Underwriting Consultant Resume Samples
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Underwriting Consultant Resume Samples
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BT
B Torp
Bettie
Torp
8799 Daugherty Hills
New York
NY
+1 (555) 690 7449
8799 Daugherty Hills
New York
NY
Phone
p
+1 (555) 690 7449
Experience
Experience
Detroit, MI
Underwriting Consultant
Detroit, MI
Shanahan and Sons
Detroit, MI
Underwriting Consultant
- Manages multiple tasks and effectively prioritizes work
- Develop positive working relationships with peers, and sales and other departments
- Manage assigned workload meeting production and time service standards
- Develop positive working relationships with peers and sales and other departments
- Execute financial management on a complex book of business consisting of multiple accounts
- Participates in project work groups including process improvement initiatives
- Provides technical assistance to Producers and consultants related to analysis, projections, and coverage issues
Houston, TX
Management Liability Underwriting Consultant
Houston, TX
Sanford, Von and Schoen
Houston, TX
Management Liability Underwriting Consultant
- Proactively identifies cross-sell opportunities and partners with other underwriters to deliver comprehensive insurance solutions for the customer
- Keeps current on state/territory issues, regulations and trends
- Demonstrates in-depth knowledge of CNA’s products and appetite while clearly communicating CNA’s position at the point of sale
- Understands pricing components and rating methodology as well as use of the predictive modeling tools; prices risk based on financial and competitive analysis
- Underwriting Expertise
- Reviews work performed by others and provides recommendations for improvement
- Supports the identification and development of best practices work flows and procedures
present
Los Angeles, CA
Private Company Management Liability Underwriting Consultant
Los Angeles, CA
Krajcik LLC
present
Los Angeles, CA
Private Company Management Liability Underwriting Consultant
present
- Prioritizes time and resources to effectively manage and optimize producer performance
- Develops producer relationships to build pipeline, agency intelligence, and drives performance to meet and exceed results
- Operates with an Enterprise perspective to identify cross sell opportunities and create growth within other lines of business and customer segments
- Drives effective relationship management and customer activities to build trust, facilitate negotiation and secure commitment with the customer
- Portfolio Management
- Sales & Distribution Management
- Builds/maintains rigorous sales practices using all CNA systems including SalesForce.com and other sales tools and disciplines
Education
Education
Bachelor’s Degree in Business Administration
Bachelor’s Degree in Business Administration
University of Illinois at Chicago
Bachelor’s Degree in Business Administration
Skills
Skills
- Strong attention to detail and accuracy
- Strong communication, negotiation and presentation skills. Ability to effectively interact with all levels of CNA's internal and external business partners
- Ability to prioritize and respond quickly and effectively to numerous and simultaneous demand
- Track record demonstrating good quality and productivity as well as career advancement and increasing approval authority
- Proven ability to organize and deliver on time with excellent results
- Strong written and verbal communication; ability to influence
- Very strong knowledge of underwriting policies and procedures, reinsurance, reinsurance manuals, and guidelines dealing with risk analysis
- Strong desire to learn and develop professional skills
- Very strong understanding of medical terminology, human biology and anatomy
- Proven ability to meet tight deadline, work under pressure prioritizing multiple tasks
15 Underwriting Consultant resume templates
Read our complete resume writing guides
1
Underwriting Consultant Group Medicare Resume Examples & Samples
- Bachelor’s Degree in Business, Mathematics or a health-related field
- Prior underwriting experience, or comparable in-depth knowledge and understanding of underwriting practices
- Intermediate to advanced knowledge of Microsoft Access and Excel
- Previous experience in claims and/or provider network operations
2
Underwriting Consultant Resume Examples & Samples
- Provide strong and effective leadership in delivery of superior client-focused underwriting service which balances sales objectives within risk tolerance and profitability objectives that contributes positively to persistency and reputation in the marketplace
- Collaborate with our business partners by openly debating issues. Help establish clear accountabilities, trusting colleagues to do their part and delivering sound end to end solutions
- Ensure competitive underwriting offers are consistently made on a timely basis to RBC clients in order to place business that is consistent with RBC pricing and profitability objectives
- Provides effective communication to all customers by ensuring the team is responsive to inquiries, is proactive with communications and provides alternative offers on declines, consumer and client complaints
- Attend internal educational programs, webinars and attendance to industry events/seminars
- Actively working (or completed) towards the completion of industry designations (FALU, FLMI, CHS)
- Minimum 10years experience in Underwriting, with a preference of University degree, related industry designations, and educational credentials
- In depth knowledge encompassing the underwriting risk evaluation of Disability and Critical Illness insurance products
3
Underwriting Consultant Resume Examples & Samples
- Minimum 10 years experience in Underwriting, with a preference of University degree, related industry designations, and educational credentials
- In depth knowledge encompassing the underwriting risk evaluation Life insurance products
- Bi-lingual (French and English) preferred
- Problem Solving - gathers and analyzes information skillfully
- Analytical - synthesizes complex or diverse information, collects and researches data, uses intuition and experience to complement data
- Technical Skills - strives to continuously build knowledge and skills
- Teamwork - contributes to building a positive team spirit
- Motivation - demonstrates persistence and overcomes obstacles; measures self against standard of excellence. Motivates others
- Professionalism - approaches others in a tactful manner, reacts well under pressure, treats others with respect, and accepts responsibility for own actions
- Quality - looks for ways to improve and promote quality, applies feedback to improve performance, and monitors own work to ensure quality
- LI-DC1
4
Life Underwriting Consultant Resume Examples & Samples
- Responsible to review, analyze, and document evidence for New Business to determine appropriate risk classifications within review and signature authority
- Receive and respond to general phone inquiries
- Develop and maintain strong relationships and open communication with field personnel to facilitate submission of business, promote trust, and make it easy to do business with Pacific Life
- Complete miscellaneous work assignments, project work, etc. as delegated
- Effectively and professionally communicates verbally and in writing to a variety of individuals (internal/external customers and management level) in a timely manner and within department standards
5
Underwriting Consultant Resume Examples & Samples
- Evaluate, price and propose rate and strategy on small to mid-market Dental, Vision, Life, Optional Life, STD or LTD new business within stated authority limits
- Perform underwriting functions associated with manual and experience rating
- Independent decision making on fundamental problems within specific rules and utilizing general underwriting guidelines
- Effectively communicate decisions or additional requirements and rating results to the assigned offices
- Resource for other underwriters and the field
- Quotes appropriate rates to field agents or brokers, maintaining an individual sales office assignment
- Supports the identification and development of best practices work flows and procedures
- Builds effective relationships with field distribution
- Partners effectively within the underwriting team and across other departments
6
Underwriting Consultant Resume Examples & Samples
- Assessing and pricing the financial risk associated with group or individual prospective and renewing cases
- 5+ years of experience in healthcare underwriting for any variety of products: PPO, HMO, self - funded, ASO / fully - insured, group or individual
- Excellent communication skills, both orally and in writing
- Bachelor’s Degree in Math, Finance, Business or related degree
- ASO experience
7
Mortgage Underwriting Consultant Resume Examples & Samples
- Function as a National resource that provides timely assistance, primarily by phone, and support for inquiries pertaining to information within Fannie Mae's Selling Guide to both external and internal Fannie Mae customers
- Maintain a robust, high-quality level of data entry information in order to consistently and adequately supply trending information gathered in relation to calls received (i.e., product-related, customer segments, potential business opportunities gained or lost, training needs, usage of/possible needs for variances, potential QC issues, other red flags or lenders concerns, etc.) for reporting out to various customer-facing, cross-functional areas within Fannie Mae
- Stay abreast of and well versed on all Guide/Product changes (e.g. Announcements, Lender Letters, Publications, etc.)
- Review and provide feedback on Product and DU enhancements to applicable Fannie Mae functional areas
- Qualified candidates must have recent originations underwriting experience
- Excellent analytical skills, ability to quickly understand complex problems and scenarios and recommend solutions
- Strong organizational skills, teamwork driven and customer/results oriented
- Demonstrate effective written and verbal communication skills
- Intermediate experience of Microsoft Word, Excel and PowerPoint
8
Underwriting Consultant Resume Examples & Samples
- Participate in various projects in support of our business partners, which may include product develpment
- Life and critical illness referrals
- High level of Underwriting Expertise- Life , Critical Illness
- Initiative; ability to coach and mentor
- Strong impact, influence and negotiating skills
- Strong analytical, and time management skills
- Excellent communication skills- written and verbal
- Ability to multitask and make decisions
- Working knowledge of reinsurance
- Designation- Fellow of the Academy of Life Underwriting (FALU) preferred
- Undergraduate degree preferred
- 7-10 years of progressive underwriting experience- life and critical illness required
- Bilingual (English and French)
- The ability to work in a fast paced environment and balance completing priorities to execute action plans
- Knowledge of auditing best practices would be an asset
9
Underwriting Consultant Resume Examples & Samples
- Produce accurate quotes in compliance with Underwriting and authority guidelines and state and federal laws for existing and prospective business
- Provide leadership to the team
- Seven (7) years of quantitative analysis experience
- Experience in Large Group Underwriting
10
Underwriting Consultant Resume Examples & Samples
- Analyze health benefit plan characteristics and assess risks around loss of clients
- Utilize underwriting criteria and policies to provide proper rating methodologies
- Provide technical subject matter expertise to the sales staff and district offices on new health care proposals
- Prepare financial modeling for reserve calculation, budget calculation, and other ongoing reviews that directly align with client strategies
- Validate renewals and request for proposals for accuracy including utilization and experience reporting
- Support Marketing in completing group experience retention illustrations and address questions on request for proposals
- Undergraduate degree in Math, Finance, Economics or other quantitative field
- 4+ years of experience in the healthcare industry
- Intermediate or higher level of proficiency with MS Excel including formulas, calculations, charts, graphs, pivot tables
- 4+ years of experience demonstrating financial analysis / risk assessment skills as well as the ability to work with data
- 4 + years of experience in a medical underwriting role with a payor
- Previous experience in a role working with the Marketing / Sales teams
- Excellent communication skills; both oral and written
- Ability to explain complex data to others
- Demonstrated ability to work with a high level of detail
- Previous experience as a coach or mentor to other staff
11
Underwriting Consultant Resume Examples & Samples
- Analyzes data related to the risk being underwritten in order to determine what benefits, if any, can be offered and at what rates
- Conducts research in order to secure additional data needed to make determinations on benefits and rates
- Communicates with brokers, agencies, and/or other sources concerning underwriting decisions and procedures
- Provide guidance and expertise to help guide the lower level Underwriters
- Provides input in regards to Underwriting guideline changes compliant with regulatory requirements, corporate guidelines and department processes
- Proficient computer skills using various software packages including word-processing, spreadsheet, and electronic mail
- Ability to make decisions and justify the decisions with sound and logical reasoning
- Creative problem-solving skills
- Strong mathematical aptitude
- Strong relationship building with internal and external business partners
- Familiarity with a variety of Underwriting concepts, practices, and procedures and the ability to creatively apply them
- Ability to rely on experience and judgement to plan and accomplish goals
- Financial aptitude for understanding pricing strategies and their potential impact on financial results
- Experience with Long Term Care Underwriting products, processes, and procedures
- Possess excellent communication and customer service skills
12
Underwriting Consultant Resume Examples & Samples
- Analyze health benefit plan characteristics and assess risks as to frequency and potential severity of losses of clients
- Utilize established underwriting criteria and policies to provide proper rating methodologies
- Build and maintain models to assist in the economic analysis of market alternatives
- Evaluate and recommend alternative pricing options and plan design changes based on economic analysis and trends
- Validate renewals and request for proposals for accuracy including utilization & experience reporting
- Analyzing risk on larger group life, short term disability and long term disability new business opportunities
- Individual will work with regional health plans developing training and strategies to grow financial protection coverage
- Individual will also serve as mentor for less experienced underwriters
- 5+ years’ experience in healthcare underwriting for any variety of products: PPO, HMO, self-funded, ASO / fully - insured, group or individual
- 1+ years’ experience with Risk Management
13
Underwriting Consultant, Santa Fe Springs Resume Examples & Samples
- Meets established department turn around goals by balancing deadlines
- Designs new and interpret existing policies, procedures, and methodology
- Establish and leverage relationships with Sales/Account Management that optimizes business potential with purchasers, brokers and consultants
- Proactively acquire and exhibit knowledge of the external business environment to add value
- Create and maintain positive, empowering work environment
- Act as a role model
- Five (5) years of experience in rating, underwriting, marketplace evaluations, and/or financial analysis in a managed care environment
14
Underwriting Consultant Resume Examples & Samples
- Work ASO New Business, Renewals and Reconciliations
- Build great relationships with Sales in order to help sell and renew customers
- Performance is key with the high volume of quoting and renewing that we do on our team
- Bachelor’s Degree (Math, Finance, Business or related degree preferred)
- 4+ years of experience in healthcare underwriting for any variety of products: PPO, HMO, self-funded, ASO / fully - insured, group or individual
- 1+ years of experience with Risk Management
15
Underwriting Consultant Resume Examples & Samples
- Analyze plan characteristics, assess past experience as to frequency and severity of loss, assess current ongoing risks, utilizes established underwriting criteria, policies and methodologies to establish a profitable quote / pricing
- Anticipate customer needs and proactively develops solutions to meet them
- Solve problems and develops innovative solutions
- Perform analyses and investigate
- Provides explanations and interpretations to others with a clear and positive approach
- Serve as a resource to others
- Works within policy and compliance constraints
- Negotiates rates and plan options to optimize profit and growth
- 1+ years of stop loss underwriting experience
- Ability to travel 2-3 weeks annually
16
Excess Casualty Underwriting Consultant Resume Examples & Samples
- Make high quality risk-taking decisions that reflect thorough analysis of operations, coverage, and competitive dynamics
- Be authoritative and meaningfully present in the marketplace: build strong relationships with brokers, wholesalers, and internal partners by generating solutions, demonstrating sophistication, and exercising underwriting authority
- Analyze broker-proposed coverage wording to understand implications, and write new forms to tailor coverage – leveraging expertise from legal, claims, product management, referral, and others
- Articulate a product-focused underwriting appetite (rather than class-focused)
- Comply with letter of authority, operating manual, and all regulations of non-admitted insurers relating to market conduct
- Supervise underwriting assistant, building a powerful working team and coaching to develop needed skills
- Bachelor’s degree and 10 or more years commercial underwriting experience (previous umbrella/excess or non-admitted experience are a plus)
- Strong technical underwriting acumen, including demonstrated coverage expertise
- Demonstrated experience creating solutions for difficult risks
- Proven success building value-producing relationships with multiple levels of brokers
- Exceptional negotiation and analytical skills
17
Regional Underwriting Consultant Resume Examples & Samples
- Evaluate, conduct and document referrals from underwriters on accounts or coverage with higher hazards, greater complexity, higher limits, or larger premium for one or more lines of business; identify creative solutions and build underwriter expertise and confidence while protecting the company's assets
- Builds underwriting expertise for area of specialization. Provides technical expertise, guidance and training to support assigned organization in managing their individual risk selection, pricing, procedures and workflows, and book of business
- With staff in Product Management and BI Underwriting, responsible for identifying and developing underwriting policies, guidelines, practices and system strategies which lead to the attainment of both line of business and geographic growth and profitability. Supports and monitors implementation. For assigned sub-region or area of specialization, analyzes results and book of business profiles and initiates problem-solving to support organization's profit and growth objectives
- Facilitates ongoing and frequent interaction with assigned offices and underwriters outside of required referral activities to build underwriter confidence and expertise
- Performs underwriting quality assurance reviews to evaluate the quality of risk selection, pricing, and compliance with Company policy. Responsible for ensuring calibration in the audit process. Evaluates results and participates in developing action plans
- Collaborates with LOB referral contacts, Product, and Risk Control to ensure field activities influence proper underwriting and risk taking decisions
- Leads projects and problem solving in support of continuous improvement in risk-taking execution and underwriting process improvement
- Coordinates, designs and delivers underwriting training for assigned regions ensuring underwriting expertise, as well as proper procedures and workflows
- Advanced -level knowledge of all aspects of coverage forms, exclusions, pricing, structure, rating, rating plans, loss forecasting, credit risk, and market knowledge for at least one line of business
- Advanced level of knowledge of insurance operations; claims, finance and actuarial concepts; regulatory environment; loss control/risk engineering; and reinsurance
- Other professional skills required include: communication skills (written, verbal, presentation, listening); approachability; tact; analyzing and problem solving; relationship and service driven focus; negotiation skills; and ability to influence others.as normally acquired through a related bachelor's degree
- 10 or more years of relevant experience that includes coaching/developing others, working with brokers/agents and currency with market trends and developments
- Ability and comfort level working independently as part of a virtual team
18
Small Commercial Underwriting Consultant Resume Examples & Samples
- Property and casualty underwriting skills and knowledge of insurance and underwriting principles, practices, and procedures
- Strong written and oral communication skills and ability to convey business requirements in a clear, concise and effective manner
- Strong analytical and problem solving skills with the ability to manage and prioritize multiple assignments
- Ability to achieve business goals and objectives
- Ability to independently identify and resolve problems within scope of responsibility
- Ability to work effectively within formal and informal teams, taking a leadership role as assigned
- Develop and maintain underwriting guidelines and associated documents; take responsibility as assigned for the development of underwriting guidelines
- Participate in change request prioritization and develop requirements on specific underwriting change requests as assigned. Provide on-going updates on status and escalate issues as appropriate
- Evaluate underwriting quality and productivity based on underwriting reports; recommend appropriate actions where needed
- Support ongoing underwriting quality programs
- Develop training programs and underwriting tools to ensure Small Business underwriting skills are developed and maintained
- Technical knowledge of Connect, Auto, WC, and Umbrella products; knowledge of insurance and underwriting principles, practices and procedures
- Strong communication, negotiation and presentation skills. Ability to effectively interact with Small Business business partners
- Excellent analytical and problem solving skills, with the ability to manage multiple projects
- Ability to deal with ambiguous situations and issues
- Basic knowledge of project management principles and project leadership
- Bachelor's degree or equivalent experience. Professional designations preferred
- Typically a minimum seven years underwriting experience with proven track record of results
- LI-MV1
19
Umbrella & Excess Underwriting Consultant Resume Examples & Samples
- Operates with an Enterprise perspective to identify cross sell opportunities and create growth within other lines of business and customer segments
- Proactively identifies cross-sell opportunities and partners with other underwriters to deliver comprehensive insurance solutions for the customer
- Ability to uncover customer needs, position specific solutions, handle objections and close deals
- Ability to exercise judgment, negotiate and make sound business decisions effectively based on level of authority
20
Management Liability Underwriting Consultant Resume Examples & Samples
- Prioritizes time and resources to effectively manage and optimize producer performance
- Ability to effectively interact and communicate with all levels of external and/or internal business partners within scope of responsibility, team and/or matrix environment
- LI-KC1
- TMJ-KC1
21
Underwriting Consultant Resume Examples & Samples
- Stop Loss/Self Funded underwriting knowledge preferred, but not required
- Must have 1-3 years of pricing experience via manual pricing, experienced rating, alternate rating and funding methodologies. Medical background preferred but life, dental, visions are acceptable experience areas
- Proven ability to anticipate customer needs and negotiate with customers using tact and diplomacy
- Experience using Microsoft Office programs is required. Intermediate experience with Excel is preferred
22
Underwriting Consultant Resume Examples & Samples
- 1-3 years of underwriting experience. Medical underwriting strongly preferred
- Analytical, critical thinking, and decision making skills
- Experience with Microsoft Excel strongly preferred
- Excellent verbal and written communication skills to interact with customers, brokers and consultants
- Must have a strong ability to anticipate customer needs and negotiate with customers using tact and diplomacy
- Ability to work well in a fast-paced, team environment and be adaptable to changing priorities
23
Large Group Underwriting Consultant Resume Examples & Samples
- Previous (3-5 years) experience in underwriting pricing methodologies & funding arrangements
- In-depth knowledge of rating and/or accounting and underwriting concepts
- Ability to use standard corporate software pack
24
Underwriting Consultant Resume Examples & Samples
- 5+ years’ experience in healthcare underwriting for any variety of products: PPO, HMO, self - funded, ASO / fully - insured, group or individual
- Behavioral pricing or financial analysis experience
- Public Sector Experience
25
Underwriting Consultant Resume Examples & Samples
- Analyze insurance applications and evidence of insurability
- Assess and classify risk. Gather additional information, obtain medical tests or refer cases as required
- Approve cases within authority limit. Submit cases exceeding limits to be co-signed
- Where decisions are unfavourable for the client, try to negotiate a better decision from our reinsurers, in accordance with reinsurance treaties and internal rules
- Liaise with business leaders and advisors delivering exceptional service and expertise. Communicate and explain decisions effectively to advisors and/or client’s physician as required
- Respond to inquiries from financial security advisors and general agents without revealing confidential content
- Document decisions in underwriting system
- Maintain medical knowledge and stay current on underwriting approaches
- Exceptional analytical, judgement, problem-solving and decision-making skills
- Outstanding written and verbal communication
- Ability to influence and negotiate
- Knowledge of medicine and risk factors
- Service-oriented attitude with strong interpersonal skills to work collaboratively with our internal and external partners
- Proven ability to meet tight deadline, work under pressure prioritizing multiple tasks
- 3+ years experience as an Individual Life Underwriter
- Specialized training: ALU certificate and commitment to ongoing education with a goal of attaining the Fellow, Academy of Life Underwriting (FALU) and Fellow, Life Management Institute (FLMI) designations
- LI-CA1
26
Underwriting Consultant Resume Examples & Samples
- Achieve profit, growth, service and expense objectives through the financial analysis and management of a complex book of business
- Execute financial management on a complex book of business consisting of multiple accounts
- Devise and directly negotiate complex financial arrangements and settlements, as required, with client officers and personnel in local and national brokerage firms (with modest supervision); attempt to find solutions that will go beyond cursory responses to quote activity and find creative solutions to sell responsible business
- Obtain policyholder and broker acceptance of expense and reserve levels necessary to achieve planned expense recovery and underwriting gain objectives
- Develop and maintain excellent policyholder, producer and field relations
- Advise internal sales and external constituents (with modest supervision) on benefit design, legislative requirements, alternate financial arrangements and industry trend
- Provide direction to other areas in resolving service or claim issues that have financial implications
- Serve as mentor to other Underwriters
- Share in-depth understanding of all policies and procedures and tools; can advise others on special nuances to the business and provide support in more complex solutions
- Monitor trends and identifies the need for new or revised procedures and practices
- Recommend improvements in underwriting and marketing strategies
- Assist in planning and leading underwriting projects as assigned
- Identify and resolve issues proactively
- Develop positive working relationships with peers and sales and other departments
- 5+ years’ experience in healthcare underwriting for any variety of products: PPO, HMO, self-funded, ASO/fully-insured, group or individual
- 1+ year experience with risk management
27
Medicare Underwriting Consultant Resume Examples & Samples
- Experience in underwriting fully insured pricing methodologies (manual, experience, blended, etc.) is preferred but not required
- Must have 1-3 years of work experience ideally in a finance or insurance industry capacity
- Demonstrated analytical and independent thinking skills
- Must be able to communicate effectively with all business partners
- Ability to use standard corporate software packages and corporate applications, including Microsoft Office programs
28
Underwriting Consultant Resume Examples & Samples
- Appraises and underwrites complex applications for individual life insurance up to assigned approval limits
- Effectively communicates adverse findings to field force, and supports underwriting courses of actions
- Performs policy issue responsibilities that meet compliance and suitability regulations and result in accurately issued policies
- May have authority to co-sign on cases for less experienced underwriters
- Represents Life New Business at Brighthouse Financial business functions and industry meetings
- 5 to 10 years of underwriting experience
- Typically requires a Bachelor’s degree or equivalent business training
- Very strong knowledge of underwriting policies and procedures, reinsurance, reinsurance manuals, and guidelines dealing with risk analysis
- Excels at underwriting impaired risks
- Very strong understanding of medical terminology, human biology and anatomy
- Educational pursuits toward industry designation programs such as; FLMI, ALU, or American College
- Strong written and verbal communication; ability to influence
29
Underwriting Consultant Resume Examples & Samples
- Complete group RFP’s and renewals on a daily basis
- Make independent decisions, working with underwriting management to meet required deadlines
- Devise and directly negotiate complex financial arrangements with internal sales constituents
- Advise internal sales and occasionally external constituents (with modest supervision) on benefit design, legislative requirements, financial arrangements and industry trend
- Develop positive working relationships with peers, and sales and other departments
- BA/BS degree in Mathematics, Finance, Business, or related area
- 4+ years underwriting experience; fully insured group health underwriting experience and a strong grasp of underwriting pricing concepts (preferably in the 100-5,000 employer group field)
- Advanced level proficiency with Microsoft Excel
- Must have strong financial analysis, problem solving and critical decision making skills
- Handles difficult situations diplomatically
- Generates creative and innovative solutions to problems
- Exhibits sound business judgment
- Demonstrates a high level of commitment to customer/client service; anticipates, understands and strives to meet customer/client needs; seeks feedback from customers
- Experience with underwriting for the 100-5,000 employer group field
- Experience in other facets of the healthcare industry (ex: healthcare sales, claims, etc
- Must be able to work in a fast paced, team environment, but able to work independently
- Strong organizational and negotiation skills
- Exhibits effective personal communication skills in the areas of listening, speaking and writing
- Ability to prioritize and respond quickly and effectively to numerous and simultaneous demand
30
Underwriting Consultant, Burbank Resume Examples & Samples
- Partner with Sales and Account Management and other key internal stakeholders to create and execute a business plan that optimizes our opportunities across book of business
- Lead peer review including the most complex cases to ensure accuracy and appropriateness of quote
- Develop and leads in the implementation of continuous quality improvement programs
- Partner with&influenceother internal customers to ensure KP business processes are in alignment with organizational goals
- Develop creative solutions that maximize credibility with customers and Sales/Account Management and external customers
- Coach and develop team members
31
Group Underwriting Consultant Resume Examples & Samples
- Calculates renewal rates for large complex cases based on thorough analysis of experience, location, demographics, etc
- Coordinates with other departments to ensure accuracy and consistency of overall account reporting
- Proposes rates for prospective business utilizing a combination of other carrier experience, demographic data and manual rates
- Performs post-sale reviews
- Prepares or supervises preparation of annual settlements, ERISA reports, rate projections, or benefit change increments and decrements. Surveys existing product portfolios by market, monitors sales results, trends and needs, recommends product portfolio changes
- Participates in major multi-functional teams as underwriting representative
- Assists in the technical development of underwriting associates, which may include monitoring reports and work flow to provide recommendations on productivity and efficiency improvements
- Updates and monitors departmental processes and procedures in compliance with system, regulatory and business requirements
32
Underwriting Consultant Resume Examples & Samples
- Excellent organizational and time management skills are required
- Ability to support and function in a fully integrated work team environment
- Must be able to work independently and require minimal supervision
- Ability to motivate peers and coworkers
- Must be customer service oriented
- Demonstrated training and coaching skills
- Consistently strong organizational influence is needed
- Extensive knowledge of Life/Disability/Accident New Business and Renewal underwriting guidelines and pricing models
- Thorough knowledge of group Life/Disability/Accident contracts and benefits
- Strong knowledge in setting terms and structuring creative financial arrangements with clients including participating/retention agreements
- Thorough knowledge of competitor contracts, benefits, industry trends and competitive pricing practices
- Extensive knowledge of MS Office Pro software
- Minimum of 10 years Group underwriting experience and expertise with life, disability and accident products. Background in experience based rating and risk assessment required
- Minimum of 7 years Association/Affinity underwriting experience required, including strong understanding of key success drivers of direct marketing campaigns
33
Group Underwriting Consultant Resume Examples & Samples
- Calculates renewal rates for large complex cases with various funding arrangements, including alternative fundings, based on thorough analysis of experience, location, demographics, etc
- Determines and provides guidance to medical underwriters concerning the risk selection of applicants applying for individual health coverage
- Proposes rates for prospective business with various funding arrangements, including alternative fundings, utilizing a combination of other carrier experience, demographic data and manual rates
- Requires a BA/BS in a related field; 5 years of related experience; or any combination of education and experience, which would provide an equivalent background
- CPCU, CLU, LOMA, HIAA, PAHM or other insurance related courses preferred
34
Underwriting Consultant Resume Examples & Samples
- Works on highly complex underwriting risks employing diagnostic and systematic analysis to assess acceptability. Develops specialized endorsement language for highly complex risk
- Determines appropriate pricing of complex risks for assigned book of business based on financial and competitive analysis in line with compliance requirements and with little oversight needed from superiors
- Analyzes quality, quantity, and profitability of highly complex risks underwritten; prepares and presents reports to management
- Develops and maintains agency and/or broker relationships with large producers within the assigned territory to reach positive and profitable outcomes on complex, high-risk business
- Responsible for special underwriting projects and presentations
- Typically a minimum of five years underwriting and/or broking experience within E&O, with exposures to technology E&O, media, network security and privacy. Established relationships with Northern or Southern California area Technology brokers would be desired
35
Senior Reinsurance Underwriting Consultant Resume Examples & Samples
- Under broad management direction, manages and works on assignments of the highest degree of technical complexity
- Responsible for the internal planning and strategizing with CNA's business units for packaging and negotiating complex treaty placement and pricing with reinsurers and brokers
- Manages the finalization of reinsurance contracts with external and internal business partners within regulatory time frames
- Participates in the development of new reinsurance programs
- Provides guidance, training and assistance to more junior level associates, accounting support staff and staff of other functional areas
- Requires high degree of technical expertise, sophistication, and independent judgment to manage external relationships with reinsurers and brokers and internal relationships with the individual business units
- Strong insurance, reinsurance and actuarial knowledge as they apply to contract development and determining an equitable program structure for purchasing reinsurance
- Strong interpersonal and communication skills for interacting with all levels of CNA's internal and external business partners, as well as the ability to self-manage
- Solid analytical, financial and actuarial acumen
- Creativity in solving unique and challenging problems
- Knowledge of Microsoft Office Suite as well as other business-related software
- BA or BS with ARE, CPCU designation or equivalent training
- Typically a minimum of five to eight insurance industry experience
36
Underwriting Consultant Resume Examples & Samples
- Experience with brokerage distribution marketplace
- 10+ years of life underwriting experience with demonstrated competence and experience handling large face amount cases
- Approval authority up to $3,000,000
37
Underwriting Consultant Resume Examples & Samples
- Serves as a key resource on complex and / or critical issues
- Works on larger blended and experience rated new business quotes and renewals
- May lead functional or segment teams or projects
- Responsible for determining premium rates
- This function uses underwriting principles, financial and statistical modeling, and trend projections to lead and / or support the development of the organization's pricing and rate setting process
- This function analyzes risks and selects proper categories and rates
- Responsible for assessing and pricing the financial risk associated with group or individual prospective and renewing cases
- Bachelor’s Degree (Math, Finance, or Business preferred)
- 3+ years of experience in healthcare underwriting for any variety of products: PPO, HMO, self-funded, ASO / fully-insured, group or individual
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Private Company Management Liability Underwriting Consultant Resume Examples & Samples
- Columbus, OH
- Cleveland, OH
- Demonstrates technical underwriting skills through strategic, thorough account reviews and file documentation
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Senior Life Underwriting Consultant Resume Examples & Samples
- Appraises and underwrites complex risks for life insurance with approval authority up to $4,000,000 and ensures underwriting quotes are sound, competitive and profitable to RGA Re
- Processes casework load to ensure completion in a timely, efficient manner, meeting or exceeding time service/productivity goals and offer/decline ratios; and ensuring compliance with internal underwriting and audit guidelines
- Provides underwriting solutions to clients by partnering with them to identify unique, creative ways to solve their problems and improve their business results
- Builds and maintains strong working relationships with clients by gaining knowledge of clients’ business and uses effective listening skills to understand their needs. Effectively communicates, sells and negotiates RGA Re’s underwriting decisions
- Keeps abreast of new client company or industry products, current developments and changes in medical and financial underwriting and maintains/updates professional development through study of literature and participation in seminars
- Identifies image system issues, sometimes on a remote basis, and reports inconsistencies or problems
- Collaborates with Medical Directors, other team members, internal departments and other RGA Re offices to obtain expert knowledge, to assist in identifying solutions and resolutions to problems/issues resulting in quality results and client satisfaction
- Participates in special projects, committees, and meetings and assists in client presentations, as required
- Assists in department training, updating internal underwriting guidelines/procedures, gathering client profiles, audit reviews, and in other department areas as needed
- Maintains regular and predictable attendance
- Performs backup support and other duties as assigned
- Bachelor’s Degree or equivalent related work experience (minimum 8 years)· 4-6 years reinsurance Life underwriting experience or 7-8 years direct Life underwriting experience
- Basic Word skills, intermediate SQL/Query and Excel skills
- Competent ability to comprehend and interpret insurance and contract documents
- Advanced oral and written communication skills demonstrating ability to share and impart knowledge
- Ability to quickly adapt to new methods, work under tight deadlines and stressful conditions
- Advanced investigative, analytical and problem solving skills
- Advanced ability to set goals and handle multiple tasks, clients, and projects simultaneously; Ability to appropriately balance priorities, deadlines, and deliverables
- Ability to work well within a team environment and participate in department/team projects
- Ability to balance detail with departmental goals/objectives
- Advanced ability to translate business needs and problems into viable/accepted solutions
- Advanced skills in customer relationship management and change management
- Ability to manage multiple projects or teams and set applicable goals
- Advanced negotiating and persuasion skills
- Ability to liaise with individuals across a wide variety of operational, functional, and technical disciplines
- General business knowledge
- Advanced knowledge of insurance principles, underwriting policies and procedures and guidelines for dealing with risk analysis
- Advanced knowledge of medicine, law, accounting, finance as applied to the evaluation of life reinsurance risks and of life insurance risks
- Ability to comprehend, analyze and apply vast amounts of medical and financial information quickly to making sound financial underwriting and risk assessments
- Ability to work online, either at home or remote
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Group Underwriting Consultant Senior Resume Examples & Samples
- Calculates renewal rates for large complex cases with various funding arrangements, including alternative fundings ,based on thorough analysis of experience, location, demographics, etc. Determines and provides guidance to medical underwriters concerning the risk selection of applicants applying for individual health coverage
- Proposes rates for prospective business with various funding arrangements, including alternative fundings, utilizing a combination of other carrier experience, demographic data and manual rates. Performs post-sale reviews
- Prepares or supervises preparation of annual settlements, ERISA reports, rate projections, or benefit change increments and decrements
- Surveys existing product portfolios by market, monitors sales results, trends and needs, recommends product portfolio changes
- Assists in establishing rating and administrative procedures
- Assists in the technical development of underwriting associates, which may include monitoring reports and work flow to provide recommendations on productivity and efficiency
- Requires a BA/BS in a related field; 5-7 years of related experience; or any combination of education and experience,
- Which would provide an equivalent background. CPCU, CLU, LOMA, HIAA, PAHM or other insurance related courses
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Underwriting Consultant Resume Examples & Samples
- Uses all appropriate underwriting tools, disciplines and knowledge of strategies to ensure underwriting guidelines are followed
- Adheres to guidelines and underwriting discipline to minimize exposure and appropriately price
- Builds/maintains rigorous sales practices using all CNA systems, sales tools and disciplines
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Stop Loss Underwriting Consultant Resume Examples & Samples
- Required to work effectively in a high volume, transaction oriented environment
- Determines level of risk based on well established guidelines
- Quotes appropriate rates to field agents or brokers
- Build and maintain effective working relationship with assigned inside sales specialists, Stop Loss Specialists and brokers. This includes clearly understanding and appreciating the significance of broker relationships, demonstrating a professional, service focused orientation in interactions with brokers and customers and understanding SLF's guidelines
- Ensure there is effective support to inside sales by acting as a full team member and providing critical support as needed to all phases of the sales process
- Input customer logistics to enable generation of the quote
- Identify and obtain missing information material for assessment and/or pricing of the risk
- Verify customer information within the system to ensure accuracy
- Provides technical support
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Underwriting Consultant Resume Examples & Samples
- Bachelors Degree in Math, Finance, Business or equivalent work experience
- 5+ years experience in healthcare underwriting for any variety of products: PPO, HMO, self-funded, ASO / fully-insured, group or individual
- 1+ years experience with Risk Management
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Underwriting Consultant Resume Examples & Samples
- Underwrites cases up to $5 million face amount, including impaired risk, assessing medical and financial risk and evaluating each requirement as received
- Communicate effectively with internal and external customers
- Manage assigned workload meeting production and time service standards
- Other job duties as assigned
- 7+ years home office underwriting experience
- Must demonstrate the ability to make sound underwriting decisions in a dynamic environment while handling a sizeable caseload
- Track record demonstrating good quality and productivity as well as career advancement and increasing approval authority
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Underwriting Consultant Resume Examples & Samples
- 3 – 5 years of group or medical underwriting experience required (medical, STD, LTC, FMLA, Life)
- 3-5 years of pricing experience via manual pricing, experienced rating, alternate rating and funding methodologies
- Strong analytical and math aptitude
- Ability to establish strong cross-functional relationships with sales force and other internal constituents
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National Accounts Underwriting Consultant Resume Examples & Samples
- Risk Selection: evaluates or assesses the business applying for insurance by qualifying accounts; identifying, selecting and assessing risks; determining the premium, policy terms and conditions; obtaining approvals; creating/presenting the proposal to the agent/broker and successfully negotiating deals
- Agent/Broker Relationships: Demonstrates a high level of responsiveness and focus on supporting Agents and Brokers objectives through successful negotiations. Develops and maintains the relationship through responsive service, site visits, in person renewal meetings or enhanced knowledge of their customers businesses
- Portfolio Management: Manages a sizable and complex book of business by analyzing the portfolio, identifying areas of opportunity for improved growth, profit and diversification, and executing marketing plans to increase market share with preferred brokers
- Documenting the Deal: Documents files in a way that reflects a solid thought process and decision making through comprehensive account reviews, sign-offs and referrals
- 10+ years of commercial lines underwriting experience preferred
- CPCU or professional insurance designation preferred
- Expert-level knowledge of insurance products/coverage, market segments and marketplace; insurance finance and actuarial concepts; loss control/risk engineering; marketing/selling techniques, regulatory environment and reinsurance
- Advanced-level knowledge of underwriting, pricing, risk selection, territory management
- Ability to apply underwriting/appetite, tools, systems, and resources to achieve goals, solve complex problems, establish and build healthy working relationships exceeds in mentoring relationships, and negotiate as normally acquired and a related
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Underwriting Consultant Resume Examples & Samples
- Agent/Broker Relationships: Demonstrates a high level of responsiveness and focus on supporting Key Agents and Brokers objectives through successful negotiations. Develops and maintains the relationship through responsive service, site visits, in person renewal meetings or enhanced knowledge of their customers businesses
- Portfolio Management: Manages the largest and most complex book of business by analyzing the portfolio, identifying areas of opportunity for improved growth, profit and diversification, and executing marketing plans to increase market share with preferred brokers
- Leadership: Formally guides, mentors, and coaches underwriters in both technical and professional skills. Demonstrates multiple areas of expertise and provides regular updates to other underwriters
- Continuous Improvement: Actively participates in continuous improvement by fully engaging in daily huddles, generating suggestions, following appropriate procedures and work principles, participating in problem solving activities, and using continuous improvement tools to support the work of the team
- Highest level knowledge of insurance products/coverage, market segments and marketplace; insurance finance and actuarial concepts; loss control/risk engineering; marketing/selling techniques, regulatory environment and reinsurance; advanced-level knowledge of underwriting, pricing, risk selection, territory management
- Ability to apply underwriting/appetite, tools, systems, and resources to achieve goals, solve complex problems, establish and build healthy working relationships, exceeds in mentoring relationships, and negotiate as normally acquired and a related
- Bachelors degree, ten+ years of commercial lines underwriting experience preferred; CPCU or professional insurance designation preferred
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Underwriting Consultant Resume Examples & Samples
- Act as underwriting support subject matter expert (SME) in investigating all underwriting inquiries including premium discrepancies, issue errors, policy errors, and agent/underwriter policy negotiation/comprehension
- Assist callers, and act as point of contact for partners with high level of IDI product knowledge, plan design, administration, billing and claims inquiries. Have responsibility for understanding products from all previously sold business, and any purchased blocks of business
- Accurately navigate and process inforce policy transactions on current administrative systems for both MetLife core individual disability products as well as the acquired blocks of business
- Communicate the status of existing applications via email; telephone; and CAS
- Maintain detailed documentation on all cases being underwritten
- Respond with thoroughness and expedience to all internal and external inquiries based on SLA’s
- Upload, organize, and rename requirements received in the DIUWA/DIMail mailbox for pending/issued cases
- Actively participate in departmental meetings and training. Promote key values, and department vision
- Demonstrate technical and functional expertise in all areas of Disability Income
- Assist in the conservation of all individual disability policies by providing accurate and helpful information to the customer
- Understand & Communicate using a high volume inbound mailbox regarding IDI Increase options, and all underwritten changes
- Willing and able to learn about underwriting, and train to underwriting tasks. Work as the backup to the main underwriter
- Performs other related duties as required or assigned
- High level of initiative and judgment is required for this position. Ability to assume full ownership and accountability for all responsibilities
- Ability to effectively multi-task and meet deadlines
- Strong desire to learn and develop professional skills
- Ability to work as a part of a team, with a high level of communication
- Excellent customer service skills
- Strong organizational/time management skills
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Allied Healthcare Underwriting Consultant Resume Examples & Samples
- Underwriting Expertise
- Reviews applications and financial requirements to determine acceptability of risk in accordance with CNA’s guidelines and standards
- Understands pricing components and rating methodology as well as use of the predictive modeling tools; prices risk based on financial and competitive analysis
- Uses all appropriate underwriting tools (e.g., RST, BPMT, Merlin, etc.), disciplines and knowledge of strategies to ensure underwriting guidelines are followed
- Demonstrates technical underwriting skills through strategic, thorough account reviews and file documentation
- Prepares or analyzes information on adverse underwriting decisions, rate appeals, underwriting requirements, status and declinations in order to drive results within the assigned territory
- Adheres to CAT guidelines and underwriting discipline to minimize exposure and appropriately price
- Keeps current on state/territory issues, regulations and trends
- Portfolio Management
- Manages assigned portfolio to achieve gross written premium, profitability, rate, retention, product mix, new business and portfolio management goals
- Prioritizes time and resources to effectively manage and optimize producer performance
- Operates with an Enterprise perspective to identify cross sell opportunities and create growth within other lines of business and customer segments
- Demonstrates in-depth knowledge of CNA’s products and appetite while clearly communicating CNA’s position at the point of sale
- Sales & Distribution Management
- Builds/maintains rigorous sales practices using all CNA systems including SalesForce.com and other sales tools and disciplines
- Develops producer relationships to build pipeline, agency intelligence, and drives performance to meet and exceed results
- Develops and implements distributor specific plans, monitors performance, and adjusts plan to ensure a substantial pipeline for future profitable growth
- Drives effective relationship management and customer activities to build trust, facilitate negotiation and secure commitment with the customer
- Proactively identifies cross-sell opportunities and partners with other underwriters to deliver comprehensive insurance solutions for the customer
- Knowledge of underwriting processes, coverages, and tools to gather and evaluate information in order to reach appropriate decisions on renewals and new business
- Ability to effectively interact and communicate with all levels of external and/or internal business partners within scope of responsibility, team and/or matrix environment
- Ability to uncover customer needs, position specific solutions, handle objections and close deals
- Ability to exercise judgment, negotiate and make sound business decisions effectively based on level of authority
- Strong ability to identify, analyze and solve problems as well as the ability to learn rapidly, adapt quickly to change, exercise influence, and manage and prioritize multiple concurrent projects
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Surety Underwriting Consultant Resume Examples & Samples
- Works on highly complex Surety underwriting risks employing diagnostic and systematic analysis to assess acceptability. Develops specialized endorsement language for highly complex risk
- Makes recommendations on underwriting policy and pricing strategy
- Markets products and services through agencies or through the brokerage community and makes field visits
- Keeps current on state/territory issues and regulations, industry activity and trends. May participate in industry trade groups
- Mentors and guides less experienced underwriters and assists in the development of underwriting training
- Utilizes advanced functionality in relevant CNA systems to perform day-to-day activities
- Advanced technical expertise, underwriting skill and high level of knowledge of insurance and underwriting principles, practices and procedures
- 5-8+ years of Surety underwriting experience, with focus in large contract bond work
- LI-MV1
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Underwriting Consultant Resume Examples & Samples
- Grants underwriting exceptions and financial variances within prescribed limit
- May interact/meet with customers, brokers and consultants
- Works across Aetna's segments/markets to achieve goals
- Negotiates and fully explains rate development, pricing components and application of underwriting policies while remaining conscious of financial objectives
- Provides timely and accurate deliverables for new and/or renewal business, e.g., accountings, funding evaluations, benefit quotations
- Monitors financial condition of assigned accounts, e.g., case migration, renewal pricing, premium defaults, and deficit reductions
- Utilizes advanced functionality of rating/ financial tools, reference materials, and source systems for premium, membership and claim information
- Analyzes competitive position on a case specific basis and develops financial comparisons
- Recognizes opportunities for process improvements and recommends changes
- Assesses customer needs and expectations versus company capabilities/ strategies
- Builds strong cross-functional relationships with sales force and other internal constituents
- Fosters open lines of communication on team and uses effective oral and written communication skills
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Underwriting Consultant Resume Examples & Samples
- Bachelor’s Degree in Math, Finance, Business, related degree or equivalent experience
- 2+ years’ experience in healthcare underwriting for any variety of products: PPO, HMO, self-funded, ASO / fully-insured, group or individual
- Stop / Loss Experience
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Physicians Professional Liability Underwriting Consultant Resume Examples & Samples
- Keeps current on state/territory issues, regulations and trends
- Sales & Distribution Management
- Develops and implements distributor specific plans, monitors performance, and adjusts plan to ensure a substantial pipeline for future profitable growth
- Ability to uncover customer needs, position specific solutions, handle objections and close
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ABI Underwriting Consultant Resume Examples & Samples
- 5 years underwriting experience
- Company organization, structure, operations, objectives, and performance
- Insurance industry rules, regulations, and legal requirements
- Familiarity of assigned territory, including competitive position and marketplace
- Computer programs such as Word, Excel, Outlook, PowerPoint
- Multi-line products
- Physical, financial, and motor vehicle records reports
- All rating plans
- Financial/business/hazard/premium analysis
- All underwriting/rating systems
- Strong written and oral communication, including presentations
- Assimilate information and make decisions
- Ability to make recommendations to guidelines, processes, and procedures to positively affect the top and bottom line of the organization
- Ability to implement recommendations, once approved, with minimal supervision
- Resolve conflicts and solve problems
- Use of tact/empathy/influence in dealing with agents, co-workers, etc
- Ability to represent company vision and strategies to multiple audiences
