Lisa Brooks
Mortgage Underwriter II
Summary
Strength in risk assessment, income/credit analysis and documentation review. Ability to plan and organize work, manage multiple assignments, meet due dates, prioritize tasks and manage time. Strong interpersonal and communication skills (both written and verbal), being a team player and contributor to the team's objective's, and strong organizational skills, including the ability to effectively prioritize.
Originated loan applications for Conventional, Freddie Mac, FHA, VA, and sub-prime lending mortgages while Community Reinvestment Act mortgage loan officer. Natural leader with stellar interpersonal, analytical, and problem-solving skills. Ability to make quick, intelligent and disciplined decisions. Excellent follow-up skills with facts and solution recommendations. Structured thinking and logic with very strong analytical skills.
Experience
Mortgage Underwriter II
State Farm Bank
Comprehensive knowledge of underwriting guidelines and restrictions for conventional, Non-QM and manual loan programs for both conforming and nonconforming mortgages. Maintained meticulous attention to detail in underwriting mortgages. Evaluated the financial strength of borrowers to determine risk and repayment capacity
Notable Achievements:
-Top underwriter in the office with productivity and quality.
- Average 97% quality audit rate with a 9.49 YTD average of daily reviews; exceeding the 95% standard quality audit rate and 6 daily review metrics.
-Balanced the need for loan-volume growth with the equally important necessity of optimum underwriting quality to minimize risk while maximizing profitability
Education
University of Illinois at Springfield
Master's of Public Administration
