Ray Lucia
Wealth Management | Financial Services Industry
San Diego, California
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Summary
Ray Lucia Jr. is a financial executive, entrepreneur, and podcast host dedicated to helping independent financial advisors thrive and guiding American households toward retirement readiness. He is the founder and CEO of several companies, including Lucia Capital Group, Quotient Advisor Community, Quotient Advisor Partners, 15 Equity, BucketsFP, and LuciaPro. Together, these firms form an integrated platform offering financial planning, asset management, technology, and business support. He also hosts the Vaulted Views Podcast, where he shares perspectives on finance, leadership, and business development.
Raised in a household that valued financial clarity, he was influenced early on by his father's retirement-income strategy. This experience sparked his passion for financial planning and innovation. He earned a Bachelor of Science in Accounting from Loyola Marymount University, which laid the foundation for his professional work as a CPA, advisor, and executive.
Throughout his career, he has launched and led companies focused on building a comprehensive wealth management ecosystem. Since 2010, he has served as CEO of a San Diego-based wealth management firm that specializes in a time-segmented approach to retirement income planning. In 2020, he introduced a growth platform designed to support advisors in launching and expanding their firms. This initiative grew further in 2025 with the creation of a nationwide advisor community offering collaboration, education, and planning tools.
He also leads an asset management firm, relaunched in 2020, that focuses on building concentrated portfolios of resilient, high-quality businesses. His fintech platform equips advisors with tools to design and manage retirement income strategies. His creative and operational services firm helps advisors scale efficiently through branding, financial services, and marketing support.
He has held leadership roles across multiple financial institutions, gaining hands-on experience in advisory, brokerage, and investment operations. He has received recognition for his professional achievements and continues to support philanthropic efforts, mentorship programs, and community initiatives. Ray Lucia Jr. remains focused on advancing advisor success and helping families achieve lasting financial security.
