Richard Routie

Richard Routie is a former financial advisor and wealth manager with more than eighteen years of experience in financial services, investment management, and retirement planning. Throughout his professional career, he worked with individuals, families, and organizations to address complex financial planning needs through disciplined structure and careful analysis. His focus remained on helping clients develop long-term strategies that balanced growth objectives with responsible risk management.

Routie avoided generic portfolio models and instead developed customized asset allocation strategies aligned with specific goals, time horizons, liquidity needs, and tax positioning. When assessing investment vehicles and insurance products, he evaluated cost structures, structural limitations, and downside exposure before presenting recommendations. His investment management philosophy emphasized clarity and education, ensuring clients understood how retirement planning, estate coordination, and portfolio construction worked together within a unified financial plan.

During his tenure at a national advisory firm, Richard expanded his practice to approximately forty million dollars in assets under management and opened more than 250 client accounts. He later transitioned to an independent advisory role, establishing and operating his own wealth management practice. In that capacity, he integrated insurance planning and tax-aware strategies into broader financial roadmaps designed to support long-term objectives and operational consistency.

Alongside his financial services career, he has served in ministry since his early twenties. Routie founded Restoration Christian Fellowship and serves as president and pastor. In this role, he directs nonprofit operations, leads training initiatives, and conducts seminars focused on financial literacy, entrepreneurship, and personal development.