Lending Analyst Resume Samples

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M Halvorson

Makenna

Halvorson

33831 Jakayla Branch

Chicago

+1 (555) 818 7236

33831 Jakayla Branch

Chicago

Phone

p +1 (555) 818 7236

Experience Experience

Detroit, MI

Direct Lending Analyst

Detroit, MI

Baumbach, Huel and Murphy

Detroit, MI

Direct Lending Analyst

Involvement in providing portfolio reports and analytics for internal and external use
Interact with management teams, industry sources, and other investment professionals
Presents Portfolio Manager and Investment Committee with a clear and consistent approach to mitigate credit, legal, industry and other relevant risks
Help identify and manage operational risks
Negotiation and review of transaction legal documentation and liaising with internal and external legal advisers
Supporting the due diligence process
Supporting the business in the execution of structured transactions

Philadelphia, PA

Specialized Lending Analyst

Philadelphia, PA

Pacocha LLC

Philadelphia, PA

Specialized Lending Analyst

Facilitating all aspects of issuance and ongoing activity related to third party issued LCs
Negotiations – discussions with RM, borrower/client, beneficiary, attorneys and third party issuers as necessary
Ensure proper booking and recordkeeping
Processing of ongoing maintenance related to subsequent amendments/renewals
Assist with maintaining processes and procedures to ensure compliance to Loan Policy and established guidelines
Review monthly reports to ensure our loans system reconciles with the third party issued LCs ensure discrepancy are addressed in a timely manner
Escalation of issues to Specialized Lending Manager as necessary

present

New York, NY

Asset Based Lending Analyst

New York, NY

Davis Inc

present

New York, NY

Asset Based Lending Analyst

present

This will be achieved by ensuring all actions take account of the likelihood of operational risk occurring
Calculate ineligible figure utilizing aging information from customer
Review loan closing documentation
Perform timely and accurate credit investigations using Dunn & Bradstreet, bank inquiries, and/or customer credit records
Identify suspected deficiencies in field examinations, reporting deficiencies to management
Analyze and review client's financial statements, reporting discrepancies
Non monetary maintenance including client/loan limit changes, interest rate updates, maturity rate and advance rate changes

Education Education

Bachelor’s Degree in Business

Northeastern University

Bachelor’s Degree in Business

Skills Skills

Excellent verbal & written communication and interpersonal skills; comfortable interacting with various partners within the bank. French would be an asset
Excellent time management skills and the ability to work under tight deadlines
Proficiency with Microsoft Office Suite including: Word, Excel, PowerPoint and Outlook or comparable software application
Knowledge of business documentation including but not limited to sole proprietorships, S-corps, C-corps, partnerships and limited liability corporations
Extremely proficient with Excel, Acess and database programmin languages a plua
Knowledge of all Corporate Finance products, operational processes and supporting applications
Ability of self-reliance and prioritize work flow in heavy volume environment
Ability to analyze variances and trends to determine changes in key business metrics vs. expectations and review with leadership team
Knowledge and understanding of business customer sales and service
Excellent communication skills in both oral and written across for multi-functional groups

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15 Lending Analyst resume templates

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Lending Analyst Resume Examples & Samples

Act as primary contact for clients in the acquisition and follow-up of loan and collateral information to ensure adherence to loan policies and procedures
Identify and document exceptions on accounts, and provide recommendations for actions to Senior
Influence (Working)
Knowledge of all Corporate Finance products, operational processes and supporting applications
Understanding of Commercial Lending Process and supporting policies
Understanding of Commercial loan documentation
Knowledge and understanding of business customer sales and service

Lending Analyst Resume Examples & Samples

Bachelor’s degree in business, finance or related field or relevant business experience
Minimum 2 years of related business experience in consumer mortgage and loan transactions
Thorough knowledge of the Bank’s products, processes, and services, including a thorough understanding of the competitive environment and industry standards
Proficient in MS Office, specifically Excel
Excellent verbal & written communication and interpersonal skills; comfortable interacting with various partners within the bank. French would be an asset
Well developed team skills and strong team orientation
Excellent time management skills and the ability to work under tight deadlines
Results-oriented and self-motivated with a commitment to excellence
Extremely proficient with Excel, Acess and database programmin languages a plua
Eperience sourcing and manipulating data from various sources

Lending Analyst Resume Examples & Samples

Fundamental company and industry research. This usually includes speaking with management teams, industry experts and in-house Macquarie resources
Legal analysis of credit agreements and debt indentures to optimize our point of investment in the capital structure
Contributing to investment decisions with our senior team

Asset Based Lending Analyst D Oc Resume Examples & Samples

Bachelor’s degree or in lieu of a bachelor’s degree, four years equivalent in work experience
Working knowledge of Windows and PC software programs
Strong analytical ability and creative problem solving skills
Preferred major/significant course work in accounting /finance
Independent/ creative thinker
Problem solver
Ability to persevere/ deal with adversity
Detail oriented and strong organization skills
Professional work experience a plus
Experienced in making presentations

Securitized Products Group European Dlg-cre Lending Analyst Resume Examples & Samples

Underwriting & Execution: Modelling cash flows, conducting site visits, liaising with valuation, legal and other professional firms and directing negotiations with the sponsor on loan documentation
Origination: Build relationships with key sponsors & negotiating term sheets for new deals
Internal Communication: Communication with internal stakeholders. Confidence in presenting information in person, and ability to tailor to audience
Underwriting deals
Managing the deal internally and creating the Credit Committee Paper
Executing deals
Building relationships with sponsors and representing the business unit with external counterparties
Negotiating commercial terms with clients

Securities Lending Analyst Resume Examples & Samples

Monitor, communicate, and agree all client daily activity in over 30 International markets for multiple Morgan Stanley entities
Agree and exchange collateral with lenders for securities lending movements
Ensure settlement of all trades and proactively chase failing and failed trades via liaising with the Securities Lending desk, external clients, and internal operations teams
Assist with and initiate projects to make current processes more effective and efficient
Serve as key point of contact for external lender population
Provide various types of regulatory reporting

Fair Lending Analyst Senior Resume Examples & Samples

Designs and completes statistical regression and analyses to monitor risk in pricing, redlining, underwriting, and other areas in compliance with the Bank’s Fair Lending Policy and fair lending laws and regulations
Provides analytical support for joint initiatives between the business and fair lending compliance
Prepares and presents statistical results and data sets for analysis in support of regulatory requests and examinations
20150831

Asset Based Lending Analyst Resume Examples & Samples

Analyze, review and evaluate monthly customer accounts receivable agings to ascertain validity
Calculate ineligible figure utilizing aging information from customer
Work directly with customer to resolve discrepancies
Analyze and review credit information and report status to management
Perform timely and accurate credit investigations using Dunn & Bradstreet, bank inquiries, and/or customer credit records
Analyze and review client's financial statements, reporting discrepancies
Assist Account Representatives in line of credit renewal process
Work directly with Loan Examiners and Loan Administration Department
Identify suspected deficiencies in field examinations, reporting deficiencies to management
Coordinate the transfer of formula based loans from officers' loan portfolios to Asset Based Lending portfolio to include weekly review of loan committee schedules to detail approval, determine controls, formulas, etc.; work with Account Representatives to finalize reporting sequence
Maintain database of various management reports (financial statements, agings, borrower's certificates, credit investigations, etc.), interpreting data and distributing reports to appropriate personnel
A minimum of three (3) years of accounting, or related, experience
Ability to perform intensive, independent work under time constraints
Ability to interact with all levels of personnel
Bachelor's degree in Business Administration, Accounting or Finance, is preferred
A minimum of three (3) years of accounting experience preferred
Working knowledge of Hogan, AFS and Datalink

Direct Lending Analyst Resume Examples & Samples

Conduct independent fundamental credit analysis, due diligence and approval of new investments
Calibrate financing needs and structures for prospective borrowers
Financial modelling of investment opportunities
Interact with management teams, industry sources, and other investment professionals
Seek solution to deal structures and issues within the boundaries of fund parameters in co-ordination with the originator and external participants
Full involvement in the investment evaluation process including attendance at management presentations, review of due diligence reports, and preparation of internal investment proposals in conjunction with originators
Presents Portfolio Manager and Investment Committee with a clear and consistent approach to mitigate credit, legal, industry and other relevant risks
Champion selected investment opportunities (in coordination with Origination) through the investment process until completion
Provides input on terms and conditions for transactions and works with originator and legal to ensure appropriate documentation
Negotiation and review of transaction legal documentation and liaising with internal and external legal advisers
Ongoing monitoring of portfolio assets including incl waivers & amendments, contributing to the quarterly fund valuation process and reporting to investors
Involvement in providing portfolio reports and analytics for internal and external use
Adhere to investment process and operational standards
Help identify and manage operational risks
Excellent credit skills demonstrated through prior relevant experience underwriting, structuring and executing direct lending/private debt and/or leveraged finance transactions
Ability to direct the structuring of a transaction and working with originators to complete investment opportunities
Strong financial modelling and legal documentation skills
Motivated team player and flexible in approach with ability to work independently
Flexible, responsive with keen attention to detail
Open-minded thought process and intellectual honesty with an ability to dynamically adapt to coverage of different products
Excellent written and verbal communication skills – presents ideas in a clear, concise and constructive manner
Must be fluent in English
Fluency in German or Italian also strongly preferred

Direct Lending Analyst Resume Examples & Samples

Supporting the business in the execution of structured transactions
Supporting the due diligence process
Structuring bespoke financing solutions
Monitoring the risk of existing desk positions
Screening new trade ideas and researching potential deal opportunities
Conducting credit analysis, financial modelling, scenario analysis and credit write-ups
Working with internal groups throughout the Bank, including Traders, Structures, Credit Functions, Sales and Banking Coverage and working with Clients and Rating agencies directly
Strong financial modelling skills and analytical ability
Highly motivated with a strong willingness to learn and take on new challenges
Able to work independently and under pressure, prioritising tasks and taking the lead and initiative in moving transactions forward
Excellent communication skills (written and oral) and strong interpersonal skills
Proficient in Microsoft Word, Excel and PowerPoint

Securities Lending Analyst Resume Examples & Samples

You communicate effectively with colleagues and business partners through written and verbal correspondence
You apply your advanced Excel skills in our day to day operations as well as developing solutions for complex projects
You manage a rigorous daily workflow while finding time to meet demanding deadlines on team projects
You solve complex problems by applying deliberate, calculated analytics
You are constantly pursuing a deeper and expanded knowledge of the business and industry
You are challenging the status quo by constantly reassessing current processes in search of improving risk attributes and gaining efficiencies
You have an eagerness to participate in the agility of the group through training and supporting the larger team
You find an opportunity in high leverage situations to take control and solution efficiently and effectively

Lending Analyst, Asset Based Lending Resume Examples & Samples

Process, analyze and evaluate loan related transactions and collateral to ensure all activities are in compliance with credit agreement and are completed in accordance with bank policies and procedures. Assess ongoing operations identifying trends, highlighting to the Senior Manager operations to inform ongoing decisions
Identify and document exceptions on accounts, and provide recommendations for actions to Senior Manager, Operations for review and escalation to the Senior Portfolio Manager for appropriate action
Analyze/review reports and processes to determine adherence to bank risk and operational guidelines, escalating issues and concerns as appropriate
Monitor and update the financial compliance-reporting list for the portfolio, including pricing, and fees ensuring proper pricing is in place in accordance with negotiated terms and conditions and within approved guidelines
Business Numeracy ( In-depth)
Sales and Service (Working)
Accounting (In-depth)

Caf-lending Analyst Resume Examples & Samples

Financial analysis to understand projected performance and valuations under a range of scenarios
Liaising with financial and legal advisors in structuring deals
And most importantly, contributing to investment decisions with our senior team

CRA & Fair Lending Analyst Resume Examples & Samples

Imports CRA and HMDA data into CRAWiz and maintains the accuracy of data recorded on the Bank’s CRA Loan Register and HMDA Loan/Application Register
Develops and conducts data-focused monitoring for CRA, HMDA, and Community Development (Lending, Investments and Grants, and Service)
Analyzes performance results and develops and maintains CRA and Fair Lending metrics, key performance indicators, and key risk indicators
Assists with execution of CRA Peer Analysis, Fair Lending Peer Analysis, and the CRA Self-Assessment
Generates CRA reporting for line of business management and relevant committees
Performs root cause analysis on CRA and fair lending complaints and documents disposition of complaints
Maintains the Bank’s CRA Public File
Organizes CRA Committee Meetings, including preparing minutes, invitations, materials, etc
Supports CRA & Fair Lending Officer with execution of CRA and Fair Lending Programs
Performs ad hoc projects, as assigned
Maintains current working knowledge of relevant legal and regulatory requirements, including banking, consumer/commercial credit regulations
College degree required, preferably in Accounting, Finance, MIS, or similar field
3-5 years regulatory compliance, risk analytics, or CRA/fair lending experience
Expert knowledge of Microsoft Excel preferred, with competency in Microsoft Word and PowerPoint
Proficient in use of CRAWiz, Fair Lending Wiz, and SharePoint

Lending Analyst Resume Examples & Samples

Utilize working knowledge of Business Accounting/Financial Statement concepts, procedures and processes typically used in automotive and financial services industries
Ability of self-reliance and prioritize work flow in heavy volume environment
Knowledge of business documentation including but not limited to sole proprietorships, S-corps, C-corps, partnerships and limited liability corporations
Ability to research and analyze UCC filings in the U.S. and Hypothec filings in Canada to determine collateral positioning of all filers and its effect on account risk
Developing and promoting programs and practices to support internal efficiency
Ability to analyze variances and trends to determine changes in key business metrics vs. expectations and review with leadership team
Proficiency with Microsoft Office Suite including: Word, Excel, PowerPoint and Outlook or comparable software application
Excellent communication skills in both oral and written across for multi-functional groups
Bachelor’s degree in Business with Concentration in Finance, Economics or Accounting preferred but not required
Working knowledge in various inventory finance software programs
Prior work experience in Auto or Financial service industry is preferred but not required

Lending Analyst Resume Examples & Samples

Ability to provide exceptional service delivery to both external and internal clients in an efficient and professional manner
Strategic thinking skills
High level written and verbal communication skills
Strong commercial thinking skills balanced with risk management to ensure delivery of client/business outcomes within a regulatory framework
Understanding of credit, risk & compliance principles
Strong analytical skills, credit awareness & quality risk assessment
Self Leadership - Manage performance, growth and development
5+ years exposure to banking, lending or credit environment
Knowledge and application of risk grading principals
Experience working with complex financial structures
Background in financial statement analysis (cash flow analysis is desirable)
Exposure to wealth, insurance and equities products is desirable but not essential
Qualifications and Training
Relevant tertiary qualification (Finance, economics, accounting, etc) is desirable

Fair Lending Analyst Resume Examples & Samples

Regulatory Knowledge of Fair Lending Laws – Researches, reviews, interprets and applies state and federal laws and regulations applicable to the area of specialty, moving toward becoming an expert in the assigned area. Assists in the identification and application of regulatory requirements pertinent to the department’s oversight. Reviews data and applies departmental-approved standards for testing and follow-up. Advises other departments of regulatory requirements as needed
Ability to Perform Risk Assessments – Assessments include Redlining, Pricing, Underwriting, Steering, and Overt Indicators
Policies & Procedures –Stays current on all relevant changes within the corporation, department and emerging areas of risk. Reviews and applies bank and/or departmental policies & procedures for testing, exception reports and follow-up. Recommends changes in policy and procedures if necessary to improve areas of identified risk
Products & Systems – Has a working knowledge of systems and products applicable to the department’s responsibility, including CRA/Fair Lending WIZ
Administration – Adheres to and supports department policies and procedures. Provides assistance and support to management and other departments
Performs other duties and responsibilities as assigned
Ability to read and interpret documents such as procedure manuals, general business correspondence and/or journals or government regulations
Extensive personal contact with others and can be of a sensitive and confidential nature
Requires the interpretation of specific policies, laws and theories
2-4years’ experience in retail or lending with exposure to applicable regulations
Excellent MS Office programs

Credit Risk Lending Analyst Resume Examples & Samples

Analysts employ the skills fundamental to credit research, including
Track and monitor counterparty compliance in accordance with contractual terms and Firm limits
Monitor public ratings of counterparties, and keep current on industry trends and rating agency criteria
Superior written and verbal communication skills; quantitative orientation and critical thinking skills; and ability to manage dynamic priorities

Asset Based Lending Analyst Resume Examples & Samples

Non monetary maintenance including client/loan limit changes, interest rate updates, maturity rate and advance rate changes
Libor rollovers
Payoff quotes
FX hedges/confirmations
Research business line inquires
Review loan closing documentation

Consumer Lending Analyst Resume Examples & Samples

Participates in portfolio reviews and attends various meetings and lead various projects
Handles quality assurance and creation of consumer lending reports and presentations
Projects volume and balances
Understands portfolio dynamics
Researches competitive information, formulates strategies, determines cause and effect of portfolio strategies to identify business opportunity
Has project management duties

Senior Fair Lending Analyst Resume Examples & Samples

Designing and employing quantitative models to assist the Fair Lending team and relevant business units in examining and assessment fair lending risks in compliance with applicable laws and regulations
Applying statistical techniques to streamline data collection from multiple datasets and data validation procedures
Independently performing quantitative ad hoc analyses on fair lending issues, as well as accessing loan-level data from multiple data sources using SAS or SQL in an Oracle environment
Preparing and presenting statistical results and data sets for analysis in support of regulatory requests and examinations – working with examiners and business units to resolve any questions related to analytical methodology or data integrity
Interpreting and presenting statistical results in a clear and concise manner to senior management
Collaborating with Compliance teammates and business partners in proactively identifying fair lending risks, determining root causes, and advising on potential remedial action plans
Staying current of the regulatory environment and expectations through discussions with peers, seminars, webinars, roundtables presented by regulatory agencies, law firms, bankers associations, etc
Enhancing existing in-house fair lending models or techniques used to identify fair lending risks through the entire credit lifecycle, including marketing, underwriting, pricing, and loss mitigation
Supporting processes and documentation in support of independent validation and ongoing performance monitoring for fair lending models assessed by internal model governance teams – periodically revalidating processes to ensure validity, efficiency, and accuracy
Continuously evaluating internal and external practices, including regulatory and peer institution practices, to ensure use of "best in class" statistical and analytical methods, while adhering to regulatory requirements
Such other duties as may be assigned
Five or more years of experience in applied statistics, economics or other quantitative area, preferably in financial services or regulatory industry with proficiency in risk or fair lending modeling, credit scoring, or impact analysis
Demonstrated expertise in SAS (EG) programming
Strong, effective interpersonal and communication skills (written, verbal and listening that accurately and clearly summarizes issues and present solutions in an understandable and logical manner)
Proven ability to independently coordinate and complete projects, along with a demonstrated inclination to address difficult topics with unique problem solving capabilities
Critical thinking and the ability to “connect the dots” of multiple data points across multiple business units to develop a comprehensive assessment of compliance risk
A team player who can manage to time-sensitive deliverables

Specialized Lending Analyst Resume Examples & Samples

Facilitating all aspects of issuance and ongoing activity related to third party issued LCs
Negotiations – discussions with RM, borrower/client, beneficiary, attorneys and third party issuers as necessary
Collection, payment and reimbursement to third party of applicable fees
Ensure proper booking and recordkeeping
Processing of ongoing maintenance related to subsequent amendments/renewals
Assist with maintaining processes and procedures to ensure compliance to Loan Policy and established guidelines
Review monthly reports to ensure our loans system reconciles with the third party issued LCs ensure discrepancy are addressed in a timely manner
Escalation of issues to Specialized Lending Manager as necessary
Handling LC activity for agented/non-agented deals which are managed by Specialized Lending which can include both domestic and international LCs
Act as liaison with borrower/Lead Bank for all LC related activity
Prepare all manual billings for initial and recurring LC fees and ensure such fees are collected and posted accordingly to Jack Henry
Ensure proper booking, recordkeeping and ongoing maintenance
Prepare notices of LC related activity and payment of fees for participant banks
Manage the Trade Support Houston mailbox which we are not currently using but would be able to incorporate once we have a dedicated individual assigned to this responsibility
Follow up with Relationship Managers (RMs) once notified of an upcoming new deal or amendment via an Agent Bank’s document sharing platform, i. e. Intralinks, SyndTrak, etc
Update Syndications/Participations Pipeline with activity
Confirm Agent Bank is an IBERIABANK approved Shared National Credit Bank and obtain proper authorization if needed
Confirm bank screenings are conducted for new participant banks or non-approved Agent Banks
Complete and send Administrative Questionnaire forms and W-9 tax forms to partner banks in addition to arrangement of receiving such forms for IBERIABANK led deals
Review loan package according to federal requirements and ensure compliance with Loan Policy with special emphasis on the Syndications page in addition to verifying lending limits of Lending Officers and confirm proper authorization of loans and waiver of exceptions are provided adequately and efficiently
Review loan documents according to Commercial Loan Application to guarantee completeness of information, fees and additionally required due diligence documentation are obtained and proper legal compliance requirements have been followed to secure the bank’s interest
Confirm all required coding and risk management is present and arrange, as needed set up of new coding on Loan Source System such as RSSD identifiers for new partners banks in addition to new Master Rate Numbers
Work with RM, attorneys, Borrower , Title Company and partner banks, when applicable, to coordinate closings
Manually prepare invoices for closing related fees (i.e. – upfront fees, waiver fees, appraisal fees, flood fees etc.), monitor the collection of the fees and ensure they are posted to the Loan Source System or appropriate general ledger account accordingly for proper reporting of bank income or expense reimbursement
Analyze pricing of initial requests of optionally priced loans against the terms of the credit agreement to ensure compliance
Coordinate initial funding with partner banks to ensure funding occurs as agreed. Create accurate notices and fund the initial loan advance in accordance with terms of credit agreement. Ensure funding entries are balanced, authorized and input to the Loan Source System accordingly
Confirm fee allocations between IBERIABANK and bank group on syndicated/participated deals with Syndications Team to ensure proper income reporting for each market
Arrange for set up/maintenance of loans representing the global amount and each loan representing each participants portion of the global amount ensuring all loans are tied together properly to ensure proper flow of monetary transactions in addition to support accurate reporting for syndication/participation transactions
Evaluate and coordinate the setting of priority of loan packages to be reviewed, closed, funded and booked within the required deadline and providing pertinent loan agreement information to Specialized Lending Processing Team Lead to ensure accurate and timely ongoing servicing of loans
Coordinate any additional advance/payment activity occurring between closing and when the loan is booked on the Loan Source System
Field ongoing inquiries post-closing bank group related to documentation, system set up, and due diligence items
Follow up on any collateral exceptions with attorney/RM/Borrower/Agent Bank for resolution for closed loan
Complete projects, research and any other duties that may be assigned
Provide support to Specialized Lending Processing Team for amortizations schedules, updated ticklers or any other operational questions that may arise as it related to loan documentation