Lending Manager Job Description
Lending manager
provides market and analytical insights to the business including program results and competitor marketing, product and/or pricing strategies; adjust marketing strategies as a result of performance, competitive trends, or shifts in the market.
Lending Manager Duties & Responsibilities
To write an effective lending manager job description, begin by listing detailed duties, responsibilities and expectations. We have included lending manager job description templates that you can modify and use.
Sample responsibilities for this position include:
Managing a team of 5 you will be responsible for supporting the Barclaycard UK Strategic Analytics Prime Lending activities, with particular focus on asset growth strategies
Deliver analysis to drive value-add action in the UK Acquisitions Team
Work in partnership with cross-functional teams including marketing, credit risk and business units to drive growth strategies
Use analysis to influence strategic decisions and to identifying new opportunities
Supporting a culture where best practice is shared between geographies and the status quo is effectively challenged
Manage your team in an effective and efficient manner, continually driving improvements
Support the Acquisitions strategic agenda in partnership with the BU, Marketing and other shared functions across multiple geographies
Develop and maintain a Builder Approval process
Determine needs for use of 3rd party vendors for builder approval, project approval, draw and funds administration and inspection services
As circumstances and volume dictates
Lending Manager Qualifications
Qualifications for a job description may include education, certification, and experience.
Licensing or Certifications for Lending Manager
List any licenses or certifications required by the position: CRCM, PMP, MBA, AIPMM, PMI, CAPM, MS, SAFE, FRSC, CBAP
Education for Lending Manager
Typically a job would require a certain level of education.
Employers hiring for the lending manager job most commonly would prefer for their future employee to have a relevant degree such as Bachelor's and Collage Degree in Business, Finance, Education, Business/Administration, Economics, Accounting, MBA, Marketing, Management, Financial Services
Skills for Lending Manager
Desired skills for lending manager include:
Business strategies
Current environment underwriting standards and loan fulfillment processes
Home equity competitor product
Non-conforming
Pricing
Personal lending market and the ability to work autonomously
Understanding and meeting the challenges of covering a large geographic region
Residential lending market
Bank external marketing programs
Bank mortgage products
Desired experience for lending manager includes:
Work with Funding, Accounting, and Loan Delivery to ensure the construction interim servicer receives the required document package and funds
Coordinate with Investor Relations to obtain new products and/or investors to provide competitive rates and niche programs to give our loan officers a competitive edge
Manage the draw release process
Develop construction project status reports and Contractor Retainage
Monitor the Construction Loan Portfolio as it relates to the warehouse line
Manage all aspects of vendor relationships including but not limited to policy enforcement and SLAs with all construction lending vendors
Lending Manager Examples
1
Lending Manager Job Description
Job Description Example
Our growing company is searching for experienced candidates for the position of lending manager. Please review the list of responsibilities and qualifications. While this is our ideal list, we will consider candidates that do not necessarily have all of the qualifications, but have sufficient experience and talent.
Responsibilities for lending manager
- Direct oversight of construction loan files as it relates to disclosure, underwrite loans, ordering inspections timely, administering draws, ensuring proper escrow holdbacks exist, and assessing loan risk and modifying loans when completed
- Train operations staff, sales and related departments on construction lending procedures
- Oversee balancing and loans close-out processes for conventional construction loans
- Responsible for the overall positioning and branding of the lending card portfolios
- Provides assistance to a group of Retail Bank Managers in an assigned region, helping the organization to successfully build business and reach operational and strategic goals
- Approve or deny consumer loans within established credit lines
- Compile product proposals in line with Consumer Bank’s strategy for consumption by the New Product Approval Committee (NPA) in order to initiate the implementation of new product developments
- Ensure that product is designed as per Customer needs analysis
- Obtain buy-in and sign-off for product strategies from all relevant role players internal and external to the Consumer Bank Committee
- Proactively engage with role players in distribution channels on the design of products in order to align product design with channel and client needs
Qualifications for lending manager
- High level knowledge of PCM, FM and Trade Finance products
- Knowledge of industry/market sectors
- Knowledge of credit documentation
- Advanced English, local languages
- Be an subject matter expert by having a strong understanding of the business from the ground up which includes the operating environment, business processes and procedure and transaction lifecycle
- Demonstrated lending expertise and/or risk analytics
2
Lending Manager Job Description
Job Description Example
Our company is growing rapidly and is looking for a lending manager. We appreciate you taking the time to review the list of qualifications and to apply for the position. If you don’t fill all of the qualifications, you may still be considered depending on your level of experience.
Responsibilities for lending manager
- Initiate market research relating to target market and the product needs of the relevant target market
- Formulate product strategies based on market research findings
- Continually create market presence by compiling articles for market publications
- Ensure proper stakeholder management Internal & External from a strategic and operational perspective
- Manage relationships with key stakeholders within branch network (Sales Strategy to improve product mix)
- Manage relationships with key stakeholders to the product development process
- Comprehensive industry knowledge is a key attribute to enable the required interaction with the branch network
- Manage relationships with sales enablement as is crucial to ensure proper delivery of the products developed, especially going forward with the launch of any New Products within Consumer Bank
- Alignment with other product managers across Consumer Bank is crucial in order to prevent duplication and/or channel cannibalisation
- Ensure active engagement with all staff and other stakeholders within Consumer Bank
Qualifications for lending manager
- Knowledge of Corporate Lending products
- Ideally the candidate will have previous experience of delivering lending originations solutions in either mortgages or business lending
- Strong budget and financial management capability
- Strong working knowledge of Legal, Compliance, and regulatory environment surrounding Consumer Financial Servicing / Banking Industry
- Systematically breaks down multi-dimensional problems or processes into component parts
- Demonstrated ability to influence centers of excellence for the outcome of the product
3
Lending Manager Job Description
Job Description Example
Our innovative and growing company is looking to fill the role of lending manager. To join our growing team, please review the list of responsibilities and qualifications.
Responsibilities for lending manager
- Manage and lead a team consisting of around 7 staff
- Act as high level source of technical expertise to all incumbents within the SL Service Delivery group
- Leadership of the department, demonstrating key professional managerial qualities at all times
- Maintain good working relationship with the SL Borrowers / Counterparties
- Represent RBCI&TS at various SL related forums
- Develop necessary system requirements to support recommended and approved changes and usher changes through tech
- Compliance Approval Tool Reviews (CAT), quality control oversight, team workload management and execution of consumer lending compliance reviews
- Third Party Risk Management (TPRM) assessments, quality control oversight, team workload management and execution of consumer lending compliance assessments
- Enterprise Compliance Risk Assessments (ECRA), quality control oversight, team workload management and execution of consumer lending compliance assessments
- Issue and complaint management oversight monitoring, trending, process enhancement development and implementation for assigned areas of support
Qualifications for lending manager
- Strong worksheet and presentation (PowerPoint) skills preferred
- Knowledge of private banking and investments preferred
- Demonstrated business case development experience preferred
- Role of Front Line Leadership
- Organizational Awareness Goal Setting & Coaching Empathy and Sensitivity Conflict Resolution
- Incentive development Team event management Behaviour based interviewing
4
Lending Manager Job Description
Job Description Example
Our growing company is looking to fill the role of lending manager. Thank you in advance for taking a look at the list of responsibilities and qualifications. We look forward to reviewing your resume.
Responsibilities for lending manager
- Works with business lines to establish and maintain appropriate limits related to policies and procedures, control testing/monitoring, and reporting systems to ensure risks are appropriately identified, understood, measured, monitored and mitigated
- Develops and produces management reporting for assigned compliance functions
- Ensure thorough KYC reporting is in place and that data is tracked, remediated, and effectively communicated to all relevant Loan Support teams
- Develop and continuously refine the KYC Quality Assurance program at the origination or loan team level
- Direct efforts to build effective KYC performance reporting models in order to track and remediate issues and communicate resolution to Loan Support teams and RMs
- Consult on required field communications relating to all BSA/AML updates to Policy & Procedure and relevant systems
- Coordinate and deliver KYC training for all lending new hires ad hoc training requests and materials
- Liaise between lines of business and BSA/AML for KYC reviews
- Work closely with the dedicated business unit, develop marketing program plans and goals that support their business objectives/marketing strategies
- Assist in creation of sales resources (collateral, presentations, training modules, demos) and sales enablement initiatives (events, sponsorships, speaker series, advertising, microsites)
Qualifications for lending manager
- B-Degree in Commerce or Finance or Marketing at NQF Level 6
- Five (5) years’ experience in Retail Banking Products development and/or management
- 12 months experience in Retail Banking Products
- College Degree in Finance, Business, or Economics, or related field or equivalent
- Graduate degree in business related discipline
- Typically requires a Bachelor's degree and 10+ years of directly related experience, senior level managerial and motivational, budgeting and project management experience required
5
Lending Manager Job Description
Job Description Example
Our company is looking for a lending manager. Thank you in advance for taking a look at the list of responsibilities and qualifications. We look forward to reviewing your resume.
Responsibilities for lending manager
- Support segmentation and targeting strategy
- Partner with core marketing subject matter experts to brainstorm, plan and accomplish deliverables
- Direct external agency partners and other vendors on projects, timelines, budgets and deliverables
- Manage stakeholder alignment and issue resolution using sophisticated executive influence skills
- Manage all aspects of timely and quality deliverable completion to support the plan
- Requires some after-hours and/or weekend commitment as projects, website production, and events may require additional time commitment
- Develop high quality Eagle loans to clients and prospects by partnering with Relationship Managers and Preferred Banking Offices, building referral networks, and identifying new Eagle loan clients to the bank
- Manage territories’ pipeline of transactions in process, providing client support, vetting completeness of and completing initial credit analysis on new applications for Eagle 1, Eagle Gold and Eagle HELOC applications
- Assist Preferred Banking Office personnel in business development efforts and calling on clients mining existing client base for opportunities
- Assist Preferred Banking Office personnel in reviewing credit requests and obtaining documentation coordination with Credit Analysis and Credit Approval to ensure the loans are high quality
Qualifications for lending manager
- Consistently utilizes in-depth knowledge of specific function to guide and direct manager and team member in the design and development of creative and resourceful programs and procedures
- Applies highly advanced technologies, scientific principles, theories and concepts in decision-making and problem-solving activities
- Requires an in-depth knowledge of related fields and the ability to apply that information to the current role
- Ensure cost-effectiveness of all activities and continuously seek productivity and cost-reduction initiatives
- Hold employees accountable to positively influence the business unit’s financial performance
- Ensure managers effectively prepare business unit team members for change