Credit Risk Resume Samples

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Guide the recruiter to the conclusion that you are the best candidate for the credit risk job. It’s actually very simple. Tailor your resume by picking relevant responsibilities from the examples below and then add your accomplishments. This way, you can position yourself in the best way to get hired.

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AS
A Shields
Alvena
Shields
7123 Blair Pass
Phoenix
AZ
+1 (555) 665 0947
7123 Blair Pass
Phoenix
AZ
Phone
p +1 (555) 665 0947
Experience Experience
12/2016 present
Phoenix, AZ
Director, Credit Risk
Phoenix, AZ
Director, Credit Risk
12/2016 present
Phoenix, AZ
Director, Credit Risk
12/2016 present
  • Review, validate, and develop financial cash flow models including whole loans, mortgage and asset-backed securities, credit default swap, option models, alternative equity investment, collateralized debt obligation, collatorized loan obligations, auction rate securities, residual assets, mortgage-servicing assets, and commercial mortgage-backed securities
  • Lead projects at the director level by managing teams and efforts for accounting and risk software, specifically loan accounting, including impaired loan accounting
  • Develop and sell new and existing clients, including development of marketing plans and sales strategies
  • Manage various facets of engagement including risk management, project acceptance, billing, delivery, and collections
  • Review, validate, and develop financial cash flow models with prepayment and credit loss estimates for mortgages, credit cards, auto loans, student loans, leases, commercial and industrial loans, or guarantees
  • Perform financial risk management, advisory, and audit engagement assistance related to financial instrument valuations, cash flow modeling, and expected credit loss implementations
  • Lead projects at the Director level by managing teams and efforts for accounting and risk software, specifically loan accounting, including impaired loan accounting
03/2013 08/2016
Dallas, TX
Head-operational & Credit Risk-rbc Bank
Dallas, TX
Head-operational & Credit Risk-rbc Bank
03/2013 08/2016
Dallas, TX
Head-operational & Credit Risk-rbc Bank
03/2013 08/2016
  • Provide focus and clarity in establishing individual goals, driving performance management, supporting career development and rewarding strong performance
  • Supports the build out of RBC Bank’s Operational Risk Management program ensuring full alignment to the Enterprise Operational Risk Management Framework
  • Consults with CFO and Treasurer on new strategies, and management actions as necessary to effectively manage risk
  • Provides leadership to support an enterprise wide operational risk management focus
  • Provides indirect leadership to the Policy Underwriting Teams to ensure full alignment to Policy, exception decisions, and portfolio performance
  • Line Management Strategies
  • Accept and successfully execute change while supporting employees through the process, and keeping them focused on business priorities
01/2010 01/2013
Detroit, MI
Credit Risk Professional
Detroit, MI
Credit Risk Professional
01/2010 01/2013
Detroit, MI
Credit Risk Professional
01/2010 01/2013
  • Provide support to risk managers for ongoing monitoring and reporting of credit and market exposures for Wealth Management clients
  • Assist the Managing Director and Team Leader in credit risk management process
  • Ensuring Compliance with Federal and other external regulatory and internal policy
  • Identify potential data integrity issues and maintain data quality in the reporting system
  • Deal Support- Collaboration with business line/product groups for new deal structuring and preparation of credit applications
  • Critical function of analyzing credit risks of the customers and determining risk ratings based on internal procedures, policies and guidelines
  • Collaborate with group reporting teams to ensure global consistency in the reporting process
Education Education
Bachelor’s Degree in Engineering
Bachelor’s Degree in Engineering
Tulane University
Bachelor’s Degree in Engineering
Skills Skills
  • Strong analytical and financial acumen, outstanding modeling skills, solid business judgment, detail oriented and meticulous
  • Strong work ethics, ability to work autonomously and meet tight deadlines
  • Develop knowledge of rating agency methodologies, track evolutions of criteria
  • Ability to work in a multicultural environment and build effective working relations with clients and colleagues globally
  • Knowledge/understanding of key economic and political drivers in the EMEA region
  • Strong logistic regression
  • Ability to defend credit decisions, persuade and gain respect from bankers
  • Excellent organizational, interpersonal, writing and presentation skills
  • Professional certifications (CFA, CPA. etc.) or an MBA, or equivalent, are advantageous
  • Knowledge in RAROC, Basel III capital treatment of loans
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1

Cib-global Credit Risk-market Infrastructure Risk-VP-ny Resume Examples & Samples

  • Financial services background, with at least 5 years experience in the industry
  • Familiarity with JPMorgan businesses, payment and securities settlement systems, and international banking concepts
  • Ability to understand and analyze financial statements
  • Ability to prioritize and deal with multiple tasks in a fast paced and evolving environment
  • Effective project management skills, ability to contribute to enhancements in processes, controls, and systems
  • Time management, problem solving, organizational and planning skills
  • Ability to develop partnerships and work with different teams interacting across all levels of the organization
  • Ability to make balanced decisions and effectively represent JPMorgan
  • Knowledge of JPM’s risk management organization, policies, and systems preferred
2

Cib-global Credit Risk-firmwide Principal Risk Resume Examples & Samples

  • Carry out day to day principal risk functions
  • Stay on top of business development and principal risks of the desks assigned
  • Respond to risk queries from multiple businesses and other risk stripes firmwide
  • Work closely with Principal Risk Reporting and business management team in establishing effective controls and workflows as it relates to BCBS
  • Facilitate regulatory related projects including work on Basel Committee for Banking Supervision (BCBS)
  • Work closely with Risk Technology, Risk Reporting and other risk stripes to define, execute and complete work required to ensure compliance with BCBS principles with focus on sequence and priority
  • Partner with Wholesale Credit on the BCBS project to ensure SME resources are identified and available to contribute to business requirements, and to develop materials for presentations to senior stakeholders
  • Track progress of BCBS work streams, raise any concerns related to issues and delays quickly and frequently
  • Ensure BCBS deliverables within Principal and Credit Risk continue to meet goals and objectives
  • Develop BCBS materials for presentation to senior stakeholders
  • Minimum of 2 years of financial services experience, ideally in a risk role
  • Strong written and spoken communication skills. Must be able to converse with a wide variety of groups
  • Superior Excel skills. Must have ability to learn how to use core business and risk systems. Familiarity with VBA and Access/SQL a plus
  • Ability to work independently with limited supervision. Must be able to make clear recommendations & conclusions to management
  • Able to effectively convey risk and position information to a wide range of audiences for both BAU and ad-hoc needs
  • Strong analytical skills; must be competent with numbers and able to challenge concepts/proposals
  • Sound understanding of basic quantitative concepts relating to risk elements and methodologies such as VaR and stress testing
3

Cib-global Credit Risk-credit Risk Bcbs VP-ny Resume Examples & Samples

  • Drive the agenda for Wholesale Credit, providing feedback and insight into our processes and best practices to our partners in Risk Technology and Operations
  • Ensure project goals are clear and are easily mapped to BCBS requirements
  • Work with Risk Technology, Risk Reporting and Operations to agree sequence and priority
  • Ensure SME resources are identified and available to contribute to business requirements
  • Manage and track progress, raise any concerns about potential issues/delays quickly and frequently
  • Stakeholder reporting and presentation of Scorecards
  • Ensure success criteria is tracked to ensure the program has delivered the anticipated benefit
  • Ensure key milestones are met and interdependencies are known and managed accordingly
  • Candidates should have some accounting and corporate finance coursework, and experience in a Credit Risk role
  • Thoughtful analytical skills; able to develop, and clearly present drawn conclusions and potential solutions
  • Excellent written and verbal communication skills, including presentation skills
  • Good judgment, maturity and poise to enable interaction/influencing of senior level staff
  • Must be able to work well under pressure on teams in a demanding environment
  • Self-starter and team player
  • Proficient in Microsoft Office; knowledge of JPMC infrastructure and risk systems a plus (eg. CRI, MaRRS, Gauss)
4

Credit Risk Modeler Resume Examples & Samples

  • Perform various portfolio analyses aimed at tracking actual performance and assessing adequacy of existing mortgage default decision models against other alternatives
  • Conduct portfolio statistical segmentation of the Chase Legacy portfolio to understand key drivers of success associated with different retention and liquidation programs implemented at the back-end of the business
  • Provide direct support in the validation and reconciliation of NPV economic logic and model inputs used across different mortgage default decision models
  • Interact with the Model Governance team to ensure model review and ongoing performance assessment requirements for existing models are met on a timely basis
  • Collaborate with other internal analytical/quantitative teams and adopt best-in-class econometric modeling practices consistent with existing model risk and internal controls
  • Good working knowledge of software packages and languages such as SAS, SQL, CART, Knowledge Seeker
  • Degree in Economics, Statistics, Operational Research or other quantitative field (graduate degree a plus)
  • Familiarity with regression analysis, decision-tree analysis and other statistical and econometric techniques
  • 3 years of experience in consumer lending risk or comparable quantitative areas
  • High proficiency in MS Excel and ability to create VBA macros
  • Strong presentation skills including very good knowledge of MS PowerPoint and MS Word
  • Ability to operate with relatively little direction and to manage multiple projects at the same time
5

Cib-credit Risk Asset Manager & Hedge Funds Resume Examples & Samples

  • CRM Middle Office provides support and acts as a control function covering the following areas
  • Provide policy and systems' advice and support to Credit Executives and Client Credit Managers, including investigating ad-hoc queries, liaising with other LOB Middle Offices
  • Participate in or initiating/driving ad-hoc clean-up exercises
  • Investigation and resolution of various credit exceptions including missing grade, unlinked outstanding, overline and unassigned customers
  • Partnering with Credit Risk and various Lines of Businesses in initiatives / investigations
  • Analyzing and evaluating information (prospectuses/ fund factsheets/ pension fund financial accounts/ actuarial reports/ legal doc etc) to calculate the appropriate risk appetite for a population of our EMEA funds clients
  • Projects
  • To take part in and/or lead Credit Middle Office initiatives through to completion
  • Skills to develop
  • High level Investment Banking product knowledge
  • Overview of Credit Risk within Investment Banking
  • Proficient in Microsoft Office applications
  • Pro-active/self-starter. Ability to deliver value added support to Corporate Bankers and Credit Executives in a timely and accurate manner
  • Decision making abilities and an ability to identify problems and propose solutions. Must exhibit initiative to raise issues and escalate as appropriate
  • IB product knowledge ideally to include OTC Derivatives
  • Detail focused
  • Ability to work on multiple projects to strict deadlines
  • Credit Risk/Funds experience preferable
6

Credit Risk Resume Examples & Samples

  • 3+ years experience developing predictive models
  • Strong logistic regression
  • SAS, SQL
  • Experience in consumer lending and scorecard development preferred. Auto lending a plus Recruiter: Ilana Raz
7

Credit Risk Resume Examples & Samples

  • Track portfolio performance to identify revenue opportunities and risk factors at an early stage
  • Code and automate tools for portfolio monitoring and tracking
  • Track campaign performance from origination to fulfillment across multiple channels
  • Execute QA reporting to ensure campaigns were executed effectively
  • Generate KPIs for upper management across multiple products and channels
  • Support the modeling team and provide scorecard performance monitoring
8

CIB Risk-global Credit Risk-country Risk Resume Examples & Samples

  • Strong credit background and analytical skills - demonstrates a solid grasp of accounting and corporate finance; strong understanding of cash flows, balance sheets, & business analytics
  • Strong communication skills to work with internal teams, and interface with clients and regulators
  • Ability to manage and develop others; successfully work independently and as a part of a team
  • Minimum 7 years of work experience
  • Position is located in Toronto
  • Experience with Canadian regulations, banking operations, and compliance standards, and fluency in French a plus
9

Credit Risk-VP Resume Examples & Samples

  • Minimum of 5 years credit analysis experience, preferably in one or more of the Industrials, Consumer Products or Services spaces
  • Quantitative orientation
  • Ability to manage dynamic priorities
  • Ability to analyze risk-based transactions, both loans and traded products
  • Preference for strong accounting/finance education and skills as well as knowledge of loan and capital markets products, preferably Leveraged Finance
  • Team player with ability to build relationships across different constituents in the firm
10

Credit Risk-VP Resume Examples & Samples

  • Manage a portfolio of TMT counterparties
  • Perform financial and credit analyses to establish credit-specific ratings including loss given default
  • Author credit reviews and loan approvals and present credit opinions to the internal credit committee
  • Review, diligence and approve new requests recommending structures to minimize risk
  • Track and monitor counterparty compliance of covenants in accordance with contractual terms and Firm limits and notify business units as appropriate
  • Monitor public ratings of counterparties, and keep current on industry trends and rating agency criteria.*LI-TV1
  • Minimum of 5 years credit analysis experience, preferably in the TMT space
11

Cib-credit Risk & PNL Developer Resume Examples & Samples

  • Build and maintain core system components as well as specific applied tools in Java, Perl, Python and C#
  • Approach problem-solving with a solid conceptual understanding of the design philosophy behind the systems we use
  • Build solutions with testability in mind: clearly define expected results as the first step of any project
  • "Code for review:" Clearly organize your code and comment where necessary, to facilitate the peer review process
  • Provide BAU support for issues encountered in daily processing and questions from the business about the system's outputs
12

Credit Risk Control WM Resume Examples & Samples

  • To carry out an independent risk analysis on credit requests submitted by Origination and make credit and risk based decisions within the context of the ad persona delegated credit Competencies or to submit recommendations to higher authority levels. The requests to be handled will mainly comprise "standard" credit requests for our Hong Kong booked Clients, as well as handling certain "non-standard" requests, including single security financing, real estate-backed loans, lending to corporates and life insurance financing
  • Managing the Hong Kong loan book
  • Monitoring (concentrated portfolios, “stress test”…) and taking appropriate actions
  • Managing and working with client advisers and senior management across areas of risks (highly-leveraged accounts, carry-trades, concentrated positions)
  • Monitoring potential and existing problem accounts, e.g. shortfalls
  • Expanding WM products’ shelf through assessment and approval of New Business Initiatives and Complex Transactions
  • Preferably more than 5 years' experience as a Credit Officer with credit competence (candidates with a collateralized lending background and/or with corporate banking background will have an advantage)
  • Good communication skills and ability to explain any credit decisions /conditions to the Origination units in an understandable and respectful manner (the ability to communicate in Cantonese and Mandarin will be a distinct advantage, although not essential)
  • Efficient, accurate and timely delivery within the function
  • Ideally a Degree qualification (preferably in Banking and Finance)
  • Ability to work under pressure and independently with minimal supervision
  • Strong analytical skills to assess a problem
  • Ability to identify issues and escalate to appropriate parties such as legal, compliance and tax
  • Satisfactory product knowledge in foreign exchange, equity derivatives and structured products
  • Presentational skills to be able to deliver training sessions to the Origination units, where necessary
  • Pro-active involvement in troubleshooting and ad hoc project assignments, where necessary
13

Head-operational & Credit Risk-rbc Bank Resume Examples & Samples

  • Provides operational risk management leadership to RBC Bank GA, enhancing senior management’s ability to anticipate and manage operational risks effectively
  • Responsible for developing, implementing and sustaining a culture of effective Operational Risk Management throughout RBC Bank GA, ensuring alignment with the enterprise-wide ORM Strategy and Framework for the management of operational risk (ORM), including articulation of the operational risk profile and risk appetite for RBC Bank GA
  • Ensure the effective implementation, quantification, and execution of Operational Risk programs in RBC Bank GA including event data collection, key risk indicators, scenario analysis, FDICIA controls, Operational controls, and risk and control identification and assessment
  • Supports the build out of RBC Bank’s Operational Risk Management program ensuring full alignment to the Enterprise Operational Risk Management Framework
  • Ensures appropriate Operational Risk Management Policies, Standards and Procedures are in place in support of all required Regulatory, Enterprise, and Bank requirements
  • Provides leadership to support an enterprise wide operational risk management focus
  • Responsible for RBC Bank Model Risk Management ensuring all models are vetted, validated and tracked in accordance with Enterprise Policies
  • Credit Risk Management
  • Provides leadership and has full responsibility for all credit activities of RBC Bank
  • Directly manages the Senior Exception Underwriting Team & all related activities
  • Provides indirect leadership to the Policy Underwriting Teams to ensure full alignment to Policy, exception decisions, and portfolio performance
  • Ensures appropriate Credit Policies, Standards and Procedures are in place in support of all required Regulatory, Enterprise, and Bank requirements
  • Maintains a comprehensive Delegation of Authority program
  • Standards and Requirements for granting DLA
  • Independent reviews of credit decision in support of DLA
  • DLA removal
  • Ensures results of reviews are directly communicated to underwriters and appropriate coaching takes place
  • Ensures credit decisions are appropriate, within defined risk appetite, and exception levels are reasonable and fully supported
  • Acquisition Activities
  • Provides Risk leadership to potential acquisition and due diligence activities
  • Provides analytical support and product advice and counsel
  • Provides Credit analysis and decisioning on portfolio matters
  • Independent 2nd Line of Defence Quality Control Testing & Oversight
  • Provides leadership to team responsible for 2nd line of defence testing (credit & operational)
  • Insures independent assessment and oversight of credit adjudication activities
  • Ensure Team initiatives are aligned to risks
  • Ensures all appropriate Policies, Standards and Procedures are in place in support of all required Regulatory, Enterprise, and Bank requirements
  • Delivers comprehensive reporting to applicable Committees and senior management
  • Ensures action plans are in place to resolve issues
  • Treasury Management Oversight
  • Oversees monitoring of the Enterprises $2bn investment/trading portfolio
  • Provides oversight of the secondary marketing function
  • Consults with CFO and Treasurer on new strategies, and management actions as necessary to effectively manage risk
  • Ensures all exceptions are appropriately reported, with action plans in place
  • Responsible for developing, maintaining and executing on applicable account management strategies
  • Line Management Strategies
  • End of Term Loan Strategies
  • Portfolio Management Strategies
  • Committee leadership
  • Chairs the Enterprise Policy and Review Committee (EPRC)
  • Voting Member of the Enterprise Risk Committee
  • Voting Member of the Enterprise Risk and Policy Committees
  • Participates and presents regularly at ALCO
  • 12 years progressive growth and experience in financial services; Retail Banking, product development, credit risk management, and secondary marketing experience is required; 10 or more years in a management role
  • 10 years of demonstrated ability in managing a highly skilled, professional team of senior level Operational Risk Managers, Credit Risk Managers, and 2nd Line of Defence Quality Control Managers. Ensures that employees understand RBC and RBC Bank Vision, as well as support and reinforce targeted behaviors that contribute to RBC goals
  • 10 years of experience in Risk Management. Ability to provide focus and clarity in establishing individual goals, driving performance management, supporting career development and rewarding strong performance for a group
  • Ability to accept and successfully execute change while supporting employees through the process, and keeping them focused on business priorities and expense control
  • Extensive knowledge of Risk Management Principles, Credit Adjudication (Retail and Business Banking), Mortgage Fulfillment, Treasury functions, Operational Excellence, Quality Control and the balance sheet
  • Proven ability to develop and implement a sound Operational and Credit Risk Culture, demonstrating Strategic experience in leveraging the value in the unit, the department, and enterprise wide across various teams to develop better solutions and achieve an enterprise risk management mindset
  • Must possess an analytical mindset, have strong problem solving skills and a financial acumen
  • Extensive experience in risk policy, bank operations, analytics and economic factors that may impact risk levels of the Bank and/or given strategies
  • Must have experience as a member of Senior level decision making committees (i.e.: enterprise risk, policy, or working group sub committees)
  • Working knowledge of asset and liability policies/standards
  • Demonstrated leadership and management skills and the ability to build and motivate a strong team
  • Proven business management skills with strong quantitative and qualitative analytical skills
  • Strong negotiation skills required
  • Thorough understanding of consumer regulations and the overall regulatory framework governing retail banking
  • Bachelor’s degree in business, mathematics, statistics, finance, economics or other related fields
  • Strong interpersonal, verbal and written skills
  • Proven problem solving, negotiation and project management skills
  • Masters of Business Administration or equivalent
  • 5 years Mortgage Portfolio Risk Management experience at leadership level
  • Business Banking Credit experience
14

Fundamental Credit Risk Reviewer Resume Examples & Samples

  • Manage key FCR global reviews as co-lead of assigned LATAM entities
  • Demonstrable financial services experience including credit experience in corporate and commercial banking
  • Basic regulatory experience or relevant experience in a similar role at another institution is desirable
  • Fully conversant in credit policy matters
  • Skilled at analyzing root causes of problems and anticipating “horizon” issues
  • Ability to work at medium-high levels in the bank and build constructive and effective relationships with peers
  • Project management skills
  • Independent
  • Travel (25 -30 %)
  • Bilingual (English – Spanish and/or Portuguese)
15

VP, Credit Risk Modeling & Scoring Resume Examples & Samples

  • Strong understanding of risk management and business strategies/actions and portfolio performance implications
  • Experience working with regulators and compliance
  • Experience with project/process management
  • Excellent ability to develop partnerships across multiple business and functional areas
  • BA or BS required; MBA or PhD, with a concentration in Statistics, Mathematics, or other quantitative discipline strongly preferred
16

Senior Director, Structured Credit Risk Resume Examples & Samples

  • Responsible for the independent risk management role over the $70 billion structured credit portfolio (CMBS, Non-Agency RMBS, GSE Agency MBS, ABS, and CDO). Oversee and advise on the development of risk models, guideline frameworks, risk exception reporting and value-added services such as benchmark research, product and portfolio construction, market analysis
  • Ensure the capture of appropriate risk-related data to support the measurement and management of risk within TAM and risk aggregation and measurement at the enterprise level. Provide input into assumptions supporting risk measurement
  • Identify and monitor key risk and performance indicators and metrics, and monitor the effectiveness of risk mitigation programs and controls. Implement programs and limits to support risk-taking that are in line with corporate standards and the prescribed risk appetite
  • Provide counsel to business partners including senior business leaders as well as portfolio management, traders, product development, research, audit, and finance on overall risk management issues
  • Assist in identifying emerging risks and trends (both internal and external) that could have a negative impact on the ability to achieve the goals and objectives of the TAM
  • Support the implementation and ongoing use of credit, market, and operational risk management and measurement tools within TAM
  • Undergraduate or Graduate degree in Finance or Math/ Statistics or Engineering
  • Strong structured credit risk and product knowledge. Bloomberg, Intex, ability to understand programing languages (VBA, SQL, C ) and statistical simulation techniques
  • CFA or Graduate degree strongly preferred
  • Ability to interact with portfolio managers, traders and research analysts and challenge the effectiveness of strategies and models employed. Ability to summarize and communicate complex information effectively in a non-technical manner. Ability to build and foster relationships with all levels of the business especially at senior executive levels
  • Strong knowledge and prior experience covering CMBS, Non-Agency RMBS, GSE Agency MBS, ABS, whole loans, CDO products and their risks including pre-payment, delinquencies, defaults, severities, securitization structure and issuer/servicer credit quality. Knowledge of structured pricing and risk calculations/methodologies: expected loss, VAR, CTE, and the application of risk appetite concepts to govern decision making
  • Ability to think critically, comprehend detailed business, technology and risk concepts and develop and defend an independent position based on a pragmatic and balanced assessment. Strong structured credit knowledge across all main asset classes, financial, risk, project management and technical skills
17

Fundamental Credit Risk Senior Lead Reviewer Resume Examples & Samples

  • Demonstrable strong financial services experience including credit experience in corporate and commercial banking
  • Potential Senior Credit Officer (SCO) Candidate or current SCO (Business or Risk)
  • Regulatory experience or relevant experience in a similar role at another institution is desirable
  • Ability to lead teams and coach and develop junior member of FCR
  • Fully conversant in credit policy and practices
  • Excellent knowledge of capital markets products, including derivatives
  • Ability to coordinate and manage large review and teams
  • Ability to work at senior levels and build constructive and effective relationships with peers
  • Proficient in MS Office (Word, Excel and PowerPoint)
  • BA/BSc or higher degree in business (MBA), finance or any other related subject
  • Sound credit skills and judgment
  • Bilingual (English – Spanish and/or Portuguese
18

Director, Credit Risk Rating Modeler Resume Examples & Samples

  • Explore and gather external data including both public and private sectors to complement internal company data. The data is used for model development and model monitoring/validation reports
  • Conduct data mining and data quality check required for model development
  • Validate external vendor rating models by reviewing model underlying theories and methodologies, conducting accuracy analysis, and assessing potential model limitations
  • Develop internal credit rating criteria, tools, and methodologies across the wholesale credit and structured asset classes
  • Refine methodologies and processes for rating monitoring/validation and augment data capture requirements
  • Work collaboratively with business partners within and outside of Risk Management to develop optimal approaches to the assignment and validation of internal ratings
  • At least 5 years of relevant work experience with a financial, investment, or consulting firm
  • A master’s degree in mathematics, statistics, economics (quantitative) or equivalent background in a quantitative discipline
  • Experience in developing or validating internal credit risk rating methodologies
  • Modeling experience related to structured finance instruments
  • Understanding of regression and decision tree based methods for fitting predictive models
  • Programming skills in a high-level language such as Matlab or SAS
  • Strong communication skills (both written and oral) and the ability to work closely with internal clients
  • Knowledge of regulations impacting risk rating requirements (Basel II, Basel III, Solvency II)
19

Geo / Div Credit Risk Mgmt Resume Examples & Samples

  • Bachelor's Degree in Finance, Accounting or related field, or an equivalent combination of education and experience
  • Completion of formal commercial credit training
  • Broad and thorough understanding of credit risk, corporate finance/accounting, and capital structures
  • 12 years experience in underwriting, portfolio management, and/or making commercial credit decisions
  • Experience in geography or sub-line of commercial lending
20

CIB Credit Risk-em Corporates Resume Examples & Samples

  • Structuring, negotiating and documenting new transactions including syndicated loans, bilateral loans, trade finance and trading lines (FX, interest rate and commodity derivatives)
  • Ongoing credit relationship management of portfolio companies
  • Ongoing syndicate management as facility agent
  • Ongoing credit risk portfolio management
  • Working with credit industry specialists in London
  • Documenting new transactions and amendments to existing transactions in conjunction with legal counsel Maintaining connectivity with London-based Credit colleagues to stay aware of overall market developments, best practices as well as training and development
  • Have good knowledge of transaction structures, documentation and banking products sufficient to assist with (or with less complex transactions, lead) the execution of new deals and amendments
21

Cib-credit Risk Credit Portfolio Solutions VP Resume Examples & Samples

  • Looks proactively at how to structure those transactions to enable a sensible risk/reward evaluation of them by Credit and Client Executives
  • Evaluates the risks and sizing of independent amounts for trades facing JPMorgan’s hedge fund client base and
  • Develops margin methodologies and performs analysis of new portfolios for F&O, OTC clearing and Intermediation. With respect to the F&O business, CPS is also responsible for overseeing the approval for the detailed set of product or contract based trading limits proposed by the business for a client
22

Cib-credit Risk-counterparty Credit Infrastructure & Capital Resume Examples & Samples

  • Acting as a point person for the analysis and integrity of the bilateral derivatives stress metrics and partnering with regional CPS teams
  • Participate in global stress testing projects including Strategic Stress
  • Perform Risk Appetite/Concentration stress testing risk analysis for senior management
  • Analyze stress scenario selection and provide recommendation to management
  • Partner closely with Market Risk Management to leverage their FSI stress approach, but also tailor that to Credit Risk requirements
  • Facilitate regulatory requests
  • Work closely with regional CPS teams, Credit Risk Management, Credit Risk Technology, Risk Reporting and Quantitative Research
23

GWM Credit Risk Team Lead Resume Examples & Samples

  • Team lead for a staff of analysts in Singapore and Hong Kong
  • Manage and prioritize the workflow for the day to day activities of the analyst teams to maximize productivity and quality, ensuring standards, volumes, and SLAs are met
  • Monitor compliance with process and procedures, in addition to performing QC and responsible for maintaining high service levels for internal partners and external clients. Regularly monitor incoming volumes to ensure appropriate alignment of headcount and resources
  • Partner with Credit Executives for portfolio reviews, risk exceptions and approval of annual credit reviews
  • Partner with Lines of Business to keep credit portfolio current on key risk metrics and facilitate new transactions on the assigned portfolio of clients
  • Monitor and identify trends, best practices, and regulatory developments. Recommend suggestions for improving efficiencies across global credit analyst team
  • Oversee compliance with regulatory requirements that impact the department, Monitor exception reports (Unlinked, Ungraded, Overlimits, Overdrafts, Past Dues, etc.)
  • Help identify and then track progress, performance and productivity of analysts
  • Ensure appropriate training for analysts
  • Partner with Capital Advisory to facilitate exception management, timeliness of new origination, and application of consistent standards
  • Complete understanding of Credit Policy and fully credit trained
  • Understanding of business within region (local legal entities etc.)
  • Business Control
  • Project Delivery
  • Ability to Manage Team members in a high paced production environment
  • Manage the performance for adherence to quality goals and standards
  • Ability to affect change in a large team setting
24

AM Pb-credit Risk Internship, Based Resume Examples & Samples

  • Perform credit annual reviews of onshore clients
  • Address reporting requirements on the credit and derivative portfolio, including, but not limited to, concentration, stress, credit monthly review reporting
  • Students of Business Administration, Economics or similar
  • Graduation in December/2016 or later
25

Credit Risk Modeling Director Resume Examples & Samples

  • Develop and implement predictive models in a commercial credit environment to identify problem scenarios and devise analytic solutions
  • Create and enhance scorecards
  • Consult with Senior global credit team to establish innovative risk strategies
  • Provide analytical expertise to internal and external customers utilizing various statistical techniques
  • Champion data mining/scoring technology across the business
  • Advanced Degree (M.S.) required in a highly technical/mathematical discipline (i.e. statistics, mathematics, quantitative analysis, computer science, etc.)
  • 5-7 years’ experience developing statistical models and data analysis with knowledge of statistical theory (regression and multivariate statistics) and Data Mining techniques, preferably in a financial and/or commercial credit environment
  • Managerial experience leading a team in analytics/modeling
  • Strong technical knowledge and hands-on experience with regression methods, decision trees, neural networks and rules-based decision modeling
  • The ideal candidate will be required to personally use data mining, predictive modeling and statistical techniques to solve business problems
  • Ability to use analytics in a collaborative effort across functions to derive optimum solutions to business problems. Recruiter: Jamie Bernard
26

Credit Risk Recovery Management Resume Examples & Samples

  • Reporting of exposures
  • Performing all administrative tasks associated with assets under management
  • Interface with internal &external clients and outside counsel/advisors on a daily basis
  • Highly organized with the ability to efficiently and accurately multi-task
  • Ability to work independently, in a team and be a relationship builder
  • Proficiency in Microsoft Office products and the ability to quickly learn other computer applications
  • The preferred candidate should minimally have an undergraduate degree (preferably in finance, accounting, or economics)
27

Avp Energy Credit Risk Resume Examples & Samples

  • Bachelors Degree in finance or comparable field
  • 4+ years experience in a commercial or investment bank covering both investment grade and leveraged and/or sub-investment grade clients
  • 2+ years credit risk management experience in the Oil/Gas sector, covering leveraged corporate/structured transactions, with knowledge of related capital markets products
  • Strong written and verbal presentations skills
  • High degree of proficiency with worksheet-based financial modeling and analysis of financial projections
  • Knowledge of Loan, High Yield and derivatives documentation
28

VP-credit Risk Review Group Resume Examples & Samples

  • Validating the assigned internal grades (“DG/LGD”) through a sampling of counterparts across various sectors
  • Validating the credit origination, evaluation and approval process
  • Reviewing the appropriate documentation including loan and counterparty agreements
  • Testing controls and conformance to relevant credit policies and standards including monitoring for credit deterioration; and,
  • Reporting and escalation of findings to key stakeholders, including the Board and other recipients of necessary information; and facilitating corrective actions
  • Assist the CRRG Regional Leads in project plan development and resource allocation and strategy
  • Manage the continuous monitoring and ongoing relationships with a portfolio of credit team leads
  • Work with other directors in updating the credit review baseline methodology challenge documents and review templates with focus on the loan underwriting requirements
  • Write annual reviews assessing counterparties’ credit worthiness and evaluate loan files and recommend any changes
  • Present analysis & influence senior management and peers with contrasting views
  • Produce commentaries and or presentations for senior management and governance committees
  • Review credit analysis performed by more junior team members and provide opportunities for improvement when warranted
  • Responsible for completion of quarterly loan related testing (leverage finance new underwriting, SNC, etc) and assigned portfolio of projects
  • Assist the regional leads in managing the personal development of junior team members
29

Credit Risk Exposure Management Resume Examples & Samples

  • Be a member of a team of Exposure Management analysts
  • Be involved in the analysis and quantification of credit risk (inc. VaR, IM, PFE) on derivatives, for both flow trades and structured transactions on a pre-deal check basis
  • Daily interaction with credit officers and front office sales, structuring and trading to discuss trade structures
  • Work with various other functions in the bank as appropriate to facilitate new trade and existing portfolio reviews, and work on reflecting the risks appropriately in the banks systems
  • Quantitative credit risk analysis of existing derivative transactions on counterparty, portfolio and individual trade levels. This may involve working with existing spreadsheet tools or setting up customized tools which use the bank's internal pricing models
  • Working with other Exposure Management teams globally on methodology updates and improvements to ensure a consistent approach
  • Working with other related groups in the bank as appropriate- For example, interaction with the methodology teams to ensure appropriate credit risk methodologies are being used consistently within the bank
  • Experience in a quantitative role, e.g. risk management, model validation, modelling/ pricing
  • Good overall knowledge of derivatives and/or structured financing product and expertise in at least one product class out of rates, FX, commodities, equities and credit
  • Good understanding of counterparty credit risk both on trade and portfolio level
  • Strong analytical skills and attention to details
  • Strong mathematical and statistical background but able to simplify complex concepts for a non technical audience
  • Ability to multi-task and prioritize resources among various projects
  • Good working knowledge of Excel and VBA
30

Credit Risk & Portfolio Manager Resume Examples & Samples

  • An undergraduate degree. Focal areas of finance, economics, or accounting preferred
  • CPA or MBA or equivalent experience in finance, accounting and business law
  • 7-10 years of relevant experience in negotiating and structuring financial transactions
  • Minimum of 10 years in financial services industry experience in a corporate lending environment developing business
  • Formal credit training and prior lending authority
  • Credit analysis experience/ understanding
  • Good knowledge of the organizational lending and portfolio management policies and objectives
  • Highly developed written and oral communication skills including the ability to write clear, concise and cogent credit correspondence
  • Expertise in financial computer applications and database management tools including MS Excel. Strong proficiency in other Microsoft Office products and the Internet
  • Strong interpersonal skills used within a team environment and in client interaction with emphasis on excelling in relationship building
  • Ability to advocate persuasively
  • Ability to learn and adapt quickly
  • Excellent capability to independently and proactively service multiple clients and effectively manage multiple priorities
  • Proven abilities in leadership and coaching skills; ability to motivate others
31

Pa-credit Risk Production & Control Resume Examples & Samples

  • Previous experience as a PA
  • Ability to prioritise
  • Be able to work quickly and accurately and remain calm under pressure
  • Good interpersonal skills to speak to a range of stakeholders and senior staff
  • Be proactive and able to take the initiative. Able to take ownership of tasks and seeing them through to completion
  • Resilience to cope in a fast-paced environment with the ability to work to resolve a range of issues
32

CCB Risk-credit Card-VP Consumer Credit Risk-card Services Resume Examples & Samples

  • Lead and manage User Acceptance testing to ensure that the test planning, test specifications and test execution is carried out in accordance with the test plan and to the highest standards. This includes requirements review, Creation of Use Cases, Test Plans, Test Scripts, and participation in Function walkthroughs
  • Ensure all UAT deliverables are tested in accordance with the company’s testing policy, technical policies and procedures
  • Communicate effectively with business and IT units and Project Management, the progress of UAT test phases through comprehensive KPI’s and metrics reporting
  • Generating robust quality and productivity metrics reporting
  • Capacity and estimation planning
  • Ensure all build and post build actions include test script execution, defect resolution, cross block integration, review of implementation plans, and post implementation validation
  • Perform Risk Operation reviews to identify cross block activities that may have impacts
  • Minimum of 6 years experience in user acceptance, quality assurance and / or auditing, business analysis or equivalent work experience
  • Minimum 5 years people management experience with strong staff resource management skills, communication and leadership skills
  • Ability to identify opportunities for improvement and develop plans for successful implementation of improvements
  • Ability to thrive in a dynamic and fast-paced environment
  • Superior knowledge and understanding of Software Development Life Cycle principles and methodologies
  • Willingness to "own" a specific subject area and take accountability and responsibility
  • High proficiency in Microsoft Office applications
  • Previous experience managing multiple credit risk functions is a plus
33

Head of Credit Risk-leading Private Bank Resume Examples & Samples

  • Bachelor's degree preferably in Business, Economics, Finance or equivalent
  • Minimum relevant experience as Credit Officer for at least 10+ years
  • Sound general know-how including Lombard credit, Private Banking investment products, Lending
  • Against real estate, etc
  • Sound knowledge of global financial markets and current affairs
  • Sound commercial judgement, represents the Bank's and the shareholders' interests at
  • All times
  • Sound judgement skills and pro-activeness
  • Ability to take responsibility for decisions
  • Effective workload prioritization
  • Excellent English, Cantonese & Mandarin language skills
34

Credit Risk Review VP Resume Examples & Samples

  • Potential weaknesses at the borrower and/or portfolio level have been reported and an appropriate remediation plan is agreed to with the relevant stakeholders
  • Risks unique to the region are properly reflected in both the local and global risk frameworks as necessary
  • Evaluate activities of lending and transaction support personnel in Corporate Bank and Credit Risk, ensuring compliance with policies, approvals, monitoring and risk assessment
  • Recommend changes to ratings where they are deemed inaccurate
  • Identify loans with potential credit weakness and any relevant trends
  • Identify existing and/or emerging issues relating to credit quality and risk including but not limited to
  • Gaps in underwriting, approval, monitoring, relationship management and credit administration activities
  • Portfolio concentrations
  • Trends, overall condition, and emerging risks within the portfolios
  • Assess the effectiveness of the recovery management function
  • Experience in wholesale credit in an underwriting, adjudication capacity, or as a bank examiner focused on wholesale credit
  • Experience with underwriting, assessing and approving leveraged lending transactions is critical
  • In-depth knowledge of lending products
  • Good understanding of counterparty credit risk will be an advantage
  • Graduate degree in a relevant field of study
  • Negotiation, oral and written communication skills
  • Ability to handle a significant and diverse workload
  • Ability to accept accountability, assume leadership and demonstrate initiative
35

Head of Credit Risk Scenario Exposure Resume Examples & Samples

  • Previous experiences within risk modelling or analytics in the investment banking environment
  • Outstanding verbal and written communication skills and outstanding process/methodology documentation skills
  • Cross-asset product experiences and in-depth knowledge of traded products: derivatives, repos, stock lending and borrowing
  • Very good understanding of regulatory requirements around stress testing
  • Be able to work under pressure to deliver high quality analysis
  • A reliable and motivated team player who can work on projects and tasks independently with a hands-on mentality and commitment, that is willing to accept challenging tasks under demanding circumstances. A motivating, congenial and energetic personality, that is loyal and which others like to work and cooperate with
  • Good leadership skills and prior management experience is preferred
36

Credit Risk VP LLC Resume Examples & Samples

  • Your role will perform regular review of existing customers and make credit recommendation on request for increased exposure
  • It is critical to prepare and present credit applications to appropriate lending authorities for approval as well as to clearly indentify both obligor risks & transaction risks arising from lease structure, collateral and documentations
  • As the specialist, you will conduct financial analysis & risk rating for applicant customers in accordance with company risk policies, additionally, assist in the maintenance of credit data, timely reporting and industry market research as well
37

Director, Wholesale Credit Risk Parameters Resume Examples & Samples

  • Wholesale credit risk parameters Probability of Default (PD), Loss Given Default (LGD) and Usage Given Default (UGD) are critical inputs into both regulatory and economic capital calculations
  • Wholesale credit risk parameters also directly impact provisioning, transaction pricing, and limit setting for RBC’s wholesale (non-retail) credit portfolios
  • Parameter estimation and segmentation are key components required for continuing compliance with Basel II requirements stipulated by OSFI
  • Provide the vision and oversight required to ensure RBC has in place a robust, sustainable wholesale parameter estimation infrastructure and process that meets both internal and external (regulatory) expectations
  • Build, manage, and motivate teams responsible for segmenting, estimating, and back-testing wholesale Probability of Default (PD), Loss Given Default (LGD) and Usage Given Default (UGD) parameters
  • Build, manage, and motivate a team responsible for ensuring the data used in parameter estimation is accurate, complete, and fit for purpose
  • Enhance and manage the processes to collect, transform, and store data required for parameter segmentation and estimation
  • Lead the successful development, approval, and completion of a multi-faceted enhancement program in conjunction with delivery and implementation of regular parameter estimation programs
  • Central point of contact for OSFI, Internal Audit, Validation, and internal business and functional teams (e.g., Group Risk Management (GRM)-Credit, GRM-Commercial, Risk Capital, and the business platforms) that implement and use these parameters in capital allocation, adjudication, and pricing
  • Overall responsibility for the completion and ongoing improvement of parameter segmentation and estimation documentation
  • Pro-actively initiate projects designed to continuously improve the processes for parameter data, segmentation, and estimation
  • Maintain robust governance standards and procedures
  • Responsible for self-assessment of compliance with OSFI CAR Guidelines, Implementation Notes, and recommendations
  • Participate in industry studies and working groups and remain current on the best practices for parameter data, segmentation, and estimation
38

Director, Credit Risk Resume Examples & Samples

  • Lead the credit review of lending transactions to ensure that they are within Macquarie's risk appetite, are well structured, and meet appropriate return hurdles
  • Overseeing teams of central and business credit personnel on a deal-by-deal basis to assist you with the credit review, including due diligence
  • Provide recommendations and/or approval for such credit exposures
  • Active and collaborative engagement with the business, including senior management
  • Real-time, ongoing and self-initiated monitoring of counterparty and industry developments
  • Escalation and communication of risks in the book to senior management within the central risk function
  • Assist to develop the skills of more junior members of the team in a leadership capacity
  • The opportunity to apply your skills across other divisions of Macquarie
  • Strong credit risk knowledge with a minimum of 10 years experience in a major financial institution, with SME and/or Middle Market banking experience in Australia
  • Strong commercial judgement. You are likely to have held a delegated lending authority to approve credit risks in this space for a major financial institution
  • Demonstrated ability to develop and manage effective relationships with internal stakeholders
  • Persuasive communication skills (both written and verbal), ability to explain complex technical concepts, combined with confidence when being challenged
  • A lateral thinker with a constructive approach to problem solving
  • Professional curiosity and eye for detail with a desire to investigate deeper when required
  • Ability to multi-task to meet deadlines
  • An interest in developing people and leading
39

CIB Risk-credit Risk-natural Resources Resume Examples & Samples

  • Perform customer due diligence and financial analysis
  • Build and maintain financial models
  • Assess creditworthiness of clients and assign appropriate credit ratings. Maintain updated credit view on a portfolio of clients
  • Develop strong analytical and problem solving skills to understand risks and recommend structures which sufficiently protect JPM’s interests in various client trading activities and structured transactions
  • Prepare information packages arising from regulatory requests
  • Partner with colleagues from CIB Coverage, Syndicated & Leveraged Finance, Debt Capital Markets, Ratings Advisory, Sales & Trading, Treasury & Security Services, and Legal
  • 1 year of professional work experience in finance (investment banking or similar)
  • Credit risk experience preferred
  • Candidates should have strong accounting and corporate finance background/coursework
  • Outstanding verbal and written communication skills
  • Ability to perform well under pressure on teams in a demanding environment
  • Candidates should be highly proficient in Excel, PowerPoint and Word
40

Credit Risk Professional Resume Examples & Samples

  • Provide support to risk managers for ongoing monitoring and reporting of credit and market exposures for Wealth Management clients
  • Analyze and generate summary reports on large and disparate sets of data and sources
  • Work with Information Technology (IT) and Operations to improve and document data quality and make changes in report generation processes
  • Identify potential data integrity issues and maintain data quality in the reporting system
  • Monitor credit limits and report on limit violations of statistical and non-statistical client exposures
  • Perform and interpret stress tests on equity, fixed income, and equity derivative products with weekly-monthly frequency
  • Collaborate with group reporting teams to ensure global consistency in the reporting process
  • Prepare portfolio metrics and reporting packages for MS Senior Management
  • Work with senior Credit Risk officers to incorporate and adhere to MSWM reporting standards as well as Federal reporting mandates (Basel/CCAR) requirements
  • Consult with internal customers and report to working groups on analyzing and remediating gaps in systems and business requirements, technical design, and system specifications to determine current and future solutions in the reporting process
  • Minimum 3 years of experience in a financial risk role with reporting and analytical experience
  • Familiarity with financial risk management techniques and banking best practices
41

Assistant VP-traded Credit Risk Resume Examples & Samples

  • Possess a minimum of 8 years experience within Counterparty Credit Risk Management gained with a leading global bank
  • Have strong previous experience of working in a fast paced trading floor environment and having previously dealt with Credit, Sales, and Structuring teams
  • Possess strong people engagement skills
42

Head of Credit Risk Policy Resume Examples & Samples

  • Detailed analysis of the relevant regulatory rules and development of oversight mechanisms to identify gaps between regulatory expectations/requirements and current RBC governance framework for credit risk
  • Key leadership role in the regulatory capital and CCAR processes for credit risk
  • The design and implementation of the credit risk governance framework for RBC’s US legal vehicles
  • Staffing and building a high performing, experienced team
  • Ongoing credit risk oversight of US legal vehicles
  • Credit Risk Approval
  • Approval (within delegated limits) of exposures in the US BHC
  • Working closely with GRM Credit, review and, where appropriate, escalate credit approvals for RBC branches to the US CRO
  • Provide focus and clarity in establishing individual goals, driving performance management, supporting career development and rewarding strong performance
  • Demonstrates analytical and strategic mindset
  • Earn the highest level confidence of the RBC’s regulators, GRM and business unit senior management and peers
43

Credit Risk Resume Examples & Samples

  • Analyse all credit aspects of debt proposals, including macroeconomic, systemic, regulatory, jurisdictional, market and business risk, as well as transaction value proposition. Using the results of the analysis, assign risk ratings and size risk appetite and approve exposures
  • Recommend transaction structures, make clear recommendations to credit commitment committee on each loan proposal
  • Interact with key stakeholders in investment banking, capital markets, credit committee members, market risk managers and portfolio managers
  • Provide periodic reporting on the risks in the loan portfolio, adjust/size risk appetite/limits, highlight trends, and make presentation to senior risk officers
  • Knowledge in RAROC, Basel III capital treatment of loans
  • Familiar with legal documentation and risk issues, including LMA loan documents, ISDAs, CSAs, netting and credit risk mitigating features
  • Professional certifications (CFA, CPA. etc.) or an MBA, or equivalent, are advantageous
44

Credit Risk Segment Manager Resume Examples & Samples

  • Perform analyses of credit risk in portfolio segments providing insight into historical risk trends, projected levels of risk and performance, and pricing for risk using various methods including predictive models and standard industry analyses
  • Risk Management Improvements
  • Business Administration, Accounting or Finance undergraduate degree
  • Minimum 5 years of related work experience (i.e. credit administration, portfolio management or credit risk analytics)
  • Minimum 3 years of management experience
  • Minimum 5 years System reporting experience
  • Computer Skills - Microsoft office products with strong Excel and Access skills. Demonstrated ability to learn and understand various applications and business intelligence/database tools: SAS, Business Objects, Discoverer, Hyperion
  • Excellent analytical, verbal, and written communication skills
  • Proficient with various in house transaction systems
  • Ability to prepare and lead presentations to key stakeholders
45

Credit Risk VP Level Resume Examples & Samples

  • University graduate in relevant technical field
  • Minimum 5-7 years of experience with Financial Institutions including credit risk analysis, business case evaluation and approval process
  • Strong understanding of Greater China's macroeconomics and financial system. In depth knowledge on Chinese Banks is a must
  • Solid credit / risk assessment skills
  • Strong understanding of banking products (e.g. Trade finance, derivatives etc.)
  • Strong written and verbal communications skills in English and Mandarin required
  • Strong interpersonal skills with an ability to interface with clients and business partners
  • Ability to work independently under pressure
  • Sound Excel, Word and PowerPoint skills
46

Asset Mgmt Risk Gwm Credit Risk VP Resume Examples & Samples

  • Experienced and seasoned credit professional with minimum 5 years credit experience, preferably background and/or experience with commercial loan underwriting and credit risk management
  • Previous credit review experience is preferred, but not necessary
  • Minimum Bachelor's degree in Accounting, Finance, Economics, or a related discipline
  • Excellent verbal and written communication and interpersonal skills required with ability to present complex and sensitive issues to senior management
  • Proven ability and desire to learn quickly, be flexible and think strategically
  • Flexibility to travel as required (approximately 30%)
47

Asset Mgmt Risk-gwm Credit Risk Executive Director Resume Examples & Samples

  • Experienced and seasoned credit professional with minimum 8 years credit experience, preferably background and/or experience with commercial loan underwriting and credit risk management
  • Demonstrated understanding of credit principles and strong analytical skills
  • Enthusiastic, self motivated, and effective in a dynamic fast-paced environment. Willing to take personal responsibility and accountability
  • Must posses desktop skills to assist Credit Review Manager with business management activities, including plan and metrics development, maintenance and reporting, and other related activities
48

Wholesale Credit Risk Group Lead Resume Examples & Samples

  • Approve and monitor all Wholesale Risk exposures for BarclaycardUS; notify Executive Committee of identified risks relating to corporate exposures within the vendor and cobrand space; manage remediation activities in the event of risk breaches
  • Draft, seek approval for, and monitor all partner covenants and contractual language relating to corporate exposure in cobrand relationships; recommend and execute actions to address covenant violations as needed
  • Manage the Barclays Bank Delaware exposure to the Barclays Wealth mortgage product
  • Manage all CRA-related lending activity; establish and chair the CRA Committee to engage BCUS ExCo and appropriately govern the program
  • Manage due diligence activities for the Credit Risk Office for portfolio and product acquisition opportunities; coordinate and submit all materials requests; review seller data and compile analysis relating to portfolio performance
  • Develop and maintain a structured VIP program for all US products
  • Complete economic and competitor financial performance analyses; publish results to senior management in BCUS
49

Fundamental Credit Risk Senior Lead Reviewer Resume Examples & Samples

  • Manage highly complex FCR entities and reviews
  • Assess quality of complex portfolios, including identification and evaluation of emerging risks
  • Evaluate effectiveness of the credit risk processes and standards of assigned entities to promote leading practices and identify opportunities for improvements
  • Review and assess the appropriateness, completeness and usage trends of the credit risk components of the Risk Appetite framework for the assigned portfolios
  • Provide independent assessment of the accuracy and appropriateness of risk ratings and classifications of the assigned portfolios
  • Assess business/risk staffing models to ensure appropriate resources for complex entities
  • Ensure that corrective action plans for assigned businesses are appropriate, monitored and duly validated addressing concerns resulting from FCR reviews or Business Monitoring
  • Ensure that FCR documents including the Credit Assessment Documents and the Fundamental Credit Review Reports meet quality and consistency standards
  • Provide guidance, coach and actively participate in the development of Lead Reviewers as well as other members of the FCR team
  • Take leadership role in FCR Latam and on regional and/or global tasks/projects
  • Actively participate in the improvement FCR processes and systems
  • Support Voice of the Employee initiatives for Fundamental Credit Risk
  • After a period of 3-4 years, a Senior Lead Reviewer will be expected to rotate to different positions in risk or business
50

Credit Risk Control Resume Examples & Samples

  • Able to work independently, under pressure and meet tight project deadlines
  • Independent, self-motivated, detail-oriented and logical thinker
  • Ideally candidates will have at least 5 years experience in business analysis or project management, preferably with credit risk management background
  • Sound understanding of risk management issues
  • Existing IT professionals that wants to expand their role into broader areas of risk and control
  • Graduate in finance related studies or Information Science
51

Senior VP, Ccar & Credit Risk Models Resume Examples & Samples

  • A thoughtful leader who has a proven track record to manage the entire process related to model life cycle. Candidate should have solid experience around overall risk associated throughout a model life cycle. Successful candidate should possess solid experience with data treatment; variable selection; testing out alternative modeling techniques; business implications driven by modeling assumptions; excellent documentation of all details and consideration made during the model development process. Deep knowledge of mortgage credit risk modeling and specially CCAR mortgage modeling is a must
  • Excellent inter-personal and communication skills (both written and oral) are required, as the incumbent will collaborate in a project-oriented environment and present results to internal business clients, senior management and various regulatory agencies
  • Strong programming skills in SAS programming, R/S+ or other equivalent statistical/econometric estimation tools
  • Candidates should be well versed in mortgage modeling techniques and should have experience with cutting edge academic research and industry best practice. We are looking for a candidate who is self-driven and constantly Test new software tools, techniques, additional variable sources, & assess competitor approaches to modeling to provide and maintain bank analytical edge over peers. Demonstrated analytical and critical thinking skills
  • We are looking for someone who created a conducive environment within the modeling group for new research and developing modeling best practice. This role requires the successful candidate to lead a team to build challenger models for all Mortgage CCAR models including incidence model, loss given default model and exposure at default model for various mortgage products
  • Candidate should have solid experience in building, mentoring and managing senior risk modelers. Design, hire, train, and manage modelers to deliver on the tasks above
  • Strong planning and organizational skills, with an ability to establish a strategic direction and subsequently outline initiatives and develop priorities in support of that vision
  • Excellent team player who can work with various stake holders including relationship with independent model governance team; business users; data team and other peers
  • The incumbent should possess an understanding of the risk management practices and Overall Model Governance best practice
  • Strong academic credentials; Advanced degree or related experience in Business, Finance, Mathematics, Statistics, or Actuarial Sciences (Ph.D. is preferred)
  • 8+ year’s experience in performing and leading quantitative analysis, statistical modeling, loss forecasting, loan loss reserve modeling, and (especially) econometric modeling of consumer credit risk
  • Management role in successfully executing the model development and validation components of an analytical, econometric modeling-driven stress loss process
  • Demonstrated expertise in model development & validation across products and/or business lines
  • Demonstrated ability to design, build, and lead internal analytic & technical teams
  • Demonstrated ability to read advanced industry and academic technical papers, learn new software tools, discover & utilize new data sources, and adapt & deploy new modeling/analytical techniques into the field
  • Robust suite of experiences networking with relevant industry vendors/suppliers/consultants
  • Track record of successfully performing proofs-of-concepts and pilots
  • Excellent communication skills including assembling and delivering technical presentations to both technical and non-technical regulatory audit, and/or senior & executive level audiences
  • Candidates who have performed comparable functions to those listed above for significant, complex financial institutions at a consulting company, vendor, or service provider would be strongly considered as well
52

Challenger Credit Risk Quant Manager Resume Examples & Samples

  • Experience in advanced statistical modeling and model validation
  • Strong communication skills and successful experience presenting to senior management and interacting with the regulators
  • The ideal candidate will have experience in leading projects and delivering to deadlines
53

Manager, Independent Review Credit Risk Resume Examples & Samples

  • Undergraduate degree in related discipline: business, finance, accounting, economics, mathematics
  • 5 years risk management experience at a financial institution, in credit risk management, operational risk management, market risk management, CCR management, internal audit or regulatory compliance
  • Knowledge of quantitative risk models/methodologies
  • Knowledge of Basel II, in particular Pillar 1 Advanced Approaches, OSFI’s Capital Adequacy Requirements (CAR) Guideline A-1 and related Implementation Notes
  • Knowledge of banking products and their risk characteristics, including wholesale and retail credit risk products and market risk/CCR products
  • Knowledge of validation processes
  • Knowledge of internal audit processes
  • Excellent analytical skills and attention to detail and accuracy
54

Credit Risk It-development Lead Resume Examples & Samples

  • Mentor and lead developers, review code and designs, ensure standards are adhered to
  • Ability to ‘own’ and manage significant development tasks end to end
  • Work closely and effectively with other IT teams across the Bank
55

Director of Credit Risk IB IT Architecture Resume Examples & Samples

  • Develop an architecture centre of excellence in India for the Credit Risk IB IT and Operational Risk IT functional areas
  • Manage the India region and resources for the Credit Risk IB IT and Operational Risk IT organisation
  • Collaborate with the broader Risk and Finance IT Architecture organisation with a specific focus on Credit and Operational Risk IT functional areas
  • Develop on existing architecture processes and standards and building a solid and skilled architecture function in India that has a focus on pragmatic architecture deliveries into delivery teams
  • Assume regional management of the India region made up of a combination of typical IT skills - Developers, analysts, testers, Architects etc… on behalf of the Credit and Operational Risk IT management team
  • Develop a permanent presence in the region, coach and mentor permanent staff and develop their careers
  • Manage a significant outsourced consultancy team of 100+ resources in region combining direct management of resources and coordination and management of a managed service as required and as develops over time
  • Manage a small population of c 5+ contractors ensuring a minimum level of exposure to their temporary nature
56

Credit Risk Mangement Resume Examples & Samples

  • Work to develop a historical view of Synchrony Financials active customers and balances
  • Show the customer and balance data at the platform and portfolio levels
  • Summarize findings to be presented in the Credit Risk Monthly Monitoring Meeting
  • Current enrollment with a minimum of 2 years of post-secondary education with a minimum GPA of
  • Interest in the Risk Management function
  • Prior internship or work experience in a financial services institution
57

Cib-risk-credit Risk, Corporates Resume Examples & Samples

  • Prepare forward looking credit analysis, along with necessary financial modelling, for both new transactions and existing clients to provide insight into clients’ industries and the key business and financial risks they face
  • Take a key role in the due diligence, structuring and documentation for transactions
  • Ongoing supervision and management of an assigned portfolio of credit clients across a range of industries
  • Interact closely with transaction stakeholders including client coverage and product bankers, credit executives and legal counsel
  • Prepare and monitor various credit and regulatory reporting requirements
  • Keep track of market developments and their impact on credit clients
  • An undergraduate degree or post graduate qualifications in accounting, business or a related discipline
  • A minimum of three years experience gained in a similar credit risk role in institutional or investment banking
  • Experience analysing leading Australian or international corporates
  • Strong knowledge of financing structures, including exposure to structured lending transactions, derivative products and related documentation
  • Highly developed financial modelling, accounting and risk analysis skills
58

Cib-risk-credit Risk, Corporates Resume Examples & Samples

  • Take a lead role in the due diligence, structuring and documentation for transactions
  • Detailed review of forward looking credit analysis, along with necessary financial modelling, to provide insight into clients’ industries and the key business and financial risks they face
  • Review various credit and regulatory reporting requirements
  • Guide and develop junior Credit team members
  • Tertiary and/or post graduate qualifications in accounting, business or a quantitative related discipline
  • A minimum of 8 years' experience gained in institutional banking or investment banking in a Credit role
  • Excellent credit and commercial judgment
  • Strong knowledge of financing structures, including exposure to structured lending transactions, derivative products as well as related documentation
  • Experience analysing leading Australian or international corporate clients with a solid understanding of Australian debt markets and documentation with ability to take an active role in identifying key issues / concerns around structure and credit
  • Excellent communication skills both written and verbal - able to represent the firm with internal and external client senior management
  • The confidence to build credibility, rapport and influence lines of business and clients
  • Ability to deal with multiple tasks in a fast paced environment
59

Credit Risk Review Leader Resume Examples & Samples

  • Acts as the CCRO delegate to the Loan Working Group/Sub-committee, under the Credit Sub-committee with capacity to delay approval of new acquisitions, renewals /extensions to existing partners upon satisfaction of credit risk related conditions; or recommend escalation to parent committee for decision
  • Perform independent assessments of the Partner aspects of new Retail acquisitions including assessment of completeness of partner credit reviews, soundness of proposals, review of key contract terms / obligations/covenants, assignment of credit (obligor) ratings and related items and report on findings
  • Perform independent assessments of the Retail Book/Consumer portfolio that is being acquired through the Partner including validation of the credit risk profile and checks against the Platform credit limit triggers and Company level credit limits set forth by the Risk Appetite Statement
  • Validates on a sample basis the quarterly merchant reports produced by the Credit and Underwriting Team
  • Manage a team of 3-4 independent reviewers, in all aspects of the new acquisition work, personnel development and personal goals
  • Manage key stakeholder relationships with the SVP, Head of Underwriting and the broader Underwriting team
  • Support regulatory examinations and internal audits of new acquisitions and the credit risk review process
  • Bachelor's degree in Risk related field (Business, Economics, Finance, Math/Stat) and 6+ years of relevant Underwriting, Credit Analysis, Rating Agency or Credit Risk / Loan Review experience; OR Graduate degree in Risk related field and 3+ years of experience in Retail credit assessments
  • Or, in lieu of a degree, 10+ years of relevant Underwriting, Credit Analysis, Rating Agency or Credit Risk / Loan Review experience
  • 2+ years’ experience in writing credit review papers, underwriting pitches or ratings advisory work
  • Masters in Finance, Economics or MBA preferred or certification (FRM, CFA, CPA, etc.)
  • Strong understanding of the Retail industry
  • 10+ years in Risk Management or other credit/financial discipline
  • Experience in a FRBNY / OCC regulated bank
  • Excellent written and oral communication and presentation skills
  • Ability to travel within the U.S. for approximately 5-10% or as needed
60

Senior Specialist Credit Risk Policy Resume Examples & Samples

  • 1) Review and update generic and country specific credit policy for countries in the Caribbean and Central America region
  • 2) Collaborate to better process design and adjudication authority control at the Loan Adjudication and the Loan Decision Centres
  • 3) Contribute to review of credit policy and systems alignment
  • 4) Support special projects
  • Relevant credit risk management experience and knowledge of retail banking marketplace, preferably of the countries in the C&CA region
  • Ability to speak and write fluently in Spanish (preferred) and English
  • Strong project management skills to prioritize, manage and implement a variety of competing initiatives
61

Gf-tts Credit Risk Head Asia Resume Examples & Samples

  • Excellent knowledge of Banking products, in particular Trade, Export Agency and Commodities Finance and Liquidity Management
  • Graduate degree in Business/ Finance/ Accounting/ Economics preferred
  • 10 to 15 years of banking experience with Credit Risk experience
  • Understanding of Credit, Market and Operational Risk policies and procedures
  • Completion of advanced Credit Risk courses or equivalent
  • Excellent written and oral communication skills with all management levels
62

Head of Credit Risk-limited Resume Examples & Samples

  • To ensure that credit risks are identified, measured, and monitored with regard to UBS Limited portfolio risk limits, and that exposures are consistent with and within articulated Risk Appetite
  • To hold delegated credit authority for UBS Limited and approve transactions and limits relevant and within risk appetite
  • To support and act as delegate to the UK CRO with the development, implementation, and ongoing review of UBS Limited Credit Risk Framework and the UBS Limited Entity Operating Model
  • To support the UK CRO with SME input, explanation, and documentation as part of the ICAAP process, and where appropriate support internal and external explanation of controls
  • To develop, produce, edit, and monitor reporting and analysis of the credit risks in UBS Limited, in particular with the production of relevant periodic reports up
63

Credit Risk Modeler Resume Examples & Samples

  • Develop complex Probability of Default and Loss Given Default risk rating models for commercial borrowers
  • Develop complex time series Stress Test models to support capital planning initiatives
  • Lead performance monitoring and support of independent model validation efforts
  • Assist in establishing, monitoring, evaluating and interpreting data with a risk management focus with an understanding of business strategy
  • Mentor and supervise the work of junior team members and assist in the development of their statistical modeling acumen in areas such as segmentation analysis, logistic regression, decision trees and multivariate analysis
  • Demonstrate working knowledge of Credit Risk databases to provide data and analytical support to Senior Management
  • Perform data manipulation and analysis using SQL, SAS and Microsoft Excel and present results and recommendations to Credit Risk Management
  • Track portfolio performance and risk strategy results. Incorporate observations and data in to existing models to improve predictive results
  • Identify deviations from forecast/expectations and explain variances. Identify risk and/or opportunities
  • Identify opportunities to leverage statistical solutions to solve business problems
  • Present results to Senior and Executive Management
  • Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management
  • Promote an environment that supports diversity and reflects the M&T Bank brand
  • Complete other related duties as assigned
64

Credit Risk Modeler Resume Examples & Samples

  • Develop Probability of Default and Loss Given Default risk rating models for commercial borrowers
  • Develop time series Stress Test models to support capital planning initiatives
  • Support performance monitoring and model validation
65

Cib-credit Risk-sub-saharan Africa Credit Team VP Resume Examples & Samples

  • From a credit and agency perspective managing all amendments, waivers and structural changes on transactions
  • Leading the responsibility for taking approvals to the credit executive, including the more complex transactions, deal amendments and
  • Leadership in credit management, working alongside Credit executives and CCM bankers
  • Being the Junior Resources Manager for the team
  • Traveling to meet clients in country
  • Have strong knowledge of transaction structures, documentation and banking products sufficient to lead the execution of new deals and amendments, including the most complex ones
  • Relevant experience carrying out a similar position/function in a comparable environment
66

Credit Risk Modeller Resume Examples & Samples

  • Act as a lead point of contact throughout the design development and implementation lifecycle with stakeholders; be recognised as an expert in forecasting with an appreciation of other areas of credit risk
  • Apply advanced statistical or technical methods in the development and validation of analytical and data solutions, ensuring all outputs are validated and robust
  • Provide technical leadership to workstream
  • Communicate outputs of analysis clearly with stakeholders and business contacts, showing awareness of business impact
  • Knowledge of forecasting in a credit risk environment
  • Knowledge of IFRS9
  • A good degree in a numerate subject with knowledge of advanced statistical and analytical techniques
  • Demonstrable team leadership, project management, and communication (both written and verbal) including a proven track record in leading and motivating teams
  • Practical experience in the use of statistical packages and/or programming languages (e.g. EViews, SAS, SPSS, R)
  • Good track record of delivering analytical/modelling projects in a timely fashion
67

Credit Risk BA Resume Examples & Samples

  • Risk Data � single source of trades and risk sensitivities; data integrity checks; data lineage between source and risk outputs
  • Risk Analytics - Ongoing improvements to Nomura�s pricing and analytics capabilities supporting our Value at Risk model (based on Historical Simulation)
  • Stress Testing � enhancing our stress scenario generation capability; stress explain reporting; alignment of VaR and Stress
  • Methodology � implementation of improvements in risk metric coverage
68

Market & Credit Risk Processvalidation Resume Examples & Samples

  • Perform independent validations of select FRM processes, including interpretation of Basel relevant regulations and implementation thereof
  • Leverage testing observations to contribute to improving the team’s validation methodology and execution capabilities
  • Interface with key stakeholders, governing bodies and business partners to discuss the status of the validation work, results of test work, and quarterly reporting
  • Partner with Model Validation and Regulatory Reporting teams to support a unified validation program end-to-end
  • Four to eight years of financial services experience
  • Strong technical understanding of the financial services regulatory environment, with a focus on Basel principles and Operational Risk practices
  • Strong risk, process and control validation and/or assessment skills -a prior role within consulting or internal audit covering risk processes is desirable
  • Series 7, 46 or 99 would be advantageous
69

CRO Change Credit Risk Pune Resume Examples & Samples

  • To manage and lead the Change team in Pune to implement solutions to the existing application for credit risk exposure calculation. This includes leading the team in business requirement gathering, functional design discussions and formulating the testing strategies of the change initiatives
  • Work closely with the project managers on release prioritisation, resource and implementation plan
  • Collaborate with the Global Change team on efficient resource mobilisation across change initiatives and release cycles
  • Timely escalation of potential risks that will impact the scope, resource and time
  • Provide transparency and up-to-date status reports to the project managers and line manager
70

Credit Risk Executive Resume Examples & Samples

  • Research, prepare and decision credit applications through structured credit analysis
  • Exercise a delegated credit discretion and demonstrate the ability to recommend those where a higher credit authority is required
  • Where necessary and appropriate be able to assess credit applications using only a credit bureau search demonstrating an understanding of the data provided within these
  • Determine levels of information required to make an informed credit decision based on the size of transaction and business strength
  • Liaise with various stakeholders both in the business and externally via introducer sources and where necessary directly with customers both face to face and by telephone
  • Act as direct cover for the UK Credit Manager when they are absent as primary contact for the wider business and offering support to other team members
  • Review and approve the accreditation of third party business sources in line with Macquarie policy and procedures
  • Demonstrate the ability to progress and grow with the business to analyse more complex transactions both in the UK and other jurisdictions
  • Previous experience in a credit environment
  • A background in leasing finance or asset finance is preferable but not essential
  • Strong analytical skills including credit, accounting and financial analysis
  • Good negotiation and influencing skills
  • Flexibility, display commerciality and strong problem solving skills
  • A hard-working attitude and the desire to succeed in a fast-paced and team-oriented environment
  • Excellent written and verbal communication skills, and be able to effectively tailor communications to a diverse range of business and technical stakeholder groups
  • The ability to work well under pressure to provide timely and accurate solutions to business opportunities and challenges
  • Demonstrated that they are capable of working in a team, adopting a flexible work approach
  • Excellent organisational skills and thrive in a busy environment
  • Displayed initiative, enthusiasm and commitment to a role
71

Cib-credit Risk Emerging Markets Mena Team VP Resume Examples & Samples

  • Structuring, negotiating and documenting new transactions including syndicated loans, bilateral loans and complex derivatives for conventional and Islamic transactions
  • Help to build up the Islamic Finance franchise
  • Facilitating flow business by establishing documentation and maintaining limits for trade finance and derivatives (eg interest rate swaps, FX, Repos, commodities)
  • Ongoing credit relationship management of portfolio clients
  • Working effectively and developing more junior CCM bankers on transactions
  • Leading the documentation of new transactions and amendments to existing transactions in conjunction with legal counsel. Maintaining connectivity with Credit colleagues to stay aware of overall market developments, best practices as well as training and development
  • Traveling to meet clients in a variety of countries
  • Occasionally present to external clients on Risk Management
  • Potential opportunities for rotation in the Region
  • Demonstrate strong credit skills and judgment
  • Strong interpersonal skills. Be able to establish credibility and trust with clients, product specialists and credit executives, and to partner with them effectively
  • Ability to think laterally around risk, particularly outside of credit risk
72

CIB Credit Risk Ccic Credit Portfolio Solutions Resume Examples & Samples

  • Covers exposure analysis on traditional credit products (repos, loans etc)
  • Evaluates the risks and sizing of independent amounts for trades facing JPMorgan’s hedge fund client base
  • Develops margin methodologies and performs analysis of new portfolios for F&O, OTC clearing and Intermediation. With respect to the F&O business, CPS is also responsible for overseeing the approval for the detailed set of product or contract based trading limits proposed by the business for a client; and
73

Credit Risk Approver Resume Examples & Samples

  • Minimum 10 years of experience in commercial/ SME credit
  • Credit approval experience required
  • Acquaintance in credit control and debt collection
  • Thorough knowledge of accounting principles, financial statement analysis and loan and credit administration
  • Good knowledge in litigation procedures
  • Strong communication skills in Chinese
74

Credit Risk Portfolio Manager Resume Examples & Samples

  • Strong work ethic and proactive approach
  • Willingness to learn
  • Initiative and resourcefulness
  • Team focus
  • Drive and dedication to building a career in financial services
75

Credit Risk Senior Specialist Resume Examples & Samples

  • Responsible for developing a long term and sustainable credit risk strategy for the private clients of ING Bank Italy, and for its adherence to the Risk Appetite Statements and applicable group policies
  • Be a specialist on CQS and Personal Loans, with relevant product experience
  • Develop credit scoring, credit analytics and non-regulatory models with particular reference to CQS and PL
  • Responsible for accurate and complete reporting
  • Be a sounding board on retail credit risk management
  • Responsible for using best in class credit risk management techniques
  • Coordination and alignment with Credit Operations, Product Development and Customer Intelligence
  • Effectively collaborate with the rest of the domestic bank credit risk team
  • Strong sense of accountability: delivers on promises, takes ownership
  • Problem solver and entrepreneurial
76

Traded Credit Risk-avp Level Resume Examples & Samples

  • At least 5 years experience in Traded Credit Risk Management or counterparty risk experience
  • Product knowledge in Fixed Income - Interest Rates, Credit, FX products
  • Strong communication skills in fluent English and Mandarin languages
77

EY Executive, ERS, Credit Risk Resume Examples & Samples

  • Assist managers, senior managers, directors and partners in solution and proposal development
  • Contribute to people initiatives including recruiting and retaining ERS professionals
  • Coach and support the development of junior people in the team
  • Support training initiatives including developing of training and presentation material
78

Credit Risk Exec-corp / Comm Resume Examples & Samples

  • Provides risk management oversight including credit risk approval
  • Acts as the risk vote in the leveraged finance capital markets committees
  • Reviews, challenges and provides feedback on diligence and structuring of transactions to achieve optimal risk/ return outcomes
  • Establishes policies to identify, monitor and measure and control risks
  • Develops, reviews, monitors and approves limits
  • Serves as the primary interface with the OCC and the FRB for leveraged finance topics and coordinates responses on regulatory matters, working with audit and credit review functions
  • Works with the business to define risk appetite
  • Identifies and monitors key and emerging risks
  • Collaborates with credit on internal and external exams
  • Provides leadership and guidance to the team; retains and develops talent within the function
  • Recent demonstrable leadership experience in leveraged finance risk management at a sizable regulated bank
  • Proven track record of advancement, leadership and business success
  • Strong ability to engage and influence senior executives, establish and maintain collaborative partnerships and provide thought leadership to decisions
  • Superb communication skills that include excellent listening and presentation skills; develops a fact based point of view, has the know how to raise issues and is comfortable and credible articulating rationale and engaging in fact-based discussions and problem solving
  • Regulatory knowledge and interface experience
  • Accomplished at working in a highly matrixed, high intensity global environment
  • Strong strategic thinking abilities; takes a broad perspective and makes connections
  • Team leadership skills to attract, retain and develop top talent; strong coach
79

Avp-credit Risk / Counterparty Resume Examples & Samples

  • Perform counterparty credit analyst for corporate counterparties in Asia emerging markets
  • Review credit proposal of structured transactions involving equity and debt financing
  • Set credit limits in line
  • Liaising with Legal department, Credit Risk Control and Risk Analytics and Reporting department to ensure that the exposures are adequately reflected in the risk systems
  • Participating in client due diligence visits as needed
  • Other ad-hoc duties
80

Director Credit Risk FI Mena Resume Examples & Samples

  • Designing and prioritizing short and medium term trade finance business development strategies for the region's key markets
  • Reviewing/monitoring direct reports performance against plan and providing both critical and encouraging feedback
  • Analyzing the assigned region; identifying potential locations for new/increased financial institutions business; and identifying suitable FI prospects
  • Planning and conducting business development calls on FI's, analyzing customer needs, preparing client presentations and proposals
  • Initiating credit applications; overseeing/providing sign-off to the analysis and preparation of credit applications including recommendations for pricing, terms and conditions, and documentation requirements for credit, clearing and non-credit products marketed to financial institutions
  • Negotiating terms, conditions and documentation with clients, culminating in the closing of new correspondent bank arrangements and trade related transactions
  • Providing effective post-call follow-up; ensuring all customer enquiries/concerns are effectively resolved; and
  • Providing ongoing relationship management for all Financial Institution business in the assigned region, including ongoing business development/servicing/coordination of TS&FI and all other Inter-Bank products, utilization of credit lines within established limits and completion of documentation requirements
  • Developing a marketing strategy to sell all the Bank's trade finance and correspondent / account related products and services
81

Fundamental Credit Risk Senior Lead Reviewer Resume Examples & Samples

  • Manage key FCR global and complex reviews of assigned North American entities
  • Assess quality of assigned portfolios, including identification and evaluation of emerging risks
  • Assess effectiveness of the credit risk processes and standards of assigned entities to promote leading practices and identify opportunities for improvements
  • Assess business/risk staffing models to ensure appropriate resources for assigned entities
  • Ensure that Corrective Action Plans for assigned businesses are appropriate, monitored and duly validated addressing concerns resulting from FCR Reviews or Business Monitoring
  • Support the FCR Region Head on regional and/or global tasks
  • Keep FCR senior management informed of any concerns and/or emerging risks that may jeopardize their Review Entities
  • Potential SCO Candidate or current SCO Delegation (Business or Risk)
  • Basic regulatory experience or relevant experience in similar role at another institution is desirable
  • Good knowledge of capital markets products, including derivatives is desirable
  • Skilled at analyzing root causes of problems and anticipating "horizon" issues
  • Ability to work at medium-high senior levels in the bank and build constructive and effective relationships with peers
  • Ability to recognize and address all types of risk, including market, operational and cross border
  • Expert in risk analysis and risk management processes for one or more products and lending areas
  • Ability to coordinate and manage large review teams
  • Travel (25-30%)
82

FI Credit Risk VP Resume Examples & Samples

  • Provide independent approval and governance of front line unit activities. Review, monitor and report compliance with exposure limits
  • Review, challenge and provide feedback on credit analysis and transaction structure
  • Provide FI risk coverage and oversight around any onshore governance and regulatory issues
  • Interface with regulators and, when needed, Credit Review and Audit
83

Development Lead PB Credit Risk It-cheops Resume Examples & Samples

  • 2) Ensure key application production availability and relevant support from AD teams, vendors, PTG and TIS
  • 3) Work closely with the RFIT and central architecture teams to define and align to the CRO architecture
  • 4) Line and Functional manage development resources - both CS and vendor
  • 5) Work actively with senior management at vendor location to manage human capital and reduce the ker person risk
  • 6) Ensure projects align with the business and IT strategies
  • 7) Ensure high standards and quality of technical solutions, keeping abreast of technology developments and driving technical innovation where appropriate
  • 8) Constantly reviewing and working with PMs and BMs to provide clarity allowing up-to-date budget MI reporting
  • 9) Ensure project delivery, EoL issues, compliance with SDLC, SOX, GARS, Audit
  • 10) Actively identifying, motivating, and enabling top performers and the next generation of leaders
  • 11) Develop staff to maximize their individual contributions, professional growth and ability to function effectively as a team
84

Market & Credit Risk Group Manager Resume Examples & Samples

  • Thrives in dynamic, entrepreneurial and start-up type environment where structure is fluid
  • Comfortable multi-tasking on a variety of responsibilities
  • Creative and resourceful in problem solving
  • A Senior Credit Officer
  • Good knowledge of market and credit risk methodologies (i.e., PSE, stress testing, rating) and processes (i.e. how transaction are booked in credit systems)
  • Good structuring experience with ability to understand complicated transactions from a holistic risk perspective
  • Experience with the credit approval process, presenting and representing key risks to senior management
  • Broad knowledge of financial products
  • Solid applied computer skills (Microsoft Office) skills
85

VP-credit Risk Corporates Resume Examples & Samples

  • Interacting with leveraged finance and investment banking for purposes of responding to lending requests
  • Monitoring and managing risk associated with a portfolio of corporate entities across the range of firm products. There may be opportunities to supplement coverage with sectors related to the successful candidate's interests or aptitudes
  • Ongoing sector/portfolio coverage including generating periodic reviews and other reporting or regulatory related materials
  • Corporate credit analyst background with strong analytical skills, particularly related to fundamental research including cash flow and industry dynamics analysis
  • Having exposure to a range of corporate and industrial entities. Experience gained through the European financial sector will be beneficial
  • Having exposure to the leveraged lending product is critical to the success of this role
  • Superior written and verbal communication skills; quantitative orientation; ability to manage dynamic priorities
86

Capital Markets Credit Risk Resume Examples & Samples

  • Establishing Haircuts/Initial Margin on global securities and derivatives using approved methodologies. Reviewing new markets/products as needed
  • Supporting the business by reviewing potential transactions; providing market risk impact and possible mitigants to front office and credit executives
  • Performing risk analysis (including stress testing) on existing securities and derivatives portfolios; communicating results to credit executives using existing risk tools
  • Preparing and analyzing management reports to meet internal and regulatory requirements. Communicating results to credit executives and senior management
  • Continuous analytics and process enhancements to strengthen risk management framework (e.g., stress testing, wrong-way risk, policy, etc.)
  • Ensuring consistency is maintained across the global team
  • Familiarity with derivatives valuation, risk drivers, stress testing for securities and derivatives
  • Strong Excel skills; familiarity with VBA and SQL preferred
  • 2-4 years of market risk background preferred
87

CIB Credit Risk Ccic-credit Portfolio Solutions Resume Examples & Samples

  • Helps determine the credit, funding and capital implications/pricing for credit intensive, or complex, bilateral derivative transactions. This ensures proper handoff to the Credit Portfolio Group (CPG) or to the various self-insured trading desks for ongoing management of these risks
  • Covers exposure analysis on traditional credit products (repos, loans etc.)
  • In summary, the team works closely with marketers, traders, credit executives, CPG and Market Risk to help them understand the credit profiles of large transactions, develop mitigants for the risk, and price the credit, funding and capital appropriately
88

VP-credit Risk Resume Examples & Samples

  • Highest level of expertise with substantial authority and specialization
  • Customer focused individual with expert knowledge of credit products and processes
  • Strong organizational, analytical, communication and interpersonal skills. Proven leadership abilities
  • Extensive knowledge of credit philosophy, Risk Guidelines, and policies. Thorough understanding of commercial credit structures, loan documentation, bankruptcy and related legal issues
  • Bachelor’s degree required, preferably in business with Accounting and Finance courses. Graduate degree in business preferred
  • 12 years commercial/business lending experience
  • 3-5 years Managerial/Supervisory experience. 5+ years relationship management experience preferred
89

VP Credit Risk, Large Corporates Resume Examples & Samples

  • Perform necessary credit due diligence and analysis on borrowers and trading counterparties to the Firm
  • Conduct industry research and develop sovereign and macro risk views as need to support decision making
  • Conduct client calls, perform independent research and establish credit rating of counterparties
  • Prepare credit terms for ISDA, CSA documents
  • Review loan / derivative documentation with counterparties to ensure strong credit term protection
  • Have at least 7 years of credit analysis experience in the financial services industry of which 4 should be focused on China large corporates
  • Corporate focused; loan / derivative experience essential. Strong credit analysis skills and knowledge about corps in Asia Pacific needed
  • Familiar with loan and derivative documents (ISDA/CSA/NAFMII)
  • English essential, native Mandarin speaker is a MUST
  • Good team player with strong initiative and appetite to learn in a fast-paced environment
90

Cib-credit Risk Corporates Resume Examples & Samples

  • Must demonstrate first rate analytical and credit skills/judgment, with an intensive 'hands on' approach to digging into the details of credit and structure
  • Proven coaching and development ability
  • Previous experience covering metals, energy and/ or agricultural physical/ financial commodities would be advantageous
  • Previous experience of reviewing and commenting on loan, derivative and/or physical commodities documentation
  • First rate project management skills and demonstrable end to end ownership of work/projects
91

CIB Risk-credit Risk-simm Management Resume Examples & Samples

  • Interface with Crowdsourcing Utility, Collateral Hub and counterparties to resolve IM discrepancies
  • Assist in crowdsourcing related functions
  • Assist in determining key drivers of IM requirements as well as understanding counterparty IM calculations
  • Assist in ongoing back-testing and benchmarking functions
  • Assist in the what-if analysis, funding impact studies and capital impact caused by disputes
  • Assist in the determination of model shocks and correlation matrices for model calibration
  • Become a subject matter expert on local regulations related to non-cleared margin and collateral
  • Minimum of 3 years of experience
  • Strong verbal and written communication skills required
  • Advanced quantitative skills
  • Knowledge of traded products such as OTC Derivatives, Repo & Sec Lending, F&O and OTC Clearing and fixed income products is strongly preferred
  • Experience in credit risk, market risk, trading or trading middle-office functions is preferred
  • Knowledge of Dodd-Frank regulatory reform strongly preferred
  • Big data handling expertise (database programming/ advanced excel)
  • Basic understanding of VaR models
  • Basic understanding of XVA and exposure profiles
  • Basic knowledge of pricing models and market data across asset classes
92

HoA Credit Risk IB Resume Examples & Samples

  • Taking full accountability for the global credit risk audit program and plan in investment banking related businesses, client relationships and products including strategic planning, risk assessment, audit delivery, continuous risk and performance monitoring (e.g. business developments, emerging risks and control issues
  • Maintaining and building tools and subject matter expertise across the IAD practice globally in credit risk management for investment banking type businesses across the entire credit life cycle including counterparty credit risk management spanning across best practices, regulatory requirements and key control processes
  • Assessment of the bank's compliance with banking rules and regulations including FINMA (Basel), PRA (CRD - Capital Requirements Directive IV), and Fed (IHC and CCAR) across the above credit risk management areas or CCR (Counterparty Credit Risk) to ensure all relevant regulatory requirements are met in jurisdictions where the bank operates
  • Preparation of quarterly assessment of effectiveness of control framework for credit risk in focus
  • Managing internal stakeholder relationships (N-2/ N-3) with senior management within Credit Risk Management
  • Providing leadership and support in the Bank’s interactions with regulators with respect to investment banking related credit risk and internal audit activities in this area
  • Management and development of specialist resources within the global IAD practice
  • 12 month’s objectives
  • Increase level of expertise within Internal Audit in credit risk management through development and implementation of a resource plan, training and development of resources
  • Identify opportunities to enhance Internal Audit's assessment and coverage of key risk areas, taking the lead in implementing assurance activities related to these
93

Cib-credit Risk-special Credits VP Resume Examples & Samples

  • Ongoing credit monitoring of a portfolio of Credit Surveillance Report (CSR) clients in both EMEA and Asia-Pacific; financial analysis of stressed/distressed counterparties, relative value analysis, and legal documentation analysis
  • Partnership with Corporate/FIG Credit Risk, CPG, Secondary loan trading and Business colleagues. Close linkage into SCG New York
  • Represent JPMorgan in lending syndicates/bilateral capacity, and network with the outside restructuring community i.e. third party lenders/funds, legal and financial advisors operating in the London restructuring market
  • Part and parcel of credit decision-making process in live stressed/distressed situations on an advisory/managed basis. Formulation of exposure management strategy alongside other risk colleagues
  • Ongoing contribution to regulatory and risk reporting agenda. Input into specific reports going to senior management (wholesale credit costs forecast; portfolio valuation report etc)
  • Good understanding of stressed/distressed credit in general
  • Ability to perform financial analysis of historical performance of individual companies
  • Ability to construct detailed financial models/projections
  • Fluency in standard valuation techniques focussing on Discounted Cashflow analysis, as well as trading/transaction comparable analysis
  • Ability to perform relative value analysis to assess secondary price/yield of debt instruments
  • Good understanding of loan documentation including facility agreements, inter-creditor agreements, bond indentures etc
  • Basic understanding of legal framework with respect to insolvency/bankruptcy regimes in mature European markets
  • Previous Credit Risk and/or leveraged finance transactional experience strongly preferred
  • Candidates should have an interest in outside stakeholder interaction and possess first rate verbal and written communication skills
  • Strong project management skills and demonstrable end-to-end ownership of work/projects
94

Credit Risk Counterparty Credit Resume Examples & Samples

  • Basel capital (IMM) approval and implementation for Counterparty Credit Risk (CCR) RWA for JPMS plc
  • Oversight of the end-to-end Basel capital production and control framework for CCR
  • Ownership of all aspects of legal entity governance for EMEA Credit Risk, including quantitative and qualitative input into regulatory submissions (e.g. ICAAP) and implementation of policies, procedures and processes at the legal entity level
  • Providing exposure analysis expertise for traditional credit products (loans) and acting as the conduit for cross-Chinese Wall information flow between the private side (typically Credit) and CPG with particular focus on secondary markets risk management strategies and execution
  • Working closely with the Legal Entity Credit Officer to coordinate the production and review of Credit Risk input into rolling regulatory submissions such as ICAAP, Recovery & Resolution, Pillar 3 disclosures etc
  • Assessment of the quality of the end-to-end modelled numbers, ensuring that the PRA have the highest confidence in JPM’s overall credit risk management, governance, controls, systems and infrastructure
  • Interface with the PRA on the CCR aspects of IMM in partnership with the Program Management team, and work closely with UK Finance, Reg Policy and Basel Reporting to provide ongoing oversight of the RWA numbers post-IMM approval
  • Interpret pricing and structural terms from transaction documentation and ensure that they are modelled correctly to compute accurate stress numbers
95

Asset Management Risk-latam Credit Risk Executive Resume Examples & Samples

  • Proficient in speaking Spanish and/or Portuguese
  • High level of analytical skills, including financial analysis
  • Ability to interact well with clients, senior colleagues and juniors
96

Cib-credit Risk-senior Administrative Assistant Resume Examples & Samples

  • Facilitating swift set-up of meetings
  • Management of expense processing, reimbursement and account reconciliation process (Concur)
  • Other ad hoc duties in support of the department
  • Good use of initiative and excellent organisation skills, able to think ahead and plan
  • Ability to multi-task effectively in a busy environment where constant re-prioritization is required
  • Eagerness to act participate within the assistant community
97

VP-credit Risk Resume Examples & Samples

  • Manages a Credit Delivery Team with overall responsibility for the credit application process from point of application through recommendation, in addition to overseeing the annual certification process
  • Proactively seeks new ideas, which would improve the level of service provided, loan dollars booked, and reduce costs
  • Monitors credit quality targets. Coaches employees and monitors their improvement based on feedback received from BLC partners
  • Assures adherence to Risk Guidelines and all Fair Lending, CRA, AML, and other compliance regulations
  • Consistently communicates with and seeks input from business partners to identify and remove obstacles in achieving credit goals
  • Acts as a resource in the credit decision process. Provides advice on credit recommendations as needed
98

Wholesale Credit Risk Modeller Resume Examples & Samples

  • To build and implement PD, LGD and EAD models in line with compliance
  • To develop Retail Business Banking End User Computing (EUC) procedures so that capital for the portfolio can be calculated
  • Perform ad-hoc credit risk anlaysis where necessary
  • Liase and work alongside the business stakeholders to develop appropriate plans and to execute against those plans
  • Very strong coding skills in SAS or SQL
  • Experience in using DI studio
  • A deep understanding of credit risk models backed with minimum 5 years experience in Retail or Commercial banking
  • Practical experience in extracting and testing data
  • Deep knowledge of modern risk management techniques within Retail banking and why and how they used
99

Ccar-credit Risk Modeller Resume Examples & Samples

  • Develop and enhance stress testing methodology used for CCAR and ensure methodology compliant with both US regulators and Group wide stress testing policies
  • Perform deep-dive analysis of the stress testing results and identify trends in the regular stress testing results
  • Create effective solutions on stress testing outside the strategic platform and actively drive the strategic implementation forward
  • Support the manager to interact with regulators regarding stress testing methodology and analyses of forecasts
  • Work with model validation teams to get the CCAR Credit Loss models validated
  • Run the developed models during CCAR runs, and document the results for the banks CCAR submission
100

Credit Risk BA Resume Examples & Samples

  • Ensure that changes to the Credit Risk Management systems are delivered in line with the new margining requirements for non-cleared derivatives - this is a regulatory mandate
  • Ensure that the design of all solutions meet the business requirements, delivers the defined benefits, contributes to the delivery of the business strategy and drives quality in all BA activities
  • To maintain a structured approach by shaping objectives, overall scope, and solution as well as the approach to resourcing, requirements analysis and solution design
  • Have outstanding stake holder management in order to build and maintain external and internal networks to identify best practice and to build the profile of the business analysis community
  • To lead, motivate and develop team members in order to create a high performing team. The candidate will need to contribute to the development and performance of the wider business analyst community, including identifying opportunities for colleagues in line with future skill and resourcing requirements and sharing best practice approaches
  • To continuously evaluate, programme/projects for business analysis, financial and people risk and regulatory compliance and takes appropriate steps to mitigate
101

IHC Credit Risk Portfolio Manager Resume Examples & Samples

  • Develops recommendations for U.S. Credit Risk portfolio concentration limits consistent with the DB Group and U.S. credit risk appetite based on business strategy as well as forward looking macro and market analysis
  • Supports regular, independent portfolio analysis to calibrate portfolio concentration limits including industry, country and product
  • Periodically prepares reports and controls the utilization of portfolio concentration limits
  • Identifies exposures inconsistent with the credit risk limit framework and aides in the determination of remediation actions
  • Assesses and reports on emerging credit quality trends and risk concentrations
  • Monitors high risk counterparties in order to prevent or minimize potential credit loss through the watch list process
  • Assists the Office of the CCO in assessing CRM policies and procedures for applicability and relevance to the combined U.S. Operations
  • Works with U.S. Regional Credit Officers to track and remediate breaches and excesses
  • Reviews and provides input to the allowance for loan and lease loss (“ALLL”) process
  • Works with the Office of the CCO in responding to U.S. regulatory requests as well as remediating regulatory findings
  • Supports the U.S. Credit Executive Committee in carrying out its duties (e.g. by supplying periodic reports or preparing ad-hoc analyses)
102

Asset Management Risk-gwm Credit Risk Project Resume Examples & Samples

  • Responsible for the execution and implementation of the GWM portfolio of Credit Risk projects - responsible for all aspects of the project management, monitoring, status reporting, and execution of the Credit Risk project agenda
  • Establish, maintain, monitor project plans, scorecards, and progress against projects - Provide status updates and presentations defining plans, issues, and resolutions to appropriate levels of management
  • Partner with technology during the build phase of the projects to ensure timely delivery and correct prioritization
  • Manage multiple and diverse stakeholder expectations
  • Conduct the initial feasibility analysis including the identification of roadblocks, budget estimate, infrastructure analysis, cross-business impact and resource assessment
  • Manage the communication with the Business, Middle Office, Operations, and Technology to successfully deliver the project
  • Conduct the on-going assessment of infrastructure, processes and procedures, formulate recommendations on improvements, draft and present the business cases, and lead implementation of these recommendations across multiple stakeholder groups
  • Evaluate new and emerging industry and regulatory developments in conjunction with Legal, Compliance, and the business teams from a credit risk perspective to assess the impact on the existing operating modelAttributes
  • Ability to take multiple initiatives and structure them into effective project plans
  • High attention to detail and solid analytical skills. Have the ability to understand processes and be able to map out requirements and end-to-end assessments with the end goal of identifying gaps
  • Ability to take initiative and work without constant supervision
  • Ability to communicate and present effectively across varying levels of seniority
  • Team player who is easy to work with, shows commitment and dedication, and can maintain both a positive attitude and high level of performance on high demand & time-sensitive initiatives
  • Candidate must enjoy working in a fast-paced and demanding environment and must be a strategic, conceptual and analytical thinker
  • Excellent in project management disciplines and an ability to instil structure, process, accountability, delivery and client-focus
  • Excellent strategic influencing and interpersonal skills, comfort in working with people at all levels across all functions
  • Excellent written and verbal communication and an ability to articulate complex ideas, concepts, and solutions at a level appropriate and intelligible to the recipient
  • Global perspective
  • Ability to develop effective partnerships with key business partners
  • Ability to manage complexity, multi task, juggle multiple projects and deliver solutions to a tight deadline
  • Relentless focus on execution and enjoy taking ownership for the delivery of measurable results
  • Influence the business to transform/ change current state
  • Quickly analyze current business models / practices and develop innovate solutions
  • Effectively communicate key messages, and simplify complex business situations
  • Minimum of 5 years in project management role (PB Banking experience preferred)
  • Minimum of 5 years of experience in financial services industry
  • Risk Management Knowledge (Credit Risk)
  • Thorough understanding of project management phases, techniques and tools
  • Initiate; analysis, project definition
  • Plan: scope, resources
  • Execute & Control: work plans, deliverables, Q/A, transition planning, etc
  • Close: completion and assessment
  • HIghly execution orientated
  • Ability to prioritize work, meet tight deadlines, and work well in a fast-paced, team environment
  • Interact and communicate effectively (written and verbal) with all levels
103

VP Consumer Credit Risk-card Services Resume Examples & Samples

  • Proactively assess current practices and procedures & implements best practice preventative processes; escalates when potential process failures or weaknesses occur
  • Bachelor's degree in a technical or quantitative field with preferred focus on Information Systems. Master’s Degree is preferred
  • Detail oriented coupled with the ability to show initiative, good judgment, and resourcefulness
  • Proficiency within the Microsoft environment (Windows/Outlook/Office Suite)
104

Credit Risk Quant Resume Examples & Samples

  • Working closely with MRM colleagues on implementation and analysis of new regulatory framework (FRTB and CCAR) within CVA risk management
  • Work closely with MRM Methodology and Change teams on implementation of new regulatory requirements and analyze the impact on DB Group and respective business area
  • Keeping abreast of regulatory guidance and industry best-practice concerning CVA exposure calculations and related areas, ensuring that DB is at the fore-front of new developments
105

Consumer Bank Credit Risk Modeling Intern Resume Examples & Samples

  • Completed junior year of an Undergraduate degree with a scheduled graduation of December 2016 or May 2017
  • Preference toward Accounting, Finance and/or Economics majors
  • Relevant work experience is a plus. Familiarity with SAS, SQL and Microsoft Excel is a plus
  • Minimum overall GPA of 3.0 on 4.0 scale is required
  • Client service orientation
  • Self-starting demeanor
  • High degree of academic and extracurricular achievement
  • Proven analytical ability and attention to detail
  • Desire to contribute in a team environment
106

Am-pb Credit Risk-intern Resume Examples & Samples

  • Assistance in projects related to credit risk
  • Assistance in client due diligence and assignment of risk ratings to clients
  • Assistance in trade approvals partnering with the desk and market risk to understand the market risk of individual trading positions and negotiate effective collateral arrangements
  • Assistance in risk committees that address investment performance, structured products, risk management etc
  • Students of Business Administration, Economics, Engineering or similar
  • Graduation in December/2017 or later
  • Knowledge of MS Office package and VBA (desirable)
  • Knowledge on credit risk and/or other risk areas (desirable)
107

VP-credit Risk-private Banking Resume Examples & Samples

  • You will conduct credit application analysis with a limit of up to $10mil
  • You will produce credit memos and provide clear validation of Credit memos
  • Review/amendment of credit methodology regarding loanable value of collateral (Stocks / Bonds / structured products / Funds) & Margin required for derivative trading / Netting rules for derivatives / Enhance P&L ladder reporting for better forward looking risk management / Development of automated reporting solutions for MIS reporting
  • Back-up role on credit monitoring (collateral shortfall, limit excess, FX Margin monitoring or any credit violations)
  • Back-up role of Market risk function on allocation of collateral HC & determination of Margin Required
108

AVP / VP Credit Risk Resume Examples & Samples

  • Analyse individual airlines in their region for the purposes of assessing their suitability for new or repeat business. Take part in the decision making process on new transactions within the firm
  • Monitor the economic environment in the region with attention paid to the impact on airline profitability
  • Conduct due diligence meetings, on site where possible
  • Prepare all necessary approval documentation (including investment committee applications, and others) for new transactions and/or restructured transactions in their region. Liaise with all the necessary firms business functions to ensure appropriate sign offs are received for all transactions and participate in the approval process for transactions as necessary
  • Co-ordinate the progression of transactions through the internal credit approval process including: onsite counterparty due diligence, credit analysis, preparation of credit submissions and systems management, liaising with all firms business functions, post-closing co-operation with technical and legal
  • Continue to monitor existing customers for the purpose of ensuring that the relationship remains strong and performs, maintaining an uninterrupted credit rating by the firm as acceptable to do and continue to do business with
  • Prepare internal documentation required for the purposes of internal annual review where applicable. Liaise with all firms business functions and ensure appropriate sign off is received for annual and periodic reviews and participate at the credit committee approval process for these reviews as required. Closely monitor airlines on watch and report to senior management on their progress
  • Prepare adhoc notes and other papers as required
  • Other credit/risk duties which may be required from time to time, including providing 'cover' for colleagues
  • Work well with other business functions within firm generally to facilitate the efficient execution of transactions
109

Credit Risk Exec-corp / Comm Resume Examples & Samples

  • Candidates should be experienced and qualified credit professionals
  • 10+ years experience in commercial lending including the underwriting and/or approval of credit exposures
  • Knowledge of risk policies and procedures
  • Substantial leadership skills necessary to implement change and resolve issues/conflicts in a balanced and professional manner
110

Latam Credit Risk Resume Examples & Samples

  • Fundamental Research & Credit Analysis: Evaluate counterparty credit quality to assign probability of default and recovery ratings and set risk limits
  • Trade Evaluation & Approval: Respond to trader requests to approve transactions and open trading accounts with new counterparties. Manage exposure analysis, evaluation of legal and documentation requirements, and the negotiation of credit terms. Maintain record keeping of approvals
  • Sector Analysis: Evaluate industry trends and recommend action plans to manage sector and individual name exposure based on the outlook
  • Backlog Management and New Product Analysis: Maintain credit reviews of assigned portfolio current and evaluate new products as they are proposed by the business units
  • Undergraduate degree, preferably in Finance, Accounting, Business Administration or Economics. Advanced degrees and/or CFA certification are not required but considered a plus
  • 5 years+ of credit-related experience in financial services
  • Preferable understanding of capital markets products, including securities, OTC derivatives, secured financing transactions and loans
  • Fluency in English and Portuguese; Spanish is a plus
  • Successful candidates will be well-organized, detail-oriented and have demonstrated ability to thrive in a complex, high-energy capital markets environment
111

Credit Risk-china / Corporates Resume Examples & Samples

  • University degree holder. Master or equivalent is not required but preferred
  • At least 12 to 15 years of banking or related credit experience
  • Prior risk management experience including credit risk analysis or business case evaluation is a plus. This role is open to relationship managers who are keen to move to pure credit analysis role
  • A good understanding of Asia Pacific's market and business environment
  • Strong trade finance products background is valued
  • Solid understanding of good practice quantitative risk measurement tools
  • Financial Analysis skills
  • Strong communication and presentation skills in English and Mandarin
  • Ability to work under pressure and to work in a team based environment
112

Credit Risk Intern Resume Examples & Samples

  • Writing SQL statements to retrieve data from the data warehouse
  • Audit/validate the data retrieved
  • Compile mailing lists to send promotional offers to customers
  • Analyze/summarize information to identify opportunities to drive marketing goals
  • Provide recommendations based on analysis
  • Present results and recommendations to management
113

Credit Risk / Treasury Manager Resume Examples & Samples

  • Supporting and managing the credit risk unit throughout Japan
  • Maintenance and development of credit risk rating
  • Take an active part of compliance unit with audit, legal and regulatory functions
  • Be responsible for adopting and adjusting global and regional guidelines
  • Participate in Ad Hoc projects
  • Creation of analytical methods to minimize exposure to client companies
  • Knowledge of CRM standard operations
  • FP&A skills and experience
  • Excel, Powerpoint, Word
  • General accounting skills
  • Corporate finance
  • Business level English and Fluent/Native Japanese
114

Wholesale Credit Risk BA Resume Examples & Samples

  • Working with regional regulatory reporting teams to review and validate STDF credit risk reports, identify and resolve data issues, and to implement new operating model processes
  • Working with regional teams to identify regional systems change activity, in particular data remediation, required to support STDF credit risk reporting
  • Perform impact analyses of new and changed requirements that must be implemented for STDF reporting, and work with other teams to define solution and determine prioritisation
  • Working with other Capital and Global Stress testing teams to support the overall development and delivery of the Group STDF credit risk solution
  • Establish and maintain relationships with key stakeholders within Group Regulatory Information Analysis and Reporting, Group Risk and across other HGHQ functions and global sites
115

Credit Risk, Counterparty Risk Resume Examples & Samples

  • Analyze counterparty credit risk arising when UBS Asset Management enters into investment and hedging transactions with Counterparties on behalf of clients
  • Evaluate counterparty credit risk based on analysis of both quantitative and qualitative factors based on Funds/Portfolios trading strategies
  • Monthly, Quarterly and ad-hoc reporting and analytics
  • Maintain & support the improvement of Credit Risk Management tools and reports used for counterparty risk monitoring (including working with IT on system enhancements, developments and testing)
  • Close collaboration with Group Risk Control, Legal, Derivatives Administration Group, and business areas COO
  • Working closely with portfolio managers to remediate/mitigate elevated counterparty risk or resolve exceptions
  • Bachelor's or Master's degree in Finance, Business Administration or Economics
  • Minimum 4 years experience with Financial Institutions, Prime Brokerage, Hedge Funds
  • Experience with data management and analysis
  • Asset Management experience a plus. Investment Banking or Wealth Management experience welcome as well
  • Strong analytical thinking and results oriented
  • Takes initiative to identify issues/risks independently, ability to grasp complex issues quickly and suggest potential solutions
  • Good knowledge of financial markets and products
  • Advanced MS Office skills, previous experience with market data tools (e.g. Bloomberg, Reuters, etc.) advantageous
  • Demonstrate compliance with our risk management and control standards
116

Wholesale Credit Risk BA Resume Examples & Samples

  • Working with regional regulatory reporting teams to review and validate FDSF credit risk reports, identify and resolve data issues, and to implement new operating model processes
  • Working with regional teams to identify regional systems change activity, in particular data remediation, required to support FDSF credit risk reporting
  • Perform impact analyses of new and changed requirements that must be implemented for FDSF reporting, and work with other teams to define solution and determine prioritisation
  • Working with other Capital and Global Stress testing teams to support the overall development and delivery of the Group FDSF credit risk solution
117

Asset Management Risk-gwm Credit Risk-special Credits Resume Examples & Samples

  • Experience in Credit Risk Management, Credit Risk Analysis, and loan collections. Two plus years experience preferred
  • Ability to partner effectively with Front Office, Middle Office, Legal Division and across Wholesale Bank teams to achieve shared goals
  • Be able to prioritize work, meet tight deadlines, and work well in a fast-paced, team environment
  • Interact and communicate effectively (written and verbal) with all levels of the team and across the Wholesale Bank risk teams, at all levels
118

FI Credit Risk VP Resume Examples & Samples

  • Monitor credit profile of rated banks
  • Follow through new rating requests and assign new ratings
  • Write accurate, insightful and focused credit research of a high quality
  • Develop in-depth knowledge of the banks and systems assigned
  • Build and maintain high profile relationships with investors and issuers, and other market participants
  • Analysis and ratings of a portfolio of Asian banks as well as the origination and publication of insightful research on banking industry trends in the region
  • Present credits effectively and comprehensively in rating committees and other internal analytical meetings
  • Management of the ratings and research origination process and the supervision of junior analysts supporting the senior bank credit analyst
  • Conducting analysis of the credit profile of individual banks, developing in-depth knowledge of regional financial systems, and regularly writing research reports
119

Credit Risk FI Resume Examples & Samples

  • Manage approval function, including new product/market strategy and reputational risk mitigation. Approve limits and provide oversight to ensure adherence to limits and Risk Appetite
  • Identify and monitor key and emerging risks and issues. In partnership with Wholesale Credit, determine risk management strategies and coordinate response to emerging issues
  • Participate in Credit portfolio reviews and Risk governance routines
120

VP, Credit Risk-control & Valuation Resume Examples & Samples

  • Be responsible for handling the control and monitoring of the credit analysis/approvals
  • Be responsible for the establishment of the monitoring of collateral valuation and liquidity issues
  • Manage a team of 5 in overseeing the team repsonsible for the escalations by team members
  • Perform a gap analysis of the set up of the monitoring framework
  • Liaise with various business stakeholders and act as the main subject matter expertise for relevant projects
  • Have at least 5-10 years or relevant experience in Credit Risk Management
  • Have prior credit approval authority in either corporate, FI and private banking capacity
  • Have prior management experience with strong leadership skills
  • Proficiency in English is a must and Chinese is highly preferred
121

CRO Change Singapore Head, Credit Risk Resume Examples & Samples

  • To manage and lead the Change team in Singapore to implement solutions to the existing application for credit risk exposure calculation. This includes leading the team in business requirement gathering, functional design discussions and formulating the testing strategies of the change initiatives
  • Work closely with the project managers on release prioritization, resource and implementation plan
  • Maintain close collaboration with global counterparts on projects progress and towards a common release process at the global level
  • Work closely with the test manager on the testing strategies
  • Collaborate with the Global Change team on efficient resource mobilization across change initiatives and release cycles
  • Foster strong working relationships and close communication with internal counterparts (ie Project Managers, Front Office, Credit Analytics, Credit Risk Management, Finance, IT) so as to stay ahead of potential initiatives
  • Provide transparency and up-to-date status reports to the project managers and line manager   
122

Credit Risk Resume Examples & Samples

  • Independently analyzes, or at times may work with more senior Credit Officer, to evaluate the risk of adding a particular transaction to the bank's loan portfolio
  • Understand and assess the customer’s business model and its viability in the long run
  • Review and analyze the financial strength and soundness of the customer to identify key risks to the continued credit worthiness of the business
  • Considers alternative credit structures to mitigate risk where appropriate
  • Recommend action to be taken on credit, identifies key risks and information requirements
  • Ensure that credit facilities presented are properly graded
  • Meet assigned timelines and ensure documentation requirements are met per the business and audit requirements
  • Usually works independently with limited direct supervision. Serves as a resource for less experienced Credit Officers
  • 5-7 plus years experience as a credit underwriter or similar position requiring business knowledge and credit judgment
  • Preferably a post graduate or an advanced degree in business management, finance or accounting
  • Ability to formulate and articulate objective views based on professional analysis
  • Thorough knowledge of credit philosophy, loan documentation, bankruptcy and related legal issues
  • Good organization skills and ability to work within time constraints in a highly regulated industry
123

Senior Credit Risk Modeller Resume Examples & Samples

  • Facilitating the implementation of a number of model development projects from inception through to delivery
  • Assessing compliance of the proposed methodologies
  • Defining interpretation of the guidance to senior stakeholders where required (as it relates to modelling) and helping consolidate feedback via the methodology leads in the UK (including the Head of IFRS9 Methodology
  • Understand the requirements of the model owner
  • Understand the nuances of the client type, product and systems where the model will be implemented and ensure that these are considered throughout the development to ensure that final version of the model is fit for purpose
  • Translating the results of the model(s) into business language such that all assumptions supporting the development, the structure and outputs of the model(s) are clearly understood
  • Participate in quantitative testing
  • Provide performance updates on the project
  • Ensuring that the model output is sufficiently robust to withstand independent scrutiny and challenge by internal validation and internal and external auditors
  • Ensuring that the model(s) meets local and global governance standards and has been through the appropriate sign off criteria for the business unit prior to implementation
  • Supporting the model development as required and associated methodological documentation
  • Previous experience building credit risk models, including knowledge of regulation, estimation and validation techniques relevant to compliance with IFRS 9
  • Advanced computer literacy, in particular SAS
  • Detailed knowledge of business strategies and consumer finance products in either wholesale and/or retail markets, in particular residual risk methodology
  • Detailed knowledge of business strategies and investment banking products in wholesale markets
124

Credit Risk IT Resume Examples & Samples

  • Ensure the project and associated business case are scoped, initiated and approved according to required procedures
  • Plan the project in a manner that delivers the component project outputs as and when needed to support the intended value of the business case
  • Ensure the project managers execute and implement according to the plan or any agreed changes to the plan, and according to agreed project management standards
  • Ensure relevant and appropriate analysis gets performed, shaped in appropriate management information and presented to the relevant governance bodies and steering board
  • Ensure that project relevant risks, issues, actions, costs, schedules, benefits and other related artefacts are documented and tracked
  • Ensure an appropriate project steering group is in place and report into that group on a regular basis with risk and dependency status, and recommendations on any required decisions
  • Ensure that the project work is compliant with documented standards, templates, and frameworks, and captured in agreed toolsets
  • Engage on a regular basis with the sponsor and stakeholders and ensure broad awareness, engagement, and communication
  • Provide recommended decisions and/or mitigation strategies for identified issues and risks
  • Dynamically ensure appropriate contingencies are available for risks likely to be realised
  • Have a broad awareness of dependencies that could impact value realisation, and engage with relevant counterparts to ensure dependencies don’t jeopardize committed business benefits
  • Analyse, identify, and appraise risks and issues that impact the realisation of the committed business case and either resolve them or propose a mitigation as appropriate
  • Propose to stop the project when it becomes clear that the intended benefits will not be realised
  • Manage project managers consistent with our management principles
  • Ensure the project closes according to required procedures
  • Occasional Travel to visit offshore resources may be required
  • Demonstrable experience in leading complex transformation programmes to successful conclusions
  • Experience in a leadership/management role with material P&L accountability
  • Knowledge of Credit Risk, Market Risk and the use of quantitative algorithms to calculate probabilities
  • Knowledge of Treasury: liquidity, funding, capital and collateral; and their management in a large financial institution
  • A mindset built on simplicity
  • Proficiency to talk in functional and data terms to clients, embedded architects and senior managers
  • Can drive change recommendations, and define detailed agenda’s to enable the fulfillment of best practice process
  • Strong influencing and leadership skills. This role would be the most senior programme resource on the team and would need to be able to mentor / influence more junior members
125

Credit Risk BA Resume Examples & Samples

  • Gathering user and functional requirements
  • Designing solutions for user requirements that fit into, and enhance, global credit risk IT platforms
  • Perform system testing, and assist risk managers with user acceptance testing
  • Implementation and adherence to quality assurance principles and processes
126

Asset Management Risk-credit Risk Executive Resume Examples & Samples

  • 7 to 10 years of Credit Risk experience
  • Familiarity and expertise with legal documentation
  • Ability to understand the business and market context
  • Formal credit training required with experience and familiarity of all risk types: market, liquidity, reputation, operations, complex derivatives, ACH, etc.; some workout/problem loan experience preferred
  • Ability and willingness to coach and train junior Capital Advisors and Underwriters
127

Cib-credit Risk Emerging Markets Resume Examples & Samples

  • Primary credit officer for KSA: credit officer approving and “owning” credit exposure to Saudi corporates and financial institutions (whether booked in the local branch, subsidiary or outside of KSA; whether approved at his/her level or requiring a higher level ratification from Dubai/London; for all products (e.g. loans, trade finance instruments, derivatives, various trading operations)
  • The only credit risk employee based in KSA and representing the Credit Risk on the ground in terms of market intelligence, regular contact with clients, communicating key issues and developments and acting as the point of contact for risk related issues
  • A “go-to” credit person for the local business colleagues, helping them to shape credit requests into approvable ones
  • Legal Entity Risk Manager for the Riyadh Branch (+ JPMorgan Saudi Arabia Ltd). A point of contact for credit risk matters for SAMA (possibly for non-credit risk stripes as well – TBD)
  • Leadership in structuring, negotiating and documenting new transactions including syndicated loans, bilateral loans and complex derivatives for conventional and Islamic transactions
  • Overseeing preparation of credit applications for credit transactions by analysts/associates based elsewhere detailing all key risks (whether business, industry or transaction orientated) and proposing specific recommendations, dealing with the execution process for new transactions (including credit terms in legal documentation with the client) and with annual reviews, and ensuring full compliance with local regulatory requirements, required credit file maintenance
  • At times evaluating credit applications, to produce a distilled credit view and firm recommendation
  • Undertaking analysis of industries and relevant peer groups within them to determine key industry drivers and how these affect individual market participants. Such analysis to be factored into client specific or industry wide credit reports
  • Managing the credit transactions process; from the approval process and communicating with various involved groups (IB coverage officers, Corporate Bankers and product groups (FX, Derivatives, Debt Capital Markets and Commodities)) through to arranging for processing of details and changes into the bank's own internal systems. Leading the documentation of new transactions and amendments to existing transactions in conjunction with legal counsel
  • Facilitating flow business by establishing documentation and maintaining limits for trade finance and derivatives (e.g. interest rate swaps, FX, Repos, commodities)
  • Restructuring and management of stressed credits, working closely with the bank’s Special Credits Group
  • Working with credit industry specialists in London and elsewhere
  • Evaluation, booking and management of collateral relating to loans, derivatives, trade finance, etc
  • Monitoring the ongoing business activities and financial performance of existing clients, including financial covenant monitoring; ongoing credit relationship management of portfolio clients
  • Ongoing monitoring and ad hoc reporting of the bank's various credit exposures
  • Implementation of risk management and compliance procedures in accordance with SAMA/CMA requirements and corporate policies
  • Contributing to development of the bank's credit evaluation methodology
  • Contributing to Islamic Finance franchise build up
  • Working with middle office functions on structuring transaction operational matters and evaluating the risks related to them, together with solutions and mitigants
  • Maintaining appropriate client records and an archive of the bank's industry wide and client specific credit work
  • Pro-active portfolio management
  • Maintaining connectivity with Credit Risk colleagues to stay aware of overall market developments, best practices as well as training and development
  • Developing more junior team members on transactions
  • Traveling to meet clients in KSA and possibly other countries
  • Reviewing New Business Initiative Approval (“NBIA”) submissions, ensuring that risk agenda is addressed
  • Member of various internal governance bodies
  • Representing JPM at the Chief Risk Officers Committee organised by the Saudi Arabian Institute of Bankers
  • Occasionally presenting to external clients on Risk Management
  • Successful candidate is likely to be university qualified in economics, finance or a related area to the level of at least a bachelor's degree (or equivalent) with excellent academic results. Graduate or post graduate education at a foreign business school or academic institution would be advantageous
  • At least [five] years work experience in a credit related analytical role with an international financial institution, preferably in credit research or a credit risk department, but possibly in investment/corporate banking, ratings advisory, etc
  • Strong understanding of the purpose and techniques of credit analysis, combined with good judgement and the ability to look beyond quantitative data in forming an analytical view, to construct concise and coherent credit assessments for presentation both verbally and in writing
  • Strong knowledge of transaction structures, documentation and banking products sufficient to lead the execution of new deals and amendments, including the most complex ones
  • Robust understanding of the manner in which businesses capitalise themselves, and the factors affecting the choice of instruments available
  • Knowledge of financial accounting standards
  • Knowledge of relevant banking legislation and regulatory environment
  • Advanced and confident PC user, experienced in working with common office packages and financial spreadsheet models in particular
  • Ability to work under pressure, at times for extended hours
  • Strong team-player; ability to plug oneself into a fairly complex network and manage conflicting priorities
  • A highly organized person who is able to work proactively and independently, often to tight deadlines
  • Good problem-solving skills
  • Excellent written and verbal communication skills; interpersonal skills. Ability to write comprehensive reports, establish credibility and trust with clients, product specialists and senior credit officers, and to partner with them effectively
  • Excellent command of verbal and written English. Knowledge of Arabic would be advantageous
  • Deep knowledge of KSA would be highly advantageous
128

CIB Risk-credit Risk-simm Management Resume Examples & Samples

  • Solid knowledge base of OTC Derivatives
  • Basic understanding of VaRmodels
  • Basic knowledge of pricing models and market data
  • Knowledge of Dodd-Frank regulatory reform is a plus
  • Experience in credit risk, market risk, trading or trading middle-office functions is a plus
  • Comfortable with large data set handling and proficient user of excel
129

Credit Risk Stageur Resume Examples & Samples

  • Monitoraggio di tutti i modelli statistici ed andamentali (scorecard conto/fido/prestiti/mutuo/CQS)
  • Responsabilità d’implementazione dei modelli nei sistemi locali con attività di project management
  • Analisi di stabilità, analisi della performance e backtesting
  • Supporto alla presentazione dei risultati all’interno della banca
  • Interfaccia con HO/fornitori esterni per quanto riguarda le attività di validation/monitoring e development dei nuovi modelli, e alle attività amministrative
  • Supporto al monitoraggio dei portafogli banca
  • Estrazioni e query sui dati interni
  • Laurea in Statistica / Matematica o Economia
  • Utente avanzato di Excel e buona conoscenza del pacchetto Office
  • Utente avanzato di SAS o uno strumento analitico simile
  • Buona conoscenza della lingua inglese scritta e parlata
130

CIB Securities Prime Brokerage Credit Risk VP Resume Examples & Samples

  • Daily monitoring of client portfolios and providing of commentary of market risk positions with the aim to identify material risk exposures and concentrations. Due diligence and attention to detail is critical
  • Coordinate with technology to improve risk system capabilities in performance, reporting, and data. Also work with product development to add products to risk system and enhance margining capabilities
  • Prior experience as a manager is a plus
  • Proficiency in basic programming languages, specifically SQL, is a plus
131

Cib-credit Risk-counterparty Credit Infrastructure & Capital Resume Examples & Samples

  • Data management, data analysis, data governance, data modeling, data quality management
  • Business and data analysis working with numerous stakeholder teams
  • Problem solving and testing
  • Project management
  • Data Management and Data analysis with a strong understanding of credit concepts
  • Knowledge with one or more of the following: Derivatives, securities financing, CCAR, and/or Basel
  • Credit Risk experience and familiarity with the credit infrastructure is a huge plus
  • Experience in establishing and running various data management related forums, such as working groups
  • Business analysis and project management. Ability to produce clear, well-articulated documentation is essential
  • Critical thinking, ability to understand the problem, to come up with the solution/options, to document and to present to various audiences
  • Strong analytical and problem solving skills (willing to learn quickly)
  • Applicants must be motivated and detail oriented with a strong customer service and delivery focus
  • Applicants must be willing to iteratively search for the correct solutions (independently if needed)
  • Good interpersonal skills needed for working in a team environment across departments
132

CIB Credit Risk-securities Prime Brokerage VP Resume Examples & Samples

  • Review and recommend leverage for prospective clients where leverage request does not fall within the standard model. This requires clear communication of Risk policies and views to the front office personnel
  • Interact regularly with the front office on risk-related issues such as discussing margin changes and partnering with legal to negotiate risk-related documentation points
  • Monitor and analyze market trends and movements. This involves observing market trends and estimating the significance they will have on PB client portfolios
  • Respond to changing market conditions by conducting ad-hoc exposure analyses across the Prime Brokerage portfolio, often at the request of senior management or regulators
133

Credit Risk Emerging Markets Resume Examples & Samples

  • Associate will cover a counterparty portfolio focusing on Financial Institution and Corporate counterparties in the US and LatAm regions
  • Analysis of credit quality (banks, broker-dealers, insurance, corporates), review of both financial and sector developments
  • Counterparty due diligence conducted via calls and on-site visits
  • Transaction Review
  • Fluent in Spanish, proficiency in Portuguese a plus
  • Background in trading products mentioned above in the fixed-income and equities spaces
  • Comfortable interacting with senior management within Risk Management as well as the relevant business areas
  • Strong desire to grow your skillset and expand responsibilities
134

Credit Risk Methodology Group Resume Examples & Samples

  • Perform quantitative model testing, validation, and enhancement for the counterparty credit risk exposure measurement models, including Monte Carlo simulation, pricing and valuation models, margining, netting and aggregation models
  • Perform business analysis on the firm’s existing system, data, model and processes within the context of risk management and regulatory implementation
  • Evaluate counterparty exposure of proposed derivative trades that are too complex to be covered by the firm’s exposure models in production
  • Program, test and implement quantitative financial methods using C++, VBA, Matlab, and SQL. Utilize advanced statistics and mathematics skills including options pricing theory, stochastic calculus, Monte Carlo simulation, numerical analysis and optimization techniques, probability theory, and time series analysis
  • Good communication skills and articulation abilities of both verbal and written are desired.-Advanced degree (M.S. or PhD) in a quantitative discipline, e.g., economic, mathematics, or finance with a quantitative undergraduate background
  • 3 to 5 years work experience in counterparty risk modelling team.-Strong cross-asset product knowledge and familiarity with financial markets
  • In-depth knowledge of option pricing and stochastic calculus and Monte Carlo simulation
  • Strong programming skills in C++, Python, Matlab/R
135

Director, Credit Risk Resume Examples & Samples

  • Perform financial risk management, advisory, and audit engagement assistance related to financial instrument valuations, cash flow modeling, and expected credit loss implementations
  • Establish and successfully execute engagements against financial targets, such as rates per hour, budgets, managed hours, and profitability
  • Deliver client analytics projects as part of a broader team of data scientists and industry/solution professionals by working with the appropriate technical resources to transform client problems into business solutions
  • Proactively broaden and deepen client relationships by managing client relations with senior-level clients
  • Analyze and assess risk management activities related to accounting changes and new regulations; assist with interpreting technical accounting standards to develop business requirements; lead the review implementation, testing, and post implementation support of software related to the new accounting requirements
  • Minimum eight years of experience in financial services, structured finance, mortgage banking, corporate finance, or consulting industry
  • Bachelor’s degree in accounting, finance, or economics from an accredited college/university; ASA, ABV, CPA or CFA certification considered a plus
  • Financial instrument accounting knowledge and experience including level yield amortization and impairment under expected cash flow approach and other applicable standards required, familiarity with IFRS 9 impairments and FASB’s proposed CECL accounting model is a plus
  • Strong communication, writing, presentation, quantitative, and analytical skills with strong experience using Excel and SQL
136

ICG Credit Risk Head Mexico Resume Examples & Samples

  • Credit analysis, credit approval, and active monitoring of the Corporate, Financial Institutions and Public Sector portfolios in Mexico with a focus on proactive problem recognition, stress testing and overall portfolio management. RC partners with the Global Portfolio Optimization team in New York and London to use risk mitigation tools available in today’s markets
  • Direct management responsibility for the RC team in country, currently composed of 3 SCO’s and 2 analysts. Matrix supervision of the ICG Risk RMU (LARA) in Mexico City, the ICG Credit Risk head must ensure the quality of credit analysis, identify areas of improvement of team members under supervision and ensure effective training and development plans are established are key responsibilities of the role. Ensure the proper workload balance throughout the available resources to comply with risk processes and give adequate support to the business. Develop and implement talent and succession planning
  • Work in parallel with Citi’s ICG bankers and product specialists. Together with these bankers, and with the input of the other ICG portfolio teams, RC’s responsibility is to make informed decisions through an understanding of the credit, structure and profitability features of each relationship. This includes identifying target market additions and deletions by reference to credit quality, returns and company’s characteristics
  • Represent and be responsible for all ICG Credit Risk issues with the Regulators, IA and FCR
  • Participate in several franchise committees representing ICG Credit Risk matters
  • Report to the Banamex Board Risk Committee on matters related to ICG Credit Risk
  • Be a member of the Mexico Risk Management Committee chaired by the Banamex CRO
  • Responsible for the integrity and accuracy of Risk Ratings, Portfolio Data Integrity and Cost of Credit
  • Support the Banamex CRO in responding to regulatory and management reporting obligations in respect of the ICG portfolio
  • Joint management with IRM of classified SS and worse accounts
  • Assist the Banamex CRO with franchise level risk management issues pertaining to the ICG
  • Create and sustain a strong partnership with the country and regional banking (relationship and product management) teams, particularly with key decision makers and influencers
  • Senior Credit Officer Level 2
  • Knowledge of operational, market and franchise risk is a plus
  • Experience of managing teams of people. Acts as a role model for managing people, coaching, and serving as a mentor
  • Participates in training and ensures there are consistent global standards
  • Fluent Spanish preferred
137

Vickers Credit & Risk Resume Examples & Samples

  • Perform credit assessment on all credit applications & ad hoc credit cases / requests
  • Conduct daily credit monitoring, reporting and regular credit review on our clients’ stock portfolio and margin financing position
  • Work closely with Sales & Operation teams to resolve various credit issues
  • Keep track of the securities markets trend and major stock movements for intraday credit monitoring
  • Complete ad hoc tasks or credit related projects assigned
  • Ensure full compliance of credit policies & internal guidelines for our daily operation
138

Credit Risk Professional Resume Examples & Samples

  • Responsible for the in-depth knowledge of particular industries and all current events utilizing internal and external sources
  • Manage a segment of an industry vertical or primarily investment grade general commercial loan portfolio
  • Prepare detailed credit analyses and required credit application according to policy, including evaluation of loan purpose and structure, repayment sources, corporate, regulatory and industry risk, liquidity, asset protection, historical and projected operating performance, and capital structure
  • Proactive coordination with execution team and Loan Transaction Unit for proper booking of newly assigned accounts
  • Continuously identify opportunities to enhance Credit Risk reporting and processes
  • Train, guide and motivate junior staff to promote timely production of reports and effective performance
  • Assist in management and control of credit applications
  • Facilitate the approval process for credit actions and loan sales
  • Coordinate the self-assessment process to establish the loan loss reserves
  • Maintain and monitor compliance reporting requirements
  • 5-8 years’ experience of banking or financial services
  • Extensive portfolio management experience and ability to handle refinancing of existing loans
  • Sound knowledge of finance, accounting, legal/documentation, and administration
  • Excellent communication and networking skills
  • Proficient in MS Word, Excel, PowerPoint, and Access
  • Strong administrative skills, knowledge of loan administration and accounting procedures
  • Good knowledge of FED and FSA requirements regarding write-off and reserves on problem loans
  • Excellent analytic and quantitative skills
139

Manager / Director, Credit Risk Resume Examples & Samples

  • Regularly communicate with project sponsors and other interested client parties
  • Master’s and/or PhD degree in Engineering, Operations Research, Physics, Mathematics, or Statistics from an accredited college/university
  • Experience in the application of underwriting and behavior scoring models, prepayment and loan account attrition models, loss forecasting, economic risk analysis, and other business analysis tools used in consumer and small business lending
  • PhD degree in Engineering, Operations Research, Physics, Mathematics, or Statistics from an accredited college/university
140

Director, Credit Risk Resume Examples & Samples

  • Develop loan portfolio stress testing models using economic variables
  • Create consumer credit loss forecasting methodologies for clients
  • Oversee various engagement personnel
  • Manage various facets of engagement including risk management, project acceptance, billing, delivery, and collections
  • Develop and sell new and existing clients, including development of marketing plans and sales strategies
  • Eight years of work experience in credit risk
  • Ability to develop and sustain meaningful client relationships
  • Ten years of related work experience in a financial services and consulting firm
  • Well established understanding of business dynamics and regulations
  • Excellent interpersonal skills with the demonstrated ability to gain the confidence and respect of various levels
141

VP Credit Risk Methodology Group Resume Examples & Samples

  • Build models, design scenarios and implement tools for counterparty stress testing for both regulatory and risk management purposes
  • Work closely with risk managers and front office & IT to remediate existing gaps in counterparty stress testing framework and perform analyses for topical stresses
  • Good communication skills and articulation abilities of both verbal and written are desired
  • Advanced degree (M.S. or PhD) in a quantitative discipline, e.g., economic, mathematics, or finance with a quantitative undergraduate background
  • 5 to 7 years work experience in counterparty risk modelling team
  • Statistical skills (e.g., probability theory, time series analysis) and facility with statistical packages would be desirable but are not required
142

CIB Credit Risk Americas Resume Examples & Samples

  • Ongoing handling of a portfolio of managed and advised Criticized and Classified assets of clients in both North America and South America, including; financial analysis of stressed/distressed counterparties, relative value analysis, and legal documentation analysis
  • Partnership with Corporate/FIG Credit Risk, CPG, Secondary loan trading and Business colleagues
  • Represent JPMorgan in lending syndicates/bilateral capacity, and network with the outside restructuring community i.e. third party lenders/funds, legal and financial advisors
  • Negotiate and lead/contribute to credit decision-making process in live stressed/distressed situations on an advisory/managed basis. Formulation of exposure management strategy alongside other risk colleagues
  • Ongoing contribution to regulatory and risk reporting agenda. Input into specific reports going to senior management (e.g. wholesale credit costs forecast; portfolio valuation report)
  • Candidates should have an interest in outside stakeholder interaction and possess strong analytical skills in addition to strong verbal and written communication skills
  • Must be able to work well under pressure in a demanding environment, be comfortable managing high profile situations and dealing at times with competing priorities
143

Credit Risk Professional Resume Examples & Samples

  • Prepare credit review reports for adverse credits for the purpose of tracking and reporting up-to-date conditions of such credits to management and relevant credit divisions
  • Perform portfolio management responsibility as assigned by manager, including compliance with external regulatory requirement and Internal Bank policy and procedural requirements
  • Responsible for expanding knowledge of particular industries and for proactive coordination with execution team and Loan Transaction Unit for proper booking of newly assigned accounts
  • Gather, review and analyze critical account information from all available sources by communicating and coordinating with all related divisions in order to make accurate assessment or judging of the customer's financial condition and ability to fulfill debt obligations
  • Obtain and maintain understanding of the Bank's internal credit policies, procedures and guidelines
  • 2-3 years of working experience in financial institutions or equivalent in credit administration and related functions with a basic understanding of financial statements
  • Verbal and written communication skills in both Spanish and English and strong analytical skill
  • CIB Staff provide administrative support to BTMUS Registered Representative
  • Good computer skills in Microsoft Word/Access/Excel/PPT
144

Director Credit Risk Resume Examples & Samples

  • Develop and/or communicate standards for assessing credit risk in loans the organization purchases or deals in which it participates. Direct staff applying these standards in the analysis of particular batches of mortgages or proposed transactions
  • Confer with management of business units who are planning to make purchases of loans or MBSs, to assess credit risks associated with loans or lenders and are assessing loan data in order to assign credit score(s) to the package of loans
  • Communicate with financial institutions who do business with the organization to ensure that they understand the company's credit risk standards and current appetite for risk in the company's buying practices
  • Examine, or direct staff to examine current and recent transactions and associated risk parameters to assess their accuracy and to feed back to policy staff and modeling staff empirical data for their to evaluate the utility of current policies and models
  • Report to senior management on the unit's production, activities, and efforts
  • Plan, document, and manage the performance of subordinate managers and/or staff. Provide for professional or technical growth through assignment, mentoring, or training
  • Experience managing a Loan Review function in a regulated financial institution or equivalent experience within a federal or state regulatory agency
  • Commercial real estate underwriting and/or work-out experience is a plus
  • Thorough understanding of DUS lending standards, practices, products and executions is preferred
  • Detailed understanding of ASC 450-20 (FAS 5) and ASC 310-10-35 (FAS 114) reserving methodologies
  • Detailed experience with impairment, loan rating methodologies within regulated financial institutions
  • Demonstrated strong leadership, planning and managerial abilities. Proven capability to effectively present analysis, respond to questions, deliver difficult but balanced messages to senior management, Lenders, peers, auditors and regulators
  • Strong organizational and interpersonal skills. Empowers others, builds confidence, demonstrates a positive style
  • Makes timely decisions, at times with incomplete information and tight deadlines
  • Leads by example and demonstrates clear, consistent adherence to policy and guidelines that builds trust with business groups and regulators
145

Credit Risk, VP Resume Examples & Samples

  • Study, develop and enhance analytical skills of the team through close communication
  • Previous extensive working experience in financial institutions, preferably 7 years in credit and risk related function with 3 years of line experience or equivalent
  • 5 years + of Securitization experience/knowledge
  • Strong knowledge covering accounting rule, finance, and regulation
146

F/I Credit Risk Mgmt Senior Resume Examples & Samples

  • Underwriting of financial institutions’ creditworthiness within the Single Family business line
  • Interpret financial statements submitted by banks, thrifts, and credit unions engaged in selling 1-4 Residential Mortgages and assess the risk profile and the financial capacity to honor selling Representation and Warranty obligations, servicing obligations and market/interest risk pair-off obligations
  • Provide resolutions to an extensive range of complicated financial transactions through innovative and viable solutions
  • Interact with senior customer personnel on significant business matters that frequently require coordination across organizational lines
  • Provide guidance to junior staff on team projects and special ad-hoc projects
  • Bachelor’s degree in accounting or related business degree with strong understanding of financial statements and business acumen
  • Minimum 5-7 years of relevant risk management experience in assessing counterparty credit risk of banks, thrifts, and credit unions; other relevant experience in financial services may be considered
  • Ability to work independently under limited supervision and handle multiple projects with tight deadlines
  • Advanced skills in Excel, Word, and PowerPoint
  • Advanced degree in MBA, Accounting or Finance, or professional designation such as a CPA, CFA, FRM or in the process of obtaining them
  • Prior experience in consulting, or advisory services for financial institutions
  • Prior bank examination or underwriting experience
147

Credit Risk Policy Prf Resume Examples & Samples

  • Completion of appraisal quality reviews
  • Work effectively with others in Single Family Mortgage Credit Risk Management, as well as with counterparts outside of Single Family Mortgage Credit Risk Management, to ensure that input from their respective areas are considered and evaluated when recommending and implementing policies and strategies
  • Five years financial services related work experience
  • Strong analytical/problem solving skills
148

Credit Risk Transfer Senior Resume Examples & Samples

  • 7 plus years of related professional work experience
  • Strong financial aptitude and robust analytical skills
  • Experience with mortgage credit and solid fixed income knowledge and experience
  • MBA, other graduate degree or advanced studies
  • Demonstrated business acumen, problem solving skills, intellectual maturity, and relationship management skills
149

Credit Risk Metrics Specialist Resume Examples & Samples

  • Collects and prepares data for analysis, exploratory to advanced analytics, and identifies data relationship patterns and trends
  • Identifies actionable insights from multiple sources of data that measurably improve business outcomes or reduce business risk
  • Prepares monthly reporting packages
  • Provides independent audit of line of business reporting packages
  • Assists in oversight of credit controls and credit policy adherence
  • Creates ad-hoc reporting packages
  • Formalizes reporting packages for delivery to BIO
150

Global Credit Risk Lead Resume Examples & Samples

  • Responsible for benchmarking current risk practices against those stipulated within business units and follow on changes in global scenarios as well as an assessment of credit risk in the long term
  • Work closely with the Credit to Cash Global Process Manager to ensure process support and overall approach to global credit risk management
  • Prioritize and facilitate implementation of improvement opportunities
  • Participate in corporate-wide governance oversight to assure that all processes support Cargill’s various enterprise business models and corporate functions
  • 10+ years of financial business experience in a relevant area (e.g. credit, tax, treasury, accounting, etc.)
  • Experience in a global matrix organization, working in different geographical areas and across enterprise-wide functions
  • Excellent collaborative skills – to ensure effective communication, influencing and goal setting within and between Credit and other functions
  • Ability to work with a culturally diverse team
  • Strong communication skills, both written and verbal with the ability to work effectively with senior level positions, both internally and externally and to interact in difficult circumstances
  • Experience of operating within and managing a team within matrix reporting lines
  • Willingness to travel abroad up to 20% for key meetings and reviews
151

Placement Credit Risk Resume Examples & Samples

  • Prepares business unit credit reporting, planning, and forecasting
  • Performs credit-worthiness reviews on new and existing accounts, mitigating risk to the business
  • Analyzes credit exposures
  • Prepares metrics analysis and consolidated credit reporting, as well as ad hoc credit analysis and reports to the business unit
  • Develops an understanding of trade finance and credit management to support the business
  • Ensures credit activities are in line with corporate credit policies, and are Sarbanes Oxley (SOx) compliant
  • Participates in working capital initiatives to drive Corporate metrics
  • Active involvement and business partner support
  • Represent the function when required to do so either with other parts of the organization or at various functions or events
  • Support for the scoping and completion of improvement projects (including 6 Sigma framework)
  • Fast learner and willing to take on new challenges
  • Strong team-working skills
  • If you are interested in applying for this placement role please apply at
152

CIB Risk-credit Risk-simm Management Resume Examples & Samples

  • Maintain global regulatory exams calendar
  • Responsible for control self-assessment
  • Minimum of 5 years of experience
153

Credit Risk Review Resume Examples & Samples

  • Manage team budgets, day-to-day execution on special projects and ad hoc initiatives
  • Coordinate team-level activities: training, new hire onboarding, system accesses, communications, etc
  • Develop, maintain and update policies, procedures and guidelines within CRR
  • Develop efficiencies in work flow management (i.e., work flow templates, Process and Controls Working Group)
  • Manage Credit Review data; generates reports as both inputs and outputs to/from cycled exams and continuous monitoring; aid in sample selection
  • Perform ongoing QA/QC on completed risk review work papers, prior to risk review distribution, to ensure the reviews adhere to standards within CRR and the CRM Policy Framework
  • Complete quarterly rating variance analysis
  • Prepare executive summaries, periodic reports, and presentations summarizing findings and recommendations to Board and its Risk Committee and executive management
  • Complete regulatory self-assessments
  • Evaluate the adequacy and effectiveness of credit tracking systems
  • Provide assistance to lending and credit personnel, auditors, and regulatory examiners
  • Demonstrate analytical mindset and collaborative approach across depts/borders to leverage knowledge and efficiencies
154

Credit Risk Modeler Resume Examples & Samples

  • Develop and work with quantitative models for stress testing Credit Risk Forecasting and ALM models
  • Work directly with institutional clients on risk analytic models and projects
  • Develop stress testing scenario analysis models
  • Provide Credit Risk, ALM and Balance Sheet consulting services to clients
155

Manager / Director, Credit Risk Resume Examples & Samples

  • Conduct business symmetric multi-processing interviews and data analysis review meetings
  • Assist the business analyst and data acquisition team with data related issues such as assessing data quality, data consolidation, evaluating existing data sources, identifying the appropriate data sources, and mapping the data from source to target
  • Develop logical dimensional model(s) including entity and attribute descriptions and definitions for the models
  • Perform re-engineering of source models when necessary and maintain data in the metadata repository
  • Assist the Extract, Transform, and Load Architect to help ensure the data architecture is applied properly and assist the Database Administrator in converting the logical model(s) to physical
  • Perform activities to support the standardization of facts and dimensions and prepare prototype models to support the development efforts including identifying the key facts and dimensions to support the business requirements
  • Oversee engagement personnel
  • Eight years of Information Technology work experience
  • Five years of Data Warehouse Architect (DWH) experience designing and developing SSIS packages, stored procedures, views, and triggers in T-SQL
  • Strong skills in DWH relational and multi-dimensional data modeling and data normalization, which includes creating entity relationship diagrams and maintaining meta-data and data dictionary
  • Strong experience in query tuning, index creation, database optimization, and troubleshooting including performance monitor utility and SQL Profiler
156

Wholesale Credit Risk Quant Modeler Resume Examples & Samples

  • Liaise with IT teams to integrate the models into different IT systems, spanning multiple stakeholders across multiple geographies
  • Work with IT project managers to define the implementation strategy and define the milestones in the project implementation plans
  • Manage the processes with the ability to complete complex projects across different organizational units with an eye on timelines
  • Design effective testing schemes to deliver high-quality implementation
  • Effective communication with IT teams. Understand and propose solutions when there are any implementation problems
  • Strong quantitative and analytical skills. A PhD or Masters Degree in a quantitative discipline such as Computer Science, Math, Engineering, Financial Engineering etc
  • Strong technical skills: C++, Python, C#
  • Have prior implementation experience within a financial institution
  • Domain expertise in following areas: PD, LGD, EAD modelling in Wholesale is a plus
157

Credit Risk Trade Resume Examples & Samples

  • Calculating live trade credit risk across all markets (FX, rates, equities, fixed income, commodities, etc.) and financial products (loans, derivatives)
  • Communicating with CRM and FO to explain credit risk issues and the need for potential ad-hoc enhancements
  • Access requirement and Test any future upgrades to pre execution tools
  • Performing ad-hoc analysis
  • Bachelors’ or Master’s degree in quantitative or relevant discipline preferred
158

Credit Risk Modelling VP-pd, LGD & EAD Resume Examples & Samples

  • Support business model users by providing training, conducting user forums, obtaining feedback
  • Communicate with regulators in order to explain the compliance of the risk rating system with IRB requirements
  • Support communication with Change Delivery and IT functions
  • Identify opportunities for process, data and system improvements to support development of robust and business-relevant risk metrics
  • Detect and investigate reasons for model ineffectiveness and model misuse
  • The jobholder needs to demonstrate an expertise in highly technical areas (e.g. statistical analysis, data mining) as well as deep understanding of credit business and credit products
  • The job-holder will be asked to be at ease with very technical matters and at the same time be able to communicate to model users, senior management and regulators in a clear, transparent and effective way
  • The role is located in Group Risk and has global reach through the scope of credit risk models provided to the business
  • The jobholder is required to work in an environment of significant ambiguity, dealing with major issues for which there is no clear solution whilst still being able to give meaningful input
  • The jobholder is expected to demonstrate a high level of technical expertise, good communication skills and ability to work in a team
  • University degree in a quantitative or technical field
  • Good understanding of statistics and familiarity with sophisticated tools for numerical analysis
  • Strong data management and system deployment skills
  • Good knowledge of wholesale credit process and products
  • Relevant working experience in a bank, rating agency, consultancy or advisory firm
  • Ability to prepare clear and effective presentations, trainings and workshops
  • Open personality and effective communicator, ability and flexibility to work in an international team
  • Ability to write clear and understandable documents
159

Senior Mgr-institutional Credit Risk Oversight Resume Examples & Samples

  • Close and robust monitoring of portfolio risks trends
  • Micro-segmented analysis of portfolio trends
  • Development of portfolio-level early warning metrics
  • Review of systemic risk threats and assessment of their potential impact
  • Review of Credit Risk processes and assessment of their soundness, robustness and effectiveness
  • Review of risk decisions logic and assessment of its impact on portfolio credit performance
  • Collaboration with business unit Risk teams to enhance decision processes or address major credit performance volatility
  • In depth, end-to-end knowledge of Credit Risk Management process framework and systems
  • Strong analytical skills and business acumen with a risk-reward control perspective
  • Demonstrated ability to successfully manage multiple priorities and stakeholders under pressure
  • Ability to communicate appropriately at every level of the organization, including credit risk peers, business partners and senior executives
  • Proven track record of achieving goals and exhibiting good leadership
  • Advanced degree in business, statistics, engineering or a quantitative field is preferred
160

Unsecured Credit Risk & Portfolio Management Manager Resume Examples & Samples

  • Establish and maintain relevant credit policies, risk monitoring structure and portfolio quality standards for consumer credit products
  • Integrate credit policies and portfolio quality management with risk analytics capabilities through use of analytics tools including scorecards and Basel II risk models
  • Ensure loan acquisition strategies are based on risk/ reward balance, with alignment to business strategies and in compliance with relevant regulations
  • Drive continuous improvements in analytics capabilities and enhancements in the use of risk models & analytics tools
  • Identify opportunities for continuous improvements in credit processes
  • Lead in the preparation & implementation of product programs
  • Engage business partners in regular asset quality reviews with provision of analytics insights to identify risks/ opportunities and recommend relevant actions
  • Review credit policies and program risk acceptance criteria regularly, with timely updates for proactive adaptation to changes in legal /regulatory requirements, business strategies, market environment or portfolio performance
  • Drive portfolio management initiatives through the credit cycle management framework by working in partnership with product managers, credit approval team, credit operations team and collection team
  • Ensure adequate awareness of key risk controls in credit processes
  • Work in partnership with credit systems support team to implement key credit policy criteria in relevant credit acceptance & evaluation systems
161

Ccb-consumer Credit Risk Resume Examples & Samples

  • Assessing the validity of potential clients by doing a complete and thorough Financial and Operational review of company
  • Proactive assessing of correspondent ongoing loan performance risk based on established indicators
  • Addressing risk red flags detected via annual and quarterly financial statement data
  • Analysis of Quality Control plans and reporting, industry intelligence research results, government insuring and compare ratios, and investor, warehouse lender and regulatory agency findings
  • Assessing ad hoc heightened risk events and determining appropriate risk action
  • Continuous monitoring of uninsured FHA/VA counterparty loans or non-guaranteed VA loans
  • Analysis of merger and/or acquisition risk, FDIC takeover, or company dissolutions via research of internal and external information sources to identify possible assumption of the contractual obligations of the counterparties as a result of such legal entity changes
  • Direct interaction with external (i.e.: Correspondent customers, Investors, Warehouse Lenders) and internal (i.e.: Operations, Legal/Compliance, Sales, Credit Risk Review, Quality Assurance, and Mortgage Banking Investigations) as it relates to counterparty risk Management
  • Daily interaction with CMG management and/or participation in CMG meetings
  • Other tasks as required by management
  • At least 10 years of mortgage banking experience with an in-depth knowledge and understanding of the mortgage lending process including loan origination, processing, underwriting, closing, funding, and servicing
  • Secondary Marketing, Quality Assurance, Audit, Repurchase, Risk, or Counterparty Risk Management experience Preferred
  • At least 3 years of corporate and/or bank financial statement analysis experience preferred
  • Strong analytical, decision making, organizational, and multi-tasking skills
  • Successful track record of relationship and/or partnership management as well as collaborative project management
  • Expert ability in MS Office including Word, Excel, Access, and Power Point
162

Credit Risk Product Owner Resume Examples & Samples

  • Coordinate between multiple scrum teams working on the common product backlog within the department
  • Leverage Big Data and API technology to create innovative solutions that are cost-efficient and scalable across the enterprise
  • Knowledge of commercial underwriting and profit optimization models
  • Demonstrated ability to think outside the box and/or design industry-leading solutions
  • Experience in an Agile Product Owner role
163

Credit Risk Documentation Resume Examples & Samples

  • Prepare, vetting and sign-off standard and non-standard Letter of Offer package and other related credit documents according to the Credit Application Memo for Private Banking and Treasures Private Clients
  • Liaison with Relationship Managers and stakeholders on queries pertaining to credit documentation issues
  • Handle complex documentation including drafting clauses for non-standard cases and obtain Legal clearance
  • Liaise with Legal officers on various matters including non-standard terms and conditions highlighted in the Credit Application Memo
  • To be able to ensure the terms and conditions stated in the Credit Application Memo are incorporated in the credit documentation
  • Maintaining and updating of Letter of Offer, supplementary documents and credit documents templates when applicable
  • To be able to ensure compliance with internal processes, credit policy and country regulations
  • Checking for accuracy of scanned docs by the Imaging team
  • Handling projects related to Documentation team (eg functional spec, UAT etc)
  • To assist in any other duties as assigned
164

Credit Risk Transfer Prf Resume Examples & Samples

  • Enhance Credit Products: Work cross company and in conjunction with outside parties to develop technologies, operations, and process to improve the ACIS credit product. Manage a wide range of responsibilities and relationships including legal, credit, capital, IT, operations, disclosure, analytics, tax, rating agencies, brokers, and outside consultants
  • Support the programmatic purchase of credit insurance. Including engaging and supporting the needs of Brokers and Insurers. Development and review of transaction documents
  • Credit Analytics: Execute third party and proprietary tools to analyze economics and value of credit risk transfer structures. Provide analysis of structures, ideas and transactions
  • Marketing: Contribute to the design, development, and distribution of internal and external marketing campaigns. Develop materials and respond to inquiries from external stakeholders including FHFA, Treasury and others as needed. Participate in customer meetings
  • Projects as assigned by management: Candidate will work in a small group and will need to support various ad hoc and on-going requests. This may include governance support, e.g. audit, development of procedures, records
  • 2-5 years of related professional work experience
  • Bachelor’s degree in Finance and or related field
  • Solid fixed income knowledge and experience
  • MBA OR other graduate degree or advanced studies in related field
  • Insurance Industry or Capital Markets Experience
  • Mortgage credit risk experience
  • Experience with financial analysis tools (e.g. MatLab, SAS)
165

Credit Risk Transfer Mgr Resume Examples & Samples

  • Manage team of credit risk transfer professionals to create and execute transactions that will reduce our exposure to mortgage credit risk
  • Enhance Credit Products: Work cross company and in conjunction with outside parties to develop technologies, operations, and process to improve the insurance and reinsurance offerings
  • Manage a wide range of responsibilities and relationships including legal, counterparty credit, credit, capital, IT, operations, disclosure, analytics, tax, brokers, due diligence firms, and outside consultants
  • Insurance offering documents and disclosures: Support the programmatic issuance of insurance offerings
  • Lead effort to expand insurance and reinsurance participation in the risk transfer offerings
  • Provide primary support and relationship management for the participating customers
  • 10 to 12 years of professional work experience
  • 7 plus years of related professional work experience at an insurance company specializing in mortgages
  • Strong communications and interpersonal skills
  • Credit Risk Transfer Experience
  • Ability to work effectively with continuous change and short deadlines
166

Senior Ba-credit Risk Resume Examples & Samples

  • Interviewing the business to understand / educate the benefits
  • Review current process and understand the TOM
  • Build and plan the new model
  • Run work shops
  • Credit Decisioning
167

F/I Credit Risk Mgmt, Prf Resume Examples & Samples

  • Interpreting financial statements submitted by commercial banks, savings banks, thrifts and credit unions engaged in selling 1-4 Residential Mortgages and assess the risk profile and the financial capacity to honor selling Representation and Warranty obligations and servicing obligations
  • Providing resolutions to an extensive range of complicated financial transactions through innovative solutions with practicability
  • Interacting with senior customer personnel on significant technical matters that frequently require the coordination across organizational lines
  • Providing guidance to junior staff on team projects and special ad-hoc projects
  • Minimum 2-4 years of relevant risk management experience in assessing counterparty credit risk of a regulated financial institution; other relevant experience in financial services may be considered
  • Formal credit analysis training and familiarity with financial due diligence process
  • Strong communication skills, particularly ability to write or voice commentary and analysis in a clear and concise manner
  • Advanced skills in Excel, Access, and PowerPoint
  • Advanced degree in Accounting, business administration, or Finance, or professional designation in CPA, CFA, FRM or in the process of obtaining
  • Formal financial institution analysis training
  • Prior experience in assurance or advisory services for financial institutions
168

F/I Credit Risk Mgmt, Mgr Resume Examples & Samples

  • An extensive knowledge of real estate related insurance, mortgage loan origination industry financing methods, loan origination processes, property valuation and underwriting, and investor loan eligibility requirements is required
  • Must have demonstrated the ability to receive assignments in the form of objectives and determine how to use resources to meet schedules and goals
  • Strong oral and written communication skills required
169

Credit Risk Review Resume Examples & Samples

  • 7+ Experience with processes and operations of an investment bank in credit risk management
  • Experience with financial analysis and budget/forecast required
  • Self-motivated, self-starter, ability to challenge status quo
  • Ability to work in a global organization and global team
  • Ability to interact across a broad spectrum of staff, across departments, regions and functions
  • Ability to develop and sustain collaborative and productive relationships with other functional areas
  • Solid communication skills (both written and oral) and presentation skills
  • Excellent organizational skills, ability to multi-task and proven track record of delivery
  • Resilient - ability to adapt constructively to continuous change
  • Partnership mentality with respect to rest of Credit Suisse enterprise
  • Solid Excel skills a must, with ability to handle large amounts of data
  • Fluent with Word, PowerPoint
  • Graduate degree preferable in a relevant field of study
170

Credit Risk Assistant VP Resume Examples & Samples

  • The role holder will be responsible for the work of a team which verifies the output of the Counterparty Credit Risk calculations. The role holder will help the analysts in their team to analyse the output of the risk engines and ensure timeliness, accuracy and completeness of reported numbers through preventative and remedial action
  • The role holder will also explain risk moves and provide expert analysis to wide range of internal and external stakeholders, ensuring the accurate interpretation of published risk information and optimal decision making
  • Key specific accountabilities. The role holder will be responsible for the output of a team whose main role is the validation of data which goes into the counterparty credit risk calculations
  • Supervising the running of established controls, becoming a subject matter expert on the credit risk metrics and the underlying trade and counterparty data that is used to calculate them
  • Production and design of reports which go to various stakeholders including CRM, credit risk officers, portfolio reporting, finance, treasury and various risk committees
  • Continued enhancement of the control framework around the IMM and non-IMM models use to calculate exposure for Risk Management and RWA calculation purposes
  • Stakeholder management and leadership
  • Coordination with stakeholders to ensure the team’s output meets the high standards required
  • Representation of the counterparty credit risk team on various internal CRIS forum and some external committees
  • Decision making and problem solving. This role will suit an individual with the intellectual curiosity to monitor and report established risk metrics, both client and exposure, and challenge those metrics, seeking to drive improvements to our control framework to meet the requirements of the dynamic regulatory landscape. It is a chance to enhance risk - and therefore RWA - accuracy, thus improving the bank’s ability to make decisions and be profitable and will allow for career progression within the bank
  • Risk and Control: All Barclays colleagues have to ensure that all activities and duties are carried out in full compliance with regulatory requirements, Enterprise Wide Risk Management Framework and internal Barclays Policies and Policy Standards
  • Numerate undergraduate degree with strong academic record, or equivalent work experience
  • Good knowledge of the working of a Risk Management department within a global investment bank, with references to recent legislative changes (IFRS9, BCBS239, etc)
  • Good understanding of the various credit risk metrics and the way they are calculated (EEPE, RWA, PD, LGD, etc.)
  • Evidence of strong leadership from current role. Ability to inspire and motivate those around them
  • Excellent communication skills, confident raising concerns with senior management, and the ability to explain technical concepts to non-technical audience
171

Credit Risk Team Leader Resume Examples & Samples

  • Provides direct supervision to a large team of operational
  • Develops an understanding of internal operations and how related teams interact to achieve results
  • Promotes collaboration and accountability to meet team goals
  • Maintains internal and/or external customer relationships
  • Presents problem analysis and recommends solutions in a creative and logical manner
  • Assists team members in the determination of the appropriate process, policies and/or procedures to be used in the credit process
  • 8-10 years of relevant experience or equivalent combination of education and work experience and 2+ years leadership experience
  • Knowledge of Windows and Microsoft Office (especially Excel)
  • Ability to work to deadlines and targets
  • Structured, Self-motivated, Reliable and independent
  • Able to make decisions and communicate with higher level management
172

Credit Risk Methodology Resume Examples & Samples

  • Developing exposure methodologies, implementation of exposure models
  • Liaising with model developers on the enhancement of exposure methodologies
  • Monitoring and enhancing various Risk frameworks; Backtesting, RNIMM etc
  • Performing self-assessment for counterparty credit risk models and ensuring Morgan Stanley UK group remains complaint with IMM regulatory requirements
  • Supporting regulatory disclosures related to Internal Model Method (IMM)
  • Coordinating regulatory responses with respect to the IMM methodology
  • Supporting Credit Risk Stress testing methodologies and framework
  • Working in advisory capacity to local and global risk managers and Front Office to ensure risk is appropriately captured in our systems
  • Supporting annual model validation of the exposure models
  • Advanced degree (Msc or PhD), or equivalent, in a highly quantitative subject such as Mathematics, Physics, Finance or Engineering
  • Experience in a quantitative group at a Commercial, Investment Bank or a Consulting Firm
  • Strong analytical skills and experience with programming language ( Python, SQL, VBA)
  • Experience with Monte Carlo simulation and numerical analysis
  • Experience with other programming languages (MATLAB, C++ and JAVA)
  • Statistical skills (e.g probability theory, time series) and familiarity with statistical packages would be desirable
  • Excellent communication, written, presentation and relational skills
173

Credit Risk Modeller Resume Examples & Samples

  • Developing modelling strategies to design models for credit risk, as well as back-test them
  • Finding, managing and using the most appropriate data sources
  • Detecting, analysing and selecting potential predictive variables using the most relevant statistical techniques
  • Creating several models and selecting the most performing ones based upon statistical performance indicators
  • Working with expert colleagues and business representatives to examine results and discuss the final choice of the model
  • The chance to further develop yourself
  • Opportunities to expand your experience in a highly technical level
174

F/I Credit Risk Mgmt, Prf Resume Examples & Samples

  • A main focus on pulling data from various sources, creating tools and producing reports to support counterparty risk surveillance, internal data requests and cross-function projects
  • Assessing related risk exposures derived from financial transactions with counterparties and recommending risk mitigating actions if applicable
  • Working on issues of diverse scope where data analysis will be performed in view of mortgage industry trend, counterparty business strategy, and financial performance
  • Identifying and appropriately escalating any counterparty concerns that would impact portfolio performance
  • Proven experience with data management, tracking/sourcing and report generation
  • Advance skills with Access and EXCEL, proficient with basic knowledge of statistics
  • Strong interpersonal communication skills
  • Adept to work independently under limited supervision and handle multiple projects with tight deadlines
  • Bachelor’s degree in Business Management, Economics, Accounting or other related business degree
  • CPA or passed CFA Level I a plus
175

Director Credit Risk Resume Examples & Samples

  • Ensure credit applications coming to the attention of the unit are adjudicated promptly, within the Bank’s risk selection parameters
  • Ensures maintenance of assigned Portfolio quality, by overseeing the portfolio, monitoring trends in risk rating migration, overdue reporting and annual reviews, etc. Identifies problems, trends within the portfolio and initiates appropriate corrective action
  • Supervises Team members and is responsible for the overall efficiency of the Unit as reflected in minimal turnaround times, staffing levels, etc. Creates an environment and infrastructure to ensure all team members are provided with appropriate levels of coaching, direction, and guidance on credit and other matters when required. Actively involved with Banking VP’s, Team Leads, Director Credit Solutions, concerning credit transactions and training issues as necessary. Creates and maintains a satisfactory work environment
  • Manages the Partnership with Banking. Liaise with business partners in Commercial to maintain open communication ensuring good service levels are achieved and maintained. Negotiates with banking partners where necessary to ensure credit terms and conditions are appropriate and sound risk selection is achieved. Provides guidance to Banking in the preparation and structuring of credit proposals. Works to re-structure proposals into bankable deals. Ensures adjudication staff do the same
  • Contributes to the development of the Bank’s commercial human resources by identifying training needs and ensuring that individual and/or group coaching is provided
  • Thorough understanding of Commercial Banking and the Bank’s credit policies and procedures
  • Skilled in financial analysis and accounting, risk assessment and developing creative financing proposals demonstrating sound credit judgment
  • Expert understanding of security documentation, legal ramifications and remedies is also necessary
  • Good understanding of various and diverse industries in which the incumbent will be required to make or recommend credit decisions and must be attentive to local economic trends within the assigned geographical area
  • Good communication skills (written and oral) to converse effectively with line and corporate personnel
  • Ability to make decisions, frequently in the face of uncertainty, and clearly communicate rationale for decisions
176

Credit Risk Metrics Specialist Resume Examples & Samples

  • Bachelor’s degree with 4 years of relevant experience
  • Inquisitive mindset and ability to understand process flows
  • Hands on experience working on large databases and a high level of comfort and experience with Microsoft Excel, Microsoft Access, SAS and SQL
  • Proven ability to perform and deliver under very demanding situations. Attention to detail and a sense of ownership for deliverables
  • Moderate reporting, automation, analytical experience, preferably in a bank. Team player. Should be able to perform well in a cross functional team set up
  • Banking experience within Credit Risk Management reporting
177

MF Credit Risk Oversight Mgr Resume Examples & Samples

  • Prepare post-purchase credit recommendations and valuations to ensure credit quality of portfolio and accurate assessment of portfolio risk
  • Perform ongoing risk analysis for multifamily portfolio and counterparties, ensuring timely risk detection and appropriate monitoring, and provides feedback to senior management for decision process improvements
  • Review of internal valuations, third-party appraisals, and physical condition reports
  • Bachelor’s degree, preferably in Real Estate with a concentration in Finance, or equivalent experience
  • 8+ years related experience
  • Experience working in the multifamily mortgage industry or financial institutions
  • Ability to work within an established review process, ability to prioritize tasks, capable of handling multiple tasks at once to meet timelines and due dates
  • Ability to understand credit issues and aggregate information
  • Multifamily underwriting and valuation experience
  • Clear, concise business writing skills
  • Effective and well-organized verbal and written presentation skills
  • Must have good communications skills
178

Credit & Risk Administrator Resume Examples & Samples

  • Minimises financial risk to the organisation by assessing and advising on creditworthiness of prospective and existing customers
  • Minimises risk by contacting customers whose direct debit has failed
  • Allocates the cash and deals with incoming cheques and post
  • May collect on any pre disconnected account, or indeed on any activity exhausted account returned from DCA
179

Cib-credit Risk-diversified Industries Resume Examples & Samples

  • Will act as the internal credit expert for a portfolio of clients, being responsible for the preparation of counterparty credit analysis, with a particular emphasis on presenting a forward-looking view of the creditworthiness of each counterparty. This will involve periodic meetings with clients and attendance at industry forums as appropriate
  • Will proactively manage the on-going credit relationship and exposure to the firm’s clients, including undertaking a variety of on-going portfolio management activities, which may include: identifying potential refinancing opportunities, dealing with waivers and amendments, interaction with other risk management groups to manage transaction or portfolio risk dynamically, and assessing the overall credit quality of an assigned portfolio through semi-annual risk reviews
  • Will be a key member of deal teams in the formulation, approval and execution of new loans, derivatives and any other products which generate credit risk (with responsibility for due diligence, transaction structuring & negotiation and deal execution)
  • Will have regular liaison with Credit Executives and close working relationships with a variety of areas within the Corporate & Investment Bank, including Coverage/GCB, product specialists (DCM, ALF, TS), Capital Markets and M&A, other Lenders, legal counsel and clients
  • Must be able to lead in depth due diligence, co-ordinate and produce credit memos which will be the basis on which credit decisions are made
  • Should have excellent financial modeling skills
  • Should have coaching skills and interest in development of less experienced Team members
  • Arranger-level experience working on loan transactions as well as exposures to other credit-related products in a credit, origination, transaction management or restructuring environment
  • Strong project management skills. Ability to work successfully under pressure
  • Must demonstrate first rate analytical and credit skills/judgment
  • Familiarity with and an understanding of credit documentation, including LMA standard and key ISDA/CSA documentation
  • Strong negotiation skills and the ability to think laterally and use commercial acumen to find solutions which balance client requests with bank and investor needs
  • Successful completion of at least Degree-level education
  • Fluency in German, Italian or Spanish would be an advantage
180

Credit Risk Professional Resume Examples & Samples

  • Critical function of analyzing credit risks of the customers and determining risk ratings based on internal procedures, policies and guidelines
  • Responsible for active credit management of a designated portfolio utilizing solid credit skills and judgment, making timely and accurate recommendations to management on credit exposure and risk ratings
  • Guide and support business line and product groups on credit and risk related issues
  • Active Portfolio Management- Timely and accurate assignment of borrower ratings based on sound credit analysis and judgment
  • Deal Support- Collaboration with business line/product groups for new deal structuring and preparation of credit applications
  • Ensuring Compliance with Federal and other external regulatory and internal policy
  • Assist the Managing Director and Team Leader in credit risk management process
  • Regular communication with Japanese speaking customers/internal divisions
  • 2-3 years of working experience in financial institutions or equivalent in credit and risk related function analyzing general corporate customers
  • 3+ years’ experience in credit and risk management capacity
  • In-depth knowledge of general corporate credit analysis, credit, and risk management is required
  • Must be able to read, write and speak Japanese and English at the business level
  • Proficiency in Microsoft Word, Access and Excel
181

VP Credit Risk Review Resume Examples & Samples

  • Reviewing loan relationships and preparing Credit Risk Review Findings Reports including the following: identifying all risks and incorporating findings into a recommended loan rating, reviewing credit file and legal documentation, evaluating regulatory and legislative compliance, evaluating administration performance, reviewing managed asset plans, and monitoring adherence to Eastern Bank Lending Policy
  • Reviewing major or complex loans, including those with deteriorating credit situations, and making recommendations for improving the bank’s position if necessary
  • Develop and analyze credit and financial performance information on all loan types maintained in the commercial and managed asset portfolios
  • Independently be capable of classifying and risk rating loans, determine the degree of attention required, identify potential credit problems, and ensure conformity with bank policy and procedures and regulatory requirements
  • Communicating Credit Risk Review scope and findings to supervisor and managers of the lending groups, developing recommendations for resolution of corrective actions noted
  • Counseling loan officers on specific loan situations and calling problem loans to their attention
  • Maintaining appropriate documentation and comprehensive database of all loans reviewed
  • Assist with due diligence reviews
  • Bachelor’s degree in Finance or Accounting or equivalent
  • 7-10 years of work in credit risk review, regulatory examination, commercial lending, portfolio management or equivalent
  • Strong analytical skills and evidence of sound credit judgment
  • A BAI Credit Risk Review Certificate or equivalent preferred but not required
182

Head of Credit Risk Projects Resume Examples & Samples

  • A combination of direct project management responsibilities together with management of a team of project managers responsible for Credit Risk projects
  • Partnership with senior stakeholders including the Head of Credit Risk to define the portfolio of initiatives
  • Strong background in credit risk projects in a CRR and IMM regulatory context
  • Good understanding of key credit risk concepts
  • Bachelors or Master’s Degree in a Finance related discipline
  • Credit risk background either in coverage, reporting or analysis role
  • Good understanding of Credit Risk regulation and methodologies
183

Credit Risk Review Manager Senior Resume Examples & Samples

  • The design and implementation of the Commercial Real Estate Credit Risk Review program at PNC
  • Review planning execution and training personnel from the CRR team to execute Commercial Real credit risk review program
  • Ongoing surveillance of PNC Real Estate portfolios and market developments
  • Interface with key regulators
  • Monitor and review existing portfolio of CRE transactions including periodic reporting of risk profiles, trends, industry developments and concentrations
  • Review and assess new CRE transactions including direct lending and warehouse. This includes an independent assessment and recommendation on the credit quality of proposed transactions including proposed rating and credit appetite
  • Knowledge of and ability to use quantitative tools and techniques to measure and analyze risks
184

Credit Risk Review Manager Senior Resume Examples & Samples

  • The design and implementation of the Counterparty Credit Risk Review program at PNC
  • Team management and training personnel from the team to execute counterparty credit risk reviews
  • Ongoing team leadership
  • The bank-wide counterparty credit risk has been appropriately sampled and reviewed
  • Potential weaknesses at the counterparty and/or trading product level have been reported and an appropriate remediation plan is agreed to with the relevant stakeholders; and
  • Risks unique to the counterparty credit risk are properly reflected in both the enterprise risk frameworks as necessary
185

Credit Risk Review Expert Resume Examples & Samples

  • Knowledge of techniques and tools that promote effective analysis and the ability to determine the root cause of organizational problems and create alternative solutions that resolve the problems in the best interest of the business
  • Understanding of how to anticipate, recognize, and deal effectively with existing or potential conflicts at the individual, group, or situation level; ability to apply this understanding appropriately to diverse situations
  • Knowledge of the processes, customs, policies, and rules affecting the way the organization is administered and controlled; ability to ensure compliance with same
  • Knowledge of processes, tools, and techniques used to determine the degree of credit risk in a given transaction or customer relationship; ability to assess, rate and manage exposure to credit risk
  • Knowledge of and ability to review a bank's loans to ensure compliance with organizational policies and standards and to identify and control risks in a loan portfolio
186

F/I Credit Risk Mgmt, Dir Resume Examples & Samples

  • Oversee a team of different skills and experience level to ensure consistency and quality of analysis produced
  • Assessing and managing risks associated with capacity to honor selling Representation and Warranty obligations and servicing obligations for a client population of over 1,000 commercial banks, savings banks, thrifts and credit unions by interpreting financial statements
  • In conjunction with senior management, develop risk limits and monitor compliance of clients with these limits. Recommend and pursue solutions in cases of limit breaches
  • Assisting in the development, communication and monitoring of the Single Family counterparty risk management policies and strategies based on extensive knowledge of the banking industry
  • Manage relationships with internal partners to facilitate risk analysis and support
  • Responsible for developing, recommending, communicating and implementing risk management policies, strategies and operational guidelines
  • Representing the team and organization as the principal point of contact related to counterparty credit risk issues with both internal and external business partners. May need to interact with senior management or executive levels on matters concerning several functional areas, divisions, and/or customers
  • Providing leadership to staff on team projects, special ad-hoc projects and day-to-day tasks
  • Responsible for working on issues where analysis of situations or data requires an in-depth knowledge of organizational objective
  • Manage the day to day operations of the group within policies and negotiate specific terms of business allowable to transact by mortgage bank counterparties
  • Typically has over 12+ years’ experience in financial industry
  • Typically has over 10+ years leadership experience in credit and counterparty credit risk management area in banking and mortgage industry
  • Subject matter expert in primary and secondary market in the mortgage industry
  • Business leads in successfully building up, maintaining, and consuming dozens of credit risk rating systems working directly with leading rating agencies, such as Moody’s and S&P, and different internal teams
  • Experienced with multiple banking stressed tests using different financial and statistical tools
  • Great communication skills to the senior management
  • Strong presentation skills
  • Demonstrated problem solving skills and relationship management skills
  • Ability to work independently and to lead activities of others
187

VP-consumer Credit Risk Resume Examples & Samples

  • Lead and assist the gathering of requirements in partnership with key stakeholders
  • Must possess a willingness to learn, the ability to effectively communicate findings verbally & in written/presentation format and be able to work in a matrix structure with minimal supervision
  • Communicate complex issues in a crisp and concise fashion to multiple levels of management
  • Partner with stakeholders to ensure that all reporting is developed, tested, and maintained in accordance with established corporate and team standards
  • Provide thought leadership and identifies and implements opportunities to improve efficiency by reviewing work processes from new perspectives
  • Experience working with SAS, SQL and/or other Oracle and/or Teradata database tools
  • Proven analytical and writing skills, including ability to evaluate impacts and translate findings and
  • Ability to develop, recommend, and implement financial risk strategies based on well researched facts and analytics
  • Strong customer communication skills. Strong ability to effectively manage positive relationships with customers, relationship managers, and sales staffs
188

Mgr, Credit Risk Resume Examples & Samples

  • Assign credit terms for new Corporate Multi-Unit customers. Maintain and monitor appropriateness of credit limits on existing customers and continually reevaluate creditworthiness. Calculate Sysco’s annual bad debt
  • Work closely with business partners in risk and credit approval to ensure a sound credit management process. Interface with internal and external departments. Communicate directly with customers
  • Review and consult on a range of legal documents pertaining to credit. Review contracts, agreements and authorizations for compliance to company standards
  • Prepare internal, monthly documents
  • Plan, organize, attend and present at nationwide company finance and credit conferences. Lead training classes in the areas of credit and finance policy and procedure
  • Negotiate with vendors for corporate wide pricing and customization
  • Represent the company at industry meetings
  • Special projects as necessary
  • Prepare detailed financial analyses for use by corporate and operating company management in: (i) establishing suitable credit terms for new accounts (ii) assessing the ongoing viability of existing accounts, and (iii) determining appropriate action plans for problem accounts
  • Work with operating company credit managers and Corporate Sales (as directed by Assistant Manager) to compile information necessary for the credit investigation process (articles, press releases, payment experience at other SYSCO houses, etc.)
  • Update credit files of major customers with new financial statements and information on a regular basis
  • Supervise credit corporate credit department, conduct staff training, and conduct the CMP activities for credit personnel
  • Perform leadership as required
189

Head of Credit Risk Policy Resume Examples & Samples

  • Aggressively management merchant/sole proprietor risk such that Intuit can confidently and profitably provide payment acceptance services to any legitimate merchant/sole proprietor
  • Continuously and proactively manage merchant payment risk appropriately by segment, while supporting Intuit’s brand promise and strategic growth imperatives
  • Provide expertise and input to enhance & build out merchant risk technology platform and infrastructure
  • Closely liase with Risk Operations and Customer Care organizations to improve the accuracy of decisions in case handling for credit deterioration and credit graduation scenarios
  • Provide credit risk analysis and consulting on innovative initiatives, products and features. Analyze opportunities and risk impacts, exposures and expected profitability of new products and offerings. In partnership with your colleagues within Risk, Compliance, Technology and Risk Operations, develop winning risk strategies to enhance profitability and market success of these products
  • Leverage market knowledge, external partnerships and industry network ties to implement innovative credit risk strategies and solutions for Intuit SMB. Conduct look back assessments and iterate on risk solutions
  • Cultivate industry contacts with the relevant banks, payment processors and third party risk solution providers in Intuit’s key payments and QuickBooks markets
  • Demonstrated track record managing all aspects of a successful, multi-disciplinary project throughout its lifecycle, including business problem to solve, requirements definition, stakeholder identification, and implementation plan
  • Awareness of the role of Risk Management in enabling Intuit to meet its customer needs by take on and manage risks. Experience with financial services or payments a strong plus
  • Ability to analyze and translate data and research findings into risk and business opportunities at the level of detail required to solve specific problems
  • Skills set requirements include analytical, financial, strategic planning, leadership, project management and execution, communication with diverse audiences and stakeholders, (written, verbal, and oral), media training a plus
  • Must be a smart, organized analytical thinker, with the ability to perform or direct a detailed, fully considered analysis
  • Must have good judgement with the ability to think creatively and strategically
  • Must have polished, professional attitude and the ability to work well with others
  • Must have strong organizational skills. Attention to detail is critical to keeping this complicated area on track
  • Fluency in English is required
  • Demonstrated capability to lead, manage and successfully deliver multiple projects in parallel
  • Is proficient in working with Microsoft office - notably Excel
  • International experience is highly desirable
  • 10+ years related experience or 14+ years related experience if without MS/MBA degree
  • 5+ years supervisory experience
  • MA, MBA or MSc in Business, Economics, Statistics, Accounting, Finance, Mathematics, Operations Research, Engineering or any other equivalent education with significant analytical content
190

F/I Credit Risk Mgmt, Assoc Resume Examples & Samples

  • Underwriting of the financial creditworthiness of a financial institutions dealing with Single Family business line
  • Generating, analyzing and interpreting reports containing a variety of complex financial information
  • Representing the team and organization as the principal point of contact related to counterparty credit risk issues with both internal and external business partners
  • Supporting senior staff on team projects and special ad-hoc projects
  • Bachelor’s degree accounting or related business degree with strong understanding of financial statements and business acumen
  • Entry-level to 2 years of relevant risk management experience
  • Strong interpersonal and communication skills, particularly ability to write or voice commentary and analysis in a clear and concise manner
  • Good working knowledge of Microsoft Word, Excel, Access, and PowerPoint
  • Advanced degree in Accounting or Finance, or professional designation in CPA, CFA, FRM or in the process of obtaining
  • Formal credit analysis training, financial institution analysis training and familiarity with financial due diligence process
191

Credit Risk Administrator Resume Examples & Samples

  • To ensure the Credit Management Policy is adhered to at all times
  • Review all credit applications
  • Perform credit checks on new applications as per policy
  • Assess and process new accounts as approved in line with policy in line with SLA
  • Execute changes to customer masterfile, including discounts, after appropriate validation and approval
  • Perform credit limit reviews and make recommendations for changes
  • Process credit limit changes as approved in accordance with policy
  • Process correspondence relating to Insolvencies including completion of Claim form & Proof of Debt
  • Adhoc duties as requested by European Risk Manager & European Head of Credit Management
  • Ability to communicate confidently and persuasively at all levels with colleagues & customers across geographical borders
  • Credit control experience gained in a high volume, multiple accounts, low average invoice value environment. £100m + turnover, 10,000+ accounts
  • Working Knowledge of MS Word & Excel
  • ICM qualifications would be an advantage but not essential
  • European language skills advantageous
192

Senior Leader, Head of Credit Risk Resume Examples & Samples

  • Communicates and liaises verbally and in writing between partners/customers/third parties and relevant staff, and interprets and responds clearly and effectively
  • Operates and manages sales telephone queue and other queues, including all incoming calls/emails to sales associates and general sales distribution calls/emails
  • Makes outbound calls as necessary to support daily business functions
  • Maintains internal queues and updates records efficiently to reflect internal and external requests
  • Establishes and maintains effective working relationships with co-workers, supervisors and the business public
  • Logs information on calls and maintains detailed and accurate records of the appropriate nature of each call including creating sales prospects in the database when needed
  • Trains new staff as necessary on the basic functions of applications and daily duties, various sales reports and provides necessary training documents
  • Operates a variety of standard office machines, including a personal computer and a variety of computer software, phone, fax, calculator and photocopy machine
  • Files/retrieves data and researches inquiries to address service issues
  • Adheres to company policies as defined
  • Accepts and completes assignment with open, cooperative, positive, and team oriented attitudes
  • Actively participates in team meetings and 1 on 1 communications
  • Develops and maintains a thorough understanding of applicable products and services as they evolve and communicate these programs to business public
  • Increases knowledge through internal resources, supervisors, fellow employees, company trainings, and trade publications
  • Continually improves performance to drive toward internal promotional opportunities
  • May be required to perform other related duties as assigned
  • Bachelor's Degree (BA) or equivalent experience in Business Administration or related field preferred
  • Knowledge of basic computer functions including email and Microsoft Office
  • Strong written, attention to detail, and oral communications
  • Proactive troubleshooting, listening and problem solving skills
  • Excellent time-management skills with the ability to meet deadlines
  • Maintain regular and punctual attendance
  • Ability to work in a fast-paced, multi-task team environment
  • Ability to interact with a diverse population
  • Ability to sit and work on computer for long periods of time
  • Ability to accept and evolve with changes in policies and procedures
  • Ability to work well, even thrive, under pressure
193

Systems Manager Group Credit Risk Resume Examples & Samples

  • Provide recommendations with supporting systems analysis to assist Group Credit in meeting their strategic objectives
  • Ensure that strategic system changes to support objectives are implemented in a timely and accurate manner
  • Ensure a high level of support for Group Credit Risk systems and that any changes are communicated to internal and external stakeholders
  • Ensure the systems reporting needs of the Group Credit Risk Team are met in a timely manner
  • Provide assistance to Group Credit Teams to ensure that procedures are documented to Optus standards
  • Provide analytical systems support to assist in, forecasting, budgeting and planning
  • Advanced Credit and Fraud Risk Strategy, statistical and analytical skills
  • Minimum 5 years’ experience in Credit & Fraud Risk
  • Relevant degree in Business/Statistics
  • IT functional development and planning skills
  • Solid analysis/IT development skills
194

Director, Credit Risk Resume Examples & Samples

  • Develop modeling and reverse engineering cash flow waterfalls
  • Work on financial risk management advisory and audit engagements related to financial instrument valuations and cash flow modeling including fixed income, structured products, technical accounting applications, and whole loan portfolios
  • Analyze and assess risk management activities related to investment portfolios, liquidity sources, accounting changes, and new regulations
  • Review, validate, and develop financial cash flow models including whole loans, mortgage and asset-backed securities, credit default swap, option models, alternative equity investment, collateralized debt obligation, collatorized loan obligations, auction rate securities, residual assets, mortgage-servicing assets, and commercial mortgage-backed securities
  • Review operational risk management and internal control policies and procedures
  • Perform compliance testing related to various client financing agreements with investment banks, regulators, government agencies, and investors
  • Eight years of relevant experience in the financial services industry, structured finance, mortgage banking, corporate finance, or advisory services or five years of experience in fixed income analysis
  • Advanced degree in Finance, Financial Engineering, Mathematics, Economics, Statistics, or a related major from an accredited college/university
  • Strong understanding of financial products and structured credit , fixed income, discounted cash flow valuations, credit and interest rate risk hedging, and pricing of various financial instruments
  • Working knowledge of modeling techniques and collateralized debt obligation types such as residential and commercial mortgage back securities, bank loans, and asset back securities
  • Programming and modeling experience related to structured finance is highly preferred, particularly Intex and/or Imake modeling tools
  • Valuations of financial instruments as well as strong data mining and/or programming skills; middle office, accounting, and risk management skills with financial products
  • Ten years of related work experience in a financial services company or consulting firm
  • Established network of industry contacts and sales opportunities
195

Director, Credit Risk Resume Examples & Samples

  • Lead engagements to perform detailed analysis of financial services loan account originations including underwriting, processing, closing, post closing secondary marketing, loan documentation and collateral perfection, and quality control
  • Perform analysis of loan servicing which includes loan onboarding, investor reporting, custodial accounting, collections, portfolio retention, and loss mitigation alternatives and workouts
  • Develop strategic and tactical recommendations based upon an understanding of loan accounting rules, policies, and procedures as compared to industry practices
  • Identify and communicate technical and strategic matters to both clients and upper management
  • Seven years of relevant work experience and strong knowledge of Excel and VBA and/or Access/SAS knowledge is preferred
  • Bachelor’s degree from an accredited college/university; advanced degree from an accredited college/university and/or CFA/FRM certification preferred
  • Understanding of capital markets activities and demonstrated capability to achieve strong academic results in fields such as statistics, economics, business, corporate finance, and/or accounting
  • Knowledge of credit risk rating and measurement methodologies, loss provisioning and capital requirements, and/or credit risk management tools, and a demonstrated understanding of Basel II credit requirements is preferred
  • Strong critical thinking skills, creativity, and the ability to apply theoretical concepts to solve business problems and work independently to achieve results while collaborating effectively with colleagues across the country
  • Desire to master industry topics such as regulatory and accounting guidance relevant to advisory projects though self study and work with others in a project environment to progress up the learning curve quickly
  • Twelve years of related work experience in a financial services or consulting firm
196

CIB Credit Risk-executive Assistant Resume Examples & Samples

  • Arranging complex travel arrangements: co-ordination of flights, visas, accommodation, ground transportation and logistics. The applicant should be able to execute last-minute changes with the minimum of fuss
  • Management of expense reimbursement, invoice processing and account reconciliation
  • Shared phone coverage for a busy group, involving significant interaction with senior members of the firm
  • Ability to navigate internal administration systems
  • Strong partnership with assistants across the group to provide coverage as and when required
  • Strong experience of partnership and problem-solving skills
  • Confident and assertive
  • High-calibre: a committed and hardworking professional
  • Strong team player who enjoys ‘mucking in’ and works well with their buddy
  • Technology savvy, with proficiency in Microsoft Office products
  • Strong communication and influencing skills and the ability to deal with people at all levels
  • Self-starter who can take ownership
  • Knowledge of expense systems/policies an advantage
  • Confidence to network and become an established central contact point who can resolve and direct queries in a timely manner
  • Ability to identify problems and use judgment to determine when to escalate
  • Flexible and happy to go beyond immediate core responsibilities in order to assist others in meeting business needs
  • Leads by example, particularly regarding best practice and expense control
197

F/I Credit Risk Mgmt, Mgr Resume Examples & Samples

  • Bachelor of Science or Art in Accounting and/or Finance
  • 8+ years of experience in the primary or secondary mortgage market analyzing mortgage banks or mortgage REITs; Experiences in servicing or credit lending may be considered for substitute
  • 3+ years of experience in management
  • Strong verbal and written communication and interpersonal skills
  • Advance degree in Business, Accounting, Finance, Economics, or quantitative discipline
  • Professional designation such as CPA, CFA, FRM, or PRM
  • Prior experience in Warehouse, Correspondent or Wholesale lending highly desired
  • Experience in data management and the ability to source and manipulate data for decision making
198

Summer Internship Credit Risk Infrastructure Resume Examples & Samples

  • Analyze reports and perform data mapping activities from the reports, through the report logic, back through the database objects. Create artifacts to document the results
  • Review and research the current usage, organization, and security model for our internal document sharing websites. Learn a new technology (Sharepoint) and re-organize and design these sites
  • Analyze objects on our Microsoft SQL Server looking for object dependencies, working with the development team to understand the architecture, and determining objects which are now obsolete
  • Proficiency in Excel with strong working aptitude in remaining Microsoft Suite
  • Knowledge of economics, accounting and finance
199

Credit Risk Modeler Resume Examples & Samples

  • Substantial in depth experience in use of advanced statistical techniques such as discrete-choice models, survival analysis, time-series analysis, neural networks and general regression techniques, preferably in credit card industry
  • Ability to develop and validate models independently
  • Superior follow through abilities
  • Ability to work with large databases and/or data warehouses, and related data processing skills
  • Good knowledge in credit card business preferred
200

Avaloq Developer Credit & Risk Resume Examples & Samples

  • Avaloq parameterisation, development of software changes
  • Business analysis for change requests and incidents
  • Close collaboration with stakeholders to ensure fit-for-purpose end-to-end functionality
  • Incident management, 3rd level support
  • Technical testing activities during release cycles
  • Subject to availability and need candidates will be assigned to dedicated projects
  • Software development / Avaloq parameterisation
  • Solid understanding of Oracle databases and PL/SQL
  • Requirements engineering and solution design
  • Analytical, structured and efficient way of working
  • Ability to deliver complex solutions independently
  • Very good command of English and excellent communication skills
  • University degree or equivalent in engineering, preferably in computer science
  • General software programming experience
  • Avaloq parameterisation and development of customised functionality, preferably with focus on Credit and / or Risk topics
201

CIB Credit Risk Corporates Resume Examples & Samples

  • Successful candidate will cover a portfolio of EMEA corporate clients across a broad range of natural resources industries (including Oil and Gas, Metals and Mining, Utilities and Commodities) working and communicating effectively (both written and verbal) with a broad range of business partners across in Debt Capital Markets, Acquisition and Leveraged Finance, M&A, Corporate Bank, Markets (including Global Commodities), Treasury Services and Trade Finance
  • Successful candidate will perform credit analysis and provide recommendations on clients covering the full range of the credit spectrum, including structuring and documenting a wide variety of products for clients operating in volatile commodity markets and often challenging jurisdictions (key products include: Syndicated, bilateral and situational financings (Acquisition & Infrastructure debt, LBOs, High Yield, etc), Corporate derivatives (eg commodities, fx, interest rate, inflation), Physical commodities trades and financings, Trade finance including LCs, supply chain finance, as well as Treasury service products
  • Successful candidate will apply first rate analytical and credit skills/judgment, with an intensive 'hands on' approach/ability to delve into the details of credit and structure whilst also be able to establish credibility and trust with clients, Coverage/GCB, product specialists, traders and credit executives, and to partner and communicate with them effectively
  • Successful candidate will demonstrate first rate project management skills and end to end ownership of work/projects/portfolio. Previous experience reviewing, commenting and providing recommendations on loan, derivative and/or physical commodities documentation would be advantageous
  • Successful candidate will actively participate in the coaching and development of juniors
  • Must demonstrate first rate analytical and credit skills/judgment, with an intensive 'hands on' approach/ability to delve into the details of credit and structure
  • Be able to establish credibility and trust with clients, Coverage/GCB, product specialists, traders and credit executives, and to partner with them effectively
  • First rate project management skills and demonstrable end to end ownership of work/projects/portfolio
  • Excellent communication skills (both written and verbal)
202

Credit Risk Team Lead Resume Examples & Samples

  • Supervise, develop and motivate a team of senior credit analysts, credit analyst and administrators, setting objectives for each role to ensure that skill levels within the team are effectively utilized
  • Maintain a high level of credit & risk analysis performance in the risk team ensuring full implementation of credit policies and procedures and best working practices including SOX compliance
  • Scheduling and managing the risk review calendar cycle
  • Utilize complex reporting to complete customer and portfolio risk analyses
  • Ensure compliance of the team to all documented processes and SOX requirements
  • Ensure full and efficient use of tools and systems including the execution of system and process change initiatives in the credit risk operation
  • Monitor credit analysis performed by team members for accuracy and timelines
  • Take on a proactive role towards improved performance and development of strategies for meeting goals
  • Minimize financial risk to the client through appropriate security management
  • Understand and manage the Securities function within the Risk team
  • Liaise with Accenture HR in relation to recruitment, training, performance management etc
  • Establish efficient ways of communication and information exchange with the client
  • Flexibility around working hours required during client specified key periods (month end)
  • Any other duties deemed appropriate by either Accenture or the client
203

Credit Risk & Restructuring Resume Examples & Samples

  • This is a AVP role so the ideal candidate will have experience in restructurings and workouts in either a financial institution, advisory firm, or other comparable institution. Comparable experience with a focus on valuation and credit analysis will also be considered. The candidate will work independently, as well as with senior team members, with restructuring/recovery efforts on assigned cases. More specifically, the AVP will manage a diverse portfolio of impaired, deteriorating or legacy assets originating both in U.S. and Latin America in order to maximize recovery for the bank
  • Further, the role is within Barclays credit risk function so the candidate will also have responsibilities commensurate with a credit officer, including writing of credit and committee papers and maintaining appropriate information in credit risk systems
  • In managing restructurings and amendment requests, working and/or negotiating with both internal stakeholders (including IBD, Portfolio Management, Sales & Trading, CRT, BNC, Legal, and Finance) and external stakeholders (including borrowers, bank agents, other lenders, external counsel and consultants)
  • Leading middle market agencies including management of internal stakeholders, bank group, legal counsel and financial advisors
  • Taking roles on creditor / bank committees to achieve maximum recovery for Barclays
  • Ability to independently perform i) complex credit analysis including cash flow and financial statement modeling, covenant forecasting, and debt sizing, and ii) various valuation methods including DCFs, M&A precedent transactions, comparable company trading analysis. Such analyses are used in impairment recommendations and to set restructuring/recovery strategies
  • Responsibility for managing internal/external counsel, and reviewing and negotiating legal documents including credit agreements and related documentation
  • Analyze amendment requests, and prepare and present approval request memos to senior credit sanctioners
  • Mentor junior colleague(s), specifically related to technical applications, soft skills, communication techniques and situational readiness
  • Preparing and presenting Watchlist and Impairment Committee reports, requiring knowledge of various internal systems and policies required for Watchlist and Impairment reporting
  • Preparing, or managing the preparation of, periodic reports for presentation to and use by senior risk management, audit, regulatory reporting, Finance, and other internal groups. Reports include various databases and tracking sheets of distressed and/or industry specific exposures
  • Understand the role of CRAG, and Risk officer, as liaison to other areas within Risk and to other areas of Barclays
  • Strong communication and presentation skills as exhibited in formal written form (Watchlist Reports, Memos, Presentations), informal correspondence (emails) and oral (presentation at various committees, represent Barclays at bank meetings and on lender calls)
  • Bachelor's degree or foreign equivalent
  • 3+ years of prior experience in a financial institution, Big 4 accounting firm or financial advisor focused on restructuring and/or workout, valuation or credit analysis
  • 4+ years professional experience
  • Master's or comparable degree in finance or accounting; or CFA, or progress towards CFA completion
  • Superior academic success
  • Strong background in accounting, valuation and financial modeling
  • Possess a high degree of self-motivation and energy, the ability to drive for results, and track record of setting and achieving goals and meeting schedules
  • Possess the presence, maturity, and credibility to present effectively to internal and external stakeholders
  • Possess strong interpersonal, verbal and written communication skills, and have the ability to clearly articulate complex concepts and ideas
  • Possess excellent stakeholder management and relationship skills, combined with the ability to withstand front office pressure; exhibit excellent negotiation and influencing skills and the ability to balance risk with reward in a commercial environment
  • Attention to detail with a high level of strategic vision
  • Expertise in all Microsoft Office applications and applications relating to financial and credit analysis
204

Credit Risk Intern Resume Examples & Samples

  • Source and compile leading edge industry credit analysis to determine competitive position and opportunities
  • Monitor credit risk metrics against predefined thresholds and track remediation plans for breaches to risk tolerance
  • Source and analyze credit performance, credit attributes, and risk concentrations to identify threats and opportunities
  • Support production of the Consumer Credit Risk Dashboard for the monthly Retail Risk Policy Committee (RRPC) meeting
  • Aid in the compilation and design of graphs and data tables for investor presentations and regulatory filings
  • Support various ad hoc requests across the teams
  • Minimum GPA 3.5
  • 0-1 years of experience in financial industry
  • Understanding of banking and lending products
  • Knowledge of compliance and implications of regulatory frameworks as well as U.S. and accounting standards preferred
  • Knowledge of relational databases and ability to effectively utilize statistical software – SAS, Stata, and R – is preferred
  • Proficient in MS Office Suite (Word, Excel, Access and PowerPoint)
  • Rising senior (Class of 2016) preferred
205

Credit Risk Resume Examples & Samples

  • Excellent quantitative skills, including ability to work with large databases and knowledge of statistical analysis
  • Undergraduate in economics and/or international relations
  • Expertise in sovereign credit analysis, with particular focus on macroeconomic, political, financial and social factors
  • Strong organizational skills and the ability to manage multiple assignments concurrently
  • Ability to work and make decisions independently
  • Fluency in English is required; Spanish or Portuguese is helpful but not required
  • Advanced degree in economics, finance, international relations, or a related field is helpful but not required
206

Credit Risk Review Executive Resume Examples & Samples

  • The Credit Risk Review Executive will be chiefly responsible for managing the Credit Risk Review team and supervising the loan review process
  • Reviews will comprise of an analysis of financial information and the credit facility to help form a deduction on the loan
  • Complete monthly trend and portfolio management examination via defined reports, as well as using knowledge, experience, and observation to determine if new analysis is needed
  • Communicate outcomes of portfolio analysis to the Loan Review Committee at monthly or more frequently as needed
  • Complete a comprehensive review of loans within the portfolio on an ongoing basis to safeguard that the loan carries the proper risk grade. Also document any credit weaknesses, policy or regulatory violations, servicing deficiencies, and technical exceptions
  • Communicate exceptions, trends, concerns, and conclusions of the loan reviews to the Loan Review Committee on a demarcated basis
  • Assist on task forces and special projects as requested by the Chief Risk Officer and the Loan Review Committee
  • Minimum of eight years’ experience in credit review or immediately related position
  • Acquaintance of current banking laws and regulations, required loan documentation, and bank lending policies
  • Aptitude to communicate (verbally and written) with a wide variety of personalities and skill sets; ranging from branch associates, to executive management, to outside examiners and regulators
  • Demonstrated communication and interpersonal skills to successfully communicate, negotiate, and influence associates who do not directly report to this position or area
207

Credit Risk Review Resume Examples & Samples

  • Manage credit model development efforts (internal or vendor), and support the timely implementation of models
  • Advance and manage periodic reporting to the Credit Risk Committee
  • Present crucial underwriting and front-end performance metrics and outcomes to Executive management
  • Seven or more years in credit risk role at a financial institution (traditional bank and/or financial services provider)
  • Detail oriented and robust analytic skill set
  • Strong communicator with the ability to discuss / present intricate issues in a simple manner
  • Proactive, driven, and capacity to work in a fast paced environment
208

Assistant VP-credit Risk Resume Examples & Samples

  • Assess a customer’s business and/or transaction structure through the analysis of business, transactional, market and credit risks associated with the provision of the Bank’s products and services to the customer
  • Provision of information on a customer’s business via research, using various sources e.g. trade journals / brokers reports / Internet / Bloomberg and rating agencies. Deliver professional advice on risk management matters, industry and product sets, competitor activity and the timely involvement of external specialists
  • Develop highly thought out, top quality credit analysis and solutions, with the view to obtaining credit approval from Credit Sanctioners/Credit Committees
  • Be a point of contact for credit management purposes for customers, accountants, solicitors and other professionals
  • The preparation of credit proposals for recommendation and presentation directly to the Sanctioner and/or Committee on behalf of the Relationship Point
  • Creation/verification of customer grading and severity, ensuring the optimal use of financial modelling and grading tools
  • Responsible for the first class analysis of financial information produced by customers
  • Responsible for the full & accurate delivery of Post sanction documentation. Typically, this will be outsourced documentation, therefore includes you managing this process closely with external Agents
  • Responsible for "portfolio managing" your clients/deals for the first 3 months following a transaction ("on-boarding period"), undertaking all monitoring activities, "fit to lend" oversight, post transaction issues, before formally handing-off to Credit Manager colleagues
209

Credit Risk Portfolio Manager Resume Examples & Samples

  • The Portfolio Manager will be responsible for all analysis and reporting activities related to the Asset Quality and Profitability of the MUSO Wholesale Credit Portfolio
  • Support the Principal Risk Officer for Credit Risk in implementing and managing regional Risk Control Framework for credit risk
  • Develop BHC-wide Guidance for Fundamental Industry Credit Outlook and Industry Concentration Risk Management
  • Experience in identifying, assessing, and managing risk exposures of large, complex financial firms
  • Experience in credit/ economic research and financial statement analysis
  • Credit training (formal or ‘on the job’) resulting in a strong knowledge of financial products and businesses, including loans, underwriting business, products in the securities markets, futures and derivatives, operations in a bank’s treasury department, market credit, operations risks and supporting IT systems
  • Ability to work closely with various stakeholders including the Risk Management Division in Mizuho Bank New York Branch, Mizuho Capital Markets Corporation, Mizuho Securities USA, Inc. and Mizuho Financial Group Head Office to align business strategy with regulatory actions governing capital, liquidity, leverage, etc
  • Experience operating in large, complex organizations; able to exert influence and create change with both indirect and direct lines of oversight
  • Excellent direct and indirect team building skills
210

Credit Risk Systems Manager Resume Examples & Samples

  • Understanding of credit decision processes and systems like CDE (Credit Decision Engine), TRIAD, Blaze. PowerCurve
  • At least 2-3yrs experience in Credit Risk Management role or equivalent
  • Understanding of unsecured credit policies and processes
  • Basic experience in SQL/SAS
  • Understanding of consumer lending principles
  • Experience in system and business analysis
  • Understanding of systems integration and testing
  • Ability to manage key stakeholders at varying levels of the organisation
  • Degree in Mathematics, Finance, Statistics preferable
211

Credit Risk Resume Examples & Samples

  • Design and development of models and simulations for stress testing regimes and guidelines requested by US and UK regulators. Will require interaction with regulators
  • Design and development of simulation models for Credit Valuation Adjustment (CVA) and Potential Exposure (PE) for interest rate, equities, commodities, FX, and credit derivatives
  • Masters or Ph.D. in a quantitative subject (Math, Physics, Engineering, Finance)
  • Knowledge of derivative pricing and financial economics
  • Programming experience in Matlab, C++, C#, or Java
  • Communication skills and teamwork are important attributes for successful candidates
212

FSB Credit Risk Anlst Resume Examples & Samples

  • Education in Statistics, Mathematics, Engineering, Finance, Business, or Economics
  • Experience in banking strategies (specifically originations)
  • Previous risk experience
  • Experience applying statistical techniques in a financial services environment
213

Credit Risk Resume Examples & Samples

  • Degree in Economics / Finance / Accounting related discipline is preferable
  • Experience with modeling and financial statements analysis
  • Ability to work under pressure and to meet deadlines
  • Ability to work flexibly as part of multiple teams and autonomously
  • Ability to juggle changing priorities and a varied workload
  • Experience assessing credit worthiness, financing options and potential credit rating in a previous job / internship will be helpful
214

Credit Risk & Collection Lead Resume Examples & Samples

  • DHL Express experience is a must
  • Good telephone conversation/handling skills
  • Effective communication and conversational skills
  • High customer focus and service orientation
  • Advanced MS office knowledge
  • Intermediate Presentation skills
  • Previous Collection / Credit Risk Management experience is preferred
  • Sensitive to cultural specifics
  • Local language(s) / Multi lingual (in Shared Service environment)
  • Bachelor
  • Proficient level of English knowledge (DPDHL Business Language) preferred
215

Cib-credit Risk Hedge Funds & Asset Managers Resume Examples & Samples

  • Manage a portfolio of European Hedge Funds and asset managers, acting as the main point of contact for other Lines of Businesses
  • Lead client due diligence meetings, transaction structuring/execution and negotiation of documentation
  • Demonstrate deep understanding of fund strategies and risks inherent to them, including willingness and ability to train analyst day-to-day
  • Escalate non-standard asks and complex transactions to Senior Credit Coverage
  • Be responsive and constructive with colleagues in the Business and in Legal. Build effective client relationships, both internally and externally. Ensure that the Business’ priorities are understood, challenged and managed
  • Maintain primary responsibility for the management of the on-going credit relationship by assigning internal rating, recommending credit appetite and critically assessing the output of risk measures to determine appropriateness given specific client circumstances
  • Maintain a detailed and forward looking knowledge of developments in regulatory frameworks, industry and market trends across EMEA and globally when relevant
  • Work closely with NA/LATAM/APAC counterparts to maintain a consistent global coverage model
  • Manage one junior resource, including career development and resolution of specific development areas. Manage own workload and analyst’s workload, delegate with appropriate guidance and ensure deadlines are understood and met
  • Oversees analysts’ work on key metrics to ensure all issues have been solved or escalated in a timely manner. Provide guidance and feedback on their work, especially around how to improve efficiency
  • Coach and train more junior members of the team to think holistically about risk
  • Strong credit skills. The candidate has to be able to lead in depth due diligence, co-ordinate and produce credit memos which will be the basis on which credit decisions are made, articulate a credit view and make credit recommendations to senior Credit Officers
  • Knowledge of the Hedge Fund and Asset Management industry, fund strategies and risks inherent to them, financial markets (including macro and micro economics) is a strong positive
  • A good knowledge of derivative and banking products and associated documentation (ISDA/CSA/GMRA…)
  • Understanding of the theory behind the risk and return metrics (VaR, Stress, MTM, DV01, other relevant risk sensitivities), including critical assessment of shortcomings / strengths of various measures / methods
  • Strong interpersonal and communication skills. Be able to establish credibility and trust with clients, product specialists and Credit Officers, and to partner with them effectively. High level of intellectual curiosity
  • Some awareness of the applicable regulatory landscape and upcoming changes
216

Credit Risk Exec-corp / Comm Resume Examples & Samples

  • The ability to appropriately address a high volume of credit requests in a timely manner, while executing on management routines necessary to provide appropriate oversight of risk activities within assigned markets
  • Proactively managing the portfolio in accordance with the Risk Framework and Risk Appetite. Taking ownership for identifying, escalating and resolving emerging risks and portfolio issues in a timely and professional manner
  • Leveraging the industry expertise and knowledge across the Risk platform and providing strong leadership skills to ensure a strong Risk Culture exists among our business partners
  • Interacting with various levels of management and developing a good working relationships with business partners
  • Supporting responsible growth by maintaining a full understanding of issues and trends impacting our clients and business partners
  • Assisting business partners by helping to remove obstacles and resolve issues to achieve responsible and sustainable growth
  • 12-15 years experience in commercial lending including the underwriting and/or approval of credit exposures
217

Credit Risk ICE Participant Resume Examples & Samples

  • Communication/Relationships
  • Manages day-to-day client inquiries
  • Interacts with Client Sales Managers and Operations Managers
  • Participates in client meetings to explain Credit Risk Management’s role in application processing and credit limit management
  • Client Portfolio Management
  • Monitor risk performance of specific clients and completes required analysis, ensuring the organization maximizes profit within the contractual terms for each client
  • Conduct analysis of portfolio trends and forecasts performance concerning score cut-offs, profitability, bad debt losses, general portfolio dynamics, and bureau scoring criteria
  • Conduct accurate and complete analysis, including interpreting data and communicating results and recommendations to management, for on-going projects such as cut-off review, champion/challenger programs, and risk-based pricing updates
  • Create and analyze reporting necessary to understand changes in application and portfolio risk mix
  • Investigate risk management policies to maintain maximum protection of the organization’s assets
  • Complete ad hoc requests as needed
  • Ability to analyze data, draw conclusions, and make recommendations
  • Ability to identify and resolve problems
  • Ability to communicate in both written and verbal form
  • Displays great attention to detail and adherence to quality standards
  • Proficient in MS Office, especially Excel
  • Experience working with SAS or SQL desired
  • Ability to meet established deadlines
  • Ability to interact with all levels of management and various individuals across the company
  • Alliance Data will consider for employment qualified applicants with criminal and credit histories in a manner consistent with all applicable laws
218

Specialist, Market & Credit Risk Resume Examples & Samples

  • Engage with the commercial teams to maintain and continuously improve credit risk optimisation capabilities and market risk analysis. Work closely with the commercial teams on new business initiatives -- helping to shape how such strategy is implemented, with a strong focus on ensuring the overlay of a sound credit risk management infrastructure
  • Assist with the identification and implementation of Market Risk Management improvement initiatives
  • Engages with commercial, finance and group functions, service providers, customers and other external stakeholders to gather relevant information and to facilitate effective execution of credit and market risk management activities. Maintain a strong relationship with the BHP Billiton's trade finance relationship banks
  • Partner with various internal stakeholders to identify, design and implement structured finance transaction solutions which are risk and capital efficient that position BHP Billiton to compete favorably relative to its peers for new opportunities
  • Conduct credit assessments on counterparties and make considered recommendations as per the credit delegation matrix
  • Conduct analysis and provides recommendations on submissions regarding non-standard deals and new product or market requests, considering all aspects to ensure embedded risks are understood and that the risk assessment from impacted stakeholders are considered and mitigated
  • Conduct structural and ad-hoc quantitative and qualitative risk analysis on the commercial portfolio to ensure a comprehensive understanding of underlying risks and mitigation options. Monitor and analyses impactful information on customers, industries and countries
  • Maintain credit limits, terms and related data within the credit system in an accurate and timely fashion – and monitor ongoing compliance therewith, escalating any concerns
  • Identify and escalate breaches of limits, and provide support in resolution of key findings
  • Support trade finance requirements and updates trade finance related documentation as required
  • Support the credit risk coordinator and leadership team in projects as required
  • Able to handle deviations and exceptions and knows when to escalate any significant control breakdowns
  • Possesses strong understanding of Trade Finance instruments, ISDA documentation and related operational requirements
219

Director, Credit Risk Resume Examples & Samples

  • Liaise with and maintain a strong working relationship with Marketing and Execution personnel with banking units as well as other credit units
  • Create an environment in which his/her team pursues effective and efficient operations of his/her respective areas, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational risk, regulatory compliance risk, AML/ATF risk and conduct risk, including but not limited to responsibilities under the Operational Risk Management Framework, Regulatory Compliance Risk Management Framework, AML/ATF Global Handbook and the Guidelines for Business Conduct
  • Build a high performance environment and implement a people strategy that attracts, retains, develops and motivates their team by fostering an inclusive work environment; communicating vison/values/business strategy and managing succession and development planning for the team
  • Advise on deal structuring, credit risk mitgation for derivatives, loans and auxilliary products
  • Ensure acceptable quality in the assigned Credit portfolio by
  • Continuously monitoring the quality of the assigned portfolio and recommending actions to minimize losses; and
  • Adjudicate and administer the portfolio in a manner consistent with the Bank’s risk appetite
  • Ensure sound decision-making within the assigned portfolio through competent and timely analysis, presentation and adjudication of applications
  • Monitor the quality and aggregation of the assigned portfolio on a geographic, industry and customer basis, and recommend, as required, appropriate corrective action to minimize losses and maximize recoveries
  • Identify unsatisfactory trends and agree on appropriate corrective action
  • Conduct industry analysis and limit guideline policy reviews for submission to senior management, including preparation of Board-level reports
  • Ensure internal and regulatory ratings are accurate
  • Present to US Credit Committee as appropriate; and
  • Coach junior staff in the development of their adjudication skills and in their ability to handle more complex situations as risk management professionals
220

Director, Consumer Credit Risk Oversight Resume Examples & Samples

  • Lead the activities of the Consumer Risk Policy team in the development, management, maintenance, reporting and oversight of consumer credit risk appetite, tolerance and thresholds. This includes the awareness of consumer credit strategy and the implications of changes in strategy to the profitability of the enterprise
  • Develop, implement and maintain process for targeted review of credit strategies across all consumer lending products. Collaborate with credit strategy teams to mitigate any identified credit risk concerns. Report finding through appropriate established governance processes
  • Develop, implement and maintain independent credit risk portfolio reporting across all consumer lending products
  • Develop robust and comprehensive analytics to support the Corporate Fair Lending progragm, including leading the design, development and maintenance of statistical models, statistical analysis of modeling results, and incorporating business policies, procedures, and systems knowledge
  • Interacting with senior executives, governance committees and regulators to present (both orally and written) analytic findings, modeling methodologies, and portfolio risk ranking processes in a clear, complete and concise manner
  • Participate in department, CRM and enterprise management processes and practices to attract and develop talent. Provide constructive feedback, coaching, training, etc. to team members on a routine basis in order to effectively manage and mentor team members
  • Masters Degree
  • 10+ years experience
  • Experience in credit management including extensive analytics and credit risk modeling at a large financial institution or similar industry experience required
  • Advanced knowledge of analytical software (SAS) and SQL preferred Intermediate or above experience in Microsoft Office applications required
  • Leadership/coaching experience required
  • Preferred field of study - Economics, Agricultural Economics, Statistics, Decision Science, Computer Science
  • Demonstrate knowledge of utilizing advanced econometric techniques to measure individual level credit risk and portfolio risk, including the integration of macroeconomic effects into those calculations
221

Credit Risk Resume Examples & Samples

  • Assess the credit and financial strength of the firm's corporate borrowers and counterparts by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
  • Review and approve loan transactions, determine appetite and regulatory ratings, monitor credit trends in the portfolio, perform distressed analysis and estimate potential impairments
  • Analyze the credit implications on corporate clients of various financial transactions including debt, equity and hybrid offerings, mergers and acquisitions, restructuring and share repurchases
  • Coordinate with Investment Banking/Financing group, Sales & Trading, Legal, Operations and Compliance departments to approve derivatives business and ensure appropriate documentation, limits and risk mitigants to protect against a counterpart default and minimize potential losses
  • Analyze the risks inherent in the products GS transacts, including lending, trading and derivative products
  • Perform sector analysis regularly in order to assess portfolio concentration or trends
  • Monitor, manage and report exposures at a counterpart, product and portfolio level
  • Minimum of 5 years of credit risk management experience, with a background in corporate credit risk
  • Significant experience in investment banking products including loan products and derivatives
  • Demonstrable track record of independent decision making and the ability to steer client and business negotiations
  • Strong familiarity with regulatory rating requirements and application of such guidance
  • Strong documentation (loan and/or derivatives), analytical, presentational and communication skills required
  • Must be able to lead and motivate engaged and diverse deal team, providing guidance to and supervision of junior members of the team
  • Must be able to communicate at the most senior levels
222

Credit Risk-dfast Bank Treasury Risk Modeler Resume Examples & Samples

  • Manage comprehensive ALM model validations and balance sheet risk related projects
  • Provide DFAST/CCAR model validations for Commercial Banks, Credit Unions and Community Banks
  • Direct the independent review of financial risk models, including models owned and operated by Corporate Treasury to manage the bank's core QRM asset liability management (ALM), funds transfer pricing (FTP), and liquidity risk management systems and processes
  • Provide expert analysis of balance sheet data
  • Provide solutions and guidance for ALM, Credit Risk, Liquidity Risk and Balance Sheet model risk strategy, policy, governance and assessment
  • Manage client engagements and projects
  • Serve as the Firm’s Point of Contact for ALCO Balance Sheet and DFAST stress testing projects
223

Director, Global Credit & Risk Resume Examples & Samples

  • Be the global leader for Credit and Risk management, to include being a strategic thought partner with cross-functional stakeholders (Commerce, Supply Chain Operations, Finance), providing strategic insight and development/execution of the strategic plan for the Credit and Risk function within the O2C Value Stream
  • Be the “communicator-in-chief” for Credit & Risk, engaging global leaders cross-functionally to share data-driven insights, propose action and drive decision making that strengthens Nike’s balance sheet and improves profitability
  • Be the thinker, formulating global Credit & Risk strategies and policies aimed at optimizing credit risk and driving value creation by offering perspectives, guidance and recommendations to improve portfolio health and performance as well as process efficiencies and effectiveness. Perspectives and recommendations will cross a broad spectrum of levers, including payment terms, discounts, collateral requirements and credit limits
  • Be the catalyst for permanent change, promoting change and driving execution and adoption of global Credit & Risk initiatives and deployment of key risk mitigation engablers, only allowing for local exceptions to global processes when legal or local market conditions prevent deployment of a global standard
  • Be the driver, fully supporting the Global O2C Operations transformation to the center-led operating model, and driving associated change across all Geographies
  • Lead, coach, drive and inspire your team of regional credit managers, credit analysts and process experts, balancing the day-to-day business execution with the transformative work ofimplementing new processes, controls, tools, etc. into the new organization construct of a regional service delivery model
  • Collaborating across Geographies, sharing and adopting industry leading practices using LEAN tools and methods
  • Develop strong business relationships with global and geography senior leaders and regional O2C operations leaders to leverage and protect Nike’s AR asset and support brand growth strategies
  • Be a senior leader within the Global O2C Value Stream, actively offering suggestions to achieve team-success, taking the initiative to get things done and following through on commitments
  • Bachelor’s degree in Accounting, Finance or Economics; Masters degree is highly beneficial
  • 8-9 years’ experience in commercial credit and collections, business/strategic planning, management consulting or related field; additional experience working in a large multinational, publicly-held company is highly preferred
  • Proven ability to develop high profile, influential and collaborative relationships across teams, functions and layers, preferably inclusive of navigating a large corporation
  • Proven experience building and managing high-performing teams; experience managing and influencing remote resources is strongly preferred but not required
  • Demonstrated experience driving complex, multi-faceted transformations spanning process, organizational design, and tools/systems changes in a dynamic and growing business environment. Includes experience driving change from a highly decentralized function and process to a more strategic, center-led offense and shared-services model
  • Demonstrated strong skills with high-profile and cross-cultural communications spanning all time zones across the globe. Skills include excellent verbal and written communication of complex and/or controversial topics and concepts; meeting facilitation; effective communication on status, issues, risks and opportunities with senior leadership team
  • Proven ability to communicate to a wide and diverse audience, including meeting facilitation and presentations
  • Exposure to ERP accounting and finance systems such as SAP, FSCM, Biller Direct, Customer Portal functions, etc. are also highly desirable
  • Ability to pass a 7 year background check
224

Credit Risk BA Resume Examples & Samples

  • Manage Instructional Designers plus Senior Instructional Designers team as well as review their proposals
  • Provide input as well as feedback on solution designer teams' recommended designs
  • Help complex customer workshops through required instructional information extraction during managing plus setting client expectations
  • Develop account loyalty by deep and abiding relationships
  • Perform as thread across engagements to steward solutions from evaluation, definition plus design to develop, deploy and implement
  • Develop and provide internal training programs to prepare and promote instructional design skills of teams
225

Credit Risk Transfer Prf Resume Examples & Samples

  • Credit Analytics: Execute third party and proprietary tools to analyze value of credit enhancement structures. Conduct relative value analytics of Freddie Mac credit securities
  • Securities offering documents and disclosures: Support the programmatic issuance of credit securities. Including engaging and supporting the needs of Rating Agencies and Underwriters. Development and review of security offering documents
  • Contribute to Enhance Credit Products: Work cross company and in conjunction with outside parties to help develop technologies, operations, and process to improve the STACR credit product. Following established direction performs a wide range of responsibilities with internal and external parties, including legal, credit, capital, IT, operations, disclosure, analytics, tax, rating agencies, underwriters, due diligence firms, and outside consultants
  • Marketing: Contribute to the design, development, and distribution of internal and external marketing campaigns. Under normal supervision develop materials and respond to inquiries from external stakeholders including FHFA, Treasury and others as needed. Participate in customer meetings
  • Projects as assigned by management: Candidate will work in a small group and will need to support various ad hoc and on-going requests. This may include governance support, e.g. audit, development of procedures, records management, or other needs as identified by management
  • Bachelor’s degree in or equivalent work experience
  • Mortgage Finance experience
  • Work towards advance studies
  • Capital Markets Experience
226

Credit Risk Professional Resume Examples & Samples

  • Perform due diligence and regularly scheduled reviews
  • Analyze credit risk of the designated portfolio, determine accurate ratings and make recommendations of accurate and timely ratings to management
  • Prepare detailed credit analysis and credit applications in accordance with ACP, Credit Rules for Overseas Offices and ACB East Procedure Manual, evaluating the borrower’s industry / business / legal / financial risks and recommending extensions of credit to management
  • Function as a subject expert with regard to particular industries / industry subsectors and maintain most updated knowledge on assigned industries through internal / external sources and direct communication with the borrowers
  • Coordinate and communicate critical account information to various related parties throughout the bank, business line, product groups, credit divisions, risk management divisions and examination
  • Oversight of covenants compliance
  • Responsible for coordinating and communicating account information to external regulators, FRB, JFSA, BOJ, SNIC
  • Perform other related functions
  • Deal Support Work with business lines / product groups to identify prospective transactions Identify structural risks and mitigates in prospective transactions and recommend / enhance structuring of deals and covenant in line with policies and procedures
  • Advises account officers on credit risk issues / terms and conditions to create a best possible deal with a goal of maximizing profit and minimizing credit cost
  • Communicate with credit division with regard to rating rationale, facility structuring / exposures and ensure credit division provided with all credit related information / analysis pertinent to making a decision
  • Policy Compliance Ensure compliance with external regulatory requirement (JFSA, BOJ, FRB, NYSBD, and FDIC.)
  • Ensure compliance with internal policy and procedural requirements by understanding and adhering to ACB East Procedures, ACP, Credit Rules for BTMU Overseas Offices, Procedures for Credit Ratings
  • Participate in ad-hoc policy meetings / project teams to enhance organization wide credit risk management framework
  • Support MD and Team Leader in credit risk management process Support junior analysts on OJT basis as assigned by MD or Team Leader
  • Study, develop and enhance analytical skills of the team through close communication with related divisions, such as CEA, CDA, Credit Policy Office and other Credit Divisions with support from Team Leader or MD
  • Study, development and enhancement of credit risk management procedure applicable to ACB East in co-operation with related divisions and groups, such as CDA, RMDA, DWMD, CCG, BSD, Credit Policy Office and other Credit Divisions
  • Co-ordinate the implementation process of new Head Office rules and procedures and revisions to them into ACB East’s operational environment, in co-operation with MD and Team Leader in the team and other related departments, CDA, RMDA, DWMD, CCG, Credit Policy Office and other Credit divisions
  • Responsible for the management of a segment of an industry vertical or primarily investment grade general commercial loan portfolio
  • Prepared detailed credit analyses and required credit application according to policy including evaluation of loan purpose and structure, repayment sources, corporate, regulatory and industry risk, liquidity, asset protection, historical and projected operating performance and capital structure
  • Responsible for proactive coordination with execution team and Loan Transaction Unit for proper booking of newly assigned accounts
  • Coordinate the Self Assessment process to establish the loan loss reserves
227

CIB Credit Risk UK Resume Examples & Samples

  • Day to day running of a portfolio of clients
  • Strategic structured derivatives deals with large insurance groups
  • Clearing related and other specific requests requiring use of non-traditional credit measures
  • Leverage finance transactions with specialty finance entities
  • Acquisition finance & RCF deals in both the IG & sub-IG space
  • Manage structured finance transactions across the portfolio supporting the Primary Credit Officers in the daily credit risk management of the portfolio
  • Coordinate team activity by participating in client due diligence, transaction structuring/execution and negotiation of documentation
  • Working alongside senior Credit Risk Officers on more complex transactions
  • Credit expert for a portfolio of clients/transactions by completing credit analysis, Risk Review, stress tests and ad-hoc projects
  • Proactively manage the on-going credit relationship by assigning internal rating and monitoring transactions
  • Maintaining a detailed and proactive knowledge of developments across the structured finance products
  • Responsible for a diligent management of team metrics
  • Strong credit skills. The candidate has to be able to lead in depth due diligence, co-ordinate and produce credit memos which will be the basis on which credit decisions are made
  • Strong interpersonal and communication skills. Be able to establish credibility and trust with clients, product specialists and Primary Credit Officers, and to partner with them effectively
  • Prime responsibility for the management of exposure for a portfolio of clients/transactions
  • Coaching and development of less experienced Team members
  • Good excel skills and legal documentation experience
  • Previous structured finance skills would be an advantage
228

Intern, Credit Risk Resume Examples & Samples

  • Assists credit analysts in financial analysis of counterparty risk
  • Enters data from financial statements into the credit risk management system scoring module and formats the results into Excel for credit reviews
  • Makes recommendations on adjustments to financial scoring models
  • Updates user guides for our credit risk management system
  • Organizes electronic contracts and credit enhancement documents
  • Works with the contract negotiator and external counterparties to obtain final, fully executed contracts to complete contract files
  • Assists with special projects and ad hoc reports
  • Enrollment in an accredited graduate program majoring in finance, business or related field
  • Experience with computers and data management
  • Fluency with Microsoft office suite: Word, Excel & PowerPoint
  • Professional demeanor with strong interpersonal skills
  • Aptitude to analyze data to make a business case for recommendations
  • Great oral and written communication skills
  • Ability to conduct and present research using the internet or other tools or resources
229

Manager / Director, Credit Risk Resume Examples & Samples

  • Lead engagements to perform detailed analysis of full mortgage life-cycle operations including origination, underwriting, closing, secondary, servicing and loss management; scope may include business and technology architecture, business processes, business rules, systems, controls, compliance and other aspects of the environment
  • Develop target state operating models, strategic and tactical recommendations, and implementation roadmaps, incorporating industry intelligence and best practices
  • A minimum of five years of related work experience in a financial services or consulting firm with mortgage industry experience related to lending and servicing operations, origination/servicing technologies, business/technology architecture, business process mapping, business rules and functional/technical design
  • Good understanding of common project life cycle or software development life cycle methodologies desired
  • Bachelor’s degree or Six Sigma Black Belt Certification required
  • Demonstrated supervisory experience
  • Experience in mortgage pperations (origination, servicing and default)
  • Project and change management experience
  • Mortgage technology and data mapping experience
230

Director, Credit Risk Resume Examples & Samples

  • Lead projects at the director level by managing teams and efforts for accounting and risk software, specifically loan accounting, including impaired loan accounting
  • A minimum of five years of experience in financial services, structured finance, mortgage banking, corporate finance, or consulting industry
  • Advisory or finance project experience, demonstrated project management skills as well as the ability to efficiently manage teams and resources
  • A minimum of eight years of experience in financial services, structured finance, mortgage banking, corporate finance, or consulting industry
  • Experience with impairment and allowance for loan loss accounting and risk modeling
231

FSB Credit Risk Anlst Resume Examples & Samples

  • Acquires and applies maturing knowledge of the business, its products, and processes
  • Gathers information, analyzes data trends, and contributes to the completion of the work product
  • Participates in the development and implementation of team initiatives as a team resource
  • Analyzes business trends for basic and complex products and provides results for root cause analyses
232

F/I Credit Risk Mgmt, Prf Resume Examples & Samples

  • Assessing related risk exposures derived from financial transactions with counterparties and recommending approval/denial
  • Maintaining existing reports and developing new reports to monitor counterparty strength/compliance where applicable
  • Bachelor’s degree in Business Management, Economics, Accounting, or other related business degree
  • At least 2 – 4 years of experience measuring and analyzing institutional counterparty credit risk of Mortgage Banks or Mortgage REITs
  • Intermediate understanding of financial statements
  • Advance skills with MS Excel
233

CIB Risk Credit Risk-counterparty Credit Infrastructure & Capital Resume Examples & Samples

  • Oversee initiatives to develop stress testing and exposure methodology for the global counterparty credit portfolio of derivatives, securities financing and other traded products
  • Partner with Credit Risk Management to improve transparency, understanding and management of key counterparty contingent risk sensitivities
  • Participate in the planning, prioritization, and development of GAUSS and Stress Framework, including interface with associated E2E delivery to Credit Risk Infrastructure (CRI) systems related to counterparty credit exposure and stress testing
  • Centre of expertise on counterparty stress testing and contingent risk sensitivities, directing and overseeing deep-dive analysis at the portfolio, product, sector or legal entity level for risk management
  • Partner with other bank groups to ensure completeness and accuracy of transaction and market data feeds, as well as stable and resilient systems for counterparty credit exposure, stress and contingent risk calculations
  • Facilitate regulatory requests, including knowledge sharing and provision of support to facilitate counterparty CCAR submission
  • Work closely with CCIC Basel Implementation team, regional CPS teams, Credit Risk Management, Credit Risk Technology, Gauss Technology, QR, MGG, MRG and Risk Reporting
  • Extensive years of experience in Risk Management or in Stress Testing is required
  • Good knowledge of traded products and thorough understanding of quantitative concepts relating to credit exposure, risk sensitivity and stress testing
  • Strong analytical and quantitative skills with large data sets; must be highly numerate, very good with Excel and able to challenge concepts/proposals
  • Strong sense of accountability and ownership of responsibilities, must be diligent, self-motivated and good at following up on issues
  • Excellent written and verbal communication skills, with the ability to articulate complex ideas to non-technical stakeholders and senior managers
  • Team player who can work well with colleagues of various levels, and in partnership with several other groups on a shared agenda
  • Relevant experience in oversight and delivery of multi-faceted projects
234

Credit Risk-counterparty Credit Infrastructure & Capital Resume Examples & Samples

  • Support the team in overseeing CCR infrastructure and stress testing, specifically managing the FR Y-14Q Schedule L and CCAR/DFAST/ICAAP Counterparty Credit Loss execution and reporting process
  • Track, manage, and communicate all deliverables, milestones, risks, issues, and dependencies impacting relevant CCAR infrastructure and stress testing initiatives
  • Coordinate and manage control and audit requirements to closure, including deliverables related to the CCAR CFO Attestation Program (CCAP)
  • Partner closely with stakeholders across multiple functional areas and teams to develop project plans, program structures and governance models
  • Lead and facilitate meetings to ensure timely and successful completion of deliverables
  • Communicate recommendations and project status to impacted stakeholders, including senior management
  • Strong project management skills with disciplined approach to implementing project management processes and methodologies in a large organization
  • Meticulous attention to detail and organization skills
  • Demonstrated ability to take ownership of issues and follow things through to completion
  • Excellent written and verbal communication skills with the ability to engage in dialogue with senior management
  • Strong time management skills, ability to actively manage and prioritize multiple concurrent projects, and comfort with dynamically shifting priorities, timelines, and demands
  • Appreciation of control and quality issues
  • Experience in working with geographically distributed and functionally diverse workgroups
  • Solid understanding of counterparty credit exposure, stress testing, and/or knowledge of traded products
  • Understanding of regulatory stress testing initiatives, including CCAR/DFAST/ICAAP
  • Relevant experience such as credit or market risk management or supporting functions, a derivatives front or middle office area, or related is a plus
235

Credit Risk Securities Specialist Resume Examples & Samples

  • Oversee and execute new security requests and renewals in line with client policy and procedure
  • Act as a point of contact and subject matter expert for securities for both client credit manager queries
  • Training new resources in credit analysis, operational tasks and securities
  • Analyse financial statements to independently determine the financial condition of customers and make informed recommendations on whether to increase, decrease or maintain existing credit lines and associated securitization
  • Be capable of independently managing credit limits of a portfolio of key customers and have the ability to pro-actively resolve any issues that may arise
  • Liaise with client credit management team, discuss account strategies and make informed observations to reduce or mitigate against risk exposure
  • Ability to analyse and process credit security information, including making recommendation for renewal/replacement of appropriate security requirements, including LOC’s, Personal Guarantees, and Insurance
  • Manage and maintain internal and external client relationships
  • Identify account problems and escalate/resolve issues in a timely manner
  • Close co-operation with other teams (Collections and Operations) is essential
  • Analyse weekly and monthly Securities and Credit Consumption reports and share details of that Analyses with client management
  • Degree in Business or Finance
  • 3+ years previous credit analysis or securities experience
  • Previous experience in managing securities
  • Understanding of banking procedures and bank related security instruments
  • Proficiency with Microsoft Office applications and Order to Cash ERP systems
  • Flexibility around working hours, noting the international nature of this role
  • Excellent analytical skills together with an ability to think laterally and strategically
  • Excellent interpersonal, communication and presentation skills and ability to work on own initiative
  • Strong technical report writing skills
  • Knowledge of additional language would be an advantage
236

VP, Head of Credit Risk Resume Examples & Samples

  • Design and build a review and oversight framework capable of providing an informed risk view on New York Life’s general account
  • Develop a target operating framework for monitoring and evaluating credit risk. Identify potential gaps in independent control, oversight and risk perspective
  • Provide ongoing overview of investment strategies and investment decisions including review of appropriateness of assumptions used and recommendations made
  • Serve as a member of the Financial Risk Committee. Present to the NYL Risk Steering Committee, as needed
  • Conduct or assist in enterprise or regulatory stress tests and/or scenario analyses
  • Develop and implement procedures for reviewing significant credit transactions consistent with review limits
  • Develop investment risk policies
  • Review 1st line of defense back testing of impaired investments for potential improvement in underwriting guidelines
  • 10+ years of risk management experience with specific background in credit risk management or equivalent investment experience (e.g. credit analyst)
  • Accomplished change management leader, able to operate effectively in a highly matrix environment
  • Relationship Management and strong communication and partnering skills
  • Ability to develop talent, empower individuals and manage diverse teams to drive engagement and performance
  • Demonstrated ability to influence policy and strategy through effective collaboration
  • Undergraduate degree required, CFA, MBA or other advanced degree preferred
237

Credit Risk-emerging Markets Resume Examples & Samples

  • Performing counterparty analysis (FI and corporate) and review of Moscow subsidiary exposures according to regulations of the Central Bank of Russia (in particular the requirement to document analysis in the Russian language)
  • Maintaining an accurate, Russian-language record of all regulatory credit reviews and assessments performed
  • Building expertise in local regulatory credit guidelines and contributing to the ongoing development of internal procedures
  • Reviewing and providing input on regulatory credit reporting
  • Interacting with the Central Bank of Russia and establishing appropriate relationships over time
  • Responsibility for regular credit assessment, review and maintenance of records in relation to regulatory credit requirements by the Bank of Russia
  • Working with coverage bankers, legal entity credit risk, finance and other corporate function groups in relation to regulatory credit responsibilities including, for example, collection of financial and other required information, debt service quality assessment, counterparties’ activity verification
  • Developing a strong understanding of local regulatory credit legislation and guidelines
  • Working alongside senior credit officers on more complex transactions
  • Documenting new transactions and amendments to existing transactions in conjunction with legal counsel. Maintaining connectivity with Credit colleagues to stay aware of overall market developments, best practices as well as training and development
  • Strong credit skills and judgment, with an intensive 'hands on' approach to analysing the details of credit and structure
  • Have good knowledge of transaction structures, documentation and banking products sufficient to assist with the execution of new deals and amendments
  • Strong interpersonal skills. Be able to establish credibility and trust with clients, product specialists and credit executives, and to partner with them effectively. Also able to interact credibly with regulators
  • Strong analytical and numerical skills
  • Knowledge of the Central Bank regulatory environment in Russia
  • Relevant experience (preferably at least 3 years) carrying out a similar position/function in a comparable environment
  • Degree qualified
  • Russian speaker
  • Fluency in English language
238

Head of Ccar Wholesale Credit Risk Modeling Resume Examples & Samples

  • Lead and develop teams and be able to work under tight deadlines
  • Build CPDL (Largest counterparty default) and CVA models for CCAR purpose. Understand derivative pricing methods
  • Build Credit Risk models (PD and LGD models) that meet the Basel A-IRB requirements for wholesale and structured products (Auto, Student loans, etc.)
  • Have experience on model risk management and governance
  • Work with IT on model implementation
  • Handle regulatory compliance
  • You will demonstrate in-depth technical capabilities and professional knowledge
  • You possess a good business acumen
  • You can monitor progress, manage risk, and ensure key partners are kept informed about progress and expected outcomes
239

Credit Risk Leader Resume Examples & Samples

  • Minimum of 8 years of credit and collection experience
  • Minimum 2 years experience in having managed a team of 2 or more employees
  • BS in Accounting, Finance or related field. MBA, CFA, or CRM certification preferred
  • Minimum 5 years multinational experience
  • Proficiency in written and spoken English
  • Excellent knowledge of accounting principles, cash collection processes and risk analysis practices
  • Ability motivate, guide and provide direction to others and capable of managing conflict effectively
  • Team player, results oriented, self-motivated with well-developed communication and interpersonal skills
  • Strong organizational, verbal, presentation and written communication skills with the ability to deal tactfully, confidently and ethically with both internal and external customers
  • Must be detail oriented with the ability to handle multiple tasks within deadlines, demonstrated ability to prioritize and organize workloads for maximum effectiveness
  • Uses discretion and demonstrates dependability in performing daily functions as well as the ability to perform multiple tasks
  • Strong problem solving, interpersonal and financial analysis skills
  • Strong PC skills including both Access and Excel, and experience with other Microsoft Office products, Word, PowerPoint, Outlook, etc
  • Strong problem solving skills Excellent oral, written, and presentation skills
  • Proficient knowledge of SAP AR Systems required
240

Credit Risk Lead Resume Examples & Samples

  • Measure and calibrate the risks assumed by TS through these interactions
  • Analyze the risk profile of the entities that TS is working with
  • Managing and analyzing credit related data, implementing counterparty credit models/strategies and maintaining libraries
  • Developing clear and concise counterparty risk reporting for presentation and review with senior management - applicants should have demonstrated experience presenting and influencing leadership decisions
  • Utilize existing and new data sources to architect and build a robust centralized credit risk platform. (Whilst not an Engineering role, the candidate is required to operate independently coding and building models in Python/C++ Or Java
  • Gather necessary data and Interact with counterparts on a daily basis. Some travel maybe required
  • Partner closely with stock loan and margin teams to ensure a holistic risk management approach
  • Design and implement appropriate policy framework, and automated monitoring processes
  • Bachelors or Master’s degree in Science in Physics, Mathematics, Engineering or quantitative field
  • 5-7 years of relevant Quantitative counterparty credit modeling experience coming from either asset management or investment banking
  • Proven ability to work independently and drive complex, cross-functional projects
  • Superior written and verbal communication skills
  • Programming experience in C/C++ Python or Java
241

Credit Risk Review Executive Resume Examples & Samples

  • This executive will also be accountable for building and preserving working relationships with line of business management and crucial leaders within Risk Management
  • Actively propose and/or review credit expansion and/or tightening efforts, clearly presenting and discussing alternatives, advantages, and disadvantages with Executive management based on supporting data and industry experience
  • Back the assessment of new vendors (alternative data providers, model developers, etc.) applicable to the client bank’s credit efforts
  • Eight (8) or more years in credit risk role at a financial institution (traditional bank and/or financial services provider)
242

Credit Risk Internship Resume Examples & Samples

  • Bac +4/5 Ecole de commerce or university with a specialization in Finance
  • Interest for financial markets and/or Energy
  • Knowledge of english (oral & written) , other language being an advantage
  • Being rigourous, autonomous with communicating skills
243

Consumer Credit Risk Modeler Resume Examples & Samples

  • Must have a Master’s degree in Statistics
  • Must have 1 year of experience in data or statistical analysis positions performing the following
  • Programming and performing data extraction and data manipulation using SAS data step, SQL, and macro
  • Utilizing advanced data and statistical methods in model development and analysis, including logistic regression, decision trees, and multivariate analysis
  • Creating/writing model documentation
  • Must be a SAS Certified Advanced Programmer for SAS 9
244

VP Credit Risk Review Resume Examples & Samples

  • Minimum of seven years proven and progressive commercial credit risk, lending or credit analysis experience or equivalent; loan review, loan workout, public accounting and/or federal bank examination experience strongly preferred
  • Minimum of a bachelor’s degree in accounting, finance, economics, related field or equivalent experience; professional certification preferred
  • Strong managerial, communications, analytical (credit/financial), problem-solving, organizational and interpersonal skills
  • Ability to exercise discretion, work independently within broad guidelines, tactfully handle sensitive and confidential data, deliver high quality results within tight timeframes, manage multiple projects simultaneously and assist the manager in motivating and developing a professional staff
  • Thorough knowledge of application of law as it applies to banking, business loans, bankruptcy, contracts, securities law, Uniform Commercial Code and real estate
  • In-depth understanding of the business, risks and related controls within areas of responsibility
245

Cib-credit Risk-executive Assistant Resume Examples & Samples

  • Extensive use of outlook for calendar management and in-box management (where applicable)
  • Management of expense and invoice processing, reimbursement and account reconciliation
  • Partnership with assistants across the group to provide coverage for absence
246

Credit Risk Resume Examples & Samples

  • Perform all necessary credit due diligence and analysis on FI counterparties that may range from banks, broker dealers, insurance companies, hedge funds, private equity funds, mutual funds, SPVs, sovereign and sovereign related entities. Broad regional exposure expected
  • Work closely with different business units in identifying and developing alternative transaction structures and credit risk mitigation solutions
  • Review, approve (within delegated authority) or recommend for approval credit risk-related transactions originating from FI counterparties
  • Negotiate credit documentation relating to derivatives transactions
  • Conduct industry and sovereign research
  • Bachelor's degree in Business Administration, Finance, Mathematics or Economics. MBA or CFA candidates highly preferred
  • At least 8 years of credit risk experience covering Asia Pacific FIs in a leading global financial institution
  • Sound credit research skills
  • Prior exposure to debt and fixed income markets or products necessary
  • Excellent written and spoken communication skills in English. Fluency in Mandarin a distinct advantage
  • Solid computer literacy
  • Strong relationship building skills with the ability to independently handle internal business units and external FI clients on credit-related issues
  • Small team management experience preferred
247

Credit & Risk Administrator Resume Examples & Samples

  • Minimizing financial risk to the organisation by assessing and advising on creditworthiness of prospective and existing customers
  • Investigates credit applications and approves applications within established guidelines for companies and individuals
  • Liaises with corporate customers and other departments to resolve credit problems
  • Maintain & contribute to the credit policy
  • Adopt an analytical approach to the team workload in order to challenge and improve efficiencies
248

Director Credit Risk Resume Examples & Samples

  • Participate in the process of developing and refreshing risk inventories and maintaining documentation within risk inventory templates
  • Assist in ongoing credit related risk control self-assessment (“RCSA”) process
  • Work with Credit Risk Officer and other credit staff to identify and document Key Risk Indicators (“KRI”) and Risk Appetite Statement Metrics (“RAS”). Maintain an inventory of identified RAS metrics and KRIs and analyze ways to convert them into meaningful and useful data
  • Develop and maintain external data sources useful for managing credit risk and developing associated dashboards
  • Participate as a non-voting member in Special Assets Committee (“SAC”) to observe trends in the portfolio
  • Participate as a voting member of Credit Enterprise Risk Management (“CERM”) committee meetings
  • Lead the process management related to third party loan review, and regulatory reviews including sample selection, analyzing, summarizing, and prioritizing review findings
  • Responsible for ensuring all logistical matters related to audits, exams, and loan reviews are performed
  • Review credit risk dashboards and other reports to identify and escalate trends to the Credit Risk Officer
  • Maintain tracking system in Archer for credit-related risk issue action plans in response to self-identified and regulatory loan review and internal audit findings
  • Prepare presentations materials for Bank Enterprise Risk Management (“BERM”) and Directors Enterprise Risk Management (“DERM”) committee and Board of Directors meetings
  • Work with the Credit Risk Officer, CCO, and CRO to assess and establish credit approval authorities for the Bank. As these authorities are updated maintain the Bank’s credit approval matrix
  • Management responsibilities of Credit Risk Analyst
  • 5-7 years experience in credit risk, underwriting, originating, or approval of loans (preferably C&I, and/or CRE, but SFR ok)
  • Excellent verbal and written skills
  • Furthers the First Republic Bank culture and values
  • Candidate must have exceptional interpersonal skills and the ability to work both independently and as a part of multiple teams. Discretion with confidential information is necessary
  • Systems & Tools
  • Microsoft Office (Excel, Word, PowerPoint)
249

Development Manager for Credit Risk Resume Examples & Samples

  • Build, motivate and manage teams leveraging his/her expertise to mentor and lead developers; supporting them through the various software development life cycle stages
  • Provide the vision and leadership for design, development and implemention of high quality software solutions / components for the Credit Risk platform
  • Facilitate smooth delivery of the projects – manage the team and their deliverables. Take complete ownership of the delivery of the various software solutions / components worked upon by the team
  • Demonstrate superior collaboration skills in working closely with various stakeholders viz. other development, testing and implementation teams to roll-out important regulatory and business improvement programs
250

Credit Risk Review Executive Resume Examples & Samples

  • Will be chiefly responsible for managing the Credit Risk Review team and supervising the loan review process
  • Reviews will consist of an analysis of financial information and the credit facility to help form a opinion on the loan
  • Sit on various task forces and special projects as requested by the Chief Risk Officer and the Loan Review Committee
  • Minimum of 8 or more years’ experience in credit review or immediately related position