Retail Lending Cover Letter

Please consider me for the retail lending opportunity. I am including my resume that lists my qualifications and experience.

Previously, I was responsible for establish appropriate benchmarks and metrics to guide the tactical and strategic direction of the business.

Please consider my experience and qualifications for this position:

• Extensive Regulatory Experience, preferably gained at a recognized regulator (CFPB, OCC, FRB, FDIC)
• Established relationships with Auto Dealers in the local market
• Proven record of building relationships and establishing strategic partnerships
• Strong knowledge of mortgage origination process
• Working knowledge of Affordable Lending products preferred, including down payment and closing costs assistance programs
• Sales training design and/or delivery experience preferred
• Of local and cross-country business news to help inform credit decisions
• Of relevant credit/banking/adjudication experience

In response to your job posting for retail lending, I am including this letter and my resume for your review.

In my previous role, I was responsible for technical expertise in computing, in particular Microsoft Excel, SAS, Spotfire.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Team player and strong relationship management
• Highly proficient in Microsoft Office (Word, Excel, PowerPoint, Access )
• Strong knowledge of Microsoft Office applications including intermediate to advanced Excel skills
• Previous experience in supporting the development and delivery of strategic initiatives impacting people, processes and technology
• Knowledge of reporting and data analytics platforms is preferred
• Working relationship management skills to effectively manage relationships across multiple levels of the organization and external partners
• Previous experience with external vendor management preferred
• Basic Project Management skills an asset

In response to your job posting for retail lending, I am including this letter and my resume for your review.

In my previous role, I was responsible for proficient PC skills in MS Office and a variety of PC-based analytical and reporting software packages.

Please consider my experience and qualifications for this position:

• Leadership and coaching experience in a customer centric operation
• Advanced level of computer skills, including keyboarding
• Bilingual in French is a definite asset
• Bilingual English/Mandarin is an asset
• Established relationships with Auto Dealers in the Illinois market
• Knowledge of bank/financial product strongly preferred
• Thrive independently and collaboratively in a team, enjoy a deadline driven environment, and be able to handle multiple projects within time constraints
• Advanced knowledge of lending, credit analysis, underwriting, structuring

I submit this application to express my sincere interest in the retail lending position.

In the previous role, I was responsible for knowledge of entity, account & product establishment & maintenance processes.

Please consider my experience and qualifications for this position:

• Service to SLA agreements for quality and turn-around times for fulfilment
• May develop financial analytical and forecasting models to test assumptions and predict results of business initiatives
• Marketing campaign design and performance measurement, targeting and segmentation modeling hands-on experience strongly preferred
• Strong knowledge of financial services products (loans, deposits, and securities) and processes preferred
• Detail-oriented, highly self-motivated and good interpersonal skills
• Expert quantitative analysis or financial analysis skills
• Knowledge of quantitative data mining and statistical analysis techniques with hands-on behavior/ pricing/valuation/cash flow modeling experience
• Banking/financial industry, retail lending and/or Trust-related experience preferred

Please consider me for the retail lending opportunity. I am including my resume that lists my qualifications and experience.

Previously, I was responsible for leverage and implement best practices, customer insights and data to execute marketing plans across different line of businesses.

My experience is an excellent fit for the list of requirements in this job:

• Strong organizational, project management, statistical, analytical, communications, presentation and lateral thinking skills
• Self-starter with excellent communication skills who is committed to producing high-quality results efficiently and effectively
• Established relationships with Auto Dealers in respective hiring market
• Established relationships with Auto Dealers in the Austin Market
• Real Estate Settlement Protection Act (RESPA), Regulation Z, Equal Credit Opportunity Act (ECOA), FNMA and FHLMC quality control requirements, national multi-state federal and state lending laws, and portfolio residential lending
• FHA/VA underwriting
• Jumbo Underwriting
• Quality Control review and analysis