Corporate Credit Job Description
Corporate credit
provides support to the Director Corporate Credit Compliance for Quarterly security audits for all BMC Credit associates and those outside of credit with credit authority.
Corporate Credit Duties & Responsibilities
To write an effective corporate credit job description, begin by listing detailed duties, responsibilities and expectations. We have included corporate credit job description templates that you can modify and use.
Sample responsibilities for this position include:
Coordinating internal and external reporting deliverables across accounting, operations and investor relations
Action and manage daily Odex, Referrals, REPL and REPC
Make credit decisions on a wide range of corporate credit transactions including underwritings and participations
Manage a team of credit officers responsible for monitoring a portfolio of corporate counterparty credit relationships including loans and derivatives
Runs credit meetings and owns credit approval authority
Ensures adherence to CRM risk policies and appetite
Liases with various internal constituencies and external auditors and regulators
The major responsibilities of a Senior Credit Analyst ("Senior CA") are to objectively diagnose and evaluate the Counterparty and Credit Risks of an assigned portfolio monitoring the Bank's exposure
Analysing distressed single name credits
Continuously improving and demonstrating an understanding of customers in a defined portfolio to support the achievement of revenue targets
Corporate Credit Qualifications
Qualifications for a job description may include education, certification, and experience.
Licensing or Certifications for Corporate Credit
List any licenses or certifications required by the position: CFA, CBA
Education for Corporate Credit
Typically a job would require a certain level of education.
Employers hiring for the corporate credit job most commonly would prefer for their future employee to have a relevant degree such as Bachelor's and Master's Degree in Finance, Accounting, Business, Economics, MBA, Education, Graduate, Business/Administration, Mathematics, Engineering
Skills for Corporate Credit
Desired skills for corporate credit include:
Excel
Financial analysis under several standards
Loan and credit products
Microsoft Office Suite
Accounting
Corporate banking environment is beneficial
Mizuho’s credit policies and procedures
Collateral implementation and consolidated limits management
Corporate credit processing all the way from credit proposition initiation via loan origination system to facility
Economics
Desired experience for corporate credit includes:
2 to 5 years of experience in analyzing investment grade credits in a buy-side, sell-side or rating agency environment preferred
Experience with project finance, infrastructure, and public-private-partnerships (P3s) a plus
0 to 5 years of experience in analyzing investment grade credits or other investment assets in a buy-side, sell-side or rating agency environment preferred
Basic understanding of securities, derivatives, and or loan products
CFA or CAIA preferred
All assessments are forwarded to the TL for final comments/discussions
Corporate Credit Examples
1
Corporate Credit Job Description
Job Description Example
Our growing company is hiring for a corporate credit. Thank you in advance for taking a look at the list of responsibilities and qualifications. We look forward to reviewing your resume.
Responsibilities for corporate credit
- Formulation and recommendation and/or evaluation of credit proposals, with a comprehensive risk assessment for new or increased facilities, annual risk reviews on the existing portfolio base
- Follow up and address non-adherence to terms and conditions of sanction by counterparties
- Maintain an organized filing system, triage accordingly all telephone inquiries
- Maintain the highest level of confidentiality at all times and protect sensitive information in circumstances where required and necessary
- Exhibit initiative and “follow-through” to help leadership team as necessary
- Communicate on a timely basis the status of key deliverables as appropriate
- Continuous and consistent performance of administrative tasks, including but not limited to, coordinate meeting arrangements, setting up conference calls, arranging restaurant reservations, catering, ordering stationary supplies, making photocopies, scanning of documents, organizing transportation
- Prepare PowerPoint slide presentations as requested
- Print and bind presentation materials, help in formatting if required
- Update Vacation and Absence records
Qualifications for corporate credit
- Minimum 5-7 years credit analysis experience, including experience in credit analysis of
- Product knowledge across Financial Markets, Debt Markets, and Transactional Banking
- Ability to read and interpret audited and unaudited financial reports
- At least 3 to 5 years (for and Associate/AVP level) of risk management experience including credit risk analysis, business case evaluation, approval process experience
- Develop investment style and capability in a way that works for the EMD team while taking advantage of and complying with the broader global credit research platform
- At least 1-3 years related industry experience
2
Corporate Credit Job Description
Job Description Example
Our growing company is looking to fill the role of corporate credit. If you are looking for an exciting place to work, please take a look at the list of qualifications below.
Responsibilities for corporate credit
- Continuously assess existing processes versus leading best practices and propose enhancements with a focus on strengthening control environment
- Preparation of monthly Valuation Committee reports including executive summaries, detailed valuation results, ASC 820 leveling analysis and exception reports
- Evaluating prices provided by pricing vendors and initiating challenges
- Reviewing and analyzing back testing and stale pricing reports to assess exceptions and identify trends
- Compiling valuation results related to investor due diligence requests
- Reviewing valuation policies and procedures and recommending enhancements
- Compiling pricing support and provide control walkthroughs to Internal and External Auditors
- Managing a team of credit analysts, portfolio managers, and support staff
- Underwriting and credit risk analysis for new and renewals of CRE loans (construction & mini-perm) & Home Builder lines of credit/borrowing base facilities
- Perform data mining and data visualization of CCAR and DFAST stress tests
Qualifications for corporate credit
- Ability to work in a time-sensitive, fast-paced environment
- Demonstrate ownership and execution of primary responsibilities
- Strong ability to multi-task projects across groups
- Strong verbal and written communication skills both internally/externally
- Ability to think beyond the task to the overall project objectives and improve processes, where possible
- Ability to engage with internal/external stakeholders to coordinate meetings/travel
3
Corporate Credit Job Description
Job Description Example
Our innovative and growing company is searching for experienced candidates for the position of corporate credit. If you are looking for an exciting place to work, please take a look at the list of qualifications below.
Responsibilities for corporate credit
- Monitor credit risk model performance (ensure periodically accuracy of inputs and output versus other source systems, business/risk management feedback)
- Use existing tools to analyze portfolio credit statistics
- Research and evaluate input/output (to quantitative models) parameters where needed to answer end-user questions or provide ad hoc analytical support
- Work with technology and production teams (risk reporting and finance) to ensure risk management systems/deliverable reports are accurate
- Work with business end-users and credit risk managers to develop additional analytics (self service)
- Perform analysis and study (produce knowledge from information) data sets and time series
- Other duties & ad hoc projects as assigned
- Contributing to Strategic Analytics solution specific to LOB Reporting / Analysis requirements
- Baseline - Budget for Credit Costs and Exposures (Loan balances + Unused Commitments)
- Baseline – Forecast in Mid Year Forecast and other periodic requirements to be defined
Qualifications for corporate credit
- Knowledge/experience in the commodity industry(oil/gas
- Product knowledge leveraged loans, swaps, FX, equities, commodities
- Strong understanding of Financial Products, including Investment Grade and High Yield Bonds
- Eagerness to learn credit risk, risk parameters, and structural & econometric risk modeling techniques
- Understanding of credit risk fundamentals (loans and derivatives)
- A self-starter who is organized and has the ability to work under pressure, prioritizes multiple tasks, and brings tasks to complete closure
4
Corporate Credit Job Description
Job Description Example
Our company is growing rapidly and is looking for a corporate credit. Please review the list of responsibilities and qualifications. While this is our ideal list, we will consider candidates that do not necessarily have all of the qualifications, but have sufficient experience and talent.
Responsibilities for corporate credit
- LOB Risk Appetite Credit Cost Tolerance
- LOB Credit link to Risk Appetite Stress Net Income
- LOB Leverage Finance Limits
- Stress Testing integration with BAU Allowance team processes
- Work with Risk Identification team to leverage BAU processes
- Legal Entity (LEC) Stress Testing requirement BRD documentation
- Performs research and analysis on new investment opportunities in support of new deal origination activities
- Review industry publications, attend industry conferences as Appropriate
- Performing a detailed gap analysis of the IFRS 9 standards and regulatory guidance for model development and validation
- Be an integral member of the wholesale credit stress testing team responsible for enhancing the stress-testing model processes
Qualifications for corporate credit
- Strong technical skills in using spreadsheets and databases
- Excellent communication abilities, both written and oral to articulate requirements to business partners
- Understanding of budget, forecasting and GL/Credit close processes and timing
- Skill in processing, analyzing credit risk and financial data
- Experience with Wholesale loans and commitments product and systems, the Credit Risk Infrastructure / Credit Mart (CRI) and its data flows
- Ability to influence cross functional working groups to accomplish LOB and Firmwide initiatives
5
Corporate Credit Job Description
Job Description Example
Our company is growing rapidly and is searching for experienced candidates for the position of corporate credit. If you are looking for an exciting place to work, please take a look at the list of qualifications below.
Responsibilities for corporate credit
- Work with model development and line of business (LOB) risk teams to create robust forecasts and analytics for the wholesale businesses
- Assist in the preparation of enterprise valuations for the commercial portfolio primarily covering health care and TMT
- Review and evaluate financial projections to determine if the assumptions are reasonable and supportable
- Advise the commercial underwriting teams on the proper modeling and assumptions of enterprise valuation
- Provide detailed reporting and insights into trends and usage issues of enterprise valuation calculations
- Serve as central communication point to enterprise value underwriters and credit officers
- Provide guidance/review work product to junior staff members of the EV team
- Day-to-day management of a team of Credit Reviewers, including but not limited to setting objectives, performance evaluation, skill development, enhancing professional experience, and facilitating employees’ growth
- Lead a team of 5-8 associates and analysts during quarterly stress testing cycles, including CCAR and Midyear ICAAP
- Liaise with 5 LOB teams and 4 product teams globally, including coordinating results submissions for APAC, EMEA and LATAM regions
Qualifications for corporate credit
- Strong analytical skills and comfortable working with large numerical data sets (directly or with partners)
- Experience using spreadsheets and databases
- Self motivation and ability to work independently in a fast- paced environment knowledge of bank systems and loan/credit operations needed
- Master’s degree and/or CFA or equivalent work experience
- Minimum of five years of corporate credit work experience
- Related experience in emerging markets a plus but not required