Financial Analyst, Commercial Job Description
Financial analyst, commercial
provides subject matter expertise on Generally Accepted Accounting Principles to support the proper treatment of business transactions for both US and applicable countries.
Financial Analyst, Commercial Duties & Responsibilities
To write an effective financial analyst, commercial job description, begin by listing detailed duties, responsibilities and expectations. We have included financial analyst, commercial job description templates that you can modify and use.
Sample responsibilities for this position include:
Building, maintaining and improving various excel-based forecasting tools
Responsible for monthly and quarterly expenses close to ensure accurate liability is accrued in compliance with accounting policies
Review and analyze automobile dealership financial statements, trial balances, adjusting journal entries, tax returns and cash flow statements of Borrowers and Guarantors
Prepare written credit approval memoranda and ancillary forms for routine to moderately complex credit facilities
Partner with Relationship Managers to cultivate excellent client relationships
Determine the proper risk rating for all facilities within an assigned loan portfolio and complete the required paperwork for any rating changes
Structure and underwrite routine to moderately complex credit facilities in a manner which achieves the Banks profitability goals while staying within the Banks risk parameter
Partner with Loan Administration and outside counsel in the preparation, review and approval of loan documentation to ensure the documents meet agreed upon business terms and satisfy the specific requirements of the appropriate credit approval authority
Understand and promote bank products to assist the Relationship Managers in meeting profitability targets
Foster an open dialogue and strong working relationship with Risk Management, Loan Administration, Special Assets and other groups that support and review the line of business
Financial Analyst, Commercial Qualifications
Qualifications for a job description may include education, certification, and experience.
Licensing or Certifications for Financial Analyst, Commercial
List any licenses or certifications required by the position: CPA, CMA, MBA, CPM, PMI
Education for Financial Analyst, Commercial
Typically a job would require a certain level of education.
Employers hiring for the financial analyst, commercial job most commonly would prefer for their future employee to have a relevant degree such as Bachelor's and University Degree in Finance, Accounting, Economics, Business, MBA, Business/Administration, Education, Management, Real Estate, Finance/Accounting
Skills for Financial Analyst, Commercial
Desired skills for financial analyst, commercial include:
Organizational lending and portfolio management policies and objectives
Excel
Accounting
Generally Accepted Accounting Principles
Microsoft Office
US GAAP
Business and economic principles and practices
Data analysis
Economic Value Added
Essbase
Desired experience for financial analyst, commercial includes:
Review invoices for compliance with contract requirements
Able to work independently within a team composed of colleagues based locally and internationally
Experience with commercial third parties is desired
Remain up-to-date on all bank compliance regulatory policies and procedures and on all pending and proposed regulatory changes affecting bank compliance
Understand and employ all policies and procedures of the Bank and the Line of Business
Prepare routine to moderately complex property level pro forma cash flow statements and develop moderately complex property valuations to properly size loan requests
Financial Analyst, Commercial Examples
1
Financial Analyst, Commercial Job Description
Job Description Example
Our growing company is looking for a financial analyst, commercial. Thank you in advance for taking a look at the list of responsibilities and qualifications. We look forward to reviewing your resume.
Responsibilities for financial analyst, commercial
- Partner with Portfolio Management to proactively manage the loan portfolio to identify and address problems to produce timely loan modifications and risk rating changes, as appropriate
- Complete Annual/Periodic Review, interim financial analysis and associated due diligence
- Obtain all financial information necessary to properly monitor and assess the risk of the credit
- Reviewing and reassessing Dual Risk Ratings
- Prepare and assess Borrowing Base tracking reports
- Calculate and test covenant compliance
- Prepare the appropriate forms for the Vulnerable and Criticized credit meetings
- Resolve document/covenant issues, including documentation exceptions
- Contact Borrower for past due payments and overdue financial reporting/document requirements
- Order and review Field Examinations, Appraisals and Environmentals
Qualifications for financial analyst, commercial
- Exercise timely problem recognition and effectively communicating credit issues with Risk Management and Relationship Management
- Identify potential structural enhancements in order to improve the credit and reduce risk
- Attend Bank meetings on Syndicated Credits
- Experience preparing or working with financial statements and operations of automobile dealerships
- Ability to write in a concise and clear manner to convey complex information
- Maintain management information system
2
Financial Analyst, Commercial Job Description
Job Description Example
Our innovative and growing company is looking to fill the role of financial analyst, commercial. Please review the list of responsibilities and qualifications. While this is our ideal list, we will consider candidates that do not necessarily have all of the qualifications, but have sufficient experience and talent.
Responsibilities for financial analyst, commercial
- Assistant on preparing annual Budget and monthly Forecast
- Provide explanations for budgets and forecasts
- Compare monthly actual revenue to budget and provide comments on main variances
- Be responsible for presentations on annual budget package
- Partner with Commercial, Pricing and Operations teams in order to create reliable and relevant drivers for accurate forecasting
- Involved in various projects as needed
- Calculating and analyzing contract estimates at completion (EACs) for multiple fleet management contracts on the V2500, PW4000, PW2000, and GTF engine portfolios
- Coordinate all monthly, quarterly, and annual closing activities including the consolidation and submission of actual financial results for multiple fleet management contracts
- Coordinate all MML and OMM planning activities for P&W Engine Services including the consolidation, submission, and presentation of all short and long term forecasts for multiple fleet management contracts
- Coordinate the annual rate recalculation for multiple fleet management contracts and provide necessary support for our invoicing vendor
Qualifications for financial analyst, commercial
- Bachelor’s degree in Finance, Real Estate or Economics
- Work independently and handle multiple tasks simultaneously
- MBA or CPA preferred, but not mandatory
- At least 4-7 years of basic Finance experience, at least 2 years of which are on revenue base product support
- Provide overall financial oversight for multiple fleet management contracts ongoing support for the contract's fleet manager
- Leverage ACE tools for continuous process improvement plans in support of achieving ACE gold
3
Financial Analyst, Commercial Job Description
Job Description Example
Our company is looking for a financial analyst, commercial. Thank you in advance for taking a look at the list of responsibilities and qualifications. We look forward to reviewing your resume.
Responsibilities for financial analyst, commercial
- Follows internal controls, policies, and procedures when completing assigned duties
- Ad hoc analysis relevant to marketing and sales team (Promotion )
- Help to identify continuous process improvement areas (i.e structure simplification, PMS set-up, financial trainings on project management)
- Subject matter expert with respect to Division organic growth calculations, bookings and backlog, geography splits, channel growth, revenue synergies
- Ensure data integrity, accuracy and consistency of data across EDW, Hyperion Planning, and CMR
- Drive functional excellence through implementation of Global processes that facilitate alignment between all stakeholders (Divisions, Regions, Group FP&A)
- Create a robust set of revenue analytics that provide actionable insights to leadership
- Partner with Commercial-Division liaisons to drive best practice sharing and clear lines of communication across LSG Finance teams
- Partner with the HIV Commercial sales and marketing team to develop HIV expenses and headcount forecasting, reporting and analysis including quarterly LE (latest estimation), annual budget and 3 years’ long range planning
- Work closely with marketing team to support the key strategic business initiatives including PrEP and TAF launch investments to ensure alignment with strategy
Qualifications for financial analyst, commercial
- BS/BA degree in related discipline and 3-5 years of related experience
- Professional certification such as CPA highly preferred
- Previous experience in Project Management System or MS Project will definitely be a plus
- Self-motivated, independent, performance driven and willing to travel
- Minimum of 5 to 7 years of strong, hands-on experience in budgeting and forecasting, FP&A, general ledger, and modeling
- Professional finance experience in the pharmaceutical or biotechnology industry
4
Financial Analyst, Commercial Job Description
Job Description Example
Our company is looking for a financial analyst, commercial. We appreciate you taking the time to review the list of qualifications and to apply for the position. If you don’t fill all of the qualifications, you may still be considered depending on your level of experience.
Responsibilities for financial analyst, commercial
- Coordinate and lead the 3 year long range plan and annual operational forecasts
- Assist with monthly close process, including managing accruals, management reporting, and budget vs
- Report results to Commercial and Finance executives
- Partner with the team to analyze budget requests and measure the expected return on investment
- Partner with the leadership team to provide analytical support for tactical and strategic decisions
- Participates in ad-hoc projects and cross-functional initiatives
- Prepare Core Commercial monthly analysis and presentations for P&Ls, Consensus and other repeatable analysis
- Improve processes to deliver analysis more efficiently and with increased efficacy
- Seek opportunities to provide value added analysis on relevant and evolving business issues
- Forecasting revenues and cash flows for the organization
Qualifications for financial analyst, commercial
- Previous experience supporting commercial operations a plus
- Experience with collaboration agreements in the biotech/pharmaceutical/life science industry required
- Excellent project management skills and the ability to collaborate with people at all levels of the organization
- 1 - 3 years training in financial statement analysis, lending analysis, underwriting or loan review preferred
- Commercial lending or underwriting experience preferred
- Credit analysis, Asset Based Lending or credit support experience
5
Financial Analyst, Commercial Job Description
Job Description Example
Our company is growing rapidly and is searching for experienced candidates for the position of financial analyst, commercial. Please review the list of responsibilities and qualifications. While this is our ideal list, we will consider candidates that do not necessarily have all of the qualifications, but have sufficient experience and talent.
Responsibilities for financial analyst, commercial
- Renewal Rates
- Retention Rates
- Product line growth and performance
- Analyzing new contract viability and pricing for sales team
- Special projects related to M&A activity
- Support the Food Account Directors in the preparation of the Monthly Management Report
- List and maintain the BGS Growth Opportunities for AFEMEA and AFA
- Co-drive activities/strategy implementation together with Sales, Proposals, and Project Execution Management
- Support all commercial aspects of the bid preparation and ensure a high quality bid
- Project Controlling of Large Projects
Qualifications for financial analyst, commercial
- 4 years of relevant experience in a financial planning and analysis role and a BA or BS degree
- Experience in biotech or pharmaceutical industry a plus • Experience in multi-national organization a plus
- Working knowledge of Hyperion and Oracle preferred
- Highly motivated, and committed to driving change and to continually improving processes and results
- Proficiency in written and verbal English is required
- 3+ years of progressively increased responsibility in various Finance or Accounting roles