Credit & Portfolio Risk Manager Resume Samples
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Credit & Portfolio Risk Manager Resume Samples
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OB
O Boyle
Onie
Boyle
44997 Krajcik Corner
Dallas
TX
+1 (555) 151 2197
44997 Krajcik Corner
Dallas
TX
Phone
p
+1 (555) 151 2197
Experience
Experience
Boston, MA
Credit & Portfolio Risk Manager
Boston, MA
Mosciski and Sons
Boston, MA
Credit & Portfolio Risk Manager
- Develop and continually improve risk management framework and processes for funds
- Lead the development of MIS and analytics around credit policy framework, risk distribution and performance benchmarks
- Work with cross functional teams to develop and execute marketing plans
- Work on Integration of data sources and the development of data routines to create standardized datasets from raw data
- Provide proactive recommendations to senior management based on analytical observations of key business indicators
- Perform data analysis and provide recommendations for proposed policy changes
- Provide subject matter expertise on data infrastructure for improved risk model implementation
San Francisco, CA
VP-credit & Portfolio Risk Manager
San Francisco, CA
Wolff, Ward and Huels
San Francisco, CA
VP-credit & Portfolio Risk Manager
- Independently manage development and implementation of effective risk management strategies that help mitigate credit losses
- Individual Contributor (IC)/Managerial: Managerial with people management responsibilities
- Analysis of customer claim data and transactional data to identify emerging fraud trends, develop, and improve fraud strategies
- Collaborate with the local management to manage the team
- Apply subject matter expertise to the prioritization and planning of projects in conjunction with risk management policies and strategies
- Analyzing tests and performance using advanced analytic tools like SAS, R, Python
- Apply subject matter expertise to the prioritization and planning of projects in conjunction with fraud management policies and strategies
present
Houston, TX
VP, Credit & Portfolio Risk Manager
Houston, TX
Johnson Inc
present
Houston, TX
VP, Credit & Portfolio Risk Manager
present
- Identifying new strategies and efficiencies in collections
- Developing models using regression techniques or other statistical methodologies to classify accounts based on risk and collection treatment efficiency
- Segmenting accounts using CHAID/CART methodologies to design champion/challenger collection strategies
- Performing hypothesis testing using Statistical Experimental Designs such as Factorial Trials and Principle Analysis to determine impact from new treatments
- Conducting P&L analysis using parametric or nonparametric statistics to conclude significant difference between test and control
- Representing Risk Management on inter-departmental Process Teams
- Collecting and interpreting data for ad hoc projects
Education
Education
Bachelor’s Degree in Statistics
Bachelor’s Degree in Statistics
Northeastern University
Bachelor’s Degree in Statistics
Skills
Skills
- Proven strong analytical skills with good attention to detail, ability to provide big picture decision making and to mentor junior staff
- Strong analytical skills with good attention to detail, ability to provide big picture decision making and to mentor junior staff
- The ability to interact professionally and knowledgeably with all levels of personnel, including senior management
- Extensive knowledge of SAS programming including macro and SQL and knowledge of Knowledge Studio
- Strong written and verbal communication skills with the ability to present analysis and recommendation in a succinct manner
- Coach and train resources to ensure quality deliverables across multiple sites
- Strong attention to detail
- Self-directed and highly motivated; ability to work independently
- Strong analytical and problem solving ability
- Solid Microsoft Office skills necessary particularly in Excel (pivoting, graphing) and PowerPoint. Knowledge of querying databases is advantageous
4 Credit & Portfolio Risk Manager resume templates
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1
Credit & Portfolio Risk Manager Resume Examples & Samples
- Take ownership of the Balance Growth channel; manage balcon programs and any new initiatives in collaboration with internal Risk teams and cross-functional partners
- Perform vigorous analyses using analytical and statistical tools to identify gaps and opportunities for the channel, and to drive changes to credit policy to optimize risk-rewards tradeoff
- Synthesize information and data to resolve business problems with logical and practical solutions
- University degree(s) in analytical disciplines. Advanced degree holders are preferred
- Excellent presentation and team skill. Cross-functional project management experience is highly desirable
- 5+ years of experience in similar analytical roles; prior experience in business modeling or in the financial industry is desirable
2
Credit & Portfolio Risk Manager Resume Examples & Samples
- Industry Expert and Advisor, second senior Credit Officer, various management responsibilities
- Develop and continually improve risk management framework and processes for funds
- Risk management: Credit analysis and approval, Credit Officer in current or previous job; experience with funds preferred
- Product knowledge: In particular, knowledge of traded products such as derivatives, preferably also transactional and banking services such as custody and lending. In addition, a good understanding of the risks associated with these products, such as VaR, clearing, settlement, liquidity
- Industry knowledge: European managed funds market, key players and forces for change; technical understanding of fund management process, types of funds, legislation, regulation and regulators
- Projects: Process re-engineering, end-to-end management of projects
- Communication – excellent verbal and written communication
3
Girm-power Credit & Portfolio Risk Manager Resume Examples & Samples
- Strong analytical skills with good attention to detail, ability to provide big picture decision making staff
- Strong written and verbal communication skills with an ability to present analysis and recommendation in a succinct manner
- Independent problem solving skills
- 4 - 7 years credit risk experience and at least 3 years of Power industry experience
- Knowledge of various capital markets and derivative products and associated legal documentation
4
Credit & Portfolio Risk Manager Loss Forecasting Resume Examples & Samples
- Understand the key components that drive losses, i.e. contractual, bankruptcy, economic, recoveries, purification, etc
- Provide a GAAP view of the forecast and support LLR team
- Coordinate with Collection Planning regarding capacity planning & Recovery teams to project asset sales and collections
- Work with Finance regarding key loan hand-off’s & coordinate review of the forecasts
- Provide Risk Management the most recent updates that includes the latest actuals
- Card experience with compiling data - SAS / Citi EDW
- Strategic thinking coupled with ability to drive change end to end from Concept to Execution
- Self starter who proactively seeks ways to improve status quo
- Strong understanding of Risk Management and Financial Statements (P&L, Balance Sheet)
- Ability to understand & work with complex data to formulate a view of the card business that can be actioned by management. This requires strong analytical, communication, and project management skills. The position also requires the ability to work with all levels within the organization to drive projects to completion
5
Gcg-credit & Portfolio Risk Manager Resume Examples & Samples
- Product coverage includes all MSBF (Margin and Securities Backed Finance) and insurance products including currency trading product
- Document and implement policy / program for Margin and Securities Backed Finance (MSBF) and insurance premium financing portfolio within global / regional / country framework; this includes contributing to discussion on key policy changes, senior credit reviews and leading annual program review and approval process
- Credit underwriting for approval and recommendation to credit seniors for large ticket customer facilities based on an assessment of risks and benefits
- Policy / program related communications to key stakeholders in business, secured lending approval unit, operations, legal, compliance and collections
- Provide support to business partners on development of new structures and products from risk management perspective
- Facilitate and review collateral approval based on risks associated with credit quality, volatility and liquidity in line with the requirements of One Citi MSBF policies
- Monitor portfolio MIS to review key portfolio metrics with respect to collateral mix, portfolio performance and risk tolerance limits
- Ensure timely escalation of breaches to appropriate levels and implementation of corrective action
- Analytical skill and ability to interpret MIS and continuously upgrade on the same as per risk management need
- Manage key regulatory reporting processes associated with BASEL, Monetary Authority of Singapore (MAS) and CCAR with respect to ensuring accuracy and timeliness of submission
- Assistance in ensuring accuracy, operations / systems adequacy and compliance to policy for mark-to-market and margin call processes
- Portfolio stress testing as a part of regulatory and internal requirements to manage tail risks
- Contribute to system developments and testing on system upgrades for lending product specifically to investment secured lending product
- As a senior risk resource, incumbent would also be expected to contribute to enhancement of knowledge and expertise of other team members by participating in training and development initiatives
- Assist and co-work along with other risk team members in common workstreams including stress testing and credit bureau related activities
- Ideal candidate will have a degree holder with at least 7-10 years of work experience
- Knowledge of investment products, trading products, wealth management, systems and key processes would be desirable
- Good analytical skills are mandatory and programming knowledge will be helpful
- Prior work experience in operations, risk management, analytics and wealth management will be an added value
- Good communication skills (verbal & written) and able to interact well with business and risk management seniors
- Strong team player with good relationship management skills
6
Credit & Portfolio Risk Manager Resume Examples & Samples
- Develop Credit Risk Strategies for Citi Brand Credit Cards Acquisitions
- Design and analyze credit tests to enhance program performance
- Review, internalize and provide meaningful commentary on MIS to recognize and establish connections to policy, population or market changes
- Manage credit risk from digital and other non-mail acquisition efforts
- Define and lead complex analytical assessments on the customer level to optimize the customer experience
- Perform Ad-hoc analyses & use MIS to answer senior leadership questions
- Bachelors Degree is required & Masters Degree preferred in Business, Mathematics, Economics, Statistics, Engineering or a similar quantitative discipline
- Understanding Profit & Loss Drivers
- SAS / SQL , P&L Simulation
- Experience with a modeling package such as SAS Enterprise Miner or Knowledge Studio is a plus
- Knowledge of digital space preferred
7
Loan Loss Reserve Credit & Portfolio Risk Manager Resume Examples & Samples
- Education: Bachelors Degree required; Masters preferred
- Attention to detail, experience in auditing, accounting or financial statement analysis
- Strong desire to proactively identify gaps and improve the status quo
- Strong business and technical writing skills – ability to independently produce high-quality business memoranda and technical documents
- Ability to work with senior managers to help build consensus to address difficult and complex business needs
- Combination of technical and strategic mindset with good business acumen
8
Credit & Portfolio Risk Manager Resume Examples & Samples
- Work with senior risk managers on risk mitigation strategies
- Proven strong analytical skills with good attention to detail, ability to provide big picture decision making and to mentor junior staff
- Experience in the Energy (or other PECM industries) is a plus but not essential
- Strong knowledge of traded and derivative products is required
- Strong written and verbal communication skills with the ability to present analysis and recommendation in a succinct manner
- Ability to meet deadlines created due to business needs
- Seeks to develop a level of experience
- Bachelor’s degree in Business Administration, Finance, or Economics preferred
- An MBA, CPA, or CFA preferred and formal credit training is a plus
9
Credit & Portfolio Risk Manager Resume Examples & Samples
- Min 6 years of risk management experience or in related field
- Analytical background
- Strong Basel regulatory requirements knowledge
- Excellent Microsoft Office skills (MS Word, Excel, PowerPoint) are required
- Knowledge in Microsoft Access and SAS desirable
- Bachelor of Science degree in Finance, Accounting or Economics required. MBA/Master preferred
- English and Spanish required
10
VP, Credit & Portfolio Risk Manager, Best Buy Resume Examples & Samples
- 3-5+ years experience in credit card risk management or equivalent training and experience preferably in the financial services industry
- Strong communications/presentation skills, capable of interacting effectively with multiple levels
- Extensive knowledge of SAS or SQL programming and literacy with MS Office software required
11
VP, Credit & Portfolio Risk Manager Resume Examples & Samples
- Identifying new strategies and efficiencies in collections
- Developing models using regression techniques or other statistical methodologies to classify accounts based on risk and collection treatment efficiency
- Conducting P&L analysis using parametric or nonparametric statistics to conclude significant difference between test and control
- Participating in creating system requirements for new loss mitigation strategies and represent Risk Management throughout the development life cycle of a new strategy or policy
- Collecting and interpreting data for ad hoc projects
- Making recommendations and communicating the results to senior management
- Evaluating effectiveness of current loss mitigation policies and strategies
- Researching and applying new statistical techniques that can improve predictive power of models
- Making significant contributions in the development of analytical tools used in the assessment of loss mitigation risk and policy
- Qualifications include a 4 year degree in Statistics, Economics, Engineering, Finance, Mathematics, or a related quantitative field. Graduate degree is highly desirable
- Minimum 4+ years of Credit Cards related experience or 5+ years related analytic experience using quantitative analysis, preferably in a risk context
- Experience with SQL programming in a UNIX environment
12
Credit & Portfolio Risk Manager Resume Examples & Samples
- Strong analytical skills with good attention to detail, ability to provide big picture decision making and to mentor junior staff
- Demonstrated aptitude for tackling analytical questions through quantitative modeling and the analysis and assimilation of data into a coherent work product
- Strong project finance product knowledge required; good knowledge of the industries
- Solid understanding of Policies and Procedures impacting the Credit Risk mgmt. framework
- Strong written and verbal communication skills with ability to present recommendation in a succinct manner
- Attention to detail and ability to work with product partners is a must
- Sound risk and business judgment on the full spectrum of risk issues
- Extensive credit risk experience
- Ability to conduct onsite due diligence visits and to run diligence calls with clients
- Knowledge of various Capital Markets and derivative products and strong understanding of complex legal documentation
- Ability to work through detailed financial models and consultant reports to analyze trends and track performance of the credit
- Must have very strong Credit Risk or relevant experience, preferably gained at either Citigroup or at a major institution
13
VP, Credit & Portfolio Risk Manager Resume Examples & Samples
- Establish strong cross-functional partnerships with Partner Management, Finance, Marketing and Operations teams to successfully execute major portfolio initiatives
- Develop Acquisition risk strategies that are aligned with business objectives of delivering sustainable growth within the products targeted risk appetite
- Develop and maintaining a data and systems infrastructure that supports all initiatives, inclusive of comprehensive portfolio MIS
- Ensure all initiatives comply with the policies, regulations, and strategic direction set by senior management, and participate in various control, audit and compliance initiatives as required
- 5+ years experience with credit policy analytics and development, preferably on a card portfolio
- Bachelor’s degree in a quantitative discipline or business. Masters preferred
- Extensive knowledge of SAS programming (PC SAS, SAS EG, UNIX SAS)
- The ability to apply credit and risk principles toward business objectives
- Proven skills to manage effectively across cross functional areas in a matrix-organization
- Knowledge Studio experience preferable
- Computer literacy with MS Office software required
- The candidate must demonstrate strong organizational skills, have strong multi-tasking ability and an ability to learn and apply new skills quickly
14
Rohq-credit & Portfolio Risk Manager Resume Examples & Samples
- A thorough understanding of fundamental credit analysis is required, as well as product experience sufficient to evaluate and prioritize demands of differing complexity/specialization from business partners
- Proven leadership capabilities including strong thought leadership, effective decision making, strategy development and ability to drive results
- Ability to manage execution by providing hands-on coaching and development of analysts, as well as strong desire to help create a high performance winning team
- Sound credit skills are essential
- Coaching and sharing knowledge
- Bachelor's degree or equivalent; MBA is considered advantageous
15
VP-hedge Funds Credit & Portfolio Risk Manager Resume Examples & Samples
- Establishing credit limits and margin rates through a formal write-up and in-depth credit analysis
- Monitoring exposure vs. approved limits to ensure trading remains within tolerated risk-limits
- Negotiating the credit-related components to ISDAs and other trading documents
- VPs will conduct regular on-site due diligence meetings with their Hedge Fund counterparties
- Innovating and changing the current methods for reviewing and monitoring Hedge Fund risks
- Assisting in presentations and industry reports given to senior management
- 3-5 years of previous work experience in a related field
- Familiarity with Capital Markets trading and lending products, particularly in derivatives, structured and other complex products traded by hedge funds
- Strong grasp of current technologies including stress testing is highly beneficial
- Highly proficient with Microsoft Excel, PowerPoint, Word and Access
16
Credit & Portfolio Risk Manager Resume Examples & Samples
- Produce reports or presentations that outline findings, explain risk positions, or recommend changes
- University degree in an analytical discipline
- Advanced degree in an analytical discipline preferred
- 5 plus years in an analytical capacity
- 5+ years of experience in a similar analytical role
17
VP-energy Credit & Portfolio Risk Manager Resume Examples & Samples
- Maintain and manage a portfolio of accounts primarily in the Energy sector, and perform credit analysis on an annual and quarterly basis and execute transactions. Liaise with the Buffalo COE to provide guidance and training
- Manage special projects / target market expansion, green light memoranda and senior management requests. This includes stress testing, periodic business reviews, FCR (audit), Basel II/III exercises, etc
- Work with members of the Houston Energy Risk team on specific projects, including portfolio reviews, updating of credit processes within the portfolio, risk rating policy, presentations to senior management, etc
- Provide recommendations of specific clients within the portfolio and provide monitoring of all extensions of credit for these names
- Interface with origination and product specialists to review credit strategy and develop proactive plan for all assigned names
- Work closely with GIRM Analysts in the Buffalo COE and with Banking Analysts Banking Associates - provide oversight for writing of credit reviews, sector reviews and transaction memos
- Train and mentor Analysts / Associates
- This role supports significant and important industries at Citi and this person will have the opportunity to shape the firm’s approach to dealing with transactions in these industries, which includes everything from transaction approval to credit exposure management
- This role has the opportunity for exposure to other industries and locations within the PECCM team
- This role will regularly interact with clients as transactions are being structured and contracts are being negotiated
- This person will have access to Citi’s relationship managers and will have the opportunity to develop a more thorough understanding of a client’s business plan
- Capability to seamless move from one industry segment to another depending on market opportunities as well as day to day deal flow from our diverse customer set
- 3 -6 years credit risk or relevant experience, preferably gained at either Citigroup or at a major institution
- Demonstrated aptitude for tackling analytical questions through quantitative modeling and the analysis and manipulation of large data elements
- Strong understanding of corporate finance required and bank products
- Seeks to develop a level of experience and judgment that generally would suggest consideration for a Senior Credit Officer role over time
18
Credit & Portfolio Risk Manager Resume Examples & Samples
- Perform data analysis and provide recommendations for proposed policy changes
- Review and manage requests from business partners to modify or enhance credit policy
- Provide Senior Risk Management with detailed business case for policy changes, including impact, technology requirements and projected volume
- Represent Credit Policy to all segments of the business as the Subject Matter Expert for implementation and interpretation of policy
- Participate on multiple Project Teams across the mortgage business
- Facilitate project work by reviewing competitor guides, gathering performance information, and gap analysis exercises
- Manage risk from a holistic viewpoint with ability to consider impacts to the business and the bottom line
- Manage internal and external audit deliverables
- 10+ years or more mortgage banking, credit policy, and or project management experience
- Extensive experience working with governance, risk and compliance methodologies and practices
- Proficient in Excel and PowerPoint; knowledge of other applications and analytical tools helpful
- Mortgage policy and control knowledge
- Excellent leadership, communication, negotiation, project management, planning and organizational skills
- Able to manage multiple projects concurrently
- Superior analytical, decision-making and problem solving skills
- Experience in regulatory compliance, Audit, control environment
- Knowledge of Global Policies and Requirements
- Strong communication skills are required - both written and oral
- Demonstrated ability to develop and maintain strong working relationships with senior level executives
19
VP, Credit & Portfolio Risk Manager Resume Examples & Samples
- Lead and manage the development of MIS and analytic solutions in SAS and other programming and data querying tools to enhance portfolio management and monitoring and answer questions on portfolio performance and trends
- Lead analytic support of ad-hoc requests from business, regulatory agencies, and/or other audit entities
- Work with peers and across levels and functions of the organization on Risk Management-driven regulatory and management reports such as the 10Q, Troubled Debt Restructuring, LLR and forbearance reports
- Work as part of cross-functional team to develop & execute new strategies and implement enhancements to existing risk controls
- Provide strategic recommendations based on observations of key business indicators and trends to senior management
- Develop anticipatory and comprehensive reporting that will enhance the effectiveness of current collection and recovery policies and strategies and will aid future Cards risk assessment
- Mentor data analysts within the group and collaborate with supporting lines of business
- Minimum 4+ years of financial services related experience or 5+ years related analytic experience using quantitative analysis, preferably in a risk context
- Prior experience in risk management, and collections analytics or MIS development preferred
- Strong prior experience and technical skills using SAS/SQL/Teradata/Oracle in a UNIX environment. Data warehouse and mainframe experience is a plus
- Strong ability to interpret analytic results, analyze and solve business problems via MIS, and present/summarize for management review
- Minimum 5+ years’ experience in statistical analysis with working knowledge of at least one of the following statistical software packages: SAS (preferred), SPSS, Statistical, S+ or equivalent
- Outstanding communication, presentation, interpersonal, project management, and thought leadership skills
20
Credit & Portfolio Risk Manager Resume Examples & Samples
- Requires technical skills related to data manipulation and interpretation
- At least 7 years related experience
- Requires strong analytical ability
- Advanced SAS programming skills
- Experience with Basel and stress testing a plus
- Strong communication skills to present plans to senior management
- Strong project management skills with experience managing multiple simultaneous projects
- Mortgage industry experience
21
VP Credit & Portfolio Risk Manager Loss Forecasting Resume Examples & Samples
- Provide a GAAP view of the forecast and support the LLR team
- Work with Finance regarding key loan hand-offs & coordinate review of the forecasts
- Provide Risk Management the most recent updates that includes the latest actuals and key drivers to forecast changes
- Provide qualitative reasoning regarding CCAR stress results
- Compose and develop Loss Forecast documentation for review with Brands & Global Risk Management
- Self-starter who proactively seeks ways to improve processes
- Ability to understand and work with complex data to formulate a view of the card business that can be actioned by management
- Strong analytical, communication, and project management skills
- Position also requires the ability to work with all levels within the organization to drive projects to completion
22
Senior Credit & Portfolio Risk Manager Resume Examples & Samples
- 8- 12 years of related work experience
- BS required in Mathematics, Engineering, Statistics, Physics or a relative quantitative discipline
- Strong track record in developing the best-in-class models for large financial institutions—especially the credit card industry
- Strong analytical background, data driven, results orientated
- Strong understanding of lending products from marketing and policy perspective
- Excellent ability to develop partnerships across multiple business and functional
23
Credit & Portfolio Risk Manager Early Warning Manager Resume Examples & Samples
- MBA or CA
- 7-12 years of work experience in corporate credit or related functions
- Credit and industry assessment skills: ability to read credit memos, annual reports, financials spreads, understand financial ratios and key risk drivers of companies. At industry level- understanding key drivers of industries, sub segment behavior, macro economic factors
- Analytical, data mining skills - combining information from diverse sources and applying it on the job while evaluating credits; also, running trend and cross sectional analysis on moderate to large sized data and drawing meaningful conclusions from that
- Process and negotiation skills - gathering information and discussing accounts with account managers and then presenting independently arrived recommendations to various stakeholders. Further, early warning is responsible for various reports and holding portfolio reviews
24
Credit & Portfolio Risk Manager Resume Examples & Samples
- Development and maintenance of standardized regulatory reporting
- Development of new reporting and analytics based on requirements from the business
- May train less experienced personnel
- Must be able to source data from disparate systems and bring together in a SAS environment. - ad hoc reporting, analytics, and presentation requests as required
- Requires analytical ability
- Mental/visual stress (e.g., dealing with eyestrain from extended computer use)
25
Csil-firm-credit & Portfolio Risk Manager Resume Examples & Samples
- Managing a group of analysts within FIRM unit (Financial Institutions Risk Management) (Hiring, Training, performance management, evaluation and monitoring)
- Building strong relationships with counterparts in FIRM unit across regions and develop / maintain effective working relationships with colleagues in other areas of Risk Management
- Responsible for industry analysis and developing domain expertise for focus industry vertical including the preparation of industry dashboard & stress test and portfolio reviews
- Establish and maintain consistent standards and processes in credit analysis through interaction with industry specialists and analysts globally
- Overall responsibility for both individual and industry analysis
- Demonstrate an ability to resolve internal and external audit issues and to interpret information requests from Regulators
- Work with system architects to define appropriate technology solutions
- This also includes planning, coordinating and participating in test phases prior to implementation
- Display solid leadership skills and a thorough understanding of all the products utilized within the various industry sectors covered
- Proactively monitor exposures; ensure exposures are properly reported and exceptions resolved
- Train, coach and develop staff, actively participate in the recruitment process and regularly provide them feedback for their overall growth & development
- Supervision of teams and taking final responsibility for quality control in the credit approval process. Demonstrate leadership and integrity
- Solid time management skills; the ability to multitask and prioritize effectively and combine transacting with managing people
- Demonstrate sound judgement on appropriateness
- Proven leadership skills in terms of managing people or a process directly or indirectly
- Strong communication skills; proven track record of successfully working with Senior Credit Risk Management
- Demonstrate an ability to adapt to an evolving environment and responsibilities
- Graduate (with 7+ years of experience in related discipline) or MBA/CA/US CFA with 4-5 years of Risk/ Research related experience
- As mentioned above
- 8-12 years of banking experience
- MBA/CA/US CFA/CPA
- 6-8 years of experience in analyzing financial institutions, or being involved in the delivery of structured solutions to customers
- Strong Leadership and Managerial skills
- Understanding of the dynamics of an industry and the regulatory environment within which it operates
- Stress testing analytics
- Good knowledge of capital markets and treasury products
- Build strong relationship across all levels in Risk/ Business
- Capacity planning on a regular basis
- 8-12 years of banking or analytical experience with credit rating agencies, preferably with focus on financial institutions
- Proven Managerial skills
26
VP Credit Portfolio Risk Manager Resume Examples & Samples
- Interact & collaborate with Marketing, DM & Policy Execution teams to flawlessly execute credit strategies
- Master of Science preferred
- Understanding of Credit Card Profit & Loss Drivers
- Modeling (Knowledge Seeker – CHAID) – not required but preferred
27
Credit & Portfolio Risk Manager Resume Examples & Samples
- Bachelors Degree required in Business Management or a similar discipline
- 5+ years of experience in process/control or relevant leadership work history
- Possesses strong credit card institutional knowledge of markets, products, strategies, analytical tools, financial and risk databases and associated risks
- Demonstrated strong leadership skills
- Keen analytical ability
- Experience operating/managing in a matrix environment
- Strong knowledge of regulations governing consumer cards
- Well-developed collaboration skills
- Highly developed decision making ability
- Excellent verbal, written and interpersonal communication skills - ability to build consensus and influence outcomes
- Excellent organizational skills; ability/flexibility to handle multiple tasks and changing priorities and willingness to take ownership of various parts of a project
- Possesses a positive, hard-working, energetic 'can do' attitude
- The ability to interact professionally and knowledgeably with all levels of personnel, including senior management
- Advanced MS Excel and Access skills preferred
- Six Sigma or similar certification is a plus
28
Credit & Portfolio Risk Manager Resume Examples & Samples
- Prepare presentations and communicate portfolio dynamics, evaluate industry trends, explain models and assess credit risks holistically
- Lead the development of MIS and analytics around credit policy framework, risk distribution and performance benchmarks
- Interpret business requirements and partner with Finance, Capital Markets, Operations and other departments to ensure analytics are complete and accurate
- Provide proactive recommendations to senior management based on analytical observations of key business indicators
- Develop sound risk mitigation strategies
- Source data from disparate systems and bring them together in a SAS environment
- Conduct ad hoc reporting, analytics, and presentation requests as required
29
VP, Credit & Portfolio Risk Manager Resume Examples & Samples
- Maintain and manage a portfolio of complex cross-product (derivatives, ECA financing), cross-market (senior bank / bond) transactions
- Primary industry coverage for technology predominately in the North American market
- Manage deal approval process including preparation of credit approval memos and transaction execution with product partners
- Co-manage troubled assets with IRM colleagues including valuation analysis, amendment approvals and monthly credit reviews
- Meet with sponsors and work with bank syndicates (as Agent) and consultants
- Knowledge of bank and capital markets products and services; industry familiarity helpful Risk Mitigation
- Solid understanding of policies and procedures impacting the Credit Risk Management framework
- 6 – 8 years credit risk or relevant experience, preferably gained at either Citigroup or at a major institution
- An MBA, CPA, or CFA preferred and formal Credit Training is a plus
30
Credit & Portfolio Risk Manager Resume Examples & Samples
- Minimum 2 years experience in financial services is preferred
- Strong prior experience using SAS/SQL to analyze and solve business problems
- Outstanding communication and presentation skills, excellent interpersonal skills, thought leadership and should be comfortable working with ambiguity
31
Credit Portfolio Risk Manager Resume Examples & Samples
- Bachelor’s degree in quantitative methods, business or equivalent. Master’s preferred
- Possess strong leadership and analytical skills
- Demonstrate ability to succeed in a fast-paced, rapidly changing business environment
- Have excellent overall business judgment and solid management skills
- Have knowledge of strategy development, modeling and use of scorecards, and familiarity with operations policy and procedures
- Must possess strong interpersonal, organizational, and analytic skills
- Understand card compliance and regulatory issue
- Proficient in SAS and MS Office products
32
Credit & Portfolio Risk Manager Resume Examples & Samples
- Highly motivated, self-starter, inquisitive and willing to learn
- Thrives in dynamic, entrepreneurial and start-up type environment
- Organized, good time management and a work history of delivering results
- Sound knowledge of various Citi Credit and Market Risk systems
- Good knowledge of financial products, risk methodologies and risk processes
- Solid Microsoft Office skills necessary particularly in Excel (pivoting, graphing) and PowerPoint. Knowledge of querying databases is advantageous
- Ideally 3-5 years experience in credit and/or market risk within Citi
33
Credit & Portfolio Risk Manager Resume Examples & Samples
- Fundamental analysis of asset management companies, pension funds, private equity and mutual funds
- Analyzing a full range of products (lending, derivatives and capital markets transactions) and structuring terms and provisions to contain risk within acceptable parameters
- Detailed knowledge of product documentation and ability to negotiate terms independently
- Developing and maintaining relationships with the Relationship Managers, Traders, Sales and Account Officers who are originating business and credit exposure to the customers
- Periodic on-site due diligence meetings with their counterparties
- Driving change and efficiency to the current methods for reviewing and monitoring Fund risks
- Familiarity with Capital Markets trading and lending products, particularly in derivatives, FX, structured and other complex products traded
- Quantitative and intuitive skills, and an understanding of the risks inherent in capital markets products, transactions and positions
- Bachelor degree required additional degrees/designations which may include MBA, or MS desirable
34
Credit & Portfolio Risk Manager Resume Examples & Samples
- Demonstrated aptitude for tackling analytical questions through quantitative modeling, and the analysis and manipulation of large data elements
- Strong understanding of corporate finance
- Strong product knowledge such as M&A process and products, loans, bonds, derivatives, cash management and trade
- Solid understanding of Credit and Market Policies and Procedures
- Strong written and verbal communication skills with an ability to succinctly present analysis and recommendations
- 4 - 7 years credit risk experience
35
Credit & Portfolio Risk Manager Resume Examples & Samples
- Prepare/work with the COE’s on credit reviews for APAC FMIs
- Provide PSRM (Industry specialist) Co-Approvals for Facilities to APAC FMIs
- Work with the Business and set Management Action Triggers (MATs)
- Work with Risk Systems/O&T to feed manually reported exposures into CRC
- Work with Operations units for timely reporting of FMI exposures to PRISM
- Monitor exposures to FMI’s in CRC and PRISM against the Facilities and MATs, and resolve excesses working with respective RM’s, Desk Heads and CRMS
- Complete quarterly reviews of equity investments in FMI’s, working with Finance
- Update FMI/Legal Questionnaires and Risk Summaries that are 3/5 years old
- Assist PSRM APAC Head in
- BA required/MBA or CPA preferred
- In-depth knowledge of financial markets and products such as securities, listed and OTC derivatives, FX, and Funds Transfers/Cash Clearing
- 3 plus years experience in Risk Management, Relationship Management, or Trading Operations. Analytical roles preferred
- Experience with Citi’s front office and credit risk and systems
- Ability to collaborate with others to achieve objectives; effectively build business relationships
- Self-directed and highly motivated; ability to work independently
- Ability to think ‘out of the box’
- Proficient in Excel and other Microsoft Office products
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Credit & Portfolio Risk Manager Resume Examples & Samples
- Collaborate with Risk Modeling, Portfolio and New Account Forecasting teams as well as data and reporting teams
- Challenge model output to identify areas of improvement relative to portfolio and macro-economic trends
- Work with business peers to determine the best ways to produce results needed to support RAF
- 3+ years of Credit Risk experience w/Risk Appetite Framework (RAF) specific experience preferred
- Card experience with compiling data - SAS / Citi EDW preferred
- Strategic thinking coupled with ability to drive change end to end from concept to execution
- Vision and ability to provide innovative solutions to core business practices
- Strong analytical, communication, and project management skills; position also requires the ability to work with all levels within the organization to drive projects to completion
- Bachelor’s degree required in Economics, Mathematics, Engineering, Statistics, Operations Research, or a relative quantitative discipline. Masters degree, in a similar quantitative discipline preferred
37
Credit & Portfolio Risk Manager Resume Examples & Samples
- Provide technical expertise and support for the development, implementation, execution and monitoring of risk models
- Work on Integration of data sources and the development of data routines to create standardized datasets from raw data
- Apply in-depth disciplinary knowledge to contribute to the development of innovative techniques and the improvement of processes to enhance platform performance and data accuracy
- Write and execute program/jobs (SAS code utilizing DATA step, PROC SQL, MACROS etc.) proficiently to create and produce risk reports or ad-hoc analysis
- Provide subject matter expertise on data infrastructure for improved risk model implementation
- Coordination with domestic and international teams to work on time critical projects
- Coach and train resources to ensure quality deliverables across multiple sites
- Evaluate information from multiple sources in order to maintain complex and dynamic work flows and scoring processes
- Bachelor’s degree required in Mathematics, Engineering, Statistics, MIS, Business Analytics, Computer Science or a relative quantitative discipline preferred
- Strong understanding of Risk Management, Risk Policy, Risk scoring and Credit Life Cycle
- 5+ Years extensive hands-on experience in SQL and/or SAS (with UNIX/Linux will be plus)
- Experience in processing and solving data related problems in SQL/SAS
- Experience with econometric modeling and statistical modeling or application risk scoring
- Must have intellectual curiosity and willingness to delve into problem and understand the root cause
- Ability to deliver meaningful insights by analyzing data
- Ability to develop and perform analysis that addresses concerns and issues in a clear and concise manner
- Ability to manage self and projects effectively in a high pressure organization with multiple deadlines
- Strong technical abilities to develop reports and presentations
- Experience working with Credit Card Industry data will be plus
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VP Credit & Portfolio Risk Manager Resume Examples & Samples
- Take ownership of the Balance Growth channel; manage Balcon programs and any new initiatives in collaboration with internal Risk teams and cross-functional partners
- Present analytical findings and associated business implications to senior management
- Document, and ensure communication of, key risks, produce reports and presentations that outline findings, explain risk positions, or recommend changes
- Develop or implement risk-assessment models or methodologies
- Apply mathematical or statistical techniques to address practical issues in risk management,
- Experience in business modeling
- Ability to work independently, and manage and plan business initiatives from end to end
- Demonstrated ability to multi-task effectively and work against tight deadlines.
39
Public Sector Credit & Portfolio Risk Manager Resume Examples & Samples
- Partner with the Business to set direction and risk appetite for individual clients and sectors. Establish presence as primary credit officer for business, and represent risk with all stakeholders and constituencies including management, audit and regulators. Work collaboratively with business partners to ensure opportunities set are consistent with target market, and stay within prudent risk management standards
- Attend Monthly Business Review (MBR) and actively participate within the forum with all cross functional partners
- Institute best practices on the credit approval process; work in a collaborate manner with the Inclusive Finance team which has agreed to function as Industry Specialist for the credit review process
- Work closely with bankers and risk personnel to understand the risks in proposed transactions, help to structure them to mitigate risks and approve within delegated authority. Provide guidance as needed to negotiate documentation such as loan agreements, bond indentures, ISDA’s etc. Review and provide input in developing acceptable standard terms for these agreements
- Maintain an audit-ready environment with constant focus on timelines/ adequacy of credit diligence and early identification of potential problem situations
- Identify economic, social and political trends within the geographies/sectors and their potential impact on risk-taking and risk management. Stay very well informed of industry, product and macro-economic developments in order to properly position the portfolio. Manage the portfolio in the context of risk trends, business opportunities and returns, supplemented with active counterparty and product stress testing
- Interpersonal, communication skills are needed in order to effectively engage with seniors in business initiatives
- Solid Risk and Business judgment on the full spectrum of risk issues including Operational and Franchise Risk
- Strong lending and capital markets experience
- Strong analytical skills and ability to decompose transactions into the core risks
- University Degree, Finance or Economics or equivalent a plus
- Experience in NGO/inclusive finance risk or business management
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VP Credit Portfolio Risk Manager Resume Examples & Samples
- Interact and collaborate with Marketing, Decision Management & Policy Execution teams to flawlessly execute credit strategies
- Perform Ad-hoc analyses and use MIS to answer senior leadership questions
- BS degree in Mathematics, Engineering, Statistics, Physics or relative quantitative discipline required. Advanced degree in a quantitative discipline strongly preferred
- Understanding of Credit Card Profit & Loss Drivers is required
41
VP-credit & Portfolio Risk Manager Resume Examples & Samples
- Support tactical and strategic Risk Analytics projects for Citi’s Retail Services Group in the US
- Lead team members for various projects and also act as a point of contact for various team management issues in Mumbai
- Contribute in center management activities in Mumbai CoE
- Strong leadership skills and the ability to influence stakeholders
- Must have capability to clearly develop and communicate analysis
- Must have hands on expertise in developing and managing segmentation
- 10+ years of relevant experience
- Credit card industry experience especially in an analytics or policy role is preferred
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Credit & Portfolio Risk Manager Resume Examples & Samples
- Transactions include acquisition financings, leveraged financings, recapitalizations, and securitizations
- Primary industry coverage for Western Europe TMT market
- Work with Capital Markets counterparts on credit approval and execution of transactions identifying key risks and structuring transactions to mitigate credit concerns
- Perform credit analysis on quarterly and annual basis
- Assist with special projects including stress testing, portfolio reviews, FCR, Risk Rating processes, Credit Policies and other programs reviews across product groups
- Assist in managing analysts and associates - provide oversight for writing of credit reviews, transaction memos, financial modeling and special projects
- Train and mentor analysts and associates to help them develop knowledge across products and industries Interface with Banking and Products
- Interface with internal product / regional counterparts on new and existing deals
- Work with portfolio manager on risk mitigation at both inception of transaction and ongoing
- Strong understanding of corporate finance and banking products
- Strong product and TMT industry knowledge
- Extensive years of credit risk or relevant experience, preferably gained at a major institution
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Credit & Portfolio Risk Manager Resume Examples & Samples
- Support the continued re-engineering of Citi’s business planning process as it evolves towards a defined target-state; focusing primarily on the data, process, and system-related components of the process
- Lead a subset of system implementation and process re-engineering projects, related to the broader CCAR production process. Responsible for reporting project status directly to project sponsors and senior management. Coordinate project deliverables across a cross-functional team
- Learn the existing challenges within each CCAR workstream and design an integrated solution which bridges the gaps between Citi’s current data architecture and regulatory requirements placed on the firm
- BA/BS with strong GPA and relevant coursework, and 3-5 years related experience
- An understanding of the banking business and/or other risk management functionality; prior understanding of risk measures a plus
- Exceptional oral communication and writing skills, with ability to synthesize complex concepts, translate into "user-friendly" language, and effectively present in text or slide format
- Applied knowledge of data management and system development lifecycle (SDLC) is required. Direct knowledge of Citi’s infrastructure preferred
- Demonstrated strong leadership experience, especially in transitioning or challenged environments
- A basic understanding of the existing end-to-end CCAR process a plus
- Prior exposure to both Risk Management practices and Financial reporting processes is highly desired as CCAR requires solutions that span cross organizational boundaries
- Professional skills, particularly
44
VP, Credit & Portfolio Risk Manager Resume Examples & Samples
- Support US implementation of CitiRisk
- Further streamlining and supporting the Leverage Lending ensure reporting needs and policy standards are followed as required and agreed with the Federal Regulators
- Implementation of Common Risk Factors for the US
- This role will support the ongoing ad hoc analytics and reporting needs that support risk and business process efficiencies
- Develop and implement risk management strategies (including technical solutions) on existing DM and CM Commercial Loan portfolios that are in line with stated risk tolerances, goals and are aligned with risk policies
- Lead and perform analytics which support portfolio strategies and identify emerging risks
- This role serves as a liaison for Independent Risk, Business Risk and CLM in the US (as well as globally) to develop and implement processes in line with portfolio and specific business unit risk strategies
- Prepare monthly documentation on credit quality and trends
- Coordinate with key partners in DM/CM including Product, Underwriting, Early Warning, and Collections to assure consistency is applied in risk strategies and application
- Minimum of 10+ years’ experience in the Financial Services industry
- Proven interpersonal skills including team or project management, running Committees, and communicating at all levels of the organization
- Knowledge of the Commercial Bank, products, and operations
- Understanding of Citibank systems - AFS, Credit Platform, Credit Engine, GRR, CIR, GCBC, Optima, Loan Path
- Advanced proficiency in MS Office products
- Education Level: Bachelor's Degree
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Credit & Portfolio Risk Manager Resume Examples & Samples
- Master's degree in Economics, Statistics, Applied Mathematics, Engineering or other quantitative discipline; PHD or comparable work experience preferred
- Demonstrated proficiency in using econometrics/statistical models and a thorough understanding of exploratory data analysis
- Ability to manage multiple projects with competing deadlines & priorities both individually and in a team work environment
- Good communication skills with the ability to explain technical concepts to a diverse audience in business terms
46
Credit & Portfolio Risk Manager Resume Examples & Samples
- Lead, manage, and/or coordinate special projects on behalf of the ICG Chief Risk Officer. The projects span a variety of initiatives, and support senior-level audiences. Sample projects include
- Ability to manage multiple priorities and tasks with minimal supervision and work well as part of a team
- Willingness to "roll up sleeves" and a strong work ethic
- Ability to think one or two steps ahead of the assigned task and propose new creative/effective ideas/solutions
- Ability to synthesize complex concepts, translate into "user-friendly" language, and effectively communicate in both verbal and written forms
- Proficient technological skills including Microsoft Excel, Powerpoint, and Outlook
- Enhanced market and product knowledge
- Improved project management skills
- Numerous communication opportunities
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Credit & Portfolio Risk Manager Resume Examples & Samples
- Master’s Degree in a quantitative field and/or Computer Science
- Minimum 10 years’ experience in a MIS role
- Demonstrated successful team management experience
- Demonstrated project and work-flow management experience
- Dedicated, team-oriented professional with the proven ability to prioritize and manage multiple high profile deliverables
- Strong English language communication skills (written and verbal)
- Experience within a Consumer Risk Management business (preferred but not required)
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Credit & Portfolio Risk Manager Resume Examples & Samples
- Prepare/work with the COE’s on credit reviews for EMEA FMIs
- Work with the Business to set Management Action Triggers (MATs)
- Proven experience in financial markets and products such as securities, listed and OTC derivatives, FX, and Funds Transfers/Cash Clearing
- Experience with credit risk and front office systems is desirable
49
Firm Hedge Funds Credit & Portfolio Risk Manager Resume Examples & Samples
- Performing initial and annual credit reviews on a portfolio of hedge funds
- Approving trades and communicating with the sales force on a daily basis
- 5+ years of previous work experience in a related field
- Breadth of knowledge across Capital Markets trading and lending products, particularly in derivatives, structured and other complex products traded by hedge funds
- Highly effectively communication skills, used to partner with other groups and present findings and suggestions to management
- Attention to detail; unaffected by high pressure situations
- Quantitative and intuitive skills in the risks inherent in capital markets products, transactions and positions
50
Credit & Portfolio Risk Manager Resume Examples & Samples
- Analytically assess key risks to Citi's Mortgage strategy and develop controls, benchmarks, and tracking to monitor strategy execution
- Engage with cross-functional teams (operations, finance, capital markets, sales, etc.) as well as with regulators and senior leadership to review Risk Appetite Framework
- Must understand mortgage finance fundamentals and the full credit lifecycle (acquisition through servicing, collections, and liquidation)
- Strong project management and oral/written communication skills
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Credit & Portfolio Risk Manager Loan Loss Reserve Resume Examples & Samples
- Maintain an advanced level of understanding of the Global Risk Policy on the Loan Loss Reserve (LLR) computation, manage day-to-day execution of LLR models, data requirements and various ad-hoc analysis
- Partner with Collections, Accounting Policy, Global Risk and Retail Services to ensure reserve methodologies are consistent and adequate process controls are adhered to
- Represent Branded Cards Risk Management in regulatory and external audit meetings
- Evaluate reserve methodologies, monitor portfolio performance metrics and synthesize analysis for presentation to management. Provide quarterly updates to senior management on forecast changes, such as: risks and opportunities, variance analysis
- Ensure timeliness and quality of all inputs that feeds into the LLR computations and process
- Execute production processes related to the LLR computations including the production of the standard mid-quarter and end-quarter LLR recommendation decks
- Articulate trends and variances in the reserve number over quarters to a range of stakeholders – senior management, external regulators, Global risk and Finance teams
- Produce forecasts and sensitivities of the reserve number based on forecasted loss numbers
- React quickly and accurately to emerging trends from loss forecasting / collections / finance accounting teams that may have a potential impact on LLR
- Maintain and improve upon the control environment and documentation for the LLR processes; be the face of the LLR team during internal and external audits
- Design and execute ad-hoc analytics on the LLR number as the need arises
- Advanced Degree in Mathematics, Engineering, Statistics, Physics or MBA
- 6 to 8 years of experience in data analytics, a minimum of 2+ years in the Credit Cards business
- Experience in at least one corporate reporting function such as loss forecasting, risk capital, CCAR, loan loss reserves
- Proficient in SAS/SQL and advanced usage of Excel required
- Ability to manage complex processes and deliver results within compressed timelines
52
Credit & Portfolio Risk Manager Resume Examples & Samples
- Primary industry coverage for media and telecommunications predominately in the North American market with growing coverage of technology subsectors
- Knowledge of bank and capital markets products and services; industry familiarity helpful
- Demonstrable skills required
- 6+ years credit risk or relevant experience, preferably gained at either Citigroup or at a major institution
53
VP-credit & Portfolio Risk Manager Resume Examples & Samples
- Collaborate with various stakeholders and portfolio leads
- Guide and coach the team to deliver strategic business results for complete life cycle of the commercial accounts
- A good understanding of Credit life cycle including Acquisition / ECM /Collections/Recovery strategies
- Work with the Team in US and Mumbai
- Collaborate with the local management to manage the team
- Manage the quality and timeliness of all the deliverables
- Provide insight into the data through MIS and deeper analytics
- Summarize analytic reports into presentations and share analyses and reports with senior leadership
54
VP-credit & Portfolio Risk Manager Resume Examples & Samples
- Interact and collaborate with Operations, Marketing, Decision Management & Policy Execution teams to flawlessly execute credit strategies
- Analyze bureau and credit information to determine statistical significance of information and perform risk and reward trade off analysis
- Strong problem solving ability leveraging analytics to support recommednations
- Excellent quantitative and analytic skills; ability to derive patterns, trends and insights, and perform risk/reward trade-off analysis
- Understanding of P&Ls of Cards business and ability to run simulations
55
VP, Credit & Portfolio Risk Manager Resume Examples & Samples
- Implement initiatives to ensure consistency and compliance with credit policies
- Liaise with cross functional business counterparts to develop and implement risk strategies and credit related programs
- Prepare risk management presentations for senior management that include analytics on portfolio performance, emerging trends and areas of opportunity
- Must be highly organized and able to work in a fast paced environment managing multiple projects and possess strong interpersonal, organizational and analytic skills
- Extensive knowledge of Python, R, SAS or SQL programming and literacy with MS Office required
56
VP Credit & Portfolio Risk Manager Resume Examples & Samples
- Collaborating with Policy and Forecasting teams within Risk and other areas outside of Risk to enhance and develop portfolio analytics
- Develop, create and effectively communicate MIS/reporting and performance trends with key stakeholders
- Partner with stakeholders to understand data source and continue to optimize the process of defining, extracting and utilizing this data
- 5+ years experience in financial, economics, or other analytical capacity
- Advanced knowledge of analytical or data manipulation tools (e.g. SAS, SQL)
- Ability to build effective presentations to translate data and trends into a coherent story to a wide array of audiences
- Effective cross-functional project, resource, and stakeholder management to obtain data and insights to guide and support business strategie. Experience with end-to-end project planning and management
- Ability to work and make decisions independently with minimal guidance from management
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Credit Portfolio Risk Manager Resume Examples & Samples
- Manage project scope and apply the change control process
- Lead testing and solution validation efforts to ensure the solution meets the clients expectations and is line with contractual obligations and agreements
- Partner across the organization to identify opportunities for efficiency and process improvement
- Understand business needs and synthesize those needs into clear business requirements
- Creation of detailed project plans, schedules, and metrics to measure status and determine success
- Track progress and provide regular updates to senior management
- Partner with technology on developing and testing solutions and enhancements
- Train staff on new enhancements and process changes
- Bachelor’s Degree, Advanced Degree a plus
- 8+ years of financial services project management experience
- 5+ years of experience as a Business Analyst
- 3+ years of planning, supporting and execution of UAT plan
- Strong plus - 2+ years of experience with Citi Model Risk Management Policy and Validation Procedures
- Advanced competency in MS Excel, Word, Visio, and PowerPoint is required
- Analyzing and designing new operational processes or process improvements
- Candidate must be a self-starter with the ability to operate independently and make decisions
- Ability to build relationships and partner across a complex organization
- Ability to multi-task and manage multiple simultaneous projects
- Ability to influence seniors and stakeholders outside of your span of control
- Strategic thinker with strong analytical skills, attention to detail, and Presentational skills
- Self-motivated individual with high sense of responsibility and team work
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VP Credit & Portfolio Risk Manager Resume Examples & Samples
- BS degree in Mathematics, Engineering, and Statistics, Physics or relative quantitative discipline required. Advanced degree in a quantitative discipline strongly preferred
- SAS/SQL and/or understanding of Data Files & Data manipulation; experience in working with data and data manipulation tools
- Familiar with Financial/P&L
- Modeling (Knowledge Seeker – CHAID), Chi Square tests – not required but preferred
- MS Office, PowerPoint, and EXCEL
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VP, Credit & Portfolio Risk Manager Resume Examples & Samples
- Manage repurchase reserve recommendation process and present recommendation to senior leadership
- Engage with cross-functional teams (operations, finance, capital markets, etc.) as well as with regulators and senior leadership to monitor repurchase risk
- Conduct strategic reviews of servicing economics (especially credit expense / operational loss) in order to size risks and make concrete recommendations to leadership
- Maintain required financial reporting and operational controls associated with financial reporting
- Minimum 5-7 years experience in financial services is preferred
- Prior experience in risk or finance preferred
- Must understand mortgage finance fundamentals and the full credit lifecycle (acquisition, secondary market, servicing, collections, and liquidation)
- Experience developing controlled processes and designing effective control checks
- Driven sense of accountability, ownership, and decisiveness in a strong work ethic culture
- Establish solid cross-functional partnerships and networks
- Prior experience using SAS/SQL to analyze and solve business problems
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VP-credit & Portfolio Risk Manager Resume Examples & Samples
- Initiate, monitor, and maintain processes to ensure the integrity of implementation platforms and accuracy of strategy implementation
- Lead gap analysis to identify system weaknesses and mitigating measures
- Identify ways to optimize platforms, enhancing use of existing functionality, and carving out opportunity for new and improved ones
- Work with various stakeholders during strategy development and conversion efforts (internal and external vendors and clients) to identify and fulfill data needs and partner/product unique characteristics
- Apply subject matter expertise to the prioritization and planning of projects in conjunction with fraud management policies and strategies
- Analysis of customer claim data and transactional data to identify emerging fraud trends, develop, and improve fraud strategies
- The position requires substantial interaction with Fraud Policy, Fraud Operations, Client Development and other functional business partners to optimize and execute business strategies. Must be able to effectively provide updates and communicate key initiatives to senior risk management
- Develop reporting needed to control the strategy analytical process. Review MIS reports and communicate the fraud results to the business
- Analyzing tests and performance using advanced analytic tools like SAS, R, Python
- A good understanding of Fraud strategy development process
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VP, Credit & Portfolio Risk Manager Resume Examples & Samples
- Forecasting credit losses for new account acquisitions
- Working with marketing, decision management and finance on the P&L’s for the acquisition investment decision
- Measuring acquisition campaigns against risk appetite framework to ensure they are within expected risk and return guardrails
- Tracking forecast results to actuals to improve forecasting performance
- Evaluate opportunities for forecasting enhancements
- Ability to understand and work with complex data and financials to forecast performance of new business. This requires strong analytical, communication, and project management skills. The position also requires the ability to work with all levels within the organization to drive projects to completion
- SAS/SQL and understanding of data files and data manipulation
- Strong understanding of the Card financials/P&L and underlying drivers
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Credit & Portfolio Risk Manager Resume Examples & Samples
- The candidate will have experience in a large, sophisticated credit granting or risk management organization within a major consumer card, financial services, retailing or consulting business. This individual will bring a strong analytical orientation, an appreciation for broad-based risk issues, understanding of data mining techniques, and a familiarity with operations
- The role will require successfully performing the different analytical components of an econometric modeling-driven stress test process
- Must have the knowledge and expertise to deliver innovative modeling techniques and data strategies to deliver best in class stress testing and/or credit scoring models
- Must be updated with latest CCAR modelling techniques through ongoing review of Journal papers
- Provide support to senior management against the requirements set by Internal Risk Oversight and other external regulators
- Interacts, communicates effectively and builds strong working relationships on an ongoing basis with business partners
- Leads the CCAR modeling group based out of Mumbai
- Role will require developing PD/EAD/LGD stress testing models for annual DFAST/CCAR exercise. Prior experience in developing loan level models is preferred using one or more modelling constructs
- Survival Models, Age Period Cohorts and State Transition models
- Perform complex risk policy analytics in terms of sizing the impact of credit/business/regulatory policies on loss performance and figure out a way of incorporating them into the stress testing process
- Perform econometric analysis to estimate and explain the impact of changing macroeconomic trends on Portfolio Performance Losses, delinquency etc
- Perform all required tests and measures of developed models (e.g., sensitivity, accuracy, volatility), deliver comprehensive model documentation, Validate and Recalibrate models on periodic basis as in line with group policies
- Presentations to both technical and non-technical personnel are required to be made frequently as part of the job. Must have capability to clearly communicate analyses
- Lead a team of high performing associates in the CCAR modeling group based out of Mumbai: work closely with the team and provide guidance on day to day work and career progression
- Work efficiently in a matrix environment creating a balance between business and functional interactions and priorities
- Education: Bachelor’s degree in a quantitative discipline: Mathematics, Economics, Operations Research, Statistics
- Experience: 10+ years of relevant experience
- Strong analytical skills in conducting sophisticated analysis using bureau/vendor data, customer performance data and macroeconomic data
- Strong programming skills in advanced SAS and SQL in mainframe, UNIX and PC environments
- Credit card industry experience especially in an analytics, policy or scoring role is preferred
- Exposure to and understanding of Comprehensive Capital Analysis and Review (“CCAR”) and Dodd-Frank Act Stress Testing (“DFAST”) processes
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Credit & Portfolio Risk Manager Resume Examples & Samples
- At least 5 years of working experience in consumer credit/risk/analysis areas, working experience in Scorecard Management is preferred
- Strong analytical & problem solving skill, as well as proficiency in quantitative methodologies
- Possesses sharp judgment and ability to make prompt and reliable recommendations to management under tight timelines
- Disciplined, self-motivated, with high integrity, and able to work independently and under pressure
64
Credit & Portfolio Risk Manager Resume Examples & Samples
- Analyze credit risk data and financial statements to develop, test, and optimize risk factors related to credit policies (Acquisitions)
- Prepare risk reports for senior management that include analytics of risk, performance, emerging trends and opportunities
- Validate and test risk management policies. Validate existing criteria and incrementing profitability thresholds utilizing statistical scoring, segmentation, regression and simulation techniques
- Work with cross functional teams to develop and execute marketing plans
- BA/BS Degree with specialization in Business, Statistics, Mathematics, Engineering or Economics. Masters degree preferred
- 5+ years experience in financial services, preferably in Risk Management
- Experience building credit policy strategies, preferably on a credit card portfolio
- Excellent overall business judgment and solid management skills
- Extensive knowledge of SAS programming including macro and SQL and knowledge of Knowledge Studio
65
VP-credit & Portfolio Risk Manager Resume Examples & Samples
- Guide and coach the team to deliver strategic business results for complete life cycle of the Macy*s accounts
- Analyzing tests and performance using SAS and decision tree (CHAID/CART)
- A good understanding of Credit life cycle including Acquisition/ECM/Collections/Recovery strategies
- Financial/Budgetary: N/A
- Individual Contributor (IC)/Managerial: Managerial with people management responsibilities
- Percentage of Travel: No
- Relocation: Yes
- Certifications: NA
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Credit & Portfolio Risk Manager Resume Examples & Samples
- Transactions include acquisition financing, leveraged financing, recapitalizations, and securitizations
- Primary industry coverage for technology predominately in the North American market with growing coverage of technology subsectors
- Development value
- This role supports significant and important industries at Citi and this person will have the opportunity to shape the firm’s approach to dealing with transactions in the TMT industries, which includes everything from transaction approval to credit exposure management
- This role has the opportunity for exposure to other industries within the GI&RC organization
- This role will regularly interact with clients as transactions are being structured and contracts are being negotiated, and with regulators on specific deliverables
- Capability to seamlessly move from one industry to another depending on market opportunities as well as day to day deal flow from our diverse customer set
- 5 – 7 years credit risk or relevant experience, preferably gained at either Citigroup or at a major institution
