Credit Research Job Description

Credit Research Job Description

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Credit research provides analysis on industries, issuers and individual securities in both the domestic and international fixed income and leveraged loan markets.

Credit Research Duties & Responsibilities

To write an effective credit research job description, begin by listing detailed duties, responsibilities and expectations. We have included credit research job description templates that you can modify and use.

Sample responsibilities for this position include:

Leverage a variety of technology applications such as MS Excel, Bloomberg, Capital IQ to compile advanced modeling and financial forecasting
Interact with the sovereign risk team other members of the CRMA team globally
Perform site visits to conduct client interviews
Gather client documentation and assist in the analysis of client data (both financial and technical)
Perform research credit calculations
Manage client engagements
Research technical issues
Assist with SummerSlam Fan Event (creative, tickets)
Adding new “cross-tab” (Male/Female, Younger/Older, ) perspectives from existing key studies over the past two years of Fan Panel surveys
Establishing an analytical framework for the Healthcare industry broadly and specifically for the sub-sectors within (Providers, Services, Devices, Pharmaceuticals)

Credit Research Qualifications

Qualifications for a job description may include education, certification, and experience.

Licensing or Certifications for Credit Research

List any licenses or certifications required by the position: CFA, CPA, MBA

Education for Credit Research

Typically a job would require a certain level of education.

Employers hiring for the credit research job most commonly would prefer for their future employee to have a relevant degree such as Bachelor's and Master's Degree in Finance, Economics, MBA, Accounting, Business, Engineering, Statistics, Mathematics, Graduate, Computer Science

Skills for Credit Research

Desired skills for credit research include:

Advanced concepts
Bloomberg
Credit and fixed income markets
Practices
Procedures of finance and accounting
Bloomberg Terminal
Financial and accounting concepts
Financial statements
Infrastructure integration
Specifically how credits allocate risk

Desired experience for credit research includes:

Experience in sell or buy-side equity research and/or investment banking
Based in 60 Victoria Embankment , London
Significant experience as a European credit research analyst with a high yield focus
Proven experience across derivatives and cash instruments is essential
Interest or experience in distressed markets is not relevant
Experience with efficient handling of large amounts of data across a variety of data storage solutions, such as tick data-bases

Credit Research Examples

1

Credit Research Job Description

Job Description Example
Our company is looking to fill the role of credit research. We appreciate you taking the time to review the list of qualifications and to apply for the position. If you don’t fill all of the qualifications, you may still be considered depending on your level of experience.
Responsibilities for credit research
  • Analyzing global Industrials companies and publishing investment recommendations on their debt securities and derivatives
  • Aggregating and curating a diverse collection of credit and related research to spearhead merchandising
  • Actively engaging with sales, trading and clients on research ideas and market color
  • Producing original research commentary/content
  • Leveraging our cross-asset, cross-department and global content offerings
  • Taking an active role in team initiatives such as driving sector reports and client events
  • Develop, nurture and enhance new and existing business relationships with various structured security players including originators, servicers, issuers, hedge funds, rating agencies and the investment banking community
  • Periodically travel to meet and underwrite deal specific collateral opportunities, originator and servicer management and business platforms and conduct boots-on-the ground, proprietary research including attending investment conferences
  • Prepare and contribute to periodic publications addressing timely sector and security reviews and opinions, produce deal and security specific write-ups and investment recommendations provide insight and investment thoughts on sector trends, both fundamentally and technically, and meet with clients and consultant
  • Timely publication of rating commentaries, reports and presentations at conferences will further enhance your career profile & reputation in the industry
Qualifications for credit research
  • Effectively and actively ensure upward, downward, and peer communication
  • Good corporate analysis and research skills (including cash flow analysis / modelling)
  • Experience of lending to and/or analysing corporate finance in EMEA region
  • Ability to analyse balance sheets, income statement, and cash flows statement
  • Minimum 5 years experience in the High Yield Healthcare sector
  • Non-Healthcare experience a plus but not required
2

Credit Research Job Description

Job Description Example
Our company is growing rapidly and is hiring for a credit research. We appreciate you taking the time to review the list of qualifications and to apply for the position. If you don’t fill all of the qualifications, you may still be considered depending on your level of experience.
Responsibilities for credit research
  • Write comprehensive analytical research reports on specific insurance topics and to involve in monitoring / collecting specific market information to support senior management team
  • Performing analytics that inform and support the Bank’s Allowance for Credit Losses (ACL)
  • Conducting research on ACL related data and trends, regulatory guidance, and industry standards
  • Ensuring the availability and quality of data used in the ACL process
  • Participating in ACL model development and maintenance
  • Collaborating with other teams to develop reports, presentations, and graphics that facilitate executive management’s decisions regarding the appropriateness of the Bank’s ACL strategies and provisions
  • Participating in ACL related projects
  • Analyzing Retail, Consumer and Food & Beverage companies, publishing investment recommendations on their debt securities and derivatives
  • Analyzing Insutrial companies, publishing investment recommendations on their debt securities and derivatives
  • Execute risk analyses to monitoring portfolio level credit risk, identify trends in the portfolio/market and forecast possible outcomes
Qualifications for credit research
  • Ability to create an open environment, supportive of free sharing of information and ideas that is also conductive to contribution and growth
  • Strong interest in and familiarity with finance, financial markets and economic developments
  • Willingness to expand coverage to other industries / provide backup to colleagues covering other industries
  • Ability to fluently speak and read business documents in Japanese is required
  • Be highly numerate, with exceptional analytical and financial modelling skills
  • Demonstrated fundamental research, analytical skills
3

Credit Research Job Description

Job Description Example
Our company is searching for experienced candidates for the position of credit research. Please review the list of responsibilities and qualifications. While this is our ideal list, we will consider candidates that do not necessarily have all of the qualifications, but have sufficient experience and talent.
Responsibilities for credit research
  • Actively participate in client project discussions we conduct as part of our project qualification process
  • Prepare project memos for qualifying activities
  • Analyze and prepare costing schedules for client’s qualifying expenditures
  • Collect contemporaneous client documentation to support our credit calculations
  • Frequent travel to client sites as part of the engagement process is required (approximately 50%+ of time)
  • Clearly communicate work plan and project objectives to the project team
  • As a senior member of Barclays, Directors are expected to play a leadership role in non-client activities
  • As a Credit Estimates Research Assistant, you will analyze company financials and prepare daily company evaluations for review by senior analysts
  • Maintain relationships with issuers, Infrastructure sponsors, debt advisors and other investors, work with internal constituents, to source and close transactions
  • Monitoring and evaluating sector and issuer-specific developments
Qualifications for credit research
  • Strong verbal and written communication skills and ability to comprehend and communicate complex and multifaceted securities investment opportunities and risks concisely
  • Overall, a structured securities professional with proven ability to consistently evaluate, value, recommend and monitor complex collateral, legal, credit and capital structures and distill relative value, total return ideas into succinct, timely investment recommendations that consistently add alpha to our client’s portfolios
  • 2-3 years of working experience within Equity Research or Credit Research focusing in Insurance
  • Strong written and verbal communication in both English & Mandarin
  • CFA or CPA is a plus
  • Over 10 years of experience in corporate credit research, industry analysis, financial research, or a related field, with significant experience covering REITs
4

Credit Research Job Description

Job Description Example
Our company is growing rapidly and is looking to fill the role of credit research. We appreciate you taking the time to review the list of qualifications and to apply for the position. If you don’t fill all of the qualifications, you may still be considered depending on your level of experience.
Responsibilities for credit research
  • Properly positioning the portfolio at the sector and individual issuer level
  • Communicating credit views and ideas to PM and trader(s)
  • Look at relative value across the Securitized Credit Market credit broadly speaking
  • You will investigate credit bureau disputes received via e-OSCAR written disputes received directly from customers using Mortgage systems, policies and procedures
  • You will use various reports to troubleshoot credit bureau disputes
  • At times, you will participate in projects to review and investigate historical credit bureau reporting and make updates as needed
  • Although the vast majority of disputes do not require telephone contact, occasionally you will need to provide effective communication when making inquiries and to follow up with customers
  • You will receive training to remain up-to-date on credit bureau industry knowledge
  • Evaluate state and local municipal bond credits
  • Perform market sector analysis
Qualifications for credit research
  • An entrepreneurial spirit with a desire to build a business within corporate credit research
  • Minimum three to five years of experience in corporate bond research, industry analysis, financial research, or a related field
  • 10+ years of experience in commercial credit research OR 10+ years of experience in investment research
  • 5+ years of experience leading and managing teams of people
  • Strong quantitative and analytical orientation
  • At least 1 year of experience in commercial credit research OR at least 1 year of experience in investment research
5

Credit Research Job Description

Job Description Example
Our growing company is searching for experienced candidates for the position of credit research. Please review the list of responsibilities and qualifications. While this is our ideal list, we will consider candidates that do not necessarily have all of the qualifications, but have sufficient experience and talent.
Responsibilities for credit research
  • Contribute to written work products
  • Compile and analyze data from public sources
  • Becomes familiar with client products and services while assisting with routine updates and documentation
  • Becomes familiar and assists with determining/recognizing the basis of cardholder requests that involve potential fraud, credit, collection or chargeback issues and forwards to the appropriate department for resolution
  • Through fundamental credit analysis, provide buy/sell/hold recommendations in support of investment and portfolio management needs
  • Analyze market investment opportunities to include total exposure, maturity, and relative value consideration of broader investment goals, strategies, and risk tolerance
  • Maintain coverage of an assigned portfolio of global insurance company credits including evaluating, analyzing, and reporting on each credit’s periodic financial results, major news releases, investor meetings and calls, and rating agency actions
  • Drive department or division-wide projects and process improvement efforts
  • Develop expertise in other financial sectors beyond core coverage
  • Mentor junior associates
Qualifications for credit research
  • Corporate Credit experience covering China and Greater China markets necessary
  • Excellent communication skills in English and Mandarin, including reading, speaking and writing
  • Strong knowledge of credit analysis, financial accounting, complex capital structures, high yield covenant packages and basic bond portfolio management
  • Advanced Microsoft Excel skills at a minimum
  • At least 1 year of experience in synthesizing financial data and creating stories with it
  • Master’s in Business Administration (MBA) OR Master’s degree in Finance OR Quantitative field

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