Corporate Credit Analyst Job Description
Corporate credit analyst
provides analysis for Consumer Card Credit Risk Oversight Forums to drive transparency and share results of portfolio performance from a credit risk lens.
Corporate Credit Analyst Duties & Responsibilities
To write an effective corporate credit analyst job description, begin by listing detailed duties, responsibilities and expectations. We have included corporate credit analyst job description templates that you can modify and use.
Sample responsibilities for this position include:
Analyzing issuers via financial modeling, accounting review, covenant analysis, assessment of management’s communications, assessment of third-party research, and interacting with management and sell-side analysts, among others
Build financial models for various middle market companies
Build stress models and scenario analyses for various corporate asset based lending transactions
Perform capital and return analysis for each transaction and maintain models to expedite this process for future deal flows
Prepare credit memos in order to appropriately reflect potential risk to credit risk management
Prepare and comment on transaction term sheets and lead legal calls related to the structuring of credit agreements to support lending transactions
Monitor the ongoing covenant compliance of transactions and work with operations to streamline any information reporting and ongoing maintenance requirements
Liaise with Reg
Participate with sales force in constructing effective marketing materials and term sheets for new transactions
Pro-actively identify problematic /high risk clients and advise Credit accordingly, manage them with a view to provide special input and implement loss preventative measures EWL Reports and DI500
Corporate Credit Analyst Qualifications
Qualifications for a job description may include education, certification, and experience.
Licensing or Certifications for Corporate Credit Analyst
List any licenses or certifications required by the position: CFA, CBA
Education for Corporate Credit Analyst
Typically a job would require a certain level of education.
Employers hiring for the corporate credit analyst job most commonly would prefer for their future employee to have a relevant degree such as Bachelor's and Master's Degree in Finance, Accounting, Business, Economics, MBA, Graduate, Education, Engineering, Business/Administration, Mathematics
Skills for Corporate Credit Analyst
Desired skills for corporate credit analyst include:
Financial analysis under several standards
Loan and credit products
Corporate banking environment is beneficial
Accounting
Economics
Finance
Country/risk factors on a macro level
Credit administration
Credit and risk analysis
Industries represented in portfolio
Desired experience for corporate credit analyst includes:
Advanced knowledge of Microsoft Office (mostly Excel and Powerpoint)
Understanding of credit risk (loans and derivatives) credit risk reporting systems (CRI, SELM, CRRT, Exposure Now) is a plus
The jobholder will implement the Group compliance policy by containing compliance risk in liaison with Compliance
Excellent quantitative and analytical experience
Financial Modeling proficiency and superior excel skills
Knowledgeable about the fundamentals of credit agreements and related documents also a plus
Corporate Credit Analyst Examples
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Corporate Credit Analyst Job Description
Job Description Example
Our growing company is hiring for a corporate credit analyst. To join our growing team, please review the list of responsibilities and qualifications.
Responsibilities for corporate credit analyst
- Participating in ad-hoc projects involving scenario / allowance impact analyses based on inputs from senior management and/or Accounting Policy
- Daily and frequent monitoring and analysis of risk using various tools such as VaR, portfolio greeks, liquidity profile, front office risk systems, limit monitoring
- Providing effective deal support through accurate and thorough research and analysis
- Perform credit analysis such as risk profiling, financial analysis and related credit submission activities for counterparties in the natural resources and agriculture industries across the APAC region
- Maintain constant knowledge and updates about the industry
- Identify and mitigate potential risks in relation to the portfolio of clients that you are focusing on
- Assist the RMs and Product Managers in the process of loan structuring
- Create periodic reviews and assessment of counterparties and credit risk framework
- Recommending investments across a range of portfolios (with different risk appetites, restrictions), defending those recommendations in both oral and written communication
- Performing ongoing due diligence and monitoring of portfolio positions and key credits, and communicating updates in a timely fashion (orally and in writing)
Qualifications for corporate credit analyst
- At least three years of relevant experience as an investment banking or credit analyst
- 4-7 years of investment banking or buy- or sell-side research experience some of which in credit
- MBA or CFA Level 3 preferred
- Manage and drive deal forum process to ensure quality applications are
- Bachelor’s Degree required, MBA or progress toward the CFA a plus
- MRD provides risk briefings to senior management and relevant risk analysis needs to be concise, accurate and timely
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Corporate Credit Analyst Job Description
Job Description Example
Our company is looking for a corporate credit analyst. We appreciate you taking the time to review the list of qualifications and to apply for the position. If you don’t fill all of the qualifications, you may still be considered depending on your level of experience.
Responsibilities for corporate credit analyst
- Working with the Corporate Credit team to identify global relative value and share investment ideas
- Reviewing and analysing transactions proposed with counterparties across multi business channels and to ensure that they are well structured, meet appropriate return hurdle and are within prudent limits
- Performing certain fundamental credit analysis and compliance functions, for the various industries across Corporate Banking Canada and GCM Banking, as assigned
- Performing annual reviews account monitoring activities, as assigned
- Underwriting and credit risk analysis for new and renewals of CRE loans
- Providing underwriting and analysis and making recommendations for loan structures
- Presenting loan presentations for credit approval to Loan Committee
- Partnering with Relationship Managers and meeting with customers in preparing the presentation
- Tracking compliance and reporting issues appropriately
- Document Data Lineage
Qualifications for corporate credit analyst
- Familiarity with debt documents/covenants helpful
- Lead documentation process (terms sheets, credit agreements, security package ) for private debt transactions, analyze legal documents for public/secondary opportunities
- Good understanding of bond and loan documentations Credit Default Swaps
- Mastery of financial modeling in Microsoft Excel
- Pre or Post MBA with solid experience in financial sector
- Strong financial modeling skills with good mathematical grounding
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Corporate Credit Analyst Job Description
Job Description Example
Our innovative and growing company is searching for experienced candidates for the position of corporate credit analyst. To join our growing team, please review the list of responsibilities and qualifications.
Responsibilities for corporate credit analyst
- Interfaces with Indirect Procurement teams, Internal Audit, HR, Finance, Treasury and Travel Management
- Assist in managing various regulatory credit exams as a liaison between the individual credit risk teams and the regulators
- Analyze large sets of data and prepare summary reports for senior management
- Assist in communication, coordination and execution of ad hoc regulatory requests by working directly with the impacted business units
- Assist in educating business and risk colleagues on updated regulatory guidance
- Understand quantitative model outputs and link model results to credit risk drivers and macro-economic variables
- Perform what-if/ad hoc analyses as needed/requested by the group
- Deliver both tactical and strategic enhancements to the group’s agenda
- Forecasting allowance and credit costs by partnering with lines of business and obtaining/discussing pipeline information
- Assisting in the preparation of quarterly reports for senior management and the Board of Directors
Qualifications for corporate credit analyst
- Fluency in spoken and written Mandarin language skills strongly preferred
- Self-starter and resourceful with a passion for investing
- Excellent proficiency in Excel and Word
- Fluent in Mandarin and English languages
- Advanced knowledge of internal credit risk reporting data and tools
- Familiarity with products and structures that create credit risk (loans, letters of credit, derivatives, securities) with regulatory requirements related to ratings and the advanced internal ratings based framework
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Corporate Credit Analyst Job Description
Job Description Example
Our innovative and growing company is hiring for a corporate credit analyst. If you are looking for an exciting place to work, please take a look at the list of qualifications below.
Responsibilities for corporate credit analyst
- Working with internal and external auditors and regulators to ensure Allowance for Credit Cost processes and procedures meet all the Compliance and Regulatory requirements
- Serve as the business owner of the end-to-end credit risk concentration limits framework (including models
- As a quantitative analyst (Analyst, Associate seniority) on a small, team support credit portfolio management based on credit risk based limits
- Monitor credit risk model performance (ensure accuracy of inputs and output versus other data source systems, businesses/risk managers feedback)
- Assist in concentration limits management (limit setting
- Research and evaluate input/output parameters (of the credit models) and answer end-user questions and provide ad hoc analytical support
- Ensure content of risk management reports produced by partners (technology
- Understand and communicate requirements of business end-users and credit risk managers to develop additional analytics (self service tools)
- Analyze large data sets and time series information and complement model output for limits management
- Support limits framework governance functions including addressing regulatory requirements, internal oversight and documentation needs
Qualifications for corporate credit analyst
- Prior risk management experience including credit risk analysis or business case evaluation is a plus
- BS or BA required, MS/MA preferable
- Must have advanced analytical and data manipulation skills (Oracle, Access, Excel, SQL) statistical programming language skills (e.g., R, Python)
- Familiarity with products and structures that create credit risk (loans, letters of credit, derivatives, securities ) knowledge of credit risk regulations
- Has prior experience or knowledge with credit risk ratings systems
- Understanding of general ledger and credit close processes and timing
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Corporate Credit Analyst Job Description
Job Description Example
Our company is growing rapidly and is searching for experienced candidates for the position of corporate credit analyst. Thank you in advance for taking a look at the list of responsibilities and qualifications. We look forward to reviewing your resume.
Responsibilities for corporate credit analyst
- Partner closely with modeling team, model delivery team, risk technology teams and Line of business professionals to understand portfolio information present in firm systems and accesses for limits management
- Participate in building risk analytics tools to monitor credit risk measures and explain their changes
- Research and analyzes financial statements
- Regular reporting on the card program and team’s performance and ad-hoc reports as requested
- Audit of card terminations, correct sorting of cards according to business units
- Maintenance of the card hierarchies to reflect the current company structure
- Administration of tools provided by the bank
- Promote and communicate proper use of corporate cards across the enterprise to reduce abuse and maximize rebate programs
- Support the Card Administrators on daily tasks and issues (like card closing, opening, limit increases, credit refunds, account reconciliation against the expense reporting tool, delinquency, card misuse) and to approve blocked MCC codes in case the card program set up did not allow that
- Support Global team in data, reporting & analysis
Qualifications for corporate credit analyst
- Facilitate a coordinated and consistent approach to credit risk management across LOBs through common infrastructure and unified wholesale policies
- Maintain current assessment of Wholesale Credit Data and Infrastructure issues and opportunities to improve, and work to establish action plans to resolve control gaps
- BA / BS degree required, with relevant coursework in Finance
- Must be able to work well under pressure on teams in a demanding environment and the flexibility to change priorities and support new agendas
- Bachelor or Masters in data analytics or equivalent discipline, previous work in financial services a plus
- Analytical and data manipulation skills (SQL and MS Excel) is Required