Wintrust Mortgage Job Description
Wintrust mortgage
provides deep mortgage underwriting knowledge and technical expertise in lending, property and valuation risks.
Wintrust Mortgage Duties & Responsibilities
To write an effective wintrust mortgage job description, begin by listing detailed duties, responsibilities and expectations. We have included wintrust mortgage job description templates that you can modify and use.
Sample responsibilities for this position include:
Provide onboarding training and development support for new hires, on-going training for existing employees in conjunction with our subject matter experts (“SMEs”) for Sales, Processing, Underwriting, Closing and Investor Delivery
Accomplishing human resource objectives by selecting, orienting, training, assigning, coaching, counseling, and disciplining employees
Analyze title, chain of title, Flood/Homeowners Insurance, Appraisal, Lock, Good Faith Estimate, any outstanding conditions
Funds the loan in compliance with investor guidelines meeting all at-closing conditions to assist investor delivery for the third part sale of the loan
Processing incoming/outgoing mail
Assisting with data entry
Generating/interpreting reports
Communicating with internal employees and external customers via email/phone
Balancing loan accounts
Provide administrative support including routine correspondence, answering phone calls, communicating messages in a timely manner, filing, copying, and typing, proofreading, data entry
Wintrust Mortgage Qualifications
Qualifications for a job description may include education, certification, and experience.
Education for Wintrust Mortgage
Typically a job would require a certain level of education.
Employers hiring for the wintrust mortgage job most commonly would prefer for their future employee to have a relevant degree such as High School and Collage Degree in Associates, Business, Finance, Accounting, Technical, Marketing, Communications, Advertising, Education, Business/Administration
Skills for Wintrust Mortgage
Desired skills for wintrust mortgage include:
Excel and Internet
Outlook
Internet
Federal lending regulations governing real estate lending
Pricing and underwriting requirements of various mortgage products and programs
RESPA and others
Residential mortgage processing
Underwriting and closing procedures
Excel
FIS
Desired experience for wintrust mortgage includes:
Strong organizational skills excellent verbal (including phone etiquette) and phone and written communication
Associates or Technical degree required
Minimum of three years of experience in the mortgage industry or a related financial industry, or minimum of three years experience as a full time corporate trainer
Be able to write concise training tools and procedures to introduce or explain the functionality of specific processes
Must possess a working knowledge of computers to include Microsoft Office products
Processing or Closing experience is a plus
Wintrust Mortgage Examples
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Wintrust Mortgage Job Description
Job Description Example
Our innovative and growing company is searching for experienced candidates for the position of wintrust mortgage. Thank you in advance for taking a look at the list of responsibilities and qualifications. We look forward to reviewing your resume.
Responsibilities for wintrust mortgage
- Utilize market research to determine marketing and advertising success rates amongst various demographics
- Assist with loan pipeline analytics, research loan questions for managers
- Post Underwriting Queue and Pipeline Reports for all Regions
- Receive files submitted to Underwriting Queue and perform file routing/assignments based on Loan Product, Underwriter expertise/certifications, and business partner relationship
- Monitor and assign requests for NOV (VA appraisal reviews), Rush Requests, Contract Underwriting, and Conditions Queue
- Monitor, track, and prepare Underwriting Productivity reports
- Facilitate responses and corrective actions required for all QC audits
- System Administrator for multiple vendors including Loan Beam and Contract UW Portals
- Prepare and deliver New Hire requests/Termination procedures
- Review and approve all vendor invoicing
Qualifications for wintrust mortgage
- Familiarity with the RESPA 2010 Act
- Must be able to manage multiple tasks and work under a daily deadline
- College or equivalent degree
- Ability to handle sensitive, confidential information and manage difficult situations
- 10+ years of Mortgage lending experience experience with Financial Software, Customer Service, decision making, analyzing information and confidentiality
- Mortgage Builder/Surveyance experience preferred
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Wintrust Mortgage Job Description
Job Description Example
Our company is searching for experienced candidates for the position of wintrust mortgage. If you are looking for an exciting place to work, please take a look at the list of qualifications below.
Responsibilities for wintrust mortgage
- Assist VP with appointments and call schedules
- Maintain resolution based communication and processes with Contract Underwriting resources
- Responsible for support and utilization of pipeline management tools and reports
- Returns all phone calls and emails in the timeframe established by the company
- Other mortgage operations duties as assigned
- This is a non-exempt position
- Serve as the project manager for key servicing initiatives, which may include system conversions, automation of manual functions, and outsourcing to third parties
- Ensure that all mortgage loans are boarded timely and completely, including all required documentation
- Reviews all requests for quality, completeness and accuracy
- Board complex consumer lending loans
Qualifications for wintrust mortgage
- 3 – 5 years of Mortgage Lending/Closing experience, Financial Software, Customer Service and communication skills
- Thorough knowledge and understanding of RESPA Guidelines (FNMA, FHLMC, FHA/VA)
- 2010 HUD Experience
- Conventional Agency experience required
- Knowledge and experience with multiple investor guidelines is preferred
- Updated and Current knowledge of Fannie/Freddie guidelines
3
Wintrust Mortgage Job Description
Job Description Example
Our growing company is looking to fill the role of wintrust mortgage. Please review the list of responsibilities and qualifications. While this is our ideal list, we will consider candidates that do not necessarily have all of the qualifications, but have sufficient experience and talent.
Responsibilities for wintrust mortgage
- Data entry will include setting up of customer accounts, escrow lines, and note record on the servicing system
- Processes renewals from loan agreements, note and other loan documents
- Completes and processes appropriate GL entries with corresponding offsets
- May be required to open files within 2 days of receipt from loan officer where Opener position does not exist
- Underwriting no less than 10-days prior to estimated closing date, lock expiration or contingency date (earliest
- Of all dates)
- Found in file
- Issue commitment letters
- May schedule closing date and time with borrowers, LO’s and title companies
- Assist Sales Liaison with prospecting and other minor sales related duties
Qualifications for wintrust mortgage
- Ability to multi-task and adhere to firm time deadlines
- Must have excellent customer service and problem solving skills
- Associate’s degree or comparable work experience
- Ability to deal effectively with borrowers who may be worried, frustrated or angry
- Ability to work as a team and interact with other departments
- Ability to manage multiple tasks and projects and meet required deadlines
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Wintrust Mortgage Job Description
Job Description Example
Our company is looking for a wintrust mortgage. Please review the list of responsibilities and qualifications. While this is our ideal list, we will consider candidates that do not necessarily have all of the qualifications, but have sufficient experience and talent.
Responsibilities for wintrust mortgage
- Answer and address inbound escrow calls and emails from customers in a professional manner
- Update and/or review customer tax and insurance bills/invoices
- Ensure proper file maintenance on customer loans
- Process annual escrow analysis
- Disburse insurance premiums to appropriate insurance companies
- Meet required timelines of CFPB
- Perform other tasks as assigned/needed
- Completes all testing in a timely manner and distributes final, periodic reports to management
- Reviews audit findings with supervisor to determine if additional research is required to ensure accurate reporting of findings or to determine compliance with program
- Tracks, follows up and reviews audit responses to ensure completeness of the quality review program
Qualifications for wintrust mortgage
- Minimum of two years in a compliance related position within the mortgage industry
- Knowledge of residential mortgage Federal and State regulations - Regulation Z - Truth-in-Lending, Regulation X -Real Estate Settlement Procedures Act, Regulation B – ECOA & Regulation C - Home Mortgage Disclosure Act (HMDA)
- Experience working in an OCC regulated environment preferred
- Self-motivated and drive to ensure accuracy and audit thoroughness
- Excellent analytic, research and organizational skills
- Ability to Multi-task and balance work between several audit projects at once
5
Wintrust Mortgage Job Description
Job Description Example
Our company is looking for a wintrust mortgage. Please review the list of responsibilities and qualifications. While this is our ideal list, we will consider candidates that do not necessarily have all of the qualifications, but have sufficient experience and talent.
Responsibilities for wintrust mortgage
- Conduct periodic site visits (branch audits) to regional offices
- Participate in the investigation of unusual borrower activity which may be referred to the department
- Automate and streamline existing reporting, data aggregation, and data transfer processes
- Develop BI dashboards used throughout the company and help administer the company’s BI platform
- Develop new reporting tools to increase efficiency and maintain data integrity
- Process newly submitted locks through our Product and Pricing Engine, and input the new locks into our Loan Origination System
- Work directly with Loan Originators, Processors, Closers, RESPA Dept., and Management, via phone calls and Secondary Email Queue, on all lock related issues
- Interact with Investors as it relates to loan commitments and sales
- Monitor mortgage market movement throughout the day
- Provide administrative support to all assigned areas of the department where service or assistance is needed
Qualifications for wintrust mortgage
- Minimum of two years’ experience in the residential mortgage industry
- Minimum of one year quality control, auditing or related experience
- Thorough knowledge and understanding of agency (FNMA, FHLMC, VA, FHA, ) and investor guidelines preferred
- Ability to work independently with others, and handle multiple projects simultaneously
- Ability to multi-task and handle numerous projects simultaneously
- Bachelor’s degree in Marketing, Advertising, Communications or a related field required