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Senior Manager Credit Risk Analysis
Discover Financial Services
Riverwoods, IL, United States
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Discover. A more rewarding way to work.
At Discover Financial Services, you’ll find yourself in the company of some of the industry’s smartest and most reliable professionals. And at a company that rewards dedication, values innovation and supports growth.
Thrive in an environment that promotes teamwork and shared success. Build on a foundation of mutual respect. Join the company that understands rewarding careers like no other, with this exceptional opportunity:
Job Description:
Responsible for managing team that develops and enhances credit management strategies and/or loss forecasts for Home Equity Loans. Utilizes experience in Mortgage/HELOC/Home Equity Loans experiences along with customer level information and predictive models to maximize profits, while using efficient trade-offs among key business metrics such as credit losses, receivables, and profit. Drives the identification, design, and implementation of statistical and business analyses in support of business strategy and loss forecasting activities
Major Responsibilities:
• Leads the development of credit strategies, underwriting procedures &/or loss forecasts while demonstrating strong
thought and people leadership to drive business results.
• Ensures strategies are customized to the regulatory/compliance considerations for Home Equity Product as well as amicable to the operationally intensive nature of underwriting Home Equity Loans. Strategies should also perform as intended through continuous monitoring and respond to unexpected results in an expedited manner.
• Fully understands end to end processes applicable to area of work including operational,
modeling, data and infrastructure capabilities
• Develops technical, leadership, communication and presentation skills of team members.
Encourages culture of continuous improvement and test and learn mentality.
• Recruits, develops and mentors high-performing teams.
Skills:
Minimum Qualifications
At a minimum, here’s what we need from you:
• 6+ years of experience in Analytics, Consulting, Financial Services, or related field
• Master’s Degree Mathematics, Sciences, Business, Statistics, Finance, Economics, Engineering or related
• In lieu of a degree, 8+ years of experience in Analytics, Consulting, Financial Services, or related field
Preferred Qualifications
If we had our say, we’d also look for:
• 8+ years of experience in Analytics, Consulting, Financial Services, or related field
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Discover Financial Services is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, protected veteran status, among other things, or as a qualified individual with a disability.