Life Underwriter Resume Samples

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MD
M Dicki
Maryam
Dicki
231 Larson Course
Detroit
MI
+1 (555) 655 4120
231 Larson Course
Detroit
MI
Phone
p +1 (555) 655 4120
Experience Experience
Philadelphia, PA
Life Underwriter
Philadelphia, PA
Goldner-Russel
Philadelphia, PA
Life Underwriter
  • Identifies and communicates to management process improvements that reduce workloads or improve quality
  • Provides assistance to agents on technical inquiries and general questions
  • Provide information to internal persons to assist with internal customer service
  • Up to date knowledge of current medical underwriting developments/ trends/issues
  • Plan and prioritise your work on a daily/weekly basis to ensure deadlines are achieved
  • Develops relationships with new business staff to achieve team goals
  • Performs and delivers on routine assignments and projects while simultaneously leveraging and applying knowledge
Chicago, IL
Life Sciences Underwriter
Chicago, IL
Kautzer, Ankunding and Fay
Chicago, IL
Life Sciences Underwriter
  • Prioritizes time and resources to effectively manage and optimize producer performance
  • Develops producer relationships to build pipeline, agency intelligence, and drives performance to meet and exceed results
  • Sales & Distribution Management
  • Drives effective relationship management and customer activities to build trust, facilitate negotiation and secure commitment with the customer
  • Portfolio Management
  • Operates with an Enterprise perspective to identify cross sell opportunities and create growth within other lines of business and customer segments
  • Builds/maintains rigorous sales practices using all CNA systems including SalesForce.com and other sales tools and disciplines
present
San Francisco, CA
Group Life & Disability Underwriter
San Francisco, CA
Dach, Hahn and Wisozk
present
San Francisco, CA
Group Life & Disability Underwriter
present
  • Interacts with Billing, Claims and other functional areas to correct routine problems, maintains updated records and case files
  • Interact with Billing, Claims and other functional areas to correct routine problems, maintains updated records and case files
  • Build and maintain strong relationships
  • Actively engages in supporting the positive consultative outcomes crucial to our long term success by enhanced application of growing underwriting and business expertise
  • Underwrite under the direction of more senior staff
  • Makes sound decisions to drive results
  • Builds and maintains strong relationships
Education Education
Bachelor’s Degree
Bachelor’s Degree
University of Memphis
Bachelor’s Degree
Skills Skills
  • Detailed knowledge and experience offinancial underwriting
  • Detailed knowledge of medical terms, phraseology and abbreviations
  • Detailed knowledge of new business processes
  • Up to date knowledge of current medical underwriting developments/ trends/issues
  • Meets standard of quality, training and production
  • Identifies unacceptable mortality
  • 2-3 years Life Underwriting experience
  • Performs all other responsibilities with strict emphasis on the quality of work produced in accordance with company philosophy so as to provide timely, effective service to our customers
  • Analyzes complex underwriting information to classify risk factors presented
  • 2-3 years Medical underwriting experience
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9 Life Underwriter resume templates

1

Life Underwriter Resume Examples & Samples

  • Underwriting of new and existing business applicatoins across a range of products; whole/term life, disablity and income protection cover
  • Undertake calculations of risk, liability and financial implications and communicate these professionally with the external broker team, and the internal colleagues as required
  • Train and mentor junior members of staff
  • 2-3 years Life Underwriting experience
  • Possess or have made significant progress towards a life and disability underwriting qualification, preferably Diploma in Medical Underwriting (DMU), the Diploma in Life and Disability Underwriting (DLDU) or the QFA qualification
  • Detailed knowledge of medical terms, phraseology and abbreviations
  • Detailed knowledge of new business processes
  • Up to date knowledge of current medical underwriting developments/ trends/issues
2

Life Underwriter Resume Examples & Samples

  • Undertake calculations of risk, liability and financial implications under the guidance of experts
  • 2-3 years Medical underwriting experience
  • Possess or have made significant progress towards a life and disability underwriting qualification, preferably Diploma in Medical Underwriting (DMU) or the Diploma in Life and Disability Underwriting (DLDU)
  • Detailed knowledge and experience offinancial underwriting
3

Group Life & Disability Underwriter Resume Examples & Samples

  • Assesses, calculates and specifies the conditions under which Prudential is willing to accept risk on group life and disability business for prospective and inforce customers. This includes, but is not limited to, the review and utilization of demographic data, actual case specific experience, product filings, statutory requirements and Prudentials current premium refund formula and policies
  • Communicates and partners with sales representatives, account managers, brokers, customers and prospective customers regarding case issues, underwriting assessments, pricing and rating with a customer focus. Actively engages in supporting the positive consultative outcomes crucial to our long term success by enhanced application of growing underwriting and business expertise
  • Consistently creates and produces accurate experience reports and/or evaluations, quarterly projections of policy earnings for designated accounts, maintaining and underwriting Issue and Change briefs, interacting with Billing and Claims to correct problems, maintaining updated records and case files
  • Ad hoc projects on case specific, product specific or general level; project duration will vary
  • 3-5 years Group Life and/or Disability product knowledge
  • 3-5 years Group Life and/or Disability Underwriting experience
  • Strong Analytical and mathematical skills
4

Life Underwriter Resume Examples & Samples

  • Meets standard of quality, training and production
  • Performs all other responsibilities with strict emphasis on the quality of work produced in accordance with company philosophy so as to provide timely, effective service to our customers
  • Orders appropriate requirements within case size, risk exposure and premium involved
  • Analyzes complex underwriting information to classify risk factors presented
  • Identifies unacceptable mortality
  • Provides accurate issue instructions
  • Reviews MIB follow-up hits for underwriting consideration
  • Proactively communicates requirements and decisions to the field
  • Approves and recommends case referrals within authority on a timely basis
  • Resolves field concerns and problems to maintain confidence in underwriting
  • Makes presentations or participates in conference calls to sales force as needed
  • Provides assistance to agents on technical inquiries and general questions
  • Provides answers to complex inquiries regarding interpretation of company rules, policies, procedures and regulations
  • Participates in field travel to various agent and sales management meetings
  • Advises and counsels customers regarding underwriting decisions through proper documentation and correspondence
  • Corresponds with applicant’s physician and attorneys as needed
  • 4+ years medical and financial underwriting experience is required
  • Has begun ALU 2 work
  • CLU or LOMAs (5 courses toward FALU, CLU or FLMI designation)
5

Senior Life Underwriter Resume Examples & Samples

  • Minimum 2 years of team lead experience
  • Possess degree qualifications with ACII certificates
  • Strong and consistent mentoring skill for underwriters
  • Strong distributors relationship management skill
  • Effective leadership skills
  • Critical problem solving and decision making
6

Remote Senior Life Underwriter Resume Examples & Samples

  • 3 - 5 Years of experience underwriting Individual Life Insurance products that directly aligns with specific responsibilities for this position
  • Expertise in estate growth calculations and life expectancy calculations
  • Intermediate proficiency in: Microsoft Office (Outlook, Word, PowerPoint, Excel)
  • A demonstrated track record of working with minimal supervision, being a self-starter and working with others in a team environment
  • Demonstrate strong implementation skills, problem solving and analytical skills
7

Life Underwriter Resume Examples & Samples

  • 1-3 years of experience in Underwriting Individual Life Insurance
  • Strong comfort level with Technology and Innovation
  • Strong written and verbal communication
  • Ability to read, analyze and interpret both internal and external documents such as general media/publications, professional journals, technical procedures, governmental regulations, policies, proposals, and standard operating procedures
  • Demonstrates excellent organizational skills with the ability to prioritize workload and multi-task while maintaining strict attention to detail
  • Ability to work in a fast paced, team environment and be adaptable to changing priorities
8

Senior Life Underwriter Resume Examples & Samples

  • College degree or equivalent plus three to five years of life insurance experience preferred
  • FLMI, FALU and CLU designation(s) preferred (or currently working towards)
  • Keep current with changes in the industry and risk selection
  • Familiarity with Windows and Microsoft Office software preferred
  • *Please note, this position is located in our West Des Moines, IA office. Remote work is not available
9

Life Sciences Underwriter Resume Examples & Samples

  • Uses all appropriate underwriting tools (e.g., RST, BPMT, Merlin, etc.), disciplines and knowledge of strategies to ensure underwriting guidelines are followed
  • Prepares or analyzes information on adverse underwriting decisions, rate appeals, underwriting requirements, status and declinations in order to drive results within the assigned territory
  • Adheres to CAT guidelines and underwriting discipline to minimize exposure and appropriately price
  • Builds/maintains rigorous sales practices using all CNA systems including SalesForce.com and other sales tools and disciplines
  • Proactively identifies cross-sell opportunities and partners with other underwriters to deliver comprehensive insurance solutions for the customer
  • Ability to uncover customer needs, position specific solutions, handle objections and close deals
10

Group Life & Disability Underwriter Resume Examples & Samples

  • Assesses, calculates and specifies the conditions under which Prudential is willing to accept risk on group life and disability business for prospective and inforce customers. This includes, but is not limited to, the review and analysis of risk criteria, demographic data, financial data, rating formulas, case specific experience, product filings and statutory requirements
  • Actively engages in supporting the positive consultative outcomes crucial to our long term success by enhanced application of growing underwriting and business expertise
  • Consistently creates and produces accurate offers, experience reports and/or evaluations, and projections for designated accounts
  • Interacts with Billing, Claims and other functional areas to correct routine problems, maintains updated records and case files
  • Makes sound decisions to drive results
  • Excellent work ethic and desire to succeed
  • Underwrites under the direction of more senior staff
  • Familiar with Group Life and/or Disability product principles and features
  • Group Life and/or Disability experience, preferably 2+ years, or equivalent through related work
11

Life Underwriter Resume Examples & Samples

  • Appraise and underwrite individual life applications to assess mortality risk within company guidelines
  • Underwriting authority limit up to $5M after release from training
  • Strong relationship skills with distribution partners and key accounts
  • Achieve strong service results: quality, productivity and cycle time
  • Mentoring/training of lower level underwriters within the team
  • Minimum of 6 years individual life underwriting experience
  • Bachelor’s degree required
  • Advanced professional designation preferred
  • Advanced technical underwriting knowledge and risk assessment
  • Excellent negotiating and decision-making skills
12

Group Life & Disability Underwriter Resume Examples & Samples

  • Assess, calculate and specify the conditions under which Prudential is willing to accept risk on group life and disability business for prospective and inforce customers. This includes, but is not limited to, the review and analysis of risk criteria, demographic data, financial data, rating formulas, case specific experience, product filings and statutory requirements
  • Actively engage in supporting the positive consultative outcomes crucial to our long term success by enhanced application of growing underwriting and business expertise
  • Consistently create and produce accurate offers, experience reports and/or evaluations, and projections for designated accounts
  • Interact with Billing, Claims and other functional areas to correct routine problems, maintains updated records and case files
  • Underwrite under the direction of more senior staff
13

AIG Life Uk-underwriter Resume Examples & Samples

  • You will have more than 5 years’ experience in Underwriting a range of products on a daily basis within an agreed level of authority and within service standards
  • Excellent basic salary, with annual performance related bonus
  • 9% non Contributory company pension matched by up to a further 4% if you contribute too
  • 10 x salary Death in Service benefit and income protection
  • Private medical & health assessments
  • 25 days holiday
  • Friendly, collaborative, and positive atmosphere
  • Homeworking
14

Senior Group Life & Disability Underwriter Resume Examples & Samples

  • Lead a team of scheme underwriters who assess, price, and accept group life and disability insurance risk for ZIGRS. Actively manage, develop, and train direct reports
  • Coordinate underwriting function including setting of priorities, delivery of daily activity, and relationship management
  • Establish and maintain a clear governance structure for the underwriting function, including underwriting authorities, underwriting manual, and quality assurance reviews. Provide timely and expert advice for referrals of large cases
  • Provide active support to Distribution in support of both growth and profitability objectives in our European and Middle East markets
  • Establish and maintain good working relationships with key internal customers and ensures they receive expert help and support
  • Represent the underwriting function with external stakeholders, including brokers and customers
  • Acquires a comprehensive understanding of the ZIGRS proposition and provides active support for pricing and product development initiatives
  • Strong analytical and problem solving skills, evidenced by past success in an underwriting role and a degree in a technical subject
  • A minimum of 5 years of experience in group life underwriting and from the German insurance market
  • Experience and a successful record of managing and developing staff
  • Advanced knowledge of group risk insurance
  • Fluent in German and English (both mandatory), both written and spoken, French and any other language is an asset
  • Analytical thinking, good oral and written communication skills
  • Self-responsibility and discipline
  • Ability to work well in a team and under pressure
  • Computer experience, including Windows XP/MS office (and a high experience in Excel use) is required
  • Excel and MS Office
  • Project models and techniques
15

Individual Life Underwriter Resume Examples & Samples

  • Contributes to accurate and consistent risk selection as well as fraud detection
  • Ensures high level of customer satisfaction by partnering with field and team members and when handling complex and sensitive written and verbal communications. May be called upon to influence behavior via these communications
  • Actively engages in the self-managed activities of their team. These activities evolve and might include assisting less experienced co-workers, managing workflow, flexing to ensure appropriate coverage and using interpersonal skills to increase effectiveness of working relationships as well as team performance
  • High school diploma or equivalent is required. Related experience is preferred, with minimum of three years in insurance or financial services
  • 3+ years of individual life underwriting experience is required
  • Strong customer focus with ability to enhance relationships through effective communication and collaboration
  • Working knowledge of membership eligibility requirements as well as present and past products
  • Familiarity with contract law and regulations governing underwriting practices
  • Ability to work with minimal supervision, be a self-starter and work with others in a team environment
  • Drive to successfully meet performance targets: quality and quantity
  • Excellent PC skills and accuracy
  • Demonstrated experience using creative, problem solving skills and the ability to work in ambiguity
16

Junior Life Underwriter Resume Examples & Samples

  • Provide excellent customer service and build positive relationships with all internal & external clients
  • Select & classify risks as per Manulife philosophy and standards
  • Compliance with all legislation and consumer regulation as they apply to risk classification, privacy and disclosure
  • Identify and provide solutions to work related problems and procedures
  • Ensure team goals are met always and promote an atmosphere of confidence and trust with all customers to facilitate acceptance of decisions
  • Life insurance experience and/or medical background is considered an asset
  • University degree or business college diploma in Health Sciences would be an asset
  • LOMA and/or ALU courses or other insurance related courses, currently enrolled or high interest in pursuing
  • Bilingual (French, English) is considered an asset
17

Senior Life Underwriter Resume Examples & Samples

  • Select & classify risks according to Manulife philosophy and standards
  • Ensure team goals are met at all times and promote an atmosphere of confidence and trust with all customers in order to facilitate acceptance of decisions
  • Demonstrated professional experience as a Life Underwriter, at least 3 years’ experience
  • Experience and signing authority on cases of at least $1,000,000 Life
  • Strong knowledge of human anatomy, medical terminologies, diseases, tests, treatment modes, medication and their application
  • Sound knowledge of non-medical risk
  • Exemplary customer service skills and excellent oral & written communication skills
  • Ability to comprehend, retain and apply current technical information to daily work issues
  • Knowledge of systems dealing with insurance applications, new business processes along with general PC skills (Word, Excel, Internet)
  • Currently enrolled in LOMA and/or ALU courses or other insurance related courses
18

Life Underwriter Remote Opportunity Resume Examples & Samples

  • Recognize and obtain requirements necessary in evaluating risks, consistently using the global approach (a “broadened view” of the entire case to forecast all needs and requirements at onset) to underwriting
  • Evaluate medical, financial, and non-medical information, as developed, to determine the risk classification according to company guidelines
  • Interpret Electrocardiograms as a part of risk assessment
  • Communicate with the field force and home office personnel for the purpose of acquiring necessary information, solving problems, and conveying decisions in a polite, confident, and professional manner
  • Consult with Medical Director and senior underwriting staff for the purpose of resolving complex medical and non-medical histories
  • Interpret underwriting policy and implement established guidelines, department procedures, and compliance directives
  • Work in partnership with our reinsurance outlets to negotiate and secure risk classification for business that may exceed our mortality standards, be above our corporate retention, or for the benefit of securing a more competitive offer
  • Explain Guardian product information, risk classification, and underwriting action to peers and field force
  • Work with peer underwriting staff, support personnel, and adjacent departments to facilitate the entire selection, issue, and administrative process
  • Negotiate appeals of underwriting actions with general agents, agents, and agency personnel
  • Evaluate risk involved in reinstatements, and other policy change requests as required
  • Review, interpret and record Medical Information Bureau codes in accordance with established MIB guidelines
  • Communicate actions with our proposed policy holders
  • Participate in on-going training and development offerings to enhance customer service and underwriting, in support of a high performance culture
  • Bachelor’s degree and industry related education (i.e., LOMA, ALU, CLU) desired
  • Three plus years of Individual Life Underwriting experience desired
  • Knowledge of individual life insurance products/processes
  • Working medical knowledge (i.e., Medical Terminology, Anatomy and Physiology, and Medical Conditions)
  • General computer proficiency required
  • Excellent analytical skills; written and oral communication skills and negotiation skills
  • Exceptional decision making skills and organizational and time management skills
19

Senior Underwriter, Life Resume Examples & Samples

  • Review individual life insurance applications and underwrite standard and substandard risks within authorized limits of authority in accordance with department guidelines, including: Determining whether to accept, reject or modify life insurance risks by evaluation of applicant’s medical history, financial background, insurable interest and financial need. Conferring with other Senior and Consultant-level Underwriters, Medical Director, Director of Indv Underwriting and/or Chief Underwriter on complex cases and situations not established by practice. Obtaining second signature on cases that exceed designated underwriting authority. Meeting established time service standards
  • Communicate effectively with agents/producers to explain adverse underwriting decisions, while maintaining agency relationship and encouraging future business
  • Manage key producer accounts in concert with Case Specialists; travel with field reps
  • Present agency seminars on underwriting topics
  • Other duties/projects as assigned
  • Proactively seek opportunities to help with other underwriters’ work lists and with department projects outside routine duties
  • Represent the underwriting function in inter-departmental meetings/projects
  • 3-5 years of life insurance underwriting experience
  • Demonstrated ability to exercise good underwriting judgment with decisiveness while handling full underwriting caseload
  • Excellent organizational skills and ability to multi-task effectively
  • Ability to communicate in clear and concise manner
  • Thorough knowledge of underwriting principals, practices, departmental procedures, insurance medicine, financial underwriting, field operations, product offerings and life insurance contract law
  • 5 years of life insurance underwriting experience
  • AALU and/or AMLI designations
  • Formal medical and/or pharmacological training, knowledge and/or experience
20

Senior Life Underwriter Resume Examples & Samples

  • 4-6 years life underwriting experience
  • FALU and/or FLMI designation or coursework preferred
  • Technical skills - Adaptable to technology workflow processing in a work from home environment,
  • SharePoint, MS Excel, MS Word
  • Customer Focused: Passionate drive to delight our customers and offer unique solutions that deliver on their expectations
  • Critical Thinking: Thoughtful process of analyzing data and problem solving data to reach a well-reasoned solution