CCB Risk-card Services Job Description
CCB risk-card services
provides the strategic direction and P&L management for the Card Payment products (debit and credit card and services across numerous customer segments, consumer, small business and affluent) to meet organizational goals.
CCB Risk-card Services Duties & Responsibilities
To write an effective CCB risk-card services job description, begin by listing detailed duties, responsibilities and expectations. We have included CCB risk-card services job description templates that you can modify and use.
Sample responsibilities for this position include:
Utilize SAS, SQL and other analytical tools to perform analysis in order to evaluate strategy performance, monitor exceptions, develop champion/challenger strategy proposals
Audit accounts in their respective function to ensure all strategies and processes are functioning as designed and perform root cause analysis on trends against these strategies and/or processes
Work with business partners to remediate any breaks in the process by identifying and resolving root cause issues and eliminating customer confusion or regulatory breaks
Interact with internal and external exam team to ensure risk and control assessments are appropriate
Assess issues identified during QA review assignments or special projects, in light of known business risks, and develop recommendations to strengthen internal controls and improve operational efficiency
Maintain awareness of significant changes impacting the business, both internally and externally
Ensure Card Risk Management remains compliant with Corporate Business Resiliency Policy
Lead and manage User Acceptance testing to ensure that the test planning, test specifications and test execution is carried out in accordance with the test plan and to the highest standards
Interface with various cross functional teams (Operations, Legal, Compliance ) to ensure all processes/strategies meet all internal and external regulatory and/or legal requirements
Audit accounts in order to ensure all strategies and processes are functioning as designed and perform root cause analysis on trends against these strategies and/or processes
CCB Risk-card Services Qualifications
Qualifications for a job description may include education, certification, and experience.
Education for CCB Risk-card Services
Typically a job would require a certain level of education.
Employers hiring for the CCB risk-card services job most commonly would prefer for their future employee to have a relevant degree such as Bachelor's and Master's Degree in Statistics, Economics, Finance, Math, MBA, Mathematics, Engineering, Business, Technical, Management
Skills for CCB Risk-card Services
Desired skills for CCB risk-card services include:
SAS
Unix environments
Excel and other analytic tools
SQL
SQL and MS Office
Financial procedures & principles
Card Services P&L
Banking and consumer regulations/laws
Business to level set the issues and escalate as appropriate
Consumer risk management and governance concepts
Desired experience for CCB risk-card services includes:
Lead a team of Vice Presidents, Associates and Sr Analysts, assuring a strong culture, continuous professional development and effective performance management
Act as a member of the Portfolio Risk leadership team, assuring that the overall division is making effective decisions to manage the Risk of the business while assuring effective profitability decisions
Work closely with Finance and Marketing leaders to develop effective valuation practices that enable correct investment decisions
Manage the groups responsible for Balance transfer risk strategies and tests
Work with appropriate operational and technology support areas to ensure timely and accurate implementation of strategies and procedures that support policies
Strong communication and interpersonal skills, ability to interact with individuals across departments and functions
CCB Risk-card Services Examples
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CCB Risk-card Services Job Description
Job Description Example
Our innovative and growing company is looking for a CCB risk-card services. If you are looking for an exciting place to work, please take a look at the list of qualifications below.
Responsibilities for CCB risk-card services
- Conduct strategy development projects to ensure the strategy design gives the optimized benefit both financially and operationally
- Manage the strategy performance and provide sr
- Collaborate with operation partners (lending operations, and risk execution) in improving decision effectiveness and execution efficiency or judgmental review
- Develop and maintain CLD strategy profitability forecast, and update P&L driver forecast through on-going calibration of test vs
- Act as a member of the Existing Account Management Risk leadership team
- Work with other areas of Risk, Lending and IT to support the launch of strategies including strong strategy testing and controls
- Lead the team responsible for the management of risk strategies supporting balance transfer initiatives and customer exposure management in an effort to drive financial performance and risk mitigation improvements while innovating to ensure optimal strategy performance
- Execute with strong controls to ensure financial performance and adherence to risk policy and requirements, delivering timely, accurate audit work papers when required
- Ability to work with cross-functional teams such as User Experience Design team, IT teams, Operations to drive the optimal experience
- Lead the team responsible for the management of risk strategies supporting credit line increase programs and credit authorization strategies in an effort to drive financial performance and risk mitigation improvements while innovating to ensure optimal strategy performance
Qualifications for CCB risk-card services
- Demonstrated leadership in solving business problems through structured analytics
- Bachelor's degree in a quantitative discipline (Math, Finance, Statistics, Economics, Operations Research or equivalent work/training) is required
- Provide consistent framework to assess loss and profitability dynamics associated with credit decisions in normal stressed economic scenarios
- 3 plus years of financial services experience
- Bachelor’s Degree (MS or MBA preferred) in Math, Statistics, Economics, Engineering or similar quantitative disciplines
- Conduct both random and targeted reviews to provide an independent evaluation of credit card collection effectiveness
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CCB Risk-card Services Job Description
Job Description Example
Our company is growing rapidly and is hiring for a CCB risk-card services. To join our growing team, please review the list of responsibilities and qualifications.
Responsibilities for CCB risk-card services
- Monitor the performance of existing strategies leveraging internal MIS reports, external macro-economic trends and industry benchmarks
- Demonstrate strong strategic thinking, operational excellence leadership and control oriented mentality
- Challenge and guide other Associates and Sr
- Develop and maintain key Authorizations Risk Strategies by conducting complex analysis to segment data and isolate risk using analytical techniques such as clustering and decision trees, and leveraging both internal and external credit data
- Work collaboratively with Fraud, Finance, IT and other risk functions to ensure successful implementation of new strategies
- Candidate will have direct ownership and accountability of CLI strategies
- Must design, implement, track, and report on new strategies in a Test vs
- Work with execution team to implement, validate, and monitor the strategy quality and its performance
Qualifications for CCB risk-card services
- Bachelor's degree in a quantitative or business discipline required
- Bachelor’s degree in a relevant discipline like Statistics, Economics, or Finance
- Advanced degree in Mathematics, Statistics, Economics, Finance or a related quantitative discipline preferred
- Bachelor's degree in a quantitative discipline (Math, Finance, Statistics, Economics, Engineering, IT or Operations Research) is required
- Prior Release management experience
- Knowledge of ACAPS and STRATA or similar applications