Mortgage Processor Cover Letter

I am excited to be applying for the position of mortgage processor. Please accept this letter and the attached resume as my interest in this position.

In the previous role, I was responsible for expertise to staff from loan sales units and assesses the need for compliance monitoring related to documentation.

Please consider my qualifications and experience:

• Excellent phone, email, and interpersonal communication skills
• Proficient in mortgage loan computer software
• Familiar with Mortgage Processing
• Fee determination
• Communicating with the processor, closer or loan officer
• Generate disclosures as well
• Effective working under daily, weekly and monthly deadlines
• Knowledge of emerging trends and developments in lending affecting the organization including environmental, legal, governmental and technological concerns

I would like to submit my application for the mortgage processor opening. Please accept this letter and the attached resume.

Previously, I was responsible for required management reports to ensure loan decisions comply with Regulation B requirements, monitor rate lock and loan commitment expirations dates, underwriter performance, Beneficial Ownership and spot loans.

My experience is an excellent fit for the list of requirements in this job:

• Analyze file
• Obtain accurate Automated Underwriting System findings
• Consistent and effective communication with borrowers, loan officers and realtors
• Ensure compliance with all regulatory and governmental standards, guidelines, rules and regulations
• Run and review compliance report to review compliance with HPML, High Cost, TILA and all other compliance checks
• Able to handle complex data
• Prior mortgage shop experience preferred but open to a banking background
• In-depth knowledge of computers and banking software

I am excited to be applying for the position of mortgage processor. Please accept this letter and the attached resume as my interest in this position.

In the previous role, I was responsible for extensive loss analysis and recommendations for loan workout as related to all aspects of loss mitigation.

Please consider my experience and qualifications for this position:

• Knowledge of loan closing processes
• Have discretionary powers to make decisions on loans within established standards and policies
• FHA DE Underwriting designation A+
• Good problem-solving skills and communication
• Great at multi-tasking and organization
• Experienced in MS Office Suite of tools
• Minimum of 6 months mortgage lending background
• Knowledge of automated residential/consumer loan process

I am excited to be applying for the position of mortgage processor. Please accept this letter and the attached resume as my interest in this position.

In my previous role, I was responsible for all required information to underwriters for loan decision – if additional information is needed, contact Loan Officer and/or customer to obtain needed information.

Please consider my experience and qualifications for this position:

• Able and comfortable speaking with customers courteously and efficiently
• General knowledge of regulatory requirements for residential/consumer loan originations
• Detailed knowledge of underwriting and/or closing procedures
• Experience with Microsoft Outlook and Microsoft Excel
• No work from home
• Up to 40 hrs a week
• Familiar with FHA / VA / Conventional Loans
• Experience with processing mortgage loans

I submit this application to express my sincere interest in the mortgage processor position.

In the previous role, I was responsible for assistance and required clerical support to loan processors, including escalating any customer or loan application matter with processors and management.

My experience is an excellent fit for the list of requirements in this job:

• Customer service oriented with exceptional sales skills
• Solid understanding of local, state, and federal loan regulations
• Relatively new in the industry
• Mastered the use of a Loan Originating System
• Experience assisting customers verbally, in person and in writing with providing confidential financial information
• Review mortgage loan applications for accuracy and completeness
• Deliver accurate and compliant mortgage disclosures, as created by the assigned MLO, to borrowers via their specified method
• Support loan officer by performing additional responsibilities as business needs arise