel Skills are essential (v-lookup, pivot tables, filters)
Basic familiarity with commercial credit reports (D&B, Experian)
Ability to quickly learn new software systems
Strong research and data gathering skills
At least 1 year of work experience in an office environment

Scenario Underwriting Resume Examples & Samples

Assist Sales and Account Executives with questions on New Penn guidelines, offering alternatives when they exist, before scenarios become a registered loan
Answer both scenario and guideline questions submitted through various means: telephone and through queueing system
Research scenarios using both internal and external resources, such as New Penn guidelines plus agency and government guidelines
Review documentation around a single aspect of the loan scenario, including but not limited to credit report or appraisal, to ensure it meets New Penn risk appetite prior to becoming a registered loan
Review income documentation, including complete an income analysis worksheet
Review various components of the loan file as part of the scenario process: such as a credit report, income documentation or an appraisal for acceptability
Provide timely responses to our business partners
Identify frequently asked questions
Develop and maintain knowledge of multiple loan product guidelines for quick and accurate answers
In order to meet designations, perform underwriting of conventional, FHA, VA and/or Jumbo mortgage loans including a detailed review of the residential mortgage loan application and documentation as submitted to ensure loans meet underwriting guidelines as established by New Penn Financial (NPF) and its investors. The detailed review will entail analyzing all documentation including but not limited to credit reports, income and asset documentation, collateral, fraud prevention tools and other applicable documentation as required to render a loan decision ensuring completeness, accuracy and compliance. Responsible for effectively communicating all lending decisions to appropriate parties as defined by New Penn procedures
Minimum 4 years of residential loan underwriting experience
DE or SAR certifications are preferred. Strong processing background required
High school diploma required
College diploma preferred
Excellent Customer Service skills
Excellent verbal and written communication skills
Strong analytical skills
Ability to make risk based lending decisions supported with relevant data and research
Detail oriented
Knowledgeable with MS Office
Great organizational skills

Commercial Underwriting Resource & Workflow Administrator Resume Examples & Samples

Direct timely and accurate completion of credit authorizations, commitment letters, and other work products. Oversee initial reviews of credit requests and make recommendations to Credit Managers while ensuring compliance with bank and other applicable policies and procedures
Facilitate the complete understanding of bank credit policies and systems through training of direct reports and internal partners
Administer assignments and follow up on all types of complex credits, and serve as a point of contact for related questions from direct reports and employees from other departments. Participate in internal credit and pipeline calls as necessary
Assist in the oversight of the work of underwriters to ensure accuracy and uniform written communication to clients, including commitment letters, declinations, and needs letters. Ensure compliance with all applicable regulations
Coordinate with Credit Administration and Internal Asset Review to respond to audit exceptions. Credit determinations for servicing requests and review of assigned deteriorating files. Prepare Loan Committee presentations. Perform annual credit quality reviews on assigned files
Responsible for participating in continuous improvement efforts through identifying and eliminating wasteful activities, generating ideas to improve quality and reduce costs
Bachelor's degree in Business, Finance, or Accounting
5 years’ experience in related credit analysis, underwriting and/or loan processing in commercial, SBA, etc. is it relates to the position
3 or more years’ experience supervising in underwriting, loan documentation, appraisal and closing processes preferred
Proficient knowledge of bank policies and documentation
Proficient in Excel, Word, and industry specific

Underwriting Quality & Governance Specialist Resume Examples & Samples

Renewal Oversight Activities
Unified call Monitoring Oversight Activities
Targeted Quality Assurance reviews
Risk and Control activities
Audit Activities (both Internal and External)

Underwriting Executive Resume Examples & Samples

Effective Inbound/Outbound telephone support of client related queries
Providing optimum levels of customer service by answering queries accurately and professionally, listening and developing a rapport with the customer and taking all necessary action to resolve
Managing own time and productivity effectively to meet service requirements
Carry out affordability checks with customers to ensure applications are in line with our responsible lending criteria and within regulatory guidelines
Collate and assess customer’s income and expenditure and use supporting systems to determine affordability of credit application
Communicate with customer and clients regarding applications, providing support and advice to ensure all relevant customer information is captured and ensure our clients are correctly advised on decisions
Evaluate, follow up and record CIFAS (suspected fraud) information, to identify fraudulent applications and ensure necessary action taken. To understand and identify potential fraudulent applications using a range of systems to avoid potential fraud losses and write offs
Identify, understand and resolve customer and clients complaints at first point of contact and within regulatory guidelines
Work with other areas of the Business to ensure the correct outcome for customers
Escalate any unresolved complaints to Customer Relations Department in a timely manner
Offer coaching and training support for new underwriters to ensure there is a consistent application of policy and procedures

Commercial Bank Risk-underwriting Director Real Estate Banking Resume Examples & Samples

Evaluating new loan and other credit opportunities; identifying strengths and weaknesses of proposed transactions
Structuring the most complex loans and coordinating the credit approval process in conjunction with Underwriters, Client Executives and Credit Executives
Negotiating term sheets, loan documentation and the real estate closing process
Presenting to senior management proposed loan transactions; confidently exercise authority while clearly articulating the reasoning behind credit decisions
Contributing to the development and execution of client strategies in collaboration with Client Executives
Reviewing Investment Committee Memorandums and Credit Approval Packages
Implementing credit policies and conducting periodic credit reviews
Monitoring risk grades & loan compliance; compliance with banking rules & regulations
Reviewing and approving monthly construction loan draws
Assisting with training and development of junior staff members and in some cases managing staff where applicable
Preferably 15+ years of commercial banking/lending experience, including extensive credit, structuring, closing, and loan documentation experience
Experience in Commercial Real Estate Credit is required including specific experience in construction loan management as well as REIT/REOC entity level lending
Excellent communication skills, including the ability to clearly express and support opinions in a confident and diplomatic manner, listen thoughtfully to the input and critiques of managers and team members, and effectively articulate positions
Superior interpersonal skills to interact with clients, counsel, product partners, and senior management
Significant accounting and finance knowledge, as well as strong knowledge of real estate fundamentals and concepts
Knowledge of JPMC or similar bank policies and procedures preferred
Completion of a major corporate banking credit training program
BA/BBA required; MBA a plus

SVP Risk Underwriting Resume Examples & Samples

Negotiate terms and conditions for transactions and work with cross functional teams to ensure appropriate documentation
Support large, complex transaction underwriting and documentation through direct involvement
Prepare risk assessments and present to senior management; with rigorous analysis and a clear and consistent approach to mitigate, credit, asset, political, legal, regulatory, and other risks
Portfolio management of existing accounts; identifying threats & weaknesses, actual and potential breaches, variances and trends in credit and asset values, and resolving problem accounts in partnership with deal teams and specialists
Work with business associates, corporate and the auditors to provide documentation and responses to portfolio/industry related questions
Bachelor's Degree with Significant years of relevant experience in commercial lending or investment businesses or equivalent knowledge and experience
Working knowledge of big ticket commercial lease / loan transaction structures and financial statement credit analysis
Proficient use of Microsoft Office Suite to include Word, Excel, PowerPoint, and Outlook
Bachelor's Degree in Economics, Banking, Accounting, Finance, Business and/or MBA degree or equivalent knowledge and experience

Mgr Commercial Underwriting Resume Examples & Samples

Utilizes strong analytical skills, high-level understanding of finance and extensive product knowledge to coach and provide guidance to underwriters regarding credit structure, review of credit packages, and acts as mentor
Assists in the identification of credit solutions to meet potential and current underwriting needs
Supervises performance of underwriting team through reviewing written work, timeliness of responses and the delivery of accurate and timely service. Responsible for timely renewals of maturing credits, ACH requests, and management of non-pass rated credits to meet reporting deadlines
Accountable for the monitoring of past dues within designated area of responsibility, working with the Relationship Managers to ensure loans are renewed timely or risk rating is evaluated to identify deterioration in credit quality
Supervises credit quality and the approval process through decisioning of credit requests within their individual authority
Acts as a resource for decisioning items within delegated authority pertaining to draw requests, modifications, etc
Ensures dissemination and education of underwriting personnel on loan procedures and policies as well as completion of training requirements
Assists with resolution of negative audit findings (whenever feasible), and clears any loan discrepancies within lending authority. From time to time, may be asked to assist in responses to internal and external auditors
Ensures all loan approval conditions are met
Maintains awareness of changing economic conditions, new trends and developments in the local and national markets
Performs other work-related duties as assigned by Regional Manager

SVP Risk Underwriting Resume Examples & Samples

Lead cross functional deal teams from a risk management perspective in deal due diligence, know your customer, negotiation, approval and documentation
Responsible for overall LAC Region from a Portfolio Management view including help set country & credit risk appetite for the region and identify portfolio issues, trends in region
Coach and develop less experienced junior underwriting professionals
Prepare risk assessment and present to senior management, with a clear and consistent approach to mitigate political, legal, regulatory, and other risks
Portfolio management of existing accounts, performing rigorous analysis of transactions, and resolving problem accounts in partnership with other teams and specialists
Travel to the region (Customers and GECAS Offices) on a frequent basis. Up to 30% travel
Bachelor's Degree with extensive years of experience in commercial lending or investment businesses or equivalent knowledge and experience
Working Knowledge of big ticket commercial lease / loan transaction structures and financial statement credit analysis
Bachelor's Degree in Accounting, Finance or Business Administration. MBA degree or equivalent knowledge and experience
Prior aviation experience

Underwriting Resume Examples & Samples

Oversee daily client and/or customer service levels including delivery and quality
Proactively manage and balance risk in accordance with risk framework versus industry and market needs
Positive influence and leadership of associate satisfaction and risk culture
Interact with various levels of management , primarily Sales, Credit, Legal/Risk/Compliance partners; product and pricing
Support responsible growth by challenging performance, benchmarks and technology to increase efficiencies
Manage technology business cases and issues that impact delivery and efficiencies
Apply knowledge to interactions and management of internal and external exams and audits
Maintain knowledge and relationship with industry vendors and providers to maximize trends and opportunities
Demonstrate culture of diversity , inclusion and community involvement

Head of Credit Underwriting Resume Examples & Samples

Direct people management for a team of 9 analysts in London (Senior & Junior)
Oversee Credit Reviews, Risk assessments of both new and existing clients and transactions
Be confident in analytical and numerical skills to ensure accurate credit analysis and underwriting decisions
Ensure timely credit decisions including contract extensions / roll overs / modifications etc
Define credit approval standards, templates and tools as needed
Review and sign off documents and assessments prior to the transaction execution / disbursement
Take ownership of client rating calculation and reviews which will include providing updates on the external rating changes
Co-operate with the Credit Monitoring team in defining appropriate strategy for watch listed customers
Undertake training on credit risk standards to the relevant teams
Actively participate and challenge when necessary at Credit Risk Committee meetings
Have extensive and in-depth knowledge of both FX and Derivative products
Be available to travel internationally as and when needed, approx 15% each month
Ideally have 7-10 years experience within Credit & Risk Management
Experience with FX and Derivative products
A degree within Business, Finance or Risk Management
Strong people management skills and confident in leadership style/approach
Fluent in English, other European languages are a distinct advantage

Associate Director, Underwriting Resume Examples & Samples

Manage and develop team members to ensure appropriate analysis is completed on all new business opportunities
Serving as Senior Underwriting Lead, evaluate plan provisions and administrative requirements of most complex prospective clients
Coordinate and partner with operations are to ensure requested services can be accommodate and fall within service model parameters
Vet requirements/capabilities as needed working with Subject Matter Experts throughout the organization
Formulate solutions or alternative strategies to achieve client goals; when new processes are required to accommodate solutions, develop with SMEs and managers, assign ownership and ensure fully documented for reference
Work with Accounting or other areas to determine ability to accommodate non-standard options
Serve a lead role in the New Business Acceptance Committee (NBAC) comprised of decision makers from Operation, System, Sales, Compliance and other associated areas
Maintain ownership of any NBAC decisions; develop tracking mechanism for recurring non-standard requests
Work closely with Pricing Actuaries as they determine the required revenue to administer each individual plan
Collaborate closely with Sales to formulate strategy, well positioned offering; in particular with multi-faceted opportunities (DB/DC; in partnership with third parties; etc.)
Support the Request for Proposal process by providing guidance for all Underwriting and non-standard service related response
Work in conjunction with impacted areas to develop customized revenue crediting and fee collection methodologies
Upon sale, ensure the smooth transition of Underwriting findings and commitment to Client Integration Team and ongoing Client Service team
Serve as a resource for Financial Management, Client Management and Sales on issues related to administration
Represent Underwriting with new or changing organizational services that may impact service offerings (Managed Advice, fund options, etc.)
As needed, participate in discussions with Consultants, Brokers, Prospects, Clients to ensure needs are fully understood and develop approaches that meet their objectives
Knowledge of retirement products
Superior working knowledge of TRS service model
Strong demonstrated leadership skills
Excellent communication skills both verbal and written, including presentation skills
Must be able to deal directly and effectively with senior management level both internally and externally
Advanced analytical, predictive, and problem solving skills
Excellent decision making skills
Advanced organizational and Microsoft skills

Manager of Mortgage Underwriting & Processing Resume Examples & Samples

Responsible for mortgage pipeline management including overseeing the status of real estate mortgages in process; pre-approvals, denials, counter-offers and applications in process
Responsible for the establishment of permanent mortgage records
Ensures that a high level of data security is maintained within our origination and underwriting systems
Has direct oversight and responsibility for the daily processing of mortgage applications; ensuring they adhere to credit union/investor guidelines
Grants approvals/denials or counter offers on all mortgage applications as set by Credit Union policy
Ensures that all loans meet investor guidelines including Fannie Mae and FHLB
Responsible for vendor management including conveyancing attorneys, appraisers, title companies, investors and mortgage software vendors
Responsibilities include contract review and recommendations to the SVP of Real Estate Lending, ensuring the collection and review of annual due diligence information (financial statements, SSAE-16 reports, insurances, etc.) is performed in accordance with the Credit Union’s vendor management policy, privacy issues are in accordance with policy standards, and service level agreements are maintained
Makes recommendations to SVP of Real Estate Lending regarding new vendors
Has primary responsibility for managing the Credit Union POS/LOS application system (D+H)
Ensures final mortgage documentation conditions have been met
Supervises a staff of six employees, some or all that may work remotely, and occasionally temporary workers. Responsible for day-to-day supervision, training, coaching, and annual performance reviews
Works directly with internal auditors and regulatory examiners
Periodically makes presentations in front of management and staff
Recommends mortgage product/service development and enhancements
Ensures that all loan documentation is established in comprehensive folders
Maintains and develops positive relationships with brokers, attorneys, credit union management and credit union servicing and origination departments
Reviews and updates mortgage policy manual
Acts as lead for projects impacting department
Creates a collaborative environment; working closely with the Mortgage Servicing area, to ensure efficient processing of transactions
Generates reports for management and internal use measuring productivity levels, turn-around times, product distribution, investor sales, etc
Attends, as needed, homebuyer seminars in order to ensure the overall quality of information is relevant and appropriate
Investigates, resolves and responds to all customer inquiries concerning mortgage loans
Bachelor’s degree or equivalent coursework and training
A minimum of seven years of experience in banking and/or credit union mortgage operations
Must have strong verbal and written communication skills and be able to clearly articulate any particular circumstances relating to mortgage loans
Must have strong analytical skills with proven experience in underwriting loans to meet secondary market guidelines
Familiarity with state and federal banking statutes
Must be proficient with Microsoft Word and Excel software
Must have experience supervising and coaching staff performance and writing annual reviews
Must be a team player with all departments
Occasional late evening staff meetings and events to be expected
Must be comfortable working in the very diverse environment of Harvard University and affiliate organizations

Manager, Mortgage Underwriting Resume Examples & Samples

Minimum 10 years residential mortgage industry experience including underwriting (Alt-A lending is an asset) and 5 years supervisory
AMP mortgage industry accreditation program, or experience in lieu
Results-driven and deadline-driven in a high volume, team environment
Highly motivated to maximize business volumes thru aggressive and persistent follow-up of potential opportunities within the sales pipeline
Basic knowledge of MS Office suite of products (Outlook, Word, Excel, PowerPoint)
Familiarity with D&H Express loan origination system would be an asset
Accountable for all lending activity including compliance to policy and achievement towards annual funding and fee goals
Accountable to manage to budgeted NIE’s for the branch operation
Share our clients sense of urgency by following our Deal Life Cycle and providing prompt and quick service
Assist with files on a triage basis to maintain our customer service levels
Use common sense in review of deals and documentation presented; coach the teams on how to communicate with the brokers and mortgage specialists in order to come up with reasonable solutions
Utilize reporting with your teams to ensure the pipeline is moving forward, enlisting the aid of mortgage specialists when required
Review and authorize escalated files from the Underwriters and Fulfillment Specialists, with authority to sign off on exceptions to policy
Work with your team to develop better processes and efficiencies. Empower your teams by asking for them to come up with solutions to the gaps in the department
Ensure an inspection rating of Satisfactory is maintained with limited major and repeat findings identified
Identify potential fraudulent documentation that could end in loss to Optimum, and provide ongoing training in areas that present risk to our department
Inspire trust by being open, honest and direct in communication, meeting commitments and behaving ethically in all dealings
Demonstrate strong interpersonal skills that contribute to working effectively in a diverse working environment
Accept responsibility and accountability for actions and results
Support and guide the team as they create their own Performance Objectives and career goals
Provide all required management and supervisory functions including hiring, performance appraisals, and human resource related issues
Prepare and regularly review annual goals and career development plan with manager/supervisor
Promote cooperation and commitment within the CWB Group towards the attainment of common goals enabling productive group interactions. Supervise and manage an initial team of 4 Underwriters and 2 Fulfillment Specialists, with anticipation that the size of the Team will increase as the business grows
Works independently; consults manager only on major issues and is guided by principles and broad policies
Strong emphasis on the adherence to Bank C-34 and CT-36 Lending Policy and Guidelines, Regulatory guidelines, and Insurer guidelines
Participate in new-hire interviewing of Underwriters and Fulfillment Specialists
Lending limits – to be assigned by the VP, based on the incumbent’s experience/proven performance level
Ensure Administrators adhere to Bank Policy, KYC, AML, and fraud prevention requirements
Ensure all staff adhere to 24 hour turnaround time on underwriting and documentation review with consistent communication with our brokers
Stay current and provide training on Insurers products and Fraud prevention
Recurring one on one and staff meetings, as required to develop and support the team
Semi Annual and Annual Performance reviews and ongoing career discussions
Level “A” signing authority

Underwriting Service Generalist Resume Examples & Samples

35% Provide phone support for customer servicing related to Collateral Protection coverage and assist customers with the administration and submission of Business Protection first notice of loss forms
20% Provide customer assistance to both internal and external customers by producing auto ID cards for policy renewals and servicing requests. Generate certificates of insurance and process endorsements related to additional insured/loss payee requirements. Amend/Update manual required renewal questionnaire submissions
20% Process, prepare and submit Collateral Protection immediate issue applications and process immediate issue refunds. Communicate, both verbally and in writing, with customers on Collateral Protection product inquiries. Administrate system error reports and process mergers for Collateral Protection. Modify, cancel, and update master policies
15% Manage Credit Union Protection and Collateral Protection workflow requirements as submitted via email and fax. Track servicing requests and assign to responsible party by territory
5% Create, compile and track accurate data and statistics for the department/function. Create, prepare, maintain, and update daily reports on all individuals for Team Leads review, verifying compliance with service standards. Accurate reporting is required as the information provided will be used for coaching, employee development, and performance management
5% Miscellaneous and varied assignments to meet the business needs

Underwriting Audit Project Analyst Resume Examples & Samples

Three to five years of experience in project management activities
Minimum one year of supervisory experience
Thorough knowledge of assigned business line or functional area
Thorough knowledge of project management
Ability to identify and resolve exceptions and to analyze data

Small Bus Underwriting Mgr Resume Examples & Samples

Manages the underwriting activities by planning and scheduling departmental activities and workload and coordinating with related departments ensuring that service schedules are met. 　
Exercises credit authority to ensure small business banking loans are underwritten to established standards and regulatory requirements. Tracking and analysis of underwriting exceptions through credit administration exception report.　
Ensures that all personnel are trained. Conducts structured on-the-job training for new underwriters to ensure proper application of U.S. Bank’s credit policies and to achieve lending authority status. 　
Participates in the development and enhancement of equipment and/or training procedures or programs which will support services; may participate in project task forces or user groups to represent the department on training or system needs.　
Interfaces with other departments, regions, vendors, agencies, etc. to resolve customer service issues. Follows up with resolution of problems to ensure timely response and customer service.　
Implements and monitors tracking and performance monitoring mechanisms. Provides reports to keep senior managers informed of activities; makes formal presentations to senior management as required.　
Maintains knowledge of all products and services offered in assigned area. Keeps informed of new or changing developments, products, services or ideas which would affect operations.　
Plans, develops, implements and controls assigned organization and budget functions.　
Recommends hires, transfers, terminations, salary adjustments, performance standards and reviews. Approves employee time records, work assignments, vacations, sick pay, etc. Implements and executes employee relations policies, training programs and various other human resources programs and policies
Four-year college degree or equivalent work experience and eight to ten years’ related experience
Thorough knowledge of functions, systems, procedures, various products and/or services supported by the assigned area(s) and applicable Federal and State laws and regulations
Knowledge of all aspects of lending and underwriting practices
Thorough knowledge of applicable credit products, programs, financial analysis and related documentation as applicable
Good organizational, managerial and project management skills
Well-developed customer relations skills
Excellent interpersonal and verbal and written communication skills
Excellent supervisory and management skills
Ability to manage multiple tasks
Well-developed knowledge of banking operations and human resources

Mortgage Underwriting Supv Resume Examples & Samples

One to three years of experience in a leadership role
FHA Direct Endorsement underwriting designation
Advanced understanding of factors affecting real estate values and credit analysis
Proficient computer skills
VA Staff Appraisal Reviewer (SAR) designation preferred

Underwriting & Case Manager Resume Examples & Samples

All tasks associated with underwriting an insurance case, including gathering and assembling the medical and financial file
Reviewing medical files to determine any health issues that may arise in the underwriting process
Negotiating with carrer underwriters and medical doctors
Communication to internal colleagues and external parties as to the timeline and status of cases
Managing all application paperwork and delivery documents
Interface directly with both Sales Associates and In-Force Policy Service professionals
Work directly with point of sale professionals on overall case strategy and implementation
Participate in the development of departmen policies and/or procedures and assit with client specific projects as assigned
Life Insurance Licensed required
Requires a high level of communication, organizational and multi-tasking skills
The ideal candidate has worked in a similar role and has ten years+ of insurance experience and possesses a deep knowledge of the life insurance industry and carrier/product insight
Knowledge of case design is preferred
Experience with an M Financial firm and SmartOffice agent fee management system is preferred
Proficient in Microsoft Outlook, Word, Excel and PowerPoint
Series 6 preferred

Head of Credit & Underwriting Resume Examples & Samples

Evaluating proposed real estate transactions to ensure risks are thoroughly analyzed, understood, mitigated, and within Genworth's risk parameters. Must be solutions-oriented and able to balance the needs of sound credit with business goals
Ensuring due diligence has been properly completed, and deals are appropriately structured, documented, approved, and closed in a timely and efficient manner
Providing leadership and guidance to the underwriting, closing, and special assets teams. Ensuring the teams are knowledgeable of and operate in accordance with Genworth's guidelines and standards
Collaborating with the CRE Loan Portfolio Management team to effectively monitor the CRE portfolio, and proactively address potential credit concerns
Reviewing and discussing watch list and distressed asset exposures with the Head of Commercial Real Estate and Head of Loan Portfolio Management to ensure higher risk positions are being adequately addressed and monitored, and are in compliance with internal and regulatory requirements
Leading and managing projects for the team and department as needed
Collaborating with various teams within Genworth's Investments department as needed
Minimum of 10+ years of commercial real estate credit and underwriting experience; preferably at an insurance company or bank
Superior analytical and problem solving abilities
Excellent verbal and written communication and presentation skills
Ability to function independently, successfully prioritize and manage multiple tasks/projects, and deliver with a sense of urgency in a timely manner
Ability to coordinate, monitor and motivate others to meet goals
Ability to work well with all levels of management and staff
Willingness to travel when necessary
MBA/CFA

National Manager Group Underwriting Rating & Quoting Resume Examples & Samples

Provide oversight and management of all units consisting of Rating Analysts, which includes directing their day-to-day activities; establishing individual, team and department objectives that are aligned with customer expectations; managing performance, and developing team skill sets and competencies
Manage and lead the execution of all activities related to the Rating and Quoting teams. Responsible for ensuring the timely completion of all project related deliverables. This includes all activities related to coordinating meetings, achieving milestones, securing project resources, creating management reports and monitoring budget
Implement and maintain consistent procedures and metrics, increase productivity of team through process and performance improvement management, foster teamwork through leadership, and positively impact broker satisfaction, sales revenue, faster quote turn-around times and rating/quoting accuracy
Build and maintain key partnerships with sales management, Sales Reps, Sales Support management, Brokers, CSD management, Underwriting and other key stakeholders (e.g., Marketing, Product, IT, etc.) to ensure that all Rating, Quoting and Requoting activities are effectively performed and facilitate and improve the sales process, drive sales partnerships with brokers, deliver sales results and assure accurate and financially sound rating practices
Ensures budget control by monitoring expenditures relative to approved budgets and providing management with monthly variance reports. Analyze performance on a monthly basis, report performance to Sales division on a monthly basis, and continually identify and direct initiatives to improve performance
College degree preferred or equivalent managerial experience required
Group insurance experience required
Experience in Customer Service, Call Center, and Data Entry management
Ability to manage remote staff in multiple locations
Demonstrated leadership and managerial skills
Extreme detail and accuracy management skills are critical
Excellent organizational, workflow and presentation skills are a must, as is the ability to deal with individuals at all levels
Exceptional teamwork, negotiation, and change management skills
Knowledge of SalesForce and GI Sales Process preferred
Understanding of fast paced Sales environment, dealing with Brokers, Home Office Departments, Underwriting and Product
Knowledge of the many products, benefits and pricing structures of the Group business

Senior Underwriting Director Resume Examples & Samples

Minimum of 10 Years of Individual Life Underwriting Experience
Experience in hiring, retaining, coaching and developing staff via a culture of real-time performance feedback, with ability to build both technical and leadership skills
Technical underwriting expertise to handle and review large face amount and complex cases in a high volume environment
Understanding of Lincoln’s underwriting policies, guidelines practices and procedures, and has the ability to influence and champion changes to improve processes while maintaining mortality expectations
Strong technical underwriting knowledge of the Lincoln & Swiss Re underwriting manuals, and the internal underwriting Q & A. Exceptional underwriting knowledge in the areas of medical, non-medical & financial underwriting and the ability to apply that knowledge to individual cases
Demonstrates the ability to distill complex medical and financial information and communicate that information in a clear and understandable way to the satisfaction of the end customer
Demonstrates strong understanding of sales themes and concepts of varying levels of complexity
Demonstrates effective communication, negotiation and relationship management skills
Understands documents such as policies, proposals, claims and financial reports
Ability to adapt and customize content and communication style to fit a variety of specific external and internal target audiences such as: senior management, senior distribution partners, brokers, and all levels of employees
Expertise in analyzing and interpreting complex financial documents including profit/loss statements, income statements, and balance sheets
Expertise in estate growth calculations and life expectancy calculations
Ability to provide direction to underwriters on highly complex unique cases
A demonstrated track record of consistently meeting and/or exceeding expectations
Possesses a bias for action and avoids workplace distractions
Drives performance targets to completion

Senior Manager, Underwriting Resume Examples & Samples

Thought leadership and organizational expert with respect to mortality & morbidity risk from an underwriting perspective leveraging in depth awareness of industry and global trends
Leader of a best-in-class underwriting practice that delivers legendary customer experiences within an optimized risk adjudication model (best possible decision in the fastest time with the least amount of information required)
Responsible for driving underwriting policy and practices that incorporate thought leadership and world class innovation
Building a sustainable team of high-performing customer focused experts in risk adjudication

100

Underwriting Data Analyst Resume Examples & Samples

Participate in all underwriting initiatives/projects that require analytics support
Develop risk monitoring reporting to ensure changes to mortality and morbidity underwriting practices will meet expected pricing and profitability targets/
Determine appropriate tools to support analytics and develop processes for best practices in use of data
Leverage data and analytics using a variety of tools and systems to assist management in improving efficiency and effectiveness within the Underwriting process
Through analysis of data, offer recommendations to enhance the underwriting processes and drive experience improvements
Monitor and report on incoming business trends and work with management to define future strategies to stay competitive
Develop and deliver scorecards, forecasts, and analyses to track key performance metrics, including segmented views that highlight areas of opportunity to improve customer centricity, mortality, morbidity, medical costs, decrease wastage and improve cycle times
Leverage Claims reporting data to better understand cases processed and their impact back to the Underwriting process
Develop and implement regular management reports that summarize and measure the effectiveness of the Underwriting team and assist management in providing actionable coaching opportunities and implementing staff training plans
Highly developed negotiation , influence skills and networking skills
Collaboration and team building is essential
Highly developed communication skills: written, verbal and presentation
Results orientation
Ability to think outside the box (providing some degree of creativity/source of innovation is desirable)
Ability to influence others without a direct reporting relationship
SQL Programming - 2008 R2 or newer
Microsoft Visual Studio 2008 or newer - SSIS (SQL Server Integration Services), SSAS(SQL Server Analysis Services), SSRS(SQL Server Reporting Services)
Microsoft Office Suite 2010 or Office 365 - Strong Excel with PowerPivot or other BI Add-ins, VBA and MS Access
Sharepoint – 2013 or newer
R Programming
Qlikview
Also familiar with ETL processes and data modelling

101

Manager, Mortgage Underwriting Resume Examples & Samples

Review applications escalated for mortgage material exceptions and exercise discretionary lending limits as delegated, to approve and decision the same. Ensure the analysis is independent, accurate and thorough and recommendations address issues and exceptions that mitigate the company’s risk and exposure. Provide sound rationale for the underwriting decision
Maintain the quality of the credit portfolio under your jurisdiction to ensure the portfolio performs within the company’s established risk appetite and applicable regulatory requirements. Minimize loan losses by performing sound credit analysis and adjudication
Collaborate and act as a liaison between the various business partners to further success of the risk partnership. Suggest changes to the structuring of transactions to strengthen the company’s position in case of default. Provide advice and guidance to colleagues on credit risk issues
Recommend credit applications above delegated lending limits for approval by the appropriate individual while ensuring sound rationale for the underwriting decision
Ensure applications are processed in a timely and efficient manner to achieve the highest level of performance and service excellence
Drive change, enhance origination and adjudication quality and help build an enhanced risk based culture within the company
Be proactive in helping the lending team as needed, especially during high volumes
Minimum 5+ years of progressive underwriting and adjudication experience within residential mortgage lending environment
Thorough understanding of the financial services industry and in particular, Residential Mortgage Banking
Demonstrated managerial and leadership skills
Demonstrated collaboration expertise with the proven ability to foster positive and productive outcomes to ensure adverse credit decisions are addressed professionally, effectively and efficiently
Strong communication skills required
Highest level of professionalism, self-motivation and sense of urgency with the ability to work successfully with minimal supervision
Ability to multi-task, be flexible and be able to work in a fast paced environment to effectively meet deadlines
University degree in Business or Finance, preferred
Bilingual candidate preferred

102

Global Underwriting & Claims Risk Management Resume Examples & Samples

Provide overall leadership for the company’s global underwriting and claims risk management
Effectively administer and enhance our global infrastructure for managing underwriting and claims risk
Identify emerging gaps in our global underwriting and claims capabilities, and trigger timely responses
Contribute broad thought leadership to the company’s community of underwriters and claims managers
Provide risk management frameworks that help drive successful underwriting simplification and related product innovation
Guide our building of capabilities in the growing intersection of analytics, pricing and traditional underwriting as applied to risk selection - for example, leveraging analytics to increase efficiency and effectiveness of the underwriting selection process
Assess the risks and opportunities inherent in strategic underwriting and claims management initiatives, in collaboration with the business units and regional centers and other members of the global Risk Management team
Collaborate with business unit (and regional) Underwriting and Claims leaders to advance our general underwriting and claims capabilities, and to increase the leveraging of our global capabilities (knowledge or other resources) as appropriate. Lead global cross functional teams to enhance the underwriting and claims risk infrastructure and to develop strategic underwriting and claims management initiatives
Participate and influence as leader of the Underwriting & Claims Risk Committee and provide underwriting and claims management subject matter expertise and key business insight to other members of the Risk Management oversight teams
Keep abreast of competitor and industry actions related to underwriting, medical and claims management practices, as well as broader industry and social trends
Execute and improve on-going processes that form part of the underwriting and claims risk infrastructure
Review and approval of material underwriting initiatives
Regular review of underwriting and claims quality assurance programs and results
Review underwriting and claims self-assessment questionnaires on a timely basis providing feedback to business units, divisions and Underwriting & Claims Risk Committee
Conduct in-depth reviews of Underwriting and Claims Departments
Quarterly retention monitoring and reporting
Monitoring of geographic concentration of life insurance risk by business unit

103

Underwriting Business Analyst Resume Examples & Samples

Drive implementation of process and workflow recommendations, including process redesign
Develops processes, policies and procedures to support new system enhancements or process redesigns and works closely with Policy and Procedures team for updates to the Life Underwriting Guide
Supports the Underwriting department with analysis and requirements gathering for new development and integration projects
Develops project requirements, assigns priorities, establishes deadlines, and tracks problems while ensuring capacity within the underwriting and Technology team is properly assessed
Closely works with Systems Project team for prioritization of system enhancement that directly impacts the Underwriting work flow
Conducts regular department communications to ensure all levels of staff are informed of changes impacting their role & the department
Develops Use cases to assure the quality of the Technology product built to meet requirements of the underwriting workflow
Ability to take initiative and work without constant supervision

104

Underwriting Consult Resume Examples & Samples

Support marketing goals by issuing life insurance coverage on a favorable and timely basis
Support profitability goals by assessing the expected mortality of individual life applicants by analyzing medical, non-medical, and financial information and classifying risk appropriately
Partner with local market sales personnel and other appropriate internal partners to develop and support strategic business plans by serving as an internal and external advocate to meet our growth and profit goals
Bachelor degree or equivalent experience and 6+ years of individual life underwriting experience required
Ability to understand overall individual and company operations and products
Leadership experience or skills are preferred
Ongoing progress towards FALU, FLMI, and CLU designations preferred
If working with variable products, must become an associated person of Princor Financial Services Corporation, which requires fingerprinting, and a full background check

105

Underwriting Counsel Resume Examples & Samples

Research of various state underwriting practices and development of guidelines and search procedures to complement Company’s underwriting standards
Provides guidance to company personnel in the performance of real estate settlement services
Issues underwriting standards and guidelines in accordance with established company processes
Assist underwriting team in addressing coverage issues raised in the underwriting and negotiation process to assist in the successful closing of business opportunities
Remain current on industry claims and coverage issues and communicate issues to underwriting team to ensure complete awareness. Assist, where appropriate, in the determination of underwriting philosophy and appropriate handling based upon the changing legal environment
Assist in agent and internal employee education through webinars and seminars

106

Commercial Bank Risk-underwriting Senior Resume Examples & Samples

Risk Assessment
Identify the key risk factors associated with clients, transactions, and industry sub-sectors across an assigned portfolio
Develop and articulate a dynamic, forward-looking risk assessment of client companies, transactions, competitive threats, and industry and other factors
Lead and/or participate in client due diligence meetings as necessary
Attend client, bank, and other meetings to develop a better understanding of client companies, management teams, and industry sectors
Develop and recommend appropriate credit structures relative to risk assessment
Credit Approval Process
Review and negotiate legal documentation to ensure terms are appropriate and consistent with credit approval
Provide early identification and proactive management of deteriorating credits and other problem situations
Work with bank examiners and internal credit reviewers to validate credit quality and integrity of the credit process
Work closely with PMAs/Credit Assistants to ensure accuracy of credit system data
Independently productive; able to operate at a highly effective level with minimal day-to-day managerial direction
Minimum of VP: 7 years of commercial/investment banking lending experience including extensive credit, structuring, and marketing. Experience working with technology industry clients is preferred

107

Manager Underwriting Resume Examples & Samples

Plan, staff, manage Underwriting department activities including all human resource management functions; determining the mos effective staffing levels, scope of employee responsibility, and ensuring the hiring and development of employees in compliance with Corporate Affirmative Actions guidelines. Develop and maintain an engaged and accountable workforce with focus on continuous process improvement to increase sales & profitability. Develop and maintain a fair and equitable work environment
Establish and implement strategic vision for the department focusing on improved productivity, expenses and relationships with internal and external customers; Establish and implement departmental policies, goals, objectives and procedures
Assures that objectives, standards, policies, and business plans for the underwriting department are established, implemented, reported and monitored
Consults, reviews, authorizes decisions, oversees cases,and/or assumes responsibility for presentations involving very large accounts with Company visibility. Provides for technical assistance and training as necessary
Remains abreast of the competitive insurance environment, new and complex products, and the constantly changing legislation that governs the business
May lead and/or participate in development and implementation of new processes. Serve as a member of various committees, task forces and special projects. May work with external vendors in support of department initiatives
Collaboration and partnership building in both the agency and brokerage space, developing and maintaining relationships with Third party partners and reinsurers, to include conflict resolution, compliance and process improvements
Ability to develop and operate within a budget
Ability to operate a personal computer and utilize various software packages
Ability to persuade, convince, influence and impress others to gain support and the ability to teach or foster development in others
Ability to break down more complex problems into systematic parts for resolution
Ability to influence others and ensure compliance in a fair and equitable work environment
Ability to solve problems and resolve underwriting discrepancies
Possesses business knowledge in insurance industry trends and competitive products, and through contracting arrangements and contract design
5+ years of LTC risk management decision making experience
Experience managing individuals that manage others such as Supervisors or Team Leads

108

VP-financial & Underwriting Risk Management Resume Examples & Samples

Establish visible membership in ALM working groups through clear presence as a key ALM expert in the Risk unit, i.e. ‘second line of defense’, in Transamerica’s multiple-line of risk management defense framework. Use such membership as an avenue to provide written and oral feedback and challenge to first-line ALM proposals covering both variable and general account ALM
Independent second-line assurance regarding research, design, and implementation of risk strategies
Leadership of challenge and advisory responsibilities with respect to Economic Framework and ALM development and evolution; ALM evolution includes continued development of the Variable products hedge programs
Leadership of Periodic Review and Comment on Risk Reporting for ALM Metrics,(including Interest Rate Risk with Duration and Convexity Profile, Equity Risk before and after hedging, Liquidity, Credit Name Limit Exposure, Economic Risk Capital for Investment Risk and Mismatch Risk, etc.) Advise on needed expansion of reporting
Promote compliance with policies relevant to Economic Framework (EF) Methodology and ALM: ERC Limits, Credit Name Limit Policy (CNLP), Liquidity Policy, etc
Establish and maintain relationships with first-line ALM, CIO office, Treasury and Group Risk so that partnership can lead to success with various roles. Engage in regular business and risk discussions through these relationships
Provide oversight for collaboration efforts across functional groups and departments. Oversight of Collaboration with FRM Technical Pool Leader to manage technical pool resources in their contribution to ALM / EF projects
Work across functional areas to identify and recommend potential strategic changes to improve Transamerica's’ business position
Responsible for managing and presenting departmental analysis to management

109

Regional Underwriting Counsel Resume Examples & Samples

Demonstrated practical experience with concepts, practices and procedures of real estate title and settlement process
Strong knowledge of Federal and State regulations related to real estate title insurance and settlement services
Business acumen, strategic ability, ability to develop others and influence change
Admitted to practice in state within region
12-15+ years title underwriting experience with responsibility for managing a major part/key function within business/team

110

Underwriting Counsel Resume Examples & Samples

Must be admitted to practice law in the state of employment and the license must be in good standing
5-7 years title underwriting experience
Must have thorough understanding of real estate law
Strong understanding of fundamental concepts, practices and procedures of real estate title and settlement process
Candidate will be required to obtain a IN Producer’s license
Must be able to travel and work outside of normal business hours

111

Underwriting & Financial Risk Analysis Resume Examples & Samples

Good analytical, insight generation and decision-making skills
Strong knowledge of Microsoft® Office 2010 applications, especially Excel. Knowledge of Access preferred
Understand the importance and sensitivity of regulatory matters
Ability to work independently and manage time efficiently

112

Mortgage Operations Underwriting Support Specialist Resume Examples & Samples

80%: Underwriting Support
Provide specific subject matter expertise to mortgage operations staff regarding underwriting guidelines and product offerings
Using comprehensive knowledge of BMO Harris product offering, provide recommendations to mortgage operations staff for products that meet the needs of the prospective customer
Contribute to monthly underwriting newsletters
Routine review of line work (re-underwriting of current pipeline loans and/or files reviewed by QC with multiple errors) to determine root cause of error(s) and provide coaching for related underwriter/manager to eliminate error(s). Report trending to senior management to address in training and communications
Bachelors Degree in business, preferred
General knowledge of financial services industry required
10 years of previous mortgage underwriting experience required
Proven experience in interfacing with internal and external auditors and examiners
Excellent knowledge of BMO Harris product offerings
Previous project management experience is a plus
Basic knowledge of pricing and secondary
FHA/VA experience is required
Intermediate knowledge of Excel, Word and PowerPoint required
Skills
Strong relationship building skills
Excellent analytical skills and ability to resolve routine issues independently
Ability to identify/manage potential risk
Detail-oriented; high concern for quality and customer satisfaction
Communicates clearly, effectively and professionally and possesses dynamic presentation skills
Possesses solid project management skills and effectively manages time and resources to meet deadlines in a fast-paced, dynamic environment
This position requires Credit Qualification. The incumbent must possess an In-depth level of Credit knowledge and skills and a Working level of Portfolio Management knowledge and skills according to the standards established within the Credit Qualification Process Policies & Procedures

113

VP, Senior Underwriting Resume Examples & Samples

High level of title insurance and real estate knowledge is needed along with knowledge of the basic technology tools utilized in the corporate underwriting department and claims department
Demonstrated advanced practical experience with concepts, practices and procedures of real estate title and settlement process
Excellent leadership skills, leading by example, driving employee commitment through actions
High level of business acumen, strategic ability, ability to develop others and influence change
Exercises high degree of confidence, sound judgment and decision making
Strong organizational skills with the ability to multi task, prioritize and work under pressure
Ability to build relationships and create rapport
Requires abstract thinking and creative solutions
Ability to ‘think outside the box’ and make unique yet sound decisions to resolve complex issues
Law Degree
10+ years title underwriting experience in combination with significant commercial real estate or other relative legal practice experience
Admitted to practice
Licensed to practice law, in good standing

114

Data & Database Analyst, E&I Underwriting Resume Examples & Samples

Work with leadership to develop and implement data standardization and governance
Develop and maintain SQL database architecture (tables, views, stored procedures, functions)
Create and maintain SSIS, VBScript, SSRS, and VBA solutions and underlying data needs
Troubleshooting issues related to SQL environment, design and implement solutions
Manage, integrate, problem solve, and analyze complex, disparate data sets
Modify data to capture new metrics
Act as a subject matter expert for others
Ability to determine root cause, provide recommended solutions and implement changes for processing failures in SQL and VBA
3+ years of experience performing significant data design, data analysis and standardized structure in SQL
3+ years of experience with VBA
BA / BS in IT, MIS, Finance, Accounting, Statistics, Mathematics, Computer Science or related field or equivalent experience
Advanced skill level with MS Excel and Access
3+ years of SQL Server Management Studio and SSIS

115

Associate Senior Underwriting Counsel Resume Examples & Samples

Respond to inquiries from senior underwriting and regional counsel, direct operations, independent agents, and customers (including attorneys and lending institutions, such as banks, savings and loans, and mortgage bankers, etc.) relating to underwriting issues
Analyze transactions and provide guidance for resolving title problems
Review and approve high liability, extra-hazardous risk and reinsurance submissions
Draft commitment requirements, policy exceptions and affirmative insurance
Assist in developing, formulating and implementing company policies and guidelines relating to title insurance underwriting and related matters
Participate in the development of new products, policies, endorsements and forms
Develop and maintain a working knowledge of Stewart’s underwriting standards
Assist, as requested, national claims counsel and claims representatives in the initial review of and formulation of underwriting strategy regarding claims resolution
Prepare and participate in educational programs sponsored by Stewart Legal Services and/or other programs
Maintain current knowledge of applicable regulatory issues

116

Group Medical Underwriting Administration Resume Examples & Samples

Produce letters to members, policyholders and internal business partners
Manage returned mail
Responds and/or redirects customer inquiries
Supports underwriting practices with data entry tasks
Run and manage monthly follow/pending reports
Completes general administration tasks
0 to 1 year work experience required
LI-MH1

117

HM Hmda Compliance Underwriting Resume Examples & Samples

Ensure recommendations made on mortgage loans meet regulations
Investigate recommendations that do not meet guidelines and recommend alternatives
Assist underwriting managers with coaching and training needs for colleagues learning or having difficulty making appropriate recommendations
Analyze compliance procedures and evaluate all potential defects and offer recommendations to correct any issues
Provide exceptional customer service in all written and verbal communications to both internal and external customers
Meet or exceed productivity levels established by Management
3-5 years mortgage underwriting experience
Extensive Knowledge of legal, compliance, regulatory and mortgage investor requirements
Strong Inter-personal skills and ability to communicate effectively at all levels
Ability to work independently, prioritize and multi-task
Strong problem solving skills, especially in a collaborative team based environment
Working knowledge of Microsoft office, word, and excel
BA/BS degree preferred or equivalent experience in underwriting/mortgage banking preferred
Direct Endorsement Certification preferred
5 or more years underwriting conventional and government loans required
Experience using Automated Underwriting Systems
Self-directed with excellent time management skills
Experienced as Delegated Underwriter with all approved MI companies
Demonstrated ability to analyze and evaluate complex income documentation
Desire to work in a production environment
Advanced proficiency in Word and Excel
VA LAPP approval preferred

118

Manager, Underwriting Analytics Resume Examples & Samples

Leadership – Provide direction to the Underwriting analysts; promoting the active sharing of best practices, providing guidance on key projects, and ensuring activities are aligned with profit center priorities
Regularly interface with Underwriting, IT, COE and Product leaders to ensure Group is optimizing the value of activities
Market/Product Evaluation – Use both primary and secondary research/market information to gain insights into all products and market segments. Primary information includes established results reports and interaction with management within home office. Effective use of secondary sources of raw data requires an understanding of the business processes and where dormant information may be converted to actionable insights
Reporting and Analytics – Build, maintain and enhance an effective reporting portfolio which provides insight and understanding to varying key performance indicators relating to performance. Collaborate with Underwriting, Sales, IT, the COE, Product and Finance areas to produce analyses at required frequencies. Analyze performance data and identify opportunities for improvement. Lead efforts to develop new reports and data insights for leaders
Build positive relationships with the Product area, Sales Division Management, IT, the COE, Underwriting and the Operations team to better understand and manage key business drivers and more effectively implement agreed upon actions
Knowledge Management - Provide insights regarding results to a centralized knowledge management area as needed. Promote effective use of information within their segment, utilizing new information to augment segment specific strategies. Influence how this information is rolled out as far as system tools and training
Acts as a business leader with the ability to make appropriate decision independently based on objectives and experience
Demonstrates the ability to build strong partnerships throughout the organization both within home office, key partners, and IT
Strong organizational, communication and interpersonal skills. Must be a competent and persuasive communicator and have the ability to be an assertive influencer. Gaining credibility, support and involvement of key internal constituents
Ability to turn strategic thinking into genuine action, and have a strong sense of urgency to ensure key deadlines are met. Ability to prioritize a multiplicity of demands from a variety of constituents
Ability to collect and organize data, conduct analysis and report on and apply results. This includes but is not limited to analyzing data and research to help identity Guardian gaps and opportunities and develop initiatives to address them
Utilizes and leads others to leverage data sources to better understand trends, local market influences, the competitive environment, and the Guardian strategic plan
Follows through on commitments; holds self and others accountable for achieving required outcomes; provides appropriate leadership to foster accountability and ownership by others
Tableau, Microsoft Office suite, Business Objects, Data Warehousing, and system tool experience
Analytical and financial expertise – a deep Underwriting and group experience base is a requirement
Strong knowledge of the employee benefits industry including basic understanding of products, but with deep knowledge of the distribution channel process and Underwriting practices
Advanced experience in Underwriting and management metrics and reporting for the Group insurance industry and the Life, Disability and Dental lines in particular
Minimum of 3 years’ experience developing responsive, complex, multi-part reporting using Tableau, Microsoft EXCEL, Microsoft Access or other comparable tools
Demonstrated understanding of database development and multiple software environments
Proven expertise in financial modeling, data analysis and reporting – in-depth quantitative and analytical skills
An undergraduate degree in actuarial science, mathematics, statistics, risk management, finance or related field or equivalent work experience. MBA preferred. Industry certifications a plus
10 or more year’s insurance experience desired
5 years’ experience and deep understanding of at least one of the core skill sets (financial analysis, pricing, market segmentation, market plan development, consulting)
Strong math, analytical, and communication skills
Strong foundation in complex financial modeling and analysis, exceptional computational spreadsheet skills
Willingness to embrace change and participate in a broad array of activities, work in a team environment, and build effective relationships to maximize performance
Proficiency with Tableau, Microsoft Office (particularly Access and Excel) desired

119

Group Underwriting Best Practice Analyst Resume Examples & Samples

Research and document Underwriting policies, practices & guidelines
Make appropriate recommendations to modify SLF Underwriting policies, practices and guidelines as required to adapt to changes in the industry, financial trends or changes within SLF in underwriting or other related departments
Develop communication and documentation material in collaboration with management and trainers to ensure all staff are aware, understand and apply Best Practices
Project work, either specifically within underwriting or as part of cross-functional Group Benefits teams to provide Underwriting input
Conduct monthly quality reviews
Prepare Quotes and Renewals on specific assignments for clients across Canada with variable complexity, to support regional offices during peak periods
LI-SC1

120

Area Underwriting Counsel Resume Examples & Samples

Admitted to practice law in the state of Minnesota
Excellent understanding of concepts, practices and procedures of real estate titles and closing
Has the knowledge and specialized expertise for making recommendations to, and in collaboration with, senior management and legal
Ability to lead others in effectively implementing programs and projects
Ability to diagnose and analyze problems, identify and drive appropriate solutions and, achieve desired results

121

Director, WHS Underwriting Operations Resume Examples & Samples

Direct a team of managers and professional underwriters who conduct the full range of underwriting and risk assessments required. This includes providing referral support (ie. Second signs) and mentoring of underwriting staff
Build strong partnerships with the sales force. This includes effective day to day interactions, dealing with escalated cases and making field visits and presentations
Help set measures and act on standards for quality, speed and cost effectiveness
Act as a key strategic advisor to the AVP and work together with the AVP and the other Directors on the team to recommend resources (budget, time and technology) and develop opportunities to fully utilize team strengths and talents
Ensure first-line managers are held accountable for managing people, deploying and re-deploying resources (including managerial time, people, budget and technology) among teams to achieve business objectives
Make sure teams are staffed appropriately with the right number and skill set of underwriters by working with planning and forecasting tools available. Accountable for the quality and quantity of work done
Ensure service standards are met, quality measures are achieved and staff engagement is high
Conduct visits with external sales force partners and coach and mentor underwriting managers to conduct visits
Lead operational analysis of business results, identification of business trends and opportunities and make recommendations
Plan, lead and execute key initiatives and special projects such as the Brighter Way Management Systems and e-app initiatives
Provide input to Development and Governance on underwriting guidelines and practices to ensure they can be implemented
Work with the Director of New Business to develop and support best practices and efficient movement of the work
Provide input into budget plan and accountable for executing the plan
Underwriting Skill Set
Ability to work on large or escalated cases by providing expertise to managers and consultants on complex situations. Provide feedback and coaching to these individuals to help them resolve difficult situations
Review audits with the managers and underwriters, develop coaching plans to promote underwriters through their career path
Has 10 years of experience leading in an underwriting operation
FALU / FLMI designation or actively working towards

122

Credit Underwriting Spvr-broker Resume Examples & Samples

Bachelor's degree or equivalent work experience, plus 5-7 years related work experience
Advanced knowledge of business unit, business technology applications and company products required
Must have excellent planning/organizational, problem-solving, analytical, presentation, listening and oral/written communication skills, as well as general math skills, preferably with basic skills related to graphs, symbols, equations, etc
Advanced computer skills and knowledge of business unit applications required

123

Credit Underwriting Spvr Resume Examples & Samples

Bachelor's degree or equivalent work experience, plus 5-7 years related work experience
Advanced knowledge of business unit, business technology applications and company products required
Must have excellent planning/organizational, problem-solving, analytical, presentation, listening and oral/written communication skills, as well as general math skills, preferably with basic skills related to graphs, symbols, equations, etc
Excellent leadership skills required, along with excellent time management and decision-making skills
Advanced computer skills and knowledge of business unit applications required
Must be able to maintain a high degree of accuracy while being detail oriented

124

Underwriting Ops Specialist Resume Examples & Samples

Create and maintain loan files
Distribute loan files to the Underwriting Department
Pull and reconcile team reports
Process incoming customer faxes
Distribute customer documents to the Underwriting Department

125

Credit Underwriting Team Lead Resume Examples & Samples

Provide support to the underwriting manager in managing work flow, reviewing underwriting pipeline reports, and handling escalations
Assist in mentoring and auditing other team members
Perform daily pipeline routines to ensure loans are reviewed within business service level agreements
Maintain quality and production standards for the team as defined by business
Underwrite highly complicated transactions as needed and maintain lending authority
Analyze escalated situations and provide resolution
Communicate new policies and procedures to the team and implement workflow
Actively cooperate and interact with all entities of Citigroup
Review and analyze procedures for more efficient and cost effective ways of handling the workflow
Participate in special projects as required
Excellent leadership, communication, analytical, decision-making, and computer skills required
Ability to handle escalations as required
Ability to professionally provide constructive feedback to other team members
High school diploma, degree preferred
A minimum of 10 years of experience in processing, closing, or underwriting
Knowledge and experience reviewing mortgage applications according to the US mortgage regulations
A minimum of 10 years of experience underwriting agency, non-agency, Mortgage Insurance loans and appraisals preferred
Experience and knowledge of FNMA, FHLMC, and Private Mortgage insurance property and credit underwriting guidelines preferred
Strong understanding of complicated transactions and tax return analysis preferred
Experience effectively and independently making credit decisions and providing underwriting support to other business functions preferred

126

Underwriting Director Resume Examples & Samples

Represents Lincoln at industry/meetings, acquires underwriting intelligence, shares information internally
10+ Years of experience underwriting individual Life Insurance products that directly aligns with specific responsibilities for this position required
A demonstrated track record of working with minimal supervision, being a self-starter and working with others in a team environment
A demonstrated track record of consistently meeting and/or exceeding performance expectations
Demonstrate strong implementation skills, problem solving and analytical skills
Possesses a bias for action and avoids workplace distractions
Drives performance targets to completion

127

Business Systems Analyst, Underwriting Resume Examples & Samples

In collaboration with KPIT and business clients, maintain information applications to meet business requirements. Design and execute analytic approaches. Interpret and synthesize findings into actionable recommendations. Define and frame projects and develop the goals, direction, methodology and work plan. Manage and mentor less-experienced analysts with design and development of analytic approaches. Analyses, reports and consultation highlight opportunities and promoting best practices. Ensure integration with other business applications, and consistency with established data/information standards. Work collaboratively with operations and KPIT staff to implement workflow or system improvements necessary to meet business information needs and user requirements. Apply business area and system knowledge to research and remediate system problems. Develop and maintain system documentation including but not limited to business specifications, process flows and desk procedures. Coordinate/conduct user acceptance testing, to ensure application meets business requirements and supports efficient workflow. Develop user documentation and related materials. Assist with user support and training as needed. Participate in periodic review to identify application improvements needed to support evolving business needs. Serve as a department lead coordinating work flow and delegation of functions in order to get work completed. Provide consultation and serve as a subject matter expert to other BSA's
Following specifications, develop or enhance applications that combine data from existing sources, tailored to specific user groups and business needs. Develop system documentation. Ensure consistency with established data and application standards. Provide project management for the development of business information systems, ensuring desired outcomes are met on schedule and within budget
Information analyst duties, e.g. conduct analysis and make recommendations to business unit based on findings of analysis
Minimum four (4) years of relevant analytical/business system support experience
Minimum one (1) year of experience with current software, listed above
Specific and broad knowledge of KPNW operations and relevant business systems and data sources such as KP HealthConnect Hyperspace and Clarity

128

Manager, Underwriting Resume Examples & Samples

Manage day to day work assignments - Make adjustments as required and monitor the tracking, metrics, analysis of work so resources are used efficiently. It include the analysis of work so daily turn around time, inventory and cycle time are managed to goals
Leadership - Coach and mentor staff to maximize potential and place them in appropriate work assignments. Also the day to day management of resources including time off and other for appropriate staffing levels. Handling of regular performance feedback, mid year and annual reviews
Teamwork - Works well with others on the management team, establish strong relationships with other internal areas such as (but not limited to) Simplified Issue and Agent Care
Works closely with Claims to ensure contestable claims are handled in a timely fashion and trends are tracked for possible action
Works closely with vendors as a single point of contact and to ensure service goals are met
Works with Compliance and Legal to ensure we are following guidelines and serves as a single point of contact for underwriting across the enterprise

129

Underwriting Coordinator Resume Examples & Samples

Proficiently process requests for proposals (RFP's) while maintaining 98% or better accuracy with a maximum two business day turnaround time
Develop positive relationships with internal and external customers
Act as a positive team member by communicating effectively and professionally
Ability to learn quickly and process efficiently
1+ year of Customer Service experience within a Professional business environment
Current proficiency with Microsoft Word
Current proficiency with Microsoft Excel (pivot table and formulas)
Alpha-Numeric and 10-Key Data Entry experience
Healthcare Industry experience
Microsoft Office Suites 2010 version experience

130

CCB Risk-business Banking Underwriting Resume Examples & Samples

Coordinate process testing with policy, procedure, process heat maps, and risk and control documentation to ensure continuity, consistency, and relevance
Test key attributes within the over $500,000 Risk Underwriting Level which includes Judgmentally Graded Business Credits
Recommend areas of opportunity to lower processes residual risk
Assist with action plan resolutions
Assist with preparation for internal and external reviews, audits, and examinations
Coordinate projects and process improvements
Determine impact of new state and government regulations/laws and incorporate policies/procedures along with helping to implement required changes due to these new processes
Other tasks and assignments as needed
5 plus years experience in Credit, Audit, Compliance or Risk Management, including experience in a leadership capacity
Knowledge of risk and control assessment process
Demonstrated ability to collaborate cross-functionally to achieve measurable results
Skills & experience to manage targeted portfolios ( e.g. formal credit training, treasury product knowledge, problem loan experience)
Project and Change Management experience preferred
Strong analytical skills and the ability to analyze large sets of data preferred
Familiarity with key Financial Institution regulations preferred
Bachelor's Degree required with a focus in Accounting, Finance, Business or Economics preferred
MBA or professional certification preferred

131

CCB Risk-business Banking Underwriting Resume Examples & Samples

Leadership role in Risk to partner with Business Controls Office, Legal, Compliance, and Audit to ensure Credit related compliance with all regulations and policies applicable to Business Banking
Help define key risks and controls used by Credit Risk and functional units
Lead risk and control assessments and deliver organized results. Prioritize recurring and targeted reviews of high risk/ high exposure business transactions
Define and conduct control testing activities. Use random sampling techniques to evaluate those transactions for residual risk
Drive mapping /identifying gaps in controls and develop and coordinate execution of a plan to address control gaps
Provide error reporting and work with the functional groups on action plans to reduce future residual risk
Track and escalate delays in key corrective action plans
Ensure action plans are completed and re-test for gaps on newly established controls
Collaborate with other JPMC LOB's and functional areas on firm-wide Regulatory assessments and exams related to Risk
Assist with the development of key control metrics for Risk Underwriting
Coordinate management reporting, including metrics of the KRIs
Partner on various risk mitigation projects
Develop and deliver training sessions / programs as needed
10 plus years experience in Credit, Audit, Compliance or Risk Management, including experience in a leadership capacity

132

Assistant Manager, Underwriting Resume Examples & Samples

Manages the efforts of direct & indirect reports, & collaborates w/, provides guidance to & influences employees, clients & matrix partners in extremely complex organization(s)
Effectively leverages KP's Manager Coaching Program to support team development & sales excellence
For Assistant Managers in the ROCs: Generally, multiple lines of business will be managed
For Assistant Managers in National Accounts: Generally, work will be conducted across regions & may include a higher proportion of direct customer interaction
Plans & establishes a course of action for team or unit; establishes priorities to accomplish goals, allocate resources & track results
Monitors & evaluates moderately complex plans; focuses on results & measuring attainment of outcomes
Ensures that effective controls are developed & maintained to ensure the integrity of production outcomes for the team. Takes corrective action as appropriate
Uses efficient & cost effective approaches to integrate moderately complex processes & technology into the workplace & improve program effectiveness
Supervises tracking & administering investment funds for their business unit
Achieves revenue, membership & margin targets for area of responsibility
Builds tactical relationships w/ internal & external partners
Five (5) years of experience in underwriting, marketplace evaluations, and/or financial analysis

133

Associate Regional VP-mortgage Underwriting Resume Examples & Samples

Work with the Regional Vice President to provide guidance to Underwriters & Transaction Managers specializing in large complex jumbo mortgage transactions for high net worth clients
Assist the Regional Vice President in managing and evaluating their team
Monitor team performance from a production and quality perspective to uphold the Firm’s requirements and core values
Proficient with Regulatory Changes, FNMA and Nonconforming Loans
Expert experience underwriting jumbo loans in the high net worth, Private
Must have knowledge of Windows and its relation PC Applications
Proven ability to speak effectively in front of Sr. Management, Private Bankers, Financial Advisors, employees and others are required

134

Underwriting Counsel Resume Examples & Samples

3+ years title underwriting experience or equivalent transactional or litigation experience
Must have a thorough understanding of real estate law
Great understanding of underwriting real estate transactions for the issuance of title insurance policies
Strong knowledge of fundamental concepts, practices and procedures of real estate title and settlement process
Good organizational skills with the ability to multi-task, prioritize and follow up in a timely manner
Ability to provide creative solutions, utilizing abstract thinking
Candidate may be required to obtain specific state licensing

135

VP & Medical Director, Underwriting Resume Examples & Samples

Consult with and train underwriters on the specifics of medical disorders on a case by case basis
Interpret ECGs and stress tests, review and assess laboratory tests and other requirements from an Insurance Medicine perspective
Research and conduct formal training seminars for underwriters and external audiences on medical topics
Research changing medical survival trends and provide input into underwriting guidelines for the in-house underwriting manual
Physician, board certified, with a minimum of three years experience in a primary care specialty such as Family Practice or Internal Medicine preferred
Insurance Medicine experience preferred
Current medical license in good standing and appropriate continuing education credits as needed per year required
Strong knowledge of general medicine, cardiology, oncology and geriatric medicine
Superior teaching skills
Experience in internet research identifying relevant medical articles and ability to summarize medical record information
Highly effective communicator with ability to clearly and concisely articulate ideas both verbally and in writing
Proven ability to work collaboratively with other physicians and managers
A leader who has successfully led work and project teams
Position is located in Plymouth, Minnesota
Remote work considered for applicant with Insurance Medicine experience

136

Client Underwriting Business Control Manager Resume Examples & Samples

Continued build out of the strategic framework for CVL Underwriting Business Control to drive a strong, proactive risk management environment
Strengthen and execute a proactive process-related assessment environment and improve self-inspection routines
Achieve control objectives by partnering with Legal, Risk, Compliance, Credit Risk and FLU to ensure that control requirements and opportunities are addressed
Develop new and strengthen existing management routines to drive accountability for process execution and control environment
5+ years in a senior risk management or control-related role (non-technology)
3+ years of demonstrated strategic thinking and analytical skills with the ability to develop and execute tactical plans (end-to-end responsibilities)
Demonstrated experience identifying and escalating risks and leading mitigations efforts
Exhibit strong leadership, relationship management and interpersonal skills
Proven communication skills (written and verbal)
Ability to influence across all levels and partners (including senior leadership, Legal, Risk and Compliance)
Robust understanding of control functions including regulations, assessments, standards, procedures
Ability to multi-task in a matrixed environment and to prioritize multiple projects
Critical thinking and analytical skills
High level understanding of key underwriting and/or funding regulations and processes
Consumer Banking, Consumer Vehicle Lending or Business Control related experience

137

Director Credit Underwriting Resume Examples & Samples

Bachelor’s degree in business, finance or accounting desired
Five (5) year related credit experience and/or training required, or combination of education and experience
Two (2) Years of supervisor or management experience beneficial
Significant experience with Fiserv/ITI software Required
Experience with loan applications (i.e. LaserPro, ITI, etc.) preferred
Strong understanding of collateral and loan documentation and application of credit analysis techniques
Strong interpersonal skills including the ability to write letters, reports and other correspondence,
Ability to speak effectively with customers and lenders
Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form

138

Analyst, Underwriting Resume Examples & Samples

Participate in formal and informal training programs to include, but not limited to, FHA underwriting and processing concepts, mortgage credit analysis, commercial appraisal review, and physical capital needs and environmental site assessments
Provide support to the underwriting team during loan application processing, assist with underwriting/closing timelines, and make client introductions
Work closely with closing team to complete any outstanding due diligence required to successfully close loans
Create and foster relationships with HUD personnel and third party consultants
Review appraisal, physical needs, architectural/cost, market study, environmental and any other relevant third party reports for accuracy and compliance with JLL and HUD requirements
Complete various sections of the loan sizing model, including but not limited to HUD underwriting forms 92013, 92264, 92264a, 92329, FHA input data sheets and statement of sources and uses
Property Description
Submarket
Capital Needs
Environmental
Appraisal
Market Study, if applicable
Architectural/Cost Review, if applicable
Waiver Form, if applicable
Review all documentation received from client for completeness and accuracy, report any issue of concern to underwriter and team
Prepare and submit application materials to respective HUD office
Competency of Microsoft Office Suite (Word, Excel, Outlook)
Excellent interpersonal, communication, problem-solving and organizational skills
Strong time management skills with ability to operate under demanding deadlines

139

Government Underwriting Resume Examples & Samples

Three+ years of experience underwriting mortgage loans. Examples include AUS Agency, Agency Manual, Non-Conforming Portfolio Products, VA and FHA
For FHA lending, must meet HUD requirements as outlined in HUD handbook 4000.1
Strong capacity to address credit related issues and points of risk to ensure underwriting meets quality assurance and investor standards
Ability to perform a comprehensive validation review of credit, income, assets, compliance, policy or program requirements, based on automated or manual underwriting results
Demonstrated and sustained adherence to all regulatory and compliance requirements
Proven effective communication skills, with the ability to negotiate and work effectively in a collaborative environment
Proficiency in Automated Underwriting Systems (AUS)
Medical, Dental, and Vision Plans
Retirement Plan – 401k with matching
Disability insurance
Time away from work – vacations and holidays
Professional development - SunTrust University, an in-house career growth and employee development program
Tuition Assistance - financial help for going back to school

140

Analyst, Underwriting Resume Examples & Samples

Support senior management in internal reporting on platform performance and activities
Research and analyze target industries
Support all aspects of due diligence and underwriting
Assist in corporate and asset level valuations
Structure/Build detailed financial models to support both investment decisions and asset management activities. These modeling activities include creating financial statements and complex ROI, NPV and IRR calculations
Participate in meetings with management teams, M&A intermediaries and financing sources
Assist in the pricing of transactions
Author sections of pitch materials and investment committee memorandums (ICMs) for senior management and investors
Provide support to asset management initiatives of existing investments including but not limited to financial analysis, executing business plans and other ad hoc strategic projects
Build ad-hoc analysis and prepare high-level research as needed
Ability to thrive in a fast-paced, rapidly changing work environment
1-3 years of experience in an investment banking or private equity firm required
Transaction and acquisition experience preferred
Proficiency in Word, Outlook, and PowerPoint (Microsoft Office Suite 2003/2007)

141

Associate Underwriting Counsel Resume Examples & Samples

Law Degree required and License to practice law must be in good standing
General knowledge of Federal and State regulations related to real estate title insurance and settlement services
Ability to collaborate and act decisively
Excellent listening, verbal and written communication skills

142

Manager Underwriting Advisory Resume Examples & Samples

Structure deals to help win new business by finding the optimal combination of risk management, spending needs, and required documentation
Own Underwriting requests end-to-end where client situation is complex (i.e. parent/sub structure, legal entity issue, complex terms and conditions)
Review counter-offers and limit reductions before customer is notified and provide options to clients and sales/account development
Lead credit capacity discussion with Clients in face to face and via phone to support client managers with sales conversations from a financial / credit perspective including decisioning communication
Manage the relationship between Middle Market sales and Account Development and Underwriting, RIM, Credit, and Banking partners
Identify areas of opportunity to improve the Underwriting experience for our managed clients
Experience in commercial underwriting for mid size companies
Ability to directly interface with customers to outline options and requirements to support spending capacity
Strong communication and influencing skills at all levels
Exceptional relationship building skills
Strong customer orientation while ensuring sound credit decision making
Self motivator who takes initiative, learns and follows through
Excellent strategic thinking and analytical skills
Demonstrated strengths in organization and attention to detail
Desire to be a part of a fast-paced and growing organization
Positive attitude and commitment to success
Base level comfort with Word, Excel, and PowerPoint
College degree required with preference in Finance or Accounting
Min 2 years relative sales or client management experience
Min 2 years relevant full-time experience in credit or underwriting
Comfortable with 10% travel

143

Senior Underwriting Counsel Resume Examples & Samples

Utilize underwriting standards and guidelines within delegated authority limits, to underwrite the issuance of title insurance
Guide company personnel and agents in the performance of real estate settlement services
Issues underwriting standards, and guidelines and advisories in accordance with established company processes

144

Underwriting Team Lead Manager Resume Examples & Samples

Leads and manages staff to ensure the proper review and structure of loan proposals that meet the customers' or prospects' needs while conforming to bank and regulatory requirements
Analyzes pertinent financial and credit data to make a final credit decision (approval or declination) within their signing authority. Recommends to higher level of authority if appropriate
Interacts with line units, Business Credit Operations (BCO), business partners and vendors to assure the process and communication are done in an efficient manner
Works in conjunction with BCO to ensure appropriate portfolio management practices are coordinated with underwriters and line relationship managers
Ensures that Service Level Agreements (SLAs) are met for credit decisions, telephone, and e-mail responses staff
Analyzes portfolio performance and trends. Makes recommendations and/or implement changes (when applicable) to meet the Bank's credit quality objectives
Assists in identifying and managing troubled assets and potential troubled assets in assigned area
Bachelor’s Degree in Business Admin or related degree required
Master’s/Advanced Degree preferred
8+ years in underwriting experience
3+ years of supervisory or managerial experience
Thorough knowledge of lending policies, procedures and related regulations
Effective negotiation skills, planning and organizational skills
Intermediate knowledge of word processing (Word) and spreadsheet (Excel) software

145

Underwriting Coordinator, Rockville Resume Examples & Samples

Establishes effective business relationships with underwriters by preparing customer cases prior to underwriting and finalizing customer cases following underwriting
Processes renewals including Prep, NPS, renewal packet, case review document
Hands off to Underwriting team as complete file ready to be underwritten
Captures case specific information and records in various tracking systems, including SalesConnect, National Pricing System, and other departmental databases, as applicable
Follows business processes and policies to ensure cases are ready for underwriting
Reviews rate quote request and census information for accuracy
Reviews case submission for completeness and documents missing information for underwriters
Creates case file
Prepares for case review including generating ad hoc reports
Underwrites simple cases with no required judgment with QA by underwriter
Ensures departmental record retention policy is followed by purging files and sending files offsite for storage as required
Supports department by performing administrative duties, as applicable
Schedules meetings with multiple participants
Schedules travel arrangements for departmental staff
Submits expense reports for department staff
Processes all departmental invoices through accounts payable and ensures invoices are coded accurately for budget purposes
Manages all activities around ordering and tracking office supplies
One (1) year of experience performing analysis work preferred
Previous experience performing clerical duties in health care or insurance industry preferred
Previous experience coordinating activities related to underwriting processes, health care products, and contracts preferred
Bachelor's degree in business administration, health care administration, mathematics, or statistics preferred

146

Manager, Underwriting Resume Examples & Samples

Managing a competent and motivated staff of underwriters
Training and development team
Monitoring performance and providing overall guidance
Oversee the underwriting of complex accounts and resolve issues
Bachelor's degree or sufficient experience
5+ years of experience with healthcare underwriting for any variety of products including PPO, HMO, self-funded, ASO/fully-insured, group or individual
Superior oral and written communication skills as evidenced by collaborative partnerships with cross functional teams internally and with Clients
Intermediate level of proficiency with MS Word, Excel and PowerPoint
Negotiations experience
Excellent organizational, analytical, planning, negotiation, decision making, and project management skills
Leadership experience and the ability to supervise staff and projects

147

National Agency Commercial Underwriting Counsel Resume Examples & Samples

Must have JD Degree
Admitted to practice law, with license in good standing
6+ years’ experience in title underwriting
Recent emphasis on commercial underwriting
Prior responsibility for managing key functions within business/team
Commercial RE Law experience is required
Demonstrated practical experience with concepts, practices and procedures of commercial real estate title and settlement process
Exercises confidence, sound judgment and decision making
Excellent interpersonal and coaching skills
Ability to diagnose and analyze problems, identifies and drives appropriate solutions, and achieve desired results
Strong organizational skills with the ability to multi-task, prioritize and work under pressure
Requires abstract thinking and creative solutions

148

Supervisor Underwriting Support Resume Examples & Samples

Develops and maintains current knowledge of assigned business areas, environments, and strategies, as well as Mutual of Omaha practices and the insurance industry as well as application of Operational Excellence fundamentals and management of projects that support the Corporate Strategy
Researches, analyzes, and evaluates new and emerging business systems technologies, practices, and methodologies
Oversees work performed by the Medicare Supplement Leads and Underwriters
Assures that expenditures are within budget and appropriately authorized
Assures that objectives, standards, policies, business plans for the department are implemented, reported and monitored
Assures that employees are selected, developed, trained and managed in accordance with Company procedures
Assures that work is monitored for quantity and quality, and that work improvements in performance and productivity are identified and implemented on a continuous basis
Develop and maintain an engaged and accountable workforce
Develop and maintain a fair and equitable working environment
Assures effective Resource Capacity Planning by allocating resources to the highest value initiatives to include management of flexible staff during periods of diverse volume experience
Knowledge of implementation of processes and redesign of supporting business processes, which may include software implementation processes and process re-engineering
Expertise with PC based office tools, such as Microsoft Office, Excel, and Lotus Notes
Experience with statistical, and data analysis and interpretative skills
Experience with creating, monitoring, and reporting metrics
Excellent oral and written communication, human relations, negotiation, and presentation skills
Demonstrated ability to guide and train others, and to provide excellent customer service
Ability to work in a team oriented and fast paced environment
Strong presentation, communication and facilitation skills
Proven ability to influence change and new concepts
Ability to teach and foster development in others
Ability to understand technical applications
Build relationships through maintaining networks of contacts who are useful in achieving business results
Ability to adapt and work effectively with a variety of situations, individuals or groups
Ability to lead in fair, equitable, and positive fashion
3+ years experience leading a work group and/or direct supervision of a team
5+ years experience with the insurance and/or financial services industry to include Medicare Supplement Underwriting
Experience problem solving technical solutions to meet business needs
Experience leading and developing others
Bachelor and/or Masters degree in related field

149

Underwriting / Trading Assistant Resume Examples & Samples

Tracks and confirms transactions to ensure accuracy
Advises others in resolving complex problems and issues
Maintains and updates underwriting files
Performs administrative tasks, including faxing, filing and copying
Serves as liaison between the underwriting desk and sales personnel
Maintains currency in organizational and industry current events and best practices
Plans, organizes and maintains effective and efficient workflow
Accesses, interprets and applies market and client information; prioritizes flow of information; and communicates to appropriate personnel
Initiates communication to support underwriting, sales and/or trading activities
Executes trades, as required
Assists in compliance review process
Commonly used securities industry practices and procedures
Concepts, principles and practices of securities underwriting/trading/sales
Procedures for processing trades
Market levels, including accuracy of bids and offerings
Responding professionally to inquiries and researching and resolving problems in a timely manner
Performing qualitative and quantitative data analysis
Analyzing problems and developing creative solutions
Attending to detail while ensuring quality standards are met without impacting workflow
Developing and maintaining effective workflow processes
Selecting and using a variety of technical tools such as Bloomberg, Miter, Shared files, EMMA/MSRB, IPREO, Bidcomp, Dalcomp, etc
Identifying different types of market data, determining time sensitivity and delivering within appropriate time frames
Using standard office equipment and required software applications for electronic communication, spreadsheets and databases
Provide a high level of customer service, including demonstrating sensitivity to customer/sales needs and responding proactively
Identify pertinent information and determine the potential impact on decisions and actions of the assigned functional area
Use independent judgment in making decisions
Organize and prioritize multiple tasks and meet deadlines
Bachelor’s Degree (B.A.) and five (5) years experience in a sales or trading role within the securities or financial services industry

150

Underwriting Automation & Technology Expert Resume Examples & Samples

Lead the analysis of relevant processes, systems and technology and devise/implement solutions that improve organizational productivity along with adherence to underwriting guidelines
Leads sound data analysis, business process improvement, and financial analysis, then reviews completed analyses for soundness and validity
Ability to complete cost/benefit analysis after extensive review of new system, process, underwriting guideline or underwriting requirements, and shares findings with the team and Senior Leaders
Reviews projects to evaluate results compared to expectations and provides feedback
Able to draw conclusions and make recommendation using a combination of relevant facts, observations, and opinions
Develops clear and concise written communication
Strategic view of process with effective communication and presentation to senior leaders and officers
Supports the automation of manual processes via requirement gathering, rule specification and development as well as participating in testing the results
Analysis of automated underwriting decisions (accept, decline, refer to Underwriter) to confirm automation is providing accurate assessments. Continuous in-depth review of referrals to make recommendations for future enhancements to improve speed to decision, increase the straight-thru decision rate while maintaining good risk selection
Anticipates future impacts and communicates to eliminate problems before they happen
Develops strong working understanding of Allstate’s core systems and the integration between them
Takes initiative to identify project opportunities and acts upon them
Establishes priorities and manage multiple projects simultaneously across departmental boundaries
Minimum 15 years in the life underwriting area, Bachelor’s degree preferred
Advanced proficiency in Excel, Word, PowerPoint, Access
Expert communication and documentation skills
Ability to build strong working relationships with individuals from multiple departments
Expert knowledge of underwriting systems and processes
Technology or business Analyst background desired
Advanced project management skills
Ability to execute projects on time and on budget
Strong reporting capabilities
Strong Attention to Detail

151

Underwriting Services Assistant Manager Resume Examples & Samples

Execute Underwriting Guidelines for Telemarketing, Bancassurance, Face to Face Business and other channels (if any)
Build/enhance the Standard Operating Procedure (SOP) and ensure the workflow of the department runs smoothly and efficiently
Provide Underwriting service to Telemarketing, Bancassurance,Face to Face Business lines or other channel (if any)
Monitor the delivery of quality and timelines service to internal and external customer in terms of accuracy and quality of end to end new business process as well as TAT
Regular reviews and monitoring of UW process and procedure to achieve operational efficiency
Provide reports to relevant external and internal department
Closely work with Product Marketing and Product Development to develop new product, their reinsurance structure model
Monitor the administrative activities concerning the processing of life insurance policies, alternation of policy, collection of premium due, commission arising and payment of monies arising from surrender or maturity
Assist in reviewing the new product specifications provided by Actuarial Department and help in modifying administrative procedures when required

152

Underwriting Senior Specialist Resume Examples & Samples

Performs B2G case-specific risk assessments, rate development, and customer presentations on complex book of business
Develops and monitors account earning plans to achieve growth and profitability
Couples with management to develop and drive market and sales strategies, product development, pricing, and underwriting policy and procedure guidelines
Mentors less experienced underwriters on risk analysis, rate development, and consultative underwriting responsibilities
Serves as technical resource for less experience underwriters on complex issues
In-depth rating, product, and financial knowledge
Bachelor's degree or equivalent work experience required
Minimum of five years of Underwriting experience and an in-depth knowledge of products, markets, and regulatory environment is required
General business acumen is also essential
Proven negotiation and conflict resolution skills
Ability to influence people in all levels of the Underwriting organization as well as in matrix management environments
Clear results orientation backed by specific accomplishments
Excellent written and verbal communication skills with emphasis on superior influencing skills
Recognized as a leader and expert in underwriting practice

153

Underwriting Account Associate Resume Examples & Samples

Fresh Medical Graduate or with 1- 2 years of Underwriting Experience
Hands on experience on Medical Underwriting of Retail Health Business will be an advantage
Judgment and Decision Making -- Considering the relative costs and risks attached along with the benefits of potential actions to choose the most appropriate one
Time Management -- Managing one's own time and the time of others and the ability to work tight deadlines
Coordination -- Adjusting actions in relation to others' actions
Good Communication Skills –that include Active Listening, effectively communicate in writing and talk to others to convey information effectively

154

Group Underwriting Administrator Resume Examples & Samples

Prepare group business quotations accurately and efficiently
Handle quotation enquiries from Broker sales team
Prepare regular monthly reports for management review
Assist for policy documents imaging
High Diploma or above with 1-2 years of working experience
Knowledge in medical insurance would be an advantage
Good communication skills and interpersonal skills
Detail-minded and able to work independently

155

Underwriting Support Technician Resume Examples & Samples

Provides customer service to variety of customers over the telephone
Responsible for the processing applications for insurance and handling service requests for customers according to established procedures
Responds to routine telephone calls and correspondence using a computer to access account information
Completes any necessary documentation and refers issues to the Supervisor as needed

156

Underwriting Benefits Consultant Resume Examples & Samples

Operates as a consultant to internal staff as well as clients, assisting clients with a range of complex issues and needs
Provides underwriting analysis services to internal GBS staff and to clients according to their needs and strategic interests, assisting in retaining clients
Assists in the sales process through production of financial projections on large accounts and related underwriting analysis
Acts as a resource regarding industry trends and technologies for account service and consulting, new sales, and additional sales to existing clients
Working knowledge of Microsoft Windows applications and Microsoft Office

157

Underwriting Internship Resume Examples & Samples

Develop judgment to accept, reject or modify new and renewal business for all commercial lines, with guidance and direction as needed from experienced underwriters or team leader, to ensure a profitable commercial book of business
Price business according to company underwriting and pricing guidelines and ensures standards for timeliness are met
Develop on-going relationships with internal and external customers and monitor profitability and quality of submissions, and keeps up-to-date with underwriting and/or product changes
Review and becomes familiar with: Policy coverages, Agency relationships, Underwriting and team guidelines, processes, and procedures, Company business strategy and organization
Analytical and decision making skills, basic to intermediate level Microsoft Excel skills
Strong customer service orientation
Demonstrated organization skills and ability
Effective interpersonal skills including ability to negotiate successfully
Willingness to complete professional designation(s) and continued insurance education
Minimum 3.0 cumulative GPA; additional requirements may apply

158

Underwriting Training Program Resume Examples & Samples

Price business according to company underwriting and pricing guidelines and ensures standards for timeliness are met
0-2 years of professional experience
Analytical and decision making skills
Willingness to complete professional designation(s) and continued insurance education

159

Underwriting Internship Program Resume Examples & Samples

Price business according to company underwriting and pricing guidelines and ensures standards for timeliness are met
Develop on-going relationships with internal and external customers and monitor profitability and quality of submissions, and keeps up-to-date with underwriting and/or product changes
Review and becomes familiar with: Policy coverages, Agency relationships, Underwriting and team guidelines, processes, and procedures, Company business strategy and organization
Demonstrated organization skills and ability

160

Z-underwriting Trainee Program, NI Resume Examples & Samples

Successfully complete Underwriter training program and prescribed courses which include: On the Job Training, Classroom Instruction, Self-Study, Case Studies, Rating and Underwriting Activities
Develop judgment to accept, reject or modify new and renewal business for all commercial lines, with guidance and direction as needed from experienced underwriters or team leader, to ensure a profitable commercial book of business
Market the Company products to achieve company growth and profitability targets
Work with a Underwriting Manager, Underwriting staff, and in-house and outside educational providers to enhance knowledge and experience in: Underwriting Techniques and Decision Making Methods, Problem Solving Methods, Sales and Negotiating Skills
Please note that as part of our application process for this position, you may be asked to fill out an employment questionnaire that may take up to 45 minutes to complete
Bachelor's degree with a minimum 3.0 cumulative GPA. Additional requirements may apply
Analytical and decision making skills
Capability to understand a wide variety of business operations and model loss potential
Ability to calculate complex pricing recommendations
Effective interpersonal skills including ability to negotiate successfully
Willingness to complete professional designation(s) and continued insurance education

161

Underwriting Project Management Internship Resume Examples & Samples

Consult and develop on-going relationships with internal business partners
Develop an understanding of basic insurance concepts and becomes familiar with underwriting and team guidelines, processes, and procedures
Assist the team in support of communications within the Business Insurance Underwriting Organization
Focus on specific project work with defined tasks both individually and alongside a group to help with overall strategic initiatives
Perform research and analysis of internal practices, draw conclusions and present findings to management
Analyze data using quantitative techniques to make actionable recommendations
Build business and professional skills that will prepare you for future leadership positions
Possess strong technical skills, demonstrating proficiency in Microsoft Office Suite applications (Word, Excel, Access, PowerPoint, etc.)
Experience with SharePoint preferred
Quantitative and analytical ability - Effective analytical skills to gather information, analyze facts, and draw conclusions
Ability to provide information in a clear, concise manner
Effective interpersonal, written and verbal communication skills
Ability to build and maintain effective relationships and work in a team environment
Demonstrated organization skills and ability
Attention to detail in a fast-paced environment, and the ability to manage multiple priorities
Minimum 3.0 cumulative GPA; additional requirements may apply

162

Surety Underwriting Development Program Resume Examples & Samples

Successfully complete the comprehensive Surety Underwriter Development Program consisting of one-on-one mentoring, self-study, classroom training, and on- the-job training. Partake in AFSB certification activities including coursework, case studies, self-study, and pass exams as required
Develop a working knowledge of key contract and commercial underwriting concepts as well as various internal and external factors which can impact the credit worthiness of a risk
Gain an understanding of how financial conditions, character, experience, legal components, and other factors can influence ultimate credit decisions and how to communicate these to internal and external customers
Develop analytical expertise necessary to assess financial solvency of credit risks such as financial statement analysis. Gain exposure and understanding of financial credit analysis, contract evaluation, and project risk assessment
Develop on-going relationships with internal and external customers, monitor profitability and quality of submissions, and keep up-to-date with underwriting and/or product changes
Coordinate flows of financial data and analyses received from customers to/from Home Office, as directed
Monitor and if necessary, pursue the continuous flow of underwriting data on contract and/or commercial surety cases as directed
Gain experience with various internal systems to assist in analytical functions
Along with Underwriters and Bond Managers, attend meetings with agents/brokers, and with owners and/or key executives of construction companies and other major commercial industries
Develop a working understanding of the surety/agency relationship and how to consult and provide direction to agents/brokers
Gain experience and solid understanding of internal structure and business units, such as Home Office Underwriting, Claims, and Professional Advisory Services
Develop marketing skills and market the Company products to achieve company growth and profitability targets
Attend and participate in industry functions and events as appropriate to develop and build a strong surety network and increase visibility in the marketplace as well as increase knowledge
Perform special projects to build understanding of the surety business and support the business needs of the respective territory/market upon request
Bachelor’s Degree in Finance, Economics, Business, or comparable with a minimum 3.0 cumulative GPA.Additional requirements might apply. MUST INCLUDE GPA ON APPLICATON OR RESUME
Finance and Accounting coursework, with an understanding of how to read financial statements
0-2 year’s professional experience
Bi-lingual with fluency in Spanish, or Portuguese a plus(but not required)
Demonstrated technical competence in fundamental financial analysis
Completion of key financial analysis and/or accounting courses highly preferred
Demonstrated organization skills and ability with a strong attention to detail
Exceptional interpersonal and customer service skills including ability to negotiate successfully. Able to develop relationships easily
Adapts easily to different cultures and communication styles. Values a diverse work environment
Eager to share ideas and commit to a career where growth is expected and team members are all valued
Prior internship experience is expected and preferred. Internship in a finance-related environment a plus. Part-time or summer work experience in a business environment is also ideal
Prior participation in one or more student or community activities or organizations preferred (Student clubs or organizations, volunteer work, etc…)
Achieved academic success preferred (Scholarship, Dean’s List, Honors Society, etc.)
Willingness to potentially relocate upon completion of the trainee program required

163

Underwriting Internship Resume Examples & Samples

Work with product line stewards to create and organize all facets of the UW process in to a manual, to include guidelines, pricing, loss control, policy controls
The intern will learn about underwriting at a high level, so see the importance of risk selection and the process an insurer goes through to ascertain the exposures and create dynamic proposals in the attempt to select risks and compete in the marketplace
They will also learn communication, organizational and professional skills
Pursuing a Business, Economics, or Management degree preferred
Timely and dependable
Able to take initiative to follow up or ask clarification

164

Underwriting Technician Resume Examples & Samples

Achieve targeted underwriting profit by assistance and performance of underwriting skills
Growth and retention of business
Provide qualitative service levels to internal and external stake holders
Minimum of 3 years commercial underwriting experience
FAIS compliant
Sound understanding and knowledge of South African Insurance/re-insurance market
Sound knowledge of how to optimise underwriting performance at a policy and portfolio level
Sound knowledge of statutory and legislative requirements
Expert technical knowledge and understanding of underwriting principles
Commercial, Financial and business acumen
Specialised product knowledge
Good relationship building skills
Strong Numeracy skills
Strong underwriting skills
Sound interpersonal skills
Computer literacy : sound Excel skills preferable

165

Underwriting Services Manager Resume Examples & Samples

Degree or similar qualification
Minimum 6 years experience in leading and operating in a complex work environment such as GC and GI underwriting. Other internal experience will be considered
Proven experience of establishing and fostering relationships with clients to realise mutual benefits
Experience in advising and interacting at a senior level, coupled with strong relationship management, communication and influencing skill
Commercially astute with a comprehensive understanding of the General Insurance industry and the products available
Domestic/International as well as retail/wholesale process flow and routines
In depth knowledge of the Underwriting Process (TZW)
Proven knowledge of operational management
Knowledge of sales/claims processes and ability to analyse issues and make decisions, involving specialist teams to achieve the best results for the business and its brokers
Understanding of the overall business and external market
Service minded and solution-oriented
Demonstrated capabilities in the development of long term business relationships and reporting on progress with key initiatives
Broad business experience within the General Insurance market and local regulatory framework
Experience in people management and development
Excellent presentation, negotiation, verbal and written skills

166

Manager of Medical Underwriting Resume Examples & Samples

6 of more years of Medical Underwriting management experience handling Group Life and Disability products
Technical medical underwriting expertise to handle and review large face amounts and complex applications in a high volume environment
Knowledge of reinsurer underwriting manuals, knowledge of insurance industry and the legal and regulatory requirements
Experience using Word, Excel and PowerPoint
Travel required up to 10%
Six months to one year of supervisory or management experience
Experience automating the medical underwriting processes
Medical Underwriting of international employees
Excellent organization, written and oral communication skills
Excellent presentation and negotiating skills
Ability to manage and build rapport with team

167

Senior Underwriting Manger Resume Examples & Samples

Drives clarity of business strategies, creates alignment, and adeptly identifies and pursues new opportunities in order to achieve a balanced, profitable and quality book
Builds expertise by selecting, training and developing technically strong underwriters with excess casualty expertise, confidence of judgment and deal orientation
Applies an advanced level of expertise to analyze data prepared by underwriters and uses letters of authority to provide approval for risk selection and acceptance, coverage, and price. Recommends creative alternatives in regards to rating plans, coverage's, and payment plans
Develops and maintains highly effective business relationships with assigned agents and brokers as well as internal and other external clients in order to attract, develop/grow and retain profitable business for the segment
Collaborates with senior management in excess casualty initiatives around product development, processes, underwriting policy and strategy. Recommends and implements changes to improve productivity, profitability, growth and the quality of assigned book of business
Applies an advanced level of expertise and judgment to analyze key metrics of underwriters' results and identify areas of improvement and development opportunities. Reviews segment new business/growth results and trends to recommend and implement action plans to produce profitable underwriting results
Maintains compliance with all regulatory requirements as well as internal policies, procedures and processing standards. Audits assigned accounts and provides feedback to underwriters
Demonstrated ability to plan, lead and get work done through others
In depth knowledge of umbrella/excess, products and marketing techniques, insurance contracts, funding and rating
Advanced analytical skills to interpret business information drawn from multiple sources to make critical account decisions regarding quality of risk
Effective interpersonal skills need to create and expand partnerships with internal and external customers as well as to influence the way business partners think, feel, or behave
Ability to adapt, learn quickly, and respond effectively to varied and intense challenges
Successful track record of developing underwriters who acquire/apply a high level of underwriting skill, building agent/broker relationships and making the right business decisions
Bachelor's degree or equivalent training, plus at least 10 years of progressively more responsible property/casualty underwriting and at least 5 years of which should be in a management capacity. CPCU/AU designation highly preferred

168

Z-underwriting Training Program Trainee Resume Examples & Samples

Develop on-going relationships with internal and external customers and monitor profitability and quality of submissions, and keeps up-to-date with underwriting and/or product changes
Review and becomes familiar with: Policy coverages, Agency relationships, Underwriting and team guidelines, processes, and procedures, Company business strategy and organization
Capability to understand a wide variety of business operations and model loss potential
Ability to calculate complex pricing recommendations

169

Surety Underwriting Internship Resume Examples & Samples

Pursuing a Bachelor's in Finance, Economics, Business Administration, or equivalent and has completed or is enrolled in finance and accounting courses
Meet minimum 3.0 Overall GPA requirements. Additional requirements may apply. Must include Overall GPA on resume or upload most recent transcript
Has a minimum of one (1) semester remaining prior to graduation. Prefer students entering their Senior year, graduating late Spring/early Summer 2018
Has achieved academic recognition such as scholarships or honors list preferred
Participates in school and/or community activities
Seeking an internship with the potential to transition to a full-time position following graduation in a finance capacity and focusing on relationships
Must be willing to relocate in the event a full-time position and/or upon completion of training program should a full-time position result
Displays approachable and outgoing characteristics with natural interpersonal abilities
Demonstrates superior written and verbal communication skills
Ability to provide information in a clear, concise manner
Ability to build and maintain effective relationships
Demonstrates effective analytical skills to gather information, analyze facts, and draw conclusions
Has general exposure and understanding of financial statements

170

Z-underwriting Internship Resume Examples & Samples

Develop judgment to accept, reject or modify new and renewal business for all commercial lines, with guidance and direction as needed from experienced underwriters or team leader, to ensure a profitable commercial book of business
Price business according to company underwriting and pricing guidelines and ensures standards for timeliness are met
Develop on-going relationships with internal and external customers and monitor profitability and quality of submissions, and keeps up-to-date with underwriting and/or product changes
Review and becomes familiar with: Policy coverages, Agency relationships, Underwriting and team guidelines, processes, and procedures, Company business strategy and organization
Analytical and decision making skills, basic to intermediate level Microsoft Excel skills
Strong customer service orientation
Demonstrated organization skills and ability
Effective interpersonal skills including ability to negotiate successfully
Willingness to complete professional designation(s) and continued insurance education
Minimum 3.0 cumulative GPA; additional requirements may apply

171

X-underwriting Internship Resume Examples & Samples

Satisfactory completion of Liberty's Loss Control Role Orientation training module
Assist with research and development of draft loss control support resources
Apply loss control problem solving by participating in: risk assessments, system analysis, recommending solutions, and performance measures related to customer service requests
Assist field consultants with preparation work prior to job shadow field visits
Participate on job shadow loss control visits to customer locations
Working towards a bachelors degree in occupational safety, fire safety, engineering, or a related field
Strong written, oral, and interpersonal skills
Ability to conduct extensive research, evaluation, and analysis
Ability to work independently on projects with limited supervision
Ability to work full-time for a minimum of 10-12 weeks (June-August)
Minimum 3.0 cumulative GPA; additional requirements may apply

172

Supervisor, Underwriting Support, CI Resume Examples & Samples

Selects, develops and manages a high performance team that supports the underwriters in achieving a balanced, profitable and quality book of business by performing various pre-underwriting activities, gathering data, identifying rates for coverage options, and entering information into databases
Directs the day-to-day support operations of the support staff by establishing priorities, reviewing territory assignments, redirecting work when needed and assisting others with resolving problems in order to meet established operations service standard (e.g., Operational objectives, Billing instructions, Policy Writing Instructions, endorsements, submission clearance, etc.)
Maintain compliance regulatory requirements as well as internal policies, procedures and processing with all standards; works with the Underwriting Management to ensure underwriting files are documented, follow filing protocol and maintain accurate account history
Provides management with input on the development of policies, procedures and guidelines. Solves underwriting and regulatory issues, provides input on systems development support and makes recommendations for improvements. Implements with management approval
Maximizes the safety and security of the work environment by having quarterly safety discussions with employees, conducting required ergonomic assessments, monitoring workspaces with hazards/risks, and correcting unsafe work conditions or job design to mitigate workplace hazards
Ability to get work done through others
Communicate effectively (including listening, writing clearly, presenting information clearly and confidently, etc.)
Build relationships, plan/organize work, analyze and solve problems, and focus on service
Advanced knowledge of property and or casualty insurance coverage, risk analysis/selection, risk assessment, rating procedures, rating plans and systems/workflow, pricing and MS Excel/Word
Bachelor’s degree (or equivalent) and 5 or more years of related work experience

173

Underwriting Intern Resume Examples & Samples

Develop judgment to accept, reject or modify new and renewal business for all commercial lines, with guidance and direction as needed from experienced underwriters or team leader, to ensure a profitable commercial book of business
Price business according to company underwriting and pricing guidelines and ensures standards for timeliness are met
Develop on-going relationships with internal and external customers and monitor profitability and quality of submissions, and keeps up-to-date with underwriting and/or product changes
Review and becomes familiar with: Policy coverages, Agency relationships, Underwriting and team guidelines, processes, and procedures, Company business strategy and organization
Analytical and decision making skills, basic to intermediate level Microsoft Excel skills
Strong customer service orientation
Demonstrated organization skills and ability
Effective interpersonal skills including ability to negotiate successfully
Willingness to complete professional designation(s) and continued insurance education
Minimum 3.0 cumulative GPA; additional requirements may apply

174

Y-underwriting Internship Resume Examples & Samples

Develop judgment to accept, reject or modify new and renewal business for all commercial lines, with guidance and direction as needed from experienced underwriters or team leader, to ensure a profitable commercial book of business
Price business according to company underwriting and pricing guidelines and ensures standards for timeliness are met
Develop on-going relationships with internal and external customers and monitor profitability and quality of submissions, and keeps up-to-date with underwriting and/or product changes
Review and becomes familiar with: Policy coverages, Agency relationships, Underwriting and team guidelines, processes, and procedures, Company business strategy and organization
Analytical and decision making skills, basic to intermediate level Microsoft Excel skills
Strong customer service orientation
Demonstrated organization skills and ability
Effective interpersonal skills including ability to negotiate successfully
Willingness to complete professional designation(s) and continued insurance education
Minimum 3.0 cumulative GPA; additional requirements may apply

175

Z-underwriting Training Program Resume Examples & Samples

Develop judgment to accept, reject or modify new and renewal business for all commercial lines, with guidance and direction as needed from experienced underwriters or team leader, to ensure a profitable commercial book of business
Market the Company products to achieve company growth and profitability targets
Work with a Underwriting Manager, Underwriting staff, and in-house and outside educational providers to enhance knowledge and experience in: Underwriting Techniques and Decision Making Methods, Problem Solving Methods, Sales and Negotiating Skills
Please note that as part of our application process for this position, you may be asked to fill out an employment questionnaire that may take up to 45 minutes to complete
Demonstrated organization skills and ability
Effective interpersonal skills including ability to negotiate successfully

176

Underwriting Director, Accident & Health Resume Examples & Samples

Set strategy and lead execution for growth, profit & retention for the Accident & Health Products within the vertical
Responsible for marketing and underwriting a book consisting using underwriting tools for manual and experience rating to meet profitability goals.
Manage top and bottom line Accident & Health products results including achievement of growth & retention targets, expense controls and achievement of the targeted combined ratio
Meet renewal retention goals through strong negotiation and communication skills which may involve on site meetings with brokers, clients, or support/functional areas
Ensures adequate and regular monitoring and analysis of the portfolio performance, and implement action plan for profit and/or growth as appropriate
Ensures adherence to underwriting authority, compliance directives, underwriting file documentation requirements and service level agreements, accordingly per authority statements, compliance guidelines & standard operating procedures
Regularly monitors the A&H Insurance markets and our competitive position in those markets, as well as market trends and identifying areas of opportunity for expansion of existing and introduction of new products
Provide leadership/expertise with the development of underwriting and risk segmentation strategies for multiple distribution channels, including brokers/MGA’s and alternative distribution channels
Provides leadership for establishing and maintaining proper broker/client relationship management and new business development
Work with the A&H Lead, Business Development Manager & Distribution to define the Strategies and Objectives for the A&H business vertical and monitor the progress
Develop and maintain strong working relationships with internal and external business partners & identify and target new business and cross sell opportunities
Review, evaluate, and recommend modifications to underwriting guidelines, audits and workflows
10+ years experience with Accident & Health Insurance, including underwriting, pricing, product & distribution
Knowledge of underwriting concepts, practices, and procedures
Proficient in MS office applications & Excel
Must be well-organized, positive, energetic, self-motivated, and possesses strong interpersonal skills
Proven track record of achieving results that have a clear, positive, and direct impact on business performance
Strategic orientation, managing vision and purpose, developing organizational capability
Strong influencing, negotiations and communications skills and ability to work across multiple parts of the business
Ability of holding accountable for business performance
Strong knowledge of A&H products, market segmentation, portfolio management, and distribution
Strong analytical skills, ability to recognize problems and implement solutions
Bachelor’s degree (or equivalent work experience)

177

Senior Underwriting Counsel Resume Examples & Samples

Utilizing underwriting standards and guidelines within delegated authority limits, to underwrite the issuance of title insurance
Underwriting sophisticated commercial and residential transactions
Issuing underwriting standards and guidelines in accordance with established company processes

178

Underwriting Operations Manager Resume Examples & Samples

Insurance industry experience
Leadership expertise of an operations/support team
Ability to build relationships and communicate effectively with their team and cross functional business partners
Manages the work activities and has full management accountability for the performance and development of subordinate staff in accordance with corporate strategic direction. Sets direction and establishes performance goals including stretch goals and communicates progress, addressing issues that impact service provided by the teams
Makes decisions utilizing data management tools and key metrics to ensure business alignment and commitment and growth objectives are met
Ability to develop clear business plans aligned with business strategy
Strong project management, organizing and planning skills
In-depth knowledge of the organization's strategies, goals, functions, and responsibilities
Knowledge of business process re-engineering, with the ability to recognize and implement best practices
Ability to drive strategy and implement innovative solutions to outperform the competition and drive top and bottom line growth
Value driven to provide superior solutions to internal and/or external customers
Thinks creatively and uses diverse ideas to solve problems
Raises expectations of self and others by continuously learning and broadening industry and technical skills
Typically a minimum of 8 years experience in a specific function or field of expertise, including

179

Zone Underwriting Operations Leader Resume Examples & Samples

Establishes and maintains strong working relationships with Zone and Branch Leadership teams. Assists Branch Leadership and Underwriting Technicians in resolving high visibility problem cases or issues, acting with a sense of urgency and taking accountability for resolution
Champions process improvements that cut across organizational lines. Plans and delivers improvement projects managing scope, timeline, resources and business outcomes. Drives strategic initiatives for the Enterprise (i.e. special projects)
Develops new tools and reports to aid in data collection, analysis and strategic planning to achieve superior results. Coaches others in the use of metrics-based decision making
Establishes strategic and performance goals and actively manages staffing levels, headcount and productivity to optimize execution and create capacity for underwriters
Sets appropriate stretch goals that drive industry leading service. Ensures strategic plan implementation is consistent with department/corporate goals, policies, quality assurance and growth objectives. Ensures customer satisfaction, quality and financial results are met
Serves as a liaison between the Branches in the Zone and the Worldwide Operations (WWO) organization. Ensures consistent adoption of WWO services across the Branches, while managing hand-offs, and resolving issues impacting execution
Identifies training needs and gaps and devises an approach to consistently deploy training across the resources in the Zone
Strong knowledge of the insurance industry and in depth knowledge of the organization's products, policies and procedures
Proven ability to effectively lead and motivate others in accomplishing established goals
Strong strategic orientation and business planning skills, with the ability to develop clear business plans aligned with business strategy
Strong communication and presentation skills both verbal and written
Ability to drive strategy and implement innovative solution to outperform the competition and drive top and bottom line growth
Ability to implement processes and procedures that improve the customer experience and result in profitable growth
Typically a minimum of seven years’ experience in a specific function or field of expertise, including five plus years’ management experience
TMJ-KC1

180

VP Underwriting Resume Examples & Samples

Drives implementation of strategic and operational objectives with significant impact on the short-term success of the Technology segment and the long-term success of the company
Develops and maintains underwriting guidelines and best practices, in accordance with federal and state regulations, to ensure the integrity of the segment
Ensures the achievement of continued profitability, growth and/or operational efficiencies for the segment through assessment of risk tolerance, market appetite and emerging risk issues
Partners with Field underwriting leadership to ensure clear communication and effective execution of Technology segment strategies
Evaluates underwriting performance based on financial analysis. Includes rate, reserve adequacy, operational, planning and product reviews. Provides results to members of the senior management team and develops plans to resolve issues
Provides overall direction for underwriting authority delegation, audit criteria and catastrophe management for the segment
Acts as senior level referral officer for exceptions to strategy, guidelines and authority for the Technology segment
Collaborates with business partners in Risk Control, Actuarial, Claim, Worldwide Operations and Compliance to address governance and compliance issues related to underwriting practices
Leads, directs and has full management accountability for staff in area of responsibility with an emphasis on talent management and succession planning in accordance with strategic direction
Conducts research, analysis and development of insurance products. Assimilates trends in the industry, determines underwriting best practices and contributes to training/development curricula for a product line or segment
May participate in rating bureau boards to keep abreast of industry, rating, coverage and benefit issues. Fosters relationships with insurance commissioners and regulators
Mastery of underwriting discipline and knowledge in the insurance field and a broad understanding of the critical issues in other related areas
Advanced communication skills which are critical to building consensus across area of influence (external and/or internal relationships), teams and/or matrix environment
Strong leadership and management skills demonstrating integrity and professionalism
Ability to drive results by identifying and resolving significant problems within scope of responsibility
Senior level knowledge of the insurance industry, its products and services
Knowledge of Microsoft Office Suite and other business-related software
Bachelor’s degree with Master’s preferred in a related discipline, or equivalent
Typically a minimum of 12 years of related work experience, with seven years management experience
Chartered Property Casualty Underwriter (CPCU) designation preferred
LI-JM1

181

VP Underwriting, Manufacturing Segment Leader Resume Examples & Samples

Drives implementation of strategic and operational objectives with significant impact on the short-term success of the Manufacturing segment and moderate impact on the long-term success of the company
Develops and maintains underwriting guidelines and best practices, in accordance with federal and state regulations, to ensure the integrity of the segment
Ensures the achievement of continued profitability, growth and/or operational efficiencies for the Manufacturing segment through assessment of risk tolerance, market appetite and emerging risk issues
Evaluates underwriting performance based on financial analysis. Includes rate, reserve adequacy, operational, planning and product reviews. Provides results to members of the senior management team and develops plans to resolve issues
Provides overall direction for underwriting authority delegation, audit criteria and catastrophe management for the segment
Acts as senior level referral officer for exceptions to strategy, guidelines and authority for product line or segment
Collaborates with business partners in Risk Control, Actuarial, Claim, Worldwide Operations and Compliance to address governance and compliance issues related to underwriting practices
Leads, directs and has full management accountability for staff in area of responsibility with an emphasis on talent management and succession planning in accordance with strategic direction
Conducts research, analysis and development of insurance products. Assimilates trends in the industry, determines underwriting best practices and contributes to training/development curricula for a product line or segment
May participate in rating bureau boards to keep abreast of industry, rating, coverage and benefit issues. Fosters relationships with insurance commissioners and regulators
Mastery of underwriting discipline and knowledge in the insurance field and a broad understanding of the critical issues in other related areas
Advanced communication skills which are critical to building consensus across area of influence (external and/or internal relationships), teams and/or matrix environment
Strong leadership and management skills demonstrating integrity and professionalism
Ability to drive results by identifying and resolving significant problems within scope of responsibility
Senior level knowledge of the insurance industry, its products and services
Knowledge of Microsoft Office Suite and other business-related software
Bachelor’s degree with Master’s preferred in a related discipline, or equivalent
Typically a minimum of 12 years of related work experience, with seven years management experience
Chartered Property Casualty Underwriter (CPCU) designation preferred
LI-JM1

182

Aging Services Underwriting Technician Resume Examples & Samples

Partners with Underwriters to establish support needs for new and renewal policies (i.e., identify and gather relevant account information to quote or issue policies)
Works as a liaison between the field and processing centers to ensure timely account set-up, clearing, rating, issuance and renewal prep activities
Prepares underwriting/pricing exhibits (updated exposures, rating and pricing worksheets, updated account information)

183

AVP Underwriting, Property Product Leader Resume Examples & Samples

Implements strategic objectives, underwriting strategies and best practices with substantial impact on the short-term success of a product line or segment
Ensures the achievement of continued profitability, growth and/or operational efficiencies for a product line or segment through assessment of risk tolerance, market appetite and emerging risk issues
Evaluates underwriting performance based on financial analysis. Includes rate, reserve adequacy, operational, planning and product reviews. Provides results to members of the underwriting management team and develops plans to resolve issues
Monitors the usage and profitability of alternative pricing programs
Drives adherence to underwriting authority delegation, audit criteria and catastrophe management for a product line or segment
Collaborates with business partners in Risk Control, Actuarial, Claim, Worldwide Operations and Compliance to address governance and compliance issues related to underwriting practices
Provides guidance and direction in the development of underwriting and training tools
May lead, direct and have full management accountability for staff in area of responsibility with an emphasis on talent management and succession planning in accordance with strategic direction
May take lead responsibility for the development of underwriting strategies and position papers for emerging issues when assigned
May maintain relationships with branches, distributors and customers to assess risk tolerance, market appetite and emerging issues
May perform additional duties as assigned
In-depth technical knowledge of underwriting theories and practices within the insurance field
Ability to effectively interact and communicate with all levels of external and/or internal business partners within scope of responsibility, team and/or matrix environment
Leadership and management skills, demonstrating integrity and professionalism
Ability to drive results by identifying, and resolving problems within scope of responsibility
Knowledge of the insurance industry, its products and services
Knowledge of Microsoft Office Suite and other business-related software
Bachelor’s degree with Master’s preferred in a related discipline, or equivalent
Typically a minimum of 10 years of related work experience, with five years management experience
Chartered Property Casualty Underwriter (CPCU) roles

184

Manager, Underwriting, Oakland Resume Examples & Samples

Manages the efforts of direct & indirect reports, & collaborates with, provides guidance to & influences employees, clients & matrix partners, in complex organization(s)
Managerial responsibility for selecting, developing, & deploying staff in the most effective manner to meet assigned objectives
Managerial responsibility for performance management, compensation decisions, rewarding & recognizing employees, & providing on-going, regular performance feedback
For Managers in the ROCs: Generally, multiple lines of business will be managed
For Managers in California: Generally, only one line of business of significant size will be managed
For Managers in National Accounts: Generally, work will be conducted across regions & may include a higher proportion of direct customer interaction
Establishes complex departmental strategy & tactics, & contributes to operational area's strategy formulation & execution
Coordinates complex planning activities with team members to accomplish goals, allocate resources & track results
Determines complex objectives & sets priorities; anticipates potential threats or opportunities & vets them within the organization
Monitors & evaluates complex plans; focuses on results & measuring attainment of outcomes
Ensures that effective controls are developed & maintained to ensure the integrity of production outcomes for the department. Takes corrective action as appropriate
Develops individual career paths & leadership opportunities for staff
Initiates & evaluates complex business process improvements in order to achieve business results & appropriate solutions for customers
Uses efficient & cost effective approaches to integrate complex processes & technology into the workplace & improve program effectiveness
Manages development & execution of new capabilities including self funding & total replacement
Has authority to independently authorize Changes to rates up to limits specified by authority guidelines
Manages tracking & administering investment funds for their business units
Achieve revenue, membership & margin targets for area of responsibility
Ensure & provide required documentation that underwriting activities & staff are operating as 100% compliant per state & internal regulatory guidelines
Formulates complex, effective strategies consistent with the business & competitive strategy of the organization & functional area
Develops complex policy issues & strategic planning with a long term as well as short term perspective
Build collaborative relationships with internal & external partners
Seven (7) years of experience in underwriting, marketplace evaluations, and/or financial analysis
Two (2) years of experience in a supervisory or lead role
Two (2) years experience in a managed care environment

185

Umbrella & Excess Underwriting Consulting Director Resume Examples & Samples

Adheres to CAT guidelines and underwriting discipline to minimize exposure and appropriately price
Manages assigned portfolio to achieve gross written premium, profitability, rate, retention, product mix, new business and portfolio management goals
Demonstrates in-depth knowledge of CNA’s products and appetite while clearly communicating CNA’s position at the point of sale

186

Underwriting Team Lead Resume Examples & Samples

Assist Underwriters with questions and issues on guidelines and loan files
Handle incoming calls from the branch managers, processors and loan officers, addressing issues and questions on loan files, and assisting with scenarios
Provide support for the Regional Underwriting Manager as needed, when they are unavailable or out of the office
Assist the Regional Underwriting Manager in monitoring turn times and managing "rush" files
Assist the Regional Underwriting Manager by identifying training needs
Receive daily loans for underwriting that have been assigned by the Regional Underwriting Manager
Prioritize RUSH'S CU conditions, and newly submitted loans to meet the required turn times

187

Enterprise Internship Program Underwriting Resume Examples & Samples

In-depth education on our organization, our industry and how insurance companies make money
Professional and personal development activities and ongoing feedback and coaching on performance
Networking events with peers and members of our management team
Presentation of your summer project results to our senior leadership team and the opportunity to gain insightful feedback regarding your achievements
Interest in the Insurance Industry

188

Analyst, CRE Underwriting Resume Examples & Samples

Flexible attitude with the ability to manage change effectively as the team grows
Maintain an engaging and solutions-based posture toward outside parties
Team Work - Fosters collaboration among team members and business partners, and uses capabilities to achieve team goals

189

Associate Underwriting Counsel Resume Examples & Samples

2+ years of experience in corporate and commercial law related to personal property secured transactions under Article 9 of the Uniform Commercial Code or more general contract negotiations with a knowledge of due diligence related to securities underwriting
Previous experience with preparing and/or reviewing documents such as corporate, LLC or partnership agreements, resolutions and security agreement
Good organization skills with the ability to multi-task, prioritize and follow up

190

Chief Underwriting & Actuarial Officer Resume Examples & Samples

Bachelors degree in mathematics, actuarial science, economics, business, or related field. Advanced degree given preferential consideration
Minimum of 10 years health insurance/reinsurance underwriting and/or actuarial leadership experience
Demonstrated success in leading and managing technical functional areas and teams in these fields
Superior technical actuarial and underwriting knowledge and experience
Highly proficient data analytics, pricing, modeling and computing skills, including the ability to design and direct development of analytics and pricing tools and related processes

191

Manager, Medical Underwriting Resume Examples & Samples

Extensive pricing experience via all types of pricing methodologies (manual, experience, blended, alternate, etc.) and funding arrangements with knowledge of the Aetna systems supporting those products and rating methodologies. Aetna system knowledge is preferred
Minimum of 7-10 years of experience in underwriting and management strongly preferred
Experience in both New and Renewal business underwriting strongly preferred
Must be able to demonstrate the ability to work cross functionally and strategically across the organization

192

Pricing & Underwriting Transformation Manager Resume Examples & Samples

Use your business experience, and project management skills to help develop and implement business changes
Work with Pricing and Underwriting managers and teams to identify and agree priorities for change and delivery
Shape and manage initiative and project planning, reporting, and benefits tracking
Provide project delivery advice, chair project team meetings and liaise with a wide range of Pricing and Underwriting, Personal Lines, and other business teams
Facilitate and provide regular project status and benefits realisation reporting
Ensure regular communication with all key stakeholders including senior management
Oversee the analysis and manage the results of post implementation reviews to demonstrate the embedding of changes

193

Underwriting & Marketing Intern Resume Examples & Samples

Candidates must be enrolled in a four year degree program and able to work in Denver from Spring 2017 through at least Summer 2017.*
Junior of Senior
Marketing of business major and maintain full-time course load during internship
Excellent math skills
Excellent phone and organizational skills
Confident and ability to meet deadlines

194

Associate Manager of Casualty Underwriting Resume Examples & Samples

Establishing and maintaining relationships and underwriting General Liability, Auto, Workers’ Compensation, and Excess Liability insurance for accounts presented by the agents with a focus on more complex and harder to place General Liability and Products Liability coverage
Collaborate with home office on accounts, producer appointments, loss control, claims, and premium audit issues
Other responsibilities will include managing a territory in the central part of the United States and maintaining awareness of market conditions, competitors' capabilities and strategies. This position will involve marketing at least 25% of the time
College degree and CPCU preferred, with a minimum of 8-13 years of experience underwriting General Liability/Products Liability insurance
Be self-motivated and independent while maintaining underwriting discipline to achieve strategic objectives
Excellent communication and business development skills

195

Senior Underwriting Auditor & Due Diligence Resume Examples & Samples

Re-underwrite, review and respond to audit and due diligence findings
Consult and mentor with Fulfillment Quality staff and Underwriters
Formulate reports to management on trends, corrective action plans and quality improvements

196

Central Rating & Underwriting, Credit Analyst Resume Examples & Samples

Expertise as a credit and underwriting decision maker, dealing with commercial exposures ranging from SME or middle-market to large, multinational institutions
Experience in determining appropriate credit capacity, structuring of facilities, and risk mitigation techniques
Experience preparing company-specific and industry-wide credit memorandums
Previous experience managing Singapore markets is strongly preferred
Excellent judgment in making sound rating and underwriting decisions to maximize profitability and mitigate risk
Familiarity with Basel regulations is required, and an understanding of other banking regulations is an advantage
Bachelor’s degree from a top tier university and a degree in finance, accounting, economics, or statistics

197

Manager, Retail / Lifestyle Underwriting Resume Examples & Samples

Underwrite all aspect of Lifestyle business within given authority & guidelines
Execute strategies to grow target business in collaboration with business units
Business development with market facing activities, e.g. meeting all kinds of intermediaries
Ensure strict compliance to regional/local guidelines, external guidelines & treaty protection in force at all times
Regular analysis of business portfolio and take action where necessary to ensure profitability
Ensure excellent customer service is extended to internal and external customers and within the set service standards at all times
Involvement of new products development and policy enhancement (e.g.: policy benefits, pricing, wordings and e-commerce capabilities)
Organize/provide technical training to team members, business team as well as intermediaries
Involvement of cross selling strategy, local and global partnership arrangement
Identify emerging market and accelerate diversification strategy, e.g. Micro Insurance
Undertake other responsibilities or projects as assigned
Minimum of 5 years experience in Underwriting and /or similar role / capacity
Sound Underwriting skills

198

Director, Medical Underwriting Resume Examples & Samples

5+ years of financial/medical underwriting experience with extensive insurance industry knowledge
Several years of previous experience managing a staff
Proven leadership skills and strong cross-functional relationships with sales force and other internal organizations
Proven ability to anticipate customer needs and negotiate with customers using tact and diplomacy
Experience using Microsoft Office programs is required

199

Medical Underwriting Senior Officer Resume Examples & Samples

Implement and execute Underwriting Guidelines for all distribution channels which relates to medical and nonmedical underwriting
Provide Underwriting expertise and service to all business lines according to UW’s SLA
Maintain the providers network for UW purposes
Provide Trainings for sales force
Conduct the self-assessment for jet underwriters

200

Global Head of Residential Underwriting Resume Examples & Samples

Manage day to day underwriting operations over multiple client engagements
Interface with senior management on a daily basis
Be responsible for measuring and analyzing reporting metrics and responsible for production deliverables, including but not limited to loan volume, quality control, load leveling, pipeline management and reporting
Coach, mentor, and develop direct reports
Acquires and applies maturing knowledge of business process outsourcing in support of business needs
Analyzes operational trends to understand the impact of business initiatives involving third party supplier service
Motivate and lead associates by example, effectively communicating individual, team and company objectives to optimize knowledge transfer and maintain corporate informational transparency wherever possible
Identify, implement, and oversee process improvements across department in conjunction with the Operations Excellences Office, Business Analysts and clients
Demonstrate the highest levels of integrity, character, and professionalism in every associate, customer, and client interaction as representative of Sutherland Mortgage Services and its management
Reports directly to The Global Head of Mortgage Operations
College degree preferred,
Minimum 10 yrs. supervisory experience in a mortgage role overseeing underwriting
Minimum of 10 yrs. residential front end mortgage loan underwriting experience
Knowledge of Lean Six sigma principles
Strong presentation skills at all levels of the organization
Experience working with BPO providers
Procurement/contract administration experience
Knowledge of related regulatory and compliance issues (Respa, Dodd-Frank, Reg Z, etc.)
Strong negotiator comfortable with healthy tension
Strong MS Office experience (PowerPoint, Excel, Word, etc.)
Working knowledge of mortgage and home equity process (originations, processing, underwriting, servicing, secondary market, etc.) and related components (title, appraisal, credit, risk, etc.)

201

Underwriting Development Program Resume Examples & Samples

Our comprehensive program consists of a blend of mentorship, classroom instruction, and on-the-job training leading to increasing responsibility and accountability
The UPDP prepares you for a career in underwriting, which is a dynamic blend of the following
Lawsuits, cyber-attacks, and extortion can impact a company’s financial performance and reputation. Private & Non-Profit Liability provides financial protection to directors and officers of private and non-profit companies for these exposures and many more. Products include Directors and Officers Liability, Employment Practices Liability, CyberRisk, Kidnap and Ransom, Crime, and Fiduciary Liability
Underwriters in this fast growing segment work with private companies and non-profit organizations across all industries. Our diverse customer base and product knowledge allows us to add value to our agents & Insured’s

202

Underwriting Account Executive, Select Resume Examples & Samples

Ensure underwriting quality and profitability through application of the appropriate level of underwriting analysis based on risk complexity to accept, decline, modify, rate and quote these accounts
Responsible for ensuring compliance with underwriting strategies and regulatory requirements
Typically has a minimum of 2 years experience in commercial underwriting
Teamwork and Collaboration
Automation and Platform Skills
Communication, Negotiation & Influence Skills
Adaptability Organizational and Time Management Skills
Broker Management and Planning Business Acumen
Understands Select's Products, Financials, Objectives and Service Requirements

203

Underwriting Team Leader Resume Examples & Samples

Gives appropriate complimentary and constructive feedback as situations arise to reach a high performing culture
Set objectives for and with employees that align with the goals of Group Core Underwriting, and holds them accountable to meet those objectives
Meets with Underwriters on case reviews and appeals that exceed the Underwriter’s Authority Limits
Addresses employee complaints and resolves personnel issues
Ensure that Actuaril and Group underwriting objectives are maintained by monitoring Quality Assurance audit results and key financial results (sales, profit, and persistency). Communicate results to Underwriting staff for use as developmental opportunities. Recommend solutions and or changes in National Policy/Procedures to Regional Management so problems or issues identified do not significantly affect sound risk assessment and key financial results are achieved. Monitor key departmental budget items and make recommendations to control costs
Work to develop long-term and short- term staff development plans. Coordinate training schedules. Distribute appropriate workload to coincide with underwriting trainee’s developmental stage
Assist Regional Management, Actuarial, and others in setting local and national underwriting processes, workflows and metrics used by Group Underwriting Management. Coordinate special projects to test and implement changes in National Underwriting processes and workflows
Ensure operational performance objectives relative to customer service are met or exceeded. Monitor work volumes and adjusts distribution to achieve optimal result. Adjust work assignments to account for seasonal/situational fluctuations to insure impact is transparent to the customer. Work directly with regional group sales offices to insure performance is meeting support needs for sales and retention of business. Prepares accurate, complete, and timely departmental reports as needed by Underwriting and New Business Case Installation Management
Working closely with Human Resources dept., and Group Underwriting Management, recruit and select the best talent for available positions. In coordination with the Regional Underwriting Manager, analyze work volumes to place additional staff (and move existing staff) into the most beneficial role related to underwriting specialty and regional sales needs
Ability to establish a positive working environment
Leadership style conducive to working with high level professionals
Ability to motivate team members
Must be customer service oriented
Attention to procedural details
Excellent math and analytical skills
Demonstrated training and coaching skills
Understanding of underwriting policy and procedures
In-depth knowledge of underwriting practices, including experience-rating and alternate funding techniques
Understanding of support systems such as Phoenix, Zeus, RFS, GCRS, and others
Working knowledge of Word, Excel, Performance Management system, Skype and Office 360
Possess knowledge of relative company and group operations procedures
Minimum of 7 years underwriting experience

204

Underwriting Administrative Assistant Resume Examples & Samples

Assists Underwriting Manager in maintaining underwriting excel activity log
Assists as Claims Coordinator, maintains claims log, prepares loss notice reports to carrier & collects supporting claim documentation
Support underwriting manager in organizing and preparing data
Able to assist in preparation of coverage proposals & policy forms for issuance to the client at direction and approval of underwriting manager
Assists in preparation of premium invoicing and statements, sending to client
Enters premium receivables in accounting systems, QuickBooks and Great Plains, scanning premium payments and saving to clients electronic file
Monitor Underwriting files to ensure client information is current and accurate, requesting updated information from clients as needed
Scan, file and maintain client underwriting hard‐copy documentation and electronic records management following guidelines and processes, including client communications, changes to client data, premium payments, rating and policy information
Initiate and follow appropriate underwriting process steps for work completion using data systems, tools and templates, provide data entry, including administrative and processing support, following standard operating procedures or process steps
Provides client services
Compose business correspondence, as needed and requested by management
Participate on special projects, as assigned
Take meeting notes on underwriting calls
Works collaboratively with team members and management
1-2 years previous work experience in invoicing and receivables
Proficiency with Microsoft Office, including Word and Excel
Microsoft Access Database experience preferred
QuickBooks and Great Plains accounting software experience preferred
Ability and willingness to learn new software programs
Experience in a professional office environment supporting direct manager as well as multiple managers
Strong organizational and time management skills
Analytical and problem-solving skills with attention to detail

205

Underwriting Support Assistant Resume Examples & Samples

Reviews and verifies the accuracy and completeness of applications to include premium handling; is thorough when performing reviews and conscientious about attention to detail to ensure a high quality product to customers
Relationship manager for internal and external customers; provides information and researches, analyzes and resolves problems to satisfy customer expectations; provides high quality customer service by remaining knowledgeable of current guidelines and practices
Meets or exceeds time service, quality and customer service expectations as defined by management; ensures timely responses to internal and external customers submitted via phone, email and workflow systems
Communicates effectively with internal and external customers; verbal and written communication is clear, concise and professional; uses appropriate grammar and spelling in written correspondence
Uses various databases to document reporting requirements and system generated reports. Accesses various other systems to provide information required by underwriting and maintains and retrieves underwriting files
This position requires extensive or prolonged typing/keyboarding/and sitting in front of a computer screen talking on the phone
Experience working in customer service
Experience with word-processing and email
Strong written and verbal communication; uses sound judgment
Able to create and build relationships with customers
Strong attention to detail
Ability to multitask effectively, work under pressure, meet deadline requirements and be flexible to meet changing customer needs
Demonstrates learning agility in key job functions, takes end to end ownership of assigned work load
Working knowledge of insurance products
Previous production/call center environment skills/experience
Seasoned ability to tactfully refocus customers
Previous customer service skills and experience in a call center

206

Underwriting Account Senior Assoc Resume Examples & Samples

Interacts with matrix partners in the coordination/accurate completion of Rate Action Form and effectively communicates sold plan information
Produces accurate and timely year-end settlement financials and 5500 reporting for our clients
Performs routine maintenance, report preparation and/or issue resolution with efficient book of business management
Completes timely portfolio workbook checks in the Underwriting Dashboard
Builds and maintains strong effective relationships with all matrix partners (Underwriting, Sales, Implementation, Billing, Commissions, Contract Agreement Unit, etc.) through open and clear communication
Complies with all business operating controls/quality assurance processes
Takes personal accountability for contributions to organizational results by successfully completing all required training
Participates in committee and project work in addition to core production deliverables
Approaches daily deliverables with a customer centric focus
** SKILLS TO HIGHLIGHT WHEN INTERVIEWING****
Self-motivation- working independently
Organization & Prioritization
Mathematical and Financial acumen/Problem solving

207

AVP Underwriting Resume Examples & Samples

Implements strategic objectives, underwriting strategies and best practices with substantial impact on the short-term success in the Southern zone
Ensures the achievement of continued profitability, growth and/or operational efficiencies for the Southern zone through assessment of risk tolerance, market appetite and emerging risk issues
Evaluates underwriting performance based on financial analysis. Includes rate, reserve adequacy, operational, planning and product reviews. Provides results to members of the underwriting management team and develops plans to resolve issues
Monitors the usage and profitability of alternative pricing programs
Drives adherence to underwriting authority delegation, audit criteria and catastrophe management for the zone
Collaborates with business partners in Risk Control, Actuarial, Claim, Worldwide Operations and Compliance to address governance and compliance issues related to underwriting practices
Provides guidance and direction in the development of underwriting and training tools
May lead, direct and have full management accountability for staff in area of responsibility with an emphasis on talent management and succession planning in accordance with strategic direction
May take lead responsibility for the development of underwriting strategies and position papers for emerging issues when assigned
May maintain relationships with branches, brokers, agents and customers to assess risk tolerance, market appetite and emerging issues
In-depth technical knowledge of underwriting theories and practices within the insurance field
Ability to effectively interact and communicate with all levels of external and/or internal business partners within scope of responsibility, team and/or matrix environment
Leadership and management skills, demonstrating integrity and professionalism
Ability to drive results by identifying, and resolving problems within scope of responsibility
Knowledge of the insurance industry, its products and services
Knowledge of Microsoft Office Suite and other business-related software
Bachelor’s degree with Master’s preferred in a related discipline, or equivalent
Typically a minimum of 10 years of related work experience, with five years management experience
Chartered Property Casualty Underwriter (CPCU) roles
LI-WM1
TMJ-WM1

208

Mortgage Underwriting Retail Credit Officer Resume Examples & Samples

Request additional information and/or documentation from originating offices, as needed
Provide monthly feedback to the Mortgage Market Managers (MMMs) and Processing Managers on issues related to the mortgage lending process and provide daily feedback to MLOs
Notify originators and other interested parties when loans are approved for closing
Work closely with Regional Production Credit Manager to identify trends or concerns developing within the Retail portfolio
Assist Regional Production Credit Manager and Retail Production Operations Manager in goal setting and training
Demonstrated proficiency in basic computer applications, such as Microsoft Office software products 8. Ability to travel, occasionally overnight

209

Underwriting Resume Examples & Samples

Bachelor's Degree preferred
2-3 years of Leadership experience required
2-3 years of Coaching experience required
Moderate Individual Risk Management expertise to advise and direct Individual Risk Management decisioning
Advanced knowledge of internal team’s processes and systems and basic external business unit knowledge
Able to supervise a team of employees, conduct performance reviews, and coach employees toward improved performance
Possesses intermediate written and oral communication skills
Possesses intermediate analytical, business writing, and presentation skills to perform the Risk Management, operational and business analysis and communicate to the appropriate audiences
Advanced knowledge of the Allstate customer and the systems that support them
Ability to adapt to change

210

Manager, Loss Mitigation Underwriting Resume Examples & Samples

Assess performance of individual members of the team. Provide timely feedback for favorable performance and contributions (i.e. recognition) as well as appropriate coaching/counseling for unfavorable performance
Support employee career development by providing employees with opportunities to develop their knowledge, skill and abilities and conducting candid career conversations
Support staffing (perpetuate the team) through candidate evaluations, conducting interviews and collaborating on staffing decisions
Resolve conflicts that arise between employees and/or customers
Establish priorities, delegate work and hold self and team accountable for attaining high quality results
Ensure policies and procedures are adhered to
Plan the operation and workflow for the Loss Mitigation function to ensure objectives are met
Review and assess the success of the plan, the allocation of the employees and resources and whether objectives were met
Initiate improvement projects, identify new ideas and delegate responsibility for identifying and developing new ideas to others
Allocate available resources appropriately
Manage a pipeline of loans and monitor revenue & expenses
Ensure investor and internal Service Level Agreements are being met
Ensure loss mitigation strategies are being offered in accordance with Investor and Insurer guidelines including Repayment Plans, Forbearances, Modifications, Short Sales and Deed in Lieu
Ensure loss mitigation programs are being offered by Investors and Insurers including the Treasury’s Home Affordable Modification Program
High school diploma or equivalent is required. Bachelor’s degree preferred
Minimum of five (5) years of experience in the mortgage industry required
Experience in mortgage loan loss mitigation or default preferred
Experience with Government Sponsored Enterprises (GSE), Federal Housing Authority (FHA) and/or Veteran’s Administration (VA) loans preferred
Experience with mortgage loan underwriting preferred
Proficient with Microsoft Office products (e.g. Word, Excel, Outlook, Powerpoint, etc.)

211

Underwriting Counsel Resume Examples & Samples

Must have thorough knowledge of title insurance rates and rules for all states licensed and be abreast of all current developments in rules in the licensed states
Must have knowledge of title insurance underwriting standards for each state assigned
Must have the ability to discuss and review proposed requests for coverage to determine potential risks; to suggest and provide adequate language in title commitments, policies and endorsements which will protect the company's interest while assisting the agents
Must be able to issue underwriting guidelines in keeping with risk decisions of management and keep management aware of risks undertaken and possible consequences
Microsoft Office proficient
License to practice law in good standing
Strong organizational skills with the ability to multi-task, prioritize and timely follow up
Completion of an undergraduate degree
A Juris Doctorate is required
Possession of a Law license in designated state
Minimum of 1-2 years of experience in Law Office which includes experience in Real Property Law

212

Head of Credit Underwriting & Portfolio Management Resume Examples & Samples

All underwriting requests from all Regional Offices are administered through the Toronto office with input from regional team leaders where appropriate. This position must distribute and lead the process of underwriting new and existing deals
Portfolio management tasks are administered through the Toronto office with input from regional team leaders where appropriate. This position must distribute and lead the process of portfolio management on a national basis
Leads the implementation of the underwriting department for CRE Canada and supports the Head of CRE Canada in implementing the Global CRE platform
Minimum of twelve years proven and progressive commercial real estate and multi-family lending underwriting experience in major national markets served, or equivalent
Bachelor’s degree in business, real estate, finance, related field or equivalent experience
Strong managerial, communications, analytical, planning, decision-making and organizational skills

213

Motor Underwriting Performance Manager Resume Examples & Samples

Contribute to the creation, implementation, maintenance and control of the Motor Underwriting strategy to drive forward delivery of business plans, including business metrics and key customer metrics
Manage underwriting footprint across all Motor channels, implementing underwriting rule (including referral rules) and rating changes to deliver key trading performance metrics, whilst ensuring adequate control of risk appetite. Identify opportunities for underwriting footprint development and new underwriting rule capability
Manage the underwriting question set and underwriting data sources, including application fraud prevention measures, understanding and controlling their impact on key trading and customer metrics. Identify opportunities for question set, underwriting data and fraud prevention developments, and work with the Underwriting Development team to deliver change
Monitor the impact of the Motor product structure, including cover levels, excesses and terms and conditions, on key trading and customer metrics, identifying opportunities and working with the Underwriting Development team to deliver product change
Ensure appropriate Underwriting controls are in place and followed with respect to testing, implementing and adhering to wider company risk appetite
Manage and develop a team of underwriters
Ensure compliance with core Group policies, statutory policies, regulatory controls, and timely completion of risk and audit actions with a particular focus on Customer Conduct

214

Motor & Rescue Underwriting Development Manager Resume Examples & Samples

Contribute to the creation, implementation, maintenance and control of the Motor & Rescue Underwriting strategy to drive forward delivery of business plans, including business metrics and key customer metrics
Deliver expert technical and analytical underwriting support to achieve performance targets and the Underwriting strategy including managing the delivery of change within Pricing & Underwriting and across divisions
Manage the development of underwriting rules (including referral rules) and rating across all Motor & Rescue channels, delivering new capability and insight to drive improvements in underwriting footprint management and trading performance
Monitor and manage the Motor & Rescue portfolio exposure to underwriting risk, including the setting and monitoring of Key Risk Indicator thresholds, working with the Underwriting Performance team and wider business to deliver mitigating actions. Ensure appropriate reporting is in place across relevant trading and risk forums
Manage the development of underwriting data sources and question sets, including application fraud prevention tools. Work with the Underwriting Performance team to deliver change and influence key trading and customer metrics
Manage the development of the Motor & Rescue product structure, including cover levels, excesses and terms and conditions, working with the Underwriting Performance team to understand impacts on key trading and customer metrics. Identify opportunities for new product developments, working with the Underwriting Strategy team to deliver business change
Ensure Technical & Margin Pricing developments and changes in Pricing capability are appropriate for underwriting purposes, and that underwriting rules are aligned
Ensure appropriate Underwriting controls are in place and followed with respect to testing, implementing and adhering to wider company risk appetite
Liaise with a wide variety of teams in order to shape, own and deliver your team’s priorities, working effectively with the wider Underwriting team, Category teams, wider Pricing and Underwriting teams and other areas
Manage and develop a team of underwriters
Ensure compliance with HR processes, talent management and performance management
Ensure compliance with core Group policies, statutory policies, regulatory controls, and timely completion of risk and audit actions with a particular focus on Customer Conduct
A competitive salary, benchmarked against our competitors, which will grow as you do
Pension 9% of your base salary, you can choose to contribute less or more than this, and anything you don’t wish to put in to your pension you can take as cash instead!
Private medical insurance (anyone can choose this through our flexible benefits scheme, and managers receive this as standard)
Attractive holiday entitlement
50% off our Home, Motor and Pet insurance
Free Travel insurance
Free Green Flag breakdown cover
Flexible rewards including Life insurance, income protection, critical illness insurance, personal accident insurance
Retail card, with discounts at big name retailers
My Discounts - a discounts website for all our employees, with great discounts, cash back savings and offers across hundreds of brilliant high street brands, travel, tickets, gym memberships and much more

215

Manager, Underwriting Effectiveness Resume Examples & Samples

Accountable for development, testing, and implementation of new underwriting rating environment (pricing translation, product modeling, output exhibit modeling, excel support tools, etc.)
Drives optimization of pricing accuracy and underwriting process efficiencies through leveraging of technology and industry best practices
Translate and configure pricing methodologies for all products in new rating environment
Configure data validation, controls, and workflow rules within new rating environment
Accountable for the design and develop of an automated batch rating method utilizing new underwriting environment calculation technology
Provides support for development of business and systems requirements, project plans, test plans, and innovative solutions to complex problems
Maintains strong personal expertise in the technology/systems which support the process
Nurtures an environment of high performance, empowerment, accountability, and alignment
3-5 years of related work experience in underwriting or actuarial rating tool support role
Past experience hands-on coding of calculation algorithms within underwriting/pricing tool
Strong understanding of group insurance product pricing methodology (Life, Disability, Critical Illness & Accident)
Advanced Microsoft Excel experience
Strong leadership and decision making ability

216

Underwriting Account Senior Assoc Resume Examples & Samples

Determines whether to accept, modify or decline that risk in accordance with departmental and company guidelines and standards
Maintains and assists in updating materials, manuals, rules and regulations pertaining to life and health products
Handles daily written and telephonic inquiries from agents and/or applicants regarding difficult or technical situations and complaint issues
Develops positive relationships with marketers, other departments and clients
Provide training as necessary to new or other employees
Reviews medical reports and consults with the Medical Director and/or supervisor on any questionable or new medical procedures/situations
Analyzes medical records and reviews files for possible rescission
Provides underwriting support to the Underwriting Analysts/Phone Verification unit
Provides research and analysis of complaints and may draft responses to State Boards
Bachelor’s degree or other equivalent business experience
FLMI, CLU designations or course work not yet completed
Well organized, detail oriented
Ability to prioritize work
Minimum of five years insurance experience, preferably Life and Health Underwriting

217

Manager, Medical Underwriting Resume Examples & Samples

Minimum of 4-6 years of Medicare Advantage experience strongly preferred
Must have several years of prior leadership experience
Extensive pricing experience via all types of pricing methodologies (manual, experience, blended, alternate, etc.) and funding arrangements with knowledge of the Aetna systems supporting those products and rating methodologies
Must demonstrate strong ability to mentor others

218

Underwriting Technician Resume Examples & Samples

Within designated authority and following established procedures, performs routine selection, evaluation, and pricing of the least complex risks
Assists underwriters by communicating with agencies on routine matters
Requests underwriting and/or state/company mandated requirements, based on guidelines
Performs data entry of surety application, including verification of information provided and compliance to state requirements
Issues and assembles bonds upon receipt of underwriter approval
Upon request from underwriters, processes cancellations, declinations and reissues of bonds
Upon request from underwriters, may review underwriting requirements and may recommend acceptance or denial utilizing preset procedures
May provide assistance and/or training to other Underwriting Technicians
May assist in special project work
May update the underwriting system
Knowledge of surety/bond processing procedures and documentation
Knowledge of applicable insurance products
Demonstrated ability to work at high levels of productivity and quality, with keen attention to detail
Ability to work independently on multiple tasks
Knowledge of Microsoft Office Suite as well as other business-related software
High school diploma, GED or equivalent experience. Some college preferred
Typically a minimum three years of related work experience in an office environment
LI-BD1
TMJ-BD1

219

Team Leader Programs Underwriting Resume Examples & Samples

Manages existing and promotes new relationships with direct and brokered clients: Working collaboratively with Program/Underwriting Manager and all underwriters for the program, fosters and maintains long-term, committed relationships with clients and brokers for the program; communicates submission standards and develops business plans for quality client and broker partnerships
Meets with clients and potential clients on a regular basis to enhanced new business opportunities and maintain existing clients. Directs services offered by the Program to foster new clients and promote continued relationships including training, education and loss control/risk management services
Manages a team of Account Executives responsible for servicing the direct book of business. This includes hiring and performance management of the team; promoting and facilitating continuous training and development of the A/E’s as well as mentoring; evaluates territory and/or account assignments, re-distributes as necessary; day to day personnel matters
Communication with carrier on program goals, issues and concerns. This includes meeting and communication with carrier both directly and through in-house underwriting, claims and loss control. Annual review and analysis of carrier relationship in underwriting, claims and loss control
Involved in hiring and approval process of all Program employees
Serves as liaison with sponsoring association: Maintains strong relationships with association board members and association members; drives business opportunities through association contacts; attends required association conventions and board meetings; provides education/training to association membership
Facilitates a thorough understanding of the program through effective and timely communication of industry trends, loss control/risk analysis information, claims management, marketing and sales activities, proposed coverage enhancements, and potential new segments
Directs target marketing campaigns: Provides direction to Marketing and MountainGuard Staff for target campaigns to promote and drive business opportunities for the program in alignment with the dynamics of the underwriting guidelines and appetite; this includes client communication, advertisements, consultation on web site content; developing and managing services for clients and emailing campaigns
Pre-qualifies new business submissions against program appetite and underwriting guidelines, providing feedback to distribution partners and following up on outstanding submission information to facilitate the underwriting process
Tracks and monitors program financial results, hit ratio and retention metrics, and participates in weekly revenue meeting and budget planning; communicates with team, underwriting manager and senior leadership regarding program performance issues, developing action plans as needed
Participates in quarterly claim review meetings, as required; will also review and approve all claim declination letters prior to any notification being sent to the insured by the TPA/carrier
Completes special projects and assignments as required by various members of senior management

220

Senior Executive, Group Health Underwriting Resume Examples & Samples

Perform business underwriting for new and existing (renewal) business
Product/Policy training to corporate clients, agents and brokers in HQ and branches nationwide
Manage portfolio risk to ensure profitable portfolio growth
Ensure policies/ endorsements are delivered within stipulated time
Product development / enhancement – work closely with all parties concerned
Liaise with Third-Party Administrator (TPA) on underwriting matters or admission to hospitals
Assist the Group Health team in implementing and monitoring of sales campaigns

221

Assistant Manager, Group Health Underwriting Resume Examples & Samples

Assist in product/Policy training to corporate clients, agents and brokers in HQ and branches nationwide when required
Visitations to corporate clients, brokers and agencies when required
Close monitoring and management of Claim Recovery for GHS accounts
Assist in managing resources to achieve optimum level of customer service through efficient team management by ensuring the team is meeting underwriting TAT and accuracies target
Product and system development / enhancement – work closely with all parties concerned
Assist in developing and carrying out strategies and management decision
Reporting and business review on production and claims on a regular basis
Train and develop talents to prepare for business expansion and improvements
Implementing and monitoring of sales campaigns, Maxis GBN and new initiatives
Any other special projects or assignments, e.g. BCP exercise, organizing company events, etc
Detailed and meticulous with good problem solving and decision making skills
Have experience in managing a team
IT literate – Microsoft Excel and Microsoft PowerPoint is a must

222

Senior Manager, MI Underwriting Resume Examples & Samples

Work with underwriting team leads to establish specific individual performance plans, including specific productivity metrics. As necessary, develop and execute on remediation plans to achieve targets
Create a culture of innovation and continuous improvement by championing new processes, technologies and service initiatives. Solicit ideas and feedback from all levels of the organization and consistently provide feedback on how they are being evaluated and, when appropriate, implemented
Manage process of reviewing and responding to QA deficiency findings. Evaluate reasonableness and accuracy of individual responses and ensure timely closure. Participate in “high risk” review process by preparing and delivering objective input on individual performance
Partner with Operations Analytics to develop and execute on monitoring plan necessary to ensure that capacity distribution across regional and account-specific teams is aligned with incoming volumes; quickly respond to shifting market trends as necessary to ensure a consistent customer experience. Continue refinement of ongoing capacity management to maximize efficiency while navigating through seasonal shifts in volume
Evaluate trends from QA reviews, ECC findings and general market developments and provide content recommendations for ad hoc and recurring trainings. Develop and implement mechanisms to ensure that trainings on specific processes and concepts are being consistently applied by all teams
Collaborate with Underwriting Product Manager to operationalize new products and services, as well as specific customer initiatives. Develop appropriate production success metrics and evaluate on a recurring basis
Partner closely with Operations leadership peers to develop and execute ideal cross-training and workload sharing strategies to best maximize total capacity
Develop and deliver recurring organization performance updates for senior management, including execution against key quality, efficiency and expense targets
Minimum 7 years of leadership experience
Demonstrated ability in developing and driving strategic business initiatives
Demonstrated leadership and ability to motivate others to achieve results
Knowledge of underwriting guidelines, philosophy and products
Ability to work collaboratively across all areas of the business
Proven analytical skills and deep knowledge of data related to customer fulfillment processes

223

Underwriting Technician, Excess & Umbrella Resume Examples & Samples

Workflow Management
Strong PC skills, especially in Word, Excel, and Outlook and paperless working environment
Self-directed and highly productive with minimal supervision
2+ years of insurance related experience, including a fundamental understanding of underwriting concepts, practices and procedures; general knowledge of product offerings and solid business acumen

224

Underwriting Account Senior Assoc Resume Examples & Samples

Achieve renewal, implementation, GATE, cancellation, and all other structure goals in partnership with Underwriters, Sales, Implementation and other key matrix partners
Manage a book of business related to a multitude of operational responsibilities; tasks impacting presales and renewals
Works with Sales and Underwriting as well as matrix business partners in resolving daily service issues
Structure/enter new & renewing DHMO business accurately and within a given time frame
Approve new and renewal Dental & Vision business accurately and within a given time frame
Provides information to enrollment and installation teams
Demonstrate expertise of overall product knowledge and pricing when approving Dental and Vision on behalf of Dental Underwriting
Produces year end settlement financials, as well as 5500 reporting generation, and direct mail
Conduct monthly renewal and new business audits
Provides departmental administrative support
Manage and maintain files and company documentation with accuracy and confidentiality subject to financial and legal review
Assists with special projects and tasks as assigned

225

Underwriting Senior Specialist Resume Examples & Samples

Manages an assigned book of business, focused on attaining profitable growth, persistency, and earnings
Performs case-specific risk assessments
Responsible for account level rate development and conducting customer negotiations with Sales on a more complex book of business
Develops and monitors account earnings plans to achieve growth and profitability
Develops strategic recommendations related to market competition, products and pricing
Partners with sales department and brokers to deliver customer presentations and acts as financial consultant on case-specific issues
Influences underwriting best practice and provides input to matrix partners on product development and pricing
Experience in Group Insurance or Medical Underwriting is strongly preferred
Ability to make effective decisions based on strong knowledge of all financial implications, both internal and external
Thorough knowledge of factors that influence market and competitive conditions

226

Life Underwriting Claims Resume Examples & Samples

Analyze and evaluate new Life Claims to ensure the correct beneficiary(ies) is identified and paid
Analyze and evaluate new Disability Claims by reviewing the contract, and reviews medical reports in preparation of Disability claims
Process Life Claim payments: All paperwork in good order, meet all compliance standards
Review riders and status of the policy to determine reserves, manual calculation is necessary, if needed: Death Benefit Options, Outstanding Loan, Loan Interest, Premium Refund, Decreasing Term etc
Accurately document the pertinent claim details in the claim system
Handle insured and beneficiary inquiries
Handle pending claims follow up in a timely manner
Previous Claims processing experience preferred
Activities are of low to moderate complexity, requiring some independent judgment, using procedures standard to the organization
Ability to work in a fast paced/goal driven environment
Ability to work independently and in a team oriented environment
A basic understanding of life insurance products and concepts is required
Intermediate verbal/written communication skills
System knowledge: Atlas mainframe, Cyberlife, Transcend, AWD and SAP
Product knowledge: Allstate, New York, Lincoln Benefit Life, Surety and Transcend
Ability to adapt to a constantly changing environment
Must have basic organizational skills
Intermediate computer skills to include experience with Word and Excel
Support existing or new systems/programs and evaluate for improvement
Understand basic financial control and clear suspense processes
Exhibit courteous and professional demeanor in all communication with beneficiaries, attorneys, estate representatives, agents, and other interested parties

227

Director of Underwriting Resume Examples & Samples

Responsible for providing direction to underwriting staff; this could range from entry-level to highly experienced underwriters with significant individual underwriting authority. May provide direction to the Underwriting Team Manager(s)
Provides consultative services to sales personnel and wholesalers to advise on alternatives where MetLife is unable to issue a policy
May have responsibility for an underwriting caseload of unique or complex cases
Focus on broader and more diverse underwriting issues; participate with senior management to set underwriting strategies, policies, guidelines, and standards for timely service and production goals
Provides guidance and renders final ruling on unusual cases; communicates any changes/revisions in guidelines to staff
Builds relationships with sales force by conducting sales office visits and giving presentations
Develops staff. Fosters a positive, motivating work environment that empowers staff to take responsibility and achieve department goals
Performs other duties as required or assigned
Supervisory Responsibilities:Full people management responsibility, including hiring, termination, promotions, performance management, compensation, training and development
10 years life underwriting experience and minimum of 2 years experience managing underwriting staff, or 10 years management experience with significant experience in an underwriting management role
Expert knowledge of underwriting policies and procedures and guidelines dealing with risk analysis
Knowledge of insurance principles including mortality, insurable interest and actuarial theory
Strong math skills for determining mortality, financial underwriting and risk clarification
Superior knowledge of life products, services and the overall insurance industry
Understanding of medical terminology, human biology and anatomy
Competencies: Focuses on Customers, Communicates Effectively, Manages Performance Effectively, Inspires a Shared Vision, Builds Relationships
Strong written and verbal communication and influencing skills
Tenacious with follow-up, detail orientation and organizational skills
A team player with positive attitude
Energetic and embodies the focus needed to build a new business
Academy of Life Underwriting coursework towards completion of AALU or FALU designation
Life Office Management Association coursework towards completion of ALMI or FLMI designation
Typically requires an Associate/Bachelor’s degree or equivalent work experience

228

Middle Market Underwriting & Sales Manager Resume Examples & Samples

Highly regarded for leadership capabilities- previous management experience, including leading a team of underwriters, strongly preferred
5+ years multi-line underwriting experience in Middle Market
Agency territorial management experience
Solid financial / business acumen skills
CPCU, IIA or CIC coursework preferred

229

Small Business Underwriting Team Lead Resume Examples & Samples

Managing a team of 4-5 Credit Analysts, ensuring that all deadlines, production requirements and audit standards are met
Assiting team in conducting credit analyses: including gathering, analyzing and interpreting all types of credit information on existing and prospective customers
Making recommendations/ decisions regarding the extension of credit
Responsibility for appropriate and timely communication with partners in the field, to include credit discussions, negotiations and escalations
Reviews recommendations made by staff to ensure accuracy of analysis and appropriateness of overall decision
May have an assigned level of credit approval authority
Master's degree, or equivalent work experience
10 or more years of experience in credit analysis and/or lending activities
Three or more years of supervisory experience
Knowledge of SBLC policy, processes and procedures
Considerable credit analysis and analytical skills
Extensive knowledge of credit administration, policy and procedures

230

AVP Underwriting Resume Examples & Samples

Implements strategic objectives, underwriting strategies and best practices with substantial impact on the short-term success in the Northeast zone
Ensures the achievement of continued profitability, growth and/or operational efficiencies for the Northeast zone through assessment of risk tolerance, market appetite and emerging risk issues
LI-JM1

231

Underwriting Representative Resume Examples & Samples

Must type a minimum of 35 WPM
Must have excellent customer service and telephone communication skills
Ability to prioritize work and use time management skills
Must possess interpersonal skills that are conducive to adapting to change and working in a team environment
Must have two (2) years of experience in a customer service role, or two (2) years property casualty agency experience

232

Debt Underwriting Group Resume Examples & Samples

Assist in tracking key leveraged loan metrics throughout a transaction’s life (weekly)
Pre-signature; review deal terms tracking in system and updated Term Sheets to ensure consistency w/Committee approval (weekly)
Pre-signature; having checked all requirements, approve for commitment signature (weekly)
Track Capital Committee followup completion (weekly)
Work with Bankers prior to Capital Committee memo submission to enhance accuracy/quality control, particularly leveraged lending sections (weekly)
Followup post memo submission to Committee, to review leveraged lending sections to ensure highest quality final memos for files (weekly)
Work w/coordinators to ensure “pipeline” of deals flagged/agenda requests done (weekly)
Work with Banking teams to help encourage timely memo submission (weekly)
Leadership on cross-divisional technology projects to aid efficiency and automation
Preparation of Committee agendas and recording, documenting and distributing committee decisions and follow ups
Scheduling of ad hoc committee meetings
Coordinating with Compliance to wall cross committee members, as applicable
Detail oriented; ability to review many 30+ page documents each week, identify errors and ensure correct data entry
Ability to work flexible hours given deal timelines and committee meetings that regularly require weekend work

233

Underwriting Technician Resume Examples & Samples

Maintain a solid understanding of departmental guidelines, systems, workflows, forms, product lines and other materials needed to fulfill work assignments in accordance to service standards
Stay within established departmental audit scores for file quality and handling
Issue cancellation, nonrenewal and reinstatement notifications as requested and process all documents (i.e. DNOC, reinstatements, filings, etc.) according to state rules and regulations
Rate and issue accounts per underwriting instructions and ISO/Program rules. Enter information into appropriate rating/issuance system
Process endorsements, audits and other policy related transactions based on underwriter instruction or departmental standards
Work to resolve customer issues/grievances within designated authority level and timely elevate unresolved complaints to appropriate persons/department for further investigation
Maintain a working knowledge of Markel systems including but not limited to ICON, ODEN, MPOLICY, MARIS, SAGE and OnBase
Participate in special projects and/or assist participants as needed by Manager
Prior Commercial Rating experience, including a working knowledge of Markel systems including but not limited to ISO, MARIS, MPOLICY, ICON, Manual Rating, Reference Connect and Oden
Strong skills in verbal and written communication, analysis and problem solving, organization and time management
Comfortable with high volume workloads, multiple priorities and production standards

234

Underwriting Technician Resume Examples & Samples

Acquires a basic understanding of risk and contract evaluation on prospective and renewal business
Manage the data collection and data entry into pricing models
Performs initial analysis of prospective cases while maintaining open communication with Underwriting
Participates in underwriting projects as assigned by manager
Provides timely and high quality customer service to underwriters through all phases of data gathering, initial pricing, sold quotes, and on-going account
Successful candidates will possess

235

Underwriting & Trading Assistant Resume Examples & Samples

Coordinate & support underwriting & trading staff in their daily activities
Support the California public finance banking department’s various underwriting requests (provide new issue scales, monitor & analyze the California new issue municipal bond market, provide relevant market information to banking department
Create spreadsheets to follow specific California municipal credits
Monitor co-managed syndicates
Monitor trading books for accuracy and ensure all positions are offered and displayed on all electronic trading platforms
Answering phones and fielding questions from internal and external relationships
Communicate effectively and confidently with bankers, sales, traders & underwriters, financial advisors and issuing clients

236

Capital Summer Underwriting Intern Resume Examples & Samples

Must have experience using Excel (formula functions, pivot tables, charts )
Experience with MS Access - Preferred
Must be currently working towards a Bachelor’s degree in Business Administration, Risk Management, Finance or Economics
Must be able to work 40 hours a week

237

Executive Director, Underwriting Services Resume Examples & Samples

10+ years reinsurance underwriting experience or 15+ years direct underwriting experience
Advanced oral and written communication skills demonstrating ability to share and impart knowledge
Ability to quickly adapt to new methods, work under tight deadlines and stressful conditions
Advanced investigative, analytical and problem solving skills
Advanced ability to set goals and handle multiple tasks, clients, and projects simultaneously; Ability to appropriately balance priorities, deadlines, and deliverables
Ability to work well within a team environment and participate in department/team projects
Ability to balance detail with departmental goals/objectives
Advanced ability to translate business needs and problems into viable/accepted solutions
Advanced ability to manage multiple projects or teams and set applicable goals
Advanced negotiating and persuasion skills
Advanced ability to liaise with individuals across a wide variety of operational, functional, and technical disciplines
Ability to resolve conflict and foster teamwork
Broad business knowledge

238

Underwriting Services Account Manager Resume Examples & Samples

Support new business sales of underwriting services in the U.S (Rx, AURA, DRS, TRL, DHR). This would include participation in client meetings, demos, presentations and phone calls. Act as the subject matter expert (SME) for underwriting services related discussions
Assist in the implementation of underwriting services with new clients. Support project manager(s), Business Development, AURA Technology, and other SME’s to ensure flawless execution of project implementation plans
Assist in the identification and development of new underwriting services. Assist in the development of marketing plan and materials for these services
Develop and execute annual account management plans for new and existing underwriting services clients. Coordinate activities within RGA to identify clients’ goals and needs and then support them. Provide timely reports on new business pipeline, account management activities, and client reporting and results analysis
Represent RGA as the e-underwriting expert at seminars and trade shows, and actively seek and develop case studies and articles that highlight client success with RGA solutions
Act as liaison between AURA Technology, US BD, and the Underwriting Services teams
Assist in the management of our 3rd party and industry provider relationships for underwriting service offerings
Assist in the management of AURA rules set performance, development and innovation for all e-underwriting services
Follow underwriting related trends to make sure RGA is in the forefront of change
Maintain regular and predictable attendance
Bachelor’s Degree or equivalent related work experience
10+ years experience
Working knowledge of Underwriting, e-underwriting, and shares a vision for innovation
Highly advanced oral and written communication, presentation and training skills, demonstrating the ability to convey business terminology that is meaningful and well received by all stakeholders, including customers and associates
Knowledge of life insurance products and general business practices
Demonstrate full understanding of e-underwriting related products and services
Highly advanced persuasion and negotiation skills when working with internal partners and external customers
Highly advanced investigative, analytical and problem solving skills utilizing experience, research, guidelines and internal resources
Highly advanced ability to manage multiple tasks, projects and/or sub-teams simultaneously, including the ability to handle changing priorities and ability to delegate key areas of responsibility
Highly advanced ability to translate business needs and problems into viable and accepted solutions
Expert ability to balance detail with departmental goals/ objectives
Advanced skills in customer relationship management and change management
Expert ability to analyze and improve business processes
Highly advanced ability to liaise with individuals across a wide variety of operational, functional, and technical disciplines
Exceptional ability to foster a teamwork and customer service focused environment
Ability to travel 20 – 30%

239

National Underwriting Executive for Business Banking Resume Examples & Samples

Execute credit underwriting strategy, policies and procedures through management of Business Banking’s Credit Approval Officer teams
Monitor existing and implement new process-oriented metrics around decision quality, KRIs and “time to money”
Actively participate, syndicate, innovate and support process, policy and technology initiatives designed to improve decision quality and overall efficiency, elevate service and lower costs
Promote a culture of continuous improvement with discipline around end-to-end workflow/process skills and quality metrics; participate in the review and recommendation of operational systems and procedures
Ensure that credit decisions meet regulatory and compliance requirements
Drive credit loan decisioning initiatives through influence and partnership with internal teams (e.g., Relationship Managers, Credit Operations, Finance, etc.)
Work with peers throughout the firm to remain current on policy, process, legal, regulatory and technology changes impacting the business
Leverage a keen understanding of both score-assisted and graded credit for exposures up to $25mm
Work with loan products comprised of working capital lines of credit, equipment financing, construction lending, commercial real estate, investment real estate, SBA, cash management products and leasing
Lead large, diverse teams in multiple locations driving high employee satisfaction and retention; develop a strong pipeline of successors
Leverage proven financial acumen to manage budget, identify and calculate cost savings (business case development) and to direct capacity planning/project allocation
Present progress and strategy to varied audiences including executives and business partners
Guide the development and implementation of policies and procedures to ensure a strong controls infrastructure
Provide reporting to line of business and risk management according to bank and regulatory requirements
Work with Operations/Compliance/Control partners to proactively identify and close any control gaps that may exist; interact with internal/external auditors and regulators
Operations Management
Customer Focus
Credit Acument
Interpersonal Relations
Written/Verbal Communication
Managerial Skills
Leadership Abilities
Decision Quality
PC Skills & Microsoft Suite
Demonstrated, well-rounded leadership with 15+ years in leadership roles managing significant numbers of employees across multiple locations in Financial Services (or comparable industries), Operations, Commercial/Business Banking and/or Consumer Banking
Strong credit operations background required
Credit background preferred (e.g., C&I, real-estate, SBA)
Well-developed ability to attract, train, motivate, develop and retain employees
Strong interpersonal skills and demonstrated success in building collaborative relationships with ability to influence the development and execution of key operational strategies and projects
Proven communication skills, both verbal and written, with ability to present to varied and large audiences, including executive updates
Demonstrated financial acumen to manage budget, identify and calculate cost savings (business case development) and to direct capacity planning/project allocation
Established background in promoting a proactive risk culture and driving control initiatives, including knowledge of regulatory requirements
Exceptional analytical, project management, decision-making and problem resolution skills

240

Underwriting Tools Resume Examples & Samples

Makes observations on market specific implications of business strategies (e.g., Impacts of product changes relative to mix of business trends, correct classification, discount utilization, etc)
Knowledge of data sources, and has the ability to retrieve and review data from existing and new sources (OLAP/DART, Business Objects, CDF, etc)
With minimal direction, evaluates and performs data analysis in support of Supplier Performance and Product Operation strategies
Supports the development of business recommendations to achieve corporate goals and communicates to underwriting team
Assures proper execution of underwriting practices for Product Management through monitoring of underwriting and supplier processes and metrics
Supports the development / design of new plans, programs, processes, products up to moderate complexity
Participates in the formulation of strategies to achieve plan objectives and communicates to leadership to gain alignment
Monitors metrics/data to ensure processes are followed and applied consistently. Actively communicates anomalies and recommended actions to appropriate stakeholders
Ensures project controls are in place throughout the lifecycle of the project, and follows up as necessary
Assists in determining where additional resources / expertise may be necessary to successfully complete projects / assignments
Serves as a subject matter expert; consults on complex issues within their disciplines from an internal perspective
Begins to forecast short-term and long-term deliverables
Supports the development/design of new supplier and underwriting plans, programs, processes, products
Develops communication strategies and materials to support new plans, programs, processes, and products for Leadership
Solicits inputs from key internal and external stakeholders
Actively builds strong relationships among teams and team members to ensure cooperation on project objectives
Education: Bachelor’s degree or equivalent experience
Experience: 2-4 years industry experience preferred
Good analytical and problem solving skills
Knowledge of underwriting, product management and general insurance principles preferred
Demonstrates and fosters a sense of urgency, strong commitment, and accountability for achieving results
Working knowledge of data retrieval and manipulation
Effectively network and communicate with different types and levels of staff, both written and verbal

241

Small Commercial Underwriting Technician Resume Examples & Samples

Provide daily support to Underwriting in the management of all underwriting transactions, service standards, agency relationships, and compliance rules and documentation
Coordinates multiple deliverables to achieve service standards and underwriting guidelines
Provides accurate rating instructions for high quality output
Build and demonstrate knowledge of underwriting Systems, workflows, systems ,compliance rules, lines of business and coverages to support underwriting functions in Small CL
Developing proficiency in basic underwriting analysis, file preparation, report assessment and compliance rules

242

Underwriting Excellence Resume Examples & Samples

Graduates who have obtained a Bachelor's degree
Minimum 3.0 cumulative GPA
You are open to learning, willing to be coached, and able to be flexible in an ever-changing industry
You thrive in a team environment. We're one big family who has fun together and helps each other
You take accountability for your actions
You have a strong work ethic
You are driven to get better every day

243

Underwriting Management Assistant Resume Examples & Samples

Educated to degree standard - ideally a law degree being beneficial
Proven experience in the Lloyds of London insurance market
Previous experience (minimum 2 years) at a Lloyd’s syndicate in an underwriting or underwriting management position
Ideally some knowledge of the PRA, FCA and Lloyd’s regulatory framework; an ACII qualified / part qualified
A proactive approach to work and being able to work on own initiative in identifying required actions is essential
Experience of Eclipse underwriting system an advantage
Ability to communicate confidently, efficiently and clearly in both written and verbal forms
Progressive thinker - able to consider activities and suggest alternative ways of accomplishing tasks to achieve similar or better results
IT literate with experience of Microsoft Office Suit

244

Underwriting Risk Project Management Consultant Resume Examples & Samples

Collaborates effectively with mgmt & appropriate project stakeholders on more complex issues & conflicts that impact time, cost, scope, quality & risk of assigned projects
Consults with project owners & appropriate personnel to manage project quality & cost
Develops and executes more complex effective project management throughout the project development lifecycle, including but not limited to: project planning, resource planning, change management and communications planning, managing changes to scope
Ensures that the project schedule is accurate, updated, and reflective of authorized changes
Facilitates project communications with sponsors & other leaders/contributors
Identifies more complex project resourcing needs & facilitates the procurement of needed hardware, software & human resources for the project
Leverages knowledge of the project plan to ensure that it is accurate, updated and reflective of authorized changes
Manages & delivers more complex projects conforming to project mgmt standards & processes as designated by his/her assigned area of responsibility, including applicable change control & project mgmt methodology
Monitors & evaluates more complex projects progress & performance against the project plan & develops more complex mitigation plans
3 - 5+ Years of experience in Group Underwriting and Project Management that directly aligns with the specific responsibilities for this position(Required)
2 - 3+ Years of experience in Project Management
Strong Understanding of Underwriting systems
Six Sigma GreenBelt Certification a plus

245

Consultant Underwriting Aic-johannesburg Towers Resume Examples & Samples

NQF level 4 : Grade 12
Certificate in Business Studies (ICiBS)(IISA)
Certificate in Proficiency
1 Year experience in Short term Insurance underwriting environment
One (1) years’ FAIS experience in a FAIS role
Minimum of 60 Credits in FAIS

246

AVP Commercial Underwriting Resume Examples & Samples

2 years of underwriting experience in a banking environment, necessary
Previous related skills, knowledge and experience, required
Proficiency in the Microsoft suite of products, necessary

247

Manager, Medical Underwriting Resume Examples & Samples

Develops a strong unit through dynamic supervision and sharing of expertise
Manages workflow within the unit and directs changing priorities
Negotiates and explains rate development and application of underwriting policy
Builds strong cross-functional relationships with sales partners and other internal organizations
Identifies staffing needs and/or training issues and recommends a course of action
Leads process improvement initiatives to improve productivity, accuracy and/or customer service and influences tool development
Provides superior customer service
Ensures team members have the information to do their jobs
Understands, applies and explains company services, product standards, underwriting policies, strategic direction and new initiatives relative to unit's responsibilities
Grants underwriting exceptions and financial variances within prescribed limit -Manages and/or participates on assigned projects
May participate in broker/customer meetings
Works across Aetna's segments/markets to achieve goals
Utilizes knowledge of competition and competitive position to evaluate risk and maximize profitability
Analyzes problems or issues from different points of view to find the optimal solution
Helps set case and market strategy
Ensures that timely actions and deliverable are met by team
Coaches others to maximize performance and is responsible for performance development and review
Rewards employees for innovation and responsible risk taking
Minimum 5 years underwriting experience, with medical underwriting strongly preferred
Demonstrate strong leadership skills (at least 3 yrs)
Demonstrate the ability ability to coach, mentor and develop others
Excellent verbal and written communication skills 5-7 years experience in Medical underwriting

248

Underwriting Technical Oversight & Development Resume Examples & Samples

Plan own deadlines and on own initiative submits decisions and directions to the required standards
Participate in setting strategy, policy and objectives with decision making based on a thorough understanding of end results
Assist in defining opportunities to further the application of RGA’s Underwriting proposition
Support the customization of underwriting learning and development initiatives to suit business unit needs
Set appropriate success measurements
Develop and submit plans for areas of responsibility reflecting Divisional objectives
A focus of ensuring that our underwriting staffs remain skilled to an advanced level so that our business units remain equipped to tackle the most complex product and risk management situations. The role will have a strategic but indirect bearing on the Division’s business units and customers
Assist the Senior Vice President in defining and implementing the appropriate infrastructures
Works with the Senior Vice President to implement divisional best practices and in the deployment of underwriting initiatives throughout the division
Leads and manages ongoing team/department special projects and organizes or participates in committee meetings as a subject matter expert, leader or team member
Supervises all the activities of the department to ensure completion; responsible for the team’s performance
Develop and implement risk management procedures and policies and ensure monitoring processes provide adequate information on performance
Ensure the Knowledge Platform meets required local and corporate compliance obligations throughout the Division
Assist the SVP to support the Managing Directors in defining and implementing the appropriate local frameworks in order to maintain highest standards to support clients
Work with the SVP to assist the Managing Directors to implement divisional best practices (with agreed upon adjustments as need be) per function as discussed with divisional functional leaders
Work closely with the various underwriting leaders, medical staff, claims staff throughout the International Division and their counterparts in the US and Canadian Divisions
Working with Internal Audit, develop and maintain an underwriting Quality Assurance Program (QAP) for internal and external purposes that will be consistently applied across the globe
Trains and reinforces appropriate standards in Quality Assurance, compliance and best practices as they pertain to our underwriting processes
Analyze data and trends from underwriting production to develop key benchmarks in underwriter competitiveness and productivity
Provide necessary feedback from QAP process into Professional Development
Cultivate sources of training and education information in collaboration with RGA’s underwriting, medical staff, actuaries and researchers and across divisional and product lines
Ensure that all material supporting training and education is filed centrally and within accepted standards with appropriate access permissions
Contribute to discussions on underwriting policy development
Provides support to the regional and local teams to ensure that business grows using innovative and supportive underwriting techniques
Develop an understanding of key regional, market and regulatory differences as they affect underwriting practices
Develop and keep up to date with international trends and developments pertaining to underwriting
Cultivate good working relationships with the Chief Underwriters across RGA
Develop good working relationships, including third party retrocessionaires, to support RGA and its clients’ needs in growing the businesses
Bachelor's degree and substantial related life insurance industry experience (10 plus years)
Highly developed medical and financial underwriting skills are essential
Prior experience in RGA’s facultative underwriting techniques preferred
Multi-country underwriting experience preferred
Advanced analytical and problem solving skills utilizing experience, research, guidelines and internal resources
Advanced underwriting auditing experience
Advanced knowledge of insurance principles, underwriting policies and procedures and guidelines for dealing with risk analysis
Advanced knowledge of medicine, law, accounting, and finance as applied to the evaluation of life reinsurance risks
Highly developed communication and analytical skills along with the ability to grasp project objectives quickly
Ability to sensitively and adeptly manage cross cultural discussions and negotiations on highly technical subject matters
Seeks agreement or settlement in contentious or potentially contentious situations
Activities requiring the balancing of a number of objectives within a given timeframe by drawing on various resources
Identification and weighting of new and diverse consequences using recognized criteria
Adaptation of methods to obtain an appropriate result in an unprecedented situation

249

Life Underwriting Claims Resume Examples & Samples

Applies highly advanced knowledge of workflow management
Applies advanced knowledge of analytical procedures to reconcile, manipulate, and recognize patterns of data
Applies highly advanced conflict management and problem resolution skills in managing internal and external customer relationships
Ability to assist leadership in achieving business unit objectives

250

VP of Cyber Product Underwriting Resume Examples & Samples

Drive the understanding and strategy for the Cyber peril
Primarily centered on the management of the Security & Privacy product
The Cyber Peril exists in many separate coverages outside of Professional Liability/Special Lines
Bachelors Degree and 10 or more years of experience in the Underwriting area with experience in Cyber
CPCU
Excellent listening, verbal and written communication skills

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