CIB-Credit Analyst Job Description
Cib-credit analyst
provides recommendations on specific sectors and individual securities based upon credit analysis and assessment of credit risk.
CIB-Credit Analyst Duties & Responsibilities
To write an effective cib-credit analyst job description, begin by listing detailed duties, responsibilities and expectations. We have included cib-credit analyst job description templates that you can modify and use.
Sample responsibilities for this position include:
Involvement in the credit documentation related to loans, trade finance, derivatives transactions
Work closely with credit executives, CCM Bankers and different lines of business in identifying and developing alternative transaction structures / credit risk mitigation solutionsInvolvement in the credit documentation related to loans, trade finance, derivatives transactions
Participate in deal teams in the formulation, approval and execution of new loans, derivatives and any other products with credit risk (with responsibility for due diligence, transaction structuring & negotiation and deal execution)
Perform research and quantitative analyses on multi asset class portfolios including derivatives such as futures, swaps and options
Determine appropriate margin requirements for FIG counterparty trades/portfolios
Provide weekly commentary to credit executives on any outsized moves in client exposure and underlying markets clients are active in
Provide FIG credit executives with an assessment of market/liquidity risk present in client portfolios on a one-off basis when necessary
Develop/enhance methodology used to stress and monitor the risks present in client portfolios
Work closely with sales/trading to arrive at margin requirements that are both competitive & sufficient to cover market/liquidity risk stemming from clients’ trading activity
Work closely with Risk technology teams to enhance existing risk reporting capabilities
CIB-Credit Analyst Qualifications
Qualifications for a job description may include education, certification, and experience.
Education for CIB-Credit Analyst
Typically a job would require a certain level of education.
Employers hiring for the cib-credit analyst job most commonly would prefer for their future employee to have a relevant degree such as Bachelor's and Master's Degree in Finance, Economics, Accounting, Business, Engineering, Education, Business/Administration, Statistics, Mathematics, Accountancy
Skills for CIB-Credit Analyst
Desired skills for cib-credit analyst include:
Mizuho’s credit policies and procedures
Accounting principles and the impact of changes on financial condition
Credit risk analysis
Basel II/III regulatory capital
Allowance
CCAR
Wholesale Credit
Wholesale Credit Traditional Credit Products
Scenario analysis and stress testing
Client base and market dynamics
Desired experience for cib-credit analyst includes:
Coordinate with Prime Services risk management teams to assess exposures and determine margin requirements for prime brokerage clients
Liaise with Banks/Broker Dealers Credit Risk and Market Infrastructure Risk teams on projects to enhance the firm’s reporting capabilities for CCPs (central counterparties)
Liaise with F&O & OTC risk teams to better understand their workflow and processes
Maintain a detailed and proactive knowledge of developments within an allocated industry sector and provide updates to all relevant parties across product groups developing an internal and external network to strengthen expertise
Managing the performance appraisal process, objective setting, performance evaluations and feedback for all members of the team
Develop and maintain excellent working relations with CCM bankers
CIB-Credit Analyst Examples
1
CIB-Credit Analyst Job Description
Job Description Example
Our innovative and growing company is hiring for a cib-credit analyst. To join our growing team, please review the list of responsibilities and qualifications.
Responsibilities for cib-credit analyst
- Keeping abreast of key market developments and establishing knowledge of the client base and market dynamics
- Interact and partner with Corporate/FIG Credit Risk Management, Coverage, GCB, Leveraged Finance, Legal and Markets trading colleagues
- Preparation of various applications relating to non-credit business such as fee waiver, daylight overdraft
- Review with FO to obtain sign-off and for any ad hoc requests and queries
- Additional liaison with other middle office areas, back office, FVP and technology development groups and point of contact for all downstream issues
- Manage projects and initiatives related to all of the above larger cross-business programs
- Work closely with Financing team to analyze collateral in Financing vehicles
- Help derive Desk approval / reject decisions and Desk marks
- Create one-pagers for each credit upon new approval request
- Monitor collateral on an ongoing basis and update analysis upon receipt of new monthly / quarterly financials
Qualifications for cib-credit analyst
- Strong communication skills, both written and verbal - Chinese English – high level of fluency in both languages is an essential requirement for the role
- Ability to work proactively & independently in a team environment
- Documenting new transactions and amendments to existing transactions in conjunction with legal counsel Maintaining connectivity with broader London-based platform of Credit colleagues to stay aware of overall market developments, best practices training and development
- Proven academic performance and an ability to demonstrate solid numerical and analytical skills
- Prior banking, rating agency or other financial institution experience is preferred
- Prior experience in financial statements / cash flow / credit analysis highly preferred
2
CIB-Credit Analyst Job Description
Job Description Example
Our innovative and growing company is looking to fill the role of cib-credit analyst. Please review the list of responsibilities and qualifications. While this is our ideal list, we will consider candidates that do not necessarily have all of the qualifications, but have sufficient experience and talent.
Responsibilities for cib-credit analyst
- Manage projects and initiatives related to all of the above larger cross-business program
- Project coordination between Operations and Technology teams
- Interact regularly with the front office on risk-related issues such as discussing margin changes Monitor and analyze market trends and movements
- Build Financial Models for the Distressed Trading desk
- Attention to detail, accurately checking the legal binding contracts for the transactions
- Understanding & prioritising, taking ownership of tasks, queries/issues to delivery or resolution
- Able to adhere to controls & understand risk at all times
- Ability to build/maintain relationships with internal & external clients
- Ability to display a flexible approach to work & is adaptable to change
- Managing the market risks that arise from derivative & securities transactions undertaken by the CIB & the Commercial Bank
Qualifications for cib-credit analyst
- Bachelors degree in Economics, Maths or a scientific subject, or equivalent experience
- A keen interest in electronic trading, quantitative strategies, market structure and its interaction with trading strategies and knowledge of the evolution of electronic trading in various asset classes
- Understanding of systematic trading techniques and the broad set of quantitative methods applied to mid-price generation, quoting strategies, risk management, and alpha / relative value signal generation
- Ability to work in a high pressure trading floor environment where expectations are significant, timeframes aggressive and the requirements often challenging
- Ability to build prototype models, strategies, and statistical analyses
- Ability to act as interface and router across Trading, Sales, QR, and the technology organization, with a deep enough domain expertise within each to act as translator and make the organization more efficient
3
CIB-Credit Analyst Job Description
Job Description Example
Our innovative and growing company is looking to fill the role of cib-credit analyst. We appreciate you taking the time to review the list of qualifications and to apply for the position. If you don’t fill all of the qualifications, you may still be considered depending on your level of experience.
Responsibilities for cib-credit analyst
- Play a key role in execution of written credit approval memos, annual client reviews, and quarterly industry reviews, partnering with associates to ensure team’s priorities are met
- Support senior SCG officers in the ongoing credit monitoring of a portfolio of Credit Surveillance Report (CSR) clients
- Support senior SCG officers in representing the firm and working with the outside restructuring community third party lenders/funds, legal and financial advisors to generate best solution for repayment of credit exposure while preserving important client relationships
- Assist in credit decision-making process in live stressed/distressed situations on an advisory/managed basis
- Work closely with Credit Trading and Fixed Income Financing teams to analyze middle market credit investments
- Complete summary analysis and valuation for each credit and identify key business risks
- Develop mark recommendations for new loans into the JPM portfolio
- Monitor portfolio performance and maintain an ongoing view of sector trends and asset valuations based on quarterly financials
- Hold regular calls with fund analysts at client counterparts to value loan collateral and discuss credit performance
- Assist in the booking of tickets using STP from Primary One into Athena with particular concentration on US BTB tickets and filtering the MML/PLC booking flow
Qualifications for cib-credit analyst
- Strategic mind-set ensuring the right questions are asked upfront, the right people are engaged and the product roadmap is well defined and well understood
- Ability to influence others to achieve consensus
- Analytical mind-set with a keen interest in statistical analysis, data mining & data visualisation
- Experience in a markets-based role, preferably in credit or fixed income
- Strong quantitative background (preferably a Bachelors/Masters degree in Maths, Physics, Engineering or similar subject)
- Strong technical skills in using database and SQL
4
CIB-Credit Analyst Job Description
Job Description Example
Our innovative and growing company is hiring for a cib-credit analyst. To join our growing team, please review the list of responsibilities and qualifications.
Responsibilities for cib-credit analyst
- Liaising with Salespeople with regards to the above ad-hoc queries
- Application of Sales AFR
- Management of the prospectus delivery process of all new issues syndicated by EMEA
- Management of any pre-sounding reporting requests which are directed through Syndicate
- Management of posting of pre and post stabilisation announcements and the record keeping thereafter
- Assisting with liaising with Sales on the booking of roadshows and handling any issues that may come up thereafter
- Check daily all failing trades and follow up with necessary people to make sure that they settle that day and take appropriate action with any problems
- Making sure all Syndicate files are up to date particularly with regards to Legal documents and cross checks
- Liaising with Legal with regards to telexs and Power of Attorneys
- Assisting in application of relevant Mifid II regulations particularly around Transaction Reporting
Qualifications for cib-credit analyst
- Ability to demonstrate solid numerical and analytical skills
- Experience of working in a Credit Analyst role within an Investment banking environment
- Candidates should have an interest in industry and company analysis/research
- University degree with 2 – 4 years of banking experience with sound understanding of banking processes and procedures
- Populate standard agreements and facilitate documentation of non standard docs in partnership with Legal
- Tracking of deviations and escalate backlogs and issues to Bankers and Trade Sales as needed to move the transaction along the closing lifecycle
5
CIB-Credit Analyst Job Description
Job Description Example
Our company is looking for a cib-credit analyst. Please review the list of responsibilities and qualifications. While this is our ideal list, we will consider candidates that do not necessarily have all of the qualifications, but have sufficient experience and talent.
Responsibilities for cib-credit analyst
- Ad-hoc projects, reports and analysis that arise throughout the year
- Able to assist in the reconciliation of HG/HY/EM/ABS/ SSA and SPG new issues
- Assist in the booking of tickets using STP from Primary One into Athena across all deals
- Liaising with other Syndicate banks in terms of ticket management
- Posting of P&L through Pyramid
- Ability to provide cover to SSA desk as well
- Execution and risk management of Credit Exotics products including Structured Notes, Credit linked swaps, Options and bespoke credit transactions
- Generate trade ideas and actively participate in the development of new, innovative products
- Engage salespeople and/or clients to provide trade ideas, tailored solutions to client needs
- Analysing a very broad range of Investment Grade Credits
Qualifications for cib-credit analyst
- Support Trade Sales on new trade deals or opportunities identified
- Product controllers are responsible for the accuracy and integrity of Line of Business books and records
- 1 – 3 years experienced preferred
- Experience in Banking/ Capital Markets/ Investment Management would be preferred but not required
- Strong IT skills, in particular Excel
- Trader and marketer contact is frequent and the applicant should be of a confident and outgoing personality