Mortgage Loan Processor Cover Letter

I submit this application to express my sincere interest in the mortgage loan processor position.

In my previous role, I was responsible for high touch customer service for borrowers and Mortgage Loan Originators while processing a high quality loan file and ensuring that all dates and expirations are met.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Experience and proficiency with Microsoft Office and mortgage loan processing software
• Demonstrated sales, marketing and leadership skills
• Clear, concise verbal and written communication skills interpersonal and organizational skills
• Sound judgment, logical reasoning and strong drive to achieve results and succeed
• Identify any potential issue or concerns regarding loan reasonableness or potential fraud/misrepresentation and escalate to next level manager or Loan Risk and Recovery depending on the circumstance
• Solid understanding of federal and state regulatory requirements
• Detail oriented and possess time management skills
• Knowledge of the Mortgage Process from origination to post closing

Please consider me for the mortgage loan processor opportunity. I am including my resume that lists my qualifications and experience.

Previously, I was responsible for clear and prompt communications on credit related policies, requirements and performance expectations thru routine staff meetings.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Knowledge of Fannie Mae DU and Freddie LP AUS Engines
• Knowledge of FHA, VA and DPA Secondary Underwriting Guidelines
• Has working knowledge of FNMA/FHLMC, FHA, VA, NC Housing and VHDA underwriting guidelines
• Has knowledge of real estate lending criteria, compliance, federal/state regulations
• Has strong computer skills and experience with automated underwriting systems
• Excellent communication skills (oral, written and phone)
• Strong analytical skills with aptitude for figures
• Reviewing loan documents

In response to your job posting for mortgage loan processor, I am including this letter and my resume for your review.

Previously, I was responsible for appropriate communication to internal and external customers with focus on the customer experience and timely processing.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Detailed knowledge of secondary Market guidelines and regulations
• Familiarity with DU automated underwriting system(s), Morvision and Encompass loan origination systems
• Previous experience in the Mortgage industry
• Excellent written and verbal communication and presentation skills to effectively communicate information to internal and external customers
• Comfortable multitasking and prioritizing issues at hand
• Experience processing residential loan documents from loan application to the point of submitting the loan package for underwriting and closing
• Able to work with loan originators to gather/prepare documents for underwriting, send out verification requests, and keep interested parties advised on loan status
• Work with internal customers such as Mortgage Loan Officers, Mortgage Loan Processors, Underwriters, and Mortgage Loan Closers

Please consider me for the mortgage loan processor opportunity. I am including my resume that lists my qualifications and experience.

Previously, I was responsible for leadership, management, and training to real estate loan processing, closing, post closing, compliance/quality control, and underwriting staff by staying abreast of department goals and objectives, assisting staff with questions or problems, researching complex situations, motivating staff to promote superior customer (internal and external) relations.

My experience is an excellent fit for the list of requirements in this job:

• Able to prepare subordination packages for review, enter into SADS database, and subordination preparation including final delivery for subordination
• Provide support functions for mortgage loan applications in process
• Deal with any increase in fees to the borrower after the initial loan estimate is issues
• Determine if increase in fees is justified based on TRID guidelines
• Process mortgage loans
• Experience with Empower system is ideal
• Maintain company defined Service Level Agreements on a daily basis through out the processing cycle of the loan
• Knowledge of TRID Compliance Rules to ensure loans are in Compliance with various Regulations with emphasize on the LE/COC and CD requirements

In response to your job posting for mortgage loan processor, I am including this letter and my resume for your review.

In my previous role, I was responsible for education and training for front line and support staff on regulatory changes and the subsequent impact on system functions, payment processing and loan documents.

My experience is an excellent fit for the list of requirements in this job:

• FHA/VA Loans
• Knowledge of regulatory changes, external and internal compliance requirements
• Experience processing Conventional and Government (FHA/VA) and HELOCs
• Reviewing various reports and loans within our LOS
• Audits of key risk factors and assigning aged loans to reviewers to ensure turn times are met
• Managing pipeline due to heavy volume and system limitations
• High Net Worth Experience is highly preferred
• Excellent and proven Mortgage skills and knowledge