Troy Chadwell

Broad-based compensation consultant for Originations division which includes 3,000+ employees

➢ Company oversight of production incentive plans for all divisions (Corporate, Originations and Servicing which includes 4,000+ eligible employees)

➢ Performed a complete market review of all Originations and production Servicing jobs internally and created entirely new salary grading system based on the market analysis saving over $500k for the company in consultant fees

➢ Partner with business leaders to pilot new initiatives regarding compensation strategy

➢ Ensure regulatory compliance for incentive compensation providing plan information for CFPB and state exams

➢ Provide training to HR Business Partners and Recruiters on all incentive compensation programs

➢ Work with Finance on compensation analysis and provide insight for budgets/forecasts and ad hoc analysis

➢ Manage Incentive Compensation team

➢ Develop and design business unit incentive plans

➢ Conduct incentive plan risk assessment in accordance with Federal Reserve guidelines

➢ Perform benchmarking studies to ensure incentive plans and pay mix align with the industry

➢ Produce monthly incentive committee presentation materials for review of various proposals

➢ Partner with Finance, Human Resources Consultants, Business Unit plan sponsors, Legal and Risk for all aspects of incentives

➢ Work with outside consultants to ensure compliance with ever changing Federal guidelines associated with incentive compensation

➢ Process incentive payments monthly through ADP payroll system; $120MM in annual incentives processed and over 35,000 transactions

➢ Work with internal audit to provide required documentation; received satisfactory rating on all audits to date

➢ Work with all levels of management

➢ Integral part of integration team for 2011 acquisition; performed analysis comparing Comerica incentive plans and compensation to acquired bank programs

➢ Support the SVP, Client Services

➢ Analyze dealer performance and production

➢ Dealer and sales force reporting

➢ Develop sales territories for the both external and internal sales force

➢ Develop and maintain intranet SharePoint site which houses all sales calendars, appointment notes and recurring internal meeting schedules

➢ Business analytics

➢ Point person for sales force and dealer administration group to oversee dealer management activities

➢ Manage all employee incentive plans for the Auto Division

➢ Work with all department heads to develop the annual budget each year which totaled approximately $20MM

➢ Produce the monthly incentive reporting package comparing actuals to Budget

➢ Provide senior management with proposals for incentive updates based on operational changes

➢ Develop and maintain the Incentive Strategies policy and procedure document to comply with internal audit guidelines

➢ Responsible for product pricing for $10B Auto operation

➢ Lead monthly Pricing Committee meeting to review pricing strategies, trends and competitor data

➢ Work with field management to set volume targets and maintain rate sheets

➢ Conduct periodic training sessions for our dealer sales reps on product pricing and ROA dynamics

➢ Produce cost benefit analyses on new incentive programs for sales force and dealers

➢ Create proformas on our existing products and for new product proposals

➢ Special projects and ad hoc analysis

➢ Expense and revenue analysis

➢ Produce annual Budgets for the Branch Operations

➢ Produce monthly forecasts and rolling forecasts to ensure annual Budgets are achieved

➢ Analyze month-end results and explain variances to Budget

➢ Develop and review annual budgets for the Branch Operations

➢ Produce annual budgets for the Branch Operations

➢ Produce monthly forecasts and rolling forecasts to ensure annual budgets are achieved

➢ Analyze month-end results and explain variances to budget

➢ Conduct training classes for new branch managers on various financial reports to understand branch performance

➢ Work regularly with Governmental Affairs and Legal to advise them on the financial impact of law change proposals in each state

➢ Created proformas for potential branch openings and bulk purchases

1983 - 1987

Baylor University

Waco, TX

BBA in Finance and Marketing

Software and Systems Skills

Access, Essbase, Excel, PowerPoint, Word, Varicent (IBM), ADP, Workday, SharePoint