Corporate Banking Portfolio Manager Job Description
Corporate banking portfolio manager
provides support of loan officers and managers through financial statement spreading and analysis of new loan requests and existing credit relationships.
Corporate Banking Portfolio Manager Duties & Responsibilities
To write an effective corporate banking portfolio manager job description, begin by listing detailed duties, responsibilities and expectations. We have included corporate banking portfolio manager job description templates that you can modify and use.
Sample responsibilities for this position include:
Ensure ACPM US is connected with the global policies
Provide feedback on the suitability of global policies and propose improvements
Proactively market clients and prospects
Reviews current account status, to include but not limited to, Past Due accounts and Notes Matured
Supports the Relationship/Portfolio Manager in monitoring on an on-going basis information concerning customer performance, abilities, and industry to determine that loan is an acceptable risk
Preparation of credit packages (Prepares credit approval packages on new and renewed debt products including determination of the appropriate risk rating risk factors that could change the risk rating, analysis of financial performance, performance vs
Underwriting new and existing credit with good turnaround times
Quality analysis and risk identification
Ability to proactively recommend structures and implement action plans
Strong technical capabilities to maintain accurate risk rating models
Corporate Banking Portfolio Manager Qualifications
Qualifications for a job description may include education, certification, and experience.
Education for Corporate Banking Portfolio Manager
Typically a job would require a certain level of education.
Employers hiring for the corporate banking portfolio manager job most commonly would prefer for their future employee to have a relevant degree such as Bachelor's and Master's Degree in Finance, Accounting, Business, Economics, Education, MBA, Administration, Financial Analysis, Business/Administration, Management
Skills for Corporate Banking Portfolio Manager
Desired skills for corporate banking portfolio manager include:
Difference between senior and other layers of debt
Credit and risk analysis
Marketplace
Different financial modeling systems and strong presentation development and delivery skills
Loan and related legal documents
Different financial modeling systems
Policies
Procedures and products
Credit policies and in particular
Various types of loan terms and conditions and understanding of loan documentation
Desired experience for corporate banking portfolio manager includes:
Financial and covenant tracking database and pricing models
Ability to independently prepare and present Loan Reviews
Versed in legal documentation and ability to negotiate and close loans
Regular client interaction to support and complement Relationship Manager both for new credit and ongoing servicing and problem resolution
This is a senior position and as such individual must have demonstrated ability to manage complex credits and situations, willingness to support less experienced Portfolio Managers and Analysts, and partake in special projects as needed
Preparation of underwriting documents will also include collateral analysis on multiple asset classes
Corporate Banking Portfolio Manager Examples
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Corporate Banking Portfolio Manager Job Description
Job Description Example
Our innovative and growing company is looking to fill the role of corporate banking portfolio manager. Thank you in advance for taking a look at the list of responsibilities and qualifications. We look forward to reviewing your resume.
Responsibilities for corporate banking portfolio manager
- Coordinate with Sales, Middle office and Management Control to have the CVA properly reflected, charged or released
- Perform and improve the monthly reporting of CVA figures
- Manage CVA exposure lowering the bank’s counterparty risk
- Liaise with Corporate banking with regards to the derivatives closed with CB clients
- Define saving initiatives and optimization strategies with regards to the RWA consumption across all GCB US legal vehicles (Madrid, NYB, SIS, SBNA) with a special focus on the markets RWA consumption out of NYB
- Define active market strategies to optimize the capital deployment fhte division in coordination with Asset Rotation and Capital Optimization (ARCO)
- Budget RWA and support the strategy definition when it comes to return on equity
- Ensure the accuracy of Economic and Regulatory Capital figures
- Detect and solve incidences with regards to RORAC and RORWA
- Support the definition of a robust capital management strategy within GBM
Qualifications for corporate banking portfolio manager
- Handle reporting on loans, involving such things as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability
- Collaborate and communicate with internal and external clients at a high level regarding sensitive matters, routine matters
- Minimum of 7-10 years of banking experience, preferably having completed rotations as an analyst / associate with a background in credit
- Analyze, underwrite and present credit recommendations on commercial loan requests and/or modifications
- Experience in relationship management either as a coverage banker or as a client facing member of the relationship team
- 7 or more years of underwriting and portfolio management experience
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Corporate Banking Portfolio Manager Job Description
Job Description Example
Our growing company is searching for experienced candidates for the position of corporate banking portfolio manager. If you are looking for an exciting place to work, please take a look at the list of qualifications below.
Responsibilities for corporate banking portfolio manager
- Analyze the pricing and business plan of GBM new transactions
- Prepare the materials to be presented to the committee
- Loan Book Management
- Improve the processes in place to follow up the Loan Book performance and the P&L distribution between product teams and Loan Book
- Monitor and improve the quality of the data reflected in Almenara
- Support Bankers and Product representatives in relation with regards to questions about the loan book
- ACPM Global Team coordination
- Provide information needed by the global team
- Support special projects assigned to ACPM such as Project Prado or Project Export Credit Agencies
- Leads the internal underwriting process for new transactions, refinancings, and amendments / modifications
Qualifications for corporate banking portfolio manager
- Ability to competently complete credit packages and credit services agreements with limited oversight
- Understanding of loan structuring needs, loan documentation requirements and market knowledge
- Experience in technology industry preferred
- Bachelor Degree in Business, Finance, Accounting or equivalent commercial banking experience
- 5 years prior experience in commercial real estate banking, commercial credit role or portfolio management
- Excel knowledge good verbal and written communication skills
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Corporate Banking Portfolio Manager Job Description
Job Description Example
Our growing company is hiring for a corporate banking portfolio manager. Please review the list of responsibilities and qualifications. While this is our ideal list, we will consider candidates that do not necessarily have all of the qualifications, but have sufficient experience and talent.
Responsibilities for corporate banking portfolio manager
- Leads the development of internal underwriting materials, including the preparation of credit approval memorandums, risk identification and mitigation, and financial analysis / modeling
- Oversees the management of an existing portfolio of accounts
- Develops strong working relationships with internal and external constituents
- Coaches and develops junior portfolio management professionals
- Assists the DPO RECB/IPF Product Manager with review of loan documents pre-closing
- Reviews closing due diligence in collaboration with DPO RECB/IPF Product Manager
- Works with coverage banker to develop client strategy focusing on existing and potential credit exposure
- Leads the credit process on identified credit product opportunities
- Serves as a mentor/coach to team members, specifically Credit Products Associates assigned to managed clients
- Management – Supervise PM I and PM II roles and allocate resources based upon business needs
Qualifications for corporate banking portfolio manager
- Financial statement analysis and accounting principals
- Cash Flow analysis and modeling
- Experience with syndicated loan transactions
- Experience reviewing term sheets and loan documentation
- Bachelors and Masters Degree in Business Administration, Accounting, Finance, Economics or equivalent experience
- At least 10+ years experience in commercial banking or comparable financial industry sector as a commercial lender or credit/risk management analyst
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Corporate Banking Portfolio Manager Job Description
Job Description Example
Our company is growing rapidly and is searching for experienced candidates for the position of corporate banking portfolio manager. Please review the list of responsibilities and qualifications. While this is our ideal list, we will consider candidates that do not necessarily have all of the qualifications, but have sufficient experience and talent.
Responsibilities for corporate banking portfolio manager
- Loan Maintenance – Identify changes in risk factors and complete downgrade / upgrade requests as these factors decline / improve
- Business Development/Call Prep – Assist RM in targeted client identification
- Qualification/Proposal – Work with client to gather financial information to begin the diligence process
- Credit/Credit Approval – Spearhead the request through the credit process and serve as the primary contact when appropriate
- Documentation – Work with attorneys and clients for preparation, negotiation and execution of loan documentation
- Identify, pursue and close sales opportunities for a broad range of financial products and services, including corporate finance opportunities
- Initiate and maintain strategic dialogue with key clients and prospects compliance, BSA/AML teams and other key personnel to effectively manage the ongoing coverage KYC aspects · Collaborate with credit underwriting team on analysis, structuring, negotiation, and documentation of credit requests
- Underwriting various types of credit account exposure for securities industry and/or investment management clients
- Managing an assigned credit portfolio
- Managing credit risk and responding to prospect or customer credit questions
Qualifications for corporate banking portfolio manager
- Ability to work with Information Technology (IT) for design and development of counterparty risk management infrastructures
- At a minimum MS Access and MS Excel intermediate user
- Bachelors Degree required (Mathematics, Computer Science preferably)
- Entry level to 4 years of professional experience
- Very good written/verbal communication
- Good knowledge of Microsoft office suite, particularly PowerPoint Excel and Word
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Corporate Banking Portfolio Manager Job Description
Job Description Example
Our growing company is hiring for a corporate banking portfolio manager. We appreciate you taking the time to review the list of qualifications and to apply for the position. If you don’t fill all of the qualifications, you may still be considered depending on your level of experience.
Responsibilities for corporate banking portfolio manager
- Conducting due diligence on assigned portfolio of relationships
- Loan Maintenance - Complete downgrade / upgrade requests as risk factors decline / improve
- Qualification/Proposal – Work with RM to gather financial information from borrower to begin the diligence process
- Documentation – Work with attorneys for preparation of loan documentation, negotiation and execution, communicate material changes with credit
- Reviews loan request application, financial information, and third-party reporting
- Evaluates and determines credit worthiness, covenant structure, and repayment terms through cash flow analysis of primary and secondary sources of repayment
- Fully underwrites Credit Presentations in accordance with policy and procedures, and ensures the Credit Presentation contains accurate financial/data analysis, correct and supported risk grade, well-supported recommendation
- Conducts credit investigations and analyzes credit information pertaining to both new and existing loans
- Investigates all available sources of credit and financial information, including reporting services, credit bureaus, other companies, main office files
- Analyzes financial statements and related material for financial conditions and trends
Qualifications for corporate banking portfolio manager
- Excellent organizational skills outstanding accuracy and attention to detail
- 3 or more years of commercial banking experience preferred, including prior experience in credit analysis and/or portfolio management with a focus on middle market and corporate clients
- Must have excellent interpersonal and communication skills, both verbal and written, with ability to communicate with all levels of employees, management, internal committees, and customers
- Required - 2-4 years Commercial Banking and/or Credit Approval
- Experience Required - Extensive experience handling complex credits
- Preferred - Extensive experience handling complex credits