CCB Risk-Consumer Credit Job Description

CCB Risk-Consumer Credit Job Description

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CCB risk-consumer credit provides and present statistical analysis and modeling results, insights, and recommendations to senior management and partners through MS Office’s PowerPoint, Word, and Excel.

CCB Risk-Consumer Credit Duties & Responsibilities

To write an effective CCB risk-consumer credit job description, begin by listing detailed duties, responsibilities and expectations. We have included CCB risk-consumer credit job description templates that you can modify and use.

Sample responsibilities for this position include:

Lead/Drive multiple complex programs with a focus in risk management, operations and technology integration knowledge of key compliance, control and risk policies
Design and develop solutions for enterprise and departmental business intelligence (BI), data warehousing and reporting procedures
Work with users to identify and document BI requirements and solutions
Help define BI strategies and effectively communicate user requirements
Develop and implement reports and queries to drive business processes
Execute BI tasks and projects
Build a robust data governance process processes to ensure all necessary controls and testing procedures are in place
Write robust, efficient and maintainable business rules, maintain existing rules across multiple languages
Lead High Risk Account Management and other Portfolio Line Management strategies
Responsible for all personnel actions (hiring, staff development, performance appraisals)

CCB Risk-Consumer Credit Qualifications

Qualifications for a job description may include education, certification, and experience.

Licensing or Certifications for CCB Risk-Consumer Credit

List any licenses or certifications required by the position: PMP

Education for CCB Risk-Consumer Credit

Typically a job would require a certain level of education.

Employers hiring for the CCB risk-consumer credit job most commonly would prefer for their future employee to have a relevant degree such as Bachelor's and Collage Degree in MBA, Business, Finance, Technical, Statistics, Computer Science, Economics, Information Systems, Management, Accounting

Skills for CCB Risk-Consumer Credit

Desired skills for CCB risk-consumer credit include:

Consumer risk management and governance concepts
MS Excel
System development life cycle methodologies
Access and PowerPoint
Control and risk policies
Key compliance
MS PowerPoint and Visio
MS Word
Standard project delivery framework
Writing queries

Desired experience for CCB risk-consumer credit includes:

Participating with IT and business teams to develop and validate functional designs for Risk projects
Understanding and communicating business requirements and functional/technical requirements
Communicating technical concepts to non-technical stakeholders and business concepts to technical stakeholders
Proactively establish and build relationships with business and IT areas
Take personal ownership for achieving outstanding results and exercising strong leadership skills
Commercial lending experience is strongly desired

CCB Risk-Consumer Credit Examples

1

CCB Risk-Consumer Credit Job Description

Job Description Example
Our growing company is looking for a CCB risk-consumer credit. Thank you in advance for taking a look at the list of responsibilities and qualifications. We look forward to reviewing your resume.
Responsibilities for CCB risk-consumer credit
  • Monitoring trends of both Originations and Portfolio Performance metrics and Quality Review/Audit findings to allow for development of actions that proactively (or in some cases, reactively) mitigate risk
  • Reviewing individual loan transactions to find and illustrate trends that should be escalated for (potential) action
  • Researching, developing and implementing Mortgage Banking guidelines
  • Utilizing adept risk analysis to review proposed and recent investor guideline changes which leads to researching, developing, and recommending Guideline actions that may act as overlays to insurer guidance
  • Frequently presenting to senior management and Risk Committee audiences
  • Supporting detailed drafting, editing and communication needs for Originations Risk
  • Interfacing with outside vendors and partners as appropriate
  • Proactively assess current practices and procedures & recommend best practice preventative processes
  • Manage the team responsible for the management of risk in pre-screened acquisition offers, delivering offers that meet business objectives and innovating to ensure optimal strategy performance
  • Responsible for ensuring execution of proper procedures and controls
Qualifications for CCB risk-consumer credit
  • Ability to influence technology & business managers across organizational boundaries through formal and informal channels instantly develop strong rapport and build relationships with individuals and teams at multiple levels of the organization
  • Minimum of 5 years of current and relevant mortgage lending experience, focus in Policy preferred
  • Bachelor's degree in a quantitative discipline from an accredited college/university required
  • Demonstrated proficiency and use of various analytical tools and techniques
  • Proficient to Expert in multiple business disciplines and functions
  • Create analytical reports and presentations for management
2

CCB Risk-Consumer Credit Job Description

Job Description Example
Our growing company is searching for experienced candidates for the position of CCB risk-consumer credit. Please review the list of responsibilities and qualifications. While this is our ideal list, we will consider candidates that do not necessarily have all of the qualifications, but have sufficient experience and talent.
Responsibilities for CCB risk-consumer credit
  • Work closely with risk management stakeholders, business lines, users, team leads, and other partners to develop oversight of LOB bureau activities
  • Educate key stakeholders LOB regarding the Credit Bureau review model and reporting
  • Work with strategy leads, COE leads, controls and other partners to continually enhance processes to provide comprehensive view of work intake, planning/prioritization, implementation planning and roadmap activities
  • Assist various stakeholder constituencies by acting as a thought leader for strategic roadmap planning activities
  • Leadership of Risk Execution’s alignment and integration with Agile/Scrum project delivery processes
  • Ensure successful execution of each project and work request in the prioritized portfolio, including driving any required escalation, resolution of resource gaps/dependencies while meeting all required change management controls
  • Manage assigned projects through the entire project delivery lifecycle using standard project processes and tools
  • Plan, create and maintain project management artifacts for assigned projects (including project plans, issue logs, risk and watch items)
  • Convey project status and other information in concise fashion, with a strong emphasis on MS PowerPoint communication, to team members, leadership
  • Partner with variety of Risk and Risk Execution stakeholders to identify impacts to various processes and business rules strategies
Qualifications for CCB risk-consumer credit
  • Credit card, Auto Finance and Risk Management experience is a plus
  • Leadership of Risk Execution’s integration into the CCB scrum development process
  • Help create a repeatable Risk Execution Agile engagement model with supporting documentation and artifacts that adopt best practices
  • Model Agile behaviors and mentor teams to ensure Execution stakeholders understand and follow the scrum principles when integrating with agile technology teams
  • Align with CCB Chief Development Office Agile Playbook, CCB agile coaches and Scrum Masters to facilitate efficient scrum processes (release schedule, iteration schedules, ceremonies, ) across multiple teams within Risk Execution
  • 3-5 years experience in project management or related roles (PMP certification a plus)
3

CCB Risk-Consumer Credit Job Description

Job Description Example
Our company is growing rapidly and is hiring for a CCB risk-consumer credit. We appreciate you taking the time to review the list of qualifications and to apply for the position. If you don’t fill all of the qualifications, you may still be considered depending on your level of experience.
Responsibilities for CCB risk-consumer credit
  • Drive xLOB bureau oversight activities by partnering with Risk Management stakeholders, LOB Leads, users and other partners such as Control, Legal, Compliance
  • Conduct development of periodic assessments for multiple business groups, which is required to govern Credit Bureau activities and data in adherence with JPMC Control Management Review standards and firmwide Credit Bureau Policy
  • Implement effective governance and provide risk advice and assessment through active engagement with the business units being supported
  • Oversee areas of the operations of the Home Lending Servicing organization to ensue long term success and performance consistent with the risk appetite of the firm
  • Partner with Risk Analytics, to provide effective oversight of servicing activities
  • Maintain policies and practices consistent with the risk appetite of the firm
  • Researching, developing and implementing Home Lending guidelines
  • Utilizing adept risk analysis to research, develop, and recommend Guideline actions that align with Risk tolerances and appetite
  • Monitoring trends of Originations, Performance, and Quality Review/Audit findings to allow for development of actions that proactively mitigate risk
  • Reviewing investor and insurer guidelines and Home Lending guideline-related terms
Qualifications for CCB risk-consumer credit
  • Solid experience in Agile methodology and frameworks- Scrum, Kanban
  • Strong User Story mapping, writing and backlog management experience
  • Knowledge of consumer risk management practices understanding of the Consumer & Community Bank’s products
  • Technical project delivery experience preferred
  • Have an analytical mindset to solve complex issues
  • Minimum 10+ years of related project/program management and/or strategic planning/delivery experience including 3-5+ years people management experience
4

CCB Risk-Consumer Credit Job Description

Job Description Example
Our growing company is searching for experienced candidates for the position of CCB risk-consumer credit. We appreciate you taking the time to review the list of qualifications and to apply for the position. If you don’t fill all of the qualifications, you may still be considered depending on your level of experience.
Responsibilities for CCB risk-consumer credit
  • Coordinating with Originations Risk team members to support changes to guidelines and products [which may be Risk-, Business-, or investor/insurer-driven]
  • Must have an orientation towards creating views and uncovering risks that drive action for CCB and JPMCB, , the ability to focus on material measures of success for CCB Risk
  • Executive communication skills, both verbal and written/presentation
  • Quantitative experience (e.g., partnering with modelling or deep analytic teams to drive practical results and points of view)
  • 3+ years experience in mortgage originations and operations, credit risk or supportive home lending services
  • Demonstrated independent activity and self-motivated capabilities
Qualifications for CCB risk-consumer credit
  • College degree required- BA or higher preferred
  • Minimum of 3 to 5 years of related control, risk, audit, testing and process documentation
  • Credit risk experience in consumer or small business credit portfolios
  • Ability to successfully engage technical/subject-matter-expert teams to work on problems together with a consumer or commercial orientation
  • Possess data and analytic skills including the ability to pull data using SAS or SQL, manipulate big data into manageable data sets, and utilize analytic skills to identity and explain data trends
  • The ability to conduct risk analyses and provide senior management with business insights of consumer credit quality and behavior trends, and portfolio performance
5

CCB Risk-Consumer Credit Job Description

Job Description Example
Our growing company is searching for experienced candidates for the position of CCB risk-consumer credit. Please review the list of responsibilities and qualifications. While this is our ideal list, we will consider candidates that do not necessarily have all of the qualifications, but have sufficient experience and talent.
Responsibilities for CCB risk-consumer credit
  • Deep credit experience, in consumer credit portfolios
  • Ability to influence technical subject-matter-expert teams to work on problems together with a commercial orientation
  • Demonstrated experience in communicating with regulatory and investor relations teams to convey risk management results, outlooks and cross-consumer points of view
  • Bachelor degree, Master degree preferred
  • A minimum of 5 years of home lending product (credit, finance and operational) experience
  • Ability to synthesize quantitative and qualitative analysis into concise, executive-level communications
Qualifications for CCB risk-consumer credit
  • Superior communication, presentation and project management skills
  • College degree or equivalent, mortgage-related work experience required
  • 6+ years of mortgage banking experience with an in-depth knowledge and understanding of the mortgage lending process including loan origination, processing, underwriting, closing, funding, and servicing required
  • Secondary Marketing, Quality Assurance, Audit, Repurchase, Risk, or Counterparty Management experience preferred
  • 3+ years of corporate financial statement analysis experience
  • Strong analytical, decision making, organizational, and multi-task skills required

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