VP-credit Resume Samples

The Guide To Resume Tailoring

Guide the recruiter to the conclusion that you are the best candidate for the vp-credit job. It’s actually very simple. Tailor your resume by picking relevant responsibilities from the examples below and then add your accomplishments. This way, you can position yourself in the best way to get hired.

Craft your perfect resume by picking job responsibilities written by professional recruiters

Pick from the thousands of curated job responsibilities used by the leading companies

Tailor your resume & cover letter with wording that best fits for each job you apply

Resume Builder

Create a Resume in Minutes with Professional Resume Templates

CHOOSE THE BEST TEMPLATE - Choose from 15 Leading Templates. No need to think about design details.

USE PRE-WRITTEN BULLET POINTS - Select from thousands of pre-written bullet points.

SAVE YOUR DOCUMENTS IN PDF FILES - Instantly download in PDF format or share a custom link.

Create a Resume in Minutes

T Swift

Theresia

Swift

28751 Walter Tunnel

Boston

+1 (555) 604 4064

28751 Walter Tunnel

Boston

Phone

p +1 (555) 604 4064

Experience Experience

New York, NY

VP-credit

New York, NY

Thiel-Bayer

New York, NY

VP-credit

Working with originations, sales, operations and legal, build out the Franchise Finance business segment for EFUS including end to end procedures and process
Lead negotiation of transaction terms and structures within approved and established credit policies
Perform Franchisor Concept reviews
Monthly monitoring of portfolio with the reporting and summarizing key credit metrics results to CCO
Act as liaison between legal, operations and originations, ensuring that business is processed timely and risk is protected
Lead discussions directly with Customers and Sponsors
Monitoring of customers for covenant compliance

Chicago, IL

VP of Credit

Chicago, IL

Hodkiewicz Group

Chicago, IL

VP of Credit

Working knowledge of Premium Finance Software systems to support management reporting concerning loan underwriting, book/funding and portfolio management
Strong knowledge of relevant banking regulations including AML/BSA, OFAC
Knowledge of the fundamental risk factors associated with a broad array of industry sectors (e.g., transportation, medical, legal, hospitality, etc.) and assess these risks as part of the overall credit risk assessment and decision process
Communicate with Sales Representatives and Sales Manager during the agency and insured underwriting process to ensure we make the best decisions as pertains to all parties
Insurance Agency Underwriting. Pulling and analyzing National Insurer Producer Database (NIPR) Credit Reports to determine credit worthiness
Communicate with President any concerns regarding fraudulent activities or other concerns pertaining to Agencies, General Agencies or Carriers
Participate in establishing and maintaining Credit Policy and related procedures and guidelines

present

Dallas, TX

VP, Structured Credit Product Control

Dallas, TX

Howell, Lemke and Cummings

present

Dallas, TX

VP, Structured Credit Product Control

present

Work closely with the valuations team on reserving policy and IPV, particular to new structured deals
Effective communication to the traders, trade support, and Product Control management
Preparation of disclosure reports to the Head Office
Balance Sheet Attestation
Reconciliation of P&L and Inventory to the General Ledger
Balance Sheet Review
Front to Back P&L Reconciliation (FOBO Rec)

Education Education

Bachelor’s Degree in Business

University of California, Los Angeles

Bachelor’s Degree in Business

Skills Skills

Ability to read credit reports to help determine credit worthiness
Ability to analyze complex financial statements and assess business cash flow
Knowledge of the Insurance Industry as it relates to Insurance Premium Financing
Knowledge of the fundamental risk factors associated with a broad array of industry sectors (e.g., transportation, medical, legal, hospitality, etc.) and assess these risks as part of the overall credit risk assessment and decision process
Ability to effectively communicate credit concerns and formulate alternate loan structures to business unit team leaders, department heads and senior management
Ability to properly identify the key credit risks and reach a prompt and well thought out credit decision
Strong knowledge of relevant banking regulations including AML/BSA, OFAC
Working knowledge of Premium Finance Software systems to support management reporting concerning loan underwriting, book/funding and portfolio management
Valid Driver's License

Create a Resume in Minutes

13 VP-credit resume templates

Read our complete resume writing guides

VP, Wholesale Credit Policy Resume Examples & Samples

Prepare and develop product policies that ensure the credit risk exposures are effectively managed for new and existing trading products including interest rate derivatives, credit derivatives, foreign exchange, equity, fixed income, metals, energy and repo / sec lending transactions
Conduct analysis, in conjunction with various business groups to support policy recommendations
Lead credit policy initiatives involving various internal stakeholder groups
Maintain an up to date understanding of trading products and market trends, economic information, key industry developments and regulatory standards
Active involvement in assignments and ongoing business activities assisting the COO, business partners or team members, as required
Act as a TDS representative in relevant internal and external activities
Maintain a productive working relationship with various Front Office groups, Credit Management, Credit Risk Management and Risk Management to ensure policies are aligned with regulatory requirements, industry best practice and the risk appetite of TD Securities

VP-credit Resume Examples & Samples

8+ years Credit underwriting experience - Enterprise Value / Cash Flow underwriting experience needed
Experience underwriting Restaurant Franchise transactions (preferred)
Strong analytical skills, with the ability to review and understand complex transactions, attention to detail
Strong proactive approach to relationship building, procedures and portfolio development
Confident and effective communicator (both verbal and written)

Assistant VP-fi Credit Product Control Resume Examples & Samples

Accounting Degree
4+ years of product control experience
Experience working with daily profit and loss
Experience with valuations and distressed debt and loans

Municipal Credit Team, VP Resume Examples & Samples

Perform credit reviews of municipal bonds issued by entities from around the country
Daily review of posted Material Event Notices (MEN) regarding municipal securities
Identify MENs impacting client holdings and initiating work-flows to inform clients
Aggregate financial information on municipal issuers from Bloomberg data and audited financial statements
Maintain a database of reviewed municipal securities
Assist in preparation of client presentations, marketing materials and risk reports
Train new portfolio managers and traders on municipal credit topics
Attend client and prospect meetings as a municipal credit expert
Ability to excel in a fast-paced, transaction-oriented environment
Must be detail-oriented and able to multi-task
Ability to read complex documentation quickly and efficiently
Strong combination of organizational, interpersonal and communication skills
Ability to interact and build relationships with people of varied backgrounds, personalities and levels of seniority
Familiarity with accounting standards, beneficial if some familiarity with Governmental Accounting (GASB)
Series 7, 52 and 66 preferred but not required
Required – Strong Microsoft Excel and PowerPoint skills
Required – 5 years experience in municipal fixed income

Credit Capital VP Resume Examples & Samples

Enhance and document credit capital calculation processes
Develop Basel compliant capital methodologies
Work with businesses and perform complex capital impact analyses
Participate in writing business requirement documentations and system implementation
Perform capital related ad-hoc analyses
5+ year work experience in financial industry required
Quantitative background required (e.g. mathematics, engineering, economics, finance etc.)
Knowledge on Basel credit capital rule required
Databases experience (e.g., SQL, MS Access) required
Programming experience (e.g., VBA, C++) preferred
Understanding of capital calculation control/governance processes preferred
Understanding of OTC exposure simulation preferred
Understanding of lending products preferred
Understanding of financial accounting preferred
LI-FQ1

VP FI Credit Product Control Resume Examples & Samples

Review daily P&L reporting including FOBO reconciliations, Trader Flash to Actual analysis, trade strategy analysis and provide commentary on key drivers of revenue and balance sheet
Understand and apply knowledge of numerous FI Credit products to daily functions
Consideration of complex trade booking and appropriateness of booking methodologies including Approximate bookings
Drive process changes to balance strong controls with efficient procedures including working closely with IT and FO to plan and implement any system improvements
Interact with partners across infrastructure and front office
Perform Month End functions such as GMIS/Actual to SAP reconciliations, GL journal postings, balance sheet analysis and any additional functions
Review new control methodologies from a PC perspective to provide approval as part of the validation process
Develop and maintain governance in accordance with internal policies and standards and regulatory requirements
Independently managing time and workflow of the PC Line team
Significant involvement in regional and global ad hoc projects / investigation
Bachelors Degree or similar qualification and/or professional qualification (e.g. CFA,CIMA, ACA, ACCA FRM) is preferred
Strong experience with in a Product Control valuations, PC-Line or risk management role of a top tier investment bank. A deep knowledge of FIC products and markets is preferred
Experience and proven track record in dealing with junior and senior members of Front office, Line Product Control, Risk management teams across various locations
Strong financial product knowledge
Strong understanding of accounting fundamentals
Ability to work independently to resolve unstructured problems
Ability to manage multiple tasks in a fast paced environment while meeting all deadlines
Strong interpersonal skills and stakeholder management
Strong communication skills and ability to present / explain complex issues in simple terms with stakeholders from Trading, Finance, market Risk and IT across different levels
Proactive and assertive in identifying control or valuation concerns, challenging the Business and driving control improvement for their area
Able to work under pressure to tight deadlines. Able to multi-task and prioritize own requests
Able to hit the ground running in Excel, VBA, use of market data terminals Bloomberg / Reuters and other vendor sources (eg. Totem/Markit for)

Assistant VP-fi Credit Resume Examples & Samples

Masters/ Professional qualification such as MBA/ CA/ CFA or equivalent
Relevant experience in financial sector in credit analysis/ research
Strong verbal and written communication skills in English
Strong analytical skills; understanding of financial accounts & balance sheets of Banks and financial institutions
Ability to work independently as well as being a good team player
Ability to multitask, work under pressure and handle urgent transactions in a timely manner
Strong Interpersonal, People management and Negotiation skills, Confident
Proficient in MS office - Word, Excel and Power Point
Strong administration and follow-up skills

Global Credit Opportunities VP Resume Examples & Samples

Perform fundamental analysis on potential investment opportunities including detailed company and industry research to determine valuation
Produce quality investment memoranda to allow the portfolio manager and investment committee to make investment decisions
Review and coordinate drafting of credit and other investment documents
Actively monitor portfolio investments and industry dynamics including potential board involvement
Flexibility to look at proprietary origination as well as secondary trading opportunities
Ability to develop differentiated investment views from Street consensus and push conviction or contrarian viewpoints
Ability to develop long-term, well researched theses on credits or sectors through stand-alone independent research regardless of market consensus
Develop sourcing relationships
Self-motivated with ability to operate with modest oversight
Experience investing into complexity, both event- or catalyst-driven, deep value, stressed and/or distressed strategies. Bankruptcy-related investing experience will be viewed positively
Candidate must be comfortable leading diligence meetings with senior management teams, industry sources, sell-side analysts, and other professionals involved in leveraged finance and distressed debt
Candidates must be able to grow into role of presenting investment ideas to third-party/LP relationships
Experience with creditor committees will be viewed positively
Candidate must be able to work in collegial, team-oriented environment

VP Credit Policy Resume Examples & Samples

Develop and update Credit policies and procedures, taking into account current regulatory expectations and Firm practices
Initiate and execute various projects related to Credit policy, governance, and regulatory guidance
Coordinate Credit deliverables and presentation materials for regulatory exams and requests
Analyze key upcoming regulatory guidance to assess level of compliance with current practice
Assist in the Firm’s communication with regulators regarding Credit related issues
Oversee senior management reports on regulatory exams, internal audits, and credit reviews
LI-CF2
Minimum 6 years of experience in Credit Risk at a large, complex financial institution
Superior analytical thinking and problem solving skills
Proven leadership abilities and relationship building skills
Ability to work effectively on multiple projects under tight deadlines
Knowledge of financial services industry regulatory guidance
Experience interacting with large bank/securities regulators (e.g. FRB, OCC, SEC, PRA, FINRA, CFTC)
Proficiency in Microsoft Office programs

VP-credit Card Portfolio Resume Examples & Samples

At least 10 years working experience; unsecured lending product management and system project experience is a plus
Independent, good people management and problem solving skills
Good analytical skills and team players
Good command of written and spoken English and Chinese

Assistant VP-credit Markets Product Control Resume Examples & Samples

Bachelor’s Degree or international equivalent in Finance, Accounting or related field
2-3 years of related experience
CPA

VP SBA Credit Adminstration Resume Examples & Samples

Develop strategies with lenders and MAD on SBA problem credits to minimize loss to the bank. Additionally, this position will efficiently liquidate collateral and submit the SBA Guaranty Purchase packages timely
Prepare credit presentations for complex SBA loan transactions. The presentations must include analyzes the financial condition of applicant and guarantor. Accurately reviews financial statements and tax returns submitted by applicant and is capable of evaluating a borrower’s ability to repay. Recognizes trends, positive or negative, impacting risk to repayment, the Bank’s collateral position or ability of the business to satisfactorily operate
Partner with lenders and other SBA credit staff to proactively manage the loan portfolio with the assistance of SBA’s lender portal information. Recommends risk rating adjustments, higher or lower, supported by changes in the borrower’s financial condition, collateral or other factors impacting the credit’s risk

VP Credit Adjudication Resume Examples & Samples

Establishes the unit’s strategic goals and objectives in alignment with the Bank’s policies and lending business plan including partnering with key stakeholders to identify industry trends and leverage best practices
Monitors the Centre’s quality of service by providing consistent and proactive communication as defined in the Service Level Agreement, communicating with key stakeholders to identify service barriers, and developing and implementing recommendations to ensure a seamless quality of service
Ensures the Adjudication Centre’s businesses are in compliance with legal and regulatory requirements including: Anti-Money Laundering, Know Your Customer, SOX and OSFI
Achieves performance standards in accordance with the Service Level Agreement for credit quality and Centre performance through the ongoing review of statistical reports and documentation including volume/productivity, loan quality, and portfolio management
Analyzes adverse trends, concerns or issues relating to the Centre’s mandate and longer term vision, and makes alternative recommendations accordingly
Improves operational effectiveness by investigating and recommending potential business opportunities
Leads the annual business and financial planning process and manages the established budget
Provides coaching to direct reports and engages in regular discussions improving the quality, effectiveness and efficiency of the credit process aligned to business objectives
Builds a high performance team through development of people through training and mentoring

VP-credit Card Portfolio Resume Examples & Samples

University graduate preferably in finance, statistics, or related disciplines
12 years of experience in the financial industry with at least 5 years in the unsecured lending or cards portfolio areas
Strong leadership and people development skills
Work independently and willing to take up challenges
Proactive and adopt to dynamic environment
Creative, highly organized, good team player

Up to VP, Credit Quant Strat, QSG Resume Examples & Samples

Developing and maintaining derivatives pricing models
Working with the credit trading desks to develop analytical tools to improve profitability
Trader support, answer questions, debug spreadsheets and models
New model development and integration of existing models into new systems
Documentation of models and ongoing model performance
The candidate must have a solid academic background with a PhD in a technical field (mathematics, physics, quantitative finance, etc.)
Experience with programming in C++ and Python
Strong verbal and written communication skills are an absolute must

VP of Credit Resume Examples & Samples

Insurance Agency Underwriting. Pulling and analyzing National Insurer Producer Database (NIPR) Credit Reports to determine credit worthiness
Approve commercial credits within prescribed credit authority. Analyze credit reports and financial statements as well as other web based investigation to determine credit worthiness
Manage Quality Control to ensure all verifications and processing requirements as set forth in policy and procedures or established by company management are completed timely and done accurately
Monitor compliance with VNB and Agile Credit Policy, and bank regulations
Review Insurance Agencies, General Agencies and Insurance Carrier’s for Credit Committee approval
Communicate with President any concerns regarding fraudulent activities or other concerns pertaining to Agencies, General Agencies or Carriers
Communicate with Sales Representatives and Sales Manager during the agency and insured underwriting process to ensure we make the best decisions as pertains to all parties
Attend monthly credit committee meeting
Conduct credit-related projects at the direction of the President
Participate in establishing and maintaining Credit Policy and related procedures and guidelines
Conduct credit assessment of commercial loan portfolios as part of due diligence efforts for potential acquisitions
Ability to read credit reports to help determine credit worthiness
Ability to analyze complex financial statements and assess business cash flow
Knowledge of the Insurance Industry as it relates to Insurance Premium Financing
Knowledge of the fundamental risk factors associated with a broad array of industry sectors (e.g., transportation, medical, legal, hospitality, etc.) and assess these risks as part of the overall credit risk assessment and decision process
Ability to effectively communicate credit concerns and formulate alternate loan structures to business unit team leaders, department heads and senior management
Ability to properly identify the key credit risks and reach a prompt and well thought out credit decision
Knowledge of loan documentation requirements for all Insurance Premium Finance Loans
Strong knowledge of relevant banking regulations including AML/BSA, OFAC
Working knowledge of Premium Finance Software systems to support management reporting concerning loan underwriting, book/funding and portfolio management
Bachelor’s Degree in a business related discipline and a minimum of seven (7) years credit management experience in at least one of the following areas: underwriting, portfolio management, loan servicing, loan administration or loan documentation in Premium Finance, Insurance Company or Commercial Lending
Valid Driver's License
Master's Degree preferred

Senior VP-wholesale Credit Reserves Senior Manager Resume Examples & Samples

Hands on model development and performance testing for wholesale Loan Loss Reserves (including IFRS9 and CECL), Risk Capital and Liquidity models in partnership with business and Risk sponsors
Oversee extensive technical and non-technical documentation to address heightened requirements
Hands on initial validation and annual model reviews with Model Risk Management as well as External Regulators and Internal Audit
Apply critical thinking in solving complex business problems with quantitative tools in a collaborative, fast-paced environment
Facilitate cross-functional dialogue with business and clients to improve risk reporting and internal and external regulatory compliance
Actively participate in the analysis and interpretation of results, incorporating feedback as appropriate into models and metrics
Partner with cross functional teams to proactively address program needs, including identification of emerging trends in regulatory landscape
Represent the Wholesale Team as a thought leader and Subject Matter Expert, partnering with Risk and the business on a global basis
Actively engage across all model development teams within CORA
Prepare and deliver training materials, presentations and reports on credit risk analytics for technical and non-technical audiences
Bachelors in Economics, Econometrics, Statistics, Math, Finance / Corporate Finance, Accounting, or an Applied Science. Masters/PhD preferred
Extensive knowledge of Wholesale banking products at a financial institution
5+ years of experience in advanced credit risk modeling or Wholesale credit risk management
Extensive knowledge of loan commitments, credit reserves and risk capital processes
Hands-on experience with the research, development, and implementation of credit risk models, including technical and non-technical documentation
Excellent communication skills, verbal as well as written
Extensive presentation experience, including interaction with senior business and risk management
Ability to make decisions / balance aggressive timelines for deliverables amidst conflicting priorities

Credit Card Portfolio Manager, VP Resume Examples & Samples

40% Portfolio Strategy and Program Management: Create portfolio management strategies to maximize portfolio growth across all customer contact points, including statements, customer service, direct/ e-mail, online/digital, and branch; collaborate with Product, Credit, Marketing, Finance, and Operations in the execution of such strategies. Design, develop and oversee customer management programs including: 1) credit line increase programs, 2) new and dormant account activation 3) account upgrade strategies and 4) balance build campaigns Accountability for all credit card balance transfer programs for new and existing customers
40% Portfolio Expense and Rewards Management: Accountability for portfolio yield management and pricing initiatives including seasonal promotions and utilization campaigns. Accountability for the management of all customer rewards programs, including responsibility for rewards expense budget and reserve, pricing of offerings, promotion, and working with third party partners including fulfillment agencies
20% Risk Management: Partner with credit risk to strengthen control strategies, enhancements in credit policy, and portfolio-wide analytics and reporting. Partner closely with risk teams to identify opportunities within current credit strategies to optimize risk/reward trade-offs

VP, Credit Administration Resume Examples & Samples

Bachelor’s degree in business, finance or a relevant discipline
Ten (10) or more years of credit experience, preferably in banking or financial services industry; or an appropriate combination of education and experience
Broad knowledge of credit and complex financial structuring and financing alternatives in a banking environment
Strong management and solutions-based problem solving and decision making skills
Excellent leadership, people management, training and organizational development skills, with a demonstrated ability to motivate in a team-oriented and collaborative work environment, and promote, foster and build a diverse and inclusive workforce
Availability for occasional travel.

VP, Structured Credit Product Control Resume Examples & Samples

Front to Back P&L Reconciliation (FOBO Rec)
P&L Commentary
Balance Sheet Review
Adjustment Review
Effective communication to the traders, trade support, and Product Control management
Deal Review and related commentary
Work closely with the valuations team on reserving policy and IPV, particular to new structured deals
Face off with Internal and External auditors
Reconciliation of P&L and Inventory to the General Ledger
Balance Sheet Attestation
Preparation of disclosure reports to the Head Office
7-8 years of Product Control experience,
Experience in Structured EM Credit
Up-to-date knowledge of Accounting issues
Ability to manage difficult traders/situations