CCB Risk-auto Finance Resume Samples

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V Altenwerth

Valentin

Altenwerth

24959 Filiberto Ferry

Dallas

+1 (555) 128 7167

24959 Filiberto Ferry

Dallas

Phone

p +1 (555) 128 7167

Experience Experience

Phoenix, AZ

CCB Risk-auto Finance & Student Loans

Phoenix, AZ

Renner, Paucek and Tillman

Phoenix, AZ

CCB Risk-auto Finance & Student Loans

Develop analytics and champion/challenger capabilities around various strategies to develop and maintain policies for collections
Query and Interpret large amounts of complex data to identify opportunities to improve the efficiency and effectiveness of the pricing loss assumptions
Work with Operations, IT, and Legal/Compliance partners to ensure that policy and strategy changes get implemented in a smooth and timely fashion
Work with Finance and Risk partners to offer guidance on loss forecasting
Support efforts around the CCB Customer default risk resolution initiative in developing a function centric view
Leverage Central modeling teams to build new scorecard and validate existing scoring models as it pertains to their use in collections strategies
Identify key risk drivers. Analytically segment portfolio along these factors. Assess concentrations, exposures and exception levels

Los Angeles, CA

CCB Risk-auto Finance

Los Angeles, CA

Reilly, Mraz and Paucek

Los Angeles, CA

CCB Risk-auto Finance

Work in partnership with the Bankers to develop Client relationships
Prepare credit approval packages and provide recommendations for approval
Interact and effectively communicate with a variety of technical and non-technical team members to ultimately provide insightful analysis and convey findings in a clear and succinct manner
Interprets results and recommends solutions to mitigate risk, reduce expense, increase revenue, and improve operational efficiency
Collaborate with the Modeling team to provide business expertise and advice on loss forecast model redevelopment that will be predominant go-forward loss forecast procedure covering annual regulatory and monthly loss forecast exercises
Working proactively, in a constructive, diplomatic manner, with both internal and external contacts to keep transactions moving
Execute and maintain delinquency and loss forecasting models for multiple usages spanning over budget planning, Federal stress testing, schedule of quarterly loan loss reserves and monthly/quarterly reporting

present

Houston, TX

CCB Risk-auto Finance / Direct Lending

Houston, TX

Johnston-Hammes

present

Houston, TX

CCB Risk-auto Finance / Direct Lending

present

Provide subject matter expertise on strategy implementation/testing and initiatives related to the improvement of risk mitigation processes and infrastructure
Develop, communicate and implement optimal risk strategies (including rules, cutoffs, policies, operational flows, etc.)
Identify, evaluate and leverage external data sources and analytical solutions to enhance risk strategies
Interpret large amounts of complex data to formulate problem statement, concise conclusions regarding underlying risk dynamics, trends and opportunities
Identify key risk indicators and metrics, develop key metrics, enhance reporting and formulate areas of analytic focus to better capture and manage the asset quality of the portfolio
Work with cross-functional partners, e.g., Credit Underwriting, Product, Marketing, Finance & Pricing, Operations, and Technology to analyze and address key business challenges
Leading an effective team: assist with the mentoring, coaching, and providing ongoing training and development of staff

Education Education

Bachelor’s Degree in Quantitative Field Required

University of California, San Diego

Bachelor’s Degree in Quantitative Field Required

Skills Skills

Excellent critical thinking, problem solving and analytical capabilities, with strong attention to detail while also having a “big picture” view
Strong knowledge of statistics, e.g., linear regression, logistic regression, forecasting, CHAID etc
Strong analytical and technical skills, technical knowledge include (but not limited to) SAS, SQL, MS Office, etc
Highly motivated, confident, team player with strong problem structuring and solving skills
Partner with business heads and senior management on strategic initiatives aimed at overall growth and profitability of the business
Technical proficiency in MS Excel and ability to work with large amount of data across multiple sources
Strong knowledge of statistics, e.g., linear regression, logistic regression, forecasting, CHAID, etc
Strong interpersonal, collaboration, communication and presentation skills (written and verbal)
Strong project management skills
Comfortable working with ambiguity and finding creative ways to solve business problems

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15 CCB Risk-auto Finance resume templates

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CCB Risk-auto Finance Resume Examples & Samples

Accurately spread all types of customer financial statements for the market
Timely and accurate completion of all assigned risk models
Validation of borrowing base certificates and testing of financial covenants for compliance as dictated by the customer’s underlying loan documents
Taking ownership of your portfolio, acting with a sense of urgency, assessing credit, financial and repayment risk
Work in partnership with the Bankers to develop Client relationships
Prepare credit approval packages and provide recommendations for approval
BS/BBA in Finance, Accounting or other Business degree
At least 1-3 years of lending/credit experience
Commercial Credit experience is preferred
Auto Finance experience a strong plus
Prior experience in a role utilizing basic accounting principles
Must be capable of multi-tasking and prioritizing in a time sensitive environment
Must maintain a high level of accuracy with attention to detail
Highly motivated team player
Have a solid understanding of computer systems and Microsoft applications

CCB Risk-auto Finance Resume Examples & Samples

Collaborate with business partners and manage project meetings and resources to achieve desired goals
Utilize a strong technical, analytical skillset (SAS, SQL) to navigate multiple databases in order to extract the data necessary to perform complex analyses
Interact and effectively communicate with a variety of technical and non-technical team members to ultimately provide insightful analysis and convey findings in a clear and succinct manner
Interprets results and recommends solutions to mitigate risk, reduce expense, increase revenue, and improve operational efficiency
Advanced degree (M.S.) in Applied Mathematics, Statistics, Engineering, Accounting, Finance, Economics or Computer Sciences with 5+ years related industry experience
Strong knowledge in data science techniques including tree induction, classification, regression and cluster analysis
Should be comfortable independently contributing and managing a small team of analysts

CCB Risk-auto Finance Resume Examples & Samples

Taking ownership of your portfolio, acting with a sense of urgency, doing whatever it takes to effectively get the job done
Demonstrating excellent communication skills both internally and externally and using those communication skills to effectively solve problems
The ability and courage to voice your opinion in a clear, concise manner and to defend that position with Management

CCB Risk-auto Finance Resume Examples & Samples

Collaborate with the Modeling team to provide business expertise and advice on loss forecast model redevelopment that will be predominant go-forward loss forecast procedure covering annual regulatory and monthly loss forecast exercises
Execute and maintain delinquency and loss forecasting models for multiple usages spanning over budget planning, Federal stress testing, schedule of quarterly loan loss reserves and monthly/quarterly reporting
Lead/participate in analytical projects to identify underlying portfolio performance drivers such as changes to originations/collections strategies, portfolio mix, changes in external economic factors, etc
Gather and evaluate data to identify key risk indicators and metrics, develop key metrics, enhance reporting and formulate areas of analytic focus to better capture and manage the main drivers of performance of the portfolio
Provide subject matter expertise and assist the Loss Forecasting manager in the communication preparation of updates and or recommendations relating to loss forecast changes
Work with cross-functional partners, e.g. Finance, Credit, Decision Analytics, Modeling, Model Governance and Business to understand and address key business challenges as they relate to loss forecasting
At least 5 years of risk analytical experience; preferably in financial services industry with account management or loss forecasting background
Demonstrated knowledge of risk management concepts
Highly motivated, confident, team player with strong problem structuring and solving skills
Strong analytical and technical skills, technical knowledge include (but not limited to) SAS, SQL, MS Office, etc
Strong knowledge of statistics, e.g., linear regression, logistic regression, forecasting, CHAID, etc

Ccb Risk Auto Finance Consumer Credit Risk Diagnostics VP Resume Examples & Samples

Utilize a strong technical, analytical skillset (SAS, R, SQL) to navigate multiple databases in order to extract the data necessary to perform complex analyses
Advanced degree (M.S.) in Applied Mathematics, Statistics, Engineering, Accounting, Finance, Economics or Computer Sciences with 2+ years related industry experience
Attention to details
Highly motivated, confident, team player with strong problem solving skills
Strong analytical and technical skills, knowledge of SAS, R, SQL, MS Office, etc
Strong interpersonal, collaboration, communication and presentation skills
Experience in credit risk analysis in consumer credit or related field,

CCB Risk-auto Finance / Direct Lending Resume Examples & Samples

Interpret large amounts of complex data to formulate problem statement, concise conclusions regarding underlying risk dynamics, trends and opportunities
Develop, communicate and implement optimal risk strategies (including rules, cutoffs, policies, operational flows, etc.)
Provide subject matter expertise on strategy implementation/testing and initiatives related to the improvement of risk mitigation processes and infrastructure
Work with cross-functional partners, e.g., Credit Underwriting, Product, Marketing, Finance & Pricing, Operations, and Technology to analyze and address key business challenges
Demonstrated knowledge of risk management concepts and principles
Strong interpersonal, collaboration, communication and presentation skills (written and verbal); role will require frequent interaction with senior leadership
Advanced degree in Finance, Mathematics, Statistics, Econometrics, Operations Research, Engineering, or related quantitative field preferred
Experience in credit risk analysis / consumer credit or related field

CCB Risk-auto Finance Resume Examples & Samples

Assist with the ongoing training and development of staff
Ensure consistent and quality underwriting packages are submitted
Work with the Sales team to allocate underwriting resources and prioritize workflow for both new and existing customers
Prioritization of multiple tasks to meet customer deadlines while ensuring the credit integrity of transactions
Participation in customer meetings to discuss alternative credit structures and ongoing credit management activities provide guidance on policy issues, procedures, risk ratings

Ccb Risk Auto Finance Resume Examples & Samples

Utilizing excellent credit skills to author well thought out and concise analysis of DCS relationships using appropriate structure and identifying key risks
Work in partnership with the Bankers to develop fulsome Client relationships including being looked to as the go to person when the banker is out
Working proactively, in a constructive, diplomatic manner, with both internal and external contacts to keep transactions moving

CCB Risk-auto Finance Resume Examples & Samples

B.S. in quantitatively oriented field (statistics, economics, applied mathematics, engineering). MBA or Masters Degree in quantitative discipline preferred
5+ years of experience in Consumer Lending Business Analysis, Risk or related Financial Analysis
Advanced PC Skills, Word, Powerpoint, and Excel (graphs, charts, formulas, macros, VBA)
Statistical programming skills, e.g. SAS, Oracle, Java, SQL
Candidate should be familiar with statistical techniques such as regression, decision trees, and segmentation techniques
Consumer Credit experience
Ability to manage projects independently

CCB Risk-auto Finance Resume Examples & Samples

Develop, maintain, and enhance key risk indicators to improve monitoring reports/tools to gauge underwriting, production, vintages, point-in-time portfolio and risk/reward dynamic of credit policy changes
Collaborate with other Risk Analysts, including providing guidance to offshore team, to fulfill team objectives
At least 5 years of risk analytical experience with demonstrated knowledge and application of risk management concepts, including statistical analysis. Financial services background required with Auto finance experience preferred
Capability to work independently and handle projects with minimum supervision while contributing to the team’s knowledge base by proposing new and value added methods on approaching problems and projects
Advanced degree (M.S. or Ph.D.) in Mathematics, Statistics, Econometrics, Operations Research, Engineering, or related quantitative field preferred. Bachelor’s degree in quantitative field required

CCB Risk-auto Finance Resume Examples & Samples

Works independently to successfully complete end to end process related to analytical tasks starting with problem identification, defining objectives, data discovery, synthesis and analysis of large & complex data points, formulating concise conclusions with actionable recommendations, and creating presentations to pitch findings and/or strategies
At least 3 years of risk analytical experience with demonstrated knowledge and application of risk management concepts, including statistical analysis. Financial services background required with Auto finance experience preferred
Strong technical skills and proficient use of analytical software with at least 3 years of SAS programming experience required. Prior experience with statistical techniques such as regression, decision trees, and segmentation techniques preferred

CCB Risk-auto Finance Resume Examples & Samples

BA/ BBA/MBA, completion of a major corporate bank credit training program (or the equivalent corporate banking / corporate finance experience)
Typically a minimum of 3 to 6 plus years in commercial banking / lending experience which might include credit, structuring and marketing
Possesses significant accounting and finance knowledge, and commercial banking experience
Demonstrated superior verbal and written skills, interpersonal skills, and analytical, problem solving skills
Ability to mentor more junior underwriters

CCB Risk-auto Finance Resume Examples & Samples

Partner with Risk Control Officer to identify issues and develop action plans to be submitted to Issue Management
Identify key risk drivers and practices and provide Risk oversight of various functions such as: Collateral Management; Booking and Funding; Dealer On-Boarding and Monitoring Requirements; Exception Monitoring & Alignment
Identify key risk drivers and practices. Analytically segment portfolio along these factors. Assess concentrations, exposures and exception levels
Develop analytics and champion/challenger capabilities on Manual strategies to develop and maintain credit requirements and procedures to include Retail Indirect and Manufacturer Relationships
Actively participate in Risk Credit Committee meetings. Advise senior management on trends, issues and growth opportunities
Engage credit risk executives and their staff to administer Requirements and stay abreast of dealer behavior
Work with IT and Legal/Compliance partners to ensure that requirement, or procedure changes get implemented in a smooth and timely fashion
Represent Credit Risk on all required workstreams and cross LOB functions
Assist in data validations when required
8+ Years of experience in retail credit risk management. Indirect Auto Finance experience would be a plus
Understanding of Indirect channels, strategies deployed, and performance
Proven ability in the use of scoring models and development of credit policies

CCB Risk-auto Finance Resume Examples & Samples

Contribute, organize and create reports for the annual Comprehensive Capital Analysis & Review (CCAR) and Dodd-Frank Act Stress Test (DFAST) submissions through project management, narrative development, procedure documentation, and stress testing reporting
Collaborate with the Modeling team to provide business expertise and advice on CCAR loss forecast model redevelopment that will be predominant go-forward loss forecast procedure covering annual regulatory and monthly loss forecast exercises
Maintain, organize and report on CCAR / DFAST/ICAAP / Budget / Risk Appetite loss and delinquency results for multiple usages spanning over budget planning, Federal stress testing, schedule of quarterly loan loss reserves and monthly/quarterly reporting
Bachelor’s degree required, Masters preferred
At least 3 years of risk analytical experience; preferably in financial services industry with account management or loss forecasting background
Excellent written and verbal communication to effectively communicate and collaborate with the various CCAR functional teams (e.g. Finance, Collections, Risk); role will require frequent interaction with senior leadership
Excellent critical thinking, problem solving and analytical capabilities, with strong attention to detail while also having a “big picture” view
Technical proficiency in MS Excel and ability to work with large amount of data across multiple sources
Strong interpersonal, collaboration, communication and presentation skills (written and verbal)

CCB Risk-auto Finance Resume Examples & Samples

Be the key contact for alternative data with vendors, legal, compliance, fair lending, sourcing, and bureau relationship team
Be the champion of alternative and its use in auto finance risk decisions
Strong drive and good negotiation skills in getting agreement lined up and signed
Ability to identify unique alternative data sources or new ways to leverage data
Query and Interpret large amounts of complex data to identify opportunities to improve the efficiency and effectiveness of risk strategy
At least 5 years of risk analytical experience; preferably in financial services industry with acquisition strategy background

CCB Risk-auto Finance Resume Examples & Samples

At least 1-2 years of risk analytical and execution experience; preferably in financial services industry with acquisition strategy background
Strong Microsoft Powerpoint presentation skills
Strong Microsoft Excel skills including macros, formulas and pivot tables

CCB Risk-auto Finance & Student Loans Resume Examples & Samples

Query and Interpret large amounts of complex data to identify opportunities to improve the efficiency and effectiveness of the pricing loss assumptions
Evaluation of new data sources and utilizing data in creative ways to refine the loss assumptions that feed into the pricing engine
Ability to work collaboratively with cross-functional partners to help design and implement enhancements to the acquisition and pricing engines
Advanced degree (M.S. or Ph.D.) in Mathematics, Statistics, Econometrics, Operations Research, Engineering, or related quantitative field
Experience in credit risk analysis in consumer credit or related field preferred

CCB Risk-auto Finance & Student Loans Resume Examples & Samples

Work independently to successfully complete end to end process related to analytical tasks starting with problem identification, defining objectives, data discovery, synthesis and analysis of large & complex data points, formulating concise conclusions with actionable recommendations, and creating presentations to pitch findings and/or strategies
Monitor delinquencies and loss trends to ensure stable and consistent portfolio performance
Actively participate and present in Risk Credit Committee meetings
Work with Finance and Risk partners to offer guidance on loss forecasting
Leverage Central modeling teams to build new scorecard and validate existing scoring models as it pertains to their use in collections strategies
Work with Operations, IT, and Legal/Compliance partners to ensure that policy and strategy changes get implemented in a smooth and timely fashion
4+ years of relevant analytics/modeling experience, preferably in financial services industry
Demonstrated excellent written and oral communication skills to clearly present analytical findings and make business recommendations via the use of Microsoft Word, Excel, and PowerPoint to all levels of the organization
Ability to manage and prioritize multiple projects across cross-functional groups
Evidence of strong initiative, productivity and teamwork
BA required

CCB Risk-auto Finance Resume Examples & Samples

Provide independent, objective view of Rewards and Marketing processes, control environment, mitigation strategies and emerging risks
Maintain awareness of risk and control issues within the business whether self-identified or from internal /external audit
Review internal and external Operational Risk Errors for opportunities to implement new preventive and detective controls
Evaluate the strengths and weaknesses of existing controls and provide business direction on opportunities for improvement
Understand the area’s RCSA, Key Risk & Performance Indicators, and other controls to identify negative trends and potential control gaps
Maintain strong business relationships with internal clients and deliver presentations to senior audiences
Participate in various Operational Risk and LOB meetings related to operational risk and control matters

CCB Risk-auto Finance Resume Examples & Samples

Identify key risk drivers, concentrations and trends within the DCS portfolio, and analyze potential impacts to portfolio performance
Generate concise and accurate reporting from the Credit and Risk Management systems to identify portfolio risks, opportunities, and exceptions
Interact with other functional areas (Legal, Compliance, Underwriting, Sales) to ensure appropriate controls and risk tolerance are identified and maintained
Communicate complex issues in a crisp and concise fashion to multiple levels of management
Partner with IT develop / modify / streamline reports and to find creative data solutions to business problems
Assure the integrity of data, including data extraction, manipulation, analysis and reporting
Conduct market research and competitive analysis to assist with risk tolerance objectives
Identify process / procedure gaps, automation enhancements, and drive process improvements
Assist with training and communication efforts related to new process & procedures
Take on special assignments as directed by DCS’ senior management
Bachelor’s degree in a technical or quantitative field required. Master’s degree a plus
A minimum of 5 years’ experience in commercial lending, preferably in risk management or business analysis
Excellent Word and PowerPoint skills; superior Excel skills. MS Access and SQL beneficial
Experience working with datasets and some querying capability (data manipulation / reporting) required. Experience with various data modeling concepts, tools, and methodologies beneficial
Demonstrated experience in the use of MIS tools (Business Objects, Cognos, TOAD, Hyperion, SAS) is desired
Must possess advanced problem solving skills, the willingness to learn, the ability to effectively communicate findings verbally & in written/presentation format
Ability to interpret needs of senior management and develop/revise analyses to meet those needs
Ability to manage multiple priorities and projects coupled with the flexibility to quickly adapt to ever changing business needs
Must possess the ability to work and research/resolve issues independently while sharing best practices and knowledge with colleagues & team members
Experience in developing effective relationships with people across the line of business, operations and technology

CCB Risk-auto Finance Resume Examples & Samples

Identify key risk indicators and metrics, develop key metrics, enhance reporting and formulate areas of analytic focus to better capture and manage the asset quality of the portfolio
Experience in credit risk analysis / consumer credit or related field preferred
Strong knowledge of statistics, e.g., linear regression, logistic regression, forecasting, CHAID, etc. preferred

Ccb-risk-auto Finance Risk Pricing Head-ed Resume Examples & Samples

A minimum of 10 years of relevant accounting/finance/analytics/modeling experience, including experience in Finance, Risk Management and Business Strategy
Proven track record of operating with executives and managing teams in a matrixed environment
Strong relationship building, communication and influencing skills
Balanced and commercial perspective (risk management thinker who considers shareholder, regulator and customer stakeholder points of view)
Experience in a variety of economic environments and consumer lending products
MS (or PhD) degree in Statistics, Accounting, Economics/Econometrics, Applied Economics, Decision Science, Finance, Operations Research, Mathematics (or equivalent quantitative field) or MBA

CCB Risk-auto Finance Resume Examples & Samples

Accountability for Collection, Recovery, Vehicle Remarketing and Servicing Risk Requirements – Requirements must be current, aligned to regulatory and compliance related subject matter, and periodically re-certified
Maintaining and/or enhancing requirement exception monitoring reports as part of ongoing Safety and Soundness effectiveness. Work with the risk analytics team to identify areas for focused testing
Partner with major stakeholders on prioritized initiatives to identify and address risk related components within the collections and servicing environment
Proactively assess risk requirement alignment with operational procedures. Determine if risk requirement exceptions are within acceptable risk tolerances
Identify risk control opportunities using quantitative and qualitative disciplines. Analytic skillsets will also be utilized for structured continuous improvement across control monitoring capabilities
The Risk Oversight Manager will present across multiple forums and venues including Senior Management, cross lines of business, and function specific audiences. Communicating oversight related status reports, current trends, exception monitoring, action plans, and approved projects in a clear and concise manner is critical
Serve as a subject matter expert and contributor for business inquiries and initiatives with risk related oversight components. Determine whether components are sufficiently addressing Regulatory, firm-wide, and sub-LOB policies, and procedures
Comprehensive and timely completion of risk designated materials before, during, and after regulatory exams
BA/BS in related field, CPA/MBA/Advanced Degree preferred but not required
3+ years of experience in financial services or related field, auto finance preferred
Previous experience in Risk Management, Compliance, Collections or Audit related field
Excellent MS Office skills required; particularly MS PowerPoint, Excel and SharePoint
Strong analytical and technical skills, knowledge of SAS, SQL, is preferred
Automated auditing and/or automated control testing experience preferred

Ccb-risk-auto Finance Strategic Analytics Resume Examples & Samples

Translating large amounts of complex data into insights that can be used to improve the efficiency and effectiveness of the pricing loss assumptions
Evaluating new data sources and utilizing data in creative ways
Working collaboratively with cross-functional partners to help design and implement enhancements to the acquisition and pricing engines
Partnering with quantitative modeling teams to enhance loss forecasting models by providing insight into portfolio performance and suggesting candidate variables that might improve the models’ explanatory power
Presenting recommendations to key senior partners in Risk and Pricing Committees
Excellent analytical skills with the ability to translate data into concise, insightful, and actionable recommendations
Detail-oriented and precise with the ability to comprehend and explain complex technical concepts in a clear and concise way
Excellent written and verbal communication skills, with the ability to effectively communicate at all levels, including senior management and technical teams
At least 5 years of risk analytical and execution experience; preferably in financial services industry with acquisition strategy background
Advanced degree (M.S. or Ph.D.) in Mathematics, Statistics, Econometrics, Operations Research, Engineering, or related quantitative field preferred
Ability to work independently to deliver assigned tasks on time with minimal oversight
Strong knowledge of statistics, e.g., linear regression, logistic regression, decision tree, etc. preferred
Strong analytical and technical skills, knowledge of SAS, SQL, MS Office, etc

CCB Risk-auto Finance Resume Examples & Samples

Project manage key risk initiatives under decision analytics
Track performance of policy and auto-decision rules and Identify opportunities for enhancements
Ability to work collaboratively with risk team members and cross-functional partners, e.g., Finance, Credit, Technology and Business to understand and address key business challenges
Bachelor’s degree in a quantitative field i.e. Mathematics, Statistics, Econometrics, Operations Research, Engineering, or related
Comfortable working with ambiguity and finding creative ways to solve business problems
Knowledge of statistics, e.g., linear regression, logistic regression, forecasting, CHAID, etc

CCB Risk-auto Finance Resume Examples & Samples

BA/BBA/MBA
Commercial banking/automotive-captive experience, with thorough knowledge of accounting and financial-statement analysis
Superior analytical skills supported by excellent written and verbal communication skills
Demonstrated judgment and ability to act decisively
Ability to manage a transaction team on behalf of Banker or Market Manager. Typically a minimum of 8 years commercial banking/lending experience including extensive credit, structuring and marketing experience
Thorough knowledge of the Bank's policies and procedures, as well as its products and their inherent risks
Recognized leadership capacities
Experienced in supervision of professional-level employees (preferred but not required)

Ccb-risk-auto Finance Resume Examples & Samples

Partner with business heads and senior management on strategic initiatives aimed at overall growth and profitability of the business
Partner with Risk Control Officer to identify issues and develop action plans as needed
Identify key risk drivers and practices to provide Risk oversight in enhancing Booking and Funding functions such as: End to End Process Management; Accuracy of data; Verification Procedures; and Exception Monitoring
Analytically segment portfolio including loans and leases such as operational effectiveness of requirements such as tolerances and stipulations
Develop analytics and champion/challenger capabilities on Manual strategies to develop and maintain requirements and support automation as identified
Engage credit risk executives and their staff to administer requirements and stay abreast of dealer behavior
Represent Credit Risk on all required workstreams
8+ Years of experience in retail credit risk management. Indirect Auto Finance or Operations experience would be a plus
Track record building and managing credit risk analytics
Strong decision making, sound judgment, and analytical skills
Ability to prioritize goals to meet business objectives
Ability to work under pressure and multi-task in a fast-paced environment
Professional, effective verbal and written communication skills
Strong organizational, communication and presentation skills
Ability to manage projects independent
Strong knowledge of statistics, e.g., linear regression, logistic regression, decision tree, etc

CCB Risk-auto Finance Resume Examples & Samples

Data and system oversight, consulting, analysis, mentoring, and providing data and technical leadership to support the Loss Forecast and Risk Appetite teams
Manage and maintain the core data repository of validated and cleansed data that feeds loss forecasting process
Assist in design, configuration and execution of the CCAR framework to support and maintain integrated data systems execution; accountable for the success of software related projects
Validation on models outputs in compliance with control environment
Provide support and guidance to Loss Forecast team analysts with data needs and system access
Partner with various teams such as Modelling, MIS & BCBS on key data related projects
The successful candidate will excel at creative thinking and problem solving, be self-motivated, confident and ready to work in a fast-paced energetic environment
Deep knowledge of all phases of the Auto Loss Forecasting data framework and execution software
Ability to assess release scope and business requirements deliverables to identify system impacts and estimate level of effort
Ability to translate business requirements into technical design and maintain comprehensive technical documentation
Ability to work and take initiative with unstructured and not well defined data to move a project forward
A minimum of 5 years' experience in a data and/ or system analyst role or equivalent with proven ability for solving production problems in a time-constrained environment
Prior experience working with large data sets using, but not limited to SAS, SAS Studio, SAS EG, SAS EM, Oracle, Toad, PL SQL, C++, Python and R
Prior experience working with applications such as Unix, Secure Shell, WinScp and Putty
Competent in Microsoft Office (Excel, Word, PowerPoint, Outlook, and Visio)

CCB Risk-auto Finance Resume Examples & Samples

Ability to work collaboratively with cross-functional partners, e.g., Finance, Credit, Technology and Business to understand and address key business challenges
Masters degree in a quantitative field i.e. Mathematics, Statistics, Econometrics, Operations Research, Engineering, or related
At least 2 years of risk analytical experience; preferably in financial services industry with acquisition strategy background

CCB Risk-auto Finance Resume Examples & Samples

Minimum of five (5) years’ experience in risk management or other related experience required (financial services environment preferred)
Bachelor’s degree in business, finance/accounting or related field; or equivalent work experience required
Extensive operational experience or knowledge in Financial Services industry required
Must possess strong analytical and problem solving skills to be used in operational evaluation and interpretation of compliance information
Able to follow complex methods, processes and procedures in diverse routine and non-routine tasks
Able to handle highly confidential information and material in a professional manner
Strong priority management and multi-tasking skills required
Able to operate in a matrixed environment; must be able to directly influence change, negotiate, and appropriately escalate
Strong communication, presentation, project management and leadership skills required
Highest level of professionalism, self-motivation and sense of urgency
Flexible and able to work in a fast-paced environment to effectively meet deadlines and work with minimal supervision

CCB Risk-auto Finance Resume Examples & Samples

Interpret large amounts of complex data to identify opportunities and recommendations regarding underlying risk dynamics, trends and opportunities
Develop, communicate and implement optimal risk strategies (including rules, cutoffs, policies, operational flows, etc.) around promotional list screening and underwriting
Identify key risk indicators and develop reporting associated with program-level digital and direct mail campaigns
Bachelor’s degree (B.A. or B.S) in Mathematics, Statistics, Econometrics or related discipline
Advanced degree (M.S. or Ph.D.) in Mathematics, Statistics, Econometrics, Operations Research or Engineering preferred but not required

CCB Risk-auto Finance Resume Examples & Samples

1) Drive data strategy for the next generation of acquisition and pricing model framework
2) Analytics related to collateral risk management initiatives to optimize valuation methodologies and collateral differentiation for credit policy and pricing strategies
Proven track record of working both independently and within a team to successfully complete data and analytical projects starting with problem identification, defining objectives, data discovery, synthesis and analysis of large & complex data points, formulating concise conclusions with actionable recommendations, and creating presentations focused on story telling to pitch findings and/or strategies
Develop, maintain, and enhance key risk indicators to improve monitoring reports/tools to gauge underwriting, production, vintages, point-in-time portfolio and risk/reward dynamic of valuation methodologies and collateral differentiation strategies
Provide credit risk subject matter expertise on business initiatives related to collateral and/or valuation methodologies across Auto Finance
Collaboration with Risk, Product, Finance, Underwriting, Sales, Project Management and IT partners
LI-Posting
Bachelor’s degree required. Advanced degree in quantitative field or MBA preferred
5+ years of analytical experience with demonstrated knowledge and application of risk management concepts, including statistical analysis. Financial services background required with Auto industry experience preferred
Strong technical skills including advanced proficiency with SAS programming required. Prior experience with statistical techniques such as regression, decision trees, and segmentation techniques preferred
Self-starter with capability to work independently and handle projects with minimum supervision while contributing to the broader Risk team’s knowledge base by proposing new and value added methods on approaching problems and projects
Excellent relationship building, collaboration, influencing, communication and presentation skills with the capability to build confidence and credibility within our organization required
LI-Post

Ccb-risk-auto Finance Resume Examples & Samples

Bachelor's degree in a quantitative discipline (Math, Finance, Statistics, Economics, Operations Research or equivalent work/training) is required; advanced degree is preferred
5+ years of relevant experience required
Strong analytical, interpretive and problem solving skills with the ability to decipher large amounts of data and its impact on risk, operational and financial disciplines
Excellent strategic thinking and have the ability to structure analysis and develop sophisticated and common-sense solutions to complex business challenges
Exceptional communication and interpersonal skills with the ability to work across functions and influence stakeholders
Strong P&L knowledge and understanding of drivers of profitability
Experience in financial industry preferred
Demonstrated Partnership & Relationship building skills
Executive presentation development and delivery experience required
Proficiency in: SAS, SQL, Excel (e.g. pivots) and Microsoft Power Point, and knowledge of Unix environments

Ccb-risk-auto Finance Resume Examples & Samples

Identify key risk drivers and practices to provide Risk oversight in enhancing Auto Leasing functions such as: Programs; Originations; Booking and Funding; Servicing Residual Management; Lease End Management; OEM Concentrations; Accuracy of data; Verification Procedures; and Exception Monitoring
Analytically segment portfolio including leases such as operational effectiveness of requirements such as tolerances and stipulations
Support Securitization activity for risk management to include: Risk and Control oversight; Rating Agency presentations; Data / MIS request to include management of exclusion criteria; Representations and Warranties; Accounting and Servicing
Represent Credit Risk on all required work streams
LI-POST
Previous lease experience
Prior securitization/bulk portfolio sale experience

CCB Risk-auto Finance Resume Examples & Samples

Leading an effective team: assist with the mentoring, coaching, and providing ongoing training and development of staff
Quality of Underwriting: ensure consistent quality underwriting packages that comply with regulations and the Bank’s policies and procedures
Operating Efficiently: work with the Sales team to allocate underwriting resources and prioritize workflow for both new and existing customers
Credit Approval: ability to prioritize multiple tasks to meet customer deadlines while ensuring the credit integrity of transactions
Build/Maintain Strong Partnerships: participate in deal teams and customer meetings to discuss alternative credit structures
Portfolio Management: provide ongoing credit management activities with guidance on policy issues, procedures and risk ratings
Commercial banking / automotive captive experience, with thorough knowledge of accounting and financial statement analysis
Ability to manage a transaction team on behalf of Banker or Market Manager. Typically a minimum of 8 years commercial banking / lending experience including extensive credit, structuring and marketing experience
Experienced in supervision of professional level employees