Property Claims Adjuster Job Description

Property Claims Adjuster Job Description

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Property claims adjuster provides guidance and counsel to claims personnel with respect to the investigation, evaluation, negotiation and settlement of commercial lines property claims and property claims resulting from natural catastrophes.

Property Claims Adjuster Duties & Responsibilities

To write an effective property claims adjuster job description, begin by listing detailed duties, responsibilities and expectations. We have included property claims adjuster job description templates that you can modify and use.

Sample responsibilities for this position include:

3 years or more of Commercial Property Claims handling experience preferred
Field Property Claims Adjusters will work remotely
This position is based in San Antonio, TX
Assists in the training of property personnel and serves as a technical resource to the office
May be called upon for catastrophe duty, may assist in management of catastrophe operation, Quality Control of Independents used and may trouble shoot problem and high profile cases
Assists in the training of property personnel and serves as a technical resource
Make timely and appropriate contacts with interested parties, including, but not limited to the insured, claimant/attorney, witnesses and producers
Interpret various policy forms and establish applicable coverages, determine any exclusions which may apply and establish appropriate claims reserves
May be required to assist in adjusting catastrophe claims, as needed, to satisfy customer needs
Seeks appropriate guidance and communicates pursuant to authority structure

Property Claims Adjuster Qualifications

Qualifications for a job description may include education, certification, and experience.

Education for Property Claims Adjuster

Typically a job would require a certain level of education.

Employers hiring for the property claims adjuster job most commonly would prefer for their future employee to have a relevant degree such as Bachelor's and Associate Degree in Business, Education, Management, Construction, Financial Services, Leadership, Public Relations, Performance, Communication, Conducting

Skills for Property Claims Adjuster

Desired skills for property claims adjuster include:

Coverages provided within various homeowner policies
Claims handling procedures and operations
Claims handling procedures
Claims investigation
Coverage evaluation
Property insurance
Commercial property claims
Claims investigation techniques and legal aspects of claims
Evaluation and reserves
Financial analyses

Desired experience for property claims adjuster includes:

Must be a licensed adjuster in the State of Georgia
Bachelor’s Degree and 4 or more years of experience in the Claims and Litigation area
Bachelor’s or Associate’s degree preferred or equivalent business/industry experience
Must be knowledgeable of construction terms and techniques, including but not limited to roofing, electrical, plumbing, air conditioning, concrete/masonry
Responsible for telephone calls and written correspondence to/from various parties (insured, claimant)
Bachelor’s degree or numerous industry specific designations strongly preferred

Property Claims Adjuster Examples

1

Property Claims Adjuster Job Description

Job Description Example
Our innovative and growing company is looking to fill the role of property claims adjuster. Thank you in advance for taking a look at the list of responsibilities and qualifications. We look forward to reviewing your resume.
Responsibilities for property claims adjuster
  • Manages, processes and resolves routine claims assigned by Claims Team Manager
  • Trains to make effective use of loss management techniques (Direct Dealing
  • Extensive overnight travel is required
  • Must have a clear understanding of customer service, and has strong interpersonal, organizational and negotiation Skills
  • Recommends the reasonable and proper coverage direction and as appropriate the amount the insurance company should pay on a claim
  • Physical ability and willingness to climb onto roofs and into attics and other small places and to lift and climb ladders
  • Field Positions - Must be willing and able to perform CAT adjustment duties (overnight travel involved) including, handling of ladders, climbing on roofs and other physical demands involving outside property claim handling
  • A minimum of seven years’ experience adjudicating first party commercial property and time element claims with extensive experience with exposure of $100,000 or more
  • A relentless desire to continually update your skill level through continuing education and self-development (we’re a bit fanatical about this, so you should be too)
  • We work in a fast paced environment that is evolving constantly
Qualifications for property claims adjuster
  • Minimum 1+ years of progressive property claims experience required
  • A minimum of three years experience adjudicating first party property and time element claims with extensive experience with exposure of $100,000 or more
  • It’s expected that the successful candidate will have around of 3 years experience handling claims and/or relevant work experience within an insurer/broker environment
  • Must be able to travel for 6 weeks for training
  • Bachelor’s Degree and 4 or more years of experience in the Claims and Litigation area including property claims
  • High School Diploma or Equivalent and 5 or more years of experience in the Claims and Litigation area within the Insurance industry including property claims
2

Property Claims Adjuster Job Description

Job Description Example
Our growing company is looking for a property claims adjuster. Please review the list of responsibilities and qualifications. While this is our ideal list, we will consider candidates that do not necessarily have all of the qualifications, but have sufficient experience and talent.
Responsibilities for property claims adjuster
  • An opportunity to be your best and work with talented and inventive professionals at a Company Forbes magazine named to its list of America’s 50 Most Trustworthy Financial Companies for the last two years and that A.M
  • Works with and may coordinate a number of vendor services such as contractors, emergency repair, cleaning services and various replacement service
  • May be required to have and maintain sufficient home-based internet connection
  • A minimum of three years’ experience adjudicating first party commercial property and time element claims
  • State Adjuster licenses
  • Advancement potential for success-oriented people
  • A unique opportunity to positively impact people’s lives during their time of need
  • Professional Growth through our comprehensive training and development programs
  • May be part of a formal training program
  • Evaluate compliance with the applicable governmental statutes, including tort claims statute with in-depth knowledge of multi-jurisdictional claims handling issues
Qualifications for property claims adjuster
  • Must obtain and maintain required adjuster license(s)
  • Xactimate and property adjusting experience preferred
  • Requires solid claims experience preferably in field homeowner's insurance, property damage estimating experience, or construction experience
  • The capabilities, skills and knowledge required is normally acquired through Bachelor`s Degree or equivalent experience
  • Minimum of 3 or more years of related professional experience
  • Experience using estimating software programs such as Xactimate, Symbility
3

Property Claims Adjuster Job Description

Job Description Example
Our company is growing rapidly and is hiring for a property claims adjuster. To join our growing team, please review the list of responsibilities and qualifications.
Responsibilities for property claims adjuster
  • Report to client as determined by contractual account instructions and consistent with company policy and guidelines
  • Obtain, evaluate medical records to make a causation and/or damage assessment
  • Maintain current all licenses, continuing education requirements and certifications
  • Revise case reserves based on diverse factors, including additional evidentiary and medical developments in the course of adjusting the claims
  • Negotiate and settle claims within assigned levels of authority as set forth in client account instructions and consistent with company policies and guidelines
  • Use analysis of situation to recommend appropriate experts for testimony regarding damages and liability or, when not to use said experts
  • Collaborate with co-workers on analysis of situations
  • Manage caseload by developing and executing an appropriate plan of action for each file, including setting appropriate diaries
  • Be available for after-hours calls from clients for immediate analysis and response to accident scenes or loss locations to conduct appropriate investigation and /or claim management
  • May plan the work of support staff members and determine if/when vendors is needed
Qualifications for property claims adjuster
  • Three years of professional experience within the Catastrophe insurance industry
  • Basic computer skills and Microsoft and Google applications preferred
  • Basic property estimating skills using Xactimate, Symbility or other software programs
  • Knowledge of property claim law and has a clear understanding of claims adjudication process
  • Research and investigative abilities
  • Demonstrated proficiency in Microsoft Office programs and other software and experience with Xactimate estimating system
4

Property Claims Adjuster Job Description

Job Description Example
Our company is searching for experienced candidates for the position of property claims adjuster. If you are looking for an exciting place to work, please take a look at the list of qualifications below.
Responsibilities for property claims adjuster
  • Supporting the claims operations team to generate reports, monitor service level agreements (SLA’s), recover funds from 3rd parties, chase up information required to progress the claim
  • Knowledge of current case law, statutory law, DOI regulations, that apply to claims practices and issues within the territory of operation
  • Ability to analyze and adjust structural property damage estimates
  • The ability to evaluate, investigate and resolve claims
  • Establish reserves based on evaluation and adjust reserves as necessary with all new information
  • Ability to interpret routine and complex policy contracts and coverage
  • Demonstrate sound analytical skills
  • Ability to negotiate effectively and the ability to communicate effectively orally and in written form
  • Ability to work effectively with company personnel, agency personnel, legal counsel, and others with whom our business is associated
  • Ability to plan, organize and establish priorities to maintain various responsibilities under critical deadlines
Qualifications for property claims adjuster
  • Baccalaureate degree in a related field, or demonstration of equivalent knowledge and critical thinking skills
  • Familiar with Hawaii statutes and regulations and an active license or ability to promptly obtain such, in the state of Hawaii
  • Haag Certification or willingness to pursue is a plus
  • Capacity to work on all islands as needed
  • The capabilities, skills and knowledge required is normally acquired through Bachelor’s Degree and/or equivalent experience
  • The capabilities, skills and knowledge required is normally acquired through Bachelor’s Degree and/or equivalent work experience
5

Property Claims Adjuster Job Description

Job Description Example
Our growing company is looking to fill the role of property claims adjuster. We appreciate you taking the time to review the list of qualifications and to apply for the position. If you don’t fill all of the qualifications, you may still be considered depending on your level of experience.
Responsibilities for property claims adjuster
  • Provide excellent customer service to agents, producers, insured’s and claimants
  • Control expenses such as independent adjuster and defense costs
  • Identifies and fully investigates suspicious losses
  • Experience handling inland marine claims such as builders risk, cargo, auto physical damage, motor truck cargo, and/or crime coverage is highly sought after
  • Some Ocean Marine experience will be helpful, but not required
  • Adjust claims according to applicable laws and policy provisions and comply with all Department of Insurance Regulations
  • Recognize critical files and immediately report them to management
  • Confirm coverage and recognize coverage issues
  • Conduct investigations including interviews, record statements, secure public records, and obtain documents
  • Maintain mail, diary and phone calls within company standards
Qualifications for property claims adjuster
  • Interact with our customers each and every day via email, telephone, and written correspondence
  • Associate/Bachelor’s degree or equivalent work experience
  • Education equivalent to graduation from college with a degree in business, insurance or agribusiness
  • Bachelor’s degree and at least 2 years of claims experience OR
  • 3-5 years’ experience as a Cat or Property Adjuster
  • Identify suspicious losses

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